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Metro Bank, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 84 | 2,322 |
Assets and Liabilities | ||
Total Assets: | $205,970,000 | 2,288 |
Cash and due from depository institutions | $10,138,000 | 2,322 |
Interest-bearing balances | $1,149,000 | 2,392 |
Securities | $42,930,000 | 2,945 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $148,046,000 | 1,923 |
Loan loss allowance | $1,728,000 | 2,197 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,282,000 | 5,173 |
Other real estate owned | $75,000 | 2,322 |
Goodwill and other intangibles | $1,293,000 | 1,054 |
All other assets | $2,206,000 | 3,327 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $205,970,000 | 2,288 |
Total liabilities | $192,708,000 | 2,206 |
Total deposits | $185,886,000 | 2,123 |
Interest-bearing deposits | $169,759,000 | 1,999 |
Deposits held in domestic offices | $185,886,000 | 2,114 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $4,400,000 | 1,753 |
Subordinated debt | $0 | 337 |
All other liabilities | $2,422,000 | 1,803 |
Total equity capital | $13,262,000 | 3,312 |
Total bank equity capital | $13,262,000 | 3,312 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,804,000 | 2,246 |
Surplus | $5,193,000 | 2,758 |
Undivided profits | $6,265,000 | 3,790 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $455,000 | 4,502 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $863,000 | 2,689 |
Earning assets | $192,125,000 | 2,253 |
Long-term assets (5+ years) | $27,971,000 | 1,934 |
Average Assets, year-to-date | $191,707,600 | 2,363 |
Average Assets, quarterly | $203,827,000 | 2,277 |
Volatile liabilities | $35,836,000 | 1,638 |
Insider loans | $420,000 | 6,159 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $12,894,000 | 198 |
Unused loan commitments | $36,124,000 | 1,290 |
Tier 1 (core) risk-based capital | $13,527,000 | 3,165 |
Tier 2 risk-based capital | $1,728,000 | 1,797 |
Total risk weighted assets | $144,943,000 | 1,919 |
Total unused commitments | $36,124,000 | 1,298 |
Derivatives | $3,000,000 | 567 |
1994-12-31 | Rank | |
# of Employees: | 79 | 2,541 |
Assets and Liabilities | ||
Total Assets: | $169,379,000 | 2,705 |
Cash and due from depository institutions | $7,701,000 | 2,541 |
Interest-bearing balances | $5,102,000 | 707 |
Securities | $35,332,000 | 3,684 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $120,758,000 | 2,261 |
Loan loss allowance | $1,543,000 | 2,481 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,585,000 | 4,419 |
Other real estate owned | $1,009,000 | 2,541 |
Goodwill and other intangibles | $228,000 | 1,853 |
All other assets | $2,766,000 | 2,886 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $169,379,000 | 2,705 |
Total liabilities | $158,235,000 | 2,636 |
Total deposits | $153,229,000 | 2,516 |
Interest-bearing deposits | $140,629,000 | 2,374 |
Deposits held in domestic offices | $153,229,000 | 2,505 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $3,200,000 | 2,108 |
Subordinated debt | $0 | 372 |
All other liabilities | $1,806,000 | 1,947 |
Total equity capital | $11,144,000 | 3,665 |
Total bank equity capital | $11,144,000 | 3,665 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,804,000 | 2,302 |
Surplus | $5,193,000 | 2,662 |
Undivided profits | $4,147,000 | 4,819 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,175,000 | 2,360 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $742,000 | 2,755 |
Earning assets | $161,192,000 | 2,599 |
Long-term assets (5+ years) | $17,134,000 | 2,860 |
Average Assets, year-to-date | $166,604,600 | 2,663 |
Average Assets, quarterly | $170,831,000 | 2,660 |
Volatile liabilities | $27,424,000 | 1,959 |
Insider loans | $626,000 | 4,997 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $5,448,000 | 252 |
Unused loan commitments | $33,666,000 | 1,322 |
Tier 1 (core) risk-based capital | $11,961,000 | 3,439 |
Tier 2 risk-based capital | $1,543,000 | 1,986 |
Total risk weighted assets | $124,184,800 | 2,178 |
Total unused commitments | $33,666,000 | 1,331 |
Derivatives | $2,000,000 | 607 |
1993-12-31 | Rank | |
# of Employees: | 71 | 2,945 |
Assets and Liabilities | ||
Total Assets: | $159,800,000 | 2,866 |
Cash and due from depository institutions | $5,040,000 | 2,945 |
Interest-bearing balances | $433,000 | 4,532 |
Securities | $36,496,000 | 3,764 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $114,231,000 | 2,313 |
Loan loss allowance | $1,455,000 | 2,701 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,562,000 | 4,512 |
Other real estate owned | $545,000 | 2,945 |
Goodwill and other intangibles | $78,000 | 2,323 |
All other assets | $1,848,000 | 3,692 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $159,800,000 | 2,866 |
Total liabilities | $148,705,000 | 2,818 |
Total deposits | $139,708,000 | 2,828 |
Interest-bearing deposits | $130,284,000 | 2,634 |
Deposits held in domestic offices | $139,708,000 | 2,818 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $7,300,000 | 1,250 |
Subordinated debt | $0 | 413 |
All other liabilities | $1,697,000 | 2,076 |
Total equity capital | $11,095,000 | 3,678 |
Total bank equity capital | $11,095,000 | 3,678 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,983,000 | 2,230 |
Surplus | $5,941,000 | 2,314 |
Undivided profits | $3,171,000 | 5,942 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $5,000 | 12,015 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $509,000 | 3,632 |
Earning assets | $151,160,000 | 2,789 |
Long-term assets (5+ years) | $27,944,000 | 2,015 |
Average Assets, year-to-date | $150,559,600 | 2,963 |
Average Assets, quarterly | $155,194,500 | 2,930 |
Volatile liabilities | $29,661,000 | 1,755 |
Insider loans | $714,000 | 4,668 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $20,657,000 | 208 |
Unused loan commitments | $31,221,000 | 1,394 |
Tier 1 (core) risk-based capital | $11,061,000 | 3,622 |
Tier 2 risk-based capital | $1,423,930 | 2,108 |
Total risk weighted assets | $113,883,330 | 2,318 |
Total unused commitments | $31,221,000 | 1,418 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 56 | 3,791 |
Assets and Liabilities | ||
Total Assets: | $143,341,000 | 3,241 |
Cash and due from depository institutions | $11,845,000 | 3,791 |
Interest-bearing balances | $10,732,000 | 698 |
Securities | $28,696,000 | 4,641 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $98,822,000 | 2,713 |
Loan loss allowance | $1,450,000 | 2,770 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $898,000 | 6,631 |
Other real estate owned | $1,399,000 | 3,791 |
Goodwill and other intangibles | $22,000 | 2,715 |
All other assets | $1,659,000 | 4,223 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $143,341,000 | 3,241 |
Total liabilities | $133,518,000 | 3,194 |
Total deposits | $132,008,000 | 3,088 |
Interest-bearing deposits | $121,452,000 | 2,950 |
Deposits held in domestic offices | $132,008,000 | 3,080 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $700,000 | 2,856 |
Subordinated debt | $0 | 482 |
All other liabilities | $810,000 | 3,888 |
Total equity capital | $9,823,000 | 3,950 |
Total bank equity capital | $9,823,000 | 3,950 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,804,000 | 2,438 |
Surplus | $5,193,000 | 2,495 |
Undivided profits | $2,826,000 | 6,181 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $436,000 | 6,062 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $710,000 | 2,793 |
Earning assets | $138,250,000 | 3,078 |
Long-term assets (5+ years) | $26,445,000 | 2,082 |
Average Assets, year-to-date | $130,831,800 | 3,467 |
Average Assets, quarterly | $138,703,000 | 3,340 |
Volatile liabilities | $21,007,000 | 2,254 |
Insider loans | $144,000 | 4,769 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $15,970,000 | 177 |
Unused loan commitments | $20,991,000 | 1,766 |
Tier 1 (core) risk-based capital | $9,823,000 | 3,890 |
Tier 2 risk-based capital | $1,215,510 | 2,449 |
Total risk weighted assets | $97,006,310 | 2,747 |
Total unused commitments | $20,991,000 | 1,782 |
Derivatives | $0 | 651 |