Home > Metlife Bank > Income and Expense
Metlife Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $340,061,000 | 121 |
| Total interest expense | $283,774,000 | 33 |
| Net interest income | $56,287,000 | 401 |
| Provision for loan and lease losses | $5,606,000 | 465 |
| Total noninterest income | $142,276,000 | 106 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $175,000 | 4,497 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $142,101,000 | 78 |
| Total noninterest expense | $1,087,823,000 | 39 |
| Salaries and employee benefits | $342,530,000 | 42 |
| Premises and equipment expense | $88,425,000 | 39 |
| Additional noninterest expense | $656,868,000 | 38 |
| Pre-tax net operating income | $-894,866,000 | 7,092 |
| Securities gains (losses) | $117,972,000 | 10 |
| Applicable income taxes | $-277,321,000 | 7,082 |
| Income before extraordinary items | $-499,573,000 | 7,082 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-499,573,000 | 7,082 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-499,573,000 | 7,082 |
| Net charge-offs | $6,658,000 | 460 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-575,075,080 | 7,082 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $328,576,000 | 100 |
| Total interest expense | $266,159,000 | 28 |
| Net interest income | $62,417,000 | 296 |
| Provision for loan and lease losses | $5,607,000 | 371 |
| Total noninterest income | $128,596,000 | 92 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $135,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,461,000 | 73 |
| Total noninterest expense | $844,569,000 | 38 |
| Salaries and employee benefits | $306,056,000 | 37 |
| Premises and equipment expense | $84,569,000 | 34 |
| Additional noninterest expense | $453,944,000 | 41 |
| Pre-tax net operating income | $-659,163,000 | 7,189 |
| Securities gains (losses) | $117,969,000 | 7 |
| Applicable income taxes | $-195,212,000 | 7,179 |
| Income before extraordinary items | $-345,982,000 | 7,180 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-345,982,000 | 7,180 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-345,982,000 | 7,180 |
| Net charge-offs | $6,658,000 | 359 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-421,482,160 | 7,180 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $312,330,000 | 78 |
| Total interest expense | $244,613,000 | 23 |
| Net interest income | $67,717,000 | 200 |
| Provision for loan and lease losses | $5,609,000 | 266 |
| Total noninterest income | $122,996,000 | 72 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,902,000 | 60 |
| Total noninterest expense | $721,367,000 | 35 |
| Salaries and employee benefits | $267,330,000 | 31 |
| Premises and equipment expense | $81,902,000 | 27 |
| Additional noninterest expense | $372,135,000 | 35 |
| Pre-tax net operating income | $-536,263,000 | 7,254 |
| Securities gains (losses) | $117,957,000 | 4 |
| Applicable income taxes | $-150,224,000 | 7,243 |
| Income before extraordinary items | $-268,082,000 | 7,244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-268,082,000 | 7,245 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-268,082,000 | 7,245 |
| Net charge-offs | $6,658,000 | 264 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-343,574,480 | 7,244 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $191,465,000 | 62 |
| Total interest expense | $131,886,000 | 21 |
| Net interest income | $59,579,000 | 139 |
| Provision for loan and lease losses | $86,000 | 3,085 |
| Total noninterest income | $161,386,000 | 39 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $56,000 | 4,084 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $161,330,000 | 31 |
| Total noninterest expense | $357,275,000 | 35 |
| Salaries and employee benefits | $178,637,000 | 28 |
| Premises and equipment expense | $47,588,000 | 26 |
| Additional noninterest expense | $131,050,000 | 42 |
| Pre-tax net operating income | $-136,396,000 | 7,316 |
| Securities gains (losses) | $110,176,000 | 4 |
| Applicable income taxes | $-11,064,000 | 7,305 |
| Income before extraordinary items | $-15,156,000 | 7,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-15,156,000 | 7,302 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-15,156,000 | 7,302 |
| Net charge-offs | $100,000 | 2,446 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-85,668,640 | 7,307 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $795,924,000 | 63 |
| Total interest expense | $477,678,000 | 26 |
| Net interest income | $318,246,000 | 109 |
| Provision for loan and lease losses | $580,000 | 3,246 |
| Total noninterest income | $715,266,000 | 36 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $214,000 | 4,260 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $715,052,000 | 30 |
| Total noninterest expense | $1,146,979,000 | 38 |
| Salaries and employee benefits | $570,622,000 | 31 |
| Premises and equipment expense | $60,972,000 | 59 |
| Additional noninterest expense | $515,385,000 | 42 |
| Pre-tax net operating income | $-114,047,000 | 7,357 |
| Securities gains (losses) | $-165,701,000 | 7,355 |
| Applicable income taxes | $-109,168,000 | 7,355 |
| Income before extraordinary items | $-170,580,000 | 7,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-170,580,000 | 7,351 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-170,580,000 | 7,351 |
| Net charge-offs | $45,397,000 | 134 |
| Cash dividends | $1,375,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $250,000,000 | 7 |
| Net operating income | $-64,531,360 | 7,342 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $376,939,000 | 94 |
| Total interest expense | $149,617,000 | 50 |
| Net interest income | $227,322,000 | 113 |
| Provision for loan and lease losses | $-8,843,000 | 7,426 |
| Total noninterest income | $500,627,000 | 35 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $157,000 | 4,320 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $500,470,000 | 30 |
| Total noninterest expense | $819,665,000 | 40 |
| Salaries and employee benefits | $395,064,000 | 31 |
| Premises and equipment expense | $43,258,000 | 63 |
| Additional noninterest expense | $381,343,000 | 42 |
| Pre-tax net operating income | $-82,873,000 | 7,440 |
| Securities gains (losses) | $-13,245,000 | 7,427 |
| Applicable income taxes | $-38,038,000 | 7,435 |
| Income before extraordinary items | $-58,080,000 | 7,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,080,000 | 7,426 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-58,080,000 | 7,426 |
| Net charge-offs | $3,857,000 | 766 |
| Cash dividends | $1,375,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $50,000,000 | 13 |
| Net operating income | $-49,603,200 | 7,425 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $248,397,000 | 96 |
| Total interest expense | $95,355,000 | 54 |
| Net interest income | $153,042,000 | 115 |
| Provision for loan and lease losses | $2,819,000 | 718 |
| Total noninterest income | $337,527,000 | 37 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $337,420,000 | 32 |
| Total noninterest expense | $461,941,000 | 43 |
| Salaries and employee benefits | $253,577,000 | 32 |
| Premises and equipment expense | $26,758,000 | 68 |
| Additional noninterest expense | $181,606,000 | 50 |
| Pre-tax net operating income | $25,809,000 | 184 |
| Securities gains (losses) | $-6,544,000 | 7,503 |
| Applicable income taxes | $7,429,000 | 187 |
| Income before extraordinary items | $11,836,000 | 265 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,836,000 | 264 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $11,836,000 | 265 |
| Net charge-offs | $1,752,000 | 1,007 |
| Cash dividends | $1,375,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $16,024,160 | 207 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $123,975,000 | 97 |
| Total interest expense | $45,465,000 | 59 |
| Net interest income | $78,510,000 | 112 |
| Provision for loan and lease losses | $-2,354,000 | 7,561 |
| Total noninterest income | $153,995,000 | 39 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $61,000 | 3,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $153,934,000 | 32 |
| Total noninterest expense | $216,446,000 | 44 |
| Salaries and employee benefits | $122,965,000 | 33 |
| Premises and equipment expense | $13,615,000 | 67 |
| Additional noninterest expense | $79,866,000 | 53 |
| Pre-tax net operating income | $18,413,000 | 154 |
| Securities gains (losses) | $-5,755,000 | 7,564 |
| Applicable income taxes | $4,972,000 | 161 |
| Income before extraordinary items | $7,686,000 | 213 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,686,000 | 213 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,686,000 | 213 |
| Net charge-offs | $1,356,000 | 696 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $11,369,200 | 166 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $467,340,000 | 102 |
| Total interest expense | $199,267,000 | 60 |
| Net interest income | $268,073,000 | 119 |
| Provision for loan and lease losses | $18,032,000 | 410 |
| Total noninterest income | $909,184,000 | 32 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $251,000 | 4,006 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $908,933,000 | 26 |
| Total noninterest expense | $795,130,000 | 46 |
| Salaries and employee benefits | $427,942,000 | 33 |
| Premises and equipment expense | $47,915,000 | 69 |
| Additional noninterest expense | $319,273,000 | 59 |
| Pre-tax net operating income | $364,095,000 | 46 |
| Securities gains (losses) | $-17,914,000 | 7,640 |
| Applicable income taxes | $127,901,000 | 40 |
| Income before extraordinary items | $218,280,000 | 49 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $218,280,000 | 49 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $218,280,000 | 49 |
| Net charge-offs | $45,559,000 | 183 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $50,000,000 | 27 |
| Net operating income | $229,744,960 | 47 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $337,513,000 | 105 |
| Total interest expense | $148,227,000 | 62 |
| Net interest income | $189,286,000 | 125 |
| Provision for loan and lease losses | $14,292,000 | 377 |
| Total noninterest income | $671,748,000 | 32 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $185,000 | 4,100 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $671,563,000 | 27 |
| Total noninterest expense | $544,506,000 | 48 |
| Salaries and employee benefits | $293,045,000 | 33 |
| Premises and equipment expense | $36,573,000 | 67 |
| Additional noninterest expense | $214,888,000 | 61 |
| Pre-tax net operating income | $302,236,000 | 41 |
| Securities gains (losses) | $-15,387,000 | 7,745 |
| Applicable income taxes | $112,538,000 | 35 |
| Income before extraordinary items | $174,311,000 | 47 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $174,311,000 | 47 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $174,311,000 | 47 |
| Net charge-offs | $45,130,000 | 156 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $184,158,680 | 43 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $220,630,000 | 108 |
| Total interest expense | $98,931,000 | 64 |
| Net interest income | $121,699,000 | 128 |
| Provision for loan and lease losses | $3,940,000 | 774 |
| Total noninterest income | $385,273,000 | 38 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $385,153,000 | 28 |
| Total noninterest expense | $346,692,000 | 53 |
| Salaries and employee benefits | $184,562,000 | 35 |
| Premises and equipment expense | $24,478,000 | 71 |
| Additional noninterest expense | $137,652,000 | 67 |
| Pre-tax net operating income | $156,340,000 | 50 |
| Securities gains (losses) | $-8,205,000 | 7,809 |
| Applicable income taxes | $58,245,000 | 46 |
| Income before extraordinary items | $89,890,000 | 58 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $89,222,000 | 59 |
| Minority interest net income | $668,000 | 29 |
| Net income of bank and minority interests. | $89,890,000 | 59 |
| Net charge-offs | $25,553,000 | 172 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $95,141,200 | 54 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $108,985,000 | 108 |
| Total interest expense | $50,583,000 | 63 |
| Net interest income | $58,402,000 | 137 |
| Provision for loan and lease losses | $4,314,000 | 424 |
| Total noninterest income | $186,551,000 | 38 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $186,520,000 | 28 |
| Total noninterest expense | $163,166,000 | 52 |
| Salaries and employee benefits | $86,761,000 | 36 |
| Premises and equipment expense | $12,669,000 | 68 |
| Additional noninterest expense | $63,736,000 | 65 |
| Pre-tax net operating income | $77,473,000 | 45 |
| Securities gains (losses) | $-2,009,000 | 7,895 |
| Applicable income taxes | $29,721,000 | 39 |
| Income before extraordinary items | $45,743,000 | 53 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,654,000 | 54 |
| Minority interest net income | $89,000 | 45 |
| Net income of bank and minority interests. | $45,743,000 | 54 |
| Net charge-offs | $24,221,000 | 120 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $47,028,760 | 50 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $477,475,000 | 97 |
| Total interest expense | $214,662,000 | 76 |
| Net interest income | $262,813,000 | 111 |
| Provision for loan and lease losses | $76,727,000 | 182 |
| Total noninterest income | $1,052,614,000 | 32 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $211,000 | 4,545 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,052,403,000 | 24 |
| Total noninterest expense | $833,745,000 | 45 |
| Salaries and employee benefits | $469,630,000 | 32 |
| Premises and equipment expense | $46,864,000 | 69 |
| Additional noninterest expense | $317,251,000 | 60 |
| Pre-tax net operating income | $404,955,000 | 29 |
| Securities gains (losses) | $-39,705,000 | 7,987 |
| Applicable income taxes | $142,425,000 | 29 |
| Income before extraordinary items | $222,825,000 | 32 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $221,506,000 | 31 |
| Minority interest net income | $1,319,000 | 29 |
| Net income of bank and minority interests. | $222,825,000 | 31 |
| Net charge-offs | $15,479,000 | 489 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $248,236,200 | 30 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $360,003,000 | 100 |
| Total interest expense | $159,706,000 | 82 |
| Net interest income | $200,297,000 | 114 |
| Provision for loan and lease losses | $83,040,000 | 147 |
| Total noninterest income | $798,524,000 | 34 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $119,000 | 5,092 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $798,405,000 | 24 |
| Total noninterest expense | $614,335,000 | 46 |
| Salaries and employee benefits | $353,404,000 | 33 |
| Premises and equipment expense | $34,444,000 | 72 |
| Additional noninterest expense | $226,487,000 | 66 |
| Pre-tax net operating income | $301,446,000 | 33 |
| Securities gains (losses) | $-27,859,000 | 8,073 |
| Applicable income taxes | $106,871,000 | 32 |
| Income before extraordinary items | $166,716,000 | 38 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $165,678,000 | 37 |
| Minority interest net income | $1,038,000 | 30 |
| Net income of bank and minority interests. | $166,716,000 | 37 |
| Net charge-offs | $13,414,000 | 419 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $184,545,760 | 34 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $242,162,000 | 103 |
| Total interest expense | $108,115,000 | 87 |
| Net interest income | $134,047,000 | 119 |
| Provision for loan and lease losses | $55,867,000 | 149 |
| Total noninterest income | $536,648,000 | 32 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $10,281,000 | 99 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $526,367,000 | 25 |
| Total noninterest expense | $433,739,000 | 46 |
| Salaries and employee benefits | $260,414,000 | 32 |
| Premises and equipment expense | $23,528,000 | 75 |
| Additional noninterest expense | $149,797,000 | 71 |
| Pre-tax net operating income | $181,089,000 | 34 |
| Securities gains (losses) | $-13,884,000 | 8,157 |
| Applicable income taxes | $58,210,000 | 34 |
| Income before extraordinary items | $108,995,000 | 38 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,240,000 | 37 |
| Minority interest net income | $755,000 | 30 |
| Net income of bank and minority interests. | $108,995,000 | 37 |
| Net charge-offs | $738,000 | 1,929 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $118,019,600 | 33 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $116,926,000 | 110 |
| Total interest expense | $56,589,000 | 91 |
| Net interest income | $60,337,000 | 126 |
| Provision for loan and lease losses | $42,172,000 | 120 |
| Total noninterest income | $261,206,000 | 36 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,669,000 | 91 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $255,537,000 | 31 |
| Total noninterest expense | $203,313,000 | 47 |
| Salaries and employee benefits | $122,854,000 | 34 |
| Premises and equipment expense | $11,936,000 | 76 |
| Additional noninterest expense | $68,523,000 | 70 |
| Pre-tax net operating income | $76,058,000 | 35 |
| Securities gains (losses) | $-12,948,000 | 8,230 |
| Applicable income taxes | $22,037,000 | 41 |
| Income before extraordinary items | $41,073,000 | 48 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,073,000 | 48 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $41,073,000 | 49 |
| Net charge-offs | $278,000 | 1,847 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $49,489,200 | 38 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $446,684,000 | 121 |
| Total interest expense | $253,707,000 | 95 |
| Net interest income | $192,977,000 | 150 |
| Provision for loan and lease losses | $10,640,000 | 571 |
| Total noninterest income | $101,143,000 | 120 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,009,000 | 300 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $95,134,000 | 104 |
| Total noninterest expense | $227,669,000 | 128 |
| Salaries and employee benefits | $112,217,000 | 105 |
| Premises and equipment expense | $17,813,000 | 165 |
| Additional noninterest expense | $97,639,000 | 141 |
| Pre-tax net operating income | $55,811,000 | 128 |
| Securities gains (losses) | $-6,063,000 | 8,113 |
| Applicable income taxes | $17,003,000 | 128 |
| Income before extraordinary items | $32,745,000 | 139 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $32,745,000 | 140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,029,000 | 1,922 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $36,746,580 | 137 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $297,009,000 | 144 |
| Total interest expense | $190,528,000 | 101 |
| Net interest income | $106,481,000 | 195 |
| Provision for loan and lease losses | $3,493,000 | 820 |
| Total noninterest income | $35,307,000 | 204 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $8,359,000 | 182 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,948,000 | 179 |
| Total noninterest expense | $88,195,000 | 211 |
| Salaries and employee benefits | $25,076,000 | 300 |
| Premises and equipment expense | $5,014,000 | 422 |
| Additional noninterest expense | $58,105,000 | 154 |
| Pre-tax net operating income | $50,100,000 | 139 |
| Securities gains (losses) | $-5,860,000 | 8,234 |
| Applicable income taxes | $15,855,000 | 129 |
| Income before extraordinary items | $28,385,000 | 152 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $28,385,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,112,000 | 1,211 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $32,135,400 | 153 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $190,314,000 | 147 |
| Total interest expense | $128,834,000 | 105 |
| Net interest income | $61,480,000 | 220 |
| Provision for loan and lease losses | $655,000 | 1,600 |
| Total noninterest income | $954,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,177,000 | 737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-223,000 | 8,405 |
| Total noninterest expense | $31,955,000 | 330 |
| Salaries and employee benefits | $7,489,000 | 668 |
| Premises and equipment expense | $829,000 | 1,671 |
| Additional noninterest expense | $23,637,000 | 204 |
| Pre-tax net operating income | $29,824,000 | 155 |
| Securities gains (losses) | $-632,000 | 8,358 |
| Applicable income taxes | $10,656,000 | 146 |
| Income before extraordinary items | $18,536,000 | 176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,536,000 | 175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,323 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $18,940,480 | 171 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $98,013,000 | 148 |
| Total interest expense | $69,261,000 | 108 |
| Net interest income | $28,752,000 | 232 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $-979,000 | 8,472 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $326,000 | 1,338 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,305,000 | 8,488 |
| Total noninterest expense | $14,741,000 | 360 |
| Salaries and employee benefits | $2,884,000 | 891 |
| Premises and equipment expense | $414,000 | 1,673 |
| Additional noninterest expense | $11,443,000 | 196 |
| Pre-tax net operating income | $13,032,000 | 183 |
| Securities gains (losses) | $-654,000 | 8,459 |
| Applicable income taxes | $4,701,000 | 172 |
| Income before extraordinary items | $7,677,000 | 224 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,677,000 | 224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,045 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $8,095,560 | 205 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $407,475,000 | 146 |
| Total interest expense | $313,179,000 | 107 |
| Net interest income | $94,296,000 | 274 |
| Provision for loan and lease losses | $178,000 | 4,102 |
| Total noninterest income | $1,563,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,532,000 | 1,162 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $31,000 | 7,517 |
| Total noninterest expense | $56,846,000 | 355 |
| Salaries and employee benefits | $11,955,000 | 824 |
| Premises and equipment expense | $1,513,000 | 1,735 |
| Additional noninterest expense | $43,378,000 | 203 |
| Pre-tax net operating income | $38,835,000 | 281 |
| Securities gains (losses) | $-2,448,000 | 8,467 |
| Applicable income taxes | $14,257,000 | 253 |
| Income before extraordinary items | $22,130,000 | 337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $22,130,000 | 334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $853,000 | 1,151 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,419 |
| Net operating income | $23,696,720 | 314 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $303,443,000 | 146 |
| Total interest expense | $235,093,000 | 105 |
| Net interest income | $68,350,000 | 276 |
| Provision for loan and lease losses | $38,000 | 5,373 |
| Total noninterest income | $1,177,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,155,000 | 1,141 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $41,605,000 | 357 |
| Salaries and employee benefits | $8,712,000 | 853 |
| Premises and equipment expense | $1,132,000 | 1,736 |
| Additional noninterest expense | $31,761,000 | 194 |
| Pre-tax net operating income | $27,884,000 | 314 |
| Securities gains (losses) | $-2,448,000 | 8,519 |
| Applicable income taxes | $9,551,000 | 296 |
| Income before extraordinary items | $15,885,000 | 373 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $15,885,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,191 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 8,462 |
| Net operating income | $17,451,720 | 346 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $199,247,000 | 159 |
| Total interest expense | $154,296,000 | 117 |
| Net interest income | $44,951,000 | 291 |
| Provision for loan and lease losses | $38,000 | 4,699 |
| Total noninterest income | $852,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $821,000 | 1,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $26,996,000 | 375 |
| Salaries and employee benefits | $5,661,000 | 903 |
| Premises and equipment expense | $778,000 | 1,708 |
| Additional noninterest expense | $20,557,000 | 208 |
| Pre-tax net operating income | $18,769,000 | 333 |
| Securities gains (losses) | $-14,000 | 8,066 |
| Applicable income taxes | $6,726,000 | 313 |
| Income before extraordinary items | $12,029,000 | 365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,029,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 8,534 |
| Net operating income | $12,037,960 | 361 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $99,216,000 | 159 |
| Total interest expense | $77,826,000 | 111 |
| Net interest income | $21,390,000 | 301 |
| Provision for loan and lease losses | $252,000 | 953 |
| Total noninterest income | $436,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $405,000 | 1,060 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $12,473,000 | 413 |
| Salaries and employee benefits | $2,937,000 | 865 |
| Premises and equipment expense | $370,000 | 1,801 |
| Additional noninterest expense | $9,166,000 | 218 |
| Pre-tax net operating income | $9,101,000 | 347 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $3,337,000 | 317 |
| Income before extraordinary items | $5,762,000 | 379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,762,000 | 378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,592 |
| Net operating income | $5,763,280 | 372 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $385,920,000 | 148 |
| Total interest expense | $303,840,000 | 102 |
| Net interest income | $82,080,000 | 306 |
| Provision for loan and lease losses | $4,871,000 | 248 |
| Total noninterest income | $2,047,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,505,000 | 1,179 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $542,000 | 3,201 |
| Total noninterest expense | $59,678,000 | 325 |
| Salaries and employee benefits | $10,624,000 | 906 |
| Premises and equipment expense | $3,972,000 | 659 |
| Additional noninterest expense | $45,082,000 | 183 |
| Pre-tax net operating income | $19,578,000 | 549 |
| Securities gains (losses) | $-4,227,000 | 8,637 |
| Applicable income taxes | $6,323,000 | 535 |
| Income before extraordinary items | $9,028,000 | 820 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,028,000 | 819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,226,000 | 580 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,104 |
| Net operating income | $11,733,280 | 636 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $285,419,000 | 158 |
| Total interest expense | $222,493,000 | 108 |
| Net interest income | $62,926,000 | 314 |
| Provision for loan and lease losses | $4,111,000 | 215 |
| Total noninterest income | $1,523,000 | 2,201 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,122,000 | 1,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $401,000 | 3,216 |
| Total noninterest expense | $45,449,000 | 336 |
| Salaries and employee benefits | $7,461,000 | 981 |
| Premises and equipment expense | $2,966,000 | 669 |
| Additional noninterest expense | $35,022,000 | 184 |
| Pre-tax net operating income | $14,889,000 | 567 |
| Securities gains (losses) | $-3,108,000 | 8,706 |
| Applicable income taxes | $4,910,000 | 548 |
| Income before extraordinary items | $6,871,000 | 842 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,871,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,167,000 | 406 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 906 |
| Net operating income | $8,860,120 | 664 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $185,286,000 | 163 |
| Total interest expense | $142,270,000 | 111 |
| Net interest income | $43,016,000 | 316 |
| Provision for loan and lease losses | $3,676,000 | 170 |
| Total noninterest income | $991,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $680,000 | 1,305 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $311,000 | 2,947 |
| Total noninterest expense | $30,055,000 | 340 |
| Salaries and employee benefits | $4,760,000 | 1,036 |
| Premises and equipment expense | $1,964,000 | 677 |
| Additional noninterest expense | $23,331,000 | 188 |
| Pre-tax net operating income | $10,276,000 | 547 |
| Securities gains (losses) | $-3,337,000 | 8,754 |
| Applicable income taxes | $2,804,000 | 621 |
| Income before extraordinary items | $4,135,000 | 936 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,135,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 743 |
| Net operating income | $6,270,680 | 619 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $86,678,000 | 165 |
| Total interest expense | $66,450,000 | 113 |
| Net interest income | $20,228,000 | 323 |
| Provision for loan and lease losses | $2,163,000 | 154 |
| Total noninterest income | $517,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $277,000 | 1,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $240,000 | 2,242 |
| Total noninterest expense | $12,980,000 | 383 |
| Salaries and employee benefits | $2,266,000 | 1,090 |
| Premises and equipment expense | $980,000 | 669 |
| Additional noninterest expense | $9,734,000 | 219 |
| Pre-tax net operating income | $5,602,000 | 511 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,007,000 | 476 |
| Income before extraordinary items | $3,595,000 | 562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,595,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,595,000 | 549 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $223,948,000 | 204 |
| Total interest expense | $149,880,000 | 131 |
| Net interest income | $74,068,000 | 334 |
| Provision for loan and lease losses | $5,516,000 | 221 |
| Total noninterest income | $747,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $552,000 | 2,833 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $195,000 | 5,217 |
| Total noninterest expense | $53,179,000 | 366 |
| Salaries and employee benefits | $9,259,000 | 989 |
| Premises and equipment expense | $3,829,000 | 640 |
| Additional noninterest expense | $40,091,000 | 216 |
| Pre-tax net operating income | $16,120,000 | 630 |
| Securities gains (losses) | $-2,745,000 | 8,787 |
| Applicable income taxes | $4,836,000 | 658 |
| Income before extraordinary items | $8,539,000 | 846 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,539,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,752 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,295,800 | 690 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $147,263,000 | 217 |
| Total interest expense | $94,508,000 | 145 |
| Net interest income | $52,755,000 | 343 |
| Provision for loan and lease losses | $3,290,000 | 248 |
| Total noninterest income | $491,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $368,000 | 3,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,562 |
| Total noninterest expense | $39,678,000 | 365 |
| Salaries and employee benefits | $6,483,000 | 1,058 |
| Premises and equipment expense | $2,915,000 | 623 |
| Additional noninterest expense | $30,280,000 | 213 |
| Pre-tax net operating income | $10,278,000 | 716 |
| Securities gains (losses) | $-869,000 | 8,811 |
| Applicable income taxes | $3,383,000 | 704 |
| Income before extraordinary items | $6,026,000 | 893 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,026,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,918 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,582,160 | 800 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $86,397,000 | 227 |
| Total interest expense | $52,177,000 | 152 |
| Net interest income | $34,220,000 | 349 |
| Provision for loan and lease losses | $2,930,000 | 199 |
| Total noninterest income | $240,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $240,000 | 3,092 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $27,311,000 | 347 |
| Salaries and employee benefits | $3,947,000 | 1,153 |
| Premises and equipment expense | $1,922,000 | 625 |
| Additional noninterest expense | $21,442,000 | 202 |
| Pre-tax net operating income | $4,219,000 | 1,111 |
| Securities gains (losses) | $-651,000 | 8,824 |
| Applicable income taxes | $1,458,000 | 980 |
| Income before extraordinary items | $2,110,000 | 1,630 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,110,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,386 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,526,640 | 1,362 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $37,365,000 | 255 |
| Total interest expense | $20,289,000 | 180 |
| Net interest income | $17,076,000 | 344 |
| Provision for loan and lease losses | $545,000 | 437 |
| Total noninterest income | $97,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $97,000 | 3,512 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $12,009,000 | 385 |
| Salaries and employee benefits | $1,734,000 | 1,330 |
| Premises and equipment expense | $1,004,000 | 593 |
| Additional noninterest expense | $9,271,000 | 224 |
| Pre-tax net operating income | $4,619,000 | 552 |
| Securities gains (losses) | $-62,000 | 8,803 |
| Applicable income taxes | $1,658,000 | 524 |
| Income before extraordinary items | $2,899,000 | 626 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,899,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,912 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,938,680 | 595 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $91,483,000 | 341 |
| Total interest expense | $43,514,000 | 232 |
| Net interest income | $47,969,000 | 439 |
| Provision for loan and lease losses | $8,012,000 | 172 |
| Total noninterest income | $415,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $367,000 | 3,831 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,455 |
| Total noninterest expense | $33,137,000 | 528 |
| Salaries and employee benefits | $7,150,000 | 1,224 |
| Premises and equipment expense | $4,361,000 | 527 |
| Additional noninterest expense | $21,626,000 | 318 |
| Pre-tax net operating income | $7,235,000 | 1,198 |
| Securities gains (losses) | $-34,000 | 8,513 |
| Applicable income taxes | $1,803,000 | 1,396 |
| Income before extraordinary items | $5,398,000 | 1,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,398,000 | 1,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,455 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,423,500 | 1,174 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $61,514,000 | 365 |
| Total interest expense | $29,418,000 | 246 |
| Net interest income | $32,096,000 | 479 |
| Provision for loan and lease losses | $6,209,000 | 177 |
| Total noninterest income | $305,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $305,000 | 3,625 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $23,540,000 | 544 |
| Salaries and employee benefits | $3,793,000 | 1,734 |
| Premises and equipment expense | $3,503,000 | 507 |
| Additional noninterest expense | $16,244,000 | 312 |
| Pre-tax net operating income | $2,652,000 | 2,272 |
| Securities gains (losses) | $-111,000 | 8,896 |
| Applicable income taxes | $925,000 | 1,898 |
| Income before extraordinary items | $1,616,000 | 2,776 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,616,000 | 2,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,395 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,687,040 | 2,630 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $35,613,000 | 409 |
| Total interest expense | $17,507,000 | 261 |
| Net interest income | $18,106,000 | 553 |
| Provision for loan and lease losses | $6,209,000 | 137 |
| Total noninterest income | $192,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $192,000 | 3,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $14,601,000 | 582 |
| Salaries and employee benefits | $2,503,000 | 1,753 |
| Premises and equipment expense | $2,363,000 | 503 |
| Additional noninterest expense | $9,735,000 | 332 |
| Pre-tax net operating income | $-2,512,000 | 9,052 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $-823,000 | 9,048 |
| Income before extraordinary items | $-1,665,000 | 9,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,665,000 | 9,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,426 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,681,080 | 9,030 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $15,134,000 | 480 |
| Total interest expense | $7,507,000 | 301 |
| Net interest income | $7,627,000 | 642 |
| Provision for loan and lease losses | $1,879,000 | 198 |
| Total noninterest income | $87,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $7,028,000 | 609 |
| Salaries and employee benefits | $1,120,000 | 1,953 |
| Premises and equipment expense | $1,211,000 | 497 |
| Additional noninterest expense | $4,697,000 | 331 |
| Pre-tax net operating income | $-1,193,000 | 9,089 |
| Securities gains (losses) | $98,000 | 814 |
| Applicable income taxes | $-383,000 | 9,090 |
| Income before extraordinary items | $-712,000 | 9,079 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-712,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,486 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-775,700 | 9,065 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $33,215,000 | 839 |
| Total interest expense | $19,301,000 | 477 |
| Net interest income | $13,914,000 | 1,402 |
| Provision for loan and lease losses | $5,602,000 | 312 |
| Total noninterest income | $1,846,000 | 2,450 |
| Gross Fiduciary activities income | $1,491,000 | 307 |
| Service charges on deposit accounts | $343,000 | 4,007 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $24,845,000 | 668 |
| Salaries and employee benefits | $5,368,000 | 1,611 |
| Premises and equipment expense | $4,544,000 | 514 |
| Additional noninterest expense | $14,933,000 | 405 |
| Pre-tax net operating income | $-14,687,000 | 9,172 |
| Securities gains (losses) | $-3,300,000 | 9,163 |
| Applicable income taxes | $-5,901,000 | 9,172 |
| Income before extraordinary items | $-12,086,000 | 9,171 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-12,086,000 | 9,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-9,875,000 | 9,156 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,425,000 | 1,009 |
| Total interest expense | $12,881,000 | 553 |
| Net interest income | $8,544,000 | 1,720 |
| Provision for loan and lease losses | $2,551,000 | 441 |
| Total noninterest income | $1,540,000 | 2,310 |
| Gross Fiduciary activities income | $1,258,000 | 303 |
| Service charges on deposit accounts | $270,000 | 3,897 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $17,467,000 | 718 |
| Salaries and employee benefits | $4,189,000 | 1,549 |
| Premises and equipment expense | $3,345,000 | 532 |
| Additional noninterest expense | $9,933,000 | 454 |
| Pre-tax net operating income | $-9,934,000 | 9,222 |
| Securities gains (losses) | $-3,301,000 | 9,224 |
| Applicable income taxes | $-4,633,000 | 9,229 |
| Income before extraordinary items | $-8,602,000 | 9,224 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-8,602,000 | 9,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,181 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-6,456,350 | 9,200 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,169,000 | 1,214 |
| Total interest expense | $7,367,000 | 652 |
| Net interest income | $4,802,000 | 2,038 |
| Provision for loan and lease losses | $475,000 | 1,201 |
| Total noninterest income | $1,115,000 | 2,179 |
| Gross Fiduciary activities income | $918,000 | 290 |
| Service charges on deposit accounts | $185,000 | 3,796 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $14,008,000 | 613 |
| Salaries and employee benefits | $2,899,000 | 1,483 |
| Premises and equipment expense | $2,307,000 | 523 |
| Additional noninterest expense | $8,802,000 | 376 |
| Pre-tax net operating income | $-8,566,000 | 9,259 |
| Securities gains (losses) | $408,000 | 655 |
| Applicable income taxes | $-2,827,000 | 9,256 |
| Income before extraordinary items | $-5,331,000 | 9,257 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-5,331,000 | 9,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-5,596,200 | 9,242 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 1,362 |
| Total interest expense | $3,130,000 | 784 |
| Net interest income | $2,256,000 | 2,164 |
| Provision for loan and lease losses | $267,000 | 1,055 |
| Total noninterest income | $696,000 | 1,785 |
| Gross Fiduciary activities income | $593,000 | 255 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $8,302,000 | 542 |
| Salaries and employee benefits | $1,888,000 | 1,119 |
| Premises and equipment expense | $1,212,000 | 498 |
| Additional noninterest expense | $5,203,000 | 331 |
| Pre-tax net operating income | $-5,617,000 | 9,313 |
| Securities gains (losses) | $161,000 | 750 |
| Applicable income taxes | $-1,893,000 | 9,303 |
| Income before extraordinary items | $-3,563,000 | 9,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,563,000 | 9,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,205 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,667,650 | 9,297 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,747,000 | 2,081 |
| Total interest expense | $7,433,000 | 1,527 |
| Net interest income | $7,314,000 | 2,607 |
| Provision for loan and lease losses | $73,000 | 6,223 |
| Total noninterest income | $1,202,000 | 3,077 |
| Gross Fiduciary activities income | $894,000 | 427 |
| Service charges on deposit accounts | $243,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 7,210 |
| Total noninterest expense | $43,171,000 | 420 |
| Salaries and employee benefits | $10,507,000 | 775 |
| Premises and equipment expense | $3,040,000 | 728 |
| Additional noninterest expense | $29,624,000 | 270 |
| Pre-tax net operating income | $-34,728,000 | 9,355 |
| Securities gains (losses) | $-2,346,000 | 9,335 |
| Applicable income taxes | $-12,893,000 | 9,347 |
| Income before extraordinary items | $-24,181,000 | 9,347 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-24,181,000 | 9,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-22,656,100 | 9,340 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,450,000 | 3,478 |
| Total interest expense | $3,173,000 | 4,525 |
| Net interest income | $6,277,000 | 2,827 |
| Provision for loan and lease losses | $584,000 | 1,952 |
| Total noninterest income | $376,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $309,000 | 4,054 |
| Total noninterest expense | $28,795,000 | 580 |
| Salaries and employee benefits | $7,769,000 | 968 |
| Premises and equipment expense | $7,435,000 | 332 |
| Additional noninterest expense | $13,591,000 | 466 |
| Pre-tax net operating income | $-22,726,000 | 9,607 |
| Securities gains (losses) | $-13,000 | 9,325 |
| Applicable income taxes | $-7,960,000 | 9,600 |
| Income before extraordinary items | $-14,779,000 | 9,594 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-14,779,000 | 9,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-14,770,550 | 9,589 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 5,050 |
| Total interest expense | $4,111,000 | 3,889 |
| Net interest income | $1,938,000 | 6,660 |
| Provision for loan and lease losses | $234,000 | 3,423 |
| Total noninterest income | $42,000 | 9,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 8,801 |
| Total noninterest expense | $2,369,000 | 5,046 |
| Salaries and employee benefits | $1,112,000 | 5,520 |
| Premises and equipment expense | $264,000 | 5,854 |
| Additional noninterest expense | $993,000 | 4,018 |
| Pre-tax net operating income | $-623,000 | 9,598 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-623,000 | 9,624 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-623,000 | 9,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-623,000 | 9,623 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 9,068 |
| Total interest expense | $760,000 | 8,787 |
| Net interest income | $743,000 | 9,187 |
| Provision for loan and lease losses | $237,000 | 3,218 |
| Total noninterest income | $31,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $1,413,000 | 7,014 |
| Salaries and employee benefits | $777,000 | 6,854 |
| Premises and equipment expense | $113,000 | 8,364 |
| Additional noninterest expense | $523,000 | 6,337 |
| Pre-tax net operating income | $-876,000 | 10,031 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-876,000 | 10,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-876,000 | 10,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 154 |
| Net operating income | $-876,000 | 10,045 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.