Home > Metcalf Bank > Assets and Liabilities
Metcalf Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 94 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $341,135,000 | 1,983 |
| Cash and due from depository institutions | $9,923,000 | 1,808 |
| Interest-bearing balances | $1,314,000 | 2,751 |
| Securities | $51,911,000 | 2,232 |
| Federal funds sold & reverse repurchase agreements | $26,200,000 | 579 |
| Net loans & leases | $182,489,000 | 2,463 |
| Loan loss allowance | $2,282,000 | 2,335 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,056,000 | 1,138 |
| Other real estate owned | $119,000 | 1,808 |
| Goodwill and other intangibles | $56,354,000 | 246 |
| All other assets | $3,083,000 | 4,150 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $341,135,000 | 1,983 |
| Total liabilities | $263,208,000 | 2,267 |
| Total deposits | $235,222,000 | 2,229 |
| Interest-bearing deposits | $174,169,000 | 2,603 |
| Deposits held in domestic offices | $235,222,000 | 2,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,018,000 | 1,020 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,000,000 | 2,873 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,968,000 | 1,831 |
| Total equity capital | $77,927,000 | 892 |
| Total bank equity capital | $77,927,000 | 892 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,050,000 | 2,805 |
| Surplus | $75,162,000 | 478 |
| Undivided profits | $1,715,000 | 6,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,347,000 | 2,889 |
| Earning assets | $261,914,000 | 2,323 |
| Long-term assets (5+ years) | $23,490,000 | 3,564 |
| Average Assets, year-to-date | $340,238,000 | 1,968 |
| Average Assets, quarterly | $340,238,000 | 1,968 |
| Volatile liabilities | $28,568,000 | 3,872 |
| Insider loans | $850,000 | 4,629 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $794,000 | 1,042 |
| Unused loan commitments | $43,452,000 | 1,984 |
| Tier 1 (core) risk-based capital | $21,175,000 | 3,019 |
| Tier 2 risk-based capital | $2,508,000 | 2,006 |
| Total risk weighted assets | $213,297,000 | 2,257 |
| Total unused commitments | $43,452,000 | 1,985 |
| Derivatives | $1,162,000 | 884 |
| 2007-12-31 | Rank | |
| # of Employees: | 103 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $339,341,000 | 1,969 |
| Cash and due from depository institutions | $11,434,000 | 1,662 |
| Interest-bearing balances | $1,351,000 | 2,275 |
| Securities | $54,100,000 | 2,144 |
| Federal funds sold & reverse repurchase agreements | $21,800,000 | 583 |
| Net loans & leases | $180,824,000 | 2,463 |
| Loan loss allowance | $2,138,000 | 2,421 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,061,000 | 1,142 |
| Other real estate owned | $120,000 | 1,662 |
| Goodwill and other intangibles | $56,634,000 | 244 |
| All other assets | $3,368,000 | 3,966 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $339,341,000 | 1,969 |
| Total liabilities | $262,153,000 | 2,260 |
| Total deposits | $238,417,000 | 2,194 |
| Interest-bearing deposits | $173,896,000 | 2,567 |
| Deposits held in domestic offices | $238,417,000 | 2,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,146,000 | 1,245 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,718 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,590,000 | 2,006 |
| Total equity capital | $77,188,000 | 888 |
| Total bank equity capital | $77,188,000 | 888 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,050,000 | 2,808 |
| Surplus | $75,162,000 | 469 |
| Undivided profits | $976,000 | 6,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,369,000 | 3,080 |
| Earning assets | $258,075,000 | 2,329 |
| Long-term assets (5+ years) | $11,601,000 | 4,690 |
| Average Assets, year-to-date | $297,560,400 | 2,162 |
| Average Assets, quarterly | $335,101,500 | 1,975 |
| Volatile liabilities | $24,555,000 | 4,251 |
| Insider loans | $850,000 | 4,618 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $431,000 | 1,238 |
| Unused loan commitments | $52,636,000 | 1,695 |
| Tier 1 (core) risk-based capital | $20,354,000 | 3,098 |
| Tier 2 risk-based capital | $2,363,000 | 2,098 |
| Total risk weighted assets | $213,962,000 | 2,230 |
| Total unused commitments | $52,636,000 | 1,695 |
| Derivatives | $511,000 | 892 |
| 2007-09-30 | Rank | |
| # of Employees: | 102 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $330,862,000 | 1,981 |
| Cash and due from depository institutions | $5,265,000 | 1,665 |
| Interest-bearing balances | $178,000 | 3,995 |
| Securities | $53,455,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $29,100,000 | 472 |
| Net loans & leases | $171,889,000 | 2,524 |
| Loan loss allowance | $2,096,000 | 2,400 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,155,000 | 1,117 |
| Other real estate owned | $25,000 | 1,665 |
| Goodwill and other intangibles | $56,914,000 | 231 |
| All other assets | $3,059,000 | 4,238 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $330,862,000 | 1,981 |
| Total liabilities | $254,422,000 | 2,293 |
| Total deposits | $228,145,000 | 2,264 |
| Interest-bearing deposits | $165,862,000 | 2,647 |
| Deposits held in domestic offices | $228,145,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,948,000 | 1,129 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,030,000 | 2,573 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,299,000 | 1,332 |
| Total equity capital | $76,440,000 | 890 |
| Total bank equity capital | $76,440,000 | 890 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,050,000 | 2,785 |
| Surplus | $75,162,000 | 455 |
| Undivided profits | $228,000 | 7,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 6,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,486,000 | 3,002 |
| Earning assets | $254,622,000 | 2,332 |
| Long-term assets (5+ years) | $3,338,000 | 6,395 |
| Average Assets, year-to-date | $287,115,250 | 2,233 |
| Average Assets, quarterly | $301,512,000 | 2,174 |
| Volatile liabilities | $23,557,000 | 4,325 |
| Insider loans | $850,000 | 4,601 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $300,000 | 1,360 |
| Unused loan commitments | $49,119,000 | 1,811 |
| Tier 1 (core) risk-based capital | $19,440,000 | 3,232 |
| Tier 2 risk-based capital | $2,322,000 | 2,108 |
| Total risk weighted assets | $206,420,000 | 2,267 |
| Total unused commitments | $49,119,000 | 1,811 |
| Derivatives | $2,166,000 | 720 |
| 2007-06-30 | Rank | |
| # of Employees: | 102 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $272,162,000 | 2,377 |
| Cash and due from depository institutions | $5,859,000 | 1,705 |
| Interest-bearing balances | $45,000 | 5,461 |
| Securities | $56,166,000 | 2,035 |
| Federal funds sold & reverse repurchase agreements | $21,400,000 | 715 |
| Net loans & leases | $174,593,000 | 2,492 |
| Loan loss allowance | $2,139,000 | 2,368 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,173,000 | 1,104 |
| Other real estate owned | $0 | 1,705 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,971,000 | 4,280 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $272,162,000 | 2,377 |
| Total liabilities | $247,535,000 | 2,343 |
| Total deposits | $227,568,000 | 2,298 |
| Interest-bearing deposits | $164,690,000 | 2,690 |
| Deposits held in domestic offices | $227,568,000 | 2,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,108,000 | 1,331 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,021,000 | 2,480 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,838,000 | 2,513 |
| Total equity capital | $24,627,000 | 2,712 |
| Total bank equity capital | $24,627,000 | 2,712 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,050,000 | 2,787 |
| Surplus | $4,856,000 | 4,063 |
| Undivided profits | $18,721,000 | 1,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 5,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,377,000 | 3,020 |
| Earning assets | $252,204,000 | 2,366 |
| Long-term assets (5+ years) | $3,647,000 | 6,274 |
| Average Assets, year-to-date | $272,533,000 | 2,362 |
| Average Assets, quarterly | $275,720,000 | 2,349 |
| Volatile liabilities | $18,960,000 | 4,806 |
| Insider loans | $850,000 | 4,581 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $599,000 | 1,194 |
| Unused loan commitments | $37,987,000 | 2,235 |
| Tier 1 (core) risk-based capital | $25,054,000 | 2,584 |
| Tier 2 risk-based capital | $2,352,000 | 2,113 |
| Total risk weighted assets | $206,289,000 | 2,276 |
| Total unused commitments | $37,987,000 | 2,236 |
| Derivatives | $1,651,000 | 793 |
| 2007-03-31 | Rank | |
| # of Employees: | 101 | 1,709 |
| Assets and Liabilities | ||
| Total Assets: | $279,278,000 | 2,346 |
| Cash and due from depository institutions | $9,347,000 | 1,709 |
| Interest-bearing balances | $444,000 | 3,265 |
| Securities | $50,608,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $15,100,000 | 1,320 |
| Net loans & leases | $189,997,000 | 2,323 |
| Loan loss allowance | $2,217,000 | 2,293 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,314,000 | 1,067 |
| Other real estate owned | $0 | 1,709 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,912,000 | 4,244 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $279,278,000 | 2,346 |
| Total liabilities | $255,484,000 | 2,293 |
| Total deposits | $236,818,000 | 2,226 |
| Interest-bearing deposits | $171,277,000 | 2,594 |
| Deposits held in domestic offices | $236,818,000 | 2,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,915,000 | 1,358 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,003,000 | 2,405 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,748,000 | 2,695 |
| Total equity capital | $23,794,000 | 2,801 |
| Total bank equity capital | $23,794,000 | 2,801 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,050,000 | 2,781 |
| Surplus | $4,100,000 | 4,332 |
| Undivided profits | $18,644,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,301,000 | 3,054 |
| Earning assets | $256,149,000 | 2,337 |
| Long-term assets (5+ years) | $4,475,000 | 6,004 |
| Average Assets, year-to-date | $272,718,500 | 2,368 |
| Average Assets, quarterly | $272,718,500 | 2,368 |
| Volatile liabilities | $17,972,000 | 4,888 |
| Insider loans | $850,000 | 4,588 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $1,821,000 | 742 |
| Unused loan commitments | $45,197,000 | 1,969 |
| Tier 1 (core) risk-based capital | $24,101,000 | 2,649 |
| Tier 2 risk-based capital | $2,517,000 | 1,980 |
| Total risk weighted assets | $223,887,000 | 2,093 |
| Total unused commitments | $45,197,000 | 1,970 |
| Derivatives | $1,550,000 | 800 |
| 2006-12-31 | Rank | |
| # of Employees: | 103 | 1,676 |
| Assets and Liabilities | ||
| Total Assets: | $266,159,000 | 2,424 |
| Cash and due from depository institutions | $6,776,000 | 1,676 |
| Interest-bearing balances | $57,000 | 5,315 |
| Securities | $51,695,000 | 2,255 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,456 |
| Net loans & leases | $191,162,000 | 2,312 |
| Loan loss allowance | $2,198,000 | 2,279 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,473,000 | 1,007 |
| Other real estate owned | $0 | 1,676 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,053,000 | 4,161 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $266,159,000 | 2,424 |
| Total liabilities | $242,656,000 | 2,386 |
| Total deposits | $226,153,000 | 2,304 |
| Interest-bearing deposits | $162,345,000 | 2,690 |
| Deposits held in domestic offices | $226,153,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,985,000 | 1,630 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,031,000 | 2,498 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,487,000 | 2,976 |
| Total equity capital | $23,503,000 | 2,779 |
| Total bank equity capital | $23,503,000 | 2,779 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,050,000 | 2,780 |
| Surplus | $4,100,000 | 4,293 |
| Undivided profits | $18,353,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 5,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,364,000 | 3,042 |
| Earning assets | $244,914,000 | 2,409 |
| Long-term assets (5+ years) | $8,528,000 | 4,959 |
| Average Assets, year-to-date | $265,333,400 | 2,342 |
| Average Assets, quarterly | $264,598,500 | 2,416 |
| Volatile liabilities | $17,460,000 | 5,012 |
| Insider loans | $850,000 | 4,554 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $855,000 | 1,019 |
| Unused loan commitments | $60,757,000 | 1,571 |
| Tier 1 (core) risk-based capital | $23,969,000 | 2,609 |
| Tier 2 risk-based capital | $2,504,000 | 1,989 |
| Total risk weighted assets | $224,794,000 | 2,083 |
| Total unused commitments | $60,757,000 | 1,572 |
| Derivatives | $1,369,000 | 787 |
| 2006-09-30 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $263,038,000 | 2,438 |
| Cash and due from depository institutions | $5,562,000 | 1,667 |
| Interest-bearing balances | $191,000 | 4,113 |
| Securities | $56,675,000 | 2,099 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,634 |
| Net loans & leases | $186,149,000 | 2,350 |
| Loan loss allowance | $2,000,000 | 2,477 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,535,000 | 988 |
| Other real estate owned | $0 | 1,667 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,917,000 | 4,322 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $263,038,000 | 2,438 |
| Total liabilities | $240,720,000 | 2,388 |
| Total deposits | $223,971,000 | 2,301 |
| Interest-bearing deposits | $163,289,000 | 2,625 |
| Deposits held in domestic offices | $223,971,000 | 2,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,115,000 | 2,056 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,720,000 | 2,403 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,914,000 | 2,428 |
| Total equity capital | $22,318,000 | 2,886 |
| Total bank equity capital | $22,318,000 | 2,886 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,794 |
| Surplus | $3,950,000 | 4,386 |
| Undivided profits | $17,318,000 | 1,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 730 |
| Income earned, not collected on loans | $1,299,000 | 3,170 |
| Earning assets | $243,215,000 | 2,413 |
| Long-term assets (5+ years) | $6,628,000 | 5,381 |
| Average Assets, year-to-date | $265,127,000 | 2,353 |
| Average Assets, quarterly | $265,457,000 | 2,395 |
| Volatile liabilities | $19,312,000 | 4,813 |
| Insider loans | $850,000 | 4,546 |
| FHLB advances | $11,700,000 | 2,288 |
| Loans and leases held for sale | $2,249,000 | 624 |
| Unused loan commitments | $63,441,000 | 1,532 |
| Tier 1 (core) risk-based capital | $23,010,000 | 2,678 |
| Tier 2 risk-based capital | $2,337,000 | 2,099 |
| Total risk weighted assets | $221,001,000 | 2,100 |
| Total unused commitments | $63,441,000 | 1,532 |
| Derivatives | $1,440,000 | 804 |
| 2006-06-30 | Rank | |
| # of Employees: | 101 | 1,736 |
| Assets and Liabilities | ||
| Total Assets: | $267,876,000 | 2,375 |
| Cash and due from depository institutions | $6,654,000 | 1,736 |
| Interest-bearing balances | $255,000 | 3,818 |
| Securities | $62,161,000 | 1,940 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,623 |
| Net loans & leases | $177,194,000 | 2,417 |
| Loan loss allowance | $1,937,000 | 2,522 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,505,000 | 986 |
| Other real estate owned | $0 | 1,736 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,762,000 | 4,382 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $267,876,000 | 2,375 |
| Total liabilities | $246,464,000 | 2,321 |
| Total deposits | $231,324,000 | 2,220 |
| Interest-bearing deposits | $159,698,000 | 2,662 |
| Deposits held in domestic offices | $231,324,000 | 2,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,585,000 | 1,977 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,010,000 | 2,642 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,545,000 | 2,629 |
| Total equity capital | $21,412,000 | 2,875 |
| Total bank equity capital | $21,412,000 | 2,875 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,050,000 | 2,782 |
| Surplus | $3,950,000 | 4,358 |
| Undivided profits | $16,412,000 | 1,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 5,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 712 |
| Income earned, not collected on loans | $1,239,000 | 3,003 |
| Earning assets | $247,210,000 | 2,357 |
| Long-term assets (5+ years) | $2,940,000 | 6,459 |
| Average Assets, year-to-date | $265,823,330 | 2,350 |
| Average Assets, quarterly | $266,846,000 | 2,365 |
| Volatile liabilities | $15,964,000 | 5,202 |
| Insider loans | $1,256,000 | 3,801 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $348,000 | 1,329 |
| Unused loan commitments | $50,207,000 | 1,848 |
| Tier 1 (core) risk-based capital | $22,668,000 | 2,673 |
| Tier 2 risk-based capital | $2,199,000 | 2,168 |
| Total risk weighted assets | $208,385,000 | 2,189 |
| Total unused commitments | $50,207,000 | 1,848 |
| Derivatives | $1,168,000 | 809 |
| 2006-03-31 | Rank | |
| # of Employees: | 100 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $265,816,000 | 2,370 |
| Cash and due from depository institutions | $7,917,000 | 1,729 |
| Interest-bearing balances | $1,154,000 | 2,430 |
| Securities | $64,486,000 | 1,880 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $179,238,000 | 2,361 |
| Loan loss allowance | $1,840,000 | 2,602 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,522,000 | 941 |
| Other real estate owned | $0 | 1,729 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,653,000 | 4,397 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $265,816,000 | 2,370 |
| Total liabilities | $244,656,000 | 2,314 |
| Total deposits | $228,818,000 | 2,224 |
| Interest-bearing deposits | $161,896,000 | 2,607 |
| Deposits held in domestic offices | $228,818,000 | 2,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,855,000 | 1,995 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,427,000 | 2,394 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,556,000 | 2,607 |
| Total equity capital | $21,160,000 | 2,877 |
| Total bank equity capital | $21,160,000 | 2,877 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,769 |
| Surplus | $3,950,000 | 4,284 |
| Undivided profits | $16,160,000 | 2,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 5,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,092,000 | 3,173 |
| Earning assets | $244,878,000 | 2,345 |
| Long-term assets (5+ years) | $18,419,000 | 3,454 |
| Average Assets, year-to-date | $264,797,000 | 2,364 |
| Average Assets, quarterly | $264,797,000 | 2,364 |
| Volatile liabilities | $17,027,000 | 4,920 |
| Insider loans | $1,260,000 | 3,739 |
| FHLB advances | $11,400,000 | 2,287 |
| Loans and leases held for sale | $603,000 | 1,048 |
| Unused loan commitments | $55,219,000 | 1,696 |
| Tier 1 (core) risk-based capital | $22,310,000 | 2,665 |
| Tier 2 risk-based capital | $2,179,000 | 2,162 |
| Total risk weighted assets | $213,339,000 | 2,090 |
| Total unused commitments | $55,219,000 | 1,698 |
| Derivatives | $1,582,000 | 749 |
| 2005-12-31 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $263,778,000 | 2,377 |
| Cash and due from depository institutions | $9,921,000 | 1,656 |
| Interest-bearing balances | $1,058,000 | 2,568 |
| Securities | $68,707,000 | 1,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $170,953,000 | 2,417 |
| Loan loss allowance | $1,859,000 | 2,533 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,396,000 | 941 |
| Other real estate owned | $0 | 1,656 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,801,000 | 4,241 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $263,778,000 | 2,377 |
| Total liabilities | $242,633,000 | 2,319 |
| Total deposits | $216,701,000 | 2,328 |
| Interest-bearing deposits | $150,583,000 | 2,743 |
| Deposits held in domestic offices | $216,701,000 | 2,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,866,000 | 1,849 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,716,000 | 1,715 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,350,000 | 2,820 |
| Total equity capital | $21,145,000 | 2,846 |
| Total bank equity capital | $21,145,000 | 2,846 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,050,000 | 2,767 |
| Surplus | $3,950,000 | 4,254 |
| Undivided profits | $16,145,000 | 2,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 5,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,283,000 | 2,763 |
| Earning assets | $240,718,000 | 2,373 |
| Long-term assets (5+ years) | $13,859,000 | 3,978 |
| Average Assets, year-to-date | $255,543,600 | 2,327 |
| Average Assets, quarterly | $259,754,500 | 2,381 |
| Volatile liabilities | $18,046,000 | 4,709 |
| Insider loans | $850,000 | 4,518 |
| FHLB advances | $20,700,000 | 1,602 |
| Loans and leases held for sale | $725,000 | 1,011 |
| Unused loan commitments | $56,468,000 | 1,613 |
| Tier 1 (core) risk-based capital | $22,308,000 | 2,634 |
| Tier 2 risk-based capital | $2,198,000 | 2,106 |
| Total risk weighted assets | $221,067,000 | 1,999 |
| Total unused commitments | $56,468,000 | 1,613 |
| Derivatives | $797,000 | 773 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $255,731,000 | 2,400 |
| Cash and due from depository institutions | $8,036,000 | 1,681 |
| Interest-bearing balances | $2,051,000 | 1,969 |
| Securities | $71,345,000 | 1,695 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $162,837,000 | 2,480 |
| Loan loss allowance | $1,750,000 | 2,648 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,016,000 | 945 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,497,000 | 4,488 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $255,731,000 | 2,400 |
| Total liabilities | $234,947,000 | 2,347 |
| Total deposits | $209,386,000 | 2,342 |
| Interest-bearing deposits | $148,706,000 | 2,704 |
| Deposits held in domestic offices | $209,386,000 | 2,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,614,000 | 2,156 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,311,000 | 1,695 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,636,000 | 2,419 |
| Total equity capital | $20,784,000 | 2,864 |
| Total bank equity capital | $20,784,000 | 2,864 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,750 |
| Surplus | $3,950,000 | 4,213 |
| Undivided profits | $15,784,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,109,000 | 3,127 |
| Earning assets | $236,233,000 | 2,371 |
| Long-term assets (5+ years) | $11,850,000 | 4,318 |
| Average Assets, year-to-date | $253,485,000 | 2,327 |
| Average Assets, quarterly | $253,942,000 | 2,377 |
| Volatile liabilities | $16,450,000 | 4,888 |
| Insider loans | $1,270,000 | 3,667 |
| FHLB advances | $21,300,000 | 1,599 |
| Loans and leases held for sale | $601,000 | 1,159 |
| Unused loan commitments | $49,933,000 | 1,761 |
| Tier 1 (core) risk-based capital | $21,582,000 | 2,669 |
| Tier 2 risk-based capital | $2,106,000 | 2,168 |
| Total risk weighted assets | $203,143,000 | 2,118 |
| Total unused commitments | $49,933,000 | 1,762 |
| Derivatives | $1,804,000 | 667 |
| 2005-06-30 | Rank | |
| # of Employees: | 102 | 1,688 |
| Assets and Liabilities | ||
| Total Assets: | $252,153,000 | 2,374 |
| Cash and due from depository institutions | $7,189,000 | 1,688 |
| Interest-bearing balances | $2,151,000 | 1,912 |
| Securities | $74,079,000 | 1,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $157,770,000 | 2,497 |
| Loan loss allowance | $1,697,000 | 2,676 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,962,000 | 928 |
| Other real estate owned | $0 | 1,688 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,153,000 | 4,698 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $252,153,000 | 2,374 |
| Total liabilities | $231,503,000 | 2,326 |
| Total deposits | $209,552,000 | 2,291 |
| Interest-bearing deposits | $150,301,000 | 2,659 |
| Deposits held in domestic offices | $209,552,000 | 2,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,336,000 | 1,582 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,180,000 | 2,075 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,435,000 | 2,507 |
| Total equity capital | $20,650,000 | 2,835 |
| Total bank equity capital | $20,650,000 | 2,835 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $3,950,000 | 4,167 |
| Undivided profits | $15,650,000 | 2,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,146 |
| Income earned, not collected on loans | $1,209,000 | 2,610 |
| Earning assets | $234,000,000 | 2,348 |
| Long-term assets (5+ years) | $12,645,000 | 4,254 |
| Average Assets, year-to-date | $252,736,330 | 2,314 |
| Average Assets, quarterly | $254,576,000 | 2,322 |
| Volatile liabilities | $17,135,000 | 4,650 |
| Insider loans | $1,274,000 | 3,628 |
| FHLB advances | $15,100,000 | 1,962 |
| Loans and leases held for sale | $1,834,000 | 745 |
| Unused loan commitments | $50,138,000 | 1,692 |
| Tier 1 (core) risk-based capital | $21,287,000 | 2,636 |
| Tier 2 risk-based capital | $2,065,000 | 2,178 |
| Total risk weighted assets | $197,695,000 | 2,113 |
| Total unused commitments | $50,138,000 | 1,693 |
| Derivatives | $2,181,000 | 622 |
| 2005-03-31 | Rank | |
| # of Employees: | 104 | 1,642 |
| Assets and Liabilities | ||
| Total Assets: | $256,999,000 | 2,300 |
| Cash and due from depository institutions | $9,824,000 | 1,642 |
| Interest-bearing balances | $2,139,000 | 1,915 |
| Securities | $69,546,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $13,200,000 | 936 |
| Net loans & leases | $151,672,000 | 2,526 |
| Loan loss allowance | $1,682,000 | 2,691 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,767,000 | 926 |
| Other real estate owned | $0 | 1,642 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,990,000 | 4,905 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $256,999,000 | 2,300 |
| Total liabilities | $237,038,000 | 2,231 |
| Total deposits | $219,741,000 | 2,197 |
| Interest-bearing deposits | $157,330,000 | 2,560 |
| Deposits held in domestic offices | $219,741,000 | 2,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,940,000 | 1,445 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,030,000 | 2,553 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,327,000 | 2,623 |
| Total equity capital | $19,961,000 | 2,852 |
| Total bank equity capital | $19,961,000 | 2,852 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,050,000 | 2,739 |
| Surplus | $3,950,000 | 4,153 |
| Undivided profits | $14,961,000 | 2,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 6,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 954 |
| Income earned, not collected on loans | $1,074,000 | 2,856 |
| Earning assets | $236,557,000 | 2,294 |
| Long-term assets (5+ years) | $5,989,000 | 5,702 |
| Average Assets, year-to-date | $253,028,000 | 2,315 |
| Average Assets, quarterly | $253,028,000 | 2,315 |
| Volatile liabilities | $14,075,000 | 5,035 |
| Insider loans | $1,878,000 | 2,871 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $627,000 | 1,086 |
| Unused loan commitments | $52,092,000 | 1,591 |
| Tier 1 (core) risk-based capital | $20,903,000 | 2,651 |
| Tier 2 risk-based capital | $2,050,000 | 2,178 |
| Total risk weighted assets | $192,389,000 | 2,119 |
| Total unused commitments | $52,092,000 | 1,591 |
| Derivatives | $1,279,000 | 625 |
| 2004-12-31 | Rank | |
| # of Employees: | 105 | 1,623 |
| Assets and Liabilities | ||
| Total Assets: | $249,057,000 | 2,346 |
| Cash and due from depository institutions | $6,811,000 | 1,623 |
| Interest-bearing balances | $2,077,000 | 2,002 |
| Securities | $65,390,000 | 1,906 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,208 |
| Net loans & leases | $154,334,000 | 2,471 |
| Loan loss allowance | $1,744,000 | 2,593 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,753,000 | 910 |
| Other real estate owned | $0 | 1,623 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,169,000 | 4,634 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $249,057,000 | 2,346 |
| Total liabilities | $228,266,000 | 2,302 |
| Total deposits | $212,791,000 | 2,211 |
| Interest-bearing deposits | $152,482,000 | 2,607 |
| Deposits held in domestic offices | $212,791,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,224,000 | 1,730 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,115,000 | 2,558 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,136,000 | 2,852 |
| Total equity capital | $20,791,000 | 2,749 |
| Total bank equity capital | $20,791,000 | 2,749 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $3,950,000 | 4,119 |
| Undivided profits | $15,791,000 | 2,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 848 |
| Income earned, not collected on loans | $1,186,000 | 2,557 |
| Earning assets | $231,401,000 | 2,320 |
| Long-term assets (5+ years) | $8,435,000 | 5,133 |
| Average Assets, year-to-date | $245,899,000 | 2,267 |
| Average Assets, quarterly | $246,716,500 | 2,349 |
| Volatile liabilities | $12,217,000 | 5,346 |
| Insider loans | $1,883,000 | 2,853 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $511,000 | 1,133 |
| Unused loan commitments | $47,889,000 | 1,649 |
| Tier 1 (core) risk-based capital | $21,027,000 | 2,600 |
| Tier 2 risk-based capital | $2,067,000 | 2,140 |
| Total risk weighted assets | $188,309,000 | 2,146 |
| Total unused commitments | $47,889,000 | 1,649 |
| Derivatives | $967,000 | 628 |
| 2004-09-30 | Rank | |
| # of Employees: | 104 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $244,376,000 | 2,358 |
| Cash and due from depository institutions | $7,861,000 | 1,637 |
| Interest-bearing balances | $2,598,000 | 1,795 |
| Securities | $70,475,000 | 1,759 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 3,883 |
| Net loans & leases | $151,568,000 | 2,481 |
| Loan loss allowance | $1,772,000 | 2,556 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,789,000 | 888 |
| Other real estate owned | $0 | 1,637 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,983,000 | 4,866 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $244,376,000 | 2,358 |
| Total liabilities | $223,829,000 | 2,323 |
| Total deposits | $212,517,000 | 2,182 |
| Interest-bearing deposits | $152,434,000 | 2,577 |
| Deposits held in domestic offices | $212,517,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,847,000 | 1,661 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,007,000 | 3,560 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,458,000 | 2,435 |
| Total equity capital | $20,547,000 | 2,772 |
| Total bank equity capital | $20,547,000 | 2,772 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,050,000 | 2,729 |
| Surplus | $3,950,000 | 4,076 |
| Undivided profits | $15,547,000 | 2,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,103,000 | 2,854 |
| Earning assets | $226,341,000 | 2,347 |
| Long-term assets (5+ years) | $11,626,000 | 4,618 |
| Average Assets, year-to-date | $245,109,500 | 2,269 |
| Average Assets, quarterly | $246,676,000 | 2,309 |
| Volatile liabilities | $13,119,000 | 5,156 |
| Insider loans | $2,287,000 | 2,454 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $1,128,000 | 836 |
| Unused loan commitments | $40,006,000 | 1,879 |
| Tier 1 (core) risk-based capital | $20,298,000 | 2,660 |
| Tier 2 risk-based capital | $2,053,000 | 2,119 |
| Total risk weighted assets | $180,175,000 | 2,187 |
| Total unused commitments | $40,006,000 | 1,882 |
| Derivatives | $1,242,000 | 612 |
| 2004-06-30 | Rank | |
| # of Employees: | 107 | 1,606 |
| Assets and Liabilities | ||
| Total Assets: | $248,976,000 | 2,287 |
| Cash and due from depository institutions | $13,516,000 | 1,606 |
| Interest-bearing balances | $6,168,000 | 975 |
| Securities | $78,648,000 | 1,628 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,673 |
| Net loans & leases | $140,617,000 | 2,593 |
| Loan loss allowance | $1,732,000 | 2,599 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,857,000 | 857 |
| Other real estate owned | $0 | 1,606 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,038,000 | 4,781 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $248,976,000 | 2,287 |
| Total liabilities | $229,361,000 | 2,236 |
| Total deposits | $212,552,000 | 2,155 |
| Interest-bearing deposits | $153,227,000 | 2,531 |
| Deposits held in domestic offices | $212,552,000 | 2,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,640,000 | 1,099 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,015,000 | 3,495 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,154,000 | 2,651 |
| Total equity capital | $19,615,000 | 2,778 |
| Total bank equity capital | $19,615,000 | 2,778 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,050,000 | 2,736 |
| Surplus | $3,950,000 | 4,045 |
| Undivided profits | $14,615,000 | 2,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,191,000 | 2,479 |
| Earning assets | $228,733,000 | 2,274 |
| Long-term assets (5+ years) | $12,157,000 | 4,673 |
| Average Assets, year-to-date | $245,354,000 | 2,265 |
| Average Assets, quarterly | $248,342,000 | 2,264 |
| Volatile liabilities | $17,969,000 | 4,268 |
| Insider loans | $2,291,000 | 2,422 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $1,454,000 | 751 |
| Unused loan commitments | $31,857,000 | 2,196 |
| Tier 1 (core) risk-based capital | $19,953,000 | 2,654 |
| Tier 2 risk-based capital | $1,957,000 | 2,186 |
| Total risk weighted assets | $166,736,000 | 2,307 |
| Total unused commitments | $31,857,000 | 2,202 |
| Derivatives | $1,282,000 | 606 |
| 2004-03-31 | Rank | |
| # of Employees: | 108 | 1,597 |
| Assets and Liabilities | ||
| Total Assets: | $247,708,000 | 2,266 |
| Cash and due from depository institutions | $12,476,000 | 1,597 |
| Interest-bearing balances | $4,827,000 | 1,352 |
| Securities | $74,777,000 | 1,716 |
| Federal funds sold & reverse repurchase agreements | $14,300,000 | 1,021 |
| Net loans & leases | $133,429,000 | 2,658 |
| Loan loss allowance | $1,722,000 | 2,585 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,679,000 | 850 |
| Other real estate owned | $0 | 1,597 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,047,000 | 4,601 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $247,708,000 | 2,266 |
| Total liabilities | $226,893,000 | 2,220 |
| Total deposits | $211,600,000 | 2,134 |
| Interest-bearing deposits | $156,187,000 | 2,470 |
| Deposits held in domestic offices | $211,600,000 | 2,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,071,000 | 1,133 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,047,000 | 3,350 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,175,000 | 2,867 |
| Total equity capital | $20,815,000 | 2,682 |
| Total bank equity capital | $20,815,000 | 2,682 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,050,000 | 2,736 |
| Surplus | $3,950,000 | 4,019 |
| Undivided profits | $15,815,000 | 2,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,156,000 | 2,477 |
| Earning assets | $227,333,000 | 2,271 |
| Long-term assets (5+ years) | $15,510,000 | 4,129 |
| Average Assets, year-to-date | $243,543,000 | 2,284 |
| Average Assets, quarterly | $243,543,000 | 2,284 |
| Volatile liabilities | $16,683,000 | 4,402 |
| Insider loans | $2,295,000 | 2,370 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $1,702,000 | 765 |
| Unused loan commitments | $29,041,000 | 2,267 |
| Tier 1 (core) risk-based capital | $19,651,000 | 2,667 |
| Tier 2 risk-based capital | $1,927,000 | 2,179 |
| Total risk weighted assets | $160,951,000 | 2,313 |
| Total unused commitments | $29,041,000 | 2,272 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 101 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $239,378,000 | 2,347 |
| Cash and due from depository institutions | $11,837,000 | 1,710 |
| Interest-bearing balances | $5,196,000 | 1,151 |
| Securities | $83,889,000 | 1,591 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,423 |
| Net loans & leases | $128,726,000 | 2,715 |
| Loan loss allowance | $1,698,000 | 2,593 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,962,000 | 931 |
| Other real estate owned | $0 | 1,710 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,164,000 | 4,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,378,000 | 2,347 |
| Total liabilities | $218,750,000 | 2,322 |
| Total deposits | $205,691,000 | 2,203 |
| Interest-bearing deposits | $151,828,000 | 2,516 |
| Deposits held in domestic offices | $205,691,000 | 2,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,737,000 | 1,382 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,073,000 | 3,334 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,249,000 | 2,662 |
| Total equity capital | $20,628,000 | 2,641 |
| Total bank equity capital | $20,628,000 | 2,641 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,050,000 | 2,758 |
| Surplus | $3,950,000 | 3,987 |
| Undivided profits | $15,628,000 | 2,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,265,000 | 2,373 |
| Earning assets | $220,611,000 | 2,328 |
| Long-term assets (5+ years) | $14,932,000 | 4,217 |
| Average Assets, year-to-date | $240,374,000 | 2,253 |
| Average Assets, quarterly | $237,112,000 | 2,349 |
| Volatile liabilities | $14,671,000 | 4,691 |
| Insider loans | $2,299,000 | 2,340 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $525,000 | 1,122 |
| Unused loan commitments | $27,926,000 | 2,259 |
| Tier 1 (core) risk-based capital | $19,643,000 | 2,632 |
| Tier 2 risk-based capital | $1,903,000 | 2,185 |
| Total risk weighted assets | $155,932,000 | 2,381 |
| Total unused commitments | $27,926,000 | 2,262 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 98 | 1,779 |
| Assets and Liabilities | ||
| Total Assets: | $234,846,000 | 2,382 |
| Cash and due from depository institutions | $11,072,000 | 1,779 |
| Interest-bearing balances | $5,721,000 | 1,223 |
| Securities | $80,051,000 | 1,635 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,252 |
| Net loans & leases | $126,759,000 | 2,724 |
| Loan loss allowance | $1,660,000 | 2,651 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,920,000 | 1,045 |
| Other real estate owned | $0 | 1,779 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,044,000 | 4,641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,846,000 | 2,382 |
| Total liabilities | $214,574,000 | 2,360 |
| Total deposits | $201,704,000 | 2,253 |
| Interest-bearing deposits | $151,103,000 | 2,538 |
| Deposits held in domestic offices | $201,704,000 | 2,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,352,000 | 1,393 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,060,000 | 3,295 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,458,000 | 2,458 |
| Total equity capital | $20,272,000 | 2,673 |
| Total bank equity capital | $20,272,000 | 2,673 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,050,000 | 2,776 |
| Surplus | $3,950,000 | 3,934 |
| Undivided profits | $15,272,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,309 |
| Income earned, not collected on loans | $1,176,000 | 2,681 |
| Earning assets | $218,531,000 | 2,350 |
| Long-term assets (5+ years) | $17,077,000 | 3,933 |
| Average Assets, year-to-date | $240,623,000 | 2,261 |
| Average Assets, quarterly | $240,136,500 | 2,313 |
| Volatile liabilities | $14,156,000 | 4,769 |
| Insider loans | $2,303,000 | 2,295 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $1,092,000 | 1,104 |
| Unused loan commitments | $30,575,000 | 2,139 |
| Tier 1 (core) risk-based capital | $19,036,000 | 2,704 |
| Tier 2 risk-based capital | $1,845,000 | 2,222 |
| Total risk weighted assets | $152,808,000 | 2,403 |
| Total unused commitments | $30,575,000 | 2,144 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 98 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $245,427,000 | 2,259 |
| Cash and due from depository institutions | $18,400,000 | 1,778 |
| Interest-bearing balances | $6,504,000 | 1,203 |
| Securities | $81,429,000 | 1,548 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,960 |
| Net loans & leases | $126,160,000 | 2,709 |
| Loan loss allowance | $1,710,000 | 2,524 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,825,000 | 1,027 |
| Other real estate owned | $347,000 | 1,778 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,166,000 | 4,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,427,000 | 2,259 |
| Total liabilities | $224,746,000 | 2,213 |
| Total deposits | $209,789,000 | 2,141 |
| Interest-bearing deposits | $157,486,000 | 2,420 |
| Deposits held in domestic offices | $209,789,000 | 2,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,404,000 | 1,161 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,050,000 | 3,267 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,503,000 | 2,489 |
| Total equity capital | $20,681,000 | 2,623 |
| Total bank equity capital | $20,681,000 | 2,623 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,050,000 | 2,776 |
| Surplus | $3,950,000 | 3,887 |
| Undivided profits | $15,681,000 | 2,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,242,000 | 2,416 |
| Earning assets | $222,193,000 | 2,285 |
| Long-term assets (5+ years) | $23,326,000 | 3,150 |
| Average Assets, year-to-date | $242,548,670 | 2,227 |
| Average Assets, quarterly | $245,621,500 | 2,222 |
| Volatile liabilities | $17,212,000 | 4,222 |
| Insider loans | $8,307,000 | 599 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $4,436,000 | 758 |
| Unused loan commitments | $29,467,000 | 2,153 |
| Tier 1 (core) risk-based capital | $18,674,000 | 2,702 |
| Tier 2 risk-based capital | $1,871,000 | 2,154 |
| Total risk weighted assets | $153,527,000 | 2,354 |
| Total unused commitments | $29,467,000 | 2,164 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $245,816,000 | 2,213 |
| Cash and due from depository institutions | $15,864,000 | 1,767 |
| Interest-bearing balances | $5,672,000 | 1,393 |
| Securities | $79,749,000 | 1,564 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 1,173 |
| Net loans & leases | $125,365,000 | 2,663 |
| Loan loss allowance | $1,753,000 | 2,443 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,718,000 | 1,041 |
| Other real estate owned | $161,000 | 1,767 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,159,000 | 4,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,816,000 | 2,213 |
| Total liabilities | $225,930,000 | 2,167 |
| Total deposits | $211,724,000 | 2,099 |
| Interest-bearing deposits | $161,294,000 | 2,364 |
| Deposits held in domestic offices | $211,724,000 | 2,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,357,000 | 1,169 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,400,000 | 3,107 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,449,000 | 2,593 |
| Total equity capital | $19,886,000 | 2,660 |
| Total bank equity capital | $19,886,000 | 2,660 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,050,000 | 2,786 |
| Surplus | $3,950,000 | 3,840 |
| Undivided profits | $14,886,000 | 2,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,278,000 | 2,383 |
| Earning assets | $224,586,000 | 2,222 |
| Long-term assets (5+ years) | $25,128,000 | 2,940 |
| Average Assets, year-to-date | $241,109,500 | 2,230 |
| Average Assets, quarterly | $241,109,500 | 2,230 |
| Volatile liabilities | $16,671,000 | 4,261 |
| Insider loans | $7,850,000 | 636 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $5,954,000 | 553 |
| Unused loan commitments | $24,842,000 | 2,338 |
| Tier 1 (core) risk-based capital | $18,121,000 | 2,728 |
| Tier 2 risk-based capital | $1,753,000 | 2,237 |
| Total risk weighted assets | $151,727,000 | 2,339 |
| Total unused commitments | $24,842,000 | 2,348 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 97 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $236,403,000 | 2,260 |
| Cash and due from depository institutions | $12,971,000 | 1,748 |
| Interest-bearing balances | $4,554,000 | 1,506 |
| Securities | $76,785,000 | 1,599 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,653 |
| Net loans & leases | $131,278,000 | 2,542 |
| Loan loss allowance | $1,879,000 | 2,263 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,674,000 | 1,179 |
| Other real estate owned | $161,000 | 1,748 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,234,000 | 4,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,403,000 | 2,260 |
| Total liabilities | $216,413,000 | 2,218 |
| Total deposits | $203,030,000 | 2,141 |
| Interest-bearing deposits | $155,884,000 | 2,383 |
| Deposits held in domestic offices | $203,030,000 | 2,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,079,000 | 1,239 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,400,000 | 3,141 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $904,000 | 3,628 |
| Total equity capital | $19,990,000 | 2,619 |
| Total bank equity capital | $19,990,000 | 2,619 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,050,000 | 2,789 |
| Surplus | $3,950,000 | 3,793 |
| Undivided profits | $14,990,000 | 2,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,335,000 | 2,398 |
| Earning assets | $217,917,000 | 2,245 |
| Long-term assets (5+ years) | $25,238,000 | 2,867 |
| Average Assets, year-to-date | $229,625,600 | 2,209 |
| Average Assets, quarterly | $238,657,000 | 2,216 |
| Volatile liabilities | $17,198,000 | 4,141 |
| Insider loans | $2,315,000 | 2,238 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $9,521,000 | 474 |
| Unused loan commitments | $25,139,000 | 2,251 |
| Tier 1 (core) risk-based capital | $17,887,000 | 2,721 |
| Tier 2 risk-based capital | $1,879,000 | 2,087 |
| Total risk weighted assets | $154,211,000 | 2,272 |
| Total unused commitments | $25,139,000 | 2,256 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 90 | 1,903 |
| Assets and Liabilities | ||
| Total Assets: | $219,045,000 | 2,313 |
| Cash and due from depository institutions | $13,667,000 | 1,903 |
| Interest-bearing balances | $93,000 | 5,342 |
| Securities | $50,445,000 | 2,184 |
| Federal funds sold & reverse repurchase agreements | $27,100,000 | 521 |
| Net loans & leases | $118,085,000 | 2,710 |
| Loan loss allowance | $2,065,000 | 1,932 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,135,000 | 1,210 |
| Other real estate owned | $541,000 | 1,903 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,072,000 | 4,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,045,000 | 2,313 |
| Total liabilities | $201,624,000 | 2,276 |
| Total deposits | $185,952,000 | 2,225 |
| Interest-bearing deposits | $136,982,000 | 2,566 |
| Deposits held in domestic offices | $185,952,000 | 2,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,044,000 | 1,130 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,400,000 | 2,926 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,228,000 | 2,967 |
| Total equity capital | $17,421,000 | 2,782 |
| Total bank equity capital | $17,421,000 | 2,782 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,050,000 | 2,836 |
| Surplus | $3,950,000 | 3,711 |
| Undivided profits | $12,421,000 | 2,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 3,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $255,000 | 550 |
| Income earned, not collected on loans | $1,162,000 | 2,982 |
| Earning assets | $195,723,000 | 2,386 |
| Long-term assets (5+ years) | $13,214,000 | 4,176 |
| Average Assets, year-to-date | $204,103,200 | 2,382 |
| Average Assets, quarterly | $212,776,500 | 2,378 |
| Volatile liabilities | $20,659,000 | 3,593 |
| Insider loans | $850,000 | 4,266 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $398,000 | 1,470 |
| Unused loan commitments | $16,120,000 | 2,900 |
| Tier 1 (core) risk-based capital | $16,201,000 | 2,837 |
| Tier 2 risk-based capital | $1,708,000 | 2,134 |
| Total risk weighted assets | $136,280,000 | 2,445 |
| Total unused commitments | $16,120,000 | 2,907 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 84 | 2,017 |
| Assets and Liabilities | ||
| Total Assets: | $190,207,000 | 2,553 |
| Cash and due from depository institutions | $11,324,000 | 2,017 |
| Interest-bearing balances | $32,000 | 5,670 |
| Securities | $50,259,000 | 2,167 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $119,789,000 | 2,601 |
| Loan loss allowance | $1,856,000 | 2,041 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,232,000 | 1,125 |
| Other real estate owned | $0 | 2,017 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,603,000 | 4,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,207,000 | 2,553 |
| Total liabilities | $176,254,000 | 2,490 |
| Total deposits | $166,464,000 | 2,367 |
| Interest-bearing deposits | $122,590,000 | 2,755 |
| Deposits held in domestic offices | $166,464,000 | 2,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,594,000 | 1,480 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,196,000 | 3,114 |
| Total equity capital | $13,953,000 | 3,299 |
| Total bank equity capital | $13,953,000 | 3,299 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,050,000 | 2,914 |
| Surplus | $2,950,000 | 4,428 |
| Undivided profits | $9,953,000 | 2,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $238,000 | 507 |
| Income earned, not collected on loans | $776,000 | 3,505 |
| Earning assets | $170,080,000 | 2,610 |
| Long-term assets (5+ years) | $18,177,000 | 3,353 |
| Average Assets, year-to-date | $181,613,800 | 2,546 |
| Average Assets, quarterly | $189,507,500 | 2,532 |
| Volatile liabilities | $23,282,000 | 3,279 |
| Insider loans | $850,000 | 4,265 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,020,000 | 707 |
| Unused loan commitments | $18,240,000 | 2,484 |
| Tier 1 (core) risk-based capital | $13,785,000 | 3,221 |
| Tier 2 risk-based capital | $1,791,400 | 1,974 |
| Total risk weighted assets | $143,247,400 | 2,229 |
| Total unused commitments | $18,240,000 | 2,488 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $168,471,000 | 2,782 |
| Cash and due from depository institutions | $10,705,000 | 2,264 |
| Interest-bearing balances | $88,000 | 5,047 |
| Securities | $47,471,000 | 2,392 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,351 |
| Net loans & leases | $95,022,000 | 3,048 |
| Loan loss allowance | $1,618,000 | 2,228 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,882,000 | 1,209 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,291,000 | 5,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,471,000 | 2,782 |
| Total liabilities | $157,187,000 | 2,709 |
| Total deposits | $143,392,000 | 2,655 |
| Interest-bearing deposits | $109,277,000 | 2,992 |
| Deposits held in domestic offices | $143,392,000 | 2,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,809,000 | 2,581 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,400,000 | 1,964 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,586,000 | 2,274 |
| Total equity capital | $11,284,000 | 3,840 |
| Total bank equity capital | $11,284,000 | 3,840 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,050,000 | 2,982 |
| Surplus | $2,950,000 | 4,412 |
| Undivided profits | $7,284,000 | 3,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $436,000 | 3,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $411,000 | 332 |
| Income earned, not collected on loans | $500,000 | 4,569 |
| Earning assets | $149,681,000 | 2,835 |
| Long-term assets (5+ years) | $15,822,000 | 3,840 |
| Average Assets, year-to-date | $164,437,600 | 2,740 |
| Average Assets, quarterly | $165,693,000 | 2,783 |
| Volatile liabilities | $18,666,000 | 3,652 |
| Insider loans | $685,000 | 4,609 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,692,000 | 1,952 |
| Tier 1 (core) risk-based capital | $12,335,000 | 3,549 |
| Tier 2 risk-based capital | $1,483,030 | 2,205 |
| Total risk weighted assets | $118,507,330 | 2,562 |
| Total unused commitments | $25,692,000 | 1,957 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 69 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $162,433,000 | 2,830 |
| Cash and due from depository institutions | $15,988,000 | 2,570 |
| Interest-bearing balances | $1,272,000 | 2,603 |
| Securities | $41,511,000 | 2,759 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,757 |
| Net loans & leases | $85,820,000 | 3,163 |
| Loan loss allowance | $1,318,000 | 2,611 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,877,000 | 1,137 |
| Other real estate owned | $1,179,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,258,000 | 5,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,433,000 | 2,830 |
| Total liabilities | $151,000,000 | 2,753 |
| Total deposits | $144,817,000 | 2,641 |
| Interest-bearing deposits | $107,306,000 | 3,025 |
| Deposits held in domestic offices | $144,817,000 | 2,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,388,000 | 1,493 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $400,000 | 4,317 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,395,000 | 2,685 |
| Total equity capital | $11,433,000 | 3,878 |
| Total bank equity capital | $11,433,000 | 3,878 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,050,000 | 2,981 |
| Surplus | $2,950,000 | 4,289 |
| Undivided profits | $7,433,000 | 3,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $337,000 | 429 |
| Income earned, not collected on loans | $420,000 | 5,275 |
| Earning assets | $138,403,000 | 3,016 |
| Long-term assets (5+ years) | $8,448,000 | 5,119 |
| Average Assets, year-to-date | $153,872,400 | 2,822 |
| Average Assets, quarterly | $155,787,000 | 2,882 |
| Volatile liabilities | $11,361,000 | 4,633 |
| Insider loans | $1,185,000 | 3,152 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,071,000 | 809 |
| Unused loan commitments | $11,820,000 | 3,259 |
| Tier 1 (core) risk-based capital | $11,325,000 | 3,753 |
| Tier 2 risk-based capital | $1,318,000 | 2,378 |
| Total risk weighted assets | $105,564,200 | 2,693 |
| Total unused commitments | $11,820,000 | 3,263 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $149,246,000 | 2,988 |
| Cash and due from depository institutions | $10,034,000 | 2,424 |
| Interest-bearing balances | $285,000 | 3,679 |
| Securities | $52,533,000 | 2,187 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,692 |
| Net loans & leases | $72,307,000 | 3,717 |
| Loan loss allowance | $927,000 | 3,602 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,828,000 | 1,128 |
| Other real estate owned | $1,100,000 | 2,424 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,444,000 | 4,605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,246,000 | 2,988 |
| Total liabilities | $136,648,000 | 2,945 |
| Total deposits | $128,160,000 | 2,904 |
| Interest-bearing deposits | $98,031,000 | 3,252 |
| Deposits held in domestic offices | $128,160,000 | 2,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,058,000 | 1,256 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $400,000 | 4,175 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,030,000 | 3,497 |
| Total equity capital | $12,598,000 | 3,514 |
| Total bank equity capital | $12,598,000 | 3,514 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $2,800,000 | 4,375 |
| Undivided profits | $8,598,000 | 2,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $370,000 | 387 |
| Income earned, not collected on loans | $383,000 | 5,847 |
| Earning assets | $130,125,000 | 3,144 |
| Long-term assets (5+ years) | $9,969,000 | 4,341 |
| Average Assets, year-to-date | $144,308,600 | 2,946 |
| Average Assets, quarterly | $145,431,000 | 3,008 |
| Volatile liabilities | $13,875,000 | 3,976 |
| Insider loans | $1,234,000 | 3,053 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,682,000 | 3,106 |
| Tier 1 (core) risk-based capital | $12,564,000 | 3,375 |
| Tier 2 risk-based capital | $927,000 | 3,151 |
| Total risk weighted assets | $91,454,700 | 3,017 |
| Total unused commitments | $11,682,000 | 3,107 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $144,390,000 | 3,147 |
| Cash and due from depository institutions | $12,870,000 | 2,699 |
| Interest-bearing balances | $21,000 | 5,894 |
| Securities | $62,955,000 | 1,930 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,738 |
| Net loans & leases | $60,449,000 | 4,347 |
| Loan loss allowance | $1,051,000 | 3,368 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,044,000 | 1,568 |
| Other real estate owned | $0 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,672,000 | 4,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,390,000 | 3,147 |
| Total liabilities | $132,983,000 | 3,091 |
| Total deposits | $127,717,000 | 2,983 |
| Interest-bearing deposits | $96,762,000 | 3,386 |
| Deposits held in domestic offices | $127,717,000 | 2,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,865,000 | 1,773 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $400,000 | 4,106 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,001,000 | 3,514 |
| Total equity capital | $11,407,000 | 3,845 |
| Total bank equity capital | $11,407,000 | 3,845 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $2,800,000 | 4,442 |
| Undivided profits | $7,407,000 | 3,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,275,000 | 2,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 1,087 |
| Income earned, not collected on loans | $320,000 | 6,621 |
| Earning assets | $124,825,000 | 3,322 |
| Long-term assets (5+ years) | $15,404,000 | 3,207 |
| Average Assets, year-to-date | $135,570,200 | 3,195 |
| Average Assets, quarterly | $140,663,000 | 3,186 |
| Volatile liabilities | $11,356,000 | 4,469 |
| Insider loans | $885,000 | 3,950 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $369,000 | 1,059 |
| Unused loan commitments | $10,526,000 | 3,282 |
| Tier 1 (core) risk-based capital | $11,609,000 | 3,696 |
| Tier 2 risk-based capital | $961,110 | 3,086 |
| Total risk weighted assets | $76,799,110 | 3,542 |
| Total unused commitments | $10,526,000 | 3,297 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $130,687,000 | 3,444 |
| Cash and due from depository institutions | $10,725,000 | 2,981 |
| Interest-bearing balances | $78,000 | 5,551 |
| Securities | $62,809,000 | 1,980 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,165 |
| Net loans & leases | $45,827,000 | 5,314 |
| Loan loss allowance | $822,000 | 4,156 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,033,000 | 1,535 |
| Other real estate owned | $258,000 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,535,000 | 4,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,687,000 | 3,444 |
| Total liabilities | $120,355,000 | 3,387 |
| Total deposits | $114,149,000 | 3,354 |
| Interest-bearing deposits | $82,367,000 | 3,988 |
| Deposits held in domestic offices | $114,149,000 | 3,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,519 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $400,000 | 3,592 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $806,000 | 4,364 |
| Total equity capital | $10,332,000 | 4,217 |
| Total bank equity capital | $10,332,000 | 4,217 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $2,800,000 | 4,419 |
| Undivided profits | $6,332,000 | 3,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 7,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 768 |
| Income earned, not collected on loans | $251,000 | 7,897 |
| Earning assets | $113,214,000 | 3,628 |
| Long-term assets (5+ years) | $15,957,000 | 2,944 |
| Average Assets, year-to-date | $126,869,800 | 3,416 |
| Average Assets, quarterly | $131,177,500 | 3,392 |
| Volatile liabilities | $8,291,000 | 5,169 |
| Insider loans | $88,000 | 9,332 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,469,000 | 3,642 |
| Tier 1 (core) risk-based capital | $10,501,000 | 4,028 |
| Tier 2 risk-based capital | $790,800 | 3,622 |
| Total risk weighted assets | $63,233,000 | 4,124 |
| Total unused commitments | $8,469,000 | 3,655 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $120,855,000 | 3,678 |
| Cash and due from depository institutions | $6,054,000 | 3,366 |
| Interest-bearing balances | $27,000 | 6,367 |
| Securities | $66,482,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $40,270,000 | 5,749 |
| Loan loss allowance | $692,000 | 4,869 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,005,000 | 1,475 |
| Other real estate owned | $387,000 | 3,366 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,657,000 | 2,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,855,000 | 3,678 |
| Total liabilities | $112,734,000 | 3,586 |
| Total deposits | $107,651,000 | 3,538 |
| Interest-bearing deposits | $82,914,000 | 3,894 |
| Deposits held in domestic offices | $107,651,000 | 3,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,775,000 | 2,365 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,551,000 | 2,756 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $757,000 | 3,768 |
| Total equity capital | $8,121,000 | 4,856 |
| Total bank equity capital | $8,121,000 | 4,856 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $2,800,000 | 4,358 |
| Undivided profits | $4,121,000 | 4,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 7,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 753 |
| Income earned, not collected on loans | $201,000 | 8,467 |
| Earning assets | $106,779,000 | 3,796 |
| Long-term assets (5+ years) | $13,080,000 | 3,463 |
| Average Assets, year-to-date | $126,332,200 | 3,429 |
| Average Assets, quarterly | $123,524,000 | 3,568 |
| Volatile liabilities | $7,064,000 | 5,509 |
| Insider loans | $196,000 | 8,222 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,949,000 | 4,940 |
| Tier 1 (core) risk-based capital | $9,565,000 | 4,307 |
| Tier 2 risk-based capital | $692,000 | 4,038 |
| Total risk weighted assets | $55,778,700 | 4,513 |
| Total unused commitments | $4,949,000 | 4,948 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $124,885,000 | 3,618 |
| Cash and due from depository institutions | $6,235,000 | 3,717 |
| Interest-bearing balances | $54,000 | 7,049 |
| Securities | $69,658,000 | 1,978 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,645 |
| Net loans & leases | $36,988,000 | 6,060 |
| Loan loss allowance | $706,000 | 4,942 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,992,000 | 3,649 |
| Other real estate owned | $334,000 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,278,000 | 5,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,885,000 | 3,618 |
| Total liabilities | $115,950,000 | 3,559 |
| Total deposits | $109,727,000 | 3,564 |
| Interest-bearing deposits | $85,210,000 | 3,961 |
| Deposits held in domestic offices | $109,727,000 | 3,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,499 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $554,000 | 3,265 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $669,000 | 4,299 |
| Total equity capital | $8,935,000 | 4,531 |
| Total bank equity capital | $8,935,000 | 4,531 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $2,800,000 | 4,330 |
| Undivided profits | $4,935,000 | 4,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 5,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $172,000 | 8,855 |
| Earning assets | $115,100,000 | 3,596 |
| Long-term assets (5+ years) | $12,604,000 | 3,740 |
| Average Assets, year-to-date | $121,084,200 | 3,646 |
| Average Assets, quarterly | $126,149,500 | 3,562 |
| Volatile liabilities | $8,991,000 | 4,442 |
| Insider loans | $303,000 | 7,240 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,188,000 | 4,778 |
| Tier 1 (core) risk-based capital | $8,697,000 | 4,563 |
| Tier 2 risk-based capital | $628,570 | 4,342 |
| Total risk weighted assets | $50,208,270 | 4,875 |
| Total unused commitments | $5,188,000 | 4,801 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $112,628,000 | 4,070 |
| Cash and due from depository institutions | $8,459,000 | 3,669 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $56,309,000 | 2,407 |
| Federal funds sold & reverse repurchase agreements | $9,350,000 | 1,763 |
| Net loans & leases | $35,237,000 | 6,282 |
| Loan loss allowance | $610,000 | 5,572 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,462,000 | 4,760 |
| Other real estate owned | $389,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,422,000 | 4,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,628,000 | 4,070 |
| Total liabilities | $104,796,000 | 4,012 |
| Total deposits | $98,816,000 | 4,055 |
| Interest-bearing deposits | $78,335,000 | 4,434 |
| Deposits held in domestic offices | $98,816,000 | 4,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,707,000 | 1,413 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $551,000 | 3,063 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $722,000 | 4,289 |
| Total equity capital | $7,832,000 | 4,890 |
| Total bank equity capital | $7,832,000 | 4,890 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $2,800,000 | 4,229 |
| Undivided profits | $3,832,000 | 5,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 10,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $174,000 | 9,354 |
| Earning assets | $100,896,000 | 4,139 |
| Long-term assets (5+ years) | $10,029,000 | 4,332 |
| Average Assets, year-to-date | $107,923,400 | 4,123 |
| Average Assets, quarterly | $111,158,500 | 4,079 |
| Volatile liabilities | $8,219,000 | 4,735 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,437,000 | 5,678 |
| Tier 1 (core) risk-based capital | $7,832,000 | 4,797 |
| Tier 2 risk-based capital | $594,590 | 4,523 |
| Total risk weighted assets | $47,551,790 | 5,150 |
| Total unused commitments | $3,437,000 | 5,705 |
| Derivatives | $0 | 651 |