Home > Metabank West Central > Income and Expense
Metabank West Central, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 7,466 |
| Total interest expense | $1,295,000 | 6,729 |
| Net interest income | $831,000 | 7,945 |
| Provision for loan and lease losses | $-121,000 | 8,400 |
| Total noninterest income | $260,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $116,000 | 5,820 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $144,000 | 5,639 |
| Total noninterest expense | $880,000 | 7,827 |
| Salaries and employee benefits | $342,000 | 8,188 |
| Premises and equipment expense | $156,000 | 7,182 |
| Additional noninterest expense | $382,000 | 7,128 |
| Pre-tax net operating income | $332,000 | 6,502 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $14,000 | 5,548 |
| Income before extraordinary items | $318,000 | 6,359 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $318,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 1,265 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $318,000 | 6,344 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 7,473 |
| Total interest expense | $980,000 | 6,728 |
| Net interest income | $653,000 | 7,961 |
| Provision for loan and lease losses | $-85,000 | 8,409 |
| Total noninterest income | $174,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $85,000 | 6,067 |
| Total noninterest expense | $652,000 | 7,820 |
| Salaries and employee benefits | $246,000 | 8,211 |
| Premises and equipment expense | $119,000 | 7,144 |
| Additional noninterest expense | $287,000 | 7,114 |
| Pre-tax net operating income | $260,000 | 6,723 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-8,000 | 8,017 |
| Income before extraordinary items | $268,000 | 6,487 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $268,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 799 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $268,000 | 6,472 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 7,460 |
| Total interest expense | $670,000 | 6,709 |
| Net interest income | $461,000 | 7,951 |
| Provision for loan and lease losses | $-55,000 | 8,438 |
| Total noninterest income | $116,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $54,000 | 6,160 |
| Total noninterest expense | $434,000 | 7,874 |
| Salaries and employee benefits | $156,000 | 8,299 |
| Premises and equipment expense | $87,000 | 7,002 |
| Additional noninterest expense | $191,000 | 7,157 |
| Pre-tax net operating income | $198,000 | 6,650 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-25,000 | 8,221 |
| Income before extraordinary items | $223,000 | 6,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $223,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 545 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $223,000 | 6,193 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 7,481 |
| Total interest expense | $337,000 | 6,725 |
| Net interest income | $234,000 | 7,997 |
| Provision for loan and lease losses | $-55,000 | 8,520 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $181,000 | 8,118 |
| Salaries and employee benefits | $49,000 | 8,536 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $84,000 | 7,408 |
| Pre-tax net operating income | $154,000 | 6,013 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $57,000 | 3,973 |
| Income before extraordinary items | $97,000 | 6,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $97,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 297 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $97,000 | 6,437 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 7,190 |
| Total interest expense | $1,316,000 | 6,392 |
| Net interest income | $1,125,000 | 7,676 |
| Provision for loan and lease losses | $655,000 | 1,493 |
| Total noninterest income | $219,000 | 6,762 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $152,000 | 5,504 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 6,920 |
| Total noninterest expense | $1,008,000 | 7,696 |
| Salaries and employee benefits | $435,000 | 8,061 |
| Premises and equipment expense | $201,000 | 6,728 |
| Additional noninterest expense | $372,000 | 7,199 |
| Pre-tax net operating income | $-319,000 | 8,177 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-135,000 | 8,404 |
| Income before extraordinary items | $-184,000 | 8,135 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-184,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-184,000 | 8,126 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 7,206 |
| Total interest expense | $991,000 | 6,335 |
| Net interest income | $857,000 | 7,731 |
| Provision for loan and lease losses | $-58,000 | 8,538 |
| Total noninterest income | $169,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $116,000 | 5,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,851 |
| Total noninterest expense | $750,000 | 7,711 |
| Salaries and employee benefits | $334,000 | 8,025 |
| Premises and equipment expense | $149,000 | 6,772 |
| Additional noninterest expense | $267,000 | 7,289 |
| Pre-tax net operating income | $334,000 | 6,853 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $109,000 | 4,843 |
| Income before extraordinary items | $225,000 | 7,085 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $225,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $225,000 | 7,087 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 7,212 |
| Total interest expense | $665,000 | 6,240 |
| Net interest income | $569,000 | 7,789 |
| Provision for loan and lease losses | $-33,000 | 8,557 |
| Total noninterest income | $122,000 | 6,642 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 5,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 6,354 |
| Total noninterest expense | $507,000 | 7,720 |
| Salaries and employee benefits | $221,000 | 8,071 |
| Premises and equipment expense | $98,000 | 6,810 |
| Additional noninterest expense | $188,000 | 7,208 |
| Pre-tax net operating income | $217,000 | 6,967 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $148,000 | 7,171 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $148,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,900 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $148,000 | 7,186 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 7,162 |
| Total interest expense | $334,000 | 6,151 |
| Net interest income | $297,000 | 7,718 |
| Provision for loan and lease losses | $-33,000 | 8,595 |
| Total noninterest income | $59,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $241,000 | 7,805 |
| Salaries and employee benefits | $105,000 | 8,159 |
| Premises and equipment expense | $49,000 | 6,794 |
| Additional noninterest expense | $87,000 | 7,359 |
| Pre-tax net operating income | $148,000 | 6,442 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $49,000 | 4,519 |
| Income before extraordinary items | $99,000 | 6,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,117 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $99,000 | 6,751 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 6,842 |
| Total interest expense | $1,510,000 | 5,211 |
| Net interest income | $1,184,000 | 7,700 |
| Provision for loan and lease losses | $732,000 | 1,366 |
| Total noninterest income | $220,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $143,000 | 5,697 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,809 |
| Total noninterest expense | $1,071,000 | 7,621 |
| Salaries and employee benefits | $516,000 | 7,843 |
| Premises and equipment expense | $274,000 | 5,971 |
| Additional noninterest expense | $281,000 | 7,752 |
| Pre-tax net operating income | $-399,000 | 8,469 |
| Securities gains (losses) | $-10,000 | 7,535 |
| Applicable income taxes | $-175,000 | 8,664 |
| Income before extraordinary items | $-234,000 | 8,439 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-234,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,053 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-227,600 | 8,410 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 6,789 |
| Total interest expense | $1,170,000 | 5,011 |
| Net interest income | $896,000 | 7,731 |
| Provision for loan and lease losses | $750,000 | 996 |
| Total noninterest income | $166,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 5,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,825 |
| Total noninterest expense | $835,000 | 7,539 |
| Salaries and employee benefits | $354,000 | 7,968 |
| Premises and equipment expense | $153,000 | 6,664 |
| Additional noninterest expense | $328,000 | 6,896 |
| Pre-tax net operating income | $-523,000 | 8,607 |
| Securities gains (losses) | $-10,000 | 7,915 |
| Applicable income taxes | $-215,000 | 8,760 |
| Income before extraordinary items | $-318,000 | 8,571 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-318,000 | 8,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 756 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-311,600 | 8,541 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 6,662 |
| Total interest expense | $817,000 | 4,722 |
| Net interest income | $616,000 | 7,713 |
| Provision for loan and lease losses | $747,000 | 679 |
| Total noninterest income | $105,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $70,000 | 5,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $35,000 | 6,983 |
| Total noninterest expense | $579,000 | 7,465 |
| Salaries and employee benefits | $253,000 | 7,874 |
| Premises and equipment expense | $105,000 | 6,596 |
| Additional noninterest expense | $221,000 | 6,857 |
| Pre-tax net operating income | $-605,000 | 8,706 |
| Securities gains (losses) | $-10,000 | 8,138 |
| Applicable income taxes | $-230,000 | 8,797 |
| Income before extraordinary items | $-385,000 | 8,678 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-385,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-378,600 | 8,648 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 6,736 |
| Total interest expense | $394,000 | 4,734 |
| Net interest income | $310,000 | 7,766 |
| Provision for loan and lease losses | $39,000 | 3,651 |
| Total noninterest income | $51,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $304,000 | 7,419 |
| Salaries and employee benefits | $125,000 | 7,952 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $125,000 | 6,554 |
| Pre-tax net operating income | $18,000 | 8,276 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $17,000 | 8,267 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $17,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $16,110 | 8,251 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 6,679 |
| Total interest expense | $1,486,000 | 4,531 |
| Net interest income | $1,242,000 | 7,697 |
| Provision for loan and lease losses | $44,000 | 6,096 |
| Total noninterest income | $272,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $185,000 | 5,374 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $1,048,000 | 7,720 |
| Salaries and employee benefits | $487,000 | 8,016 |
| Premises and equipment expense | $167,000 | 7,152 |
| Additional noninterest expense | $394,000 | 7,152 |
| Pre-tax net operating income | $422,000 | 6,979 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $137,000 | 5,211 |
| Income before extraordinary items | $285,000 | 7,292 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $285,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $585,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $285,000 | 7,240 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 6,691 |
| Total interest expense | $1,106,000 | 4,525 |
| Net interest income | $948,000 | 7,690 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $210,000 | 6,587 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $141,000 | 5,410 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 6,565 |
| Total noninterest expense | $778,000 | 7,711 |
| Salaries and employee benefits | $358,000 | 8,033 |
| Premises and equipment expense | $119,000 | 7,202 |
| Additional noninterest expense | $301,000 | 7,076 |
| Pre-tax net operating income | $355,000 | 6,938 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $116,000 | 5,171 |
| Income before extraordinary items | $239,000 | 7,254 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $239,000 | 7,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,087 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $239,000 | 7,197 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 6,697 |
| Total interest expense | $736,000 | 4,534 |
| Net interest income | $651,000 | 7,659 |
| Provision for loan and lease losses | $2,000 | 6,819 |
| Total noninterest income | $134,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $88,000 | 5,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $510,000 | 7,785 |
| Salaries and employee benefits | $233,000 | 8,122 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $197,000 | 7,168 |
| Pre-tax net operating income | $273,000 | 6,678 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $89,000 | 4,985 |
| Income before extraordinary items | $184,000 | 7,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $184,000 | 6,964 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,643 |
| Total interest expense | $372,000 | 4,528 |
| Net interest income | $344,000 | 7,582 |
| Provision for loan and lease losses | $-1,000 | 8,875 |
| Total noninterest income | $65,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $255,000 | 7,841 |
| Salaries and employee benefits | $116,000 | 8,166 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $98,000 | 7,196 |
| Pre-tax net operating income | $155,000 | 6,374 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $51,000 | 4,825 |
| Income before extraordinary items | $104,000 | 6,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 6,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $104,000 | 6,696 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 6,794 |
| Total interest expense | $1,680,000 | 4,550 |
| Net interest income | $1,070,000 | 8,007 |
| Provision for loan and lease losses | $-40,000 | 8,968 |
| Total noninterest income | $309,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $171,000 | 5,603 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $138,000 | 5,969 |
| Total noninterest expense | $1,074,000 | 7,726 |
| Salaries and employee benefits | $444,000 | 8,264 |
| Premises and equipment expense | $156,000 | 7,323 |
| Additional noninterest expense | $474,000 | 6,711 |
| Pre-tax net operating income | $345,000 | 7,250 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $105,000 | 5,670 |
| Income before extraordinary items | $254,000 | 7,503 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $254,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $244,060 | 7,415 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 6,901 |
| Total interest expense | $1,269,000 | 4,644 |
| Net interest income | $766,000 | 8,143 |
| Provision for loan and lease losses | $-31,000 | 9,072 |
| Total noninterest income | $244,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $119,000 | 5,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 5,672 |
| Total noninterest expense | $823,000 | 7,669 |
| Salaries and employee benefits | $327,000 | 8,299 |
| Premises and equipment expense | $113,000 | 7,400 |
| Additional noninterest expense | $383,000 | 6,464 |
| Pre-tax net operating income | $218,000 | 7,630 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $65,000 | 5,991 |
| Income before extraordinary items | $167,000 | 7,803 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $167,000 | 7,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $156,920 | 7,707 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 6,785 |
| Total interest expense | $851,000 | 4,735 |
| Net interest income | $590,000 | 7,933 |
| Provision for loan and lease losses | $-12,000 | 9,104 |
| Total noninterest income | $177,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $78,000 | 5,817 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $99,000 | 5,340 |
| Total noninterest expense | $559,000 | 7,650 |
| Salaries and employee benefits | $220,000 | 8,322 |
| Premises and equipment expense | $83,000 | 7,215 |
| Additional noninterest expense | $256,000 | 6,459 |
| Pre-tax net operating income | $220,000 | 7,043 |
| Securities gains (losses) | $14,000 | 2,789 |
| Applicable income taxes | $72,000 | 5,530 |
| Income before extraordinary items | $162,000 | 7,325 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $162,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $152,340 | 7,249 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,669 |
| Total interest expense | $423,000 | 4,870 |
| Net interest income | $332,000 | 7,717 |
| Provision for loan and lease losses | $-5,000 | 9,167 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $300,000 | 7,519 |
| Salaries and employee benefits | $103,000 | 8,463 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $155,000 | 5,809 |
| Pre-tax net operating income | $98,000 | 7,223 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $70,000 | 7,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,290 | 7,354 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 6,621 |
| Total interest expense | $1,758,000 | 5,219 |
| Net interest income | $1,463,000 | 7,492 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $303,000 | 6,434 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $183,000 | 5,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 6,062 |
| Total noninterest expense | $1,026,000 | 7,880 |
| Salaries and employee benefits | $478,000 | 8,229 |
| Premises and equipment expense | $155,000 | 7,378 |
| Additional noninterest expense | $393,000 | 7,205 |
| Pre-tax net operating income | $725,000 | 5,999 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $236,000 | 4,854 |
| Income before extraordinary items | $489,000 | 6,457 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $489,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $489,000 | 6,297 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 6,967 |
| Total interest expense | $1,920,000 | 6,223 |
| Net interest income | $1,342,000 | 7,617 |
| Provision for loan and lease losses | $-6,000 | 9,434 |
| Total noninterest income | $282,000 | 6,573 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $170,000 | 5,515 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $112,000 | 6,154 |
| Total noninterest expense | $1,179,000 | 7,506 |
| Salaries and employee benefits | $557,000 | 7,878 |
| Premises and equipment expense | $268,000 | 5,874 |
| Additional noninterest expense | $354,000 | 7,483 |
| Pre-tax net operating income | $451,000 | 6,749 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $193,000 | 5,100 |
| Income before extraordinary items | $258,000 | 7,388 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $258,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,995 |
| Cash dividends | $345,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $258,000 | 7,272 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 7,007 |
| Total interest expense | $1,979,000 | 6,305 |
| Net interest income | $1,427,000 | 7,593 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $265,000 | 6,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,104 |
| Total noninterest expense | $1,006,000 | 8,001 |
| Salaries and employee benefits | $450,000 | 8,498 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $411,000 | 7,061 |
| Pre-tax net operating income | $596,000 | 6,603 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $271,000 | 4,805 |
| Income before extraordinary items | $325,000 | 7,315 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $325,000 | 7,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $275,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $325,000 | 7,316 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 7,553 |
| Total interest expense | $1,542,000 | 6,876 |
| Net interest income | $1,300,000 | 7,987 |
| Provision for loan and lease losses | $-120,000 | 10,113 |
| Total noninterest income | $257,000 | 6,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $987,000 | 8,166 |
| Salaries and employee benefits | $381,000 | 8,997 |
| Premises and equipment expense | $156,000 | 7,566 |
| Additional noninterest expense | $450,000 | 6,899 |
| Pre-tax net operating income | $690,000 | 6,353 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $303,000 | 4,802 |
| Income before extraordinary items | $391,000 | 7,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $391,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,401 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $388,440 | 7,025 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 7,829 |
| Total interest expense | $1,419,000 | 7,379 |
| Net interest income | $1,317,000 | 8,078 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $341,000 | 6,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $991,000 | 8,142 |
| Salaries and employee benefits | $358,000 | 9,238 |
| Premises and equipment expense | $159,000 | 7,459 |
| Additional noninterest expense | $474,000 | 6,621 |
| Pre-tax net operating income | $639,000 | 6,724 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $279,000 | 5,377 |
| Income before extraordinary items | $360,000 | 7,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $360,000 | 7,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,011 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $360,000 | 7,395 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 8,343 |
| Total interest expense | $1,384,000 | 7,621 |
| Net interest income | $1,141,000 | 8,834 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $257,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,572 |
| Total noninterest expense | $1,020,000 | 8,272 |
| Salaries and employee benefits | $449,000 | 8,949 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $425,000 | 7,153 |
| Pre-tax net operating income | $378,000 | 8,564 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $192,000 | 6,988 |
| Income before extraordinary items | $190,000 | 9,246 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $190,000 | 9,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $187,440 | 9,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 8,937 |
| Total interest expense | $1,263,000 | 8,202 |
| Net interest income | $1,067,000 | 9,367 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $234,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $898,000 | 9,059 |
| Salaries and employee benefits | $455,000 | 9,207 |
| Premises and equipment expense | $171,000 | 7,604 |
| Additional noninterest expense | $272,000 | 9,172 |
| Pre-tax net operating income | $403,000 | 8,485 |
| Securities gains (losses) | $-18,000 | 10,586 |
| Applicable income taxes | $124,000 | 8,333 |
| Income before extraordinary items | $261,000 | 8,742 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $261,000 | 8,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 11,082 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $273,240 | 8,576 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 9,611 |
| Total interest expense | $1,072,000 | 8,997 |
| Net interest income | $993,000 | 9,961 |
| Provision for loan and lease losses | $53,000 | 6,095 |
| Total noninterest income | $160,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $863,000 | 9,494 |
| Salaries and employee benefits | $438,000 | 9,631 |
| Premises and equipment expense | $156,000 | 8,119 |
| Additional noninterest expense | $269,000 | 9,604 |
| Pre-tax net operating income | $237,000 | 10,206 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $51,000 | 10,172 |
| Income before extraordinary items | $183,000 | 10,132 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $183,000 | 10,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $185,340 | 10,074 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 10,357 |
| Total interest expense | $724,000 | 9,969 |
| Net interest income | $974,000 | 10,477 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $184,000 | 9,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $694,000 | 10,725 |
| Salaries and employee benefits | $327,000 | 10,954 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $261,000 | 10,391 |
| Pre-tax net operating income | $449,000 | 9,001 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $149,000 | 8,321 |
| Income before extraordinary items | $287,000 | 9,286 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $287,000 | 9,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $161,000 | 5,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $295,580 | 9,262 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 10,967 |
| Total interest expense | $723,000 | 10,453 |
| Net interest income | $897,000 | 11,175 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $172,000 | 9,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $645,000 | 11,403 |
| Salaries and employee benefits | $334,000 | 11,318 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $252,000 | 11,052 |
| Pre-tax net operating income | $224,000 | 10,836 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $99,000 | 11,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $99,000 | 11,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $475,000 | 613 |
| Net operating income | $95,160 | 11,655 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 11,414 |
| Total interest expense | $899,000 | 10,881 |
| Net interest income | $854,000 | 11,695 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $147,000 | 10,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $623,000 | 11,923 |
| Salaries and employee benefits | $321,000 | 11,777 |
| Premises and equipment expense | $82,000 | 11,425 |
| Additional noninterest expense | $220,000 | 11,961 |
| Pre-tax net operating income | $338,000 | 9,792 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $54,000 | 11,145 |
| Income before extraordinary items | $284,000 | 9,497 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $284,000 | 9,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $284,000 | 9,122 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.