Mesa Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 3,878 |
| Total interest expense | $4,666,000 | 1,944 |
| Net interest income | $1,313,000 | 6,663 |
| Provision for loan and lease losses | $3,146,000 | 1,442 |
| Total noninterest income | $-460,000 | 8,004 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $204,000 | 4,095 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-664,000 | 7,976 |
| Total noninterest expense | $4,780,000 | 3,036 |
| Salaries and employee benefits | $1,570,000 | 4,244 |
| Premises and equipment expense | $405,000 | 4,229 |
| Additional noninterest expense | $2,805,000 | 1,892 |
| Pre-tax net operating income | $-7,073,000 | 7,628 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,058,000 | 456 |
| Income before extraordinary items | $-9,131,000 | 7,756 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,131,000 | 7,755 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,131,000 | 7,755 |
| Net charge-offs | $3,937,000 | 983 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,131,000 | 7,762 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 3,792 |
| Total interest expense | $3,311,000 | 1,925 |
| Net interest income | $853,000 | 6,732 |
| Provision for loan and lease losses | $1,913,000 | 1,438 |
| Total noninterest income | $284,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $128,000 | 4,181 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $156,000 | 4,039 |
| Total noninterest expense | $3,117,000 | 3,125 |
| Salaries and employee benefits | $1,152,000 | 3,987 |
| Premises and equipment expense | $271,000 | 4,234 |
| Additional noninterest expense | $1,694,000 | 2,086 |
| Pre-tax net operating income | $-3,893,000 | 7,652 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,495,000 | 7,840 |
| Income before extraordinary items | $-2,398,000 | 7,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,398,000 | 7,553 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,398,000 | 7,553 |
| Net charge-offs | $2,782,000 | 909 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,398,000 | 7,567 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 3,710 |
| Total interest expense | $1,736,000 | 1,916 |
| Net interest income | $440,000 | 6,674 |
| Provision for loan and lease losses | $1,232,000 | 1,033 |
| Total noninterest income | $348,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $277,000 | 2,059 |
| Total noninterest expense | $1,562,000 | 3,031 |
| Salaries and employee benefits | $629,000 | 3,781 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $797,000 | 2,005 |
| Pre-tax net operating income | $-2,006,000 | 7,829 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-770,000 | 7,952 |
| Income before extraordinary items | $-1,236,000 | 7,768 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,236,000 | 7,771 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,236,000 | 7,770 |
| Net charge-offs | $1,755,000 | 658 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,236,000 | 7,764 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,149,000 | 2,796 |
| Total interest expense | $6,525,000 | 2,331 |
| Net interest income | $6,624,000 | 3,209 |
| Provision for loan and lease losses | $17,096,000 | 415 |
| Total noninterest income | $785,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $228,000 | 4,547 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $557,000 | 3,010 |
| Total noninterest expense | $6,401,000 | 2,893 |
| Salaries and employee benefits | $2,742,000 | 3,503 |
| Premises and equipment expense | $554,000 | 4,193 |
| Additional noninterest expense | $3,105,000 | 1,955 |
| Pre-tax net operating income | $-16,088,000 | 8,070 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-6,207,000 | 8,141 |
| Income before extraordinary items | $-9,881,000 | 7,994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,881,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,606,000 | 299 |
| Cash dividends | $650,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-9,881,000 | 8,026 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,615,000 | 2,672 |
| Total interest expense | $4,831,000 | 2,449 |
| Net interest income | $5,784,000 | 2,820 |
| Provision for loan and lease losses | $14,861,000 | 304 |
| Total noninterest income | $443,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $169,000 | 4,605 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $274,000 | 3,848 |
| Total noninterest expense | $4,778,000 | 2,887 |
| Salaries and employee benefits | $2,163,000 | 3,409 |
| Premises and equipment expense | $419,000 | 4,152 |
| Additional noninterest expense | $2,196,000 | 1,981 |
| Pre-tax net operating income | $-13,412,000 | 8,252 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-5,201,000 | 8,271 |
| Income before extraordinary items | $-8,211,000 | 8,197 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-8,211,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,787,000 | 228 |
| Cash dividends | $650,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,211,000 | 8,224 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 2,505 |
| Total interest expense | $3,242,000 | 2,524 |
| Net interest income | $4,417,000 | 2,482 |
| Provision for loan and lease losses | $6,671,000 | 351 |
| Total noninterest income | $326,000 | 4,453 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $216,000 | 3,615 |
| Total noninterest expense | $3,082,000 | 2,979 |
| Salaries and employee benefits | $1,467,000 | 3,392 |
| Premises and equipment expense | $284,000 | 4,123 |
| Additional noninterest expense | $1,331,000 | 2,127 |
| Pre-tax net operating income | $-5,010,000 | 8,293 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,638,000 | 8,313 |
| Income before extraordinary items | $-3,372,000 | 8,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,372,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,486,000 | 251 |
| Cash dividends | $650,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,372,000 | 8,268 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 2,494 |
| Total interest expense | $1,745,000 | 2,506 |
| Net interest income | $2,212,000 | 2,469 |
| Provision for loan and lease losses | $183,000 | 1,920 |
| Total noninterest income | $145,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $50,000 | 4,810 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,878 |
| Total noninterest expense | $1,396,000 | 3,279 |
| Salaries and employee benefits | $766,000 | 3,285 |
| Premises and equipment expense | $140,000 | 4,199 |
| Additional noninterest expense | $490,000 | 2,771 |
| Pre-tax net operating income | $778,000 | 2,210 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $306,000 | 1,452 |
| Income before extraordinary items | $472,000 | 2,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $472,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,111 |
| Cash dividends | $650,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $472,000 | 2,747 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,768,000 | 2,199 |
| Total interest expense | $7,493,000 | 2,461 |
| Net interest income | $11,275,000 | 2,016 |
| Provision for loan and lease losses | $-38,000 | 8,292 |
| Total noninterest income | $917,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $201,000 | 4,902 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $716,000 | 2,727 |
| Total noninterest expense | $5,732,000 | 3,090 |
| Salaries and employee benefits | $3,368,000 | 2,920 |
| Premises and equipment expense | $561,000 | 4,036 |
| Additional noninterest expense | $1,803,000 | 2,924 |
| Pre-tax net operating income | $6,498,000 | 1,300 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,515,000 | 923 |
| Income before extraordinary items | $3,983,000 | 1,603 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,983,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,983,000 | 1,589 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,251,000 | 2,175 |
| Total interest expense | $5,618,000 | 2,461 |
| Net interest income | $8,633,000 | 1,990 |
| Provision for loan and lease losses | $7,000 | 6,306 |
| Total noninterest income | $728,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $146,000 | 4,984 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $582,000 | 2,606 |
| Total noninterest expense | $4,274,000 | 3,065 |
| Salaries and employee benefits | $2,544,000 | 2,877 |
| Premises and equipment expense | $423,000 | 4,001 |
| Additional noninterest expense | $1,307,000 | 2,962 |
| Pre-tax net operating income | $5,080,000 | 1,345 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,971,000 | 970 |
| Income before extraordinary items | $3,109,000 | 1,626 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,109,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $4,500,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,109,000 | 1,613 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,612,000 | 2,177 |
| Total interest expense | $3,660,000 | 2,522 |
| Net interest income | $5,952,000 | 1,940 |
| Provision for loan and lease losses | $127,000 | 2,884 |
| Total noninterest income | $435,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $95,000 | 5,045 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $340,000 | 2,824 |
| Total noninterest expense | $2,862,000 | 3,089 |
| Salaries and employee benefits | $1,699,000 | 2,903 |
| Premises and equipment expense | $277,000 | 4,079 |
| Additional noninterest expense | $886,000 | 2,921 |
| Pre-tax net operating income | $3,398,000 | 1,382 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,322,000 | 1,017 |
| Income before extraordinary items | $2,076,000 | 1,666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,076,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $4,000,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,076,000 | 1,645 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 2,183 |
| Total interest expense | $1,808,000 | 2,533 |
| Net interest income | $2,969,000 | 1,944 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $223,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $175,000 | 2,753 |
| Total noninterest expense | $1,451,000 | 3,069 |
| Salaries and employee benefits | $853,000 | 2,908 |
| Premises and equipment expense | $143,000 | 3,992 |
| Additional noninterest expense | $455,000 | 2,826 |
| Pre-tax net operating income | $1,734,000 | 1,350 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $675,000 | 1,011 |
| Income before extraordinary items | $1,059,000 | 1,626 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,059,000 | 1,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $3,000,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,059,000 | 1,614 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,788,000 | 2,584 |
| Total interest expense | $4,818,000 | 3,126 |
| Net interest income | $9,970,000 | 2,296 |
| Provision for loan and lease losses | $257,000 | 3,046 |
| Total noninterest income | $1,009,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $167,000 | 5,335 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $842,000 | 2,495 |
| Total noninterest expense | $4,328,000 | 3,744 |
| Salaries and employee benefits | $2,829,000 | 3,295 |
| Premises and equipment expense | $377,000 | 5,114 |
| Additional noninterest expense | $1,122,000 | 4,152 |
| Pre-tax net operating income | $6,394,000 | 1,519 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,399,000 | 1,144 |
| Income before extraordinary items | $3,995,000 | 1,789 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,995,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,995,000 | 1,771 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,801,000 | 2,627 |
| Total interest expense | $3,376,000 | 3,199 |
| Net interest income | $7,425,000 | 2,332 |
| Provision for loan and lease losses | $199,000 | 2,893 |
| Total noninterest income | $720,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $128,000 | 5,350 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $592,000 | 2,589 |
| Total noninterest expense | $3,181,000 | 3,800 |
| Salaries and employee benefits | $2,089,000 | 3,325 |
| Premises and equipment expense | $282,000 | 5,139 |
| Additional noninterest expense | $810,000 | 4,225 |
| Pre-tax net operating income | $4,765,000 | 1,567 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,868,000 | 1,151 |
| Income before extraordinary items | $2,897,000 | 1,890 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,897,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,897,000 | 1,874 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 2,714 |
| Total interest expense | $2,102,000 | 3,248 |
| Net interest income | $4,690,000 | 2,443 |
| Provision for loan and lease losses | $171,000 | 2,390 |
| Total noninterest income | $508,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $419,000 | 2,491 |
| Total noninterest expense | $2,088,000 | 3,873 |
| Salaries and employee benefits | $1,356,000 | 3,408 |
| Premises and equipment expense | $187,000 | 5,145 |
| Additional noninterest expense | $545,000 | 4,214 |
| Pre-tax net operating income | $2,939,000 | 1,687 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,157,000 | 1,237 |
| Income before extraordinary items | $1,782,000 | 2,029 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,782,000 | 2,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,782,000 | 2,018 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 2,800 |
| Total interest expense | $948,000 | 3,387 |
| Net interest income | $2,265,000 | 2,508 |
| Provision for loan and lease losses | $61,000 | 2,778 |
| Total noninterest income | $240,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $197,000 | 2,522 |
| Total noninterest expense | $1,051,000 | 3,857 |
| Salaries and employee benefits | $678,000 | 3,419 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $280,000 | 4,112 |
| Pre-tax net operating income | $1,393,000 | 1,739 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $549,000 | 1,292 |
| Income before extraordinary items | $844,000 | 2,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $844,000 | 2,074 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,014,000 | 3,151 |
| Total interest expense | $2,192,000 | 4,165 |
| Net interest income | $7,822,000 | 2,763 |
| Provision for loan and lease losses | $415,000 | 2,215 |
| Total noninterest income | $876,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $154,000 | 5,574 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $722,000 | 2,713 |
| Total noninterest expense | $3,694,000 | 4,120 |
| Salaries and employee benefits | $2,303,000 | 3,716 |
| Premises and equipment expense | $365,000 | 5,152 |
| Additional noninterest expense | $1,026,000 | 4,340 |
| Pre-tax net operating income | $4,589,000 | 1,990 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,781,000 | 1,495 |
| Income before extraordinary items | $2,808,000 | 2,370 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,808,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,808,000 | 2,344 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,858,000 | 3,324 |
| Total interest expense | $1,436,000 | 4,425 |
| Net interest income | $5,422,000 | 2,947 |
| Provision for loan and lease losses | $325,000 | 2,053 |
| Total noninterest income | $678,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 5,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $568,000 | 2,638 |
| Total noninterest expense | $2,749,000 | 4,104 |
| Salaries and employee benefits | $1,718,000 | 3,715 |
| Premises and equipment expense | $276,000 | 5,107 |
| Additional noninterest expense | $755,000 | 4,376 |
| Pre-tax net operating income | $3,026,000 | 2,221 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,183,000 | 1,673 |
| Income before extraordinary items | $1,843,000 | 2,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,843,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,843,000 | 2,612 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 3,536 |
| Total interest expense | $839,000 | 4,656 |
| Net interest income | $3,280,000 | 3,164 |
| Provision for loan and lease losses | $193,000 | 2,216 |
| Total noninterest income | $417,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $70,000 | 5,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $347,000 | 2,788 |
| Total noninterest expense | $1,800,000 | 4,146 |
| Salaries and employee benefits | $1,105,000 | 3,796 |
| Premises and equipment expense | $182,000 | 5,135 |
| Additional noninterest expense | $513,000 | 4,285 |
| Pre-tax net operating income | $1,704,000 | 2,473 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $678,000 | 1,831 |
| Income before extraordinary items | $1,026,000 | 3,026 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,026,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,026,000 | 2,982 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 3,761 |
| Total interest expense | $362,000 | 4,965 |
| Net interest income | $1,530,000 | 3,356 |
| Provision for loan and lease losses | $73,000 | 2,631 |
| Total noninterest income | $156,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $116,000 | 3,465 |
| Total noninterest expense | $928,000 | 4,064 |
| Salaries and employee benefits | $521,000 | 3,971 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $318,000 | 3,625 |
| Pre-tax net operating income | $685,000 | 2,904 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $237,000 | 2,344 |
| Income before extraordinary items | $448,000 | 3,326 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $448,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $448,000 | 3,292 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,465,000 | 4,036 |
| Total interest expense | $1,160,000 | 5,208 |
| Net interest income | $5,305,000 | 3,638 |
| Provision for loan and lease losses | $141,000 | 4,364 |
| Total noninterest income | $560,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $126,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $434,000 | 3,565 |
| Total noninterest expense | $3,207,000 | 4,451 |
| Salaries and employee benefits | $1,732,000 | 4,462 |
| Premises and equipment expense | $350,000 | 5,212 |
| Additional noninterest expense | $1,125,000 | 3,949 |
| Pre-tax net operating income | $2,517,000 | 2,991 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $858,000 | 2,409 |
| Income before extraordinary items | $1,659,000 | 3,380 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,659,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,659,000 | 3,310 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 4,185 |
| Total interest expense | $813,000 | 5,406 |
| Net interest income | $3,769,000 | 3,778 |
| Provision for loan and lease losses | $67,000 | 4,990 |
| Total noninterest income | $381,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $93,000 | 6,165 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $288,000 | 3,807 |
| Total noninterest expense | $2,269,000 | 4,601 |
| Salaries and employee benefits | $1,306,000 | 4,408 |
| Premises and equipment expense | $262,000 | 5,190 |
| Additional noninterest expense | $701,000 | 4,523 |
| Pre-tax net operating income | $1,814,000 | 3,125 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $716,000 | 2,275 |
| Income before extraordinary items | $1,098,000 | 3,771 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,098,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,098,000 | 3,700 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 4,294 |
| Total interest expense | $500,000 | 5,650 |
| Net interest income | $2,460,000 | 3,828 |
| Provision for loan and lease losses | $37,000 | 5,122 |
| Total noninterest income | $229,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $171,000 | 4,053 |
| Total noninterest expense | $1,501,000 | 4,665 |
| Salaries and employee benefits | $853,000 | 4,505 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $474,000 | 4,509 |
| Pre-tax net operating income | $1,151,000 | 3,208 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $451,000 | 2,359 |
| Income before extraordinary items | $700,000 | 3,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 3,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $700,000 | 3,759 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 4,396 |
| Total interest expense | $232,000 | 5,912 |
| Net interest income | $1,210,000 | 3,868 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $756,000 | 4,658 |
| Salaries and employee benefits | $418,000 | 4,588 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $249,000 | 4,333 |
| Pre-tax net operating income | $509,000 | 3,473 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $202,000 | 2,565 |
| Income before extraordinary items | $307,000 | 4,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $307,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $307,000 | 4,084 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 4,691 |
| Total interest expense | $986,000 | 6,157 |
| Net interest income | $4,329,000 | 4,123 |
| Provision for loan and lease losses | $-170,000 | 9,071 |
| Total noninterest income | $233,000 | 7,069 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $123,000 | 6,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $110,000 | 6,367 |
| Total noninterest expense | $2,496,000 | 5,218 |
| Salaries and employee benefits | $1,316,000 | 5,308 |
| Premises and equipment expense | $252,000 | 6,161 |
| Additional noninterest expense | $928,000 | 4,519 |
| Pre-tax net operating income | $2,236,000 | 3,126 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $870,000 | 2,385 |
| Income before extraordinary items | $1,366,000 | 3,801 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,366,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,366,000 | 3,644 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 4,736 |
| Total interest expense | $761,000 | 6,210 |
| Net interest income | $3,235,000 | 4,151 |
| Provision for loan and lease losses | $-170,000 | 9,160 |
| Total noninterest income | $151,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $92,000 | 6,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 6,984 |
| Total noninterest expense | $1,798,000 | 5,336 |
| Salaries and employee benefits | $944,000 | 5,445 |
| Premises and equipment expense | $168,000 | 6,496 |
| Additional noninterest expense | $686,000 | 4,528 |
| Pre-tax net operating income | $1,758,000 | 3,128 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $693,000 | 2,407 |
| Income before extraordinary items | $1,065,000 | 3,832 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,065,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,065,000 | 3,669 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 4,777 |
| Total interest expense | $537,000 | 6,175 |
| Net interest income | $2,120,000 | 4,213 |
| Provision for loan and lease losses | $-110,000 | 9,197 |
| Total noninterest income | $105,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $1,121,000 | 5,577 |
| Salaries and employee benefits | $601,000 | 5,610 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $418,000 | 4,845 |
| Pre-tax net operating income | $1,214,000 | 3,065 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $476,000 | 2,388 |
| Income before extraordinary items | $738,000 | 3,717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $738,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $738,000 | 3,515 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 4,916 |
| Total interest expense | $278,000 | 6,175 |
| Net interest income | $1,007,000 | 4,372 |
| Provision for loan and lease losses | $-110,000 | 9,271 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $541,000 | 5,700 |
| Salaries and employee benefits | $292,000 | 5,706 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $636,000 | 2,955 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $248,000 | 2,329 |
| Income before extraordinary items | $388,000 | 3,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $388,000 | 3,361 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 5,246 |
| Total interest expense | $1,302,000 | 6,172 |
| Net interest income | $3,596,000 | 4,683 |
| Provision for loan and lease losses | $340,000 | 3,182 |
| Total noninterest income | $141,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $86,000 | 6,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,472 |
| Total noninterest expense | $1,973,000 | 5,915 |
| Salaries and employee benefits | $1,024,000 | 6,048 |
| Premises and equipment expense | $191,000 | 6,877 |
| Additional noninterest expense | $758,000 | 5,127 |
| Pre-tax net operating income | $1,424,000 | 4,246 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $572,000 | 3,197 |
| Income before extraordinary items | $848,000 | 5,049 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $848,000 | 5,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,170 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $850,560 | 4,906 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 6,197 |
| Total interest expense | $1,634,000 | 6,721 |
| Net interest income | $2,567,000 | 5,629 |
| Provision for loan and lease losses | $247,000 | 3,659 |
| Total noninterest income | $76,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $60,000 | 7,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $1,790,000 | 6,147 |
| Salaries and employee benefits | $914,000 | 6,307 |
| Premises and equipment expense | $213,000 | 6,602 |
| Additional noninterest expense | $663,000 | 5,468 |
| Pre-tax net operating income | $606,000 | 6,150 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $220,000 | 4,856 |
| Income before extraordinary items | $386,000 | 6,659 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $386,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $386,000 | 6,520 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 7,234 |
| Total interest expense | $1,236,000 | 7,730 |
| Net interest income | $1,936,000 | 6,664 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $57,000 | 9,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 7,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $1,386,000 | 7,034 |
| Salaries and employee benefits | $644,000 | 7,466 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $542,000 | 6,118 |
| Pre-tax net operating income | $422,000 | 7,359 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $422,000 | 6,716 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $422,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $422,000 | 6,726 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 9,104 |
| Total interest expense | $415,000 | 9,617 |
| Net interest income | $1,061,000 | 8,489 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $26,000 | 9,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $1,122,000 | 7,786 |
| Salaries and employee benefits | $513,000 | 8,268 |
| Premises and equipment expense | $139,000 | 7,861 |
| Additional noninterest expense | $470,000 | 6,745 |
| Pre-tax net operating income | $-210,000 | 9,643 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-210,000 | 9,690 |
| Extraordinary gains, net | $-7,000 | 10,145 |
| Net income | $-217,000 | 9,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-210,000 | 9,668 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $59,000 | 10,432 |
| Total interest expense | $7,000 | 10,417 |
| Net interest income | $52,000 | 10,416 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $323,000 | 10,214 |
| Salaries and employee benefits | $154,000 | 10,262 |
| Premises and equipment expense | $29,000 | 10,190 |
| Additional noninterest expense | $140,000 | 9,758 |
| Pre-tax net operating income | $-285,000 | 10,056 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-285,000 | 10,105 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-285,000 | 10,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 267 |
| Net operating income | $-285,000 | 10,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.