Home > Merrill Lynch Bank USA > Income and Expense
Merrill Lynch Bank USA, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $793,576,000 | 45 |
| Total interest expense | $84,239,000 | 101 |
| Net interest income | $709,337,000 | 37 |
| Provision for loan and lease losses | $100,099,000 | 99 |
| Total noninterest income | $506,026,000 | 35 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $-4,857,000 | 8,190 |
| Additional Noninterest Income | $510,883,000 | 26 |
| Total noninterest expense | $289,500,000 | 67 |
| Salaries and employee benefits | $51,316,000 | 113 |
| Premises and equipment expense | $6,258,000 | 227 |
| Additional noninterest expense | $231,926,000 | 54 |
| Pre-tax net operating income | $825,764,000 | 10 |
| Securities gains (losses) | $57,260,000 | 17 |
| Applicable income taxes | $311,273,000 | 10 |
| Income before extraordinary items | $571,751,000 | 11 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $571,751,000 | 10 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $571,751,000 | 10 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $534,532,000 | 11 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $396,052,000 | 47 |
| Total interest expense | $54,009,000 | 92 |
| Net interest income | $342,043,000 | 39 |
| Provision for loan and lease losses | $3,470,000 | 505 |
| Total noninterest income | $334,183,000 | 30 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $-6,536,000 | 8,239 |
| Additional Noninterest Income | $340,719,000 | 26 |
| Total noninterest expense | $130,652,000 | 68 |
| Salaries and employee benefits | $27,766,000 | 110 |
| Premises and equipment expense | $2,980,000 | 246 |
| Additional noninterest expense | $99,906,000 | 56 |
| Pre-tax net operating income | $542,104,000 | 11 |
| Securities gains (losses) | $420,000 | 398 |
| Applicable income taxes | $199,932,000 | 9 |
| Income before extraordinary items | $342,592,000 | 13 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $342,592,000 | 12 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $342,592,000 | 13 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $342,323,200 | 11 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,665,559,000 | 35 |
| Total interest expense | $931,465,000 | 36 |
| Net interest income | $1,734,094,000 | 30 |
| Provision for loan and lease losses | $863,088,000 | 33 |
| Total noninterest income | $1,436,494,000 | 24 |
| Gross Fiduciary activities income | $13,811,000 | 82 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $-217,921,000 | 8,296 |
| Additional Noninterest Income | $1,640,604,000 | 16 |
| Total noninterest expense | $880,030,000 | 47 |
| Salaries and employee benefits | $137,187,000 | 81 |
| Premises and equipment expense | $15,559,000 | 189 |
| Additional noninterest expense | $727,284,000 | 39 |
| Pre-tax net operating income | $1,427,470,000 | 11 |
| Securities gains (losses) | $-7,757,790,000 | 8,305 |
| Applicable income taxes | $-2,501,661,000 | 8,304 |
| Income before extraordinary items | $-3,828,659,000 | 8,302 |
| Extraordinary gains, net | $-47,589,000 | 8,303 |
| Net income | $-3,876,248,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,740,000 | 56 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,136,326,600 | 11 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,070,235,000 | 34 |
| Total interest expense | $790,200,000 | 40 |
| Net interest income | $1,280,035,000 | 32 |
| Provision for loan and lease losses | $340,854,000 | 45 |
| Total noninterest income | $836,138,000 | 28 |
| Gross Fiduciary activities income | $13,811,000 | 67 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $-178,472,000 | 8,376 |
| Additional Noninterest Income | $1,000,799,000 | 19 |
| Total noninterest expense | $511,777,000 | 54 |
| Salaries and employee benefits | $104,061,000 | 87 |
| Premises and equipment expense | $11,726,000 | 195 |
| Additional noninterest expense | $395,990,000 | 41 |
| Pre-tax net operating income | $1,263,542,000 | 11 |
| Securities gains (losses) | $-2,758,758,000 | 8,383 |
| Applicable income taxes | $-581,906,000 | 8,379 |
| Income before extraordinary items | $-913,310,000 | 8,377 |
| Extraordinary gains, net | $-36,710,000 | 8,381 |
| Net income | $-950,020,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,397,000 | 88 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $852,295,120 | 11 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,460,680,000 | 34 |
| Total interest expense | $631,937,000 | 37 |
| Net interest income | $828,743,000 | 36 |
| Provision for loan and lease losses | $76,927,000 | 87 |
| Total noninterest income | $454,355,000 | 37 |
| Gross Fiduciary activities income | $13,811,000 | 57 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $-95,229,000 | 8,442 |
| Additional Noninterest Income | $535,773,000 | 25 |
| Total noninterest expense | $448,583,000 | 51 |
| Salaries and employee benefits | $73,764,000 | 85 |
| Premises and equipment expense | $7,800,000 | 195 |
| Additional noninterest expense | $367,019,000 | 36 |
| Pre-tax net operating income | $757,588,000 | 15 |
| Securities gains (losses) | $-1,962,816,000 | 8,451 |
| Applicable income taxes | $-494,713,000 | 8,446 |
| Income before extraordinary items | $-710,515,000 | 8,442 |
| Extraordinary gains, net | $-6,914,000 | 8,446 |
| Net income | $-717,429,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,663,000 | 83 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $545,687,240 | 11 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $791,907,000 | 31 |
| Total interest expense | $388,510,000 | 29 |
| Net interest income | $403,397,000 | 36 |
| Provision for loan and lease losses | $78,705,000 | 51 |
| Total noninterest income | $351,151,000 | 29 |
| Gross Fiduciary activities income | $9,181,000 | 52 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $-44,994,000 | 8,482 |
| Additional Noninterest Income | $386,964,000 | 20 |
| Total noninterest expense | $285,042,000 | 48 |
| Salaries and employee benefits | $36,892,000 | 89 |
| Premises and equipment expense | $3,699,000 | 205 |
| Additional noninterest expense | $244,451,000 | 27 |
| Pre-tax net operating income | $390,801,000 | 21 |
| Securities gains (losses) | $-365,738,000 | 8,493 |
| Applicable income taxes | $-430,000 | 8,348 |
| Income before extraordinary items | $25,493,000 | 98 |
| Extraordinary gains, net | $4,728,000 | 3 |
| Net income | $30,221,000 | 82 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,075,000 | 98 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $391,231,000 | 12 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,684,000 | 26 |
| Total interest expense | $2,220,018,000 | 26 |
| Net interest income | $1,555,666,000 | 33 |
| Provision for loan and lease losses | $66,558,000 | 80 |
| Total noninterest income | $750,837,000 | 36 |
| Gross Fiduciary activities income | $37,726,000 | 49 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $-36,245,000 | 8,524 |
| Additional Noninterest Income | $749,356,000 | 29 |
| Total noninterest expense | $603,598,000 | 57 |
| Salaries and employee benefits | $136,938,000 | 90 |
| Premises and equipment expense | $13,921,000 | 196 |
| Additional noninterest expense | $452,739,000 | 46 |
| Pre-tax net operating income | $1,636,347,000 | 20 |
| Securities gains (losses) | $-621,758,000 | 8,531 |
| Applicable income taxes | $374,249,000 | 25 |
| Income before extraordinary items | $640,340,000 | 26 |
| Extraordinary gains, net | $362,068,000 | 1 |
| Net income | $1,002,408,000 | 19 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,450,000 | 28 |
| Cash dividends | $1,000,000,000 | 20 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,038,265,120 | 21 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,216,755,000 | 25 |
| Total interest expense | $1,579,364,000 | 27 |
| Net interest income | $1,637,391,000 | 23 |
| Provision for loan and lease losses | $24,104,000 | 93 |
| Total noninterest income | $815,878,000 | 31 |
| Gross Fiduciary activities income | $28,403,000 | 49 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $-22,491,000 | 8,552 |
| Additional Noninterest Income | $809,966,000 | 24 |
| Total noninterest expense | $543,506,000 | 52 |
| Salaries and employee benefits | $196,158,000 | 55 |
| Premises and equipment expense | $16,075,000 | 137 |
| Additional noninterest expense | $331,273,000 | 43 |
| Pre-tax net operating income | $1,885,659,000 | 17 |
| Securities gains (losses) | $-74,356,000 | 8,555 |
| Applicable income taxes | $661,260,000 | 16 |
| Income before extraordinary items | $1,150,043,000 | 16 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,150,043,000 | 15 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,809,000 | 86 |
| Cash dividends | $1,000,000,000 | 17 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,197,630,840 | 17 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,068,577,000 | 23 |
| Total interest expense | $983,805,000 | 26 |
| Net interest income | $1,084,772,000 | 21 |
| Provision for loan and lease losses | $-6,708,000 | 8,610 |
| Total noninterest income | $662,859,000 | 30 |
| Gross Fiduciary activities income | $19,132,000 | 52 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $6,746,000 | 41 |
| Additional Noninterest Income | $636,981,000 | 21 |
| Total noninterest expense | $376,169,000 | 55 |
| Salaries and employee benefits | $132,665,000 | 59 |
| Premises and equipment expense | $10,488,000 | 151 |
| Additional noninterest expense | $233,016,000 | 41 |
| Pre-tax net operating income | $1,378,170,000 | 13 |
| Securities gains (losses) | $2,996,000 | 62 |
| Applicable income taxes | $508,808,000 | 13 |
| Income before extraordinary items | $872,358,000 | 15 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $872,358,000 | 14 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,892,000 | 60 |
| Cash dividends | $1,000,000,000 | 10 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $870,440,560 | 15 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,371,000 | 22 |
| Total interest expense | $509,620,000 | 24 |
| Net interest income | $546,751,000 | 21 |
| Provision for loan and lease losses | $1,520,000 | 216 |
| Total noninterest income | $326,750,000 | 30 |
| Gross Fiduciary activities income | $9,763,000 | 51 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $6,110,000 | 31 |
| Additional Noninterest Income | $310,877,000 | 21 |
| Total noninterest expense | $166,006,000 | 59 |
| Salaries and employee benefits | $59,614,000 | 67 |
| Premises and equipment expense | $5,033,000 | 154 |
| Additional noninterest expense | $101,359,000 | 47 |
| Pre-tax net operating income | $705,975,000 | 14 |
| Securities gains (losses) | $5,853,000 | 27 |
| Applicable income taxes | $266,525,000 | 12 |
| Income before extraordinary items | $445,303,000 | 15 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $445,303,000 | 14 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,183,000 | 70 |
| Cash dividends | $250,000,000 | 21 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $441,557,080 | 16 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,932,554,000 | 21 |
| Total interest expense | $1,791,159,000 | 24 |
| Net interest income | $2,141,395,000 | 19 |
| Provision for loan and lease losses | $49,069,000 | 56 |
| Total noninterest income | $1,207,310,000 | 29 |
| Gross Fiduciary activities income | $35,787,000 | 55 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $13,592,000 | 36 |
| Additional Noninterest Income | $1,157,931,000 | 24 |
| Total noninterest expense | $866,970,000 | 48 |
| Salaries and employee benefits | $449,245,000 | 41 |
| Premises and equipment expense | $20,571,000 | 142 |
| Additional noninterest expense | $397,154,000 | 45 |
| Pre-tax net operating income | $2,432,666,000 | 14 |
| Securities gains (losses) | $15,660,000 | 31 |
| Applicable income taxes | $867,536,000 | 12 |
| Income before extraordinary items | $1,580,790,000 | 14 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,580,790,000 | 15 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,904,000 | 77 |
| Cash dividends | $1,947,679,000 | 11 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,570,611,000 | 14 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,897,354,000 | 22 |
| Total interest expense | $1,297,895,000 | 25 |
| Net interest income | $1,599,459,000 | 22 |
| Provision for loan and lease losses | $34,765,000 | 59 |
| Total noninterest income | $939,094,000 | 30 |
| Gross Fiduciary activities income | $25,678,000 | 60 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $11,748,000 | 35 |
| Additional Noninterest Income | $901,668,000 | 25 |
| Total noninterest expense | $677,838,000 | 53 |
| Salaries and employee benefits | $360,356,000 | 39 |
| Premises and equipment expense | $15,198,000 | 150 |
| Additional noninterest expense | $302,284,000 | 50 |
| Pre-tax net operating income | $1,825,950,000 | 14 |
| Securities gains (losses) | $13,459,000 | 30 |
| Applicable income taxes | $654,799,000 | 13 |
| Income before extraordinary items | $1,184,610,000 | 15 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,184,610,000 | 15 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,424,000 | 188 |
| Cash dividends | $670,000,000 | 18 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,175,996,240 | 14 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,887,311,000 | 22 |
| Total interest expense | $827,894,000 | 25 |
| Net interest income | $1,059,417,000 | 21 |
| Provision for loan and lease losses | $41,705,000 | 42 |
| Total noninterest income | $377,195,000 | 44 |
| Gross Fiduciary activities income | $17,148,000 | 61 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $11,012,000 | 28 |
| Additional Noninterest Income | $349,035,000 | 35 |
| Total noninterest expense | $425,230,000 | 57 |
| Salaries and employee benefits | $242,858,000 | 40 |
| Premises and equipment expense | $9,168,000 | 168 |
| Additional noninterest expense | $173,204,000 | 56 |
| Pre-tax net operating income | $969,677,000 | 17 |
| Securities gains (losses) | $12,012,000 | 22 |
| Applicable income taxes | $348,169,000 | 19 |
| Income before extraordinary items | $633,520,000 | 17 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $633,520,000 | 18 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,717,000 | 62 |
| Cash dividends | $270,000,000 | 30 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $625,712,200 | 17 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $906,388,000 | 23 |
| Total interest expense | $389,648,000 | 26 |
| Net interest income | $516,740,000 | 22 |
| Provision for loan and lease losses | $15,535,000 | 50 |
| Total noninterest income | $176,960,000 | 45 |
| Gross Fiduciary activities income | $8,325,000 | 59 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $5,576,000 | 27 |
| Additional Noninterest Income | $163,059,000 | 35 |
| Total noninterest expense | $247,390,000 | 50 |
| Salaries and employee benefits | $162,113,000 | 31 |
| Premises and equipment expense | $4,366,000 | 175 |
| Additional noninterest expense | $80,911,000 | 55 |
| Pre-tax net operating income | $430,775,000 | 20 |
| Securities gains (losses) | $7,932,000 | 20 |
| Applicable income taxes | $154,529,000 | 19 |
| Income before extraordinary items | $284,178,000 | 20 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,178,000 | 20 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,974,000 | 62 |
| Cash dividends | $250,000,000 | 13 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $279,022,200 | 21 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,035,169,000 | 23 |
| Total interest expense | $1,256,278,000 | 23 |
| Net interest income | $1,778,891,000 | 26 |
| Provision for loan and lease losses | $141,635,000 | 28 |
| Total noninterest income | $617,919,000 | 49 |
| Gross Fiduciary activities income | $33,515,000 | 60 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $-1,153,000 | 8,822 |
| Additional Noninterest Income | $585,557,000 | 38 |
| Total noninterest expense | $667,732,000 | 60 |
| Salaries and employee benefits | $308,899,000 | 49 |
| Premises and equipment expense | $17,244,000 | 171 |
| Additional noninterest expense | $341,589,000 | 49 |
| Pre-tax net operating income | $1,587,443,000 | 18 |
| Securities gains (losses) | $42,420,000 | 21 |
| Applicable income taxes | $586,640,000 | 18 |
| Income before extraordinary items | $1,043,223,000 | 19 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,043,223,000 | 19 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,659,000 | 48 |
| Cash dividends | $490,000,000 | 30 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,016,074,200 | 19 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,210,284,000 | 23 |
| Total interest expense | $917,328,000 | 22 |
| Net interest income | $1,292,956,000 | 27 |
| Provision for loan and lease losses | $107,955,000 | 28 |
| Total noninterest income | $460,725,000 | 50 |
| Gross Fiduciary activities income | $24,998,000 | 59 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $-1,085,000 | 8,849 |
| Additional Noninterest Income | $436,812,000 | 39 |
| Total noninterest expense | $487,084,000 | 61 |
| Salaries and employee benefits | $240,798,000 | 48 |
| Premises and equipment expense | $12,891,000 | 170 |
| Additional noninterest expense | $233,395,000 | 57 |
| Pre-tax net operating income | $1,158,642,000 | 22 |
| Securities gains (losses) | $49,581,000 | 17 |
| Applicable income taxes | $436,274,000 | 19 |
| Income before extraordinary items | $771,949,000 | 21 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $771,949,000 | 21 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,731,000 | 52 |
| Cash dividends | $240,000,000 | 35 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $740,217,160 | 23 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,394,717,000 | 21 |
| Total interest expense | $575,759,000 | 22 |
| Net interest income | $818,958,000 | 28 |
| Provision for loan and lease losses | $60,594,000 | 25 |
| Total noninterest income | $279,685,000 | 52 |
| Gross Fiduciary activities income | $16,825,000 | 59 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $-1,100,000 | 8,858 |
| Additional Noninterest Income | $263,960,000 | 40 |
| Total noninterest expense | $313,207,000 | 62 |
| Salaries and employee benefits | $157,582,000 | 49 |
| Premises and equipment expense | $8,447,000 | 171 |
| Additional noninterest expense | $147,178,000 | 58 |
| Pre-tax net operating income | $724,842,000 | 23 |
| Securities gains (losses) | $47,757,000 | 15 |
| Applicable income taxes | $279,658,000 | 21 |
| Income before extraordinary items | $492,941,000 | 23 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $492,941,000 | 23 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,765,000 | 46 |
| Cash dividends | $40,000,000 | 78 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $462,376,520 | 23 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $659,174,000 | 24 |
| Total interest expense | $274,214,000 | 22 |
| Net interest income | $384,960,000 | 34 |
| Provision for loan and lease losses | $24,228,000 | 34 |
| Total noninterest income | $156,368,000 | 47 |
| Gross Fiduciary activities income | $8,147,000 | 61 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $5,624,000 | 25 |
| Additional Noninterest Income | $142,597,000 | 40 |
| Total noninterest expense | $128,091,000 | 72 |
| Salaries and employee benefits | $77,921,000 | 52 |
| Premises and equipment expense | $4,132,000 | 177 |
| Additional noninterest expense | $46,038,000 | 80 |
| Pre-tax net operating income | $389,012,000 | 22 |
| Securities gains (losses) | $37,044,000 | 10 |
| Applicable income taxes | $158,329,000 | 18 |
| Income before extraordinary items | $267,727,000 | 21 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $267,727,000 | 21 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,495,000 | 100 |
| Cash dividends | $20,000,000 | 66 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $244,018,840 | 23 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,070,005,000 | 33 |
| Total interest expense | $587,866,000 | 31 |
| Net interest income | $1,482,139,000 | 33 |
| Provision for loan and lease losses | $171,293,000 | 23 |
| Total noninterest income | $354,945,000 | 68 |
| Gross Fiduciary activities income | $33,177,000 | 61 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $-23,906,000 | 8,973 |
| Additional Noninterest Income | $345,674,000 | 55 |
| Total noninterest expense | $473,525,000 | 76 |
| Salaries and employee benefits | $282,127,000 | 55 |
| Premises and equipment expense | $13,807,000 | 199 |
| Additional noninterest expense | $177,591,000 | 84 |
| Pre-tax net operating income | $1,192,266,000 | 27 |
| Securities gains (losses) | $52,654,000 | 21 |
| Applicable income taxes | $433,355,000 | 25 |
| Income before extraordinary items | $811,565,000 | 27 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $811,565,000 | 27 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,733,000 | 31 |
| Cash dividends | $110,000,000 | 73 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $777,339,900 | 27 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,458,909,000 | 35 |
| Total interest expense | $369,969,000 | 36 |
| Net interest income | $1,088,940,000 | 33 |
| Provision for loan and lease losses | $122,757,000 | 29 |
| Total noninterest income | $219,653,000 | 83 |
| Gross Fiduciary activities income | $24,276,000 | 62 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $-23,827,000 | 9,023 |
| Additional Noninterest Income | $219,204,000 | 63 |
| Total noninterest expense | $327,502,000 | 82 |
| Salaries and employee benefits | $202,886,000 | 60 |
| Premises and equipment expense | $9,288,000 | 222 |
| Additional noninterest expense | $115,328,000 | 92 |
| Pre-tax net operating income | $858,334,000 | 29 |
| Securities gains (losses) | $48,931,000 | 20 |
| Applicable income taxes | $311,750,000 | 27 |
| Income before extraordinary items | $595,515,000 | 26 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $595,515,000 | 26 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,085,000 | 37 |
| Cash dividends | $90,000,000 | 75 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $563,220,540 | 29 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $931,747,000 | 37 |
| Total interest expense | $223,943,000 | 39 |
| Net interest income | $707,804,000 | 34 |
| Provision for loan and lease losses | $63,015,000 | 35 |
| Total noninterest income | $177,151,000 | 75 |
| Gross Fiduciary activities income | $16,151,000 | 63 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $-14,485,000 | 9,075 |
| Additional Noninterest Income | $175,485,000 | 56 |
| Total noninterest expense | $213,577,000 | 84 |
| Salaries and employee benefits | $136,799,000 | 61 |
| Premises and equipment expense | $5,920,000 | 232 |
| Additional noninterest expense | $70,858,000 | 99 |
| Pre-tax net operating income | $608,363,000 | 27 |
| Securities gains (losses) | $41,282,000 | 17 |
| Applicable income taxes | $227,253,000 | 27 |
| Income before extraordinary items | $422,392,000 | 27 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $422,392,000 | 27 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,934,000 | 38 |
| Cash dividends | $70,000,000 | 69 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $395,558,700 | 28 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $463,139,000 | 36 |
| Total interest expense | $114,806,000 | 37 |
| Net interest income | $348,333,000 | 34 |
| Provision for loan and lease losses | $13,840,000 | 60 |
| Total noninterest income | $98,634,000 | 69 |
| Gross Fiduciary activities income | $8,157,000 | 62 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $-7,303,000 | 9,113 |
| Additional Noninterest Income | $97,780,000 | 50 |
| Total noninterest expense | $109,183,000 | 84 |
| Salaries and employee benefits | $67,144,000 | 62 |
| Premises and equipment expense | $2,904,000 | 237 |
| Additional noninterest expense | $39,135,000 | 91 |
| Pre-tax net operating income | $323,944,000 | 26 |
| Securities gains (losses) | $18,619,000 | 25 |
| Applicable income taxes | $119,935,000 | 25 |
| Income before extraordinary items | $222,628,000 | 27 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $222,628,000 | 27 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,655,000 | 63 |
| Cash dividends | $50,000,000 | 48 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $210,525,650 | 27 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,527,000 | 39 |
| Total interest expense | $506,811,000 | 36 |
| Net interest income | $1,303,716,000 | 36 |
| Provision for loan and lease losses | $53,857,000 | 76 |
| Total noninterest income | $465,720,000 | 64 |
| Gross Fiduciary activities income | $30,048,000 | 65 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $-19,621,000 | 9,179 |
| Additional Noninterest Income | $455,293,000 | 51 |
| Total noninterest expense | $369,317,000 | 94 |
| Salaries and employee benefits | $201,514,000 | 75 |
| Premises and equipment expense | $11,686,000 | 234 |
| Additional noninterest expense | $156,117,000 | 95 |
| Pre-tax net operating income | $1,346,262,000 | 26 |
| Securities gains (losses) | $-501,000 | 9,132 |
| Applicable income taxes | $488,333,000 | 26 |
| Income before extraordinary items | $857,428,000 | 26 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $857,428,000 | 26 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,654,000 | 106 |
| Cash dividends | $317,000,000 | 45 |
| Sale, conversion, retirement of capital stock, net | $200,000,000 | 12 |
| Net operating income | $857,748,640 | 25 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,356,982,000 | 39 |
| Total interest expense | $396,721,000 | 34 |
| Net interest income | $960,261,000 | 36 |
| Provision for loan and lease losses | $33,712,000 | 96 |
| Total noninterest income | $368,241,000 | 62 |
| Gross Fiduciary activities income | $22,471,000 | 66 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $-17,383,000 | 9,233 |
| Additional Noninterest Income | $363,153,000 | 48 |
| Total noninterest expense | $247,328,000 | 103 |
| Salaries and employee benefits | $130,179,000 | 84 |
| Premises and equipment expense | $12,755,000 | 171 |
| Additional noninterest expense | $104,394,000 | 104 |
| Pre-tax net operating income | $1,047,462,000 | 24 |
| Securities gains (losses) | $-119,000 | 9,131 |
| Applicable income taxes | $381,551,000 | 24 |
| Income before extraordinary items | $665,792,000 | 25 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $665,792,000 | 25 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,939,000 | 99 |
| Cash dividends | $117,000,000 | 67 |
| Sale, conversion, retirement of capital stock, net | $200,000,000 | 9 |
| Net operating income | $665,868,160 | 24 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $897,720,000 | 38 |
| Total interest expense | $283,968,000 | 34 |
| Net interest income | $613,752,000 | 38 |
| Provision for loan and lease losses | $20,787,000 | 100 |
| Total noninterest income | $223,625,000 | 65 |
| Gross Fiduciary activities income | $14,773,000 | 66 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $7,398,000 | 38 |
| Additional Noninterest Income | $201,454,000 | 54 |
| Total noninterest expense | $162,922,000 | 102 |
| Salaries and employee benefits | $87,550,000 | 85 |
| Premises and equipment expense | $8,059,000 | 180 |
| Additional noninterest expense | $67,313,000 | 104 |
| Pre-tax net operating income | $653,668,000 | 25 |
| Securities gains (losses) | $73,374,000 | 20 |
| Applicable income taxes | $266,285,000 | 23 |
| Income before extraordinary items | $460,757,000 | 25 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $460,757,000 | 25 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,267,000 | 103 |
| Cash dividends | $77,000,000 | 52 |
| Sale, conversion, retirement of capital stock, net | $200,000,000 | 6 |
| Net operating income | $413,797,640 | 26 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $446,012,000 | 38 |
| Total interest expense | $152,663,000 | 32 |
| Net interest income | $293,349,000 | 40 |
| Provision for loan and lease losses | $12,742,000 | 84 |
| Total noninterest income | $112,569,000 | 62 |
| Gross Fiduciary activities income | $7,268,000 | 68 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $-25,884,000 | 9,313 |
| Additional Noninterest Income | $131,185,000 | 43 |
| Total noninterest expense | $71,798,000 | 116 |
| Salaries and employee benefits | $41,951,000 | 89 |
| Premises and equipment expense | $3,826,000 | 194 |
| Additional noninterest expense | $26,021,000 | 120 |
| Pre-tax net operating income | $321,378,000 | 26 |
| Securities gains (losses) | $23,643,000 | 30 |
| Applicable income taxes | $127,666,000 | 23 |
| Income before extraordinary items | $217,355,000 | 28 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,355,000 | 28 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,084,000 | 99 |
| Cash dividends | $37,000,000 | 54 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $202,223,480 | 27 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,084,000 | 35 |
| Total interest expense | $880,319,000 | 21 |
| Net interest income | $1,124,765,000 | 39 |
| Provision for loan and lease losses | $89,268,000 | 65 |
| Total noninterest income | $269,035,000 | 86 |
| Gross Fiduciary activities income | $27,345,000 | 68 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $-54,074,000 | 9,353 |
| Additional Noninterest Income | $295,764,000 | 60 |
| Total noninterest expense | $231,357,000 | 128 |
| Salaries and employee benefits | $120,712,000 | 107 |
| Premises and equipment expense | $16,182,000 | 177 |
| Additional noninterest expense | $94,463,000 | 131 |
| Pre-tax net operating income | $1,073,175,000 | 28 |
| Securities gains (losses) | $109,880,000 | 20 |
| Applicable income taxes | $435,313,000 | 27 |
| Income before extraordinary items | $747,742,000 | 29 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $747,742,000 | 29 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,501,000 | 85 |
| Cash dividends | $580,000,000 | 21 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $677,418,800 | 29 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,824,923,000 | 26 |
| Total interest expense | $2,125,560,000 | 15 |
| Net interest income | $699,363,000 | 58 |
| Provision for loan and lease losses | $69,425,000 | 84 |
| Total noninterest income | $185,738,000 | 110 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $10,723,000 | 38 |
| Additional Noninterest Income | $175,015,000 | 88 |
| Total noninterest expense | $276,845,000 | 112 |
| Salaries and employee benefits | $107,465,000 | 109 |
| Premises and equipment expense | $12,295,000 | 213 |
| Additional noninterest expense | $157,085,000 | 103 |
| Pre-tax net operating income | $538,831,000 | 43 |
| Securities gains (losses) | $22,482,000 | 48 |
| Applicable income taxes | $193,173,000 | 46 |
| Income before extraordinary items | $368,140,000 | 45 |
| Extraordinary gains, net | $-2,150,000 | 9,584 |
| Net income | $365,990,000 | 43 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,150,000 | 174 |
| Cash dividends | $219,000,000 | 46 |
| Sale, conversion, retirement of capital stock, net | $400,000,000 | 4 |
| Net operating income | $353,301,880 | 45 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,470,511,000 | 57 |
| Total interest expense | $1,135,352,000 | 43 |
| Net interest income | $335,159,000 | 103 |
| Provision for loan and lease losses | $6,150,000 | 275 |
| Total noninterest income | $115,515,000 | 145 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $115,515,000 | 114 |
| Total noninterest expense | $192,295,000 | 150 |
| Salaries and employee benefits | $112,742,000 | 104 |
| Premises and equipment expense | $15,116,000 | 180 |
| Additional noninterest expense | $64,437,000 | 178 |
| Pre-tax net operating income | $252,229,000 | 74 |
| Securities gains (losses) | $638,000 | 219 |
| Applicable income taxes | $95,448,000 | 70 |
| Income before extraordinary items | $157,419,000 | 71 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $157,419,000 | 71 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,696,000 | 257 |
| Cash dividends | $24,044,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $400,000,000 | 3 |
| Net operating income | $157,010,680 | 77 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $116,623,000 | 361 |
| Total interest expense | $101,826,000 | 225 |
| Net interest income | $14,797,000 | 1,187 |
| Provision for loan and lease losses | $632,000 | 1,442 |
| Total noninterest income | $13,266,000 | 519 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $13,266,000 | 381 |
| Total noninterest expense | $6,599,000 | 2,061 |
| Salaries and employee benefits | $2,693,000 | 2,613 |
| Premises and equipment expense | $525,000 | 3,618 |
| Additional noninterest expense | $3,381,000 | 1,366 |
| Pre-tax net operating income | $20,832,000 | 469 |
| Securities gains (losses) | $165,000 | 593 |
| Applicable income taxes | $7,483,000 | 448 |
| Income before extraordinary items | $13,514,000 | 488 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $13,514,000 | 488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $13,408,400 | 486 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $49,584,000 | 687 |
| Total interest expense | $41,773,000 | 451 |
| Net interest income | $7,811,000 | 2,190 |
| Provision for loan and lease losses | $85,000 | 5,461 |
| Total noninterest income | $10,567,000 | 580 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $10,567,000 | 421 |
| Total noninterest expense | $3,353,000 | 3,743 |
| Salaries and employee benefits | $1,079,000 | 5,477 |
| Premises and equipment expense | $257,000 | 5,860 |
| Additional noninterest expense | $2,017,000 | 2,095 |
| Pre-tax net operating income | $14,940,000 | 559 |
| Securities gains (losses) | $1,083,000 | 364 |
| Applicable income taxes | $5,713,000 | 520 |
| Income before extraordinary items | $10,310,000 | 581 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,310,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,616,880 | 582 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $42,412,000 | 806 |
| Total interest expense | $34,250,000 | 525 |
| Net interest income | $8,162,000 | 2,132 |
| Provision for loan and lease losses | $-71,000 | 10,746 |
| Total noninterest income | $9,006,000 | 618 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,006,000 | 443 |
| Total noninterest expense | $2,804,000 | 4,328 |
| Salaries and employee benefits | $992,000 | 5,901 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $1,665,000 | 2,474 |
| Pre-tax net operating income | $14,435,000 | 598 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,080,000 | 597 |
| Income before extraordinary items | $9,355,000 | 632 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $9,355,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-289,000 | 10,852 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $9,355,000 | 606 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $35,968,000 | 982 |
| Total interest expense | $29,934,000 | 615 |
| Net interest income | $6,034,000 | 2,941 |
| Provision for loan and lease losses | $1,005,000 | 1,015 |
| Total noninterest income | $7,853,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,853,000 | 499 |
| Total noninterest expense | $2,291,000 | 5,358 |
| Salaries and employee benefits | $835,000 | 6,798 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $1,329,000 | 3,458 |
| Pre-tax net operating income | $10,591,000 | 753 |
| Securities gains (losses) | $54,000 | 1,285 |
| Applicable income taxes | $2,658,000 | 962 |
| Income before extraordinary items | $7,987,000 | 700 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,987,000 | 700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,137 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,946,500 | 685 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,990,000 | 1,370 |
| Total interest expense | $21,356,000 | 834 |
| Net interest income | $3,634,000 | 4,696 |
| Provision for loan and lease losses | $-1,382,000 | 11,932 |
| Total noninterest income | $9,800,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $9,800,000 | 433 |
| Total noninterest expense | $3,423,000 | 3,823 |
| Salaries and employee benefits | $594,000 | 8,395 |
| Premises and equipment expense | $121,000 | 9,014 |
| Additional noninterest expense | $2,708,000 | 1,844 |
| Pre-tax net operating income | $11,393,000 | 748 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,176,000 | 876 |
| Income before extraordinary items | $8,217,000 | 709 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,217,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,217,000 | 699 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,444,000 | 1,761 |
| Total interest expense | $12,900,000 | 1,020 |
| Net interest income | $4,544,000 | 3,891 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $7,450,000 | 715 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,450,000 | 497 |
| Total noninterest expense | $3,613,000 | 3,745 |
| Salaries and employee benefits | $479,000 | 9,585 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $2,993,000 | 1,806 |
| Pre-tax net operating income | $8,381,000 | 930 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,330,000 | 1,052 |
| Income before extraordinary items | $6,051,000 | 860 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,051,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,051,000 | 863 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,743,000 | 2,630 |
| Total interest expense | $7,244,000 | 1,808 |
| Net interest income | $4,499,000 | 3,937 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $7,691,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,691,000 | 510 |
| Total noninterest expense | $3,000,000 | 4,507 |
| Salaries and employee benefits | $439,000 | 10,249 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $2,411,000 | 2,317 |
| Pre-tax net operating income | $9,106,000 | 805 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,703,000 | 943 |
| Income before extraordinary items | $6,403,000 | 818 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,403,000 | 849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,735 |
| Cash dividends | $10,000,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,403,000 | 764 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,320,000 | 3,387 |
| Total interest expense | $6,002,000 | 2,774 |
| Net interest income | $4,318,000 | 4,161 |
| Provision for loan and lease losses | $898,000 | 1,985 |
| Total noninterest income | $7,796,000 | 703 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,796,000 | 494 |
| Total noninterest expense | $3,585,000 | 3,854 |
| Salaries and employee benefits | $502,000 | 9,764 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $2,926,000 | 2,033 |
| Pre-tax net operating income | $7,631,000 | 847 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,834,000 | 1,207 |
| Income before extraordinary items | $5,797,000 | 825 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,797,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,797,000 | 746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.