Home > Merrill Lynch Bank & Trust Co., FSB > Income and Expense
Merrill Lynch Bank & Trust Co., FSB, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,477,851,000 | 39 |
| Total interest expense | $247,119,000 | 54 |
| Net interest income | $1,230,732,000 | 33 |
| Provision for loan and lease losses | $58,143,000 | 186 |
| Total noninterest income | $368,255,000 | 53 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $4,148,000 | 65 |
| Additional Noninterest Income | $364,107,000 | 44 |
| Total noninterest expense | $581,587,000 | 48 |
| Salaries and employee benefits | $263,691,000 | 37 |
| Premises and equipment expense | $74,840,000 | 41 |
| Additional noninterest expense | $243,056,000 | 63 |
| Pre-tax net operating income | $959,257,000 | 12 |
| Securities gains (losses) | $15,396,000 | 47 |
| Applicable income taxes | $374,535,000 | 8 |
| Income before extraordinary items | $600,118,000 | 12 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $553,267,000 | 12 |
| Minority interest net income | $46,851,000 | 4 |
| Net income of bank and minority interests. | $600,118,000 | 11 |
| Net charge-offs | $-2,469,000 | 8,099 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $590,264,560 | 13 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $971,130,000 | 39 |
| Total interest expense | $178,204,000 | 57 |
| Net interest income | $792,926,000 | 34 |
| Provision for loan and lease losses | $50,593,000 | 162 |
| Total noninterest income | $204,987,000 | 60 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,592,000 | 65 |
| Additional Noninterest Income | $202,395,000 | 48 |
| Total noninterest expense | $405,373,000 | 48 |
| Salaries and employee benefits | $174,911,000 | 40 |
| Premises and equipment expense | $53,192,000 | 43 |
| Additional noninterest expense | $177,270,000 | 65 |
| Pre-tax net operating income | $541,947,000 | 16 |
| Securities gains (losses) | $8,844,000 | 62 |
| Applicable income taxes | $201,898,000 | 17 |
| Income before extraordinary items | $348,893,000 | 18 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,520,000 | 17 |
| Minority interest net income | $29,373,000 | 6 |
| Net income of bank and minority interests. | $348,893,000 | 17 |
| Net charge-offs | $-929,000 | 8,190 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $343,232,840 | 17 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $494,014,000 | 40 |
| Total interest expense | $103,024,000 | 58 |
| Net interest income | $390,990,000 | 35 |
| Provision for loan and lease losses | $4,528,000 | 428 |
| Total noninterest income | $105,103,000 | 57 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,302,000 | 61 |
| Additional Noninterest Income | $103,801,000 | 47 |
| Total noninterest expense | $190,706,000 | 51 |
| Salaries and employee benefits | $89,485,000 | 40 |
| Premises and equipment expense | $26,650,000 | 44 |
| Additional noninterest expense | $74,571,000 | 65 |
| Pre-tax net operating income | $300,859,000 | 16 |
| Securities gains (losses) | $8,735,000 | 35 |
| Applicable income taxes | $119,392,000 | 16 |
| Income before extraordinary items | $190,202,000 | 18 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,387,000 | 20 |
| Minority interest net income | $16,815,000 | 4 |
| Net income of bank and minority interests. | $190,202,000 | 18 |
| Net charge-offs | $-49,000 | 8,134 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $184,611,600 | 17 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,138,000 | 48 |
| Total interest expense | $723,863,000 | 45 |
| Net interest income | $820,275,000 | 51 |
| Provision for loan and lease losses | $378,636,000 | 57 |
| Total noninterest income | $457,115,000 | 50 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,525,000 | 8,270 |
| Additional Noninterest Income | $461,640,000 | 40 |
| Total noninterest expense | $893,741,000 | 45 |
| Salaries and employee benefits | $404,806,000 | 36 |
| Premises and equipment expense | $115,535,000 | 39 |
| Additional noninterest expense | $373,400,000 | 60 |
| Pre-tax net operating income | $5,013,000 | 1,103 |
| Securities gains (losses) | $-56,120,000 | 8,264 |
| Applicable income taxes | $-19,256,000 | 8,224 |
| Income before extraordinary items | $-31,851,000 | 8,152 |
| Extraordinary gains, net | $-96,024,000 | 8,304 |
| Net income | $-127,875,000 | 8,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,201,000 | 149 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,065,800 | 1,093 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,165,249,000 | 52 |
| Total interest expense | $562,686,000 | 51 |
| Net interest income | $602,563,000 | 56 |
| Provision for loan and lease losses | $184,836,000 | 69 |
| Total noninterest income | $329,614,000 | 55 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-3,693,000 | 8,347 |
| Additional Noninterest Income | $333,307,000 | 42 |
| Total noninterest expense | $680,777,000 | 46 |
| Salaries and employee benefits | $319,126,000 | 39 |
| Premises and equipment expense | $87,980,000 | 40 |
| Additional noninterest expense | $273,671,000 | 57 |
| Pre-tax net operating income | $66,564,000 | 110 |
| Securities gains (losses) | $-56,892,000 | 8,354 |
| Applicable income taxes | $-4,372,000 | 8,257 |
| Income before extraordinary items | $14,044,000 | 268 |
| Extraordinary gains, net | $-114,821,000 | 8,383 |
| Net income | $-100,777,000 | 8,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,022,000 | 151 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $70,936,000 | 88 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $813,690,000 | 54 |
| Total interest expense | $428,937,000 | 50 |
| Net interest income | $384,753,000 | 58 |
| Provision for loan and lease losses | $138,704,000 | 64 |
| Total noninterest income | $232,357,000 | 56 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $4,310,000 | 47 |
| Additional Noninterest Income | $228,047,000 | 46 |
| Total noninterest expense | $476,814,000 | 49 |
| Salaries and employee benefits | $228,068,000 | 42 |
| Premises and equipment expense | $62,179,000 | 44 |
| Additional noninterest expense | $186,567,000 | 58 |
| Pre-tax net operating income | $1,592,000 | 2,079 |
| Securities gains (losses) | $-62,301,000 | 8,442 |
| Applicable income taxes | $-30,640,000 | 8,424 |
| Income before extraordinary items | $-30,069,000 | 8,402 |
| Extraordinary gains, net | $-114,821,000 | 8,450 |
| Net income | $-144,890,000 | 8,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,165,000 | 160 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $9,803,640 | 291 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $478,166,000 | 48 |
| Total interest expense | $294,260,000 | 42 |
| Net interest income | $183,906,000 | 59 |
| Provision for loan and lease losses | $12,149,000 | 139 |
| Total noninterest income | $136,377,000 | 53 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,444,000 | 48 |
| Additional Noninterest Income | $133,933,000 | 43 |
| Total noninterest expense | $267,136,000 | 51 |
| Salaries and employee benefits | $133,170,000 | 39 |
| Premises and equipment expense | $35,207,000 | 41 |
| Additional noninterest expense | $98,759,000 | 54 |
| Pre-tax net operating income | $40,998,000 | 87 |
| Securities gains (losses) | $-64,713,000 | 8,490 |
| Applicable income taxes | $-13,987,000 | 8,475 |
| Income before extraordinary items | $-9,728,000 | 8,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,728,000 | 8,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,174,000 | 220 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $31,688,320 | 78 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,113,212,000 | 67 |
| Total interest expense | $652,164,000 | 71 |
| Net interest income | $461,048,000 | 77 |
| Provision for loan and lease losses | $8,136,000 | 283 |
| Total noninterest income | $20,786,000 | 369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $437,000 | 85 |
| Additional Noninterest Income | $20,349,000 | 259 |
| Total noninterest expense | $2,031,125,000 | 29 |
| Salaries and employee benefits | $436,722,000 | 39 |
| Premises and equipment expense | $84,151,000 | 47 |
| Additional noninterest expense | $1,510,252,000 | 21 |
| Pre-tax net operating income | $-1,557,427,000 | 8,544 |
| Securities gains (losses) | $-682,680,000 | 8,532 |
| Applicable income taxes | $-874,509,000 | 8,532 |
| Income before extraordinary items | $-1,365,598,000 | 8,532 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,365,598,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,581,000 | 251 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-928,682,800 | 8,532 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $650,013,000 | 83 |
| Total interest expense | $374,702,000 | 80 |
| Net interest income | $275,311,000 | 96 |
| Provision for loan and lease losses | $1,946,000 | 530 |
| Total noninterest income | $-57,912,000 | 8,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $8,000 | 171 |
| Additional Noninterest Income | $-57,920,000 | 8,569 |
| Total noninterest expense | $1,396,392,000 | 27 |
| Salaries and employee benefits | $276,457,000 | 42 |
| Premises and equipment expense | $49,503,000 | 54 |
| Additional noninterest expense | $1,070,432,000 | 20 |
| Pre-tax net operating income | $-1,180,939,000 | 8,569 |
| Securities gains (losses) | $-257,120,000 | 8,558 |
| Applicable income taxes | $-542,498,000 | 8,559 |
| Income before extraordinary items | $-895,561,000 | 8,559 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-895,561,000 | 8,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,023,000 | 296 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-731,004,200 | 8,559 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $419,917,000 | 91 |
| Total interest expense | $247,310,000 | 86 |
| Net interest income | $172,607,000 | 106 |
| Provision for loan and lease losses | $690,000 | 789 |
| Total noninterest income | $19,297,000 | 251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $8,000 | 159 |
| Additional Noninterest Income | $19,289,000 | 184 |
| Total noninterest expense | $373,497,000 | 56 |
| Salaries and employee benefits | $184,207,000 | 47 |
| Premises and equipment expense | $31,636,000 | 65 |
| Additional noninterest expense | $157,654,000 | 60 |
| Pre-tax net operating income | $-182,283,000 | 8,623 |
| Securities gains (losses) | $3,186,000 | 57 |
| Applicable income taxes | $-67,515,000 | 8,613 |
| Income before extraordinary items | $-111,582,000 | 8,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-111,582,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,177,000 | 258 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-113,621,040 | 8,612 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $212,752,000 | 84 |
| Total interest expense | $124,392,000 | 84 |
| Net interest income | $88,360,000 | 100 |
| Provision for loan and lease losses | $-391,000 | 8,610 |
| Total noninterest income | $-7,793,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-7,793,000 | 8,660 |
| Total noninterest expense | $182,499,000 | 55 |
| Salaries and employee benefits | $87,351,000 | 48 |
| Premises and equipment expense | $15,745,000 | 66 |
| Additional noninterest expense | $79,403,000 | 60 |
| Pre-tax net operating income | $-101,541,000 | 8,659 |
| Securities gains (losses) | $21,406,000 | 16 |
| Applicable income taxes | $-32,622,000 | 8,649 |
| Income before extraordinary items | $-47,513,000 | 8,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-47,513,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,146 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-61,212,840 | 8,648 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $554,739,000 | 115 |
| Total interest expense | $359,265,000 | 92 |
| Net interest income | $195,474,000 | 151 |
| Provision for loan and lease losses | $-720,000 | 8,619 |
| Total noninterest income | $383,898,000 | 62 |
| Gross Fiduciary activities income | $59,099,000 | 44 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $6,446,000 | 50 |
| Additional Noninterest Income | $318,353,000 | 53 |
| Total noninterest expense | $263,663,000 | 110 |
| Salaries and employee benefits | $98,403,000 | 122 |
| Premises and equipment expense | $9,291,000 | 283 |
| Additional noninterest expense | $155,969,000 | 82 |
| Pre-tax net operating income | $316,429,000 | 70 |
| Securities gains (losses) | $45,858,000 | 15 |
| Applicable income taxes | $124,459,000 | 65 |
| Income before extraordinary items | $237,828,000 | 68 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $237,828,000 | 68 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,076 |
| Cash dividends | $75,276,000 | 105 |
| Sale, conversion, retirement of capital stock, net | $17,120,000 | 105 |
| Net operating income | $207,561,720 | 72 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $413,912,000 | 123 |
| Total interest expense | $272,108,000 | 98 |
| Net interest income | $141,804,000 | 162 |
| Provision for loan and lease losses | $-1,595,000 | 8,710 |
| Total noninterest income | $343,979,000 | 61 |
| Gross Fiduciary activities income | $59,099,000 | 41 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $6,436,000 | 47 |
| Additional Noninterest Income | $278,444,000 | 52 |
| Total noninterest expense | $190,923,000 | 123 |
| Salaries and employee benefits | $69,350,000 | 135 |
| Premises and equipment expense | $5,803,000 | 354 |
| Additional noninterest expense | $115,770,000 | 93 |
| Pre-tax net operating income | $296,455,000 | 69 |
| Securities gains (losses) | $27,204,000 | 19 |
| Applicable income taxes | $111,924,000 | 64 |
| Income before extraordinary items | $211,735,000 | 66 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $211,735,000 | 67 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,137 |
| Cash dividends | $75,276,000 | 86 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $194,052,400 | 68 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 4,937 |
| Total interest expense | $0 | 8,755 |
| Net interest income | $3,012,000 | 3,539 |
| Provision for loan and lease losses | $-1,000 | 8,460 |
| Total noninterest income | $63,967,000 | 128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,967,000 | 99 |
| Total noninterest expense | $60,580,000 | 200 |
| Salaries and employee benefits | $31,249,000 | 184 |
| Premises and equipment expense | $2,775,000 | 478 |
| Additional noninterest expense | $26,556,000 | 177 |
| Pre-tax net operating income | $6,400,000 | 813 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,707,000 | 641 |
| Income before extraordinary items | $3,693,000 | 1,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,693,000 | 1,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,693,000 | 1,027 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 4,854 |
| Total interest expense | $0 | 8,772 |
| Net interest income | $1,524,000 | 3,503 |
| Provision for loan and lease losses | $-1,000 | 8,498 |
| Total noninterest income | $32,223,000 | 126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,223,000 | 100 |
| Total noninterest expense | $30,592,000 | 201 |
| Salaries and employee benefits | $16,274,000 | 178 |
| Premises and equipment expense | $1,399,000 | 476 |
| Additional noninterest expense | $12,919,000 | 179 |
| Pre-tax net operating income | $3,156,000 | 816 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,281,000 | 659 |
| Income before extraordinary items | $1,875,000 | 1,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,875,000 | 1,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,875,000 | 1,001 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,557,000 | 4,348 |
| Total interest expense | $0 | 8,817 |
| Net interest income | $6,557,000 | 3,192 |
| Provision for loan and lease losses | $-47,000 | 8,574 |
| Total noninterest income | $120,792,000 | 131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $120,792,000 | 98 |
| Total noninterest expense | $109,142,000 | 204 |
| Salaries and employee benefits | $54,788,000 | 193 |
| Premises and equipment expense | $6,329,000 | 396 |
| Additional noninterest expense | $48,025,000 | 192 |
| Pre-tax net operating income | $18,254,000 | 571 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,412,000 | 479 |
| Income before extraordinary items | $10,842,000 | 679 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,842,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,431 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,842,000 | 665 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 4,246 |
| Total interest expense | $0 | 8,842 |
| Net interest income | $4,996,000 | 3,147 |
| Provision for loan and lease losses | $-38,000 | 8,649 |
| Total noninterest income | $87,380,000 | 135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,380,000 | 102 |
| Total noninterest expense | $78,649,000 | 216 |
| Salaries and employee benefits | $40,393,000 | 196 |
| Premises and equipment expense | $5,044,000 | 379 |
| Additional noninterest expense | $33,212,000 | 203 |
| Pre-tax net operating income | $13,765,000 | 567 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,526,000 | 485 |
| Income before extraordinary items | $8,239,000 | 673 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,239,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,344 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,239,000 | 650 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 4,126 |
| Total interest expense | $0 | 8,854 |
| Net interest income | $3,389,000 | 3,075 |
| Provision for loan and lease losses | $-36,000 | 8,687 |
| Total noninterest income | $58,721,000 | 131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $58,721,000 | 99 |
| Total noninterest expense | $52,622,000 | 211 |
| Salaries and employee benefits | $28,298,000 | 187 |
| Premises and equipment expense | $3,305,000 | 375 |
| Additional noninterest expense | $21,019,000 | 204 |
| Pre-tax net operating income | $9,524,000 | 548 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,822,000 | 471 |
| Income before extraordinary items | $5,702,000 | 635 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,702,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,347 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,702,000 | 617 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 4,060 |
| Total interest expense | $0 | 8,917 |
| Net interest income | $1,721,000 | 3,032 |
| Provision for loan and lease losses | $-34,000 | 8,778 |
| Total noninterest income | $29,891,000 | 134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,891,000 | 104 |
| Total noninterest expense | $25,130,000 | 219 |
| Salaries and employee benefits | $13,458,000 | 197 |
| Premises and equipment expense | $1,422,000 | 428 |
| Additional noninterest expense | $10,250,000 | 204 |
| Pre-tax net operating income | $6,516,000 | 436 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,604,000 | 387 |
| Income before extraordinary items | $3,912,000 | 491 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,912,000 | 491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,526 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,912,000 | 475 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 3,871 |
| Total interest expense | $0 | 8,956 |
| Net interest income | $6,845,000 | 2,951 |
| Provision for loan and lease losses | $-23,000 | 8,707 |
| Total noninterest income | $118,443,000 | 142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,443,000 | 105 |
| Total noninterest expense | $97,274,000 | 226 |
| Salaries and employee benefits | $50,588,000 | 199 |
| Premises and equipment expense | $6,238,000 | 385 |
| Additional noninterest expense | $40,448,000 | 215 |
| Pre-tax net operating income | $28,037,000 | 389 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $12,372,000 | 328 |
| Income before extraordinary items | $15,665,000 | 462 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $15,665,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,442 |
| Cash dividends | $48,538,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $15,665,000 | 450 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 3,777 |
| Total interest expense | $0 | 9,003 |
| Net interest income | $5,245,000 | 2,862 |
| Provision for loan and lease losses | $-18,000 | 8,794 |
| Total noninterest income | $86,701,000 | 146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,701,000 | 111 |
| Total noninterest expense | $68,830,000 | 235 |
| Salaries and employee benefits | $35,284,000 | 210 |
| Premises and equipment expense | $4,530,000 | 396 |
| Additional noninterest expense | $29,016,000 | 220 |
| Pre-tax net operating income | $23,134,000 | 361 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $10,404,000 | 300 |
| Income before extraordinary items | $12,730,000 | 437 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $12,730,000 | 437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,271 |
| Cash dividends | $42,100,000 | 118 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $12,730,000 | 422 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 4,081 |
| Total interest expense | $0 | 9,056 |
| Net interest income | $3,174,000 | 3,124 |
| Provision for loan and lease losses | $-11,000 | 8,866 |
| Total noninterest income | $57,982,000 | 148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $57,982,000 | 113 |
| Total noninterest expense | $45,811,000 | 234 |
| Salaries and employee benefits | $23,312,000 | 213 |
| Premises and equipment expense | $2,976,000 | 404 |
| Additional noninterest expense | $19,523,000 | 213 |
| Pre-tax net operating income | $15,356,000 | 360 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,320,000 | 291 |
| Income before extraordinary items | $8,036,000 | 448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,036,000 | 448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,036,000 | 430 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 4,113 |
| Total interest expense | $0 | 9,093 |
| Net interest income | $1,578,000 | 3,132 |
| Provision for loan and lease losses | $-8,000 | 8,917 |
| Total noninterest income | $29,471,000 | 140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,471,000 | 107 |
| Total noninterest expense | $22,559,000 | 238 |
| Salaries and employee benefits | $11,664,000 | 210 |
| Premises and equipment expense | $1,390,000 | 432 |
| Additional noninterest expense | $9,505,000 | 214 |
| Pre-tax net operating income | $8,498,000 | 331 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,414,000 | 300 |
| Income before extraordinary items | $5,084,000 | 381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,084,000 | 380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,084,000 | 361 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,247,000 | 4,195 |
| Total interest expense | $0 | 9,164 |
| Net interest income | $6,247,000 | 3,076 |
| Provision for loan and lease losses | $-32,000 | 8,955 |
| Total noninterest income | $116,035,000 | 146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $116,035,000 | 113 |
| Total noninterest expense | $84,918,000 | 248 |
| Salaries and employee benefits | $39,020,000 | 246 |
| Premises and equipment expense | $5,812,000 | 412 |
| Additional noninterest expense | $40,086,000 | 222 |
| Pre-tax net operating income | $37,396,000 | 301 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $14,908,000 | 280 |
| Income before extraordinary items | $22,488,000 | 347 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $22,488,000 | 348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,848 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $22,488,000 | 323 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 4,106 |
| Total interest expense | $0 | 9,218 |
| Net interest income | $4,856,000 | 2,983 |
| Provision for loan and lease losses | $-33,000 | 9,074 |
| Total noninterest income | $84,957,000 | 148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,957,000 | 115 |
| Total noninterest expense | $64,406,000 | 246 |
| Salaries and employee benefits | $28,660,000 | 257 |
| Premises and equipment expense | $4,508,000 | 410 |
| Additional noninterest expense | $31,238,000 | 217 |
| Pre-tax net operating income | $25,440,000 | 332 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $10,386,000 | 306 |
| Income before extraordinary items | $15,054,000 | 400 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $15,054,000 | 401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,831 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $15,054,000 | 366 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 3,980 |
| Total interest expense | $0 | 9,250 |
| Net interest income | $3,417,000 | 2,826 |
| Provision for loan and lease losses | $-30,000 | 9,135 |
| Total noninterest income | $56,717,000 | 149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $56,717,000 | 109 |
| Total noninterest expense | $43,091,000 | 246 |
| Salaries and employee benefits | $19,478,000 | 254 |
| Premises and equipment expense | $3,273,000 | 380 |
| Additional noninterest expense | $20,340,000 | 218 |
| Pre-tax net operating income | $17,073,000 | 334 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,947,000 | 311 |
| Income before extraordinary items | $10,126,000 | 397 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,126,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,860 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $10,126,000 | 364 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,885 |
| Total interest expense | $0 | 9,288 |
| Net interest income | $1,766,000 | 2,743 |
| Provision for loan and lease losses | $-6,000 | 9,169 |
| Total noninterest income | $29,081,000 | 148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,081,000 | 113 |
| Total noninterest expense | $23,057,000 | 232 |
| Salaries and employee benefits | $10,271,000 | 238 |
| Premises and equipment expense | $1,884,000 | 349 |
| Additional noninterest expense | $10,902,000 | 209 |
| Pre-tax net operating income | $7,796,000 | 341 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,135,000 | 336 |
| Income before extraordinary items | $4,661,000 | 408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,661,000 | 408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,661,000 | 377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 3,414 |
| Total interest expense | $0 | 9,338 |
| Net interest income | $8,656,000 | 2,235 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $114,301,000 | 147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,301,000 | 115 |
| Total noninterest expense | $100,720,000 | 219 |
| Salaries and employee benefits | $41,825,000 | 220 |
| Premises and equipment expense | $7,931,000 | 325 |
| Additional noninterest expense | $50,964,000 | 203 |
| Pre-tax net operating income | $22,237,000 | 433 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,690,000 | 476 |
| Income before extraordinary items | $15,547,000 | 447 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $15,547,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $15,547,000 | 423 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,692,000 | 5,170 |
| Total interest expense | $11,000 | 9,563 |
| Net interest income | $5,681,000 | 3,093 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $99,774,000 | 155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,774,000 | 124 |
| Total noninterest expense | $103,112,000 | 214 |
| Salaries and employee benefits | $54,365,000 | 168 |
| Premises and equipment expense | $6,593,000 | 363 |
| Additional noninterest expense | $42,154,000 | 227 |
| Pre-tax net operating income | $2,343,000 | 2,804 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $890,000 | 2,256 |
| Income before extraordinary items | $1,453,000 | 3,294 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,453,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,453,000 | 3,192 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 9,046 |
| Total interest expense | $21,000 | 9,826 |
| Net interest income | $1,394,000 | 7,654 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $25,062,000 | 329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $25,062,000 | 258 |
| Total noninterest expense | $37,920,000 | 434 |
| Salaries and employee benefits | $19,391,000 | 385 |
| Premises and equipment expense | $2,507,000 | 798 |
| Additional noninterest expense | $16,022,000 | 417 |
| Pre-tax net operating income | $-11,464,000 | 9,892 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-4,099,000 | 9,881 |
| Income before extraordinary items | $-7,365,000 | 9,874 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-7,365,000 | 9,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-7,365,000 | 9,875 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 9,845 |
| Total interest expense | $44,000 | 10,110 |
| Net interest income | $654,000 | 9,384 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $7,099,000 | 748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,099,000 | 530 |
| Total noninterest expense | $13,890,000 | 1,002 |
| Salaries and employee benefits | $6,893,000 | 1,000 |
| Premises and equipment expense | $774,000 | 2,619 |
| Additional noninterest expense | $6,223,000 | 826 |
| Pre-tax net operating income | $-6,137,000 | 10,213 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-2,164,000 | 10,198 |
| Income before extraordinary items | $-3,973,000 | 10,192 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-3,973,000 | 10,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-3,973,000 | 10,188 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 10,303 |
| Total interest expense | $52,000 | 10,344 |
| Net interest income | $268,000 | 10,239 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,296,000 | 2,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,296,000 | 1,548 |
| Total noninterest expense | $7,050,000 | 1,840 |
| Salaries and employee benefits | $3,136,000 | 2,160 |
| Premises and equipment expense | $328,000 | 5,097 |
| Additional noninterest expense | $3,586,000 | 1,243 |
| Pre-tax net operating income | $-5,486,000 | 10,446 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-1,710,000 | 10,440 |
| Income before extraordinary items | $-3,776,000 | 10,439 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-3,776,000 | 10,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-3,776,000 | 10,428 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 10,833 |
| Total interest expense | $49,000 | 10,824 |
| Net interest income | $158,000 | 10,815 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $3,224,000 | 3,870 |
| Salaries and employee benefits | $75,000 | 10,855 |
| Premises and equipment expense | $0 | 10,895 |
| Additional noninterest expense | $3,149,000 | 1,376 |
| Pre-tax net operating income | $-3,066,000 | 10,913 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-1,154,000 | 10,889 |
| Income before extraordinary items | $-1,912,000 | 10,888 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,912,000 | 10,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,006,000 | 805 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 345 |
| Net operating income | $-1,912,000 | 10,879 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.