Home > Merrill Federal Savings and Loan Association > Income and Expense
Merrill Federal Savings and Loan Association, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 5,350 |
| Total interest expense | $88,000 | 5,461 |
| Net interest income | $1,329,000 | 5,292 |
| Provision for loan and lease losses | $6,000 | 4,096 |
| Total noninterest income | $87,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $16,000 | 5,613 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $71,000 | 5,051 |
| Total noninterest expense | $1,055,000 | 5,357 |
| Salaries and employee benefits | $513,000 | 5,454 |
| Premises and equipment expense | $82,000 | 5,475 |
| Additional noninterest expense | $460,000 | 5,007 |
| Pre-tax net operating income | $355,000 | 4,939 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $143,000 | 3,026 |
| Income before extraordinary items | $212,000 | 5,230 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $212,000 | 5,230 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $212,000 | 5,230 |
| Net charge-offs | $28,000 | 2,953 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $212,000 | 5,178 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 5,406 |
| Total interest expense | $57,000 | 5,540 |
| Net interest income | $890,000 | 5,340 |
| Provision for loan and lease losses | $6,000 | 3,874 |
| Total noninterest income | $51,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $11,000 | 5,661 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,199 |
| Total noninterest expense | $704,000 | 5,419 |
| Salaries and employee benefits | $326,000 | 5,569 |
| Premises and equipment expense | $83,000 | 5,177 |
| Additional noninterest expense | $295,000 | 5,111 |
| Pre-tax net operating income | $231,000 | 4,992 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $93,000 | 3,047 |
| Income before extraordinary items | $138,000 | 5,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 5,283 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $138,000 | 5,283 |
| Net charge-offs | $21,000 | 2,751 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $138,000 | 5,225 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 5,449 |
| Total interest expense | $27,000 | 5,619 |
| Net interest income | $446,000 | 5,388 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $26,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $20,000 | 5,216 |
| Total noninterest expense | $299,000 | 5,611 |
| Salaries and employee benefits | $153,000 | 5,664 |
| Premises and equipment expense | $21,000 | 5,739 |
| Additional noninterest expense | $125,000 | 5,360 |
| Pre-tax net operating income | $173,000 | 4,586 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $70,000 | 2,742 |
| Income before extraordinary items | $103,000 | 4,985 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $103,000 | 4,986 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $103,000 | 4,986 |
| Net charge-offs | $21,000 | 1,949 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $103,000 | 4,929 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 5,467 |
| Total interest expense | $118,000 | 5,637 |
| Net interest income | $1,778,000 | 5,408 |
| Provision for loan and lease losses | $13,000 | 4,170 |
| Total noninterest income | $88,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $24,000 | 5,771 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $64,000 | 5,389 |
| Total noninterest expense | $1,214,000 | 5,652 |
| Salaries and employee benefits | $639,000 | 5,675 |
| Premises and equipment expense | $83,000 | 5,847 |
| Additional noninterest expense | $492,000 | 5,410 |
| Pre-tax net operating income | $639,000 | 4,671 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $257,000 | 2,776 |
| Income before extraordinary items | $382,000 | 5,061 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $382,000 | 5,065 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $382,000 | 5,065 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $382,000 | 5,017 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 5,537 |
| Total interest expense | $92,000 | 5,697 |
| Net interest income | $1,329,000 | 5,481 |
| Provision for loan and lease losses | $13,000 | 3,971 |
| Total noninterest income | $67,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $19,000 | 5,834 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,444 |
| Total noninterest expense | $904,000 | 5,719 |
| Salaries and employee benefits | $469,000 | 5,748 |
| Premises and equipment expense | $65,000 | 5,894 |
| Additional noninterest expense | $370,000 | 5,458 |
| Pre-tax net operating income | $479,000 | 4,785 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $192,000 | 2,852 |
| Income before extraordinary items | $287,000 | 5,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 5,158 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $287,000 | 5,160 |
| Net charge-offs | $12,000 | 3,574 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $287,000 | 5,103 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $944,000 | 5,590 |
| Total interest expense | $63,000 | 5,732 |
| Net interest income | $881,000 | 5,535 |
| Provision for loan and lease losses | $7,000 | 3,867 |
| Total noninterest income | $46,000 | 5,868 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $13,000 | 5,880 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 5,465 |
| Total noninterest expense | $604,000 | 5,770 |
| Salaries and employee benefits | $318,000 | 5,790 |
| Premises and equipment expense | $44,000 | 5,942 |
| Additional noninterest expense | $242,000 | 5,536 |
| Pre-tax net operating income | $316,000 | 4,800 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $123,000 | 2,875 |
| Income before extraordinary items | $193,000 | 5,154 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,156 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $193,000 | 5,158 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $193,000 | 5,110 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 5,636 |
| Total interest expense | $32,000 | 5,768 |
| Net interest income | $439,000 | 5,576 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $20,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 5,610 |
| Total noninterest expense | $286,000 | 5,873 |
| Salaries and employee benefits | $145,000 | 5,931 |
| Premises and equipment expense | $22,000 | 5,991 |
| Additional noninterest expense | $119,000 | 5,590 |
| Pre-tax net operating income | $173,000 | 4,641 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $67,000 | 2,776 |
| Income before extraordinary items | $106,000 | 5,073 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $106,000 | 5,075 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $106,000 | 5,077 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $106,000 | 5,015 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 5,709 |
| Total interest expense | $169,000 | 5,661 |
| Net interest income | $1,743,000 | 5,666 |
| Provision for loan and lease losses | $20,000 | 4,238 |
| Total noninterest income | $44,000 | 6,255 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $26,000 | 6,069 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $18,000 | 6,069 |
| Total noninterest expense | $1,209,000 | 5,920 |
| Salaries and employee benefits | $638,000 | 5,934 |
| Premises and equipment expense | $84,000 | 6,142 |
| Additional noninterest expense | $487,000 | 5,675 |
| Pre-tax net operating income | $558,000 | 4,923 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $224,000 | 2,866 |
| Income before extraordinary items | $334,000 | 5,322 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $334,000 | 5,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $334,000 | 5,322 |
| Net charge-offs | $135,000 | 2,886 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $334,000 | 5,268 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 5,776 |
| Total interest expense | $134,000 | 5,688 |
| Net interest income | $1,302,000 | 5,737 |
| Provision for loan and lease losses | $15,000 | 4,038 |
| Total noninterest income | $71,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $18,000 | 6,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $53,000 | 5,586 |
| Total noninterest expense | $920,000 | 5,950 |
| Salaries and employee benefits | $481,000 | 5,974 |
| Premises and equipment expense | $66,000 | 6,174 |
| Additional noninterest expense | $373,000 | 5,696 |
| Pre-tax net operating income | $438,000 | 4,962 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $178,000 | 2,897 |
| Income before extraordinary items | $260,000 | 5,362 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 5,362 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $260,000 | 5,364 |
| Net charge-offs | $69,000 | 3,016 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $260,000 | 5,320 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $958,000 | 5,809 |
| Total interest expense | $89,000 | 5,747 |
| Net interest income | $869,000 | 5,771 |
| Provision for loan and lease losses | $15,000 | 3,758 |
| Total noninterest income | $49,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $13,000 | 6,186 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $36,000 | 5,600 |
| Total noninterest expense | $621,000 | 5,995 |
| Salaries and employee benefits | $322,000 | 6,026 |
| Premises and equipment expense | $47,000 | 6,189 |
| Additional noninterest expense | $252,000 | 5,713 |
| Pre-tax net operating income | $282,000 | 4,976 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $111,000 | 2,934 |
| Income before extraordinary items | $171,000 | 5,360 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $171,000 | 5,362 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $171,000 | 5,363 |
| Net charge-offs | $42,000 | 2,932 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $171,000 | 5,320 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 5,872 |
| Total interest expense | $45,000 | 5,804 |
| Net interest income | $431,000 | 5,835 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $18,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $302,000 | 6,092 |
| Salaries and employee benefits | $157,000 | 6,120 |
| Premises and equipment expense | $26,000 | 6,172 |
| Additional noninterest expense | $119,000 | 5,836 |
| Pre-tax net operating income | $147,000 | 4,878 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $58,000 | 2,849 |
| Income before extraordinary items | $89,000 | 5,273 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,274 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $89,000 | 5,274 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $89,000 | 5,228 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 5,882 |
| Total interest expense | $227,000 | 5,768 |
| Net interest income | $1,777,000 | 5,844 |
| Provision for loan and lease losses | $30,000 | 4,534 |
| Total noninterest income | $99,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $30,000 | 6,286 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 5,669 |
| Total noninterest expense | $1,185,000 | 6,189 |
| Salaries and employee benefits | $649,000 | 6,162 |
| Premises and equipment expense | $94,000 | 6,324 |
| Additional noninterest expense | $442,000 | 5,994 |
| Pre-tax net operating income | $661,000 | 4,669 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $260,000 | 2,751 |
| Income before extraordinary items | $401,000 | 5,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $401,000 | 5,147 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $401,000 | 5,147 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $401,000 | 5,086 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 5,927 |
| Total interest expense | $174,000 | 5,839 |
| Net interest income | $1,342,000 | 5,895 |
| Provision for loan and lease losses | $30,000 | 4,276 |
| Total noninterest income | $83,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $24,000 | 6,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $59,000 | 5,662 |
| Total noninterest expense | $891,000 | 6,216 |
| Salaries and employee benefits | $486,000 | 6,189 |
| Premises and equipment expense | $73,000 | 6,348 |
| Additional noninterest expense | $332,000 | 6,026 |
| Pre-tax net operating income | $504,000 | 4,760 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $198,000 | 2,798 |
| Income before extraordinary items | $306,000 | 5,234 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $306,000 | 5,235 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $306,000 | 5,236 |
| Net charge-offs | $8,000 | 4,771 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $306,000 | 5,149 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 5,964 |
| Total interest expense | $113,000 | 5,931 |
| Net interest income | $895,000 | 5,918 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $59,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $16,000 | 6,348 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,621 |
| Total noninterest expense | $595,000 | 6,256 |
| Salaries and employee benefits | $325,000 | 6,225 |
| Premises and equipment expense | $50,000 | 6,368 |
| Additional noninterest expense | $220,000 | 6,053 |
| Pre-tax net operating income | $329,000 | 4,755 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $129,000 | 2,821 |
| Income before extraordinary items | $200,000 | 5,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $200,000 | 5,274 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $200,000 | 5,274 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $200,000 | 5,149 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 5,996 |
| Total interest expense | $58,000 | 5,978 |
| Net interest income | $450,000 | 5,947 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $27,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $299,000 | 6,322 |
| Salaries and employee benefits | $165,000 | 6,265 |
| Premises and equipment expense | $26,000 | 6,397 |
| Additional noninterest expense | $108,000 | 6,157 |
| Pre-tax net operating income | $163,000 | 4,755 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $64,000 | 2,812 |
| Income before extraordinary items | $99,000 | 5,264 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $99,000 | 5,266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $99,000 | 5,266 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $99,000 | 5,160 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 6,065 |
| Total interest expense | $262,000 | 6,125 |
| Net interest income | $1,853,000 | 5,997 |
| Provision for loan and lease losses | $65,000 | 5,016 |
| Total noninterest income | $94,000 | 6,335 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $26,000 | 6,583 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $68,000 | 5,643 |
| Total noninterest expense | $1,147,000 | 6,449 |
| Salaries and employee benefits | $634,000 | 6,401 |
| Premises and equipment expense | $90,000 | 6,607 |
| Additional noninterest expense | $423,000 | 6,278 |
| Pre-tax net operating income | $735,000 | 4,448 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $290,000 | 2,684 |
| Income before extraordinary items | $445,000 | 5,079 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $445,000 | 5,077 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $445,000 | 5,078 |
| Net charge-offs | $3,000 | 5,835 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $445,000 | 4,878 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 6,170 |
| Total interest expense | $201,000 | 6,239 |
| Net interest income | $1,382,000 | 6,094 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $74,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $20,000 | 6,654 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,690 |
| Total noninterest expense | $857,000 | 6,510 |
| Salaries and employee benefits | $474,000 | 6,457 |
| Premises and equipment expense | $69,000 | 6,663 |
| Additional noninterest expense | $314,000 | 6,353 |
| Pre-tax net operating income | $554,000 | 4,580 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $219,000 | 2,751 |
| Income before extraordinary items | $335,000 | 5,198 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $335,000 | 5,196 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $335,000 | 5,196 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $335,000 | 5,004 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 6,210 |
| Total interest expense | $137,000 | 6,304 |
| Net interest income | $922,000 | 6,128 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $53,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $13,000 | 6,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $574,000 | 6,561 |
| Salaries and employee benefits | $319,000 | 6,504 |
| Premises and equipment expense | $47,000 | 6,704 |
| Additional noninterest expense | $208,000 | 6,403 |
| Pre-tax net operating income | $371,000 | 4,563 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $145,000 | 2,749 |
| Income before extraordinary items | $226,000 | 5,182 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $226,000 | 5,182 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $226,000 | 5,182 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $226,000 | 4,989 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 6,271 |
| Total interest expense | $73,000 | 6,324 |
| Net interest income | $455,000 | 6,195 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $292,000 | 6,601 |
| Salaries and employee benefits | $161,000 | 6,540 |
| Premises and equipment expense | $27,000 | 6,604 |
| Additional noninterest expense | $104,000 | 6,451 |
| Pre-tax net operating income | $172,000 | 4,733 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $67,000 | 2,800 |
| Income before extraordinary items | $105,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $105,000 | 5,299 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $105,000 | 5,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 6,355 |
| Total interest expense | $382,000 | 6,274 |
| Net interest income | $1,738,000 | 6,313 |
| Provision for loan and lease losses | $70,000 | 5,626 |
| Total noninterest income | $79,000 | 6,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $76,000 | 5,572 |
| Total noninterest expense | $1,173,000 | 6,656 |
| Salaries and employee benefits | $675,000 | 6,533 |
| Premises and equipment expense | $268,000 | 5,477 |
| Additional noninterest expense | $230,000 | 7,063 |
| Pre-tax net operating income | $574,000 | 4,558 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $224,000 | 2,790 |
| Income before extraordinary items | $350,000 | 5,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $350,000 | 5,092 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $350,000 | 5,092 |
| Net charge-offs | $29,000 | 5,759 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $350,000 | 4,974 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 6,425 |
| Total interest expense | $299,000 | 6,321 |
| Net interest income | $1,285,000 | 6,385 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $62,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 6,992 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $60,000 | 5,611 |
| Total noninterest expense | $888,000 | 6,686 |
| Salaries and employee benefits | $501,000 | 6,569 |
| Premises and equipment expense | $193,000 | 5,593 |
| Additional noninterest expense | $194,000 | 7,022 |
| Pre-tax net operating income | $409,000 | 4,740 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $159,000 | 2,857 |
| Income before extraordinary items | $250,000 | 5,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 5,274 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $250,000 | 5,274 |
| Net charge-offs | $26,000 | 5,405 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $250,000 | 5,151 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 6,489 |
| Total interest expense | $212,000 | 6,340 |
| Net interest income | $843,000 | 6,453 |
| Provision for loan and lease losses | $35,000 | 5,367 |
| Total noninterest income | $36,000 | 6,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $580,000 | 6,782 |
| Salaries and employee benefits | $326,000 | 6,667 |
| Premises and equipment expense | $125,000 | 5,689 |
| Additional noninterest expense | $129,000 | 7,108 |
| Pre-tax net operating income | $264,000 | 4,771 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $101,000 | 2,857 |
| Income before extraordinary items | $163,000 | 5,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $163,000 | 5,269 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $163,000 | 5,270 |
| Net charge-offs | $26,000 | 4,913 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $163,000 | 5,181 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 6,524 |
| Total interest expense | $109,000 | 6,389 |
| Net interest income | $421,000 | 6,487 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $14,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $288,000 | 6,839 |
| Salaries and employee benefits | $161,000 | 6,721 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $65,000 | 7,148 |
| Pre-tax net operating income | $122,000 | 4,907 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $47,000 | 2,878 |
| Income before extraordinary items | $75,000 | 5,351 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $75,000 | 5,350 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $75,000 | 5,351 |
| Net charge-offs | $25,000 | 3,891 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $75,000 | 5,295 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 6,628 |
| Total interest expense | $511,000 | 6,497 |
| Net interest income | $1,639,000 | 6,594 |
| Provision for loan and lease losses | $185,000 | 5,430 |
| Total noninterest income | $92,000 | 6,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 5,538 |
| Total noninterest expense | $1,134,000 | 6,947 |
| Salaries and employee benefits | $625,000 | 6,866 |
| Premises and equipment expense | $244,000 | 5,846 |
| Additional noninterest expense | $265,000 | 7,213 |
| Pre-tax net operating income | $412,000 | 4,600 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $144,000 | 2,964 |
| Income before extraordinary items | $268,000 | 5,059 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $268,000 | 5,063 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $268,000 | 5,063 |
| Net charge-offs | $75,000 | 5,655 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $268,000 | 4,908 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 6,724 |
| Total interest expense | $401,000 | 6,566 |
| Net interest income | $1,212,000 | 6,710 |
| Provision for loan and lease losses | $177,000 | 5,077 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $64,000 | 5,741 |
| Total noninterest expense | $837,000 | 7,023 |
| Salaries and employee benefits | $455,000 | 6,955 |
| Premises and equipment expense | $175,000 | 5,991 |
| Additional noninterest expense | $207,000 | 7,269 |
| Pre-tax net operating income | $262,000 | 5,003 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $86,000 | 3,214 |
| Income before extraordinary items | $176,000 | 5,402 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $176,000 | 5,404 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $176,000 | 5,405 |
| Net charge-offs | $75,000 | 5,177 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $176,000 | 5,244 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 6,779 |
| Total interest expense | $276,000 | 6,618 |
| Net interest income | $801,000 | 6,751 |
| Provision for loan and lease losses | $55,000 | 5,779 |
| Total noninterest income | $38,000 | 7,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 5,906 |
| Total noninterest expense | $548,000 | 7,099 |
| Salaries and employee benefits | $302,000 | 7,016 |
| Premises and equipment expense | $116,000 | 6,027 |
| Additional noninterest expense | $130,000 | 7,371 |
| Pre-tax net operating income | $236,000 | 4,725 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $111,000 | 2,695 |
| Income before extraordinary items | $125,000 | 5,382 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $125,000 | 5,383 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $125,000 | 5,384 |
| Net charge-offs | $30,000 | 5,269 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $125,000 | 5,254 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 6,877 |
| Total interest expense | $143,000 | 6,689 |
| Net interest income | $390,000 | 6,858 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $18,000 | 7,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $275,000 | 7,186 |
| Salaries and employee benefits | $148,000 | 7,139 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $66,000 | 7,446 |
| Pre-tax net operating income | $103,000 | 5,006 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $51,000 | 2,776 |
| Income before extraordinary items | $52,000 | 5,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,676 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $52,000 | 5,675 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $52,000 | 5,575 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 6,998 |
| Total interest expense | $649,000 | 6,797 |
| Net interest income | $1,435,000 | 6,984 |
| Provision for loan and lease losses | $97,000 | 6,481 |
| Total noninterest income | $88,000 | 7,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $88,000 | 5,811 |
| Total noninterest expense | $1,019,000 | 7,359 |
| Salaries and employee benefits | $576,000 | 7,256 |
| Premises and equipment expense | $200,000 | 6,482 |
| Additional noninterest expense | $243,000 | 7,611 |
| Pre-tax net operating income | $407,000 | 4,223 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $231,000 | 2,261 |
| Income before extraordinary items | $176,000 | 4,888 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $176,000 | 4,890 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $176,000 | 4,890 |
| Net charge-offs | $8,000 | 6,949 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $176,000 | 4,824 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 7,083 |
| Total interest expense | $496,000 | 6,893 |
| Net interest income | $1,056,000 | 7,052 |
| Provision for loan and lease losses | $80,000 | 6,212 |
| Total noninterest income | $71,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $71,000 | 5,836 |
| Total noninterest expense | $786,000 | 7,370 |
| Salaries and employee benefits | $428,000 | 7,314 |
| Premises and equipment expense | $158,000 | 6,448 |
| Additional noninterest expense | $200,000 | 7,591 |
| Pre-tax net operating income | $261,000 | 4,680 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $126,000 | 2,713 |
| Income before extraordinary items | $135,000 | 5,157 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $135,000 | 5,157 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $135,000 | 5,157 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $135,000 | 5,104 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 7,167 |
| Total interest expense | $339,000 | 6,973 |
| Net interest income | $691,000 | 7,112 |
| Provision for loan and lease losses | $44,000 | 6,202 |
| Total noninterest income | $50,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $517,000 | 7,459 |
| Salaries and employee benefits | $288,000 | 7,383 |
| Premises and equipment expense | $106,000 | 6,477 |
| Additional noninterest expense | $123,000 | 7,719 |
| Pre-tax net operating income | $180,000 | 4,760 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $82,000 | 2,784 |
| Income before extraordinary items | $98,000 | 5,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 5,219 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $98,000 | 5,219 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $98,000 | 5,132 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 7,205 |
| Total interest expense | $173,000 | 7,026 |
| Net interest income | $346,000 | 7,137 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $244,000 | 7,549 |
| Salaries and employee benefits | $137,000 | 7,499 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $52,000 | 7,816 |
| Pre-tax net operating income | $109,000 | 4,934 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $47,000 | 2,939 |
| Income before extraordinary items | $62,000 | 5,518 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $62,000 | 5,521 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $62,000 | 5,521 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $62,000 | 5,338 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 7,383 |
| Total interest expense | $811,000 | 7,114 |
| Net interest income | $1,110,000 | 7,470 |
| Provision for loan and lease losses | $65,000 | 6,378 |
| Total noninterest income | $66,000 | 7,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $66,000 | 6,461 |
| Total noninterest expense | $891,000 | 7,679 |
| Salaries and employee benefits | $503,000 | 7,659 |
| Premises and equipment expense | $209,000 | 6,610 |
| Additional noninterest expense | $179,000 | 7,967 |
| Pre-tax net operating income | $220,000 | 5,689 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $204,000 | 5,474 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $204,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,033 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $204,000 | 5,628 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 7,492 |
| Total interest expense | $614,000 | 7,208 |
| Net interest income | $796,000 | 7,583 |
| Provision for loan and lease losses | $31,000 | 6,251 |
| Total noninterest income | $44,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $630,000 | 7,780 |
| Salaries and employee benefits | $366,000 | 7,720 |
| Premises and equipment expense | $139,000 | 6,846 |
| Additional noninterest expense | $125,000 | 8,057 |
| Pre-tax net operating income | $179,000 | 6,114 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $63,000 | 3,957 |
| Income before extraordinary items | $116,000 | 6,100 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $116,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $116,000 | 6,259 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $910,000 | 7,617 |
| Total interest expense | $410,000 | 7,327 |
| Net interest income | $500,000 | 7,700 |
| Provision for loan and lease losses | $17,000 | 6,076 |
| Total noninterest income | $30,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $30,000 | 6,778 |
| Total noninterest expense | $411,000 | 7,868 |
| Salaries and employee benefits | $231,000 | 7,844 |
| Premises and equipment expense | $93,000 | 6,876 |
| Additional noninterest expense | $87,000 | 8,082 |
| Pre-tax net operating income | $102,000 | 6,392 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $36,000 | 4,305 |
| Income before extraordinary items | $66,000 | 6,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $66,000 | 6,514 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 7,714 |
| Total interest expense | $212,000 | 7,400 |
| Net interest income | $235,000 | 7,820 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $193,000 | 7,967 |
| Salaries and employee benefits | $103,000 | 8,001 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $41,000 | 8,161 |
| Pre-tax net operating income | $54,000 | 6,559 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $37,000 | 6,768 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $37,000 | 6,673 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 7,796 |
| Total interest expense | $821,000 | 7,462 |
| Net interest income | $854,000 | 7,924 |
| Provision for loan and lease losses | $185,000 | 3,989 |
| Total noninterest income | $50,000 | 8,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $50,000 | 7,096 |
| Total noninterest expense | $753,000 | 8,009 |
| Salaries and employee benefits | $425,000 | 7,999 |
| Premises and equipment expense | $171,000 | 7,026 |
| Additional noninterest expense | $157,000 | 8,222 |
| Pre-tax net operating income | $-34,000 | 7,496 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $38,000 | 5,080 |
| Income before extraordinary items | $-72,000 | 7,599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-72,000 | 7,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-72,000 | 7,576 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 7,851 |
| Total interest expense | $611,000 | 7,502 |
| Net interest income | $630,000 | 7,992 |
| Provision for loan and lease losses | $19,000 | 5,891 |
| Total noninterest income | $39,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $39,000 | 7,085 |
| Total noninterest expense | $568,000 | 7,984 |
| Salaries and employee benefits | $313,000 | 7,990 |
| Premises and equipment expense | $135,000 | 6,930 |
| Additional noninterest expense | $120,000 | 8,194 |
| Pre-tax net operating income | $82,000 | 7,381 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $19,000 | 5,497 |
| Income before extraordinary items | $63,000 | 7,426 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $63,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $63,000 | 7,411 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 7,913 |
| Total interest expense | $401,000 | 7,558 |
| Net interest income | $420,000 | 8,055 |
| Provision for loan and lease losses | $16,000 | 5,485 |
| Total noninterest income | $27,000 | 8,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $27,000 | 7,090 |
| Total noninterest expense | $383,000 | 8,018 |
| Salaries and employee benefits | $206,000 | 8,061 |
| Premises and equipment expense | $93,000 | 6,892 |
| Additional noninterest expense | $84,000 | 8,204 |
| Pre-tax net operating income | $48,000 | 7,531 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $41,000 | 7,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $41,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $41,000 | 7,532 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 7,983 |
| Total interest expense | $193,000 | 7,643 |
| Net interest income | $207,000 | 8,128 |
| Provision for loan and lease losses | $16,000 | 4,567 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $185,000 | 8,098 |
| Salaries and employee benefits | $102,000 | 8,105 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $36,000 | 8,354 |
| Pre-tax net operating income | $24,000 | 7,610 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-2,000 | 8,174 |
| Income before extraordinary items | $26,000 | 7,528 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $26,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $26,000 | 7,510 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 8,041 |
| Total interest expense | $594,000 | 7,724 |
| Net interest income | $749,000 | 8,139 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $45,000 | 8,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 7,356 |
| Total noninterest expense | $883,000 | 7,886 |
| Salaries and employee benefits | $468,000 | 7,963 |
| Premises and equipment expense | $217,000 | 6,552 |
| Additional noninterest expense | $198,000 | 8,131 |
| Pre-tax net operating income | $-94,000 | 8,043 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-20,000 | 8,217 |
| Income before extraordinary items | $-74,000 | 8,054 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-74,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-74,000 | 8,042 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 8,148 |
| Total interest expense | $414,000 | 7,836 |
| Net interest income | $552,000 | 8,238 |
| Provision for loan and lease losses | $2,000 | 6,640 |
| Total noninterest income | $35,000 | 8,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,365 |
| Total noninterest expense | $699,000 | 7,815 |
| Salaries and employee benefits | $362,000 | 7,912 |
| Premises and equipment expense | $175,000 | 6,408 |
| Additional noninterest expense | $162,000 | 8,058 |
| Pre-tax net operating income | $-114,000 | 8,234 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-32,000 | 8,474 |
| Income before extraordinary items | $-82,000 | 8,230 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-82,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-82,000 | 8,222 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 8,221 |
| Total interest expense | $250,000 | 7,934 |
| Net interest income | $365,000 | 8,302 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $24,000 | 8,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $395,000 | 8,070 |
| Salaries and employee benefits | $225,000 | 8,053 |
| Premises and equipment expense | $93,000 | 6,920 |
| Additional noninterest expense | $77,000 | 8,409 |
| Pre-tax net operating income | $-6,000 | 8,191 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $24,000 | 5,702 |
| Income before extraordinary items | $-30,000 | 8,252 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-30,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-30,000 | 8,245 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 8,262 |
| Total interest expense | $122,000 | 7,932 |
| Net interest income | $177,000 | 8,357 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $219,000 | 7,961 |
| Salaries and employee benefits | $126,000 | 7,907 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $43,000 | 8,318 |
| Pre-tax net operating income | $-28,000 | 8,311 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $-40,000 | 8,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-40,000 | 8,348 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 8,241 |
| Total interest expense | $345,000 | 8,068 |
| Net interest income | $764,000 | 8,265 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $20,000 | 8,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $769,000 | 8,119 |
| Salaries and employee benefits | $444,000 | 8,074 |
| Premises and equipment expense | $151,000 | 7,260 |
| Additional noninterest expense | $174,000 | 8,374 |
| Pre-tax net operating income | $15,000 | 8,199 |
| Securities gains (losses) | $90,000 | 733 |
| Applicable income taxes | $32,000 | 6,114 |
| Income before extraordinary items | $73,000 | 8,057 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $73,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,000 | 8,220 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $824,000 | 8,292 |
| Total interest expense | $247,000 | 8,114 |
| Net interest income | $577,000 | 8,309 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $13,000 | 8,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $524,000 | 8,235 |
| Salaries and employee benefits | $317,000 | 8,111 |
| Premises and equipment expense | $114,000 | 7,262 |
| Additional noninterest expense | $93,000 | 8,617 |
| Pre-tax net operating income | $66,000 | 8,129 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $39,000 | 8,229 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $39,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $39,000 | 8,199 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 8,305 |
| Total interest expense | $160,000 | 8,115 |
| Net interest income | $389,000 | 8,320 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $6,000 | 8,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $346,000 | 8,246 |
| Salaries and employee benefits | $208,000 | 8,140 |
| Premises and equipment expense | $75,000 | 7,276 |
| Additional noninterest expense | $63,000 | 8,618 |
| Pre-tax net operating income | $49,000 | 8,140 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $31,000 | 8,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $31,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $31,000 | 8,196 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 8,368 |
| Total interest expense | $78,000 | 8,151 |
| Net interest income | $197,000 | 8,368 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $178,000 | 8,291 |
| Salaries and employee benefits | $104,000 | 8,217 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $33,000 | 8,638 |
| Pre-tax net operating income | $19,000 | 8,264 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $9,000 | 8,369 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $9,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $9,000 | 8,341 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 8,333 |
| Total interest expense | $361,000 | 7,838 |
| Net interest income | $722,000 | 8,409 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $41,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $703,000 | 8,308 |
| Salaries and employee benefits | $429,000 | 8,204 |
| Premises and equipment expense | $164,000 | 7,181 |
| Additional noninterest expense | $110,000 | 8,782 |
| Pre-tax net operating income | $60,000 | 8,218 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $16,000 | 6,625 |
| Income before extraordinary items | $44,000 | 8,306 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $44,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $44,000 | 8,265 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $810,000 | 8,375 |
| Total interest expense | $280,000 | 7,819 |
| Net interest income | $530,000 | 8,464 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $25,000 | 8,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $531,000 | 8,312 |
| Salaries and employee benefits | $317,000 | 8,213 |
| Premises and equipment expense | $125,000 | 7,120 |
| Additional noninterest expense | $89,000 | 8,777 |
| Pre-tax net operating income | $24,000 | 8,395 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $13,000 | 6,704 |
| Income before extraordinary items | $11,000 | 8,466 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $11,000 | 8,424 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $527,000 | 8,452 |
| Total interest expense | $191,000 | 7,838 |
| Net interest income | $336,000 | 8,567 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $18,000 | 8,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $363,000 | 8,333 |
| Salaries and employee benefits | $220,000 | 8,213 |
| Premises and equipment expense | $85,000 | 7,103 |
| Additional noninterest expense | $58,000 | 8,842 |
| Pre-tax net operating income | $-9,000 | 8,553 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $-17,000 | 8,624 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-17,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-17,000 | 8,579 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,499 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $163,000 | 8,635 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $181,000 | 8,372 |
| Salaries and employee benefits | $111,000 | 8,233 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $26,000 | 8,925 |
| Pre-tax net operating income | $-13,000 | 8,620 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $-18,000 | 8,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-18,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-18,000 | 8,632 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 8,425 |
| Total interest expense | $479,000 | 7,810 |
| Net interest income | $695,000 | 8,570 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $60,000 | 8,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $60,000 | 7,309 |
| Total noninterest expense | $715,000 | 8,424 |
| Salaries and employee benefits | $432,000 | 8,304 |
| Premises and equipment expense | $173,000 | 7,101 |
| Additional noninterest expense | $110,000 | 8,953 |
| Pre-tax net operating income | $40,000 | 8,417 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $15,000 | 6,905 |
| Income before extraordinary items | $76,000 | 8,339 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $76,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $33,160 | 8,430 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $888,000 | 8,505 |
| Total interest expense | $371,000 | 7,905 |
| Net interest income | $517,000 | 8,645 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $40,000 | 8,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $531,000 | 8,452 |
| Salaries and employee benefits | $325,000 | 8,312 |
| Premises and equipment expense | $124,000 | 7,212 |
| Additional noninterest expense | $82,000 | 9,005 |
| Pre-tax net operating income | $26,000 | 8,545 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $8,000 | 8,695 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,000 | 8,600 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 8,528 |
| Total interest expense | $258,000 | 7,950 |
| Net interest income | $350,000 | 8,667 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $25,000 | 8,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $358,000 | 8,457 |
| Salaries and employee benefits | $219,000 | 8,331 |
| Premises and equipment expense | $83,000 | 7,215 |
| Additional noninterest expense | $56,000 | 9,020 |
| Pre-tax net operating income | $17,000 | 8,571 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $-7,000 | 8,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-7,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-7,000 | 8,677 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $316,000 | 8,542 |
| Total interest expense | $137,000 | 7,930 |
| Net interest income | $179,000 | 8,697 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $183,000 | 8,464 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $30,000 | 9,016 |
| Pre-tax net operating income | $6,000 | 8,626 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $-6,000 | 8,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,000 | 8,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-6,000 | 8,703 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 8,441 |
| Total interest expense | $695,000 | 7,834 |
| Net interest income | $753,000 | 8,658 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $62,000 | 8,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 7,289 |
| Total noninterest expense | $699,000 | 8,540 |
| Salaries and employee benefits | $412,000 | 8,473 |
| Premises and equipment expense | $187,000 | 6,938 |
| Additional noninterest expense | $100,000 | 9,165 |
| Pre-tax net operating income | $116,000 | 8,257 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $49,000 | 6,546 |
| Income before extraordinary items | $67,000 | 8,479 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $67,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $67,000 | 8,389 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 8,554 |
| Total interest expense | $905,000 | 8,201 |
| Net interest income | $771,000 | 8,724 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $35,000 | 9,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $655,000 | 8,794 |
| Salaries and employee benefits | $417,000 | 8,551 |
| Premises and equipment expense | $147,000 | 7,577 |
| Additional noninterest expense | $91,000 | 9,427 |
| Pre-tax net operating income | $151,000 | 8,101 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $49,000 | 6,731 |
| Income before extraordinary items | $102,000 | 8,316 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $102,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $102,000 | 8,207 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 8,794 |
| Total interest expense | $859,000 | 8,516 |
| Net interest income | $782,000 | 8,945 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $35,000 | 9,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $35,000 | 8,337 |
| Total noninterest expense | $628,000 | 9,017 |
| Salaries and employee benefits | $378,000 | 8,866 |
| Premises and equipment expense | $153,000 | 7,548 |
| Additional noninterest expense | $97,000 | 9,648 |
| Pre-tax net operating income | $189,000 | 8,411 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $70,000 | 6,932 |
| Income before extraordinary items | $119,000 | 8,585 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $119,000 | 8,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $119,000 | 8,579 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 8,949 |
| Total interest expense | $853,000 | 8,558 |
| Net interest income | $740,000 | 9,195 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $41,000 | 9,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $599,000 | 9,321 |
| Salaries and employee benefits | $352,000 | 9,176 |
| Premises and equipment expense | $181,000 | 7,111 |
| Additional noninterest expense | $66,000 | 10,105 |
| Pre-tax net operating income | $182,000 | 8,672 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $59,000 | 7,514 |
| Income before extraordinary items | $123,000 | 8,815 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $123,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $123,000 | 8,776 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 9,107 |
| Total interest expense | $882,000 | 8,734 |
| Net interest income | $762,000 | 9,349 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $35,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $605,000 | 9,411 |
| Salaries and employee benefits | $356,000 | 9,253 |
| Premises and equipment expense | $177,000 | 7,107 |
| Additional noninterest expense | $72,000 | 10,301 |
| Pre-tax net operating income | $189,000 | 8,957 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $70,000 | 7,990 |
| Income before extraordinary items | $119,000 | 9,193 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $119,000 | 9,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $119,000 | 9,121 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 9,529 |
| Total interest expense | $868,000 | 9,055 |
| Net interest income | $756,000 | 9,781 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $38,000 | 10,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $571,000 | 9,853 |
| Salaries and employee benefits | $333,000 | 9,716 |
| Premises and equipment expense | $120,000 | 8,493 |
| Additional noninterest expense | $118,000 | 10,366 |
| Pre-tax net operating income | $216,000 | 9,493 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $77,000 | 8,789 |
| Income before extraordinary items | $139,000 | 9,684 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $139,000 | 9,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $139,000 | 9,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 9,950 |
| Total interest expense | $858,000 | 9,459 |
| Net interest income | $758,000 | 10,230 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $35,000 | 11,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $35,000 | 9,600 |
| Total noninterest expense | $689,000 | 9,850 |
| Salaries and employee benefits | $338,000 | 10,046 |
| Premises and equipment expense | $154,000 | 7,965 |
| Additional noninterest expense | $197,000 | 9,966 |
| Pre-tax net operating income | $99,000 | 10,369 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $81,000 | 9,119 |
| Income before extraordinary items | $18,000 | 10,747 |
| Extraordinary gains, net | $166,000 | 19 |
| Net income | $184,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $18,000 | 10,697 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 10,428 |
| Total interest expense | $795,000 | 9,966 |
| Net interest income | $759,000 | 10,663 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $52,000 | 11,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $600,000 | 10,567 |
| Salaries and employee benefits | $334,000 | 10,459 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $116,000 | 11,460 |
| Pre-tax net operating income | $201,000 | 10,458 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $64,000 | 9,898 |
| Income before extraordinary items | $137,000 | 10,592 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $137,000 | 10,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $137,000 | 10,557 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 10,893 |
| Total interest expense | $654,000 | 10,337 |
| Net interest income | $765,000 | 11,166 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $38,000 | 12,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $578,000 | 11,242 |
| Salaries and employee benefits | $297,000 | 11,236 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $111,000 | 12,201 |
| Pre-tax net operating income | $217,000 | 10,755 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $78,000 | 9,862 |
| Income before extraordinary items | $139,000 | 10,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $139,000 | 10,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $139,000 | 11,008 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 11,195 |
| Total interest expense | $792,000 | 10,086 |
| Net interest income | $731,000 | 11,749 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $61,000 | 12,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $601,000 | 11,654 |
| Salaries and employee benefits | $295,000 | 11,706 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $166,000 | 12,201 |
| Pre-tax net operating income | $179,000 | 11,225 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $110,000 | 11,698 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $110,000 | 11,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $110,000 | 11,502 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 11,288 |
| Total interest expense | $1,051,000 | 10,175 |
| Net interest income | $758,000 | 12,085 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $61,000 | 12,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $660,000 | 11,731 |
| Salaries and employee benefits | $292,000 | 12,098 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $222,000 | 11,932 |
| Pre-tax net operating income | $141,000 | 11,609 |
| Securities gains (losses) | $100,000 | 3,002 |
| Applicable income taxes | $104,000 | 9,806 |
| Income before extraordinary items | $137,000 | 11,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $137,000 | 11,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $73,000 | 12,026 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.