Home > Merrick Bank > Income and Expense

Merrick Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$1,279,224,00077
Total interest expense$127,787,000204
Net interest income$1,151,437,00062
Provision for loan and lease losses$666,656,00022
Total noninterest income$201,519,00096
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and fees$0123
Additional Noninterest Income$201,519,00069
Total noninterest expense$392,207,000114
Salaries and employee benefits$70,557,000249
Premises and equipment expense$4,425,000618
Additional noninterest expense$201,519,00069
Pre-tax net operating income$294,093,00098
Securities gains (losses)$0988
Applicable income taxes$72,674,00083
Income before extraordinary items$221,419,00095
Extraordinary gains, net$054
Net income$221,419,00098
Minority interest net income$088
Net income of bank and minority interests.$221,419,00097
Net charge-offs$709,261,00016
Cash dividends$124,000,00096
Sale, conversion, retirement of capital stock, net$0540
Net operating income$221,419,000102
2023-09-30 (YTD Data)Rank
Total interest income$951,937,00077
Total interest expense$89,592,000204
Net interest income$862,345,00063
Provision for loan and lease losses$448,127,00022
Total noninterest income$151,798,00098
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and fees$0125
Additional Noninterest Income$151,798,00069
Total noninterest expense$288,591,000118
Salaries and employee benefits$52,580,000255
Premises and equipment expense$3,321,000624
Additional noninterest expense$151,798,00069
Pre-tax net operating income$277,425,00086
Securities gains (losses)$0849
Applicable income taxes$68,122,00077
Income before extraordinary items$209,303,00086
Extraordinary gains, net$052
Net income$209,303,00086
Minority interest net income$081
Net income of bank and minority interests.$209,303,00086
Net charge-offs$516,492,00015
Cash dividends$91,000,00097
Sale, conversion, retirement of capital stock, net$0507
Net operating income$209,303,00087
2023-06-30 (YTD Data)Rank
Total interest income$616,209,00076
Total interest expense$56,790,000188
Net interest income$559,419,00064
Provision for loan and lease losses$279,711,00022
Total noninterest income$100,002,00097
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and fees$0112
Additional Noninterest Income$100,002,00069
Total noninterest expense$191,390,000115
Salaries and employee benefits$34,857,000251
Premises and equipment expense$2,220,000611
Additional noninterest expense$100,002,00069
Pre-tax net operating income$188,320,00083
Securities gains (losses)$0938
Applicable income taxes$46,444,00076
Income before extraordinary items$141,876,00080
Extraordinary gains, net$051
Net income$141,876,00082
Minority interest net income$081
Net income of bank and minority interests.$141,876,00080
Net charge-offs$361,746,00016
Cash dividends$52,000,000105
Sale, conversion, retirement of capital stock, net$0486
Net operating income$141,876,00081
2023-03-31 (YTD Data)Rank
Total interest income$308,323,00076
Total interest expense$26,694,000180
Net interest income$281,629,00065
Provision for loan and lease losses$148,922,00020
Total noninterest income$48,083,000101
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and fees$097
Additional Noninterest Income$48,083,00070
Total noninterest expense$97,138,000119
Salaries and employee benefits$17,158,000259
Premises and equipment expense$1,128,000624
Additional noninterest expense$48,083,00070
Pre-tax net operating income$83,652,00094
Securities gains (losses)$0950
Applicable income taxes$20,635,00083
Income before extraordinary items$63,017,00095
Extraordinary gains, net$04
Net income$63,017,00095
Minority interest net income$048
Net income of bank and minority interests.$63,017,00095
Net charge-offs$183,197,00017
Cash dividends$21,000,000104
Sale, conversion, retirement of capital stock, net$0430
Net operating income$63,017,00098
2022-12-31 (YTD Data)Rank
Total interest income$1,105,625,00073
Total interest expense$43,830,000163
Net interest income$1,061,795,00066
Provision for loan and lease losses$697,486,00014
Total noninterest income$219,089,00096
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and fees$0116
Additional Noninterest Income$219,089,00071
Total noninterest expense$376,246,000116
Salaries and employee benefits$64,103,000262
Premises and equipment expense$3,791,000700
Additional noninterest expense$219,089,00071
Pre-tax net operating income$207,152,000137
Securities gains (losses)$0691
Applicable income taxes$49,429,000131
Income before extraordinary items$157,723,000141
Extraordinary gains, net$05
Net income$157,723,000141
Minority interest net income$063
Net income of bank and minority interests.$157,723,000141
Net charge-offs$419,226,00016
Cash dividends$93,000,000119
Sale, conversion, retirement of capital stock, net$0568
Net operating income$157,723,000140
2022-06-30 (YTD Data)Rank
Total interest income$499,762,00070
Total interest expense$15,607,000109
Net interest income$484,155,00069
Provision for loan and lease losses$295,237,00014
Total noninterest income$110,585,00096
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and fees$0108
Additional Noninterest Income$110,585,00076
Total noninterest expense$176,714,000123
Salaries and employee benefits$31,640,000266
Premises and equipment expense$1,724,000745
Additional noninterest expense$143,350,00071
Pre-tax net operating income$122,789,000122
Securities gains (losses)$0687
Applicable income taxes$29,301,000117
Income before extraordinary items$93,488,000125
Extraordinary gains, net$04
Net income$93,488,000125
Minority interest net income$060
Net income of bank and minority interests.$93,488,000125
Net charge-offs$159,947,00020
Cash dividends$70,000,00081
Sale, conversion, retirement of capital stock, net$0494
Net operating income$93,488,000124
2022-03-31 (YTD Data)Rank
Total interest income$243,586,00069
Total interest expense$7,584,00097
Net interest income$236,002,00067
Provision for loan and lease losses$115,453,00013
Total noninterest income$53,999,00093
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and fees$0103
Additional Noninterest Income$53,999,00073
Total noninterest expense$87,493,000123
Salaries and employee benefits$15,126,000281
Premises and equipment expense$864,000752
Additional noninterest expense$71,503,00070
Pre-tax net operating income$87,055,00087
Securities gains (losses)$0623
Applicable income taxes$20,681,00078
Income before extraordinary items$66,374,00088
Extraordinary gains, net$04
Net income$66,374,00088
Minority interest net income$050
Net income of bank and minority interests.$66,374,00088
Net charge-offs$68,853,00021
Cash dividends$39,000,00077
Sale, conversion, retirement of capital stock, net$0453
Net operating income$66,374,00087
2021-12-31 (YTD Data)Rank
Total interest income$836,479,00077
Total interest expense$37,558,00092
Net interest income$798,921,00075
Provision for loan and lease losses$160,485,0007
Total noninterest income$188,446,000110
Gross Fiduciary activities income$0994
Service charges on deposit accounts$04,720
Trading account gains and fees$0132
Additional Noninterest Income$188,446,00089
Total noninterest expense$289,593,000138
Salaries and employee benefits$53,099,000311
Premises and equipment expense$3,793,000697
Additional noninterest expense$232,701,00076
Pre-tax net operating income$537,289,00070
Securities gains (losses)$02,062
Applicable income taxes$130,558,00065
Income before extraordinary items$406,731,00074
Extraordinary gains, net$010
Net income$406,731,00074
Minority interest net income$074
Net income of bank and minority interests.$406,731,00074
Net charge-offs$189,485,00026
Cash dividends$301,500,00041
Sale, conversion, retirement of capital stock, net$0582
Net operating income$406,731,00074
2021-09-30 (YTD Data)Rank
Total interest income$601,110,00080
Total interest expense$29,498,00091
Net interest income$571,612,00079
Provision for loan and lease losses$66,357,00010
Total noninterest income$134,902,000111
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and fees$0132
Additional Noninterest Income$134,902,00092
Total noninterest expense$208,409,000144
Salaries and employee benefits$39,461,000310
Premises and equipment expense$2,985,000679
Additional noninterest expense$165,963,00075
Pre-tax net operating income$431,748,00067
Securities gains (losses)$02,015
Applicable income taxes$105,037,00064
Income before extraordinary items$326,711,00069
Extraordinary gains, net$08
Net income$326,711,00069
Minority interest net income$069
Net income of bank and minority interests.$326,711,00069
Net charge-offs$144,107,00027
Cash dividends$153,500,00063
Sale, conversion, retirement of capital stock, net$0543
Net operating income$326,711,00069
2021-06-30 (YTD Data)Rank
Total interest income$382,762,00083
Total interest expense$21,068,00091
Net interest income$361,694,00081
Provision for loan and lease losses$5,065,00056
Total noninterest income$82,895,000116
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and fees$0133
Additional Noninterest Income$82,895,00095
Total noninterest expense$133,388,000146
Salaries and employee benefits$25,067,000325
Premises and equipment expense$2,038,000661
Additional noninterest expense$106,283,00075
Pre-tax net operating income$306,136,00066
Securities gains (losses)$01,818
Applicable income taxes$74,494,00061
Income before extraordinary items$231,642,00067
Extraordinary gains, net$06
Net income$231,642,00067
Minority interest net income$067
Net income of bank and minority interests.$231,642,00067
Net charge-offs$109,885,00029
Cash dividends$101,500,00053
Sale, conversion, retirement of capital stock, net$0517
Net operating income$231,642,00067
2021-03-31 (YTD Data)Rank
Total interest income$196,076,00083
Total interest expense$10,325,000105
Net interest income$185,751,00081
Provision for loan and lease losses$-8,818,0004,903
Total noninterest income$38,957,000127
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and fees$0127
Additional Noninterest Income$38,957,000109
Total noninterest expense$65,922,000147
Salaries and employee benefits$12,094,000332
Premises and equipment expense$1,025,000673
Additional noninterest expense$52,803,00078
Pre-tax net operating income$167,604,00062
Securities gains (losses)$01,392
Applicable income taxes$40,789,00057
Income before extraordinary items$126,815,00065
Extraordinary gains, net$03
Net income$126,815,00064
Minority interest net income$055
Net income of bank and minority interests.$126,815,00065
Net charge-offs$56,702,00029
Cash dividends$38,500,00058
Sale, conversion, retirement of capital stock, net$0482
Net operating income$126,815,00064
2020-12-31 (YTD Data)Rank
Total interest income$817,533,00080
Total interest expense$56,255,000129
Net interest income$761,278,00078
Provision for loan and lease losses$305,731,00041
Total noninterest income$151,474,000121
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and fees$0133
Additional Noninterest Income$151,474,000100
Total noninterest expense$253,459,000148
Salaries and employee benefits$48,642,000320
Premises and equipment expense$4,230,000621
Additional noninterest expense$200,587,00081
Pre-tax net operating income$353,562,00064
Securities gains (losses)$2,0002,562
Applicable income taxes$91,160,00055
Income before extraordinary items$262,404,00071
Extraordinary gains, net$04
Net income$262,404,00071
Minority interest net income$072
Net income of bank and minority interests.$262,404,00071
Net charge-offs$333,161,00030
Cash dividends$60,500,000142
Sale, conversion, retirement of capital stock, net$0566
Net operating income$262,402,42067
2020-09-30 (YTD Data)Rank
Total interest income$608,280,00080
Total interest expense$44,650,000134
Net interest income$563,630,00079
Provision for loan and lease losses$237,736,00047
Total noninterest income$112,138,000120
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,909
Trading account gains and fees$0125
Additional Noninterest Income$112,138,00099
Total noninterest expense$187,599,000147
Salaries and employee benefits$34,933,000322
Premises and equipment expense$3,158,000608
Additional noninterest expense$149,508,00082
Pre-tax net operating income$250,433,00058
Securities gains (losses)$2,0002,375
Applicable income taxes$63,542,00052
Income before extraordinary items$186,893,00068
Extraordinary gains, net$04
Net income$186,893,00068
Minority interest net income$065
Net income of bank and minority interests.$186,893,00068
Net charge-offs$285,161,00028
Cash dividends$39,500,000142
Sale, conversion, retirement of capital stock, net$0532
Net operating income$186,891,42062
2020-06-30 (YTD Data)Rank
Total interest income$413,172,00080
Total interest expense$31,193,000139
Net interest income$381,979,00077
Provision for loan and lease losses$190,788,00052
Total noninterest income$74,032,000116
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and fees$0123
Additional Noninterest Income$74,032,00096
Total noninterest expense$129,080,000145
Salaries and employee benefits$23,572,000316
Premises and equipment expense$2,081,000619
Additional noninterest expense$103,427,00082
Pre-tax net operating income$136,143,00058
Securities gains (losses)$2,0002,125
Applicable income taxes$35,103,00051
Income before extraordinary items$101,042,00070
Extraordinary gains, net$04
Net income$101,042,00070
Minority interest net income$065
Net income of bank and minority interests.$101,042,00070
Net charge-offs$214,433,00027
Cash dividends$22,000,000160
Sale, conversion, retirement of capital stock, net$0504
Net operating income$101,040,42066
2020-03-31 (YTD Data)Rank
Total interest income$224,001,00079
Total interest expense$16,077,000155
Net interest income$207,924,00073
Provision for loan and lease losses$136,878,00045
Total noninterest income$37,785,000106
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and fees$0106
Additional Noninterest Income$37,785,00077
Total noninterest expense$67,552,000140
Salaries and employee benefits$11,345,000327
Premises and equipment expense$1,101,000590
Additional noninterest expense$55,106,00081
Pre-tax net operating income$41,279,00085
Securities gains (losses)$01,705
Applicable income taxes$11,060,00071
Income before extraordinary items$30,219,00099
Extraordinary gains, net$04
Net income$30,219,00099
Minority interest net income$056
Net income of bank and minority interests.$30,219,00099
Net charge-offs$116,263,00024
Cash dividends$22,000,000121
Sale, conversion, retirement of capital stock, net$0482
Net operating income$30,219,00094
2019-12-31 (YTD Data)Rank
Total interest income$896,252,00080
Total interest expense$67,721,000165
Net interest income$828,531,00075
Provision for loan and lease losses$437,903,00023
Total noninterest income$150,879,000107
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$05,055
Trading account gains and fees$0135
Additional Noninterest Income$150,879,00083
Total noninterest expense$253,035,000140
Salaries and employee benefits$39,044,000347
Premises and equipment expense$4,054,000631
Additional noninterest expense$209,937,00076
Pre-tax net operating income$288,472,000101
Securities gains (losses)$02,379
Applicable income taxes$74,945,00087
Income before extraordinary items$213,527,000108
Extraordinary gains, net$011
Net income$213,527,000108
Minority interest net income$076
Net income of bank and minority interests.$213,527,000108
Net charge-offs$412,003,00022
Cash dividends$105,000,000123
Sale, conversion, retirement of capital stock, net$0626
Net operating income$213,527,000108
2019-09-30 (YTD Data)Rank
Total interest income$666,763,00081
Total interest expense$50,824,000168
Net interest income$615,939,00077
Provision for loan and lease losses$312,735,00023
Total noninterest income$110,771,000107
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and fees$0129
Additional Noninterest Income$110,771,00082
Total noninterest expense$186,931,000142
Salaries and employee benefits$29,377,000348
Premises and equipment expense$3,018,000636
Additional noninterest expense$154,536,00077
Pre-tax net operating income$227,044,00094
Securities gains (losses)$02,167
Applicable income taxes$58,360,00088
Income before extraordinary items$168,684,000102
Extraordinary gains, net$011
Net income$168,684,000102
Minority interest net income$072
Net income of bank and minority interests.$168,684,000102
Net charge-offs$303,000,00022
Cash dividends$76,000,000122
Sale, conversion, retirement of capital stock, net$0590
Net operating income$168,684,000100
2019-06-30 (YTD Data)Rank
Total interest income$433,696,00083
Total interest expense$33,335,000172
Net interest income$400,361,00078
Provision for loan and lease losses$201,870,00020
Total noninterest income$72,147,000102
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and fees$0131
Additional Noninterest Income$72,147,00076
Total noninterest expense$122,503,000144
Salaries and employee benefits$19,328,000352
Premises and equipment expense$2,018,000631
Additional noninterest expense$101,157,00075
Pre-tax net operating income$148,135,000101
Securities gains (losses)$01,702
Applicable income taxes$38,059,00090
Income before extraordinary items$110,076,000104
Extraordinary gains, net$011
Net income$110,076,000105
Minority interest net income$069
Net income of bank and minority interests.$110,076,000105
Net charge-offs$210,995,00020
Cash dividends$51,000,000113
Sale, conversion, retirement of capital stock, net$0573
Net operating income$110,076,000104
2019-03-31 (YTD Data)Rank
Total interest income$216,958,00083
Total interest expense$16,601,000169
Net interest income$200,357,00079
Provision for loan and lease losses$92,965,00022
Total noninterest income$34,893,000104
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and fees$0126
Additional Noninterest Income$34,893,00081
Total noninterest expense$61,083,000146
Salaries and employee benefits$9,395,000361
Premises and equipment expense$981,000662
Additional noninterest expense$50,707,00078
Pre-tax net operating income$81,202,00095
Securities gains (losses)$01,087
Applicable income taxes$20,782,00085
Income before extraordinary items$60,420,00097
Extraordinary gains, net$05
Net income$60,420,00097
Minority interest net income$052
Net income of bank and minority interests.$60,420,00097
Net charge-offs$109,650,00021
Cash dividends$21,000,000119
Sale, conversion, retirement of capital stock, net$0529
Net operating income$60,420,00097
2018-12-31 (YTD Data)Rank
Total interest income$827,451,00083
Total interest expense$50,073,000162
Net interest income$777,378,00079
Provision for loan and lease losses$427,634,00019
Total noninterest income$159,193,000101
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and fees$0126
Additional Noninterest Income$159,193,00076
Total noninterest expense$217,687,000155
Salaries and employee benefits$34,904,000381
Premises and equipment expense$3,572,000708
Additional noninterest expense$179,211,00087
Pre-tax net operating income$291,250,00098
Securities gains (losses)$01,125
Applicable income taxes$75,566,00090
Income before extraordinary items$215,684,000100
Extraordinary gains, net$06
Net income$215,684,000100
Minority interest net income$072
Net income of bank and minority interests.$215,684,000100
Net charge-offs$394,639,00020
Cash dividends$87,000,000118
Sale, conversion, retirement of capital stock, net$0671
Net operating income$215,684,000102
2018-09-30 (YTD Data)Rank
Total interest income$603,163,00083
Total interest expense$34,496,000164
Net interest income$568,667,00079
Provision for loan and lease losses$297,580,00019
Total noninterest income$122,915,000100
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and fees$0138
Additional Noninterest Income$122,915,00074
Total noninterest expense$161,150,000155
Salaries and employee benefits$26,196,000387
Premises and equipment expense$2,663,000714
Additional noninterest expense$132,291,00088
Pre-tax net operating income$232,852,00094
Securities gains (losses)$01,118
Applicable income taxes$60,511,00087
Income before extraordinary items$172,341,00098
Extraordinary gains, net$05
Net income$172,341,00098
Minority interest net income$066
Net income of bank and minority interests.$172,341,00098
Net charge-offs$289,100,00020
Cash dividends$54,000,000113
Sale, conversion, retirement of capital stock, net$0633
Net operating income$172,341,00098
2018-06-30 (YTD Data)Rank
Total interest income$393,465,00083
Total interest expense$20,996,000164
Net interest income$372,469,00079
Provision for loan and lease losses$193,292,00019
Total noninterest income$73,969,000103
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and fees$0130
Additional Noninterest Income$73,969,00079
Total noninterest expense$107,645,000150
Salaries and employee benefits$17,329,000391
Premises and equipment expense$1,751,000731
Additional noninterest expense$88,565,00087
Pre-tax net operating income$145,501,00098
Securities gains (losses)$0961
Applicable income taxes$37,808,00091
Income before extraordinary items$107,693,00099
Extraordinary gains, net$06
Net income$107,693,00099
Minority interest net income$065
Net income of bank and minority interests.$107,693,00099
Net charge-offs$196,837,00020
Cash dividends$24,000,000138
Sale, conversion, retirement of capital stock, net$0620
Net operating income$107,693,00099
2018-03-31 (YTD Data)Rank
Total interest income$195,110,00082
Total interest expense$9,455,000165
Net interest income$185,655,00080
Provision for loan and lease losses$97,922,00022
Total noninterest income$33,344,000112
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$33,344,00084
Total noninterest expense$55,075,000145
Salaries and employee benefits$8,459,000394
Premises and equipment expense$935,000683
Additional noninterest expense$45,681,00084
Pre-tax net operating income$66,002,000101
Securities gains (losses)$0735
Applicable income taxes$17,150,00096
Income before extraordinary items$48,852,000106
Extraordinary gains, net$07
Net income$48,852,000106
Minority interest net income$052
Net income of bank and minority interests.$48,852,000106
Net charge-offs$103,402,00022
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$48,852,000106
2017-12-31 (YTD Data)Rank
Total interest income$750,744,00078
Total interest expense$27,342,000170
Net interest income$723,402,00076
Provision for loan and lease losses$456,692,00019
Total noninterest income$135,898,000110
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$135,898,00084
Total noninterest expense$225,851,000140
Salaries and employee benefits$35,273,000368
Premises and equipment expense$3,136,000797
Additional noninterest expense$187,442,00086
Pre-tax net operating income$176,757,000125
Securities gains (losses)$02,243
Applicable income taxes$110,338,00090
Income before extraordinary items$66,419,000179
Extraordinary gains, net$09
Net income$66,419,000179
Minority interest net income$076
Net income of bank and minority interests.$66,419,000179
Net charge-offs$337,412,00022
Cash dividends$55,000,000118
Sale, conversion, retirement of capital stock, net$0711
Net operating income$66,419,000177
2017-09-30 (YTD Data)Rank
Total interest income$551,172,00078
Total interest expense$19,026,000177
Net interest income$532,146,00076
Provision for loan and lease losses$335,071,00018
Total noninterest income$101,080,000111
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$101,080,00083
Total noninterest expense$171,880,000134
Salaries and employee benefits$26,833,000369
Premises and equipment expense$2,273,000822
Additional noninterest expense$142,774,00081
Pre-tax net operating income$126,275,000126
Securities gains (losses)$02,274
Applicable income taxes$49,826,000112
Income before extraordinary items$76,449,000144
Extraordinary gains, net$09
Net income$76,449,000143
Minority interest net income$071
Net income of bank and minority interests.$76,449,000144
Net charge-offs$241,966,00024
Cash dividends$39,000,000117
Sale, conversion, retirement of capital stock, net$0677
Net operating income$76,449,000140
2017-06-30 (YTD Data)Rank
Total interest income$350,702,00080
Total interest expense$11,632,000180
Net interest income$339,070,00078
Provision for loan and lease losses$219,158,00018
Total noninterest income$66,039,000111
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$66,039,00085
Total noninterest expense$111,132,000140
Salaries and employee benefits$14,471,000443
Premises and equipment expense$1,476,000841
Additional noninterest expense$95,185,00080
Pre-tax net operating income$74,819,000140
Securities gains (losses)$01,906
Applicable income taxes$29,609,000116
Income before extraordinary items$45,210,000159
Extraordinary gains, net$011
Net income$45,210,000159
Minority interest net income$071
Net income of bank and minority interests.$45,210,000159
Net charge-offs$163,793,00024
Cash dividends$27,000,000105
Sale, conversion, retirement of capital stock, net$0659
Net operating income$45,210,000158
2017-03-31 (YTD Data)Rank
Total interest income$169,939,00082
Total interest expense$5,399,000188
Net interest income$164,540,00081
Provision for loan and lease losses$106,308,00019
Total noninterest income$32,101,000112
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$32,101,00084
Total noninterest expense$57,606,000134
Salaries and employee benefits$7,138,000450
Premises and equipment expense$728,000862
Additional noninterest expense$49,740,00078
Pre-tax net operating income$32,727,000151
Securities gains (losses)$01,153
Applicable income taxes$12,951,000125
Income before extraordinary items$19,776,000172
Extraordinary gains, net$08
Net income$19,776,000173
Minority interest net income$055
Net income of bank and minority interests.$19,776,000173
Net charge-offs$82,078,00023
Cash dividends$17,000,00084
Sale, conversion, retirement of capital stock, net$0632
Net operating income$19,776,000171
2016-12-31 (YTD Data)Rank
Total interest income$644,502,00081
Total interest expense$18,496,000194
Net interest income$626,006,00079
Provision for loan and lease losses$342,955,00022
Total noninterest income$139,684,000104
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$139,684,00080
Total noninterest expense$196,163,000152
Salaries and employee benefits$25,791,000469
Premises and equipment expense$2,995,000828
Additional noninterest expense$167,377,00087
Pre-tax net operating income$226,572,000100
Securities gains (losses)$03,212
Applicable income taxes$88,052,00087
Income before extraordinary items$138,520,000105
Extraordinary gains, net$05
Net income$138,520,000105
Minority interest net income$082
Net income of bank and minority interests.$138,520,000105
Net charge-offs$233,730,00028
Cash dividends$72,000,00095
Sale, conversion, retirement of capital stock, net$0759
Net operating income$138,520,000103
2016-09-30 (YTD Data)Rank
Total interest income$469,822,00083
Total interest expense$13,259,000199
Net interest income$456,563,00080
Provision for loan and lease losses$239,163,00023
Total noninterest income$102,663,000105
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$102,663,00077
Total noninterest expense$144,993,000149
Salaries and employee benefits$19,024,000477
Premises and equipment expense$2,277,000819
Additional noninterest expense$123,692,00085
Pre-tax net operating income$175,070,00097
Securities gains (losses)$03,160
Applicable income taxes$69,298,00083
Income before extraordinary items$105,772,000104
Extraordinary gains, net$05
Net income$105,772,000103
Minority interest net income$071
Net income of bank and minority interests.$105,772,000103
Net charge-offs$165,033,00026
Cash dividends$53,000,00099
Sale, conversion, retirement of capital stock, net$0719
Net operating income$105,772,000102
2016-06-30 (YTD Data)Rank
Total interest income$300,410,00085
Total interest expense$8,404,000207
Net interest income$292,006,00082
Provision for loan and lease losses$150,487,00026
Total noninterest income$67,267,000104
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$67,267,00080
Total noninterest expense$99,198,000145
Salaries and employee benefits$12,508,000480
Premises and equipment expense$1,565,000798
Additional noninterest expense$85,125,00085
Pre-tax net operating income$109,588,00099
Securities gains (losses)$02,835
Applicable income taxes$43,368,00091
Income before extraordinary items$66,220,000106
Extraordinary gains, net$016
Net income$66,220,000104
Minority interest net income$071
Net income of bank and minority interests.$66,220,000105
Net charge-offs$109,467,00026
Cash dividends$39,000,00087
Sale, conversion, retirement of capital stock, net$0705
Net operating income$66,220,000104
2016-03-31 (YTD Data)Rank
Total interest income$148,167,00086
Total interest expense$4,029,000214
Net interest income$144,138,00082
Provision for loan and lease losses$62,653,00031
Total noninterest income$30,458,000110
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$30,458,00084
Total noninterest expense$48,590,000148
Salaries and employee benefits$6,130,000483
Premises and equipment expense$756,000833
Additional noninterest expense$41,704,00088
Pre-tax net operating income$63,353,00089
Securities gains (losses)$02,077
Applicable income taxes$24,999,00077
Income before extraordinary items$38,354,00097
Extraordinary gains, net$012
Net income$38,354,00097
Minority interest net income$062
Net income of bank and minority interests.$38,354,00097
Net charge-offs$54,028,00025
Cash dividends$20,000,00081
Sale, conversion, retirement of capital stock, net$0659
Net operating income$38,354,00096
2015-12-31 (YTD Data)Rank
Total interest income$539,717,00085
Total interest expense$13,265,000230
Net interest income$526,452,00081
Provision for loan and lease losses$208,433,00027
Total noninterest income$114,445,000118
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$114,445,00092
Total noninterest expense$170,046,000164
Salaries and employee benefits$22,441,000507
Premises and equipment expense$2,570,000944
Additional noninterest expense$145,035,00096
Pre-tax net operating income$262,418,00082
Securities gains (losses)$03,216
Applicable income taxes$102,920,00070
Income before extraordinary items$159,498,00089
Extraordinary gains, net$023
Net income$159,498,00089
Minority interest net income$081
Net income of bank and minority interests.$159,498,00089
Net charge-offs$169,238,00027
Cash dividends$77,000,00098
Sale, conversion, retirement of capital stock, net$0804
Net operating income$159,498,00088
2015-09-30 (YTD Data)Rank
Total interest income$393,986,00087
Total interest expense$9,503,000232
Net interest income$384,483,00083
Provision for loan and lease losses$141,608,00026
Total noninterest income$82,072,000117
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$82,072,00093
Total noninterest expense$127,390,000167
Salaries and employee benefits$16,793,000512
Premises and equipment expense$1,844,000992
Additional noninterest expense$108,753,00095
Pre-tax net operating income$197,557,00082
Securities gains (losses)$03,031
Applicable income taxes$78,006,00071
Income before extraordinary items$119,551,00093
Extraordinary gains, net$021
Net income$119,551,00092
Minority interest net income$078
Net income of bank and minority interests.$119,551,00093
Net charge-offs$121,003,00029
Cash dividends$55,000,00098
Sale, conversion, retirement of capital stock, net$0773
Net operating income$119,551,00092
2015-06-30 (YTD Data)Rank
Total interest income$252,368,00088
Total interest expense$6,143,000236
Net interest income$246,225,00084
Provision for loan and lease losses$88,638,00026
Total noninterest income$51,254,000126
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$51,254,00099
Total noninterest expense$86,177,000165
Salaries and employee benefits$11,006,000515
Premises and equipment expense$1,204,0001,012
Additional noninterest expense$73,967,00092
Pre-tax net operating income$122,664,00085
Securities gains (losses)$02,636
Applicable income taxes$48,456,00076
Income before extraordinary items$74,208,00099
Extraordinary gains, net$022
Net income$74,208,00099
Minority interest net income$075
Net income of bank and minority interests.$74,208,00099
Net charge-offs$82,678,00030
Cash dividends$38,000,00092
Sale, conversion, retirement of capital stock, net$0751
Net operating income$74,208,00096
2015-03-31 (YTD Data)Rank
Total interest income$123,606,00090
Total interest expense$3,019,000235
Net interest income$120,587,00085
Provision for loan and lease losses$39,975,00031
Total noninterest income$23,522,000129
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$23,522,000101
Total noninterest expense$38,835,000180
Salaries and employee benefits$5,303,000537
Premises and equipment expense$571,0001,064
Additional noninterest expense$32,961,000100
Pre-tax net operating income$65,299,00080
Securities gains (losses)$02,027
Applicable income taxes$25,748,00074
Income before extraordinary items$39,551,00093
Extraordinary gains, net$013
Net income$39,551,00092
Minority interest net income$064
Net income of bank and minority interests.$39,551,00093
Net charge-offs$43,160,00027
Cash dividends$18,000,00092
Sale, conversion, retirement of capital stock, net$0697
Net operating income$39,551,00091
2014-12-31 (YTD Data)Rank
Total interest income$457,535,00097
Total interest expense$10,224,000278
Net interest income$447,311,00090
Provision for loan and lease losses$155,380,00028
Total noninterest income$105,889,000114
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$105,889,00088
Total noninterest expense$152,840,000176
Salaries and employee benefits$18,608,000585
Premises and equipment expense$2,080,0001,150
Additional noninterest expense$132,152,000104
Pre-tax net operating income$244,980,00082
Securities gains (losses)$03,259
Applicable income taxes$97,100,00071
Income before extraordinary items$147,880,00093
Extraordinary gains, net$017
Net income$147,880,00093
Minority interest net income$084
Net income of bank and minority interests.$147,880,00093
Net charge-offs$147,900,00031
Cash dividends$121,000,00061
Sale, conversion, retirement of capital stock, net$0862
Net operating income$147,880,00091
2014-09-30 (YTD Data)Rank
Total interest income$334,953,00098
Total interest expense$7,360,000289
Net interest income$327,593,00093
Provision for loan and lease losses$104,557,00030
Total noninterest income$75,960,000120
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$75,960,00092
Total noninterest expense$114,420,000174
Salaries and employee benefits$13,895,000587
Premises and equipment expense$1,540,0001,172
Additional noninterest expense$98,985,000103
Pre-tax net operating income$184,576,00083
Securities gains (losses)$02,980
Applicable income taxes$73,071,00074
Income before extraordinary items$111,505,00091
Extraordinary gains, net$015
Net income$111,505,00090
Minority interest net income$081
Net income of bank and minority interests.$111,505,00090
Net charge-offs$106,637,00032
Cash dividends$50,000,00094
Sale, conversion, retirement of capital stock, net$0819
Net operating income$111,505,00090
2014-06-30 (YTD Data)Rank
Total interest income$215,651,000100
Total interest expense$4,700,000299
Net interest income$210,951,00095
Provision for loan and lease losses$66,422,00030
Total noninterest income$49,855,000121
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$49,855,00089
Total noninterest expense$79,346,000163
Salaries and employee benefits$9,138,000585
Premises and equipment expense$1,000,0001,218
Additional noninterest expense$69,208,00097
Pre-tax net operating income$115,038,00085
Securities gains (losses)$02,580
Applicable income taxes$45,302,00075
Income before extraordinary items$69,736,00092
Extraordinary gains, net$020
Net income$69,736,00091
Minority interest net income$080
Net income of bank and minority interests.$69,736,00091
Net charge-offs$73,372,00033
Cash dividends$34,000,00086
Sale, conversion, retirement of capital stock, net$0794
Net operating income$69,736,00091
2014-03-31 (YTD Data)Rank
Total interest income$106,134,000101
Total interest expense$2,234,000310
Net interest income$103,900,00094
Provision for loan and lease losses$30,992,00032
Total noninterest income$24,327,000116
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$24,327,00091
Total noninterest expense$35,012,000186
Salaries and employee benefits$4,500,000615
Premises and equipment expense$486,0001,270
Additional noninterest expense$30,026,000105
Pre-tax net operating income$62,223,00080
Securities gains (losses)$01,715
Applicable income taxes$24,487,00071
Income before extraordinary items$37,736,00086
Extraordinary gains, net$016
Net income$37,736,00086
Minority interest net income$066
Net income of bank and minority interests.$37,736,00086
Net charge-offs$37,837,00033
Cash dividends$16,000,00090
Sale, conversion, retirement of capital stock, net$0747
Net operating income$37,736,00085
2013-12-31 (YTD Data)Rank
Total interest income$391,872,000108
Total interest expense$7,678,000405
Net interest income$384,194,00099
Provision for loan and lease losses$142,680,00033
Total noninterest income$100,955,000121
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$100,955,00091
Total noninterest expense$128,656,000195
Salaries and employee benefits$19,111,000561
Premises and equipment expense$1,837,0001,295
Additional noninterest expense$107,708,000112
Pre-tax net operating income$213,813,00090
Securities gains (losses)$03,182
Applicable income taxes$83,432,00084
Income before extraordinary items$130,381,000101
Extraordinary gains, net$029
Net income$130,381,000101
Minority interest net income$090
Net income of bank and minority interests.$130,381,000101
Net charge-offs$122,950,00042
Cash dividends$62,000,000104
Sale, conversion, retirement of capital stock, net$0924
Net operating income$130,381,000101
2013-09-30 (YTD Data)Rank
Total interest income$284,354,000109
Total interest expense$5,639,000432
Net interest income$278,715,000100
Provision for loan and lease losses$102,128,00034
Total noninterest income$75,219,000124
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$75,219,00094
Total noninterest expense$91,452,000194
Salaries and employee benefits$14,107,000575
Premises and equipment expense$1,358,0001,315
Additional noninterest expense$75,987,000115
Pre-tax net operating income$160,354,00093
Securities gains (losses)$03,040
Applicable income taxes$61,917,00085
Income before extraordinary items$98,437,00097
Extraordinary gains, net$025
Net income$98,437,00097
Minority interest net income$084
Net income of bank and minority interests.$98,437,00097
Net charge-offs$87,998,00043
Cash dividends$47,000,00093
Sale, conversion, retirement of capital stock, net$0868
Net operating income$98,437,00098
2013-06-30 (YTD Data)Rank
Total interest income$180,301,000112
Total interest expense$3,699,000444
Net interest income$176,602,000104
Provision for loan and lease losses$55,373,00038
Total noninterest income$48,761,000128
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$48,761,000103
Total noninterest expense$58,764,000201
Salaries and employee benefits$8,669,000632
Premises and equipment expense$883,0001,354
Additional noninterest expense$49,212,000119
Pre-tax net operating income$111,226,00089
Securities gains (losses)$02,791
Applicable income taxes$42,956,00080
Income before extraordinary items$68,270,00096
Extraordinary gains, net$022
Net income$68,270,00096
Minority interest net income$082
Net income of bank and minority interests.$68,270,00096
Net charge-offs$61,803,00043
Cash dividends$31,500,00083
Sale, conversion, retirement of capital stock, net$0838
Net operating income$68,270,00094
2013-03-31 (YTD Data)Rank
Total interest income$88,671,000115
Total interest expense$1,866,000450
Net interest income$86,805,000105
Provision for loan and lease losses$22,172,00041
Total noninterest income$23,505,000131
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$23,505,000104
Total noninterest expense$28,035,000214
Salaries and employee benefits$4,205,000658
Premises and equipment expense$414,0001,470
Additional noninterest expense$23,416,000124
Pre-tax net operating income$60,103,00085
Securities gains (losses)$01,966
Applicable income taxes$23,232,00075
Income before extraordinary items$36,871,00090
Extraordinary gains, net$010
Net income$36,871,00090
Minority interest net income$076
Net income of bank and minority interests.$36,871,00090
Net charge-offs$31,372,00043
Cash dividends$13,500,00075
Sale, conversion, retirement of capital stock, net$0789
Net operating income$36,871,00089
2012-12-31 (YTD Data)Rank
Total interest income$315,951,000126
Total interest expense$7,250,000584
Net interest income$308,701,000115
Provision for loan and lease losses$122,608,00046
Total noninterest income$85,319,000139
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$85,319,000113
Total noninterest expense$95,236,000252
Salaries and employee benefits$15,833,000662
Premises and equipment expense$1,678,0001,418
Additional noninterest expense$77,725,000145
Pre-tax net operating income$176,176,00095
Securities gains (losses)$03,810
Applicable income taxes$68,958,00092
Income before extraordinary items$107,218,000113
Extraordinary gains, net$029
Net income$107,218,000113
Minority interest net income$093
Net income of bank and minority interests.$107,218,000113
Net charge-offs$103,703,00054
Cash dividends$39,500,000138
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$107,218,000109
2012-09-30 (YTD Data)Rank
Total interest income$228,331,000128
Total interest expense$5,394,000621
Net interest income$222,937,000118
Provision for loan and lease losses$82,733,00050
Total noninterest income$61,322,000142
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$61,322,000113
Total noninterest expense$70,333,000252
Salaries and employee benefits$11,930,000656
Premises and equipment expense$1,278,0001,411
Additional noninterest expense$57,125,000147
Pre-tax net operating income$131,193,00099
Securities gains (losses)$03,575
Applicable income taxes$51,706,00094
Income before extraordinary items$79,487,000111
Extraordinary gains, net$020
Net income$79,487,000110
Minority interest net income$086
Net income of bank and minority interests.$79,487,000111
Net charge-offs$76,343,00056
Cash dividends$27,500,000113
Sale, conversion, retirement of capital stock, net$0952
Net operating income$79,487,000107
2012-06-30 (YTD Data)Rank
Total interest income$145,647,000134
Total interest expense$3,571,000650
Net interest income$142,076,000121
Provision for loan and lease losses$48,805,00050
Total noninterest income$39,370,000145
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$39,370,000113
Total noninterest expense$45,307,000258
Salaries and employee benefits$7,941,000652
Premises and equipment expense$864,0001,375
Additional noninterest expense$36,502,000148
Pre-tax net operating income$87,334,000100
Securities gains (losses)$03,178
Applicable income taxes$34,344,00092
Income before extraordinary items$52,990,000109
Extraordinary gains, net$019
Net income$52,990,000109
Minority interest net income$084
Net income of bank and minority interests.$52,990,000109
Net charge-offs$53,690,00055
Cash dividends$17,500,000114
Sale, conversion, retirement of capital stock, net$0928
Net operating income$52,990,000109
2012-03-31 (YTD Data)Rank
Total interest income$72,981,000137
Total interest expense$1,825,000655
Net interest income$71,156,000122
Provision for loan and lease losses$14,840,00072
Total noninterest income$18,854,000145
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$18,854,000113
Total noninterest expense$22,572,000258
Salaries and employee benefits$3,932,000666
Premises and equipment expense$436,0001,367
Additional noninterest expense$18,204,000149
Pre-tax net operating income$52,598,00095
Securities gains (losses)$02,210
Applicable income taxes$20,675,00079
Income before extraordinary items$31,923,00097
Extraordinary gains, net$019
Net income$31,923,00098
Minority interest net income$078
Net income of bank and minority interests.$31,923,00098
Net charge-offs$27,480,00058
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$31,923,00097
2011-12-31 (YTD Data)Rank
Total interest income$276,112,000141
Total interest expense$8,289,000697
Net interest income$267,823,000125
Provision for loan and lease losses$95,222,00066
Total noninterest income$72,901,000141
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$72,901,000114
Total noninterest expense$85,255,000259
Salaries and employee benefits$14,700,000669
Premises and equipment expense$1,518,0001,637
Additional noninterest expense$69,037,000148
Pre-tax net operating income$160,247,00095
Securities gains (losses)$03,838
Applicable income taxes$61,969,00092
Income before extraordinary items$98,278,000104
Extraordinary gains, net$029
Net income$98,278,000105
Minority interest net income$096
Net income of bank and minority interests.$98,278,000105
Net charge-offs$95,002,00083
Cash dividends$50,000,00084
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$98,278,000101
2011-09-30 (YTD Data)Rank
Total interest income$200,369,000147
Total interest expense$6,328,000715
Net interest income$194,041,000129
Provision for loan and lease losses$65,415,00067
Total noninterest income$54,000,000141
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$54,000,000110
Total noninterest expense$63,440,000257
Salaries and employee benefits$11,365,000648
Premises and equipment expense$1,148,0001,634
Additional noninterest expense$50,927,000149
Pre-tax net operating income$119,186,000100
Securities gains (losses)$03,555
Applicable income taxes$47,021,00090
Income before extraordinary items$72,165,000106
Extraordinary gains, net$021
Net income$72,165,000107
Minority interest net income$087
Net income of bank and minority interests.$72,165,000107
Net charge-offs$70,885,00081
Cash dividends$50,000,00054
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$72,165,000104
2011-06-30 (YTD Data)Rank
Total interest income$125,976,000153
Total interest expense$4,288,000738
Net interest income$121,688,000138
Provision for loan and lease losses$35,833,00085
Total noninterest income$35,844,000143
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$35,844,000117
Total noninterest expense$40,960,000274
Salaries and employee benefits$7,528,000654
Premises and equipment expense$772,0001,642
Additional noninterest expense$32,660,000158
Pre-tax net operating income$80,739,000101
Securities gains (losses)$02,914
Applicable income taxes$31,784,00088
Income before extraordinary items$48,955,000108
Extraordinary gains, net$015
Net income$48,955,000108
Minority interest net income$089
Net income of bank and minority interests.$48,955,000108
Net charge-offs$51,213,00086
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$48,955,000108
2011-03-31 (YTD Data)Rank
Total interest income$63,120,000157
Total interest expense$2,208,000749
Net interest income$60,912,000140
Provision for loan and lease losses$23,191,00081
Total noninterest income$14,752,000167
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$14,752,000134
Total noninterest expense$19,929,000278
Salaries and employee benefits$3,514,000713
Premises and equipment expense$394,0001,629
Additional noninterest expense$16,021,000160
Pre-tax net operating income$32,544,000109
Securities gains (losses)$01,772
Applicable income taxes$12,833,00097
Income before extraordinary items$19,711,000121
Extraordinary gains, net$09
Net income$19,711,000121
Minority interest net income$086
Net income of bank and minority interests.$19,711,000121
Net charge-offs$28,591,00082
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$19,711,000117
2010-12-31 (YTD Data)Rank
Total interest income$222,698,000165
Total interest expense$12,922,000613
Net interest income$209,776,000149
Provision for loan and lease losses$108,271,000103
Total noninterest income$52,827,000192
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$52,827,000151
Total noninterest expense$77,410,000281
Salaries and employee benefits$13,320,000725
Premises and equipment expense$1,748,0001,469
Additional noninterest expense$62,342,000172
Pre-tax net operating income$76,922,000130
Securities gains (losses)$03,793
Applicable income taxes$29,708,000114
Income before extraordinary items$47,214,000148
Extraordinary gains, net$029
Net income$47,214,000148
Minority interest net income$0111
Net income of bank and minority interests.$47,214,000148
Net charge-offs$178,341,00074
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$47,214,000143
2010-09-30 (YTD Data)Rank
Total interest income$161,533,000167
Total interest expense$10,359,000595
Net interest income$151,174,000149
Provision for loan and lease losses$84,369,000103
Total noninterest income$37,578,000189
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$37,578,000150
Total noninterest expense$60,738,000264
Salaries and employee benefits$9,475,000760
Premises and equipment expense$1,360,0001,432
Additional noninterest expense$49,903,000160
Pre-tax net operating income$43,645,000154
Securities gains (losses)$03,651
Applicable income taxes$17,024,000128
Income before extraordinary items$26,621,000173
Extraordinary gains, net$023
Net income$26,621,000173
Minority interest net income$0110
Net income of bank and minority interests.$26,621,000174
Net charge-offs$143,604,00071
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$26,621,000170
2010-06-30 (YTD Data)Rank
Total interest income$107,502,000171
Total interest expense$7,232,000587
Net interest income$100,270,000149
Provision for loan and lease losses$63,645,000101
Total noninterest income$24,692,000188
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$24,692,000148
Total noninterest expense$38,349,000280
Salaries and employee benefits$6,147,000784
Premises and equipment expense$917,0001,438
Additional noninterest expense$31,285,000169
Pre-tax net operating income$22,968,000162
Securities gains (losses)$03,184
Applicable income taxes$9,112,000136
Income before extraordinary items$13,856,000185
Extraordinary gains, net$019
Net income$13,856,000185
Minority interest net income$0105
Net income of bank and minority interests.$13,856,000185
Net charge-offs$101,690,00068
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$13,856,000179
2010-03-31 (YTD Data)Rank
Total interest income$57,843,000167
Total interest expense$3,818,000585
Net interest income$54,025,000144
Provision for loan and lease losses$38,495,000100
Total noninterest income$12,511,000198
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$12,511,000157
Total noninterest expense$19,484,000276
Salaries and employee benefits$3,044,000808
Premises and equipment expense$472,0001,448
Additional noninterest expense$15,968,000164
Pre-tax net operating income$8,557,000188
Securities gains (losses)$02,284
Applicable income taxes$3,531,000158
Income before extraordinary items$5,026,000222
Extraordinary gains, net$016
Net income$5,026,000223
Minority interest net income$091
Net income of bank and minority interests.$5,026,000224
Net charge-offs$55,335,00072
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$5,026,000218
2009-12-31 (YTD Data)Rank
Total interest income$281,070,000149
Total interest expense$22,733,000492
Net interest income$258,337,000114
Provision for loan and lease losses$221,606,00088
Total noninterest income$57,204,000182
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$57,204,000143
Total noninterest expense$83,547,000277
Salaries and employee benefits$10,822,000911
Premises and equipment expense$2,004,0001,355
Additional noninterest expense$70,721,000174
Pre-tax net operating income$10,388,000405
Securities gains (losses)$03,754
Applicable income taxes$4,295,000298
Income before extraordinary items$6,093,000559
Extraordinary gains, net$034
Net income$6,093,000559
Minority interest net income$0115
Net income of bank and minority interests.$6,093,000560
Net charge-offs$225,971,00068
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,093,000560
2009-09-30 (YTD Data)Rank
Total interest income$204,109,000158
Total interest expense$18,269,000491
Net interest income$185,840,000127
Provision for loan and lease losses$163,538,00090
Total noninterest income$44,089,000176
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$44,089,000140
Total noninterest expense$63,358,000279
Salaries and employee benefits$7,880,000951
Premises and equipment expense$1,537,0001,335
Additional noninterest expense$53,941,000169
Pre-tax net operating income$3,033,0001,079
Securities gains (losses)$03,497
Applicable income taxes$1,418,000631
Income before extraordinary items$1,615,0001,657
Extraordinary gains, net$027
Net income$1,615,0001,655
Minority interest net income$0118
Net income of bank and minority interests.$1,615,0001,657
Net charge-offs$168,093,00071
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,615,0001,614
2009-06-30 (YTD Data)Rank
Total interest income$127,613,000168
Total interest expense$13,211,000490
Net interest income$114,402,000139
Provision for loan and lease losses$108,816,00091
Total noninterest income$30,991,000176
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$30,991,000138
Total noninterest expense$42,487,000280
Salaries and employee benefits$4,882,0001,044
Premises and equipment expense$1,052,0001,323
Additional noninterest expense$36,553,000174
Pre-tax net operating income$-5,910,0007,786
Securities gains (losses)$03,136
Applicable income taxes$-2,073,0007,904
Income before extraordinary items$-3,837,0007,711
Extraordinary gains, net$021
Net income$-3,837,0007,710
Minority interest net income$0112
Net income of bank and minority interests.$-3,837,0007,710
Net charge-offs$116,786,00069
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,837,0007,718
2009-03-31 (YTD Data)Rank
Total interest income$62,402,000180
Total interest expense$7,203,000456
Net interest income$55,199,000139
Provision for loan and lease losses$51,916,00097
Total noninterest income$13,270,000187
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$13,270,000148
Total noninterest expense$21,607,000263
Salaries and employee benefits$3,016,000843
Premises and equipment expense$551,0001,297
Additional noninterest expense$18,040,000164
Pre-tax net operating income$-5,054,0008,031
Securities gains (losses)$02,434
Applicable income taxes$-1,835,0008,078
Income before extraordinary items$-3,219,0007,988
Extraordinary gains, net$015
Net income$-3,219,0007,989
Minority interest net income$0102
Net income of bank and minority interests.$-3,219,0007,989
Net charge-offs$57,536,00066
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,219,0007,991
2008-12-31 (YTD Data)Rank
Total interest income$268,897,000179
Total interest expense$36,451,000442
Net interest income$232,446,000131
Provision for loan and lease losses$205,290,00075
Total noninterest income$57,467,000165
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$57,467,000133
Total noninterest expense$92,371,000251
Salaries and employee benefits$12,957,000768
Premises and equipment expense$2,152,0001,274
Additional noninterest expense$77,262,000167
Pre-tax net operating income$-7,748,0007,927
Securities gains (losses)$03,220
Applicable income taxes$-3,982,0008,060
Income before extraordinary items$-3,766,0007,708
Extraordinary gains, net$039
Net income$-3,766,0007,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,450,00059
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,766,0007,779
2008-09-30 (YTD Data)Rank
Total interest income$197,881,000189
Total interest expense$27,635,000465
Net interest income$170,246,000140
Provision for loan and lease losses$141,839,00079
Total noninterest income$43,917,000173
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$43,917,000140
Total noninterest expense$71,759,000240
Salaries and employee benefits$10,283,000738
Premises and equipment expense$1,633,0001,262
Additional noninterest expense$59,843,000150
Pre-tax net operating income$565,0004,741
Securities gains (losses)$03,106
Applicable income taxes$413,0002,118
Income before extraordinary items$152,0005,933
Extraordinary gains, net$031
Net income$152,0005,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,574,00063
Cash dividends$10,000,000230
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$152,0006,105
2008-06-30 (YTD Data)Rank
Total interest income$129,202,000194
Total interest expense$18,766,000473
Net interest income$110,436,000138
Provision for loan and lease losses$92,648,00078
Total noninterest income$29,505,000178
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$29,505,000148
Total noninterest expense$48,744,000236
Salaries and employee benefits$6,832,000746
Premises and equipment expense$1,062,0001,293
Additional noninterest expense$40,850,000146
Pre-tax net operating income$-1,451,0008,068
Securities gains (losses)$03,233
Applicable income taxes$-341,0008,096
Income before extraordinary items$-1,110,0008,027
Extraordinary gains, net$021
Net income$-1,110,0008,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,633,00061
Cash dividends$10,000,000179
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,110,0008,017
2008-03-31 (YTD Data)Rank
Total interest income$67,939,000195
Total interest expense$9,780,000479
Net interest income$58,159,000135
Provision for loan and lease losses$43,133,00073
Total noninterest income$14,424,000181
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$14,424,000145
Total noninterest expense$23,932,000241
Salaries and employee benefits$3,383,000757
Premises and equipment expense$512,0001,353
Additional noninterest expense$20,037,000140
Pre-tax net operating income$5,518,000367
Securities gains (losses)$02,688
Applicable income taxes$2,252,000307
Income before extraordinary items$3,266,000459
Extraordinary gains, net$015
Net income$3,266,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,533,00056
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,266,000441
2007-12-31 (YTD Data)Rank
Total interest income$260,228,000203
Total interest expense$35,175,000574
Net interest income$225,053,000131
Provision for loan and lease losses$149,145,00052
Total noninterest income$74,118,000151
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$74,118,000117
Total noninterest expense$94,219,000234
Salaries and employee benefits$12,596,000778
Premises and equipment expense$1,980,0001,335
Additional noninterest expense$79,643,000135
Pre-tax net operating income$55,807,000212
Securities gains (losses)$02,146
Applicable income taxes$21,781,000183
Income before extraordinary items$34,026,000242
Extraordinary gains, net$039
Net income$34,026,000239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,565,00052
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$34,026,000240
2007-09-30 (YTD Data)Rank
Total interest income$183,786,000207
Total interest expense$25,113,000602
Net interest income$158,673,000136
Provision for loan and lease losses$93,510,00047
Total noninterest income$57,562,000151
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$57,562,000117
Total noninterest expense$74,548,000220
Salaries and employee benefits$9,671,000758
Premises and equipment expense$1,481,0001,325
Additional noninterest expense$63,396,000122
Pre-tax net operating income$48,177,000201
Securities gains (losses)$01,655
Applicable income taxes$18,277,000182
Income before extraordinary items$29,900,000227
Extraordinary gains, net$033
Net income$29,900,000225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,175,00049
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$29,900,000222
2007-06-30 (YTD Data)Rank
Total interest income$115,576,000231
Total interest expense$15,799,000638
Net interest income$99,777,000155
Provision for loan and lease losses$48,718,00051
Total noninterest income$40,626,000154
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$40,626,000122
Total noninterest expense$49,088,000231
Salaries and employee benefits$6,446,000779
Premises and equipment expense$977,0001,356
Additional noninterest expense$41,665,000133
Pre-tax net operating income$42,597,000177
Securities gains (losses)$01,444
Applicable income taxes$16,020,000167
Income before extraordinary items$26,577,000190
Extraordinary gains, net$029
Net income$26,577,000190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,918,00050
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$26,577,000188
2007-03-31 (YTD Data)Rank
Total interest income$57,877,000231
Total interest expense$7,775,000643
Net interest income$50,102,000151
Provision for loan and lease losses$16,745,00056
Total noninterest income$13,978,000187
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$13,978,000148
Total noninterest expense$23,861,000232
Salaries and employee benefits$3,323,000753
Premises and equipment expense$486,0001,383
Additional noninterest expense$20,052,000128
Pre-tax net operating income$23,474,000163
Securities gains (losses)$01,187
Applicable income taxes$8,828,000157
Income before extraordinary items$14,646,000171
Extraordinary gains, net$022
Net income$14,646,000170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,870,00046
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$14,646,000170
2006-12-31 (YTD Data)Rank
Total interest income$210,989,000231
Total interest expense$24,088,000704
Net interest income$186,901,000156
Provision for loan and lease losses$90,646,00035
Total noninterest income$61,966,000173
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$61,966,000134
Total noninterest expense$90,308,000233
Salaries and employee benefits$11,394,000851
Premises and equipment expense$1,886,0001,367
Additional noninterest expense$77,028,000134
Pre-tax net operating income$67,913,000213
Securities gains (losses)$01,687
Applicable income taxes$25,545,000190
Income before extraordinary items$42,368,000225
Extraordinary gains, net$051
Net income$42,368,000224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,276,00052
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$42,368,000224
2006-09-30 (YTD Data)Rank
Total interest income$150,733,000248
Total interest expense$16,581,000748
Net interest income$134,152,000170
Provision for loan and lease losses$60,400,00043
Total noninterest income$43,468,000189
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$43,468,000150
Total noninterest expense$66,490,000249
Salaries and employee benefits$8,411,000871
Premises and equipment expense$1,405,0001,386
Additional noninterest expense$56,674,000142
Pre-tax net operating income$50,730,000230
Securities gains (losses)$01,388
Applicable income taxes$19,084,000210
Income before extraordinary items$31,646,000245
Extraordinary gains, net$045
Net income$31,646,000245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,985,00056
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$31,646,000244
2006-06-30 (YTD Data)Rank
Total interest income$93,835,000258
Total interest expense$9,972,000780
Net interest income$83,863,000189
Provision for loan and lease losses$32,008,00047
Total noninterest income$28,642,000198
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$28,642,000154
Total noninterest expense$43,658,000252
Salaries and employee benefits$5,621,000877
Premises and equipment expense$930,0001,390
Additional noninterest expense$37,107,000149
Pre-tax net operating income$36,839,000219
Securities gains (losses)$01,185
Applicable income taxes$13,856,000201
Income before extraordinary items$22,983,000238
Extraordinary gains, net$039
Net income$22,983,000239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,578,00055
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$22,983,000234
2006-03-31 (YTD Data)Rank
Total interest income$45,208,000257
Total interest expense$4,763,000774
Net interest income$40,445,000191
Provision for loan and lease losses$10,520,00060
Total noninterest income$13,425,000205
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$13,425,000159
Total noninterest expense$21,505,000256
Salaries and employee benefits$2,817,000873
Premises and equipment expense$474,0001,370
Additional noninterest expense$18,214,000149
Pre-tax net operating income$21,845,000194
Securities gains (losses)$0955
Applicable income taxes$8,216,000180
Income before extraordinary items$13,629,000206
Extraordinary gains, net$021
Net income$13,629,000206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,975,00055
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$13,629,000202
2005-12-31 (YTD Data)Rank
Total interest income$159,781,000257
Total interest expense$14,193,000801
Net interest income$145,588,000200
Provision for loan and lease losses$47,299,00059
Total noninterest income$46,339,000232
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$46,339,000174
Total noninterest expense$89,130,000241
Salaries and employee benefits$9,832,000927
Premises and equipment expense$1,507,0001,619
Additional noninterest expense$77,791,000142
Pre-tax net operating income$55,498,000256
Securities gains (losses)$02,296
Applicable income taxes$20,630,000233
Income before extraordinary items$34,868,000271
Extraordinary gains, net$046
Net income$34,868,000272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,764,00059
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$34,868,000269
2005-09-30 (YTD Data)Rank
Total interest income$116,679,000257
Total interest expense$9,708,000826
Net interest income$106,971,000202
Provision for loan and lease losses$28,314,00063
Total noninterest income$34,196,000235
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$34,196,000181
Total noninterest expense$66,519,000239
Salaries and employee benefits$7,244,000929
Premises and equipment expense$1,063,0001,711
Additional noninterest expense$58,212,000143
Pre-tax net operating income$46,334,000238
Securities gains (losses)$02,317
Applicable income taxes$17,406,000223
Income before extraordinary items$28,928,000253
Extraordinary gains, net$035
Net income$28,928,000254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,984,00059
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$28,928,000249
2005-06-30 (YTD Data)Rank
Total interest income$72,290,000266
Total interest expense$5,839,000855
Net interest income$66,451,000208
Provision for loan and lease losses$11,642,00079
Total noninterest income$21,624,000239
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$21,624,000186
Total noninterest expense$37,330,000269
Salaries and employee benefits$4,743,000945
Premises and equipment expense$659,0001,813
Additional noninterest expense$31,928,000161
Pre-tax net operating income$39,103,000207
Securities gains (losses)$02,146
Applicable income taxes$14,684,000190
Income before extraordinary items$24,419,000224
Extraordinary gains, net$030
Net income$24,419,000224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,897,00060
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$24,419,000218
2005-03-31 (YTD Data)Rank
Total interest income$34,836,000268
Total interest expense$2,720,000868
Net interest income$32,116,000212
Provision for loan and lease losses$-1,380,0008,904
Total noninterest income$9,873,000245
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$9,873,000194
Total noninterest expense$17,305,000287
Salaries and employee benefits$2,314,000966
Premises and equipment expense$312,0001,915
Additional noninterest expense$14,679,000169
Pre-tax net operating income$26,064,000173
Securities gains (losses)$01,685
Applicable income taxes$9,818,000163
Income before extraordinary items$16,246,000185
Extraordinary gains, net$024
Net income$16,246,000185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,575,00058
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$16,246,000179
2004-12-31 (YTD Data)Rank
Total interest income$119,692,000286
Total interest expense$8,848,000918
Net interest income$110,844,000232
Provision for loan and lease losses$50,399,00064
Total noninterest income$32,198,000279
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,0007,843
Trading account gains and fees$0138
Additional Noninterest Income$32,194,000224
Total noninterest expense$58,485,000326
Salaries and employee benefits$8,035,0001,075
Premises and equipment expense$1,164,0001,978
Additional noninterest expense$49,286,000191
Pre-tax net operating income$34,158,000340
Securities gains (losses)$03,819
Applicable income taxes$13,096,000316
Income before extraordinary items$21,062,000377
Extraordinary gains, net$034
Net income$21,062,000379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,874,00067
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$21,062,000363
2004-09-30 (YTD Data)Rank
Total interest income$87,645,000289
Total interest expense$6,358,000940
Net interest income$81,287,000237
Provision for loan and lease losses$35,375,00069
Total noninterest income$22,514,000298
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$5,0007,853
Trading account gains and fees$0134
Additional Noninterest Income$22,509,000233
Total noninterest expense$41,893,000329
Salaries and employee benefits$5,937,0001,085
Premises and equipment expense$871,0001,989
Additional noninterest expense$35,085,000199
Pre-tax net operating income$26,533,000327
Securities gains (losses)$03,710
Applicable income taxes$10,000,000311
Income before extraordinary items$16,533,000363
Extraordinary gains, net$026
Net income$16,533,000364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,035,00069
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$16,533,000349
2004-06-30 (YTD Data)Rank
Total interest income$55,472,000292
Total interest expense$4,034,000976
Net interest income$51,438,000241
Provision for loan and lease losses$26,537,00062
Total noninterest income$14,444,000307
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$5,0007,870
Trading account gains and fees$0130
Additional Noninterest Income$14,439,000240
Total noninterest expense$26,826,000342
Salaries and employee benefits$3,828,0001,122
Premises and equipment expense$547,0002,089
Additional noninterest expense$22,451,000203
Pre-tax net operating income$12,519,000413
Securities gains (losses)$03,413
Applicable income taxes$4,832,000388
Income before extraordinary items$7,687,000462
Extraordinary gains, net$021
Net income$7,687,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,292,00066
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,687,000445
2004-03-31 (YTD Data)Rank
Total interest income$28,026,000298
Total interest expense$2,004,0001,001
Net interest income$26,022,000240
Provision for loan and lease losses$13,124,00064
Total noninterest income$7,022,000307
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$23,0006,604
Trading account gains and fees$0121
Additional Noninterest Income$6,999,000241
Total noninterest expense$13,305,000345
Salaries and employee benefits$1,941,0001,123
Premises and equipment expense$277,0002,092
Additional noninterest expense$11,087,000200
Pre-tax net operating income$6,615,000394
Securities gains (losses)$02,934
Applicable income taxes$2,546,000376
Income before extraordinary items$4,069,000452
Extraordinary gains, net$016
Net income$4,069,000451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,254,00067
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,069,000420
2003-12-31 (YTD Data)Rank
Total interest income$109,436,000303
Total interest expense$7,866,0001,139
Net interest income$101,570,000240
Provision for loan and lease losses$49,490,00081
Total noninterest income$25,336,000346
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$196,0005,306
Trading account gains and fees$0160
Additional Noninterest Income$25,140,000262
Total noninterest expense$51,426,000363
Salaries and employee benefits$6,955,0001,227
Premises and equipment expense$1,176,0001,943
Additional noninterest expense$43,295,000213
Pre-tax net operating income$25,990,000392
Securities gains (losses)$04,500
Applicable income taxes$9,683,000381
Income before extraordinary items$16,307,000441
Extraordinary gains, net$054
Net income$16,307,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,380,00065
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,307,000420
2003-09-30 (YTD Data)Rank
Total interest income$83,643,000311
Total interest expense$6,016,0001,162
Net interest income$77,627,000238
Provision for loan and lease losses$31,739,00099
Total noninterest income$18,479,000365
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$160,0005,152
Trading account gains and fees$0153
Additional Noninterest Income$18,319,000279
Total noninterest expense$37,921,000373
Salaries and employee benefits$5,285,0001,230
Premises and equipment expense$864,0001,981
Additional noninterest expense$31,772,000214
Pre-tax net operating income$26,446,000322
Securities gains (losses)$04,204
Applicable income taxes$10,127,000315
Income before extraordinary items$16,319,000377
Extraordinary gains, net$040
Net income$16,319,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,264,00063
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$16,319,000343
2003-06-30 (YTD Data)Rank
Total interest income$54,782,000322
Total interest expense$4,179,0001,144
Net interest income$50,603,000246
Provision for loan and lease losses$14,357,000121
Total noninterest income$12,042,000370
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$100,0005,280
Trading account gains and fees$0150
Additional Noninterest Income$11,942,000281
Total noninterest expense$25,172,000378
Salaries and employee benefits$3,446,0001,250
Premises and equipment expense$598,0001,911
Additional noninterest expense$21,128,000210
Pre-tax net operating income$23,116,000270
Securities gains (losses)$03,782
Applicable income taxes$8,700,000266
Income before extraordinary items$14,416,000305
Extraordinary gains, net$030
Net income$14,416,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,247,00061
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$14,416,000279
2003-03-31 (YTD Data)Rank
Total interest income$29,442,000308
Total interest expense$2,251,0001,087
Net interest income$27,191,000235
Provision for loan and lease losses$5,314,000138
Total noninterest income$6,110,000373
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$53,0005,050
Trading account gains and fees$0134
Additional Noninterest Income$6,057,000287
Total noninterest expense$12,989,000367
Salaries and employee benefits$1,726,0001,243
Premises and equipment expense$299,0001,917
Additional noninterest expense$10,964,000208
Pre-tax net operating income$14,998,000225
Securities gains (losses)$02,891
Applicable income taxes$5,645,000229
Income before extraordinary items$9,353,000257
Extraordinary gains, net$021
Net income$9,353,000257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,789,00063
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$9,353,000236
2002-12-31 (YTD Data)Rank
Total interest income$112,008,000333
Total interest expense$9,524,0001,181
Net interest income$102,484,000249
Provision for loan and lease losses$69,822,00079
Total noninterest income$25,788,000340
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$335,0003,987
Trading account gains and fees$0153
Additional Noninterest Income$25,453,000262
Total noninterest expense$50,998,000365
Salaries and employee benefits$5,758,0001,417
Premises and equipment expense$1,115,0001,979
Additional noninterest expense$44,125,000210
Pre-tax net operating income$7,452,0001,131
Securities gains (losses)$04,537
Applicable income taxes$1,802,0001,412
Income before extraordinary items$5,650,0001,110
Extraordinary gains, net$070
Net income$5,650,0001,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,837,00082
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,650,0001,069
2001-12-31 (YTD Data)Rank
Total interest income$84,327,000449
Total interest expense$12,548,0001,300
Net interest income$71,779,000311
Provision for loan and lease losses$45,321,000109
Total noninterest income$30,730,000298
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$85,0006,877
Trading account gains and fees$0177
Additional Noninterest Income$30,645,000242
Total noninterest expense$42,013,000413
Salaries and employee benefits$4,081,0001,832
Premises and equipment expense$842,0002,503
Additional noninterest expense$37,090,000244
Pre-tax net operating income$15,175,000533
Securities gains (losses)$04,612
Applicable income taxes$5,609,000505
Income before extraordinary items$9,566,000590
Extraordinary gains, net$0105
Net income$9,566,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,294,00090
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,566,000560
2000-12-31 (YTD Data)Rank
Total interest income$92,501,000434
Total interest expense$13,345,0001,305
Net interest income$79,156,000288
Provision for loan and lease losses$66,360,00074
Total noninterest income$32,526,000279
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$32,526,000214
Total noninterest expense$34,665,000467
Salaries and employee benefits$2,634,0002,706
Premises and equipment expense$422,0004,336
Additional noninterest expense$31,609,000259
Pre-tax net operating income$10,657,000742
Securities gains (losses)$01,956
Applicable income taxes$3,981,000651
Income before extraordinary items$6,676,000807
Extraordinary gains, net$038
Net income$6,676,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,460,00086
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,676,000803
1999-12-31 (YTD Data)Rank
Total interest income$47,691,000727
Total interest expense$7,995,0001,870
Net interest income$39,696,000499
Provision for loan and lease losses$52,891,00067
Total noninterest income$22,616,000367
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$22,616,000282
Total noninterest expense$18,762,000799
Salaries and employee benefits$1,295,0004,889
Premises and equipment expense$214,0006,582
Additional noninterest expense$17,253,000406
Pre-tax net operating income$-9,341,00010,224
Securities gains (losses)$03,155
Applicable income taxes$-3,282,00010,210
Income before extraordinary items$-6,059,00010,205
Extraordinary gains, net$-223,00010,208
Net income$-6,282,00010,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,705,000230
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-6,059,00010,200
1998-12-31 (YTD Data)Rank
Total interest income$3,958,0006,518
Total interest expense$789,0008,973
Net interest income$3,169,0004,947
Provision for loan and lease losses$1,409,000737
Total noninterest income$1,012,0003,049
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$1,012,0001,840
Total noninterest expense$2,649,0004,571
Salaries and employee benefits$690,0007,243
Premises and equipment expense$178,0007,088
Additional noninterest expense$1,781,0002,347
Pre-tax net operating income$123,0009,315
Securities gains (losses)$04,449
Applicable income taxes$-88,00010,204
Income before extraordinary items$211,0008,541
Extraordinary gains, net$032
Net income$211,0008,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,0001,235
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$211,0008,460
1997-12-31 (YTD Data)Rank
Total interest income$234,00010,823
Total interest expense$5,00010,882
Net interest income$229,00010,757
Provision for loan and lease losses$08,829
Total noninterest income$51,00010,261
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$51,0008,389
Total noninterest expense$643,0009,584
Salaries and employee benefits$247,00010,289
Premises and equipment expense$84,0009,342
Additional noninterest expense$312,0008,207
Pre-tax net operating income$-363,00010,677
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-363,00010,706
Extraordinary gains, net$044
Net income$-363,00010,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$15,000,00055
Net operating income$-363,00010,687

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.