Home > Meritrust Federal Savings Bank > Assets and Liabilities
Meritrust Federal Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 102 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $233,803,000 | 1,950 |
| Cash and due from depository institutions | $18,860,000 | 1,719 |
| Interest-bearing balances | $15,819,000 | 258 |
| Securities | $83,629,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $121,742,000 | 2,292 |
| Loan loss allowance | $295,000 | 7,635 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,691,000 | 1,687 |
| Other real estate owned | $315,000 | 1,719 |
| Goodwill and other intangibles | $72,000 | 2,754 |
| All other assets | $4,494,000 | 1,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,803,000 | 1,950 |
| Total liabilities | $213,940,000 | 1,926 |
| Total deposits | $211,330,000 | 1,778 |
| Interest-bearing deposits | $203,741,000 | 1,583 |
| Deposits held in domestic offices | $211,330,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,610,000 | 1,630 |
| Total equity capital | $19,863,000 | 2,240 |
| Total bank equity capital | $19,863,000 | 2,240 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $774,000 | 3,942 |
| Surplus | $4,756,000 | 2,912 |
| Undivided profits | $14,333,000 | 1,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 6,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $666,000 | 3,541 |
| Earning assets | $221,190,000 | 1,892 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $230,156,200 | 1,884 |
| Average Assets, quarterly | $233,557,000 | 1,922 |
| Volatile liabilities | $18,702,000 | 3,170 |
| Insider loans | $537,000 | 5,223 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,610,000 | 4,102 |
| Tier 1 (core) risk-based capital | $19,392,000 | 2,202 |
| Tier 2 risk-based capital | $295,000 | 7,119 |
| Total risk weighted assets | $107,142,000 | 2,605 |
| Total unused commitments | $7,610,000 | 4,104 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 92 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $226,591,000 | 2,071 |
| Cash and due from depository institutions | $7,718,000 | 2,033 |
| Interest-bearing balances | $5,029,000 | 753 |
| Securities | $92,543,000 | 1,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $116,487,000 | 2,413 |
| Loan loss allowance | $670,000 | 4,824 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,908,000 | 1,618 |
| Other real estate owned | $458,000 | 2,033 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,477,000 | 1,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,591,000 | 2,071 |
| Total liabilities | $209,066,000 | 2,021 |
| Total deposits | $206,718,000 | 1,881 |
| Interest-bearing deposits | $199,663,000 | 1,673 |
| Deposits held in domestic offices | $206,718,000 | 1,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,348,000 | 1,789 |
| Total equity capital | $17,525,000 | 2,559 |
| Total bank equity capital | $17,525,000 | 2,559 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $774,000 | 4,204 |
| Surplus | $4,756,000 | 2,983 |
| Undivided profits | $11,995,000 | 2,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 6,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $634,000 | 3,639 |
| Earning assets | $214,059,000 | 2,008 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $226,808,600 | 1,995 |
| Average Assets, quarterly | $228,824,500 | 2,030 |
| Volatile liabilities | $11,525,000 | 4,418 |
| Insider loans | $571,000 | 5,166 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,722,000 | 6,689 |
| Tier 1 (core) risk-based capital | $17,219,000 | 2,526 |
| Tier 2 risk-based capital | $465,000 | 5,550 |
| Total risk weighted assets | $102,752,000 | 2,718 |
| Total unused commitments | $2,722,000 | 6,702 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 87 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $220,855,000 | 2,143 |
| Cash and due from depository institutions | $10,134,000 | 2,232 |
| Interest-bearing balances | $7,383,000 | 649 |
| Securities | $90,508,000 | 1,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $110,308,000 | 2,487 |
| Loan loss allowance | $657,000 | 4,957 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,141,000 | 1,505 |
| Other real estate owned | $305,000 | 2,232 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,459,000 | 1,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,855,000 | 2,143 |
| Total liabilities | $204,415,000 | 2,086 |
| Total deposits | $202,551,000 | 1,939 |
| Interest-bearing deposits | $196,349,000 | 1,727 |
| Deposits held in domestic offices | $202,551,000 | 1,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,864,000 | 2,229 |
| Total equity capital | $16,440,000 | 2,715 |
| Total bank equity capital | $16,440,000 | 2,715 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $774,000 | 4,408 |
| Surplus | $4,756,000 | 2,989 |
| Undivided profits | $10,910,000 | 2,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 7,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $632,000 | 3,787 |
| Earning assets | $208,199,000 | 2,094 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $218,933,600 | 2,073 |
| Average Assets, quarterly | $219,917,500 | 2,132 |
| Volatile liabilities | $12,652,000 | 3,835 |
| Insider loans | $626,000 | 5,003 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,471,000 | 8,178 |
| Tier 1 (core) risk-based capital | $16,273,000 | 2,636 |
| Tier 2 risk-based capital | $536,000 | 4,999 |
| Total risk weighted assets | $89,185,000 | 3,009 |
| Total unused commitments | $1,471,000 | 8,191 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 91 | 2,215 |
| Assets and Liabilities | ||
| Total Assets: | $215,402,000 | 2,147 |
| Cash and due from depository institutions | $5,907,000 | 2,215 |
| Interest-bearing balances | $3,105,000 | 1,129 |
| Securities | $95,289,000 | 1,357 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $104,315,000 | 2,573 |
| Loan loss allowance | $742,000 | 4,621 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,249,000 | 1,412 |
| Other real estate owned | $410,000 | 2,215 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,232,000 | 1,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,402,000 | 2,147 |
| Total liabilities | $200,743,000 | 2,089 |
| Total deposits | $199,092,000 | 1,922 |
| Interest-bearing deposits | $194,118,000 | 1,702 |
| Deposits held in domestic offices | $199,092,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,651,000 | 2,081 |
| Total equity capital | $14,659,000 | 2,786 |
| Total bank equity capital | $14,659,000 | 2,786 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $774,000 | 4,616 |
| Surplus | $4,756,000 | 2,887 |
| Undivided profits | $9,129,000 | 2,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $542,000 | 3,872 |
| Earning assets | $202,709,000 | 2,085 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $222,998,400 | 2,010 |
| Average Assets, quarterly | $217,975,000 | 2,103 |
| Volatile liabilities | $9,870,000 | 4,390 |
| Insider loans | $685,000 | 4,735 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,264,000 | 8,623 |
| Tier 1 (core) risk-based capital | $14,492,000 | 2,839 |
| Tier 2 risk-based capital | $535,000 | 4,997 |
| Total risk weighted assets | $83,615,000 | 3,136 |
| Total unused commitments | $1,264,000 | 8,635 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 85 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $222,504,000 | 2,096 |
| Cash and due from depository institutions | $22,142,000 | 2,463 |
| Interest-bearing balances | $19,286,000 | 324 |
| Securities | $79,360,000 | 1,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $110,849,000 | 2,375 |
| Loan loss allowance | $846,000 | 4,274 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,461,000 | 1,346 |
| Other real estate owned | $365,000 | 2,463 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,327,000 | 1,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,504,000 | 2,096 |
| Total liabilities | $209,580,000 | 2,027 |
| Total deposits | $207,744,000 | 1,894 |
| Interest-bearing deposits | $202,471,000 | 1,708 |
| Deposits held in domestic offices | $207,744,000 | 1,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,836,000 | 1,943 |
| Total equity capital | $12,924,000 | 3,140 |
| Total bank equity capital | $12,924,000 | 3,140 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $774,000 | 4,796 |
| Surplus | $4,756,000 | 2,824 |
| Undivided profits | $7,394,000 | 3,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,019,000 | 3,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $542,000 | 3,406 |
| Earning assets | $209,495,000 | 2,052 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $226,807,000 | 1,986 |
| Average Assets, quarterly | $223,376,500 | 2,061 |
| Volatile liabilities | $10,494,000 | 3,957 |
| Insider loans | $518,000 | 5,596 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $574,000 | 10,323 |
| Tier 1 (core) risk-based capital | $12,824,000 | 3,083 |
| Tier 2 risk-based capital | $579,000 | 4,648 |
| Total risk weighted assets | $87,652,000 | 2,950 |
| Total unused commitments | $574,000 | 10,342 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $38,639,000 | 9,182 |
| Cash and due from depository institutions | $5,573,000 | 11,407 |
| Interest-bearing balances | $5,354,000 | 1,350 |
| Securities | $15,510,000 | 7,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $16,429,000 | 9,796 |
| Loan loss allowance | $211,000 | 10,296 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $480,000 | 9,052 |
| Other real estate owned | $96,000 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $551,000 | 9,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,639,000 | 9,182 |
| Total liabilities | $35,608,000 | 9,098 |
| Total deposits | $35,214,000 | 8,993 |
| Interest-bearing deposits | $34,391,000 | 8,353 |
| Deposits held in domestic offices | $35,214,000 | 8,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $394,000 | 6,883 |
| Total equity capital | $3,031,000 | 9,691 |
| Total bank equity capital | $3,031,000 | 9,691 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $110,000 | 10,441 |
| Surplus | $842,000 | 9,022 |
| Undivided profits | $2,079,000 | 7,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 5,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $38,000 | 13,257 |
| Earning assets | $37,293,000 | 8,858 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $37,747,600 | 9,125 |
| Average Assets, quarterly | $37,855,500 | 9,226 |
| Volatile liabilities | $5,971,000 | 5,904 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $3,003,000 | 9,673 |
| Tier 2 risk-based capital | $169,000 | 10,169 |
| Total risk weighted assets | $13,512,000 | 11,043 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |