Home > Merit Bank > Income and Expense
Merit Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 3,935 |
| Total interest expense | $198,000 | 2,864 |
| Net interest income | $963,000 | 4,055 |
| Provision for loan and lease losses | $-95,000 | 5,739 |
| Total noninterest income | $425,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $22,000 | 4,547 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $403,000 | 1,746 |
| Total noninterest expense | $2,122,000 | 2,209 |
| Salaries and employee benefits | $855,000 | 2,817 |
| Premises and equipment expense | $127,000 | 3,315 |
| Additional noninterest expense | $1,140,000 | 1,336 |
| Pre-tax net operating income | $-639,000 | 5,818 |
| Securities gains (losses) | $22,000 | 505 |
| Applicable income taxes | $-248,000 | 5,822 |
| Income before extraordinary items | $-369,000 | 5,801 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-369,000 | 5,801 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-369,000 | 5,801 |
| Net charge-offs | $280,000 | 486 |
| Cash dividends | $50,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-383,080 | 5,801 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 3,827 |
| Total interest expense | $832,000 | 2,751 |
| Net interest income | $4,107,000 | 3,958 |
| Provision for loan and lease losses | $404,000 | 1,667 |
| Total noninterest income | $2,927,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $116,000 | 4,344 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,811,000 | 1,264 |
| Total noninterest expense | $5,335,000 | 3,057 |
| Salaries and employee benefits | $3,482,000 | 2,760 |
| Premises and equipment expense | $593,000 | 3,038 |
| Additional noninterest expense | $1,260,000 | 3,702 |
| Pre-tax net operating income | $1,295,000 | 3,711 |
| Securities gains (losses) | $-18,000 | 5,685 |
| Applicable income taxes | $446,000 | 2,352 |
| Income before extraordinary items | $831,000 | 4,142 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $831,000 | 4,140 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $831,000 | 4,141 |
| Net charge-offs | $-60,000 | 5,405 |
| Cash dividends | $150,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $842,700 | 4,058 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 3,844 |
| Total interest expense | $608,000 | 2,793 |
| Net interest income | $3,100,000 | 3,970 |
| Provision for loan and lease losses | $-216,000 | 5,784 |
| Total noninterest income | $2,082,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $89,000 | 4,333 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,993,000 | 1,310 |
| Total noninterest expense | $3,801,000 | 3,169 |
| Salaries and employee benefits | $2,549,000 | 2,800 |
| Premises and equipment expense | $441,000 | 3,063 |
| Additional noninterest expense | $811,000 | 4,053 |
| Pre-tax net operating income | $1,597,000 | 3,006 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $570,000 | 1,933 |
| Income before extraordinary items | $1,027,000 | 3,450 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,027,000 | 3,447 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,027,000 | 3,450 |
| Net charge-offs | $-268,000 | 5,780 |
| Cash dividends | $100,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,027,000 | 3,389 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 3,927 |
| Total interest expense | $387,000 | 2,884 |
| Net interest income | $2,012,000 | 4,049 |
| Provision for loan and lease losses | $-296,000 | 5,925 |
| Total noninterest income | $1,322,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $58,000 | 4,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,264,000 | 1,337 |
| Total noninterest expense | $2,486,000 | 3,217 |
| Salaries and employee benefits | $1,670,000 | 2,855 |
| Premises and equipment expense | $290,000 | 3,107 |
| Additional noninterest expense | $526,000 | 4,132 |
| Pre-tax net operating income | $1,144,000 | 2,838 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $396,000 | 1,891 |
| Income before extraordinary items | $748,000 | 3,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $748,000 | 3,305 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $748,000 | 3,305 |
| Net charge-offs | $-359,000 | 5,938 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $748,000 | 3,244 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 4,099 |
| Total interest expense | $191,000 | 2,926 |
| Net interest income | $921,000 | 4,227 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $505,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $477,000 | 1,556 |
| Total noninterest expense | $1,188,000 | 3,323 |
| Salaries and employee benefits | $747,000 | 3,079 |
| Premises and equipment expense | $147,000 | 3,102 |
| Additional noninterest expense | $294,000 | 3,931 |
| Pre-tax net operating income | $218,000 | 4,327 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $34,000 | 3,204 |
| Income before extraordinary items | $184,000 | 4,356 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $184,000 | 4,353 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $184,000 | 4,355 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $50,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $184,000 | 4,304 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 4,096 |
| Total interest expense | $775,000 | 2,879 |
| Net interest income | $3,690,000 | 4,234 |
| Provision for loan and lease losses | $725,000 | 1,040 |
| Total noninterest income | $2,935,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $113,000 | 4,537 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,822,000 | 1,203 |
| Total noninterest expense | $5,151,000 | 3,147 |
| Salaries and employee benefits | $3,304,000 | 2,851 |
| Premises and equipment expense | $674,000 | 2,880 |
| Additional noninterest expense | $1,173,000 | 3,965 |
| Pre-tax net operating income | $749,000 | 4,488 |
| Securities gains (losses) | $115,000 | 1,090 |
| Applicable income taxes | $333,000 | 2,577 |
| Income before extraordinary items | $531,000 | 4,752 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $531,000 | 4,753 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $531,000 | 4,753 |
| Net charge-offs | $806,000 | 811 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $457,400 | 4,857 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 4,122 |
| Total interest expense | $568,000 | 2,958 |
| Net interest income | $2,813,000 | 4,241 |
| Provision for loan and lease losses | $725,000 | 771 |
| Total noninterest income | $2,434,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $81,000 | 4,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,353,000 | 1,145 |
| Total noninterest expense | $3,860,000 | 3,174 |
| Salaries and employee benefits | $2,500,000 | 2,843 |
| Premises and equipment expense | $479,000 | 3,027 |
| Additional noninterest expense | $881,000 | 3,981 |
| Pre-tax net operating income | $662,000 | 4,367 |
| Securities gains (losses) | $115,000 | 953 |
| Applicable income taxes | $284,000 | 2,529 |
| Income before extraordinary items | $493,000 | 4,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 4,592 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $493,000 | 4,593 |
| Net charge-offs | $806,000 | 597 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $419,400 | 4,743 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 4,131 |
| Total interest expense | $361,000 | 3,055 |
| Net interest income | $1,904,000 | 4,236 |
| Provision for loan and lease losses | $675,000 | 593 |
| Total noninterest income | $1,727,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $59,000 | 4,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,668,000 | 1,105 |
| Total noninterest expense | $2,516,000 | 3,251 |
| Salaries and employee benefits | $1,621,000 | 2,912 |
| Premises and equipment expense | $310,000 | 3,089 |
| Additional noninterest expense | $585,000 | 4,016 |
| Pre-tax net operating income | $440,000 | 4,348 |
| Securities gains (losses) | $115,000 | 778 |
| Applicable income taxes | $196,000 | 2,506 |
| Income before extraordinary items | $359,000 | 4,461 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $359,000 | 4,462 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $359,000 | 4,463 |
| Net charge-offs | $790,000 | 422 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $284,250 | 4,701 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 4,204 |
| Total interest expense | $180,000 | 3,099 |
| Net interest income | $920,000 | 4,326 |
| Provision for loan and lease losses | $450,000 | 443 |
| Total noninterest income | $822,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $796,000 | 1,095 |
| Total noninterest expense | $1,154,000 | 3,480 |
| Salaries and employee benefits | $748,000 | 3,105 |
| Premises and equipment expense | $147,000 | 3,236 |
| Additional noninterest expense | $259,000 | 4,293 |
| Pre-tax net operating income | $138,000 | 4,920 |
| Securities gains (losses) | $115,000 | 532 |
| Applicable income taxes | $74,000 | 2,702 |
| Income before extraordinary items | $179,000 | 4,445 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $179,000 | 4,447 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $179,000 | 4,448 |
| Net charge-offs | $650,000 | 274 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $97,350 | 5,086 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 4,346 |
| Total interest expense | $682,000 | 3,367 |
| Net interest income | $3,553,000 | 4,440 |
| Provision for loan and lease losses | $380,000 | 1,733 |
| Total noninterest income | $871,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $97,000 | 5,043 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $774,000 | 2,682 |
| Total noninterest expense | $3,525,000 | 4,119 |
| Salaries and employee benefits | $2,229,000 | 3,763 |
| Premises and equipment expense | $481,000 | 3,726 |
| Additional noninterest expense | $815,000 | 4,882 |
| Pre-tax net operating income | $519,000 | 5,003 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $218,000 | 2,885 |
| Income before extraordinary items | $301,000 | 5,404 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $301,000 | 5,402 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $301,000 | 5,403 |
| Net charge-offs | $122,000 | 2,981 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $301,000 | 5,354 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 4,422 |
| Total interest expense | $499,000 | 3,454 |
| Net interest income | $2,632,000 | 4,509 |
| Provision for loan and lease losses | $140,000 | 2,452 |
| Total noninterest income | $513,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $68,000 | 5,201 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $445,000 | 3,071 |
| Total noninterest expense | $2,538,000 | 4,235 |
| Salaries and employee benefits | $1,593,000 | 3,878 |
| Premises and equipment expense | $342,000 | 3,890 |
| Additional noninterest expense | $603,000 | 4,939 |
| Pre-tax net operating income | $467,000 | 4,865 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $183,000 | 2,879 |
| Income before extraordinary items | $284,000 | 5,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $284,000 | 5,292 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $284,000 | 5,294 |
| Net charge-offs | $14,000 | 4,011 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $284,000 | 5,246 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 4,513 |
| Total interest expense | $313,000 | 3,624 |
| Net interest income | $1,703,000 | 4,591 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $191,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $43,000 | 5,270 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $148,000 | 4,052 |
| Total noninterest expense | $1,497,000 | 4,546 |
| Salaries and employee benefits | $933,000 | 4,179 |
| Premises and equipment expense | $191,000 | 4,267 |
| Additional noninterest expense | $373,000 | 5,101 |
| Pre-tax net operating income | $337,000 | 4,746 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $126,000 | 2,826 |
| Income before extraordinary items | $211,000 | 5,167 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $211,000 | 5,169 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $211,000 | 5,170 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $211,000 | 5,121 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 4,582 |
| Total interest expense | $148,000 | 3,816 |
| Net interest income | $845,000 | 4,642 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $64,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $46,000 | 4,660 |
| Total noninterest expense | $691,000 | 4,769 |
| Salaries and employee benefits | $416,000 | 4,481 |
| Premises and equipment expense | $72,000 | 4,889 |
| Additional noninterest expense | $203,000 | 4,964 |
| Pre-tax net operating income | $158,000 | 4,800 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $60,000 | 2,821 |
| Income before extraordinary items | $98,000 | 5,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 5,180 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $98,000 | 5,180 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $98,000 | 5,134 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 4,923 |
| Total interest expense | $618,000 | 4,022 |
| Net interest income | $2,902,000 | 5,004 |
| Provision for loan and lease losses | $140,000 | 3,337 |
| Total noninterest income | $746,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $80,000 | 5,521 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $666,000 | 2,943 |
| Total noninterest expense | $2,623,000 | 4,924 |
| Salaries and employee benefits | $1,642,000 | 4,543 |
| Premises and equipment expense | $273,000 | 5,031 |
| Additional noninterest expense | $708,000 | 5,314 |
| Pre-tax net operating income | $885,000 | 4,264 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $335,000 | 2,529 |
| Income before extraordinary items | $550,000 | 4,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $550,000 | 4,779 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $550,000 | 4,779 |
| Net charge-offs | $9,000 | 5,103 |
| Cash dividends | $150,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $550,000 | 4,710 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 4,986 |
| Total interest expense | $477,000 | 4,048 |
| Net interest income | $2,145,000 | 5,081 |
| Provision for loan and lease losses | $130,000 | 3,104 |
| Total noninterest income | $612,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $60,000 | 5,583 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $552,000 | 2,866 |
| Total noninterest expense | $1,992,000 | 4,911 |
| Salaries and employee benefits | $1,288,000 | 4,436 |
| Premises and equipment expense | $211,000 | 5,023 |
| Additional noninterest expense | $493,000 | 5,462 |
| Pre-tax net operating income | $635,000 | 4,411 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $236,000 | 2,635 |
| Income before extraordinary items | $399,000 | 4,919 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $399,000 | 4,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $399,000 | 4,920 |
| Net charge-offs | $-7,000 | 6,043 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $399,000 | 4,823 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 4,986 |
| Total interest expense | $327,000 | 4,051 |
| Net interest income | $1,433,000 | 5,090 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $467,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $38,000 | 5,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $429,000 | 2,697 |
| Total noninterest expense | $1,328,000 | 4,934 |
| Salaries and employee benefits | $883,000 | 4,409 |
| Premises and equipment expense | $129,000 | 5,173 |
| Additional noninterest expense | $316,000 | 5,531 |
| Pre-tax net operating income | $472,000 | 4,245 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $180,000 | 2,537 |
| Income before extraordinary items | $292,000 | 4,798 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $292,000 | 4,801 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $292,000 | 4,802 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $292,000 | 4,676 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 5,097 |
| Total interest expense | $170,000 | 4,053 |
| Net interest income | $679,000 | 5,221 |
| Provision for loan and lease losses | $40,000 | 3,034 |
| Total noninterest income | $239,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $219,000 | 2,649 |
| Total noninterest expense | $680,000 | 4,920 |
| Salaries and employee benefits | $439,000 | 4,458 |
| Premises and equipment expense | $65,000 | 5,194 |
| Additional noninterest expense | $176,000 | 5,408 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $74,000 | 2,683 |
| Income before extraordinary items | $124,000 | 4,981 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $124,000 | 4,982 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $124,000 | 4,983 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $124,000 | 4,880 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 5,262 |
| Total interest expense | $639,000 | 4,612 |
| Net interest income | $2,725,000 | 5,303 |
| Provision for loan and lease losses | $265,000 | 3,555 |
| Total noninterest income | $480,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $61,000 | 6,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $419,000 | 3,579 |
| Total noninterest expense | $2,038,000 | 5,619 |
| Salaries and employee benefits | $1,178,000 | 5,429 |
| Premises and equipment expense | $191,000 | 5,771 |
| Additional noninterest expense | $669,000 | 5,622 |
| Pre-tax net operating income | $902,000 | 4,168 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $339,000 | 2,556 |
| Income before extraordinary items | $567,000 | 4,767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $567,000 | 4,770 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $567,000 | 4,771 |
| Net charge-offs | $270,000 | 3,438 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $564,440 | 4,597 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 5,396 |
| Total interest expense | $473,000 | 4,782 |
| Net interest income | $1,981,000 | 5,446 |
| Provision for loan and lease losses | $155,000 | 3,841 |
| Total noninterest income | $206,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $43,000 | 6,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $163,000 | 4,521 |
| Total noninterest expense | $1,404,000 | 5,819 |
| Salaries and employee benefits | $804,000 | 5,632 |
| Premises and equipment expense | $143,000 | 5,853 |
| Additional noninterest expense | $457,000 | 5,851 |
| Pre-tax net operating income | $628,000 | 4,388 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $227,000 | 2,722 |
| Income before extraordinary items | $405,000 | 4,969 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $405,000 | 4,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $405,000 | 4,970 |
| Net charge-offs | $106,000 | 3,910 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $402,440 | 4,793 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 5,563 |
| Total interest expense | $310,000 | 4,915 |
| Net interest income | $1,226,000 | 5,607 |
| Provision for loan and lease losses | $110,000 | 3,752 |
| Total noninterest income | $75,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $26,000 | 6,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,470 |
| Total noninterest expense | $860,000 | 5,990 |
| Salaries and employee benefits | $474,000 | 5,881 |
| Premises and equipment expense | $89,000 | 5,994 |
| Additional noninterest expense | $297,000 | 5,923 |
| Pre-tax net operating income | $331,000 | 4,723 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $126,000 | 2,871 |
| Income before extraordinary items | $208,000 | 5,296 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $208,000 | 5,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $208,000 | 5,295 |
| Net charge-offs | $56,000 | 3,930 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $206,080 | 5,100 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $727,000 | 5,717 |
| Total interest expense | $153,000 | 5,060 |
| Net interest income | $574,000 | 5,785 |
| Provision for loan and lease losses | $65,000 | 3,389 |
| Total noninterest income | $19,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $378,000 | 6,241 |
| Salaries and employee benefits | $212,000 | 6,117 |
| Premises and equipment expense | $33,000 | 6,408 |
| Additional noninterest expense | $133,000 | 6,121 |
| Pre-tax net operating income | $150,000 | 4,931 |
| Securities gains (losses) | $3,000 | 1,983 |
| Applicable income taxes | $58,000 | 2,933 |
| Income before extraordinary items | $95,000 | 5,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,428 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $95,000 | 5,428 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $93,080 | 5,296 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 5,957 |
| Total interest expense | $678,000 | 5,267 |
| Net interest income | $2,007,000 | 6,074 |
| Provision for loan and lease losses | $385,000 | 3,803 |
| Total noninterest income | $124,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $76,000 | 5,877 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $48,000 | 5,944 |
| Total noninterest expense | $1,449,000 | 6,363 |
| Salaries and employee benefits | $739,000 | 6,405 |
| Premises and equipment expense | $136,000 | 6,530 |
| Additional noninterest expense | $574,000 | 6,065 |
| Pre-tax net operating income | $297,000 | 5,248 |
| Securities gains (losses) | $50,000 | 2,589 |
| Applicable income taxes | $95,000 | 3,407 |
| Income before extraordinary items | $252,000 | 5,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $252,000 | 5,386 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $252,000 | 5,386 |
| Net charge-offs | $356,000 | 3,592 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $215,500 | 5,385 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 6,047 |
| Total interest expense | $519,000 | 5,344 |
| Net interest income | $1,470,000 | 6,160 |
| Provision for loan and lease losses | $310,000 | 3,562 |
| Total noninterest income | $111,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $47,000 | 5,857 |
| Total noninterest expense | $1,058,000 | 6,449 |
| Salaries and employee benefits | $524,000 | 6,505 |
| Premises and equipment expense | $100,000 | 6,601 |
| Additional noninterest expense | $434,000 | 6,087 |
| Pre-tax net operating income | $213,000 | 5,416 |
| Securities gains (losses) | $50,000 | 2,333 |
| Applicable income taxes | $89,000 | 3,293 |
| Income before extraordinary items | $174,000 | 5,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 5,605 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $174,000 | 5,605 |
| Net charge-offs | $351,000 | 3,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $141,000 | 5,602 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 6,130 |
| Total interest expense | $351,000 | 5,422 |
| Net interest income | $949,000 | 6,257 |
| Provision for loan and lease losses | $160,000 | 3,810 |
| Total noninterest income | $81,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $35,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,542 |
| Total noninterest expense | $711,000 | 6,496 |
| Salaries and employee benefits | $340,000 | 6,597 |
| Premises and equipment expense | $67,000 | 6,638 |
| Additional noninterest expense | $304,000 | 6,080 |
| Pre-tax net operating income | $159,000 | 5,350 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $48,000 | 3,386 |
| Income before extraordinary items | $111,000 | 5,616 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $111,000 | 5,615 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $111,000 | 5,616 |
| Net charge-offs | $266,000 | 2,818 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $111,000 | 5,528 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 6,231 |
| Total interest expense | $189,000 | 5,372 |
| Net interest income | $442,000 | 6,410 |
| Provision for loan and lease losses | $35,000 | 4,507 |
| Total noninterest income | $24,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $345,000 | 6,594 |
| Salaries and employee benefits | $165,000 | 6,676 |
| Premises and equipment expense | $34,000 | 6,663 |
| Additional noninterest expense | $146,000 | 6,186 |
| Pre-tax net operating income | $86,000 | 5,303 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $33,000 | 3,121 |
| Income before extraordinary items | $53,000 | 5,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $53,000 | 5,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $53,000 | 5,650 |
| Net charge-offs | $-14,000 | 7,105 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $53,000 | 5,606 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 6,222 |
| Total interest expense | $779,000 | 5,763 |
| Net interest income | $1,945,000 | 6,292 |
| Provision for loan and lease losses | $431,000 | 4,361 |
| Total noninterest income | $50,000 | 7,047 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 6,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,877 |
| Total noninterest expense | $1,362,000 | 6,682 |
| Salaries and employee benefits | $704,000 | 6,668 |
| Premises and equipment expense | $134,000 | 6,766 |
| Additional noninterest expense | $524,000 | 6,429 |
| Pre-tax net operating income | $202,000 | 5,196 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $63,000 | 3,515 |
| Income before extraordinary items | $139,000 | 5,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $139,000 | 5,487 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $139,000 | 5,488 |
| Net charge-offs | $176,000 | 4,885 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $139,000 | 5,355 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 6,351 |
| Total interest expense | $584,000 | 5,906 |
| Net interest income | $1,436,000 | 6,409 |
| Provision for loan and lease losses | $281,000 | 4,403 |
| Total noninterest income | $36,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $32,000 | 6,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,000 | 7,053 |
| Total noninterest expense | $975,000 | 6,809 |
| Salaries and employee benefits | $532,000 | 6,710 |
| Premises and equipment expense | $98,000 | 6,864 |
| Additional noninterest expense | $345,000 | 6,685 |
| Pre-tax net operating income | $216,000 | 5,195 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $81,000 | 3,254 |
| Income before extraordinary items | $135,000 | 5,577 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $135,000 | 5,578 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $135,000 | 5,578 |
| Net charge-offs | $121,000 | 4,711 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $135,000 | 5,413 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 6,452 |
| Total interest expense | $398,000 | 5,973 |
| Net interest income | $910,000 | 6,528 |
| Provision for loan and lease losses | $211,000 | 4,136 |
| Total noninterest income | $21,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 7,111 |
| Total noninterest expense | $631,000 | 6,899 |
| Salaries and employee benefits | $352,000 | 6,769 |
| Premises and equipment expense | $63,000 | 6,957 |
| Additional noninterest expense | $216,000 | 6,816 |
| Pre-tax net operating income | $89,000 | 5,563 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $33,000 | 3,533 |
| Income before extraordinary items | $56,000 | 5,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $56,000 | 5,855 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $56,000 | 5,854 |
| Net charge-offs | $121,000 | 4,036 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $56,000 | 5,743 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 6,551 |
| Total interest expense | $204,000 | 6,036 |
| Net interest income | $442,000 | 6,629 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $11,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $311,000 | 7,024 |
| Salaries and employee benefits | $166,000 | 6,961 |
| Premises and equipment expense | $36,000 | 6,882 |
| Additional noninterest expense | $109,000 | 6,877 |
| Pre-tax net operating income | $102,000 | 5,023 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $63,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 5,496 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $63,000 | 5,495 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $63,000 | 5,394 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 6,990 |
| Total interest expense | $829,000 | 6,405 |
| Net interest income | $1,264,000 | 7,167 |
| Provision for loan and lease losses | $195,000 | 5,817 |
| Total noninterest income | $46,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $42,000 | 6,606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,000 | 7,315 |
| Total noninterest expense | $1,004,000 | 7,383 |
| Salaries and employee benefits | $498,000 | 7,436 |
| Premises and equipment expense | $175,000 | 6,701 |
| Additional noninterest expense | $331,000 | 7,328 |
| Pre-tax net operating income | $111,000 | 5,051 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $110,000 | 5,115 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $110,000 | 5,115 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $110,000 | 5,115 |
| Net charge-offs | $-2,000 | 7,762 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $110,000 | 5,052 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,190 |
| Total interest expense | $611,000 | 6,561 |
| Net interest income | $829,000 | 7,394 |
| Provision for loan and lease losses | $120,000 | 5,761 |
| Total noninterest income | $31,000 | 7,597 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $28,000 | 6,729 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $733,000 | 7,453 |
| Salaries and employee benefits | $372,000 | 7,481 |
| Premises and equipment expense | $135,000 | 6,694 |
| Additional noninterest expense | $226,000 | 7,466 |
| Pre-tax net operating income | $7,000 | 5,645 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-32,000 | 6,760 |
| Income before extraordinary items | $39,000 | 5,618 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $39,000 | 5,618 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $39,000 | 5,618 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $39,000 | 5,555 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $881,000 | 7,373 |
| Total interest expense | $390,000 | 6,766 |
| Net interest income | $491,000 | 7,579 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $22,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $467,000 | 7,577 |
| Salaries and employee benefits | $245,000 | 7,578 |
| Premises and equipment expense | $95,000 | 6,676 |
| Additional noninterest expense | $127,000 | 7,683 |
| Pre-tax net operating income | $-14,000 | 5,855 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-36,000 | 6,945 |
| Income before extraordinary items | $22,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 5,779 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $22,000 | 5,779 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $22,000 | 5,695 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 7,641 |
| Total interest expense | $179,000 | 6,978 |
| Net interest income | $195,000 | 7,808 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $207,000 | 7,727 |
| Salaries and employee benefits | $121,000 | 7,641 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $47,000 | 7,900 |
| Pre-tax net operating income | $-29,000 | 6,409 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-4,000 | 7,115 |
| Income before extraordinary items | $-25,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,000 | 6,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-25,000 | 6,540 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-25,000 | 6,418 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 8,006 |
| Total interest expense | $369,000 | 7,880 |
| Net interest income | $584,000 | 8,025 |
| Provision for loan and lease losses | $240,000 | 4,965 |
| Total noninterest income | $26,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 7,056 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,000 | 7,758 |
| Total noninterest expense | $619,000 | 8,010 |
| Salaries and employee benefits | $366,000 | 7,955 |
| Premises and equipment expense | $112,000 | 7,501 |
| Additional noninterest expense | $141,000 | 8,101 |
| Pre-tax net operating income | $-249,000 | 6,596 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-32,000 | 6,903 |
| Income before extraordinary items | $-217,000 | 6,499 |
| Extraordinary gains, net | $-7,000 | 8,267 |
| Net income | $-224,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-217,000 | 6,650 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 8,157 |
| Total interest expense | $223,000 | 8,090 |
| Net interest income | $413,000 | 8,144 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $15,000 | 7,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 7,909 |
| Total noninterest expense | $415,000 | 8,130 |
| Salaries and employee benefits | $242,000 | 8,081 |
| Premises and equipment expense | $77,000 | 7,630 |
| Additional noninterest expense | $96,000 | 8,202 |
| Pre-tax net operating income | $-81,000 | 6,883 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-32,000 | 7,400 |
| Income before extraordinary items | $-49,000 | 6,696 |
| Extraordinary gains, net | $-7,000 | 8,351 |
| Net income | $-56,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-49,000 | 6,870 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $378,000 | 8,261 |
| Total interest expense | $120,000 | 8,221 |
| Net interest income | $258,000 | 8,224 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $13,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,000 | 8,035 |
| Total noninterest expense | $250,000 | 8,243 |
| Salaries and employee benefits | $152,000 | 8,181 |
| Premises and equipment expense | $45,000 | 7,802 |
| Additional noninterest expense | $53,000 | 8,324 |
| Pre-tax net operating income | $-39,000 | 7,070 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-7,000 | 7,594 |
| Income before extraordinary items | $-32,000 | 7,113 |
| Extraordinary gains, net | $-7,000 | 8,421 |
| Net income | $-39,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-32,000 | 7,080 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 8,383 |
| Total interest expense | $37,000 | 8,353 |
| Net interest income | $110,000 | 8,332 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $7,000 | 8,144 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $112,000 | 8,333 |
| Salaries and employee benefits | $70,000 | 8,273 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $23,000 | 8,392 |
| Pre-tax net operating income | $-25,000 | 7,308 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-3,000 | 7,775 |
| Income before extraordinary items | $-22,000 | 7,401 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-22,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-22,000 | 7,332 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,458 |
| Total interest expense | $69,000 | 8,412 |
| Net interest income | $227,000 | 8,452 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $18,000 | 8,251 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $16,000 | 7,213 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,000 | 8,265 |
| Total noninterest expense | $198,000 | 8,501 |
| Salaries and employee benefits | $110,000 | 8,486 |
| Premises and equipment expense | $38,000 | 8,340 |
| Additional noninterest expense | $50,000 | 8,505 |
| Pre-tax net operating income | $47,000 | 7,297 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 5,610 |
| Income before extraordinary items | $36,000 | 7,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $36,000 | 7,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $36,000 | 7,346 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $188,000 | 8,506 |
| Total interest expense | $46,000 | 8,459 |
| Net interest income | $142,000 | 8,501 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $11,000 | 8,330 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $10,000 | 7,287 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $120,000 | 8,534 |
| Salaries and employee benefits | $63,000 | 8,520 |
| Premises and equipment expense | $25,000 | 8,378 |
| Additional noninterest expense | $32,000 | 8,537 |
| Pre-tax net operating income | $33,000 | 7,554 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $25,000 | 7,594 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $25,000 | 7,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $25,000 | 7,581 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $101,000 | 8,580 |
| Total interest expense | $24,000 | 8,517 |
| Net interest income | $77,000 | 8,579 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $7,000 | 8,401 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $62,000 | 8,596 |
| Salaries and employee benefits | $35,000 | 8,578 |
| Premises and equipment expense | $13,000 | 8,471 |
| Additional noninterest expense | $14,000 | 8,602 |
| Pre-tax net operating income | $22,000 | 7,677 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $17,000 | 7,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,000 | 7,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $17,000 | 7,699 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,000 | 8,644 |
| Total interest expense | $5,000 | 8,605 |
| Net interest income | $15,000 | 8,640 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,000 | 8,512 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $12,000 | 8,638 |
| Salaries and employee benefits | $9,000 | 8,622 |
| Premises and equipment expense | $1,000 | 8,595 |
| Additional noninterest expense | $2,000 | 8,638 |
| Pre-tax net operating income | $4,000 | 7,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $3,000 | 7,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,000 | 7,812 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 8,598 |
| Total interest expense | $64,000 | 8,564 |
| Net interest income | $260,000 | 8,579 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $18,000 | 8,424 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,415 |
| Total noninterest expense | $180,000 | 8,649 |
| Salaries and employee benefits | $106,000 | 8,631 |
| Premises and equipment expense | $25,000 | 8,560 |
| Additional noninterest expense | $49,000 | 8,648 |
| Pre-tax net operating income | $98,000 | 7,716 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $70,000 | 7,787 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $70,000 | 7,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $70,000 | 7,776 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,669 |
| Total interest expense | $47,000 | 8,631 |
| Net interest income | $195,000 | 8,645 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $13,000 | 8,521 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $9,000 | 7,461 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $137,000 | 8,707 |
| Salaries and employee benefits | $81,000 | 8,690 |
| Premises and equipment expense | $19,000 | 8,614 |
| Additional noninterest expense | $37,000 | 8,705 |
| Pre-tax net operating income | $71,000 | 7,901 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $20,000 | 5,961 |
| Income before extraordinary items | $51,000 | 7,955 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $51,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $51,000 | 7,949 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $162,000 | 8,711 |
| Total interest expense | $31,000 | 8,667 |
| Net interest income | $131,000 | 8,690 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $8,000 | 8,574 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $90,000 | 8,747 |
| Salaries and employee benefits | $55,000 | 8,732 |
| Premises and equipment expense | $10,000 | 8,672 |
| Additional noninterest expense | $25,000 | 8,742 |
| Pre-tax net operating income | $49,000 | 7,965 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $35,000 | 8,001 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $35,000 | 8,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $35,000 | 7,998 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $80,000 | 8,736 |
| Total interest expense | $15,000 | 8,692 |
| Net interest income | $65,000 | 8,719 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $5,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $44,000 | 8,764 |
| Salaries and employee benefits | $25,000 | 8,749 |
| Premises and equipment expense | $5,000 | 8,677 |
| Additional noninterest expense | $14,000 | 8,752 |
| Pre-tax net operating income | $26,000 | 7,977 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $18,000 | 8,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $18,000 | 8,000 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 8,745 |
| Total interest expense | $39,000 | 8,707 |
| Net interest income | $191,000 | 8,738 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $10,000 | 8,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $8,000 | 7,619 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,635 |
| Total noninterest expense | $128,000 | 8,813 |
| Salaries and employee benefits | $73,000 | 8,795 |
| Premises and equipment expense | $16,000 | 8,748 |
| Additional noninterest expense | $39,000 | 8,805 |
| Pre-tax net operating income | $73,000 | 8,061 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $27,000 | 6,197 |
| Income before extraordinary items | $47,000 | 8,160 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $47,000 | 8,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $46,360 | 8,134 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $148,000 | 8,795 |
| Total interest expense | $25,000 | 8,752 |
| Net interest income | $123,000 | 8,791 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $8,000 | 8,714 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,618 |
| Total noninterest expense | $81,000 | 8,841 |
| Salaries and employee benefits | $47,000 | 8,825 |
| Premises and equipment expense | $9,000 | 8,782 |
| Additional noninterest expense | $25,000 | 8,835 |
| Pre-tax net operating income | $50,000 | 8,190 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $20,000 | 6,293 |
| Income before extraordinary items | $30,000 | 8,267 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $30,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $30,000 | 8,231 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $72,000 | 8,829 |
| Total interest expense | $12,000 | 8,785 |
| Net interest income | $60,000 | 8,824 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $3,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,000 | 7,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $39,000 | 8,850 |
| Salaries and employee benefits | $23,000 | 8,836 |
| Premises and equipment expense | $3,000 | 8,813 |
| Additional noninterest expense | $13,000 | 8,848 |
| Pre-tax net operating income | $24,000 | 8,261 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $12,000 | 8,321 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $12,000 | 8,289 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $75,000 | 8,859 |
| Total interest expense | $12,000 | 8,823 |
| Net interest income | $63,000 | 8,843 |
| Provision for loan and lease losses | $-20,000 | 8,753 |
| Total noninterest income | $9,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $39,000 | 8,906 |
| Salaries and employee benefits | $23,000 | 8,893 |
| Premises and equipment expense | $4,000 | 8,826 |
| Additional noninterest expense | $12,000 | 8,891 |
| Pre-tax net operating income | $53,000 | 7,860 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $47,000 | 7,813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $47,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $47,000 | 7,787 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,851 |
| Total interest expense | $54,000 | 8,828 |
| Net interest income | $267,000 | 8,835 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $20,000 | 8,776 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $16,000 | 7,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,722 |
| Total noninterest expense | $167,000 | 8,937 |
| Salaries and employee benefits | $95,000 | 8,925 |
| Premises and equipment expense | $20,000 | 8,870 |
| Additional noninterest expense | $52,000 | 8,927 |
| Pre-tax net operating income | $120,000 | 8,045 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $43,000 | 6,124 |
| Income before extraordinary items | $77,000 | 8,179 |
| Extraordinary gains, net | $-1,000 | 8,941 |
| Net income | $76,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $65,000 | 5,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $77,000 | 8,143 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,903 |
| Total interest expense | $41,000 | 8,885 |
| Net interest income | $201,000 | 8,887 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $15,000 | 8,846 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $12,000 | 7,761 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,783 |
| Total noninterest expense | $115,000 | 8,994 |
| Salaries and employee benefits | $66,000 | 8,981 |
| Premises and equipment expense | $13,000 | 8,928 |
| Additional noninterest expense | $36,000 | 8,980 |
| Pre-tax net operating income | $101,000 | 8,119 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $65,000 | 8,250 |
| Extraordinary gains, net | $-1,000 | 9,002 |
| Net income | $64,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $65,000 | 8,209 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $162,000 | 8,966 |
| Total interest expense | $28,000 | 8,939 |
| Net interest income | $134,000 | 8,946 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $11,000 | 8,887 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $8,000 | 7,803 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $78,000 | 9,051 |
| Salaries and employee benefits | $44,000 | 9,034 |
| Premises and equipment expense | $11,000 | 8,942 |
| Additional noninterest expense | $23,000 | 9,042 |
| Pre-tax net operating income | $67,000 | 8,139 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $43,000 | 8,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $43,000 | 8,226 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $81,000 | 9,017 |
| Total interest expense | $14,000 | 8,990 |
| Net interest income | $67,000 | 8,999 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $38,000 | 9,090 |
| Salaries and employee benefits | $22,000 | 9,075 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $11,000 | 9,083 |
| Pre-tax net operating income | $34,000 | 8,131 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $22,000 | 8,231 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 9,023 |
| Total interest expense | $72,000 | 9,008 |
| Net interest income | $281,000 | 9,004 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $31,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $20,000 | 7,840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,000 | 8,737 |
| Total noninterest expense | $162,000 | 9,146 |
| Salaries and employee benefits | $94,000 | 9,126 |
| Premises and equipment expense | $19,000 | 9,075 |
| Additional noninterest expense | $49,000 | 9,131 |
| Pre-tax net operating income | $150,000 | 8,003 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $54,000 | 6,222 |
| Income before extraordinary items | $96,000 | 8,238 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $96,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $65,000 | 5,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $96,000 | 8,124 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $270,000 | 9,102 |
| Total interest expense | $58,000 | 9,085 |
| Net interest income | $212,000 | 9,082 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $23,000 | 9,010 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $16,000 | 7,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $110,000 | 9,211 |
| Salaries and employee benefits | $65,000 | 9,190 |
| Premises and equipment expense | $15,000 | 9,123 |
| Additional noninterest expense | $30,000 | 9,198 |
| Pre-tax net operating income | $125,000 | 8,101 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $46,000 | 6,283 |
| Income before extraordinary items | $82,000 | 8,336 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $82,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $80,080 | 8,230 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $183,000 | 9,142 |
| Total interest expense | $40,000 | 9,128 |
| Net interest income | $143,000 | 9,126 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $17,000 | 9,018 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $11,000 | 7,900 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $74,000 | 9,241 |
| Salaries and employee benefits | $43,000 | 9,224 |
| Premises and equipment expense | $9,000 | 9,155 |
| Additional noninterest expense | $22,000 | 9,221 |
| Pre-tax net operating income | $86,000 | 8,111 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $32,000 | 6,289 |
| Income before extraordinary items | $57,000 | 8,359 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $57,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $55,080 | 8,242 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $92,000 | 9,186 |
| Total interest expense | $21,000 | 9,169 |
| Net interest income | $71,000 | 9,173 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $37,000 | 9,286 |
| Salaries and employee benefits | $21,000 | 9,271 |
| Premises and equipment expense | $5,000 | 9,168 |
| Additional noninterest expense | $11,000 | 9,262 |
| Pre-tax net operating income | $44,000 | 8,082 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,000 | 8,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 9,207 |
| Total interest expense | $107,000 | 9,188 |
| Net interest income | $288,000 | 9,189 |
| Provision for loan and lease losses | $2,000 | 8,051 |
| Total noninterest income | $23,000 | 9,157 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $17,000 | 8,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $162,000 | 9,316 |
| Salaries and employee benefits | $92,000 | 9,297 |
| Premises and equipment expense | $20,000 | 9,239 |
| Additional noninterest expense | $50,000 | 9,298 |
| Pre-tax net operating income | $147,000 | 8,124 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $53,000 | 6,492 |
| Income before extraordinary items | $94,000 | 8,362 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $94,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $65,000 | 5,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $94,000 | 8,272 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 9,453 |
| Total interest expense | $167,000 | 9,413 |
| Net interest income | $275,000 | 9,441 |
| Provision for loan and lease losses | $2,000 | 8,184 |
| Total noninterest income | $23,000 | 9,403 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $16,000 | 8,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $162,000 | 9,580 |
| Salaries and employee benefits | $89,000 | 9,562 |
| Premises and equipment expense | $25,000 | 9,449 |
| Additional noninterest expense | $48,000 | 9,558 |
| Pre-tax net operating income | $134,000 | 8,168 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $46,000 | 6,773 |
| Income before extraordinary items | $88,000 | 8,410 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $88,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $65,000 | 6,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $88,000 | 8,308 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 9,720 |
| Total interest expense | $179,000 | 9,680 |
| Net interest income | $274,000 | 9,724 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $27,000 | 9,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $163,000 | 9,861 |
| Salaries and employee benefits | $87,000 | 9,845 |
| Premises and equipment expense | $25,000 | 9,724 |
| Additional noninterest expense | $51,000 | 9,832 |
| Pre-tax net operating income | $137,000 | 8,658 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $47,000 | 7,287 |
| Income before extraordinary items | $90,000 | 8,775 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $90,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $60,000 | 6,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $90,000 | 8,761 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 10,023 |
| Total interest expense | $145,000 | 10,005 |
| Net interest income | $262,000 | 10,009 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $22,000 | 9,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $155,000 | 10,180 |
| Salaries and employee benefits | $88,000 | 10,152 |
| Premises and equipment expense | $23,000 | 10,054 |
| Additional noninterest expense | $44,000 | 10,168 |
| Pre-tax net operating income | $129,000 | 8,934 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $81,000 | 9,089 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $81,000 | 9,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $55,000 | 6,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $81,000 | 9,057 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 10,263 |
| Total interest expense | $156,000 | 10,237 |
| Net interest income | $266,000 | 10,242 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $25,000 | 10,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $159,000 | 10,410 |
| Salaries and employee benefits | $87,000 | 10,385 |
| Premises and equipment expense | $21,000 | 10,295 |
| Additional noninterest expense | $51,000 | 10,381 |
| Pre-tax net operating income | $132,000 | 9,272 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $50,000 | 8,328 |
| Income before extraordinary items | $82,000 | 9,455 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $82,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $55,000 | 6,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $82,000 | 9,390 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 10,746 |
| Total interest expense | $159,000 | 10,717 |
| Net interest income | $259,000 | 10,730 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $24,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $160,000 | 10,859 |
| Salaries and employee benefits | $96,000 | 10,830 |
| Premises and equipment expense | $14,000 | 10,816 |
| Additional noninterest expense | $50,000 | 10,829 |
| Pre-tax net operating income | $123,000 | 9,978 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $47,000 | 9,297 |
| Income before extraordinary items | $76,000 | 10,104 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $76,000 | 10,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $55,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $76,000 | 10,065 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 11,306 |
| Total interest expense | $153,000 | 11,279 |
| Net interest income | $246,000 | 11,289 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $29,000 | 11,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $163,000 | 11,396 |
| Salaries and employee benefits | $91,000 | 11,377 |
| Premises and equipment expense | $15,000 | 11,342 |
| Additional noninterest expense | $57,000 | 11,360 |
| Pre-tax net operating income | $112,000 | 10,308 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $42,000 | 9,829 |
| Income before extraordinary items | $70,000 | 10,454 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $70,000 | 10,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $70,000 | 10,410 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 11,839 |
| Total interest expense | $154,000 | 11,807 |
| Net interest income | $232,000 | 11,832 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $24,000 | 11,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 10,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $155,000 | 11,915 |
| Salaries and employee benefits | $87,000 | 11,895 |
| Premises and equipment expense | $13,000 | 11,869 |
| Additional noninterest expense | $55,000 | 11,881 |
| Pre-tax net operating income | $101,000 | 11,082 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $39,000 | 10,400 |
| Income before extraordinary items | $62,000 | 11,217 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $62,000 | 11,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $62,000 | 11,187 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 12,499 |
| Total interest expense | $125,000 | 12,480 |
| Net interest income | $228,000 | 12,483 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $28,000 | 12,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $157,000 | 12,555 |
| Salaries and employee benefits | $83,000 | 12,545 |
| Premises and equipment expense | $12,000 | 12,519 |
| Additional noninterest expense | $62,000 | 12,508 |
| Pre-tax net operating income | $99,000 | 11,638 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $31,000 | 10,901 |
| Income before extraordinary items | $68,000 | 11,671 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $68,000 | 11,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $68,000 | 11,707 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 13,144 |
| Total interest expense | $130,000 | 13,136 |
| Net interest income | $241,000 | 13,090 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $33,000 | 12,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $158,000 | 13,225 |
| Salaries and employee benefits | $82,000 | 13,206 |
| Premises and equipment expense | $12,000 | 13,196 |
| Additional noninterest expense | $64,000 | 13,162 |
| Pre-tax net operating income | $116,000 | 11,747 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $50,000 | 10,946 |
| Income before extraordinary items | $66,000 | 12,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $66,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $66,000 | 11,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $409,000 | 13,769 |
| Total interest expense | $148,000 | 13,774 |
| Net interest income | $261,000 | 13,690 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $32,000 | 13,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $163,000 | 13,846 |
| Salaries and employee benefits | $79,000 | 13,837 |
| Premises and equipment expense | $23,000 | 13,601 |
| Additional noninterest expense | $61,000 | 13,793 |
| Pre-tax net operating income | $130,000 | 11,718 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $52,000 | 11,201 |
| Income before extraordinary items | $79,000 | 12,232 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $79,000 | 12,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $78,360 | 11,951 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.