Home > Meridian Capital Bank > Income and Expense
Meridian Capital Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,706,000 | 4,568 |
| Total interest expense | $3,078,000 | 4,629 |
| Net interest income | $3,628,000 | 4,451 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $784,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $215,000 | 4,997 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $569,000 | 2,920 |
| Total noninterest expense | $4,395,000 | 3,141 |
| Salaries and employee benefits | $2,241,000 | 3,273 |
| Premises and equipment expense | $352,000 | 5,011 |
| Additional noninterest expense | $1,802,000 | 2,472 |
| Pre-tax net operating income | $-143,000 | 8,911 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $24,000 | 7,209 |
| Income before extraordinary items | $-157,000 | 9,004 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-157,000 | 9,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-167,000 | 8,960 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 4,894 |
| Total interest expense | $3,453,000 | 4,428 |
| Net interest income | $2,907,000 | 5,264 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $972,000 | 3,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 5,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 2,101 |
| Total noninterest expense | $3,453,000 | 3,745 |
| Salaries and employee benefits | $1,926,000 | 3,583 |
| Premises and equipment expense | $270,000 | 5,774 |
| Additional noninterest expense | $1,257,000 | 3,272 |
| Pre-tax net operating income | $186,000 | 8,418 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $25,000 | 7,722 |
| Income before extraordinary items | $161,000 | 8,345 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $161,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,443 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $161,000 | 8,349 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 5,648 |
| Total interest expense | $2,854,000 | 4,775 |
| Net interest income | $2,049,000 | 6,552 |
| Provision for loan and lease losses | $359,000 | 2,316 |
| Total noninterest income | $189,000 | 7,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $3,375,000 | 3,811 |
| Salaries and employee benefits | $1,996,000 | 3,450 |
| Premises and equipment expense | $246,000 | 6,090 |
| Additional noninterest expense | $1,133,000 | 3,623 |
| Pre-tax net operating income | $-1,496,000 | 10,133 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $147,000 | 6,313 |
| Income before extraordinary items | $-1,643,000 | 10,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,643,000 | 10,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,643,000 | 10,137 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 5,698 |
| Total interest expense | $3,012,000 | 4,712 |
| Net interest income | $1,962,000 | 6,741 |
| Provision for loan and lease losses | $268,000 | 2,883 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,209 |
| Total noninterest expense | $1,515,000 | 6,651 |
| Salaries and employee benefits | $901,000 | 6,205 |
| Premises and equipment expense | $186,000 | 6,941 |
| Additional noninterest expense | $428,000 | 6,999 |
| Pre-tax net operating income | $397,000 | 7,895 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $-12,000 | 10,030 |
| Income before extraordinary items | $424,000 | 7,068 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $424,000 | 7,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,361 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $409,000 | 7,066 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 5,910 |
| Total interest expense | $2,995,000 | 4,721 |
| Net interest income | $1,869,000 | 7,187 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $203,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,733 |
| Total noninterest expense | $1,360,000 | 7,144 |
| Salaries and employee benefits | $828,000 | 6,643 |
| Premises and equipment expense | $179,000 | 7,216 |
| Additional noninterest expense | $353,000 | 7,780 |
| Pre-tax net operating income | $632,000 | 7,283 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $73,000 | 8,861 |
| Income before extraordinary items | $562,000 | 6,580 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $562,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $559,330 | 6,553 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 6,233 |
| Total interest expense | $2,898,000 | 4,938 |
| Net interest income | $1,765,000 | 7,634 |
| Provision for loan and lease losses | $139,000 | 4,278 |
| Total noninterest income | $256,000 | 7,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,724 |
| Total noninterest expense | $1,338,000 | 7,549 |
| Salaries and employee benefits | $803,000 | 6,969 |
| Premises and equipment expense | $166,000 | 7,709 |
| Additional noninterest expense | $369,000 | 8,163 |
| Pre-tax net operating income | $544,000 | 7,710 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $-46,000 | 11,064 |
| Income before extraordinary items | $584,000 | 6,369 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $584,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,511 |
| Cash dividends | $3,650,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $590,000 | 6,265 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 6,339 |
| Total interest expense | $2,693,000 | 5,241 |
| Net interest income | $1,917,000 | 7,491 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $199,000 | 8,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $1,303,000 | 7,852 |
| Salaries and employee benefits | $780,000 | 7,214 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $356,000 | 8,641 |
| Pre-tax net operating income | $728,000 | 7,179 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $56,000 | 10,067 |
| Income before extraordinary items | $672,000 | 6,167 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $672,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,415 |
| Cash dividends | $8,000 | 8,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $672,000 | 6,144 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 6,308 |
| Total interest expense | $2,298,000 | 4,984 |
| Net interest income | $2,050,000 | 7,445 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $195,000 | 8,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $1,286,000 | 8,297 |
| Salaries and employee benefits | $764,000 | 7,422 |
| Premises and equipment expense | $137,000 | 8,902 |
| Additional noninterest expense | $385,000 | 8,974 |
| Pre-tax net operating income | $959,000 | 6,123 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $193,000 | 7,460 |
| Income before extraordinary items | $766,000 | 5,525 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $766,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $766,000 | 5,598 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 6,715 |
| Total interest expense | $2,149,000 | 5,499 |
| Net interest income | $1,985,000 | 7,722 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $161,000 | 10,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,357,000 | 8,309 |
| Salaries and employee benefits | $688,000 | 8,079 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $522,000 | 8,013 |
| Pre-tax net operating income | $786,000 | 6,883 |
| Securities gains (losses) | $129,000 | 2,164 |
| Applicable income taxes | $224,000 | 7,193 |
| Income before extraordinary items | $691,000 | 6,174 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $691,000 | 6,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $592,960 | 6,592 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 6,883 |
| Total interest expense | $2,555,000 | 5,885 |
| Net interest income | $1,955,000 | 7,885 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,156,000 | 9,258 |
| Salaries and employee benefits | $635,000 | 8,508 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $394,000 | 9,629 |
| Pre-tax net operating income | $893,000 | 6,134 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $223,000 | 7,127 |
| Income before extraordinary items | $703,000 | 5,895 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $703,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 13,490 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $677,920 | 5,711 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.