Home > Meridian Bank Texas > Income and Expense
Meridian Bank Texas, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 1,369 |
| Total interest expense | $361,000 | 1,864 |
| Net interest income | $4,247,000 | 1,330 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $261,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $236,000 | 1,245 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 5,216 |
| Total noninterest expense | $3,283,000 | 1,497 |
| Salaries and employee benefits | $1,954,000 | 1,395 |
| Premises and equipment expense | $367,000 | 1,606 |
| Additional noninterest expense | $962,000 | 1,577 |
| Pre-tax net operating income | $1,225,000 | 1,569 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,225,000 | 1,345 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,225,000 | 1,346 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,225,000 | 1,347 |
| Net charge-offs | $-41,000 | 5,894 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,225,000 | 1,304 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,767,000 | 1,571 |
| Total interest expense | $1,330,000 | 2,091 |
| Net interest income | $14,437,000 | 1,537 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,263,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $737,000 | 1,686 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $526,000 | 3,208 |
| Total noninterest expense | $12,103,000 | 1,586 |
| Salaries and employee benefits | $6,855,000 | 1,526 |
| Premises and equipment expense | $1,120,000 | 2,045 |
| Additional noninterest expense | $4,128,000 | 1,520 |
| Pre-tax net operating income | $3,597,000 | 1,982 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,597,000 | 1,722 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,597,000 | 1,722 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,597,000 | 1,721 |
| Net charge-offs | $80,000 | 3,394 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,597,000 | 1,690 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,845,000 | 1,739 |
| Total interest expense | $961,000 | 2,170 |
| Net interest income | $9,884,000 | 1,682 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $958,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $497,000 | 1,829 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $461,000 | 3,021 |
| Total noninterest expense | $8,554,000 | 1,683 |
| Salaries and employee benefits | $4,708,000 | 1,645 |
| Premises and equipment expense | $790,000 | 2,171 |
| Additional noninterest expense | $3,056,000 | 1,540 |
| Pre-tax net operating income | $2,288,000 | 2,290 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,288,000 | 1,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,288,000 | 1,991 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,288,000 | 1,990 |
| Net charge-offs | $87,000 | 2,813 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,288,000 | 1,946 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 1,955 |
| Total interest expense | $571,000 | 2,407 |
| Net interest income | $5,784,000 | 1,887 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $712,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $300,000 | 1,947 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $412,000 | 2,584 |
| Total noninterest expense | $5,008,000 | 1,888 |
| Salaries and employee benefits | $2,705,000 | 1,903 |
| Premises and equipment expense | $445,000 | 2,505 |
| Additional noninterest expense | $1,858,000 | 1,667 |
| Pre-tax net operating income | $1,488,000 | 2,286 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,488,000 | 1,994 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,488,000 | 1,998 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,488,000 | 1,997 |
| Net charge-offs | $-77,000 | 6,262 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,488,000 | 1,940 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 2,073 |
| Total interest expense | $279,000 | 2,489 |
| Net interest income | $2,672,000 | 2,004 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $512,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $135,000 | 2,113 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $377,000 | 1,724 |
| Total noninterest expense | $2,164,000 | 2,184 |
| Salaries and employee benefits | $1,280,000 | 2,026 |
| Premises and equipment expense | $197,000 | 2,779 |
| Additional noninterest expense | $687,000 | 2,182 |
| Pre-tax net operating income | $1,020,000 | 1,737 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,020,000 | 1,464 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,020,000 | 1,467 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,020,000 | 1,467 |
| Net charge-offs | $-55,000 | 6,341 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,020,000 | 1,446 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,422,000 | 1,993 |
| Total interest expense | $1,384,000 | 2,308 |
| Net interest income | $11,038,000 | 1,925 |
| Provision for loan and lease losses | $-70,000 | 6,345 |
| Total noninterest income | $694,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $575,000 | 2,141 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $119,000 | 5,201 |
| Total noninterest expense | $8,486,000 | 2,225 |
| Salaries and employee benefits | $5,145,000 | 1,985 |
| Premises and equipment expense | $750,000 | 2,831 |
| Additional noninterest expense | $2,591,000 | 2,378 |
| Pre-tax net operating income | $3,316,000 | 2,003 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,316,000 | 1,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,316,000 | 1,749 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,316,000 | 1,749 |
| Net charge-offs | $-107,000 | 6,536 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,316,000 | 1,713 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,441,000 | 1,975 |
| Total interest expense | $1,099,000 | 2,262 |
| Net interest income | $8,342,000 | 1,920 |
| Provision for loan and lease losses | $-70,000 | 6,529 |
| Total noninterest income | $525,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $426,000 | 2,165 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $99,000 | 5,193 |
| Total noninterest expense | $6,284,000 | 2,253 |
| Salaries and employee benefits | $3,780,000 | 2,036 |
| Premises and equipment expense | $555,000 | 2,890 |
| Additional noninterest expense | $1,949,000 | 2,357 |
| Pre-tax net operating income | $2,653,000 | 1,947 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,653,000 | 1,688 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,653,000 | 1,691 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,653,000 | 1,692 |
| Net charge-offs | $-74,000 | 6,534 |
| Cash dividends | $2,000,000 | 865 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,653,000 | 1,639 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 2,119 |
| Total interest expense | $787,000 | 2,171 |
| Net interest income | $5,055,000 | 2,068 |
| Provision for loan and lease losses | $-100,000 | 6,679 |
| Total noninterest income | $340,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $280,000 | 2,161 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $60,000 | 5,326 |
| Total noninterest expense | $4,143,000 | 2,291 |
| Salaries and employee benefits | $2,502,000 | 2,052 |
| Premises and equipment expense | $363,000 | 2,915 |
| Additional noninterest expense | $1,278,000 | 2,393 |
| Pre-tax net operating income | $1,352,000 | 2,387 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,352,000 | 2,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,352,000 | 2,118 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,352,000 | 2,116 |
| Net charge-offs | $-82,000 | 6,651 |
| Cash dividends | $2,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,352,000 | 2,021 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 2,059 |
| Total interest expense | $418,000 | 2,111 |
| Net interest income | $2,611,000 | 2,020 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $168,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $135,000 | 2,210 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $2,095,000 | 2,273 |
| Salaries and employee benefits | $1,276,000 | 2,035 |
| Premises and equipment expense | $177,000 | 2,994 |
| Additional noninterest expense | $642,000 | 2,394 |
| Pre-tax net operating income | $684,000 | 2,312 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $684,000 | 2,033 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $684,000 | 2,034 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $684,000 | 2,035 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $684,000 | 1,955 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,202,000 | 2,138 |
| Total interest expense | $2,093,000 | 2,057 |
| Net interest income | $10,109,000 | 2,126 |
| Provision for loan and lease losses | $748,000 | 2,182 |
| Total noninterest income | $397,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $510,000 | 2,443 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-113,000 | 6,745 |
| Total noninterest expense | $8,219,000 | 2,301 |
| Salaries and employee benefits | $4,711,000 | 2,119 |
| Premises and equipment expense | $746,000 | 2,889 |
| Additional noninterest expense | $2,762,000 | 2,348 |
| Pre-tax net operating income | $1,539,000 | 3,293 |
| Securities gains (losses) | $498,000 | 943 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,037,000 | 2,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,037,000 | 2,555 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,037,000 | 2,554 |
| Net charge-offs | $1,244,000 | 1,592 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,539,000 | 2,947 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 2,179 |
| Total interest expense | $1,621,000 | 2,078 |
| Net interest income | $7,527,000 | 2,181 |
| Provision for loan and lease losses | $573,000 | 2,110 |
| Total noninterest income | $456,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $381,000 | 2,479 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 5,423 |
| Total noninterest expense | $6,269,000 | 2,274 |
| Salaries and employee benefits | $3,616,000 | 2,070 |
| Premises and equipment expense | $556,000 | 2,937 |
| Additional noninterest expense | $2,097,000 | 2,313 |
| Pre-tax net operating income | $1,141,000 | 3,406 |
| Securities gains (losses) | $359,000 | 966 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,500,000 | 2,647 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,500,000 | 2,648 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,500,000 | 2,648 |
| Net charge-offs | $1,169,000 | 1,316 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,141,000 | 3,027 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 2,177 |
| Total interest expense | $1,119,000 | 2,092 |
| Net interest income | $5,008,000 | 2,183 |
| Provision for loan and lease losses | $484,000 | 1,857 |
| Total noninterest income | $295,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $245,000 | 2,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,446 |
| Total noninterest expense | $4,132,000 | 2,305 |
| Salaries and employee benefits | $2,387,000 | 2,086 |
| Premises and equipment expense | $346,000 | 3,078 |
| Additional noninterest expense | $1,399,000 | 2,315 |
| Pre-tax net operating income | $687,000 | 3,568 |
| Securities gains (losses) | $176,000 | 1,200 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $863,000 | 2,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $863,000 | 2,878 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $863,000 | 2,878 |
| Net charge-offs | $995,000 | 1,143 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $687,000 | 3,190 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 2,214 |
| Total interest expense | $578,000 | 2,101 |
| Net interest income | $2,472,000 | 2,215 |
| Provision for loan and lease losses | $397,000 | 1,268 |
| Total noninterest income | $144,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $118,000 | 2,578 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,490 |
| Total noninterest expense | $2,099,000 | 2,272 |
| Salaries and employee benefits | $1,193,000 | 2,100 |
| Premises and equipment expense | $172,000 | 3,125 |
| Additional noninterest expense | $734,000 | 2,194 |
| Pre-tax net operating income | $120,000 | 5,201 |
| Securities gains (losses) | $176,000 | 655 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $296,000 | 3,684 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $296,000 | 3,686 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $296,000 | 3,687 |
| Net charge-offs | $689,000 | 882 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $120,000 | 5,016 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,169,000 | 2,291 |
| Total interest expense | $2,793,000 | 2,082 |
| Net interest income | $9,376,000 | 2,334 |
| Provision for loan and lease losses | $790,000 | 2,762 |
| Total noninterest income | $469,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $375,000 | 3,156 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $94,000 | 5,373 |
| Total noninterest expense | $7,552,000 | 2,497 |
| Salaries and employee benefits | $4,493,000 | 2,161 |
| Premises and equipment expense | $708,000 | 3,184 |
| Additional noninterest expense | $2,351,000 | 2,723 |
| Pre-tax net operating income | $1,503,000 | 3,027 |
| Securities gains (losses) | $604,000 | 686 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,107,000 | 2,152 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,107,000 | 2,153 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,107,000 | 2,153 |
| Net charge-offs | $122,000 | 4,801 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,503,000 | 2,676 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,176,000 | 2,306 |
| Total interest expense | $2,156,000 | 2,110 |
| Net interest income | $7,020,000 | 2,339 |
| Provision for loan and lease losses | $500,000 | 2,879 |
| Total noninterest income | $342,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $269,000 | 3,244 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $73,000 | 5,443 |
| Total noninterest expense | $5,562,000 | 2,534 |
| Salaries and employee benefits | $3,322,000 | 2,187 |
| Premises and equipment expense | $540,000 | 3,172 |
| Additional noninterest expense | $1,700,000 | 2,810 |
| Pre-tax net operating income | $1,300,000 | 2,851 |
| Securities gains (losses) | $478,000 | 669 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,778,000 | 2,019 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,778,000 | 2,019 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,778,000 | 2,019 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,300,000 | 2,488 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 2,354 |
| Total interest expense | $1,474,000 | 2,130 |
| Net interest income | $4,565,000 | 2,405 |
| Provision for loan and lease losses | $340,000 | 2,801 |
| Total noninterest income | $228,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $174,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,373 |
| Total noninterest expense | $3,742,000 | 2,541 |
| Salaries and employee benefits | $2,205,000 | 2,209 |
| Premises and equipment expense | $352,000 | 3,241 |
| Additional noninterest expense | $1,185,000 | 2,764 |
| Pre-tax net operating income | $711,000 | 3,162 |
| Securities gains (losses) | $275,000 | 578 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $986,000 | 2,308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $986,000 | 2,308 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $986,000 | 2,308 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $711,000 | 2,812 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 2,464 |
| Total interest expense | $741,000 | 2,201 |
| Net interest income | $2,152,000 | 2,550 |
| Provision for loan and lease losses | $215,000 | 2,354 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $83,000 | 3,354 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $1,854,000 | 2,572 |
| Salaries and employee benefits | $1,105,000 | 2,220 |
| Premises and equipment expense | $176,000 | 3,290 |
| Additional noninterest expense | $573,000 | 2,819 |
| Pre-tax net operating income | $194,000 | 4,289 |
| Securities gains (losses) | $249,000 | 291 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $443,000 | 2,475 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $443,000 | 2,474 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $443,000 | 2,475 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $194,000 | 3,976 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,361,000 | 2,436 |
| Total interest expense | $3,416,000 | 2,313 |
| Net interest income | $8,945,000 | 2,459 |
| Provision for loan and lease losses | $669,000 | 3,679 |
| Total noninterest income | $91,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $250,000 | 4,013 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-159,000 | 7,247 |
| Total noninterest expense | $6,865,000 | 2,768 |
| Salaries and employee benefits | $4,083,000 | 2,367 |
| Premises and equipment expense | $647,000 | 3,518 |
| Additional noninterest expense | $2,135,000 | 3,079 |
| Pre-tax net operating income | $1,502,000 | 2,717 |
| Securities gains (losses) | $199,000 | 1,592 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,701,000 | 2,294 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,701,000 | 2,292 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,701,000 | 2,295 |
| Net charge-offs | $616,000 | 3,362 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,502,000 | 2,418 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,466,000 | 2,441 |
| Total interest expense | $2,613,000 | 2,372 |
| Net interest income | $6,853,000 | 2,425 |
| Provision for loan and lease losses | $444,000 | 3,756 |
| Total noninterest income | $36,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $177,000 | 4,183 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-141,000 | 7,419 |
| Total noninterest expense | $5,220,000 | 2,741 |
| Salaries and employee benefits | $3,129,000 | 2,323 |
| Premises and equipment expense | $487,000 | 3,556 |
| Additional noninterest expense | $1,604,000 | 3,025 |
| Pre-tax net operating income | $1,225,000 | 2,741 |
| Securities gains (losses) | $199,000 | 1,380 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,424,000 | 2,238 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,424,000 | 2,238 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,424,000 | 2,240 |
| Net charge-offs | $299,000 | 3,730 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,225,000 | 2,379 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 2,496 |
| Total interest expense | $1,768,000 | 2,432 |
| Net interest income | $4,459,000 | 2,484 |
| Provision for loan and lease losses | $249,000 | 3,907 |
| Total noninterest income | $-39,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $114,000 | 4,243 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-153,000 | 7,579 |
| Total noninterest expense | $3,453,000 | 2,760 |
| Salaries and employee benefits | $2,108,000 | 2,310 |
| Premises and equipment expense | $315,000 | 3,672 |
| Additional noninterest expense | $1,030,000 | 3,117 |
| Pre-tax net operating income | $718,000 | 2,984 |
| Securities gains (losses) | $199,000 | 954 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $917,000 | 2,273 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $917,000 | 2,270 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $917,000 | 2,273 |
| Net charge-offs | $299,000 | 3,050 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $718,000 | 2,618 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,605 |
| Total interest expense | $877,000 | 2,558 |
| Net interest income | $2,171,000 | 2,586 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $-105,000 | 7,811 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $51,000 | 4,444 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-156,000 | 7,781 |
| Total noninterest expense | $1,743,000 | 2,773 |
| Salaries and employee benefits | $1,073,000 | 2,296 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $506,000 | 3,154 |
| Pre-tax net operating income | $223,000 | 3,871 |
| Securities gains (losses) | $199,000 | 521 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $422,000 | 2,467 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $422,000 | 2,464 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $422,000 | 2,467 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $223,000 | 3,556 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,965,000 | 2,764 |
| Total interest expense | $4,524,000 | 2,467 |
| Net interest income | $7,441,000 | 2,908 |
| Provision for loan and lease losses | $720,000 | 3,994 |
| Total noninterest income | $212,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $143,000 | 5,234 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $69,000 | 6,057 |
| Total noninterest expense | $6,226,000 | 3,088 |
| Salaries and employee benefits | $3,751,000 | 2,594 |
| Premises and equipment expense | $597,000 | 3,883 |
| Additional noninterest expense | $1,878,000 | 3,484 |
| Pre-tax net operating income | $707,000 | 3,536 |
| Securities gains (losses) | $181,000 | 1,623 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $888,000 | 2,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $888,000 | 2,972 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $888,000 | 2,972 |
| Net charge-offs | $163,000 | 5,229 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $707,000 | 3,282 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 2,829 |
| Total interest expense | $3,500,000 | 2,507 |
| Net interest income | $5,381,000 | 2,993 |
| Provision for loan and lease losses | $570,000 | 3,596 |
| Total noninterest income | $171,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $93,000 | 5,473 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $78,000 | 5,728 |
| Total noninterest expense | $4,616,000 | 3,121 |
| Salaries and employee benefits | $2,811,000 | 2,620 |
| Premises and equipment expense | $454,000 | 3,891 |
| Additional noninterest expense | $1,351,000 | 3,552 |
| Pre-tax net operating income | $366,000 | 4,301 |
| Securities gains (losses) | $181,000 | 1,363 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $547,000 | 3,535 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $547,000 | 3,532 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $547,000 | 3,535 |
| Net charge-offs | $168,000 | 4,467 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $366,000 | 4,086 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 2,921 |
| Total interest expense | $2,371,000 | 2,564 |
| Net interest income | $3,417,000 | 3,112 |
| Provision for loan and lease losses | $350,000 | 3,472 |
| Total noninterest income | $110,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $53,000 | 5,721 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $57,000 | 5,652 |
| Total noninterest expense | $3,089,000 | 3,149 |
| Salaries and employee benefits | $1,882,000 | 2,638 |
| Premises and equipment expense | $306,000 | 3,874 |
| Additional noninterest expense | $901,000 | 3,555 |
| Pre-tax net operating income | $88,000 | 5,299 |
| Securities gains (losses) | $181,000 | 1,076 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $269,000 | 4,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,130 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $269,000 | 4,130 |
| Net charge-offs | $131,000 | 3,934 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $88,000 | 5,213 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 2,998 |
| Total interest expense | $1,201,000 | 2,632 |
| Net interest income | $1,642,000 | 3,197 |
| Provision for loan and lease losses | $185,000 | 2,963 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $1,434,000 | 3,260 |
| Salaries and employee benefits | $934,000 | 2,705 |
| Premises and equipment expense | $147,000 | 4,035 |
| Additional noninterest expense | $353,000 | 3,927 |
| Pre-tax net operating income | $45,000 | 5,702 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $45,000 | 5,766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,000 | 5,769 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $45,000 | 5,769 |
| Net charge-offs | $122,000 | 2,654 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $45,000 | 5,600 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 4,245 |
| Total interest expense | $3,138,000 | 4,125 |
| Net interest income | $4,528,000 | 4,211 |
| Provision for loan and lease losses | $1,307,000 | 2,320 |
| Total noninterest income | $48,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 6,815 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $4,574,000 | 3,835 |
| Salaries and employee benefits | $3,266,000 | 3,022 |
| Premises and equipment expense | $253,000 | 6,222 |
| Additional noninterest expense | $1,055,000 | 4,666 |
| Pre-tax net operating income | $-1,305,000 | 7,143 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,305,000 | 7,131 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,305,000 | 7,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 3,586 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,305,000 | 7,244 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 4,484 |
| Total interest expense | $2,127,000 | 4,523 |
| Net interest income | $3,241,000 | 4,368 |
| Provision for loan and lease losses | $940,000 | 1,898 |
| Total noninterest income | $37,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $25,000 | 6,914 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $3,322,000 | 3,913 |
| Salaries and employee benefits | $2,396,000 | 3,105 |
| Premises and equipment expense | $173,000 | 6,435 |
| Additional noninterest expense | $753,000 | 4,734 |
| Pre-tax net operating income | $-984,000 | 7,522 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-984,000 | 7,495 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-984,000 | 7,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 3,025 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-984,000 | 7,613 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 4,844 |
| Total interest expense | $1,314,000 | 4,864 |
| Net interest income | $1,930,000 | 4,729 |
| Provision for loan and lease losses | $467,000 | 1,993 |
| Total noninterest income | $22,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $17,000 | 6,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $2,201,000 | 3,948 |
| Salaries and employee benefits | $1,592,000 | 3,160 |
| Premises and equipment expense | $117,000 | 6,445 |
| Additional noninterest expense | $492,000 | 4,772 |
| Pre-tax net operating income | $-716,000 | 7,750 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-716,000 | 7,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-716,000 | 7,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-716,000 | 7,824 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 4,971 |
| Total interest expense | $578,000 | 5,397 |
| Net interest income | $1,019,000 | 4,558 |
| Provision for loan and lease losses | $306,000 | 1,354 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $1,113,000 | 3,923 |
| Salaries and employee benefits | $778,000 | 3,238 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $265,000 | 4,506 |
| Pre-tax net operating income | $-391,000 | 8,001 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-391,000 | 8,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-391,000 | 8,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-391,000 | 8,055 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 6,961 |
| Total interest expense | $364,000 | 8,143 |
| Net interest income | $2,462,000 | 6,016 |
| Provision for loan and lease losses | $550,000 | 2,187 |
| Total noninterest income | $23,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,000 | 7,419 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $3,099,000 | 4,915 |
| Salaries and employee benefits | $2,211,000 | 4,063 |
| Premises and equipment expense | $187,000 | 6,860 |
| Additional noninterest expense | $701,000 | 5,728 |
| Pre-tax net operating income | $-1,164,000 | 8,097 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,164,000 | 8,151 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,164,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 42 |
| Net operating income | $-1,164,000 | 8,140 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 7,364 |
| Total interest expense | $129,000 | 8,369 |
| Net interest income | $1,614,000 | 6,378 |
| Provision for loan and lease losses | $350,000 | 2,081 |
| Total noninterest income | $18,000 | 8,273 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,480 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,000 | 7,773 |
| Total noninterest expense | $2,049,000 | 5,286 |
| Salaries and employee benefits | $1,423,000 | 4,539 |
| Premises and equipment expense | $136,000 | 6,908 |
| Additional noninterest expense | $490,000 | 5,862 |
| Pre-tax net operating income | $-767,000 | 8,216 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-767,000 | 8,256 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-767,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 29 |
| Net operating income | $-767,000 | 8,248 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $940,000 | 7,734 |
| Total interest expense | $24,000 | 8,517 |
| Net interest income | $916,000 | 6,792 |
| Provision for loan and lease losses | $250,000 | 1,793 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $1,152,000 | 5,844 |
| Salaries and employee benefits | $800,000 | 5,133 |
| Premises and equipment expense | $63,000 | 7,498 |
| Additional noninterest expense | $289,000 | 6,223 |
| Pre-tax net operating income | $-486,000 | 8,295 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-486,000 | 8,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-486,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 22 |
| Net operating income | $-486,000 | 8,321 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,389 |
| Total interest expense | $2,000 | 8,624 |
| Net interest income | $240,000 | 7,974 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $352,000 | 7,123 |
| Salaries and employee benefits | $240,000 | 6,632 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $94,000 | 7,210 |
| Pre-tax net operating income | $-212,000 | 8,318 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-212,000 | 8,343 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-212,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 12 |
| Net operating income | $-212,000 | 8,333 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 4,047 |
| Total interest expense | $1,370,000 | 6,306 |
| Net interest income | $7,093,000 | 3,070 |
| Provision for loan and lease losses | $301,000 | 2,746 |
| Total noninterest income | $2,714,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,376,000 | 742 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 4,066 |
| Total noninterest expense | $8,068,000 | 2,193 |
| Salaries and employee benefits | $5,229,000 | 1,863 |
| Premises and equipment expense | $930,000 | 2,641 |
| Additional noninterest expense | $1,909,000 | 2,681 |
| Pre-tax net operating income | $1,438,000 | 4,387 |
| Securities gains (losses) | $-660,000 | 8,539 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $778,000 | 5,270 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $778,000 | 5,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,086 |
| Cash dividends | $2,250,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,438,000 | 3,848 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 4,051 |
| Total interest expense | $984,000 | 6,347 |
| Net interest income | $5,284,000 | 3,118 |
| Provision for loan and lease losses | $32,000 | 5,596 |
| Total noninterest income | $1,997,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,782,000 | 751 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $215,000 | 4,387 |
| Total noninterest expense | $4,721,000 | 2,761 |
| Salaries and employee benefits | $2,648,000 | 2,720 |
| Premises and equipment expense | $706,000 | 2,620 |
| Additional noninterest expense | $1,367,000 | 2,770 |
| Pre-tax net operating income | $2,528,000 | 2,627 |
| Securities gains (losses) | $-627,000 | 8,647 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,901,000 | 2,680 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,901,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,570 |
| Cash dividends | $2,250,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,528,000 | 2,118 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 4,063 |
| Total interest expense | $619,000 | 6,376 |
| Net interest income | $3,478,000 | 3,153 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $1,306,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,167,000 | 751 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $139,000 | 4,445 |
| Total noninterest expense | $3,172,000 | 2,765 |
| Salaries and employee benefits | $1,763,000 | 2,727 |
| Premises and equipment expense | $458,000 | 2,680 |
| Additional noninterest expense | $951,000 | 2,689 |
| Pre-tax net operating income | $1,587,000 | 2,769 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,587,000 | 2,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,587,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $1,300,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,587,000 | 2,224 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 4,049 |
| Total interest expense | $291,000 | 6,440 |
| Net interest income | $1,732,000 | 3,159 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $625,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $553,000 | 768 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $1,538,000 | 2,818 |
| Salaries and employee benefits | $881,000 | 2,734 |
| Premises and equipment expense | $220,000 | 2,781 |
| Additional noninterest expense | $437,000 | 2,880 |
| Pre-tax net operating income | $794,000 | 2,723 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $794,000 | 2,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $794,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,900 |
| Cash dividends | $1,300,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $794,000 | 2,186 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,817,000 | 3,819 |
| Total interest expense | $916,000 | 6,499 |
| Net interest income | $6,901,000 | 3,074 |
| Provision for loan and lease losses | $44,000 | 5,895 |
| Total noninterest income | $2,623,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,326,000 | 746 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,356 |
| Total noninterest expense | $6,091,000 | 2,716 |
| Salaries and employee benefits | $3,353,000 | 2,702 |
| Premises and equipment expense | $880,000 | 2,646 |
| Additional noninterest expense | $1,858,000 | 2,683 |
| Pre-tax net operating income | $3,389,000 | 2,506 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,402,000 | 2,017 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,402,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,088 |
| Cash dividends | $1,350,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,389,000 | 1,999 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 3,807 |
| Total interest expense | $648,000 | 6,555 |
| Net interest income | $5,152,000 | 3,072 |
| Provision for loan and lease losses | $22,000 | 6,097 |
| Total noninterest income | $1,969,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,740,000 | 745 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 4,301 |
| Total noninterest expense | $4,620,000 | 2,646 |
| Salaries and employee benefits | $2,501,000 | 2,671 |
| Premises and equipment expense | $656,000 | 2,647 |
| Additional noninterest expense | $1,463,000 | 2,519 |
| Pre-tax net operating income | $2,479,000 | 2,582 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,492,000 | 2,071 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,492,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $700,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,479,000 | 2,048 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 3,763 |
| Total interest expense | $404,000 | 6,585 |
| Net interest income | $3,424,000 | 3,054 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $1,298,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,136,000 | 745 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $162,000 | 4,152 |
| Total noninterest expense | $3,064,000 | 2,648 |
| Salaries and employee benefits | $1,656,000 | 2,679 |
| Premises and equipment expense | $429,000 | 2,672 |
| Additional noninterest expense | $979,000 | 2,478 |
| Pre-tax net operating income | $1,652,000 | 2,546 |
| Securities gains (losses) | $13,000 | 1,257 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,665,000 | 2,031 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,665,000 | 2,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $700,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,652,000 | 2,009 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,774 |
| Total interest expense | $187,000 | 6,710 |
| Net interest income | $1,694,000 | 3,069 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $644,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $547,000 | 744 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,786 |
| Total noninterest expense | $1,513,000 | 2,689 |
| Salaries and employee benefits | $813,000 | 2,737 |
| Premises and equipment expense | $210,000 | 2,749 |
| Additional noninterest expense | $490,000 | 2,486 |
| Pre-tax net operating income | $819,000 | 2,524 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $819,000 | 2,041 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $819,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $819,000 | 2,011 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 3,696 |
| Total interest expense | $664,000 | 6,712 |
| Net interest income | $6,633,000 | 3,030 |
| Provision for loan and lease losses | $102,000 | 4,943 |
| Total noninterest income | $2,795,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,481,000 | 712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $314,000 | 4,180 |
| Total noninterest expense | $5,926,000 | 2,687 |
| Salaries and employee benefits | $3,194,000 | 2,690 |
| Premises and equipment expense | $856,000 | 2,629 |
| Additional noninterest expense | $1,876,000 | 2,561 |
| Pre-tax net operating income | $3,400,000 | 2,325 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,400,000 | 1,855 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,400,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,233 |
| Cash dividends | $3,350,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,400,000 | 1,815 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 3,694 |
| Total interest expense | $495,000 | 6,728 |
| Net interest income | $4,917,000 | 3,050 |
| Provision for loan and lease losses | $66,000 | 5,012 |
| Total noninterest income | $2,080,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,848,000 | 716 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $232,000 | 4,208 |
| Total noninterest expense | $4,474,000 | 2,628 |
| Salaries and employee benefits | $2,442,000 | 2,621 |
| Premises and equipment expense | $641,000 | 2,627 |
| Additional noninterest expense | $1,391,000 | 2,545 |
| Pre-tax net operating income | $2,457,000 | 2,425 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,457,000 | 1,928 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,457,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,941 |
| Cash dividends | $2,250,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,457,000 | 1,880 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 3,717 |
| Total interest expense | $329,000 | 6,767 |
| Net interest income | $3,249,000 | 3,064 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $1,333,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,206,000 | 720 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 4,664 |
| Total noninterest expense | $2,981,000 | 2,625 |
| Salaries and employee benefits | $1,629,000 | 2,632 |
| Premises and equipment expense | $423,000 | 2,658 |
| Additional noninterest expense | $929,000 | 2,555 |
| Pre-tax net operating income | $1,584,000 | 2,470 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,584,000 | 1,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,584,000 | 1,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,584,000 | 1,922 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 3,765 |
| Total interest expense | $167,000 | 6,799 |
| Net interest income | $1,595,000 | 3,107 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $630,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $568,000 | 753 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $62,000 | 4,679 |
| Total noninterest expense | $1,488,000 | 2,642 |
| Salaries and employee benefits | $800,000 | 2,682 |
| Premises and equipment expense | $226,000 | 2,509 |
| Additional noninterest expense | $462,000 | 2,544 |
| Pre-tax net operating income | $735,000 | 2,605 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $735,000 | 2,083 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $735,000 | 2,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $750,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $735,000 | 2,001 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 3,884 |
| Total interest expense | $897,000 | 6,422 |
| Net interest income | $5,967,000 | 3,210 |
| Provision for loan and lease losses | $76,000 | 5,707 |
| Total noninterest income | $2,603,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,289,000 | 742 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $314,000 | 4,416 |
| Total noninterest expense | $5,863,000 | 2,646 |
| Salaries and employee benefits | $3,153,000 | 2,665 |
| Premises and equipment expense | $875,000 | 2,554 |
| Additional noninterest expense | $1,835,000 | 2,594 |
| Pre-tax net operating income | $2,631,000 | 2,777 |
| Securities gains (losses) | $52,000 | 2,478 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,683,000 | 2,243 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,683,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,532 |
| Cash dividends | $2,800,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,631,000 | 2,176 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 3,965 |
| Total interest expense | $718,000 | 6,393 |
| Net interest income | $4,384,000 | 3,270 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $1,930,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,688,000 | 771 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 4,441 |
| Total noninterest expense | $4,386,000 | 2,657 |
| Salaries and employee benefits | $2,377,000 | 2,660 |
| Premises and equipment expense | $645,000 | 2,594 |
| Additional noninterest expense | $1,364,000 | 2,597 |
| Pre-tax net operating income | $1,906,000 | 2,944 |
| Securities gains (losses) | $18,000 | 3,018 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,924,000 | 2,421 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,924,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $2,300,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,906,000 | 2,318 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 3,914 |
| Total interest expense | $524,000 | 6,239 |
| Net interest income | $2,963,000 | 3,227 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $1,278,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,103,000 | 779 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $175,000 | 4,284 |
| Total noninterest expense | $2,927,000 | 2,663 |
| Salaries and employee benefits | $1,583,000 | 2,654 |
| Premises and equipment expense | $432,000 | 2,574 |
| Additional noninterest expense | $912,000 | 2,582 |
| Pre-tax net operating income | $1,308,000 | 2,894 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,326,000 | 2,344 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,326,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $1,500,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,308,000 | 2,246 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,941 |
| Total interest expense | $272,000 | 6,237 |
| Net interest income | $1,469,000 | 3,230 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $617,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $515,000 | 802 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 3,896 |
| Total noninterest expense | $1,433,000 | 2,699 |
| Salaries and employee benefits | $771,000 | 2,695 |
| Premises and equipment expense | $215,000 | 2,597 |
| Additional noninterest expense | $447,000 | 2,578 |
| Pre-tax net operating income | $647,000 | 2,904 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $665,000 | 2,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $665,000 | 2,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $750,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $647,000 | 2,240 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,446,000 | 3,855 |
| Total interest expense | $1,387,000 | 5,962 |
| Net interest income | $6,059,000 | 3,117 |
| Provision for loan and lease losses | $207,000 | 4,277 |
| Total noninterest income | $2,537,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,199,000 | 735 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 4,010 |
| Total noninterest expense | $5,598,000 | 2,646 |
| Salaries and employee benefits | $2,997,000 | 2,635 |
| Premises and equipment expense | $833,000 | 2,587 |
| Additional noninterest expense | $1,768,000 | 2,579 |
| Pre-tax net operating income | $2,791,000 | 2,645 |
| Securities gains (losses) | $226,000 | 1,083 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $3,017,000 | 1,990 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,017,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,757 |
| Cash dividends | $2,825,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,791,000 | 2,065 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,294,000 | 3,900 |
| Total interest expense | $2,538,000 | 5,353 |
| Net interest income | $5,756,000 | 3,059 |
| Provision for loan and lease losses | $56,000 | 6,538 |
| Total noninterest income | $2,612,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,228,000 | 668 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $384,000 | 3,624 |
| Total noninterest expense | $5,428,000 | 2,607 |
| Salaries and employee benefits | $2,884,000 | 2,601 |
| Premises and equipment expense | $791,000 | 2,663 |
| Additional noninterest expense | $1,753,000 | 2,532 |
| Pre-tax net operating income | $2,884,000 | 2,348 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,884,000 | 1,818 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,884,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,220 |
| Cash dividends | $3,225,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,884,000 | 1,748 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,433,000 | 3,961 |
| Total interest expense | $2,647,000 | 5,368 |
| Net interest income | $5,786,000 | 3,056 |
| Provision for loan and lease losses | $192,000 | 3,840 |
| Total noninterest income | $2,793,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,436,000 | 545 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $357,000 | 3,589 |
| Total noninterest expense | $5,181,000 | 2,630 |
| Salaries and employee benefits | $2,680,000 | 2,655 |
| Premises and equipment expense | $787,000 | 2,617 |
| Additional noninterest expense | $1,714,000 | 2,500 |
| Pre-tax net operating income | $3,206,000 | 2,250 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-33,000 | 9,433 |
| Income before extraordinary items | $3,239,000 | 1,628 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,239,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $1,950,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,239,000 | 1,619 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 3,897 |
| Total interest expense | $2,490,000 | 5,207 |
| Net interest income | $5,509,000 | 3,152 |
| Provision for loan and lease losses | $98,000 | 5,306 |
| Total noninterest income | $2,800,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,520,000 | 541 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $280,000 | 4,174 |
| Total noninterest expense | $4,718,000 | 2,863 |
| Salaries and employee benefits | $2,564,000 | 2,740 |
| Premises and equipment expense | $698,000 | 2,865 |
| Additional noninterest expense | $1,456,000 | 2,941 |
| Pre-tax net operating income | $3,493,000 | 2,095 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $3,517,000 | 1,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,517,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,771 |
| Cash dividends | $2,950,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,493,000 | 1,502 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,035,000 | 3,924 |
| Total interest expense | $2,611,000 | 5,205 |
| Net interest income | $5,424,000 | 3,170 |
| Provision for loan and lease losses | $182,000 | 3,709 |
| Total noninterest income | $2,818,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,519,000 | 514 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $299,000 | 4,037 |
| Total noninterest expense | $5,085,000 | 2,557 |
| Salaries and employee benefits | $2,597,000 | 2,609 |
| Premises and equipment expense | $688,000 | 2,812 |
| Additional noninterest expense | $1,800,000 | 2,321 |
| Pre-tax net operating income | $2,975,000 | 2,399 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $-26,000 | 10,077 |
| Income before extraordinary items | $3,034,000 | 1,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,034,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,751 |
| Cash dividends | $1,500,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,001,000 | 1,676 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 3,984 |
| Total interest expense | $2,523,000 | 5,377 |
| Net interest income | $5,448,000 | 3,203 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $2,650,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,281,000 | 570 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $369,000 | 3,461 |
| Total noninterest expense | $4,804,000 | 2,669 |
| Salaries and employee benefits | $2,387,000 | 2,773 |
| Premises and equipment expense | $671,000 | 2,846 |
| Additional noninterest expense | $1,746,000 | 2,369 |
| Pre-tax net operating income | $3,210,000 | 2,338 |
| Securities gains (losses) | $-37,000 | 10,570 |
| Applicable income taxes | $668,000 | 3,379 |
| Income before extraordinary items | $2,505,000 | 2,107 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,505,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,332 |
| Cash dividends | $3,600,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,534,230 | 2,032 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 3,883 |
| Total interest expense | $2,800,000 | 5,079 |
| Net interest income | $5,529,000 | 3,200 |
| Provision for loan and lease losses | $163,000 | 3,895 |
| Total noninterest income | $3,643,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,827,000 | 730 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,816,000 | 1,232 |
| Total noninterest expense | $5,095,000 | 2,678 |
| Salaries and employee benefits | $2,541,000 | 2,644 |
| Premises and equipment expense | $778,000 | 2,517 |
| Additional noninterest expense | $1,776,000 | 2,729 |
| Pre-tax net operating income | $3,914,000 | 1,840 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $1,327,000 | 1,815 |
| Income before extraordinary items | $2,611,000 | 1,891 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,611,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,326 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,595,160 | 1,869 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 3,410 |
| Total interest expense | $3,533,000 | 4,121 |
| Net interest income | $6,063,000 | 2,933 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $1,775,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,348,000 | 992 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $427,000 | 3,182 |
| Total noninterest expense | $5,196,000 | 2,610 |
| Salaries and employee benefits | $2,540,000 | 2,639 |
| Premises and equipment expense | $764,000 | 2,603 |
| Additional noninterest expense | $1,892,000 | 2,523 |
| Pre-tax net operating income | $2,527,000 | 2,815 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $826,000 | 2,803 |
| Income before extraordinary items | $1,701,000 | 2,889 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,701,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,663 |
| Cash dividends | $6,500,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,701,000 | 2,853 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,185,000 | 3,279 |
| Total interest expense | $2,768,000 | 4,258 |
| Net interest income | $6,417,000 | 2,820 |
| Provision for loan and lease losses | $185,000 | 3,163 |
| Total noninterest income | $1,871,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,444,000 | 904 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $427,000 | 3,275 |
| Total noninterest expense | $5,750,000 | 2,446 |
| Salaries and employee benefits | $2,310,000 | 2,863 |
| Premises and equipment expense | $756,000 | 2,649 |
| Additional noninterest expense | $2,684,000 | 2,017 |
| Pre-tax net operating income | $2,353,000 | 2,993 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $854,000 | 2,621 |
| Income before extraordinary items | $1,499,000 | 3,179 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,499,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,752 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,499,000 | 3,206 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,631,000 | 3,555 |
| Total interest expense | $2,574,000 | 4,683 |
| Net interest income | $6,057,000 | 3,004 |
| Provision for loan and lease losses | $109,000 | 5,557 |
| Total noninterest income | $1,921,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,438,000 | 917 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $483,000 | 3,337 |
| Total noninterest expense | $4,805,000 | 2,955 |
| Salaries and employee benefits | $2,076,000 | 3,159 |
| Premises and equipment expense | $599,000 | 3,334 |
| Additional noninterest expense | $2,130,000 | 2,580 |
| Pre-tax net operating income | $3,064,000 | 2,224 |
| Securities gains (losses) | $91,000 | 2,627 |
| Applicable income taxes | $1,011,000 | 2,237 |
| Income before extraordinary items | $2,144,000 | 2,329 |
| Extraordinary gains, net | $1,373,000 | 176 |
| Net income | $3,517,000 | 1,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,727 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,082,120 | 2,255 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 4,143 |
| Total interest expense | $2,987,000 | 5,183 |
| Net interest income | $5,350,000 | 3,410 |
| Provision for loan and lease losses | $470,000 | 3,134 |
| Total noninterest income | $3,328,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,419,000 | 921 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,909,000 | 1,284 |
| Total noninterest expense | $4,812,000 | 2,972 |
| Salaries and employee benefits | $2,047,000 | 3,156 |
| Premises and equipment expense | $570,000 | 3,531 |
| Additional noninterest expense | $2,195,000 | 2,602 |
| Pre-tax net operating income | $3,396,000 | 1,827 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $1,162,000 | 1,813 |
| Income before extraordinary items | $2,297,000 | 1,995 |
| Extraordinary gains, net | $1,120,000 | 113 |
| Net income | $3,417,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 3,024 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,255,420 | 1,864 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.