Home > Meridian Bank > Loan Charge- Offs and Recoveries
Meridian Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $54,188,000 | 80 |
| Loans secured by real estate, total | $15,666,000 | 51 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $15,666,000 | 51 |
| Construction and land development | $1,465,000 | 50 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $7,512,000 | 30 |
| Secured by multifamily residential properties | $358,000 | 158 |
| Secured by nonfarm nonresidential properties | $6,331,000 | 57 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $46,000 | 88 |
| Commercial and industrial loans | $23,495,000 | 22 |
| Loans to individuals | $12,341,000 | 133 |
| Credit card loan charge offs | $2,101,000 | 209 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,240,000 | 57 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $481,000 | 63 |
| Lease financing receivables | $2,159,000 | 17 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,974,000 | 92 |
| Loans secured by real estate, total | $6,051,000 | 43 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $6,051,000 | 41 |
| Construction and land development | $1,721,000 | 23 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $852,000 | 59 |
| Secured by multifamily residential properties | $37,000 | 205 |
| Secured by nonfarm nonresidential properties | $3,441,000 | 42 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $3,582,000 | 80 |
| Loans to individuals | $3,822,000 | 114 |
| Credit card loan recoveries | $243,000 | 244 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,579,000 | 60 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $17,000 | 221 |
| Lease financing receivables | $502,000 | 29 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $40,214,000 | 77 |
| Loans secured by real estate, total | $9,615,000 | 67 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $9,615,000 | 67 |
| Construction and land development | $-256,000 | 11,920 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $6,660,000 | 29 |
| Secured by multifamily residential properties | $321,000 | 161 |
| Secured by nonfarm nonresidential properties | $2,890,000 | 93 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $46,000 | 57 |
| Commercial and industrial loans | $19,913,000 | 11 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $8,519,000 | 132 |
| Credit card loan net charge offs | $1,858,000 | 201 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,661,000 | 49 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $464,000 | 44 |
| Lease financing receivables | $1,657,000 | 11 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $52,944,000 | 78 |
| Loans secured by real estate, total | $25,958,000 | 48 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $25,958,000 | 47 |
| Construction and land development | $3,056,000 | 49 |
| Secured by farmland | $7,000 | 362 |
| Total charge-offs secured by 1-4 family residential properties | $15,014,000 | 29 |
| Secured by multifamily residential properties | $1,544,000 | 70 |
| Secured by nonfarm nonresidential properties | $6,337,000 | 76 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $16,000 | 137 |
| Commercial and industrial loans | $15,657,000 | 39 |
| Loans to individuals | $8,344,000 | 138 |
| Credit card loan charge offs | $1,338,000 | 231 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,006,000 | 62 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $1,832,000 | 26 |
| Lease financing receivables | $1,137,000 | 24 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $18,476,000 | 67 |
| Loans secured by real estate, total | $9,326,000 | 27 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $9,326,000 | 26 |
| Construction and land development | $595,000 | 67 |
| Secured by farmland | $26,000 | 172 |
| Secured by 1-4 family residential properties - total recoveries | $936,000 | 59 |
| Secured by multifamily residential properties | $66,000 | 147 |
| Secured by nonfarm nonresidential properties | $7,703,000 | 16 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $3,679,000 | 94 |
| Loans to individuals | $5,151,000 | 93 |
| Credit card loan recoveries | $127,000 | 318 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,024,000 | 45 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $9,000 | 259 |
| Lease financing receivables | $311,000 | 44 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $34,468,000 | 74 |
| Loans secured by real estate, total | $16,632,000 | 55 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $16,632,000 | 55 |
| Construction and land development | $2,461,000 | 47 |
| Secured by farmland | $-19,000 | 10,880 |
| Secured by 1-4 family residential properties- net charge-offs | $14,078,000 | 27 |
| Secured by multifamily residential properties | $1,478,000 | 63 |
| Secured by nonfarm nonresidential properties | $-1,366,000 | 12,584 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $16,000 | 87 |
| Commercial and industrial loans | $11,978,000 | 26 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,193,000 | 199 |
| Credit card loan net charge offs | $1,211,000 | 207 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,982,000 | 111 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $1,823,000 | 17 |
| Lease financing receivables | $826,000 | 20 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $59,068,000 | 91 |
| Loans secured by real estate, total | $27,975,000 | 65 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $27,975,000 | 65 |
| Construction and land development | $2,098,000 | 123 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $4,446,000 | 73 |
| Secured by multifamily residential properties | $381,000 | 204 |
| Secured by nonfarm nonresidential properties | $21,050,000 | 42 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $21,574,000 | 49 |
| Loans to individuals | $7,960,000 | 160 |
| Credit card loan charge offs | $1,192,000 | 257 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,768,000 | 77 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $296,000 | 116 |
| Lease financing receivables | $1,263,000 | 39 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $10,012,000 | 120 |
| Loans secured by real estate, total | $3,434,000 | 74 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $3,434,000 | 74 |
| Construction and land development | $2,066,000 | 25 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $380,000 | 126 |
| Secured by multifamily residential properties | $147,000 | 103 |
| Secured by nonfarm nonresidential properties | $841,000 | 120 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $3,076,000 | 111 |
| Loans to individuals | $3,102,000 | 130 |
| Credit card loan recoveries | $256,000 | 233 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,846,000 | 79 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $126,000 | 104 |
| Lease financing receivables | $274,000 | 53 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $49,056,000 | 83 |
| Loans secured by real estate, total | $24,541,000 | 67 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $24,541,000 | 67 |
| Construction and land development | $32,000 | 735 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $4,066,000 | 70 |
| Secured by multifamily residential properties | $234,000 | 241 |
| Secured by nonfarm nonresidential properties | $20,209,000 | 40 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $18,498,000 | 37 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $4,858,000 | 167 |
| Credit card loan net charge offs | $936,000 | 261 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,922,000 | 77 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $170,000 | 105 |
| Lease financing receivables | $989,000 | 35 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $82,779,000 | 85 |
| Loans secured by real estate, total | $43,182,000 | 48 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $43,182,000 | 47 |
| Construction and land development | $8,136,000 | 55 |
| Secured by farmland | $26,000 | 380 |
| Total charge-offs secured by 1-4 family residential properties | $2,265,000 | 139 |
| Secured by multifamily residential properties | $386,000 | 257 |
| Secured by nonfarm nonresidential properties | $32,369,000 | 26 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $30,220,000 | 59 |
| Loans to individuals | $8,085,000 | 183 |
| Credit card loan charge offs | $880,000 | 336 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,205,000 | 88 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $1,292,000 | 43 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,438,000 | 123 |
| Loans secured by real estate, total | $1,517,000 | 109 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,517,000 | 109 |
| Construction and land development | $126,000 | 209 |
| Secured by farmland | $23,000 | 216 |
| Secured by 1-4 family residential properties - total recoveries | $177,000 | 244 |
| Secured by multifamily residential properties | $41,000 | 148 |
| Secured by nonfarm nonresidential properties | $1,150,000 | 65 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 164 |
| Commercial and industrial loans | $4,013,000 | 81 |
| Loans to individuals | $2,711,000 | 146 |
| Credit card loan recoveries | $62,000 | 438 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,649,000 | 87 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $19,000 | 216 |
| Lease financing receivables | $172,000 | 77 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $74,341,000 | 76 |
| Loans secured by real estate, total | $41,665,000 | 47 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $41,665,000 | 46 |
| Construction and land development | $8,010,000 | 54 |
| Secured by farmland | $3,000 | 683 |
| Secured by 1-4 family residential properties- net charge-offs | $2,088,000 | 128 |
| Secured by multifamily residential properties | $345,000 | 254 |
| Secured by nonfarm nonresidential properties | $31,219,000 | 26 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-6,000 | 1,119 |
| Commercial and industrial loans | $26,207,000 | 57 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $5,374,000 | 194 |
| Credit card loan net charge offs | $818,000 | 310 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,556,000 | 91 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-19,000 | 1,138 |
| Lease financing receivables | $1,120,000 | 43 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.