Home > Merchants State Bank of North Branch > Assets and Liabilities
Merchants State Bank of North Branch, Assets and Liabilities
1998-12-31 | Rank | |
# of Employees: | 26 | 5,850 |
Assets and Liabilities | ||
Total Assets: | $54,177,000 | 6,663 |
Cash and due from depository institutions | $3,099,000 | 5,850 |
Interest-bearing balances | $1,614,000 | 2,359 |
Securities | $15,089,000 | 5,799 |
Federal funds sold & reverse repurchase agreements | $1,725,000 | 6,118 |
Net loans & leases | $31,851,000 | 6,508 |
Loan loss allowance | $506,000 | 5,571 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $2,001,000 | 3,908 |
Other real estate owned | $0 | 5,850 |
Goodwill and other intangibles | $0 | 3,445 |
All other assets | $412,000 | 8,686 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $54,177,000 | 6,663 |
Total liabilities | $49,190,000 | 6,595 |
Total deposits | $45,687,000 | 6,680 |
Interest-bearing deposits | $38,007,000 | 6,746 |
Deposits held in domestic offices | $45,687,000 | 6,678 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,214 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $3,188,000 | 2,798 |
Subordinated debt | $0 | 255 |
All other liabilities | $315,000 | 7,291 |
Total equity capital | $4,987,000 | 7,121 |
Total bank equity capital | $4,987,000 | 7,121 |
Perpetual preferred stock | $0 | 199 |
Common stock | $200,000 | 6,646 |
Surplus | $2,824,000 | 4,392 |
Undivided profits | $1,963,000 | 6,987 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $66,000 | 7,849 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
Income earned, not collected on loans | $182,000 | 8,176 |
Earning assets | $50,279,000 | 6,616 |
Long-term assets (5+ years) | $11,581,000 | 4,376 |
Average Assets, year-to-date | $51,403,400 | 6,645 |
Average Assets, quarterly | $53,402,500 | 6,643 |
Volatile liabilities | $2,278,000 | 8,789 |
Insider loans | $10,000 | 9,147 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $4,783,000 | 5,454 |
Tier 1 (core) risk-based capital | $4,912,000 | 7,004 |
Tier 2 risk-based capital | $473,540 | 5,409 |
Total risk weighted assets | $37,850,840 | 6,086 |
Total unused commitments | $4,783,000 | 5,462 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 24 | 6,393 |
Assets and Liabilities | ||
Total Assets: | $47,975,000 | 7,216 |
Cash and due from depository institutions | $2,148,000 | 6,393 |
Interest-bearing balances | $549,000 | 3,034 |
Securities | $11,392,000 | 6,999 |
Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,731 |
Net loans & leases | $30,002,000 | 6,848 |
Loan loss allowance | $487,000 | 5,816 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,882,000 | 4,019 |
Other real estate owned | $0 | 6,393 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $351,000 | 9,458 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $47,975,000 | 7,216 |
Total liabilities | $43,642,000 | 7,133 |
Total deposits | $41,998,000 | 7,070 |
Interest-bearing deposits | $35,094,000 | 7,174 |
Deposits held in domestic offices | $41,998,000 | 7,066 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $1,238,000 | 3,300 |
Subordinated debt | $0 | 260 |
All other liabilities | $406,000 | 6,681 |
Total equity capital | $4,333,000 | 7,754 |
Total bank equity capital | $4,333,000 | 7,754 |
Perpetual preferred stock | $0 | 223 |
Common stock | $200,000 | 6,929 |
Surplus | $2,824,000 | 4,364 |
Undivided profits | $1,309,000 | 8,116 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $122,000 | 7,343 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $174,000 | 8,645 |
Earning assets | $44,143,000 | 7,194 |
Long-term assets (5+ years) | $8,418,000 | 4,751 |
Average Assets, year-to-date | $44,203,000 | 7,341 |
Average Assets, quarterly | $46,885,500 | 7,250 |
Volatile liabilities | $2,721,000 | 8,713 |
Insider loans | $9,000 | 9,627 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $3,828,000 | 5,883 |
Tier 1 (core) risk-based capital | $4,292,000 | 7,665 |
Tier 2 risk-based capital | $431,470 | 5,720 |
Total risk weighted assets | $34,461,770 | 6,488 |
Total unused commitments | $3,828,000 | 5,892 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 24 | 6,712 |
Assets and Liabilities | ||
Total Assets: | $42,275,000 | 7,956 |
Cash and due from depository institutions | $1,703,000 | 6,712 |
Interest-bearing balances | $85,000 | 5,115 |
Securities | $12,045,000 | 7,274 |
Federal funds sold & reverse repurchase agreements | $1,625,000 | 5,389 |
Net loans & leases | $25,989,000 | 7,503 |
Loan loss allowance | $438,000 | 6,451 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $404,000 | 8,591 |
Other real estate owned | $0 | 6,712 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $509,000 | 8,760 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $42,275,000 | 7,956 |
Total liabilities | $38,215,000 | 7,899 |
Total deposits | $37,908,000 | 7,751 |
Interest-bearing deposits | $32,142,000 | 7,771 |
Deposits held in domestic offices | $37,908,000 | 7,745 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $307,000 | 7,789 |
Total equity capital | $4,060,000 | 8,133 |
Total bank equity capital | $4,060,000 | 8,133 |
Perpetual preferred stock | $0 | 250 |
Common stock | $200,000 | 7,308 |
Surplus | $1,824,000 | 5,854 |
Undivided profits | $2,036,000 | 7,210 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,000 | 10,524 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $146,000 | 9,407 |
Earning assets | $39,744,000 | 7,814 |
Long-term assets (5+ years) | $4,840,000 | 5,954 |
Average Assets, year-to-date | $39,549,800 | 8,056 |
Average Assets, quarterly | $41,246,500 | 7,997 |
Volatile liabilities | $2,138,000 | 9,343 |
Insider loans | $11,000 | 10,084 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $3,509,000 | 5,994 |
Tier 1 (core) risk-based capital | $4,052,000 | 8,038 |
Tier 2 risk-based capital | $370,920 | 6,422 |
Total risk weighted assets | $29,606,420 | 7,149 |
Total unused commitments | $3,509,000 | 6,010 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 24 | 6,946 |
Assets and Liabilities | ||
Total Assets: | $38,241,000 | 8,578 |
Cash and due from depository institutions | $2,321,000 | 6,946 |
Interest-bearing balances | $447,000 | 3,438 |
Securities | $10,899,000 | 7,962 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $24,303,000 | 7,832 |
Loan loss allowance | $383,000 | 7,160 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $288,000 | 9,622 |
Other real estate owned | $0 | 6,946 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $430,000 | 9,663 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $38,241,000 | 8,578 |
Total liabilities | $34,585,000 | 8,528 |
Total deposits | $34,164,000 | 8,407 |
Interest-bearing deposits | $28,836,000 | 8,454 |
Deposits held in domestic offices | $34,164,000 | 8,403 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $125,000 | 3,561 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $296,000 | 8,318 |
Total equity capital | $3,656,000 | 8,745 |
Total bank equity capital | $3,656,000 | 8,745 |
Perpetual preferred stock | $0 | 288 |
Common stock | $200,000 | 7,680 |
Surplus | $1,824,000 | 5,916 |
Undivided profits | $1,632,000 | 8,079 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $23,000 | 10,052 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,627 |
Income earned, not collected on loans | $150,000 | 9,721 |
Earning assets | $35,649,000 | 8,479 |
Long-term assets (5+ years) | $4,534,000 | 6,059 |
Average Assets, year-to-date | $36,184,000 | 8,626 |
Average Assets, quarterly | $37,731,500 | 8,582 |
Volatile liabilities | $1,271,000 | 10,496 |
Insider loans | $60,000 | 9,726 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $3,200,000 | 6,184 |
Tier 1 (core) risk-based capital | $3,619,000 | 8,660 |
Tier 2 risk-based capital | $342,670 | 6,791 |
Total risk weighted assets | $27,372,970 | 7,527 |
Total unused commitments | $3,200,000 | 6,200 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 23 | 7,461 |
Assets and Liabilities | ||
Total Assets: | $34,943,000 | 9,164 |
Cash and due from depository institutions | $1,655,000 | 7,461 |
Interest-bearing balances | $381,000 | 3,731 |
Securities | $7,857,000 | 9,587 |
Federal funds sold & reverse repurchase agreements | $275,000 | 7,511 |
Net loans & leases | $24,353,000 | 7,929 |
Loan loss allowance | $340,000 | 7,884 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $294,000 | 9,901 |
Other real estate owned | $0 | 7,461 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $509,000 | 9,499 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $34,943,000 | 9,164 |
Total liabilities | $31,849,000 | 9,101 |
Total deposits | $31,607,000 | 8,946 |
Interest-bearing deposits | $26,817,000 | 8,962 |
Deposits held in domestic offices | $31,607,000 | 8,941 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $242,000 | 8,233 |
Total equity capital | $3,094,000 | 9,350 |
Total bank equity capital | $3,094,000 | 9,350 |
Perpetual preferred stock | $0 | 310 |
Common stock | $200,000 | 8,122 |
Surplus | $1,824,000 | 5,936 |
Undivided profits | $1,070,000 | 8,877 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $92,000 | 8,580 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,267 |
Income earned, not collected on loans | $143,000 | 9,819 |
Earning assets | $32,866,000 | 9,017 |
Long-term assets (5+ years) | $4,170,000 | 6,509 |
Average Assets, year-to-date | $33,921,400 | 9,204 |
Average Assets, quarterly | $35,154,000 | 9,099 |
Volatile liabilities | $781,000 | 11,449 |
Insider loans | $54,000 | 10,193 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $2,878,000 | 6,463 |
Tier 1 (core) risk-based capital | $3,230,000 | 9,253 |
Tier 2 risk-based capital | $321,750 | 7,202 |
Total risk weighted assets | $25,721,550 | 7,916 |
Total unused commitments | $2,878,000 | 6,474 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 24 | 7,545 |
Assets and Liabilities | ||
Total Assets: | $32,761,000 | 9,780 |
Cash and due from depository institutions | $1,966,000 | 7,545 |
Interest-bearing balances | $567,000 | 4,185 |
Securities | $7,871,000 | 9,941 |
Federal funds sold & reverse repurchase agreements | $1,075,000 | 7,575 |
Net loans & leases | $20,954,000 | 8,645 |
Loan loss allowance | $293,000 | 8,765 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $304,000 | 10,177 |
Other real estate owned | $185,000 | 7,545 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $406,000 | 10,220 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $32,761,000 | 9,780 |
Total liabilities | $29,827,000 | 9,738 |
Total deposits | $29,655,000 | 9,603 |
Interest-bearing deposits | $25,078,000 | 9,630 |
Deposits held in domestic offices | $29,655,000 | 9,597 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $172,000 | 9,864 |
Total equity capital | $2,934,000 | 9,880 |
Total bank equity capital | $2,934,000 | 9,880 |
Perpetual preferred stock | $0 | 343 |
Common stock | $200,000 | 8,542 |
Surplus | $1,324,000 | 7,108 |
Undivided profits | $1,410,000 | 8,601 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $184,000 | 7,781 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $109,000 | 10,727 |
Earning assets | $30,467,000 | 9,691 |
Long-term assets (5+ years) | $3,081,000 | 7,737 |
Average Assets, year-to-date | $32,055,800 | 9,749 |
Average Assets, quarterly | $32,269,500 | 9,792 |
Volatile liabilities | $664,000 | 12,027 |
Insider loans | $106,000 | 9,637 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $599,000 | 1,178 |
Unused loan commitments | $2,317,000 | 7,114 |
Tier 1 (core) risk-based capital | $2,934,000 | 9,823 |
Tier 2 risk-based capital | $291,870 | 7,731 |
Total risk weighted assets | $23,348,270 | 8,457 |
Total unused commitments | $2,317,000 | 7,139 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 22 | 8,155 |
Assets and Liabilities | ||
Total Assets: | $33,168,000 | 9,955 |
Cash and due from depository institutions | $2,891,000 | 8,155 |
Interest-bearing balances | $1,630,000 | 3,035 |
Securities | $9,962,000 | 9,169 |
Federal funds sold & reverse repurchase agreements | $1,375,000 | 7,808 |
Net loans & leases | $18,221,000 | 9,343 |
Loan loss allowance | $276,000 | 9,186 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $341,000 | 10,146 |
Other real estate owned | $0 | 8,155 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $378,000 | 10,909 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $33,168,000 | 9,955 |
Total liabilities | $30,378,000 | 9,893 |
Total deposits | $30,214,000 | 9,777 |
Interest-bearing deposits | $26,019,000 | 9,740 |
Deposits held in domestic offices | $30,214,000 | 9,772 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $164,000 | 10,830 |
Total equity capital | $2,790,000 | 10,094 |
Total bank equity capital | $2,790,000 | 10,094 |
Perpetual preferred stock | $0 | 346 |
Common stock | $200,000 | 8,967 |
Surplus | $1,324,000 | 7,071 |
Undivided profits | $1,266,000 | 8,918 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $41,000 | 11,494 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $97,000 | 11,664 |
Earning assets | $31,188,000 | 9,753 |
Long-term assets (5+ years) | $2,170,000 | 8,754 |
Average Assets, year-to-date | $32,338,600 | 9,923 |
Average Assets, quarterly | $32,971,500 | 9,939 |
Volatile liabilities | $915,000 | 11,948 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,709,000 | 7,753 |
Tier 1 (core) risk-based capital | $2,790,000 | 10,031 |
Tier 2 risk-based capital | $269,980 | 8,096 |
Total risk weighted assets | $21,592,280 | 8,957 |
Total unused commitments | $1,709,000 | 7,789 |
Derivatives | $0 | 651 |