Home > Merchants & Southern Bank > Net Charge- offs 1- 4 Family Residential
Merchants & Southern Bank, Net Charge- offs 1- 4 Family Residential
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 5,767 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,618 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 6,109 |
| Home equity lines of credit - net charge-offs | $0 | 482 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $176,000 | 1,154 |
| Loans secured by 1-4 family senior liens - net charge-offs | $55,000 | 1,882 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-24,000 | 6,310 |
| Home equity lines of credit - net charge-offs | $145,000 | 327 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $39,000 | 2,099 |
| Loans secured by 1-4 family senior liens - net charge-offs | $27,000 | 2,045 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-22,000 | 6,408 |
| Home equity lines of credit - net charge-offs | $34,000 | 629 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 1,535 |
| Loans secured by 1-4 family senior liens - net charge-offs | $27,000 | 1,723 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-9,000 | 6,391 |
| Home equity lines of credit - net charge-offs | $34,000 | 489 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $55,000 | 917 |
| Loans secured by 1-4 family senior liens - net charge-offs | $27,000 | 1,106 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-6,000 | 6,514 |
| Home equity lines of credit - net charge-offs | $34,000 | 320 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $180,000 | 1,560 |
| Loans secured by 1-4 family senior liens - net charge-offs | $112,000 | 1,659 |
| Loans secured by 1-4 family junior liens - net charge-offs | $68,000 | 631 |
| Home equity lines of credit - net charge-offs | $0 | 1,424 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $182,000 | 1,266 |
| Loans secured by 1-4 family senior liens - net charge-offs | $112,000 | 1,339 |
| Loans secured by 1-4 family junior liens - net charge-offs | $70,000 | 502 |
| Home equity lines of credit - net charge-offs | $0 | 1,266 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $188,000 | 961 |
| Loans secured by 1-4 family senior liens - net charge-offs | $113,000 | 1,031 |
| Loans secured by 1-4 family junior liens - net charge-offs | $75,000 | 385 |
| Home equity lines of credit - net charge-offs | $0 | 1,080 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $144,000 | 719 |
| Loans secured by 1-4 family senior liens - net charge-offs | $65,000 | 955 |
| Loans secured by 1-4 family junior liens - net charge-offs | $79,000 | 237 |
| Home equity lines of credit - net charge-offs | $0 | 768 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $119,000 | 2,506 |
| Loans secured by 1-4 family senior liens - net charge-offs | $123,000 | 2,065 |
| Loans secured by 1-4 family junior liens - net charge-offs | $20,000 | 1,472 |
| Home equity lines of credit - net charge-offs | $-24,000 | 7,029 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $85,000 | 2,465 |
| Loans secured by 1-4 family senior liens - net charge-offs | $100,000 | 1,895 |
| Loans secured by 1-4 family junior liens - net charge-offs | $9,000 | 1,483 |
| Home equity lines of credit - net charge-offs | $-24,000 | 7,130 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $60,000 | 2,306 |
| Loans secured by 1-4 family senior liens - net charge-offs | $58,000 | 1,951 |
| Loans secured by 1-4 family junior liens - net charge-offs | $9,000 | 1,262 |
| Home equity lines of credit - net charge-offs | $-7,000 | 7,135 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $64,000 | 1,574 |
| Loans secured by 1-4 family senior liens - net charge-offs | $58,000 | 1,316 |
| Loans secured by 1-4 family junior liens - net charge-offs | $9,000 | 840 |
| Home equity lines of credit - net charge-offs | $-3,000 | 7,148 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $541,000 | 1,278 |
| Loans secured by 1-4 family senior liens - net charge-offs | $228,000 | 1,713 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,000 | 2,178 |
| Home equity lines of credit - net charge-offs | $310,000 | 526 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 7,193 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 4,037 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,000 | 1,867 |
| Home equity lines of credit - net charge-offs | $-10,000 | 7,355 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,121 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,535 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,000 | 1,545 |
| Home equity lines of credit - net charge-offs | $-6,000 | 7,415 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,175 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,638 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,092 |
| Home equity lines of credit - net charge-offs | $-3,000 | 7,443 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 7,508 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 4,526 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,359 |
| Home equity lines of credit - net charge-offs | $-8,000 | 7,605 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 7,530 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 4,105 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,020 |
| Home equity lines of credit - net charge-offs | $-5,000 | 7,677 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,497 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,549 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,636 |
| Home equity lines of credit - net charge-offs | $-3,000 | 7,712 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,603 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,652 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,122 |
| Home equity lines of credit - net charge-offs | $-3,000 | 7,832 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $71,000 | 3,261 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 4,358 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,286 |
| Home equity lines of credit - net charge-offs | $71,000 | 1,181 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $32,000 | 3,379 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,825 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,868 |
| Home equity lines of credit - net charge-offs | $32,000 | 1,194 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,865 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,233 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,465 |
| Home equity lines of credit - net charge-offs | $0 | 1,296 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,745 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,234 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 900 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $63,000 | 2,355 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,557 |
| Loans secured by 1-4 family junior liens - net charge-offs | $63,000 | 822 |
| Home equity lines of credit - net charge-offs | $0 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,509 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,899 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,335 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,841 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,300 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 991 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,939 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,535 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,352 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,744 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,177 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,699 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,203 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 879 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,135 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,739 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 665 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,473 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,164 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,928 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,424 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
| Home equity lines of credit - net charge-offs | $0 | 727 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,436 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,020 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,021 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,673 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,059 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,550 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,617 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,162 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,147 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,540 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,241 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,708 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
| Home equity lines of credit - net charge-offs | $0 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,765 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,271 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,286 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,846 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,591 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,467 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,575 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,919 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,126 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,402 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,732 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,443 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,547 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,307 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 9,060 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 9,175 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 9,481 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 3,109 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 3,534 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,761 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 3,860 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 4,848 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.