Home > Merchants & Southern Bank > Assets and Liabilities
Merchants & Southern Bank, Assets and Liabilities
| 2015-03-31 | Rank | |
| # of Employees: | 105 | 1,394 |
| Assets and Liabilities | ||
| Total Assets: | $439,810,000 | 1,558 |
| Cash and due from depository institutions | $9,955,000 | 1,394 |
| Interest-bearing balances | $399,000 | 5,844 |
| Securities | $171,007,000 | 886 |
| Federal funds sold & reverse repurchase agreements | $41,261,000 | 99 |
| Net loans & leases | $196,718,000 | 2,104 |
| Loan loss allowance | $3,359,000 | 1,821 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $14,705,000 | 810 |
| Other real estate owned | $4,198,000 | 1,394 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $1,966,000 | 4,366 |
| Life insurance assets | $0 | 3,784 |
| Total liabilities and capital | $439,810,000 | 1,558 |
| Total liabilities | $393,689,000 | 1,547 |
| Total deposits | $356,546,000 | 1,599 |
| Interest-bearing deposits | $234,861,000 | 1,880 |
| Deposits held in domestic offices | $356,546,000 | 1,598 |
| % insured | 76.63% | 4,778 |
| Federal funds purchased & repurchase agreements | $34,062,000 | 357 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,720 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $3,081,000 | 1,460 |
| Total equity capital | $46,121,000 | 1,637 |
| Total bank equity capital | $46,121,000 | 1,638 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $1,440,000 | 1,686 |
| Surplus | $9,521,000 | 2,488 |
| Undivided profits | $35,160,000 | 1,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,860,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $953,000 | 2,596 |
| Earning assets | $409,385,000 | 1,544 |
| Long-term assets (5+ years) | $259,873,000 | 909 |
| Average Assets, year-to-date | $456,148,500 | 1,493 |
| Average Assets, quarterly | $456,148,500 | 1,493 |
| Volatile liabilities | $42,755,000 | 1,097 |
| Insider loans | $18,634,000 | 299 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $328,000 | 1,556 |
| Unused loan commitments | $28,156,000 | 2,260 |
| Tier 1 (core) risk-based capital | $44,315,000 | 1,624 |
| Tier 2 risk-based capital | $3,359,000 | 1,531 |
| Total risk weighted assets | $291,967,000 | 1,574 |
| Total unused commitments | $28,156,000 | 2,260 |
| Derivatives | $11,748,000 | 688 |
| 2014-12-31 | Rank | |
| # of Employees: | 113 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $472,487,000 | 1,448 |
| Cash and due from depository institutions | $12,089,000 | 1,291 |
| Interest-bearing balances | $2,985,000 | 4,587 |
| Securities | $150,108,000 | 995 |
| Federal funds sold & reverse repurchase agreements | $79,697,000 | 58 |
| Net loans & leases | $209,972,000 | 2,006 |
| Loan loss allowance | $3,971,000 | 1,572 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $14,843,000 | 794 |
| Other real estate owned | $3,467,000 | 1,291 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $2,311,000 | 4,213 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $472,487,000 | 1,448 |
| Total liabilities | $428,282,000 | 1,419 |
| Total deposits | $335,803,000 | 1,680 |
| Interest-bearing deposits | $220,951,000 | 1,974 |
| Deposits held in domestic offices | $335,803,000 | 1,679 |
| % insured | 79.25% | 4,401 |
| Federal funds purchased & repurchase agreements | $89,106,000 | 196 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $416,000 | 3,646 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $2,957,000 | 1,512 |
| Total equity capital | $44,205,000 | 1,688 |
| Total bank equity capital | $44,205,000 | 1,688 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $1,440,000 | 1,719 |
| Surplus | $9,521,000 | 2,495 |
| Undivided profits | $33,244,000 | 1,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $4,481,000 | 1,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $930,000 | 2,760 |
| Earning assets | $442,762,000 | 1,428 |
| Long-term assets (5+ years) | $240,855,000 | 965 |
| Average Assets, year-to-date | $425,263,200 | 1,564 |
| Average Assets, quarterly | $435,189,500 | 1,558 |
| Volatile liabilities | $99,466,000 | 553 |
| Insider loans | $17,575,000 | 312 |
| FHLB advances | $416,000 | 3,509 |
| Loans and leases held for sale | $222,000 | 1,555 |
| Unused loan commitments | $24,995,000 | 2,391 |
| Tier 1 (core) risk-based capital | $43,242,000 | 1,651 |
| Tier 2 risk-based capital | $3,358,000 | 1,538 |
| Total risk weighted assets | $267,997,000 | 1,679 |
| Total unused commitments | $24,995,000 | 2,391 |
| Derivatives | $11,834,000 | 618 |
| 2014-09-30 | Rank | |
| # of Employees: | 119 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $397,892,000 | 1,691 |
| Cash and due from depository institutions | $10,667,000 | 1,235 |
| Interest-bearing balances | $2,724,000 | 4,680 |
| Securities | $144,610,000 | 1,036 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 478 |
| Net loans & leases | $214,658,000 | 1,972 |
| Loan loss allowance | $3,676,000 | 1,748 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,904,000 | 795 |
| Other real estate owned | $3,436,000 | 1,235 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $2,017,000 | 4,488 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $397,893,000 | 1,691 |
| Total liabilities | $355,366,000 | 1,678 |
| Total deposits | $329,036,000 | 1,703 |
| Interest-bearing deposits | $220,771,000 | 1,990 |
| Deposits held in domestic offices | $329,036,000 | 1,702 |
| % insured | 80.95% | 4,284 |
| Federal funds purchased & repurchase agreements | $20,938,000 | 525 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $2,423,000 | 3,012 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,969,000 | 1,527 |
| Total equity capital | $42,527,000 | 1,752 |
| Total bank equity capital | $42,527,000 | 1,752 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,440,000 | 1,743 |
| Surplus | $9,521,000 | 2,514 |
| Undivided profits | $31,566,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $5,805,000 | 1,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $942,000 | 2,843 |
| Earning assets | $369,592,000 | 1,669 |
| Long-term assets (5+ years) | $250,643,000 | 927 |
| Average Assets, year-to-date | $413,457,250 | 1,611 |
| Average Assets, quarterly | $407,328,500 | 1,655 |
| Volatile liabilities | $33,276,000 | 1,381 |
| Insider loans | $18,493,000 | 292 |
| FHLB advances | $2,423,000 | 2,918 |
| Loans and leases held for sale | $75,000 | 1,868 |
| Unused loan commitments | $25,467,000 | 2,369 |
| Tier 1 (core) risk-based capital | $42,505,000 | 1,679 |
| Tier 2 risk-based capital | $3,214,000 | 1,600 |
| Total risk weighted assets | $256,623,000 | 1,744 |
| Total unused commitments | $25,467,000 | 2,369 |
| Derivatives | $13,113,000 | 620 |
| 2014-06-30 | Rank | |
| # of Employees: | 117 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $416,765,000 | 1,617 |
| Cash and due from depository institutions | $9,674,000 | 1,261 |
| Interest-bearing balances | $1,666,000 | 5,220 |
| Securities | $135,238,000 | 1,131 |
| Federal funds sold & reverse repurchase agreements | $30,370,000 | 114 |
| Net loans & leases | $219,441,000 | 1,915 |
| Loan loss allowance | $3,557,000 | 1,826 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $14,892,000 | 793 |
| Other real estate owned | $2,585,000 | 1,261 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $4,565,000 | 3,105 |
| Life insurance assets | $569,000 | 3,454 |
| Total liabilities and capital | $416,765,000 | 1,617 |
| Total liabilities | $374,833,000 | 1,604 |
| Total deposits | $328,493,000 | 1,700 |
| Interest-bearing deposits | $224,048,000 | 1,963 |
| Deposits held in domestic offices | $328,493,000 | 1,699 |
| % insured | 81.48% | 4,306 |
| Federal funds purchased & repurchase agreements | $37,406,000 | 362 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $5,929,000 | 2,297 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $3,005,000 | 1,456 |
| Total equity capital | $41,932,000 | 1,750 |
| Total bank equity capital | $41,932,000 | 1,750 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,440,000 | 1,773 |
| Surplus | $9,521,000 | 2,524 |
| Undivided profits | $30,971,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $7,348,000 | 908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $837,000 | 3,005 |
| Earning assets | $386,715,000 | 1,605 |
| Long-term assets (5+ years) | $243,044,000 | 940 |
| Average Assets, year-to-date | $418,645,670 | 1,596 |
| Average Assets, quarterly | $413,030,000 | 1,627 |
| Volatile liabilities | $54,447,000 | 884 |
| Insider loans | $18,450,000 | 285 |
| FHLB advances | $5,929,000 | 2,215 |
| Loans and leases held for sale | $110,000 | 1,839 |
| Unused loan commitments | $23,086,000 | 2,532 |
| Tier 1 (core) risk-based capital | $41,370,000 | 1,701 |
| Tier 2 risk-based capital | $3,342,000 | 1,544 |
| Total risk weighted assets | $267,173,000 | 1,657 |
| Total unused commitments | $23,086,000 | 2,532 |
| Derivatives | $13,205,000 | 627 |
| 2014-03-31 | Rank | |
| # of Employees: | 120 | 1,227 |
| Assets and Liabilities | ||
| Total Assets: | $409,295,000 | 1,651 |
| Cash and due from depository institutions | $11,133,000 | 1,227 |
| Interest-bearing balances | $2,143,000 | 5,234 |
| Securities | $151,305,000 | 1,028 |
| Federal funds sold & reverse repurchase agreements | $4,917,000 | 961 |
| Net loans & leases | $219,052,000 | 1,892 |
| Loan loss allowance | $3,789,000 | 1,745 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $14,954,000 | 797 |
| Other real estate owned | $4,793,000 | 1,227 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $3,141,000 | 3,799 |
| Life insurance assets | $562,000 | 3,452 |
| Total liabilities and capital | $409,296,000 | 1,651 |
| Total liabilities | $369,732,000 | 1,628 |
| Total deposits | $327,388,000 | 1,724 |
| Interest-bearing deposits | $223,631,000 | 1,995 |
| Deposits held in domestic offices | $327,388,000 | 1,724 |
| % insured | 81.40% | 4,404 |
| Federal funds purchased & repurchase agreements | $30,015,000 | 405 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $9,436,000 | 1,742 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,893,000 | 1,469 |
| Total equity capital | $39,564,000 | 1,805 |
| Total bank equity capital | $39,564,000 | 1,805 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,440,000 | 1,794 |
| Surplus | $9,521,000 | 2,553 |
| Undivided profits | $28,603,000 | 1,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $7,762,000 | 921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $958,000 | 2,623 |
| Earning assets | $377,417,000 | 1,638 |
| Long-term assets (5+ years) | $250,638,000 | 918 |
| Average Assets, year-to-date | $419,586,000 | 1,599 |
| Average Assets, quarterly | $419,586,000 | 1,599 |
| Volatile liabilities | $50,109,000 | 886 |
| Insider loans | $18,039,000 | 285 |
| FHLB advances | $9,436,000 | 1,685 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $22,976,000 | 2,552 |
| Tier 1 (core) risk-based capital | $39,967,000 | 1,748 |
| Tier 2 risk-based capital | $3,166,000 | 1,606 |
| Total risk weighted assets | $252,634,000 | 1,726 |
| Total unused commitments | $22,976,000 | 2,552 |
| Derivatives | $13,298,000 | 584 |
| 2013-12-31 | Rank | |
| # of Employees: | 120 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $429,877,000 | 1,564 |
| Cash and due from depository institutions | $11,248,000 | 1,235 |
| Interest-bearing balances | $1,606,000 | 5,355 |
| Securities | $144,809,000 | 1,051 |
| Federal funds sold & reverse repurchase agreements | $26,435,000 | 154 |
| Net loans & leases | $224,507,000 | 1,845 |
| Loan loss allowance | $4,264,000 | 1,552 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $15,027,000 | 790 |
| Other real estate owned | $5,055,000 | 1,235 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $2,796,000 | 4,074 |
| Life insurance assets | $555,000 | 3,450 |
| Total liabilities and capital | $429,877,000 | 1,564 |
| Total liabilities | $392,014,000 | 1,537 |
| Total deposits | $322,688,000 | 1,722 |
| Interest-bearing deposits | $224,164,000 | 1,967 |
| Deposits held in domestic offices | $322,688,000 | 1,720 |
| % insured | 81.30% | 4,441 |
| Federal funds purchased & repurchase agreements | $64,112,000 | 263 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $2,442,000 | 3,035 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,772,000 | 1,536 |
| Total equity capital | $37,863,000 | 1,841 |
| Total bank equity capital | $37,863,000 | 1,841 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,440,000 | 1,822 |
| Surplus | $9,521,000 | 2,577 |
| Undivided profits | $26,902,000 | 1,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $8,253,000 | 907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $962,000 | 2,719 |
| Earning assets | $397,357,000 | 1,546 |
| Long-term assets (5+ years) | $236,851,000 | 958 |
| Average Assets, year-to-date | $415,869,800 | 1,586 |
| Average Assets, quarterly | $417,009,500 | 1,599 |
| Volatile liabilities | $77,734,000 | 645 |
| Insider loans | $18,247,000 | 279 |
| FHLB advances | $2,442,000 | 2,935 |
| Loans and leases held for sale | $200,000 | 1,572 |
| Unused loan commitments | $21,251,000 | 2,595 |
| Tier 1 (core) risk-based capital | $38,819,000 | 1,777 |
| Tier 2 risk-based capital | $3,266,000 | 1,565 |
| Total risk weighted assets | $260,264,000 | 1,683 |
| Total unused commitments | $21,251,000 | 2,595 |
| Derivatives | $13,391,000 | 564 |
| 2013-09-30 | Rank | |
| # of Employees: | 119 | 1,245 |
| Assets and Liabilities | ||
| Total Assets: | $404,142,000 | 1,651 |
| Cash and due from depository institutions | $14,048,000 | 1,245 |
| Interest-bearing balances | $2,569,000 | 4,947 |
| Securities | $139,743,000 | 1,089 |
| Federal funds sold & reverse repurchase agreements | $7,910,000 | 533 |
| Net loans & leases | $218,289,000 | 1,883 |
| Loan loss allowance | $4,271,000 | 1,605 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $15,182,000 | 784 |
| Other real estate owned | $5,695,000 | 1,245 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $3,275,000 | 3,800 |
| Life insurance assets | $549,000 | 3,425 |
| Total liabilities and capital | $404,142,000 | 1,651 |
| Total liabilities | $366,343,000 | 1,634 |
| Total deposits | $327,082,000 | 1,710 |
| Interest-bearing deposits | $229,319,000 | 1,933 |
| Deposits held in domestic offices | $327,082,000 | 1,709 |
| % insured | 81.98% | 4,532 |
| Federal funds purchased & repurchase agreements | $24,810,000 | 488 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $11,449,000 | 1,591 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,002,000 | 1,515 |
| Total equity capital | $37,799,000 | 1,845 |
| Total bank equity capital | $37,799,000 | 1,845 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,440,000 | 1,853 |
| Surplus | $9,521,000 | 2,592 |
| Undivided profits | $26,838,000 | 1,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $8,402,000 | 969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $957,000 | 2,841 |
| Earning assets | $368,511,000 | 1,659 |
| Long-term assets (5+ years) | $234,267,000 | 945 |
| Average Assets, year-to-date | $412,368,000 | 1,610 |
| Average Assets, quarterly | $402,389,000 | 1,652 |
| Volatile liabilities | $38,359,000 | 1,150 |
| Insider loans | $20,381,000 | 230 |
| FHLB advances | $11,449,000 | 1,528 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $22,445,000 | 2,519 |
| Tier 1 (core) risk-based capital | $37,965,000 | 1,817 |
| Tier 2 risk-based capital | $3,152,000 | 1,605 |
| Total risk weighted assets | $251,040,000 | 1,715 |
| Total unused commitments | $22,445,000 | 2,519 |
| Derivatives | $13,321,000 | 600 |
| 2013-06-30 | Rank | |
| # of Employees: | 116 | 1,281 |
| Assets and Liabilities | ||
| Total Assets: | $400,636,000 | 1,653 |
| Cash and due from depository institutions | $10,178,000 | 1,281 |
| Interest-bearing balances | $1,763,000 | 5,432 |
| Securities | $140,158,000 | 1,092 |
| Federal funds sold & reverse repurchase agreements | $13,456,000 | 333 |
| Net loans & leases | $212,286,000 | 1,907 |
| Loan loss allowance | $4,914,000 | 1,429 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $15,310,000 | 768 |
| Other real estate owned | $6,291,000 | 1,281 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $2,957,000 | 3,956 |
| Life insurance assets | $532,000 | 3,417 |
| Total liabilities and capital | $400,636,000 | 1,653 |
| Total liabilities | $363,168,000 | 1,636 |
| Total deposits | $317,870,000 | 1,743 |
| Interest-bearing deposits | $226,480,000 | 1,960 |
| Deposits held in domestic offices | $317,870,000 | 1,742 |
| % insured | 82.70% | 4,509 |
| Federal funds purchased & repurchase agreements | $37,867,000 | 369 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,455,000 | 2,552 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,976,000 | 1,498 |
| Total equity capital | $37,468,000 | 1,850 |
| Total bank equity capital | $37,468,000 | 1,850 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,440,000 | 1,863 |
| Surplus | $9,521,000 | 2,599 |
| Undivided profits | $26,507,000 | 1,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $10,345,000 | 843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $952,000 | 2,773 |
| Earning assets | $367,663,000 | 1,645 |
| Long-term assets (5+ years) | $231,578,000 | 934 |
| Average Assets, year-to-date | $415,110,000 | 1,601 |
| Average Assets, quarterly | $406,257,000 | 1,632 |
| Volatile liabilities | $52,247,000 | 865 |
| Insider loans | $20,746,000 | 228 |
| FHLB advances | $4,455,000 | 2,457 |
| Loans and leases held for sale | $584,000 | 1,496 |
| Unused loan commitments | $22,697,000 | 2,500 |
| Tier 1 (core) risk-based capital | $36,957,000 | 1,828 |
| Tier 2 risk-based capital | $3,138,000 | 1,612 |
| Total risk weighted assets | $249,332,000 | 1,719 |
| Total unused commitments | $22,697,000 | 2,500 |
| Derivatives | $13,571,000 | 655 |
| 2013-03-31 | Rank | |
| # of Employees: | 119 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $411,878,000 | 1,629 |
| Cash and due from depository institutions | $10,481,000 | 1,240 |
| Interest-bearing balances | $2,602,000 | 5,318 |
| Securities | $140,723,000 | 1,100 |
| Federal funds sold & reverse repurchase agreements | $20,064,000 | 285 |
| Net loans & leases | $215,351,000 | 1,868 |
| Loan loss allowance | $4,954,000 | 1,457 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $15,460,000 | 771 |
| Other real estate owned | $6,815,000 | 1,240 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,984,000 | 3,932 |
| Life insurance assets | $524,000 | 3,409 |
| Total liabilities and capital | $411,878,000 | 1,629 |
| Total liabilities | $372,635,000 | 1,621 |
| Total deposits | $322,848,000 | 1,740 |
| Interest-bearing deposits | $234,627,000 | 1,941 |
| Deposits held in domestic offices | $322,848,000 | 1,740 |
| % insured | 81.62% | 4,817 |
| Federal funds purchased & repurchase agreements | $42,001,000 | 335 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,461,000 | 2,458 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,325,000 | 1,377 |
| Total equity capital | $39,243,000 | 1,819 |
| Total bank equity capital | $39,243,000 | 1,818 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,440,000 | 1,896 |
| Surplus | $9,521,000 | 2,619 |
| Undivided profits | $28,282,000 | 1,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $10,790,000 | 901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,008,000 | 2,606 |
| Earning assets | $378,740,000 | 1,624 |
| Long-term assets (5+ years) | $227,829,000 | 919 |
| Average Assets, year-to-date | $422,347,000 | 1,591 |
| Average Assets, quarterly | $422,347,000 | 1,591 |
| Volatile liabilities | $54,605,000 | 804 |
| Insider loans | $21,936,000 | 211 |
| FHLB advances | $4,461,000 | 2,372 |
| Loans and leases held for sale | $382,000 | 1,655 |
| Unused loan commitments | $18,425,000 | 2,817 |
| Tier 1 (core) risk-based capital | $36,403,000 | 1,849 |
| Tier 2 risk-based capital | $3,186,000 | 1,596 |
| Total risk weighted assets | $253,109,000 | 1,679 |
| Total unused commitments | $18,425,000 | 2,817 |
| Derivatives | $13,659,000 | 640 |
| 2012-12-31 | Rank | |
| # of Employees: | 120 | 1,232 |
| Assets and Liabilities | ||
| Total Assets: | $432,816,000 | 1,557 |
| Cash and due from depository institutions | $12,204,000 | 1,232 |
| Interest-bearing balances | $3,431,000 | 4,868 |
| Securities | $129,311,000 | 1,171 |
| Federal funds sold & reverse repurchase agreements | $43,197,000 | 105 |
| Net loans & leases | $220,899,000 | 1,849 |
| Loan loss allowance | $5,217,000 | 1,377 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $15,583,000 | 751 |
| Other real estate owned | $8,430,000 | 1,232 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,192,000 | 3,846 |
| Life insurance assets | $507,000 | 3,393 |
| Total liabilities and capital | $432,816,000 | 1,557 |
| Total liabilities | $393,965,000 | 1,532 |
| Total deposits | $320,857,000 | 1,741 |
| Interest-bearing deposits | $235,468,000 | 1,936 |
| Deposits held in domestic offices | $320,857,000 | 1,740 |
| % insured | 87.84% | 4,120 |
| Federal funds purchased & repurchase agreements | $63,967,000 | 263 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $5,717,000 | 2,324 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,424,000 | 1,406 |
| Total equity capital | $38,851,000 | 1,827 |
| Total bank equity capital | $38,851,000 | 1,826 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,440,000 | 1,913 |
| Surplus | $9,521,000 | 2,634 |
| Undivided profits | $27,890,000 | 1,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $11,395,000 | 899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $233,000 | 615 |
| Income earned, not collected on loans | $1,035,000 | 2,593 |
| Earning assets | $396,838,000 | 1,539 |
| Long-term assets (5+ years) | $216,032,000 | 943 |
| Average Assets, year-to-date | $415,110,000 | 1,576 |
| Average Assets, quarterly | $417,664,500 | 1,595 |
| Volatile liabilities | $80,856,000 | 601 |
| Insider loans | $21,412,000 | 221 |
| FHLB advances | $5,717,000 | 2,230 |
| Loans and leases held for sale | $566,000 | 1,683 |
| Unused loan commitments | $19,560,000 | 2,655 |
| Tier 1 (core) risk-based capital | $35,326,000 | 1,875 |
| Tier 2 risk-based capital | $3,275,000 | 1,555 |
| Total risk weighted assets | $259,940,000 | 1,641 |
| Total unused commitments | $19,560,000 | 2,655 |
| Derivatives | $13,748,000 | 644 |
| 2012-09-30 | Rank | |
| # of Employees: | 121 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $402,513,000 | 1,667 |
| Cash and due from depository institutions | $10,669,000 | 1,220 |
| Interest-bearing balances | $2,258,000 | 5,265 |
| Securities | $131,748,000 | 1,164 |
| Federal funds sold & reverse repurchase agreements | $8,156,000 | 685 |
| Net loans & leases | $222,697,000 | 1,841 |
| Loan loss allowance | $6,082,000 | 1,227 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $15,739,000 | 734 |
| Other real estate owned | $10,078,000 | 1,220 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $3,426,000 | 3,771 |
| Life insurance assets | $507,000 | 3,366 |
| Total liabilities and capital | $402,513,000 | 1,667 |
| Total liabilities | $363,965,000 | 1,640 |
| Total deposits | $325,794,000 | 1,707 |
| Interest-bearing deposits | $240,663,000 | 1,901 |
| Deposits held in domestic offices | $325,794,000 | 1,706 |
| % insured | 86.74% | 4,661 |
| Federal funds purchased & repurchase agreements | $28,847,000 | 440 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $5,723,000 | 2,343 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,601,000 | 1,407 |
| Total equity capital | $38,548,000 | 1,874 |
| Total bank equity capital | $38,548,000 | 1,873 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,440,000 | 1,950 |
| Surplus | $9,521,000 | 2,654 |
| Undivided profits | $27,587,000 | 1,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $12,970,000 | 866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,054,000 | 2,756 |
| Earning assets | $364,859,000 | 1,674 |
| Long-term assets (5+ years) | $219,878,000 | 904 |
| Average Assets, year-to-date | $410,683,500 | 1,608 |
| Average Assets, quarterly | $414,539,500 | 1,606 |
| Volatile liabilities | $47,673,000 | 971 |
| Insider loans | $21,619,000 | 208 |
| FHLB advances | $5,723,000 | 2,252 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $15,931,000 | 2,999 |
| Tier 1 (core) risk-based capital | $34,975,000 | 1,906 |
| Tier 2 risk-based capital | $3,194,000 | 1,612 |
| Total risk weighted assets | $252,616,000 | 1,703 |
| Total unused commitments | $15,931,000 | 2,999 |
| Derivatives | $12,778,000 | 661 |
| 2012-06-30 | Rank | |
| # of Employees: | 120 | 1,232 |
| Assets and Liabilities | ||
| Total Assets: | $426,566,000 | 1,569 |
| Cash and due from depository institutions | $14,887,000 | 1,232 |
| Interest-bearing balances | $3,968,000 | 4,588 |
| Securities | $124,447,000 | 1,235 |
| Federal funds sold & reverse repurchase agreements | $23,680,000 | 204 |
| Net loans & leases | $235,178,000 | 1,746 |
| Loan loss allowance | $5,690,000 | 1,324 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $15,877,000 | 728 |
| Other real estate owned | $8,718,000 | 1,232 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $3,779,000 | 3,534 |
| Life insurance assets | $489,000 | 3,363 |
| Total liabilities and capital | $426,566,000 | 1,569 |
| Total liabilities | $389,577,000 | 1,538 |
| Total deposits | $326,863,000 | 1,692 |
| Interest-bearing deposits | $245,336,000 | 1,868 |
| Deposits held in domestic offices | $326,863,000 | 1,692 |
| % insured | 86.37% | 4,909 |
| Federal funds purchased & repurchase agreements | $50,032,000 | 314 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $9,229,000 | 1,944 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,453,000 | 1,392 |
| Total equity capital | $36,989,000 | 1,916 |
| Total bank equity capital | $36,989,000 | 1,916 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,440,000 | 1,986 |
| Surplus | $9,521,000 | 2,663 |
| Undivided profits | $26,028,000 | 1,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $15,884,000 | 774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,048,000 | 2,627 |
| Earning assets | $387,273,000 | 1,577 |
| Long-term assets (5+ years) | $213,008,000 | 932 |
| Average Assets, year-to-date | $413,407,000 | 1,603 |
| Average Assets, quarterly | $423,779,000 | 1,578 |
| Volatile liabilities | $68,817,000 | 701 |
| Insider loans | $21,764,000 | 214 |
| FHLB advances | $9,229,000 | 1,863 |
| Loans and leases held for sale | $210,000 | 1,958 |
| Unused loan commitments | $16,567,000 | 2,912 |
| Tier 1 (core) risk-based capital | $34,233,000 | 1,928 |
| Tier 2 risk-based capital | $3,350,000 | 1,558 |
| Total risk weighted assets | $265,684,000 | 1,617 |
| Total unused commitments | $16,567,000 | 2,912 |
| Derivatives | $12,856,000 | 639 |
| 2012-03-31 | Rank | |
| # of Employees: | 125 | 1,168 |
| Assets and Liabilities | ||
| Total Assets: | $420,992,000 | 1,597 |
| Cash and due from depository institutions | $16,651,000 | 1,168 |
| Interest-bearing balances | $3,658,000 | 4,861 |
| Securities | $127,455,000 | 1,217 |
| Federal funds sold & reverse repurchase agreements | $17,278,000 | 363 |
| Net loans & leases | $230,091,000 | 1,758 |
| Loan loss allowance | $5,702,000 | 1,343 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $15,871,000 | 719 |
| Other real estate owned | $9,305,000 | 1,168 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $4,341,000 | 3,285 |
| Life insurance assets | $482,000 | 3,352 |
| Total liabilities and capital | $420,992,000 | 1,597 |
| Total liabilities | $385,204,000 | 1,555 |
| Total deposits | $322,276,000 | 1,732 |
| Interest-bearing deposits | $242,062,000 | 1,903 |
| Deposits held in domestic offices | $322,276,000 | 1,732 |
| % insured | 86.00% | 4,996 |
| Federal funds purchased & repurchase agreements | $47,461,000 | 326 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $12,234,000 | 1,643 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,233,000 | 1,432 |
| Total equity capital | $35,788,000 | 1,953 |
| Total bank equity capital | $35,788,000 | 1,953 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,440,000 | 2,014 |
| Surplus | $9,521,000 | 2,681 |
| Undivided profits | $24,827,000 | 1,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $15,917,000 | 818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,063,000 | 2,558 |
| Earning assets | $378,482,000 | 1,619 |
| Long-term assets (5+ years) | $206,113,000 | 973 |
| Average Assets, year-to-date | $406,827,500 | 1,631 |
| Average Assets, quarterly | $406,827,500 | 1,631 |
| Volatile liabilities | $64,175,000 | 751 |
| Insider loans | $22,176,000 | 221 |
| FHLB advances | $12,234,000 | 1,569 |
| Loans and leases held for sale | $672,000 | 1,462 |
| Unused loan commitments | $16,195,000 | 2,973 |
| Tier 1 (core) risk-based capital | $33,497,000 | 1,956 |
| Tier 2 risk-based capital | $3,303,000 | 1,571 |
| Total risk weighted assets | $261,819,000 | 1,638 |
| Total unused commitments | $16,195,000 | 2,973 |
| Derivatives | $12,934,000 | 600 |
| 2011-12-31 | Rank | |
| # of Employees: | 123 | 1,196 |
| Assets and Liabilities | ||
| Total Assets: | $392,663,000 | 1,692 |
| Cash and due from depository institutions | $13,424,000 | 1,196 |
| Interest-bearing balances | $2,919,000 | 4,834 |
| Securities | $107,543,000 | 1,368 |
| Federal funds sold & reverse repurchase agreements | $8,143,000 | 748 |
| Net loans & leases | $233,912,000 | 1,752 |
| Loan loss allowance | $5,825,000 | 1,304 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $16,014,000 | 719 |
| Other real estate owned | $9,253,000 | 1,196 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $4,374,000 | 3,346 |
| Life insurance assets | $473,000 | 3,338 |
| Total liabilities and capital | $392,663,000 | 1,692 |
| Total liabilities | $357,698,000 | 1,666 |
| Total deposits | $315,496,000 | 1,736 |
| Interest-bearing deposits | $238,765,000 | 1,911 |
| Deposits held in domestic offices | $315,496,000 | 1,735 |
| % insured | 85.56% | 5,177 |
| Federal funds purchased & repurchase agreements | $26,861,000 | 489 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $12,240,000 | 1,768 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,101,000 | 1,490 |
| Total equity capital | $34,965,000 | 1,984 |
| Total bank equity capital | $34,965,000 | 1,983 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,440,000 | 2,027 |
| Surplus | $9,521,000 | 2,690 |
| Undivided profits | $24,004,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $14,830,000 | 884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,075,000 | 2,698 |
| Earning assets | $352,517,000 | 1,722 |
| Long-term assets (5+ years) | $178,869,000 | 904 |
| Average Assets, year-to-date | $389,160,600 | 1,663 |
| Average Assets, quarterly | $391,179,500 | 1,682 |
| Volatile liabilities | $40,231,000 | 1,251 |
| Insider loans | $22,324,000 | 216 |
| FHLB advances | $12,240,000 | 1,679 |
| Loans and leases held for sale | $162,000 | 1,732 |
| Unused loan commitments | $15,786,000 | 2,956 |
| Tier 1 (core) risk-based capital | $32,844,000 | 1,977 |
| Tier 2 risk-based capital | $3,233,000 | 1,606 |
| Total risk weighted assets | $256,036,000 | 1,681 |
| Total unused commitments | $15,786,000 | 2,957 |
| Derivatives | $13,017,000 | 517 |
| 2011-09-30 | Rank | |
| # of Employees: | 124 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $389,696,000 | 1,696 |
| Cash and due from depository institutions | $9,240,000 | 1,198 |
| Interest-bearing balances | $1,403,000 | 5,481 |
| Securities | $89,410,000 | 1,561 |
| Federal funds sold & reverse repurchase agreements | $18,695,000 | 310 |
| Net loans & leases | $241,411,000 | 1,714 |
| Loan loss allowance | $8,676,000 | 921 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $16,192,000 | 697 |
| Other real estate owned | $10,088,000 | 1,198 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $4,660,000 | 3,236 |
| Life insurance assets | $466,000 | 3,327 |
| Total liabilities and capital | $389,696,000 | 1,696 |
| Total liabilities | $354,489,000 | 1,666 |
| Total deposits | $315,272,000 | 1,739 |
| Interest-bearing deposits | $239,476,000 | 1,924 |
| Deposits held in domestic offices | $315,272,000 | 1,738 |
| % insured | 85.73% | 5,273 |
| Federal funds purchased & repurchase agreements | $23,507,000 | 541 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,246,000 | 1,807 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,464,000 | 1,400 |
| Total equity capital | $35,207,000 | 1,980 |
| Total bank equity capital | $35,207,000 | 1,979 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,440,000 | 2,059 |
| Surplus | $9,521,000 | 2,722 |
| Undivided profits | $24,246,000 | 1,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $13,442,000 | 1,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,029,000 | 2,894 |
| Earning assets | $350,919,000 | 1,722 |
| Long-term assets (5+ years) | $173,982,000 | 894 |
| Average Assets, year-to-date | $388,285,000 | 1,680 |
| Average Assets, quarterly | $389,506,000 | 1,685 |
| Volatile liabilities | $41,211,000 | 1,243 |
| Insider loans | $22,553,000 | 216 |
| FHLB advances | $12,246,000 | 1,711 |
| Loans and leases held for sale | $419,000 | 1,448 |
| Unused loan commitments | $17,450,000 | 2,793 |
| Tier 1 (core) risk-based capital | $33,027,000 | 1,958 |
| Tier 2 risk-based capital | $3,378,000 | 1,550 |
| Total risk weighted assets | $264,943,000 | 1,640 |
| Total unused commitments | $17,450,000 | 2,794 |
| Derivatives | $13,081,000 | 551 |
| 2011-06-30 | Rank | |
| # of Employees: | 123 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $389,316,000 | 1,690 |
| Cash and due from depository institutions | $14,240,000 | 1,220 |
| Interest-bearing balances | $1,865,000 | 5,156 |
| Securities | $82,948,000 | 1,662 |
| Federal funds sold & reverse repurchase agreements | $16,202,000 | 361 |
| Net loans & leases | $242,250,000 | 1,725 |
| Loan loss allowance | $8,724,000 | 937 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $16,284,000 | 700 |
| Other real estate owned | $12,272,000 | 1,220 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $5,120,000 | 3,050 |
| Life insurance assets | $445,000 | 3,327 |
| Total liabilities and capital | $389,316,000 | 1,690 |
| Total liabilities | $355,956,000 | 1,662 |
| Total deposits | $316,222,000 | 1,724 |
| Interest-bearing deposits | $239,128,000 | 1,931 |
| Deposits held in domestic offices | $316,222,000 | 1,723 |
| % insured | 86.53% | 5,173 |
| Federal funds purchased & repurchase agreements | $24,483,000 | 543 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,251,000 | 1,847 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,000,000 | 1,472 |
| Total equity capital | $33,360,000 | 2,023 |
| Total bank equity capital | $33,360,000 | 2,022 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,440,000 | 2,090 |
| Surplus | $9,521,000 | 2,732 |
| Undivided profits | $22,399,000 | 1,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $13,468,000 | 1,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,055,000 | 2,767 |
| Earning assets | $343,265,000 | 1,752 |
| Long-term assets (5+ years) | $158,140,000 | 963 |
| Average Assets, year-to-date | $387,814,670 | 1,691 |
| Average Assets, quarterly | $387,162,000 | 1,696 |
| Volatile liabilities | $46,664,000 | 1,143 |
| Insider loans | $22,913,000 | 214 |
| FHLB advances | $12,251,000 | 1,756 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $17,350,000 | 2,820 |
| Tier 1 (core) risk-based capital | $32,210,000 | 1,972 |
| Tier 2 risk-based capital | $3,469,000 | 1,532 |
| Total risk weighted assets | $272,267,000 | 1,622 |
| Total unused commitments | $17,350,000 | 2,821 |
| Derivatives | $7,539,000 | 562 |
| 2011-03-31 | Rank | |
| # of Employees: | 119 | 1,257 |
| Assets and Liabilities | ||
| Total Assets: | $385,008,000 | 1,719 |
| Cash and due from depository institutions | $12,875,000 | 1,257 |
| Interest-bearing balances | $4,557,000 | 4,259 |
| Securities | $77,722,000 | 1,735 |
| Federal funds sold & reverse repurchase agreements | $6,760,000 | 1,193 |
| Net loans & leases | $252,935,000 | 1,663 |
| Loan loss allowance | $8,728,000 | 949 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $16,402,000 | 700 |
| Other real estate owned | $11,967,000 | 1,257 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $6,347,000 | 2,687 |
| Life insurance assets | $442,000 | 3,342 |
| Total liabilities and capital | $385,008,000 | 1,719 |
| Total liabilities | $353,987,000 | 1,682 |
| Total deposits | $330,510,000 | 1,660 |
| Interest-bearing deposits | $253,920,000 | 1,858 |
| Deposits held in domestic offices | $330,510,000 | 1,658 |
| % insured | 98.32% | 631 |
| Federal funds purchased & repurchase agreements | $8,376,000 | 1,021 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,256,000 | 1,864 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,845,000 | 1,520 |
| Total equity capital | $31,021,000 | 2,143 |
| Total bank equity capital | $31,021,000 | 2,141 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,440,000 | 2,118 |
| Surplus | $9,521,000 | 2,748 |
| Undivided profits | $20,060,000 | 1,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $13,776,000 | 1,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,102,000 | 2,648 |
| Earning assets | $341,974,000 | 1,768 |
| Long-term assets (5+ years) | $154,445,000 | 958 |
| Average Assets, year-to-date | $387,064,000 | 1,705 |
| Average Assets, quarterly | $387,064,000 | 1,705 |
| Volatile liabilities | $28,516,000 | 1,787 |
| Insider loans | $24,661,000 | 190 |
| FHLB advances | $12,256,000 | 1,767 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $19,089,000 | 2,683 |
| Tier 1 (core) risk-based capital | $31,464,000 | 2,012 |
| Tier 2 risk-based capital | $3,580,000 | 1,502 |
| Total risk weighted assets | $281,252,000 | 1,584 |
| Total unused commitments | $19,089,000 | 2,687 |
| Derivatives | $7,587,000 | 525 |
| 2010-12-31 | Rank | |
| # of Employees: | 123 | 1,231 |
| Assets and Liabilities | ||
| Total Assets: | $389,120,000 | 1,696 |
| Cash and due from depository institutions | $13,778,000 | 1,231 |
| Interest-bearing balances | $7,692,000 | 3,218 |
| Securities | $64,438,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $14,686,000 | 479 |
| Net loans & leases | $265,938,000 | 1,639 |
| Loan loss allowance | $8,209,000 | 1,009 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $16,385,000 | 705 |
| Other real estate owned | $7,343,000 | 1,231 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $6,552,000 | 2,667 |
| Life insurance assets | $433,000 | 3,349 |
| Total liabilities and capital | $389,120,000 | 1,696 |
| Total liabilities | $358,890,000 | 1,653 |
| Total deposits | $326,052,000 | 1,675 |
| Interest-bearing deposits | $254,544,000 | 1,864 |
| Deposits held in domestic offices | $326,052,000 | 1,673 |
| % insured | 97.20% | 1,011 |
| Federal funds purchased & repurchase agreements | $13,893,000 | 823 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,762,000 | 1,726 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,183,000 | 1,408 |
| Total equity capital | $30,230,000 | 2,175 |
| Total bank equity capital | $30,230,000 | 2,174 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,440,000 | 2,148 |
| Surplus | $9,521,000 | 2,749 |
| Undivided profits | $19,269,000 | 1,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,952,000 | 1,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,157,000 | 2,613 |
| Earning assets | $352,754,000 | 1,703 |
| Long-term assets (5+ years) | $141,711,000 | 1,005 |
| Average Assets, year-to-date | $398,918,600 | 1,655 |
| Average Assets, quarterly | $394,999,000 | 1,677 |
| Volatile liabilities | $72,405,000 | 1,830 |
| Insider loans | $25,043,000 | 187 |
| FHLB advances | $15,762,000 | 1,639 |
| Loans and leases held for sale | $563,000 | 1,419 |
| Unused loan commitments | $17,828,000 | 2,764 |
| Tier 1 (core) risk-based capital | $31,010,000 | 2,039 |
| Tier 2 risk-based capital | $3,764,000 | 1,451 |
| Total risk weighted assets | $296,668,000 | 1,534 |
| Total unused commitments | $17,828,000 | 2,764 |
| Derivatives | $7,637,000 | 586 |
| 2010-09-30 | Rank | |
| # of Employees: | 127 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $400,878,000 | 1,680 |
| Cash and due from depository institutions | $22,186,000 | 1,197 |
| Interest-bearing balances | $15,577,000 | 2,070 |
| Securities | $59,352,000 | 2,071 |
| Federal funds sold & reverse repurchase agreements | $14,263,000 | 521 |
| Net loans & leases | $273,806,000 | 1,623 |
| Loan loss allowance | $5,996,000 | 1,360 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $16,536,000 | 696 |
| Other real estate owned | $8,148,000 | 1,197 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,587,000 | 2,706 |
| Life insurance assets | $426,000 | 3,366 |
| Total liabilities and capital | $400,878,000 | 1,680 |
| Total liabilities | $368,073,000 | 1,651 |
| Total deposits | $328,486,000 | 1,683 |
| Interest-bearing deposits | $257,379,000 | 1,869 |
| Deposits held in domestic offices | $328,486,000 | 1,681 |
| % insured | 94.72% | 1,663 |
| Federal funds purchased & repurchase agreements | $10,405,000 | 956 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,167,000 | 1,321 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,015,000 | 1,288 |
| Total equity capital | $32,805,000 | 2,077 |
| Total bank equity capital | $32,805,000 | 2,075 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,440,000 | 2,186 |
| Surplus | $7,861,000 | 3,108 |
| Undivided profits | $23,504,000 | 1,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $7,260,000 | 1,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,041,000 | 3,093 |
| Earning assets | $362,998,000 | 1,701 |
| Long-term assets (5+ years) | $46,497,000 | 2,542 |
| Average Assets, year-to-date | $401,368,250 | 1,672 |
| Average Assets, quarterly | $400,836,000 | 1,680 |
| Volatile liabilities | $88,560,000 | 1,576 |
| Insider loans | $25,419,000 | 185 |
| FHLB advances | $25,167,000 | 1,233 |
| Loans and leases held for sale | $654,000 | 1,408 |
| Unused loan commitments | $30,337,000 | 1,905 |
| Tier 1 (core) risk-based capital | $33,074,000 | 1,925 |
| Tier 2 risk-based capital | $3,790,000 | 1,467 |
| Total risk weighted assets | $300,976,000 | 1,536 |
| Total unused commitments | $30,337,000 | 1,907 |
| Derivatives | $7,686,000 | 688 |
| 2010-06-30 | Rank | |
| # of Employees: | 125 | 1,229 |
| Assets and Liabilities | ||
| Total Assets: | $400,794,000 | 1,690 |
| Cash and due from depository institutions | $24,116,000 | 1,229 |
| Interest-bearing balances | $16,859,000 | 1,868 |
| Securities | $72,797,000 | 1,733 |
| Federal funds sold & reverse repurchase agreements | $34,000 | 4,433 |
| Net loans & leases | $282,914,000 | 1,584 |
| Loan loss allowance | $4,678,000 | 1,691 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,977,000 | 1,540 |
| Other real estate owned | $6,464,000 | 1,229 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $6,492,000 | 2,771 |
| Life insurance assets | $410,000 | 3,379 |
| Total liabilities and capital | $400,794,000 | 1,690 |
| Total liabilities | $364,930,000 | 1,682 |
| Total deposits | $329,440,000 | 1,687 |
| Interest-bearing deposits | $258,856,000 | 1,860 |
| Deposits held in domestic offices | $329,440,000 | 1,686 |
| % insured | 95.05% | 1,635 |
| Federal funds purchased & repurchase agreements | $6,771,000 | 1,169 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,172,000 | 1,382 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,547,000 | 1,373 |
| Total equity capital | $35,864,000 | 1,903 |
| Total bank equity capital | $35,864,000 | 1,902 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,440,000 | 2,208 |
| Surplus | $7,861,000 | 3,113 |
| Undivided profits | $26,563,000 | 1,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,448,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,194,000 | 2,645 |
| Earning assets | $372,604,000 | 1,665 |
| Long-term assets (5+ years) | $79,460,000 | 1,676 |
| Average Assets, year-to-date | $401,531,670 | 1,685 |
| Average Assets, quarterly | $400,699,000 | 1,693 |
| Volatile liabilities | $90,794,000 | 1,578 |
| Insider loans | $25,556,000 | 193 |
| FHLB advances | $25,172,000 | 1,302 |
| Loans and leases held for sale | $303,000 | 1,500 |
| Unused loan commitments | $44,979,000 | 1,394 |
| Tier 1 (core) risk-based capital | $33,190,000 | 1,905 |
| Tier 2 risk-based capital | $3,780,000 | 1,485 |
| Total risk weighted assets | $301,481,000 | 1,560 |
| Total unused commitments | $44,979,000 | 1,395 |
| Derivatives | $7,732,000 | 596 |
| 2010-03-31 | Rank | |
| # of Employees: | 123 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $400,604,000 | 1,735 |
| Cash and due from depository institutions | $17,837,000 | 1,261 |
| Interest-bearing balances | $8,277,000 | 2,945 |
| Securities | $72,460,000 | 1,756 |
| Federal funds sold & reverse repurchase agreements | $291,000 | 4,315 |
| Net loans & leases | $288,301,000 | 1,598 |
| Loan loss allowance | $4,361,000 | 1,804 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,069,000 | 1,544 |
| Other real estate owned | $6,822,000 | 1,261 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,824,000 | 2,721 |
| Life insurance assets | $397,000 | 3,407 |
| Total liabilities and capital | $400,604,000 | 1,735 |
| Total liabilities | $366,553,000 | 1,711 |
| Total deposits | $332,027,000 | 1,709 |
| Interest-bearing deposits | $262,119,000 | 1,878 |
| Deposits held in domestic offices | $332,027,000 | 1,707 |
| % insured | 90.65% | 3,471 |
| Federal funds purchased & repurchase agreements | $6,269,000 | 1,241 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,177,000 | 1,455 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,080,000 | 1,522 |
| Total equity capital | $34,051,000 | 2,001 |
| Total bank equity capital | $34,051,000 | 1,999 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,440,000 | 2,249 |
| Surplus | $7,861,000 | 3,155 |
| Undivided profits | $24,750,000 | 1,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,519,000 | 2,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,342,000 | 2,433 |
| Earning assets | $369,329,000 | 1,711 |
| Long-term assets (5+ years) | $81,156,000 | 1,637 |
| Average Assets, year-to-date | $401,900,500 | 1,719 |
| Average Assets, quarterly | $401,900,500 | 1,719 |
| Volatile liabilities | $87,983,000 | 1,675 |
| Insider loans | $24,883,000 | 213 |
| FHLB advances | $25,177,000 | 1,366 |
| Loans and leases held for sale | $240,000 | 1,503 |
| Unused loan commitments | $44,971,000 | 1,448 |
| Tier 1 (core) risk-based capital | $32,848,000 | 1,946 |
| Tier 2 risk-based capital | $3,835,000 | 1,503 |
| Total risk weighted assets | $306,245,000 | 1,575 |
| Total unused commitments | $44,971,000 | 1,451 |
| Derivatives | $7,778,000 | 561 |
| 2009-12-31 | Rank | |
| # of Employees: | 128 | 1,229 |
| Assets and Liabilities | ||
| Total Assets: | $403,197,000 | 1,729 |
| Cash and due from depository institutions | $10,752,000 | 1,229 |
| Interest-bearing balances | $1,548,000 | 4,734 |
| Securities | $71,351,000 | 1,761 |
| Federal funds sold & reverse repurchase agreements | $11,768,000 | 704 |
| Net loans & leases | $292,086,000 | 1,606 |
| Loan loss allowance | $4,250,000 | 1,834 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,252,000 | 1,542 |
| Other real estate owned | $2,144,000 | 1,229 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,844,000 | 2,775 |
| Life insurance assets | $395,000 | 3,418 |
| Total liabilities and capital | $403,197,000 | 1,729 |
| Total liabilities | $369,997,000 | 1,708 |
| Total deposits | $334,140,000 | 1,713 |
| Interest-bearing deposits | $268,027,000 | 1,849 |
| Deposits held in domestic offices | $334,140,000 | 1,711 |
| % insured | 87.85% | 4,437 |
| Federal funds purchased & repurchase agreements | $5,499,000 | 1,389 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $27,432,000 | 1,470 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,926,000 | 1,576 |
| Total equity capital | $33,200,000 | 2,016 |
| Total bank equity capital | $33,200,000 | 2,015 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,440,000 | 2,282 |
| Surplus | $7,861,000 | 3,168 |
| Undivided profits | $23,899,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,058,000 | 1,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,295,000 | 2,618 |
| Earning assets | $376,753,000 | 1,692 |
| Long-term assets (5+ years) | $131,259,000 | 1,057 |
| Average Assets, year-to-date | $393,907,000 | 1,745 |
| Average Assets, quarterly | $397,341,500 | 1,747 |
| Volatile liabilities | $93,451,000 | 1,605 |
| Insider loans | $24,504,000 | 220 |
| FHLB advances | $27,432,000 | 1,384 |
| Loans and leases held for sale | $1,559,000 | 827 |
| Unused loan commitments | $49,594,000 | 1,359 |
| Tier 1 (core) risk-based capital | $32,389,000 | 1,957 |
| Tier 2 risk-based capital | $3,859,000 | 1,518 |
| Total risk weighted assets | $308,328,000 | 1,606 |
| Total unused commitments | $49,594,000 | 1,360 |
| Derivatives | $7,826,000 | 545 |
| 2009-09-30 | Rank | |
| # of Employees: | 130 | 1,230 |
| Assets and Liabilities | ||
| Total Assets: | $391,486,000 | 1,785 |
| Cash and due from depository institutions | $8,325,000 | 1,230 |
| Interest-bearing balances | $462,000 | 5,570 |
| Securities | $72,027,000 | 1,745 |
| Federal funds sold & reverse repurchase agreements | $8,362,000 | 1,115 |
| Net loans & leases | $287,407,000 | 1,664 |
| Loan loss allowance | $3,472,000 | 2,075 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,422,000 | 1,521 |
| Other real estate owned | $1,968,000 | 1,230 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,975,000 | 3,114 |
| Life insurance assets | $388,000 | 3,430 |
| Total liabilities and capital | $391,487,000 | 1,785 |
| Total liabilities | $357,636,000 | 1,761 |
| Total deposits | $325,335,000 | 1,751 |
| Interest-bearing deposits | $257,014,000 | 1,892 |
| Deposits held in domestic offices | $325,335,000 | 1,749 |
| % insured | 91.74% | 3,231 |
| Federal funds purchased & repurchase agreements | $1,633,000 | 2,063 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $27,437,000 | 1,527 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,231,000 | 1,592 |
| Total equity capital | $33,851,000 | 2,035 |
| Total bank equity capital | $33,851,000 | 2,034 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,440,000 | 2,316 |
| Surplus | $7,861,000 | 3,166 |
| Undivided profits | $24,550,000 | 1,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,961,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,289,000 | 2,808 |
| Earning assets | $368,258,000 | 1,744 |
| Long-term assets (5+ years) | $128,490,000 | 1,082 |
| Average Assets, year-to-date | $391,584,500 | 1,770 |
| Average Assets, quarterly | $394,000,500 | 1,777 |
| Volatile liabilities | $78,491,000 | 1,915 |
| Insider loans | $24,402,000 | 226 |
| FHLB advances | $27,437,000 | 1,436 |
| Loans and leases held for sale | $120,000 | 1,686 |
| Unused loan commitments | $42,897,000 | 1,605 |
| Tier 1 (core) risk-based capital | $32,608,000 | 1,975 |
| Tier 2 risk-based capital | $3,472,000 | 1,687 |
| Total risk weighted assets | $306,823,000 | 1,646 |
| Total unused commitments | $42,897,000 | 1,606 |
| Derivatives | $6,162,000 | 615 |
| 2009-06-30 | Rank | |
| # of Employees: | 128 | 1,287 |
| Assets and Liabilities | ||
| Total Assets: | $396,515,000 | 1,791 |
| Cash and due from depository institutions | $8,908,000 | 1,287 |
| Interest-bearing balances | $312,000 | 5,647 |
| Securities | $75,753,000 | 1,643 |
| Federal funds sold & reverse repurchase agreements | $3,479,000 | 2,479 |
| Net loans & leases | $292,891,000 | 1,664 |
| Loan loss allowance | $2,673,000 | 2,449 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,546,000 | 1,514 |
| Other real estate owned | $1,868,000 | 1,287 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,070,000 | 3,091 |
| Life insurance assets | $372,000 | 3,478 |
| Total liabilities and capital | $396,515,000 | 1,791 |
| Total liabilities | $363,004,000 | 1,757 |
| Total deposits | $328,361,000 | 1,756 |
| Interest-bearing deposits | $260,765,000 | 1,869 |
| Deposits held in domestic offices | $328,361,000 | 1,753 |
| % insured | 62.88% | 6,994 |
| Federal funds purchased & repurchase agreements | $3,675,000 | 1,679 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $27,441,000 | 1,604 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,527,000 | 1,548 |
| Total equity capital | $33,511,000 | 2,040 |
| Total bank equity capital | $33,511,000 | 2,038 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,440,000 | 2,354 |
| Surplus | $7,861,000 | 3,170 |
| Undivided profits | $24,210,000 | 1,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,451,000 | 2,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,242,000 | 2,816 |
| Earning assets | $372,435,000 | 1,741 |
| Long-term assets (5+ years) | $124,194,000 | 1,099 |
| Average Assets, year-to-date | $391,617,330 | 1,792 |
| Average Assets, quarterly | $395,302,000 | 1,792 |
| Volatile liabilities | $83,999,000 | 1,802 |
| Insider loans | $22,506,000 | 266 |
| FHLB advances | $27,441,000 | 1,506 |
| Loans and leases held for sale | $2,374,000 | 826 |
| Unused loan commitments | $49,935,000 | 1,478 |
| Tier 1 (core) risk-based capital | $32,132,000 | 2,022 |
| Tier 2 risk-based capital | $2,673,000 | 2,072 |
| Total risk weighted assets | $312,093,000 | 1,660 |
| Total unused commitments | $49,935,000 | 1,479 |
| Derivatives | $3,045,000 | 803 |
| 2009-03-31 | Rank | |
| # of Employees: | 128 | 1,297 |
| Assets and Liabilities | ||
| Total Assets: | $394,089,000 | 1,805 |
| Cash and due from depository institutions | $9,915,000 | 1,297 |
| Interest-bearing balances | $258,000 | 5,449 |
| Securities | $75,760,000 | 1,636 |
| Federal funds sold & reverse repurchase agreements | $298,000 | 5,099 |
| Net loans & leases | $293,005,000 | 1,681 |
| Loan loss allowance | $2,758,000 | 2,310 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,670,000 | 1,498 |
| Other real estate owned | $1,880,000 | 1,297 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,561,000 | 3,305 |
| Life insurance assets | $365,000 | 3,502 |
| Total liabilities and capital | $394,089,000 | 1,805 |
| Total liabilities | $360,812,000 | 1,781 |
| Total deposits | $320,937,000 | 1,771 |
| Interest-bearing deposits | $255,239,000 | 1,913 |
| Deposits held in domestic offices | $320,937,000 | 1,768 |
| % insured | 61.13% | 7,166 |
| Federal funds purchased & repurchase agreements | $3,194,000 | 1,789 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $33,446,000 | 1,432 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,235,000 | 1,610 |
| Total equity capital | $33,277,000 | 2,058 |
| Total bank equity capital | $33,277,000 | 2,057 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,440,000 | 2,372 |
| Surplus | $7,861,000 | 3,158 |
| Undivided profits | $23,976,000 | 1,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,469,000 | 1,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,247,000 | 2,826 |
| Earning assets | $369,321,000 | 1,761 |
| Long-term assets (5+ years) | $121,641,000 | 1,115 |
| Average Assets, year-to-date | $389,168,500 | 1,807 |
| Average Assets, quarterly | $389,168,500 | 1,807 |
| Volatile liabilities | $76,993,000 | 1,940 |
| Insider loans | $23,376,000 | 264 |
| FHLB advances | $27,446,000 | 1,548 |
| Loans and leases held for sale | $1,825,000 | 834 |
| Unused loan commitments | $48,814,000 | 1,582 |
| Tier 1 (core) risk-based capital | $31,498,000 | 2,072 |
| Tier 2 risk-based capital | $2,758,000 | 2,006 |
| Total risk weighted assets | $312,395,000 | 1,666 |
| Total unused commitments | $48,814,000 | 1,585 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 125 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $384,248,000 | 1,821 |
| Cash and due from depository institutions | $9,813,000 | 1,323 |
| Interest-bearing balances | $431,000 | 4,496 |
| Securities | $76,790,000 | 1,582 |
| Federal funds sold & reverse repurchase agreements | $487,000 | 4,519 |
| Net loans & leases | $281,338,000 | 1,751 |
| Loan loss allowance | $2,573,000 | 2,392 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,794,000 | 1,483 |
| Other real estate owned | $1,920,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,106,000 | 3,105 |
| Life insurance assets | $353,000 | 3,532 |
| Total liabilities and capital | $384,248,000 | 1,821 |
| Total liabilities | $351,705,000 | 1,801 |
| Total deposits | $298,350,000 | 1,841 |
| Interest-bearing deposits | $236,799,000 | 1,976 |
| Deposits held in domestic offices | $298,350,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,765,000 | 2,111 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $47,551,000 | 1,218 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,039,000 | 1,682 |
| Total equity capital | $32,543,000 | 2,080 |
| Total bank equity capital | $32,543,000 | 2,080 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,440,000 | 2,385 |
| Surplus | $7,861,000 | 3,141 |
| Undivided profits | $23,242,000 | 1,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,283,000 | 3,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,277,000 | 2,916 |
| Earning assets | $359,046,000 | 1,785 |
| Long-term assets (5+ years) | $122,759,000 | 1,098 |
| Average Assets, year-to-date | $366,948,800 | 1,832 |
| Average Assets, quarterly | $377,652,000 | 1,831 |
| Volatile liabilities | $73,284,000 | 2,010 |
| Insider loans | $23,286,000 | 265 |
| FHLB advances | $47,551,000 | 1,125 |
| Loans and leases held for sale | $713,000 | 996 |
| Unused loan commitments | $50,668,000 | 1,559 |
| Tier 1 (core) risk-based capital | $31,121,000 | 2,062 |
| Tier 2 risk-based capital | $2,573,000 | 2,116 |
| Total risk weighted assets | $303,480,000 | 1,703 |
| Total unused commitments | $50,668,000 | 1,563 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 127 | 1,320 |
| Assets and Liabilities | ||
| Total Assets: | $371,056,000 | 1,856 |
| Cash and due from depository institutions | $12,105,000 | 1,320 |
| Interest-bearing balances | $260,000 | 4,245 |
| Securities | $64,966,000 | 1,786 |
| Federal funds sold & reverse repurchase agreements | $1,808,000 | 3,869 |
| Net loans & leases | $276,519,000 | 1,780 |
| Loan loss allowance | $2,509,000 | 2,279 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,877,000 | 1,460 |
| Other real estate owned | $2,280,000 | 1,320 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,501,000 | 3,395 |
| Life insurance assets | $351,000 | 3,551 |
| Total liabilities and capital | $371,056,000 | 1,856 |
| Total liabilities | $341,430,000 | 1,830 |
| Total deposits | $298,492,000 | 1,818 |
| Interest-bearing deposits | $232,903,000 | 1,997 |
| Deposits held in domestic offices | $298,492,000 | 1,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,162,000 | 1,607 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $33,955,000 | 1,567 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,821,000 | 1,771 |
| Total equity capital | $29,626,000 | 2,319 |
| Total bank equity capital | $29,626,000 | 2,319 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,440,000 | 2,404 |
| Surplus | $7,861,000 | 3,131 |
| Undivided profits | $20,325,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 7,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,213,000 | 3,213 |
| Earning assets | $343,553,000 | 1,840 |
| Long-term assets (5+ years) | $107,088,000 | 1,200 |
| Average Assets, year-to-date | $362,624,000 | 1,858 |
| Average Assets, quarterly | $369,488,500 | 1,848 |
| Volatile liabilities | $60,133,000 | 2,299 |
| Insider loans | $24,486,000 | 244 |
| FHLB advances | $33,955,000 | 1,484 |
| Loans and leases held for sale | $238,000 | 1,304 |
| Unused loan commitments | $54,679,000 | 1,562 |
| Tier 1 (core) risk-based capital | $29,920,000 | 2,197 |
| Tier 2 risk-based capital | $2,509,000 | 2,096 |
| Total risk weighted assets | $300,543,000 | 1,710 |
| Total unused commitments | $54,679,000 | 1,563 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 126 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $367,921,000 | 1,858 |
| Cash and due from depository institutions | $14,702,000 | 1,359 |
| Interest-bearing balances | $329,000 | 3,926 |
| Securities | $58,022,000 | 2,040 |
| Federal funds sold & reverse repurchase agreements | $6,844,000 | 1,734 |
| Net loans & leases | $272,391,000 | 1,790 |
| Loan loss allowance | $2,471,000 | 2,240 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,773,000 | 1,464 |
| Other real estate owned | $2,536,000 | 1,359 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,653,000 | 3,251 |
| Life insurance assets | $335,000 | 3,589 |
| Total liabilities and capital | $367,921,000 | 1,858 |
| Total liabilities | $340,409,000 | 1,822 |
| Total deposits | $296,554,000 | 1,807 |
| Interest-bearing deposits | $230,087,000 | 2,008 |
| Deposits held in domestic offices | $296,554,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,090,000 | 1,968 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $36,960,000 | 1,435 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,805,000 | 1,797 |
| Total equity capital | $27,512,000 | 2,482 |
| Total bank equity capital | $27,512,000 | 2,482 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,440,000 | 2,428 |
| Surplus | $7,861,000 | 3,115 |
| Undivided profits | $18,211,000 | 1,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,155,000 | 3,302 |
| Earning assets | $337,586,000 | 1,850 |
| Long-term assets (5+ years) | $104,386,000 | 1,208 |
| Average Assets, year-to-date | $359,813,330 | 1,877 |
| Average Assets, quarterly | $366,021,000 | 1,860 |
| Volatile liabilities | $55,659,000 | 2,448 |
| Insider loans | $28,785,000 | 193 |
| FHLB advances | $36,960,000 | 1,362 |
| Loans and leases held for sale | $727,000 | 1,018 |
| Unused loan commitments | $57,598,000 | 1,539 |
| Tier 1 (core) risk-based capital | $28,814,000 | 2,278 |
| Tier 2 risk-based capital | $2,471,000 | 2,081 |
| Total risk weighted assets | $299,585,000 | 1,725 |
| Total unused commitments | $57,598,000 | 1,539 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 128 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $364,121,000 | 1,874 |
| Cash and due from depository institutions | $11,896,000 | 1,327 |
| Interest-bearing balances | $277,000 | 4,158 |
| Securities | $62,433,000 | 1,890 |
| Federal funds sold & reverse repurchase agreements | $4,468,000 | 3,458 |
| Net loans & leases | $271,726,000 | 1,751 |
| Loan loss allowance | $2,457,000 | 2,178 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,799,000 | 1,454 |
| Other real estate owned | $0 | 1,327 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,799,000 | 3,119 |
| Life insurance assets | $328,000 | 3,616 |
| Total liabilities and capital | $364,121,000 | 1,874 |
| Total liabilities | $334,809,000 | 1,829 |
| Total deposits | $292,694,000 | 1,828 |
| Interest-bearing deposits | $223,583,000 | 2,064 |
| Deposits held in domestic offices | $292,694,000 | 1,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,367,000 | 2,129 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $36,964,000 | 1,332 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,784,000 | 1,928 |
| Total equity capital | $29,312,000 | 2,403 |
| Total bank equity capital | $29,312,000 | 2,403 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,440,000 | 2,425 |
| Surplus | $7,861,000 | 3,089 |
| Undivided profits | $20,011,000 | 1,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,040,000 | 1,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,210,000 | 3,169 |
| Earning assets | $338,904,000 | 1,850 |
| Long-term assets (5+ years) | $101,708,000 | 1,202 |
| Average Assets, year-to-date | $355,759,500 | 1,894 |
| Average Assets, quarterly | $355,759,500 | 1,894 |
| Volatile liabilities | $55,440,000 | 2,418 |
| Insider loans | $24,471,000 | 230 |
| FHLB advances | $36,964,000 | 1,254 |
| Loans and leases held for sale | $1,146,000 | 878 |
| Unused loan commitments | $54,078,000 | 1,645 |
| Tier 1 (core) risk-based capital | $28,630,000 | 2,287 |
| Tier 2 risk-based capital | $2,457,000 | 2,050 |
| Total risk weighted assets | $294,072,000 | 1,713 |
| Total unused commitments | $54,078,000 | 1,648 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 129 | 1,317 |
| Assets and Liabilities | ||
| Total Assets: | $347,398,000 | 1,934 |
| Cash and due from depository institutions | $6,861,000 | 1,317 |
| Interest-bearing balances | $28,000 | 5,791 |
| Securities | $72,337,000 | 1,629 |
| Federal funds sold & reverse repurchase agreements | $39,000 | 6,040 |
| Net loans & leases | $254,451,000 | 1,847 |
| Loan loss allowance | $2,305,000 | 2,264 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,915,000 | 1,437 |
| Other real estate owned | $0 | 1,317 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,795,000 | 3,153 |
| Life insurance assets | $321,000 | 3,628 |
| Total liabilities and capital | $347,398,000 | 1,934 |
| Total liabilities | $320,318,000 | 1,893 |
| Total deposits | $262,432,000 | 2,019 |
| Interest-bearing deposits | $200,327,000 | 2,234 |
| Deposits held in domestic offices | $262,432,000 | 2,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,751,000 | 1,154 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $42,168,000 | 1,155 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,967,000 | 1,810 |
| Total equity capital | $27,080,000 | 2,541 |
| Total bank equity capital | $27,080,000 | 2,541 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,440,000 | 2,424 |
| Surplus | $7,861,000 | 3,061 |
| Undivided profits | $17,779,000 | 1,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,378,000 | 3,059 |
| Earning assets | $326,855,000 | 1,899 |
| Long-term assets (5+ years) | $85,303,000 | 1,325 |
| Average Assets, year-to-date | $339,337,200 | 1,896 |
| Average Assets, quarterly | $346,148,000 | 1,918 |
| Volatile liabilities | $82,128,000 | 1,705 |
| Insider loans | $21,718,000 | 271 |
| FHLB advances | $42,168,000 | 1,078 |
| Loans and leases held for sale | $610,000 | 1,125 |
| Unused loan commitments | $54,051,000 | 1,661 |
| Tier 1 (core) risk-based capital | $28,314,000 | 2,316 |
| Tier 2 risk-based capital | $2,305,000 | 2,140 |
| Total risk weighted assets | $277,166,000 | 1,796 |
| Total unused commitments | $54,051,000 | 1,661 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $344,898,000 | 1,914 |
| Cash and due from depository institutions | $9,043,000 | 1,289 |
| Interest-bearing balances | $682,000 | 2,739 |
| Securities | $74,349,000 | 1,605 |
| Federal funds sold & reverse repurchase agreements | $462,000 | 5,566 |
| Net loans & leases | $248,419,000 | 1,852 |
| Loan loss allowance | $2,222,000 | 2,297 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,838,000 | 1,416 |
| Other real estate owned | $0 | 1,289 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,787,000 | 3,712 |
| Life insurance assets | $316,000 | 3,612 |
| Total liabilities and capital | $344,898,000 | 1,914 |
| Total liabilities | $319,217,000 | 1,863 |
| Total deposits | $275,714,000 | 1,905 |
| Interest-bearing deposits | $210,403,000 | 2,129 |
| Deposits held in domestic offices | $275,714,000 | 1,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,049,000 | 918 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,372,000 | 1,603 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,082,000 | 1,756 |
| Total equity capital | $25,681,000 | 2,635 |
| Total bank equity capital | $25,681,000 | 2,635 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,440,000 | 2,402 |
| Surplus | $7,861,000 | 3,010 |
| Undivided profits | $16,380,000 | 2,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,314,000 | 3,345 |
| Earning assets | $323,912,000 | 1,871 |
| Long-term assets (5+ years) | $104,739,000 | 1,090 |
| Average Assets, year-to-date | $337,322,000 | 1,903 |
| Average Assets, quarterly | $345,537,000 | 1,897 |
| Volatile liabilities | $84,429,000 | 1,653 |
| Insider loans | $18,708,000 | 333 |
| FHLB advances | $23,372,000 | 1,513 |
| Loans and leases held for sale | $1,004,000 | 876 |
| Unused loan commitments | $55,260,000 | 1,652 |
| Tier 1 (core) risk-based capital | $27,300,000 | 2,383 |
| Tier 2 risk-based capital | $2,222,000 | 2,182 |
| Total risk weighted assets | $271,928,000 | 1,795 |
| Total unused commitments | $55,260,000 | 1,652 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 139 | 1,248 |
| Assets and Liabilities | ||
| Total Assets: | $346,176,000 | 1,914 |
| Cash and due from depository institutions | $11,610,000 | 1,248 |
| Interest-bearing balances | $175,000 | 4,117 |
| Securities | $67,441,000 | 1,727 |
| Federal funds sold & reverse repurchase agreements | $4,628,000 | 2,808 |
| Net loans & leases | $249,951,000 | 1,855 |
| Loan loss allowance | $2,257,000 | 2,266 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,253,000 | 1,521 |
| Other real estate owned | $0 | 1,248 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,293,000 | 3,370 |
| Life insurance assets | $300,000 | 3,639 |
| Total liabilities and capital | $346,176,000 | 1,914 |
| Total liabilities | $322,052,000 | 1,866 |
| Total deposits | $279,387,000 | 1,914 |
| Interest-bearing deposits | $208,198,000 | 2,160 |
| Deposits held in domestic offices | $279,387,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,102,000 | 1,189 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $29,577,000 | 1,309 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,986,000 | 1,725 |
| Total equity capital | $24,124,000 | 2,756 |
| Total bank equity capital | $24,124,000 | 2,756 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,440,000 | 2,403 |
| Surplus | $7,861,000 | 3,003 |
| Undivided profits | $14,823,000 | 2,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,230,000 | 3,336 |
| Earning assets | $322,195,000 | 1,893 |
| Long-term assets (5+ years) | $98,963,000 | 1,122 |
| Average Assets, year-to-date | $334,796,670 | 1,939 |
| Average Assets, quarterly | $341,904,000 | 1,923 |
| Volatile liabilities | $78,691,000 | 1,731 |
| Insider loans | $12,296,000 | 571 |
| FHLB advances | $29,577,000 | 1,228 |
| Loans and leases held for sale | $1,445,000 | 842 |
| Unused loan commitments | $54,277,000 | 1,712 |
| Tier 1 (core) risk-based capital | $26,828,000 | 2,427 |
| Tier 2 risk-based capital | $2,257,000 | 2,164 |
| Total risk weighted assets | $274,633,000 | 1,779 |
| Total unused commitments | $54,277,000 | 1,713 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 133 | 1,288 |
| Assets and Liabilities | ||
| Total Assets: | $337,632,000 | 1,955 |
| Cash and due from depository institutions | $10,619,000 | 1,288 |
| Interest-bearing balances | $402,000 | 3,344 |
| Securities | $67,883,000 | 1,732 |
| Federal funds sold & reverse repurchase agreements | $19,071,000 | 1,023 |
| Net loans & leases | $228,259,000 | 1,993 |
| Loan loss allowance | $2,098,000 | 2,392 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,025,000 | 1,535 |
| Other real estate owned | $0 | 1,288 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,775,000 | 3,599 |
| Life insurance assets | $294,000 | 3,649 |
| Total liabilities and capital | $337,632,000 | 1,955 |
| Total liabilities | $312,647,000 | 1,906 |
| Total deposits | $275,566,000 | 1,943 |
| Interest-bearing deposits | $199,241,000 | 2,258 |
| Deposits held in domestic offices | $275,566,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,497,000 | 1,175 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $24,581,000 | 1,428 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,003,000 | 1,777 |
| Total equity capital | $24,985,000 | 2,685 |
| Total bank equity capital | $24,985,000 | 2,685 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,440,000 | 2,397 |
| Surplus | $7,861,000 | 2,953 |
| Undivided profits | $15,684,000 | 2,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,073,000 | 3,601 |
| Earning assets | $315,615,000 | 1,920 |
| Long-term assets (5+ years) | $98,986,000 | 1,102 |
| Average Assets, year-to-date | $329,107,000 | 1,976 |
| Average Assets, quarterly | $329,107,000 | 1,976 |
| Volatile liabilities | $70,630,000 | 1,883 |
| Insider loans | $12,736,000 | 524 |
| FHLB advances | $24,581,000 | 1,357 |
| Loans and leases held for sale | $1,061,000 | 973 |
| Unused loan commitments | $59,455,000 | 1,607 |
| Tier 1 (core) risk-based capital | $26,464,000 | 2,432 |
| Tier 2 risk-based capital | $2,098,000 | 2,286 |
| Total risk weighted assets | $245,909,000 | 1,948 |
| Total unused commitments | $59,455,000 | 1,609 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 127 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $320,582,000 | 2,027 |
| Cash and due from depository institutions | $11,317,000 | 1,357 |
| Interest-bearing balances | $273,000 | 3,722 |
| Securities | $68,541,000 | 1,733 |
| Federal funds sold & reverse repurchase agreements | $4,569,000 | 3,038 |
| Net loans & leases | $224,805,000 | 1,999 |
| Loan loss allowance | $2,078,000 | 2,381 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,511,000 | 1,607 |
| Other real estate owned | $0 | 1,357 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,839,000 | 3,602 |
| Life insurance assets | $287,000 | 3,648 |
| Total liabilities and capital | $320,582,000 | 2,027 |
| Total liabilities | $296,336,000 | 1,976 |
| Total deposits | $260,495,000 | 2,016 |
| Interest-bearing deposits | $190,178,000 | 2,311 |
| Deposits held in domestic offices | $260,495,000 | 2,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,309,000 | 1,301 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,585,000 | 1,488 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,947,000 | 1,765 |
| Total equity capital | $24,246,000 | 2,704 |
| Total bank equity capital | $24,246,000 | 2,704 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,440,000 | 2,392 |
| Surplus | $7,861,000 | 2,905 |
| Undivided profits | $14,945,000 | 2,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,140,000 | 3,540 |
| Earning assets | $298,188,000 | 2,000 |
| Long-term assets (5+ years) | $97,409,000 | 1,109 |
| Average Assets, year-to-date | $305,116,400 | 2,045 |
| Average Assets, quarterly | $320,002,000 | 2,011 |
| Volatile liabilities | $54,508,000 | 2,490 |
| Insider loans | $10,824,000 | 634 |
| FHLB advances | $24,585,000 | 1,410 |
| Loans and leases held for sale | $543,000 | 1,175 |
| Unused loan commitments | $62,441,000 | 1,540 |
| Tier 1 (core) risk-based capital | $26,023,000 | 2,422 |
| Tier 2 risk-based capital | $2,078,000 | 2,286 |
| Total risk weighted assets | $241,932,000 | 1,968 |
| Total unused commitments | $62,441,000 | 1,541 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 127 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $319,422,000 | 2,022 |
| Cash and due from depository institutions | $9,614,000 | 1,386 |
| Interest-bearing balances | $652,000 | 2,830 |
| Securities | $67,403,000 | 1,775 |
| Federal funds sold & reverse repurchase agreements | $1,588,000 | 4,190 |
| Net loans & leases | $229,913,000 | 1,959 |
| Loan loss allowance | $2,088,000 | 2,382 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,187,000 | 1,640 |
| Other real estate owned | $0 | 1,386 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,717,000 | 3,688 |
| Life insurance assets | $280,000 | 3,632 |
| Total liabilities and capital | $319,422,000 | 2,022 |
| Total liabilities | $295,939,000 | 1,964 |
| Total deposits | $259,176,000 | 2,000 |
| Interest-bearing deposits | $183,365,000 | 2,371 |
| Deposits held in domestic offices | $259,176,000 | 1,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,196,000 | 1,326 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,989,000 | 1,499 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,578,000 | 1,929 |
| Total equity capital | $23,483,000 | 2,755 |
| Total bank equity capital | $23,483,000 | 2,755 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,440,000 | 2,397 |
| Surplus | $7,861,000 | 2,885 |
| Undivided profits | $14,182,000 | 2,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,147,000 | 3,542 |
| Earning assets | $299,556,000 | 1,988 |
| Long-term assets (5+ years) | $95,371,000 | 1,125 |
| Average Assets, year-to-date | $301,250,000 | 2,071 |
| Average Assets, quarterly | $316,069,000 | 2,016 |
| Volatile liabilities | $49,678,000 | 2,633 |
| Insider loans | $8,084,000 | 860 |
| FHLB advances | $25,989,000 | 1,406 |
| Loans and leases held for sale | $470,000 | 1,221 |
| Unused loan commitments | $62,879,000 | 1,548 |
| Tier 1 (core) risk-based capital | $25,484,000 | 2,454 |
| Tier 2 risk-based capital | $2,088,000 | 2,285 |
| Total risk weighted assets | $249,606,000 | 1,896 |
| Total unused commitments | $62,879,000 | 1,548 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 121 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $312,716,000 | 2,039 |
| Cash and due from depository institutions | $13,463,000 | 1,442 |
| Interest-bearing balances | $169,000 | 4,270 |
| Securities | $66,136,000 | 1,810 |
| Federal funds sold & reverse repurchase agreements | $159,000 | 5,550 |
| Net loans & leases | $223,302,000 | 1,987 |
| Loan loss allowance | $2,008,000 | 2,433 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,960,000 | 1,962 |
| Other real estate owned | $0 | 1,442 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,696,000 | 3,662 |
| Life insurance assets | $266,000 | 3,626 |
| Total liabilities and capital | $312,716,000 | 2,039 |
| Total liabilities | $291,436,000 | 1,980 |
| Total deposits | $250,206,000 | 2,061 |
| Interest-bearing deposits | $174,320,000 | 2,462 |
| Deposits held in domestic offices | $250,206,000 | 2,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,791,000 | 1,223 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $29,192,000 | 1,392 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,247,000 | 1,993 |
| Total equity capital | $21,280,000 | 2,891 |
| Total bank equity capital | $21,280,000 | 2,891 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,440,000 | 2,388 |
| Surplus | $7,861,000 | 2,823 |
| Undivided profits | $11,979,000 | 2,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $910,000 | 3,908 |
| Earning assets | $289,766,000 | 2,028 |
| Long-term assets (5+ years) | $95,668,000 | 1,094 |
| Average Assets, year-to-date | $295,192,670 | 2,121 |
| Average Assets, quarterly | $302,571,500 | 2,086 |
| Volatile liabilities | $62,594,000 | 2,171 |
| Insider loans | $7,696,000 | 895 |
| FHLB advances | $29,192,000 | 1,302 |
| Loans and leases held for sale | $858,000 | 988 |
| Unused loan commitments | $62,771,000 | 1,563 |
| Tier 1 (core) risk-based capital | $24,940,000 | 2,467 |
| Tier 2 risk-based capital | $2,008,000 | 2,337 |
| Total risk weighted assets | $240,456,000 | 1,938 |
| Total unused commitments | $62,771,000 | 1,564 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 118 | 1,462 |
| Assets and Liabilities | ||
| Total Assets: | $292,427,000 | 2,152 |
| Cash and due from depository institutions | $9,944,000 | 1,462 |
| Interest-bearing balances | $583,000 | 3,083 |
| Securities | $68,158,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $752,000 | 5,356 |
| Net loans & leases | $206,015,000 | 2,088 |
| Loan loss allowance | $1,841,000 | 2,599 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,841,000 | 2,335 |
| Other real estate owned | $0 | 1,462 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,717,000 | 4,328 |
| Life insurance assets | $261,000 | 3,594 |
| Total liabilities and capital | $292,427,000 | 2,152 |
| Total liabilities | $270,789,000 | 2,087 |
| Total deposits | $243,536,000 | 2,099 |
| Interest-bearing deposits | $165,098,000 | 2,565 |
| Deposits held in domestic offices | $243,536,000 | 2,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,978,000 | 882 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,096,000 | 2,739 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,179,000 | 2,042 |
| Total equity capital | $21,638,000 | 2,828 |
| Total bank equity capital | $21,638,000 | 2,828 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,440,000 | 2,378 |
| Surplus | $7,861,000 | 2,752 |
| Undivided profits | $12,337,000 | 2,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $901,000 | 3,766 |
| Earning assets | $275,508,000 | 2,104 |
| Long-term assets (5+ years) | $99,308,000 | 1,048 |
| Average Assets, year-to-date | $286,431,000 | 2,177 |
| Average Assets, quarterly | $286,431,000 | 2,177 |
| Volatile liabilities | $45,991,000 | 2,652 |
| Insider loans | $8,695,000 | 758 |
| FHLB advances | $9,096,000 | 2,624 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $52,888,000 | 1,756 |
| Tier 1 (core) risk-based capital | $24,381,000 | 2,475 |
| Tier 2 risk-based capital | $1,841,000 | 2,475 |
| Total risk weighted assets | $221,815,000 | 2,021 |
| Total unused commitments | $52,888,000 | 1,757 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 119 | 1,444 |
| Assets and Liabilities | ||
| Total Assets: | $280,435,000 | 2,214 |
| Cash and due from depository institutions | $14,109,000 | 1,444 |
| Interest-bearing balances | $299,000 | 3,829 |
| Securities | $67,833,000 | 1,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $190,899,000 | 2,201 |
| Loan loss allowance | $1,616,000 | 2,845 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,701,000 | 2,376 |
| Other real estate owned | $0 | 1,444 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,893,000 | 4,161 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $280,435,000 | 2,214 |
| Total liabilities | $261,512,000 | 2,144 |
| Total deposits | $234,789,000 | 2,150 |
| Interest-bearing deposits | $150,379,000 | 2,744 |
| Deposits held in domestic offices | $234,789,000 | 2,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,034,000 | 1,093 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,500,000 | 2,239 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,189,000 | 2,004 |
| Total equity capital | $18,923,000 | 3,144 |
| Total bank equity capital | $18,923,000 | 3,144 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,440,000 | 2,374 |
| Surplus | $4,861,000 | 3,793 |
| Undivided profits | $12,622,000 | 2,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $888,000 | 3,823 |
| Earning assets | $259,031,000 | 2,195 |
| Long-term assets (5+ years) | $101,681,000 | 1,010 |
| Average Assets, year-to-date | $260,843,600 | 2,273 |
| Average Assets, quarterly | $274,822,500 | 2,237 |
| Volatile liabilities | $41,076,000 | 2,832 |
| Insider loans | $7,522,000 | 863 |
| FHLB advances | $13,500,000 | 2,112 |
| Loans and leases held for sale | $928,000 | 912 |
| Unused loan commitments | $64,173,000 | 1,460 |
| Tier 1 (core) risk-based capital | $20,903,000 | 2,783 |
| Tier 2 risk-based capital | $1,616,000 | 2,714 |
| Total risk weighted assets | $211,419,000 | 2,076 |
| Total unused commitments | $64,173,000 | 1,460 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 117 | 1,463 |
| Assets and Liabilities | ||
| Total Assets: | $269,210,000 | 2,274 |
| Cash and due from depository institutions | $11,605,000 | 1,463 |
| Interest-bearing balances | $278,000 | 4,049 |
| Securities | $67,987,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $5,504,000 | 2,133 |
| Net loans & leases | $176,699,000 | 2,320 |
| Loan loss allowance | $1,527,000 | 2,968 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,436,000 | 2,455 |
| Other real estate owned | $0 | 1,463 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,979,000 | 4,037 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $269,210,000 | 2,274 |
| Total liabilities | $250,435,000 | 2,191 |
| Total deposits | $220,150,000 | 2,241 |
| Interest-bearing deposits | $144,294,000 | 2,776 |
| Deposits held in domestic offices | $220,150,000 | 2,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,125,000 | 1,016 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,100,000 | 2,028 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,060,000 | 2,025 |
| Total equity capital | $18,775,000 | 3,136 |
| Total bank equity capital | $18,775,000 | 3,136 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,440,000 | 2,347 |
| Surplus | $4,861,000 | 3,740 |
| Undivided profits | $12,474,000 | 2,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $782,000 | 4,232 |
| Earning assets | $250,468,000 | 2,235 |
| Long-term assets (5+ years) | $96,254,000 | 1,039 |
| Average Assets, year-to-date | $255,945,750 | 2,309 |
| Average Assets, quarterly | $268,221,000 | 2,260 |
| Volatile liabilities | $43,084,000 | 2,643 |
| Insider loans | $6,014,000 | 1,076 |
| FHLB advances | $16,100,000 | 1,913 |
| Loans and leases held for sale | $1,353,000 | 847 |
| Unused loan commitments | $62,124,000 | 1,479 |
| Tier 1 (core) risk-based capital | $20,374,000 | 2,827 |
| Tier 2 risk-based capital | $1,527,000 | 2,793 |
| Total risk weighted assets | $194,841,000 | 2,194 |
| Total unused commitments | $62,124,000 | 1,479 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 119 | 1,440 |
| Assets and Liabilities | ||
| Total Assets: | $267,232,000 | 2,234 |
| Cash and due from depository institutions | $12,770,000 | 1,440 |
| Interest-bearing balances | $631,000 | 3,162 |
| Securities | $73,414,000 | 1,678 |
| Federal funds sold & reverse repurchase agreements | $9,344,000 | 1,257 |
| Net loans & leases | $164,282,000 | 2,405 |
| Loan loss allowance | $1,452,000 | 3,067 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,307,000 | 2,460 |
| Other real estate owned | $0 | 1,440 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,115,000 | 3,801 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $267,232,000 | 2,234 |
| Total liabilities | $248,182,000 | 2,166 |
| Total deposits | $213,997,000 | 2,239 |
| Interest-bearing deposits | $140,643,000 | 2,804 |
| Deposits held in domestic offices | $213,997,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,505,000 | 974 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,100,000 | 1,817 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,580,000 | 2,339 |
| Total equity capital | $19,050,000 | 3,052 |
| Total bank equity capital | $19,050,000 | 3,052 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,440,000 | 2,326 |
| Surplus | $4,861,000 | 3,690 |
| Undivided profits | $12,749,000 | 2,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $736,000 | 4,100 |
| Earning assets | $247,671,000 | 2,219 |
| Long-term assets (5+ years) | $107,344,000 | 947 |
| Average Assets, year-to-date | $251,524,330 | 2,323 |
| Average Assets, quarterly | $258,940,500 | 2,287 |
| Volatile liabilities | $43,907,000 | 2,508 |
| Insider loans | $6,034,000 | 1,038 |
| FHLB advances | $19,100,000 | 1,722 |
| Loans and leases held for sale | $1,203,000 | 915 |
| Unused loan commitments | $53,582,000 | 1,608 |
| Tier 1 (core) risk-based capital | $19,857,000 | 2,832 |
| Tier 2 risk-based capital | $1,452,000 | 2,885 |
| Total risk weighted assets | $182,964,000 | 2,258 |
| Total unused commitments | $53,582,000 | 1,608 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 115 | 1,480 |
| Assets and Liabilities | ||
| Total Assets: | $250,649,000 | 2,359 |
| Cash and due from depository institutions | $12,753,000 | 1,480 |
| Interest-bearing balances | $413,000 | 3,598 |
| Securities | $75,917,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $154,650,000 | 2,488 |
| Loan loss allowance | $1,357,000 | 3,240 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,303,000 | 2,434 |
| Other real estate owned | $0 | 1,480 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,026,000 | 3,833 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $250,649,000 | 2,359 |
| Total liabilities | $233,529,000 | 2,282 |
| Total deposits | $194,621,000 | 2,447 |
| Interest-bearing deposits | $125,597,000 | 3,075 |
| Deposits held in domestic offices | $194,621,000 | 2,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,166,000 | 827 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,350,000 | 1,687 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,392,000 | 2,522 |
| Total equity capital | $17,120,000 | 3,272 |
| Total bank equity capital | $17,120,000 | 3,272 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,440,000 | 2,332 |
| Surplus | $4,861,000 | 3,668 |
| Undivided profits | $10,819,000 | 2,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $745,000 | 3,950 |
| Earning assets | $230,980,000 | 2,345 |
| Long-term assets (5+ years) | $108,857,000 | 943 |
| Average Assets, year-to-date | $243,670,500 | 2,405 |
| Average Assets, quarterly | $243,670,500 | 2,405 |
| Volatile liabilities | $45,416,000 | 2,354 |
| Insider loans | $7,763,000 | 775 |
| FHLB advances | $20,350,000 | 1,587 |
| Loans and leases held for sale | $2,063,000 | 632 |
| Unused loan commitments | $45,459,000 | 1,782 |
| Tier 1 (core) risk-based capital | $19,425,000 | 2,836 |
| Tier 2 risk-based capital | $1,357,000 | 3,021 |
| Total risk weighted assets | $170,199,000 | 2,374 |
| Total unused commitments | $45,459,000 | 1,783 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 115 | 1,494 |
| Assets and Liabilities | ||
| Total Assets: | $236,692,000 | 2,482 |
| Cash and due from depository institutions | $9,893,000 | 1,494 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $78,788,000 | 1,604 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $140,520,000 | 2,670 |
| Loan loss allowance | $1,271,000 | 3,352 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,383,000 | 2,370 |
| Other real estate owned | $0 | 1,494 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,108,000 | 3,731 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $236,692,000 | 2,482 |
| Total liabilities | $221,400,000 | 2,389 |
| Total deposits | $181,925,000 | 2,569 |
| Interest-bearing deposits | $112,141,000 | 3,352 |
| Deposits held in domestic offices | $181,925,000 | 2,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,764,000 | 1,050 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,006,000 | 1,440 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,705,000 | 2,170 |
| Total equity capital | $15,292,000 | 3,587 |
| Total bank equity capital | $15,292,000 | 3,587 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,440,000 | 2,315 |
| Surplus | $1,861,000 | 5,709 |
| Undivided profits | $11,991,000 | 2,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $697,000 | 4,174 |
| Earning assets | $219,308,000 | 2,461 |
| Long-term assets (5+ years) | $111,611,000 | 933 |
| Average Assets, year-to-date | $219,672,200 | 2,542 |
| Average Assets, quarterly | $232,778,500 | 2,494 |
| Volatile liabilities | $29,660,000 | 3,157 |
| Insider loans | $8,912,000 | 636 |
| FHLB advances | $26,000,000 | 1,339 |
| Loans and leases held for sale | $498,000 | 1,151 |
| Unused loan commitments | $47,787,000 | 1,653 |
| Tier 1 (core) risk-based capital | $15,984,000 | 3,341 |
| Tier 2 risk-based capital | $1,271,000 | 3,160 |
| Total risk weighted assets | $159,669,000 | 2,491 |
| Total unused commitments | $47,787,000 | 1,653 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 113 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $228,865,000 | 2,521 |
| Cash and due from depository institutions | $9,862,000 | 1,525 |
| Interest-bearing balances | $406,000 | 3,703 |
| Securities | $77,994,000 | 1,611 |
| Federal funds sold & reverse repurchase agreements | $1,857,000 | 3,742 |
| Net loans & leases | $132,425,000 | 2,762 |
| Loan loss allowance | $1,243,000 | 3,427 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,515,000 | 2,265 |
| Other real estate owned | $0 | 1,525 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,212,000 | 4,570 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $228,865,000 | 2,521 |
| Total liabilities | $213,878,000 | 2,432 |
| Total deposits | $182,710,000 | 2,531 |
| Interest-bearing deposits | $120,052,000 | 3,140 |
| Deposits held in domestic offices | $182,710,000 | 2,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,634,000 | 1,001 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,000,000 | 1,892 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,534,000 | 2,352 |
| Total equity capital | $14,987,000 | 3,655 |
| Total bank equity capital | $14,987,000 | 3,655 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,440,000 | 2,312 |
| Surplus | $1,861,000 | 5,681 |
| Undivided profits | $11,686,000 | 2,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $688,000 | 4,371 |
| Earning assets | $212,682,000 | 2,493 |
| Long-term assets (5+ years) | $110,316,000 | 954 |
| Average Assets, year-to-date | $215,417,250 | 2,572 |
| Average Assets, quarterly | $224,710,500 | 2,531 |
| Volatile liabilities | $37,958,000 | 2,592 |
| Insider loans | $9,359,000 | 602 |
| FHLB advances | $17,000,000 | 1,771 |
| Loans and leases held for sale | $2,328,000 | 557 |
| Unused loan commitments | $49,213,000 | 1,587 |
| Tier 1 (core) risk-based capital | $15,546,000 | 3,418 |
| Tier 2 risk-based capital | $1,243,000 | 3,184 |
| Total risk weighted assets | $151,025,000 | 2,586 |
| Total unused commitments | $49,213,000 | 1,589 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 110 | 1,564 |
| Assets and Liabilities | ||
| Total Assets: | $220,556,000 | 2,577 |
| Cash and due from depository institutions | $8,208,000 | 1,564 |
| Interest-bearing balances | $311,000 | 4,034 |
| Securities | $75,254,000 | 1,691 |
| Federal funds sold & reverse repurchase agreements | $2,890,000 | 2,900 |
| Net loans & leases | $127,749,000 | 2,811 |
| Loan loss allowance | $1,216,000 | 3,473 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,616,000 | 2,182 |
| Other real estate owned | $2,000 | 1,564 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,837,000 | 5,025 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $220,556,000 | 2,577 |
| Total liabilities | $207,880,000 | 2,470 |
| Total deposits | $180,500,000 | 2,540 |
| Interest-bearing deposits | $119,652,000 | 3,128 |
| Deposits held in domestic offices | $180,500,000 | 2,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,573,000 | 890 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,500,000 | 2,477 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,307,000 | 2,420 |
| Total equity capital | $12,676,000 | 4,056 |
| Total bank equity capital | $12,676,000 | 4,056 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,440,000 | 2,314 |
| Surplus | $1,861,000 | 5,688 |
| Undivided profits | $9,375,000 | 3,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $656,000 | 4,272 |
| Earning assets | $206,204,000 | 2,526 |
| Long-term assets (5+ years) | $105,236,000 | 1,039 |
| Average Assets, year-to-date | $210,934,670 | 2,631 |
| Average Assets, quarterly | $217,845,500 | 2,573 |
| Volatile liabilities | $36,388,000 | 2,624 |
| Insider loans | $9,359,000 | 579 |
| FHLB advances | $10,500,000 | 2,351 |
| Loans and leases held for sale | $1,697,000 | 685 |
| Unused loan commitments | $39,742,000 | 1,866 |
| Tier 1 (core) risk-based capital | $15,043,000 | 3,456 |
| Tier 2 risk-based capital | $1,216,000 | 3,209 |
| Total risk weighted assets | $142,952,000 | 2,661 |
| Total unused commitments | $39,742,000 | 1,871 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 113 | 1,520 |
| Assets and Liabilities | ||
| Total Assets: | $215,135,000 | 2,601 |
| Cash and due from depository institutions | $8,441,000 | 1,520 |
| Interest-bearing balances | $279,000 | 4,345 |
| Securities | $65,342,000 | 1,926 |
| Federal funds sold & reverse repurchase agreements | $7,487,000 | 1,991 |
| Net loans & leases | $126,843,000 | 2,774 |
| Loan loss allowance | $1,190,000 | 3,492 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,606,000 | 2,159 |
| Other real estate owned | $0 | 1,520 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,416,000 | 4,168 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $215,135,000 | 2,601 |
| Total liabilities | $200,125,000 | 2,509 |
| Total deposits | $165,162,000 | 2,727 |
| Interest-bearing deposits | $109,783,000 | 3,366 |
| Deposits held in domestic offices | $165,162,000 | 2,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,798,000 | 827 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,000,000 | 1,724 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,165,000 | 2,890 |
| Total equity capital | $15,010,000 | 3,597 |
| Total bank equity capital | $15,010,000 | 3,597 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,440,000 | 2,310 |
| Surplus | $1,861,000 | 5,680 |
| Undivided profits | $11,709,000 | 2,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $598,000 | 4,556 |
| Earning assets | $199,951,000 | 2,575 |
| Long-term assets (5+ years) | $92,480,000 | 1,117 |
| Average Assets, year-to-date | $206,124,000 | 2,685 |
| Average Assets, quarterly | $206,124,000 | 2,685 |
| Volatile liabilities | $44,939,000 | 2,153 |
| Insider loans | $7,925,000 | 682 |
| FHLB advances | $18,000,000 | 1,621 |
| Loans and leases held for sale | $2,381,000 | 644 |
| Unused loan commitments | $35,644,000 | 1,964 |
| Tier 1 (core) risk-based capital | $14,668,000 | 3,495 |
| Tier 2 risk-based capital | $1,190,000 | 3,228 |
| Total risk weighted assets | $138,594,000 | 2,673 |
| Total unused commitments | $35,644,000 | 1,969 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 110 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $197,113,000 | 2,811 |
| Cash and due from depository institutions | $8,265,000 | 1,575 |
| Interest-bearing balances | $289,000 | 4,231 |
| Securities | $65,954,000 | 1,949 |
| Federal funds sold & reverse repurchase agreements | $977,000 | 5,052 |
| Net loans & leases | $115,214,000 | 2,970 |
| Loan loss allowance | $1,173,000 | 3,514 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,343,000 | 2,269 |
| Other real estate owned | $0 | 1,575 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,360,000 | 4,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,113,000 | 2,811 |
| Total liabilities | $183,546,000 | 2,724 |
| Total deposits | $152,219,000 | 2,916 |
| Interest-bearing deposits | $100,172,000 | 3,629 |
| Deposits held in domestic offices | $152,219,000 | 2,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,486,000 | 1,165 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,500,000 | 1,585 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,341,000 | 2,532 |
| Total equity capital | $13,567,000 | 3,863 |
| Total bank equity capital | $13,567,000 | 3,863 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,440,000 | 2,327 |
| Surplus | $1,861,000 | 5,683 |
| Undivided profits | $10,266,000 | 2,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $616,000 | 4,591 |
| Earning assets | $182,434,000 | 2,780 |
| Long-term assets (5+ years) | $93,353,000 | 1,151 |
| Average Assets, year-to-date | $189,704,000 | 2,796 |
| Average Assets, quarterly | $196,472,000 | 2,784 |
| Volatile liabilities | $41,804,000 | 2,271 |
| Insider loans | $7,335,000 | 724 |
| FHLB advances | $20,500,000 | 1,478 |
| Loans and leases held for sale | $900,000 | 925 |
| Unused loan commitments | $25,055,000 | 2,437 |
| Tier 1 (core) risk-based capital | $14,439,000 | 3,503 |
| Tier 2 risk-based capital | $1,173,000 | 3,259 |
| Total risk weighted assets | $125,467,000 | 2,916 |
| Total unused commitments | $25,055,000 | 2,443 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 102 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $195,831,000 | 2,807 |
| Cash and due from depository institutions | $8,692,000 | 1,710 |
| Interest-bearing balances | $33,000 | 6,174 |
| Securities | $68,070,000 | 1,867 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $112,682,000 | 3,007 |
| Loan loss allowance | $1,090,000 | 3,699 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,287,000 | 2,272 |
| Other real estate owned | $0 | 1,710 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,100,000 | 4,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,831,000 | 2,807 |
| Total liabilities | $182,801,000 | 2,714 |
| Total deposits | $154,187,000 | 2,879 |
| Interest-bearing deposits | $104,075,000 | 3,514 |
| Deposits held in domestic offices | $154,187,000 | 2,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,716,000 | 1,173 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,500,000 | 1,668 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,398,000 | 2,524 |
| Total equity capital | $13,030,000 | 3,972 |
| Total bank equity capital | $13,030,000 | 3,972 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,440,000 | 2,340 |
| Surplus | $1,861,000 | 5,682 |
| Undivided profits | $9,729,000 | 3,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $339,000 | 6,794 |
| Earning assets | $180,785,000 | 2,771 |
| Long-term assets (5+ years) | $82,023,000 | 1,287 |
| Average Assets, year-to-date | $187,851,750 | 2,841 |
| Average Assets, quarterly | $196,259,000 | 2,787 |
| Volatile liabilities | $37,492,000 | 2,432 |
| Insider loans | $7,144,000 | 727 |
| FHLB advances | $18,500,000 | 1,548 |
| Loans and leases held for sale | $1,775,000 | 898 |
| Unused loan commitments | $26,777,000 | 2,335 |
| Tier 1 (core) risk-based capital | $13,973,000 | 3,588 |
| Tier 2 risk-based capital | $1,090,000 | 3,424 |
| Total risk weighted assets | $124,295,000 | 2,921 |
| Total unused commitments | $26,777,000 | 2,339 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 109 | 1,621 |
| Assets and Liabilities | ||
| Total Assets: | $196,687,000 | 2,788 |
| Cash and due from depository institutions | $10,821,000 | 1,621 |
| Interest-bearing balances | $193,000 | 4,864 |
| Securities | $56,556,000 | 2,152 |
| Federal funds sold & reverse repurchase agreements | $9,589,000 | 1,677 |
| Net loans & leases | $113,706,000 | 2,949 |
| Loan loss allowance | $1,076,000 | 3,700 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,185,000 | 2,292 |
| Other real estate owned | $0 | 1,621 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,830,000 | 4,817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,687,000 | 2,788 |
| Total liabilities | $182,633,000 | 2,700 |
| Total deposits | $160,607,000 | 2,766 |
| Interest-bearing deposits | $110,363,000 | 3,311 |
| Deposits held in domestic offices | $160,607,000 | 2,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,218,000 | 1,172 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,500,000 | 2,050 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,308,000 | 2,758 |
| Total equity capital | $14,054,000 | 3,717 |
| Total bank equity capital | $14,054,000 | 3,717 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,440,000 | 2,341 |
| Surplus | $1,861,000 | 5,671 |
| Undivided profits | $10,753,000 | 2,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $373,000 | 6,361 |
| Earning assets | $180,044,000 | 2,773 |
| Long-term assets (5+ years) | $57,573,000 | 1,636 |
| Average Assets, year-to-date | $185,192,000 | 2,867 |
| Average Assets, quarterly | $188,263,000 | 2,852 |
| Volatile liabilities | $28,467,000 | 2,948 |
| Insider loans | $8,917,000 | 545 |
| FHLB advances | $12,500,000 | 1,923 |
| Loans and leases held for sale | $3,946,000 | 792 |
| Unused loan commitments | $28,302,000 | 2,206 |
| Tier 1 (core) risk-based capital | $13,394,000 | 3,656 |
| Tier 2 risk-based capital | $1,076,000 | 3,419 |
| Total risk weighted assets | $126,457,000 | 2,839 |
| Total unused commitments | $28,302,000 | 2,216 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 110 | 1,580 |
| Assets and Liabilities | ||
| Total Assets: | $179,839,000 | 2,969 |
| Cash and due from depository institutions | $11,132,000 | 1,580 |
| Interest-bearing balances | $281,000 | 4,389 |
| Securities | $47,199,000 | 2,492 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 4,648 |
| Net loans & leases | $112,650,000 | 2,917 |
| Loan loss allowance | $1,046,000 | 3,720 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,124,000 | 2,305 |
| Other real estate owned | $0 | 1,580 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,984,000 | 4,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,839,000 | 2,969 |
| Total liabilities | $166,187,000 | 2,907 |
| Total deposits | $144,294,000 | 3,019 |
| Interest-bearing deposits | $101,040,000 | 3,589 |
| Deposits held in domestic offices | $144,294,000 | 3,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,194,000 | 1,113 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,500,000 | 2,008 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,199,000 | 2,947 |
| Total equity capital | $13,652,000 | 3,746 |
| Total bank equity capital | $13,652,000 | 3,746 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,440,000 | 2,355 |
| Surplus | $1,861,000 | 5,658 |
| Undivided profits | $10,351,000 | 2,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $366,000 | 6,459 |
| Earning assets | $162,880,000 | 2,996 |
| Long-term assets (5+ years) | $61,597,000 | 1,522 |
| Average Assets, year-to-date | $179,444,500 | 2,941 |
| Average Assets, quarterly | $179,444,500 | 2,941 |
| Volatile liabilities | $26,586,000 | 3,089 |
| Insider loans | $9,140,000 | 528 |
| FHLB advances | $12,500,000 | 1,888 |
| Loans and leases held for sale | $3,187,000 | 808 |
| Unused loan commitments | $27,855,000 | 2,163 |
| Tier 1 (core) risk-based capital | $13,091,000 | 3,684 |
| Tier 2 risk-based capital | $1,046,000 | 3,432 |
| Total risk weighted assets | $120,603,000 | 2,919 |
| Total unused commitments | $27,855,000 | 2,170 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 101 | 1,689 |
| Assets and Liabilities | ||
| Total Assets: | $179,050,000 | 2,922 |
| Cash and due from depository institutions | $10,398,000 | 1,689 |
| Interest-bearing balances | $166,000 | 4,762 |
| Securities | $53,765,000 | 2,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $108,674,000 | 2,991 |
| Loan loss allowance | $1,000,000 | 3,801 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,086,000 | 2,293 |
| Other real estate owned | $19,000 | 1,689 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,108,000 | 4,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,050,000 | 2,922 |
| Total liabilities | $165,609,000 | 2,841 |
| Total deposits | $141,983,000 | 3,009 |
| Interest-bearing deposits | $99,458,000 | 3,559 |
| Deposits held in domestic offices | $141,983,000 | 3,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,264,000 | 1,407 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,000,000 | 1,695 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,362,000 | 2,720 |
| Total equity capital | $13,441,000 | 3,752 |
| Total bank equity capital | $13,441,000 | 3,752 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,440,000 | 2,357 |
| Surplus | $1,861,000 | 5,639 |
| Undivided profits | $10,140,000 | 2,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $852,000 | 3,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $409,000 | 6,293 |
| Earning assets | $162,605,000 | 2,931 |
| Long-term assets (5+ years) | $66,307,000 | 1,394 |
| Average Assets, year-to-date | $164,014,800 | 3,029 |
| Average Assets, quarterly | $174,885,500 | 2,968 |
| Volatile liabilities | $24,951,000 | 3,224 |
| Insider loans | $7,016,000 | 704 |
| FHLB advances | $17,000,000 | 1,564 |
| Loans and leases held for sale | $5,089,000 | 699 |
| Unused loan commitments | $27,863,000 | 2,079 |
| Tier 1 (core) risk-based capital | $12,677,000 | 3,719 |
| Tier 2 risk-based capital | $1,000,000 | 3,519 |
| Total risk weighted assets | $116,365,000 | 2,965 |
| Total unused commitments | $27,863,000 | 2,082 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $149,814,000 | 3,272 |
| Cash and due from depository institutions | $8,504,000 | 1,794 |
| Interest-bearing balances | $1,000 | 6,949 |
| Securities | $38,219,000 | 2,768 |
| Federal funds sold & reverse repurchase agreements | $3,510,000 | 3,558 |
| Net loans & leases | $93,444,000 | 3,314 |
| Loan loss allowance | $811,000 | 4,223 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,236,000 | 2,121 |
| Other real estate owned | $13,000 | 1,794 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,888,000 | 4,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,814,000 | 3,272 |
| Total liabilities | $138,750,000 | 3,187 |
| Total deposits | $120,271,000 | 3,327 |
| Interest-bearing deposits | $82,994,000 | 4,014 |
| Deposits held in domestic offices | $120,271,000 | 3,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,576,000 | 2,016 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,500,000 | 1,731 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,403,000 | 2,674 |
| Total equity capital | $11,064,000 | 4,151 |
| Total bank equity capital | $11,064,000 | 4,151 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,440,000 | 2,401 |
| Surplus | $1,861,000 | 5,657 |
| Undivided profits | $7,763,000 | 3,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $370,000 | 6,925 |
| Earning assets | $135,174,000 | 3,296 |
| Long-term assets (5+ years) | $53,226,000 | 1,630 |
| Average Assets, year-to-date | $133,428,400 | 3,452 |
| Average Assets, quarterly | $143,423,000 | 3,352 |
| Volatile liabilities | $17,141,000 | 4,092 |
| Insider loans | $2,597,000 | 1,896 |
| FHLB advances | $14,500,000 | 1,600 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $23,895,000 | 2,205 |
| Tier 1 (core) risk-based capital | $11,182,000 | 3,952 |
| Tier 2 risk-based capital | $811,000 | 3,969 |
| Total risk weighted assets | $99,513,000 | 3,227 |
| Total unused commitments | $23,895,000 | 2,210 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 87 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $120,407,000 | 3,809 |
| Cash and due from depository institutions | $8,172,000 | 1,932 |
| Interest-bearing balances | $44,000 | 5,460 |
| Securities | $19,293,000 | 4,754 |
| Federal funds sold & reverse repurchase agreements | $1,040,000 | 5,350 |
| Net loans & leases | $86,659,000 | 3,447 |
| Loan loss allowance | $695,000 | 4,613 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,163,000 | 2,107 |
| Other real estate owned | $18,000 | 1,932 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,062,000 | 5,959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,407,000 | 3,809 |
| Total liabilities | $110,041,000 | 3,739 |
| Total deposits | $96,613,000 | 3,910 |
| Interest-bearing deposits | $67,039,000 | 4,626 |
| Deposits held in domestic offices | $96,613,000 | 3,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,103,000 | 2,220 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,500,000 | 1,978 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $825,000 | 4,150 |
| Total equity capital | $10,366,000 | 4,263 |
| Total bank equity capital | $10,366,000 | 4,263 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,440,000 | 2,452 |
| Surplus | $1,861,000 | 5,689 |
| Undivided profits | $7,065,000 | 3,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 7,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $418,000 | 5,755 |
| Earning assets | $107,036,000 | 3,916 |
| Long-term assets (5+ years) | $16,104,000 | 3,597 |
| Average Assets, year-to-date | $118,067,800 | 3,710 |
| Average Assets, quarterly | $118,310,000 | 3,822 |
| Volatile liabilities | $18,851,000 | 3,802 |
| Insider loans | $2,474,000 | 1,911 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,639,000 | 451 |
| Unused loan commitments | $15,110,000 | 2,861 |
| Tier 1 (core) risk-based capital | $10,388,000 | 4,145 |
| Tier 2 risk-based capital | $695,000 | 4,348 |
| Total risk weighted assets | $89,221,400 | 3,419 |
| Total unused commitments | $15,110,000 | 2,862 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 111 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $112,435,000 | 3,978 |
| Cash and due from depository institutions | $9,392,000 | 1,536 |
| Interest-bearing balances | $2,210,000 | 1,601 |
| Securities | $18,675,000 | 5,080 |
| Federal funds sold & reverse repurchase agreements | $2,202,000 | 3,481 |
| Net loans & leases | $77,262,000 | 3,673 |
| Loan loss allowance | $688,000 | 4,606 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,859,000 | 2,237 |
| Other real estate owned | $94,000 | 1,536 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $951,000 | 6,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,435,000 | 3,978 |
| Total liabilities | $103,350,000 | 3,912 |
| Total deposits | $92,659,000 | 3,994 |
| Interest-bearing deposits | $63,847,000 | 4,824 |
| Deposits held in domestic offices | $92,659,000 | 3,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,486,000 | 1,323 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,500,000 | 4,199 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $705,000 | 4,233 |
| Total equity capital | $9,085,000 | 4,597 |
| Total bank equity capital | $9,085,000 | 4,597 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,440,000 | 2,501 |
| Surplus | $1,861,000 | 5,749 |
| Undivided profits | $5,784,000 | 3,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $322,000 | 6,199 |
| Earning assets | $100,349,000 | 4,074 |
| Long-term assets (5+ years) | $19,898,000 | 3,316 |
| Average Assets, year-to-date | $108,887,200 | 3,956 |
| Average Assets, quarterly | $111,108,500 | 3,986 |
| Volatile liabilities | $14,424,000 | 4,344 |
| Insider loans | $2,299,000 | 1,981 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,050,000 | 420 |
| Unused loan commitments | $18,746,000 | 2,479 |
| Tier 1 (core) risk-based capital | $9,541,000 | 4,426 |
| Tier 2 risk-based capital | $688,000 | 4,302 |
| Total risk weighted assets | $80,981,400 | 3,583 |
| Total unused commitments | $18,746,000 | 2,482 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 99 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $101,090,000 | 4,315 |
| Cash and due from depository institutions | $7,862,000 | 1,710 |
| Interest-bearing balances | $85,000 | 5,249 |
| Securities | $15,984,000 | 5,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $72,220,000 | 3,684 |
| Loan loss allowance | $567,000 | 5,181 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,793,000 | 2,151 |
| Other real estate owned | $135,000 | 1,710 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,096,000 | 5,581 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,090,000 | 4,315 |
| Total liabilities | $92,509,000 | 4,244 |
| Total deposits | $83,890,000 | 4,354 |
| Interest-bearing deposits | $57,024,000 | 5,228 |
| Deposits held in domestic offices | $83,890,000 | 4,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,643,000 | 1,460 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $976,000 | 3,591 |
| Total equity capital | $8,581,000 | 4,922 |
| Total bank equity capital | $8,581,000 | 4,922 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,440,000 | 2,477 |
| Surplus | $1,860,000 | 5,677 |
| Undivided profits | $5,281,000 | 4,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $309,000 | 6,464 |
| Earning assets | $88,289,000 | 4,509 |
| Long-term assets (5+ years) | $18,191,000 | 3,337 |
| Average Assets, year-to-date | $94,294,000 | 4,379 |
| Average Assets, quarterly | $98,817,500 | 4,332 |
| Volatile liabilities | $8,864,000 | 5,341 |
| Insider loans | $1,968,000 | 2,141 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,091,000 | 805 |
| Unused loan commitments | $15,602,000 | 2,697 |
| Tier 1 (core) risk-based capital | $8,655,000 | 4,709 |
| Tier 2 risk-based capital | $567,000 | 4,777 |
| Total risk weighted assets | $72,516,400 | 3,747 |
| Total unused commitments | $15,602,000 | 2,703 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 88 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $86,952,000 | 4,867 |
| Cash and due from depository institutions | $9,979,000 | 2,013 |
| Interest-bearing balances | $4,296,000 | 1,042 |
| Securities | $11,653,000 | 6,917 |
| Federal funds sold & reverse repurchase agreements | $2,885,000 | 4,057 |
| Net loans & leases | $57,723,000 | 4,454 |
| Loan loss allowance | $464,000 | 5,989 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,865,000 | 2,039 |
| Other real estate owned | $112,000 | 2,013 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $735,000 | 7,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,952,000 | 4,867 |
| Total liabilities | $78,687,000 | 4,829 |
| Total deposits | $74,952,000 | 4,761 |
| Interest-bearing deposits | $57,970,000 | 5,185 |
| Deposits held in domestic offices | $74,952,000 | 4,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,362 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,500,000 | 3,148 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $735,000 | 4,533 |
| Total equity capital | $8,265,000 | 5,079 |
| Total bank equity capital | $8,265,000 | 5,079 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,440,000 | 2,504 |
| Surplus | $1,860,000 | 5,689 |
| Undivided profits | $4,965,000 | 4,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 7,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $304,000 | 6,789 |
| Earning assets | $76,557,000 | 5,018 |
| Long-term assets (5+ years) | $12,271,000 | 3,818 |
| Average Assets, year-to-date | $81,477,200 | 4,938 |
| Average Assets, quarterly | $84,070,500 | 4,941 |
| Volatile liabilities | $8,556,000 | 5,520 |
| Insider loans | $1,085,000 | 3,358 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,866,000 | 614 |
| Unused loan commitments | $10,960,000 | 3,238 |
| Tier 1 (core) risk-based capital | $8,249,000 | 4,937 |
| Tier 2 risk-based capital | $464,000 | 5,444 |
| Total risk weighted assets | $60,414,100 | 4,323 |
| Total unused commitments | $10,960,000 | 3,240 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 64 | 2,969 |
| Assets and Liabilities | ||
| Total Assets: | $78,429,000 | 5,412 |
| Cash and due from depository institutions | $6,098,000 | 2,969 |
| Interest-bearing balances | $252,000 | 3,781 |
| Securities | $13,089,000 | 6,967 |
| Federal funds sold & reverse repurchase agreements | $180,000 | 8,146 |
| Net loans & leases | $54,116,000 | 4,752 |
| Loan loss allowance | $477,000 | 6,117 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,944,000 | 2,006 |
| Other real estate owned | $248,000 | 2,969 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $754,000 | 7,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,429,000 | 5,412 |
| Total liabilities | $70,817,000 | 5,370 |
| Total deposits | $67,113,000 | 5,367 |
| Interest-bearing deposits | $50,643,000 | 5,905 |
| Deposits held in domestic offices | $67,113,000 | 5,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,963,000 | 2,268 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $741,000 | 4,454 |
| Total equity capital | $7,612,000 | 5,451 |
| Total bank equity capital | $7,612,000 | 5,451 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,440,000 | 2,662 |
| Surplus | $1,861,000 | 5,800 |
| Undivided profits | $4,311,000 | 4,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 6,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $265,000 | 7,415 |
| Earning assets | $67,637,000 | 5,638 |
| Long-term assets (5+ years) | $12,021,000 | 3,782 |
| Average Assets, year-to-date | $78,185,000 | 5,246 |
| Average Assets, quarterly | $77,631,000 | 5,398 |
| Volatile liabilities | $8,044,000 | 5,585 |
| Insider loans | $100,000 | 8,797 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,889,000 | 379 |
| Unused loan commitments | $6,745,000 | 4,332 |
| Tier 1 (core) risk-based capital | $7,711,000 | 5,301 |
| Tier 2 risk-based capital | $477,000 | 5,440 |
| Total risk weighted assets | $55,825,900 | 4,672 |
| Total unused commitments | $6,745,000 | 4,346 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $79,847,000 | 5,364 |
| Cash and due from depository institutions | $7,127,000 | 2,746 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,536,000 | 8,440 |
| Federal funds sold & reverse repurchase agreements | $6,867,000 | 2,148 |
| Net loans & leases | $51,262,000 | 4,889 |
| Loan loss allowance | $395,000 | 7,038 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,926,000 | 1,964 |
| Other real estate owned | $288,000 | 2,746 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $841,000 | 7,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,847,000 | 5,364 |
| Total liabilities | $73,103,000 | 5,273 |
| Total deposits | $69,697,000 | 5,265 |
| Interest-bearing deposits | $54,590,000 | 5,707 |
| Deposits held in domestic offices | $69,697,000 | 5,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,603,000 | 1,989 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $803,000 | 4,376 |
| Total equity capital | $6,744,000 | 6,021 |
| Total bank equity capital | $6,744,000 | 6,021 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,440,000 | 2,750 |
| Surplus | $1,861,000 | 5,864 |
| Undivided profits | $3,443,000 | 5,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 5,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $285,000 | 7,348 |
| Earning assets | $67,665,000 | 5,720 |
| Long-term assets (5+ years) | $10,793,000 | 3,851 |
| Average Assets, year-to-date | $75,937,000 | 5,378 |
| Average Assets, quarterly | $79,238,000 | 5,338 |
| Volatile liabilities | $7,730,000 | 5,419 |
| Insider loans | $315,000 | 6,921 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,063,000 | 4,473 |
| Tier 1 (core) risk-based capital | $6,937,000 | 5,773 |
| Tier 2 risk-based capital | $395,000 | 6,237 |
| Total risk weighted assets | $52,716,800 | 4,820 |
| Total unused commitments | $6,063,000 | 4,485 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $72,249,000 | 5,779 |
| Cash and due from depository institutions | $5,847,000 | 3,366 |
| Interest-bearing balances | $11,000 | 6,664 |
| Securities | $10,849,000 | 8,456 |
| Federal funds sold & reverse repurchase agreements | $3,579,000 | 2,441 |
| Net loans & leases | $47,549,000 | 5,106 |
| Loan loss allowance | $388,000 | 7,284 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,657,000 | 2,047 |
| Other real estate owned | $293,000 | 3,366 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $475,000 | 9,786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,249,000 | 5,779 |
| Total liabilities | $65,637,000 | 5,760 |
| Total deposits | $63,544,000 | 5,662 |
| Interest-bearing deposits | $49,228,000 | 6,150 |
| Deposits held in domestic offices | $63,544,000 | 5,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,695,000 | 2,826 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $398,000 | 6,106 |
| Total equity capital | $6,612,000 | 5,822 |
| Total bank equity capital | $6,612,000 | 5,822 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,440,000 | 2,845 |
| Surplus | $1,861,000 | 5,884 |
| Undivided profits | $3,311,000 | 5,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 9,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $243,000 | 7,596 |
| Earning assets | $61,988,000 | 6,071 |
| Long-term assets (5+ years) | $6,489,000 | 5,309 |
| Average Assets, year-to-date | $69,873,600 | 5,821 |
| Average Assets, quarterly | $71,328,000 | 5,800 |
| Volatile liabilities | $6,883,000 | 5,605 |
| Insider loans | $269,000 | 7,424 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,376,000 | 5,298 |
| Tier 1 (core) risk-based capital | $6,612,000 | 5,918 |
| Tier 2 risk-based capital | $388,000 | 6,369 |
| Total risk weighted assets | $48,635,700 | 5,062 |
| Total unused commitments | $4,376,000 | 5,305 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $68,860,000 | 6,155 |
| Cash and due from depository institutions | $4,312,000 | 3,717 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,903,000 | 7,430 |
| Federal funds sold & reverse repurchase agreements | $1,241,000 | 7,230 |
| Net loans & leases | $43,626,000 | 5,349 |
| Loan loss allowance | $354,000 | 7,949 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,722,000 | 1,951 |
| Other real estate owned | $541,000 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $515,000 | 9,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,860,000 | 6,155 |
| Total liabilities | $62,366,000 | 6,146 |
| Total deposits | $61,155,000 | 6,009 |
| Interest-bearing deposits | $48,370,000 | 6,502 |
| Deposits held in domestic offices | $61,155,000 | 6,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $670,000 | 3,063 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $541,000 | 5,062 |
| Total equity capital | $6,494,000 | 5,994 |
| Total bank equity capital | $6,494,000 | 5,994 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,440,000 | 2,922 |
| Surplus | $1,860,000 | 5,877 |
| Undivided profits | $3,194,000 | 5,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $246,000 | 7,070 |
| Earning assets | $59,770,000 | 6,427 |
| Long-term assets (5+ years) | $7,466,000 | 5,225 |
| Average Assets, year-to-date | $66,079,400 | 6,210 |
| Average Assets, quarterly | $68,607,500 | 6,112 |
| Volatile liabilities | $6,312,000 | 5,692 |
| Insider loans | $340,000 | 6,904 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,766,000 | 4,495 |
| Tier 1 (core) risk-based capital | $6,494,000 | 5,918 |
| Tier 2 risk-based capital | $354,000 | 6,807 |
| Total risk weighted assets | $46,196,700 | 5,252 |
| Total unused commitments | $5,766,000 | 4,518 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 68 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $61,840,000 | 6,772 |
| Cash and due from depository institutions | $5,718,000 | 3,158 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,475,000 | 7,826 |
| Federal funds sold & reverse repurchase agreements | $3,907,000 | 4,090 |
| Net loans & leases | $34,097,000 | 6,423 |
| Loan loss allowance | $343,000 | 8,210 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,694,000 | 1,976 |
| Other real estate owned | $366,000 | 3,158 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $583,000 | 8,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,840,000 | 6,772 |
| Total liabilities | $55,842,000 | 6,809 |
| Total deposits | $55,484,000 | 6,669 |
| Interest-bearing deposits | $42,869,000 | 7,275 |
| Deposits held in domestic offices | $55,484,000 | 6,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $358,000 | 7,351 |
| Total equity capital | $5,998,000 | 6,158 |
| Total bank equity capital | $5,998,000 | 6,158 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,440,000 | 3,034 |
| Surplus | $1,861,000 | 5,794 |
| Undivided profits | $2,697,000 | 6,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $662,000 | 4,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $233,000 | 7,887 |
| Earning assets | $51,479,000 | 7,263 |
| Long-term assets (5+ years) | $7,791,000 | 5,054 |
| Average Assets, year-to-date | $61,615,400 | 6,648 |
| Average Assets, quarterly | $60,620,000 | 6,807 |
| Volatile liabilities | $3,450,000 | 8,017 |
| Insider loans | $246,000 | 3,374 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,270,000 | 8,571 |
| Tier 1 (core) risk-based capital | $5,998,000 | 6,076 |
| Tier 2 risk-based capital | $343,000 | 6,980 |
| Total risk weighted assets | $38,569,000 | 6,085 |
| Total unused commitments | $1,270,000 | 8,598 |
| Derivatives | $0 | 651 |