Home > Merchants & Planters Bank > Income and Expense
Merchants & Planters Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 5,943 |
| Total interest expense | $2,297,000 | 5,723 |
| Net interest income | $2,511,000 | 6,042 |
| Provision for loan and lease losses | $38,000 | 7,082 |
| Total noninterest income | $369,000 | 5,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $1,609,000 | 6,516 |
| Salaries and employee benefits | $1,070,000 | 5,598 |
| Premises and equipment expense | $164,000 | 7,495 |
| Additional noninterest expense | $375,000 | 7,577 |
| Pre-tax net operating income | $1,233,000 | 5,152 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $343,000 | 5,369 |
| Income before extraordinary items | $896,000 | 5,068 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $896,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $214,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $891,680 | 5,030 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 6,205 |
| Total interest expense | $2,289,000 | 5,866 |
| Net interest income | $2,408,000 | 6,373 |
| Provision for loan and lease losses | $58,000 | 6,349 |
| Total noninterest income | $602,000 | 4,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,716 |
| Total noninterest expense | $1,570,000 | 6,914 |
| Salaries and employee benefits | $1,038,000 | 5,839 |
| Premises and equipment expense | $156,000 | 7,919 |
| Additional noninterest expense | $376,000 | 8,093 |
| Pre-tax net operating income | $1,382,000 | 4,621 |
| Securities gains (losses) | $-43,000 | 10,985 |
| Applicable income taxes | $389,000 | 4,976 |
| Income before extraordinary items | $950,000 | 4,679 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $950,000 | 4,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $154,000 | 5,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $980,530 | 4,527 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 6,374 |
| Total interest expense | $2,277,000 | 5,929 |
| Net interest income | $2,301,000 | 6,680 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $422,000 | 5,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $1,555,000 | 7,103 |
| Salaries and employee benefits | $973,000 | 6,199 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $434,000 | 7,865 |
| Pre-tax net operating income | $1,108,000 | 5,579 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $318,000 | 5,799 |
| Income before extraordinary items | $815,000 | 5,372 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $815,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $188,000 | 5,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $797,000 | 5,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 6,319 |
| Total interest expense | $1,766,000 | 6,155 |
| Net interest income | $2,568,000 | 6,330 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $420,000 | 5,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $1,600,000 | 7,301 |
| Salaries and employee benefits | $951,000 | 6,355 |
| Premises and equipment expense | $126,000 | 9,218 |
| Additional noninterest expense | $523,000 | 7,649 |
| Pre-tax net operating income | $1,288,000 | 4,974 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $353,000 | 5,236 |
| Income before extraordinary items | $935,000 | 4,750 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $935,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,272 |
| Cash dividends | $128,000 | 6,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $935,000 | 4,798 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 6,542 |
| Total interest expense | $1,733,000 | 6,526 |
| Net interest income | $2,547,000 | 6,450 |
| Provision for loan and lease losses | $119,000 | 5,369 |
| Total noninterest income | $348,000 | 7,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,544,000 | 7,678 |
| Salaries and employee benefits | $909,000 | 6,660 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $506,000 | 8,147 |
| Pre-tax net operating income | $1,232,000 | 5,086 |
| Securities gains (losses) | $116,000 | 2,292 |
| Applicable income taxes | $401,000 | 4,994 |
| Income before extraordinary items | $947,000 | 4,894 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $947,000 | 5,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $86,000 | 7,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $865,800 | 5,020 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 6,967 |
| Total interest expense | $1,955,000 | 7,213 |
| Net interest income | $2,485,000 | 6,634 |
| Provision for loan and lease losses | $107,000 | 7,099 |
| Total noninterest income | $389,000 | 6,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $1,520,000 | 7,844 |
| Salaries and employee benefits | $871,000 | 6,801 |
| Premises and equipment expense | $139,000 | 9,430 |
| Additional noninterest expense | $510,000 | 8,364 |
| Pre-tax net operating income | $1,247,000 | 4,764 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $357,000 | 5,253 |
| Income before extraordinary items | $933,000 | 4,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $933,000 | 4,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $83,000 | 6,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $902,040 | 4,605 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.