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Merchants & Marine Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$31,107,000	1,359
Total interest expense	$1,940,000	3,080
Net interest income	$29,167,000	1,075
Provision for loan and lease losses	$279,000	1,732
Total noninterest income	$11,558,000	673
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,951,000	405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,607,000	598
Total noninterest expense	$32,769,000	822
Salaries and employee benefits	$17,878,000	840
Premises and equipment expense	$6,641,000	435
Additional noninterest expense	$8,607,000	598
Pre-tax net operating income	$7,677,000	1,442
Securities gains (losses)	$88,000	271
Applicable income taxes	$1,478,000	1,196
Income before extraordinary items	$6,287,000	1,471
Extraordinary gains, net	$0	54
Net income	$6,287,000	1,487
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,287,000	1,474
Net charge-offs	$291,000	984
Cash dividends	$2,195,000	1,450
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,215,720	1,513
2023-09-30 (YTD Data)		Rank
Total interest income	$22,993,000	1,343
Total interest expense	$1,051,000	3,305
Net interest income	$21,942,000	1,074
Provision for loan and lease losses	$43,000	2,588
Total noninterest income	$9,366,000	649
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$2,188,000	407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,178,000	566
Total noninterest expense	$24,372,000	831
Salaries and employee benefits	$13,217,000	856
Premises and equipment expense	$4,788,000	457
Additional noninterest expense	$7,178,000	566
Pre-tax net operating income	$6,893,000	1,303
Securities gains (losses)	$-1,000	3,290
Applicable income taxes	$1,443,000	1,035
Income before extraordinary items	$5,449,000	1,352
Extraordinary gains, net	$0	52
Net income	$5,449,000	1,362
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,449,000	1,352
Net charge-offs	$242,000	815
Cash dividends	$1,397,000	1,428
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,449,790	1,372
2023-06-30 (YTD Data)		Rank
Total interest income	$14,873,000	1,346
Total interest expense	$656,000	3,230
Net interest income	$14,217,000	1,110
Provision for loan and lease losses	$187,000	1,385
Total noninterest income	$3,489,000	918
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,340,000	419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,149,000	918
Total noninterest expense	$15,146,000	866
Salaries and employee benefits	$8,177,000	897
Premises and equipment expense	$3,114,000	452
Additional noninterest expense	$2,149,000	917
Pre-tax net operating income	$2,373,000	2,030
Securities gains (losses)	$20,000	460
Applicable income taxes	$317,000	1,808
Income before extraordinary items	$2,076,000	2,020
Extraordinary gains, net	$0	51
Net income	$2,076,000	2,044
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,076,000	2,020
Net charge-offs	$199,000	675
Cash dividends	$931,000	1,448
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,058,600	2,042
2023-03-31 (YTD Data)		Rank
Total interest income	$7,237,000	1,348
Total interest expense	$304,000	3,160
Net interest income	$6,933,000	1,133
Provision for loan and lease losses	$148,000	1,079
Total noninterest income	$1,662,000	947
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$713,000	417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$949,000	1,006
Total noninterest expense	$7,083,000	930
Salaries and employee benefits	$4,018,000	932
Premises and equipment expense	$1,362,000	519
Additional noninterest expense	$949,000	1,006
Pre-tax net operating income	$1,364,000	1,900
Securities gains (losses)	$39,000	314
Applicable income taxes	$202,000	1,661
Income before extraordinary items	$1,201,000	1,860
Extraordinary gains, net	$0	4
Net income	$1,201,000	1,860
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,201,000	1,860
Net charge-offs	$-31,000	4,321
Cash dividends	$466,000	1,297
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,167,460	1,912
2022-09-30 (YTD Data)		Rank
Total interest income	$16,979,000	1,373
Total interest expense	$1,115,000	1,636
Net interest income	$15,864,000	1,350
Provision for loan and lease losses	$93,000	1,919
Total noninterest income	$6,109,000	893
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,017,000	454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,092,000	874
Total noninterest expense	$20,018,000	946
Salaries and employee benefits	$10,415,000	1,023
Premises and equipment expense	$4,416,000	471
Additional noninterest expense	$4,092,000	874
Pre-tax net operating income	$1,862,000	2,863
Securities gains (losses)	$-28,000	4,005
Applicable income taxes	$-153,000	4,670
Income before extraordinary items	$1,987,000	2,588
Extraordinary gains, net	$0	4
Net income	$1,987,000	2,586
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,987,000	2,587
Net charge-offs	$136,000	821
Cash dividends	$1,197,000	1,529
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,015,000	2,606
2022-06-30 (YTD Data)		Rank
Total interest income	$10,610,000	1,403
Total interest expense	$891,000	1,248
Net interest income	$9,719,000	1,421
Provision for loan and lease losses	$217,000	1,103
Total noninterest income	$4,275,000	847
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,288,000	470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,987,000	829
Total noninterest expense	$13,481,000	918
Salaries and employee benefits	$7,185,000	979
Premises and equipment expense	$2,759,000	493
Additional noninterest expense	$3,537,000	1,027
Pre-tax net operating income	$296,000	4,030
Securities gains (losses)	$-34,000	4,181
Applicable income taxes	$-211,000	4,706
Income before extraordinary items	$473,000	3,593
Extraordinary gains, net	$0	4
Net income	$473,000	3,591
Minority interest net income	$0	60
Net income of bank and minority interests.	$473,000	3,593
Net charge-offs	$260,000	473
Cash dividends	$798,000	1,522
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$507,000	3,575
2022-03-31 (YTD Data)		Rank
Total interest income	$4,941,000	1,455
Total interest expense	$367,000	1,407
Net interest income	$4,574,000	1,455
Provision for loan and lease losses	$214,000	636
Total noninterest income	$2,025,000	879
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$649,000	459
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,376,000	887
Total noninterest expense	$6,441,000	957
Salaries and employee benefits	$3,569,000	994
Premises and equipment expense	$1,363,000	504
Additional noninterest expense	$1,509,000	1,140
Pre-tax net operating income	$-56,000	4,648
Securities gains (losses)	$11,000	369
Applicable income taxes	$-203,000	4,743
Income before extraordinary items	$158,000	3,803
Extraordinary gains, net	$0	4
Net income	$158,000	3,801
Minority interest net income	$0	50
Net income of bank and minority interests.	$158,000	3,803
Net charge-offs	$214,000	355
Cash dividends	$399,000	1,337
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$149,310	3,878
2021-12-31 (YTD Data)		Rank
Total interest income	$22,128,000	1,362
Total interest expense	$2,166,000	1,243
Net interest income	$19,962,000	1,370
Provision for loan and lease losses	$1,391,000	425
Total noninterest income	$7,193,000	1,050
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,452,000	461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,741,000	1,110
Total noninterest expense	$23,080,000	1,048
Salaries and employee benefits	$11,207,000	1,184
Premises and equipment expense	$4,837,000	547
Additional noninterest expense	$7,036,000	1,032
Pre-tax net operating income	$2,684,000	2,816
Securities gains (losses)	$72,000	989
Applicable income taxes	$450,000	2,167
Income before extraordinary items	$2,306,000	2,846
Extraordinary gains, net	$0	10
Net income	$2,306,000	2,847
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,306,000	2,847
Net charge-offs	$1,942,000	297
Cash dividends	$1,929,000	1,590
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,245,520	2,860
2021-09-30 (YTD Data)		Rank
Total interest income	$17,378,000	1,340
Total interest expense	$1,754,000	1,224
Net interest income	$15,624,000	1,336
Provision for loan and lease losses	$1,325,000	330
Total noninterest income	$5,534,000	1,053
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,781,000	477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,753,000	1,093
Total noninterest expense	$17,203,000	1,051
Salaries and employee benefits	$8,304,000	1,199
Premises and equipment expense	$3,671,000	549
Additional noninterest expense	$5,228,000	1,038
Pre-tax net operating income	$2,630,000	2,609
Securities gains (losses)	$67,000	954
Applicable income taxes	$493,000	1,985
Income before extraordinary items	$2,204,000	2,676
Extraordinary gains, net	$0	8
Net income	$2,204,000	2,676
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,204,000	2,676
Net charge-offs	$1,876,000	248
Cash dividends	$1,197,000	1,588
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,149,060	2,686
2021-06-30 (YTD Data)		Rank
Total interest income	$12,199,000	1,282
Total interest expense	$1,230,000	1,215
Net interest income	$10,969,000	1,261
Provision for loan and lease losses	$25,000	2,467
Total noninterest income	$2,210,000	1,442
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,123,000	483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,087,000	1,829
Total noninterest expense	$11,464,000	1,045
Salaries and employee benefits	$5,449,000	1,219
Premises and equipment expense	$2,415,000	558
Additional noninterest expense	$3,600,000	1,008
Pre-tax net operating income	$1,690,000	2,631
Securities gains (losses)	$100,000	662
Applicable income taxes	$293,000	2,037
Income before extraordinary items	$1,497,000	2,634
Extraordinary gains, net	$0	6
Net income	$1,497,000	2,634
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,497,000	2,634
Net charge-offs	$252,000	572
Cash dividends	$798,000	1,572
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,413,000	2,689
2021-03-31 (YTD Data)		Rank
Total interest income	$5,477,000	1,385
Total interest expense	$547,000	1,419
Net interest income	$4,930,000	1,385
Provision for loan and lease losses	$-15,000	4,587
Total noninterest income	$1,215,000	1,347
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$577,000	468
Trading account gains and fees	NA	NA
Additional Noninterest Income	$638,000	1,665
Total noninterest expense	$5,552,000	1,063
Salaries and employee benefits	$2,637,000	1,234
Premises and equipment expense	$1,192,000	572
Additional noninterest expense	$1,723,000	1,012
Pre-tax net operating income	$608,000	3,023
Securities gains (losses)	$69,000	577
Applicable income taxes	$105,000	2,256
Income before extraordinary items	$572,000	2,964
Extraordinary gains, net	$0	3
Net income	$572,000	2,963
Minority interest net income	$0	55
Net income of bank and minority interests.	$572,000	2,964
Net charge-offs	$212,000	415
Cash dividends	$399,000	1,384
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$514,040	3,053
2020-12-31 (YTD Data)		Rank
Total interest income	$20,090,000	1,490
Total interest expense	$3,113,000	1,442
Net interest income	$16,977,000	1,480
Provision for loan and lease losses	$951,000	1,649
Total noninterest income	$5,182,000	1,232
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,240,000	480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,942,000	1,451
Total noninterest expense	$19,160,000	1,150
Salaries and employee benefits	$9,172,000	1,342
Premises and equipment expense	$4,365,000	600
Additional noninterest expense	$5,623,000	1,154
Pre-tax net operating income	$2,048,000	2,922
Securities gains (losses)	$3,141,000	156
Applicable income taxes	$1,078,000	1,378
Income before extraordinary items	$4,111,000	1,882
Extraordinary gains, net	$0	4
Net income	$4,111,000	1,881
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,111,000	1,882
Net charge-offs	$141,000	1,770
Cash dividends	$2,195,000	1,419
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,629,610	3,040
2020-09-30 (YTD Data)		Rank
Total interest income	$14,966,000	1,505
Total interest expense	$2,499,000	1,431
Net interest income	$12,467,000	1,497
Provision for loan and lease losses	$622,000	1,783
Total noninterest income	$3,329,000	1,330
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,645,000	485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,684,000	1,638
Total noninterest expense	$13,580,000	1,180
Salaries and employee benefits	$6,467,000	1,399
Premises and equipment expense	$3,259,000	590
Additional noninterest expense	$3,854,000	1,217
Pre-tax net operating income	$1,594,000	2,879
Securities gains (losses)	$3,115,000	132
Applicable income taxes	$904,000	1,262
Income before extraordinary items	$3,805,000	1,575
Extraordinary gains, net	$0	4
Net income	$3,805,000	1,575
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,805,000	1,576
Net charge-offs	$37,000	2,210
Cash dividends	$1,397,000	1,419
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,281,850	2,980
2020-06-30 (YTD Data)		Rank
Total interest income	$10,179,000	1,489
Total interest expense	$1,722,000	1,483
Net interest income	$8,457,000	1,480
Provision for loan and lease losses	$485,000	1,638
Total noninterest income	$2,244,000	1,263
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,123,000	475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,121,000	1,558
Total noninterest expense	$8,986,000	1,175
Salaries and employee benefits	$4,239,000	1,416
Premises and equipment expense	$2,149,000	595
Additional noninterest expense	$2,598,000	1,206
Pre-tax net operating income	$1,230,000	2,653
Securities gains (losses)	$3,100,000	95
Applicable income taxes	$816,000	970
Income before extraordinary items	$3,514,000	1,153
Extraordinary gains, net	$0	4
Net income	$3,514,000	1,153
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,514,000	1,153
Net charge-offs	$6,000	2,607
Cash dividends	$931,000	1,391
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,003,000	2,757
2020-03-31 (YTD Data)		Rank
Total interest income	$5,166,000	1,470
Total interest expense	$816,000	1,665
Net interest income	$4,350,000	1,403
Provision for loan and lease losses	$62,000	2,343
Total noninterest income	$1,215,000	1,136
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$667,000	461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$548,000	1,427
Total noninterest expense	$4,628,000	1,168
Salaries and employee benefits	$2,165,000	1,409
Premises and equipment expense	$1,170,000	566
Additional noninterest expense	$1,293,000	1,230
Pre-tax net operating income	$875,000	2,033
Securities gains (losses)	$163,000	441
Applicable income taxes	$187,000	1,451
Income before extraordinary items	$851,000	1,886
Extraordinary gains, net	$0	4
Net income	$851,000	1,886
Minority interest net income	$0	56
Net income of bank and minority interests.	$851,000	1,886
Net charge-offs	$62,000	1,110
Cash dividends	$466,000	1,347
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$717,340	2,097
2019-12-31 (YTD Data)		Rank
Total interest income	$21,247,000	1,444
Total interest expense	$3,374,000	1,675
Net interest income	$17,873,000	1,365
Provision for loan and lease losses	$905,000	968
Total noninterest income	$6,670,000	932
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$3,045,000	419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,625,000	1,051
Total noninterest expense	$18,385,000	1,154
Salaries and employee benefits	$9,207,000	1,292
Premises and equipment expense	$4,140,000	610
Additional noninterest expense	$5,038,000	1,235
Pre-tax net operating income	$5,253,000	1,695
Securities gains (losses)	$-108,000	5,083
Applicable income taxes	$787,000	1,610
Income before extraordinary items	$4,358,000	1,774
Extraordinary gains, net	$0	11
Net income	$4,358,000	1,776
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,358,000	1,776
Net charge-offs	$602,000	927
Cash dividends	$2,195,000	1,494
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,449,800	1,714
2019-09-30 (YTD Data)		Rank
Total interest income	$15,939,000	1,458
Total interest expense	$2,549,000	1,679
Net interest income	$13,390,000	1,377
Provision for loan and lease losses	$647,000	958
Total noninterest income	$4,650,000	955
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,292,000	416
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,358,000	1,154
Total noninterest expense	$13,874,000	1,149
Salaries and employee benefits	$6,925,000	1,288
Premises and equipment expense	$3,085,000	619
Additional noninterest expense	$3,864,000	1,204
Pre-tax net operating income	$3,519,000	1,895
Securities gains (losses)	$-160,000	5,185
Applicable income taxes	$500,000	1,795
Income before extraordinary items	$2,859,000	2,005
Extraordinary gains, net	$0	11
Net income	$2,859,000	2,005
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,859,000	2,006
Net charge-offs	$344,000	950
Cash dividends	$1,397,000	1,503
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,995,000	1,903
2019-06-30 (YTD Data)		Rank
Total interest income	$10,564,000	1,461
Total interest expense	$1,684,000	1,659
Net interest income	$8,880,000	1,383
Provision for loan and lease losses	$530,000	822
Total noninterest income	$3,064,000	960
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,533,000	413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,531,000	1,143
Total noninterest expense	$9,218,000	1,151
Salaries and employee benefits	$4,501,000	1,312
Premises and equipment expense	$1,842,000	698
Additional noninterest expense	$2,875,000	1,127
Pre-tax net operating income	$2,196,000	1,974
Securities gains (losses)	$-248,000	5,249
Applicable income taxes	$262,000	1,977
Income before extraordinary items	$1,686,000	2,173
Extraordinary gains, net	$0	11
Net income	$1,686,000	2,172
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,686,000	2,173
Net charge-offs	$227,000	918
Cash dividends	$899,000	1,547
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,901,760	1,962
2019-03-31 (YTD Data)		Rank
Total interest income	$5,259,000	1,467
Total interest expense	$1,051,000	1,382
Net interest income	$4,208,000	1,451
Provision for loan and lease losses	$164,000	1,097
Total noninterest income	$1,080,000	1,176
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$772,000	405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$308,000	1,943
Total noninterest expense	$4,720,000	1,128
Salaries and employee benefits	$2,411,000	1,249
Premises and equipment expense	$888,000	729
Additional noninterest expense	$1,421,000	1,124
Pre-tax net operating income	$404,000	3,374
Securities gains (losses)	$0	1,087
Applicable income taxes	$43,000	2,740
Income before extraordinary items	$361,000	3,373
Extraordinary gains, net	$0	5
Net income	$361,000	3,372
Minority interest net income	$0	52
Net income of bank and minority interests.	$361,000	3,372
Net charge-offs	$33,000	1,439
Cash dividends	$466,000	1,400
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$361,000	3,362
2018-12-31 (YTD Data)		Rank
Total interest income	$19,266,000	1,488
Total interest expense	$2,384,000	1,709
Net interest income	$16,882,000	1,433
Provision for loan and lease losses	$882,000	985
Total noninterest income	$5,887,000	986
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$3,317,000	395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,570,000	1,274
Total noninterest expense	$16,894,000	1,212
Salaries and employee benefits	$8,704,000	1,333
Premises and equipment expense	$3,270,000	766
Additional noninterest expense	$4,920,000	1,257
Pre-tax net operating income	$4,993,000	1,783
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$641,000	1,771
Income before extraordinary items	$4,353,000	1,779
Extraordinary gains, net	$0	6
Net income	$4,353,000	1,778
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,353,000	1,778
Net charge-offs	$312,000	1,302
Cash dividends	$2,195,000	1,382
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,352,130	1,770
2018-09-30 (YTD Data)		Rank
Total interest income	$14,393,000	1,481
Total interest expense	$1,821,000	1,608
Net interest income	$12,572,000	1,442
Provision for loan and lease losses	$738,000	831
Total noninterest income	$4,399,000	991
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,476,000	398
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,923,000	1,291
Total noninterest expense	$12,584,000	1,224
Salaries and employee benefits	$6,367,000	1,350
Premises and equipment expense	$2,470,000	763
Additional noninterest expense	$3,747,000	1,244
Pre-tax net operating income	$3,649,000	1,833
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$448,000	1,892
Income before extraordinary items	$3,202,000	1,818
Extraordinary gains, net	$0	5
Net income	$3,202,000	1,817
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,202,000	1,817
Net charge-offs	$261,000	1,074
Cash dividends	$1,397,000	1,375
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,201,120	1,805
2018-06-30 (YTD Data)		Rank
Total interest income	$9,539,000	1,476
Total interest expense	$1,312,000	1,444
Net interest income	$8,227,000	1,460
Provision for loan and lease losses	$515,000	801
Total noninterest income	$2,909,000	997
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,644,000	398
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,265,000	1,305
Total noninterest expense	$8,151,000	1,250
Salaries and employee benefits	$4,116,000	1,390
Premises and equipment expense	$1,622,000	779
Additional noninterest expense	$2,413,000	1,288
Pre-tax net operating income	$2,470,000	1,781
Securities gains (losses)	$1,000	871
Applicable income taxes	$300,000	1,868
Income before extraordinary items	$2,171,000	1,763
Extraordinary gains, net	$0	6
Net income	$2,171,000	1,762
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,171,000	1,762
Net charge-offs	$204,000	929
Cash dividends	$931,000	1,380
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,170,120	1,756
2018-03-31 (YTD Data)		Rank
Total interest income	$4,759,000	1,471
Total interest expense	$778,000	1,200
Net interest income	$3,981,000	1,505
Provision for loan and lease losses	$221,000	886
Total noninterest income	$1,400,000	1,017
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$829,000	399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$571,000	1,381
Total noninterest expense	$4,147,000	1,239
Salaries and employee benefits	$2,178,000	1,344
Premises and equipment expense	$842,000	759
Additional noninterest expense	$1,127,000	1,355
Pre-tax net operating income	$1,013,000	2,030
Securities gains (losses)	$0	735
Applicable income taxes	$108,000	2,113
Income before extraordinary items	$905,000	1,986
Extraordinary gains, net	$0	7
Net income	$905,000	1,985
Minority interest net income	$0	52
Net income of bank and minority interests.	$905,000	1,986
Net charge-offs	$61,000	1,088
Cash dividends	$466,000	1,261
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$905,000	1,973
2017-12-31 (YTD Data)		Rank
Total interest income	$17,982,000	1,485
Total interest expense	$1,854,000	1,624
Net interest income	$16,128,000	1,450
Provision for loan and lease losses	$817,000	1,031
Total noninterest income	$6,427,000	925
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,401,000	395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,026,000	1,152
Total noninterest expense	$16,074,000	1,242
Salaries and employee benefits	$8,215,000	1,378
Premises and equipment expense	$3,037,000	816
Additional noninterest expense	$4,822,000	1,283
Pre-tax net operating income	$5,664,000	1,548
Securities gains (losses)	$27,000	1,202
Applicable income taxes	$2,131,000	1,228
Income before extraordinary items	$3,560,000	1,780
Extraordinary gains, net	$0	9
Net income	$3,560,000	1,781
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,560,000	1,781
Net charge-offs	$1,451,000	527
Cash dividends	$2,129,000	1,349
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,542,720	1,767
2017-09-30 (YTD Data)		Rank
Total interest income	$13,514,000	1,485
Total interest expense	$1,416,000	1,594
Net interest income	$12,098,000	1,448
Provision for loan and lease losses	$524,000	1,117
Total noninterest income	$4,375,000	1,020
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,563,000	399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,812,000	1,373
Total noninterest expense	$11,969,000	1,264
Salaries and employee benefits	$6,058,000	1,404
Premises and equipment expense	$2,311,000	813
Additional noninterest expense	$3,600,000	1,281
Pre-tax net operating income	$3,980,000	1,645
Securities gains (losses)	$20,000	1,322
Applicable income taxes	$942,000	1,517
Income before extraordinary items	$3,058,000	1,715
Extraordinary gains, net	$0	9
Net income	$3,058,000	1,716
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,058,000	1,716
Net charge-offs	$1,356,000	403
Cash dividends	$1,330,000	1,421
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,042,800	1,700
2017-06-30 (YTD Data)		Rank
Total interest income	$8,984,000	1,474
Total interest expense	$971,000	1,518
Net interest income	$8,013,000	1,445
Provision for loan and lease losses	$502,000	847
Total noninterest income	$2,933,000	1,011
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,668,000	401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,265,000	1,328
Total noninterest expense	$7,897,000	1,275
Salaries and employee benefits	$3,933,000	1,433
Premises and equipment expense	$1,542,000	813
Additional noninterest expense	$2,422,000	1,272
Pre-tax net operating income	$2,547,000	1,678
Securities gains (losses)	$6,000	1,397
Applicable income taxes	$608,000	1,525
Income before extraordinary items	$1,945,000	1,741
Extraordinary gains, net	$0	11
Net income	$1,945,000	1,741
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,945,000	1,741
Net charge-offs	$1,246,000	311
Cash dividends	$865,000	1,465
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,940,440	1,728
2017-03-31 (YTD Data)		Rank
Total interest income	$4,506,000	1,456
Total interest expense	$506,000	1,446
Net interest income	$4,000,000	1,447
Provision for loan and lease losses	$467,000	476
Total noninterest income	$1,407,000	1,043
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$844,000	402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$563,000	1,424
Total noninterest expense	$4,090,000	1,254
Salaries and employee benefits	$2,125,000	1,350
Premises and equipment expense	$738,000	851
Additional noninterest expense	$1,227,000	1,265
Pre-tax net operating income	$850,000	2,187
Securities gains (losses)	$0	1,153
Applicable income taxes	$157,000	2,075
Income before extraordinary items	$693,000	2,216
Extraordinary gains, net	$0	8
Net income	$693,000	2,217
Minority interest net income	$0	55
Net income of bank and minority interests.	$693,000	2,217
Net charge-offs	$1,170,000	207
Cash dividends	$399,000	1,421
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$693,000	2,188
2016-12-31 (YTD Data)		Rank
Total interest income	$17,632,000	1,445
Total interest expense	$1,554,000	1,762
Net interest income	$16,078,000	1,407
Provision for loan and lease losses	$568,000	1,368
Total noninterest income	$6,738,000	935
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$3,550,000	393
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,188,000	1,160
Total noninterest expense	$15,946,000	1,258
Salaries and employee benefits	$8,016,000	1,366
Premises and equipment expense	$2,790,000	887
Additional noninterest expense	$5,140,000	1,226
Pre-tax net operating income	$6,302,000	1,344
Securities gains (losses)	$163,000	994
Applicable income taxes	$1,418,000	1,317
Income before extraordinary items	$5,047,000	1,375
Extraordinary gains, net	$0	5
Net income	$5,047,000	1,374
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,047,000	1,374
Net charge-offs	$319,000	1,466
Cash dividends	$2,062,000	1,358
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,919,860	1,378
2016-09-30 (YTD Data)		Rank
Total interest income	$13,319,000	1,433
Total interest expense	$1,190,000	1,726
Net interest income	$12,129,000	1,404
Provision for loan and lease losses	$696,000	914
Total noninterest income	$5,266,000	897
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$2,636,000	394
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,630,000	1,089
Total noninterest expense	$12,322,000	1,231
Salaries and employee benefits	$6,139,000	1,348
Premises and equipment expense	$2,230,000	837
Additional noninterest expense	$3,953,000	1,212
Pre-tax net operating income	$4,377,000	1,454
Securities gains (losses)	$137,000	1,050
Applicable income taxes	$1,134,000	1,295
Income before extraordinary items	$3,380,000	1,529
Extraordinary gains, net	$0	5
Net income	$3,380,000	1,528
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,380,000	1,529
Net charge-offs	$189,000	1,503
Cash dividends	$1,264,000	1,436
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,277,250	1,523
2016-06-30 (YTD Data)		Rank
Total interest income	$9,008,000	1,413
Total interest expense	$816,000	1,668
Net interest income	$8,192,000	1,395
Provision for loan and lease losses	$820,000	589
Total noninterest income	$3,582,000	880
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,705,000	401
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,877,000	1,011
Total noninterest expense	$8,123,000	1,242
Salaries and employee benefits	$4,002,000	1,377
Premises and equipment expense	$1,413,000	880
Additional noninterest expense	$2,708,000	1,192
Pre-tax net operating income	$2,831,000	1,473
Securities gains (losses)	$82,000	1,105
Applicable income taxes	$734,000	1,317
Income before extraordinary items	$2,179,000	1,545
Extraordinary gains, net	$0	16
Net income	$2,179,000	1,545
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,179,000	1,545
Net charge-offs	$170,000	1,237
Cash dividends	$865,000	1,447
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,117,500	1,539
2016-03-31 (YTD Data)		Rank
Total interest income	$4,491,000	1,412
Total interest expense	$432,000	1,596
Net interest income	$4,059,000	1,403
Provision for loan and lease losses	$335,000	625
Total noninterest income	$2,072,000	776
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$831,000	405
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,241,000	804
Total noninterest expense	$4,045,000	1,255
Salaries and employee benefits	$1,858,000	1,470
Premises and equipment expense	$755,000	834
Additional noninterest expense	$1,432,000	1,131
Pre-tax net operating income	$1,751,000	1,227
Securities gains (losses)	$56,000	780
Applicable income taxes	$485,000	1,083
Income before extraordinary items	$1,322,000	1,305
Extraordinary gains, net	$0	12
Net income	$1,322,000	1,306
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,322,000	1,306
Net charge-offs	$128,000	877
Cash dividends	$399,000	1,407
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,281,120	1,301
2015-12-31 (YTD Data)		Rank
Total interest income	$17,770,000	1,397
Total interest expense	$1,529,000	1,745
Net interest income	$16,241,000	1,375
Provision for loan and lease losses	$336,000	1,784
Total noninterest income	$5,941,000	1,006
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$3,434,000	401
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,507,000	1,303
Total noninterest expense	$16,075,000	1,239
Salaries and employee benefits	$8,020,000	1,358
Premises and equipment expense	$2,819,000	872
Additional noninterest expense	$5,236,000	1,226
Pre-tax net operating income	$5,771,000	1,402
Securities gains (losses)	$64,000	1,469
Applicable income taxes	$1,429,000	1,276
Income before extraordinary items	$4,406,000	1,499
Extraordinary gains, net	$0	23
Net income	$4,406,000	1,499
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,406,000	1,499
Net charge-offs	$697,000	895
Cash dividends	$2,062,000	1,310
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,357,360	1,484
2015-09-30 (YTD Data)		Rank
Total interest income	$13,315,000	1,412
Total interest expense	$1,182,000	1,727
Net interest income	$12,133,000	1,391
Provision for loan and lease losses	$536,000	987
Total noninterest income	$4,296,000	1,031
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$2,582,000	401
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,714,000	1,390
Total noninterest expense	$12,045,000	1,248
Salaries and employee benefits	$5,824,000	1,390
Premises and equipment expense	$2,384,000	789
Additional noninterest expense	$3,837,000	1,257
Pre-tax net operating income	$3,848,000	1,569
Securities gains (losses)	$50,000	1,458
Applicable income taxes	$976,000	1,391
Income before extraordinary items	$2,922,000	1,669
Extraordinary gains, net	$0	21
Net income	$2,922,000	1,671
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,922,000	1,671
Net charge-offs	$654,000	715
Cash dividends	$1,264,000	1,362
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,884,500	1,644
2015-06-30 (YTD Data)		Rank
Total interest income	$8,696,000	1,443
Total interest expense	$816,000	1,691
Net interest income	$7,880,000	1,430
Provision for loan and lease losses	$385,000	940
Total noninterest income	$2,951,000	1,020
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,707,000	403
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,244,000	1,337
Total noninterest expense	$8,244,000	1,226
Salaries and employee benefits	$4,037,000	1,357
Premises and equipment expense	$1,425,000	872
Additional noninterest expense	$2,782,000	1,155
Pre-tax net operating income	$2,202,000	1,764
Securities gains (losses)	$82,000	935
Applicable income taxes	$554,000	1,533
Income before extraordinary items	$1,730,000	1,831
Extraordinary gains, net	$0	22
Net income	$1,730,000	1,835
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,730,000	1,836
Net charge-offs	$503,000	638
Cash dividends	$865,000	1,385
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,667,680	1,837
2015-03-31 (YTD Data)		Rank
Total interest income	$4,262,000	1,463
Total interest expense	$427,000	1,624
Net interest income	$3,835,000	1,459
Provision for loan and lease losses	$372,000	535
Total noninterest income	$1,469,000	985
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$870,000	395
Trading account gains and fees	$0	152
Additional Noninterest Income	$599,000	1,320
Total noninterest expense	$3,942,000	1,272
Salaries and employee benefits	$1,842,000	1,463
Premises and equipment expense	$802,000	794
Additional noninterest expense	$1,298,000	1,213
Pre-tax net operating income	$990,000	1,876
Securities gains (losses)	$73,000	699
Applicable income taxes	$252,000	1,602
Income before extraordinary items	$811,000	1,904
Extraordinary gains, net	$0	13
Net income	$811,000	1,907
Minority interest net income	$0	64
Net income of bank and minority interests.	$811,000	1,906
Net charge-offs	$490,000	366
Cash dividends	$399,000	1,322
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$755,520	1,943
2014-12-31 (YTD Data)		Rank
Total interest income	$18,366,000	1,381
Total interest expense	$1,507,000	1,875
Net interest income	$16,859,000	1,326
Provision for loan and lease losses	$362,000	1,789
Total noninterest income	$7,374,000	825
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$4,168,000	361
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,206,000	1,051
Total noninterest expense	$16,351,000	1,215
Salaries and employee benefits	$7,871,000	1,346
Premises and equipment expense	$2,983,000	830
Additional noninterest expense	$5,497,000	1,196
Pre-tax net operating income	$7,520,000	1,085
Securities gains (losses)	$-276,000	6,426
Applicable income taxes	$1,893,000	1,022
Income before extraordinary items	$5,351,000	1,225
Extraordinary gains, net	$0	17
Net income	$5,351,000	1,222
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,351,000	1,224
Net charge-offs	$894,000	986
Cash dividends	$2,062,000	1,238
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,555,240	1,156
2014-09-30 (YTD Data)		Rank
Total interest income	$13,872,000	1,377
Total interest expense	$1,162,000	1,874
Net interest income	$12,710,000	1,322
Provision for loan and lease losses	$257,000	1,786
Total noninterest income	$5,651,000	812
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$3,121,000	358
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,530,000	1,026
Total noninterest expense	$12,038,000	1,244
Salaries and employee benefits	$5,585,000	1,426
Premises and equipment expense	$2,273,000	820
Additional noninterest expense	$4,180,000	1,182
Pre-tax net operating income	$6,066,000	1,031
Securities gains (losses)	$-244,000	6,510
Applicable income taxes	$1,628,000	938
Income before extraordinary items	$4,194,000	1,185
Extraordinary gains, net	$0	15
Net income	$4,194,000	1,183
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,194,000	1,184
Net charge-offs	$528,000	1,110
Cash dividends	$1,264,000	1,308
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,369,680	1,116
2014-06-30 (YTD Data)		Rank
Total interest income	$9,355,000	1,354
Total interest expense	$795,000	1,848
Net interest income	$8,560,000	1,297
Provision for loan and lease losses	$132,000	2,041
Total noninterest income	$4,016,000	748
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$2,027,000	361
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,989,000	895
Total noninterest expense	$8,207,000	1,225
Salaries and employee benefits	$3,871,000	1,364
Premises and equipment expense	$1,444,000	853
Additional noninterest expense	$2,892,000	1,126
Pre-tax net operating income	$4,237,000	965
Securities gains (losses)	$-253,000	6,594
Applicable income taxes	$1,066,000	919
Income before extraordinary items	$2,918,000	1,103
Extraordinary gains, net	$0	20
Net income	$2,918,000	1,104
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,918,000	1,104
Net charge-offs	$445,000	957
Cash dividends	$865,000	1,296
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,102,690	1,020
2014-03-31 (YTD Data)		Rank
Total interest income	$4,806,000	1,319
Total interest expense	$379,000	1,960
Net interest income	$4,427,000	1,263
Provision for loan and lease losses	$55,000	2,165
Total noninterest income	$1,617,000	857
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$1,013,000	350
Trading account gains and fees	$0	147
Additional Noninterest Income	$604,000	1,238
Total noninterest expense	$3,816,000	1,317
Salaries and employee benefits	$1,828,000	1,445
Premises and equipment expense	$708,000	892
Additional noninterest expense	$1,280,000	1,253
Pre-tax net operating income	$2,173,000	910
Securities gains (losses)	$9,000	1,195
Applicable income taxes	$590,000	821
Income before extraordinary items	$1,592,000	981
Extraordinary gains, net	$0	16
Net income	$1,592,000	981
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,592,000	982
Net charge-offs	$55,000	1,793
Cash dividends	$399,000	1,244
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,585,430	965
2013-12-31 (YTD Data)		Rank
Total interest income	$19,416,000	1,308
Total interest expense	$1,536,000	2,122
Net interest income	$17,880,000	1,232
Provision for loan and lease losses	$1,215,000	935
Total noninterest income	$6,970,000	888
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$4,378,000	342
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,592,000	1,269
Total noninterest expense	$16,915,000	1,206
Salaries and employee benefits	$8,116,000	1,311
Premises and equipment expense	$3,069,000	796
Additional noninterest expense	$5,730,000	1,177
Pre-tax net operating income	$6,720,000	1,108
Securities gains (losses)	$60,000	1,671
Applicable income taxes	$1,695,000	1,021
Income before extraordinary items	$5,085,000	1,204
Extraordinary gains, net	$0	29
Net income	$5,085,000	1,206
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,085,000	1,207
Net charge-offs	$599,000	1,817
Cash dividends	$2,062,000	1,173
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,040,000	1,192
2013-09-30 (YTD Data)		Rank
Total interest income	$14,479,000	1,323
Total interest expense	$1,211,000	2,086
Net interest income	$13,268,000	1,242
Provision for loan and lease losses	$931,000	935
Total noninterest income	$5,191,000	907
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$3,314,000	343
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,877,000	1,329
Total noninterest expense	$12,424,000	1,227
Salaries and employee benefits	$5,748,000	1,376
Premises and equipment expense	$2,346,000	780
Additional noninterest expense	$4,330,000	1,158
Pre-tax net operating income	$5,104,000	1,116
Securities gains (losses)	$28,000	2,032
Applicable income taxes	$1,311,000	1,039
Income before extraordinary items	$3,821,000	1,213
Extraordinary gains, net	$0	25
Net income	$3,821,000	1,213
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,821,000	1,215
Net charge-offs	$499,000	1,587
Cash dividends	$1,264,000	1,222
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,800,280	1,188
2013-06-30 (YTD Data)		Rank
Total interest income	$9,698,000	1,312
Total interest expense	$855,000	2,020
Net interest income	$8,843,000	1,229
Provision for loan and lease losses	$600,000	990
Total noninterest income	$3,358,000	934
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$2,156,000	345
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,202,000	1,393
Total noninterest expense	$8,252,000	1,229
Salaries and employee benefits	$3,910,000	1,358
Premises and equipment expense	$1,620,000	754
Additional noninterest expense	$2,722,000	1,221
Pre-tax net operating income	$3,349,000	1,118
Securities gains (losses)	$28,000	1,854
Applicable income taxes	$857,000	1,047
Income before extraordinary items	$2,520,000	1,213
Extraordinary gains, net	$0	22
Net income	$2,520,000	1,215
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,520,000	1,216
Net charge-offs	$310,000	1,655
Cash dividends	$865,000	1,211
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,499,000	1,172
2013-03-31 (YTD Data)		Rank
Total interest income	$4,959,000	1,284
Total interest expense	$459,000	1,967
Net interest income	$4,500,000	1,211
Provision for loan and lease losses	$-100,000	6,845
Total noninterest income	$1,701,000	929
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$1,091,000	335
Trading account gains and fees	$0	148
Additional Noninterest Income	$610,000	1,372
Total noninterest expense	$3,954,000	1,280
Salaries and employee benefits	$1,846,000	1,437
Premises and equipment expense	$762,000	815
Additional noninterest expense	$1,346,000	1,223
Pre-tax net operating income	$2,347,000	802
Securities gains (losses)	$13,000	1,412
Applicable income taxes	$691,000	703
Income before extraordinary items	$1,669,000	909
Extraordinary gains, net	$0	10
Net income	$1,669,000	910
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,669,000	911
Net charge-offs	$130,000	1,694
Cash dividends	$399,000	1,124
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,659,770	869
2012-12-31 (YTD Data)		Rank
Total interest income	$19,966,000	1,341
Total interest expense	$2,349,000	1,853
Net interest income	$17,617,000	1,248
Provision for loan and lease losses	$1,448,000	1,360
Total noninterest income	$7,762,000	815
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$4,656,000	329
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,106,000	1,127
Total noninterest expense	$18,168,000	1,101
Salaries and employee benefits	$8,751,000	1,206
Premises and equipment expense	$3,308,000	728
Additional noninterest expense	$6,109,000	1,141
Pre-tax net operating income	$5,763,000	1,208
Securities gains (losses)	$233,000	1,571
Applicable income taxes	$1,372,000	1,168
Income before extraordinary items	$4,624,000	1,277
Extraordinary gains, net	$0	29
Net income	$4,624,000	1,278
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,624,000	1,278
Net charge-offs	$2,053,000	1,135
Cash dividends	$2,062,000	1,182
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,444,590	1,270
2012-09-30 (YTD Data)		Rank
Total interest income	$15,099,000	1,354
Total interest expense	$1,906,000	1,792
Net interest income	$13,193,000	1,266
Provision for loan and lease losses	$541,000	2,178
Total noninterest income	$5,486,000	851
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$3,495,000	335
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,991,000	1,266
Total noninterest expense	$13,327,000	1,123
Salaries and employee benefits	$6,314,000	1,247
Premises and equipment expense	$2,445,000	744
Additional noninterest expense	$4,568,000	1,127
Pre-tax net operating income	$4,811,000	1,122
Securities gains (losses)	$159,000	1,618
Applicable income taxes	$1,202,000	1,069
Income before extraordinary items	$3,768,000	1,193
Extraordinary gains, net	$0	20
Net income	$3,768,000	1,193
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,768,000	1,193
Net charge-offs	$1,666,000	1,041
Cash dividends	$1,264,000	1,133
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,647,160	1,164
2012-06-30 (YTD Data)		Rank
Total interest income	$10,095,000	1,354
Total interest expense	$1,414,000	1,700
Net interest income	$8,681,000	1,282
Provision for loan and lease losses	$68,000	4,279
Total noninterest income	$3,809,000	814
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$2,323,000	334
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,486,000	1,144
Total noninterest expense	$9,121,000	1,091
Salaries and employee benefits	$4,288,000	1,221
Premises and equipment expense	$1,501,000	815
Additional noninterest expense	$3,332,000	1,043
Pre-tax net operating income	$3,301,000	1,080
Securities gains (losses)	$97,000	1,623
Applicable income taxes	$823,000	1,039
Income before extraordinary items	$2,575,000	1,172
Extraordinary gains, net	$0	19
Net income	$2,575,000	1,171
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,575,000	1,171
Net charge-offs	$635,000	1,550
Cash dividends	$865,000	1,103
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,501,280	1,124
2012-03-31 (YTD Data)		Rank
Total interest income	$5,098,000	1,352
Total interest expense	$791,000	1,586
Net interest income	$4,307,000	1,291
Provision for loan and lease losses	$168,000	2,192
Total noninterest income	$1,837,000	829
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$1,166,000	329
Trading account gains and fees	$0	148
Additional Noninterest Income	$671,000	1,215
Total noninterest expense	$4,630,000	1,079
Salaries and employee benefits	$2,021,000	1,286
Premises and equipment expense	$829,000	729
Additional noninterest expense	$1,780,000	948
Pre-tax net operating income	$1,346,000	1,302
Securities gains (losses)	$51,000	1,216
Applicable income taxes	$294,000	1,318
Income before extraordinary items	$1,103,000	1,310
Extraordinary gains, net	$0	19
Net income	$1,103,000	1,311
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,103,000	1,311
Net charge-offs	$177,000	1,949
Cash dividends	$399,000	1,063
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,062,710	1,298
2011-12-31 (YTD Data)		Rank
Total interest income	$20,544,000	1,388
Total interest expense	$3,043,000	1,937
Net interest income	$17,501,000	1,267
Provision for loan and lease losses	$2,455,000	1,354
Total noninterest income	$6,795,000	816
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$4,590,000	347
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,205,000	1,272
Total noninterest expense	$16,772,000	1,176
Salaries and employee benefits	$7,459,000	1,329
Premises and equipment expense	$2,903,000	875
Additional noninterest expense	$6,410,000	1,097
Pre-tax net operating income	$5,069,000	1,172
Securities gains (losses)	$537,000	753
Applicable income taxes	$1,389,000	1,053
Income before extraordinary items	$4,217,000	1,189
Extraordinary gains, net	$0	29
Net income	$4,217,000	1,189
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,217,000	1,189
Net charge-offs	$1,978,000	1,565
Cash dividends	$2,062,000	933
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,814,250	1,232
2011-09-30 (YTD Data)		Rank
Total interest income	$15,740,000	1,382
Total interest expense	$2,423,000	1,909
Net interest income	$13,317,000	1,255
Provision for loan and lease losses	$1,807,000	1,328
Total noninterest income	$4,864,000	858
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$3,442,000	348
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,422,000	1,394
Total noninterest expense	$12,065,000	1,224
Salaries and employee benefits	$5,400,000	1,381
Premises and equipment expense	$2,044,000	928
Additional noninterest expense	$4,621,000	1,135
Pre-tax net operating income	$4,309,000	1,071
Securities gains (losses)	$358,000	802
Applicable income taxes	$1,305,000	886
Income before extraordinary items	$3,362,000	1,136
Extraordinary gains, net	$0	21
Net income	$3,362,000	1,136
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,362,000	1,136
Net charge-offs	$1,872,000	1,277
Cash dividends	$1,264,000	964
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,104,240	1,174
2011-06-30 (YTD Data)		Rank
Total interest income	$10,594,000	1,376
Total interest expense	$1,721,000	1,859
Net interest income	$8,873,000	1,258
Provision for loan and lease losses	$1,308,000	1,260
Total noninterest income	$3,084,000	909
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$2,268,000	350
Trading account gains and fees	$0	153
Additional Noninterest Income	$816,000	1,541
Total noninterest expense	$7,838,000	1,276
Salaries and employee benefits	$3,397,000	1,472
Premises and equipment expense	$1,411,000	911
Additional noninterest expense	$3,030,000	1,169
Pre-tax net operating income	$2,811,000	1,065
Securities gains (losses)	$196,000	746
Applicable income taxes	$879,000	845
Income before extraordinary items	$2,128,000	1,166
Extraordinary gains, net	$0	15
Net income	$2,128,000	1,166
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,128,000	1,166
Net charge-offs	$1,445,000	1,153
Cash dividends	$865,000	913
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,988,840	1,201
2011-03-31 (YTD Data)		Rank
Total interest income	$5,184,000	1,410
Total interest expense	$910,000	1,815
Net interest income	$4,274,000	1,309
Provision for loan and lease losses	$242,000	2,208
Total noninterest income	$1,502,000	909
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$1,096,000	357
Trading account gains and fees	$0	158
Additional Noninterest Income	$406,000	1,551
Total noninterest expense	$4,020,000	1,242
Salaries and employee benefits	$1,679,000	1,506
Premises and equipment expense	$705,000	935
Additional noninterest expense	$1,636,000	1,088
Pre-tax net operating income	$1,514,000	999
Securities gains (losses)	$-14,000	7,204
Applicable income taxes	$360,000	966
Income before extraordinary items	$1,140,000	1,069
Extraordinary gains, net	$0	9
Net income	$1,140,000	1,068
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,140,000	1,069
Net charge-offs	$242,000	1,951
Cash dividends	$399,000	935
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,150,640	1,026
2010-12-31 (YTD Data)		Rank
Total interest income	$20,093,000	1,536
Total interest expense	$3,610,000	2,194
Net interest income	$16,483,000	1,359
Provision for loan and lease losses	$1,027,000	3,005
Total noninterest income	$7,272,000	810
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$4,452,000	356
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,820,000	1,108
Total noninterest expense	$16,584,000	1,217
Salaries and employee benefits	$7,678,000	1,281
Premises and equipment expense	$3,124,000	824
Additional noninterest expense	$5,782,000	1,277
Pre-tax net operating income	$6,144,000	856
Securities gains (losses)	$365,000	1,101
Applicable income taxes	$1,548,000	888
Income before extraordinary items	$4,961,000	891
Extraordinary gains, net	$0	29
Net income	$4,961,000	892
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,961,000	893
Net charge-offs	$859,000	2,891
Cash dividends	$2,062,000	789
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,683,600	891
2010-09-30 (YTD Data)		Rank
Total interest income	$14,953,000	1,576
Total interest expense	$2,792,000	2,218
Net interest income	$12,161,000	1,395
Provision for loan and lease losses	$585,000	3,290
Total noninterest income	$5,510,000	785
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$3,339,000	355
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,171,000	1,051
Total noninterest expense	$12,633,000	1,191
Salaries and employee benefits	$5,947,000	1,242
Premises and equipment expense	$2,429,000	799
Additional noninterest expense	$4,257,000	1,268
Pre-tax net operating income	$4,453,000	927
Securities gains (losses)	$351,000	964
Applicable income taxes	$1,388,000	790
Income before extraordinary items	$3,416,000	1,011
Extraordinary gains, net	$0	23
Net income	$3,416,000	1,014
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,416,000	1,014
Net charge-offs	$624,000	2,771
Cash dividends	$1,264,000	860
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,166,790	1,026
2010-06-30 (YTD Data)		Rank
Total interest income	$9,945,000	1,594
Total interest expense	$1,927,000	2,232
Net interest income	$8,018,000	1,418
Provision for loan and lease losses	$376,000	3,281
Total noninterest income	$3,254,000	845
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$2,146,000	363
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,108,000	1,208
Total noninterest expense	$8,452,000	1,177
Salaries and employee benefits	$3,922,000	1,253
Premises and equipment expense	$1,592,000	821
Additional noninterest expense	$2,938,000	1,205
Pre-tax net operating income	$2,444,000	1,091
Securities gains (losses)	$231,000	856
Applicable income taxes	$752,000	882
Income before extraordinary items	$1,923,000	1,164
Extraordinary gains, net	$0	19
Net income	$1,923,000	1,165
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,923,000	1,165
Net charge-offs	$343,000	2,890
Cash dividends	$865,000	827
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,756,680	1,219
2010-03-31 (YTD Data)		Rank
Total interest income	$4,895,000	1,646
Total interest expense	$1,004,000	2,252
Net interest income	$3,891,000	1,472
Provision for loan and lease losses	$132,000	3,599
Total noninterest income	$1,663,000	818
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$1,004,000	383
Trading account gains and fees	$0	175
Additional Noninterest Income	$659,000	1,056
Total noninterest expense	$4,394,000	1,140
Salaries and employee benefits	$2,120,000	1,171
Premises and equipment expense	$784,000	859
Additional noninterest expense	$1,490,000	1,183
Pre-tax net operating income	$1,028,000	1,271
Securities gains (losses)	$0	2,284
Applicable income taxes	$246,000	1,222
Income before extraordinary items	$782,000	1,407
Extraordinary gains, net	$0	16
Net income	$782,000	1,409
Minority interest net income	$0	91
Net income of bank and minority interests.	$782,000	1,409
Net charge-offs	$132,000	2,858
Cash dividends	$399,000	875
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$782,000	1,356
2009-12-31 (YTD Data)		Rank
Total interest income	$20,214,000	1,691
Total interest expense	$4,997,000	2,262
Net interest income	$15,217,000	1,472
Provision for loan and lease losses	$781,000	3,873
Total noninterest income	$6,140,000	933
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$4,155,000	400
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,985,000	1,383
Total noninterest expense	$15,790,000	1,312
Salaries and employee benefits	$7,655,000	1,292
Premises and equipment expense	$3,354,000	802
Additional noninterest expense	$4,781,000	1,557
Pre-tax net operating income	$4,786,000	876
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,435,000	728
Income before extraordinary items	$3,351,000	1,008
Extraordinary gains, net	$0	34
Net income	$3,351,000	1,006
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,351,000	1,007
Net charge-offs	$781,000	3,210
Cash dividends	$2,062,000	883
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,351,000	1,014
2009-09-30 (YTD Data)		Rank
Total interest income	$15,140,000	1,714
Total interest expense	$3,907,000	2,260
Net interest income	$11,233,000	1,498
Provision for loan and lease losses	$439,000	4,039
Total noninterest income	$4,682,000	931
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$3,107,000	403
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,575,000	1,349
Total noninterest expense	$11,896,000	1,294
Salaries and employee benefits	$5,883,000	1,276
Premises and equipment expense	$2,337,000	875
Additional noninterest expense	$3,676,000	1,470
Pre-tax net operating income	$3,580,000	931
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,104,000	781
Income before extraordinary items	$2,476,000	1,100
Extraordinary gains, net	$0	27
Net income	$2,476,000	1,099
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,476,000	1,100
Net charge-offs	$439,000	3,210
Cash dividends	$1,264,000	1,010
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,476,000	1,087
2009-06-30 (YTD Data)		Rank
Total interest income	$10,153,000	1,741
Total interest expense	$2,681,000	2,291
Net interest income	$7,472,000	1,501
Provision for loan and lease losses	$135,000	4,908
Total noninterest income	$3,090,000	939
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,969,000	424
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,121,000	1,321
Total noninterest expense	$7,986,000	1,308
Salaries and employee benefits	$3,875,000	1,325
Premises and equipment expense	$1,480,000	951
Additional noninterest expense	$2,631,000	1,416
Pre-tax net operating income	$2,441,000	939
Securities gains (losses)	$0	3,136
Applicable income taxes	$836,000	716
Income before extraordinary items	$1,605,000	1,175
Extraordinary gains, net	$0	21
Net income	$1,605,000	1,173
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,605,000	1,174
Net charge-offs	$135,000	3,896
Cash dividends	$865,000	1,058
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,605,000	1,140
2009-03-31 (YTD Data)		Rank
Total interest income	$5,213,000	1,718
Total interest expense	$1,352,000	2,356
Net interest income	$3,861,000	1,444
Provision for loan and lease losses	$74,000	4,434
Total noninterest income	$1,437,000	970
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$945,000	430
Trading account gains and fees	$0	171
Additional Noninterest Income	$492,000	1,409
Total noninterest expense	$4,114,000	1,219
Salaries and employee benefits	$2,052,000	1,253
Premises and equipment expense	$762,000	937
Additional noninterest expense	$1,300,000	1,269
Pre-tax net operating income	$1,110,000	1,154
Securities gains (losses)	$0	2,434
Applicable income taxes	$336,000	961
Income before extraordinary items	$774,000	1,419
Extraordinary gains, net	$0	15
Net income	$774,000	1,418
Minority interest net income	$0	102
Net income of bank and minority interests.	$774,000	1,421
Net charge-offs	$74,000	3,184
Cash dividends	$399,000	1,123
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$774,000	1,337
2008-12-31 (YTD Data)		Rank
Total interest income	$23,883,000	1,621
Total interest expense	$7,137,000	2,170
Net interest income	$16,746,000	1,326
Provision for loan and lease losses	$563,000	3,624
Total noninterest income	$6,856,000	819
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$4,332,000	403
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,524,000	1,109
Total noninterest expense	$16,152,000	1,216
Salaries and employee benefits	$6,806,000	1,524
Premises and equipment expense	$2,737,000	1,017
Additional noninterest expense	$6,609,000	964
Pre-tax net operating income	$6,887,000	804
Securities gains (losses)	$117,000	1,018
Applicable income taxes	$2,228,000	617
Income before extraordinary items	$4,776,000	850
Extraordinary gains, net	$0	39
Net income	$4,776,000	850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$563,000	2,639
Cash dividends	$1,996,000	1,379
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,696,440	934
2008-09-30 (YTD Data)		Rank
Total interest income	$18,149,000	1,639
Total interest expense	$5,523,000	2,189
Net interest income	$12,626,000	1,347
Provision for loan and lease losses	$245,000	3,880
Total noninterest income	$5,064,000	863
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$3,264,000	409
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,800,000	1,199
Total noninterest expense	$12,383,000	1,179
Salaries and employee benefits	$5,449,000	1,432
Premises and equipment expense	$2,049,000	1,022
Additional noninterest expense	$4,885,000	936
Pre-tax net operating income	$5,062,000	1,000
Securities gains (losses)	$117,000	865
Applicable income taxes	$1,641,000	769
Income before extraordinary items	$3,538,000	1,038
Extraordinary gains, net	$0	31
Net income	$3,538,000	1,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$245,000	2,797
Cash dividends	$1,196,000	1,607
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,458,440	1,131
2008-06-30 (YTD Data)		Rank
Total interest income	$12,293,000	1,644
Total interest expense	$3,863,000	2,176
Net interest income	$8,430,000	1,333
Provision for loan and lease losses	$72,000	4,725
Total noninterest income	$3,438,000	865
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$2,115,000	408
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,323,000	1,153
Total noninterest expense	$8,254,000	1,178
Salaries and employee benefits	$3,489,000	1,514
Premises and equipment expense	$1,349,000	1,033
Additional noninterest expense	$3,416,000	866
Pre-tax net operating income	$3,542,000	1,008
Securities gains (losses)	$117,000	854
Applicable income taxes	$1,151,000	836
Income before extraordinary items	$2,508,000	1,100
Extraordinary gains, net	$0	21
Net income	$2,508,000	1,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	3,417
Cash dividends	$798,000	1,707
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,427,270	1,115
2008-03-31 (YTD Data)		Rank
Total interest income	$6,263,000	1,656
Total interest expense	$2,063,000	2,187
Net interest income	$4,200,000	1,321
Provision for loan and lease losses	$-51,000	8,429
Total noninterest income	$1,552,000	951
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$1,076,000	400
Trading account gains and fees	$0	158
Additional Noninterest Income	$476,000	1,466
Total noninterest expense	$4,009,000	1,207
Salaries and employee benefits	$1,843,000	1,437
Premises and equipment expense	$653,000	1,064
Additional noninterest expense	$1,513,000	960
Pre-tax net operating income	$1,794,000	1,061
Securities gains (losses)	$117,000	638
Applicable income taxes	$492,000	1,023
Income before extraordinary items	$1,419,000	1,061
Extraordinary gains, net	$0	15
Net income	$1,419,000	1,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	8,326
Cash dividends	$333,000	1,776
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,332,420	1,097
2007-12-31 (YTD Data)		Rank
Total interest income	$27,903,000	1,543
Total interest expense	$9,220,000	2,071
Net interest income	$18,683,000	1,188
Provision for loan and lease losses	$560,000	2,166
Total noninterest income	$6,487,000	888
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$4,294,000	405
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,193,000	1,288
Total noninterest expense	$14,615,000	1,269
Salaries and employee benefits	$6,378,000	1,590
Premises and equipment expense	$2,436,000	1,090
Additional noninterest expense	$5,801,000	972
Pre-tax net operating income	$9,995,000	850
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,272,000	744
Income before extraordinary items	$6,723,000	976
Extraordinary gains, net	$0	39
Net income	$6,723,000	974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$560,000	1,561
Cash dividends	$1,796,000	1,763
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$6,723,000	962
2007-09-30 (YTD Data)		Rank
Total interest income	$21,232,000	1,528
Total interest expense	$6,987,000	2,053
Net interest income	$14,245,000	1,179
Provision for loan and lease losses	$332,000	2,161
Total noninterest income	$4,695,000	911
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$3,167,000	403
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,528,000	1,358
Total noninterest expense	$11,193,000	1,238
Salaries and employee benefits	$5,056,000	1,499
Premises and equipment expense	$1,834,000	1,079
Additional noninterest expense	$4,303,000	956
Pre-tax net operating income	$7,415,000	933
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,376,000	831
Income before extraordinary items	$5,039,000	1,045
Extraordinary gains, net	$0	33
Net income	$5,039,000	1,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$332,000	1,434
Cash dividends	$1,064,000	1,907
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$5,039,000	1,028
2007-06-30 (YTD Data)		Rank
Total interest income	$14,075,000	1,554
Total interest expense	$4,497,000	2,119
Net interest income	$9,578,000	1,192
Provision for loan and lease losses	$216,000	2,044
Total noninterest income	$3,020,000	962
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$2,050,000	424
Trading account gains and fees	$0	168
Additional Noninterest Income	$970,000	1,432
Total noninterest expense	$7,388,000	1,263
Salaries and employee benefits	$3,234,000	1,588
Premises and equipment expense	$1,243,000	1,076
Additional noninterest expense	$2,911,000	952
Pre-tax net operating income	$4,994,000	963
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,692,000	838
Income before extraordinary items	$3,302,000	1,093
Extraordinary gains, net	$0	29
Net income	$3,302,000	1,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	1,266
Cash dividends	$732,000	1,924
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,302,000	1,070
2007-03-31 (YTD Data)		Rank
Total interest income	$7,005,000	1,547
Total interest expense	$2,107,000	2,219
Net interest income	$4,898,000	1,145
Provision for loan and lease losses	$1,000	5,727
Total noninterest income	$1,477,000	965
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$1,005,000	419
Trading account gains and fees	$0	195
Additional Noninterest Income	$472,000	1,424
Total noninterest expense	$3,861,000	1,224
Salaries and employee benefits	$1,672,000	1,555
Premises and equipment expense	$647,000	1,025
Additional noninterest expense	$1,542,000	889
Pre-tax net operating income	$2,513,000	940
Securities gains (losses)	$0	1,187
Applicable income taxes	$797,000	867
Income before extraordinary items	$1,716,000	1,029
Extraordinary gains, net	$0	22
Net income	$1,716,000	1,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$333,000	1,875
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,716,000	1,013
2006-12-31 (YTD Data)		Rank
Total interest income	$25,212,000	1,604
Total interest expense	$7,014,000	2,276
Net interest income	$18,198,000	1,243
Provision for loan and lease losses	$318,000	2,663
Total noninterest income	$6,041,000	940
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$3,905,000	439
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,136,000	1,294
Total noninterest expense	$13,878,000	1,290
Salaries and employee benefits	$5,994,000	1,636
Premises and equipment expense	$1,748,000	1,471
Additional noninterest expense	$6,136,000	867
Pre-tax net operating income	$10,043,000	975
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,187,000	891
Income before extraordinary items	$6,856,000	1,086
Extraordinary gains, net	$0	51
Net income	$6,856,000	1,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	2,074
Cash dividends	$1,663,000	1,792
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$6,856,000	1,070
2006-09-30 (YTD Data)		Rank
Total interest income	$18,622,000	1,601
Total interest expense	$4,992,000	2,323
Net interest income	$13,630,000	1,264
Provision for loan and lease losses	$213,000	2,769
Total noninterest income	$4,494,000	957
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$2,869,000	455
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,625,000	1,296
Total noninterest expense	$10,426,000	1,300
Salaries and employee benefits	$4,764,000	1,556
Premises and equipment expense	$1,469,000	1,330
Additional noninterest expense	$4,193,000	952
Pre-tax net operating income	$7,485,000	1,025
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,275,000	983
Income before extraordinary items	$5,210,000	1,109
Extraordinary gains, net	$0	45
Net income	$5,210,000	1,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	2,167
Cash dividends	$931,000	2,029
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,210,000	1,098
2006-06-30 (YTD Data)		Rank
Total interest income	$12,167,000	1,599
Total interest expense	$3,223,000	2,293
Net interest income	$8,944,000	1,284
Provision for loan and lease losses	$165,000	2,445
Total noninterest income	$2,917,000	968
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,773,000	483
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,144,000	1,233
Total noninterest expense	$6,834,000	1,330
Salaries and employee benefits	$3,041,000	1,625
Premises and equipment expense	$967,000	1,343
Additional noninterest expense	$2,826,000	949
Pre-tax net operating income	$4,862,000	1,045
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,475,000	1,012
Income before extraordinary items	$3,387,000	1,140
Extraordinary gains, net	$0	39
Net income	$3,387,000	1,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	2,198
Cash dividends	$599,000	2,146
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,387,000	1,122
2006-03-31 (YTD Data)		Rank
Total interest income	$5,876,000	1,615
Total interest expense	$1,429,000	2,417
Net interest income	$4,447,000	1,283
Provision for loan and lease losses	$64,000	2,738
Total noninterest income	$1,452,000	962
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$785,000	520
Trading account gains and fees	$0	115
Additional Noninterest Income	$667,000	1,078
Total noninterest expense	$3,572,000	1,282
Salaries and employee benefits	$1,591,000	1,564
Premises and equipment expense	$490,000	1,327
Additional noninterest expense	$1,491,000	889
Pre-tax net operating income	$2,263,000	1,094
Securities gains (losses)	$0	955
Applicable income taxes	$736,000	1,009
Income before extraordinary items	$1,527,000	1,218
Extraordinary gains, net	$0	21
Net income	$1,527,000	1,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,393
Cash dividends	$266,000	2,089
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,527,000	1,197
2005-12-31 (YTD Data)		Rank
Total interest income	$17,354,000	1,936
Total interest expense	$3,762,000	2,781
Net interest income	$13,592,000	1,614
Provision for loan and lease losses	$1,149,000	920
Total noninterest income	$5,245,000	1,049
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$3,551,000	482
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,694,000	1,519
Total noninterest expense	$12,485,000	1,375
Salaries and employee benefits	$5,652,000	1,661
Premises and equipment expense	$1,515,000	1,608
Additional noninterest expense	$5,318,000	982
Pre-tax net operating income	$5,203,000	1,801
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,618,000	1,619
Income before extraordinary items	$3,585,000	1,915
Extraordinary gains, net	$0	46
Net income	$3,585,000	1,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$579,000	1,027
Cash dividends	$1,530,000	1,796
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,585,000	1,894
2005-09-30 (YTD Data)		Rank
Total interest income	$12,052,000	2,023
Total interest expense	$2,625,000	2,814
Net interest income	$9,427,000	1,731
Provision for loan and lease losses	$306,000	2,166
Total noninterest income	$4,025,000	1,041
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$2,898,000	440
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,127,000	1,662
Total noninterest expense	$8,770,000	1,450
Salaries and employee benefits	$4,147,000	1,670
Premises and equipment expense	$1,373,000	1,331
Additional noninterest expense	$3,250,000	1,166
Pre-tax net operating income	$4,376,000	1,632
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,473,000	1,399
Income before extraordinary items	$2,903,000	1,804
Extraordinary gains, net	$0	35
Net income	$2,903,000	1,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	2,142
Cash dividends	$865,000	2,017
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,903,000	1,773
2005-06-30 (YTD Data)		Rank
Total interest income	$7,856,000	2,009
Total interest expense	$1,565,000	2,951
Net interest income	$6,291,000	1,702
Provision for loan and lease losses	$112,000	3,201
Total noninterest income	$2,858,000	965
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$2,085,000	398
Trading account gains and fees	$0	116
Additional Noninterest Income	$773,000	1,618
Total noninterest expense	$6,134,000	1,384
Salaries and employee benefits	$2,876,000	1,606
Premises and equipment expense	$755,000	1,596
Additional noninterest expense	$2,503,000	1,006
Pre-tax net operating income	$2,903,000	1,608
Securities gains (losses)	$0	2,146
Applicable income taxes	$937,000	1,434
Income before extraordinary items	$1,966,000	1,740
Extraordinary gains, net	$0	30
Net income	$1,966,000	1,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	1,780
Cash dividends	$598,000	1,971
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,966,000	1,712
2005-03-31 (YTD Data)		Rank
Total interest income	$3,869,000	2,014
Total interest expense	$723,000	3,037
Net interest income	$3,146,000	1,705
Provision for loan and lease losses	$62,000	2,802
Total noninterest income	$1,343,000	995
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$913,000	438
Trading account gains and fees	$0	115
Additional Noninterest Income	$430,000	1,476
Total noninterest expense	$2,948,000	1,436
Salaries and employee benefits	$1,428,000	1,620
Premises and equipment expense	$360,000	1,681
Additional noninterest expense	$1,160,000	1,066
Pre-tax net operating income	$1,479,000	1,536
Securities gains (losses)	$0	1,685
Applicable income taxes	$500,000	1,360
Income before extraordinary items	$979,000	1,715
Extraordinary gains, net	$0	24
Net income	$979,000	1,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	1,526
Cash dividends	$266,000	1,900
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$979,000	1,683
2004-12-31 (YTD Data)		Rank
Total interest income	$14,297,000	1,980
Total interest expense	$2,694,000	2,873
Net interest income	$11,603,000	1,743
Provision for loan and lease losses	$508,000	1,936
Total noninterest income	$5,765,000	959
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$3,936,000	449
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,829,000	1,411
Total noninterest expense	$12,232,000	1,341
Salaries and employee benefits	$5,412,000	1,625
Premises and equipment expense	$1,530,000	1,522
Additional noninterest expense	$5,290,000	945
Pre-tax net operating income	$4,628,000	1,815
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$1,215,000	1,884
Income before extraordinary items	$3,415,000	1,848
Extraordinary gains, net	$0	34
Net income	$3,415,000	1,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	2,385
Cash dividends	$1,530,000	1,693
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,413,520	1,808
2004-09-30 (YTD Data)		Rank
Total interest income	$10,600,000	1,980
Total interest expense	$2,003,000	2,837
Net interest income	$8,597,000	1,750
Provision for loan and lease losses	$381,000	1,850
Total noninterest income	$4,323,000	968
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$2,949,000	458
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,374,000	1,422
Total noninterest expense	$9,206,000	1,328
Salaries and employee benefits	$4,002,000	1,653
Premises and equipment expense	$1,161,000	1,492
Additional noninterest expense	$4,043,000	921
Pre-tax net operating income	$3,333,000	1,883
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$952,000	1,858
Income before extraordinary items	$2,383,000	1,972
Extraordinary gains, net	$0	26
Net income	$2,383,000	1,973
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,796
Cash dividends	$864,000	1,915
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,381,580	1,926
2004-06-30 (YTD Data)		Rank
Total interest income	$6,994,000	1,994
Total interest expense	$1,317,000	2,861
Net interest income	$5,677,000	1,758
Provision for loan and lease losses	$260,000	1,774
Total noninterest income	$2,844,000	971
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,880,000	479
Trading account gains and fees	$0	130
Additional Noninterest Income	$964,000	1,363
Total noninterest expense	$6,227,000	1,312
Salaries and employee benefits	$2,650,000	1,662
Premises and equipment expense	$776,000	1,492
Additional noninterest expense	$2,801,000	885
Pre-tax net operating income	$2,034,000	2,021
Securities gains (losses)	$0	3,413
Applicable income taxes	$509,000	2,170
Income before extraordinary items	$1,525,000	2,043
Extraordinary gains, net	$0	21
Net income	$1,525,000	2,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,807
Cash dividends	$599,000	1,913
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,525,000	1,991
2004-03-31 (YTD Data)		Rank
Total interest income	$3,486,000	2,008
Total interest expense	$635,000	2,991
Net interest income	$2,851,000	1,747
Provision for loan and lease losses	$18,000	4,919
Total noninterest income	$1,466,000	930
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$923,000	471
Trading account gains and fees	$0	121
Additional Noninterest Income	$543,000	1,220
Total noninterest expense	$3,317,000	1,230
Salaries and employee benefits	$1,314,000	1,689
Premises and equipment expense	$444,000	1,312
Additional noninterest expense	$1,559,000	790
Pre-tax net operating income	$982,000	2,033
Securities gains (losses)	$0	2,934
Applicable income taxes	$165,000	2,911
Income before extraordinary items	$817,000	1,914
Extraordinary gains, net	$0	16
Net income	$817,000	1,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,046
Cash dividends	$266,000	1,868
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$817,000	1,826
2003-12-31 (YTD Data)		Rank
Total interest income	$14,668,000	1,938
Total interest expense	$2,911,000	2,949
Net interest income	$11,757,000	1,653
Provision for loan and lease losses	$896,000	1,335
Total noninterest income	$5,413,000	1,062
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$3,651,000	471
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,762,000	1,607
Total noninterest expense	$10,943,000	1,463
Salaries and employee benefits	$5,180,000	1,663
Premises and equipment expense	$1,796,000	1,264
Additional noninterest expense	$3,967,000	1,250
Pre-tax net operating income	$5,331,000	1,537
Securities gains (losses)	$2,000	4,163
Applicable income taxes	$1,705,000	1,449
Income before extraordinary items	$3,628,000	1,714
Extraordinary gains, net	$0	54
Net income	$3,628,000	1,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$577,000	1,433
Cash dividends	$1,410,000	1,814
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,626,640	1,628
2003-09-30 (YTD Data)		Rank
Total interest income	$11,075,000	1,952
Total interest expense	$2,255,000	2,952
Net interest income	$8,820,000	1,664
Provision for loan and lease losses	$575,000	1,466
Total noninterest income	$4,271,000	1,057
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,710,000	480
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,561,000	1,494
Total noninterest expense	$8,292,000	1,456
Salaries and employee benefits	$3,929,000	1,654
Premises and equipment expense	$1,178,000	1,461
Additional noninterest expense	$3,185,000	1,192
Pre-tax net operating income	$4,224,000	1,503
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,347,000	1,454
Income before extraordinary items	$2,877,000	1,679
Extraordinary gains, net	$0	40
Net income	$2,877,000	1,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	1,805
Cash dividends	$812,000	1,981
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,877,000	1,589
2003-06-30 (YTD Data)		Rank
Total interest income	$7,485,000	1,944
Total interest expense	$1,562,000	2,939
Net interest income	$5,923,000	1,647
Provision for loan and lease losses	$381,000	1,461
Total noninterest income	$2,359,000	1,206
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,770,000	487
Trading account gains and fees	$0	150
Additional Noninterest Income	$589,000	2,212
Total noninterest expense	$5,467,000	1,468
Salaries and employee benefits	$2,614,000	1,642
Premises and equipment expense	$797,000	1,436
Additional noninterest expense	$2,056,000	1,219
Pre-tax net operating income	$2,434,000	1,716
Securities gains (losses)	$0	3,782
Applicable income taxes	$770,000	1,674
Income before extraordinary items	$1,664,000	1,915
Extraordinary gains, net	$0	30
Net income	$1,664,000	1,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	2,803
Cash dividends	$572,000	1,969
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,664,000	1,805
2003-03-31 (YTD Data)		Rank
Total interest income	$3,746,000	1,953
Total interest expense	$793,000	2,958
Net interest income	$2,953,000	1,655
Provision for loan and lease losses	$354,000	815
Total noninterest income	$1,140,000	1,207
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$878,000	481
Trading account gains and fees	$0	134
Additional Noninterest Income	$262,000	2,299
Total noninterest expense	$2,711,000	1,463
Salaries and employee benefits	$1,324,000	1,606
Premises and equipment expense	$423,000	1,366
Additional noninterest expense	$964,000	1,269
Pre-tax net operating income	$1,028,000	1,985
Securities gains (losses)	$0	2,891
Applicable income taxes	$353,000	1,807
Income before extraordinary items	$675,000	2,265
Extraordinary gains, net	$0	21
Net income	$675,000	2,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	1,601
Cash dividends	$240,000	2,030
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$675,000	2,146
2002-12-31 (YTD Data)		Rank
Total interest income	$15,934,000	1,933
Total interest expense	$4,314,000	2,575
Net interest income	$11,620,000	1,671
Provision for loan and lease losses	$461,000	2,530
Total noninterest income	$4,665,000	1,124
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$3,664,000	450
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,001,000	2,178
Total noninterest expense	$10,975,000	1,407
Salaries and employee benefits	$5,112,000	1,581
Premises and equipment expense	$1,575,000	1,397
Additional noninterest expense	$4,288,000	1,147
Pre-tax net operating income	$4,849,000	1,676
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,534,000	1,621
Income before extraordinary items	$3,315,000	1,806
Extraordinary gains, net	$0	70
Net income	$3,315,000	1,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$461,000	1,759
Cash dividends	$1,370,000	1,762
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,315,000	1,748
2001-12-31 (YTD Data)		Rank
Total interest income	$18,429,000	1,863
Total interest expense	$7,035,000	2,279
Net interest income	$11,394,000	1,562
Provision for loan and lease losses	$1,802,000	766
Total noninterest income	$3,845,000	1,214
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$2,953,000	506
Trading account gains and fees	$0	177
Additional Noninterest Income	$892,000	2,215
Total noninterest expense	$9,990,000	1,474
Salaries and employee benefits	$4,786,000	1,578
Premises and equipment expense	$1,427,000	1,507
Additional noninterest expense	$3,777,000	1,257
Pre-tax net operating income	$3,447,000	2,001
Securities gains (losses)	$0	4,612
Applicable income taxes	$982,000	2,099
Income before extraordinary items	$2,465,000	2,118
Extraordinary gains, net	$289,000	45
Net income	$2,754,000	1,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,771,000	621
Cash dividends	$1,330,000	1,824
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,465,000	2,048
2000-12-31 (YTD Data)		Rank
Total interest income	$18,347,000	1,907
Total interest expense	$6,879,000	2,448
Net interest income	$11,468,000	1,535
Provision for loan and lease losses	$768,000	1,309
Total noninterest income	$2,828,000	1,423
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$2,268,000	592
Trading account gains and fees	$0	180
Additional Noninterest Income	$560,000	2,750
Total noninterest expense	$8,870,000	1,585
Salaries and employee benefits	$4,337,000	1,642
Premises and equipment expense	$1,454,000	1,428
Additional noninterest expense	$3,079,000	1,465
Pre-tax net operating income	$4,658,000	1,586
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,326,000	1,675
Income before extraordinary items	$3,332,000	1,584
Extraordinary gains, net	$0	38
Net income	$3,332,000	1,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$968,000	769
Cash dividends	$1,330,000	1,812
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,332,000	1,576
1999-12-31 (YTD Data)		Rank
Total interest income	$17,650,000	1,838
Total interest expense	$6,809,000	2,169
Net interest income	$10,841,000	1,605
Provision for loan and lease losses	$784,000	1,210
Total noninterest income	$2,804,000	1,434
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,241,000	589
Trading account gains and fees	$0	173
Additional Noninterest Income	$563,000	2,742
Total noninterest expense	$8,291,000	1,665
Salaries and employee benefits	$4,061,000	1,703
Premises and equipment expense	$1,309,000	1,565
Additional noninterest expense	$2,921,000	1,543
Pre-tax net operating income	$4,570,000	1,644
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,341,000	1,742
Income before extraordinary items	$3,229,000	1,650
Extraordinary gains, net	$0	35
Net income	$3,229,000	1,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$784,000	852
Cash dividends	$1,264,000	1,900
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,229,000	1,626
1998-12-31 (YTD Data)		Rank
Total interest income	$16,250,000	1,997
Total interest expense	$6,343,000	2,372
Net interest income	$9,907,000	1,729
Provision for loan and lease losses	$468,000	1,822
Total noninterest income	$2,729,000	1,441
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$2,140,000	573
Trading account gains and fees	$0	224
Additional Noninterest Income	$589,000	2,671
Total noninterest expense	$7,902,000	1,665
Salaries and employee benefits	$3,713,000	1,794
Premises and equipment expense	$1,261,000	1,553
Additional noninterest expense	$2,928,000	1,482
Pre-tax net operating income	$4,266,000	1,723
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,236,000	1,939
Income before extraordinary items	$3,030,000	1,726
Extraordinary gains, net	$0	32
Net income	$3,030,000	1,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$568,000	1,145
Cash dividends	$1,142,000	2,029
Sale, conversion, retirement of capital stock, net	$-13,000	10,302
Net operating income	$3,030,000	1,657
1997-12-31 (YTD Data)		Rank
Total interest income	$14,521,000	2,248
Total interest expense	$5,115,000	2,919
Net interest income	$9,406,000	1,853
Provision for loan and lease losses	$475,000	1,852
Total noninterest income	$2,423,000	1,519
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$1,885,000	676
Trading account gains and fees	$0	239
Additional Noninterest Income	$538,000	2,686
Total noninterest expense	$7,766,000	1,683
Salaries and employee benefits	$3,446,000	1,905
Premises and equipment expense	$1,445,000	1,360
Additional noninterest expense	$2,875,000	1,496
Pre-tax net operating income	$3,588,000	2,094
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,085,000	2,272
Income before extraordinary items	$2,503,000	2,109
Extraordinary gains, net	$0	44
Net income	$2,503,000	2,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$475,000	1,392
Cash dividends	$1,109,000	2,000
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,503,000	2,059
1996-12-31 (YTD Data)		Rank
Total interest income	$14,714,000	2,283
Total interest expense	$4,997,000	3,003
Net interest income	$9,717,000	1,832
Provision for loan and lease losses	$507,000	1,713
Total noninterest income	$2,567,000	1,520
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$1,929,000	689
Trading account gains and fees	$0	262
Additional Noninterest Income	$638,000	2,457
Total noninterest expense	$7,596,000	1,866
Salaries and employee benefits	$3,662,000	1,801
Premises and equipment expense	$1,260,000	1,618
Additional noninterest expense	$2,674,000	1,909
Pre-tax net operating income	$4,181,000	1,718
Securities gains (losses)	$-146,000	11,266
Applicable income taxes	$1,234,000	1,948
Income before extraordinary items	$2,801,000	1,768
Extraordinary gains, net	$0	53
Net income	$2,801,000	1,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	1,664
Cash dividends	$1,125,000	1,960
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,901,740	1,680
1995-12-31 (YTD Data)		Rank
Total interest income	$12,952,000	2,576
Total interest expense	$4,390,000	3,383
Net interest income	$8,562,000	2,103
Provision for loan and lease losses	$803,000	1,116
Total noninterest income	$5,383,000	913
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$1,744,000	761
Trading account gains and fees	$0	522
Additional Noninterest Income	$3,639,000	794
Total noninterest expense	$7,551,000	1,854
Salaries and employee benefits	$3,706,000	1,789
Premises and equipment expense	$1,298,000	1,568
Additional noninterest expense	$2,547,000	1,964
Pre-tax net operating income	$5,591,000	1,369
Securities gains (losses)	$-858,000	11,857
Applicable income taxes	$1,726,000	1,448
Income before extraordinary items	$3,007,000	1,691
Extraordinary gains, net	$0	65
Net income	$3,007,000	1,690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$278,000	2,038
Cash dividends	$1,317,000	1,651
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,556,120	1,429
1994-12-31 (YTD Data)		Rank
Total interest income	$10,988,000	2,764
Total interest expense	$3,175,000	3,760
Net interest income	$7,813,000	2,302
Provision for loan and lease losses	$147,000	3,663
Total noninterest income	$2,042,000	1,816
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,498,000	865
Trading account gains and fees	$0	475
Additional Noninterest Income	$544,000	2,789
Total noninterest expense	$6,721,000	2,111
Salaries and employee benefits	$3,267,000	2,026
Premises and equipment expense	$1,057,000	1,928
Additional noninterest expense	$2,397,000	2,209
Pre-tax net operating income	$2,987,000	2,387
Securities gains (losses)	$0	3,600
Applicable income taxes	$787,000	2,815
Income before extraordinary items	$2,200,000	2,226
Extraordinary gains, net	$0	249
Net income	$2,200,000	2,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	3,010
Cash dividends	$1,040,000	1,832
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,200,000	2,245
1993-12-31 (YTD Data)		Rank
Total interest income	$11,843,000	2,607
Total interest expense	$3,598,000	3,490
Net interest income	$8,245,000	2,184
Provision for loan and lease losses	$340,000	2,760
Total noninterest income	$1,954,000	2,013
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$1,523,000	859
Trading account gains and fees	$0	532
Additional Noninterest Income	$431,000	3,585
Total noninterest expense	$6,778,000	2,157
Salaries and employee benefits	$3,125,000	2,117
Premises and equipment expense	$1,010,000	2,031
Additional noninterest expense	$2,643,000	2,107
Pre-tax net operating income	$3,081,000	2,210
Securities gains (losses)	$0	7,477
Applicable income taxes	$749,000	2,909
Income before extraordinary items	$2,332,000	2,147
Extraordinary gains, net	$174,000	1,109
Net income	$2,506,000	2,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	3,831
Cash dividends	$1,040,000	1,693
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,332,000	2,020
1992-12-31 (YTD Data)		Rank
Total interest income	$12,556,000	2,796
Total interest expense	$4,567,000	3,596
Net interest income	$7,989,000	2,277
Provision for loan and lease losses	$406,000	3,428
Total noninterest income	$1,997,000	1,933
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$1,594,000	820
Trading account gains and fees	$0	504
Additional Noninterest Income	$403,000	3,690
Total noninterest expense	$6,546,000	2,239
Salaries and employee benefits	$3,043,000	2,155
Premises and equipment expense	$1,061,000	1,992
Additional noninterest expense	$2,442,000	2,369
Pre-tax net operating income	$3,034,000	2,046
Securities gains (losses)	$0	8,369
Applicable income taxes	$580,000	3,529
Income before extraordinary items	$2,454,000	1,852
Extraordinary gains, net	$0	1,422
Net income	$2,454,000	1,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	3,289
Cash dividends	$970,000	1,616
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,454,000	1,705

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.