Home > Merchants & Farmers Bank & Trust Company > Income and Expense
Merchants & Farmers Bank & Trust Company, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 1,986 |
| Total interest expense | $1,272,000 | 2,437 |
| Net interest income | $4,155,000 | 1,772 |
| Provision for loan and lease losses | $18,000 | 2,385 |
| Total noninterest income | $531,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $228,000 | 1,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 1,976 |
| Total noninterest expense | $3,676,000 | 1,627 |
| Salaries and employee benefits | $1,973,000 | 1,691 |
| Premises and equipment expense | $460,000 | 1,357 |
| Additional noninterest expense | $303,000 | 1,976 |
| Pre-tax net operating income | $992,000 | 2,238 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $123,000 | 1,925 |
| Income before extraordinary items | $869,000 | 2,232 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $869,000 | 2,258 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $869,000 | 2,232 |
| Net charge-offs | $30,000 | 1,251 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $869,000 | 2,248 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $19,815,000 | 2,077 |
| Total interest expense | $5,088,000 | 2,476 |
| Net interest income | $14,727,000 | 1,868 |
| Provision for loan and lease losses | $136,000 | 2,316 |
| Total noninterest income | $2,225,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $974,000 | 1,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,251,000 | 2,025 |
| Total noninterest expense | $14,266,000 | 1,640 |
| Salaries and employee benefits | $7,614,000 | 1,715 |
| Premises and equipment expense | $1,664,000 | 1,432 |
| Additional noninterest expense | $1,251,000 | 2,025 |
| Pre-tax net operating income | $2,550,000 | 2,607 |
| Securities gains (losses) | $-126,000 | 4,034 |
| Applicable income taxes | $172,000 | 2,463 |
| Income before extraordinary items | $2,252,000 | 2,596 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,252,000 | 2,621 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,252,000 | 2,596 |
| Net charge-offs | $75,000 | 1,886 |
| Cash dividends | $564,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $2,369,180 | 2,544 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $14,550,000 | 2,093 |
| Total interest expense | $3,803,000 | 2,464 |
| Net interest income | $10,747,000 | 1,889 |
| Provision for loan and lease losses | $93,000 | 2,234 |
| Total noninterest income | $1,694,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $736,000 | 1,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $958,000 | 1,997 |
| Total noninterest expense | $10,496,000 | 1,641 |
| Salaries and employee benefits | $5,580,000 | 1,723 |
| Premises and equipment expense | $1,180,000 | 1,491 |
| Additional noninterest expense | $958,000 | 1,997 |
| Pre-tax net operating income | $1,852,000 | 2,653 |
| Securities gains (losses) | $-63,000 | 4,100 |
| Applicable income taxes | $185,000 | 2,281 |
| Income before extraordinary items | $1,604,000 | 2,657 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,604,000 | 2,686 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,604,000 | 2,659 |
| Net charge-offs | $60,000 | 1,638 |
| Cash dividends | $282,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,660,700 | 2,615 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $9,402,000 | 2,114 |
| Total interest expense | $2,412,000 | 2,490 |
| Net interest income | $6,990,000 | 1,906 |
| Provision for loan and lease losses | $71,000 | 2,063 |
| Total noninterest income | $1,157,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $501,000 | 995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 1,949 |
| Total noninterest expense | $7,004,000 | 1,642 |
| Salaries and employee benefits | $3,711,000 | 1,728 |
| Premises and equipment expense | $741,000 | 1,559 |
| Additional noninterest expense | $656,000 | 1,949 |
| Pre-tax net operating income | $1,072,000 | 2,776 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $89,000 | 2,427 |
| Income before extraordinary items | $983,000 | 2,740 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $983,000 | 2,775 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $983,000 | 2,743 |
| Net charge-offs | $39,000 | 1,510 |
| Cash dividends | $282,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $983,000 | 2,744 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 2,109 |
| Total interest expense | $1,192,000 | 2,477 |
| Net interest income | $3,454,000 | 1,910 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $577,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $263,000 | 956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 1,934 |
| Total noninterest expense | $3,592,000 | 1,607 |
| Salaries and employee benefits | $1,891,000 | 1,705 |
| Premises and equipment expense | $440,000 | 1,372 |
| Additional noninterest expense | $314,000 | 1,934 |
| Pre-tax net operating income | $439,000 | 2,943 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $35,000 | 2,503 |
| Income before extraordinary items | $404,000 | 2,900 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $404,000 | 2,932 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $404,000 | 2,901 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $404,000 | 2,903 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,523,000 | 2,064 |
| Total interest expense | $3,312,000 | 2,495 |
| Net interest income | $14,211,000 | 1,893 |
| Provision for loan and lease losses | $164,000 | 2,152 |
| Total noninterest income | $2,606,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $954,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,652,000 | 1,785 |
| Total noninterest expense | $13,755,000 | 1,640 |
| Salaries and employee benefits | $7,310,000 | 1,720 |
| Premises and equipment expense | $1,737,000 | 1,373 |
| Additional noninterest expense | $1,652,000 | 1,785 |
| Pre-tax net operating income | $2,898,000 | 2,551 |
| Securities gains (losses) | $-44,000 | 3,619 |
| Applicable income taxes | $253,000 | 2,333 |
| Income before extraordinary items | $2,601,000 | 2,491 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,601,000 | 2,516 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,601,000 | 2,493 |
| Net charge-offs | $45,000 | 1,849 |
| Cash dividends | $794,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,641,040 | 2,502 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,821,000 | 2,058 |
| Total interest expense | $2,106,000 | 2,584 |
| Net interest income | $10,715,000 | 1,898 |
| Provision for loan and lease losses | $147,000 | 1,896 |
| Total noninterest income | $2,060,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $694,000 | 1,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,366,000 | 1,695 |
| Total noninterest expense | $10,186,000 | 1,644 |
| Salaries and employee benefits | $5,370,000 | 1,740 |
| Premises and equipment expense | $1,311,000 | 1,365 |
| Additional noninterest expense | $1,366,000 | 1,695 |
| Pre-tax net operating income | $2,442,000 | 2,471 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $259,000 | 2,196 |
| Income before extraordinary items | $2,183,000 | 2,418 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,183,000 | 2,441 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,183,000 | 2,420 |
| Net charge-offs | $30,000 | 1,716 |
| Cash dividends | $512,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,183,000 | 2,437 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,308,000 | 2,078 |
| Total interest expense | $1,216,000 | 2,609 |
| Net interest income | $7,092,000 | 1,924 |
| Provision for loan and lease losses | $76,000 | 1,973 |
| Total noninterest income | $1,490,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $450,000 | 1,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 1,494 |
| Total noninterest expense | $6,707,000 | 1,654 |
| Salaries and employee benefits | $3,516,000 | 1,757 |
| Premises and equipment expense | $846,000 | 1,388 |
| Additional noninterest expense | $1,040,000 | 1,492 |
| Pre-tax net operating income | $1,799,000 | 2,374 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $207,000 | 2,114 |
| Income before extraordinary items | $1,592,000 | 2,339 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,592,000 | 2,366 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,592,000 | 2,339 |
| Net charge-offs | $16,000 | 1,633 |
| Cash dividends | $512,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,592,000 | 2,349 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 2,109 |
| Total interest expense | $523,000 | 2,592 |
| Net interest income | $3,459,000 | 1,965 |
| Provision for loan and lease losses | $42,000 | 1,797 |
| Total noninterest income | $519,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $228,000 | 1,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 2,041 |
| Total noninterest expense | $3,224,000 | 1,725 |
| Salaries and employee benefits | $1,751,000 | 1,792 |
| Premises and equipment expense | $356,000 | 1,627 |
| Additional noninterest expense | $291,000 | 2,041 |
| Pre-tax net operating income | $712,000 | 2,689 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $64,000 | 2,436 |
| Income before extraordinary items | $648,000 | 2,627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $648,000 | 2,628 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $648,000 | 2,627 |
| Net charge-offs | $5,000 | 1,579 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $648,000 | 2,659 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,266,000 | 1,925 |
| Total interest expense | $1,523,000 | 1,895 |
| Net interest income | $13,743,000 | 1,910 |
| Provision for loan and lease losses | $277,000 | 1,575 |
| Total noninterest income | $2,261,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $935,000 | 1,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,326,000 | 2,022 |
| Total noninterest expense | $12,444,000 | 1,733 |
| Salaries and employee benefits | $6,856,000 | 1,774 |
| Premises and equipment expense | $1,391,000 | 1,610 |
| Additional noninterest expense | $1,326,000 | 2,022 |
| Pre-tax net operating income | $3,283,000 | 2,543 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $338,000 | 2,316 |
| Income before extraordinary items | $2,945,000 | 2,482 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,945,000 | 2,480 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,945,000 | 2,481 |
| Net charge-offs | $38,000 | 1,675 |
| Cash dividends | $562,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,945,000 | 2,513 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,278,000 | 1,891 |
| Total interest expense | $904,000 | 1,897 |
| Net interest income | $10,374,000 | 1,869 |
| Provision for loan and lease losses | $207,000 | 1,454 |
| Total noninterest income | $1,716,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $701,000 | 1,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,015,000 | 2,035 |
| Total noninterest expense | $9,390,000 | 1,718 |
| Salaries and employee benefits | $5,128,000 | 1,771 |
| Premises and equipment expense | $1,052,000 | 1,614 |
| Additional noninterest expense | $1,015,000 | 2,035 |
| Pre-tax net operating income | $2,493,000 | 2,532 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $259,000 | 2,319 |
| Income before extraordinary items | $2,234,000 | 2,445 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,234,000 | 2,444 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,234,000 | 2,444 |
| Net charge-offs | $25,000 | 1,523 |
| Cash dividends | $282,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,234,000 | 2,485 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,446,000 | 1,856 |
| Total interest expense | $552,000 | 1,833 |
| Net interest income | $6,894,000 | 1,833 |
| Provision for loan and lease losses | $143,000 | 1,351 |
| Total noninterest income | $1,192,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $464,000 | 1,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $728,000 | 2,018 |
| Total noninterest expense | $6,244,000 | 1,704 |
| Salaries and employee benefits | $3,446,000 | 1,761 |
| Premises and equipment expense | $707,000 | 1,614 |
| Additional noninterest expense | $2,091,000 | 1,550 |
| Pre-tax net operating income | $1,699,000 | 2,412 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $182,000 | 2,203 |
| Income before extraordinary items | $1,517,000 | 2,324 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,517,000 | 2,324 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,517,000 | 2,324 |
| Net charge-offs | $19,000 | 1,340 |
| Cash dividends | $282,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,517,000 | 2,365 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 1,827 |
| Total interest expense | $271,000 | 1,813 |
| Net interest income | $3,417,000 | 1,810 |
| Provision for loan and lease losses | $74,000 | 1,180 |
| Total noninterest income | $518,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $236,000 | 1,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,251 |
| Total noninterest expense | $3,160,000 | 1,674 |
| Salaries and employee benefits | $1,769,000 | 1,715 |
| Premises and equipment expense | $364,000 | 1,603 |
| Additional noninterest expense | $1,027,000 | 1,539 |
| Pre-tax net operating income | $701,000 | 2,551 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $59,000 | 2,417 |
| Income before extraordinary items | $642,000 | 2,465 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $642,000 | 2,462 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $642,000 | 2,465 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $642,000 | 2,484 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,719,000 | 1,891 |
| Total interest expense | $1,330,000 | 1,817 |
| Net interest income | $13,389,000 | 1,886 |
| Provision for loan and lease losses | $256,000 | 1,537 |
| Total noninterest income | $2,220,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $908,000 | 1,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,312,000 | 2,364 |
| Total noninterest expense | $12,363,000 | 1,708 |
| Salaries and employee benefits | $7,064,000 | 1,708 |
| Premises and equipment expense | $1,374,000 | 1,632 |
| Additional noninterest expense | $3,925,000 | 1,603 |
| Pre-tax net operating income | $2,990,000 | 2,697 |
| Securities gains (losses) | $621,000 | 307 |
| Applicable income taxes | $388,000 | 2,277 |
| Income before extraordinary items | $3,223,000 | 2,449 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,223,000 | 2,449 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,223,000 | 2,450 |
| Net charge-offs | $158,000 | 1,128 |
| Cash dividends | $738,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,670,310 | 2,658 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,175,000 | 1,910 |
| Total interest expense | $1,035,000 | 1,851 |
| Net interest income | $10,140,000 | 1,903 |
| Provision for loan and lease losses | $197,000 | 1,502 |
| Total noninterest income | $1,686,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $669,000 | 1,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,017,000 | 2,363 |
| Total noninterest expense | $9,138,000 | 1,725 |
| Salaries and employee benefits | $5,239,000 | 1,721 |
| Premises and equipment expense | $1,012,000 | 1,680 |
| Additional noninterest expense | $2,887,000 | 1,637 |
| Pre-tax net operating income | $2,491,000 | 2,676 |
| Securities gains (losses) | $573,000 | 291 |
| Applicable income taxes | $361,000 | 2,200 |
| Income before extraordinary items | $2,703,000 | 2,406 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,703,000 | 2,406 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,703,000 | 2,406 |
| Net charge-offs | $80,000 | 1,167 |
| Cash dividends | $338,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,198,760 | 2,659 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,545,000 | 1,885 |
| Total interest expense | $703,000 | 1,888 |
| Net interest income | $6,842,000 | 1,861 |
| Provision for loan and lease losses | $125,000 | 1,507 |
| Total noninterest income | $1,140,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $437,000 | 1,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $703,000 | 2,298 |
| Total noninterest expense | $6,149,000 | 1,701 |
| Salaries and employee benefits | $3,544,000 | 1,704 |
| Premises and equipment expense | $671,000 | 1,679 |
| Additional noninterest expense | $1,934,000 | 1,614 |
| Pre-tax net operating income | $1,708,000 | 2,621 |
| Securities gains (losses) | $336,000 | 354 |
| Applicable income taxes | $239,000 | 2,181 |
| Income before extraordinary items | $1,805,000 | 2,363 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,805,000 | 2,362 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,805,000 | 2,363 |
| Net charge-offs | $76,000 | 1,011 |
| Cash dividends | $288,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,509,320 | 2,594 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 1,940 |
| Total interest expense | $352,000 | 1,967 |
| Net interest income | $3,234,000 | 1,919 |
| Provision for loan and lease losses | $58,000 | 1,680 |
| Total noninterest income | $593,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $225,000 | 999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 2,242 |
| Total noninterest expense | $3,070,000 | 1,690 |
| Salaries and employee benefits | $1,819,000 | 1,664 |
| Premises and equipment expense | $330,000 | 1,715 |
| Additional noninterest expense | $921,000 | 1,641 |
| Pre-tax net operating income | $699,000 | 2,840 |
| Securities gains (losses) | $260,000 | 288 |
| Applicable income taxes | $110,000 | 2,227 |
| Income before extraordinary items | $849,000 | 2,433 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $849,000 | 2,431 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $849,000 | 2,433 |
| Net charge-offs | $7,000 | 1,445 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $617,600 | 2,829 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,757,000 | 1,820 |
| Total interest expense | $1,961,000 | 2,004 |
| Net interest income | $13,796,000 | 1,768 |
| Provision for loan and lease losses | $379,000 | 2,499 |
| Total noninterest income | $2,140,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $963,000 | 982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,177,000 | 2,318 |
| Total noninterest expense | $12,150,000 | 1,689 |
| Salaries and employee benefits | $7,212,000 | 1,648 |
| Premises and equipment expense | $1,334,000 | 1,656 |
| Additional noninterest expense | $3,604,000 | 1,669 |
| Pre-tax net operating income | $3,407,000 | 2,271 |
| Securities gains (losses) | $888,000 | 407 |
| Applicable income taxes | $631,000 | 1,780 |
| Income before extraordinary items | $3,664,000 | 2,031 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,664,000 | 2,031 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,664,000 | 2,031 |
| Net charge-offs | $133,000 | 1,803 |
| Cash dividends | $582,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,909,200 | 2,296 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,170,000 | 1,781 |
| Total interest expense | $1,550,000 | 2,015 |
| Net interest income | $10,620,000 | 1,723 |
| Provision for loan and lease losses | $212,000 | 2,708 |
| Total noninterest income | $1,606,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $732,000 | 964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $874,000 | 2,283 |
| Total noninterest expense | $9,099,000 | 1,671 |
| Salaries and employee benefits | $5,356,000 | 1,645 |
| Premises and equipment expense | $1,004,000 | 1,657 |
| Additional noninterest expense | $2,739,000 | 1,627 |
| Pre-tax net operating income | $2,915,000 | 2,082 |
| Securities gains (losses) | $878,000 | 333 |
| Applicable income taxes | $608,000 | 1,591 |
| Income before extraordinary items | $3,185,000 | 1,815 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,185,000 | 1,815 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,185,000 | 1,815 |
| Net charge-offs | $122,000 | 1,541 |
| Cash dividends | $300,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,447,480 | 2,115 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,402,000 | 1,752 |
| Total interest expense | $1,081,000 | 2,056 |
| Net interest income | $7,321,000 | 1,677 |
| Provision for loan and lease losses | $161,000 | 2,589 |
| Total noninterest income | $1,079,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $505,000 | 949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 2,246 |
| Total noninterest expense | $5,999,000 | 1,679 |
| Salaries and employee benefits | $3,554,000 | 1,648 |
| Premises and equipment expense | $647,000 | 1,687 |
| Additional noninterest expense | $1,798,000 | 1,634 |
| Pre-tax net operating income | $2,240,000 | 1,843 |
| Securities gains (losses) | $178,000 | 746 |
| Applicable income taxes | $393,000 | 1,545 |
| Income before extraordinary items | $2,025,000 | 1,828 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,025,000 | 1,829 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,025,000 | 1,829 |
| Net charge-offs | $9,000 | 2,487 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,875,480 | 1,888 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 1,817 |
| Total interest expense | $577,000 | 2,107 |
| Net interest income | $3,404,000 | 1,743 |
| Provision for loan and lease losses | $59,000 | 2,420 |
| Total noninterest income | $579,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $303,000 | 933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 2,089 |
| Total noninterest expense | $3,002,000 | 1,692 |
| Salaries and employee benefits | $1,781,000 | 1,651 |
| Premises and equipment expense | $316,000 | 1,750 |
| Additional noninterest expense | $905,000 | 1,644 |
| Pre-tax net operating income | $922,000 | 1,948 |
| Securities gains (losses) | $112,000 | 567 |
| Applicable income taxes | $163,000 | 1,562 |
| Income before extraordinary items | $871,000 | 1,851 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $871,000 | 1,851 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $871,000 | 1,851 |
| Net charge-offs | $7,000 | 1,991 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $776,920 | 1,991 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,432,000 | 1,794 |
| Total interest expense | $2,590,000 | 2,000 |
| Net interest income | $13,842,000 | 1,723 |
| Provision for loan and lease losses | $159,000 | 2,558 |
| Total noninterest income | $2,287,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,060,000 | 1,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,227,000 | 2,019 |
| Total noninterest expense | $12,064,000 | 1,637 |
| Salaries and employee benefits | $6,903,000 | 1,657 |
| Premises and equipment expense | $1,295,000 | 1,699 |
| Additional noninterest expense | $3,866,000 | 1,555 |
| Pre-tax net operating income | $3,906,000 | 2,086 |
| Securities gains (losses) | $105,000 | 910 |
| Applicable income taxes | $614,000 | 1,817 |
| Income before extraordinary items | $3,397,000 | 2,117 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,397,000 | 2,119 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,397,000 | 2,119 |
| Net charge-offs | $107,000 | 2,166 |
| Cash dividends | $689,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,307,750 | 2,117 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,381,000 | 1,803 |
| Total interest expense | $1,968,000 | 2,001 |
| Net interest income | $10,413,000 | 1,741 |
| Provision for loan and lease losses | $148,000 | 2,293 |
| Total noninterest income | $1,581,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $780,000 | 1,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $801,000 | 2,165 |
| Total noninterest expense | $9,065,000 | 1,649 |
| Salaries and employee benefits | $5,178,000 | 1,655 |
| Premises and equipment expense | $963,000 | 1,722 |
| Additional noninterest expense | $2,924,000 | 1,534 |
| Pre-tax net operating income | $2,781,000 | 2,210 |
| Securities gains (losses) | $55,000 | 1,030 |
| Applicable income taxes | $421,000 | 1,945 |
| Income before extraordinary items | $2,415,000 | 2,254 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,415,000 | 2,254 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,415,000 | 2,255 |
| Net charge-offs | $87,000 | 1,851 |
| Cash dividends | $407,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,368,250 | 2,235 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,238,000 | 1,810 |
| Total interest expense | $1,321,000 | 1,964 |
| Net interest income | $6,917,000 | 1,739 |
| Provision for loan and lease losses | $105,000 | 2,161 |
| Total noninterest income | $1,043,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $510,000 | 1,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $533,000 | 2,138 |
| Total noninterest expense | $6,053,000 | 1,645 |
| Salaries and employee benefits | $3,492,000 | 1,639 |
| Premises and equipment expense | $621,000 | 1,779 |
| Additional noninterest expense | $1,940,000 | 1,551 |
| Pre-tax net operating income | $1,802,000 | 2,224 |
| Securities gains (losses) | $37,000 | 837 |
| Applicable income taxes | $269,000 | 1,952 |
| Income before extraordinary items | $1,570,000 | 2,265 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,570,000 | 2,265 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,570,000 | 2,265 |
| Net charge-offs | $70,000 | 1,607 |
| Cash dividends | $407,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,538,550 | 2,263 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 1,817 |
| Total interest expense | $656,000 | 1,933 |
| Net interest income | $3,451,000 | 1,749 |
| Provision for loan and lease losses | $53,000 | 2,017 |
| Total noninterest income | $507,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $254,000 | 1,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 2,136 |
| Total noninterest expense | $3,007,000 | 1,655 |
| Salaries and employee benefits | $1,759,000 | 1,645 |
| Premises and equipment expense | $294,000 | 1,865 |
| Additional noninterest expense | $954,000 | 1,565 |
| Pre-tax net operating income | $898,000 | 2,202 |
| Securities gains (losses) | $9,000 | 735 |
| Applicable income taxes | $128,000 | 1,968 |
| Income before extraordinary items | $779,000 | 2,229 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $779,000 | 2,228 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $779,000 | 2,228 |
| Net charge-offs | $64,000 | 1,085 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $771,260 | 2,216 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,713,000 | 1,802 |
| Total interest expense | $2,547,000 | 1,626 |
| Net interest income | $13,166,000 | 1,798 |
| Provision for loan and lease losses | $137,000 | 2,730 |
| Total noninterest income | $2,378,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,162,000 | 1,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,216,000 | 2,022 |
| Total noninterest expense | $11,618,000 | 1,668 |
| Salaries and employee benefits | $6,602,000 | 1,685 |
| Premises and equipment expense | $1,139,000 | 1,868 |
| Additional noninterest expense | $3,877,000 | 1,546 |
| Pre-tax net operating income | $3,789,000 | 2,175 |
| Securities gains (losses) | $20,000 | 574 |
| Applicable income taxes | $530,000 | 1,929 |
| Income before extraordinary items | $3,279,000 | 2,190 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,279,000 | 2,188 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,279,000 | 2,189 |
| Net charge-offs | $87,000 | 2,247 |
| Cash dividends | $587,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,261,800 | 2,190 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,581,000 | 1,804 |
| Total interest expense | $1,865,000 | 1,578 |
| Net interest income | $9,716,000 | 1,816 |
| Provision for loan and lease losses | $109,000 | 2,532 |
| Total noninterest income | $1,834,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $890,000 | 999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 2,006 |
| Total noninterest expense | $8,689,000 | 1,663 |
| Salaries and employee benefits | $4,899,000 | 1,698 |
| Premises and equipment expense | $869,000 | 1,861 |
| Additional noninterest expense | $2,921,000 | 1,550 |
| Pre-tax net operating income | $2,752,000 | 2,240 |
| Securities gains (losses) | $19,000 | 582 |
| Applicable income taxes | $375,000 | 2,038 |
| Income before extraordinary items | $2,396,000 | 2,237 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,396,000 | 2,235 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,396,000 | 2,236 |
| Net charge-offs | $63,000 | 2,037 |
| Cash dividends | $328,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,379,660 | 2,250 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 1,823 |
| Total interest expense | $1,213,000 | 1,533 |
| Net interest income | $6,325,000 | 1,856 |
| Provision for loan and lease losses | $70,000 | 2,477 |
| Total noninterest income | $1,144,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $599,000 | 992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,182 |
| Total noninterest expense | $5,776,000 | 1,681 |
| Salaries and employee benefits | $3,279,000 | 1,699 |
| Premises and equipment expense | $574,000 | 1,883 |
| Additional noninterest expense | $1,923,000 | 1,565 |
| Pre-tax net operating income | $1,623,000 | 2,403 |
| Securities gains (losses) | $18,000 | 497 |
| Applicable income taxes | $205,000 | 2,201 |
| Income before extraordinary items | $1,436,000 | 2,373 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,436,000 | 2,372 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,436,000 | 2,372 |
| Net charge-offs | $19,000 | 2,284 |
| Cash dividends | $328,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,420,160 | 2,383 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 1,831 |
| Total interest expense | $604,000 | 1,474 |
| Net interest income | $3,105,000 | 1,879 |
| Provision for loan and lease losses | $23,000 | 2,728 |
| Total noninterest income | $539,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $304,000 | 977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 2,295 |
| Total noninterest expense | $2,906,000 | 1,684 |
| Salaries and employee benefits | $1,658,000 | 1,709 |
| Premises and equipment expense | $290,000 | 1,904 |
| Additional noninterest expense | $958,000 | 1,568 |
| Pre-tax net operating income | $715,000 | 2,556 |
| Securities gains (losses) | $17,000 | 365 |
| Applicable income taxes | $80,000 | 2,350 |
| Income before extraordinary items | $652,000 | 2,480 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $652,000 | 2,480 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $652,000 | 2,480 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $636,870 | 2,516 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,431,000 | 1,835 |
| Total interest expense | $2,037,000 | 1,516 |
| Net interest income | $12,394,000 | 1,858 |
| Provision for loan and lease losses | $162,000 | 2,579 |
| Total noninterest income | $2,338,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,270,000 | 953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,068,000 | 2,215 |
| Total noninterest expense | $11,190,000 | 1,709 |
| Salaries and employee benefits | $6,425,000 | 1,712 |
| Premises and equipment expense | $1,208,000 | 1,840 |
| Additional noninterest expense | $3,557,000 | 1,687 |
| Pre-tax net operating income | $3,380,000 | 2,286 |
| Securities gains (losses) | $232,000 | 361 |
| Applicable income taxes | $638,000 | 2,236 |
| Income before extraordinary items | $2,974,000 | 2,069 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,974,000 | 2,068 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,974,000 | 2,069 |
| Net charge-offs | $247,000 | 1,647 |
| Cash dividends | $511,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,783,760 | 2,155 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 1,855 |
| Total interest expense | $1,450,000 | 1,559 |
| Net interest income | $9,250,000 | 1,876 |
| Provision for loan and lease losses | $108,000 | 2,594 |
| Total noninterest income | $1,759,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $963,000 | 950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $796,000 | 2,262 |
| Total noninterest expense | $8,397,000 | 1,712 |
| Salaries and employee benefits | $4,846,000 | 1,708 |
| Premises and equipment expense | $934,000 | 1,804 |
| Additional noninterest expense | $2,617,000 | 1,711 |
| Pre-tax net operating income | $2,504,000 | 2,365 |
| Securities gains (losses) | $62,000 | 785 |
| Applicable income taxes | $477,000 | 2,116 |
| Income before extraordinary items | $2,089,000 | 2,328 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,089,000 | 2,327 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,089,000 | 2,328 |
| Net charge-offs | $214,000 | 1,352 |
| Cash dividends | $235,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,038,780 | 2,356 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 1,865 |
| Total interest expense | $865,000 | 1,667 |
| Net interest income | $6,140,000 | 1,860 |
| Provision for loan and lease losses | $55,000 | 2,776 |
| Total noninterest income | $1,244,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $653,000 | 928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $591,000 | 2,128 |
| Total noninterest expense | $5,587,000 | 1,724 |
| Salaries and employee benefits | $3,244,000 | 1,707 |
| Premises and equipment expense | $636,000 | 1,770 |
| Additional noninterest expense | $1,707,000 | 1,735 |
| Pre-tax net operating income | $1,742,000 | 2,233 |
| Securities gains (losses) | $26,000 | 897 |
| Applicable income taxes | $340,000 | 2,042 |
| Income before extraordinary items | $1,428,000 | 2,231 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,428,000 | 2,232 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,428,000 | 2,232 |
| Net charge-offs | $122,000 | 1,380 |
| Cash dividends | $235,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,406,940 | 2,226 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 1,888 |
| Total interest expense | $405,000 | 1,739 |
| Net interest income | $3,039,000 | 1,867 |
| Provision for loan and lease losses | $19,000 | 2,853 |
| Total noninterest income | $579,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $334,000 | 912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,340 |
| Total noninterest expense | $2,816,000 | 1,731 |
| Salaries and employee benefits | $1,634,000 | 1,718 |
| Premises and equipment expense | $319,000 | 1,793 |
| Additional noninterest expense | $863,000 | 1,719 |
| Pre-tax net operating income | $783,000 | 2,330 |
| Securities gains (losses) | $19,000 | 530 |
| Applicable income taxes | $143,000 | 2,161 |
| Income before extraordinary items | $659,000 | 2,290 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $659,000 | 2,289 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $659,000 | 2,290 |
| Net charge-offs | $87,000 | 1,004 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $643,420 | 2,303 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,635,000 | 1,861 |
| Total interest expense | $1,265,000 | 2,044 |
| Net interest income | $12,370,000 | 1,807 |
| Provision for loan and lease losses | $867,000 | 1,028 |
| Total noninterest income | $3,413,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,404,000 | 897 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,009,000 | 1,596 |
| Total noninterest expense | $11,194,000 | 1,714 |
| Salaries and employee benefits | $6,306,000 | 1,706 |
| Premises and equipment expense | $1,292,000 | 1,741 |
| Additional noninterest expense | $3,596,000 | 1,696 |
| Pre-tax net operating income | $3,722,000 | 2,037 |
| Securities gains (losses) | $309,000 | 646 |
| Applicable income taxes | $941,000 | 1,710 |
| Income before extraordinary items | $3,090,000 | 2,057 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,090,000 | 2,055 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,090,000 | 2,056 |
| Net charge-offs | $218,000 | 1,845 |
| Cash dividends | $456,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,852,070 | 2,134 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,270,000 | 1,854 |
| Total interest expense | $894,000 | 2,144 |
| Net interest income | $9,376,000 | 1,794 |
| Provision for loan and lease losses | $658,000 | 951 |
| Total noninterest income | $2,530,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,056,000 | 895 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,474,000 | 1,607 |
| Total noninterest expense | $8,402,000 | 1,718 |
| Salaries and employee benefits | $4,735,000 | 1,707 |
| Premises and equipment expense | $966,000 | 1,757 |
| Additional noninterest expense | $2,701,000 | 1,679 |
| Pre-tax net operating income | $2,846,000 | 2,033 |
| Securities gains (losses) | $298,000 | 599 |
| Applicable income taxes | $756,000 | 1,675 |
| Income before extraordinary items | $2,388,000 | 2,021 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,388,000 | 2,021 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,388,000 | 2,021 |
| Net charge-offs | $201,000 | 1,448 |
| Cash dividends | $180,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,161,520 | 2,147 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 1,857 |
| Total interest expense | $582,000 | 2,193 |
| Net interest income | $6,279,000 | 1,788 |
| Provision for loan and lease losses | $361,000 | 1,095 |
| Total noninterest income | $1,517,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $695,000 | 894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $822,000 | 1,766 |
| Total noninterest expense | $5,706,000 | 1,696 |
| Salaries and employee benefits | $3,184,000 | 1,691 |
| Premises and equipment expense | $670,000 | 1,690 |
| Additional noninterest expense | $1,852,000 | 1,639 |
| Pre-tax net operating income | $1,729,000 | 2,171 |
| Securities gains (losses) | $271,000 | 465 |
| Applicable income taxes | $472,000 | 1,727 |
| Income before extraordinary items | $1,528,000 | 2,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,528,000 | 2,091 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,528,000 | 2,091 |
| Net charge-offs | $44,000 | 2,244 |
| Cash dividends | $180,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,322,040 | 2,271 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 1,821 |
| Total interest expense | $290,000 | 2,194 |
| Net interest income | $3,210,000 | 1,749 |
| Provision for loan and lease losses | $186,000 | 1,022 |
| Total noninterest income | $834,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $349,000 | 876 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $485,000 | 1,535 |
| Total noninterest expense | $2,866,000 | 1,689 |
| Salaries and employee benefits | $1,625,000 | 1,682 |
| Premises and equipment expense | $334,000 | 1,711 |
| Additional noninterest expense | $907,000 | 1,671 |
| Pre-tax net operating income | $992,000 | 1,936 |
| Securities gains (losses) | $121,000 | 442 |
| Applicable income taxes | $270,000 | 1,578 |
| Income before extraordinary items | $843,000 | 1,901 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $843,000 | 1,902 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $843,000 | 1,902 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $751,040 | 2,041 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,413,000 | 1,973 |
| Total interest expense | $1,021,000 | 2,381 |
| Net interest income | $11,392,000 | 1,899 |
| Provision for loan and lease losses | $488,000 | 1,388 |
| Total noninterest income | $2,025,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,284,000 | 974 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $741,000 | 2,754 |
| Total noninterest expense | $10,923,000 | 1,739 |
| Salaries and employee benefits | $5,699,000 | 1,830 |
| Premises and equipment expense | $1,249,000 | 1,824 |
| Additional noninterest expense | $3,975,000 | 1,535 |
| Pre-tax net operating income | $2,006,000 | 3,009 |
| Securities gains (losses) | $326,000 | 514 |
| Applicable income taxes | $317,000 | 2,615 |
| Income before extraordinary items | $2,015,000 | 2,722 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,015,000 | 2,723 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,015,000 | 2,724 |
| Net charge-offs | $226,000 | 1,869 |
| Cash dividends | $13,096,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,734,640 | 2,931 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,731,000 | 2,100 |
| Total interest expense | $739,000 | 2,474 |
| Net interest income | $7,992,000 | 2,031 |
| Provision for loan and lease losses | $260,000 | 1,662 |
| Total noninterest income | $1,448,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $905,000 | 1,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $543,000 | 2,802 |
| Total noninterest expense | $7,933,000 | 1,801 |
| Salaries and employee benefits | $4,070,000 | 1,923 |
| Premises and equipment expense | $926,000 | 1,860 |
| Additional noninterest expense | $2,937,000 | 1,549 |
| Pre-tax net operating income | $1,247,000 | 3,388 |
| Securities gains (losses) | $304,000 | 469 |
| Applicable income taxes | $169,000 | 2,942 |
| Income before extraordinary items | $1,382,000 | 2,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,382,000 | 2,927 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,382,000 | 2,929 |
| Net charge-offs | $105,000 | 2,110 |
| Cash dividends | $12,820,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,111,440 | 3,258 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 2,312 |
| Total interest expense | $476,000 | 2,541 |
| Net interest income | $4,723,000 | 2,276 |
| Provision for loan and lease losses | $155,000 | 1,733 |
| Total noninterest income | $861,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $533,000 | 1,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $328,000 | 2,951 |
| Total noninterest expense | $4,705,000 | 2,026 |
| Salaries and employee benefits | $2,536,000 | 2,058 |
| Premises and equipment expense | $562,000 | 2,017 |
| Additional noninterest expense | $1,607,000 | 1,883 |
| Pre-tax net operating income | $724,000 | 3,595 |
| Securities gains (losses) | $134,000 | 694 |
| Applicable income taxes | $66,000 | 3,287 |
| Income before extraordinary items | $792,000 | 3,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $792,000 | 3,181 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $792,000 | 3,182 |
| Net charge-offs | $93,000 | 1,787 |
| Cash dividends | $12,820,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $668,720 | 3,430 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 2,302 |
| Total interest expense | $238,000 | 2,571 |
| Net interest income | $2,365,000 | 2,254 |
| Provision for loan and lease losses | $68,000 | 1,824 |
| Total noninterest income | $434,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $270,000 | 1,118 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $164,000 | 2,898 |
| Total noninterest expense | $2,305,000 | 2,054 |
| Salaries and employee benefits | $1,281,000 | 2,037 |
| Premises and equipment expense | $287,000 | 2,008 |
| Additional noninterest expense | $737,000 | 2,009 |
| Pre-tax net operating income | $426,000 | 3,288 |
| Securities gains (losses) | $57,000 | 791 |
| Applicable income taxes | $48,000 | 3,029 |
| Income before extraordinary items | $435,000 | 2,980 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $435,000 | 2,983 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $435,000 | 2,983 |
| Net charge-offs | $14,000 | 2,324 |
| Cash dividends | $101,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $383,700 | 3,128 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,492,000 | 2,298 |
| Total interest expense | $1,021,000 | 2,544 |
| Net interest income | $9,471,000 | 2,236 |
| Provision for loan and lease losses | $173,000 | 2,648 |
| Total noninterest income | $1,763,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,147,000 | 1,150 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $616,000 | 2,993 |
| Total noninterest expense | $9,057,000 | 2,083 |
| Salaries and employee benefits | $4,918,000 | 2,079 |
| Premises and equipment expense | $1,251,000 | 1,848 |
| Additional noninterest expense | $2,888,000 | 2,100 |
| Pre-tax net operating income | $2,004,000 | 2,975 |
| Securities gains (losses) | $251,000 | 692 |
| Applicable income taxes | $350,000 | 2,517 |
| Income before extraordinary items | $1,905,000 | 2,797 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,905,000 | 2,795 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,905,000 | 2,797 |
| Net charge-offs | $200,000 | 2,458 |
| Cash dividends | $594,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,694,160 | 2,970 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,820,000 | 2,330 |
| Total interest expense | $772,000 | 2,569 |
| Net interest income | $7,048,000 | 2,272 |
| Provision for loan and lease losses | $109,000 | 2,709 |
| Total noninterest income | $1,321,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $854,000 | 1,169 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $467,000 | 3,002 |
| Total noninterest expense | $6,814,000 | 2,072 |
| Salaries and employee benefits | $3,729,000 | 2,072 |
| Premises and equipment expense | $952,000 | 1,833 |
| Additional noninterest expense | $2,133,000 | 2,121 |
| Pre-tax net operating income | $1,446,000 | 3,104 |
| Securities gains (losses) | $173,000 | 701 |
| Applicable income taxes | $248,000 | 2,626 |
| Income before extraordinary items | $1,371,000 | 2,910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,371,000 | 2,911 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,371,000 | 2,911 |
| Net charge-offs | $194,000 | 2,031 |
| Cash dividends | $276,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,223,950 | 3,064 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 2,342 |
| Total interest expense | $519,000 | 2,571 |
| Net interest income | $4,645,000 | 2,284 |
| Provision for loan and lease losses | $42,000 | 3,159 |
| Total noninterest income | $880,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $567,000 | 1,143 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $313,000 | 2,987 |
| Total noninterest expense | $4,541,000 | 2,082 |
| Salaries and employee benefits | $2,500,000 | 2,063 |
| Premises and equipment expense | $634,000 | 1,855 |
| Additional noninterest expense | $1,407,000 | 2,135 |
| Pre-tax net operating income | $942,000 | 3,064 |
| Securities gains (losses) | $128,000 | 659 |
| Applicable income taxes | $167,000 | 2,584 |
| Income before extraordinary items | $903,000 | 2,846 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $903,000 | 2,851 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $903,000 | 2,851 |
| Net charge-offs | $35,000 | 3,061 |
| Cash dividends | $276,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $795,480 | 3,055 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 2,363 |
| Total interest expense | $259,000 | 2,605 |
| Net interest income | $2,285,000 | 2,301 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $445,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $285,000 | 1,130 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $160,000 | 2,877 |
| Total noninterest expense | $2,301,000 | 2,061 |
| Salaries and employee benefits | $1,264,000 | 2,053 |
| Premises and equipment expense | $343,000 | 1,754 |
| Additional noninterest expense | $694,000 | 2,169 |
| Pre-tax net operating income | $421,000 | 3,212 |
| Securities gains (losses) | $68,000 | 553 |
| Applicable income taxes | $69,000 | 2,696 |
| Income before extraordinary items | $420,000 | 2,902 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $420,000 | 2,905 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $420,000 | 2,905 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $361,520 | 3,171 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,254,000 | 2,372 |
| Total interest expense | $1,139,000 | 2,673 |
| Net interest income | $9,115,000 | 2,307 |
| Provision for loan and lease losses | $79,000 | 3,912 |
| Total noninterest income | $2,073,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,198,000 | 1,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $875,000 | 2,550 |
| Total noninterest expense | $8,996,000 | 2,105 |
| Salaries and employee benefits | $4,923,000 | 2,075 |
| Premises and equipment expense | $1,223,000 | 1,887 |
| Additional noninterest expense | $2,850,000 | 2,192 |
| Pre-tax net operating income | $2,113,000 | 2,753 |
| Securities gains (losses) | $698,000 | 324 |
| Applicable income taxes | $528,000 | 2,094 |
| Income before extraordinary items | $2,283,000 | 2,347 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,283,000 | 2,351 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,283,000 | 2,350 |
| Net charge-offs | $60,000 | 4,206 |
| Cash dividends | $870,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,717,620 | 2,838 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,672,000 | 2,386 |
| Total interest expense | $867,000 | 2,720 |
| Net interest income | $6,805,000 | 2,322 |
| Provision for loan and lease losses | $70,000 | 3,713 |
| Total noninterest income | $1,621,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $897,000 | 1,161 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $724,000 | 2,464 |
| Total noninterest expense | $6,692,000 | 2,117 |
| Salaries and employee benefits | $3,645,000 | 2,096 |
| Premises and equipment expense | $932,000 | 1,863 |
| Additional noninterest expense | $2,115,000 | 2,199 |
| Pre-tax net operating income | $1,664,000 | 2,737 |
| Securities gains (losses) | $698,000 | 300 |
| Applicable income taxes | $462,000 | 1,990 |
| Income before extraordinary items | $1,900,000 | 2,219 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,900,000 | 2,225 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,900,000 | 2,225 |
| Net charge-offs | $48,000 | 3,901 |
| Cash dividends | $594,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,341,600 | 2,790 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 2,387 |
| Total interest expense | $590,000 | 2,735 |
| Net interest income | $4,521,000 | 2,304 |
| Provision for loan and lease losses | $41,000 | 3,772 |
| Total noninterest income | $1,164,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $586,000 | 1,150 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $578,000 | 2,281 |
| Total noninterest expense | $4,562,000 | 2,074 |
| Salaries and employee benefits | $2,530,000 | 2,035 |
| Premises and equipment expense | $622,000 | 1,872 |
| Additional noninterest expense | $1,410,000 | 2,195 |
| Pre-tax net operating income | $1,082,000 | 2,736 |
| Securities gains (losses) | $557,000 | 331 |
| Applicable income taxes | $324,000 | 1,941 |
| Income before extraordinary items | $1,315,000 | 2,141 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,315,000 | 2,149 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,315,000 | 2,147 |
| Net charge-offs | $27,000 | 3,818 |
| Cash dividends | $594,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $869,400 | 2,817 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 2,408 |
| Total interest expense | $301,000 | 2,768 |
| Net interest income | $2,268,000 | 2,310 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $453,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $289,000 | 1,155 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 3,052 |
| Total noninterest expense | $2,274,000 | 2,098 |
| Salaries and employee benefits | $1,275,000 | 2,039 |
| Premises and equipment expense | $311,000 | 1,905 |
| Additional noninterest expense | $688,000 | 2,262 |
| Pre-tax net operating income | $427,000 | 3,186 |
| Securities gains (losses) | $300,000 | 324 |
| Applicable income taxes | $123,000 | 2,199 |
| Income before extraordinary items | $604,000 | 2,255 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $604,000 | 2,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $604,000 | 2,257 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $355,000 | 3,152 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,642,000 | 2,420 |
| Total interest expense | $1,307,000 | 3,012 |
| Net interest income | $9,335,000 | 2,298 |
| Provision for loan and lease losses | $158,000 | 4,233 |
| Total noninterest income | $1,875,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,240,000 | 1,148 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $635,000 | 3,029 |
| Total noninterest expense | $8,659,000 | 2,190 |
| Salaries and employee benefits | $4,660,000 | 2,140 |
| Premises and equipment expense | $1,286,000 | 1,831 |
| Additional noninterest expense | $2,713,000 | 2,394 |
| Pre-tax net operating income | $2,393,000 | 2,493 |
| Securities gains (losses) | $608,000 | 809 |
| Applicable income taxes | $560,000 | 2,069 |
| Income before extraordinary items | $2,441,000 | 2,223 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,441,000 | 2,222 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,441,000 | 2,224 |
| Net charge-offs | $31,000 | 5,193 |
| Cash dividends | $792,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,948,520 | 2,516 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 2,470 |
| Total interest expense | $995,000 | 3,090 |
| Net interest income | $6,976,000 | 2,345 |
| Provision for loan and lease losses | $146,000 | 3,930 |
| Total noninterest income | $1,410,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $927,000 | 1,152 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $483,000 | 3,003 |
| Total noninterest expense | $6,594,000 | 2,178 |
| Salaries and employee benefits | $3,642,000 | 2,053 |
| Premises and equipment expense | $986,000 | 1,811 |
| Additional noninterest expense | $1,966,000 | 2,455 |
| Pre-tax net operating income | $1,646,000 | 2,709 |
| Securities gains (losses) | $555,000 | 693 |
| Applicable income taxes | $407,000 | 2,146 |
| Income before extraordinary items | $1,794,000 | 2,301 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,794,000 | 2,301 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,794,000 | 2,301 |
| Net charge-offs | $15,000 | 5,185 |
| Cash dividends | $276,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,338,900 | 2,728 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 2,464 |
| Total interest expense | $672,000 | 3,143 |
| Net interest income | $4,693,000 | 2,326 |
| Provision for loan and lease losses | $125,000 | 3,566 |
| Total noninterest income | $944,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $611,000 | 1,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $333,000 | 2,926 |
| Total noninterest expense | $4,363,000 | 2,205 |
| Salaries and employee benefits | $2,451,000 | 2,044 |
| Premises and equipment expense | $660,000 | 1,801 |
| Additional noninterest expense | $1,252,000 | 2,578 |
| Pre-tax net operating income | $1,149,000 | 2,597 |
| Securities gains (losses) | $345,000 | 766 |
| Applicable income taxes | $290,000 | 2,091 |
| Income before extraordinary items | $1,204,000 | 2,268 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,204,000 | 2,268 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,204,000 | 2,268 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $276,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $924,550 | 2,622 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 2,486 |
| Total interest expense | $344,000 | 3,193 |
| Net interest income | $2,352,000 | 2,327 |
| Provision for loan and lease losses | $62,000 | 3,422 |
| Total noninterest income | $470,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $289,000 | 1,220 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,790 |
| Total noninterest expense | $2,205,000 | 2,160 |
| Salaries and employee benefits | $1,219,000 | 2,061 |
| Premises and equipment expense | $321,000 | 1,852 |
| Additional noninterest expense | $665,000 | 2,406 |
| Pre-tax net operating income | $555,000 | 2,669 |
| Securities gains (losses) | $8,000 | 1,818 |
| Applicable income taxes | $84,000 | 2,604 |
| Income before extraordinary items | $479,000 | 2,698 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $479,000 | 2,700 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $479,000 | 2,701 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $472,200 | 2,596 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,893,000 | 2,561 |
| Total interest expense | $1,596,000 | 3,286 |
| Net interest income | $9,297,000 | 2,356 |
| Provision for loan and lease losses | $249,000 | 4,378 |
| Total noninterest income | $2,078,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,381,000 | 1,065 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $697,000 | 2,643 |
| Total noninterest expense | $8,527,000 | 2,227 |
| Salaries and employee benefits | $4,580,000 | 2,112 |
| Premises and equipment expense | $1,378,000 | 1,803 |
| Additional noninterest expense | $2,569,000 | 2,538 |
| Pre-tax net operating income | $2,599,000 | 2,070 |
| Securities gains (losses) | $186,000 | 1,516 |
| Applicable income taxes | $506,000 | 2,013 |
| Income before extraordinary items | $2,279,000 | 2,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,279,000 | 2,033 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,279,000 | 2,033 |
| Net charge-offs | $124,000 | 4,781 |
| Cash dividends | $654,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,126,480 | 2,066 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,176,000 | 2,582 |
| Total interest expense | $1,241,000 | 3,313 |
| Net interest income | $6,935,000 | 2,370 |
| Provision for loan and lease losses | $198,000 | 4,169 |
| Total noninterest income | $1,586,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,056,000 | 1,054 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $530,000 | 2,619 |
| Total noninterest expense | $6,444,000 | 2,221 |
| Salaries and employee benefits | $3,440,000 | 2,124 |
| Premises and equipment expense | $1,073,000 | 1,756 |
| Additional noninterest expense | $1,931,000 | 2,543 |
| Pre-tax net operating income | $1,879,000 | 2,187 |
| Securities gains (losses) | $123,000 | 1,600 |
| Applicable income taxes | $364,000 | 2,043 |
| Income before extraordinary items | $1,638,000 | 2,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,638,000 | 2,163 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,638,000 | 2,164 |
| Net charge-offs | $66,000 | 4,779 |
| Cash dividends | $402,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,537,140 | 2,179 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 2,631 |
| Total interest expense | $843,000 | 3,373 |
| Net interest income | $4,544,000 | 2,415 |
| Provision for loan and lease losses | $128,000 | 4,102 |
| Total noninterest income | $993,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $701,000 | 1,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 2,913 |
| Total noninterest expense | $4,269,000 | 2,247 |
| Salaries and employee benefits | $2,281,000 | 2,146 |
| Premises and equipment expense | $714,000 | 1,769 |
| Additional noninterest expense | $1,274,000 | 2,599 |
| Pre-tax net operating income | $1,140,000 | 2,322 |
| Securities gains (losses) | $84,000 | 1,260 |
| Applicable income taxes | $205,000 | 2,208 |
| Income before extraordinary items | $1,019,000 | 2,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,019,000 | 2,234 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,019,000 | 2,234 |
| Net charge-offs | $48,000 | 4,483 |
| Cash dividends | $402,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $949,280 | 2,285 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 2,670 |
| Total interest expense | $444,000 | 3,346 |
| Net interest income | $2,230,000 | 2,466 |
| Provision for loan and lease losses | $61,000 | 3,928 |
| Total noninterest income | $486,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $337,000 | 1,072 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $149,000 | 2,909 |
| Total noninterest expense | $2,160,000 | 2,230 |
| Salaries and employee benefits | $1,164,000 | 2,109 |
| Premises and equipment expense | $357,000 | 1,815 |
| Additional noninterest expense | $639,000 | 2,591 |
| Pre-tax net operating income | $495,000 | 2,572 |
| Securities gains (losses) | $37,000 | 859 |
| Applicable income taxes | $75,000 | 2,504 |
| Income before extraordinary items | $457,000 | 2,412 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $457,000 | 2,411 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $457,000 | 2,412 |
| Net charge-offs | $31,000 | 3,744 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $425,180 | 2,485 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,189,000 | 2,678 |
| Total interest expense | $1,950,000 | 3,637 |
| Net interest income | $9,239,000 | 2,361 |
| Provision for loan and lease losses | $381,000 | 4,513 |
| Total noninterest income | $2,156,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,435,000 | 1,057 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $721,000 | 2,645 |
| Total noninterest expense | $8,571,000 | 2,256 |
| Salaries and employee benefits | $4,641,000 | 2,082 |
| Premises and equipment expense | $1,548,000 | 1,663 |
| Additional noninterest expense | $2,382,000 | 2,789 |
| Pre-tax net operating income | $2,443,000 | 1,924 |
| Securities gains (losses) | $397,000 | 1,053 |
| Applicable income taxes | $563,000 | 1,768 |
| Income before extraordinary items | $2,277,000 | 1,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,277,000 | 1,806 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,277,000 | 1,807 |
| Net charge-offs | $437,000 | 3,822 |
| Cash dividends | $654,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,959,400 | 1,984 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,472,000 | 2,714 |
| Total interest expense | $1,465,000 | 3,764 |
| Net interest income | $7,007,000 | 2,377 |
| Provision for loan and lease losses | $300,000 | 4,314 |
| Total noninterest income | $1,622,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,075,000 | 1,088 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $547,000 | 2,614 |
| Total noninterest expense | $6,422,000 | 2,260 |
| Salaries and employee benefits | $3,482,000 | 2,074 |
| Premises and equipment expense | $1,136,000 | 1,719 |
| Additional noninterest expense | $1,804,000 | 2,722 |
| Pre-tax net operating income | $1,907,000 | 1,974 |
| Securities gains (losses) | $397,000 | 896 |
| Applicable income taxes | $499,000 | 1,679 |
| Income before extraordinary items | $1,805,000 | 1,826 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,805,000 | 1,827 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,805,000 | 1,828 |
| Net charge-offs | $366,000 | 3,468 |
| Cash dividends | $402,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,495,340 | 2,051 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 2,726 |
| Total interest expense | $977,000 | 3,867 |
| Net interest income | $4,685,000 | 2,380 |
| Provision for loan and lease losses | $153,000 | 4,566 |
| Total noninterest income | $1,097,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $720,000 | 1,085 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $377,000 | 2,495 |
| Total noninterest expense | $4,291,000 | 2,255 |
| Salaries and employee benefits | $2,330,000 | 2,087 |
| Premises and equipment expense | $730,000 | 1,789 |
| Additional noninterest expense | $1,231,000 | 2,654 |
| Pre-tax net operating income | $1,338,000 | 1,877 |
| Securities gains (losses) | $80,000 | 1,580 |
| Applicable income taxes | $299,000 | 1,746 |
| Income before extraordinary items | $1,119,000 | 1,919 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,119,000 | 1,919 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,119,000 | 1,919 |
| Net charge-offs | $189,000 | 3,608 |
| Cash dividends | $402,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,055,800 | 1,925 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 2,795 |
| Total interest expense | $492,000 | 3,980 |
| Net interest income | $2,326,000 | 2,425 |
| Provision for loan and lease losses | $99,000 | 4,016 |
| Total noninterest income | $567,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $362,000 | 1,080 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $205,000 | 2,361 |
| Total noninterest expense | $2,126,000 | 2,296 |
| Salaries and employee benefits | $1,185,000 | 2,079 |
| Premises and equipment expense | $354,000 | 1,903 |
| Additional noninterest expense | $587,000 | 2,754 |
| Pre-tax net operating income | $668,000 | 1,904 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $533,000 | 2,030 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $533,000 | 2,028 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $533,000 | 2,030 |
| Net charge-offs | $175,000 | 2,578 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $533,000 | 1,950 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,972,000 | 2,978 |
| Total interest expense | $2,286,000 | 4,112 |
| Net interest income | $8,686,000 | 2,489 |
| Provision for loan and lease losses | $415,000 | 4,824 |
| Total noninterest income | $2,253,000 | 1,955 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $1,564,000 | 1,103 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $688,000 | 2,692 |
| Total noninterest expense | $8,369,000 | 2,366 |
| Salaries and employee benefits | $4,601,000 | 2,135 |
| Premises and equipment expense | $1,510,000 | 1,801 |
| Additional noninterest expense | $2,258,000 | 3,009 |
| Pre-tax net operating income | $2,155,000 | 1,804 |
| Securities gains (losses) | $874,000 | 552 |
| Applicable income taxes | $621,000 | 1,351 |
| Income before extraordinary items | $2,408,000 | 1,388 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,408,000 | 1,387 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,408,000 | 1,388 |
| Net charge-offs | $218,000 | 4,889 |
| Cash dividends | $521,000 | 2,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,717,540 | 1,866 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,157,000 | 3,058 |
| Total interest expense | $1,758,000 | 4,186 |
| Net interest income | $6,399,000 | 2,547 |
| Provision for loan and lease losses | $182,000 | 5,269 |
| Total noninterest income | $1,642,000 | 2,032 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $1,150,000 | 1,124 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $491,000 | 2,843 |
| Total noninterest expense | $6,263,000 | 2,357 |
| Salaries and employee benefits | $3,401,000 | 2,183 |
| Premises and equipment expense | $1,335,000 | 1,538 |
| Additional noninterest expense | $1,527,000 | 3,238 |
| Pre-tax net operating income | $1,596,000 | 1,943 |
| Securities gains (losses) | $526,000 | 672 |
| Applicable income taxes | $443,000 | 1,525 |
| Income before extraordinary items | $1,679,000 | 1,595 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,679,000 | 1,593 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,679,000 | 1,595 |
| Net charge-offs | $131,000 | 4,789 |
| Cash dividends | $269,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,263,460 | 2,044 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,410,000 | 3,101 |
| Total interest expense | $1,193,000 | 4,263 |
| Net interest income | $4,217,000 | 2,567 |
| Provision for loan and lease losses | $136,000 | 4,903 |
| Total noninterest income | $1,107,000 | 2,025 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $755,000 | 1,125 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $351,000 | 2,736 |
| Total noninterest expense | $4,192,000 | 2,385 |
| Salaries and employee benefits | $2,270,000 | 2,220 |
| Premises and equipment expense | $800,000 | 1,746 |
| Additional noninterest expense | $1,122,000 | 3,005 |
| Pre-tax net operating income | $996,000 | 2,121 |
| Securities gains (losses) | $526,000 | 488 |
| Applicable income taxes | $334,000 | 1,426 |
| Income before extraordinary items | $1,188,000 | 1,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,188,000 | 1,563 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,188,000 | 1,565 |
| Net charge-offs | $87,000 | 4,389 |
| Cash dividends | $252,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $777,720 | 2,224 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 3,168 |
| Total interest expense | $608,000 | 4,322 |
| Net interest income | $2,058,000 | 2,636 |
| Provision for loan and lease losses | $66,000 | 4,534 |
| Total noninterest income | $544,000 | 2,011 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $370,000 | 1,128 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $173,000 | 2,714 |
| Total noninterest expense | $2,053,000 | 2,364 |
| Salaries and employee benefits | $1,147,000 | 2,220 |
| Premises and equipment expense | $396,000 | 1,786 |
| Additional noninterest expense | $510,000 | 2,962 |
| Pre-tax net operating income | $483,000 | 2,444 |
| Securities gains (losses) | $526,000 | 317 |
| Applicable income taxes | $256,000 | 1,206 |
| Income before extraordinary items | $753,000 | 1,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $753,000 | 1,449 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $753,000 | 1,451 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $358,500 | 2,635 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,148,000 | 3,235 |
| Total interest expense | $2,575,000 | 4,663 |
| Net interest income | $8,573,000 | 2,523 |
| Provision for loan and lease losses | $257,000 | 4,860 |
| Total noninterest income | $2,302,000 | 1,929 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $1,677,000 | 1,060 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $624,000 | 2,829 |
| Total noninterest expense | $7,635,000 | 2,478 |
| Salaries and employee benefits | $4,197,000 | 2,398 |
| Premises and equipment expense | $1,321,000 | 2,048 |
| Additional noninterest expense | $2,117,000 | 2,716 |
| Pre-tax net operating income | $2,983,000 | 1,806 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $751,000 | 1,454 |
| Income before extraordinary items | $2,232,000 | 1,794 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,232,000 | 1,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 4,335 |
| Cash dividends | $454,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,232,000 | 1,910 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,278,000 | 3,329 |
| Total interest expense | $1,964,000 | 4,748 |
| Net interest income | $6,314,000 | 2,598 |
| Provision for loan and lease losses | $189,000 | 4,301 |
| Total noninterest income | $1,765,000 | 1,956 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $1,329,000 | 1,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $435,000 | 3,046 |
| Total noninterest expense | $5,667,000 | 2,493 |
| Salaries and employee benefits | $3,160,000 | 2,422 |
| Premises and equipment expense | $953,000 | 2,135 |
| Additional noninterest expense | $1,554,000 | 2,700 |
| Pre-tax net operating income | $2,223,000 | 2,123 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $497,000 | 1,910 |
| Income before extraordinary items | $1,726,000 | 2,039 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,726,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,875 |
| Cash dividends | $227,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,726,000 | 2,139 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 3,393 |
| Total interest expense | $1,318,000 | 4,857 |
| Net interest income | $4,180,000 | 2,609 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $1,189,000 | 1,961 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $882,000 | 1,006 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $306,000 | 2,983 |
| Total noninterest expense | $3,719,000 | 2,538 |
| Salaries and employee benefits | $2,056,000 | 2,511 |
| Premises and equipment expense | $621,000 | 2,177 |
| Additional noninterest expense | $1,042,000 | 2,654 |
| Pre-tax net operating income | $1,555,000 | 2,124 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $317,000 | 2,158 |
| Income before extraordinary items | $1,238,000 | 2,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,238,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,727 |
| Cash dividends | $227,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,238,000 | 2,084 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 3,442 |
| Total interest expense | $686,000 | 4,932 |
| Net interest income | $2,095,000 | 2,603 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $622,000 | 1,902 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $428,000 | 1,013 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $193,000 | 2,630 |
| Total noninterest expense | $1,888,000 | 2,502 |
| Salaries and employee benefits | $1,048,000 | 2,477 |
| Premises and equipment expense | $303,000 | 2,244 |
| Additional noninterest expense | $537,000 | 2,553 |
| Pre-tax net operating income | $774,000 | 2,229 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $223,000 | 1,828 |
| Income before extraordinary items | $551,000 | 2,485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $551,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $551,000 | 2,411 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,483,000 | 3,403 |
| Total interest expense | $3,437,000 | 4,381 |
| Net interest income | $8,046,000 | 2,711 |
| Provision for loan and lease losses | $89,000 | 5,085 |
| Total noninterest income | $2,404,000 | 1,949 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $1,795,000 | 990 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $608,000 | 2,978 |
| Total noninterest expense | $7,069,000 | 2,563 |
| Salaries and employee benefits | $3,765,000 | 2,634 |
| Premises and equipment expense | $1,295,000 | 2,017 |
| Additional noninterest expense | $2,009,000 | 2,668 |
| Pre-tax net operating income | $3,292,000 | 2,310 |
| Securities gains (losses) | $24,000 | 1,047 |
| Applicable income taxes | $806,000 | 2,132 |
| Income before extraordinary items | $2,510,000 | 2,352 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,510,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,637 |
| Cash dividends | $758,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,491,760 | 2,362 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,583,000 | 3,427 |
| Total interest expense | $2,591,000 | 4,380 |
| Net interest income | $5,992,000 | 2,726 |
| Provision for loan and lease losses | $58,000 | 4,907 |
| Total noninterest income | $1,808,000 | 1,945 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $1,341,000 | 980 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $466,000 | 2,965 |
| Total noninterest expense | $5,326,000 | 2,544 |
| Salaries and employee benefits | $2,834,000 | 2,612 |
| Premises and equipment expense | $978,000 | 1,980 |
| Additional noninterest expense | $1,514,000 | 2,600 |
| Pre-tax net operating income | $2,416,000 | 2,498 |
| Securities gains (losses) | $24,000 | 782 |
| Applicable income taxes | $588,000 | 2,324 |
| Income before extraordinary items | $1,852,000 | 2,544 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,852,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $532,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,833,760 | 2,538 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 3,445 |
| Total interest expense | $1,685,000 | 4,440 |
| Net interest income | $4,005,000 | 2,754 |
| Provision for loan and lease losses | $34,000 | 4,801 |
| Total noninterest income | $1,226,000 | 1,933 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $928,000 | 958 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $297,000 | 3,027 |
| Total noninterest expense | $3,554,000 | 2,573 |
| Salaries and employee benefits | $1,899,000 | 2,632 |
| Premises and equipment expense | $663,000 | 1,964 |
| Additional noninterest expense | $992,000 | 2,645 |
| Pre-tax net operating income | $1,643,000 | 2,519 |
| Securities gains (losses) | $24,000 | 670 |
| Applicable income taxes | $428,000 | 2,291 |
| Income before extraordinary items | $1,239,000 | 2,568 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,239,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $497,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,221,240 | 2,579 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 3,478 |
| Total interest expense | $813,000 | 4,527 |
| Net interest income | $1,973,000 | 2,794 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $643,000 | 1,844 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $434,000 | 989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $208,000 | 2,493 |
| Total noninterest expense | $1,772,000 | 2,576 |
| Salaries and employee benefits | $954,000 | 2,649 |
| Premises and equipment expense | $328,000 | 1,990 |
| Additional noninterest expense | $490,000 | 2,663 |
| Pre-tax net operating income | $831,000 | 2,501 |
| Securities gains (losses) | $24,000 | 528 |
| Applicable income taxes | $210,000 | 2,336 |
| Income before extraordinary items | $645,000 | 2,490 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $645,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $220,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $627,000 | 2,515 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,191,000 | 3,520 |
| Total interest expense | $2,617,000 | 4,698 |
| Net interest income | $7,574,000 | 2,894 |
| Provision for loan and lease losses | $102,000 | 4,687 |
| Total noninterest income | $2,469,000 | 1,899 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $1,813,000 | 974 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $655,000 | 2,851 |
| Total noninterest expense | $6,749,000 | 2,594 |
| Salaries and employee benefits | $3,668,000 | 2,635 |
| Premises and equipment expense | $1,126,000 | 2,207 |
| Additional noninterest expense | $1,955,000 | 2,621 |
| Pre-tax net operating income | $3,192,000 | 2,672 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $683,000 | 2,704 |
| Income before extraordinary items | $2,509,000 | 2,615 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,509,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $454,000 | 3,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,509,000 | 2,600 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,422,000 | 3,572 |
| Total interest expense | $1,794,000 | 4,864 |
| Net interest income | $5,628,000 | 2,953 |
| Provision for loan and lease losses | $70,000 | 4,662 |
| Total noninterest income | $1,844,000 | 1,914 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $1,345,000 | 989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $498,000 | 2,852 |
| Total noninterest expense | $5,024,000 | 2,610 |
| Salaries and employee benefits | $2,716,000 | 2,664 |
| Premises and equipment expense | $830,000 | 2,239 |
| Additional noninterest expense | $1,478,000 | 2,602 |
| Pre-tax net operating income | $2,378,000 | 2,768 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $555,000 | 2,716 |
| Income before extraordinary items | $1,823,000 | 2,768 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,823,000 | 2,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $227,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,823,000 | 2,753 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 3,639 |
| Total interest expense | $1,031,000 | 5,146 |
| Net interest income | $3,710,000 | 2,987 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $1,211,000 | 1,935 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $876,000 | 1,002 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $334,000 | 2,823 |
| Total noninterest expense | $3,315,000 | 2,652 |
| Salaries and employee benefits | $1,802,000 | 2,680 |
| Premises and equipment expense | $545,000 | 2,276 |
| Additional noninterest expense | $968,000 | 2,642 |
| Pre-tax net operating income | $1,546,000 | 2,830 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $370,000 | 2,736 |
| Income before extraordinary items | $1,176,000 | 2,840 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,176,000 | 2,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $227,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,176,000 | 2,827 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,671 |
| Total interest expense | $459,000 | 5,357 |
| Net interest income | $1,838,000 | 2,993 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $617,000 | 1,891 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $430,000 | 995 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $186,000 | 2,618 |
| Total noninterest expense | $1,641,000 | 2,675 |
| Salaries and employee benefits | $864,000 | 2,787 |
| Premises and equipment expense | $261,000 | 2,387 |
| Additional noninterest expense | $516,000 | 2,477 |
| Pre-tax net operating income | $791,000 | 2,732 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $202,000 | 2,595 |
| Income before extraordinary items | $589,000 | 2,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $589,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $589,000 | 2,762 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,550,000 | 3,556 |
| Total interest expense | $1,756,000 | 4,817 |
| Net interest income | $6,794,000 | 3,118 |
| Provision for loan and lease losses | $178,000 | 3,830 |
| Total noninterest income | $2,620,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,817,000 | 958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $803,000 | 2,532 |
| Total noninterest expense | $6,392,000 | 2,596 |
| Salaries and employee benefits | $3,466,000 | 2,620 |
| Premises and equipment expense | $1,079,000 | 2,217 |
| Additional noninterest expense | $1,847,000 | 2,695 |
| Pre-tax net operating income | $2,844,000 | 2,881 |
| Securities gains (losses) | $14,000 | 1,379 |
| Applicable income taxes | $621,000 | 3,014 |
| Income before extraordinary items | $2,237,000 | 2,806 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,237,000 | 2,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,001 |
| Cash dividends | $334,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,226,080 | 2,782 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 3,517 |
| Total interest expense | $1,263,000 | 4,799 |
| Net interest income | $5,120,000 | 3,089 |
| Provision for loan and lease losses | $134,000 | 3,726 |
| Total noninterest income | $1,937,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,404,000 | 928 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $533,000 | 2,758 |
| Total noninterest expense | $4,841,000 | 2,547 |
| Salaries and employee benefits | $2,584,000 | 2,583 |
| Premises and equipment expense | $829,000 | 2,154 |
| Additional noninterest expense | $1,428,000 | 2,577 |
| Pre-tax net operating income | $2,082,000 | 2,963 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $469,000 | 3,059 |
| Income before extraordinary items | $1,627,000 | 2,936 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,627,000 | 2,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,778 |
| Cash dividends | $167,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,616,080 | 2,905 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 3,515 |
| Total interest expense | $768,000 | 4,895 |
| Net interest income | $3,385,000 | 3,079 |
| Provision for loan and lease losses | $73,000 | 3,895 |
| Total noninterest income | $1,303,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $914,000 | 928 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $389,000 | 2,598 |
| Total noninterest expense | $3,202,000 | 2,544 |
| Salaries and employee benefits | $1,711,000 | 2,597 |
| Premises and equipment expense | $544,000 | 2,185 |
| Additional noninterest expense | $947,000 | 2,567 |
| Pre-tax net operating income | $1,413,000 | 2,883 |
| Securities gains (losses) | $14,000 | 1,233 |
| Applicable income taxes | $339,000 | 2,881 |
| Income before extraordinary items | $1,088,000 | 2,902 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,088,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,697 |
| Cash dividends | $167,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,077,360 | 2,878 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 3,532 |
| Total interest expense | $357,000 | 5,001 |
| Net interest income | $1,682,000 | 3,082 |
| Provision for loan and lease losses | $49,000 | 3,251 |
| Total noninterest income | $591,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $442,000 | 928 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $149,000 | 2,992 |
| Total noninterest expense | $1,565,000 | 2,607 |
| Salaries and employee benefits | $833,000 | 2,684 |
| Premises and equipment expense | $265,000 | 2,234 |
| Additional noninterest expense | $467,000 | 2,595 |
| Pre-tax net operating income | $659,000 | 3,009 |
| Securities gains (losses) | $11,000 | 981 |
| Applicable income taxes | $145,000 | 3,159 |
| Income before extraordinary items | $525,000 | 2,935 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $525,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $516,420 | 2,936 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,688,000 | 3,514 |
| Total interest expense | $1,303,000 | 4,887 |
| Net interest income | $6,385,000 | 3,124 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $2,326,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,737,000 | 1,024 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $589,000 | 3,021 |
| Total noninterest expense | $6,057,000 | 2,618 |
| Salaries and employee benefits | $3,127,000 | 2,734 |
| Premises and equipment expense | $1,069,000 | 2,138 |
| Additional noninterest expense | $1,861,000 | 2,582 |
| Pre-tax net operating income | $2,529,000 | 2,979 |
| Securities gains (losses) | $127,000 | 1,085 |
| Applicable income taxes | $571,000 | 3,119 |
| Income before extraordinary items | $2,085,000 | 2,811 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,085,000 | 2,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,861 |
| Cash dividends | $454,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,984,670 | 2,881 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 3,522 |
| Total interest expense | $971,000 | 4,861 |
| Net interest income | $4,755,000 | 3,124 |
| Provision for loan and lease losses | $85,000 | 4,653 |
| Total noninterest income | $1,755,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,319,000 | 1,013 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $436,000 | 3,042 |
| Total noninterest expense | $4,511,000 | 2,599 |
| Salaries and employee benefits | $2,372,000 | 2,697 |
| Premises and equipment expense | $787,000 | 2,179 |
| Additional noninterest expense | $1,352,000 | 2,618 |
| Pre-tax net operating income | $1,914,000 | 2,998 |
| Securities gains (losses) | $127,000 | 1,023 |
| Applicable income taxes | $459,000 | 3,058 |
| Income before extraordinary items | $1,582,000 | 2,826 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,582,000 | 2,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,270 |
| Cash dividends | $287,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,482,940 | 2,897 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 3,569 |
| Total interest expense | $631,000 | 4,952 |
| Net interest income | $3,111,000 | 3,180 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $1,174,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $933,000 | 926 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $241,000 | 3,393 |
| Total noninterest expense | $3,034,000 | 2,587 |
| Salaries and employee benefits | $1,628,000 | 2,634 |
| Premises and equipment expense | $514,000 | 2,222 |
| Additional noninterest expense | $892,000 | 2,647 |
| Pre-tax net operating income | $1,211,000 | 3,090 |
| Securities gains (losses) | $113,000 | 955 |
| Applicable income taxes | $289,000 | 3,139 |
| Income before extraordinary items | $1,035,000 | 2,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,683 |
| Cash dividends | $287,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $946,860 | 2,985 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 3,639 |
| Total interest expense | $310,000 | 5,069 |
| Net interest income | $1,526,000 | 3,212 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $569,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $461,000 | 909 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $108,000 | 3,546 |
| Total noninterest expense | $1,454,000 | 2,707 |
| Salaries and employee benefits | $767,000 | 2,798 |
| Premises and equipment expense | $249,000 | 2,323 |
| Additional noninterest expense | $438,000 | 2,668 |
| Pre-tax net operating income | $621,000 | 2,992 |
| Securities gains (losses) | $114,000 | 733 |
| Applicable income taxes | $168,000 | 2,876 |
| Income before extraordinary items | $567,000 | 2,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $567,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $120,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $479,220 | 2,939 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 3,810 |
| Total interest expense | $1,287,000 | 5,347 |
| Net interest income | $5,745,000 | 3,292 |
| Provision for loan and lease losses | $310,000 | 3,086 |
| Total noninterest income | $2,563,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,965,000 | 872 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $598,000 | 3,263 |
| Total noninterest expense | $6,343,000 | 2,479 |
| Salaries and employee benefits | $3,480,000 | 2,417 |
| Premises and equipment expense | $1,067,000 | 2,132 |
| Additional noninterest expense | $1,796,000 | 2,645 |
| Pre-tax net operating income | $1,655,000 | 3,861 |
| Securities gains (losses) | $590,000 | 671 |
| Applicable income taxes | $557,000 | 3,202 |
| Income before extraordinary items | $1,688,000 | 3,257 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,688,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,824 |
| Cash dividends | $334,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,245,500 | 3,857 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 3,900 |
| Total interest expense | $988,000 | 5,417 |
| Net interest income | $4,214,000 | 3,375 |
| Provision for loan and lease losses | $259,000 | 2,805 |
| Total noninterest income | $1,944,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,475,000 | 872 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $469,000 | 3,240 |
| Total noninterest expense | $4,744,000 | 2,484 |
| Salaries and employee benefits | $2,639,000 | 2,409 |
| Premises and equipment expense | $798,000 | 2,146 |
| Additional noninterest expense | $1,307,000 | 2,688 |
| Pre-tax net operating income | $1,155,000 | 4,183 |
| Securities gains (losses) | $590,000 | 612 |
| Applicable income taxes | $448,000 | 3,217 |
| Income before extraordinary items | $1,297,000 | 3,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,297,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,351 |
| Cash dividends | $167,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $860,400 | 4,243 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 3,999 |
| Total interest expense | $658,000 | 5,535 |
| Net interest income | $2,747,000 | 3,431 |
| Provision for loan and lease losses | $141,000 | 3,222 |
| Total noninterest income | $1,276,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $973,000 | 873 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $303,000 | 3,273 |
| Total noninterest expense | $3,133,000 | 2,492 |
| Salaries and employee benefits | $1,773,000 | 2,378 |
| Premises and equipment expense | $521,000 | 2,175 |
| Additional noninterest expense | $839,000 | 2,770 |
| Pre-tax net operating income | $749,000 | 4,240 |
| Securities gains (losses) | $582,000 | 519 |
| Applicable income taxes | $361,000 | 2,901 |
| Income before extraordinary items | $970,000 | 3,045 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $970,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,077 |
| Cash dividends | $167,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $545,140 | 4,355 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 4,121 |
| Total interest expense | $320,000 | 5,740 |
| Net interest income | $1,331,000 | 3,512 |
| Provision for loan and lease losses | $76,000 | 2,787 |
| Total noninterest income | $635,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $484,000 | 853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $151,000 | 3,200 |
| Total noninterest expense | $1,593,000 | 2,439 |
| Salaries and employee benefits | $887,000 | 2,371 |
| Premises and equipment expense | $312,000 | 1,834 |
| Additional noninterest expense | $394,000 | 2,898 |
| Pre-tax net operating income | $297,000 | 4,819 |
| Securities gains (losses) | $574,000 | 317 |
| Applicable income taxes | $265,000 | 2,235 |
| Income before extraordinary items | $606,000 | 2,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $606,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $204,200 | 5,089 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 3,921 |
| Total interest expense | $1,670,000 | 5,383 |
| Net interest income | $5,611,000 | 3,321 |
| Provision for loan and lease losses | $124,000 | 5,290 |
| Total noninterest income | $1,769,000 | 2,347 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $1,195,000 | 1,361 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $573,000 | 3,052 |
| Total noninterest expense | $6,219,000 | 2,384 |
| Salaries and employee benefits | $3,145,000 | 2,513 |
| Premises and equipment expense | $1,220,000 | 1,822 |
| Additional noninterest expense | $1,854,000 | 2,484 |
| Pre-tax net operating income | $1,037,000 | 5,114 |
| Securities gains (losses) | $94,000 | 1,808 |
| Applicable income taxes | $177,000 | 5,289 |
| Income before extraordinary items | $954,000 | 4,722 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $954,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,962 |
| Cash dividends | $333,000 | 4,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $875,040 | 4,816 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 3,969 |
| Total interest expense | $2,748,000 | 5,058 |
| Net interest income | $5,387,000 | 3,230 |
| Provision for loan and lease losses | $34,000 | 7,144 |
| Total noninterest income | $1,814,000 | 2,175 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $1,171,000 | 1,277 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $642,000 | 2,709 |
| Total noninterest expense | $5,806,000 | 2,453 |
| Salaries and employee benefits | $2,808,000 | 2,666 |
| Premises and equipment expense | $1,292,000 | 1,669 |
| Additional noninterest expense | $1,706,000 | 2,586 |
| Pre-tax net operating income | $1,361,000 | 4,109 |
| Securities gains (losses) | $145,000 | 1,430 |
| Applicable income taxes | $248,000 | 4,627 |
| Income before extraordinary items | $1,258,000 | 3,674 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,258,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $334,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,136,200 | 3,813 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,056,000 | 3,704 |
| Total interest expense | $3,244,000 | 4,650 |
| Net interest income | $5,812,000 | 3,045 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $1,699,000 | 2,127 |
| Gross Fiduciary activities income | $2,000 | 1,298 |
| Service charges on deposit accounts | $1,089,000 | 1,240 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $608,000 | 2,613 |
| Total noninterest expense | $5,592,000 | 2,442 |
| Salaries and employee benefits | $2,744,000 | 2,590 |
| Premises and equipment expense | $1,298,000 | 1,600 |
| Additional noninterest expense | $1,550,000 | 2,726 |
| Pre-tax net operating income | $1,769,000 | 3,610 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $313,000 | 4,507 |
| Income before extraordinary items | $1,463,000 | 3,318 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,463,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,857 |
| Cash dividends | $333,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,457,260 | 3,317 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,194,000 | 3,823 |
| Total interest expense | $2,830,000 | 4,811 |
| Net interest income | $5,364,000 | 3,232 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $1,689,000 | 2,112 |
| Gross Fiduciary activities income | $2,000 | 1,341 |
| Service charges on deposit accounts | $1,108,000 | 1,198 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $579,000 | 2,693 |
| Total noninterest expense | $5,201,000 | 2,597 |
| Salaries and employee benefits | $2,531,000 | 2,780 |
| Premises and equipment expense | $1,074,000 | 1,909 |
| Additional noninterest expense | $1,596,000 | 2,711 |
| Pre-tax net operating income | $1,712,000 | 3,751 |
| Securities gains (losses) | $38,000 | 1,095 |
| Applicable income taxes | $293,000 | 4,867 |
| Income before extraordinary items | $1,457,000 | 3,306 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,457,000 | 3,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $334,000 | 4,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,425,460 | 3,344 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,050,000 | 3,915 |
| Total interest expense | $2,899,000 | 4,849 |
| Net interest income | $5,151,000 | 3,291 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $1,411,000 | 2,373 |
| Gross Fiduciary activities income | $3,000 | 1,349 |
| Service charges on deposit accounts | $1,027,000 | 1,222 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $381,000 | 3,532 |
| Total noninterest expense | $4,867,000 | 2,690 |
| Salaries and employee benefits | $2,366,000 | 2,867 |
| Premises and equipment expense | $1,000,000 | 1,964 |
| Additional noninterest expense | $1,501,000 | 2,779 |
| Pre-tax net operating income | $1,635,000 | 3,929 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $283,000 | 5,332 |
| Income before extraordinary items | $1,373,000 | 3,502 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,373,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,076 |
| Cash dividends | $334,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,355,570 | 3,444 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,562,000 | 3,732 |
| Total interest expense | $2,978,000 | 4,748 |
| Net interest income | $5,584,000 | 3,133 |
| Provision for loan and lease losses | $251,000 | 2,923 |
| Total noninterest income | $1,223,000 | 2,591 |
| Gross Fiduciary activities income | $4,000 | 1,385 |
| Service charges on deposit accounts | $928,000 | 1,389 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $291,000 | 4,002 |
| Total noninterest expense | $4,720,000 | 2,716 |
| Salaries and employee benefits | $2,375,000 | 2,785 |
| Premises and equipment expense | $902,000 | 2,171 |
| Additional noninterest expense | $1,443,000 | 2,833 |
| Pre-tax net operating income | $1,836,000 | 3,798 |
| Securities gains (losses) | $78,000 | 1,101 |
| Applicable income taxes | $353,000 | 5,269 |
| Income before extraordinary items | $1,561,000 | 3,247 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,561,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,876 |
| Cash dividends | $334,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,497,040 | 3,290 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,370,000 | 3,865 |
| Total interest expense | $2,946,000 | 4,853 |
| Net interest income | $5,424,000 | 3,264 |
| Provision for loan and lease losses | $128,000 | 4,455 |
| Total noninterest income | $1,205,000 | 2,671 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $917,000 | 1,465 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $287,000 | 4,181 |
| Total noninterest expense | $4,615,000 | 2,947 |
| Salaries and employee benefits | $2,332,000 | 2,866 |
| Premises and equipment expense | $863,000 | 2,289 |
| Additional noninterest expense | $1,420,000 | 3,270 |
| Pre-tax net operating income | $1,886,000 | 3,574 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $348,000 | 5,346 |
| Income before extraordinary items | $1,543,000 | 3,111 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,543,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,890 |
| Cash dividends | $334,000 | 4,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,538,900 | 3,082 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,477,000 | 3,811 |
| Total interest expense | $2,961,000 | 4,817 |
| Net interest income | $5,516,000 | 3,221 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $1,180,000 | 2,760 |
| Gross Fiduciary activities income | $10,000 | 1,474 |
| Service charges on deposit accounts | $907,000 | 1,508 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $263,000 | 4,353 |
| Total noninterest expense | $4,372,000 | 3,067 |
| Salaries and employee benefits | $2,227,000 | 2,990 |
| Premises and equipment expense | $819,000 | 2,433 |
| Additional noninterest expense | $1,326,000 | 3,438 |
| Pre-tax net operating income | $2,240,000 | 3,163 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $365,000 | 5,275 |
| Income before extraordinary items | $1,882,000 | 2,640 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,882,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $325,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,876,120 | 2,619 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,946,000 | 3,757 |
| Total interest expense | $2,473,000 | 4,701 |
| Net interest income | $5,473,000 | 3,276 |
| Provision for loan and lease losses | $101,000 | 4,511 |
| Total noninterest income | $1,148,000 | 2,812 |
| Gross Fiduciary activities income | $12,000 | 1,462 |
| Service charges on deposit accounts | $912,000 | 1,487 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $4,425,000 | 3,110 |
| Salaries and employee benefits | $2,246,000 | 2,950 |
| Premises and equipment expense | $800,000 | 2,527 |
| Additional noninterest expense | $1,379,000 | 3,581 |
| Pre-tax net operating income | $2,095,000 | 3,295 |
| Securities gains (losses) | $42,000 | 1,262 |
| Applicable income taxes | $342,000 | 5,361 |
| Income before extraordinary items | $1,795,000 | 2,700 |
| Extraordinary gains, net | $116,000 | 104 |
| Net income | $1,911,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $308,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,759,720 | 2,770 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,167,000 | 3,748 |
| Total interest expense | $2,883,000 | 4,264 |
| Net interest income | $5,284,000 | 3,391 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $1,294,000 | 2,750 |
| Gross Fiduciary activities income | $86,000 | 1,241 |
| Service charges on deposit accounts | $887,000 | 1,536 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $321,000 | 4,304 |
| Total noninterest expense | $4,330,000 | 3,235 |
| Salaries and employee benefits | $2,223,000 | 2,950 |
| Premises and equipment expense | $692,000 | 2,915 |
| Additional noninterest expense | $1,415,000 | 3,676 |
| Pre-tax net operating income | $2,143,000 | 3,095 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $471,000 | 4,396 |
| Income before extraordinary items | $1,703,000 | 2,890 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,703,000 | 2,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,569 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,678,820 | 2,769 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 4,092 |
| Total interest expense | $3,115,000 | 4,999 |
| Net interest income | $5,331,000 | 3,424 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $1,049,000 | 3,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $880,000 | 1,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 6,237 |
| Total noninterest expense | $4,190,000 | 3,356 |
| Salaries and employee benefits | $2,249,000 | 2,885 |
| Premises and equipment expense | $615,000 | 3,282 |
| Additional noninterest expense | $1,326,000 | 3,975 |
| Pre-tax net operating income | $2,125,000 | 2,934 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $403,000 | 4,769 |
| Income before extraordinary items | $1,725,000 | 2,663 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,725,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,698 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,722,570 | 2,468 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.