Home > Merchants & Farmers Bank > Assets and Liabilities
Merchants & Farmers Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 16 | 6,800 |
| Assets and Liabilities | ||
| Total Assets: | $69,390,000 | 6,099 |
| Cash and due from depository institutions | $1,883,000 | 6,800 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $15,022,000 | 5,368 |
| Federal funds sold & reverse repurchase agreements | $4,855,000 | 2,548 |
| Net loans & leases | $44,094,000 | 5,927 |
| Loan loss allowance | $809,000 | 4,717 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,379,000 | 5,258 |
| Other real estate owned | $665,000 | 6,800 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,492,000 | 5,800 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $69,390,000 | 6,099 |
| Total liabilities | $60,460,000 | 6,141 |
| Total deposits | $55,978,000 | 6,145 |
| Interest-bearing deposits | $47,935,000 | 6,037 |
| Deposits held in domestic offices | $55,978,000 | 6,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $482,000 | 5,203 |
| Total equity capital | $8,930,000 | 5,518 |
| Total bank equity capital | $8,930,000 | 5,518 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $30,000 | 7,581 |
| Surplus | $520,000 | 7,401 |
| Undivided profits | $8,380,000 | 3,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 4,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $348,000 | 6,776 |
| Earning assets | $63,971,000 | 6,067 |
| Long-term assets (5+ years) | $8,928,000 | 4,771 |
| Average Assets, year-to-date | $69,332,800 | 5,975 |
| Average Assets, quarterly | $70,370,000 | 6,034 |
| Volatile liabilities | $22,837,000 | 4,131 |
| Insider loans | $4,050,000 | 1,655 |
| FHLB advances | $4,000,000 | 3,773 |
| Loans and leases held for sale | $1,501,000 | 704 |
| Unused loan commitments | $686,000 | 8,147 |
| Tier 1 (core) risk-based capital | $9,110,000 | 5,393 |
| Tier 2 risk-based capital | $619,000 | 5,222 |
| Total risk weighted assets | $49,312,000 | 5,832 |
| Total unused commitments | $686,000 | 8,150 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $71,350,000 | 6,012 |
| Cash and due from depository institutions | $1,605,000 | 6,842 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $15,280,000 | 5,328 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 3,033 |
| Net loans & leases | $48,608,000 | 5,678 |
| Loan loss allowance | $506,000 | 6,023 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,419,000 | 5,162 |
| Other real estate owned | $72,000 | 6,842 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,216,000 | 6,242 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $71,350,000 | 6,012 |
| Total liabilities | $62,258,000 | 6,047 |
| Total deposits | $55,930,000 | 6,098 |
| Interest-bearing deposits | $48,301,000 | 6,000 |
| Deposits held in domestic offices | $55,930,000 | 6,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,000,000 | 3,420 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $328,000 | 6,225 |
| Total equity capital | $9,092,000 | 5,449 |
| Total bank equity capital | $9,092,000 | 5,449 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $30,000 | 7,614 |
| Surplus | $520,000 | 7,414 |
| Undivided profits | $8,542,000 | 3,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,102,000 | 2,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $331,000 | 6,950 |
| Earning assets | $67,038,000 | 5,913 |
| Long-term assets (5+ years) | $9,342,000 | 4,753 |
| Average Assets, year-to-date | $69,318,500 | 5,974 |
| Average Assets, quarterly | $71,347,000 | 5,957 |
| Volatile liabilities | $23,219,000 | 4,021 |
| Insider loans | $408,000 | 5,775 |
| FHLB advances | $6,000,000 | 3,247 |
| Loans and leases held for sale | $1,790,000 | 722 |
| Unused loan commitments | $826,000 | 8,060 |
| Tier 1 (core) risk-based capital | $9,239,000 | 5,316 |
| Tier 2 risk-based capital | $506,000 | 5,757 |
| Total risk weighted assets | $49,954,000 | 5,788 |
| Total unused commitments | $826,000 | 8,060 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $71,344,000 | 5,936 |
| Cash and due from depository institutions | $2,241,000 | 6,229 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $15,725,000 | 5,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $50,574,000 | 5,500 |
| Loan loss allowance | $685,000 | 5,143 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,447,000 | 5,089 |
| Other real estate owned | $477,000 | 6,229 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $880,000 | 6,806 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $71,344,000 | 5,936 |
| Total liabilities | $62,272,000 | 5,991 |
| Total deposits | $55,695,000 | 6,081 |
| Interest-bearing deposits | $50,113,000 | 5,845 |
| Deposits held in domestic offices | $55,695,000 | 6,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $190,000 | 3,529 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,353 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $387,000 | 5,525 |
| Total equity capital | $9,072,000 | 5,401 |
| Total bank equity capital | $9,072,000 | 5,401 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $30,000 | 7,619 |
| Surplus | $520,000 | 7,409 |
| Undivided profits | $8,522,000 | 3,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,025,000 | 2,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $305,000 | 6,910 |
| Earning assets | $66,299,000 | 5,900 |
| Long-term assets (5+ years) | $8,828,000 | 4,926 |
| Average Assets, year-to-date | $68,641,330 | 5,990 |
| Average Assets, quarterly | $69,620,500 | 5,977 |
| Volatile liabilities | $21,205,000 | 4,141 |
| Insider loans | $410,000 | 5,752 |
| FHLB advances | $6,000,000 | 3,194 |
| Loans and leases held for sale | $3,366,000 | 539 |
| Unused loan commitments | $4,061,000 | 6,383 |
| Tier 1 (core) risk-based capital | $9,110,000 | 5,283 |
| Tier 2 risk-based capital | $656,000 | 4,979 |
| Total risk weighted assets | $52,448,000 | 5,562 |
| Total unused commitments | $4,061,000 | 6,383 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $67,897,000 | 6,090 |
| Cash and due from depository institutions | $3,006,000 | 5,847 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,933,000 | 5,322 |
| Federal funds sold & reverse repurchase agreements | $170,000 | 6,059 |
| Net loans & leases | $46,055,000 | 5,714 |
| Loan loss allowance | $696,000 | 5,132 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,470,000 | 5,068 |
| Other real estate owned | $232,000 | 5,847 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,031,000 | 6,507 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $67,897,000 | 6,090 |
| Total liabilities | $59,137,000 | 6,162 |
| Total deposits | $52,928,000 | 6,267 |
| Interest-bearing deposits | $45,169,000 | 6,213 |
| Deposits held in domestic offices | $52,928,000 | 6,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,249 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $209,000 | 6,817 |
| Total equity capital | $8,760,000 | 5,452 |
| Total bank equity capital | $8,760,000 | 5,452 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $30,000 | 7,680 |
| Surplus | $520,000 | 7,454 |
| Undivided profits | $8,210,000 | 3,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,514,000 | 1,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $310,000 | 6,804 |
| Earning assets | $62,158,000 | 6,106 |
| Long-term assets (5+ years) | $10,579,000 | 4,630 |
| Average Assets, year-to-date | $67,290,000 | 6,099 |
| Average Assets, quarterly | $67,290,000 | 6,099 |
| Volatile liabilities | $18,784,000 | 4,312 |
| Insider loans | $3,350,000 | 1,820 |
| FHLB advances | $6,000,000 | 3,109 |
| Loans and leases held for sale | $1,328,000 | 791 |
| Unused loan commitments | $4,075,000 | 6,409 |
| Tier 1 (core) risk-based capital | $8,923,000 | 5,312 |
| Tier 2 risk-based capital | $612,000 | 5,199 |
| Total risk weighted assets | $48,873,000 | 5,748 |
| Total unused commitments | $4,075,000 | 6,411 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 24 | 5,724 |
| Assets and Liabilities | ||
| Total Assets: | $66,683,000 | 6,163 |
| Cash and due from depository institutions | $2,894,000 | 5,724 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $16,157,000 | 5,308 |
| Federal funds sold & reverse repurchase agreements | $2,040,000 | 3,873 |
| Net loans & leases | $42,858,000 | 5,920 |
| Loan loss allowance | $694,000 | 5,119 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,480,000 | 5,037 |
| Other real estate owned | $390,000 | 5,724 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $864,000 | 6,849 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $66,683,000 | 6,163 |
| Total liabilities | $57,956,000 | 6,218 |
| Total deposits | $51,372,000 | 6,379 |
| Interest-bearing deposits | $43,615,000 | 6,330 |
| Deposits held in domestic offices | $51,372,000 | 6,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,000,000 | 3,280 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $584,000 | 4,365 |
| Total equity capital | $8,727,000 | 5,469 |
| Total bank equity capital | $8,727,000 | 5,469 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $30,000 | 7,722 |
| Surplus | $520,000 | 7,479 |
| Undivided profits | $8,177,000 | 3,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $998,000 | 2,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $324,000 | 6,699 |
| Earning assets | $61,055,000 | 6,160 |
| Long-term assets (5+ years) | $10,144,000 | 4,791 |
| Average Assets, year-to-date | $66,090,800 | 6,062 |
| Average Assets, quarterly | $66,676,500 | 6,124 |
| Volatile liabilities | $16,964,000 | 4,537 |
| Insider loans | $3,650,000 | 1,676 |
| FHLB advances | $6,000,000 | 3,118 |
| Loans and leases held for sale | $1,269,000 | 775 |
| Unused loan commitments | $4,407,000 | 6,139 |
| Tier 1 (core) risk-based capital | $8,751,000 | 5,332 |
| Tier 2 risk-based capital | $574,000 | 5,368 |
| Total risk weighted assets | $45,839,000 | 5,927 |
| Total unused commitments | $4,407,000 | 6,140 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 23 | 5,872 |
| Assets and Liabilities | ||
| Total Assets: | $66,670,000 | 6,130 |
| Cash and due from depository institutions | $2,885,000 | 5,872 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $16,324,000 | 5,291 |
| Federal funds sold & reverse repurchase agreements | $2,020,000 | 3,589 |
| Net loans & leases | $42,754,000 | 5,927 |
| Loan loss allowance | $697,000 | 5,102 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,522,000 | 4,933 |
| Other real estate owned | $394,000 | 5,872 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $771,000 | 7,162 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $66,670,000 | 6,130 |
| Total liabilities | $57,991,000 | 6,180 |
| Total deposits | $51,564,000 | 6,319 |
| Interest-bearing deposits | $44,115,000 | 6,262 |
| Deposits held in domestic offices | $51,564,000 | 6,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,000,000 | 3,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $427,000 | 5,331 |
| Total equity capital | $8,679,000 | 5,483 |
| Total bank equity capital | $8,679,000 | 5,483 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $30,000 | 7,767 |
| Surplus | $520,000 | 7,493 |
| Undivided profits | $8,129,000 | 3,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,234,000 | 2,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $316,000 | 6,904 |
| Earning assets | $61,098,000 | 6,123 |
| Long-term assets (5+ years) | $10,133,000 | 4,892 |
| Average Assets, year-to-date | $65,942,750 | 6,083 |
| Average Assets, quarterly | $65,119,000 | 6,167 |
| Volatile liabilities | $17,448,000 | 4,438 |
| Insider loans | $3,650,000 | 1,613 |
| FHLB advances | $6,000,000 | 3,128 |
| Loans and leases held for sale | $2,196,000 | 577 |
| Unused loan commitments | $5,682,000 | 5,621 |
| Tier 1 (core) risk-based capital | $8,633,000 | 5,345 |
| Tier 2 risk-based capital | $559,000 | 5,422 |
| Total risk weighted assets | $44,595,000 | 5,996 |
| Total unused commitments | $5,682,000 | 5,628 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 23 | 5,936 |
| Assets and Liabilities | ||
| Total Assets: | $63,568,000 | 6,278 |
| Cash and due from depository institutions | $2,704,000 | 5,936 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $16,550,000 | 5,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $41,504,000 | 5,982 |
| Loan loss allowance | $700,000 | 5,087 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,573,000 | 4,842 |
| Other real estate owned | $395,000 | 5,936 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $842,000 | 6,922 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $63,568,000 | 6,278 |
| Total liabilities | $55,376,000 | 6,348 |
| Total deposits | $49,053,000 | 6,487 |
| Interest-bearing deposits | $42,858,000 | 6,384 |
| Deposits held in domestic offices | $49,053,000 | 6,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 3,254 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $323,000 | 5,657 |
| Total equity capital | $8,192,000 | 5,573 |
| Total bank equity capital | $8,192,000 | 5,573 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $30,000 | 7,822 |
| Surplus | $520,000 | 7,540 |
| Undivided profits | $7,642,000 | 3,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 3,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $318,000 | 6,718 |
| Earning assets | $58,054,000 | 6,283 |
| Long-term assets (5+ years) | $18,448,000 | 3,789 |
| Average Assets, year-to-date | $65,700,330 | 6,138 |
| Average Assets, quarterly | $65,502,000 | 6,168 |
| Volatile liabilities | $18,325,000 | 4,208 |
| Insider loans | $3,650,000 | 1,584 |
| FHLB advances | $6,000,000 | 3,096 |
| Loans and leases held for sale | $2,381,000 | 570 |
| Unused loan commitments | $5,134,000 | 5,853 |
| Tier 1 (core) risk-based capital | $8,355,000 | 5,413 |
| Tier 2 risk-based capital | $550,000 | 5,439 |
| Total risk weighted assets | $43,875,000 | 6,037 |
| Total unused commitments | $5,134,000 | 5,856 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 26 | 5,485 |
| Assets and Liabilities | ||
| Total Assets: | $67,436,000 | 6,118 |
| Cash and due from depository institutions | $4,098,000 | 5,485 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $17,551,000 | 5,121 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,515 |
| Net loans & leases | $40,783,000 | 5,992 |
| Loan loss allowance | $687,000 | 5,103 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,618,000 | 4,755 |
| Other real estate owned | $435,000 | 5,485 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $851,000 | 6,794 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $67,436,000 | 6,118 |
| Total liabilities | $59,061,000 | 6,150 |
| Total deposits | $52,696,000 | 6,290 |
| Interest-bearing deposits | $44,303,000 | 6,305 |
| Deposits held in domestic offices | $52,696,000 | 6,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,000,000 | 3,123 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $365,000 | 5,722 |
| Total equity capital | $8,375,000 | 5,559 |
| Total bank equity capital | $8,375,000 | 5,559 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $30,000 | 7,845 |
| Surplus | $520,000 | 7,562 |
| Undivided profits | $7,825,000 | 3,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 4,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $351,000 | 6,378 |
| Earning assets | $60,434,000 | 6,192 |
| Long-term assets (5+ years) | $11,548,000 | 4,716 |
| Average Assets, year-to-date | $66,766,500 | 6,110 |
| Average Assets, quarterly | $66,766,500 | 6,110 |
| Volatile liabilities | $20,639,000 | 3,839 |
| Insider loans | $3,650,000 | 1,565 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $4,270,000 | 438 |
| Unused loan commitments | $7,927,000 | 4,917 |
| Tier 1 (core) risk-based capital | $8,223,000 | 5,421 |
| Tier 2 risk-based capital | $542,000 | 5,474 |
| Total risk weighted assets | $43,258,000 | 6,056 |
| Total unused commitments | $7,927,000 | 4,924 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $66,097,000 | 6,149 |
| Cash and due from depository institutions | $2,832,000 | 5,799 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $16,071,000 | 5,435 |
| Federal funds sold & reverse repurchase agreements | $6,605,000 | 1,807 |
| Net loans & leases | $37,611,000 | 6,205 |
| Loan loss allowance | $554,000 | 5,746 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,631,000 | 4,732 |
| Other real estate owned | $472,000 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $875,000 | 6,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,097,000 | 6,149 |
| Total liabilities | $57,957,000 | 6,202 |
| Total deposits | $51,573,000 | 6,374 |
| Interest-bearing deposits | $45,368,000 | 6,232 |
| Deposits held in domestic offices | $51,573,000 | 6,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,108 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $384,000 | 5,438 |
| Total equity capital | $8,140,000 | 5,589 |
| Total bank equity capital | $8,140,000 | 5,589 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $30,000 | 7,905 |
| Surplus | $520,000 | 7,609 |
| Undivided profits | $7,590,000 | 3,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,119,000 | 2,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $388,000 | 6,195 |
| Earning assets | $60,287,000 | 6,156 |
| Long-term assets (5+ years) | $12,466,000 | 4,588 |
| Average Assets, year-to-date | $66,813,600 | 6,010 |
| Average Assets, quarterly | $66,767,000 | 6,097 |
| Volatile liabilities | $20,878,000 | 3,804 |
| Insider loans | $3,150,000 | 1,778 |
| FHLB advances | $6,000,000 | 2,955 |
| Loans and leases held for sale | $1,666,000 | 701 |
| Unused loan commitments | $5,178,000 | 5,678 |
| Tier 1 (core) risk-based capital | $8,074,000 | 5,437 |
| Tier 2 risk-based capital | $523,000 | 5,572 |
| Total risk weighted assets | $41,794,000 | 6,167 |
| Total unused commitments | $5,178,000 | 5,681 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $67,437,000 | 6,092 |
| Cash and due from depository institutions | $2,514,000 | 5,029 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $14,764,000 | 5,584 |
| Federal funds sold & reverse repurchase agreements | $8,470,000 | 1,679 |
| Net loans & leases | $38,325,000 | 6,175 |
| Loan loss allowance | $348,000 | 7,110 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,655,000 | 4,684 |
| Other real estate owned | $769,000 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $940,000 | 6,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,437,000 | 6,092 |
| Total liabilities | $59,349,000 | 6,127 |
| Total deposits | $52,822,000 | 6,277 |
| Interest-bearing deposits | $46,207,000 | 6,175 |
| Deposits held in domestic offices | $52,822,000 | 6,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,056 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $527,000 | 4,884 |
| Total equity capital | $8,088,000 | 5,588 |
| Total bank equity capital | $8,088,000 | 5,588 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $30,000 | 7,954 |
| Surplus | $520,000 | 7,643 |
| Undivided profits | $7,538,000 | 3,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $387,000 | 6,383 |
| Earning assets | $61,559,000 | 6,103 |
| Long-term assets (5+ years) | $14,838,000 | 4,252 |
| Average Assets, year-to-date | $66,992,750 | 6,027 |
| Average Assets, quarterly | $67,652,000 | 6,072 |
| Volatile liabilities | $21,559,000 | 3,697 |
| Insider loans | $3,150,000 | 1,761 |
| FHLB advances | $6,000,000 | 2,896 |
| Loans and leases held for sale | $3,274,000 | 685 |
| Unused loan commitments | $4,965,000 | 5,783 |
| Tier 1 (core) risk-based capital | $8,020,000 | 5,462 |
| Tier 2 risk-based capital | $348,000 | 6,799 |
| Total risk weighted assets | $41,546,000 | 6,187 |
| Total unused commitments | $4,965,000 | 5,787 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 29 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $67,867,000 | 6,074 |
| Cash and due from depository institutions | $1,923,000 | 5,170 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $14,352,000 | 5,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $48,572,000 | 5,457 |
| Loan loss allowance | $688,000 | 5,058 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,707,000 | 4,588 |
| Other real estate owned | $249,000 | 5,170 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,064,000 | 6,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,867,000 | 6,074 |
| Total liabilities | $59,650,000 | 6,105 |
| Total deposits | $51,763,000 | 6,353 |
| Interest-bearing deposits | $42,360,000 | 6,463 |
| Deposits held in domestic offices | $51,763,000 | 6,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,105,000 | 2,432 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,016 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $782,000 | 3,896 |
| Total equity capital | $8,217,000 | 5,518 |
| Total bank equity capital | $8,217,000 | 5,518 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $30,000 | 7,983 |
| Surplus | $520,000 | 7,663 |
| Undivided profits | $7,667,000 | 3,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 3,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $444,000 | 5,801 |
| Earning assets | $62,924,000 | 6,019 |
| Long-term assets (5+ years) | $21,742,000 | 3,292 |
| Average Assets, year-to-date | $66,844,670 | 6,037 |
| Average Assets, quarterly | $68,080,500 | 6,015 |
| Volatile liabilities | $19,096,000 | 3,935 |
| Insider loans | $3,150,000 | 1,765 |
| FHLB advances | $6,000,000 | 2,837 |
| Loans and leases held for sale | $10,058,000 | 469 |
| Unused loan commitments | $4,188,000 | 6,115 |
| Tier 1 (core) risk-based capital | $7,976,000 | 5,407 |
| Tier 2 risk-based capital | $583,000 | 5,236 |
| Total risk weighted assets | $46,568,000 | 5,780 |
| Total unused commitments | $4,188,000 | 6,127 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $68,294,000 | 6,005 |
| Cash and due from depository institutions | $2,036,000 | 5,143 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $14,706,000 | 5,538 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,525 |
| Net loans & leases | $45,669,000 | 5,565 |
| Loan loss allowance | $547,000 | 5,719 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,731,000 | 4,521 |
| Other real estate owned | $249,000 | 5,143 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,003,000 | 6,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,294,000 | 6,005 |
| Total liabilities | $60,214,000 | 6,049 |
| Total deposits | $53,635,000 | 6,195 |
| Interest-bearing deposits | $43,968,000 | 6,324 |
| Deposits held in domestic offices | $53,635,000 | 6,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,000,000 | 2,922 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $579,000 | 4,742 |
| Total equity capital | $8,080,000 | 5,496 |
| Total bank equity capital | $8,080,000 | 5,496 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $30,000 | 8,024 |
| Surplus | $520,000 | 7,694 |
| Undivided profits | $7,530,000 | 3,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $427,000 | 5,947 |
| Earning assets | $63,275,000 | 5,948 |
| Long-term assets (5+ years) | $17,914,000 | 3,621 |
| Average Assets, year-to-date | $66,333,500 | 6,062 |
| Average Assets, quarterly | $66,333,500 | 6,062 |
| Volatile liabilities | $19,549,000 | 3,821 |
| Insider loans | $3,150,000 | 1,715 |
| FHLB advances | $6,000,000 | 2,753 |
| Loans and leases held for sale | $7,122,000 | 493 |
| Unused loan commitments | $4,414,000 | 5,937 |
| Tier 1 (core) risk-based capital | $7,889,000 | 5,394 |
| Tier 2 risk-based capital | $547,000 | 5,379 |
| Total risk weighted assets | $44,853,000 | 5,840 |
| Total unused commitments | $4,414,000 | 5,946 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $64,373,000 | 6,156 |
| Cash and due from depository institutions | $691,000 | 5,143 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $14,352,000 | 5,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $46,370,000 | 5,542 |
| Loan loss allowance | $426,000 | 6,448 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,765,000 | 4,453 |
| Other real estate owned | $243,000 | 5,143 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $952,000 | 6,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,373,000 | 6,156 |
| Total liabilities | $56,408,000 | 6,208 |
| Total deposits | $49,556,000 | 6,424 |
| Interest-bearing deposits | $42,963,000 | 6,360 |
| Deposits held in domestic offices | $49,556,000 | 6,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,169,000 | 2,918 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $683,000 | 4,332 |
| Total equity capital | $7,965,000 | 5,514 |
| Total bank equity capital | $7,965,000 | 5,514 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $30,000 | 8,058 |
| Surplus | $520,000 | 7,714 |
| Undivided profits | $7,415,000 | 3,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $280,000 | 5,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $468,000 | 5,820 |
| Earning assets | $60,722,000 | 6,047 |
| Long-term assets (5+ years) | $16,760,000 | 3,718 |
| Average Assets, year-to-date | $60,063,800 | 6,242 |
| Average Assets, quarterly | $63,701,000 | 6,151 |
| Volatile liabilities | $22,949,000 | 3,409 |
| Insider loans | $3,350,000 | 1,579 |
| FHLB advances | $6,000,000 | 2,756 |
| Loans and leases held for sale | $6,696,000 | 589 |
| Unused loan commitments | $4,370,000 | 5,801 |
| Tier 1 (core) risk-based capital | $7,736,000 | 5,418 |
| Tier 2 risk-based capital | $426,000 | 6,097 |
| Total risk weighted assets | $44,114,000 | 5,887 |
| Total unused commitments | $4,370,000 | 5,805 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $56,069,000 | 6,547 |
| Cash and due from depository institutions | $796,000 | 5,812 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $15,635,000 | 5,258 |
| Federal funds sold & reverse repurchase agreements | $2,535,000 | 4,296 |
| Net loans & leases | $34,139,000 | 6,420 |
| Loan loss allowance | $351,000 | 6,953 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,908,000 | 4,163 |
| Other real estate owned | $283,000 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $773,000 | 7,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,069,000 | 6,547 |
| Total liabilities | $48,586,000 | 6,629 |
| Total deposits | $46,170,000 | 6,597 |
| Interest-bearing deposits | $41,687,000 | 6,392 |
| Deposits held in domestic offices | $46,170,000 | 6,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $416,000 | 5,965 |
| Total equity capital | $7,483,000 | 5,584 |
| Total bank equity capital | $7,483,000 | 5,584 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $30,000 | 8,273 |
| Surplus | $520,000 | 7,879 |
| Undivided profits | $6,933,000 | 3,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $481,000 | 6,077 |
| Earning assets | $52,309,000 | 6,467 |
| Long-term assets (5+ years) | $10,495,000 | 4,690 |
| Average Assets, year-to-date | $50,946,800 | 6,687 |
| Average Assets, quarterly | $53,214,500 | 6,661 |
| Volatile liabilities | $16,977,000 | 4,119 |
| Insider loans | $2,850,000 | 1,733 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,282,000 | 6,434 |
| Tier 1 (core) risk-based capital | $7,354,000 | 5,486 |
| Tier 2 risk-based capital | $351,000 | 6,652 |
| Total risk weighted assets | $36,507,000 | 6,451 |
| Total unused commitments | $3,282,000 | 6,440 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 24 | 5,891 |
| Assets and Liabilities | ||
| Total Assets: | $48,882,000 | 6,940 |
| Cash and due from depository institutions | $1,378,000 | 5,891 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $20,705,000 | 4,526 |
| Federal funds sold & reverse repurchase agreements | $1,225,000 | 5,101 |
| Net loans & leases | $22,538,000 | 7,604 |
| Loan loss allowance | $365,000 | 6,749 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,060,000 | 3,916 |
| Other real estate owned | $246,000 | 5,891 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $730,000 | 7,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,882,000 | 6,940 |
| Total liabilities | $41,668,000 | 7,058 |
| Total deposits | $39,078,000 | 7,048 |
| Interest-bearing deposits | $34,688,000 | 6,916 |
| Deposits held in domestic offices | $39,078,000 | 7,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,258 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $590,000 | 5,242 |
| Total equity capital | $7,214,000 | 5,683 |
| Total bank equity capital | $7,214,000 | 5,683 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $30,000 | 8,541 |
| Surplus | $520,000 | 8,086 |
| Undivided profits | $6,664,000 | 3,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 4,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $307,000 | 6,849 |
| Earning assets | $44,468,000 | 6,948 |
| Long-term assets (5+ years) | $11,923,000 | 4,218 |
| Average Assets, year-to-date | $43,830,200 | 7,121 |
| Average Assets, quarterly | $47,714,500 | 6,965 |
| Volatile liabilities | $10,852,000 | 5,397 |
| Insider loans | $2,415,000 | 1,946 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,261,000 | 5,277 |
| Tier 1 (core) risk-based capital | $7,174,000 | 5,580 |
| Tier 2 risk-based capital | $346,380 | 6,605 |
| Total risk weighted assets | $27,691,580 | 7,216 |
| Total unused commitments | $5,261,000 | 5,281 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $39,520,000 | 7,711 |
| Cash and due from depository institutions | $2,162,000 | 7,277 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $15,833,000 | 5,625 |
| Federal funds sold & reverse repurchase agreements | $70,000 | 6,667 |
| Net loans & leases | $19,462,000 | 8,046 |
| Loan loss allowance | $382,000 | 6,592 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $788,000 | 6,665 |
| Other real estate owned | $288,000 | 7,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $917,000 | 6,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,520,000 | 7,711 |
| Total liabilities | $32,490,000 | 7,939 |
| Total deposits | $31,139,000 | 7,888 |
| Interest-bearing deposits | $26,320,000 | 7,904 |
| Deposits held in domestic offices | $31,139,000 | 7,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,511 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $351,000 | 6,504 |
| Total equity capital | $7,030,000 | 5,640 |
| Total bank equity capital | $7,030,000 | 5,640 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $30,000 | 8,841 |
| Surplus | $520,000 | 8,308 |
| Undivided profits | $6,480,000 | 3,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $232,000 | 7,373 |
| Earning assets | $35,365,000 | 7,748 |
| Long-term assets (5+ years) | $9,068,000 | 5,071 |
| Average Assets, year-to-date | $41,078,400 | 7,454 |
| Average Assets, quarterly | $40,850,000 | 7,558 |
| Volatile liabilities | $4,234,000 | 7,714 |
| Insider loans | $3,525,000 | 1,349 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,415,000 | 4,831 |
| Tier 1 (core) risk-based capital | $7,411,000 | 5,428 |
| Tier 2 risk-based capital | $274,200 | 7,319 |
| Total risk weighted assets | $21,828,000 | 7,977 |
| Total unused commitments | $6,415,000 | 4,836 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 17 | 7,418 |
| Assets and Liabilities | ||
| Total Assets: | $40,770,000 | 7,709 |
| Cash and due from depository institutions | $1,315,000 | 7,418 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $18,650,000 | 5,063 |
| Federal funds sold & reverse repurchase agreements | $1,175,000 | 6,808 |
| Net loans & leases | $18,037,000 | 8,256 |
| Loan loss allowance | $370,000 | 6,677 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $779,000 | 6,651 |
| Other real estate owned | $309,000 | 7,418 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $505,000 | 8,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,770,000 | 7,709 |
| Total liabilities | $33,603,000 | 7,940 |
| Total deposits | $32,816,000 | 7,861 |
| Interest-bearing deposits | $27,473,000 | 7,911 |
| Deposits held in domestic offices | $32,816,000 | 7,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $287,000 | 4,454 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $500,000 | 5,754 |
| Total equity capital | $7,167,000 | 5,680 |
| Total bank equity capital | $7,167,000 | 5,680 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $30,000 | 9,044 |
| Surplus | $520,000 | 8,453 |
| Undivided profits | $6,617,000 | 3,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $195,000 | 7,986 |
| Earning assets | $37,862,000 | 7,667 |
| Long-term assets (5+ years) | $6,954,000 | 5,541 |
| Average Assets, year-to-date | $40,420,200 | 7,540 |
| Average Assets, quarterly | $40,449,500 | 7,642 |
| Volatile liabilities | $3,001,000 | 8,268 |
| Insider loans | $1,900,000 | 2,195 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,281,000 | 7,181 |
| Tier 1 (core) risk-based capital | $7,050,000 | 5,563 |
| Tier 2 risk-based capital | $269,450 | 7,350 |
| Total risk weighted assets | $21,428,550 | 8,029 |
| Total unused commitments | $2,281,000 | 7,193 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $39,596,000 | 7,956 |
| Cash and due from depository institutions | $854,000 | 7,503 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,873,000 | 5,338 |
| Federal funds sold & reverse repurchase agreements | $810,000 | 6,712 |
| Net loans & leases | $18,710,000 | 8,465 |
| Loan loss allowance | $308,000 | 7,481 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $529,000 | 7,804 |
| Other real estate owned | $254,000 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $566,000 | 8,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,596,000 | 7,956 |
| Total liabilities | $32,762,000 | 8,178 |
| Total deposits | $32,420,000 | 8,060 |
| Interest-bearing deposits | $28,221,000 | 8,004 |
| Deposits held in domestic offices | $32,420,000 | 8,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $342,000 | 7,308 |
| Total equity capital | $6,834,000 | 5,875 |
| Total bank equity capital | $6,834,000 | 5,875 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $30,000 | 9,437 |
| Surplus | $520,000 | 8,770 |
| Undivided profits | $6,284,000 | 3,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $191,000 | 8,395 |
| Earning assets | $37,393,000 | 7,833 |
| Long-term assets (5+ years) | $4,845,000 | 6,042 |
| Average Assets, year-to-date | $39,135,800 | 7,806 |
| Average Assets, quarterly | $38,905,500 | 7,959 |
| Volatile liabilities | $2,757,000 | 8,678 |
| Insider loans | $661,000 | 4,656 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,115,000 | 8,599 |
| Tier 1 (core) risk-based capital | $6,725,000 | 5,799 |
| Tier 2 risk-based capital | $270,220 | 7,415 |
| Total risk weighted assets | $21,521,420 | 8,194 |
| Total unused commitments | $1,115,000 | 8,609 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $38,846,000 | 8,279 |
| Cash and due from depository institutions | $833,000 | 7,879 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,785,000 | 5,756 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 8,175 |
| Net loans & leases | $18,623,000 | 8,688 |
| Loan loss allowance | $281,000 | 8,099 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $594,000 | 7,641 |
| Other real estate owned | $186,000 | 7,879 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $665,000 | 7,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,846,000 | 8,279 |
| Total liabilities | $32,505,000 | 8,516 |
| Total deposits | $32,161,000 | 8,388 |
| Interest-bearing deposits | $27,872,000 | 8,337 |
| Deposits held in domestic offices | $32,161,000 | 8,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $344,000 | 7,382 |
| Total equity capital | $6,341,000 | 6,225 |
| Total bank equity capital | $6,341,000 | 6,225 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $30,000 | 9,893 |
| Surplus | $520,000 | 9,131 |
| Undivided profits | $5,791,000 | 3,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 5,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $232,000 | 7,936 |
| Earning assets | $36,568,000 | 8,164 |
| Long-term assets (5+ years) | $4,636,000 | 6,046 |
| Average Assets, year-to-date | $38,607,800 | 8,149 |
| Average Assets, quarterly | $38,914,000 | 8,213 |
| Volatile liabilities | $3,648,000 | 8,019 |
| Insider loans | $156,000 | 8,158 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $6,310,000 | 6,159 |
| Tier 2 risk-based capital | $269,400 | 7,639 |
| Total risk weighted assets | $21,459,200 | 8,398 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $37,879,000 | 8,632 |
| Cash and due from depository institutions | $702,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,859,000 | 6,236 |
| Federal funds sold & reverse repurchase agreements | $895,000 | 7,566 |
| Net loans & leases | $18,351,000 | 8,915 |
| Loan loss allowance | $300,000 | 8,093 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $317,000 | 9,414 |
| Other real estate owned | $2,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $753,000 | 7,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,879,000 | 8,632 |
| Total liabilities | $31,865,000 | 8,881 |
| Total deposits | $31,448,000 | 8,755 |
| Interest-bearing deposits | $27,359,000 | 8,685 |
| Deposits held in domestic offices | $31,448,000 | 8,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $417,000 | 6,979 |
| Total equity capital | $6,014,000 | 6,537 |
| Total bank equity capital | $6,014,000 | 6,537 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $30,000 | 10,358 |
| Surplus | $520,000 | 9,476 |
| Undivided profits | $5,464,000 | 4,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 6,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $230,000 | 8,259 |
| Earning assets | $36,105,000 | 8,419 |
| Long-term assets (5+ years) | $4,830,000 | 5,892 |
| Average Assets, year-to-date | $37,053,600 | 8,526 |
| Average Assets, quarterly | $37,646,500 | 8,593 |
| Volatile liabilities | $3,159,000 | 8,424 |
| Insider loans | $230,000 | 7,702 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $5,906,000 | 6,495 |
| Tier 2 risk-based capital | $253,300 | 8,008 |
| Total risk weighted assets | $20,146,300 | 8,782 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $35,338,000 | 9,103 |
| Cash and due from depository institutions | $1,044,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,465,000 | 6,998 |
| Federal funds sold & reverse repurchase agreements | $370,000 | 7,221 |
| Net loans & leases | $17,486,000 | 9,268 |
| Loan loss allowance | $311,000 | 8,247 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $354,000 | 9,445 |
| Other real estate owned | $0 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $619,000 | 8,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,338,000 | 9,103 |
| Total liabilities | $29,960,000 | 9,349 |
| Total deposits | $29,563,000 | 9,231 |
| Interest-bearing deposits | $25,473,000 | 9,167 |
| Deposits held in domestic offices | $29,563,000 | 9,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $397,000 | 6,118 |
| Total equity capital | $5,378,000 | 6,785 |
| Total bank equity capital | $5,378,000 | 6,785 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $30,000 | 10,924 |
| Surplus | $520,000 | 9,837 |
| Undivided profits | $4,828,000 | 4,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $186,000 | 8,795 |
| Earning assets | $33,321,000 | 8,955 |
| Long-term assets (5+ years) | $4,063,000 | 6,585 |
| Average Assets, year-to-date | $34,011,600 | 9,192 |
| Average Assets, quarterly | $35,084,500 | 9,111 |
| Volatile liabilities | $2,459,000 | 9,101 |
| Insider loans | $95,000 | 9,525 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $5,477,000 | 6,797 |
| Tier 2 risk-based capital | $237,590 | 8,457 |
| Total risk weighted assets | $18,839,090 | 9,214 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $33,315,000 | 9,714 |
| Cash and due from depository institutions | $1,077,000 | 8,903 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $13,037,000 | 8,007 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 9,527 |
| Net loans & leases | $17,933,000 | 9,283 |
| Loan loss allowance | $308,000 | 8,563 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $413,000 | 9,325 |
| Other real estate owned | $27,000 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $478,000 | 9,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,315,000 | 9,714 |
| Total liabilities | $28,104,000 | 9,992 |
| Total deposits | $27,336,000 | 9,968 |
| Interest-bearing deposits | $23,670,000 | 9,893 |
| Deposits held in domestic offices | $27,336,000 | 9,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $768,000 | 3,851 |
| Total equity capital | $5,211,000 | 7,037 |
| Total bank equity capital | $5,211,000 | 7,037 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $30,000 | 11,462 |
| Surplus | $520,000 | 10,192 |
| Undivided profits | $4,661,000 | 4,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 7,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $165,000 | 9,036 |
| Earning assets | $31,520,000 | 9,534 |
| Long-term assets (5+ years) | $8,193,000 | 4,953 |
| Average Assets, year-to-date | $34,035,200 | 9,448 |
| Average Assets, quarterly | $33,624,000 | 9,609 |
| Volatile liabilities | $1,927,000 | 9,810 |
| Insider loans | $301,000 | 7,264 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $5,211,000 | 6,960 |
| Tier 2 risk-based capital | $240,260 | 8,549 |
| Total risk weighted assets | $19,097,160 | 9,381 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $33,825,000 | 9,857 |
| Cash and due from depository institutions | $926,000 | 9,137 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $13,721,000 | 7,752 |
| Federal funds sold & reverse repurchase agreements | $715,000 | 9,522 |
| Net loans & leases | $17,498,000 | 9,507 |
| Loan loss allowance | $354,000 | 8,030 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $472,000 | 9,107 |
| Other real estate owned | $1,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $492,000 | 9,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,825,000 | 9,857 |
| Total liabilities | $28,693,000 | 10,176 |
| Total deposits | $28,372,000 | 10,080 |
| Interest-bearing deposits | $25,175,000 | 9,903 |
| Deposits held in domestic offices | $28,372,000 | 10,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $321,000 | 7,898 |
| Total equity capital | $5,132,000 | 6,950 |
| Total bank equity capital | $5,132,000 | 6,950 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $250,000 | 11,781 |
| Undivided profits | $4,582,000 | 4,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 7,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $141,000 | 10,284 |
| Earning assets | $32,134,000 | 9,608 |
| Long-term assets (5+ years) | $9,004,000 | 4,639 |
| Average Assets, year-to-date | $33,519,800 | 9,756 |
| Average Assets, quarterly | $33,712,000 | 9,809 |
| Volatile liabilities | $2,857,000 | 8,747 |
| Insider loans | $416,000 | 2,194 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $5,132,000 | 6,880 |
| Tier 2 risk-based capital | $239,550 | 8,615 |
| Total risk weighted assets | $18,999,850 | 9,520 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |