Home > Merchants Bank of Commerce > Income and Expense

Merchants Bank of Commerce, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$44,998,000582
Total interest expense$1,739,0001,231
Net interest income$43,259,000560
Provision for loan and lease losses$02,963
Total noninterest income$3,141,0001,512
Gross Fiduciary activities income$0957
Service charges on deposit accounts$471,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$2,670,0001,396
Total noninterest expense$26,520,000735
Salaries and employee benefits$17,284,000643
Premises and equipment expense$2,873,000708
Additional noninterest expense$6,363,000888
Pre-tax net operating income$19,880,000618
Securities gains (losses)$166,000623
Applicable income taxes$3,973,000624
Income before extraordinary items$16,073,000623
Extraordinary gains, net$08
Net income$16,073,000622
Minority interest net income$069
Net income of bank and minority interests.$16,073,000623
Net charge-offs$-286,0004,737
Cash dividends$8,000,000443
Sale, conversion, retirement of capital stock, net$572,000234
Net operating income$15,940,200622
2021-06-30 (YTD Data)Rank
Total interest income$30,185,000571
Total interest expense$1,218,0001,225
Net interest income$28,967,000543
Provision for loan and lease losses$02,862
Total noninterest income$2,128,0001,475
Gross Fiduciary activities income$0951
Service charges on deposit accounts$308,0001,333
Trading account gains and feesNANA
Additional Noninterest Income$1,820,0001,367
Total noninterest expense$16,941,000760
Salaries and employee benefits$10,839,000671
Premises and equipment expense$1,894,000706
Additional noninterest expense$4,208,000883
Pre-tax net operating income$14,154,000583
Securities gains (losses)$71,000776
Applicable income taxes$3,441,000518
Income before extraordinary items$10,784,000626
Extraordinary gains, net$06
Net income$10,784,000626
Minority interest net income$067
Net income of bank and minority interests.$10,784,000626
Net charge-offs$-284,0004,811
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$156,000306
Net operating income$10,727,910618
2021-03-31 (YTD Data)Rank
Total interest income$15,331,000562
Total interest expense$639,0001,236
Net interest income$14,692,000529
Provision for loan and lease losses$02,741
Total noninterest income$1,121,0001,424
Gross Fiduciary activities income$0922
Service charges on deposit accounts$148,0001,367
Trading account gains and feesNANA
Additional Noninterest Income$973,0001,296
Total noninterest expense$8,694,000734
Salaries and employee benefits$5,637,000651
Premises and equipment expense$940,000718
Additional noninterest expense$2,117,000856
Pre-tax net operating income$7,119,000580
Securities gains (losses)$7,0001,145
Applicable income taxes$1,764,000499
Income before extraordinary items$5,362,000626
Extraordinary gains, net$03
Net income$5,362,000625
Minority interest net income$055
Net income of bank and minority interests.$5,362,000626
Net charge-offs$-117,0004,796
Cash dividends$1,000,000738
Sale, conversion, retirement of capital stock, net$31,000376
Net operating income$5,356,470614
2020-12-31 (YTD Data)Rank
Total interest income$60,440,000571
Total interest expense$3,645,0001,265
Net interest income$56,795,000519
Provision for loan and lease losses$5,250,000550
Total noninterest income$3,442,0001,595
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$636,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$2,806,0001,499
Total noninterest expense$34,258,000729
Salaries and employee benefits$21,253,000673
Premises and equipment expense$3,519,000739
Additional noninterest expense$9,486,000771
Pre-tax net operating income$20,729,000567
Securities gains (losses)$482,000614
Applicable income taxes$5,116,000487
Income before extraordinary items$16,095,000627
Extraordinary gains, net$04
Net income$16,095,000626
Minority interest net income$072
Net income of bank and minority interests.$16,095,000627
Net charge-offs$571,000895
Cash dividends$15,000,000344
Sale, conversion, retirement of capital stock, net$330,000316
Net operating income$15,714,220615
2020-09-30 (YTD Data)Rank
Total interest income$44,828,000574
Total interest expense$2,908,0001,269
Net interest income$41,920,000518
Provision for loan and lease losses$5,250,000487
Total noninterest income$2,468,0001,595
Gross Fiduciary activities income$0981
Service charges on deposit accounts$463,0001,362
Trading account gains and feesNANA
Additional Noninterest Income$2,005,0001,494
Total noninterest expense$25,912,000715
Salaries and employee benefits$15,971,000659
Premises and equipment expense$2,572,000744
Additional noninterest expense$7,369,000737
Pre-tax net operating income$13,226,000631
Securities gains (losses)$482,000511
Applicable income taxes$3,150,000533
Income before extraordinary items$10,558,000673
Extraordinary gains, net$04
Net income$10,558,000673
Minority interest net income$065
Net income of bank and minority interests.$10,558,000673
Net charge-offs$608,000667
Cash dividends$14,000,000284
Sale, conversion, retirement of capital stock, net$214,000312
Net operating income$10,177,220669
2020-06-30 (YTD Data)Rank
Total interest income$29,503,000588
Total interest expense$2,054,0001,290
Net interest income$27,449,000523
Provision for loan and lease losses$4,150,000452
Total noninterest income$1,585,0001,563
Gross Fiduciary activities income$0970
Service charges on deposit accounts$321,0001,332
Trading account gains and feesNANA
Additional Noninterest Income$1,264,0001,463
Total noninterest expense$17,687,000695
Salaries and employee benefits$10,847,000643
Premises and equipment expense$1,641,000773
Additional noninterest expense$5,199,000684
Pre-tax net operating income$7,197,000677
Securities gains (losses)$224,000655
Applicable income taxes$1,650,000566
Income before extraordinary items$5,771,000748
Extraordinary gains, net$04
Net income$5,771,000749
Minority interest net income$065
Net income of bank and minority interests.$5,771,000748
Net charge-offs$292,000828
Cash dividends$13,000,000236
Sale, conversion, retirement of capital stock, net$91,000338
Net operating income$5,594,040733
2020-03-31 (YTD Data)Rank
Total interest income$14,472,000599
Total interest expense$1,085,0001,345
Net interest income$13,387,000522
Provision for loan and lease losses$2,850,000335
Total noninterest income$741,0001,541
Gross Fiduciary activities income$0941
Service charges on deposit accounts$169,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$572,0001,395
Total noninterest expense$9,610,000634
Salaries and employee benefits$5,885,000578
Premises and equipment expense$834,000774
Additional noninterest expense$2,891,000630
Pre-tax net operating income$1,668,0001,218
Securities gains (losses)$84,000667
Applicable income taxes$329,0001,009
Income before extraordinary items$1,423,0001,239
Extraordinary gains, net$04
Net income$1,423,0001,238
Minority interest net income$056
Net income of bank and minority interests.$1,423,0001,239
Net charge-offs$14,0001,736
Cash dividends$8,000,000227
Sale, conversion, retirement of capital stock, net$-14,0005,057
Net operating income$1,354,9601,270
2019-12-31 (YTD Data)Rank
Total interest income$60,057,000585
Total interest expense$4,796,0001,288
Net interest income$55,261,000504
Provision for loan and lease losses$03,973
Total noninterest income$3,755,0001,375
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$730,0001,444
Trading account gains and fees$0135
Additional Noninterest Income$3,025,0001,192
Total noninterest expense$36,363,000646
Salaries and employee benefits$20,804,000633
Premises and equipment expense$3,664,000696
Additional noninterest expense$11,895,000601
Pre-tax net operating income$22,653,000553
Securities gains (losses)$186,000661
Applicable income taxes$5,503,000480
Income before extraordinary items$17,336,000601
Extraordinary gains, net$011
Net income$17,336,000600
Minority interest net income$076
Net income of bank and minority interests.$17,336,000602
Net charge-offs$61,0002,524
Cash dividends$12,500,000410
Sale, conversion, retirement of capital stock, net$321,000345
Net operating income$17,189,060593
2019-09-30 (YTD Data)Rank
Total interest income$45,121,000582
Total interest expense$3,582,0001,301
Net interest income$41,539,000505
Provision for loan and lease losses$03,836
Total noninterest income$2,856,0001,353
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$532,0001,484
Trading account gains and fees$0129
Additional Noninterest Income$2,324,0001,169
Total noninterest expense$28,131,000621
Salaries and employee benefits$15,880,000620
Premises and equipment expense$2,829,000677
Additional noninterest expense$9,422,000562
Pre-tax net operating income$16,264,000580
Securities gains (losses)$137,000653
Applicable income taxes$3,958,000499
Income before extraordinary items$12,443,000621
Extraordinary gains, net$011
Net income$12,443,000621
Minority interest net income$072
Net income of bank and minority interests.$12,443,000621
Net charge-offs$7,0003,061
Cash dividends$7,500,000450
Sale, conversion, retirement of capital stock, net$212,000332
Net operating income$12,334,770615
2019-06-30 (YTD Data)Rank
Total interest income$29,793,000582
Total interest expense$2,392,0001,273
Net interest income$27,401,000508
Provision for loan and lease losses$03,685
Total noninterest income$1,921,0001,312
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$355,0001,459
Trading account gains and fees$0131
Additional Noninterest Income$1,566,0001,129
Total noninterest expense$20,029,000583
Salaries and employee benefits$10,875,000606
Premises and equipment expense$1,898,000675
Additional noninterest expense$7,256,000503
Pre-tax net operating income$9,293,000639
Securities gains (losses)$125,000478
Applicable income taxes$2,172,000547
Income before extraordinary items$7,246,000680
Extraordinary gains, net$011
Net income$7,246,000680
Minority interest net income$069
Net income of bank and minority interests.$7,246,000680
Net charge-offs$-153,0005,128
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$98,000355
Net operating income$7,147,250674
2019-03-31 (YTD Data)Rank
Total interest income$14,545,000593
Total interest expense$1,071,0001,359
Net interest income$13,474,000517
Provision for loan and lease losses$03,406
Total noninterest income$911,0001,320
Gross Fiduciary activities income$0972
Service charges on deposit accounts$168,0001,522
Trading account gains and fees$0126
Additional Noninterest Income$743,0001,114
Total noninterest expense$10,654,000542
Salaries and employee benefits$5,729,000567
Premises and equipment expense$970,000672
Additional noninterest expense$3,955,000457
Pre-tax net operating income$3,731,000732
Securities gains (losses)$92,000291
Applicable income taxes$832,000627
Income before extraordinary items$2,991,000772
Extraordinary gains, net$05
Net income$2,991,000772
Minority interest net income$052
Net income of bank and minority interests.$2,991,000771
Net charge-offs$50,0001,207
Cash dividends$2,500,000431
Sale, conversion, retirement of capital stock, net$-22,0005,320
Net operating income$2,918,320779
2018-12-31 (YTD Data)Rank
Total interest income$53,168,000606
Total interest expense$3,694,0001,210
Net interest income$49,474,000543
Provision for loan and lease losses$04,082
Total noninterest income$3,723,0001,341
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$682,0001,563
Trading account gains and fees$0126
Additional Noninterest Income$3,041,0001,137
Total noninterest expense$30,696,000741
Salaries and employee benefits$18,709,000682
Premises and equipment expense$3,963,000629
Additional noninterest expense$8,024,000840
Pre-tax net operating income$22,501,000541
Securities gains (losses)$44,000440
Applicable income taxes$3,629,000582
Income before extraordinary items$18,916,000544
Extraordinary gains, net$06
Net income$18,916,000543
Minority interest net income$072
Net income of bank and minority interests.$18,916,000543
Net charge-offs$-367,0005,269
Cash dividends$4,000,000866
Sale, conversion, retirement of capital stock, net$193,000408
Net operating income$18,879,040541
2018-09-30 (YTD Data)Rank
Total interest income$39,222,000611
Total interest expense$2,791,0001,139
Net interest income$36,431,000550
Provision for loan and lease losses$03,948
Total noninterest income$2,734,0001,362
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$521,0001,553
Trading account gains and fees$0138
Additional Noninterest Income$2,213,0001,173
Total noninterest expense$22,792,000741
Salaries and employee benefits$13,897,000691
Premises and equipment expense$3,041,000616
Additional noninterest expense$5,854,000844
Pre-tax net operating income$16,373,000554
Securities gains (losses)$41,000455
Applicable income taxes$3,710,000486
Income before extraordinary items$12,704,000585
Extraordinary gains, net$05
Net income$12,704,000583
Minority interest net income$066
Net income of bank and minority interests.$12,704,000584
Net charge-offs$-467,0005,378
Cash dividends$1,500,0001,289
Sale, conversion, retirement of capital stock, net$119,000407
Net operating income$12,671,610584
2018-06-30 (YTD Data)Rank
Total interest income$25,690,000609
Total interest expense$1,856,0001,080
Net interest income$23,834,000558
Provision for loan and lease losses$03,782
Total noninterest income$1,841,0001,360
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$351,0001,525
Trading account gains and fees$0130
Additional Noninterest Income$1,490,0001,163
Total noninterest expense$15,358,000736
Salaries and employee benefits$9,368,000677
Premises and equipment expense$2,044,000616
Additional noninterest expense$3,946,000835
Pre-tax net operating income$10,317,000576
Securities gains (losses)$40,000365
Applicable income taxes$2,306,000512
Income before extraordinary items$8,051,000599
Extraordinary gains, net$06
Net income$8,051,000598
Minority interest net income$065
Net income of bank and minority interests.$8,051,000598
Net charge-offs$-463,0005,457
Cash dividends$1,500,000946
Sale, conversion, retirement of capital stock, net$45,000449
Net operating income$8,019,400602
2018-03-31 (YTD Data)Rank
Total interest income$12,608,000615
Total interest expense$822,0001,146
Net interest income$11,786,000561
Provision for loan and lease losses$03,508
Total noninterest income$919,0001,342
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$176,0001,537
Trading account gains and fees$0123
Additional Noninterest Income$743,0001,147
Total noninterest expense$7,869,000723
Salaries and employee benefits$4,855,000651
Premises and equipment expense$1,049,000602
Additional noninterest expense$1,965,000830
Pre-tax net operating income$4,836,000590
Securities gains (losses)$37,000259
Applicable income taxes$1,053,000536
Income before extraordinary items$3,820,000626
Extraordinary gains, net$07
Net income$3,820,000626
Minority interest net income$052
Net income of bank and minority interests.$3,820,000626
Net charge-offs$-370,0005,536
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$-29,0005,568
Net operating income$3,790,770629
2017-12-31 (YTD Data)Rank
Total interest income$46,258,000621
Total interest expense$3,135,0001,042
Net interest income$43,123,000583
Provision for loan and lease losses$950,000938
Total noninterest income$4,505,0001,192
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$542,0001,918
Trading account gains and fees$0151
Additional Noninterest Income$3,963,000957
Total noninterest expense$30,347,000725
Salaries and employee benefits$17,819,000693
Premises and equipment expense$4,197,000585
Additional noninterest expense$8,331,000798
Pre-tax net operating income$16,331,000642
Securities gains (losses)$137,000510
Applicable income taxes$6,928,000541
Income before extraordinary items$9,540,000783
Extraordinary gains, net$09
Net income$9,540,000783
Minority interest net income$076
Net income of bank and minority interests.$9,540,000783
Net charge-offs$569,0001,007
Cash dividends$2,200,0001,316
Sale, conversion, retirement of capital stock, net$218,000396
Net operating income$9,452,320778
2017-09-30 (YTD Data)Rank
Total interest income$34,133,000628
Total interest expense$2,318,0001,035
Net interest income$31,815,000593
Provision for loan and lease losses$500,0001,144
Total noninterest income$3,252,0001,244
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$401,0001,948
Trading account gains and fees$0145
Additional Noninterest Income$2,851,0001,014
Total noninterest expense$22,598,000728
Salaries and employee benefits$13,296,000696
Premises and equipment expense$3,150,000595
Additional noninterest expense$6,152,000802
Pre-tax net operating income$11,969,000661
Securities gains (losses)$139,000470
Applicable income taxes$3,125,000666
Income before extraordinary items$8,983,000698
Extraordinary gains, net$09
Net income$8,983,000698
Minority interest net income$071
Net income of bank and minority interests.$8,983,000698
Net charge-offs$352,0001,022
Cash dividends$2,200,000969
Sale, conversion, retirement of capital stock, net$143,000385
Net operating income$8,880,140687
2017-06-30 (YTD Data)Rank
Total interest income$22,290,000632
Total interest expense$1,503,0001,032
Net interest income$20,787,000596
Provision for loan and lease losses$500,000849
Total noninterest income$2,246,0001,221
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$269,0001,928
Trading account gains and fees$0139
Additional Noninterest Income$1,977,000981
Total noninterest expense$15,347,000715
Salaries and employee benefits$9,005,000682
Premises and equipment expense$2,102,000587
Additional noninterest expense$4,240,000781
Pre-tax net operating income$7,186,000705
Securities gains (losses)$101,000431
Applicable income taxes$1,698,000750
Income before extraordinary items$5,589,000720
Extraordinary gains, net$011
Net income$5,589,000720
Minority interest net income$071
Net income of bank and minority interests.$5,589,000720
Net charge-offs$356,000735
Cash dividends$2,200,000701
Sale, conversion, retirement of capital stock, net$65,000402
Net operating income$5,511,230710
2017-03-31 (YTD Data)Rank
Total interest income$10,917,000644
Total interest expense$724,0001,041
Net interest income$10,193,000606
Provision for loan and lease losses$200,000923
Total noninterest income$1,341,0001,081
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$127,0002,014
Trading account gains and fees$0142
Additional Noninterest Income$1,214,000830
Total noninterest expense$7,857,000709
Salaries and employee benefits$4,858,000636
Premises and equipment expense$1,048,000606
Additional noninterest expense$1,951,000833
Pre-tax net operating income$3,477,000717
Securities gains (losses)$66,000290
Applicable income taxes$763,000803
Income before extraordinary items$2,780,000708
Extraordinary gains, net$08
Net income$2,780,000708
Minority interest net income$055
Net income of bank and minority interests.$2,780,000708
Net charge-offs$103,000917
Cash dividends$1,100,000668
Sale, conversion, retirement of capital stock, net$-7,0005,819
Net operating income$2,728,520703
2016-12-31 (YTD Data)Rank
Total interest income$41,645,000651
Total interest expense$3,369,000870
Net interest income$38,276,000630
Provision for loan and lease losses$04,332
Total noninterest income$3,201,0001,577
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$413,0002,409
Trading account gains and fees$0170
Additional Noninterest Income$2,788,0001,274
Total noninterest expense$32,497,000665
Salaries and employee benefits$16,425,000724
Premises and equipment expense$3,869,000642
Additional noninterest expense$12,203,000569
Pre-tax net operating income$8,980,0001,012
Securities gains (losses)$244,000768
Applicable income taxes$1,958,0001,065
Income before extraordinary items$7,266,0001,025
Extraordinary gains, net$05
Net income$7,266,0001,024
Minority interest net income$082
Net income of bank and minority interests.$7,266,0001,024
Net charge-offs$-364,0005,761
Cash dividends$4,200,000783
Sale, conversion, retirement of capital stock, net$239,000376
Net operating income$7,073,2401,022
2016-09-30 (YTD Data)Rank
Total interest income$30,777,000657
Total interest expense$2,643,000827
Net interest income$28,134,000640
Provision for loan and lease losses$04,186
Total noninterest income$2,343,0001,600
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$293,0002,503
Trading account gains and fees$0169
Additional Noninterest Income$2,050,0001,294
Total noninterest expense$24,809,000651
Salaries and employee benefits$12,188,000726
Premises and equipment expense$2,847,000654
Additional noninterest expense$9,774,000540
Pre-tax net operating income$5,668,0001,174
Securities gains (losses)$192,000829
Applicable income taxes$1,386,0001,142
Income before extraordinary items$4,474,0001,212
Extraordinary gains, net$05
Net income$4,474,0001,212
Minority interest net income$071
Net income of bank and minority interests.$4,474,0001,212
Net charge-offs$-669,0005,889
Cash dividends$3,150,000727
Sale, conversion, retirement of capital stock, net$181,000352
Net operating income$4,328,0801,215
2016-06-30 (YTD Data)Rank
Total interest income$20,347,000661
Total interest expense$1,937,000753
Net interest income$18,410,000650
Provision for loan and lease losses$04,017
Total noninterest income$1,485,0001,632
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$160,0002,845
Trading account gains and fees$0157
Additional Noninterest Income$1,325,0001,293
Total noninterest expense$17,761,000609
Salaries and employee benefits$8,315,000717
Premises and equipment expense$1,776,000698
Additional noninterest expense$7,670,000456
Pre-tax net operating income$2,134,0001,838
Securities gains (losses)$122,000840
Applicable income taxes$642,0001,434
Income before extraordinary items$1,614,0001,983
Extraordinary gains, net$016
Net income$1,614,0001,983
Minority interest net income$071
Net income of bank and minority interests.$1,614,0001,983
Net charge-offs$-684,0005,997
Cash dividends$2,100,000721
Sale, conversion, retirement of capital stock, net$119,000342
Net operating income$1,526,1602,027
2016-03-31 (YTD Data)Rank
Total interest income$9,992,000667
Total interest expense$1,249,000588
Net interest income$8,743,000680
Provision for loan and lease losses$03,656
Total noninterest income$634,0001,775
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$72,0003,015
Trading account gains and fees$0142
Additional Noninterest Income$562,0001,406
Total noninterest expense$9,727,000556
Salaries and employee benefits$4,229,000703
Premises and equipment expense$789,000803
Additional noninterest expense$4,709,000386
Pre-tax net operating income$-350,0006,048
Securities gains (losses)$94,000560
Applicable income taxes$212,0001,778
Income before extraordinary items$-468,0006,057
Extraordinary gains, net$012
Net income$-468,0006,057
Minority interest net income$062
Net income of bank and minority interests.$-468,0006,057
Net charge-offs$-315,0006,039
Cash dividends$1,050,000702
Sale, conversion, retirement of capital stock, net$26,000408
Net operating income$-562,0006,064
2015-12-31 (YTD Data)Rank
Total interest income$39,377,000651
Total interest expense$4,716,000584
Net interest income$34,661,000658
Provision for loan and lease losses$04,380
Total noninterest income$2,275,0001,944
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$204,0003,676
Trading account gains and fees$0159
Additional Noninterest Income$2,071,0001,489
Total noninterest expense$24,503,000845
Salaries and employee benefits$14,303,000803
Premises and equipment expense$2,894,000853
Additional noninterest expense$7,306,000899
Pre-tax net operating income$12,433,000725
Securities gains (losses)$443,000393
Applicable income taxes$3,462,000689
Income before extraordinary items$9,414,000770
Extraordinary gains, net$023
Net income$9,414,000770
Minority interest net income$081
Net income of bank and minority interests.$9,414,000770
Net charge-offs$-360,0005,961
Cash dividends$2,850,0001,026
Sale, conversion, retirement of capital stock, net$130,000481
Net operating income$9,090,610779
2015-09-30 (YTD Data)Rank
Total interest income$29,547,000658
Total interest expense$3,459,000605
Net interest income$26,088,000657
Provision for loan and lease losses$04,232
Total noninterest income$1,715,0001,952
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$153,0003,708
Trading account gains and fees$0153
Additional Noninterest Income$1,562,0001,490
Total noninterest expense$17,982,000876
Salaries and employee benefits$10,693,000815
Premises and equipment expense$2,157,000866
Additional noninterest expense$5,132,000958
Pre-tax net operating income$9,821,000705
Securities gains (losses)$413,000355
Applicable income taxes$2,957,000640
Income before extraordinary items$7,277,000763
Extraordinary gains, net$021
Net income$7,277,000761
Minority interest net income$078
Net income of bank and minority interests.$7,277,000763
Net charge-offs$-71,0005,722
Cash dividends$1,950,0001,017
Sale, conversion, retirement of capital stock, net$101,000447
Net operating income$6,983,770772
2015-06-30 (YTD Data)Rank
Total interest income$19,705,000658
Total interest expense$2,229,000630
Net interest income$17,476,000654
Provision for loan and lease losses$04,069
Total noninterest income$1,117,0001,991
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$101,0003,710
Trading account gains and fees$0157
Additional Noninterest Income$1,016,0001,542
Total noninterest expense$12,528,000836
Salaries and employee benefits$7,485,000777
Premises and equipment expense$1,443,000862
Additional noninterest expense$3,600,000903
Pre-tax net operating income$6,065,000759
Securities gains (losses)$276,000407
Applicable income taxes$1,793,000685
Income before extraordinary items$4,548,000804
Extraordinary gains, net$022
Net income$4,548,000803
Minority interest net income$075
Net income of bank and minority interests.$4,548,000804
Net charge-offs$-582,0006,239
Cash dividends$1,300,000995
Sale, conversion, retirement of capital stock, net$71,000423
Net operating income$4,349,280811
2015-03-31 (YTD Data)Rank
Total interest income$9,634,000661
Total interest expense$1,110,000634
Net interest income$8,524,000665
Provision for loan and lease losses$03,703
Total noninterest income$570,0001,944
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$50,0003,703
Trading account gains and fees$0152
Additional Noninterest Income$520,0001,465
Total noninterest expense$6,511,000804
Salaries and employee benefits$3,910,000757
Premises and equipment expense$734,000857
Additional noninterest expense$1,867,000860
Pre-tax net operating income$2,583,000839
Securities gains (losses)$215,000339
Applicable income taxes$830,000712
Income before extraordinary items$1,968,000879
Extraordinary gains, net$013
Net income$1,968,000879
Minority interest net income$064
Net income of bank and minority interests.$1,968,000879
Net charge-offs$-476,0006,342
Cash dividends$650,000914
Sale, conversion, retirement of capital stock, net$32,000410
Net operating income$1,817,500906
2014-12-31 (YTD Data)Rank
Total interest income$37,027,000681
Total interest expense$3,729,000792
Net interest income$33,298,000662
Provision for loan and lease losses$3,175,000311
Total noninterest income$3,505,0001,393
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$186,0004,034
Trading account gains and fees$0180
Additional Noninterest Income$3,319,0001,026
Total noninterest expense$25,256,000798
Salaries and employee benefits$14,770,000751
Premises and equipment expense$2,790,000876
Additional noninterest expense$7,696,000848
Pre-tax net operating income$8,372,000983
Securities gains (losses)$-159,0006,377
Applicable income taxes$677,0001,928
Income before extraordinary items$7,536,000877
Extraordinary gains, net$017
Net income$7,536,000876
Minority interest net income$084
Net income of bank and minority interests.$7,536,000876
Net charge-offs$6,527,000189
Cash dividends$10,100,000330
Sale, conversion, retirement of capital stock, net$59,000613
Net operating income$7,682,280839
2014-09-30 (YTD Data)Rank
Total interest income$27,395,000688
Total interest expense$2,572,000883
Net interest income$24,823,000662
Provision for loan and lease losses$2,500,000286
Total noninterest income$2,939,0001,308
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$135,0004,139
Trading account gains and fees$0174
Additional Noninterest Income$2,804,000956
Total noninterest expense$17,923,000842
Salaries and employee benefits$10,451,000794
Premises and equipment expense$2,075,000891
Additional noninterest expense$5,397,000901
Pre-tax net operating income$7,339,000861
Securities gains (losses)$-252,0006,511
Applicable income taxes$1,011,0001,306
Income before extraordinary items$6,076,000825
Extraordinary gains, net$015
Net income$6,076,000824
Minority interest net income$081
Net income of bank and minority interests.$6,076,000824
Net charge-offs$6,272,000152
Cash dividends$5,000,000433
Sale, conversion, retirement of capital stock, net$42,000586
Net operating income$6,292,720780
2014-06-30 (YTD Data)Rank
Total interest income$18,218,000685
Total interest expense$1,513,0001,003
Net interest income$16,705,000657
Provision for loan and lease losses$1,450,000336
Total noninterest income$2,327,0001,142
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$85,0004,233
Trading account gains and fees$0172
Additional Noninterest Income$2,242,000807
Total noninterest expense$11,972,000835
Salaries and employee benefits$7,039,000773
Premises and equipment expense$1,328,000929
Additional noninterest expense$3,605,000897
Pre-tax net operating income$5,610,000734
Securities gains (losses)$-284,0006,602
Applicable income taxes$747,0001,187
Income before extraordinary items$4,579,000720
Extraordinary gains, net$020
Net income$4,579,000719
Minority interest net income$080
Net income of bank and minority interests.$4,579,000720
Net charge-offs$5,740,000126
Cash dividends$3,900,000385
Sale, conversion, retirement of capital stock, net$27,000563
Net operating income$4,823,240660
2014-03-31 (YTD Data)Rank
Total interest income$9,081,000695
Total interest expense$733,0001,039
Net interest income$8,348,000658
Provision for loan and lease losses$03,817
Total noninterest income$208,0003,407
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$44,0004,152
Trading account gains and fees$0147
Additional Noninterest Income$164,0002,839
Total noninterest expense$6,002,000837
Salaries and employee benefits$3,622,000768
Premises and equipment expense$646,000979
Additional noninterest expense$1,734,000927
Pre-tax net operating income$2,554,000780
Securities gains (losses)$-245,0006,685
Applicable income taxes$188,0001,777
Income before extraordinary items$2,121,000736
Extraordinary gains, net$016
Net income$2,121,000737
Minority interest net income$066
Net income of bank and minority interests.$2,121,000737
Net charge-offs$4,424,00095
Cash dividends$3,500,000209
Sale, conversion, retirement of capital stock, net$16,000498
Net operating income$2,346,400658
2013-12-31 (YTD Data)Rank
Total interest income$37,493,000658
Total interest expense$3,103,0001,080
Net interest income$34,390,000618
Provision for loan and lease losses$2,750,000470
Total noninterest income$2,118,0002,083
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$191,0004,179
Trading account gains and fees$0184
Additional Noninterest Income$1,927,0001,552
Total noninterest expense$21,743,000935
Salaries and employee benefits$12,035,000897
Premises and equipment expense$2,220,0001,074
Additional noninterest expense$7,488,000909
Pre-tax net operating income$12,015,000656
Securities gains (losses)$995,000238
Applicable income taxes$4,399,000494
Income before extraordinary items$8,611,000741
Extraordinary gains, net$029
Net income$8,611,000742
Minority interest net income$090
Net income of bank and minority interests.$8,611,000742
Net charge-offs$-319,0006,691
Cash dividends$12,224,000285
Sale, conversion, retirement of capital stock, net$31,000739
Net operating income$7,954,300780
2013-09-30 (YTD Data)Rank
Total interest income$28,110,000656
Total interest expense$2,391,0001,092
Net interest income$25,719,000620
Provision for loan and lease losses$2,750,000360
Total noninterest income$1,585,0002,131
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$146,0004,174
Trading account gains and fees$0180
Additional Noninterest Income$1,439,0001,602
Total noninterest expense$16,226,000942
Salaries and employee benefits$8,863,000913
Premises and equipment expense$1,662,0001,083
Additional noninterest expense$5,701,000893
Pre-tax net operating income$8,328,000714
Securities gains (losses)$931,000227
Applicable income taxes$2,966,000558
Income before extraordinary items$6,293,000768
Extraordinary gains, net$025
Net income$6,293,000769
Minority interest net income$084
Net income of bank and minority interests.$6,293,000770
Net charge-offs$311,0002,079
Cash dividends$9,325,000254
Sale, conversion, retirement of capital stock, net$23,000696
Net operating income$5,659,920822
2013-06-30 (YTD Data)Rank
Total interest income$18,717,000659
Total interest expense$1,663,0001,070
Net interest income$17,054,000611
Provision for loan and lease losses$2,450,000305
Total noninterest income$1,179,0001,998
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$100,0004,106
Trading account gains and fees$0157
Additional Noninterest Income$1,079,0001,500
Total noninterest expense$10,505,000961
Salaries and employee benefits$5,998,000903
Premises and equipment expense$1,110,0001,080
Additional noninterest expense$3,397,000988
Pre-tax net operating income$5,278,000734
Securities gains (losses)$595,000310
Applicable income taxes$1,521,000661
Income before extraordinary items$4,352,000732
Extraordinary gains, net$022
Net income$4,352,000733
Minority interest net income$082
Net income of bank and minority interests.$4,352,000734
Net charge-offs$420,0001,401
Cash dividends$5,600,000273
Sale, conversion, retirement of capital stock, net$11,000694
Net operating income$3,911,700768
2013-03-31 (YTD Data)Rank
Total interest income$9,505,000653
Total interest expense$880,0001,047
Net interest income$8,625,000615
Provision for loan and lease losses$1,050,000368
Total noninterest income$652,0001,842
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$46,0004,247
Trading account gains and fees$0148
Additional Noninterest Income$606,0001,379
Total noninterest expense$5,397,000950
Salaries and employee benefits$2,924,000937
Premises and equipment expense$578,0001,057
Additional noninterest expense$1,895,000895
Pre-tax net operating income$2,830,000680
Securities gains (losses)$189,000482
Applicable income taxes$778,000652
Income before extraordinary items$2,241,000704
Extraordinary gains, net$010
Net income$2,241,000703
Minority interest net income$076
Net income of bank and minority interests.$2,241,000705
Net charge-offs$803,000558
Cash dividends$4,000,000174
Sale, conversion, retirement of capital stock, net$4,000682
Net operating income$2,101,140712
2012-12-31 (YTD Data)Rank
Total interest income$40,371,000647
Total interest expense$4,815,000931
Net interest income$35,556,000607
Provision for loan and lease losses$9,400,000291
Total noninterest income$1,322,0002,811
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$188,0004,377
Trading account gains and fees$0166
Additional Noninterest Income$1,134,0002,218
Total noninterest expense$19,870,0001,005
Salaries and employee benefits$11,034,000942
Premises and equipment expense$2,073,0001,140
Additional noninterest expense$6,763,0001,028
Pre-tax net operating income$7,608,000939
Securities gains (losses)$3,822,000118
Applicable income taxes$2,716,000673
Income before extraordinary items$8,714,000690
Extraordinary gains, net$029
Net income$8,714,000689
Minority interest net income$093
Net income of bank and minority interests.$8,714,000690
Net charge-offs$8,919,000353
Cash dividends$6,284,000469
Sale, conversion, retirement of capital stock, net$64,000657
Net operating income$5,809,280979
2012-09-30 (YTD Data)Rank
Total interest income$30,491,000649
Total interest expense$3,825,000925
Net interest income$26,666,000611
Provision for loan and lease losses$4,850,000413
Total noninterest income$916,0002,956
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$146,0004,366
Trading account gains and fees$0157
Additional Noninterest Income$770,0002,318
Total noninterest expense$14,952,0001,003
Salaries and employee benefits$8,383,000934
Premises and equipment expense$1,533,0001,165
Additional noninterest expense$5,036,0001,026
Pre-tax net operating income$7,780,000722
Securities gains (losses)$1,737,000233
Applicable income taxes$2,344,000617
Income before extraordinary items$7,173,000655
Extraordinary gains, net$020
Net income$7,173,000652
Minority interest net income$086
Net income of bank and minority interests.$7,173,000655
Net charge-offs$4,912,000468
Cash dividends$5,607,000335
Sale, conversion, retirement of capital stock, net$54,000584
Net operating income$5,870,250736
2012-06-30 (YTD Data)Rank
Total interest income$20,161,000659
Total interest expense$2,720,000898
Net interest income$17,441,000622
Provision for loan and lease losses$2,950,000468
Total noninterest income$377,0003,775
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$97,0004,365
Trading account gains and fees$0153
Additional Noninterest Income$280,0003,159
Total noninterest expense$9,921,0001,005
Salaries and employee benefits$5,653,000928
Premises and equipment expense$1,023,0001,159
Additional noninterest expense$3,245,0001,059
Pre-tax net operating income$4,947,000755
Securities gains (losses)$1,187,000232
Applicable income taxes$1,660,000595
Income before extraordinary items$4,474,000683
Extraordinary gains, net$019
Net income$4,474,000682
Minority interest net income$084
Net income of bank and minority interests.$4,474,000683
Net charge-offs$1,075,0001,080
Cash dividends$4,871,000262
Sale, conversion, retirement of capital stock, net$45,000518
Net operating income$3,607,490778
2012-03-31 (YTD Data)Rank
Total interest income$10,065,000668
Total interest expense$1,447,000882
Net interest income$8,618,000627
Provision for loan and lease losses$1,300,000500
Total noninterest income$303,0002,935
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$47,0004,404
Trading account gains and fees$0148
Additional Noninterest Income$256,0002,315
Total noninterest expense$5,349,000926
Salaries and employee benefits$3,077,000839
Premises and equipment expense$545,0001,095
Additional noninterest expense$1,727,000995
Pre-tax net operating income$2,272,000801
Securities gains (losses)$645,000219
Applicable income taxes$803,000595
Income before extraordinary items$2,114,000719
Extraordinary gains, net$019
Net income$2,114,000720
Minority interest net income$078
Net income of bank and minority interests.$2,114,000720
Net charge-offs$549,0001,030
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$35,000385
Net operating income$1,649,600855
2011-12-31 (YTD Data)Rank
Total interest income$41,507,000673
Total interest expense$7,130,000838
Net interest income$34,377,000622
Provision for loan and lease losses$9,030,000455
Total noninterest income$1,481,0002,472
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$192,0004,456
Trading account gains and fees$0146
Additional Noninterest Income$1,289,0001,813
Total noninterest expense$18,432,0001,063
Salaries and employee benefits$9,957,000988
Premises and equipment expense$2,014,0001,247
Additional noninterest expense$6,461,0001,085
Pre-tax net operating income$8,396,000732
Securities gains (losses)$1,550,000295
Applicable income taxes$2,443,000672
Income before extraordinary items$7,503,000686
Extraordinary gains, net$029
Net income$7,503,000685
Minority interest net income$096
Net income of bank and minority interests.$7,503,000686
Net charge-offs$11,210,000406
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$10,0001,009
Net operating income$6,340,500758
2011-09-30 (YTD Data)Rank
Total interest income$31,379,000676
Total interest expense$5,555,000839
Net interest income$25,824,000620
Provision for loan and lease losses$7,230,000434
Total noninterest income$694,0003,261
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$152,0004,377
Trading account gains and fees$0145
Additional Noninterest Income$542,0002,584
Total noninterest expense$13,339,0001,106
Salaries and employee benefits$6,921,0001,069
Premises and equipment expense$1,558,0001,224
Additional noninterest expense$4,860,0001,081
Pre-tax net operating income$5,949,000791
Securities gains (losses)$1,445,000246
Applicable income taxes$1,939,000633
Income before extraordinary items$5,455,000724
Extraordinary gains, net$021
Net income$5,455,000723
Minority interest net income$087
Net income of bank and minority interests.$5,455,000724
Net charge-offs$9,442,000368
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$7,000954
Net operating income$4,385,700836
2011-06-30 (YTD Data)Rank
Total interest income$21,178,000676
Total interest expense$3,842,000847
Net interest income$17,336,000627
Provision for loan and lease losses$4,980,000443
Total noninterest income$265,0004,376
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$102,0004,351
Trading account gains and fees$0153
Additional Noninterest Income$163,0003,822
Total noninterest expense$8,887,0001,122
Salaries and employee benefits$4,473,0001,121
Premises and equipment expense$1,009,0001,269
Additional noninterest expense$3,405,0001,050
Pre-tax net operating income$3,734,000815
Securities gains (losses)$913,000216
Applicable income taxes$1,034,000742
Income before extraordinary items$3,613,000715
Extraordinary gains, net$015
Net income$3,613,000714
Minority interest net income$089
Net income of bank and minority interests.$3,613,000715
Net charge-offs$4,457,000516
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$5,000903
Net operating income$2,900,860829
2011-03-31 (YTD Data)Rank
Total interest income$10,766,000667
Total interest expense$1,972,000852
Net interest income$8,794,000619
Provision for loan and lease losses$2,400,000442
Total noninterest income$361,0002,508
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$50,0004,342
Trading account gains and fees$0158
Additional Noninterest Income$311,0001,872
Total noninterest expense$4,424,0001,138
Salaries and employee benefits$2,236,0001,138
Premises and equipment expense$492,0001,318
Additional noninterest expense$1,696,0001,049
Pre-tax net operating income$2,331,000683
Securities gains (losses)$258,000285
Applicable income taxes$688,000579
Income before extraordinary items$1,901,000685
Extraordinary gains, net$09
Net income$1,901,000685
Minority interest net income$086
Net income of bank and minority interests.$1,901,000685
Net charge-offs$1,631,000615
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$7,000742
Net operating income$1,712,660729
2010-12-31 (YTD Data)Rank
Total interest income$42,424,000708
Total interest expense$8,760,000950
Net interest income$33,664,000637
Provision for loan and lease losses$12,850,000540
Total noninterest income$2,165,0001,974
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$267,0003,871
Trading account gains and fees$0175
Additional Noninterest Income$1,898,0001,447
Total noninterest expense$16,420,0001,227
Salaries and employee benefits$8,552,0001,147
Premises and equipment expense$2,273,0001,144
Additional noninterest expense$5,595,0001,313
Pre-tax net operating income$6,559,000813
Securities gains (losses)$1,981,000270
Applicable income taxes$2,042,000734
Income before extraordinary items$6,498,000693
Extraordinary gains, net$029
Net income$6,498,000690
Minority interest net income$0111
Net income of bank and minority interests.$6,498,000694
Net charge-offs$11,216,000552
Cash dividends$1,033,0001,437
Sale, conversion, retirement of capital stock, net$20,0001,102
Net operating income$4,992,440851
2010-09-30 (YTD Data)Rank
Total interest income$31,757,000718
Total interest expense$6,682,000972
Net interest income$25,075,000636
Provision for loan and lease losses$8,300,000586
Total noninterest income$1,685,0001,924
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$212,0003,819
Trading account gains and fees$0165
Additional Noninterest Income$1,473,0001,360
Total noninterest expense$12,402,0001,208
Salaries and employee benefits$6,433,0001,146
Premises and equipment expense$1,728,0001,145
Additional noninterest expense$4,241,0001,271
Pre-tax net operating income$6,058,000702
Securities gains (losses)$1,243,000340
Applicable income taxes$2,079,000579
Income before extraordinary items$5,222,000669
Extraordinary gains, net$023
Net income$5,222,000667
Minority interest net income$0110
Net income of bank and minority interests.$5,222,000669
Net charge-offs$4,055,000909
Cash dividends$1,033,0001,018
Sale, conversion, retirement of capital stock, net$19,000998
Net operating income$4,327,040755
2010-06-30 (YTD Data)Rank
Total interest income$20,738,000741
Total interest expense$4,528,000991
Net interest income$16,210,000660
Provision for loan and lease losses$3,850,000784
Total noninterest income$-400,0007,729
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$147,0003,727
Trading account gains and fees$0152
Additional Noninterest Income$-547,0007,718
Total noninterest expense$7,973,0001,243
Salaries and employee benefits$4,226,0001,164
Premises and equipment expense$1,133,0001,169
Additional noninterest expense$2,614,0001,363
Pre-tax net operating income$3,987,000697
Securities gains (losses)$1,064,000249
Applicable income taxes$1,370,000550
Income before extraordinary items$3,681,000608
Extraordinary gains, net$019
Net income$3,681,000608
Minority interest net income$0105
Net income of bank and minority interests.$3,681,000609
Net charge-offs$2,290,0001,025
Cash dividends$1,033,000680
Sale, conversion, retirement of capital stock, net$15,000905
Net operating income$2,904,280748
2010-03-31 (YTD Data)Rank
Total interest income$10,162,000771
Total interest expense$2,360,0001,002
Net interest income$7,802,000696
Provision for loan and lease losses$2,250,000682
Total noninterest income$303,0002,845
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$83,0003,526
Trading account gains and fees$0175
Additional Noninterest Income$220,0002,261
Total noninterest expense$4,223,0001,198
Salaries and employee benefits$2,307,0001,070
Premises and equipment expense$564,0001,204
Additional noninterest expense$1,352,0001,311
Pre-tax net operating income$1,632,000821
Securities gains (losses)$931,000137
Applicable income taxes$744,000482
Income before extraordinary items$1,819,000617
Extraordinary gains, net$016
Net income$1,819,000621
Minority interest net income$091
Net income of bank and minority interests.$1,819,000621
Net charge-offs$1,260,000882
Cash dividends$1,033,000317
Sale, conversion, retirement of capital stock, net$7,000864
Net operating income$1,157,990921
2009-12-31 (YTD Data)Rank
Total interest income$41,255,000806
Total interest expense$11,689,0001,010
Net interest income$29,566,000721
Provision for loan and lease losses$9,475,000915
Total noninterest income$2,156,0002,013
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$396,0003,354
Trading account gains and fees$0211
Additional Noninterest Income$1,760,0001,499
Total noninterest expense$15,744,0001,313
Salaries and employee benefits$8,321,0001,178
Premises and equipment expense$2,525,0001,080
Additional noninterest expense$4,898,0001,520
Pre-tax net operating income$6,503,000658
Securities gains (losses)$2,438,000229
Applicable income taxes$2,363,000494
Income before extraordinary items$6,578,000520
Extraordinary gains, net$034
Net income$6,578,000520
Minority interest net income$0115
Net income of bank and minority interests.$6,578,000522
Net charge-offs$6,697,000930
Cash dividends$2,503,000717
Sale, conversion, retirement of capital stock, net$46,0001,079
Net operating income$4,773,880710
2009-09-30 (YTD Data)Rank
Total interest income$30,676,000833
Total interest expense$8,955,0001,046
Net interest income$21,721,000745
Provision for loan and lease losses$6,325,000883
Total noninterest income$1,817,0001,910
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$300,0003,347
Trading account gains and fees$0212
Additional Noninterest Income$1,517,0001,382
Total noninterest expense$11,822,0001,298
Salaries and employee benefits$6,209,0001,205
Premises and equipment expense$1,870,0001,107
Additional noninterest expense$3,743,0001,446
Pre-tax net operating income$5,391,000634
Securities gains (losses)$1,984,000214
Applicable income taxes$2,373,000402
Income before extraordinary items$5,002,000538
Extraordinary gains, net$027
Net income$5,002,000539
Minority interest net income$0118
Net income of bank and minority interests.$5,002,000539
Net charge-offs$5,856,000725
Cash dividends$1,981,000653
Sale, conversion, retirement of capital stock, net$34,0001,001
Net operating income$3,652,880731
2009-06-30 (YTD Data)Rank
Total interest income$20,165,000868
Total interest expense$6,015,0001,100
Net interest income$14,150,000760
Provision for loan and lease losses$4,475,000816
Total noninterest income$1,288,0001,828
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$191,0003,397
Trading account gains and fees$0193
Additional Noninterest Income$1,097,0001,342
Total noninterest expense$7,783,0001,342
Salaries and employee benefits$4,148,0001,218
Premises and equipment expense$1,215,0001,158
Additional noninterest expense$2,420,0001,518
Pre-tax net operating income$3,180,000733
Securities gains (losses)$1,478,000206
Applicable income taxes$1,466,000433
Income before extraordinary items$3,192,000565
Extraordinary gains, net$021
Net income$3,192,000564
Minority interest net income$0112
Net income of bank and minority interests.$3,192,000565
Net charge-offs$4,415,000635
Cash dividends$523,0001,573
Sale, conversion, retirement of capital stock, net$21,000985
Net operating income$2,172,180842
2009-03-31 (YTD Data)Rank
Total interest income$9,601,000924
Total interest expense$3,087,0001,114
Net interest income$6,514,000823
Provision for loan and lease losses$1,425,000955
Total noninterest income$461,0002,260
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$94,0003,374
Trading account gains and fees$0171
Additional Noninterest Income$367,0001,710
Total noninterest expense$3,845,0001,304
Salaries and employee benefits$2,092,0001,229
Premises and equipment expense$572,0001,248
Additional noninterest expense$1,181,0001,378
Pre-tax net operating income$1,705,000741
Securities gains (losses)$404,000410
Applicable income taxes$610,000540
Income before extraordinary items$1,499,000684
Extraordinary gains, net$015
Net income$1,499,000683
Minority interest net income$0102
Net income of bank and minority interests.$1,499,000686
Net charge-offs$2,154,000585
Cash dividends$523,000824
Sale, conversion, retirement of capital stock, net$20,000752
Net operating income$1,212,160806
2008-12-31 (YTD Data)Rank
Total interest income$37,630,0001,006
Total interest expense$15,347,0001,051
Net interest income$22,283,000961
Provision for loan and lease losses$6,520,000828
Total noninterest income$1,025,0003,352
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$311,0003,956
Trading account gains and fees$0154
Additional Noninterest Income$714,0002,624
Total noninterest expense$14,163,0001,384
Salaries and employee benefits$7,594,0001,344
Premises and equipment expense$2,440,0001,137
Additional noninterest expense$4,129,0001,493
Pre-tax net operating income$2,625,0002,013
Securities gains (losses)$628,000307
Applicable income taxes$-40,0006,935
Income before extraordinary items$3,293,0001,260
Extraordinary gains, net$039
Net income$3,293,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,323,000568
Cash dividends$1,397,0001,833
Sale, conversion, retirement of capital stock, net$83,0001,022
Net operating income$2,665,0001,634
2008-09-30 (YTD Data)Rank
Total interest income$28,320,0001,028
Total interest expense$11,911,0001,057
Net interest income$16,409,000998
Provision for loan and lease losses$2,900,000922
Total noninterest income$1,251,0002,501
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$203,0004,230
Trading account gains and fees$0148
Additional Noninterest Income$1,048,0001,754
Total noninterest expense$10,465,0001,383
Salaries and employee benefits$5,629,0001,378
Premises and equipment expense$1,836,0001,133
Additional noninterest expense$3,000,0001,480
Pre-tax net operating income$4,295,0001,179
Securities gains (losses)$595,000278
Applicable income taxes$1,197,0001,012
Income before extraordinary items$3,693,000994
Extraordinary gains, net$031
Net income$3,693,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,004,000442
Cash dividends$1,397,0001,403
Sale, conversion, retirement of capital stock, net$61,000903
Net operating income$3,240,8001,213
2008-06-30 (YTD Data)Rank
Total interest income$19,053,0001,035
Total interest expense$8,173,0001,069
Net interest income$10,880,000993
Provision for loan and lease losses$1,600,000907
Total noninterest income$733,0002,764
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$112,0004,627
Trading account gains and fees$0149
Additional Noninterest Income$621,0001,959
Total noninterest expense$6,958,0001,382
Salaries and employee benefits$3,763,0001,385
Premises and equipment expense$1,252,0001,106
Additional noninterest expense$1,943,0001,519
Pre-tax net operating income$3,055,0001,165
Securities gains (losses)$436,000351
Applicable income taxes$835,0001,085
Income before extraordinary items$2,656,0001,033
Extraordinary gains, net$021
Net income$2,656,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,816,000309
Cash dividends$1,397,0001,067
Sale, conversion, retirement of capital stock, net$41,000817
Net operating income$2,324,6401,172
2008-03-31 (YTD Data)Rank
Total interest income$9,921,0001,012
Total interest expense$4,250,0001,101
Net interest income$5,671,000941
Provision for loan and lease losses$600,000895
Total noninterest income$273,0003,321
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$62,0004,381
Trading account gains and fees$0158
Additional Noninterest Income$211,0002,497
Total noninterest expense$3,458,0001,382
Salaries and employee benefits$1,910,0001,369
Premises and equipment expense$633,0001,107
Additional noninterest expense$915,0001,567
Pre-tax net operating income$1,886,0001,008
Securities gains (losses)$242,000392
Applicable income taxes$591,000879
Income before extraordinary items$1,537,000978
Extraordinary gains, net$015
Net income$1,537,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,018,000228
Cash dividends$700,0001,018
Sale, conversion, retirement of capital stock, net$20,000699
Net operating income$1,362,7601,069
2007-12-31 (YTD Data)Rank
Total interest income$41,068,0001,023
Total interest expense$18,189,0001,077
Net interest income$22,879,000965
Provision for loan and lease losses$3,276,000594
Total noninterest income$4,281,0001,235
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$278,0004,243
Trading account gains and fees$0178
Additional Noninterest Income$4,003,000821
Total noninterest expense$14,946,0001,248
Salaries and employee benefits$8,149,0001,223
Premises and equipment expense$2,313,0001,142
Additional noninterest expense$4,484,0001,251
Pre-tax net operating income$8,938,000955
Securities gains (losses)$46,000828
Applicable income taxes$1,393,0001,489
Income before extraordinary items$7,591,000847
Extraordinary gains, net$039
Net income$7,591,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,230
Cash dividends$2,838,0001,249
Sale, conversion, retirement of capital stock, net$229,000718
Net operating income$7,552,360840
2007-09-30 (YTD Data)Rank
Total interest income$30,713,0001,028
Total interest expense$13,629,0001,071
Net interest income$17,084,000969
Provision for loan and lease losses$112,0003,950
Total noninterest income$1,426,0002,293
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$215,0004,191
Trading account gains and fees$0184
Additional Noninterest Income$1,211,0001,590
Total noninterest expense$10,511,0001,313
Salaries and employee benefits$5,978,0001,253
Premises and equipment expense$1,590,0001,245
Additional noninterest expense$2,943,0001,369
Pre-tax net operating income$7,887,000883
Securities gains (losses)$46,000641
Applicable income taxes$2,301,000862
Income before extraordinary items$5,632,000917
Extraordinary gains, net$033
Net income$5,632,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,185
Cash dividends$2,138,0001,154
Sale, conversion, retirement of capital stock, net$144,000674
Net operating income$5,599,340911
2007-06-30 (YTD Data)Rank
Total interest income$20,076,0001,066
Total interest expense$8,845,0001,115
Net interest income$11,231,000998
Provision for loan and lease losses$06,209
Total noninterest income$952,0002,314
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$145,0004,154
Trading account gains and fees$0168
Additional Noninterest Income$807,0001,603
Total noninterest expense$6,944,0001,343
Salaries and employee benefits$3,970,0001,282
Premises and equipment expense$971,0001,362
Additional noninterest expense$2,003,0001,368
Pre-tax net operating income$5,239,000920
Securities gains (losses)$46,000556
Applicable income taxes$1,607,000866
Income before extraordinary items$3,678,000974
Extraordinary gains, net$029
Net income$3,678,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,172
Cash dividends$1,425,0001,168
Sale, conversion, retirement of capital stock, net$140,000526
Net operating income$3,645,800973
2007-03-31 (YTD Data)Rank
Total interest income$9,746,0001,097
Total interest expense$4,243,0001,150
Net interest income$5,503,0001,014
Provision for loan and lease losses$05,779
Total noninterest income$441,0002,396
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$69,0004,205
Trading account gains and fees$0195
Additional Noninterest Income$372,0001,678
Total noninterest expense$3,372,0001,382
Salaries and employee benefits$2,054,0001,252
Premises and equipment expense$443,0001,510
Additional noninterest expense$875,0001,525
Pre-tax net operating income$2,572,000918
Securities gains (losses)$46,000432
Applicable income taxes$844,000821
Income before extraordinary items$1,774,000991
Extraordinary gains, net$022
Net income$1,774,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,166
Cash dividends$713,0001,064
Sale, conversion, retirement of capital stock, net$135,000296
Net operating income$1,742,720995
2006-12-31 (YTD Data)Rank
Total interest income$37,568,0001,049
Total interest expense$14,603,0001,147
Net interest income$22,965,000969
Provision for loan and lease losses$207,0003,467
Total noninterest income$1,843,0002,355
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$346,0003,841
Trading account gains and fees$0130
Additional Noninterest Income$1,497,0001,666
Total noninterest expense$12,913,0001,384
Salaries and employee benefits$7,858,0001,239
Premises and equipment expense$1,780,0001,445
Additional noninterest expense$3,275,0001,610
Pre-tax net operating income$11,688,000849
Securities gains (losses)$-170,0008,350
Applicable income taxes$3,836,000785
Income before extraordinary items$7,682,000972
Extraordinary gains, net$051
Net income$7,682,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-363,0008,636
Cash dividends$4,641,000756
Sale, conversion, retirement of capital stock, net$712,000540
Net operating income$7,795,900944
2006-09-30 (YTD Data)Rank
Total interest income$27,688,0001,067
Total interest expense$10,391,0001,178
Net interest income$17,297,000978
Provision for loan and lease losses$207,0002,816
Total noninterest income$1,363,0002,388
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$255,0003,912
Trading account gains and fees$0126
Additional Noninterest Income$1,108,0001,679
Total noninterest expense$9,510,0001,421
Salaries and employee benefits$5,748,0001,286
Premises and equipment expense$1,300,0001,493
Additional noninterest expense$2,462,0001,599
Pre-tax net operating income$8,943,000869
Securities gains (losses)$-170,0008,516
Applicable income taxes$2,979,000795
Income before extraordinary items$5,794,000998
Extraordinary gains, net$045
Net income$5,794,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-211,0008,635
Cash dividends$3,837,000679
Sale, conversion, retirement of capital stock, net$565,000441
Net operating income$5,906,200961
2006-06-30 (YTD Data)Rank
Total interest income$17,713,0001,090
Total interest expense$6,187,0001,265
Net interest income$11,526,000980
Provision for loan and lease losses$138,0002,788
Total noninterest income$844,0002,508
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$174,0003,822
Trading account gains and fees$0126
Additional Noninterest Income$670,0001,820
Total noninterest expense$6,288,0001,438
Salaries and employee benefits$3,791,0001,311
Premises and equipment expense$836,0001,553
Additional noninterest expense$1,661,0001,583
Pre-tax net operating income$5,944,000871
Securities gains (losses)$01,185
Applicable income taxes$2,064,000778
Income before extraordinary items$3,880,000996
Extraordinary gains, net$039
Net income$3,880,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,256
Cash dividends$1,221,0001,227
Sale, conversion, retirement of capital stock, net$174,000451
Net operating income$3,880,000977
2006-03-31 (YTD Data)Rank
Total interest income$8,381,0001,126
Total interest expense$2,754,0001,342
Net interest income$5,627,0001,004
Provision for loan and lease losses$06,013
Total noninterest income$398,0002,552
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$88,0003,748
Trading account gains and fees$0115
Additional Noninterest Income$310,0001,896
Total noninterest expense$3,107,0001,455
Salaries and employee benefits$1,840,0001,353
Premises and equipment expense$414,0001,576
Additional noninterest expense$853,0001,535
Pre-tax net operating income$2,918,000869
Securities gains (losses)$0955
Applicable income taxes$1,020,000776
Income before extraordinary items$1,898,0001,002
Extraordinary gains, net$021
Net income$1,898,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0001,896
Cash dividends$610,0001,131
Sale, conversion, retirement of capital stock, net$146,000273
Net operating income$1,898,000983
2005-12-31 (YTD Data)Rank
Total interest income$27,949,0001,195
Total interest expense$7,133,0001,600
Net interest income$20,816,0001,031
Provision for loan and lease losses$442,0002,101
Total noninterest income$1,743,0002,433
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$394,0003,587
Trading account gains and fees$0138
Additional Noninterest Income$1,349,0001,802
Total noninterest expense$11,320,0001,517
Salaries and employee benefits$6,781,0001,372
Premises and equipment expense$1,478,0001,656
Additional noninterest expense$3,061,0001,649
Pre-tax net operating income$10,797,000915
Securities gains (losses)$-2,0007,064
Applicable income taxes$3,846,000794
Income before extraordinary items$6,949,0001,044
Extraordinary gains, net$046
Net income$6,949,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,631
Cash dividends$514,0003,584
Sale, conversion, retirement of capital stock, net$304,000592
Net operating income$6,950,2801,022
2005-09-30 (YTD Data)Rank
Total interest income$20,110,0001,205
Total interest expense$4,911,0001,642
Net interest income$15,199,0001,048
Provision for loan and lease losses$442,0001,588
Total noninterest income$1,302,0002,433
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$303,0003,536
Trading account gains and fees$0126
Additional Noninterest Income$999,0001,818
Total noninterest expense$8,549,0001,500
Salaries and employee benefits$5,027,0001,372
Premises and equipment expense$1,082,0001,685
Additional noninterest expense$2,440,0001,537
Pre-tax net operating income$7,510,000980
Securities gains (losses)$-2,0007,438
Applicable income taxes$2,666,000850
Income before extraordinary items$4,842,0001,116
Extraordinary gains, net$035
Net income$4,842,0001,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,280
Cash dividends$514,0002,747
Sale, conversion, retirement of capital stock, net$304,000453
Net operating income$4,843,2801,092
2005-06-30 (YTD Data)Rank
Total interest income$12,889,0001,219
Total interest expense$2,994,0001,688
Net interest income$9,895,0001,063
Provision for loan and lease losses$354,0001,324
Total noninterest income$894,0002,368
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$205,0003,456
Trading account gains and fees$0116
Additional Noninterest Income$689,0001,762
Total noninterest expense$5,558,0001,527
Salaries and employee benefits$3,295,0001,397
Premises and equipment expense$691,0001,732
Additional noninterest expense$1,572,0001,572
Pre-tax net operating income$4,877,000971
Securities gains (losses)$-2,0007,723
Applicable income taxes$1,787,000839
Income before extraordinary items$3,088,0001,138
Extraordinary gains, net$030
Net income$3,088,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,257
Cash dividends$514,0002,143
Sale, conversion, retirement of capital stock, net$201,000363
Net operating income$3,089,2801,114
2005-03-31 (YTD Data)Rank
Total interest income$6,192,0001,244
Total interest expense$1,266,0001,872
Net interest income$4,926,0001,060
Provision for loan and lease losses$177,0001,247
Total noninterest income$457,0002,274
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$103,0003,372
Trading account gains and fees$0115
Additional Noninterest Income$354,0001,692
Total noninterest expense$2,791,0001,513
Salaries and employee benefits$1,674,0001,384
Premises and equipment expense$361,0001,673
Additional noninterest expense$756,0001,629
Pre-tax net operating income$2,415,000972
Securities gains (losses)$-2,0008,244
Applicable income taxes$922,000814
Income before extraordinary items$1,491,0001,165
Extraordinary gains, net$024
Net income$1,491,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$514,0001,180
Sale, conversion, retirement of capital stock, net$126,000245
Net operating income$1,492,2801,138
2004-12-31 (YTD Data)Rank
Total interest income$21,055,0001,349
Total interest expense$3,877,0002,092
Net interest income$17,178,0001,173
Provision for loan and lease losses$593,0001,691
Total noninterest income$1,947,0002,241
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$476,0003,252
Trading account gains and fees$0138
Additional Noninterest Income$1,471,0001,661
Total noninterest expense$10,176,0001,595
Salaries and employee benefits$5,863,0001,514
Premises and equipment expense$1,485,0001,567
Additional noninterest expense$2,828,0001,727
Pre-tax net operating income$8,356,0001,050
Securities gains (losses)$03,819
Applicable income taxes$2,895,000927
Income before extraordinary items$5,461,0001,195
Extraordinary gains, net$034
Net income$5,461,0001,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0001,724
Cash dividends$1,956,0001,396
Sale, conversion, retirement of capital stock, net$640,000445
Net operating income$5,461,0001,165
2004-09-30 (YTD Data)Rank
Total interest income$15,276,0001,384
Total interest expense$2,783,0002,145
Net interest income$12,493,0001,194
Provision for loan and lease losses$420,0001,701
Total noninterest income$1,406,0002,308
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$358,0003,269
Trading account gains and fees$0134
Additional Noninterest Income$1,048,0001,718
Total noninterest expense$7,426,0001,634
Salaries and employee benefits$4,199,0001,581
Premises and equipment expense$1,102,0001,587
Additional noninterest expense$2,125,0001,698
Pre-tax net operating income$6,053,0001,097
Securities gains (losses)$03,710
Applicable income taxes$2,121,000968
Income before extraordinary items$3,932,0001,255
Extraordinary gains, net$026
Net income$3,932,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,256
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$640,000336
Net operating income$3,932,0001,217
2004-06-30 (YTD Data)Rank
Total interest income$9,957,0001,404
Total interest expense$1,812,0002,166
Net interest income$8,145,0001,215
Provision for loan and lease losses$289,0001,643
Total noninterest income$915,0002,336
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$225,0003,375
Trading account gains and fees$0130
Additional Noninterest Income$690,0001,737
Total noninterest expense$4,873,0001,660
Salaries and employee benefits$2,717,0001,626
Premises and equipment expense$728,0001,589
Additional noninterest expense$1,428,0001,679
Pre-tax net operating income$3,898,0001,108
Securities gains (losses)$03,413
Applicable income taxes$1,328,0001,021
Income before extraordinary items$2,570,0001,263
Extraordinary gains, net$021
Net income$2,570,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,000941
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$95,000414
Net operating income$2,570,0001,223
2004-03-31 (YTD Data)Rank
Total interest income$4,914,0001,436
Total interest expense$925,0002,153
Net interest income$3,989,0001,247
Provision for loan and lease losses$192,0001,195
Total noninterest income$469,0002,257
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$99,0003,616
Trading account gains and fees$0121
Additional Noninterest Income$370,0001,618
Total noninterest expense$2,418,0001,685
Salaries and employee benefits$1,371,0001,629
Premises and equipment expense$367,0001,604
Additional noninterest expense$680,0001,752
Pre-tax net operating income$1,848,0001,140
Securities gains (losses)$02,934
Applicable income taxes$650,0001,046
Income before extraordinary items$1,198,0001,340
Extraordinary gains, net$016
Net income$1,198,0001,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$65,000290
Net operating income$1,198,0001,273
2003-12-31 (YTD Data)Rank
Total interest income$19,337,0001,485
Total interest expense$4,401,0002,027
Net interest income$14,936,0001,306
Provision for loan and lease losses$515,0002,117
Total noninterest income$1,752,0002,548
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$348,0003,965
Trading account gains and fees$0160
Additional Noninterest Income$1,404,0001,909
Total noninterest expense$9,387,0001,709
Salaries and employee benefits$5,364,0001,614
Premises and equipment expense$1,445,0001,581
Additional noninterest expense$2,578,0001,870
Pre-tax net operating income$6,786,0001,232
Securities gains (losses)$88,0002,003
Applicable income taxes$2,407,0001,106
Income before extraordinary items$4,467,0001,411
Extraordinary gains, net$054
Net income$4,467,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,965
Cash dividends$1,760,0001,540
Sale, conversion, retirement of capital stock, net$179,000619
Net operating income$4,409,8001,365
2003-09-30 (YTD Data)Rank
Total interest income$14,388,0001,528
Total interest expense$3,436,0002,026
Net interest income$10,952,0001,349
Provision for loan and lease losses$415,0001,969
Total noninterest income$1,326,0002,580
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$250,0004,093
Trading account gains and fees$0153
Additional Noninterest Income$1,076,0001,947
Total noninterest expense$7,039,0001,713
Salaries and employee benefits$3,997,0001,622
Premises and equipment expense$1,069,0001,602
Additional noninterest expense$1,973,0001,828
Pre-tax net operating income$4,824,0001,337
Securities gains (losses)$88,0001,858
Applicable income taxes$1,655,0001,241
Income before extraordinary items$3,257,0001,511
Extraordinary gains, net$040
Net income$3,257,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$1,760,0001,126
Sale, conversion, retirement of capital stock, net$179,000459
Net operating income$3,198,9201,450
2003-06-30 (YTD Data)Rank
Total interest income$9,528,0001,550
Total interest expense$2,384,0002,011
Net interest income$7,144,0001,376
Provision for loan and lease losses$375,0001,474
Total noninterest income$879,0002,569
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$156,0004,191
Trading account gains and fees$0150
Additional Noninterest Income$723,0001,920
Total noninterest expense$4,665,0001,720
Salaries and employee benefits$2,611,0001,643
Premises and equipment expense$709,0001,619
Additional noninterest expense$1,345,0001,788
Pre-tax net operating income$2,983,0001,434
Securities gains (losses)$76,0001,726
Applicable income taxes$1,121,0001,246
Income before extraordinary items$1,938,0001,676
Extraordinary gains, net$030
Net income$1,938,0001,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,889,3601,611
2003-03-31 (YTD Data)Rank
Total interest income$4,807,0001,548
Total interest expense$1,240,0001,990
Net interest income$3,567,0001,373
Provision for loan and lease losses$177,0001,507
Total noninterest income$395,0002,710
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$68,0004,446
Trading account gains and fees$0134
Additional Noninterest Income$327,0001,992
Total noninterest expense$2,340,0001,697
Salaries and employee benefits$1,299,0001,640
Premises and equipment expense$370,0001,554
Additional noninterest expense$671,0001,750
Pre-tax net operating income$1,445,0001,473
Securities gains (losses)$23,0001,827
Applicable income taxes$542,0001,278
Income before extraordinary items$926,0001,718
Extraordinary gains, net$021
Net income$926,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$911,2801,633
2002-12-31 (YTD Data)Rank
Total interest income$18,565,0001,655
Total interest expense$5,811,0001,953
Net interest income$12,754,0001,518
Provision for loan and lease losses$620,0002,007
Total noninterest income$1,794,0002,328
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$289,0004,310
Trading account gains and fees$0153
Additional Noninterest Income$1,505,0001,640
Total noninterest expense$8,364,0001,811
Salaries and employee benefits$4,676,0001,715
Premises and equipment expense$1,463,0001,519
Additional noninterest expense$2,225,0002,080
Pre-tax net operating income$5,564,0001,491
Securities gains (losses)$275,000957
Applicable income taxes$2,009,0001,289
Income before extraordinary items$3,830,0001,584
Extraordinary gains, net$070
Net income$3,830,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$3,721,000785
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,648,5001,590
2001-12-31 (YTD Data)Rank
Total interest income$20,195,0001,684
Total interest expense$8,898,0001,819
Net interest income$11,297,0001,577
Provision for loan and lease losses$255,0003,548
Total noninterest income$2,241,0001,838
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$222,0004,922
Trading account gains and fees$0177
Additional Noninterest Income$2,019,0001,240
Total noninterest expense$7,135,0002,013
Salaries and employee benefits$3,914,0001,915
Premises and equipment expense$1,117,0001,917
Additional noninterest expense$2,104,0002,136
Pre-tax net operating income$6,148,0001,218
Securities gains (losses)$557,000574
Applicable income taxes$2,313,0001,042
Income before extraordinary items$4,392,0001,240
Extraordinary gains, net$0105
Net income$4,392,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,195
Cash dividends$4,303,000693
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,024,3801,297
2000-12-31 (YTD Data)Rank
Total interest income$20,177,0001,717
Total interest expense$8,579,0002,009
Net interest income$11,598,0001,516
Provision for loan and lease losses$142,0004,519
Total noninterest income$3,757,0001,121
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$214,0004,933
Trading account gains and fees$0180
Additional Noninterest Income$3,543,000774
Total noninterest expense$7,348,0001,889
Salaries and employee benefits$3,719,0001,933
Premises and equipment expense$985,0002,093
Additional noninterest expense$2,644,0001,679
Pre-tax net operating income$7,865,000981
Securities gains (losses)$-59,0009,258
Applicable income taxes$2,837,000872
Income before extraordinary items$4,969,0001,075
Extraordinary gains, net$038
Net income$4,969,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,989
Cash dividends$3,248,000900
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,006,7601,066
1999-12-31 (YTD Data)Rank
Total interest income$17,268,0001,880
Total interest expense$6,324,0002,324
Net interest income$10,944,0001,583
Provision for loan and lease losses$120,0004,720
Total noninterest income$3,622,0001,168
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$251,0004,513
Trading account gains and fees$0173
Additional Noninterest Income$3,371,000833
Total noninterest expense$7,049,0001,949
Salaries and employee benefits$3,736,0001,867
Premises and equipment expense$923,0002,214
Additional noninterest expense$2,390,0001,839
Pre-tax net operating income$7,397,0001,052
Securities gains (losses)$-58,0009,826
Applicable income taxes$2,599,000992
Income before extraordinary items$4,740,0001,158
Extraordinary gains, net$035
Net income$4,740,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,503
Cash dividends$2,841,0001,026
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,777,7001,129
1998-12-31 (YTD Data)Rank
Total interest income$16,323,0001,989
Total interest expense$5,766,0002,629
Net interest income$10,557,0001,611
Provision for loan and lease losses$500,0001,714
Total noninterest income$3,050,0001,326
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$215,0004,944
Trading account gains and fees$0224
Additional Noninterest Income$2,835,000930
Total noninterest expense$6,431,0002,041
Salaries and employee benefits$3,416,0001,951
Premises and equipment expense$815,0002,410
Additional noninterest expense$2,200,0001,920
Pre-tax net operating income$6,676,0001,127
Securities gains (losses)$92,0001,334
Applicable income taxes$2,499,0001,019
Income before extraordinary items$4,269,0001,250
Extraordinary gains, net$032
Net income$4,269,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,945
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,210,1201,222
1997-12-31 (YTD Data)Rank
Total interest income$15,765,0002,065
Total interest expense$6,249,0002,410
Net interest income$9,516,0001,834
Provision for loan and lease losses$1,024,000975
Total noninterest income$2,630,0001,424
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$212,0005,171
Trading account gains and fees$0239
Additional Noninterest Income$2,418,000963
Total noninterest expense$5,345,0002,411
Salaries and employee benefits$3,019,0002,196
Premises and equipment expense$762,0002,535
Additional noninterest expense$1,564,0002,622
Pre-tax net operating income$5,777,0001,341
Securities gains (losses)$5,0002,787
Applicable income taxes$2,122,0001,250
Income before extraordinary items$3,660,0001,475
Extraordinary gains, net$044
Net income$3,660,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,0001,342
Cash dividends$1,600,0001,530
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,656,8001,440
1996-12-31 (YTD Data)Rank
Total interest income$15,591,0002,166
Total interest expense$6,824,0002,267
Net interest income$8,767,0002,043
Provision for loan and lease losses$2,160,000582
Total noninterest income$2,137,0001,739
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$187,0005,794
Trading account gains and fees$0262
Additional Noninterest Income$1,950,0001,174
Total noninterest expense$4,633,0002,936
Salaries and employee benefits$2,750,0002,421
Premises and equipment expense$786,0002,497
Additional noninterest expense$1,097,0004,067
Pre-tax net operating income$4,111,0001,746
Securities gains (losses)$-58,00011,074
Applicable income taxes$1,442,0001,659
Income before extraordinary items$2,611,0001,891
Extraordinary gains, net$053
Net income$2,611,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,919,000590
Cash dividends$675,0002,818
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,648,1201,836
1995-12-31 (YTD Data)Rank
Total interest income$15,143,0002,224
Total interest expense$6,413,0002,411
Net interest income$8,730,0002,054
Provision for loan and lease losses$1,045,000908
Total noninterest income$1,697,0002,092
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$181,0006,040
Trading account gains and fees$0522
Additional Noninterest Income$1,516,0001,373
Total noninterest expense$4,711,0002,860
Salaries and employee benefits$2,631,0002,539
Premises and equipment expense$646,0003,018
Additional noninterest expense$1,434,0003,207
Pre-tax net operating income$4,671,0001,585
Securities gains (losses)$03,831
Applicable income taxes$1,751,0001,433
Income before extraordinary items$2,920,0001,725
Extraordinary gains, net$065
Net income$2,920,0001,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$722,0001,091
Cash dividends$675,0002,720
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,920,0001,703
1994-12-31 (YTD Data)Rank
Total interest income$11,299,0002,692
Total interest expense$4,299,0002,850
Net interest income$7,000,0002,578
Provision for loan and lease losses$655,0001,257
Total noninterest income$843,0003,551
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$138,0007,171
Trading account gains and fees$0475
Additional Noninterest Income$705,0002,323
Total noninterest expense$3,876,0003,525
Salaries and employee benefits$2,184,0003,029
Premises and equipment expense$535,0003,586
Additional noninterest expense$1,157,0004,191
Pre-tax net operating income$3,312,0002,149
Securities gains (losses)$03,600
Applicable income taxes$1,163,0001,940
Income before extraordinary items$2,149,0002,265
Extraordinary gains, net$0249
Net income$2,149,0002,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,002
Cash dividends$563,0002,936
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,149,0002,287
1993-12-31 (YTD Data)Rank
Total interest income$9,140,0003,369
Total interest expense$3,449,0003,637
Net interest income$5,691,0003,183
Provision for loan and lease losses$243,0003,454
Total noninterest income$497,0005,624
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$130,0007,580
Trading account gains and fees$0532
Additional Noninterest Income$367,0003,975
Total noninterest expense$2,998,0004,515
Salaries and employee benefits$1,656,0003,917
Premises and equipment expense$372,0004,997
Additional noninterest expense$970,0005,046
Pre-tax net operating income$2,947,0002,328
Securities gains (losses)$30,0004,104
Applicable income taxes$992,0002,276
Income before extraordinary items$1,985,0002,541
Extraordinary gains, net$03,149
Net income$1,985,0002,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0006,983
Cash dividends$563,0002,796
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,964,9002,417
1992-12-31 (YTD Data)Rank
Total interest income$9,563,0003,647
Total interest expense$4,114,0003,975
Net interest income$5,449,0003,358
Provision for loan and lease losses$124,0006,630
Total noninterest income$245,0008,580
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$96,0008,631
Trading account gains and fees$0504
Additional Noninterest Income$149,0006,659
Total noninterest expense$2,768,0004,874
Salaries and employee benefits$1,634,0003,925
Premises and equipment expense$304,0005,913
Additional noninterest expense$830,0005,885
Pre-tax net operating income$2,802,0002,200
Securities gains (losses)$81,0003,352
Applicable income taxes$1,193,0001,771
Income before extraordinary items$1,690,0002,723
Extraordinary gains, net$312,000302
Net income$2,002,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0009,962
Cash dividends$563,0002,527
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,638,1602,597

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.