Home > Merchants Bank of California > Income and Expense

Merchants Bank of California, Income and Expense

2018-06-30 (YTD Data)Rank
Total interest income$85,0005,531
Total interest expense$05,529
Net interest income$85,0005,529
Provision for loan and lease losses$03,782
Total noninterest income$05,488
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and feesNANA
Additional Noninterest Income$05,428
Total noninterest expense$51,0005,535
Salaries and employee benefits$05,531
Premises and equipment expense$-41,0005,541
Additional noninterest expense$92,0005,429
Pre-tax net operating income$34,0005,291
Securities gains (losses)$-258,0005,438
Applicable income taxes$04,018
Income before extraordinary items$-224,0005,435
Extraordinary gains, net$06
Net income$-224,0005,434
Minority interest net income$065
Net income of bank and minority interests.$-224,0005,434
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$34,0005,286
2018-03-31 (YTD Data)Rank
Total interest income$21,0005,601
Total interest expense$05,593
Net interest income$21,0005,599
Provision for loan and lease losses$03,508
Total noninterest income$05,557
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and feesNANA
Additional Noninterest Income$05,496
Total noninterest expense$432,0004,843
Salaries and employee benefits$05,594
Premises and equipment expense$123,0003,267
Additional noninterest expense$309,0003,596
Pre-tax net operating income$-411,0005,565
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-411,0005,553
Extraordinary gains, net$07
Net income$-411,0005,553
Minority interest net income$052
Net income of bank and minority interests.$-411,0005,553
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-411,0005,556
2017-12-31 (YTD Data)Rank
Total interest income$821,0005,537
Total interest expense$101,0005,315
Net interest income$720,0005,538
Provision for loan and lease losses$-1,276,0005,615
Total noninterest income$-1,468,0005,664
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$832,0001,373
Trading account gains and feesNANA
Additional Noninterest Income$-2,300,0005,673
Total noninterest expense$8,287,0002,202
Salaries and employee benefits$4,438,0002,297
Premises and equipment expense$800,0002,452
Additional noninterest expense$3,049,0001,905
Pre-tax net operating income$-7,759,0005,668
Securities gains (losses)$02,243
Applicable income taxes$1,0004,081
Income before extraordinary items$-7,760,0005,657
Extraordinary gains, net$09
Net income$-7,760,0005,657
Minority interest net income$076
Net income of bank and minority interests.$-7,760,0005,657
Net charge-offs$-616,0005,590
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-7,760,0005,657
2017-09-30 (YTD Data)Rank
Total interest income$821,0005,508
Total interest expense$99,0005,224
Net interest income$722,0005,518
Provision for loan and lease losses$-1,276,0005,687
Total noninterest income$-1,482,0005,735
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$832,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$-2,314,0005,743
Total noninterest expense$7,384,0001,931
Salaries and employee benefits$4,188,0001,925
Premises and equipment expense$550,0002,605
Additional noninterest expense$2,646,0001,697
Pre-tax net operating income$-6,868,0005,739
Securities gains (losses)$02,274
Applicable income taxes$1,0004,110
Income before extraordinary items$-6,869,0005,730
Extraordinary gains, net$09
Net income$-6,869,0005,730
Minority interest net income$071
Net income of bank and minority interests.$-6,869,0005,730
Net charge-offs$-616,0005,655
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-6,869,0005,730
2017-06-30 (YTD Data)Rank
Total interest income$567,0005,539
Total interest expense$77,0005,142
Net interest income$490,0005,559
Provision for loan and lease losses$-935,0005,736
Total noninterest income$-983,0005,781
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$701,000864
Trading account gains and feesNANA
Additional Noninterest Income$-1,684,0005,790
Total noninterest expense$5,544,0001,734
Salaries and employee benefits$3,107,0001,771
Premises and equipment expense$404,0002,459
Additional noninterest expense$2,033,0001,488
Pre-tax net operating income$-5,102,0005,789
Securities gains (losses)$01,906
Applicable income taxes$1,0004,119
Income before extraordinary items$-5,103,0005,782
Extraordinary gains, net$011
Net income$-5,103,0005,782
Minority interest net income$071
Net income of bank and minority interests.$-5,103,0005,782
Net charge-offs$-297,0005,663
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-5,103,0005,782
2017-03-31 (YTD Data)Rank
Total interest income$296,0005,581
Total interest expense$43,0005,070
Net interest income$253,0005,598
Provision for loan and lease losses$03,537
Total noninterest income$380,0002,406
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$368,000827
Trading account gains and feesNANA
Additional Noninterest Income$12,0005,287
Total noninterest expense$2,565,0001,883
Salaries and employee benefits$1,691,0001,663
Premises and equipment expense$191,0002,586
Additional noninterest expense$683,0002,086
Pre-tax net operating income$-1,932,0005,848
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-1,932,0005,841
Extraordinary gains, net$08
Net income$-1,932,0005,841
Minority interest net income$055
Net income of bank and minority interests.$-1,932,0005,841
Net charge-offs$-121,0005,640
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-1,932,0005,841
2016-12-31 (YTD Data)Rank
Total interest income$1,061,0005,678
Total interest expense$162,0005,164
Net interest income$899,0005,702
Provision for loan and lease losses$-896,0005,812
Total noninterest income$5,848,0001,027
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,375,000278
Trading account gains and fees$271,000125
Additional Noninterest Income$202,0004,348
Total noninterest expense$15,275,0001,307
Salaries and employee benefits$5,825,0001,836
Premises and equipment expense$771,0002,563
Additional noninterest expense$8,679,000766
Pre-tax net operating income$-7,632,0005,910
Securities gains (losses)$03,212
Applicable income taxes$-1,911,0005,871
Income before extraordinary items$-5,721,0005,896
Extraordinary gains, net$05
Net income$-5,721,0005,895
Minority interest net income$082
Net income of bank and minority interests.$-5,721,0005,895
Net charge-offs$-279,0005,717
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-5,721,0005,896
2016-09-30 (YTD Data)Rank
Total interest income$854,0005,711
Total interest expense$119,0005,235
Net interest income$735,0005,730
Provision for loan and lease losses$-346,0005,824
Total noninterest income$5,245,000902
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,856,000236
Trading account gains and fees$266,000113
Additional Noninterest Income$123,0004,611
Total noninterest expense$9,576,0001,524
Salaries and employee benefits$4,155,0001,919
Premises and equipment expense$572,0002,584
Additional noninterest expense$4,849,0001,014
Pre-tax net operating income$-3,250,0005,967
Securities gains (losses)$03,160
Applicable income taxes$-1,000,0005,943
Income before extraordinary items$-2,250,0005,956
Extraordinary gains, net$05
Net income$-2,250,0005,956
Minority interest net income$071
Net income of bank and minority interests.$-2,250,0005,956
Net charge-offs$-296,0005,792
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-2,250,0005,956
2016-06-30 (YTD Data)Rank
Total interest income$590,0005,759
Total interest expense$83,0005,259
Net interest income$507,0005,779
Provision for loan and lease losses$-346,0005,940
Total noninterest income$3,723,000856
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$3,416,000217
Trading account gains and fees$217,00093
Additional Noninterest Income$90,0004,535
Total noninterest expense$6,896,0001,428
Salaries and employee benefits$2,707,0001,960
Premises and equipment expense$356,0002,726
Additional noninterest expense$3,833,000856
Pre-tax net operating income$-2,320,0006,041
Securities gains (losses)$02,835
Applicable income taxes$-544,0006,022
Income before extraordinary items$-1,776,0006,035
Extraordinary gains, net$016
Net income$-1,776,0006,034
Minority interest net income$071
Net income of bank and minority interests.$-1,776,0006,034
Net charge-offs$-294,0005,913
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-1,776,0006,034
2016-03-31 (YTD Data)Rank
Total interest income$324,0005,758
Total interest expense$43,0005,266
Net interest income$281,0005,782
Provision for loan and lease losses$-23,0005,918
Total noninterest income$1,868,000833
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,714,000215
Trading account gains and fees$117,00090
Additional Noninterest Income$37,0004,714
Total noninterest expense$2,978,0001,636
Salaries and employee benefits$1,293,0002,042
Premises and equipment expense$174,0002,798
Additional noninterest expense$1,511,0001,081
Pre-tax net operating income$-806,0006,082
Securities gains (losses)$02,077
Applicable income taxes$-333,0006,094
Income before extraordinary items$-473,0006,059
Extraordinary gains, net$012
Net income$-473,0006,059
Minority interest net income$062
Net income of bank and minority interests.$-473,0006,059
Net charge-offs$-10,0005,188
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-473,0006,056
2015-12-31 (YTD Data)Rank
Total interest income$1,662,0005,616
Total interest expense$95,0005,753
Net interest income$1,567,0005,558
Provision for loan and lease losses$-33,0005,652
Total noninterest income$8,276,000774
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$6,995,000218
Trading account gains and fees$479,00093
Additional Noninterest Income$802,0002,653
Total noninterest expense$10,022,0001,890
Salaries and employee benefits$3,930,0002,532
Premises and equipment expense$813,0002,525
Additional noninterest expense$5,279,0001,213
Pre-tax net operating income$-146,0005,952
Securities gains (losses)$128,0001,016
Applicable income taxes$-7,0005,868
Income before extraordinary items$-11,0005,901
Extraordinary gains, net$023
Net income$-11,0005,904
Minority interest net income$081
Net income of bank and minority interests.$-11,0005,904
Net charge-offs$127,0002,438
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-92,9205,931
2015-09-30 (YTD Data)Rank
Total interest income$1,323,0005,618
Total interest expense$70,0005,844
Net interest income$1,253,0005,549
Provision for loan and lease losses$-33,0005,850
Total noninterest income$6,368,000775
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$5,367,000218
Trading account gains and fees$344,00096
Additional Noninterest Income$657,0002,551
Total noninterest expense$7,497,0001,897
Salaries and employee benefits$3,028,0002,482
Premises and equipment expense$611,0002,552
Additional noninterest expense$3,858,0001,249
Pre-tax net operating income$157,0005,577
Securities gains (losses)$128,000884
Applicable income taxes$119,0003,167
Income before extraordinary items$166,0005,529
Extraordinary gains, net$021
Net income$166,0005,531
Minority interest net income$078
Net income of bank and minority interests.$166,0005,532
Net charge-offs$218,0001,471
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$84,0805,734
2015-06-30 (YTD Data)Rank
Total interest income$929,0005,608
Total interest expense$45,0005,921
Net interest income$884,0005,528
Provision for loan and lease losses$-33,0005,984
Total noninterest income$4,493,000748
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,739,000202
Trading account gains and fees$217,00098
Additional Noninterest Income$537,0002,340
Total noninterest expense$4,901,0001,945
Salaries and employee benefits$2,010,0002,506
Premises and equipment expense$401,0002,590
Additional noninterest expense$2,490,0001,274
Pre-tax net operating income$509,0004,147
Securities gains (losses)$128,000715
Applicable income taxes$263,0002,221
Income before extraordinary items$374,0004,387
Extraordinary gains, net$022
Net income$374,0004,389
Minority interest net income$075
Net income of bank and minority interests.$374,0004,389
Net charge-offs$9,0003,291
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$292,0804,670
2015-03-31 (YTD Data)Rank
Total interest income$474,0005,628
Total interest expense$22,0005,985
Net interest income$452,0005,531
Provision for loan and lease losses$03,703
Total noninterest income$2,340,000698
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$2,027,000186
Trading account gains and fees$82,000104
Additional Noninterest Income$231,0002,449
Total noninterest expense$2,434,0001,952
Salaries and employee benefits$985,0002,557
Premises and equipment expense$202,0002,632
Additional noninterest expense$1,247,0001,261
Pre-tax net operating income$358,0003,584
Securities gains (losses)$02,027
Applicable income taxes$148,0002,105
Income before extraordinary items$210,0004,205
Extraordinary gains, net$013
Net income$210,0004,207
Minority interest net income$064
Net income of bank and minority interests.$210,0004,208
Net charge-offs$79,0001,265
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$210,0004,134
2014-12-31 (YTD Data)Rank
Total interest income$2,097,0005,587
Total interest expense$52,0006,311
Net interest income$2,045,0005,436
Provision for loan and lease losses$04,603
Total noninterest income$10,403,000622
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$9,412,000175
Trading account gains and fees$0180
Additional Noninterest Income$991,0002,339
Total noninterest expense$9,827,0001,924
Salaries and employee benefits$3,898,0002,559
Premises and equipment expense$819,0002,618
Additional noninterest expense$5,110,0001,272
Pre-tax net operating income$2,621,0002,497
Securities gains (losses)$03,259
Applicable income taxes$1,051,0001,497
Income before extraordinary items$1,570,0003,165
Extraordinary gains, net$017
Net income$1,570,0003,165
Minority interest net income$084
Net income of bank and minority interests.$1,570,0003,166
Net charge-offs$-55,0006,014
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,570,0003,113
2014-09-30 (YTD Data)Rank
Total interest income$1,604,0005,631
Total interest expense$37,0006,408
Net interest income$1,567,0005,453
Provision for loan and lease losses$04,401
Total noninterest income$8,276,000597
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$7,472,000164
Trading account gains and fees$0174
Additional Noninterest Income$804,0002,255
Total noninterest expense$6,987,0002,033
Salaries and employee benefits$2,878,0002,588
Premises and equipment expense$620,0002,629
Additional noninterest expense$3,489,0001,385
Pre-tax net operating income$2,856,0001,935
Securities gains (losses)$02,980
Applicable income taxes$1,180,0001,162
Income before extraordinary items$1,676,0002,521
Extraordinary gains, net$015
Net income$1,676,0002,522
Minority interest net income$081
Net income of bank and minority interests.$1,676,0002,521
Net charge-offs$-279,0006,398
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,676,0002,479
2014-06-30 (YTD Data)Rank
Total interest income$943,0005,830
Total interest expense$25,0006,467
Net interest income$918,0005,701
Provision for loan and lease losses$04,196
Total noninterest income$5,843,000568
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$5,275,000155
Trading account gains and fees$0172
Additional Noninterest Income$568,0002,142
Total noninterest expense$4,872,0001,945
Salaries and employee benefits$1,909,0002,610
Premises and equipment expense$404,0002,693
Additional noninterest expense$2,559,0001,266
Pre-tax net operating income$1,889,0001,908
Securities gains (losses)$02,580
Applicable income taxes$780,0001,152
Income before extraordinary items$1,109,0002,455
Extraordinary gains, net$020
Net income$1,109,0002,459
Minority interest net income$080
Net income of bank and minority interests.$1,109,0002,459
Net charge-offs$-222,0006,471
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,109,0002,424
2014-03-31 (YTD Data)Rank
Total interest income$476,0005,872
Total interest expense$13,0006,523
Net interest income$463,0005,738
Provision for loan and lease losses$03,817
Total noninterest income$2,595,000598
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$2,338,000170
Trading account gains and fees$0147
Additional Noninterest Income$257,0002,222
Total noninterest expense$2,286,0002,080
Salaries and employee benefits$914,0002,717
Premises and equipment expense$201,0002,742
Additional noninterest expense$1,171,0001,356
Pre-tax net operating income$772,0002,151
Securities gains (losses)$01,715
Applicable income taxes$319,0001,290
Income before extraordinary items$453,0002,767
Extraordinary gains, net$016
Net income$453,0002,770
Minority interest net income$066
Net income of bank and minority interests.$453,0002,770
Net charge-offs$-207,0006,589
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$453,0002,724
2013-12-31 (YTD Data)Rank
Total interest income$2,122,0005,789
Total interest expense$113,0006,355
Net interest income$2,009,0005,656
Provision for loan and lease losses$05,091
Total noninterest income$8,736,000753
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$7,941,000208
Trading account gains and fees$0184
Additional Noninterest Income$795,0002,678
Total noninterest expense$8,539,0002,205
Salaries and employee benefits$3,626,0002,716
Premises and equipment expense$756,0002,810
Additional noninterest expense$4,157,0001,580
Pre-tax net operating income$2,206,0002,678
Securities gains (losses)$03,182
Applicable income taxes$882,0001,582
Income before extraordinary items$1,324,0003,383
Extraordinary gains, net$029
Net income$1,324,0003,384
Minority interest net income$090
Net income of bank and minority interests.$1,324,0003,386
Net charge-offs$304,0002,568
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,324,0003,336
2013-09-30 (YTD Data)Rank
Total interest income$1,639,0005,824
Total interest expense$97,0006,371
Net interest income$1,542,0005,673
Provision for loan and lease losses$04,941
Total noninterest income$6,338,000771
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$5,803,000215
Trading account gains and fees$0180
Additional Noninterest Income$535,0002,917
Total noninterest expense$6,617,0002,132
Salaries and employee benefits$2,816,0002,627
Premises and equipment expense$570,0002,819
Additional noninterest expense$3,231,0001,524
Pre-tax net operating income$1,263,0003,256
Securities gains (losses)$03,040
Applicable income taxes$522,0001,874
Income before extraordinary items$741,0003,960
Extraordinary gains, net$025
Net income$741,0003,962
Minority interest net income$084
Net income of bank and minority interests.$741,0003,963
Net charge-offs$189,0002,635
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$741,0003,888
2013-06-30 (YTD Data)Rank
Total interest income$1,124,0005,807
Total interest expense$79,0006,295
Net interest income$1,045,0005,656
Provision for loan and lease losses$04,788
Total noninterest income$4,090,000799
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,759,000218
Trading account gains and fees$0157
Additional Noninterest Income$331,0003,068
Total noninterest expense$4,379,0002,147
Salaries and employee benefits$1,893,0002,624
Premises and equipment expense$372,0002,870
Additional noninterest expense$2,114,0001,547
Pre-tax net operating income$756,0003,430
Securities gains (losses)$02,791
Applicable income taxes$312,0001,975
Income before extraordinary items$444,0004,142
Extraordinary gains, net$022
Net income$444,0004,144
Minority interest net income$082
Net income of bank and minority interests.$444,0004,145
Net charge-offs$-14,0006,233
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$444,0004,034
2013-03-31 (YTD Data)Rank
Total interest income$588,0005,772
Total interest expense$47,0006,223
Net interest income$541,0005,622
Provision for loan and lease losses$04,409
Total noninterest income$1,932,000844
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,774,000228
Trading account gains and fees$0148
Additional Noninterest Income$158,0003,105
Total noninterest expense$2,130,0002,232
Salaries and employee benefits$930,0002,688
Premises and equipment expense$182,0002,935
Additional noninterest expense$1,018,0001,590
Pre-tax net operating income$343,0003,550
Securities gains (losses)$01,966
Applicable income taxes$142,0002,039
Income before extraordinary items$201,0004,265
Extraordinary gains, net$010
Net income$201,0004,268
Minority interest net income$076
Net income of bank and minority interests.$201,0004,267
Net charge-offs$56,0002,345
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$201,0004,168
2012-12-31 (YTD Data)Rank
Total interest income$2,824,0005,583
Total interest expense$279,0006,067
Net interest income$2,545,0005,429
Provision for loan and lease losses$05,905
Total noninterest income$7,760,000816
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$6,261,000257
Trading account gains and fees$0166
Additional Noninterest Income$1,499,0001,850
Total noninterest expense$8,119,0002,320
Salaries and employee benefits$3,956,0002,480
Premises and equipment expense$631,0003,267
Additional noninterest expense$3,532,0001,863
Pre-tax net operating income$2,186,0002,651
Securities gains (losses)$03,810
Applicable income taxes$902,0001,564
Income before extraordinary items$1,284,0003,404
Extraordinary gains, net$029
Net income$1,284,0003,405
Minority interest net income$093
Net income of bank and minority interests.$1,284,0003,406
Net charge-offs$32,0005,176
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,284,0003,271
2012-09-30 (YTD Data)Rank
Total interest income$2,102,0005,682
Total interest expense$224,0006,115
Net interest income$1,878,0005,536
Provision for loan and lease losses$05,790
Total noninterest income$5,232,000879
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,522,000266
Trading account gains and fees$0157
Additional Noninterest Income$710,0002,439
Total noninterest expense$5,828,0002,439
Salaries and employee benefits$2,831,0002,611
Premises and equipment expense$419,0003,603
Additional noninterest expense$2,578,0001,916
Pre-tax net operating income$1,282,0003,174
Securities gains (losses)$03,575
Applicable income taxes$529,0001,882
Income before extraordinary items$753,0003,966
Extraordinary gains, net$020
Net income$753,0003,966
Minority interest net income$086
Net income of bank and minority interests.$753,0003,968
Net charge-offs$48,0004,539
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$753,0003,801
2012-06-30 (YTD Data)Rank
Total interest income$1,450,0005,674
Total interest expense$162,0006,099
Net interest income$1,288,0005,529
Provision for loan and lease losses$05,619
Total noninterest income$3,447,000884
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,939,000268
Trading account gains and fees$0153
Additional Noninterest Income$508,0002,310
Total noninterest expense$4,057,0002,339
Salaries and employee benefits$1,898,0002,603
Premises and equipment expense$414,0002,704
Additional noninterest expense$1,745,0001,902
Pre-tax net operating income$678,0003,592
Securities gains (losses)$03,178
Applicable income taxes$282,0002,124
Income before extraordinary items$396,0004,379
Extraordinary gains, net$019
Net income$396,0004,383
Minority interest net income$084
Net income of bank and minority interests.$396,0004,382
Net charge-offs$-58,0007,008
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$396,0004,189
2012-03-31 (YTD Data)Rank
Total interest income$741,0005,678
Total interest expense$83,0006,160
Net interest income$658,0005,518
Provision for loan and lease losses$05,254
Total noninterest income$1,670,000886
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,373,000282
Trading account gains and fees$0148
Additional Noninterest Income$297,0002,112
Total noninterest expense$2,069,0002,303
Salaries and employee benefits$965,0002,565
Premises and equipment expense$212,0002,673
Additional noninterest expense$892,0001,856
Pre-tax net operating income$259,0004,103
Securities gains (losses)$02,210
Applicable income taxes$107,0002,386
Income before extraordinary items$152,0004,826
Extraordinary gains, net$019
Net income$152,0004,829
Minority interest net income$078
Net income of bank and minority interests.$152,0004,830
Net charge-offs$-31,0006,984
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$152,0004,687
2011-12-31 (YTD Data)Rank
Total interest income$3,212,0005,622
Total interest expense$402,0006,198
Net interest income$2,810,0005,408
Provision for loan and lease losses$680,0002,983
Total noninterest income$9,728,000631
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,794,000330
Trading account gains and fees$0146
Additional Noninterest Income$4,934,000708
Total noninterest expense$7,532,0002,506
Salaries and employee benefits$3,596,0002,684
Premises and equipment expense$769,0002,998
Additional noninterest expense$3,167,0002,102
Pre-tax net operating income$4,326,0001,349
Securities gains (losses)$03,838
Applicable income taxes$1,785,000872
Income before extraordinary items$2,541,0001,856
Extraordinary gains, net$029
Net income$2,541,0001,857
Minority interest net income$096
Net income of bank and minority interests.$2,541,0001,857
Net charge-offs$1,055,0002,298
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,541,0001,772
2011-09-30 (YTD Data)Rank
Total interest income$2,319,0005,761
Total interest expense$304,0006,299
Net interest income$2,015,0005,534
Provision for loan and lease losses$450,0003,020
Total noninterest income$8,095,000588
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,501,000340
Trading account gains and fees$0145
Additional Noninterest Income$4,594,000615
Total noninterest expense$5,648,0002,503
Salaries and employee benefits$2,659,0002,712
Premises and equipment expense$572,0003,036
Additional noninterest expense$2,417,0002,063
Pre-tax net operating income$4,012,0001,145
Securities gains (losses)$03,555
Applicable income taxes$1,656,000724
Income before extraordinary items$2,356,0001,614
Extraordinary gains, net$021
Net income$2,356,0001,614
Minority interest net income$087
Net income of bank and minority interests.$2,356,0001,614
Net charge-offs$577,0002,513
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,356,0001,538
2011-06-30 (YTD Data)Rank
Total interest income$1,573,0005,766
Total interest expense$204,0006,392
Net interest income$1,369,0005,526
Provision for loan and lease losses$400,0002,592
Total noninterest income$6,564,000509
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,218,000357
Trading account gains and fees$0153
Additional Noninterest Income$4,346,000477
Total noninterest expense$3,780,0002,512
Salaries and employee benefits$1,758,0002,749
Premises and equipment expense$373,0003,107
Additional noninterest expense$1,649,0002,067
Pre-tax net operating income$3,753,000813
Securities gains (losses)$02,914
Applicable income taxes$1,549,000542
Income before extraordinary items$2,204,0001,123
Extraordinary gains, net$015
Net income$2,204,0001,123
Minority interest net income$089
Net income of bank and minority interests.$2,204,0001,123
Net charge-offs$566,0002,023
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,204,0001,084
2011-03-31 (YTD Data)Rank
Total interest income$788,0005,807
Total interest expense$101,0006,504
Net interest income$687,0005,521
Provision for loan and lease losses$175,0002,602
Total noninterest income$4,881,000382
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,102,000354
Trading account gains and fees$0158
Additional Noninterest Income$3,779,000321
Total noninterest expense$1,968,0002,453
Salaries and employee benefits$907,0002,674
Premises and equipment expense$200,0002,995
Additional noninterest expense$861,0001,965
Pre-tax net operating income$3,425,000491
Securities gains (losses)$01,772
Applicable income taxes$1,415,000358
Income before extraordinary items$2,010,000653
Extraordinary gains, net$09
Net income$2,010,000649
Minority interest net income$086
Net income of bank and minority interests.$2,010,000653
Net charge-offs$188,0002,166
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,010,000636
2010-12-31 (YTD Data)Rank
Total interest income$3,677,0005,607
Total interest expense$587,0006,293
Net interest income$3,090,0005,275
Provision for loan and lease losses$1,925,0002,128
Total noninterest income$7,505,000792
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,121,000377
Trading account gains and fees$0175
Additional Noninterest Income$3,384,000974
Total noninterest expense$8,476,0002,282
Salaries and employee benefits$4,461,0002,173
Premises and equipment expense$1,031,0002,418
Additional noninterest expense$2,984,0002,304
Pre-tax net operating income$194,0005,218
Securities gains (losses)$03,793
Applicable income taxes$81,0003,381
Income before extraordinary items$113,0005,559
Extraordinary gains, net$029
Net income$113,0005,560
Minority interest net income$0111
Net income of bank and minority interests.$113,0005,561
Net charge-offs$1,500,0002,185
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$113,0005,437
2010-09-30 (YTD Data)Rank
Total interest income$2,803,0005,668
Total interest expense$456,0006,375
Net interest income$2,347,0005,314
Provision for loan and lease losses$1,250,0002,212
Total noninterest income$5,654,000767
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,031,000385
Trading account gains and fees$0165
Additional Noninterest Income$2,623,000913
Total noninterest expense$6,489,0002,236
Salaries and employee benefits$3,349,0002,173
Premises and equipment expense$775,0002,452
Additional noninterest expense$2,365,0002,169
Pre-tax net operating income$262,0005,003
Securities gains (losses)$03,651
Applicable income taxes$109,0003,056
Income before extraordinary items$153,0005,493
Extraordinary gains, net$023
Net income$153,0005,494
Minority interest net income$0110
Net income of bank and minority interests.$153,0005,495
Net charge-offs$1,092,0002,090
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$153,0005,329
2010-06-30 (YTD Data)Rank
Total interest income$1,926,0005,629
Total interest expense$317,0006,387
Net interest income$1,609,0005,240
Provision for loan and lease losses$575,0002,656
Total noninterest income$3,698,000771
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,002,000388
Trading account gains and fees$0152
Additional Noninterest Income$1,696,000898
Total noninterest expense$4,297,0002,252
Salaries and employee benefits$2,273,0002,138
Premises and equipment expense$502,0002,534
Additional noninterest expense$1,522,0002,231
Pre-tax net operating income$435,0003,855
Securities gains (losses)$03,184
Applicable income taxes$180,0002,237
Income before extraordinary items$255,0004,560
Extraordinary gains, net$019
Net income$255,0004,560
Minority interest net income$0105
Net income of bank and minority interests.$255,0004,560
Net charge-offs$595,0002,249
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$255,0004,413
2010-03-31 (YTD Data)Rank
Total interest income$914,0005,831
Total interest expense$165,0006,453
Net interest income$749,0005,483
Provision for loan and lease losses$200,0002,974
Total noninterest income$1,771,000787
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,010,000382
Trading account gains and fees$0175
Additional Noninterest Income$761,000961
Total noninterest expense$2,089,0002,334
Salaries and employee benefits$1,127,0002,187
Premises and equipment expense$253,0002,570
Additional noninterest expense$709,0002,357
Pre-tax net operating income$231,0003,821
Securities gains (losses)$02,284
Applicable income taxes$99,0002,131
Income before extraordinary items$132,0004,601
Extraordinary gains, net$016
Net income$132,0004,602
Minority interest net income$091
Net income of bank and minority interests.$132,0004,600
Net charge-offs$201,0002,429
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$132,0004,486
2009-12-31 (YTD Data)Rank
Total interest income$4,166,0005,608
Total interest expense$814,0006,431
Net interest income$3,352,0005,074
Provision for loan and lease losses$2,180,0002,375
Total noninterest income$7,407,000807
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,649,000453
Trading account gains and fees$0211
Additional Noninterest Income$3,758,000894
Total noninterest expense$8,797,0002,254
Salaries and employee benefits$4,328,0002,274
Premises and equipment expense$1,248,0002,137
Additional noninterest expense$3,221,0002,201
Pre-tax net operating income$-218,0005,731
Securities gains (losses)$03,754
Applicable income taxes$-115,0006,608
Income before extraordinary items$-103,0005,706
Extraordinary gains, net$034
Net income$-103,0005,705
Minority interest net income$0115
Net income of bank and minority interests.$-103,0005,705
Net charge-offs$1,470,0002,395
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-103,0005,683
2009-09-30 (YTD Data)Rank
Total interest income$3,068,0005,714
Total interest expense$678,0006,362
Net interest income$2,390,0005,238
Provision for loan and lease losses$1,470,0002,246
Total noninterest income$5,440,000817
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,780,000448
Trading account gains and fees$0212
Additional Noninterest Income$2,660,000942
Total noninterest expense$6,818,0002,185
Salaries and employee benefits$3,304,0002,259
Premises and equipment expense$922,0002,190
Additional noninterest expense$2,592,0002,038
Pre-tax net operating income$-458,0006,294
Securities gains (losses)$03,497
Applicable income taxes$-208,0007,103
Income before extraordinary items$-250,0006,179
Extraordinary gains, net$027
Net income$-250,0006,180
Minority interest net income$0118
Net income of bank and minority interests.$-250,0006,179
Net charge-offs$696,0002,635
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-250,0006,159
2009-06-30 (YTD Data)Rank
Total interest income$2,075,0005,738
Total interest expense$513,0006,217
Net interest income$1,562,0005,297
Provision for loan and lease losses$1,070,0001,990
Total noninterest income$3,639,000822
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,873,000440
Trading account gains and fees$0193
Additional Noninterest Income$1,766,000976
Total noninterest expense$4,622,0002,176
Salaries and employee benefits$2,253,0002,240
Premises and equipment expense$637,0002,137
Additional noninterest expense$1,732,0002,047
Pre-tax net operating income$-491,0006,632
Securities gains (losses)$03,136
Applicable income taxes$-215,0007,324
Income before extraordinary items$-276,0006,511
Extraordinary gains, net$021
Net income$-276,0006,510
Minority interest net income$0112
Net income of bank and minority interests.$-276,0006,510
Net charge-offs$506,0002,341
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-276,0006,493
2009-03-31 (YTD Data)Rank
Total interest income$1,049,0005,757
Total interest expense$270,0006,224
Net interest income$779,0005,296
Provision for loan and lease losses$470,0001,838
Total noninterest income$1,703,000837
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$952,000427
Trading account gains and fees$0171
Additional Noninterest Income$751,0001,064
Total noninterest expense$2,219,0002,207
Salaries and employee benefits$1,091,0002,348
Premises and equipment expense$296,0002,325
Additional noninterest expense$832,0001,926
Pre-tax net operating income$-207,0006,904
Securities gains (losses)$02,434
Applicable income taxes$-86,0007,527
Income before extraordinary items$-121,0006,857
Extraordinary gains, net$015
Net income$-121,0006,858
Minority interest net income$0102
Net income of bank and minority interests.$-121,0006,858
Net charge-offs$330,0001,690
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-121,0006,771
2008-12-31 (YTD Data)Rank
Total interest income$4,839,0005,558
Total interest expense$1,613,0005,816
Net interest income$3,226,0005,208
Provision for loan and lease losses$643,0003,377
Total noninterest income$7,961,000715
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,250,000407
Trading account gains and fees$0154
Additional Noninterest Income$3,711,000820
Total noninterest expense$9,032,0002,124
Salaries and employee benefits$4,284,0002,360
Premises and equipment expense$1,302,0002,079
Additional noninterest expense$3,446,0001,775
Pre-tax net operating income$1,512,0003,020
Securities gains (losses)$03,220
Applicable income taxes$597,0001,674
Income before extraordinary items$915,0003,449
Extraordinary gains, net$039
Net income$915,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0002,507
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$915,0003,599
2008-09-30 (YTD Data)Rank
Total interest income$3,656,0005,606
Total interest expense$1,255,0005,851
Net interest income$2,401,0005,270
Provision for loan and lease losses$408,0003,046
Total noninterest income$6,140,000733
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,258,000410
Trading account gains and fees$0148
Additional Noninterest Income$2,882,000844
Total noninterest expense$7,048,0002,032
Salaries and employee benefits$3,247,0002,358
Premises and equipment expense$1,054,0001,936
Additional noninterest expense$2,747,0001,631
Pre-tax net operating income$1,085,0003,515
Securities gains (losses)$03,106
Applicable income taxes$428,0002,085
Income before extraordinary items$657,0003,947
Extraordinary gains, net$031
Net income$657,0003,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0002,298
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$657,0004,094
2008-06-30 (YTD Data)Rank
Total interest income$2,447,0005,670
Total interest expense$875,0005,892
Net interest income$1,572,0005,327
Provision for loan and lease losses$238,0002,893
Total noninterest income$4,105,000752
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,184,000400
Trading account gains and fees$0149
Additional Noninterest Income$1,921,000868
Total noninterest expense$4,693,0002,044
Salaries and employee benefits$2,195,0002,357
Premises and equipment expense$693,0001,959
Additional noninterest expense$1,805,0001,638
Pre-tax net operating income$746,0003,580
Securities gains (losses)$03,233
Applicable income taxes$295,0002,234
Income before extraordinary items$451,0004,233
Extraordinary gains, net$021
Net income$451,0004,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,354
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$451,0004,170
2008-03-31 (YTD Data)Rank
Total interest income$1,313,0005,545
Total interest expense$480,0005,858
Net interest income$833,0005,186
Provision for loan and lease losses$100,0002,696
Total noninterest income$1,975,000760
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,128,000379
Trading account gains and fees$0158
Additional Noninterest Income$847,000958
Total noninterest expense$2,268,0002,112
Salaries and employee benefits$1,166,0002,250
Premises and equipment expense$332,0002,044
Additional noninterest expense$770,0001,830
Pre-tax net operating income$440,0003,314
Securities gains (losses)$02,688
Applicable income taxes$175,0002,133
Income before extraordinary items$265,0004,082
Extraordinary gains, net$015
Net income$265,0004,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,808
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$265,0003,988
2007-12-31 (YTD Data)Rank
Total interest income$5,765,0005,354
Total interest expense$2,171,0005,649
Net interest income$3,594,0004,954
Provision for loan and lease losses$1,487,0001,063
Total noninterest income$8,331,000712
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,364,000397
Trading account gains and fees$0178
Additional Noninterest Income$3,967,000829
Total noninterest expense$10,232,0001,809
Salaries and employee benefits$5,258,0001,912
Premises and equipment expense$1,378,0001,898
Additional noninterest expense$3,596,0001,538
Pre-tax net operating income$206,0006,856
Securities gains (losses)$02,146
Applicable income taxes$42,0005,020
Income before extraordinary items$164,0006,909
Extraordinary gains, net$039
Net income$164,0006,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,459,000769
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$164,0006,886
2007-09-30 (YTD Data)Rank
Total interest income$4,356,0005,348
Total interest expense$1,590,0005,722
Net interest income$2,766,0004,884
Provision for loan and lease losses$993,000911
Total noninterest income$6,247,000717
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,251,000393
Trading account gains and fees$0184
Additional Noninterest Income$2,996,000828
Total noninterest expense$7,461,0001,834
Salaries and employee benefits$3,848,0001,961
Premises and equipment expense$996,0001,944
Additional noninterest expense$2,617,0001,541
Pre-tax net operating income$559,0005,567
Securities gains (losses)$01,655
Applicable income taxes$189,0003,779
Income before extraordinary items$370,0005,974
Extraordinary gains, net$033
Net income$370,0005,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,000699
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$370,0005,958
2007-06-30 (YTD Data)Rank
Total interest income$2,866,0005,405
Total interest expense$1,021,0005,816
Net interest income$1,845,0004,916
Provision for loan and lease losses$225,0001,984
Total noninterest income$4,076,000757
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,168,000404
Trading account gains and fees$0168
Additional Noninterest Income$1,908,000891
Total noninterest expense$4,756,0001,941
Salaries and employee benefits$2,501,0002,038
Premises and equipment expense$659,0001,972
Additional noninterest expense$1,596,0001,704
Pre-tax net operating income$940,0003,671
Securities gains (losses)$01,444
Applicable income taxes$383,0002,433
Income before extraordinary items$557,0004,317
Extraordinary gains, net$029
Net income$557,0004,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,049
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$557,0004,315
2007-03-31 (YTD Data)Rank
Total interest income$1,448,0005,378
Total interest expense$511,0005,799
Net interest income$937,0004,878
Provision for loan and lease losses$25,0004,116
Total noninterest income$1,895,000789
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,058,000398
Trading account gains and fees$0195
Additional Noninterest Income$837,000967
Total noninterest expense$2,213,0002,083
Salaries and employee benefits$1,138,0002,260
Premises and equipment expense$323,0002,021
Additional noninterest expense$752,0001,777
Pre-tax net operating income$594,0003,143
Securities gains (losses)$01,187
Applicable income taxes$240,0002,145
Income before extraordinary items$354,0003,787
Extraordinary gains, net$022
Net income$354,0003,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$354,0003,765
2006-12-31 (YTD Data)Rank
Total interest income$5,818,0005,121
Total interest expense$2,242,0005,107
Net interest income$3,576,0004,982
Provision for loan and lease losses$06,850
Total noninterest income$8,302,000712
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,016,000429
Trading account gains and fees$0130
Additional Noninterest Income$4,286,000764
Total noninterest expense$10,157,0001,756
Salaries and employee benefits$5,028,0001,932
Premises and equipment expense$1,268,0001,979
Additional noninterest expense$3,861,0001,371
Pre-tax net operating income$1,721,0003,981
Securities gains (losses)$01,687
Applicable income taxes$660,0002,743
Income before extraordinary items$1,061,0004,582
Extraordinary gains, net$051
Net income$1,061,0004,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,061,0004,572
2006-09-30 (YTD Data)Rank
Total interest income$4,299,0005,149
Total interest expense$1,668,0005,051
Net interest income$2,631,0005,083
Provision for loan and lease losses$-150,0008,599
Total noninterest income$6,216,000737
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,943,000443
Trading account gains and fees$0126
Additional Noninterest Income$3,273,000765
Total noninterest expense$7,885,0001,697
Salaries and employee benefits$3,827,0001,899
Premises and equipment expense$931,0002,033
Additional noninterest expense$3,127,0001,282
Pre-tax net operating income$1,112,0004,490
Securities gains (losses)$01,388
Applicable income taxes$486,0002,902
Income before extraordinary items$626,0005,260
Extraordinary gains, net$045
Net income$626,0005,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$626,0005,249
2006-06-30 (YTD Data)Rank
Total interest income$2,851,0005,129
Total interest expense$1,099,0004,975
Net interest income$1,752,0005,110
Provision for loan and lease losses$-100,0008,629
Total noninterest income$4,059,000747
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,947,000445
Trading account gains and fees$0126
Additional Noninterest Income$2,112,000782
Total noninterest expense$5,314,0001,680
Salaries and employee benefits$2,539,0001,916
Premises and equipment expense$595,0002,097
Additional noninterest expense$2,180,0001,239
Pre-tax net operating income$597,0005,002
Securities gains (losses)$01,185
Applicable income taxes$269,0003,188
Income before extraordinary items$328,0005,822
Extraordinary gains, net$039
Net income$328,0005,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$328,0005,818
2006-03-31 (YTD Data)Rank
Total interest income$1,390,0005,154
Total interest expense$542,0004,888
Net interest income$848,0005,236
Provision for loan and lease losses$06,013
Total noninterest income$1,946,000755
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$971,000424
Trading account gains and fees$0115
Additional Noninterest Income$975,000816
Total noninterest expense$2,362,0001,885
Salaries and employee benefits$1,187,0002,072
Premises and equipment expense$283,0002,205
Additional noninterest expense$892,0001,477
Pre-tax net operating income$432,0004,099
Securities gains (losses)$0955
Applicable income taxes$194,0002,652
Income before extraordinary items$238,0004,955
Extraordinary gains, net$021
Net income$238,0004,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$238,0004,939
2005-12-31 (YTD Data)Rank
Total interest income$5,075,0005,112
Total interest expense$1,404,0005,403
Net interest income$3,671,0004,884
Provision for loan and lease losses$350,0002,522
Total noninterest income$11,156,000573
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,110,000542
Trading account gains and fees$0138
Additional Noninterest Income$8,046,000491
Total noninterest expense$12,330,0001,388
Salaries and employee benefits$4,060,0002,260
Premises and equipment expense$750,0003,065
Additional noninterest expense$7,520,000702
Pre-tax net operating income$2,147,0003,524
Securities gains (losses)$02,296
Applicable income taxes$900,0002,411
Income before extraordinary items$1,247,0004,255
Extraordinary gains, net$046
Net income$1,247,0004,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,247,0004,232
2005-09-30 (YTD Data)Rank
Total interest income$3,683,0005,174
Total interest expense$923,0005,661
Net interest income$2,760,0004,888
Provision for loan and lease losses$230,0002,673
Total noninterest income$8,036,000598
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,219,000568
Trading account gains and fees$0126
Additional Noninterest Income$5,817,000509
Total noninterest expense$8,973,0001,426
Salaries and employee benefits$3,011,0002,265
Premises and equipment expense$535,0003,173
Additional noninterest expense$5,427,000722
Pre-tax net operating income$1,593,0003,590
Securities gains (losses)$02,317
Applicable income taxes$646,0002,524
Income before extraordinary items$947,0004,323
Extraordinary gains, net$035
Net income$947,0004,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$947,0004,267
2005-06-30 (YTD Data)Rank
Total interest income$2,391,0005,206
Total interest expense$534,0005,870
Net interest income$1,857,0004,848
Provision for loan and lease losses$100,0003,338
Total noninterest income$5,097,000619
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,451,000569
Trading account gains and fees$0116
Additional Noninterest Income$3,646,000520
Total noninterest expense$5,851,0001,449
Salaries and employee benefits$2,002,0002,257
Premises and equipment expense$347,0003,221
Additional noninterest expense$3,502,000746
Pre-tax net operating income$1,003,0003,694
Securities gains (losses)$02,146
Applicable income taxes$420,0002,539
Income before extraordinary items$583,0004,490
Extraordinary gains, net$030
Net income$583,0004,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$583,0004,442
2005-03-31 (YTD Data)Rank
Total interest income$1,147,0005,309
Total interest expense$243,0006,047
Net interest income$904,0004,944
Provision for loan and lease losses$52,0003,132
Total noninterest income$2,300,000639
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$703,000568
Trading account gains and fees$0115
Additional Noninterest Income$1,597,000561
Total noninterest expense$2,691,0001,578
Salaries and employee benefits$983,0002,317
Premises and equipment expense$148,0003,685
Additional noninterest expense$1,560,000807
Pre-tax net operating income$461,0003,894
Securities gains (losses)$01,685
Applicable income taxes$192,0002,667
Income before extraordinary items$269,0004,674
Extraordinary gains, net$024
Net income$269,0004,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$269,0004,635
2004-12-31 (YTD Data)Rank
Total interest income$3,390,0006,062
Total interest expense$507,0007,276
Net interest income$2,883,0005,526
Provision for loan and lease losses$152,0004,209
Total noninterest income$8,927,000669
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,893,000601
Trading account gains and fees$0138
Additional Noninterest Income$6,034,000577
Total noninterest expense$9,141,0001,769
Salaries and employee benefits$3,166,0002,710
Premises and equipment expense$575,0003,658
Additional noninterest expense$5,400,000931
Pre-tax net operating income$2,517,0002,991
Securities gains (losses)$03,819
Applicable income taxes$1,085,0002,027
Income before extraordinary items$1,432,0003,746
Extraordinary gains, net$034
Net income$1,432,0003,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,241
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,432,0003,689
2004-09-30 (YTD Data)Rank
Total interest income$2,412,0006,233
Total interest expense$327,0007,564
Net interest income$2,085,0005,656
Provision for loan and lease losses$121,0003,964
Total noninterest income$6,680,000673
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,218,000593
Trading account gains and fees$0134
Additional Noninterest Income$4,462,000593
Total noninterest expense$6,729,0001,791
Salaries and employee benefits$2,323,0002,746
Premises and equipment expense$425,0003,712
Additional noninterest expense$3,981,000937
Pre-tax net operating income$1,915,0002,993
Securities gains (losses)$03,710
Applicable income taxes$827,0002,062
Income before extraordinary items$1,088,0003,801
Extraordinary gains, net$026
Net income$1,088,0003,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,361
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,088,0003,722
2004-06-30 (YTD Data)Rank
Total interest income$1,530,0006,399
Total interest expense$186,0007,877
Net interest income$1,344,0005,752
Provision for loan and lease losses$79,0003,939
Total noninterest income$4,395,000681
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,523,000572
Trading account gains and fees$0130
Additional Noninterest Income$2,872,000615
Total noninterest expense$4,421,0001,806
Salaries and employee benefits$1,532,0002,777
Premises and equipment expense$278,0003,769
Additional noninterest expense$2,611,000951
Pre-tax net operating income$1,239,0003,036
Securities gains (losses)$03,413
Applicable income taxes$534,0002,095
Income before extraordinary items$705,0003,829
Extraordinary gains, net$021
Net income$705,0003,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$705,0003,742
2004-03-31 (YTD Data)Rank
Total interest income$722,0006,614
Total interest expense$92,0007,971
Net interest income$630,0005,985
Provision for loan and lease losses$43,0003,661
Total noninterest income$2,185,000676
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$828,000520
Trading account gains and fees$0121
Additional Noninterest Income$1,357,000633
Total noninterest expense$2,141,0001,871
Salaries and employee benefits$732,0002,897
Premises and equipment expense$142,0003,735
Additional noninterest expense$1,267,000974
Pre-tax net operating income$631,0002,956
Securities gains (losses)$02,934
Applicable income taxes$272,0002,072
Income before extraordinary items$359,0003,788
Extraordinary gains, net$016
Net income$359,0003,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$359,0003,670
2003-12-31 (YTD Data)Rank
Total interest income$2,155,0007,395
Total interest expense$270,0008,560
Net interest income$1,885,0006,759
Provision for loan and lease losses$86,0005,552
Total noninterest income$7,765,000797
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,178,000545
Trading account gains and fees$0160
Additional Noninterest Income$4,587,000811
Total noninterest expense$7,773,0002,032
Salaries and employee benefits$2,801,0002,952
Premises and equipment expense$557,0003,727
Additional noninterest expense$4,415,0001,144
Pre-tax net operating income$1,791,0003,644
Securities gains (losses)$04,500
Applicable income taxes$774,0002,595
Income before extraordinary items$1,017,0004,601
Extraordinary gains, net$054
Net income$1,017,0004,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,458
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,017,0004,426
2003-09-30 (YTD Data)Rank
Total interest income$1,555,0007,555
Total interest expense$193,0008,698
Net interest income$1,362,0006,921
Provision for loan and lease losses$53,0005,711
Total noninterest income$5,526,000860
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,363,000559
Trading account gains and fees$0153
Additional Noninterest Income$3,163,000895
Total noninterest expense$5,575,0002,120
Salaries and employee benefits$2,078,0002,985
Premises and equipment expense$405,0003,814
Additional noninterest expense$3,092,0001,227
Pre-tax net operating income$1,260,0003,941
Securities gains (losses)$04,204
Applicable income taxes$543,0002,884
Income before extraordinary items$717,0004,932
Extraordinary gains, net$040
Net income$717,0004,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,682
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$717,0004,737
2003-06-30 (YTD Data)Rank
Total interest income$970,0007,761
Total interest expense$125,0008,781
Net interest income$845,0007,134
Provision for loan and lease losses$35,0005,611
Total noninterest income$3,473,000886
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,541,000563
Trading account gains and fees$0150
Additional Noninterest Income$1,932,000936
Total noninterest expense$3,586,0002,191
Salaries and employee benefits$1,328,0003,101
Premises and equipment expense$255,0003,987
Additional noninterest expense$2,003,0001,243
Pre-tax net operating income$697,0004,437
Securities gains (losses)$03,782
Applicable income taxes$298,0003,254
Income before extraordinary items$399,0005,412
Extraordinary gains, net$030
Net income$399,0005,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,035
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$399,0005,207
2003-03-31 (YTD Data)Rank
Total interest income$435,0008,030
Total interest expense$60,0008,881
Net interest income$375,0007,444
Provision for loan and lease losses$5,0006,526
Total noninterest income$1,679,000896
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$769,000544
Trading account gains and fees$0134
Additional Noninterest Income$910,000955
Total noninterest expense$1,710,0002,276
Salaries and employee benefits$673,0003,053
Premises and equipment expense$122,0004,095
Additional noninterest expense$915,0001,322
Pre-tax net operating income$339,0004,460
Securities gains (losses)$02,891
Applicable income taxes$145,0003,277
Income before extraordinary items$194,0005,408
Extraordinary gains, net$021
Net income$194,0005,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,173
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$194,0005,215
2002-12-31 (YTD Data)Rank
Total interest income$1,721,0008,154
Total interest expense$176,0009,099
Net interest income$1,545,0007,358
Provision for loan and lease losses$25,0007,318
Total noninterest income$6,659,000823
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,935,000554
Trading account gains and fees$0153
Additional Noninterest Income$3,724,000867
Total noninterest expense$6,842,0002,185
Salaries and employee benefits$2,572,0003,042
Premises and equipment expense$511,0003,885
Additional noninterest expense$3,759,0001,285
Pre-tax net operating income$1,337,0004,410
Securities gains (losses)$04,537
Applicable income taxes$562,0003,222
Income before extraordinary items$775,0005,289
Extraordinary gains, net$070
Net income$775,0005,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,859
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$775,0005,154
2001-12-31 (YTD Data)Rank
Total interest income$1,812,0008,408
Total interest expense$226,0009,362
Net interest income$1,586,0007,180
Provision for loan and lease losses$33,0007,158
Total noninterest income$6,317,000827
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,001,000498
Trading account gains and fees$0177
Additional Noninterest Income$3,316,000877
Total noninterest expense$6,164,0002,313
Salaries and employee benefits$2,293,0003,205
Premises and equipment expense$647,0003,154
Additional noninterest expense$3,224,0001,446
Pre-tax net operating income$1,706,0003,545
Securities gains (losses)$04,612
Applicable income taxes$703,0002,662
Income before extraordinary items$1,003,0004,287
Extraordinary gains, net$0105
Net income$1,003,0004,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0009,267
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,003,0004,162
2000-12-31 (YTD Data)Rank
Total interest income$1,862,0008,553
Total interest expense$199,0009,659
Net interest income$1,663,0007,182
Provision for loan and lease losses$08,337
Total noninterest income$5,373,000887
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0005,838
Trading account gains and feesNANA
Additional Noninterest Income$5,228,000618
Total noninterest expense$4,464,0003,019
Salaries and employee benefits$1,520,0004,315
Premises and equipment expense$591,0003,318
Additional noninterest expense$2,353,0001,872
Pre-tax net operating income$2,572,0002,700
Securities gains (losses)$01,956
Applicable income taxes$1,059,0002,021
Income before extraordinary items$1,513,0003,231
Extraordinary gains, net$038
Net income$1,513,0003,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-214,0009,830
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,513,0003,225
1999-12-31 (YTD Data)Rank
Total interest income$1,266,0009,347
Total interest expense$269,0009,839
Net interest income$997,0008,641
Provision for loan and lease losses$90,0005,432
Total noninterest income$2,978,0001,362
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0005,419
Trading account gains and feesNANA
Additional Noninterest Income$2,800,000934
Total noninterest expense$2,757,0004,522
Salaries and employee benefits$957,0006,059
Premises and equipment expense$374,0004,747
Additional noninterest expense$1,426,0002,984
Pre-tax net operating income$1,128,0004,960
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$1,128,0004,059
Extraordinary gains, net$035
Net income$1,128,0004,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,288
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$14,000959
Net operating income$1,128,0004,021
1998-12-31 (YTD Data)Rank
Total interest income$1,036,0009,820
Total interest expense$574,0009,543
Net interest income$462,0009,994
Provision for loan and lease losses$10,0008,212
Total noninterest income$2,116,0001,748
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0005,561
Trading account gains and feesNANA
Additional Noninterest Income$1,944,0001,185
Total noninterest expense$2,272,0005,099
Salaries and employee benefits$808,0006,653
Premises and equipment expense$222,0006,393
Additional noninterest expense$1,242,0003,269
Pre-tax net operating income$296,0008,424
Securities gains (losses)$04,449
Applicable income taxes$-150,00010,276
Income before extraordinary items$446,0006,942
Extraordinary gains, net$032
Net income$446,0006,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,546
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$394,000596
Net operating income$446,0006,837
1997-12-31 (YTD Data)Rank
Total interest income$1,200,00010,066
Total interest expense$819,0009,200
Net interest income$381,00010,576
Provision for loan and lease losses$08,829
Total noninterest income$1,812,0001,916
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0006,437
Trading account gains and feesNANA
Additional Noninterest Income$1,676,0001,241
Total noninterest expense$2,422,0004,906
Salaries and employee benefits$1,120,0005,396
Premises and equipment expense$249,0006,069
Additional noninterest expense$1,053,0003,718
Pre-tax net operating income$-229,00010,589
Securities gains (losses)$03,944
Applicable income taxes$39,0009,426
Income before extraordinary items$-268,00010,648
Extraordinary gains, net$044
Net income$-268,00010,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,781
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$395,000581
Net operating income$-268,00010,625
1996-12-31 (YTD Data)Rank
Total interest income$1,231,00010,483
Total interest expense$667,00010,069
Net interest income$564,00010,746
Provision for loan and lease losses$-11,00011,099
Total noninterest income$1,593,0002,194
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0005,061
Trading account gains and feesNANA
Additional Noninterest Income$1,359,0001,474
Total noninterest expense$2,459,0005,072
Salaries and employee benefits$845,0006,744
Premises and equipment expense$294,0005,670
Additional noninterest expense$1,320,0003,480
Pre-tax net operating income$-291,00011,136
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-291,00011,174
Extraordinary gains, net$053
Net income$-291,00011,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,671
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$987,000391
Net operating income$-291,00011,141
1995-12-31 (YTD Data)Rank
Total interest income$1,074,00011,167
Total interest expense$544,00010,870
Net interest income$530,00011,326
Provision for loan and lease losses$441,0001,735
Total noninterest income$684,0004,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$268,0004,701
Trading account gains and feesNANA
Additional Noninterest Income$416,0003,228
Total noninterest expense$1,487,0007,314
Salaries and employee benefits$520,0008,946
Premises and equipment expense$152,0008,217
Additional noninterest expense$815,0005,171
Pre-tax net operating income$-714,00011,841
Securities gains (losses)$03,831
Applicable income taxes$1,00011,102
Income before extraordinary items$-715,00011,835
Extraordinary gains, net$065
Net income$-715,00011,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,056
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$387,000406
Net operating income$-715,00011,824
1994-12-31 (YTD Data)Rank
Total interest income$1,146,00011,451
Total interest expense$496,00011,120
Net interest income$650,00011,554
Provision for loan and lease losses$394,0001,851
Total noninterest income$401,0006,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$292,0004,465
Trading account gains and feesNANA
Additional Noninterest Income$109,0007,256
Total noninterest expense$1,708,0006,962
Salaries and employee benefits$534,0009,091
Premises and equipment expense$203,0007,369
Additional noninterest expense$971,0004,833
Pre-tax net operating income$-1,051,00012,461
Securities gains (losses)$03,600
Applicable income taxes$1,00011,577
Income before extraordinary items$-1,052,00012,431
Extraordinary gains, net$0249
Net income$-1,052,00012,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,617
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$2,263,000283
Net operating income$-1,052,00012,429
1993-12-31 (YTD Data)Rank
Total interest income$1,334,00011,602
Total interest expense$604,00011,118
Net interest income$730,00011,755
Provision for loan and lease losses$1,359,0001,066
Total noninterest income$404,0006,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$284,0004,638
Trading account gains and feesNANA
Additional Noninterest Income$120,0007,302
Total noninterest expense$1,961,0006,448
Salaries and employee benefits$725,0007,826
Premises and equipment expense$246,0006,763
Additional noninterest expense$990,0004,964
Pre-tax net operating income$-2,186,00013,098
Securities gains (losses)$07,477
Applicable income taxes$1,00012,075
Income before extraordinary items$-2,187,00013,096
Extraordinary gains, net$03,149
Net income$-2,187,00013,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,577,000842
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-2,187,00013,074
1992-12-31 (YTD Data)Rank
Total interest income$1,923,00011,049
Total interest expense$836,00011,165
Net interest income$1,087,00010,746
Provision for loan and lease losses$773,0002,202
Total noninterest income$325,0007,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,892
Trading account gains and feesNANA
Additional Noninterest Income$120,0007,446
Total noninterest expense$1,359,0008,442
Salaries and employee benefits$594,0008,855
Premises and equipment expense$230,0007,171
Additional noninterest expense$535,0008,141
Pre-tax net operating income$-720,00013,407
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-720,00013,468
Extraordinary gains, net$01,422
Net income$-720,00013,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0003,484
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-720,00013,385

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.