Home > Merchants Bank of Bangor > Income and Expense
Merchants Bank of Bangor, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 1,931 |
| Total interest expense | $393,000 | 2,637 |
| Net interest income | $3,314,000 | 1,772 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $395,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $93,000 | 2,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 1,992 |
| Total noninterest expense | $2,574,000 | 1,911 |
| Salaries and employee benefits | $1,593,000 | 1,796 |
| Premises and equipment expense | $350,000 | 1,612 |
| Additional noninterest expense | $631,000 | 2,168 |
| Pre-tax net operating income | $1,135,000 | 1,659 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $175,000 | 1,501 |
| Income before extraordinary items | $960,000 | 1,722 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $960,000 | 1,723 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $960,000 | 1,723 |
| Net charge-offs | $-6,000 | 4,282 |
| Cash dividends | $249,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $960,000 | 1,687 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,914,000 | 1,932 |
| Total interest expense | $1,428,000 | 2,803 |
| Net interest income | $13,486,000 | 1,760 |
| Provision for loan and lease losses | $165,000 | 2,527 |
| Total noninterest income | $1,730,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $420,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,310,000 | 1,947 |
| Total noninterest expense | $10,850,000 | 1,797 |
| Salaries and employee benefits | $6,508,000 | 1,731 |
| Premises and equipment expense | $1,333,000 | 1,651 |
| Additional noninterest expense | $3,009,000 | 1,919 |
| Pre-tax net operating income | $4,201,000 | 1,976 |
| Securities gains (losses) | $7,000 | 2,003 |
| Applicable income taxes | $601,000 | 1,845 |
| Income before extraordinary items | $3,607,000 | 2,030 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,607,000 | 2,032 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,607,000 | 2,032 |
| Net charge-offs | $15,000 | 3,211 |
| Cash dividends | $1,226,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,600,980 | 2,001 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,205,000 | 1,946 |
| Total interest expense | $1,044,000 | 2,870 |
| Net interest income | $10,161,000 | 1,782 |
| Provision for loan and lease losses | $165,000 | 2,171 |
| Total noninterest income | $1,350,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $315,000 | 2,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,035,000 | 1,877 |
| Total noninterest expense | $7,952,000 | 1,838 |
| Salaries and employee benefits | $4,872,000 | 1,740 |
| Premises and equipment expense | $1,012,000 | 1,653 |
| Additional noninterest expense | $2,068,000 | 2,070 |
| Pre-tax net operating income | $3,394,000 | 1,950 |
| Securities gains (losses) | $7,000 | 1,751 |
| Applicable income taxes | $493,000 | 1,807 |
| Income before extraordinary items | $2,908,000 | 1,981 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,908,000 | 1,981 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,908,000 | 1,982 |
| Net charge-offs | $12,000 | 2,893 |
| Cash dividends | $727,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,901,980 | 1,954 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,423,000 | 1,952 |
| Total interest expense | $681,000 | 2,882 |
| Net interest income | $6,742,000 | 1,790 |
| Provision for loan and lease losses | $115,000 | 2,104 |
| Total noninterest income | $946,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $209,000 | 2,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $737,000 | 1,794 |
| Total noninterest expense | $5,305,000 | 1,831 |
| Salaries and employee benefits | $3,233,000 | 1,747 |
| Premises and equipment expense | $691,000 | 1,627 |
| Additional noninterest expense | $1,381,000 | 2,075 |
| Pre-tax net operating income | $2,268,000 | 1,925 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $319,000 | 1,796 |
| Income before extraordinary items | $1,952,000 | 1,954 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,952,000 | 1,952 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,952,000 | 1,954 |
| Net charge-offs | $5,000 | 2,814 |
| Cash dividends | $464,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,949,420 | 1,931 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 1,974 |
| Total interest expense | $346,000 | 2,833 |
| Net interest income | $3,320,000 | 1,819 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $367,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $105,000 | 2,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 2,102 |
| Total noninterest expense | $2,638,000 | 1,851 |
| Salaries and employee benefits | $1,603,000 | 1,769 |
| Premises and equipment expense | $360,000 | 1,590 |
| Additional noninterest expense | $675,000 | 2,095 |
| Pre-tax net operating income | $999,000 | 2,057 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $152,000 | 1,823 |
| Income before extraordinary items | $847,000 | 2,121 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $847,000 | 2,120 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $847,000 | 2,120 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $227,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $847,000 | 2,106 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,144,000 | 1,941 |
| Total interest expense | $1,114,000 | 2,767 |
| Net interest income | $13,030,000 | 1,815 |
| Provision for loan and lease losses | $641,000 | 1,227 |
| Total noninterest income | $1,671,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $456,000 | 2,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,215,000 | 2,024 |
| Total noninterest expense | $9,756,000 | 1,938 |
| Salaries and employee benefits | $5,960,000 | 1,822 |
| Premises and equipment expense | $1,352,000 | 1,644 |
| Additional noninterest expense | $2,444,000 | 2,258 |
| Pre-tax net operating income | $4,304,000 | 2,009 |
| Securities gains (losses) | $-31,000 | 4,727 |
| Applicable income taxes | $617,000 | 1,807 |
| Income before extraordinary items | $3,656,000 | 2,027 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,656,000 | 2,025 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,656,000 | 2,026 |
| Net charge-offs | $186,000 | 1,703 |
| Cash dividends | $940,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,682,660 | 2,009 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,435,000 | 1,958 |
| Total interest expense | $793,000 | 2,770 |
| Net interest income | $9,642,000 | 1,832 |
| Provision for loan and lease losses | $370,000 | 1,396 |
| Total noninterest income | $1,264,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $341,000 | 2,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $923,000 | 2,031 |
| Total noninterest expense | $7,203,000 | 1,965 |
| Salaries and employee benefits | $4,482,000 | 1,813 |
| Premises and equipment expense | $1,010,000 | 1,669 |
| Additional noninterest expense | $1,711,000 | 2,370 |
| Pre-tax net operating income | $3,333,000 | 1,978 |
| Securities gains (losses) | $-31,000 | 5,033 |
| Applicable income taxes | $530,000 | 1,737 |
| Income before extraordinary items | $2,772,000 | 2,019 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,772,000 | 2,016 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,772,000 | 2,018 |
| Net charge-offs | $-22,000 | 4,688 |
| Cash dividends | $713,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,798,040 | 1,993 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 1,978 |
| Total interest expense | $516,000 | 2,756 |
| Net interest income | $6,293,000 | 1,864 |
| Provision for loan and lease losses | $225,000 | 1,413 |
| Total noninterest income | $826,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $230,000 | 2,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,070 |
| Total noninterest expense | $4,844,000 | 1,966 |
| Salaries and employee benefits | $3,012,000 | 1,814 |
| Premises and equipment expense | $691,000 | 1,637 |
| Additional noninterest expense | $1,141,000 | 2,385 |
| Pre-tax net operating income | $2,050,000 | 2,071 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $325,000 | 1,794 |
| Income before extraordinary items | $1,725,000 | 2,100 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,725,000 | 2,098 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,725,000 | 2,099 |
| Net charge-offs | $-33,000 | 4,911 |
| Cash dividends | $467,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,725,000 | 2,091 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 1,997 |
| Total interest expense | $254,000 | 2,724 |
| Net interest income | $3,101,000 | 1,881 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $397,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $120,000 | 2,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 2,114 |
| Total noninterest expense | $2,398,000 | 1,989 |
| Salaries and employee benefits | $1,477,000 | 1,869 |
| Premises and equipment expense | $357,000 | 1,622 |
| Additional noninterest expense | $564,000 | 2,408 |
| Pre-tax net operating income | $995,000 | 2,053 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $150,000 | 1,829 |
| Income before extraordinary items | $845,000 | 2,088 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $845,000 | 2,087 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $845,000 | 2,088 |
| Net charge-offs | $-33,000 | 5,127 |
| Cash dividends | $240,000 | 1,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $845,000 | 2,078 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,727,000 | 2,024 |
| Total interest expense | $975,000 | 2,588 |
| Net interest income | $11,752,000 | 1,950 |
| Provision for loan and lease losses | $405,000 | 1,634 |
| Total noninterest income | $1,549,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $453,000 | 2,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,096,000 | 2,183 |
| Total noninterest expense | $9,297,000 | 2,028 |
| Salaries and employee benefits | $5,526,000 | 1,936 |
| Premises and equipment expense | $1,339,000 | 1,688 |
| Additional noninterest expense | $2,432,000 | 2,297 |
| Pre-tax net operating income | $3,599,000 | 2,198 |
| Securities gains (losses) | $17,000 | 1,392 |
| Applicable income taxes | $1,183,000 | 1,730 |
| Income before extraordinary items | $2,433,000 | 2,365 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,433,000 | 2,365 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,433,000 | 2,365 |
| Net charge-offs | $99,000 | 2,438 |
| Cash dividends | $841,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,421,610 | 2,346 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,467,000 | 2,036 |
| Total interest expense | $737,000 | 2,560 |
| Net interest income | $8,730,000 | 1,969 |
| Provision for loan and lease losses | $300,000 | 1,614 |
| Total noninterest income | $1,169,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $335,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 2,193 |
| Total noninterest expense | $6,970,000 | 2,035 |
| Salaries and employee benefits | $4,181,000 | 1,928 |
| Premises and equipment expense | $964,000 | 1,752 |
| Additional noninterest expense | $1,825,000 | 2,304 |
| Pre-tax net operating income | $2,629,000 | 2,280 |
| Securities gains (losses) | $15,000 | 1,443 |
| Applicable income taxes | $613,000 | 1,903 |
| Income before extraordinary items | $2,031,000 | 2,384 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,031,000 | 2,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,031,000 | 2,384 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $637,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,019,450 | 2,368 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 2,045 |
| Total interest expense | $498,000 | 2,492 |
| Net interest income | $5,750,000 | 1,975 |
| Provision for loan and lease losses | $180,000 | 1,642 |
| Total noninterest income | $735,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $223,000 | 2,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 2,295 |
| Total noninterest expense | $4,648,000 | 2,036 |
| Salaries and employee benefits | $2,773,000 | 1,944 |
| Premises and equipment expense | $653,000 | 1,736 |
| Additional noninterest expense | $1,222,000 | 2,286 |
| Pre-tax net operating income | $1,657,000 | 2,325 |
| Securities gains (losses) | $14,000 | 1,120 |
| Applicable income taxes | $376,000 | 1,962 |
| Income before extraordinary items | $1,295,000 | 2,402 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,295,000 | 2,402 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,295,000 | 2,402 |
| Net charge-offs | $-7,000 | 4,687 |
| Cash dividends | $433,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,284,220 | 2,387 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 2,093 |
| Total interest expense | $251,000 | 2,450 |
| Net interest income | $2,779,000 | 2,022 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $369,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $110,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 2,272 |
| Total noninterest expense | $2,354,000 | 2,032 |
| Salaries and employee benefits | $1,425,000 | 1,933 |
| Premises and equipment expense | $334,000 | 1,713 |
| Additional noninterest expense | $595,000 | 2,338 |
| Pre-tax net operating income | $719,000 | 2,487 |
| Securities gains (losses) | $10,000 | 671 |
| Applicable income taxes | $149,000 | 2,118 |
| Income before extraordinary items | $580,000 | 2,518 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $580,000 | 2,517 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $580,000 | 2,518 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $229,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $572,000 | 2,519 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,536,000 | 2,141 |
| Total interest expense | $982,000 | 2,444 |
| Net interest income | $10,554,000 | 2,087 |
| Provision for loan and lease losses | $185,000 | 2,528 |
| Total noninterest income | $1,108,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $440,000 | 2,299 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $668,000 | 2,902 |
| Total noninterest expense | $9,528,000 | 1,995 |
| Salaries and employee benefits | $5,561,000 | 1,922 |
| Premises and equipment expense | $1,340,000 | 1,688 |
| Additional noninterest expense | $2,627,000 | 2,210 |
| Pre-tax net operating income | $1,949,000 | 3,106 |
| Securities gains (losses) | $129,000 | 1,158 |
| Applicable income taxes | $313,000 | 2,620 |
| Income before extraordinary items | $1,765,000 | 2,998 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,765,000 | 2,997 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,765,000 | 2,997 |
| Net charge-offs | $157,000 | 2,179 |
| Cash dividends | $814,000 | 2,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,655,350 | 3,058 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,522,000 | 2,167 |
| Total interest expense | $728,000 | 2,469 |
| Net interest income | $7,794,000 | 2,115 |
| Provision for loan and lease losses | $110,000 | 2,639 |
| Total noninterest income | $1,086,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $326,000 | 2,315 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $760,000 | 2,378 |
| Total noninterest expense | $7,299,000 | 1,958 |
| Salaries and employee benefits | $4,216,000 | 1,893 |
| Premises and equipment expense | $1,015,000 | 1,676 |
| Additional noninterest expense | $2,068,000 | 2,121 |
| Pre-tax net operating income | $1,471,000 | 3,133 |
| Securities gains (losses) | $129,000 | 1,087 |
| Applicable income taxes | $251,000 | 2,631 |
| Income before extraordinary items | $1,349,000 | 2,987 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,349,000 | 2,987 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,349,000 | 2,987 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $609,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,240,640 | 3,087 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,594,000 | 2,200 |
| Total interest expense | $482,000 | 2,488 |
| Net interest income | $5,112,000 | 2,137 |
| Provision for loan and lease losses | $45,000 | 3,014 |
| Total noninterest income | $731,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $215,000 | 2,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $516,000 | 2,332 |
| Total noninterest expense | $4,997,000 | 1,911 |
| Salaries and employee benefits | $2,910,000 | 1,832 |
| Premises and equipment expense | $683,000 | 1,655 |
| Additional noninterest expense | $1,404,000 | 2,098 |
| Pre-tax net operating income | $801,000 | 3,453 |
| Securities gains (losses) | $129,000 | 811 |
| Applicable income taxes | $122,000 | 2,867 |
| Income before extraordinary items | $808,000 | 3,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $808,000 | 3,168 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $808,000 | 3,169 |
| Net charge-offs | $10,000 | 3,081 |
| Cash dividends | $429,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $695,770 | 3,376 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 2,221 |
| Total interest expense | $235,000 | 2,539 |
| Net interest income | $2,537,000 | 2,151 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $366,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $100,000 | 2,430 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $266,000 | 2,248 |
| Total noninterest expense | $2,483,000 | 1,929 |
| Salaries and employee benefits | $1,430,000 | 1,881 |
| Premises and equipment expense | $349,000 | 1,641 |
| Additional noninterest expense | $704,000 | 2,079 |
| Pre-tax net operating income | $405,000 | 3,382 |
| Securities gains (losses) | $129,000 | 422 |
| Applicable income taxes | $86,000 | 2,572 |
| Income before extraordinary items | $448,000 | 2,931 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $448,000 | 2,930 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $448,000 | 2,931 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $225,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $339,640 | 3,355 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,243,000 | 2,143 |
| Total interest expense | $980,000 | 2,447 |
| Net interest income | $10,263,000 | 2,075 |
| Provision for loan and lease losses | $180,000 | 2,436 |
| Total noninterest income | $1,531,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $443,000 | 2,343 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,088,000 | 2,268 |
| Total noninterest expense | $9,558,000 | 1,978 |
| Salaries and employee benefits | $5,546,000 | 1,883 |
| Premises and equipment expense | $1,383,000 | 1,652 |
| Additional noninterest expense | $2,629,000 | 2,237 |
| Pre-tax net operating income | $2,056,000 | 2,956 |
| Securities gains (losses) | $121,000 | 1,053 |
| Applicable income taxes | $391,000 | 2,437 |
| Income before extraordinary items | $1,786,000 | 2,922 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,786,000 | 2,924 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,786,000 | 2,924 |
| Net charge-offs | $661,000 | 937 |
| Cash dividends | $918,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,686,780 | 2,978 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,449,000 | 2,155 |
| Total interest expense | $745,000 | 2,459 |
| Net interest income | $7,704,000 | 2,097 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $1,097,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $335,000 | 2,343 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $762,000 | 2,381 |
| Total noninterest expense | $7,217,000 | 1,969 |
| Salaries and employee benefits | $4,171,000 | 1,878 |
| Premises and equipment expense | $1,051,000 | 1,645 |
| Additional noninterest expense | $1,995,000 | 2,209 |
| Pre-tax net operating income | $1,449,000 | 3,138 |
| Securities gains (losses) | $121,000 | 916 |
| Applicable income taxes | $279,000 | 2,536 |
| Income before extraordinary items | $1,291,000 | 3,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,291,000 | 3,054 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,291,000 | 3,055 |
| Net charge-offs | $28,000 | 3,161 |
| Cash dividends | $601,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,191,780 | 3,145 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 2,154 |
| Total interest expense | $510,000 | 2,435 |
| Net interest income | $5,125,000 | 2,094 |
| Provision for loan and lease losses | $105,000 | 2,154 |
| Total noninterest income | $710,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $220,000 | 2,344 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $490,000 | 2,433 |
| Total noninterest expense | $4,804,000 | 1,986 |
| Salaries and employee benefits | $2,775,000 | 1,895 |
| Premises and equipment expense | $719,000 | 1,618 |
| Additional noninterest expense | $1,310,000 | 2,250 |
| Pre-tax net operating income | $926,000 | 3,207 |
| Securities gains (losses) | $36,000 | 1,419 |
| Applicable income taxes | $163,000 | 2,657 |
| Income before extraordinary items | $799,000 | 3,165 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $799,000 | 3,165 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $799,000 | 3,166 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $403,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $769,120 | 3,171 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 2,139 |
| Total interest expense | $264,000 | 2,389 |
| Net interest income | $2,565,000 | 2,077 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $311,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $110,000 | 2,314 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $201,000 | 2,625 |
| Total noninterest expense | $2,363,000 | 2,005 |
| Salaries and employee benefits | $1,381,000 | 1,903 |
| Premises and equipment expense | $374,000 | 1,581 |
| Additional noninterest expense | $608,000 | 2,393 |
| Pre-tax net operating income | $453,000 | 3,179 |
| Securities gains (losses) | $36,000 | 992 |
| Applicable income taxes | $87,000 | 2,572 |
| Income before extraordinary items | $402,000 | 3,113 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $402,000 | 3,116 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $402,000 | 3,116 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $201,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $372,480 | 3,179 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,196,000 | 2,156 |
| Total interest expense | $1,131,000 | 2,363 |
| Net interest income | $10,065,000 | 2,111 |
| Provision for loan and lease losses | $53,000 | 3,733 |
| Total noninterest income | $1,282,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $477,000 | 2,347 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $805,000 | 2,635 |
| Total noninterest expense | $9,075,000 | 2,079 |
| Salaries and employee benefits | $5,318,000 | 1,930 |
| Premises and equipment expense | $1,332,000 | 1,740 |
| Additional noninterest expense | $2,425,000 | 2,463 |
| Pre-tax net operating income | $2,219,000 | 2,798 |
| Securities gains (losses) | $67,000 | 1,534 |
| Applicable income taxes | $483,000 | 2,232 |
| Income before extraordinary items | $1,803,000 | 2,884 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,803,000 | 2,883 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,803,000 | 2,884 |
| Net charge-offs | $309,000 | 1,981 |
| Cash dividends | $904,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,750,070 | 2,902 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 2,178 |
| Total interest expense | $863,000 | 2,379 |
| Net interest income | $7,517,000 | 2,136 |
| Provision for loan and lease losses | $-11,000 | 6,079 |
| Total noninterest income | $896,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $349,000 | 2,409 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $547,000 | 2,784 |
| Total noninterest expense | $6,761,000 | 2,088 |
| Salaries and employee benefits | $3,939,000 | 1,958 |
| Premises and equipment expense | $990,000 | 1,777 |
| Additional noninterest expense | $1,832,000 | 2,463 |
| Pre-tax net operating income | $1,663,000 | 2,849 |
| Securities gains (losses) | $67,000 | 1,259 |
| Applicable income taxes | $370,000 | 2,267 |
| Income before extraordinary items | $1,360,000 | 2,923 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,360,000 | 2,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,360,000 | 2,924 |
| Net charge-offs | $195,000 | 2,021 |
| Cash dividends | $603,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,307,070 | 2,935 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 2,174 |
| Total interest expense | $590,000 | 2,357 |
| Net interest income | $4,989,000 | 2,129 |
| Provision for loan and lease losses | $-62,000 | 6,300 |
| Total noninterest income | $415,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $229,000 | 2,423 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $186,000 | 3,748 |
| Total noninterest expense | $4,539,000 | 2,084 |
| Salaries and employee benefits | $2,658,000 | 1,947 |
| Premises and equipment expense | $653,000 | 1,812 |
| Additional noninterest expense | $1,228,000 | 2,431 |
| Pre-tax net operating income | $927,000 | 3,097 |
| Securities gains (losses) | $67,000 | 1,009 |
| Applicable income taxes | $195,000 | 2,444 |
| Income before extraordinary items | $799,000 | 3,092 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $799,000 | 3,098 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $799,000 | 3,098 |
| Net charge-offs | $124,000 | 1,995 |
| Cash dividends | $408,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $745,400 | 3,189 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 2,184 |
| Total interest expense | $300,000 | 2,355 |
| Net interest income | $2,474,000 | 2,138 |
| Provision for loan and lease losses | $-47,000 | 6,465 |
| Total noninterest income | $176,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $116,000 | 2,377 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $60,000 | 4,319 |
| Total noninterest expense | $2,308,000 | 2,058 |
| Salaries and employee benefits | $1,327,000 | 1,956 |
| Premises and equipment expense | $347,000 | 1,733 |
| Additional noninterest expense | $634,000 | 2,361 |
| Pre-tax net operating income | $389,000 | 3,335 |
| Securities gains (losses) | $70,000 | 540 |
| Applicable income taxes | $86,000 | 2,486 |
| Income before extraordinary items | $373,000 | 3,149 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $373,000 | 3,151 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $373,000 | 3,152 |
| Net charge-offs | $138,000 | 1,172 |
| Cash dividends | $204,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $316,300 | 3,410 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,151,000 | 2,193 |
| Total interest expense | $1,288,000 | 2,434 |
| Net interest income | $9,863,000 | 2,117 |
| Provision for loan and lease losses | $158,000 | 3,226 |
| Total noninterest income | $1,253,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $499,000 | 2,381 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $754,000 | 2,753 |
| Total noninterest expense | $8,968,000 | 2,113 |
| Salaries and employee benefits | $5,129,000 | 1,992 |
| Premises and equipment expense | $1,206,000 | 1,901 |
| Additional noninterest expense | $2,633,000 | 2,346 |
| Pre-tax net operating income | $1,990,000 | 2,872 |
| Securities gains (losses) | $68,000 | 1,586 |
| Applicable income taxes | $442,000 | 2,284 |
| Income before extraordinary items | $1,616,000 | 3,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,616,000 | 3,024 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,616,000 | 3,025 |
| Net charge-offs | $57,000 | 4,252 |
| Cash dividends | $723,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,562,280 | 3,016 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 2,225 |
| Total interest expense | $971,000 | 2,495 |
| Net interest income | $7,322,000 | 2,149 |
| Provision for loan and lease losses | $143,000 | 2,991 |
| Total noninterest income | $1,050,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $365,000 | 2,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $685,000 | 2,539 |
| Total noninterest expense | $6,596,000 | 2,136 |
| Salaries and employee benefits | $3,768,000 | 2,041 |
| Premises and equipment expense | $895,000 | 1,939 |
| Additional noninterest expense | $1,933,000 | 2,375 |
| Pre-tax net operating income | $1,633,000 | 2,777 |
| Securities gains (losses) | $68,000 | 1,454 |
| Applicable income taxes | $388,000 | 2,163 |
| Income before extraordinary items | $1,313,000 | 2,900 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,313,000 | 2,904 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,313,000 | 2,904 |
| Net charge-offs | $51,000 | 3,838 |
| Cash dividends | $444,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,260,640 | 2,907 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 2,216 |
| Total interest expense | $664,000 | 2,507 |
| Net interest income | $4,899,000 | 2,133 |
| Provision for loan and lease losses | $143,000 | 2,559 |
| Total noninterest income | $758,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $233,000 | 2,500 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $525,000 | 2,410 |
| Total noninterest expense | $4,348,000 | 2,165 |
| Salaries and employee benefits | $2,482,000 | 2,063 |
| Premises and equipment expense | $600,000 | 1,925 |
| Additional noninterest expense | $1,266,000 | 2,419 |
| Pre-tax net operating income | $1,166,000 | 2,639 |
| Securities gains (losses) | $68,000 | 1,334 |
| Applicable income taxes | $297,000 | 2,031 |
| Income before extraordinary items | $937,000 | 2,776 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $937,000 | 2,781 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $937,000 | 2,781 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $204,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $885,320 | 2,780 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 2,235 |
| Total interest expense | $350,000 | 2,453 |
| Net interest income | $2,434,000 | 2,161 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $346,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $114,000 | 2,549 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $232,000 | 2,565 |
| Total noninterest expense | $2,125,000 | 2,239 |
| Salaries and employee benefits | $1,214,000 | 2,123 |
| Premises and equipment expense | $311,000 | 1,905 |
| Additional noninterest expense | $600,000 | 2,554 |
| Pre-tax net operating income | $575,000 | 2,626 |
| Securities gains (losses) | $20,000 | 1,261 |
| Applicable income taxes | $139,000 | 2,073 |
| Income before extraordinary items | $456,000 | 2,770 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $456,000 | 2,773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $456,000 | 2,772 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $440,600 | 2,745 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,523,000 | 2,256 |
| Total interest expense | $1,868,000 | 2,259 |
| Net interest income | $9,655,000 | 2,228 |
| Provision for loan and lease losses | $415,000 | 2,971 |
| Total noninterest income | $1,545,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $470,000 | 2,613 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,075,000 | 2,283 |
| Total noninterest expense | $8,718,000 | 2,178 |
| Salaries and employee benefits | $5,019,000 | 2,007 |
| Premises and equipment expense | $1,212,000 | 1,924 |
| Additional noninterest expense | $2,487,000 | 2,576 |
| Pre-tax net operating income | $2,067,000 | 2,756 |
| Securities gains (losses) | $118,000 | 2,143 |
| Applicable income taxes | $519,000 | 2,151 |
| Income before extraordinary items | $1,666,000 | 2,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,666,000 | 2,922 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,666,000 | 2,922 |
| Net charge-offs | $440,000 | 2,821 |
| Cash dividends | $1,142,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,576,320 | 2,897 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 2,299 |
| Total interest expense | $1,451,000 | 2,274 |
| Net interest income | $7,230,000 | 2,266 |
| Provision for loan and lease losses | $340,000 | 2,810 |
| Total noninterest income | $1,138,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $346,000 | 2,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $792,000 | 2,285 |
| Total noninterest expense | $6,413,000 | 2,232 |
| Salaries and employee benefits | $3,670,000 | 2,043 |
| Premises and equipment expense | $895,000 | 1,971 |
| Additional noninterest expense | $1,848,000 | 2,608 |
| Pre-tax net operating income | $1,615,000 | 2,744 |
| Securities gains (losses) | $116,000 | 1,868 |
| Applicable income taxes | $421,000 | 2,114 |
| Income before extraordinary items | $1,310,000 | 2,896 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,310,000 | 2,896 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,310,000 | 2,895 |
| Net charge-offs | $258,000 | 3,014 |
| Cash dividends | $656,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,221,840 | 2,892 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 2,311 |
| Total interest expense | $1,000,000 | 2,280 |
| Net interest income | $4,788,000 | 2,276 |
| Provision for loan and lease losses | $260,000 | 2,619 |
| Total noninterest income | $766,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $231,000 | 2,662 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 2,246 |
| Total noninterest expense | $4,271,000 | 2,240 |
| Salaries and employee benefits | $2,436,000 | 2,055 |
| Premises and equipment expense | $595,000 | 1,981 |
| Additional noninterest expense | $1,240,000 | 2,604 |
| Pre-tax net operating income | $1,023,000 | 2,801 |
| Securities gains (losses) | $115,000 | 1,493 |
| Applicable income taxes | $280,000 | 2,129 |
| Income before extraordinary items | $858,000 | 2,892 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $858,000 | 2,892 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $858,000 | 2,892 |
| Net charge-offs | $236,000 | 2,566 |
| Cash dividends | $432,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $771,750 | 2,964 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 2,337 |
| Total interest expense | $513,000 | 2,312 |
| Net interest income | $2,386,000 | 2,296 |
| Provision for loan and lease losses | $170,000 | 2,183 |
| Total noninterest income | $369,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $120,000 | 2,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $249,000 | 2,346 |
| Total noninterest expense | $2,119,000 | 2,249 |
| Salaries and employee benefits | $1,203,000 | 2,080 |
| Premises and equipment expense | $297,000 | 1,995 |
| Additional noninterest expense | $619,000 | 2,581 |
| Pre-tax net operating income | $466,000 | 3,012 |
| Securities gains (losses) | $73,000 | 1,049 |
| Applicable income taxes | $129,000 | 2,192 |
| Income before extraordinary items | $410,000 | 3,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $410,000 | 3,007 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $410,000 | 3,008 |
| Net charge-offs | $236,000 | 1,700 |
| Cash dividends | $227,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $354,520 | 3,158 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,788,000 | 2,354 |
| Total interest expense | $2,315,000 | 2,470 |
| Net interest income | $9,473,000 | 2,304 |
| Provision for loan and lease losses | $802,000 | 2,739 |
| Total noninterest income | $1,421,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $531,000 | 2,450 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $890,000 | 2,301 |
| Total noninterest expense | $8,554,000 | 2,218 |
| Salaries and employee benefits | $4,699,000 | 2,062 |
| Premises and equipment expense | $1,342,000 | 1,858 |
| Additional noninterest expense | $2,513,000 | 2,580 |
| Pre-tax net operating income | $1,538,000 | 2,984 |
| Securities gains (losses) | $325,000 | 1,080 |
| Applicable income taxes | $437,000 | 2,163 |
| Income before extraordinary items | $1,426,000 | 2,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,426,000 | 2,878 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,426,000 | 2,878 |
| Net charge-offs | $421,000 | 3,377 |
| Cash dividends | $835,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,175,750 | 3,149 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 2,395 |
| Total interest expense | $1,774,000 | 2,523 |
| Net interest income | $7,048,000 | 2,327 |
| Provision for loan and lease losses | $560,000 | 2,714 |
| Total noninterest income | $1,008,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $393,000 | 2,486 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $615,000 | 2,387 |
| Total noninterest expense | $6,438,000 | 2,225 |
| Salaries and employee benefits | $3,507,000 | 2,068 |
| Premises and equipment expense | $1,030,000 | 1,830 |
| Additional noninterest expense | $1,901,000 | 2,577 |
| Pre-tax net operating income | $1,058,000 | 3,207 |
| Securities gains (losses) | $272,000 | 976 |
| Applicable income taxes | $309,000 | 2,232 |
| Income before extraordinary items | $1,021,000 | 3,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,021,000 | 3,024 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,021,000 | 3,024 |
| Net charge-offs | $104,000 | 4,397 |
| Cash dividends | $665,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $811,560 | 3,370 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 2,410 |
| Total interest expense | $1,210,000 | 2,549 |
| Net interest income | $4,687,000 | 2,340 |
| Provision for loan and lease losses | $280,000 | 3,113 |
| Total noninterest income | $704,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $259,000 | 2,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $445,000 | 2,279 |
| Total noninterest expense | $4,352,000 | 2,214 |
| Salaries and employee benefits | $2,318,000 | 2,105 |
| Premises and equipment expense | $682,000 | 1,862 |
| Additional noninterest expense | $1,352,000 | 2,473 |
| Pre-tax net operating income | $759,000 | 3,034 |
| Securities gains (losses) | $170,000 | 812 |
| Applicable income taxes | $221,000 | 2,121 |
| Income before extraordinary items | $708,000 | 2,895 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $708,000 | 2,897 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $708,000 | 2,897 |
| Net charge-offs | $45,000 | 4,534 |
| Cash dividends | $495,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $578,800 | 3,178 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 2,423 |
| Total interest expense | $629,000 | 2,539 |
| Net interest income | $2,317,000 | 2,357 |
| Provision for loan and lease losses | $54,000 | 4,116 |
| Total noninterest income | $360,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $130,000 | 2,458 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $230,000 | 2,275 |
| Total noninterest expense | $2,217,000 | 2,177 |
| Salaries and employee benefits | $1,173,000 | 2,091 |
| Premises and equipment expense | $349,000 | 1,855 |
| Additional noninterest expense | $695,000 | 2,392 |
| Pre-tax net operating income | $406,000 | 2,936 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $89,000 | 2,308 |
| Income before extraordinary items | $317,000 | 3,112 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $317,000 | 3,110 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $317,000 | 3,112 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $156,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $317,000 | 3,054 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,243,000 | 2,455 |
| Total interest expense | $2,953,000 | 2,637 |
| Net interest income | $9,290,000 | 2,350 |
| Provision for loan and lease losses | $502,000 | 4,115 |
| Total noninterest income | $1,550,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $605,000 | 2,274 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $945,000 | 2,240 |
| Total noninterest expense | $8,607,000 | 2,249 |
| Salaries and employee benefits | $4,535,000 | 2,140 |
| Premises and equipment expense | $1,315,000 | 1,943 |
| Additional noninterest expense | $2,757,000 | 2,462 |
| Pre-tax net operating income | $1,731,000 | 2,496 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $403,000 | 2,085 |
| Income before extraordinary items | $1,347,000 | 2,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,347,000 | 2,680 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,347,000 | 2,685 |
| Net charge-offs | $246,000 | 4,538 |
| Cash dividends | $587,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,332,370 | 2,611 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,273,000 | 2,485 |
| Total interest expense | $2,259,000 | 2,689 |
| Net interest income | $7,014,000 | 2,374 |
| Provision for loan and lease losses | $372,000 | 4,019 |
| Total noninterest income | $1,159,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $464,000 | 2,288 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $695,000 | 2,275 |
| Total noninterest expense | $6,431,000 | 2,257 |
| Salaries and employee benefits | $3,339,000 | 2,177 |
| Premises and equipment expense | $1,001,000 | 1,938 |
| Additional noninterest expense | $2,091,000 | 2,389 |
| Pre-tax net operating income | $1,370,000 | 2,556 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $354,000 | 1,991 |
| Income before extraordinary items | $1,035,000 | 2,829 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,035,000 | 2,823 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,035,000 | 2,828 |
| Net charge-offs | $340,000 | 3,566 |
| Cash dividends | $427,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,020,750 | 2,715 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 2,515 |
| Total interest expense | $1,544,000 | 2,720 |
| Net interest income | $4,630,000 | 2,400 |
| Provision for loan and lease losses | $138,000 | 4,742 |
| Total noninterest income | $790,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $322,000 | 2,228 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $468,000 | 2,181 |
| Total noninterest expense | $4,311,000 | 2,246 |
| Salaries and employee benefits | $2,239,000 | 2,178 |
| Premises and equipment expense | $673,000 | 1,933 |
| Additional noninterest expense | $1,399,000 | 2,387 |
| Pre-tax net operating income | $971,000 | 2,428 |
| Securities gains (losses) | $-14,000 | 7,337 |
| Applicable income taxes | $243,000 | 1,945 |
| Income before extraordinary items | $714,000 | 2,724 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $714,000 | 2,719 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $714,000 | 2,723 |
| Net charge-offs | $112,000 | 4,126 |
| Cash dividends | $267,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $724,500 | 2,602 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 2,540 |
| Total interest expense | $803,000 | 2,754 |
| Net interest income | $2,325,000 | 2,427 |
| Provision for loan and lease losses | $53,000 | 4,798 |
| Total noninterest income | $391,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $166,000 | 2,165 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $225,000 | 2,226 |
| Total noninterest expense | $2,137,000 | 2,284 |
| Salaries and employee benefits | $1,117,000 | 2,209 |
| Premises and equipment expense | $345,000 | 1,954 |
| Additional noninterest expense | $675,000 | 2,449 |
| Pre-tax net operating income | $526,000 | 2,318 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $391,000 | 2,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $391,000 | 2,592 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $391,000 | 2,596 |
| Net charge-offs | $49,000 | 3,726 |
| Cash dividends | $93,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $391,000 | 2,497 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,507,000 | 2,472 |
| Total interest expense | $4,691,000 | 2,397 |
| Net interest income | $8,816,000 | 2,463 |
| Provision for loan and lease losses | $819,000 | 3,809 |
| Total noninterest income | $1,649,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $754,000 | 2,131 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $895,000 | 2,295 |
| Total noninterest expense | $8,744,000 | 2,265 |
| Salaries and employee benefits | $4,529,000 | 2,173 |
| Premises and equipment expense | $1,389,000 | 1,938 |
| Additional noninterest expense | $2,826,000 | 2,475 |
| Pre-tax net operating income | $902,000 | 3,154 |
| Securities gains (losses) | $331,000 | 1,154 |
| Applicable income taxes | $223,000 | 2,287 |
| Income before extraordinary items | $1,010,000 | 2,753 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,010,000 | 2,752 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,010,000 | 2,753 |
| Net charge-offs | $977,000 | 2,883 |
| Cash dividends | $498,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $738,580 | 3,209 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,224,000 | 2,495 |
| Total interest expense | $3,718,000 | 2,372 |
| Net interest income | $6,506,000 | 2,501 |
| Provision for loan and lease losses | $419,000 | 4,112 |
| Total noninterest income | $1,391,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $566,000 | 2,136 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $825,000 | 2,085 |
| Total noninterest expense | $6,635,000 | 2,245 |
| Salaries and employee benefits | $3,401,000 | 2,183 |
| Premises and equipment expense | $1,059,000 | 1,925 |
| Additional noninterest expense | $2,175,000 | 2,388 |
| Pre-tax net operating income | $843,000 | 3,025 |
| Securities gains (losses) | $179,000 | 1,374 |
| Applicable income taxes | $197,000 | 2,334 |
| Income before extraordinary items | $825,000 | 2,810 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $825,000 | 2,807 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $825,000 | 2,810 |
| Net charge-offs | $651,000 | 2,711 |
| Cash dividends | $395,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $680,010 | 3,097 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,898,000 | 2,494 |
| Total interest expense | $2,606,000 | 2,351 |
| Net interest income | $4,292,000 | 2,516 |
| Provision for loan and lease losses | $244,000 | 4,056 |
| Total noninterest income | $929,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $358,000 | 2,209 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $571,000 | 2,051 |
| Total noninterest expense | $4,471,000 | 2,247 |
| Salaries and employee benefits | $2,287,000 | 2,204 |
| Premises and equipment expense | $708,000 | 1,944 |
| Additional noninterest expense | $1,476,000 | 2,373 |
| Pre-tax net operating income | $506,000 | 3,278 |
| Securities gains (losses) | $121,000 | 1,346 |
| Applicable income taxes | $111,000 | 2,538 |
| Income before extraordinary items | $516,000 | 3,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 3,030 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $516,000 | 3,031 |
| Net charge-offs | $580,000 | 2,177 |
| Cash dividends | $245,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $416,780 | 3,292 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 2,482 |
| Total interest expense | $1,355,000 | 2,349 |
| Net interest income | $2,138,000 | 2,536 |
| Provision for loan and lease losses | $205,000 | 2,818 |
| Total noninterest income | $408,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $169,000 | 2,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $239,000 | 2,256 |
| Total noninterest expense | $2,142,000 | 2,276 |
| Salaries and employee benefits | $1,134,000 | 2,242 |
| Premises and equipment expense | $368,000 | 1,916 |
| Additional noninterest expense | $640,000 | 2,422 |
| Pre-tax net operating income | $199,000 | 4,052 |
| Securities gains (losses) | $45,000 | 1,345 |
| Applicable income taxes | $29,000 | 3,309 |
| Income before extraordinary items | $215,000 | 3,744 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 3,744 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $215,000 | 3,745 |
| Net charge-offs | $78,000 | 3,132 |
| Cash dividends | $115,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $175,400 | 3,931 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,517,000 | 2,552 |
| Total interest expense | $6,146,000 | 2,466 |
| Net interest income | $8,371,000 | 2,594 |
| Provision for loan and lease losses | $634,000 | 3,412 |
| Total noninterest income | $1,995,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $922,000 | 1,878 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,073,000 | 2,030 |
| Total noninterest expense | $8,408,000 | 2,282 |
| Salaries and employee benefits | $4,406,000 | 2,303 |
| Premises and equipment expense | $1,425,000 | 1,919 |
| Additional noninterest expense | $2,577,000 | 2,285 |
| Pre-tax net operating income | $1,324,000 | 3,236 |
| Securities gains (losses) | $-856,000 | 7,685 |
| Applicable income taxes | $-179,000 | 7,197 |
| Income before extraordinary items | $647,000 | 4,053 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $647,000 | 4,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,560 |
| Cash dividends | $530,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,503,000 | 2,657 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,930,000 | 2,591 |
| Total interest expense | $4,727,000 | 2,502 |
| Net interest income | $6,203,000 | 2,648 |
| Provision for loan and lease losses | $94,000 | 5,226 |
| Total noninterest income | $1,545,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $697,000 | 1,876 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $848,000 | 2,040 |
| Total noninterest expense | $6,336,000 | 2,261 |
| Salaries and employee benefits | $3,210,000 | 2,385 |
| Premises and equipment expense | $1,094,000 | 1,865 |
| Additional noninterest expense | $2,032,000 | 2,137 |
| Pre-tax net operating income | $1,318,000 | 3,116 |
| Securities gains (losses) | $-925,000 | 7,898 |
| Applicable income taxes | $-137,000 | 7,592 |
| Income before extraordinary items | $530,000 | 4,337 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $530,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,098 |
| Cash dividends | $530,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,455,000 | 2,490 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,253,000 | 2,629 |
| Total interest expense | $3,268,000 | 2,512 |
| Net interest income | $3,985,000 | 2,711 |
| Provision for loan and lease losses | $64,000 | 4,850 |
| Total noninterest income | $945,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $460,000 | 1,871 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $485,000 | 2,293 |
| Total noninterest expense | $4,178,000 | 2,287 |
| Salaries and employee benefits | $2,115,000 | 2,432 |
| Premises and equipment expense | $760,000 | 1,801 |
| Additional noninterest expense | $1,303,000 | 2,173 |
| Pre-tax net operating income | $688,000 | 3,728 |
| Securities gains (losses) | $74,000 | 1,171 |
| Applicable income taxes | $129,000 | 3,189 |
| Income before extraordinary items | $633,000 | 3,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $633,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,443 |
| Cash dividends | $280,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $571,580 | 3,688 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 2,706 |
| Total interest expense | $1,703,000 | 2,575 |
| Net interest income | $1,912,000 | 2,815 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $469,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $231,000 | 1,836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $238,000 | 2,299 |
| Total noninterest expense | $2,094,000 | 2,277 |
| Salaries and employee benefits | $1,054,000 | 2,465 |
| Premises and equipment expense | $384,000 | 1,788 |
| Additional noninterest expense | $656,000 | 2,137 |
| Pre-tax net operating income | $253,000 | 4,507 |
| Securities gains (losses) | $74,000 | 874 |
| Applicable income taxes | $45,000 | 3,671 |
| Income before extraordinary items | $282,000 | 3,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $282,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $218,360 | 4,383 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,440,000 | 2,790 |
| Total interest expense | $7,334,000 | 2,504 |
| Net interest income | $7,106,000 | 3,061 |
| Provision for loan and lease losses | $73,000 | 5,300 |
| Total noninterest income | $2,018,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,068,000 | 1,670 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $950,000 | 2,289 |
| Total noninterest expense | $8,704,000 | 2,116 |
| Salaries and employee benefits | $4,198,000 | 2,397 |
| Premises and equipment expense | $1,495,000 | 1,753 |
| Additional noninterest expense | $3,011,000 | 1,835 |
| Pre-tax net operating income | $347,000 | 6,444 |
| Securities gains (losses) | $-688,000 | 8,405 |
| Applicable income taxes | $-417,000 | 8,274 |
| Income before extraordinary items | $76,000 | 7,238 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $76,000 | 7,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $730,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $516,320 | 5,612 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,863,000 | 2,770 |
| Total interest expense | $5,584,000 | 2,473 |
| Net interest income | $5,279,000 | 3,094 |
| Provision for loan and lease losses | $43,000 | 5,270 |
| Total noninterest income | $1,489,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $786,000 | 1,678 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $703,000 | 2,311 |
| Total noninterest expense | $6,589,000 | 2,074 |
| Salaries and employee benefits | $3,146,000 | 2,392 |
| Premises and equipment expense | $1,118,000 | 1,760 |
| Additional noninterest expense | $2,325,000 | 1,745 |
| Pre-tax net operating income | $136,000 | 7,192 |
| Securities gains (losses) | $-688,000 | 8,478 |
| Applicable income taxes | $-422,000 | 8,415 |
| Income before extraordinary items | $-130,000 | 7,882 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-130,000 | 7,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $214,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $310,320 | 6,259 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,308,000 | 2,754 |
| Total interest expense | $3,851,000 | 2,403 |
| Net interest income | $3,457,000 | 3,162 |
| Provision for loan and lease losses | $13,000 | 5,620 |
| Total noninterest income | $954,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $507,000 | 1,735 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $447,000 | 2,420 |
| Total noninterest expense | $4,507,000 | 2,046 |
| Salaries and employee benefits | $2,077,000 | 2,453 |
| Premises and equipment expense | $746,000 | 1,775 |
| Additional noninterest expense | $1,684,000 | 1,605 |
| Pre-tax net operating income | $-109,000 | 7,993 |
| Securities gains (losses) | $-689,000 | 8,551 |
| Applicable income taxes | $-448,000 | 8,533 |
| Income before extraordinary items | $-350,000 | 8,238 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-350,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $5,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $90,960 | 7,177 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 2,700 |
| Total interest expense | $2,048,000 | 2,279 |
| Net interest income | $1,689,000 | 3,216 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $452,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $246,000 | 1,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $206,000 | 2,500 |
| Total noninterest expense | $2,083,000 | 2,225 |
| Salaries and employee benefits | $1,040,000 | 2,470 |
| Premises and equipment expense | $378,000 | 1,762 |
| Additional noninterest expense | $665,000 | 1,985 |
| Pre-tax net operating income | $52,000 | 7,250 |
| Securities gains (losses) | $118,000 | 279 |
| Applicable income taxes | $-54,000 | 8,430 |
| Income before extraordinary items | $224,000 | 4,804 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $224,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $5,000 | 3,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $106,000 | 6,284 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,336,000 | 2,646 |
| Total interest expense | $6,960,000 | 2,293 |
| Net interest income | $7,376,000 | 2,971 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $1,945,000 | 2,281 |
| Gross Fiduciary activities income | $3,000 | 1,398 |
| Service charges on deposit accounts | $971,000 | 1,795 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $971,000 | 2,276 |
| Total noninterest expense | $7,656,000 | 2,313 |
| Salaries and employee benefits | $3,895,000 | 2,498 |
| Premises and equipment expense | $1,049,000 | 2,351 |
| Additional noninterest expense | $2,712,000 | 1,945 |
| Pre-tax net operating income | $1,565,000 | 4,203 |
| Securities gains (losses) | $-468,000 | 8,509 |
| Applicable income taxes | $238,000 | 4,100 |
| Income before extraordinary items | $859,000 | 5,054 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $859,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,914 |
| Cash dividends | $1,659,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,224,040 | 4,221 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,698,000 | 2,650 |
| Total interest expense | $5,027,000 | 2,308 |
| Net interest income | $5,671,000 | 2,932 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $1,501,000 | 2,223 |
| Gross Fiduciary activities income | $3,000 | 1,330 |
| Service charges on deposit accounts | $707,000 | 1,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $791,000 | 2,142 |
| Total noninterest expense | $5,537,000 | 2,396 |
| Salaries and employee benefits | $2,857,000 | 2,546 |
| Premises and equipment expense | $695,000 | 2,655 |
| Additional noninterest expense | $1,985,000 | 1,964 |
| Pre-tax net operating income | $1,555,000 | 3,711 |
| Securities gains (losses) | $-468,000 | 8,621 |
| Applicable income taxes | $310,000 | 3,537 |
| Income before extraordinary items | $777,000 | 4,760 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $777,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $1,187,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,109,280 | 3,902 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,097,000 | 2,629 |
| Total interest expense | $3,279,000 | 2,268 |
| Net interest income | $3,818,000 | 2,902 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $997,000 | 2,233 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $454,000 | 1,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $540,000 | 2,114 |
| Total noninterest expense | $3,656,000 | 2,421 |
| Salaries and employee benefits | $1,890,000 | 2,562 |
| Premises and equipment expense | $455,000 | 2,696 |
| Additional noninterest expense | $1,311,000 | 2,002 |
| Pre-tax net operating income | $1,084,000 | 3,604 |
| Securities gains (losses) | $-468,000 | 8,695 |
| Applicable income taxes | $218,000 | 3,498 |
| Income before extraordinary items | $398,000 | 5,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $398,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $915,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $702,200 | 4,044 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 2,622 |
| Total interest expense | $1,587,000 | 2,218 |
| Net interest income | $1,906,000 | 2,904 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $461,000 | 2,318 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $221,000 | 1,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $237,000 | 2,260 |
| Total noninterest expense | $1,814,000 | 2,441 |
| Salaries and employee benefits | $933,000 | 2,601 |
| Premises and equipment expense | $233,000 | 2,641 |
| Additional noninterest expense | $648,000 | 2,012 |
| Pre-tax net operating income | $503,000 | 3,713 |
| Securities gains (losses) | $4,000 | 719 |
| Applicable income taxes | $96,000 | 3,654 |
| Income before extraordinary items | $411,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $643,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $407,760 | 3,648 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,848,000 | 2,567 |
| Total interest expense | $5,564,000 | 2,014 |
| Net interest income | $7,284,000 | 2,943 |
| Provision for loan and lease losses | $156,000 | 4,056 |
| Total noninterest income | $1,974,000 | 2,231 |
| Gross Fiduciary activities income | $6,000 | 1,363 |
| Service charges on deposit accounts | $983,000 | 1,761 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $985,000 | 2,240 |
| Total noninterest expense | $6,810,000 | 2,450 |
| Salaries and employee benefits | $3,453,000 | 2,631 |
| Premises and equipment expense | $847,000 | 2,743 |
| Additional noninterest expense | $2,510,000 | 2,011 |
| Pre-tax net operating income | $2,292,000 | 3,357 |
| Securities gains (losses) | $15,000 | 1,350 |
| Applicable income taxes | $483,000 | 3,428 |
| Income before extraordinary items | $1,824,000 | 3,324 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,824,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,481 |
| Cash dividends | $1,692,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,812,150 | 3,307 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 2,549 |
| Total interest expense | $4,038,000 | 1,978 |
| Net interest income | $5,418,000 | 2,951 |
| Provision for loan and lease losses | $102,000 | 4,129 |
| Total noninterest income | $1,418,000 | 2,303 |
| Gross Fiduciary activities income | $4,000 | 1,330 |
| Service charges on deposit accounts | $727,000 | 1,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $687,000 | 2,347 |
| Total noninterest expense | $5,009,000 | 2,468 |
| Salaries and employee benefits | $2,548,000 | 2,619 |
| Premises and equipment expense | $634,000 | 2,727 |
| Additional noninterest expense | $1,827,000 | 2,045 |
| Pre-tax net operating income | $1,725,000 | 3,413 |
| Securities gains (losses) | $15,000 | 1,338 |
| Applicable income taxes | $359,000 | 3,496 |
| Income before extraordinary items | $1,381,000 | 3,343 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,381,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,593 |
| Cash dividends | $1,431,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,369,150 | 3,319 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,204,000 | 2,532 |
| Total interest expense | $2,615,000 | 1,904 |
| Net interest income | $3,589,000 | 2,931 |
| Provision for loan and lease losses | $43,000 | 4,790 |
| Total noninterest income | $932,000 | 2,294 |
| Gross Fiduciary activities income | $4,000 | 1,282 |
| Service charges on deposit accounts | $476,000 | 1,753 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $452,000 | 2,346 |
| Total noninterest expense | $3,359,000 | 2,436 |
| Salaries and employee benefits | $1,708,000 | 2,600 |
| Premises and equipment expense | $432,000 | 2,650 |
| Additional noninterest expense | $1,219,000 | 2,016 |
| Pre-tax net operating income | $1,119,000 | 3,421 |
| Securities gains (losses) | $17,000 | 1,160 |
| Applicable income taxes | $231,000 | 3,542 |
| Income before extraordinary items | $905,000 | 3,342 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $905,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,029 |
| Cash dividends | $669,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $891,400 | 3,331 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 2,557 |
| Total interest expense | $1,245,000 | 1,903 |
| Net interest income | $1,771,000 | 2,960 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $468,000 | 2,230 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $226,000 | 1,790 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $240,000 | 2,217 |
| Total noninterest expense | $1,635,000 | 2,506 |
| Salaries and employee benefits | $860,000 | 2,607 |
| Premises and equipment expense | $223,000 | 2,612 |
| Additional noninterest expense | $552,000 | 2,216 |
| Pre-tax net operating income | $584,000 | 3,291 |
| Securities gains (losses) | $17,000 | 846 |
| Applicable income taxes | $127,000 | 3,386 |
| Income before extraordinary items | $474,000 | 3,170 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $474,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,689 |
| Cash dividends | $401,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $460,570 | 3,213 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,893,000 | 2,416 |
| Total interest expense | $4,706,000 | 1,735 |
| Net interest income | $7,187,000 | 2,821 |
| Provision for loan and lease losses | $214,000 | 3,585 |
| Total noninterest income | $2,016,000 | 2,185 |
| Gross Fiduciary activities income | $4,000 | 1,430 |
| Service charges on deposit accounts | $824,000 | 2,089 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,188,000 | 1,920 |
| Total noninterest expense | $6,395,000 | 2,498 |
| Salaries and employee benefits | $3,210,000 | 2,675 |
| Premises and equipment expense | $890,000 | 2,550 |
| Additional noninterest expense | $2,295,000 | 2,115 |
| Pre-tax net operating income | $2,594,000 | 2,909 |
| Securities gains (losses) | $-77,000 | 8,677 |
| Applicable income taxes | $606,000 | 3,012 |
| Income before extraordinary items | $1,911,000 | 3,033 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,911,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $1,005,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,969,520 | 2,901 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,891,000 | 2,388 |
| Total interest expense | $3,487,000 | 1,726 |
| Net interest income | $5,404,000 | 2,781 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,534,000 | 2,177 |
| Gross Fiduciary activities income | $3,000 | 1,390 |
| Service charges on deposit accounts | $600,000 | 2,160 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $931,000 | 1,866 |
| Total noninterest expense | $4,718,000 | 2,501 |
| Salaries and employee benefits | $2,294,000 | 2,771 |
| Premises and equipment expense | $668,000 | 2,534 |
| Additional noninterest expense | $1,756,000 | 2,055 |
| Pre-tax net operating income | $2,085,000 | 2,776 |
| Securities gains (losses) | $-57,000 | 8,821 |
| Applicable income taxes | $504,000 | 2,886 |
| Income before extraordinary items | $1,524,000 | 2,910 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,524,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $755,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,566,750 | 2,776 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 2,381 |
| Total interest expense | $2,292,000 | 1,737 |
| Net interest income | $3,617,000 | 2,759 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $1,069,000 | 2,095 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $403,000 | 2,141 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $663,000 | 1,792 |
| Total noninterest expense | $3,143,000 | 2,516 |
| Salaries and employee benefits | $1,514,000 | 2,807 |
| Premises and equipment expense | $451,000 | 2,496 |
| Additional noninterest expense | $1,178,000 | 2,047 |
| Pre-tax net operating income | $1,453,000 | 2,651 |
| Securities gains (losses) | $-60,000 | 8,929 |
| Applicable income taxes | $346,000 | 2,822 |
| Income before extraordinary items | $1,047,000 | 2,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,047,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $505,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,092,000 | 2,654 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 2,386 |
| Total interest expense | $1,140,000 | 1,768 |
| Net interest income | $1,814,000 | 2,730 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $624,000 | 1,816 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $206,000 | 2,020 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $417,000 | 1,493 |
| Total noninterest expense | $1,523,000 | 2,591 |
| Salaries and employee benefits | $727,000 | 2,916 |
| Premises and equipment expense | $220,000 | 2,567 |
| Additional noninterest expense | $576,000 | 2,047 |
| Pre-tax net operating income | $870,000 | 2,268 |
| Securities gains (losses) | $-12,000 | 8,930 |
| Applicable income taxes | $228,000 | 2,352 |
| Income before extraordinary items | $630,000 | 2,382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $630,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $638,760 | 2,275 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,329,000 | 2,513 |
| Total interest expense | $5,032,000 | 1,781 |
| Net interest income | $6,297,000 | 3,051 |
| Provision for loan and lease losses | $69,000 | 5,855 |
| Total noninterest income | $1,513,000 | 2,829 |
| Gross Fiduciary activities income | $4,000 | 1,466 |
| Service charges on deposit accounts | $623,000 | 2,628 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $886,000 | 2,565 |
| Total noninterest expense | $6,289,000 | 2,495 |
| Salaries and employee benefits | $2,942,000 | 2,813 |
| Premises and equipment expense | $807,000 | 2,736 |
| Additional noninterest expense | $2,540,000 | 1,896 |
| Pre-tax net operating income | $1,452,000 | 4,205 |
| Securities gains (losses) | $81,000 | 2,082 |
| Applicable income taxes | $243,000 | 4,624 |
| Income before extraordinary items | $1,290,000 | 3,946 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,290,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,399 |
| Cash dividends | $1,105,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,221,960 | 3,916 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,420,000 | 2,578 |
| Total interest expense | $3,850,000 | 1,810 |
| Net interest income | $4,570,000 | 3,146 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $1,037,000 | 3,056 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $361,000 | 3,192 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $674,000 | 2,630 |
| Total noninterest expense | $4,394,000 | 2,653 |
| Salaries and employee benefits | $2,082,000 | 2,981 |
| Premises and equipment expense | $592,000 | 2,814 |
| Additional noninterest expense | $1,720,000 | 2,090 |
| Pre-tax net operating income | $1,163,000 | 4,161 |
| Securities gains (losses) | $92,000 | 1,828 |
| Applicable income taxes | $215,000 | 4,542 |
| Income before extraordinary items | $1,040,000 | 3,888 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,040,000 | 3,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,803 |
| Cash dividends | $855,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $963,640 | 3,905 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 2,565 |
| Total interest expense | $2,629,000 | 1,831 |
| Net interest income | $3,059,000 | 3,134 |
| Provision for loan and lease losses | $47,000 | 5,247 |
| Total noninterest income | $668,000 | 3,111 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $236,000 | 3,210 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $428,000 | 2,681 |
| Total noninterest expense | $2,884,000 | 2,692 |
| Salaries and employee benefits | $1,348,000 | 3,056 |
| Premises and equipment expense | $391,000 | 2,831 |
| Additional noninterest expense | $1,145,000 | 2,086 |
| Pre-tax net operating income | $796,000 | 4,074 |
| Securities gains (losses) | $76,000 | 1,726 |
| Applicable income taxes | $152,000 | 4,473 |
| Income before extraordinary items | $720,000 | 3,787 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $720,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $605,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $656,920 | 3,869 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 2,578 |
| Total interest expense | $1,338,000 | 1,845 |
| Net interest income | $1,507,000 | 3,158 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $318,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $116,000 | 3,170 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $202,000 | 2,703 |
| Total noninterest expense | $1,400,000 | 2,753 |
| Salaries and employee benefits | $674,000 | 3,050 |
| Premises and equipment expense | $209,000 | 2,669 |
| Additional noninterest expense | $517,000 | 2,268 |
| Pre-tax net operating income | $416,000 | 3,948 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $69,000 | 4,613 |
| Income before extraordinary items | $347,000 | 3,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $347,000 | 3,647 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,353,000 | 2,500 |
| Total interest expense | $5,909,000 | 1,926 |
| Net interest income | $6,444,000 | 2,955 |
| Provision for loan and lease losses | $183,000 | 4,528 |
| Total noninterest income | $1,215,000 | 3,052 |
| Gross Fiduciary activities income | $11,000 | 1,391 |
| Service charges on deposit accounts | $421,000 | 3,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $783,000 | 2,536 |
| Total noninterest expense | $5,540,000 | 2,668 |
| Salaries and employee benefits | $2,560,000 | 3,053 |
| Premises and equipment expense | $752,000 | 2,815 |
| Additional noninterest expense | $2,228,000 | 2,076 |
| Pre-tax net operating income | $1,936,000 | 3,504 |
| Securities gains (losses) | $122,000 | 1,572 |
| Applicable income taxes | $417,000 | 3,810 |
| Income before extraordinary items | $1,641,000 | 3,268 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,641,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $1,055,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,543,400 | 3,317 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,298,000 | 2,574 |
| Total interest expense | $7,412,000 | 2,164 |
| Net interest income | $5,886,000 | 2,989 |
| Provision for loan and lease losses | $106,000 | 5,492 |
| Total noninterest income | $788,000 | 3,892 |
| Gross Fiduciary activities income | $12,000 | 1,388 |
| Service charges on deposit accounts | $366,000 | 3,643 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $410,000 | 3,477 |
| Total noninterest expense | $4,783,000 | 2,932 |
| Salaries and employee benefits | $2,181,000 | 3,339 |
| Premises and equipment expense | $738,000 | 2,827 |
| Additional noninterest expense | $1,864,000 | 2,398 |
| Pre-tax net operating income | $1,785,000 | 3,453 |
| Securities gains (losses) | $83,000 | 1,904 |
| Applicable income taxes | $318,000 | 4,152 |
| Income before extraordinary items | $1,550,000 | 3,145 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,550,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $1,005,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,481,110 | 3,149 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,266,000 | 2,619 |
| Total interest expense | $7,257,000 | 2,330 |
| Net interest income | $6,009,000 | 2,941 |
| Provision for loan and lease losses | $107,000 | 5,170 |
| Total noninterest income | $474,000 | 5,047 |
| Gross Fiduciary activities income | $17,000 | 1,169 |
| Service charges on deposit accounts | $275,000 | 4,290 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $4,518,000 | 2,986 |
| Salaries and employee benefits | $2,028,000 | 3,419 |
| Premises and equipment expense | $659,000 | 3,032 |
| Additional noninterest expense | $1,831,000 | 2,348 |
| Pre-tax net operating income | $1,858,000 | 3,494 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $373,000 | 4,142 |
| Income before extraordinary items | $1,478,000 | 3,296 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,478,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $1,005,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,483,600 | 3,280 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,818,000 | 2,733 |
| Total interest expense | $6,287,000 | 2,335 |
| Net interest income | $5,531,000 | 3,140 |
| Provision for loan and lease losses | $191,000 | 3,654 |
| Total noninterest income | $333,000 | 6,146 |
| Gross Fiduciary activities income | $15,000 | 1,231 |
| Service charges on deposit accounts | $210,000 | 5,005 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $108,000 | 6,454 |
| Total noninterest expense | $3,999,000 | 3,317 |
| Salaries and employee benefits | $1,782,000 | 3,776 |
| Premises and equipment expense | $510,000 | 3,708 |
| Additional noninterest expense | $1,707,000 | 2,532 |
| Pre-tax net operating income | $1,674,000 | 3,806 |
| Securities gains (losses) | $74,000 | 848 |
| Applicable income taxes | $247,000 | 5,242 |
| Income before extraordinary items | $1,501,000 | 3,243 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,501,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $1,005,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,437,360 | 3,317 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,990,000 | 3,241 |
| Total interest expense | $5,310,000 | 2,838 |
| Net interest income | $4,680,000 | 3,618 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $279,000 | 6,673 |
| Gross Fiduciary activities income | $14,000 | 1,254 |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $3,315,000 | 3,777 |
| Salaries and employee benefits | $1,489,000 | 4,267 |
| Premises and equipment expense | $411,000 | 4,336 |
| Additional noninterest expense | $1,415,000 | 2,922 |
| Pre-tax net operating income | $1,534,000 | 4,118 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $244,000 | 5,703 |
| Income before extraordinary items | $1,293,000 | 3,711 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,293,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $1,005,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,290,480 | 3,621 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 3,669 |
| Total interest expense | $3,975,000 | 3,697 |
| Net interest income | $4,743,000 | 3,659 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $281,000 | 6,867 |
| Gross Fiduciary activities income | $20,000 | 1,279 |
| Service charges on deposit accounts | $166,000 | 5,889 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $2,648,000 | 4,557 |
| Salaries and employee benefits | $1,131,000 | 5,352 |
| Premises and equipment expense | $311,000 | 5,340 |
| Additional noninterest expense | $1,206,000 | 3,345 |
| Pre-tax net operating income | $2,369,000 | 3,054 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $457,000 | 4,479 |
| Income before extraordinary items | $1,923,000 | 2,672 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,923,000 | 2,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,914,090 | 2,639 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,720,000 | 3,712 |
| Total interest expense | $3,936,000 | 3,766 |
| Net interest income | $4,784,000 | 3,687 |
| Provision for loan and lease losses | $28,000 | 7,549 |
| Total noninterest income | $324,000 | 6,674 |
| Gross Fiduciary activities income | $56,000 | 1,214 |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $2,383,000 | 5,207 |
| Salaries and employee benefits | $1,067,000 | 5,712 |
| Premises and equipment expense | $286,000 | 5,766 |
| Additional noninterest expense | $1,030,000 | 4,298 |
| Pre-tax net operating income | $2,697,000 | 2,592 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $592,000 | 3,635 |
| Income before extraordinary items | $2,105,000 | 2,339 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,105,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $855,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,105,000 | 2,287 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,708,000 | 3,728 |
| Total interest expense | $4,267,000 | 3,486 |
| Net interest income | $4,441,000 | 3,956 |
| Provision for loan and lease losses | $29,000 | 7,212 |
| Total noninterest income | $253,000 | 7,668 |
| Gross Fiduciary activities income | $22,000 | 1,403 |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $2,378,000 | 5,213 |
| Salaries and employee benefits | $999,000 | 6,073 |
| Premises and equipment expense | $268,000 | 6,085 |
| Additional noninterest expense | $1,111,000 | 3,997 |
| Pre-tax net operating income | $2,287,000 | 3,099 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $480,000 | 4,330 |
| Income before extraordinary items | $1,807,000 | 2,728 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,807,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,807,000 | 2,700 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,364,000 | 3,587 |
| Total interest expense | $3,683,000 | 3,312 |
| Net interest income | $4,681,000 | 3,786 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $233,000 | 8,201 |
| Gross Fiduciary activities income | $18,000 | 1,426 |
| Service charges on deposit accounts | $146,000 | 6,989 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $2,377,000 | 5,391 |
| Salaries and employee benefits | $949,000 | 6,365 |
| Premises and equipment expense | $276,000 | 6,064 |
| Additional noninterest expense | $1,152,000 | 4,205 |
| Pre-tax net operating income | $2,497,000 | 2,832 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $531,000 | 3,878 |
| Income before extraordinary items | $1,973,000 | 2,468 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,973,000 | 2,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,967,470 | 2,489 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,475,000 | 3,626 |
| Total interest expense | $3,487,000 | 3,600 |
| Net interest income | $4,988,000 | 3,584 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $233,000 | 8,661 |
| Gross Fiduciary activities income | $19,000 | 1,453 |
| Service charges on deposit accounts | $151,000 | 7,067 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $2,308,000 | 5,648 |
| Salaries and employee benefits | $920,000 | 6,598 |
| Premises and equipment expense | $272,000 | 6,311 |
| Additional noninterest expense | $1,116,000 | 4,475 |
| Pre-tax net operating income | $2,847,000 | 2,419 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $677,000 | 3,212 |
| Income before extraordinary items | $2,179,000 | 2,294 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,179,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,172,160 | 2,166 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,373,000 | 3,724 |
| Total interest expense | $4,346,000 | 3,776 |
| Net interest income | $5,027,000 | 3,616 |
| Provision for loan and lease losses | $210,000 | 5,090 |
| Total noninterest income | $248,000 | 8,523 |
| Gross Fiduciary activities income | $19,000 | 1,491 |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $2,227,000 | 5,851 |
| Salaries and employee benefits | $875,000 | 6,767 |
| Premises and equipment expense | $253,000 | 6,727 |
| Additional noninterest expense | $1,099,000 | 4,692 |
| Pre-tax net operating income | $2,838,000 | 2,182 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $685,000 | 3,043 |
| Income before extraordinary items | $2,158,000 | 2,131 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,158,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $638,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,154,200 | 1,959 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.