Home > Merchants Bank of Alabama > Income and Expense

Merchants Bank of Alabama, Income and Expense

2021-12-31 (YTD Data)		Rank
Total interest income	$12,090,000	2,189
Total interest expense	$939,000	2,304
Net interest income	$11,151,000	2,155
Provision for loan and lease losses	$24,000	2,824
Total noninterest income	$2,947,000	1,822
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,079,000	923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,868,000	1,985
Total noninterest expense	$10,691,000	1,888
Salaries and employee benefits	$5,573,000	2,034
Premises and equipment expense	$812,000	2,293
Additional noninterest expense	$4,306,000	1,505
Pre-tax net operating income	$3,383,000	2,541
Securities gains (losses)	$52,000	1,106
Applicable income taxes	$769,000	1,802
Income before extraordinary items	$2,666,000	2,678
Extraordinary gains, net	$0	10
Net income	$2,666,000	2,679
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,666,000	2,679
Net charge-offs	$45,000	1,707
Cash dividends	$795,000	2,439
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,624,920	2,683
2021-09-30 (YTD Data)		Rank
Total interest income	$9,335,000	2,182
Total interest expense	$715,000	2,378
Net interest income	$8,620,000	2,125
Provision for loan and lease losses	$268,000	1,254
Total noninterest income	$2,214,000	1,869
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$794,000	926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,420,000	2,014
Total noninterest expense	$6,886,000	2,105
Salaries and employee benefits	$4,023,000	2,088
Premises and equipment expense	$611,000	2,315
Additional noninterest expense	$2,252,000	1,981
Pre-tax net operating income	$3,680,000	2,159
Securities gains (losses)	$0	2,015
Applicable income taxes	$789,000	1,655
Income before extraordinary items	$2,891,000	2,302
Extraordinary gains, net	$0	8
Net income	$2,891,000	2,301
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,891,000	2,302
Net charge-offs	$140,000	940
Cash dividends	$370,000	2,541
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,891,000	2,276
2021-06-30 (YTD Data)		Rank
Total interest income	$6,239,000	2,169
Total interest expense	$481,000	2,432
Net interest income	$5,758,000	2,105
Provision for loan and lease losses	$192,000	1,224
Total noninterest income	$1,455,000	1,834
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$505,000	933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$950,000	1,964
Total noninterest expense	$4,514,000	2,116
Salaries and employee benefits	$2,706,000	2,070
Premises and equipment expense	$416,000	2,285
Additional noninterest expense	$1,392,000	2,072
Pre-tax net operating income	$2,507,000	2,116
Securities gains (losses)	$0	1,818
Applicable income taxes	$546,000	1,600
Income before extraordinary items	$1,961,000	2,255
Extraordinary gains, net	$0	6
Net income	$1,961,000	2,253
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,961,000	2,255
Net charge-offs	$99,000	914
Cash dividends	$370,000	2,209
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,961,000	2,220
2021-03-31 (YTD Data)		Rank
Total interest income	$2,913,000	2,272
Total interest expense	$239,000	2,502
Net interest income	$2,674,000	2,216
Provision for loan and lease losses	$96,000	1,292
Total noninterest income	$708,000	1,868
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$260,000	884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$448,000	2,027
Total noninterest expense	$2,307,000	2,068
Salaries and employee benefits	$1,358,000	2,049
Premises and equipment expense	$214,000	2,265
Additional noninterest expense	$735,000	1,961
Pre-tax net operating income	$979,000	2,398
Securities gains (losses)	$0	1,392
Applicable income taxes	$208,000	1,788
Income before extraordinary items	$771,000	2,564
Extraordinary gains, net	$0	3
Net income	$771,000	2,562
Minority interest net income	$0	55
Net income of bank and minority interests.	$771,000	2,564
Net charge-offs	$109,000	592
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$771,000	2,535
2020-12-31 (YTD Data)		Rank
Total interest income	$12,281,000	2,199
Total interest expense	$1,191,000	2,684
Net interest income	$11,090,000	2,081
Provision for loan and lease losses	$540,000	2,160
Total noninterest income	$2,600,000	1,860
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,195,000	808
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,405,000	2,125
Total noninterest expense	$8,785,000	2,137
Salaries and employee benefits	$5,104,000	2,133
Premises and equipment expense	$783,000	2,376
Additional noninterest expense	$2,898,000	1,969
Pre-tax net operating income	$4,365,000	1,960
Securities gains (losses)	$0	2,675
Applicable income taxes	$930,000	1,484
Income before extraordinary items	$3,435,000	2,113
Extraordinary gains, net	$0	4
Net income	$3,435,000	2,114
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,435,000	2,114
Net charge-offs	$127,000	1,842
Cash dividends	$900,000	2,325
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,435,000	2,061
2020-09-30 (YTD Data)		Rank
Total interest income	$9,202,000	2,210
Total interest expense	$924,000	2,725
Net interest income	$8,278,000	2,082
Provision for loan and lease losses	$396,000	2,165
Total noninterest income	$1,892,000	1,848
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$898,000	803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$994,000	2,147
Total noninterest expense	$6,558,000	2,128
Salaries and employee benefits	$3,749,000	2,129
Premises and equipment expense	$575,000	2,391
Additional noninterest expense	$2,234,000	1,906
Pre-tax net operating income	$3,216,000	1,958
Securities gains (losses)	$0	2,494
Applicable income taxes	$686,000	1,473
Income before extraordinary items	$2,530,000	2,131
Extraordinary gains, net	$0	4
Net income	$2,530,000	2,131
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,530,000	2,131
Net charge-offs	$117,000	1,567
Cash dividends	$500,000	2,300
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,530,000	2,074
2020-06-30 (YTD Data)		Rank
Total interest income	$6,181,000	2,230
Total interest expense	$629,000	2,795
Net interest income	$5,552,000	2,087
Provision for loan and lease losses	$321,000	1,989
Total noninterest income	$1,362,000	1,712
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$607,000	797
Trading account gains and fees	NA	NA
Additional Noninterest Income	$755,000	1,962
Total noninterest expense	$4,295,000	2,152
Salaries and employee benefits	$2,429,000	2,172
Premises and equipment expense	$380,000	2,396
Additional noninterest expense	$1,486,000	1,896
Pre-tax net operating income	$2,298,000	1,810
Securities gains (losses)	$0	2,249
Applicable income taxes	$515,000	1,321
Income before extraordinary items	$1,783,000	1,997
Extraordinary gains, net	$0	4
Net income	$1,783,000	1,998
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,783,000	1,998
Net charge-offs	$49,000	1,742
Cash dividends	$500,000	1,959
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,783,000	1,955
2020-03-31 (YTD Data)		Rank
Total interest income	$3,119,000	2,189
Total interest expense	$329,000	2,877
Net interest income	$2,790,000	2,037
Provision for loan and lease losses	$12,000	3,361
Total noninterest income	$751,000	1,521
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$362,000	809
Trading account gains and fees	NA	NA
Additional Noninterest Income	$389,000	1,763
Total noninterest expense	$2,286,000	2,076
Salaries and employee benefits	$1,296,000	2,093
Premises and equipment expense	$189,000	2,422
Additional noninterest expense	$801,000	1,822
Pre-tax net operating income	$1,243,000	1,538
Securities gains (losses)	$0	1,705
Applicable income taxes	$281,000	1,126
Income before extraordinary items	$962,000	1,718
Extraordinary gains, net	$0	4
Net income	$962,000	1,719
Minority interest net income	$0	56
Net income of bank and minority interests.	$962,000	1,719
Net charge-offs	$20,000	1,597
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$962,000	1,683
2019-12-31 (YTD Data)		Rank
Total interest income	$12,182,000	2,258
Total interest expense	$1,319,000	2,917
Net interest income	$10,863,000	2,088
Provision for loan and lease losses	$118,000	2,856
Total noninterest income	$3,024,000	1,556
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,513,000	796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,511,000	1,783
Total noninterest expense	$9,034,000	2,065
Salaries and employee benefits	$4,990,000	2,106
Premises and equipment expense	$763,000	2,412
Additional noninterest expense	$3,281,000	1,772
Pre-tax net operating income	$4,735,000	1,837
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,041,000	1,405
Income before extraordinary items	$3,694,000	1,998
Extraordinary gains, net	$0	11
Net income	$3,694,000	2,000
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,694,000	2,000
Net charge-offs	$255,000	1,482
Cash dividends	$1,150,000	2,175
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,694,000	1,964
2019-09-30 (YTD Data)		Rank
Total interest income	$9,107,000	2,296
Total interest expense	$976,000	2,960
Net interest income	$8,131,000	2,116
Provision for loan and lease losses	$100,000	2,579
Total noninterest income	$2,260,000	1,559
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,133,000	801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,127,000	1,786
Total noninterest expense	$6,764,000	2,074
Salaries and employee benefits	$3,731,000	2,122
Premises and equipment expense	$575,000	2,422
Additional noninterest expense	$2,458,000	1,781
Pre-tax net operating income	$3,527,000	1,891
Securities gains (losses)	$0	2,167
Applicable income taxes	$770,000	1,455
Income before extraordinary items	$2,757,000	2,055
Extraordinary gains, net	$0	11
Net income	$2,757,000	2,054
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,757,000	2,056
Net charge-offs	$291,000	1,051
Cash dividends	$500,000	2,470
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,757,000	2,028
2019-06-30 (YTD Data)		Rank
Total interest income	$5,979,000	2,319
Total interest expense	$637,000	2,970
Net interest income	$5,342,000	2,154
Provision for loan and lease losses	$82,000	2,389
Total noninterest income	$1,514,000	1,530
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$759,000	794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$755,000	1,767
Total noninterest expense	$4,511,000	2,083
Salaries and employee benefits	$2,490,000	2,123
Premises and equipment expense	$379,000	2,442
Additional noninterest expense	$1,642,000	1,791
Pre-tax net operating income	$2,263,000	1,928
Securities gains (losses)	$0	1,702
Applicable income taxes	$485,000	1,469
Income before extraordinary items	$1,778,000	2,093
Extraordinary gains, net	$0	11
Net income	$1,778,000	2,091
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,778,000	2,093
Net charge-offs	$263,000	851
Cash dividends	$500,000	2,092
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,778,000	2,064
2019-03-31 (YTD Data)		Rank
Total interest income	$2,958,000	2,333
Total interest expense	$309,000	2,992
Net interest income	$2,649,000	2,173
Provision for loan and lease losses	$64,000	1,852
Total noninterest income	$752,000	1,487
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$394,000	756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$358,000	1,774
Total noninterest expense	$2,221,000	2,109
Salaries and employee benefits	$1,241,000	2,147
Premises and equipment expense	$187,000	2,484
Additional noninterest expense	$793,000	1,836
Pre-tax net operating income	$1,116,000	1,912
Securities gains (losses)	$0	1,087
Applicable income taxes	$246,000	1,424
Income before extraordinary items	$870,000	2,073
Extraordinary gains, net	$0	5
Net income	$870,000	2,072
Minority interest net income	$0	52
Net income of bank and minority interests.	$870,000	2,072
Net charge-offs	$282,000	493
Cash dividends	$200,000	2,017
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$870,000	2,054
2018-12-31 (YTD Data)		Rank
Total interest income	$11,349,000	2,300
Total interest expense	$1,028,000	2,886
Net interest income	$10,321,000	2,188
Provision for loan and lease losses	$593,000	1,316
Total noninterest income	$3,136,000	1,492
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,349,000	897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,787,000	1,603
Total noninterest expense	$8,737,000	2,105
Salaries and employee benefits	$4,910,000	2,128
Premises and equipment expense	$839,000	2,292
Additional noninterest expense	$2,988,000	1,925
Pre-tax net operating income	$4,127,000	2,061
Securities gains (losses)	$0	1,125
Applicable income taxes	$874,000	1,501
Income before extraordinary items	$3,253,000	2,204
Extraordinary gains, net	$0	6
Net income	$3,253,000	2,202
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,253,000	2,203
Net charge-offs	$152,000	1,849
Cash dividends	$550,000	2,881
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,253,000	2,198
2018-09-30 (YTD Data)		Rank
Total interest income	$8,334,000	2,335
Total interest expense	$741,000	2,872
Net interest income	$7,593,000	2,226
Provision for loan and lease losses	$123,000	2,440
Total noninterest income	$1,988,000	1,697
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$944,000	953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,044,000	1,888
Total noninterest expense	$6,454,000	2,134
Salaries and employee benefits	$3,661,000	2,126
Premises and equipment expense	$621,000	2,332
Additional noninterest expense	$2,172,000	1,979
Pre-tax net operating income	$3,004,000	2,125
Securities gains (losses)	$0	1,118
Applicable income taxes	$634,000	1,579
Income before extraordinary items	$2,370,000	2,255
Extraordinary gains, net	$0	5
Net income	$2,370,000	2,254
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,370,000	2,254
Net charge-offs	$30,000	2,498
Cash dividends	$300,000	2,826
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,370,000	2,259
2018-06-30 (YTD Data)		Rank
Total interest income	$5,386,000	2,382
Total interest expense	$483,000	2,845
Net interest income	$4,903,000	2,289
Provision for loan and lease losses	$99,000	2,234
Total noninterest income	$1,321,000	1,699
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$649,000	926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$672,000	1,927
Total noninterest expense	$4,303,000	2,141
Salaries and employee benefits	$2,436,000	2,145
Premises and equipment expense	$408,000	2,378
Additional noninterest expense	$1,459,000	1,970
Pre-tax net operating income	$1,822,000	2,227
Securities gains (losses)	$0	961
Applicable income taxes	$378,000	1,658
Income before extraordinary items	$1,444,000	2,368
Extraordinary gains, net	$0	6
Net income	$1,444,000	2,367
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,444,000	2,367
Net charge-offs	$6,000	2,773
Cash dividends	$300,000	2,470
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,444,000	2,364
2018-03-31 (YTD Data)		Rank
Total interest income	$2,578,000	2,442
Total interest expense	$237,000	2,822
Net interest income	$2,341,000	2,374
Provision for loan and lease losses	$51,000	2,048
Total noninterest income	$690,000	1,638
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$327,000	923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$363,000	1,809
Total noninterest expense	$2,159,000	2,151
Salaries and employee benefits	$1,223,000	2,157
Premises and equipment expense	$211,000	2,364
Additional noninterest expense	$725,000	1,975
Pre-tax net operating income	$821,000	2,344
Securities gains (losses)	$0	735
Applicable income taxes	$169,000	1,729
Income before extraordinary items	$652,000	2,480
Extraordinary gains, net	$0	7
Net income	$652,000	2,480
Minority interest net income	$0	52
Net income of bank and minority interests.	$652,000	2,480
Net charge-offs	$1,000	2,559
Cash dividends	$150,000	2,088
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$652,000	2,475
2017-12-31 (YTD Data)		Rank
Total interest income	$10,281,000	2,397
Total interest expense	$920,000	2,697
Net interest income	$9,361,000	2,324
Provision for loan and lease losses	$67,000	3,365
Total noninterest income	$2,649,000	1,716
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,191,000	1,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,458,000	1,850
Total noninterest expense	$8,551,000	2,164
Salaries and employee benefits	$4,735,000	2,167
Premises and equipment expense	$836,000	2,381
Additional noninterest expense	$2,980,000	1,942
Pre-tax net operating income	$3,392,000	2,281
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,588,000	1,488
Income before extraordinary items	$1,804,000	2,856
Extraordinary gains, net	$0	9
Net income	$1,804,000	2,855
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,804,000	2,856
Net charge-offs	$101,000	2,411
Cash dividends	$1,650,000	1,624
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,804,000	2,839
2017-09-30 (YTD Data)		Rank
Total interest income	$7,611,000	2,425
Total interest expense	$683,000	2,686
Net interest income	$6,928,000	2,367
Provision for loan and lease losses	$43,000	3,396
Total noninterest income	$1,873,000	1,796
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$854,000	1,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,019,000	1,959
Total noninterest expense	$6,293,000	2,194
Salaries and employee benefits	$3,534,000	2,181
Premises and equipment expense	$607,000	2,450
Additional noninterest expense	$2,152,000	2,002
Pre-tax net operating income	$2,465,000	2,389
Securities gains (losses)	$0	2,274
Applicable income taxes	$751,000	1,726
Income before extraordinary items	$1,714,000	2,648
Extraordinary gains, net	$0	9
Net income	$1,714,000	2,648
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,714,000	2,648
Net charge-offs	$9,000	3,291
Cash dividends	$1,400,000	1,367
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,714,000	2,628
2017-06-30 (YTD Data)		Rank
Total interest income	$5,014,000	2,422
Total interest expense	$446,000	2,679
Net interest income	$4,568,000	2,378
Provision for loan and lease losses	$12,000	3,569
Total noninterest income	$1,182,000	1,846
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$523,000	1,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$659,000	2,003
Total noninterest expense	$4,187,000	2,211
Salaries and employee benefits	$2,348,000	2,211
Premises and equipment expense	$404,000	2,459
Additional noninterest expense	$1,435,000	1,998
Pre-tax net operating income	$1,551,000	2,435
Securities gains (losses)	$0	1,906
Applicable income taxes	$468,000	1,755
Income before extraordinary items	$1,083,000	2,686
Extraordinary gains, net	$0	11
Net income	$1,083,000	2,685
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,083,000	2,686
Net charge-offs	$-10,000	4,795
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,083,000	2,668
2017-03-31 (YTD Data)		Rank
Total interest income	$2,466,000	2,453
Total interest expense	$220,000	2,675
Net interest income	$2,246,000	2,405
Provision for loan and lease losses	$6,000	3,298
Total noninterest income	$584,000	1,857
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$245,000	1,212
Trading account gains and fees	NA	NA
Additional Noninterest Income	$339,000	1,940
Total noninterest expense	$2,088,000	2,238
Salaries and employee benefits	$1,169,000	2,248
Premises and equipment expense	$203,000	2,488
Additional noninterest expense	$716,000	2,009
Pre-tax net operating income	$736,000	2,447
Securities gains (losses)	$0	1,153
Applicable income taxes	$223,000	1,769
Income before extraordinary items	$513,000	2,710
Extraordinary gains, net	$0	8
Net income	$513,000	2,710
Minority interest net income	$0	55
Net income of bank and minority interests.	$513,000	2,710
Net charge-offs	$6,000	2,391
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$513,000	2,693
2016-12-31 (YTD Data)		Rank
Total interest income	$9,625,000	2,478
Total interest expense	$864,000	2,672
Net interest income	$8,761,000	2,439
Provision for loan and lease losses	$28,000	3,927
Total noninterest income	$1,697,000	2,318
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$964,000	1,242
Trading account gains and fees	$0	170
Additional Noninterest Income	$733,000	2,765
Total noninterest expense	$8,277,000	2,224
Salaries and employee benefits	$4,500,000	2,273
Premises and equipment expense	$797,000	2,506
Additional noninterest expense	$2,980,000	1,995
Pre-tax net operating income	$2,153,000	2,937
Securities gains (losses)	$87,000	1,440
Applicable income taxes	$617,000	2,080
Income before extraordinary items	$1,623,000	3,135
Extraordinary gains, net	$0	5
Net income	$1,623,000	3,134
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,623,000	3,134
Net charge-offs	$148,000	2,236
Cash dividends	$450,000	3,084
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,560,360	3,168
2016-09-30 (YTD Data)		Rank
Total interest income	$7,225,000	2,478
Total interest expense	$639,000	2,698
Net interest income	$6,586,000	2,434
Provision for loan and lease losses	$22,000	3,807
Total noninterest income	$1,630,000	2,020
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$715,000	1,251
Trading account gains and fees	$0	169
Additional Noninterest Income	$915,000	2,157
Total noninterest expense	$6,253,000	2,216
Salaries and employee benefits	$3,379,000	2,264
Premises and equipment expense	$594,000	2,521
Additional noninterest expense	$2,280,000	1,942
Pre-tax net operating income	$1,941,000	2,670
Securities gains (losses)	$87,000	1,354
Applicable income taxes	$599,000	1,896
Income before extraordinary items	$1,429,000	2,897
Extraordinary gains, net	$0	5
Net income	$1,429,000	2,897
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,429,000	2,897
Net charge-offs	$197,000	1,469
Cash dividends	$450,000	2,507
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,368,100	2,913
2016-06-30 (YTD Data)		Rank
Total interest income	$4,818,000	2,481
Total interest expense	$423,000	2,725
Net interest income	$4,395,000	2,434
Provision for loan and lease losses	$13,000	3,701
Total noninterest income	$998,000	2,106
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$466,000	1,259
Trading account gains and fees	$0	157
Additional Noninterest Income	$532,000	2,296
Total noninterest expense	$4,248,000	2,191
Salaries and employee benefits	$2,262,000	2,266
Premises and equipment expense	$401,000	2,504
Additional noninterest expense	$1,585,000	1,880
Pre-tax net operating income	$1,132,000	2,860
Securities gains (losses)	$86,000	1,061
Applicable income taxes	$348,000	2,000
Income before extraordinary items	$870,000	3,024
Extraordinary gains, net	$0	16
Net income	$870,000	3,022
Minority interest net income	$0	71
Net income of bank and minority interests.	$870,000	3,023
Net charge-offs	$-4,000	4,670
Cash dividends	$450,000	2,110
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$808,940	3,104
2016-03-31 (YTD Data)		Rank
Total interest income	$2,387,000	2,501
Total interest expense	$211,000	2,738
Net interest income	$2,176,000	2,460
Provision for loan and lease losses	$7,000	3,388
Total noninterest income	$453,000	2,201
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$241,000	1,219
Trading account gains and fees	$0	142
Additional Noninterest Income	$212,000	2,544
Total noninterest expense	$2,032,000	2,277
Salaries and employee benefits	$1,135,000	2,264
Premises and equipment expense	$202,000	2,526
Additional noninterest expense	$695,000	2,102
Pre-tax net operating income	$590,000	2,759
Securities gains (losses)	$0	2,077
Applicable income taxes	$170,000	1,989
Income before extraordinary items	$420,000	3,040
Extraordinary gains, net	$0	12
Net income	$420,000	3,038
Minority interest net income	$0	62
Net income of bank and minority interests.	$420,000	3,039
Net charge-offs	$-19,000	5,448
Cash dividends	$450,000	1,290
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$420,000	2,982
2015-12-31 (YTD Data)		Rank
Total interest income	$9,307,000	2,524
Total interest expense	$845,000	2,720
Net interest income	$8,462,000	2,461
Provision for loan and lease losses	$25,000	3,944
Total noninterest income	$1,045,000	2,988
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,012,000	1,207
Trading account gains and fees	$0	159
Additional Noninterest Income	$33,000	5,663
Total noninterest expense	$8,119,000	2,270
Salaries and employee benefits	$4,388,000	2,296
Premises and equipment expense	$854,000	2,427
Additional noninterest expense	$2,877,000	2,084
Pre-tax net operating income	$1,363,000	3,647
Securities gains (losses)	$10,000	2,597
Applicable income taxes	$295,000	2,679
Income before extraordinary items	$1,078,000	3,805
Extraordinary gains, net	$0	23
Net income	$1,078,000	3,805
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,078,000	3,806
Net charge-offs	$142,000	2,309
Cash dividends	$139,000	3,874
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,070,100	3,764
2015-09-30 (YTD Data)		Rank
Total interest income	$6,929,000	2,550
Total interest expense	$632,000	2,754
Net interest income	$6,297,000	2,498
Provision for loan and lease losses	$16,000	3,896
Total noninterest income	$1,663,000	1,992
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$760,000	1,212
Trading account gains and fees	$0	153
Additional Noninterest Income	$903,000	2,154
Total noninterest expense	$6,066,000	2,273
Salaries and employee benefits	$3,292,000	2,309
Premises and equipment expense	$648,000	2,443
Additional noninterest expense	$2,126,000	2,095
Pre-tax net operating income	$1,878,000	2,675
Securities gains (losses)	$10,000	2,368
Applicable income taxes	$543,000	1,950
Income before extraordinary items	$1,345,000	2,974
Extraordinary gains, net	$0	21
Net income	$1,345,000	2,974
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,345,000	2,975
Net charge-offs	$134,000	1,904
Cash dividends	$139,000	3,323
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,337,900	2,931
2015-06-30 (YTD Data)		Rank
Total interest income	$4,544,000	2,593
Total interest expense	$425,000	2,757
Net interest income	$4,119,000	2,543
Provision for loan and lease losses	$8,000	3,847
Total noninterest income	$1,142,000	1,970
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$489,000	1,228
Trading account gains and fees	$0	157
Additional Noninterest Income	$653,000	2,058
Total noninterest expense	$3,984,000	2,308
Salaries and employee benefits	$2,195,000	2,314
Premises and equipment expense	$428,000	2,466
Additional noninterest expense	$1,361,000	2,166
Pre-tax net operating income	$1,269,000	2,632
Securities gains (losses)	$0	2,636
Applicable income taxes	$369,000	1,925
Income before extraordinary items	$900,000	2,944
Extraordinary gains, net	$0	22
Net income	$900,000	2,944
Minority interest net income	$0	75
Net income of bank and minority interests.	$900,000	2,946
Net charge-offs	$-130,000	5,974
Cash dividends	$139,000	3,049
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$900,000	2,884
2015-03-31 (YTD Data)		Rank
Total interest income	$2,233,000	2,629
Total interest expense	$212,000	2,772
Net interest income	$2,021,000	2,578
Provision for loan and lease losses	$2,000	3,615
Total noninterest income	$543,000	2,001
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$234,000	1,257
Trading account gains and fees	$0	152
Additional Noninterest Income	$309,000	2,082
Total noninterest expense	$1,960,000	2,350
Salaries and employee benefits	$1,098,000	2,324
Premises and equipment expense	$212,000	2,529
Additional noninterest expense	$650,000	2,252
Pre-tax net operating income	$602,000	2,678
Securities gains (losses)	$0	2,027
Applicable income taxes	$174,000	1,959
Income before extraordinary items	$428,000	3,000
Extraordinary gains, net	$0	13
Net income	$428,000	3,003
Minority interest net income	$0	64
Net income of bank and minority interests.	$428,000	3,003
Net charge-offs	$-126,000	6,166
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$428,000	2,938
2014-12-31 (YTD Data)		Rank
Total interest income	$9,258,000	2,580
Total interest expense	$914,000	2,754
Net interest income	$8,344,000	2,523
Provision for loan and lease losses	$144,000	2,827
Total noninterest income	$2,105,000	2,029
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,131,000	1,167
Trading account gains and fees	$0	180
Additional Noninterest Income	$974,000	2,358
Total noninterest expense	$8,357,000	2,244
Salaries and employee benefits	$4,319,000	2,328
Premises and equipment expense	$960,000	2,316
Additional noninterest expense	$3,078,000	1,992
Pre-tax net operating income	$1,948,000	3,021
Securities gains (losses)	$12,000	2,563
Applicable income taxes	$507,000	2,184
Income before extraordinary items	$1,453,000	3,294
Extraordinary gains, net	$0	17
Net income	$1,453,000	3,295
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,453,000	3,295
Net charge-offs	$466,000	1,543
Cash dividends	$484,000	2,903
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,444,120	3,254
2014-09-30 (YTD Data)		Rank
Total interest income	$6,974,000	2,582
Total interest expense	$695,000	2,772
Net interest income	$6,279,000	2,539
Provision for loan and lease losses	$144,000	2,427
Total noninterest income	$1,706,000	1,948
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$861,000	1,159
Trading account gains and fees	$0	174
Additional Noninterest Income	$845,000	2,176
Total noninterest expense	$6,234,000	2,264
Salaries and employee benefits	$3,234,000	2,341
Premises and equipment expense	$742,000	2,286
Additional noninterest expense	$2,258,000	2,022
Pre-tax net operating income	$1,607,000	2,912
Securities gains (losses)	$7,000	2,468
Applicable income taxes	$429,000	2,120
Income before extraordinary items	$1,185,000	3,174
Extraordinary gains, net	$0	15
Net income	$1,185,000	3,174
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,185,000	3,175
Net charge-offs	$375,000	1,394
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,179,890	3,139
2014-06-30 (YTD Data)		Rank
Total interest income	$4,612,000	2,598
Total interest expense	$470,000	2,759
Net interest income	$4,142,000	2,554
Provision for loan and lease losses	$141,000	1,992
Total noninterest income	$1,097,000	1,971
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$572,000	1,138
Trading account gains and fees	$0	172
Additional Noninterest Income	$525,000	2,249
Total noninterest expense	$4,070,000	2,299
Salaries and employee benefits	$2,158,000	2,337
Premises and equipment expense	$483,000	2,347
Additional noninterest expense	$1,429,000	2,106
Pre-tax net operating income	$1,028,000	2,935
Securities gains (losses)	$0	2,580
Applicable income taxes	$262,000	2,153
Income before extraordinary items	$766,000	3,173
Extraordinary gains, net	$0	20
Net income	$766,000	3,179
Minority interest net income	$0	80
Net income of bank and minority interests.	$766,000	3,179
Net charge-offs	$285,000	1,293
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$766,000	3,135
2014-03-31 (YTD Data)		Rank
Total interest income	$2,291,000	2,606
Total interest expense	$237,000	2,786
Net interest income	$2,054,000	2,562
Provision for loan and lease losses	$128,000	1,407
Total noninterest income	$605,000	1,790
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$292,000	1,109
Trading account gains and fees	$0	147
Additional Noninterest Income	$313,000	1,944
Total noninterest expense	$1,977,000	2,356
Salaries and employee benefits	$1,076,000	2,357
Premises and equipment expense	$235,000	2,440
Additional noninterest expense	$666,000	2,241
Pre-tax net operating income	$554,000	2,712
Securities gains (losses)	$0	1,715
Applicable income taxes	$154,000	1,979
Income before extraordinary items	$400,000	2,996
Extraordinary gains, net	$0	16
Net income	$400,000	2,999
Minority interest net income	$0	66
Net income of bank and minority interests.	$400,000	2,999
Net charge-offs	$109,000	1,322
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$400,000	2,960
2013-12-31 (YTD Data)		Rank
Total interest income	$9,492,000	2,537
Total interest expense	$1,025,000	2,893
Net interest income	$8,467,000	2,469
Provision for loan and lease losses	$1,042,000	1,062
Total noninterest income	$2,102,000	2,095
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,223,000	1,134
Trading account gains and fees	$0	184
Additional Noninterest Income	$879,000	2,547
Total noninterest expense	$7,910,000	2,367
Salaries and employee benefits	$4,261,000	2,341
Premises and equipment expense	$1,011,000	2,230
Additional noninterest expense	$2,638,000	2,344
Pre-tax net operating income	$1,617,000	3,267
Securities gains (losses)	$0	3,182
Applicable income taxes	$382,000	2,409
Income before extraordinary items	$1,235,000	3,499
Extraordinary gains, net	$0	29
Net income	$1,235,000	3,501
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,235,000	3,502
Net charge-offs	$1,209,000	1,089
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,235,000	3,452
2013-09-30 (YTD Data)		Rank
Total interest income	$7,094,000	2,572
Total interest expense	$777,000	2,943
Net interest income	$6,317,000	2,487
Provision for loan and lease losses	$888,000	980
Total noninterest income	$1,382,000	2,315
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$917,000	1,134
Trading account gains and fees	$0	180
Additional Noninterest Income	$465,000	3,124
Total noninterest expense	$5,877,000	2,387
Salaries and employee benefits	$3,208,000	2,347
Premises and equipment expense	$749,000	2,283
Additional noninterest expense	$1,920,000	2,389
Pre-tax net operating income	$934,000	3,795
Securities gains (losses)	$0	3,040
Applicable income taxes	$152,000	3,004
Income before extraordinary items	$782,000	3,867
Extraordinary gains, net	$0	25
Net income	$782,000	3,870
Minority interest net income	$0	84
Net income of bank and minority interests.	$782,000	3,870
Net charge-offs	$1,068,000	952
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$782,000	3,794
2013-06-30 (YTD Data)		Rank
Total interest income	$4,736,000	2,567
Total interest expense	$526,000	2,960
Net interest income	$4,210,000	2,476
Provision for loan and lease losses	$462,000	1,232
Total noninterest income	$880,000	2,408
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$596,000	1,131
Trading account gains and fees	$0	157
Additional Noninterest Income	$284,000	3,287
Total noninterest expense	$3,896,000	2,392
Salaries and employee benefits	$2,128,000	2,367
Premises and equipment expense	$509,000	2,244
Additional noninterest expense	$1,259,000	2,431
Pre-tax net operating income	$732,000	3,498
Securities gains (losses)	$0	2,791
Applicable income taxes	$135,000	2,788
Income before extraordinary items	$597,000	3,619
Extraordinary gains, net	$0	22
Net income	$597,000	3,621
Minority interest net income	$0	82
Net income of bank and minority interests.	$597,000	3,622
Net charge-offs	$511,000	1,243
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$597,000	3,511
2013-03-31 (YTD Data)		Rank
Total interest income	$2,352,000	2,592
Total interest expense	$270,000	2,975
Net interest income	$2,082,000	2,524
Provision for loan and lease losses	$231,000	1,208
Total noninterest income	$532,000	2,139
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$297,000	1,127
Trading account gains and fees	$0	148
Additional Noninterest Income	$235,000	2,543
Total noninterest expense	$1,945,000	2,428
Salaries and employee benefits	$1,066,000	2,381
Premises and equipment expense	$259,000	2,248
Additional noninterest expense	$620,000	2,468
Pre-tax net operating income	$438,000	3,132
Securities gains (losses)	$0	1,966
Applicable income taxes	$101,000	2,391
Income before extraordinary items	$337,000	3,346
Extraordinary gains, net	$0	10
Net income	$337,000	3,346
Minority interest net income	$0	76
Net income of bank and minority interests.	$337,000	3,348
Net charge-offs	$160,000	1,529
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$337,000	3,240
2012-12-31 (YTD Data)		Rank
Total interest income	$10,140,000	2,541
Total interest expense	$1,273,000	3,082
Net interest income	$8,867,000	2,424
Provision for loan and lease losses	$1,174,000	1,611
Total noninterest income	$1,466,000	2,651
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,286,000	1,109
Trading account gains and fees	$0	166
Additional Noninterest Income	$180,000	4,721
Total noninterest expense	$8,005,000	2,358
Salaries and employee benefits	$4,129,000	2,379
Premises and equipment expense	$1,040,000	2,207
Additional noninterest expense	$2,836,000	2,288
Pre-tax net operating income	$1,154,000	3,793
Securities gains (losses)	$85,000	2,393
Applicable income taxes	$224,000	2,915
Income before extraordinary items	$1,015,000	3,881
Extraordinary gains, net	$0	29
Net income	$1,015,000	3,881
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,015,000	3,883
Net charge-offs	$1,621,000	1,346
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$945,300	3,832
2012-09-30 (YTD Data)		Rank
Total interest income	$7,684,000	2,565
Total interest expense	$991,000	3,099
Net interest income	$6,693,000	2,453
Provision for loan and lease losses	$943,000	1,504
Total noninterest income	$872,000	3,024
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$941,000	1,140
Trading account gains and fees	$0	157
Additional Noninterest Income	$-69,000	6,875
Total noninterest expense	$5,976,000	2,378
Salaries and employee benefits	$3,110,000	2,371
Premises and equipment expense	$787,000	2,213
Additional noninterest expense	$2,079,000	2,334
Pre-tax net operating income	$646,000	4,343
Securities gains (losses)	$85,000	2,091
Applicable income taxes	$95,000	3,405
Income before extraordinary items	$636,000	4,262
Extraordinary gains, net	$0	20
Net income	$636,000	4,262
Minority interest net income	$0	86
Net income of bank and minority interests.	$636,000	4,262
Net charge-offs	$1,123,000	1,351
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$562,050	4,305
2012-06-30 (YTD Data)		Rank
Total interest income	$5,105,000	2,584
Total interest expense	$696,000	3,069
Net interest income	$4,409,000	2,479
Provision for loan and lease losses	$712,000	1,401
Total noninterest income	$335,000	3,985
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$609,000	1,160
Trading account gains and fees	$0	153
Additional Noninterest Income	$-274,000	7,108
Total noninterest expense	$3,932,000	2,400
Salaries and employee benefits	$2,082,000	2,374
Premises and equipment expense	$514,000	2,243
Additional noninterest expense	$1,336,000	2,429
Pre-tax net operating income	$100,000	5,870
Securities gains (losses)	$85,000	1,705
Applicable income taxes	$-45,000	6,932
Income before extraordinary items	$230,000	5,161
Extraordinary gains, net	$0	19
Net income	$230,000	5,161
Minority interest net income	$0	84
Net income of bank and minority interests.	$230,000	5,161
Net charge-offs	$458,000	1,872
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$145,000	5,481
2012-03-31 (YTD Data)		Rank
Total interest income	$2,591,000	2,570
Total interest expense	$376,000	3,000
Net interest income	$2,215,000	2,475
Provision for loan and lease losses	$231,000	1,824
Total noninterest income	$461,000	2,272
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$299,000	1,180
Trading account gains and fees	$0	148
Additional Noninterest Income	$162,000	2,963
Total noninterest expense	$1,980,000	2,389
Salaries and employee benefits	$1,039,000	2,389
Premises and equipment expense	$269,000	2,148
Additional noninterest expense	$672,000	2,383
Pre-tax net operating income	$465,000	3,016
Securities gains (losses)	$41,000	1,315
Applicable income taxes	$131,000	2,174
Income before extraordinary items	$375,000	3,201
Extraordinary gains, net	$0	19
Net income	$375,000	3,205
Minority interest net income	$0	78
Net income of bank and minority interests.	$375,000	3,205
Net charge-offs	$211,000	1,800
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$344,660	3,218
2011-12-31 (YTD Data)		Rank
Total interest income	$11,311,000	2,478
Total interest expense	$2,310,000	2,479
Net interest income	$9,001,000	2,438
Provision for loan and lease losses	$1,426,000	1,963
Total noninterest income	$1,303,000	2,650
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,148,000	1,291
Trading account gains and fees	$0	146
Additional Noninterest Income	$155,000	4,813
Total noninterest expense	$8,677,000	2,190
Salaries and employee benefits	$4,207,000	2,292
Premises and equipment expense	$1,033,000	2,355
Additional noninterest expense	$3,437,000	1,959
Pre-tax net operating income	$201,000	5,503
Securities gains (losses)	$126,000	1,870
Applicable income taxes	$-88,000	6,797
Income before extraordinary items	$415,000	4,898
Extraordinary gains, net	$0	29
Net income	$415,000	4,900
Minority interest net income	$0	96
Net income of bank and minority interests.	$415,000	4,899
Net charge-offs	$1,028,000	2,326
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$289,000	5,175
2011-09-30 (YTD Data)		Rank
Total interest income	$8,621,000	2,456
Total interest expense	$1,884,000	2,394
Net interest income	$6,737,000	2,453
Provision for loan and lease losses	$1,215,000	1,737
Total noninterest income	$1,222,000	2,299
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$838,000	1,336
Trading account gains and fees	$0	145
Additional Noninterest Income	$384,000	3,107
Total noninterest expense	$6,162,000	2,322
Salaries and employee benefits	$3,159,000	2,288
Premises and equipment expense	$758,000	2,409
Additional noninterest expense	$2,245,000	2,219
Pre-tax net operating income	$582,000	4,267
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$61,000	3,520
Income before extraordinary items	$522,000	4,238
Extraordinary gains, net	$0	21
Net income	$522,000	4,240
Minority interest net income	$0	87
Net income of bank and minority interests.	$522,000	4,240
Net charge-offs	$726,000	2,247
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$521,100	4,112
2011-06-30 (YTD Data)		Rank
Total interest income	$5,787,000	2,453
Total interest expense	$1,293,000	2,418
Net interest income	$4,494,000	2,452
Provision for loan and lease losses	$911,000	1,571
Total noninterest income	$685,000	2,581
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$547,000	1,335
Trading account gains and fees	$0	153
Additional Noninterest Income	$138,000	4,088
Total noninterest expense	$4,073,000	2,360
Salaries and employee benefits	$2,144,000	2,265
Premises and equipment expense	$504,000	2,430
Additional noninterest expense	$1,425,000	2,354
Pre-tax net operating income	$195,000	5,136
Securities gains (losses)	$0	2,914
Applicable income taxes	$-30,000	6,972
Income before extraordinary items	$225,000	4,852
Extraordinary gains, net	$0	15
Net income	$225,000	4,851
Minority interest net income	$0	89
Net income of bank and minority interests.	$225,000	4,852
Net charge-offs	$508,000	2,121
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$225,000	4,763
2011-03-31 (YTD Data)		Rank
Total interest income	$2,886,000	2,471
Total interest expense	$659,000	2,448
Net interest income	$2,227,000	2,470
Provision for loan and lease losses	$456,000	1,501
Total noninterest income	$507,000	1,964
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$285,000	1,248
Trading account gains and fees	$0	158
Additional Noninterest Income	$222,000	2,339
Total noninterest expense	$2,070,000	2,347
Salaries and employee benefits	$1,079,000	2,267
Premises and equipment expense	$247,000	2,519
Additional noninterest expense	$744,000	2,236
Pre-tax net operating income	$208,000	4,176
Securities gains (losses)	$0	1,772
Applicable income taxes	$26,000	3,280
Income before extraordinary items	$182,000	4,145
Extraordinary gains, net	$0	9
Net income	$182,000	4,144
Minority interest net income	$0	86
Net income of bank and minority interests.	$182,000	4,145
Net charge-offs	$274,000	1,832
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$182,000	4,091
2010-12-31 (YTD Data)		Rank
Total interest income	$12,426,000	2,418
Total interest expense	$3,534,000	2,240
Net interest income	$8,892,000	2,474
Provision for loan and lease losses	$2,270,000	1,916
Total noninterest income	$1,947,000	2,108
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,280,000	1,172
Trading account gains and fees	$0	175
Additional Noninterest Income	$667,000	2,764
Total noninterest expense	$8,042,000	2,406
Salaries and employee benefits	$4,219,000	2,290
Premises and equipment expense	$948,000	2,591
Additional noninterest expense	$2,875,000	2,362
Pre-tax net operating income	$527,000	4,302
Securities gains (losses)	$194,000	1,612
Applicable income taxes	$67,000	3,480
Income before extraordinary items	$654,000	3,945
Extraordinary gains, net	$0	29
Net income	$654,000	3,945
Minority interest net income	$0	111
Net income of bank and minority interests.	$654,000	3,946
Net charge-offs	$1,874,000	1,939
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$477,460	4,244
2010-09-30 (YTD Data)		Rank
Total interest income	$9,343,000	2,471
Total interest expense	$2,800,000	2,210
Net interest income	$6,543,000	2,544
Provision for loan and lease losses	$1,811,000	1,769
Total noninterest income	$1,492,000	2,093
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$962,000	1,214
Trading account gains and fees	$0	165
Additional Noninterest Income	$530,000	2,668
Total noninterest expense	$6,002,000	2,413
Salaries and employee benefits	$3,165,000	2,296
Premises and equipment expense	$688,000	2,697
Additional noninterest expense	$2,149,000	2,338
Pre-tax net operating income	$222,000	5,169
Securities gains (losses)	$164,000	1,528
Applicable income taxes	$-6,000	6,813
Income before extraordinary items	$392,000	4,502
Extraordinary gains, net	$0	23
Net income	$392,000	4,505
Minority interest net income	$0	110
Net income of bank and minority interests.	$392,000	4,505
Net charge-offs	$1,599,000	1,723
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$228,000	5,014
2010-06-30 (YTD Data)		Rank
Total interest income	$6,283,000	2,472
Total interest expense	$1,968,000	2,197
Net interest income	$4,315,000	2,565
Provision for loan and lease losses	$1,360,000	1,623
Total noninterest income	$928,000	2,153
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$622,000	1,254
Trading account gains and fees	$0	152
Additional Noninterest Income	$306,000	2,811
Total noninterest expense	$4,062,000	2,388
Salaries and employee benefits	$2,111,000	2,301
Premises and equipment expense	$462,000	2,690
Additional noninterest expense	$1,489,000	2,272
Pre-tax net operating income	$-179,000	6,404
Securities gains (losses)	$85,000	1,526
Applicable income taxes	$-133,000	7,244
Income before extraordinary items	$39,000	5,977
Extraordinary gains, net	$0	19
Net income	$39,000	5,979
Minority interest net income	$0	105
Net income of bank and minority interests.	$39,000	5,978
Net charge-offs	$1,457,000	1,389
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-15,400	6,127
2010-03-31 (YTD Data)		Rank
Total interest income	$3,087,000	2,574
Total interest expense	$1,018,000	2,227
Net interest income	$2,069,000	2,693
Provision for loan and lease losses	$879,000	1,284
Total noninterest income	$425,000	2,268
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$283,000	1,384
Trading account gains and fees	$0	175
Additional Noninterest Income	$142,000	2,939
Total noninterest expense	$1,967,000	2,481
Salaries and employee benefits	$1,055,000	2,336
Premises and equipment expense	$237,000	2,694
Additional noninterest expense	$675,000	2,449
Pre-tax net operating income	$-352,000	7,044
Securities gains (losses)	$0	2,284
Applicable income taxes	$-179,000	7,542
Income before extraordinary items	$-173,000	6,890
Extraordinary gains, net	$0	16
Net income	$-173,000	6,891
Minority interest net income	$0	91
Net income of bank and minority interests.	$-173,000	6,890
Net charge-offs	$1,198,000	916
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-173,000	6,849
2009-12-31 (YTD Data)		Rank
Total interest income	$13,509,000	2,470
Total interest expense	$5,253,000	2,158
Net interest income	$8,256,000	2,645
Provision for loan and lease losses	$1,910,000	2,541
Total noninterest income	$2,341,000	1,906
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,407,000	1,225
Trading account gains and fees	$0	211
Additional Noninterest Income	$934,000	2,237
Total noninterest expense	$8,284,000	2,385
Salaries and employee benefits	$4,228,000	2,328
Premises and equipment expense	$1,028,000	2,514
Additional noninterest expense	$3,028,000	2,323
Pre-tax net operating income	$403,000	4,237
Securities gains (losses)	$-305,000	7,500
Applicable income taxes	$-35,000	6,385
Income before extraordinary items	$133,000	5,050
Extraordinary gains, net	$0	34
Net income	$133,000	5,049
Minority interest net income	$0	115
Net income of bank and minority interests.	$133,000	5,049
Net charge-offs	$2,241,000	1,903
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$438,000	3,972
2009-09-30 (YTD Data)		Rank
Total interest income	$10,152,000	2,503
Total interest expense	$4,117,000	2,168
Net interest income	$6,035,000	2,711
Provision for loan and lease losses	$1,285,000	2,431
Total noninterest income	$1,715,000	1,976
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,054,000	1,227
Trading account gains and fees	$0	212
Additional Noninterest Income	$661,000	2,374
Total noninterest expense	$6,273,000	2,354
Salaries and employee benefits	$3,201,000	2,324
Premises and equipment expense	$818,000	2,429
Additional noninterest expense	$2,254,000	2,313
Pre-tax net operating income	$192,000	4,956
Securities gains (losses)	$-415,000	7,711
Applicable income taxes	$-103,000	6,950
Income before extraordinary items	$-120,000	6,009
Extraordinary gains, net	$0	27
Net income	$-120,000	6,009
Minority interest net income	$0	118
Net income of bank and minority interests.	$-120,000	6,009
Net charge-offs	$1,531,000	1,748
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$145,600	5,053
2009-06-30 (YTD Data)		Rank
Total interest income	$6,813,000	2,520
Total interest expense	$2,821,000	2,197
Net interest income	$3,992,000	2,724
Provision for loan and lease losses	$885,000	2,223
Total noninterest income	$1,181,000	1,936
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$669,000	1,269
Trading account gains and fees	$0	193
Additional Noninterest Income	$512,000	2,188
Total noninterest expense	$4,228,000	2,363
Salaries and employee benefits	$2,161,000	2,337
Premises and equipment expense	$546,000	2,462
Additional noninterest expense	$1,521,000	2,306
Pre-tax net operating income	$60,000	5,457
Securities gains (losses)	$-415,000	7,885
Applicable income taxes	$-232,000	7,342
Income before extraordinary items	$-123,000	6,236
Extraordinary gains, net	$0	21
Net income	$-123,000	6,235
Minority interest net income	$0	112
Net income of bank and minority interests.	$-123,000	6,235
Net charge-offs	$1,521,000	1,335
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$142,600	4,833
2009-03-31 (YTD Data)		Rank
Total interest income	$3,376,000	2,577
Total interest expense	$1,418,000	2,254
Net interest income	$1,958,000	2,762
Provision for loan and lease losses	$580,000	1,646
Total noninterest income	$586,000	1,907
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$326,000	1,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$260,000	2,149
Total noninterest expense	$2,125,000	2,294
Salaries and employee benefits	$1,104,000	2,321
Premises and equipment expense	$283,000	2,421
Additional noninterest expense	$738,000	2,127
Pre-tax net operating income	$-161,000	6,820
Securities gains (losses)	$0	2,434
Applicable income taxes	$-111,000	7,576
Income before extraordinary items	$-50,000	6,658
Extraordinary gains, net	$0	15
Net income	$-50,000	6,659
Minority interest net income	$0	102
Net income of bank and minority interests.	$-50,000	6,659
Net charge-offs	$1,432,000	762
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-50,000	6,545
2008-12-31 (YTD Data)		Rank
Total interest income	$15,381,000	2,404
Total interest expense	$6,822,000	2,241
Net interest income	$8,559,000	2,533
Provision for loan and lease losses	$1,344,000	2,286
Total noninterest income	$2,444,000	1,841
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,413,000	1,269
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,031,000	2,077
Total noninterest expense	$8,173,000	2,335
Salaries and employee benefits	$4,364,000	2,321
Premises and equipment expense	$1,124,000	2,372
Additional noninterest expense	$2,685,000	2,217
Pre-tax net operating income	$1,486,000	3,046
Securities gains (losses)	$0	3,220
Applicable income taxes	$331,000	2,284
Income before extraordinary items	$1,155,000	3,005
Extraordinary gains, net	$0	39
Net income	$1,155,000	3,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,204,000	1,759
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,155,000	3,146
2008-09-30 (YTD Data)		Rank
Total interest income	$11,663,000	2,442
Total interest expense	$5,268,000	2,271
Net interest income	$6,395,000	2,573
Provision for loan and lease losses	$1,089,000	1,740
Total noninterest income	$1,786,000	1,938
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,040,000	1,302
Trading account gains and fees	$0	148
Additional Noninterest Income	$746,000	2,216
Total noninterest expense	$6,019,000	2,364
Salaries and employee benefits	$3,283,000	2,343
Premises and equipment expense	$830,000	2,410
Additional noninterest expense	$1,906,000	2,254
Pre-tax net operating income	$1,073,000	3,546
Securities gains (losses)	$0	3,106
Applicable income taxes	$233,000	2,749
Income before extraordinary items	$840,000	3,468
Extraordinary gains, net	$0	31
Net income	$840,000	3,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$787,000	1,507
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$840,000	3,600
2008-06-30 (YTD Data)		Rank
Total interest income	$7,870,000	2,454
Total interest expense	$3,598,000	2,324
Net interest income	$4,272,000	2,563
Provision for loan and lease losses	$400,000	2,155
Total noninterest income	$1,201,000	1,949
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$679,000	1,311
Trading account gains and fees	$0	149
Additional Noninterest Income	$522,000	2,185
Total noninterest expense	$4,021,000	2,368
Salaries and employee benefits	$2,187,000	2,364
Premises and equipment expense	$528,000	2,519
Additional noninterest expense	$1,306,000	2,166
Pre-tax net operating income	$1,052,000	2,845
Securities gains (losses)	$0	3,233
Applicable income taxes	$280,000	2,295
Income before extraordinary items	$772,000	3,118
Extraordinary gains, net	$0	21
Net income	$772,000	3,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	2,280
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$772,000	3,060
2008-03-31 (YTD Data)		Rank
Total interest income	$4,046,000	2,452
Total interest expense	$1,919,000	2,316
Net interest income	$2,127,000	2,564
Provision for loan and lease losses	$190,000	1,878
Total noninterest income	$545,000	2,105
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$328,000	1,331
Trading account gains and fees	$0	158
Additional Noninterest Income	$217,000	2,456
Total noninterest expense	$1,960,000	2,415
Salaries and employee benefits	$1,077,000	2,415
Premises and equipment expense	$258,000	2,601
Additional noninterest expense	$625,000	2,241
Pre-tax net operating income	$522,000	2,990
Securities gains (losses)	$0	2,688
Applicable income taxes	$138,000	2,423
Income before extraordinary items	$384,000	3,277
Extraordinary gains, net	$0	15
Net income	$384,000	3,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	2,134
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$384,000	3,192
2007-12-31 (YTD Data)		Rank
Total interest income	$15,695,000	2,576
Total interest expense	$7,112,000	2,584
Net interest income	$8,583,000	2,562
Provision for loan and lease losses	$5,612,000	376
Total noninterest income	$2,147,000	2,112
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,290,000	1,385
Trading account gains and fees	$0	178
Additional Noninterest Income	$857,000	2,455
Total noninterest expense	$7,155,000	2,532
Salaries and employee benefits	$3,921,000	2,528
Premises and equipment expense	$985,000	2,606
Additional noninterest expense	$2,249,000	2,393
Pre-tax net operating income	$-2,037,000	8,281
Securities gains (losses)	$644,000	235
Applicable income taxes	$-738,000	8,371
Income before extraordinary items	$-655,000	7,979
Extraordinary gains, net	$0	39
Net income	$-655,000	7,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,631,000	286
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-1,067,160	8,117
2007-09-30 (YTD Data)		Rank
Total interest income	$11,700,000	2,592
Total interest expense	$5,179,000	2,657
Net interest income	$6,521,000	2,551
Provision for loan and lease losses	$405,000	1,836
Total noninterest income	$1,607,000	2,112
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$953,000	1,390
Trading account gains and fees	$0	184
Additional Noninterest Income	$654,000	2,431
Total noninterest expense	$5,275,000	2,565
Salaries and employee benefits	$2,882,000	2,575
Premises and equipment expense	$744,000	2,582
Additional noninterest expense	$1,649,000	2,408
Pre-tax net operating income	$2,448,000	2,476
Securities gains (losses)	$0	1,655
Applicable income taxes	$736,000	2,017
Income before extraordinary items	$1,712,000	2,702
Extraordinary gains, net	$0	33
Net income	$1,712,000	2,700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	2,008
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,712,000	2,679
2007-06-30 (YTD Data)		Rank
Total interest income	$7,591,000	2,667
Total interest expense	$3,332,000	2,736
Net interest income	$4,259,000	2,618
Provision for loan and lease losses	$270,000	1,691
Total noninterest income	$1,111,000	2,077
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$633,000	1,394
Trading account gains and fees	$0	168
Additional Noninterest Income	$478,000	2,318
Total noninterest expense	$3,495,000	2,604
Salaries and employee benefits	$1,898,000	2,633
Premises and equipment expense	$506,000	2,561
Additional noninterest expense	$1,091,000	2,424
Pre-tax net operating income	$1,605,000	2,567
Securities gains (losses)	$0	1,444
Applicable income taxes	$485,000	2,106
Income before extraordinary items	$1,120,000	2,798
Extraordinary gains, net	$0	29
Net income	$1,120,000	2,797
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	2,353
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,120,000	2,777
2007-03-31 (YTD Data)		Rank
Total interest income	$3,699,000	2,725
Total interest expense	$1,608,000	2,808
Net interest income	$2,091,000	2,661
Provision for loan and lease losses	$135,000	1,618
Total noninterest income	$549,000	2,080
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$296,000	1,449
Trading account gains and fees	$0	195
Additional Noninterest Income	$253,000	2,202
Total noninterest expense	$1,743,000	2,617
Salaries and employee benefits	$932,000	2,711
Premises and equipment expense	$250,000	2,587
Additional noninterest expense	$561,000	2,350
Pre-tax net operating income	$762,000	2,642
Securities gains (losses)	$0	1,187
Applicable income taxes	$227,000	2,223
Income before extraordinary items	$535,000	2,866
Extraordinary gains, net	$0	22
Net income	$535,000	2,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,471
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$535,000	2,853
2006-12-31 (YTD Data)		Rank
Total interest income	$13,540,000	2,785
Total interest expense	$5,526,000	2,787
Net interest income	$8,014,000	2,750
Provision for loan and lease losses	$675,000	1,453
Total noninterest income	$1,728,000	2,459
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,244,000	1,445
Trading account gains and fees	$0	130
Additional Noninterest Income	$484,000	3,393
Total noninterest expense	$6,182,000	2,804
Salaries and employee benefits	$3,237,000	2,921
Premises and equipment expense	$861,000	2,818
Additional noninterest expense	$2,084,000	2,476
Pre-tax net operating income	$2,885,000	2,848
Securities gains (losses)	$0	1,687
Applicable income taxes	$878,000	2,354
Income before extraordinary items	$2,007,000	3,098
Extraordinary gains, net	$0	51
Net income	$2,007,000	3,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	2,408
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,007,000	3,085
2006-09-30 (YTD Data)		Rank
Total interest income	$9,916,000	2,815
Total interest expense	$3,967,000	2,801
Net interest income	$5,949,000	2,800
Provision for loan and lease losses	$540,000	1,310
Total noninterest income	$1,332,000	2,428
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$921,000	1,467
Trading account gains and fees	$0	126
Additional Noninterest Income	$411,000	3,174
Total noninterest expense	$4,602,000	2,815
Salaries and employee benefits	$2,425,000	2,922
Premises and equipment expense	$641,000	2,850
Additional noninterest expense	$1,536,000	2,494
Pre-tax net operating income	$2,139,000	2,980
Securities gains (losses)	$0	1,388
Applicable income taxes	$678,000	2,418
Income before extraordinary items	$1,461,000	3,261
Extraordinary gains, net	$0	45
Net income	$1,461,000	3,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,229
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,461,000	3,252
2006-06-30 (YTD Data)		Rank
Total interest income	$6,387,000	2,870
Total interest expense	$2,473,000	2,846
Net interest income	$3,914,000	2,834
Provision for loan and lease losses	$345,000	1,325
Total noninterest income	$897,000	2,406
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$616,000	1,445
Trading account gains and fees	$0	126
Additional Noninterest Income	$281,000	3,131
Total noninterest expense	$3,031,000	2,853
Salaries and employee benefits	$1,614,000	2,929
Premises and equipment expense	$431,000	2,809
Additional noninterest expense	$986,000	2,605
Pre-tax net operating income	$1,435,000	2,967
Securities gains (losses)	$0	1,185
Applicable income taxes	$454,000	2,439
Income before extraordinary items	$981,000	3,263
Extraordinary gains, net	$0	39
Net income	$981,000	3,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,680
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$981,000	3,255
2006-03-31 (YTD Data)		Rank
Total interest income	$3,035,000	2,944
Total interest expense	$1,177,000	2,843
Net interest income	$1,858,000	2,965
Provision for loan and lease losses	$165,000	1,317
Total noninterest income	$438,000	2,405
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$293,000	1,457
Trading account gains and fees	$0	115
Additional Noninterest Income	$145,000	3,030
Total noninterest expense	$1,493,000	2,881
Salaries and employee benefits	$800,000	2,968
Premises and equipment expense	$211,000	2,882
Additional noninterest expense	$482,000	2,617
Pre-tax net operating income	$638,000	3,181
Securities gains (losses)	$0	955
Applicable income taxes	$198,000	2,619
Income before extraordinary items	$440,000	3,460
Extraordinary gains, net	$0	21
Net income	$440,000	3,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,331
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$440,000	3,435
2005-12-31 (YTD Data)		Rank
Total interest income	$10,374,000	3,056
Total interest expense	$3,577,000	2,887
Net interest income	$6,797,000	3,115
Provision for loan and lease losses	$560,000	1,740
Total noninterest income	$1,654,000	2,528
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,157,000	1,512
Trading account gains and fees	$0	138
Additional Noninterest Income	$497,000	3,376
Total noninterest expense	$5,720,000	2,875
Salaries and employee benefits	$2,969,000	2,993
Premises and equipment expense	$844,000	2,756
Additional noninterest expense	$1,907,000	2,611
Pre-tax net operating income	$2,171,000	3,494
Securities gains (losses)	$0	2,296
Applicable income taxes	$648,000	2,947
Income before extraordinary items	$1,523,000	3,752
Extraordinary gains, net	$0	46
Net income	$1,523,000	3,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	2,100
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,523,000	3,715
2005-09-30 (YTD Data)		Rank
Total interest income	$7,448,000	3,122
Total interest expense	$2,507,000	2,923
Net interest income	$4,941,000	3,179
Provision for loan and lease losses	$360,000	1,866
Total noninterest income	$1,221,000	2,545
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$848,000	1,527
Trading account gains and fees	$0	126
Additional Noninterest Income	$373,000	3,397
Total noninterest expense	$4,231,000	2,869
Salaries and employee benefits	$2,208,000	2,982
Premises and equipment expense	$624,000	2,774
Additional noninterest expense	$1,399,000	2,626
Pre-tax net operating income	$1,571,000	3,619
Securities gains (losses)	$0	2,317
Applicable income taxes	$465,000	3,074
Income before extraordinary items	$1,106,000	3,891
Extraordinary gains, net	$0	35
Net income	$1,106,000	3,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	1,862
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,106,000	3,850
2005-06-30 (YTD Data)		Rank
Total interest income	$4,697,000	3,198
Total interest expense	$1,548,000	2,971
Net interest income	$3,149,000	3,278
Provision for loan and lease losses	$220,000	1,996
Total noninterest income	$815,000	2,502
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$550,000	1,531
Trading account gains and fees	$0	116
Additional Noninterest Income	$265,000	3,287
Total noninterest expense	$2,858,000	2,829
Salaries and employee benefits	$1,471,000	2,977
Premises and equipment expense	$431,000	2,657
Additional noninterest expense	$956,000	2,547
Pre-tax net operating income	$886,000	4,032
Securities gains (losses)	$0	2,146
Applicable income taxes	$253,000	3,394
Income before extraordinary items	$633,000	4,280
Extraordinary gains, net	$0	30
Net income	$633,000	4,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	2,042
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$633,000	4,225
2005-03-31 (YTD Data)		Rank
Total interest income	$2,229,000	3,305
Total interest expense	$708,000	3,085
Net interest income	$1,521,000	3,371
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$386,000	2,554
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$262,000	1,548
Trading account gains and fees	$0	115
Additional Noninterest Income	$124,000	3,332
Total noninterest expense	$1,414,000	2,859
Salaries and employee benefits	$737,000	2,977
Premises and equipment expense	$218,000	2,657
Additional noninterest expense	$459,000	2,637
Pre-tax net operating income	$403,000	4,259
Securities gains (losses)	$0	1,685
Applicable income taxes	$112,000	3,590
Income before extraordinary items	$291,000	4,461
Extraordinary gains, net	$0	24
Net income	$291,000	4,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	1,376
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$291,000	4,418
2004-12-31 (YTD Data)		Rank
Total interest income	$7,485,000	3,597
Total interest expense	$2,114,000	3,482
Net interest income	$5,371,000	3,596
Provision for loan and lease losses	$278,000	3,062
Total noninterest income	$1,568,000	2,608
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,190,000	1,480
Trading account gains and fees	$0	138
Additional Noninterest Income	$378,000	3,810
Total noninterest expense	$5,122,000	3,041
Salaries and employee benefits	$2,691,000	3,151
Premises and equipment expense	$734,000	3,005
Additional noninterest expense	$1,697,000	2,809
Pre-tax net operating income	$1,539,000	4,184
Securities gains (losses)	$0	3,819
Applicable income taxes	$423,000	3,630
Income before extraordinary items	$1,116,000	4,391
Extraordinary gains, net	$0	34
Net income	$1,116,000	4,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,254
Cash dividends	$25,000	6,010
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,116,000	4,320
2004-09-30 (YTD Data)		Rank
Total interest income	$5,387,000	3,707
Total interest expense	$1,498,000	3,613
Net interest income	$3,889,000	3,682
Provision for loan and lease losses	$170,000	3,327
Total noninterest income	$1,180,000	2,603
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$899,000	1,475
Trading account gains and fees	$0	134
Additional Noninterest Income	$281,000	3,856
Total noninterest expense	$3,783,000	3,060
Salaries and employee benefits	$1,987,000	3,147
Premises and equipment expense	$549,000	2,998
Additional noninterest expense	$1,247,000	2,828
Pre-tax net operating income	$1,116,000	4,350
Securities gains (losses)	$0	3,710
Applicable income taxes	$306,000	3,764
Income before extraordinary items	$810,000	4,600
Extraordinary gains, net	$0	26
Net income	$810,000	4,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,471
Cash dividends	$25,000	5,187
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$810,000	4,507
2004-06-30 (YTD Data)		Rank
Total interest income	$3,467,000	3,805
Total interest expense	$961,000	3,725
Net interest income	$2,506,000	3,776
Provision for loan and lease losses	$92,000	3,617
Total noninterest income	$764,000	2,666
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$580,000	1,519
Trading account gains and fees	$0	130
Additional Noninterest Income	$184,000	3,917
Total noninterest expense	$2,436,000	3,178
Salaries and employee benefits	$1,290,000	3,242
Premises and equipment expense	$361,000	3,049
Additional noninterest expense	$785,000	2,986
Pre-tax net operating income	$742,000	4,308
Securities gains (losses)	$0	3,413
Applicable income taxes	$204,000	3,735
Income before extraordinary items	$538,000	4,546
Extraordinary gains, net	$0	21
Net income	$538,000	4,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,807
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$538,000	4,457
2004-03-31 (YTD Data)		Rank
Total interest income	$1,706,000	3,863
Total interest expense	$486,000	3,728
Net interest income	$1,220,000	3,845
Provision for loan and lease losses	$47,000	3,399
Total noninterest income	$380,000	2,622
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$274,000	1,568
Trading account gains and fees	$0	121
Additional Noninterest Income	$106,000	3,585
Total noninterest expense	$1,214,000	3,195
Salaries and employee benefits	$653,000	3,213
Premises and equipment expense	$177,000	3,127
Additional noninterest expense	$384,000	3,022
Pre-tax net operating income	$339,000	4,520
Securities gains (losses)	$0	2,934
Applicable income taxes	$91,000	3,946
Income before extraordinary items	$248,000	4,782
Extraordinary gains, net	$0	16
Net income	$248,000	4,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,417
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$248,000	4,660
2003-12-31 (YTD Data)		Rank
Total interest income	$7,161,000	3,745
Total interest expense	$2,285,000	3,594
Net interest income	$4,876,000	3,747
Provision for loan and lease losses	$232,000	3,746
Total noninterest income	$1,470,000	2,886
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,193,000	1,448
Trading account gains and fees	$0	160
Additional Noninterest Income	$277,000	4,662
Total noninterest expense	$4,872,000	3,115
Salaries and employee benefits	$2,547,000	3,236
Premises and equipment expense	$801,000	2,763
Additional noninterest expense	$1,524,000	3,034
Pre-tax net operating income	$1,242,000	4,598
Securities gains (losses)	$24,000	3,094
Applicable income taxes	$329,000	4,140
Income before extraordinary items	$937,000	4,833
Extraordinary gains, net	$0	54
Net income	$937,000	4,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$442,000	1,763
Cash dividends	$250,000	4,628
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$919,240	4,712
2003-09-30 (YTD Data)		Rank
Total interest income	$5,478,000	3,726
Total interest expense	$1,775,000	3,601
Net interest income	$3,703,000	3,741
Provision for loan and lease losses	$230,000	3,018
Total noninterest income	$1,103,000	2,939
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$892,000	1,466
Trading account gains and fees	$0	153
Additional Noninterest Income	$211,000	4,688
Total noninterest expense	$3,656,000	3,112
Salaries and employee benefits	$1,914,000	3,219
Premises and equipment expense	$618,000	2,700
Additional noninterest expense	$1,124,000	3,073
Pre-tax net operating income	$920,000	4,776
Securities gains (losses)	$24,000	2,852
Applicable income taxes	$247,000	4,301
Income before extraordinary items	$697,000	5,008
Extraordinary gains, net	$0	40
Net income	$697,000	5,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$420,000	1,344
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$679,240	4,884
2003-06-30 (YTD Data)		Rank
Total interest income	$3,727,000	3,698
Total interest expense	$1,234,000	3,584
Net interest income	$2,493,000	3,706
Provision for loan and lease losses	$155,000	2,947
Total noninterest income	$713,000	2,968
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$587,000	1,459
Trading account gains and fees	$0	150
Additional Noninterest Income	$126,000	4,908
Total noninterest expense	$2,444,000	3,104
Salaries and employee benefits	$1,287,000	3,186
Premises and equipment expense	$424,000	2,622
Additional noninterest expense	$733,000	3,109
Pre-tax net operating income	$607,000	4,803
Securities gains (losses)	$16,000	2,719
Applicable income taxes	$159,000	4,406
Income before extraordinary items	$464,000	4,992
Extraordinary gains, net	$0	30
Net income	$464,000	4,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	1,232
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$452,160	4,876
2003-03-31 (YTD Data)		Rank
Total interest income	$1,844,000	3,751
Total interest expense	$633,000	3,593
Net interest income	$1,211,000	3,792
Provision for loan and lease losses	$80,000	2,724
Total noninterest income	$367,000	2,823
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$283,000	1,476
Trading account gains and fees	$0	134
Additional Noninterest Income	$84,000	4,247
Total noninterest expense	$1,211,000	3,113
Salaries and employee benefits	$647,000	3,150
Premises and equipment expense	$219,000	2,553
Additional noninterest expense	$345,000	3,233
Pre-tax net operating income	$287,000	4,906
Securities gains (losses)	$11,000	2,147
Applicable income taxes	$73,000	4,528
Income before extraordinary items	$225,000	5,006
Extraordinary gains, net	$0	21
Net income	$225,000	5,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	1,867
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$216,640	4,922
2002-12-31 (YTD Data)		Rank
Total interest income	$8,031,000	3,630
Total interest expense	$2,868,000	3,656
Net interest income	$5,163,000	3,570
Provision for loan and lease losses	$515,000	2,334
Total noninterest income	$1,172,000	3,124
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$979,000	1,652
Trading account gains and fees	$0	153
Additional Noninterest Income	$193,000	5,108
Total noninterest expense	$4,899,000	2,982
Salaries and employee benefits	$2,558,000	3,058
Premises and equipment expense	$914,000	2,376
Additional noninterest expense	$1,427,000	3,074
Pre-tax net operating income	$921,000	5,416
Securities gains (losses)	$28,000	2,890
Applicable income taxes	$182,000	5,244
Income before extraordinary items	$767,000	5,316
Extraordinary gains, net	$0	70
Net income	$767,000	5,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,676
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$744,320	5,254
2001-12-31 (YTD Data)		Rank
Total interest income	$9,510,000	3,460
Total interest expense	$5,021,000	3,143
Net interest income	$4,489,000	3,772
Provision for loan and lease losses	$590,000	1,932
Total noninterest income	$820,000	3,788
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$777,000	1,955
Trading account gains and fees	$0	177
Additional Noninterest Income	$43,000	7,892
Total noninterest expense	$4,567,000	3,050
Salaries and employee benefits	$2,331,000	3,142
Premises and equipment expense	$744,000	2,806
Additional noninterest expense	$1,492,000	2,885
Pre-tax net operating income	$152,000	8,099
Securities gains (losses)	$11,000	3,540
Applicable income taxes	$-159,000	9,347
Income before extraordinary items	$322,000	6,999
Extraordinary gains, net	$0	105
Net income	$322,000	6,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	2,143
Cash dividends	$150,000	5,292
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$311,000	6,947
2000-12-31 (YTD Data)		Rank
Total interest income	$9,823,000	3,453
Total interest expense	$4,882,000	3,393
Net interest income	$4,941,000	3,510
Provision for loan and lease losses	$425,000	2,162
Total noninterest income	$944,000	3,266
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$796,000	1,748
Trading account gains and fees	$0	180
Additional Noninterest Income	$148,000	5,512
Total noninterest expense	$3,995,000	3,336
Salaries and employee benefits	$2,094,000	3,334
Premises and equipment expense	$718,000	2,822
Additional noninterest expense	$1,183,000	3,476
Pre-tax net operating income	$1,465,000	4,129
Securities gains (losses)	$5,000	1,371
Applicable income taxes	$345,000	4,299
Income before extraordinary items	$1,125,000	4,038
Extraordinary gains, net	$0	38
Net income	$1,125,000	4,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$322,000	1,735
Cash dividends	$347,000	4,228
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,121,150	4,041
1999-12-31 (YTD Data)		Rank
Total interest income	$8,570,000	3,667
Total interest expense	$4,096,000	3,519
Net interest income	$4,474,000	3,802
Provision for loan and lease losses	$210,000	3,440
Total noninterest income	$1,006,000	3,077
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$686,000	1,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	3,875
Total noninterest expense	$3,628,000	3,606
Salaries and employee benefits	$1,846,000	3,667
Premises and equipment expense	$588,000	3,320
Additional noninterest expense	$1,194,000	3,437
Pre-tax net operating income	$1,642,000	3,855
Securities gains (losses)	$0	3,155
Applicable income taxes	$397,000	4,192
Income before extraordinary items	$1,245,000	3,758
Extraordinary gains, net	$0	35
Net income	$1,245,000	3,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	3,827
Cash dividends	$183,000	5,373
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,245,000	3,728
1998-12-31 (YTD Data)		Rank
Total interest income	$7,960,000	3,953
Total interest expense	$3,918,000	3,758
Net interest income	$4,042,000	4,087
Provision for loan and lease losses	$175,000	3,848
Total noninterest income	$959,000	3,180
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$628,000	2,044
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	3,807
Total noninterest expense	$3,262,000	3,829
Salaries and employee benefits	$1,585,000	4,069
Premises and equipment expense	$597,000	3,182
Additional noninterest expense	$1,080,000	3,688
Pre-tax net operating income	$1,564,000	4,049
Securities gains (losses)	$39,000	1,926
Applicable income taxes	$395,000	4,451
Income before extraordinary items	$1,208,000	3,906
Extraordinary gains, net	$0	32
Net income	$1,208,000	3,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	3,318
Cash dividends	$237,000	5,070
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,178,750	3,899
1997-12-31 (YTD Data)		Rank
Total interest income	$7,380,000	4,311
Total interest expense	$3,656,000	3,995
Net interest income	$3,724,000	4,501
Provision for loan and lease losses	$235,000	3,109
Total noninterest income	$726,000	3,866
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$594,000	2,211
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	6,034
Total noninterest expense	$2,932,000	4,173
Salaries and employee benefits	$1,423,000	4,440
Premises and equipment expense	$610,000	3,103
Additional noninterest expense	$899,000	4,317
Pre-tax net operating income	$1,283,000	5,012
Securities gains (losses)	$27,000	1,697
Applicable income taxes	$423,000	4,710
Income before extraordinary items	$887,000	5,097
Extraordinary gains, net	$0	44
Net income	$887,000	5,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,774
Cash dividends	$388,000	4,050
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$868,640	5,128
1996-12-31 (YTD Data)		Rank
Total interest income	$6,226,000	5,042
Total interest expense	$2,894,000	4,945
Net interest income	$3,332,000	5,034
Provision for loan and lease losses	$118,000	4,759
Total noninterest income	$624,000	4,456
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$525,000	2,599
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	7,162
Total noninterest expense	$2,560,000	4,911
Salaries and employee benefits	$1,277,000	4,919
Premises and equipment expense	$537,000	3,563
Additional noninterest expense	$746,000	5,478
Pre-tax net operating income	$1,278,000	4,886
Securities gains (losses)	$-10,000	10,276
Applicable income taxes	$444,000	4,548
Income before extraordinary items	$824,000	5,200
Extraordinary gains, net	$0	53
Net income	$824,000	5,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	6,017
Cash dividends	$288,000	4,656
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$830,500	5,106
1995-12-31 (YTD Data)		Rank
Total interest income	$5,450,000	5,620
Total interest expense	$2,480,000	5,608
Net interest income	$2,970,000	5,540
Provision for loan and lease losses	$129,000	3,960
Total noninterest income	$571,000	4,737
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$489,000	2,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	7,878
Total noninterest expense	$2,345,000	5,270
Salaries and employee benefits	$1,173,000	5,312
Premises and equipment expense	$466,000	3,985
Additional noninterest expense	$706,000	5,809
Pre-tax net operating income	$1,067,000	5,722
Securities gains (losses)	$5,000	2,809
Applicable income taxes	$352,000	5,417
Income before extraordinary items	$720,000	5,864
Extraordinary gains, net	$0	65
Net income	$720,000	5,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,855
Cash dividends	$225,000	5,195
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$716,650	5,864
1994-12-31 (YTD Data)		Rank
Total interest income	$4,427,000	6,219
Total interest expense	$1,842,000	5,966
Net interest income	$2,585,000	6,301
Provision for loan and lease losses	$87,000	4,874
Total noninterest income	$564,000	4,871
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$491,000	2,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	8,528
Total noninterest expense	$2,132,000	5,892
Salaries and employee benefits	$996,000	6,106
Premises and equipment expense	$405,000	4,542
Additional noninterest expense	$731,000	6,119
Pre-tax net operating income	$930,000	6,260
Securities gains (losses)	$-9,000	9,765
Applicable income taxes	$294,000	5,955
Income before extraordinary items	$627,000	6,352
Extraordinary gains, net	$0	249
Net income	$627,000	6,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,622
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$633,120	6,392
1993-12-31 (YTD Data)		Rank
Total interest income	$3,912,000	6,968
Total interest expense	$1,469,000	7,308
Net interest income	$2,443,000	6,650
Provision for loan and lease losses	$108,000	5,571
Total noninterest income	$502,000	5,583
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$442,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	9,542
Total noninterest expense	$1,967,000	6,430
Salaries and employee benefits	$994,000	6,168
Premises and equipment expense	$312,000	5,663
Additional noninterest expense	$661,000	6,859
Pre-tax net operating income	$870,000	6,471
Securities gains (losses)	$7,000	5,826
Applicable income taxes	$289,000	6,213
Income before extraordinary items	$588,000	6,874
Extraordinary gains, net	$0	3,149
Net income	$588,000	7,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	5,917
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$583,310	6,657
1992-12-31 (YTD Data)		Rank
Total interest income	$3,936,000	7,598
Total interest expense	$1,763,000	7,725
Net interest income	$2,173,000	7,307
Provision for loan and lease losses	$150,000	6,067
Total noninterest income	$462,000	5,960
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$385,000	3,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	8,979
Total noninterest expense	$1,924,000	6,589
Salaries and employee benefits	$912,000	6,550
Premises and equipment expense	$342,000	5,454
Additional noninterest expense	$670,000	6,953
Pre-tax net operating income	$561,000	7,985
Securities gains (losses)	$48,000	4,198
Applicable income taxes	$203,000	7,497
Income before extraordinary items	$406,000	8,155
Extraordinary gains, net	$0	1,422
Net income	$406,000	8,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	4,954
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$373,840	8,115

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.