Home > Merchants Bank (North) > Loan Charge- Offs and Recoveries
Merchants Bank (North), Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,884,000 | 699 |
| Loans secured by real estate, total | $1,094,000 | 814 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,094,000 | 814 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $32,000 | 3,110 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,062,000 | 454 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $600,000 | 1,173 |
| Loans to individuals | $2,190,000 | 416 |
| Credit card loan charge offs | $9,000 | 2,395 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,181,000 | 271 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,495,000 | 411 |
| Loans secured by real estate, total | $25,000 | 2,356 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $25,000 | 2,356 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $25,000 | 1,278 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $138,000 | 1,200 |
| Loans to individuals | $1,332,000 | 234 |
| Credit card loan recoveries | $27,000 | 622 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,305,000 | 163 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,389,000 | 858 |
| Loans secured by real estate, total | $1,069,000 | 760 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,069,000 | 760 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 4,577 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,062,000 | 413 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $462,000 | 1,232 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $858,000 | 586 |
| Credit card loan net charge offs | $-18,000 | 13,912 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $876,000 | 385 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.