Home > Merchants Bank (North) > Assets and Liabilities
Merchants Bank (North), Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 228 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $622,539,000 | 852 |
| Cash and due from depository institutions | $31,998,000 | 923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $177,508,000 | 778 |
| Federal funds sold & reverse repurchase agreements | $20,500,000 | 827 |
| Net loans & leases | $373,172,000 | 814 |
| Loan loss allowance | $11,541,000 | 559 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,629,000 | 1,284 |
| Other real estate owned | $3,023,000 | 923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $10,709,000 | 941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $622,539,000 | 852 |
| Total liabilities | $556,866,000 | 876 |
| Total deposits | $545,795,000 | 817 |
| Interest-bearing deposits | $486,557,000 | 794 |
| Deposits held in domestic offices | $545,795,000 | 807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,128,000 | 1,999 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,910,000 | 2,005 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $7,033,000 | 764 |
| Total equity capital | $65,673,000 | 621 |
| Total bank equity capital | $65,673,000 | 621 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,235,000 | 3,395 |
| Surplus | $37,145,000 | 500 |
| Undivided profits | $27,293,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,130,000 | 1,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,097,000 | 925 |
| Earning assets | $571,180,000 | 842 |
| Long-term assets (5+ years) | $320,319,000 | 264 |
| Average Assets, year-to-date | $653,913,800 | 804 |
| Average Assets, quarterly | $635,948,000 | 830 |
| Volatile liabilities | $28,689,000 | 1,764 |
| Insider loans | $165,000 | 4,421 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $52,276,000 | 931 |
| Tier 1 (core) risk-based capital | $65,673,000 | 591 |
| Tier 2 risk-based capital | $5,174,330 | 729 |
| Total risk weighted assets | $407,380,830 | 788 |
| Total unused commitments | $52,276,000 | 948 |
| Derivatives | $13,000,000 | 447 |