Home > Merchants Bank > Income and Expense
Merchants Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,656,000 | 2,631 |
| Total interest expense | $2,876,000 | 2,667 |
| Net interest income | $8,780,000 | 2,548 |
| Provision for loan and lease losses | $250,000 | 1,809 |
| Total noninterest income | $219,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $131,000 | 3,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,052 |
| Total noninterest expense | $5,178,000 | 3,000 |
| Salaries and employee benefits | $3,229,000 | 2,841 |
| Premises and equipment expense | $374,000 | 3,350 |
| Additional noninterest expense | $88,000 | 4,052 |
| Pre-tax net operating income | $3,571,000 | 2,305 |
| Securities gains (losses) | $-109,000 | 3,810 |
| Applicable income taxes | $861,000 | 1,532 |
| Income before extraordinary items | $2,601,000 | 2,491 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,601,000 | 2,516 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,601,000 | 2,493 |
| Net charge-offs | $9,000 | 2,456 |
| Cash dividends | $1,122,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,687,110 | 2,485 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 2,631 |
| Total interest expense | $1,955,000 | 2,669 |
| Net interest income | $6,655,000 | 2,558 |
| Provision for loan and lease losses | $200,000 | 1,644 |
| Total noninterest income | $169,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $98,000 | 3,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,037 |
| Total noninterest expense | $3,572,000 | 3,105 |
| Salaries and employee benefits | $2,121,000 | 2,997 |
| Premises and equipment expense | $273,000 | 3,389 |
| Additional noninterest expense | $71,000 | 4,033 |
| Pre-tax net operating income | $3,052,000 | 2,201 |
| Securities gains (losses) | $-111,000 | 4,023 |
| Applicable income taxes | $742,000 | 1,490 |
| Income before extraordinary items | $2,199,000 | 2,404 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,199,000 | 2,427 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,199,000 | 2,406 |
| Net charge-offs | $13,000 | 2,056 |
| Cash dividends | $872,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,286,690 | 2,373 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 2,656 |
| Total interest expense | $1,109,000 | 2,703 |
| Net interest income | $4,436,000 | 2,576 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $109,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $68,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,115 |
| Total noninterest expense | $2,409,000 | 3,089 |
| Salaries and employee benefits | $1,453,000 | 2,969 |
| Premises and equipment expense | $187,000 | 3,350 |
| Additional noninterest expense | $41,000 | 4,091 |
| Pre-tax net operating income | $1,986,000 | 2,259 |
| Securities gains (losses) | $-43,000 | 4,044 |
| Applicable income taxes | $502,000 | 1,488 |
| Income before extraordinary items | $1,441,000 | 2,442 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,441,000 | 2,471 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,441,000 | 2,442 |
| Net charge-offs | $14,000 | 1,687 |
| Cash dividends | $498,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,474,970 | 2,438 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 2,746 |
| Total interest expense | $485,000 | 2,670 |
| Net interest income | $2,064,000 | 2,705 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $53,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $33,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,138 |
| Total noninterest expense | $1,427,000 | 2,881 |
| Salaries and employee benefits | $835,000 | 2,818 |
| Premises and equipment expense | $97,000 | 3,361 |
| Additional noninterest expense | $20,000 | 4,138 |
| Pre-tax net operating income | $690,000 | 2,730 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $199,000 | 1,675 |
| Income before extraordinary items | $491,000 | 2,955 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $491,000 | 2,955 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $491,000 | 2,955 |
| Net charge-offs | $14,000 | 1,246 |
| Cash dividends | $249,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $491,000 | 2,979 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,194,000 | 2,819 |
| Total interest expense | $973,000 | 2,454 |
| Net interest income | $7,221,000 | 2,831 |
| Provision for loan and lease losses | $300,000 | 1,513 |
| Total noninterest income | $251,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $110,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,997 |
| Total noninterest expense | $4,283,000 | 3,265 |
| Salaries and employee benefits | $2,633,000 | 3,124 |
| Premises and equipment expense | $353,000 | 3,473 |
| Additional noninterest expense | $141,000 | 3,997 |
| Pre-tax net operating income | $2,889,000 | 2,703 |
| Securities gains (losses) | $-398,000 | 4,273 |
| Applicable income taxes | $578,000 | 1,935 |
| Income before extraordinary items | $1,913,000 | 2,981 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,913,000 | 2,978 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,913,000 | 2,980 |
| Net charge-offs | $158,000 | 1,027 |
| Cash dividends | $697,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,227,420 | 2,852 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 2,886 |
| Total interest expense | $680,000 | 2,233 |
| Net interest income | $4,990,000 | 2,936 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $154,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 4,186 |
| Total noninterest expense | $3,053,000 | 3,317 |
| Salaries and employee benefits | $1,825,000 | 3,222 |
| Premises and equipment expense | $237,000 | 3,604 |
| Additional noninterest expense | $72,000 | 4,186 |
| Pre-tax net operating income | $1,941,000 | 2,813 |
| Securities gains (losses) | $-121,000 | 4,263 |
| Applicable income taxes | $491,000 | 1,854 |
| Income before extraordinary items | $1,329,000 | 3,058 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,329,000 | 3,056 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,329,000 | 3,057 |
| Net charge-offs | $158,000 | 765 |
| Cash dividends | $448,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,424,590 | 3,009 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 2,940 |
| Total interest expense | $436,000 | 2,138 |
| Net interest income | $3,112,000 | 3,002 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $95,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $53,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,270 |
| Total noninterest expense | $2,035,000 | 3,315 |
| Salaries and employee benefits | $1,226,000 | 3,220 |
| Premises and equipment expense | $159,000 | 3,621 |
| Additional noninterest expense | $650,000 | 3,310 |
| Pre-tax net operating income | $1,172,000 | 2,831 |
| Securities gains (losses) | $-107,000 | 4,380 |
| Applicable income taxes | $278,000 | 1,897 |
| Income before extraordinary items | $787,000 | 3,091 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $787,000 | 3,090 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $787,000 | 3,091 |
| Net charge-offs | $158,000 | 596 |
| Cash dividends | $448,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $871,530 | 3,017 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 2,987 |
| Total interest expense | $216,000 | 2,099 |
| Net interest income | $1,455,000 | 3,061 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $48,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $25,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,223 |
| Total noninterest expense | $1,082,000 | 3,249 |
| Salaries and employee benefits | $669,000 | 3,104 |
| Premises and equipment expense | $79,000 | 3,652 |
| Additional noninterest expense | $334,000 | 3,254 |
| Pre-tax net operating income | $421,000 | 3,089 |
| Securities gains (losses) | $-76,000 | 4,501 |
| Applicable income taxes | $112,000 | 2,004 |
| Income before extraordinary items | $233,000 | 3,502 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $233,000 | 3,501 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $233,000 | 3,502 |
| Net charge-offs | $158,000 | 405 |
| Cash dividends | $249,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $293,040 | 3,322 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,591,000 | 2,884 |
| Total interest expense | $900,000 | 2,368 |
| Net interest income | $6,691,000 | 2,905 |
| Provision for loan and lease losses | $175,000 | 1,845 |
| Total noninterest income | $875,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $104,000 | 3,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $771,000 | 2,877 |
| Total noninterest expense | $3,834,000 | 3,421 |
| Salaries and employee benefits | $2,438,000 | 3,230 |
| Premises and equipment expense | $232,000 | 3,980 |
| Additional noninterest expense | $1,164,000 | 3,486 |
| Pre-tax net operating income | $3,557,000 | 2,479 |
| Securities gains (losses) | $-17,000 | 4,417 |
| Applicable income taxes | $856,000 | 1,712 |
| Income before extraordinary items | $2,684,000 | 2,670 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,684,000 | 2,671 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,684,000 | 2,671 |
| Net charge-offs | $8,000 | 2,344 |
| Cash dividends | $855,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,697,430 | 2,650 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 2,894 |
| Total interest expense | $685,000 | 2,440 |
| Net interest income | $5,201,000 | 2,908 |
| Provision for loan and lease losses | $175,000 | 1,585 |
| Total noninterest income | $158,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $78,000 | 3,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,364 |
| Total noninterest expense | $2,637,000 | 3,565 |
| Salaries and employee benefits | $1,632,000 | 3,412 |
| Premises and equipment expense | $174,000 | 4,044 |
| Additional noninterest expense | $831,000 | 3,589 |
| Pre-tax net operating income | $2,547,000 | 2,645 |
| Securities gains (losses) | $16,000 | 1,506 |
| Applicable income taxes | $654,000 | 1,782 |
| Income before extraordinary items | $1,909,000 | 2,855 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,909,000 | 2,855 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,909,000 | 2,855 |
| Net charge-offs | $-3,000 | 3,300 |
| Cash dividends | $491,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,896,360 | 2,848 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 2,806 |
| Total interest expense | $463,000 | 2,485 |
| Net interest income | $3,724,000 | 2,808 |
| Provision for loan and lease losses | $75,000 | 1,864 |
| Total noninterest income | $96,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $49,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 4,439 |
| Total noninterest expense | $1,768,000 | 3,571 |
| Salaries and employee benefits | $1,108,000 | 3,393 |
| Premises and equipment expense | $115,000 | 4,068 |
| Additional noninterest expense | $545,000 | 3,593 |
| Pre-tax net operating income | $1,977,000 | 2,411 |
| Securities gains (losses) | $15,000 | 1,275 |
| Applicable income taxes | $496,000 | 1,672 |
| Income before extraordinary items | $1,496,000 | 2,636 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,496,000 | 2,636 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,496,000 | 2,636 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $377,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,484,150 | 2,618 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 2,684 |
| Total interest expense | $235,000 | 2,525 |
| Net interest income | $1,989,000 | 2,672 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $48,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $26,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,439 |
| Total noninterest expense | $868,000 | 3,590 |
| Salaries and employee benefits | $514,000 | 3,510 |
| Premises and equipment expense | $59,000 | 4,050 |
| Additional noninterest expense | $295,000 | 3,447 |
| Pre-tax net operating income | $1,094,000 | 2,254 |
| Securities gains (losses) | $18,000 | 906 |
| Applicable income taxes | $293,000 | 1,521 |
| Income before extraordinary items | $819,000 | 2,483 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $819,000 | 2,481 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $819,000 | 2,483 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $264,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $804,780 | 2,473 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 2,983 |
| Total interest expense | $1,055,000 | 2,849 |
| Net interest income | $6,437,000 | 2,946 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $266,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $113,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 4,136 |
| Total noninterest expense | $3,877,000 | 3,423 |
| Salaries and employee benefits | $2,444,000 | 3,242 |
| Premises and equipment expense | $232,000 | 4,102 |
| Additional noninterest expense | $1,201,000 | 3,418 |
| Pre-tax net operating income | $2,826,000 | 2,493 |
| Securities gains (losses) | $-2,000 | 4,696 |
| Applicable income taxes | $676,000 | 1,724 |
| Income before extraordinary items | $2,148,000 | 2,736 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,148,000 | 2,734 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,148,000 | 2,736 |
| Net charge-offs | $-29,000 | 4,473 |
| Cash dividends | $983,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,149,580 | 2,694 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,780,000 | 2,962 |
| Total interest expense | $813,000 | 2,906 |
| Net interest income | $4,967,000 | 2,907 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $201,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $82,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 4,093 |
| Total noninterest expense | $2,603,000 | 3,586 |
| Salaries and employee benefits | $1,541,000 | 3,508 |
| Premises and equipment expense | $173,000 | 4,120 |
| Additional noninterest expense | $889,000 | 3,410 |
| Pre-tax net operating income | $2,565,000 | 2,253 |
| Securities gains (losses) | $-1,000 | 4,639 |
| Applicable income taxes | $640,000 | 1,538 |
| Income before extraordinary items | $1,924,000 | 2,501 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,924,000 | 2,501 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,924,000 | 2,501 |
| Net charge-offs | $-28,000 | 4,514 |
| Cash dividends | $706,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,924,790 | 2,454 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 2,957 |
| Total interest expense | $551,000 | 2,999 |
| Net interest income | $3,393,000 | 2,891 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $135,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $65,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 4,189 |
| Total noninterest expense | $1,692,000 | 3,636 |
| Salaries and employee benefits | $1,037,000 | 3,503 |
| Premises and equipment expense | $114,000 | 4,147 |
| Additional noninterest expense | $541,000 | 3,585 |
| Pre-tax net operating income | $1,836,000 | 2,119 |
| Securities gains (losses) | $-1,000 | 4,646 |
| Applicable income taxes | $444,000 | 1,439 |
| Income before extraordinary items | $1,391,000 | 2,338 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,391,000 | 2,337 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,391,000 | 2,338 |
| Net charge-offs | $-27,000 | 4,599 |
| Cash dividends | $428,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,391,790 | 2,300 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 2,977 |
| Total interest expense | $296,000 | 3,030 |
| Net interest income | $1,639,000 | 2,927 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $60,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $42,000 | 3,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,490 |
| Total noninterest expense | $860,000 | 3,648 |
| Salaries and employee benefits | $507,000 | 3,565 |
| Premises and equipment expense | $63,000 | 4,076 |
| Additional noninterest expense | $290,000 | 3,503 |
| Pre-tax net operating income | $839,000 | 2,089 |
| Securities gains (losses) | $-1,000 | 4,671 |
| Applicable income taxes | $190,000 | 1,437 |
| Income before extraordinary items | $648,000 | 2,289 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $648,000 | 2,288 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $648,000 | 2,289 |
| Net charge-offs | $-35,000 | 4,793 |
| Cash dividends | $150,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $648,790 | 2,260 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,151,000 | 2,932 |
| Total interest expense | $1,192,000 | 3,066 |
| Net interest income | $6,959,000 | 2,851 |
| Provision for loan and lease losses | $204,000 | 2,328 |
| Total noninterest income | $205,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $125,000 | 3,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,526 |
| Total noninterest expense | $3,807,000 | 3,502 |
| Salaries and employee benefits | $2,511,000 | 3,228 |
| Premises and equipment expense | $206,000 | 4,355 |
| Additional noninterest expense | $1,090,000 | 3,667 |
| Pre-tax net operating income | $3,153,000 | 2,382 |
| Securities gains (losses) | $6,000 | 2,041 |
| Applicable income taxes | $800,000 | 1,599 |
| Income before extraordinary items | $2,359,000 | 2,654 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,359,000 | 2,654 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,359,000 | 2,656 |
| Net charge-offs | $85,000 | 2,306 |
| Cash dividends | $1,815,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,354,260 | 2,624 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 2,964 |
| Total interest expense | $883,000 | 3,112 |
| Net interest income | $5,225,000 | 2,884 |
| Provision for loan and lease losses | $36,000 | 3,298 |
| Total noninterest income | $170,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $100,000 | 3,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 4,510 |
| Total noninterest expense | $2,338,000 | 3,876 |
| Salaries and employee benefits | $1,393,000 | 3,761 |
| Premises and equipment expense | $151,000 | 4,428 |
| Additional noninterest expense | $794,000 | 3,730 |
| Pre-tax net operating income | $3,021,000 | 2,102 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $777,000 | 1,446 |
| Income before extraordinary items | $2,245,000 | 2,352 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,245,000 | 2,353 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,245,000 | 2,353 |
| Net charge-offs | $39,000 | 2,382 |
| Cash dividends | $1,058,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,244,210 | 2,321 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 3,006 |
| Total interest expense | $566,000 | 3,151 |
| Net interest income | $3,437,000 | 2,924 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $109,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $67,000 | 3,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,587 |
| Total noninterest expense | $1,540,000 | 3,910 |
| Salaries and employee benefits | $897,000 | 3,837 |
| Premises and equipment expense | $102,000 | 4,422 |
| Additional noninterest expense | $541,000 | 3,728 |
| Pre-tax net operating income | $2,006,000 | 2,090 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $510,000 | 1,429 |
| Income before extraordinary items | $1,497,000 | 2,335 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,497,000 | 2,335 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,497,000 | 2,335 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $531,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,496,210 | 2,304 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 3,072 |
| Total interest expense | $269,000 | 3,193 |
| Net interest income | $1,665,000 | 2,996 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $39,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $30,000 | 3,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,944 |
| Total noninterest expense | $783,000 | 3,927 |
| Salaries and employee benefits | $458,000 | 3,852 |
| Premises and equipment expense | $55,000 | 4,400 |
| Additional noninterest expense | $270,000 | 3,745 |
| Pre-tax net operating income | $921,000 | 2,163 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $225,000 | 1,480 |
| Income before extraordinary items | $696,000 | 2,378 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $696,000 | 2,376 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $696,000 | 2,377 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $253,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $696,000 | 2,366 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,941,000 | 3,177 |
| Total interest expense | $852,000 | 3,174 |
| Net interest income | $6,089,000 | 3,136 |
| Provision for loan and lease losses | $367,000 | 1,749 |
| Total noninterest income | $173,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $122,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,903 |
| Total noninterest expense | $3,764,000 | 3,603 |
| Salaries and employee benefits | $2,201,000 | 3,517 |
| Premises and equipment expense | $205,000 | 4,511 |
| Additional noninterest expense | $1,358,000 | 3,362 |
| Pre-tax net operating income | $2,131,000 | 3,036 |
| Securities gains (losses) | $-63,000 | 4,896 |
| Applicable income taxes | $459,000 | 2,060 |
| Income before extraordinary items | $1,609,000 | 3,267 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,609,000 | 3,266 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,609,000 | 3,266 |
| Net charge-offs | $24,000 | 3,022 |
| Cash dividends | $765,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,658,770 | 3,214 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 3,261 |
| Total interest expense | $609,000 | 3,171 |
| Net interest income | $4,391,000 | 3,237 |
| Provision for loan and lease losses | $310,000 | 1,540 |
| Total noninterest income | $131,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $91,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,947 |
| Total noninterest expense | $2,382,000 | 3,933 |
| Salaries and employee benefits | $1,248,000 | 4,020 |
| Premises and equipment expense | $152,000 | 4,548 |
| Additional noninterest expense | $982,000 | 3,433 |
| Pre-tax net operating income | $1,830,000 | 2,877 |
| Securities gains (losses) | $-46,000 | 5,123 |
| Applicable income taxes | $443,000 | 1,904 |
| Income before extraordinary items | $1,341,000 | 3,158 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,341,000 | 3,156 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,341,000 | 3,157 |
| Net charge-offs | $17,000 | 2,776 |
| Cash dividends | $410,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,377,340 | 3,099 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 3,334 |
| Total interest expense | $362,000 | 3,275 |
| Net interest income | $2,819,000 | 3,302 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $75,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $57,000 | 4,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,139 |
| Total noninterest expense | $1,618,000 | 3,928 |
| Salaries and employee benefits | $808,000 | 4,102 |
| Premises and equipment expense | $100,000 | 4,597 |
| Additional noninterest expense | $710,000 | 3,296 |
| Pre-tax net operating income | $1,066,000 | 3,065 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $258,000 | 1,995 |
| Income before extraordinary items | $809,000 | 3,271 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $809,000 | 3,270 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $809,000 | 3,270 |
| Net charge-offs | $17,000 | 2,331 |
| Cash dividends | $125,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $808,210 | 3,265 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 3,523 |
| Total interest expense | $144,000 | 3,593 |
| Net interest income | $1,296,000 | 3,465 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $35,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $28,000 | 4,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,232 |
| Total noninterest expense | $762,000 | 4,079 |
| Salaries and employee benefits | $377,000 | 4,260 |
| Premises and equipment expense | $48,000 | 4,694 |
| Additional noninterest expense | $337,000 | 3,415 |
| Pre-tax net operating income | $569,000 | 2,909 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $102,000 | 2,163 |
| Income before extraordinary items | $467,000 | 3,010 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $467,000 | 3,011 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $467,000 | 3,011 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $467,000 | 3,001 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 3,871 |
| Total interest expense | $370,000 | 4,097 |
| Net interest income | $4,267,000 | 3,823 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $114,000 | 5,198 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $93,000 | 4,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 5,355 |
| Total noninterest expense | $2,780,000 | 4,250 |
| Salaries and employee benefits | $1,779,000 | 3,977 |
| Premises and equipment expense | $168,000 | 4,908 |
| Additional noninterest expense | $833,000 | 4,314 |
| Pre-tax net operating income | $1,601,000 | 3,444 |
| Securities gains (losses) | $18,000 | 1,369 |
| Applicable income taxes | $562,000 | 2,334 |
| Income before extraordinary items | $1,057,000 | 3,643 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,057,000 | 3,642 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,057,000 | 3,643 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $350,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,045,300 | 3,652 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 3,940 |
| Total interest expense | $258,000 | 4,238 |
| Net interest income | $3,149,000 | 3,883 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $93,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $68,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 5,315 |
| Total noninterest expense | $1,778,000 | 4,520 |
| Salaries and employee benefits | $1,135,000 | 4,295 |
| Premises and equipment expense | $116,000 | 5,017 |
| Additional noninterest expense | $527,000 | 4,615 |
| Pre-tax net operating income | $1,464,000 | 3,228 |
| Securities gains (losses) | $18,000 | 1,361 |
| Applicable income taxes | $535,000 | 2,007 |
| Income before extraordinary items | $947,000 | 3,629 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $947,000 | 3,629 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $947,000 | 3,629 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $350,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $935,480 | 3,621 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 4,012 |
| Total interest expense | $149,000 | 4,434 |
| Net interest income | $2,052,000 | 3,937 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $58,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $45,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 5,424 |
| Total noninterest expense | $1,279,000 | 4,437 |
| Salaries and employee benefits | $850,000 | 4,104 |
| Premises and equipment expense | $77,000 | 5,045 |
| Additional noninterest expense | $352,000 | 4,636 |
| Pre-tax net operating income | $831,000 | 3,409 |
| Securities gains (losses) | $14,000 | 1,120 |
| Applicable income taxes | $303,000 | 2,138 |
| Income before extraordinary items | $542,000 | 3,800 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $542,000 | 3,797 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $542,000 | 3,800 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $225,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $533,040 | 3,801 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 4,044 |
| Total interest expense | $69,000 | 4,549 |
| Net interest income | $1,021,000 | 3,956 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $28,000 | 5,355 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $22,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,510 |
| Total noninterest expense | $756,000 | 4,185 |
| Salaries and employee benefits | $535,000 | 3,703 |
| Premises and equipment expense | $39,000 | 5,087 |
| Additional noninterest expense | $182,000 | 4,628 |
| Pre-tax net operating income | $293,000 | 3,880 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $97,000 | 2,457 |
| Income before extraordinary items | $196,000 | 4,156 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $196,000 | 4,156 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $196,000 | 4,156 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $100,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $196,000 | 4,137 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 4,034 |
| Total interest expense | $244,000 | 4,746 |
| Net interest income | $4,153,000 | 3,941 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $125,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $92,000 | 4,594 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $33,000 | 5,475 |
| Total noninterest expense | $2,408,000 | 4,611 |
| Salaries and employee benefits | $1,453,000 | 4,459 |
| Premises and equipment expense | $162,000 | 5,131 |
| Additional noninterest expense | $793,000 | 4,576 |
| Pre-tax net operating income | $1,750,000 | 3,286 |
| Securities gains (losses) | $52,000 | 1,815 |
| Applicable income taxes | $614,000 | 2,086 |
| Income before extraordinary items | $1,188,000 | 3,652 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,188,000 | 3,650 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,188,000 | 3,651 |
| Net charge-offs | $16,000 | 3,718 |
| Cash dividends | $1,400,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,153,680 | 3,641 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 4,082 |
| Total interest expense | $181,000 | 4,796 |
| Net interest income | $3,091,000 | 3,976 |
| Provision for loan and lease losses | $10,000 | 4,002 |
| Total noninterest income | $96,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $69,000 | 4,641 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $27,000 | 5,512 |
| Total noninterest expense | $1,595,000 | 4,830 |
| Salaries and employee benefits | $869,000 | 4,819 |
| Premises and equipment expense | $122,000 | 5,163 |
| Additional noninterest expense | $604,000 | 4,578 |
| Pre-tax net operating income | $1,582,000 | 3,019 |
| Securities gains (losses) | $52,000 | 1,740 |
| Applicable income taxes | $582,000 | 1,914 |
| Income before extraordinary items | $1,052,000 | 3,411 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,052,000 | 3,409 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,052,000 | 3,411 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $400,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,018,720 | 3,407 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 4,154 |
| Total interest expense | $113,000 | 4,921 |
| Net interest income | $2,011,000 | 4,050 |
| Provision for loan and lease losses | $10,000 | 3,761 |
| Total noninterest income | $60,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $45,000 | 4,677 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 5,619 |
| Total noninterest expense | $1,086,000 | 4,853 |
| Salaries and employee benefits | $641,000 | 4,707 |
| Premises and equipment expense | $85,000 | 5,153 |
| Additional noninterest expense | $360,000 | 4,819 |
| Pre-tax net operating income | $975,000 | 3,115 |
| Securities gains (losses) | $35,000 | 1,657 |
| Applicable income taxes | $359,000 | 1,969 |
| Income before extraordinary items | $651,000 | 3,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $651,000 | 3,530 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $651,000 | 3,532 |
| Net charge-offs | $20,000 | 2,775 |
| Cash dividends | $250,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $628,600 | 3,528 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 4,230 |
| Total interest expense | $52,000 | 5,063 |
| Net interest income | $979,000 | 4,114 |
| Provision for loan and lease losses | $10,000 | 3,253 |
| Total noninterest income | $29,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $7,000 | 5,681 |
| Total noninterest expense | $526,000 | 4,946 |
| Salaries and employee benefits | $297,000 | 4,873 |
| Premises and equipment expense | $44,000 | 5,148 |
| Additional noninterest expense | $185,000 | 4,802 |
| Pre-tax net operating income | $472,000 | 3,138 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $164,000 | 2,024 |
| Income before extraordinary items | $308,000 | 3,582 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $308,000 | 3,578 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $308,000 | 3,580 |
| Net charge-offs | $20,000 | 1,985 |
| Cash dividends | $100,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $308,000 | 3,522 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 4,262 |
| Total interest expense | $202,000 | 5,155 |
| Net interest income | $3,885,000 | 4,132 |
| Provision for loan and lease losses | $146,000 | 2,666 |
| Total noninterest income | $145,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $112,000 | 4,551 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $33,000 | 5,663 |
| Total noninterest expense | $2,356,000 | 4,802 |
| Salaries and employee benefits | $1,421,000 | 4,601 |
| Premises and equipment expense | $154,000 | 5,394 |
| Additional noninterest expense | $781,000 | 4,748 |
| Pre-tax net operating income | $1,528,000 | 3,470 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $501,000 | 2,219 |
| Income before extraordinary items | $1,028,000 | 3,886 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,028,000 | 3,886 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,028,000 | 3,887 |
| Net charge-offs | $37,000 | 3,454 |
| Cash dividends | $550,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,027,330 | 3,832 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 4,322 |
| Total interest expense | $149,000 | 5,249 |
| Net interest income | $2,887,000 | 4,196 |
| Provision for loan and lease losses | $26,000 | 3,696 |
| Total noninterest income | $108,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $81,000 | 4,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,702 |
| Total noninterest expense | $1,559,000 | 5,027 |
| Salaries and employee benefits | $893,000 | 4,926 |
| Premises and equipment expense | $111,000 | 5,484 |
| Additional noninterest expense | $555,000 | 4,889 |
| Pre-tax net operating income | $1,410,000 | 3,187 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $494,000 | 2,033 |
| Income before extraordinary items | $918,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $918,000 | 3,646 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $918,000 | 3,647 |
| Net charge-offs | $37,000 | 2,992 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $916,700 | 3,597 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 4,405 |
| Total interest expense | $116,000 | 5,107 |
| Net interest income | $1,864,000 | 4,283 |
| Provision for loan and lease losses | $26,000 | 3,354 |
| Total noninterest income | $66,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $50,000 | 4,763 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 5,802 |
| Total noninterest expense | $1,021,000 | 5,100 |
| Salaries and employee benefits | $599,000 | 4,974 |
| Premises and equipment expense | $78,000 | 5,469 |
| Additional noninterest expense | $344,000 | 5,034 |
| Pre-tax net operating income | $883,000 | 3,297 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $305,000 | 2,117 |
| Income before extraordinary items | $580,000 | 3,724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $580,000 | 3,725 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $580,000 | 3,726 |
| Net charge-offs | $37,000 | 2,563 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $578,680 | 3,669 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 4,511 |
| Total interest expense | $57,000 | 5,183 |
| Net interest income | $894,000 | 4,390 |
| Provision for loan and lease losses | $26,000 | 2,672 |
| Total noninterest income | $29,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 5,873 |
| Total noninterest expense | $535,000 | 5,071 |
| Salaries and employee benefits | $309,000 | 4,963 |
| Premises and equipment expense | $38,000 | 5,539 |
| Additional noninterest expense | $188,000 | 4,921 |
| Pre-tax net operating income | $362,000 | 3,561 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $130,000 | 2,243 |
| Income before extraordinary items | $232,000 | 4,063 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $232,000 | 4,067 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $232,000 | 4,067 |
| Net charge-offs | $39,000 | 1,740 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $232,000 | 3,996 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 4,659 |
| Total interest expense | $238,000 | 5,289 |
| Net interest income | $3,421,000 | 4,531 |
| Provision for loan and lease losses | $136,000 | 2,868 |
| Total noninterest income | $144,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $110,000 | 4,847 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $34,000 | 5,893 |
| Total noninterest expense | $2,056,000 | 5,224 |
| Salaries and employee benefits | $1,257,000 | 4,991 |
| Premises and equipment expense | $163,000 | 5,591 |
| Additional noninterest expense | $636,000 | 5,300 |
| Pre-tax net operating income | $1,373,000 | 3,626 |
| Securities gains (losses) | $107,000 | 1,213 |
| Applicable income taxes | $451,000 | 2,301 |
| Income before extraordinary items | $1,029,000 | 3,916 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,029,000 | 3,915 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,029,000 | 3,917 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $525,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $954,100 | 3,979 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 4,727 |
| Total interest expense | $178,000 | 5,368 |
| Net interest income | $2,541,000 | 4,594 |
| Provision for loan and lease losses | $15,000 | 4,038 |
| Total noninterest income | $112,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $84,000 | 4,893 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $28,000 | 5,928 |
| Total noninterest expense | $1,370,000 | 5,447 |
| Salaries and employee benefits | $767,000 | 5,325 |
| Premises and equipment expense | $120,000 | 5,666 |
| Additional noninterest expense | $483,000 | 5,321 |
| Pre-tax net operating income | $1,268,000 | 3,323 |
| Securities gains (losses) | $107,000 | 953 |
| Applicable income taxes | $478,000 | 2,026 |
| Income before extraordinary items | $897,000 | 3,696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $897,000 | 3,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $897,000 | 3,700 |
| Net charge-offs | $-5,000 | 5,460 |
| Cash dividends | $325,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $827,450 | 3,799 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,833 |
| Total interest expense | $117,000 | 5,436 |
| Net interest income | $1,627,000 | 4,697 |
| Provision for loan and lease losses | $15,000 | 3,758 |
| Total noninterest income | $70,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $55,000 | 4,923 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $15,000 | 6,065 |
| Total noninterest expense | $894,000 | 5,505 |
| Salaries and employee benefits | $501,000 | 5,419 |
| Premises and equipment expense | $82,000 | 5,691 |
| Additional noninterest expense | $311,000 | 5,397 |
| Pre-tax net operating income | $788,000 | 3,399 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $267,000 | 2,133 |
| Income before extraordinary items | $521,000 | 3,875 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $521,000 | 3,880 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $521,000 | 3,881 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $225,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $521,000 | 3,827 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 4,956 |
| Total interest expense | $59,000 | 5,497 |
| Net interest income | $779,000 | 4,824 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $32,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $462,000 | 5,519 |
| Salaries and employee benefits | $264,000 | 5,402 |
| Premises and equipment expense | $46,000 | 5,610 |
| Additional noninterest expense | $152,000 | 5,488 |
| Pre-tax net operating income | $334,000 | 3,630 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $106,000 | 2,309 |
| Income before extraordinary items | $228,000 | 4,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $228,000 | 4,030 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $228,000 | 4,030 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $75,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $228,000 | 3,988 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 4,933 |
| Total interest expense | $246,000 | 5,679 |
| Net interest income | $3,260,000 | 4,746 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $163,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $119,000 | 4,969 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $44,000 | 5,926 |
| Total noninterest expense | $1,957,000 | 5,508 |
| Salaries and employee benefits | $1,175,000 | 5,296 |
| Premises and equipment expense | $159,000 | 5,854 |
| Additional noninterest expense | $623,000 | 5,524 |
| Pre-tax net operating income | $1,466,000 | 3,456 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $498,000 | 2,169 |
| Income before extraordinary items | $968,000 | 3,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $968,000 | 3,963 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $968,000 | 3,964 |
| Net charge-offs | $-22,000 | 6,293 |
| Cash dividends | $200,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $968,000 | 3,902 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 4,998 |
| Total interest expense | $187,000 | 5,749 |
| Net interest income | $2,425,000 | 4,811 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $128,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $94,000 | 4,928 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $34,000 | 5,988 |
| Total noninterest expense | $1,303,000 | 5,710 |
| Salaries and employee benefits | $725,000 | 5,614 |
| Premises and equipment expense | $119,000 | 5,897 |
| Additional noninterest expense | $459,000 | 5,566 |
| Pre-tax net operating income | $1,250,000 | 3,283 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $432,000 | 2,059 |
| Income before extraordinary items | $818,000 | 3,776 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $818,000 | 3,779 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $818,000 | 3,779 |
| Net charge-offs | $-21,000 | 6,277 |
| Cash dividends | $100,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $818,000 | 3,707 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 5,054 |
| Total interest expense | $126,000 | 5,802 |
| Net interest income | $1,577,000 | 4,876 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $80,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,217 |
| Total noninterest expense | $856,000 | 5,760 |
| Salaries and employee benefits | $487,000 | 5,634 |
| Premises and equipment expense | $84,000 | 5,862 |
| Additional noninterest expense | $285,000 | 5,705 |
| Pre-tax net operating income | $801,000 | 3,330 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $270,000 | 2,130 |
| Income before extraordinary items | $531,000 | 3,822 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $531,000 | 3,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $531,000 | 3,825 |
| Net charge-offs | $-19,000 | 6,311 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $531,000 | 3,737 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 5,108 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $782,000 | 4,916 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $35,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,256 |
| Total noninterest expense | $434,000 | 5,793 |
| Salaries and employee benefits | $252,000 | 5,616 |
| Premises and equipment expense | $42,000 | 5,916 |
| Additional noninterest expense | $140,000 | 5,779 |
| Pre-tax net operating income | $383,000 | 3,371 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $129,000 | 2,160 |
| Income before extraordinary items | $254,000 | 3,863 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $254,000 | 3,862 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $254,000 | 3,865 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $254,000 | 3,759 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 5,226 |
| Total interest expense | $308,000 | 5,938 |
| Net interest income | $3,106,000 | 5,020 |
| Provision for loan and lease losses | $31,000 | 5,427 |
| Total noninterest income | $158,000 | 5,925 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $107,000 | 5,337 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $51,000 | 5,852 |
| Total noninterest expense | $1,972,000 | 5,675 |
| Salaries and employee benefits | $1,159,000 | 5,456 |
| Premises and equipment expense | $157,000 | 6,065 |
| Additional noninterest expense | $656,000 | 5,660 |
| Pre-tax net operating income | $1,261,000 | 3,632 |
| Securities gains (losses) | $39,000 | 2,867 |
| Applicable income taxes | $401,000 | 2,394 |
| Income before extraordinary items | $899,000 | 4,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $899,000 | 4,100 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $899,000 | 4,102 |
| Net charge-offs | $28,000 | 5,238 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $872,090 | 3,972 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 5,326 |
| Total interest expense | $239,000 | 6,032 |
| Net interest income | $2,307,000 | 5,120 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $116,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $81,000 | 5,392 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 6,017 |
| Total noninterest expense | $1,304,000 | 5,927 |
| Salaries and employee benefits | $685,000 | 5,899 |
| Premises and equipment expense | $119,000 | 6,113 |
| Additional noninterest expense | $500,000 | 5,677 |
| Pre-tax net operating income | $1,109,000 | 3,452 |
| Securities gains (losses) | $39,000 | 2,576 |
| Applicable income taxes | $412,000 | 2,132 |
| Income before extraordinary items | $736,000 | 4,015 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $736,000 | 4,015 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $736,000 | 4,017 |
| Net charge-offs | $8,000 | 5,367 |
| Cash dividends | $100,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $711,040 | 3,904 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 5,408 |
| Total interest expense | $166,000 | 6,058 |
| Net interest income | $1,498,000 | 5,211 |
| Provision for loan and lease losses | $10,000 | 5,356 |
| Total noninterest income | $70,000 | 6,143 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,149 |
| Total noninterest expense | $880,000 | 5,953 |
| Salaries and employee benefits | $459,000 | 5,936 |
| Premises and equipment expense | $74,000 | 6,239 |
| Additional noninterest expense | $347,000 | 5,649 |
| Pre-tax net operating income | $678,000 | 3,592 |
| Securities gains (losses) | $14,000 | 2,626 |
| Applicable income taxes | $243,000 | 2,268 |
| Income before extraordinary items | $449,000 | 4,172 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $449,000 | 4,176 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $449,000 | 4,176 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $439,900 | 4,031 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 5,504 |
| Total interest expense | $88,000 | 6,077 |
| Net interest income | $727,000 | 5,316 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $31,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $446,000 | 5,977 |
| Salaries and employee benefits | $233,000 | 5,959 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $175,000 | 5,645 |
| Pre-tax net operating income | $312,000 | 3,766 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $107,000 | 2,386 |
| Income before extraordinary items | $205,000 | 4,333 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $205,000 | 4,335 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $205,000 | 4,336 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $205,000 | 4,176 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 6,056 |
| Total interest expense | $295,000 | 6,574 |
| Net interest income | $2,256,000 | 5,862 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $103,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $68,000 | 6,020 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $35,000 | 6,132 |
| Total noninterest expense | $1,654,000 | 6,148 |
| Salaries and employee benefits | $825,000 | 6,220 |
| Premises and equipment expense | $109,000 | 6,756 |
| Additional noninterest expense | $720,000 | 5,624 |
| Pre-tax net operating income | $705,000 | 4,277 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $220,000 | 2,810 |
| Income before extraordinary items | $506,000 | 4,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $506,000 | 4,649 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $506,000 | 4,648 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $400,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $491,300 | 4,569 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 6,251 |
| Total interest expense | $204,000 | 6,751 |
| Net interest income | $1,578,000 | 6,030 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $66,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $42,000 | 6,268 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 6,295 |
| Total noninterest expense | $913,000 | 6,648 |
| Salaries and employee benefits | $458,000 | 6,700 |
| Premises and equipment expense | $70,000 | 6,916 |
| Additional noninterest expense | $385,000 | 6,281 |
| Pre-tax net operating income | $731,000 | 3,885 |
| Securities gains (losses) | $21,000 | 2,786 |
| Applicable income taxes | $235,000 | 2,514 |
| Income before extraordinary items | $517,000 | 4,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $517,000 | 4,257 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $517,000 | 4,257 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $502,510 | 4,174 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 6,344 |
| Total interest expense | $135,000 | 6,848 |
| Net interest income | $1,024,000 | 6,126 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $40,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $582,000 | 6,780 |
| Salaries and employee benefits | $306,000 | 6,765 |
| Premises and equipment expense | $48,000 | 6,956 |
| Additional noninterest expense | $228,000 | 6,516 |
| Pre-tax net operating income | $482,000 | 3,880 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $152,000 | 2,492 |
| Income before extraordinary items | $330,000 | 4,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $330,000 | 4,304 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $330,000 | 4,306 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $330,000 | 4,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 6,432 |
| Total interest expense | $67,000 | 6,934 |
| Net interest income | $496,000 | 6,194 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $300,000 | 6,786 |
| Salaries and employee benefits | $154,000 | 6,793 |
| Premises and equipment expense | $25,000 | 6,959 |
| Additional noninterest expense | $121,000 | 6,488 |
| Pre-tax net operating income | $213,000 | 4,133 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $69,000 | 2,568 |
| Income before extraordinary items | $144,000 | 4,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $144,000 | 4,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $144,000 | 4,517 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $144,000 | 4,454 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 6,617 |
| Total interest expense | $313,000 | 7,027 |
| Net interest income | $1,846,000 | 6,382 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $89,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 6,093 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 6,418 |
| Total noninterest expense | $1,219,000 | 6,843 |
| Salaries and employee benefits | $657,000 | 6,783 |
| Premises and equipment expense | $99,000 | 7,061 |
| Additional noninterest expense | $463,000 | 6,631 |
| Pre-tax net operating income | $656,000 | 4,016 |
| Securities gains (losses) | $23,000 | 3,038 |
| Applicable income taxes | $217,000 | 2,656 |
| Income before extraordinary items | $462,000 | 4,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $462,000 | 4,414 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $462,000 | 4,414 |
| Net charge-offs | $36,000 | 6,111 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $446,360 | 4,327 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 6,733 |
| Total interest expense | $242,000 | 7,130 |
| Net interest income | $1,366,000 | 6,495 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $71,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $46,000 | 6,146 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $25,000 | 6,532 |
| Total noninterest expense | $857,000 | 6,999 |
| Salaries and employee benefits | $429,000 | 7,047 |
| Premises and equipment expense | $72,000 | 7,174 |
| Additional noninterest expense | $356,000 | 6,646 |
| Pre-tax net operating income | $520,000 | 4,151 |
| Securities gains (losses) | $23,000 | 2,831 |
| Applicable income taxes | $159,000 | 2,745 |
| Income before extraordinary items | $384,000 | 4,527 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $384,000 | 4,530 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $384,000 | 4,530 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $367,670 | 4,412 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 6,797 |
| Total interest expense | $168,000 | 7,176 |
| Net interest income | $895,000 | 6,559 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $46,000 | 6,918 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $31,000 | 6,151 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $574,000 | 7,048 |
| Salaries and employee benefits | $286,000 | 7,108 |
| Premises and equipment expense | $50,000 | 7,197 |
| Additional noninterest expense | $238,000 | 6,668 |
| Pre-tax net operating income | $307,000 | 4,372 |
| Securities gains (losses) | $23,000 | 2,310 |
| Applicable income taxes | $100,000 | 2,783 |
| Income before extraordinary items | $230,000 | 4,695 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $230,000 | 4,695 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $230,000 | 4,695 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $213,900 | 4,656 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 6,872 |
| Total interest expense | $86,000 | 7,276 |
| Net interest income | $448,000 | 6,610 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $289,000 | 7,131 |
| Salaries and employee benefits | $142,000 | 7,209 |
| Premises and equipment expense | $25,000 | 7,282 |
| Additional noninterest expense | $122,000 | 6,706 |
| Pre-tax net operating income | $181,000 | 4,259 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $68,000 | 2,501 |
| Income before extraordinary items | $136,000 | 4,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $136,000 | 4,549 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $136,000 | 4,548 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $120,590 | 4,615 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 6,987 |
| Total interest expense | $366,000 | 7,427 |
| Net interest income | $1,730,000 | 6,653 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $91,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $54,000 | 6,410 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $37,000 | 6,607 |
| Total noninterest expense | $1,226,000 | 7,114 |
| Salaries and employee benefits | $645,000 | 7,101 |
| Premises and equipment expense | $110,000 | 7,289 |
| Additional noninterest expense | $471,000 | 6,883 |
| Pre-tax net operating income | $595,000 | 3,780 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $125,000 | 2,728 |
| Income before extraordinary items | $479,000 | 3,929 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $479,000 | 3,928 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $479,000 | 3,928 |
| Net charge-offs | $-42,000 | 7,951 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $471,890 | 3,876 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 7,087 |
| Total interest expense | $278,000 | 7,522 |
| Net interest income | $1,269,000 | 6,730 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $72,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $43,000 | 6,412 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,000 | 6,737 |
| Total noninterest expense | $841,000 | 7,302 |
| Salaries and employee benefits | $426,000 | 7,320 |
| Premises and equipment expense | $86,000 | 7,303 |
| Additional noninterest expense | $329,000 | 7,012 |
| Pre-tax net operating income | $500,000 | 3,896 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $142,000 | 2,611 |
| Income before extraordinary items | $367,000 | 4,164 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $367,000 | 4,159 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $367,000 | 4,162 |
| Net charge-offs | $-41,000 | 8,009 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $360,520 | 4,114 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $996,000 | 7,216 |
| Total interest expense | $187,000 | 7,622 |
| Net interest income | $809,000 | 6,820 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $26,000 | 6,518 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $542,000 | 7,412 |
| Salaries and employee benefits | $281,000 | 7,414 |
| Premises and equipment expense | $61,000 | 7,303 |
| Additional noninterest expense | $200,000 | 7,170 |
| Pre-tax net operating income | $310,000 | 4,099 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $82,000 | 2,784 |
| Income before extraordinary items | $228,000 | 4,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 4,373 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $228,000 | 4,373 |
| Net charge-offs | $-56,000 | 8,108 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $228,000 | 4,266 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 7,286 |
| Total interest expense | $94,000 | 7,697 |
| Net interest income | $397,000 | 6,881 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $272,000 | 7,417 |
| Salaries and employee benefits | $140,000 | 7,470 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $99,000 | 7,107 |
| Pre-tax net operating income | $145,000 | 4,563 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $36,000 | 3,153 |
| Income before extraordinary items | $109,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 4,831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $109,000 | 4,830 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $109,000 | 4,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 7,292 |
| Total interest expense | $510,000 | 7,645 |
| Net interest income | $1,545,000 | 6,956 |
| Provision for loan and lease losses | $48,000 | 6,618 |
| Total noninterest income | $105,000 | 7,256 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 6,319 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $34,000 | 7,102 |
| Total noninterest expense | $1,135,000 | 7,358 |
| Salaries and employee benefits | $611,000 | 7,378 |
| Premises and equipment expense | $107,000 | 7,548 |
| Additional noninterest expense | $417,000 | 6,975 |
| Pre-tax net operating income | $467,000 | 4,967 |
| Securities gains (losses) | $-69,000 | 7,199 |
| Applicable income taxes | $59,000 | 3,764 |
| Income before extraordinary items | $339,000 | 4,958 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $339,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 5,066 |
| Cash dividends | $241,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $397,650 | 4,931 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 7,366 |
| Total interest expense | $402,000 | 7,717 |
| Net interest income | $1,156,000 | 7,001 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $80,000 | 7,349 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $54,000 | 6,347 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $818,000 | 7,436 |
| Salaries and employee benefits | $431,000 | 7,504 |
| Premises and equipment expense | $82,000 | 7,562 |
| Additional noninterest expense | $305,000 | 7,008 |
| Pre-tax net operating income | $418,000 | 5,210 |
| Securities gains (losses) | $-69,000 | 7,502 |
| Applicable income taxes | $73,000 | 3,849 |
| Income before extraordinary items | $276,000 | 5,323 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $276,000 | 5,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,044 |
| Cash dividends | $141,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $330,510 | 5,250 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 7,450 |
| Total interest expense | $270,000 | 7,811 |
| Net interest income | $755,000 | 7,071 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $51,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $543,000 | 7,506 |
| Salaries and employee benefits | $291,000 | 7,563 |
| Premises and equipment expense | $57,000 | 7,568 |
| Additional noninterest expense | $195,000 | 7,105 |
| Pre-tax net operating income | $263,000 | 5,442 |
| Securities gains (losses) | $-5,000 | 8,053 |
| Applicable income taxes | $57,000 | 3,961 |
| Income before extraordinary items | $201,000 | 5,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $201,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $141,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $204,900 | 5,515 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 7,532 |
| Total interest expense | $141,000 | 7,857 |
| Net interest income | $368,000 | 7,160 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $272,000 | 7,537 |
| Salaries and employee benefits | $144,000 | 7,608 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $98,000 | 7,100 |
| Pre-tax net operating income | $119,000 | 5,782 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $96,000 | 5,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $96,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $52,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $96,000 | 5,810 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 7,579 |
| Total interest expense | $562,000 | 7,862 |
| Net interest income | $1,411,000 | 7,237 |
| Provision for loan and lease losses | $46,000 | 5,760 |
| Total noninterest income | $58,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $28,000 | 7,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $30,000 | 7,542 |
| Total noninterest expense | $1,094,000 | 7,512 |
| Salaries and employee benefits | $567,000 | 7,628 |
| Premises and equipment expense | $105,000 | 7,694 |
| Additional noninterest expense | $422,000 | 6,942 |
| Pre-tax net operating income | $329,000 | 6,508 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $35,000 | 5,131 |
| Income before extraordinary items | $294,000 | 6,450 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $294,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $192,000 | 4,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $294,000 | 6,432 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 7,638 |
| Total interest expense | $420,000 | 7,908 |
| Net interest income | $1,046,000 | 7,302 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $44,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 7,528 |
| Total noninterest expense | $812,000 | 7,515 |
| Salaries and employee benefits | $416,000 | 7,638 |
| Premises and equipment expense | $84,000 | 7,611 |
| Additional noninterest expense | $312,000 | 6,959 |
| Pre-tax net operating income | $278,000 | 6,649 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $36,000 | 5,160 |
| Income before extraordinary items | $242,000 | 6,601 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $242,000 | 6,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $242,000 | 6,587 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $967,000 | 7,690 |
| Total interest expense | $276,000 | 7,966 |
| Net interest income | $691,000 | 7,381 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $24,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $549,000 | 7,551 |
| Salaries and employee benefits | $278,000 | 7,685 |
| Premises and equipment expense | $59,000 | 7,585 |
| Additional noninterest expense | $212,000 | 6,960 |
| Pre-tax net operating income | $166,000 | 6,849 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $149,000 | 6,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $149,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $149,000 | 6,747 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $478,000 | 7,747 |
| Total interest expense | $133,000 | 8,033 |
| Net interest income | $345,000 | 7,417 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $12,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $268,000 | 7,636 |
| Salaries and employee benefits | $130,000 | 7,830 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $109,000 | 6,927 |
| Pre-tax net operating income | $89,000 | 6,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $79,000 | 6,727 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $79,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $79,000 | 6,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 7,670 |
| Total interest expense | $415,000 | 8,067 |
| Net interest income | $1,422,000 | 7,274 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $126,000 | 7,506 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $97,000 | 6,193 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $1,030,000 | 7,664 |
| Salaries and employee benefits | $519,000 | 7,821 |
| Premises and equipment expense | $112,000 | 7,663 |
| Additional noninterest expense | $399,000 | 7,065 |
| Pre-tax net operating income | $512,000 | 6,444 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $96,000 | 4,997 |
| Income before extraordinary items | $414,000 | 6,469 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $414,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,716 |
| Cash dividends | $471,000 | 3,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $415,620 | 6,462 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 7,738 |
| Total interest expense | $290,000 | 8,163 |
| Net interest income | $1,075,000 | 7,330 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $100,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $76,000 | 6,210 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $790,000 | 7,625 |
| Salaries and employee benefits | $411,000 | 7,732 |
| Premises and equipment expense | $84,000 | 7,689 |
| Additional noninterest expense | $295,000 | 7,117 |
| Pre-tax net operating income | $379,000 | 6,692 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $71,000 | 5,205 |
| Income before extraordinary items | $306,000 | 6,698 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $306,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $371,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $307,620 | 6,696 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $899,000 | 7,775 |
| Total interest expense | $170,000 | 8,266 |
| Net interest income | $729,000 | 7,355 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $70,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $529,000 | 7,643 |
| Salaries and employee benefits | $277,000 | 7,759 |
| Premises and equipment expense | $57,000 | 7,687 |
| Additional noninterest expense | $195,000 | 7,146 |
| Pre-tax net operating income | $264,000 | 6,683 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $51,000 | 5,214 |
| Income before extraordinary items | $211,000 | 6,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $211,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $271,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $212,620 | 6,669 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,792 |
| Total interest expense | $74,000 | 8,361 |
| Net interest income | $372,000 | 7,330 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $259,000 | 7,710 |
| Salaries and employee benefits | $138,000 | 7,782 |
| Premises and equipment expense | $29,000 | 7,679 |
| Additional noninterest expense | $92,000 | 7,245 |
| Pre-tax net operating income | $147,000 | 6,456 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $115,000 | 6,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $171,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $116,580 | 6,468 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 7,624 |
| Total interest expense | $245,000 | 8,331 |
| Net interest income | $1,567,000 | 7,208 |
| Provision for loan and lease losses | $-17,000 | 8,513 |
| Total noninterest income | $139,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $99,000 | 6,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,623 |
| Total noninterest expense | $1,118,000 | 7,535 |
| Salaries and employee benefits | $622,000 | 7,552 |
| Premises and equipment expense | $112,000 | 7,731 |
| Additional noninterest expense | $384,000 | 7,158 |
| Pre-tax net operating income | $605,000 | 6,410 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $130,000 | 5,139 |
| Income before extraordinary items | $471,000 | 6,487 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $471,000 | 6,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,213 |
| Cash dividends | $464,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $474,120 | 6,444 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 7,654 |
| Total interest expense | $176,000 | 8,363 |
| Net interest income | $1,183,000 | 7,234 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $95,000 | 7,740 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 6,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,938 |
| Total noninterest expense | $782,000 | 7,660 |
| Salaries and employee benefits | $407,000 | 7,751 |
| Premises and equipment expense | $82,000 | 7,764 |
| Additional noninterest expense | $293,000 | 7,146 |
| Pre-tax net operating income | $496,000 | 6,423 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $118,000 | 5,076 |
| Income before extraordinary items | $374,000 | 6,522 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $374,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,099 |
| Cash dividends | $364,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $377,040 | 6,465 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $903,000 | 7,649 |
| Total interest expense | $112,000 | 8,389 |
| Net interest income | $791,000 | 7,218 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $57,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $525,000 | 7,651 |
| Salaries and employee benefits | $276,000 | 7,733 |
| Premises and equipment expense | $57,000 | 7,706 |
| Additional noninterest expense | $192,000 | 7,170 |
| Pre-tax net operating income | $323,000 | 6,445 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $76,000 | 5,134 |
| Income before extraordinary items | $243,000 | 6,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $243,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $264,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $246,040 | 6,492 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $449,000 | 7,699 |
| Total interest expense | $54,000 | 8,461 |
| Net interest income | $395,000 | 7,276 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $253,000 | 7,774 |
| Salaries and employee benefits | $136,000 | 7,817 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $88,000 | 7,402 |
| Pre-tax net operating income | $170,000 | 6,314 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $128,000 | 6,434 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $128,000 | 6,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $128,000 | 6,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 7,515 |
| Total interest expense | $221,000 | 8,393 |
| Net interest income | $1,649,000 | 7,119 |
| Provision for loan and lease losses | $46,000 | 6,036 |
| Total noninterest income | $142,000 | 7,684 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $101,000 | 6,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $1,151,000 | 7,528 |
| Salaries and employee benefits | $652,000 | 7,468 |
| Premises and equipment expense | $128,000 | 7,609 |
| Additional noninterest expense | $371,000 | 7,282 |
| Pre-tax net operating income | $594,000 | 6,402 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $127,000 | 5,281 |
| Income before extraordinary items | $464,000 | 6,492 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $464,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $466,370 | 6,427 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 7,547 |
| Total interest expense | $168,000 | 8,427 |
| Net interest income | $1,236,000 | 7,135 |
| Provision for loan and lease losses | $48,000 | 5,435 |
| Total noninterest income | $109,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $82,000 | 6,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $833,000 | 7,574 |
| Salaries and employee benefits | $456,000 | 7,588 |
| Premises and equipment expense | $93,000 | 7,655 |
| Additional noninterest expense | $284,000 | 7,225 |
| Pre-tax net operating income | $464,000 | 6,486 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $103,000 | 5,312 |
| Income before extraordinary items | $358,000 | 6,566 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $358,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,900 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $360,340 | 6,480 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 7,578 |
| Total interest expense | $113,000 | 8,475 |
| Net interest income | $826,000 | 7,156 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $72,000 | 7,749 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $554,000 | 7,626 |
| Salaries and employee benefits | $304,000 | 7,641 |
| Premises and equipment expense | $65,000 | 7,603 |
| Additional noninterest expense | $185,000 | 7,313 |
| Pre-tax net operating income | $319,000 | 6,386 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $247,000 | 6,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $247,000 | 6,378 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 7,613 |
| Total interest expense | $60,000 | 8,485 |
| Net interest income | $413,000 | 7,187 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $37,000 | 7,710 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $270,000 | 7,718 |
| Salaries and employee benefits | $154,000 | 7,632 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $180,000 | 6,064 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $43,000 | 5,036 |
| Income before extraordinary items | $137,000 | 6,218 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $137,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $137,000 | 6,111 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 7,487 |
| Total interest expense | $394,000 | 8,130 |
| Net interest income | $1,657,000 | 7,131 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $106,000 | 8,242 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $86,000 | 6,787 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $1,188,000 | 7,493 |
| Salaries and employee benefits | $625,000 | 7,596 |
| Premises and equipment expense | $130,000 | 7,667 |
| Additional noninterest expense | $433,000 | 6,939 |
| Pre-tax net operating income | $575,000 | 6,426 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $102,000 | 5,702 |
| Income before extraordinary items | $474,000 | 6,455 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $474,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $1,650,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $473,180 | 6,298 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 7,563 |
| Total interest expense | $319,000 | 8,162 |
| Net interest income | $1,225,000 | 7,209 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $83,000 | 8,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $861,000 | 7,567 |
| Salaries and employee benefits | $453,000 | 7,645 |
| Premises and equipment expense | $95,000 | 7,730 |
| Additional noninterest expense | $313,000 | 7,018 |
| Pre-tax net operating income | $447,000 | 6,519 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $93,000 | 5,648 |
| Income before extraordinary items | $355,000 | 6,630 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $355,000 | 6,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $354,210 | 6,450 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 7,620 |
| Total interest expense | $227,000 | 8,162 |
| Net interest income | $798,000 | 7,287 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $49,000 | 8,391 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $581,000 | 7,555 |
| Salaries and employee benefits | $304,000 | 7,658 |
| Premises and equipment expense | $66,000 | 7,663 |
| Additional noninterest expense | $211,000 | 7,001 |
| Pre-tax net operating income | $266,000 | 6,731 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $46,000 | 5,986 |
| Income before extraordinary items | $220,000 | 6,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $220,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $220,000 | 6,584 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,686 |
| Total interest expense | $120,000 | 8,181 |
| Net interest income | $392,000 | 7,348 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $270,000 | 7,748 |
| Salaries and employee benefits | $150,000 | 7,715 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $86,000 | 7,511 |
| Pre-tax net operating income | $147,000 | 6,506 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $118,000 | 6,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $118,000 | 6,419 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 7,543 |
| Total interest expense | $581,000 | 8,161 |
| Net interest income | $1,713,000 | 7,098 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $104,000 | 8,351 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $1,161,000 | 7,562 |
| Salaries and employee benefits | $618,000 | 7,634 |
| Premises and equipment expense | $127,000 | 7,789 |
| Additional noninterest expense | $416,000 | 7,038 |
| Pre-tax net operating income | $556,000 | 6,561 |
| Securities gains (losses) | $39,000 | 2,625 |
| Applicable income taxes | $134,000 | 5,655 |
| Income before extraordinary items | $461,000 | 6,569 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $461,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,150 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $430,970 | 6,566 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 7,529 |
| Total interest expense | $1,133,000 | 7,740 |
| Net interest income | $1,576,000 | 7,198 |
| Provision for loan and lease losses | $28,000 | 7,315 |
| Total noninterest income | $97,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $75,000 | 7,070 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,000 | 8,652 |
| Total noninterest expense | $1,144,000 | 7,595 |
| Salaries and employee benefits | $603,000 | 7,655 |
| Premises and equipment expense | $124,000 | 7,941 |
| Additional noninterest expense | $417,000 | 7,020 |
| Pre-tax net operating income | $501,000 | 6,542 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $99,000 | 6,018 |
| Income before extraordinary items | $406,000 | 6,544 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $406,000 | 6,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $475,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $402,800 | 6,433 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 7,667 |
| Total interest expense | $1,142,000 | 7,925 |
| Net interest income | $1,600,000 | 7,299 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $148,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 6,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,500 |
| Total noninterest expense | $1,118,000 | 7,698 |
| Salaries and employee benefits | $624,000 | 7,570 |
| Premises and equipment expense | $120,000 | 8,101 |
| Additional noninterest expense | $374,000 | 7,374 |
| Pre-tax net operating income | $630,000 | 6,473 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $127,000 | 6,208 |
| Income before extraordinary items | $497,000 | 6,349 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $497,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $501,800 | 6,333 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 7,770 |
| Total interest expense | $1,099,000 | 7,908 |
| Net interest income | $1,526,000 | 7,537 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $135,000 | 8,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $1,080,000 | 7,902 |
| Salaries and employee benefits | $591,000 | 7,805 |
| Premises and equipment expense | $121,000 | 8,213 |
| Additional noninterest expense | $368,000 | 7,552 |
| Pre-tax net operating income | $581,000 | 6,779 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $111,000 | 6,775 |
| Income before extraordinary items | $471,000 | 6,593 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $471,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $470,190 | 6,572 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 7,774 |
| Total interest expense | $1,226,000 | 7,843 |
| Net interest income | $1,562,000 | 7,549 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $108,000 | 8,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $1,128,000 | 7,743 |
| Salaries and employee benefits | $661,000 | 7,423 |
| Premises and equipment expense | $129,000 | 8,085 |
| Additional noninterest expense | $338,000 | 7,759 |
| Pre-tax net operating income | $542,000 | 7,182 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $102,000 | 7,498 |
| Income before extraordinary items | $438,000 | 6,990 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $438,000 | 6,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $439,620 | 6,888 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 7,969 |
| Total interest expense | $1,270,000 | 7,925 |
| Net interest income | $1,554,000 | 7,863 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $161,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $1,163,000 | 7,804 |
| Salaries and employee benefits | $620,000 | 7,785 |
| Premises and equipment expense | $141,000 | 8,004 |
| Additional noninterest expense | $402,000 | 7,336 |
| Pre-tax net operating income | $552,000 | 7,660 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $97,000 | 8,449 |
| Income before extraordinary items | $454,000 | 7,274 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $454,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $454,820 | 7,222 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 8,061 |
| Total interest expense | $1,330,000 | 8,020 |
| Net interest income | $1,624,000 | 7,964 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $127,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $1,074,000 | 8,424 |
| Salaries and employee benefits | $590,000 | 8,202 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $351,000 | 8,347 |
| Pre-tax net operating income | $677,000 | 7,039 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $148,000 | 7,899 |
| Income before extraordinary items | $530,000 | 6,697 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $530,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $529,220 | 6,648 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 8,083 |
| Total interest expense | $1,279,000 | 8,346 |
| Net interest income | $1,802,000 | 7,761 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $102,000 | 10,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $1,114,000 | 8,518 |
| Salaries and employee benefits | $585,000 | 8,455 |
| Premises and equipment expense | $144,000 | 8,429 |
| Additional noninterest expense | $385,000 | 8,351 |
| Pre-tax net operating income | $790,000 | 6,879 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $180,000 | 7,774 |
| Income before extraordinary items | $614,000 | 6,536 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $614,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $3,100,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $610,920 | 6,540 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 8,193 |
| Total interest expense | $964,000 | 8,850 |
| Net interest income | $1,952,000 | 7,677 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $134,000 | 10,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $1,103,000 | 8,975 |
| Salaries and employee benefits | $533,000 | 9,102 |
| Premises and equipment expense | $154,000 | 8,443 |
| Additional noninterest expense | $416,000 | 8,662 |
| Pre-tax net operating income | $983,000 | 6,033 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $246,000 | 6,601 |
| Income before extraordinary items | $740,000 | 5,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $740,000 | 5,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $737,750 | 5,754 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 8,152 |
| Total interest expense | $1,130,000 | 8,557 |
| Net interest income | $1,986,000 | 7,719 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $101,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $1,065,000 | 9,462 |
| Salaries and employee benefits | $516,000 | 9,513 |
| Premises and equipment expense | $138,000 | 9,226 |
| Additional noninterest expense | $411,000 | 9,144 |
| Pre-tax net operating income | $1,022,000 | 5,805 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $278,000 | 6,368 |
| Income before extraordinary items | $779,000 | 5,681 |
| Extraordinary gains, net | $-45,000 | 12,688 |
| Net income | $734,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 12,315 |
| Cash dividends | $425,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $753,100 | 5,566 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 8,235 |
| Total interest expense | $1,502,000 | 8,503 |
| Net interest income | $1,962,000 | 7,861 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $89,000 | 12,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $1,041,000 | 9,798 |
| Salaries and employee benefits | $508,000 | 9,707 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $424,000 | 9,273 |
| Pre-tax net operating income | $1,010,000 | 5,578 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $273,000 | 6,323 |
| Income before extraordinary items | $758,000 | 5,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $758,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $742,460 | 5,333 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.