Home > Merchants Bank > Loan Charge- Offs and Recoveries
Merchants Bank, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,642,000 | 361 |
| Loans secured by real estate, total | $1,901,000 | 570 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,901,000 | 570 |
| Construction and land development | $772,000 | 309 |
| Secured by farmland | $8,000 | 671 |
| Total charge-offs secured by 1-4 family residential properties | $703,000 | 392 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $418,000 | 826 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $4,434,000 | 249 |
| Loans to individuals | $4,218,000 | 276 |
| Credit card loan charge offs | $339,000 | 488 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,879,000 | 167 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $89,000 | 209 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,280,000 | 315 |
| Loans secured by real estate, total | $144,000 | 770 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $144,000 | 769 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $144,000 | 295 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $650,000 | 329 |
| Loans to individuals | $1,395,000 | 225 |
| Credit card loan recoveries | $15,000 | 830 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,380,000 | 157 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $8,000 | 259 |
| Lease financing receivables | $83,000 | 117 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,362,000 | 375 |
| Loans secured by real estate, total | $1,757,000 | 548 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,757,000 | 548 |
| Construction and land development | $772,000 | 294 |
| Secured by farmland | $8,000 | 571 |
| Secured by 1-4 family residential properties- net charge-offs | $559,000 | 426 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $418,000 | 759 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $3,784,000 | 237 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,823,000 | 290 |
| Credit card loan net charge offs | $324,000 | 463 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,499,000 | 171 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-8,000 | 1,124 |
| Lease financing receivables | $6,000 | 345 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.