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Merchants Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $147,647,000 | 333 |
| Total interest expense | $61,430,000 | 366 |
| Net interest income | $86,217,000 | 283 |
| Provision for loan and lease losses | $9,280,000 | 389 |
| Total noninterest income | $11,784,000 | 539 |
| Gross Fiduciary activities income | $3,088,000 | 298 |
| Service charges on deposit accounts | $5,957,000 | 279 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,739,000 | 1,020 |
| Total noninterest expense | $60,421,000 | 350 |
| Salaries and employee benefits | $20,343,000 | 384 |
| Premises and equipment expense | $6,883,000 | 401 |
| Additional noninterest expense | $33,195,000 | 319 |
| Pre-tax net operating income | $28,300,000 | 263 |
| Securities gains (losses) | $-15,000 | 13,410 |
| Applicable income taxes | $6,709,000 | 372 |
| Income before extraordinary items | $21,576,000 | 262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $21,576,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,362,000 | 375 |
| Cash dividends | $11,000,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $21,587,400 | 231 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.