Home > Merchants Bank > Net Loans and Leases
Merchants Bank, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $136,180,000 | 2,062 |
| Loan loss allowance | $1,592,000 | 2,219 |
| Total loans and leases | $137,772,000 | 2,063 |
| Unearned income | $1,596,000 | 337 |
| Loans and leases, gross | $139,368,000 | 2,041 |
| All real estate loans | $79,116,000 | 2,422 |
| Real estate loans in domestic offices | $79,116,000 | 2,422 |
| Construction and development loans | $4,747,000 | 2,437 |
| Commercial RE | $39,617,000 | 1,314 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,909,000 | 2,315 |
| 1-4 family residential loans | $30,177,000 | 3,257 |
| Farmland loans | $2,666,000 | 2,472 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,043,000 | 4,576 |
| Commercial and industrial loans | $22,886,000 | 1,630 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $32,807,000 | 997 |
| Credit card loans | $2,516,000 | 801 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $30,291,000 | 931 |
| All other loans & leases | $3,516,000 | 1,077 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $530,000 | 1,812 |
| Other loans | $2,986,000 | 536 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $327,000 | 1,027 |
| Non 1-4 family restructured loans & leases | $327,000 | 1,027 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $130,856,000 | 2,174 |
| Loan loss allowance | $1,546,000 | 2,373 |
| Total loans and leases | $132,402,000 | 2,176 |
| Unearned income | $1,689,000 | 936 |
| Loans and leases, gross | $132,402,000 | 2,185 |
| All real estate loans | $75,852,000 | 2,530 |
| Real estate loans in domestic offices | $75,852,000 | 2,529 |
| Construction and development loans | $5,743,000 | 2,207 |
| Commercial RE | $36,204,000 | 1,407 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,712,000 | 2,574 |
| 1-4 family residential loans | $29,284,000 | 3,429 |
| Farmland loans | $2,909,000 | 2,217 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,510,000 | 4,207 |
| Commercial and industrial loans | $21,155,000 | 1,751 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $32,208,000 | 1,160 |
| Credit card loans | $2,598,000 | 883 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,610,000 | 1,113 |
| All other loans & leases | $3,366,000 | 1,196 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $601,000 | 1,788 |
| Other loans | $2,765,000 | 624 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $416,000 | 1,026 |
| Non 1-4 family restructured loans & leases | $416,000 | 1,026 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $126,037,000 | 2,206 |
| Loan loss allowance | $1,687,000 | 2,250 |
| Total loans and leases | $127,724,000 | 2,204 |
| Unearned income | $1,772,000 | 986 |
| Loans and leases, gross | $127,724,000 | 2,219 |
| All real estate loans | $68,738,000 | 2,704 |
| Real estate loans in domestic offices | $68,738,000 | 2,704 |
| Construction and development loans | $8,207,000 | 1,589 |
| Commercial RE | $29,659,000 | 1,622 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,672,000 | 2,014 |
| 1-4 family residential loans | $25,095,000 | 3,822 |
| Farmland loans | $3,105,000 | 2,066 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,714,000 | 4,139 |
| Commercial and industrial loans | $22,040,000 | 1,615 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $32,219,000 | 1,163 |
| Credit card loans | $2,098,000 | 1,095 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $30,121,000 | 1,103 |
| All other loans & leases | $4,785,000 | 973 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $666,000 | 1,763 |
| Other loans | $4,119,000 | 521 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $274,000 | 1,461 |
| Non 1-4 family restructured loans & leases | $274,000 | 1,461 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $99,524,000 | 2,658 |
| Loan loss allowance | $1,273,000 | 2,910 |
| Total loans and leases | $100,797,000 | 2,665 |
| Unearned income | $1,760,000 | 1,094 |
| Loans and leases, gross | $100,797,000 | 2,677 |
| All real estate loans | $55,345,000 | 3,204 |
| Real estate loans in domestic offices | $55,345,000 | 3,204 |
| Construction and development loans | $4,061,000 | 2,529 |
| Commercial RE | $23,695,000 | 1,926 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,973,000 | 1,947 |
| 1-4 family residential loans | $20,915,000 | 4,360 |
| Farmland loans | $3,701,000 | 1,660 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,992,000 | 3,931 |
| Commercial and industrial loans | $13,701,000 | 2,305 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $28,447,000 | 1,271 |
| Credit card loans | $1,386,000 | 1,412 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $27,061,000 | 1,201 |
| All other loans & leases | $3,072,000 | 1,320 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $553,000 | 2,055 |
| Other loans | $2,519,000 | 711 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $303,000 | 1,660 |
| Non 1-4 family restructured loans & leases | $303,000 | 1,660 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $90,299,000 | 2,837 |
| Loan loss allowance | $1,233,000 | 3,092 |
| Total loans and leases | $91,532,000 | 2,841 |
| Unearned income | $1,707,000 | 1,190 |
| Loans and leases, gross | $91,532,000 | 2,854 |
| All real estate loans | $42,110,000 | 3,944 |
| Real estate loans in domestic offices | $42,110,000 | 3,944 |
| Construction and development loans | $5,690,000 | 1,868 |
| Commercial RE | $12,143,000 | 3,254 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,013,000 | 3,592 |
| 1-4 family residential loans | $21,032,000 | 4,354 |
| Farmland loans | $2,232,000 | 2,548 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,422,000 | 3,491 |
| Commercial and industrial loans | $19,993,000 | 1,638 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $25,589,000 | 1,314 |
| Credit card loans | $1,341,000 | 1,443 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $24,248,000 | 1,239 |
| All other loans & leases | $3,125,000 | 1,344 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $614,000 | 2,014 |
| Other loans | $2,511,000 | 724 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $363,000 | 1,803 |
| Non 1-4 family restructured loans & leases | $363,000 | 1,803 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $89,611,000 | 2,943 |
| Loan loss allowance | $1,611,000 | 2,541 |
| Total loans and leases | $91,222,000 | 2,943 |
| Unearned income | $2,219,000 | 1,143 |
| Loans and leases, gross | $91,222,000 | 2,961 |
| All real estate loans | $37,971,000 | 4,314 |
| Real estate loans in domestic offices | $37,971,000 | 4,314 |
| Construction and development loans | $4,631,000 | 2,159 |
| Commercial RE | $10,955,000 | 3,492 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $588,000 | 4,527 |
| 1-4 family residential loans | $19,679,000 | 4,644 |
| Farmland loans | $2,118,000 | 2,567 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,017,000 | 2,278 |
| Commercial and industrial loans | $21,374,000 | 1,618 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $28,226,000 | 1,270 |
| Credit card loans | $1,279,000 | 1,502 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $26,947,000 | 1,155 |
| All other loans & leases | $1,853,000 | 2,108 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $752,000 | 1,921 |
| Other loans | $1,101,000 | 1,286 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $251,000 | 2,562 |
| Non 1-4 family restructured loans & leases | $251,000 | 2,562 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |