Home > Merchants Bank > Net Loans and Leases
Merchants Bank, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $322,640,000 | 896 |
| Loan loss allowance | $6,603,000 | 656 |
| Total loans and leases | $329,243,000 | 892 |
| Unearned income | $4,513,000 | 86 |
| Loans and leases, gross | $333,756,000 | 881 |
| All real estate loans | $214,355,000 | 919 |
| Real estate loans in domestic offices | $214,355,000 | 919 |
| Construction and development loans | $16,850,000 | 983 |
| Commercial RE | $137,112,000 | 397 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $9,910,000 | 723 |
| 1-4 family residential loans | $50,483,000 | 2,116 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $60,647,000 | 663 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $57,661,000 | 598 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $57,661,000 | 509 |
| All other loans & leases | $1,093,000 | 2,316 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $1,093,000 | 1,021 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $28,000 | 2,096 |
| Non 1-4 family restructured loans & leases | $28,000 | 2,096 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $338,879,000 | 888 |
| Loan loss allowance | $3,687,000 | 1,043 |
| Total loans and leases | $342,566,000 | 893 |
| Unearned income | $5,370,000 | 85 |
| Loans and leases, gross | $347,936,000 | 879 |
| All real estate loans | $219,520,000 | 930 |
| Real estate loans in domestic offices | $219,520,000 | 930 |
| Construction and development loans | $16,179,000 | 961 |
| Commercial RE | $135,644,000 | 386 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $13,628,000 | 635 |
| 1-4 family residential loans | $54,069,000 | 2,081 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $60,134,000 | 636 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $65,296,000 | 590 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $65,296,000 | 498 |
| All other loans & leases | $2,986,000 | 1,223 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $2,171,000 | 674 |
| Other loans | $815,000 | 1,214 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $46,000 | 2,202 |
| Non 1-4 family restructured loans & leases | $46,000 | 2,202 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $291,023,000 | 1,045 |
| Loan loss allowance | $2,713,000 | 1,444 |
| Total loans and leases | $293,736,000 | 1,050 |
| Unearned income | $6,285,000 | 323 |
| Loans and leases, gross | $293,736,000 | 1,056 |
| All real estate loans | $177,446,000 | 1,175 |
| Real estate loans in domestic offices | $177,446,000 | 1,175 |
| Construction and development loans | $21,529,000 | 746 |
| Commercial RE | $101,917,000 | 531 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,297,000 | 1,285 |
| 1-4 family residential loans | $48,703,000 | 2,327 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $51,839,000 | 763 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $69,939,000 | 659 |
| Credit card loans | $287,000 | 3,376 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $69,652,000 | 562 |
| All other loans & leases | $797,000 | 2,937 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $507,000 | 1,711 |
| Lease financing receivables | $290,000 | 1,049 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $35,000 | 2,626 |
| Non 1-4 family restructured loans & leases | $35,000 | 2,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $158,849,000 | 1,786 |
| Loan loss allowance | $1,628,000 | 2,317 |
| Total loans and leases | $160,477,000 | 1,796 |
| Unearned income | $3,541,000 | 562 |
| Loans and leases, gross | $160,477,000 | 1,803 |
| All real estate loans | $98,879,000 | 1,959 |
| Real estate loans in domestic offices | $98,879,000 | 1,958 |
| Construction and development loans | $6,092,000 | 2,003 |
| Commercial RE | $62,973,000 | 812 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,020,000 | 3,426 |
| 1-4 family residential loans | $28,794,000 | 3,465 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $31,488,000 | 1,173 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $33,433,000 | 1,141 |
| Credit card loans | $121,000 | 4,621 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $33,312,000 | 1,013 |
| All other loans & leases | $218,000 | 5,349 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $218,000 | 2,755 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $40,000 | 2,822 |
| Non 1-4 family restructured loans & leases | $40,000 | 2,822 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $141,453,000 | 1,970 |
| Loan loss allowance | $2,063,000 | 1,911 |
| Total loans and leases | $143,516,000 | 1,974 |
| Unearned income | $2,945,000 | 726 |
| Loans and leases, gross | $143,516,000 | 1,986 |
| All real estate loans | $89,297,000 | 2,126 |
| Real estate loans in domestic offices | $89,297,000 | 2,124 |
| Construction and development loans | $5,944,000 | 1,941 |
| Commercial RE | $55,395,000 | 881 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $27,958,000 | 3,538 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $27,346,000 | 1,260 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $29,533,000 | 1,235 |
| Credit card loans | $118,000 | 4,706 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,415,000 | 1,108 |
| All other loans & leases | $285,000 | 5,087 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $285,000 | 2,497 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $51,000 | 3,170 |
| Non 1-4 family restructured loans & leases | $51,000 | 3,170 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $124,486,000 | 2,150 |
| Loan loss allowance | $1,986,000 | 2,080 |
| Total loans and leases | $126,472,000 | 2,151 |
| Unearned income | $2,900,000 | 785 |
| Loans and leases, gross | $126,472,000 | 2,165 |
| All real estate loans | $73,241,000 | 2,482 |
| Real estate loans in domestic offices | $73,241,000 | 2,481 |
| Construction and development loans | $3,361,000 | 2,729 |
| Commercial RE | $40,340,000 | 1,166 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $29,540,000 | 3,441 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $26,305,000 | 1,291 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $29,629,000 | 1,164 |
| Credit card loans | $180,000 | 4,116 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,449,000 | 1,040 |
| All other loans & leases | $197,000 | 5,990 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $197,000 | 3,122 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $120,000 | 2,976 |
| Non 1-4 family restructured loans & leases | $120,000 | 2,976 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $121,843,000 | 2,267 |
| Loan loss allowance | $1,725,000 | 2,399 |
| Total loans and leases | $123,568,000 | 2,271 |
| Unearned income | $3,505,000 | 803 |
| Loans and leases, gross | $123,568,000 | 2,282 |
| All real estate loans | $68,540,000 | 2,729 |
| Real estate loans in domestic offices | $68,540,000 | 2,729 |
| Construction and development loans | $2,275,000 | 3,458 |
| Commercial RE | $37,122,000 | 1,288 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $29,143,000 | 3,578 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $24,698,000 | 1,436 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $33,698,000 | 1,101 |
| Credit card loans | $154,000 | 4,390 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $33,544,000 | 967 |
| All other loans & leases | $137,000 | 6,864 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $137,000 | 3,748 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $123,000 | 3,398 |
| Non 1-4 family restructured loans & leases | $123,000 | 3,398 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |