Home > Merchants Bank > Loan Charge- Offs and Recoveries

Merchants Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$1,650,000651
Loans secured by real estate, total$13,0003,313
To non-U.S. addressees$013
Real estate loans in domestic offices$13,0003,311
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$13,0001,181
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$887,000372
Loans to individuals$750,000580
Credit card loan charge offs$14,0001,749
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$736,000446
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$285,000886
Loans secured by real estate, total$27,0001,393
To non-U.S. addressees$010
Real estate loans in domestic offices$27,0001,393
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$12,000166
Secured by nonfarm nonresidential properties$15,000793
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$189,000515
Loans to individuals$69,0001,242
Credit card loan recoveries$2,0001,704
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$67,0001,098
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,365,000597
Loans secured by real estate, total$-14,0009,670
To non-U.S. addressees$012
Real estate loans in domestic offices$-14,0009,688
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$03,290
Secured by multifamily residential properties$-12,00010,346
Secured by nonfarm nonresidential properties$-2,0009,635
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$698,000365
To non-U.S. addressees$036
Loans to individuals$681,000523
Credit card loan net charge offs$12,0001,678
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$669,000388
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$973,0001,023
Loans secured by real estate, total$208,000896
To non-U.S. addressees$011
Real estate loans in domestic offices$208,000896
Construction and land development$67,000249
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$29,0001,899
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$112,000569
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$328,000951
Loans to individuals$437,000920
Credit card loan charge offs$16,0001,786
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$421,000753
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$207,0001,298
Loans secured by real estate, total$18,0001,874
To non-U.S. addressees$012
Real estate loans in domestic offices$18,0001,874
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$1,0002,907
Secured by multifamily residential properties$10,000222
Secured by nonfarm nonresidential properties$7,0001,128
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$61,0001,470
Loans to individuals$128,000803
Credit card loan recoveries$3,0001,469
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$125,000690
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$766,000946
Loans secured by real estate, total$190,000736
To non-U.S. addressees$010
Real estate loans in domestic offices$190,000733
Construction and land development$67,000203
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$28,0001,606
Secured by multifamily residential properties$-10,00010,779
Secured by nonfarm nonresidential properties$105,000431
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$267,000856
To non-U.S. addressees$021
Loans to individuals$309,000966
Credit card loan net charge offs$13,0001,781
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$296,000780
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$800,0001,279
Loans secured by real estate, total$41,0002,411
To non-U.S. addressees$010
Real estate loans in domestic offices$41,0002,411
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$41,0001,652
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$398,000798
Loans to individuals$361,0001,086
Credit card loan charge offs$9,0002,335
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$352,000871
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$162,0001,747
Loans secured by real estate, total$20,0002,000
To non-U.S. addressees$08
Real estate loans in domestic offices$20,0002,000
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$11,000258
Secured by nonfarm nonresidential properties$9,0001,260
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$85,0001,244
Loans to individuals$57,0001,568
Credit card loan recoveries$6,0001,115
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$51,0001,516
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$638,0001,194
Loans secured by real estate, total$21,0002,480
To non-U.S. addressees$07
Real estate loans in domestic offices$21,0002,479
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$41,0001,386
Secured by multifamily residential properties$-11,00011,324
Secured by nonfarm nonresidential properties$-9,00010,728
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$313,000724
To non-U.S. addressees$022
Loans to individuals$304,000999
Credit card loan net charge offs$3,0003,001
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$301,000779
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$545,0001,663
Loans secured by real estate, total$14,0003,785
To non-U.S. addresseesNANA
Real estate loans in domestic offices$14,0003,783
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$14,0001,717
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$445,000700
Loans to individuals$86,0002,570
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$86,0002,240
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$110,0002,422
Loans secured by real estate, total$60,0001,218
To non-U.S. addresseesNANA
Real estate loans in domestic offices$60,0001,217
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$14,000280
Secured by nonfarm nonresidential properties$46,000745
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$34,0002,530
Loans to individuals$16,0003,688
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$14,0003,696
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$435,0001,508
Loans secured by real estate, total$-46,00011,501
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-46,00011,530
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$-14,00011,832
Secured by nonfarm nonresidential properties$-32,00011,547
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$411,000523
To non-U.S. addresseesNANA
Loans to individuals$70,0002,244
Credit card loan net charge offs$-2,00011,792
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$72,0001,844
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$437,0002,004
Loans secured by real estate, total$159,0001,515
To non-U.S. addresseesNANA
Real estate loans in domestic offices$159,0001,515
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$22,0002,574
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$137,000868
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$175,0001,618
Loans to individuals$103,0002,172
Credit card loan charge offs$8,0002,158
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$95,0001,988
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$464,000893
Loans secured by real estate, total$296,000473
To non-U.S. addresseesNANA
Real estate loans in domestic offices$296,000472
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$6,0002,420
Secured by multifamily residential properties$22,000259
Secured by nonfarm nonresidential properties$268,000289
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$155,000957
Loans to individuals$13,0004,355
Credit card loan recoveries$6,0001,179
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,475
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$-27,00011,482
Loans secured by real estate, total$-137,00012,399
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-137,00012,437
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$16,0002,426
Secured by multifamily residential properties$-22,00012,491
Secured by nonfarm nonresidential properties$-131,00012,431
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0003,684
To non-U.S. addresseesNANA
Loans to individuals$90,0001,730
Credit card loan net charge offs$2,0002,885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$88,0001,404
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$387,0002,717
Loans secured by real estate, total$54,0003,220
To non-U.S. addresseesNANA
Real estate loans in domestic offices$54,0003,219
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$12,0003,898
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$42,0001,860
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$197,0002,028
Loans to individuals$136,0002,014
Credit card loan charge offs$8,0002,323
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$128,0001,769
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$238,0001,616
Loans secured by real estate, total$44,0001,728
To non-U.S. addresseesNANA
Real estate loans in domestic offices$44,0001,728
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$7,000368
Secured by nonfarm nonresidential properties$37,000957
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$150,0001,074
Loans to individuals$44,0002,151
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$44,0001,961
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$149,0003,680
Loans secured by real estate, total$10,0004,727
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0004,725
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$12,0003,345
Secured by multifamily residential properties$-7,00013,114
Secured by nonfarm nonresidential properties$5,0002,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$47,0003,540
To non-U.S. addresseesNANA
Loans to individuals$92,0001,927
Credit card loan net charge offs$8,0002,055
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$84,0001,666
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$1,644,0001,294
Loans secured by real estate, total$1,003,000860
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,003,000860
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$1,003,000480
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$442,0001,537
Loans to individuals$199,0001,860
Credit card loan charge offs$7,0002,593
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$192,0001,618
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$125,0002,791
Loans secured by real estate, total$20,0002,630
To non-U.S. addresseesNANA
Real estate loans in domestic offices$20,0002,629
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$20,0001,151
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$53,0002,677
Loans to individuals$52,0002,022
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$52,0001,840
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$1,519,0001,180
Loans secured by real estate, total$983,000798
To non-U.S. addresseesNANA
Real estate loans in domestic offices$983,000798
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$983,000448
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$389,0001,404
To non-U.S. addresseesNANA
Loans to individuals$147,0001,806
Credit card loan net charge offs$7,0002,395
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$140,0001,543
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.