Home > Merchants Bank > Assets and Liabilities
Merchants Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 36 | 4,360 |
| Assets and Liabilities | ||
| Total Assets: | $104,984,000 | 4,882 |
| Cash and due from depository institutions | $6,685,000 | 4,360 |
| Interest-bearing balances | $1,000 | 6,551 |
| Securities | $14,700,000 | 5,261 |
| Federal funds sold & reverse repurchase agreements | $940,000 | 5,140 |
| Net loans & leases | $68,431,000 | 4,892 |
| Loan loss allowance | $1,001,000 | 4,174 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,224,000 | 2,384 |
| Other real estate owned | $840,000 | 4,360 |
| Goodwill and other intangibles | $4,104,000 | 1,013 |
| All other assets | $4,060,000 | 3,507 |
| Life insurance assets | $2,383,000 | 2,050 |
| Total liabilities and capital | $104,984,000 | 4,882 |
| Total liabilities | $91,467,000 | 4,955 |
| Total deposits | $86,803,000 | 4,874 |
| Interest-bearing deposits | $70,436,000 | 4,983 |
| Deposits held in domestic offices | $86,803,000 | 4,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,651,000 | 2,393 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,600,000 | 4,144 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $413,000 | 6,034 |
| Total equity capital | $13,517,000 | 4,422 |
| Total bank equity capital | $13,517,000 | 4,422 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $60,000 | 7,043 |
| Surplus | $10,326,000 | 2,454 |
| Undivided profits | $3,131,000 | 5,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,403,000 | 1,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $312,000 | 7,200 |
| Earning assets | $84,072,000 | 5,323 |
| Long-term assets (5+ years) | $26,430,000 | 2,945 |
| Average Assets, year-to-date | $106,474,330 | 4,806 |
| Average Assets, quarterly | $105,208,500 | 4,867 |
| Volatile liabilities | $22,201,000 | 4,443 |
| Insider loans | $2,204,000 | 2,829 |
| FHLB advances | $2,600,000 | 3,978 |
| Loans and leases held for sale | $744,000 | 1,106 |
| Unused loan commitments | $23,533,000 | 3,094 |
| Tier 1 (core) risk-based capital | $9,800,000 | 5,415 |
| Tier 2 risk-based capital | $1,045,000 | 3,888 |
| Total risk weighted assets | $83,538,000 | 4,522 |
| Total unused commitments | $23,533,000 | 3,095 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 38 | 4,177 |
| Assets and Liabilities | ||
| Total Assets: | $105,433,000 | 4,895 |
| Cash and due from depository institutions | $1,511,000 | 4,177 |
| Interest-bearing balances | $8,000 | 6,303 |
| Securities | $15,493,000 | 5,174 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $74,754,000 | 4,605 |
| Loan loss allowance | $906,000 | 4,468 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,288,000 | 2,330 |
| Other real estate owned | $514,000 | 4,177 |
| Goodwill and other intangibles | $4,104,000 | 993 |
| All other assets | $3,769,000 | 3,602 |
| Life insurance assets | $2,361,000 | 2,041 |
| Total liabilities and capital | $105,433,000 | 4,895 |
| Total liabilities | $91,465,000 | 4,975 |
| Total deposits | $84,860,000 | 4,976 |
| Interest-bearing deposits | $69,844,000 | 5,042 |
| Deposits held in domestic offices | $84,860,000 | 4,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,610,000 | 1,756 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,600,000 | 4,083 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $395,000 | 6,116 |
| Total equity capital | $13,968,000 | 4,344 |
| Total bank equity capital | $13,968,000 | 4,344 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $60,000 | 7,070 |
| Surplus | $10,326,000 | 2,422 |
| Undivided profits | $3,582,000 | 5,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $399,000 | 378 |
| Income earned, not collected on loans | $497,000 | 6,000 |
| Earning assets | $90,255,000 | 5,127 |
| Long-term assets (5+ years) | $27,677,000 | 2,837 |
| Average Assets, year-to-date | $107,219,500 | 4,820 |
| Average Assets, quarterly | $107,219,500 | 4,820 |
| Volatile liabilities | $23,836,000 | 4,176 |
| Insider loans | $2,401,000 | 2,649 |
| FHLB advances | $2,600,000 | 3,923 |
| Loans and leases held for sale | $1,383,000 | 850 |
| Unused loan commitments | $23,277,000 | 3,073 |
| Tier 1 (core) risk-based capital | $10,040,000 | 5,301 |
| Tier 2 risk-based capital | $962,000 | 4,105 |
| Total risk weighted assets | $84,264,000 | 4,466 |
| Total unused commitments | $23,277,000 | 3,075 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $109,006,000 | 4,778 |
| Cash and due from depository institutions | $2,096,000 | 4,339 |
| Interest-bearing balances | $2,000 | 6,568 |
| Securities | $15,858,000 | 5,163 |
| Federal funds sold & reverse repurchase agreements | $8,055,000 | 2,008 |
| Net loans & leases | $69,258,000 | 4,806 |
| Loan loss allowance | $830,000 | 4,712 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,354,000 | 2,259 |
| Other real estate owned | $513,000 | 4,339 |
| Goodwill and other intangibles | $4,104,000 | 980 |
| All other assets | $3,768,000 | 3,648 |
| Life insurance assets | $2,338,000 | 2,017 |
| Total liabilities and capital | $109,006,000 | 4,778 |
| Total liabilities | $95,169,000 | 4,817 |
| Total deposits | $90,562,000 | 4,723 |
| Interest-bearing deposits | $73,729,000 | 4,832 |
| Deposits held in domestic offices | $90,562,000 | 4,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,582,000 | 2,394 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,600,000 | 4,236 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $425,000 | 5,891 |
| Total equity capital | $13,837,000 | 4,302 |
| Total bank equity capital | $13,837,000 | 4,302 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $60,000 | 7,103 |
| Surplus | $10,326,000 | 2,376 |
| Undivided profits | $3,451,000 | 5,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $431,000 | 6,511 |
| Earning assets | $93,173,000 | 5,001 |
| Long-term assets (5+ years) | $28,064,000 | 2,772 |
| Average Assets, year-to-date | $101,754,200 | 4,851 |
| Average Assets, quarterly | $108,284,500 | 4,756 |
| Volatile liabilities | $21,012,000 | 4,581 |
| Insider loans | $3,011,000 | 2,237 |
| FHLB advances | $2,600,000 | 4,078 |
| Loans and leases held for sale | $193,000 | 1,496 |
| Unused loan commitments | $21,829,000 | 3,141 |
| Tier 1 (core) risk-based capital | $9,937,000 | 5,303 |
| Tier 2 risk-based capital | $882,000 | 4,327 |
| Total risk weighted assets | $82,132,000 | 4,506 |
| Total unused commitments | $21,829,000 | 3,142 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 36 | 4,336 |
| Assets and Liabilities | ||
| Total Assets: | $107,563,000 | 4,784 |
| Cash and due from depository institutions | $6,759,000 | 4,336 |
| Interest-bearing balances | $16,000 | 6,152 |
| Securities | $14,303,000 | 5,423 |
| Federal funds sold & reverse repurchase agreements | $8,855,000 | 1,585 |
| Net loans & leases | $64,408,000 | 5,016 |
| Loan loss allowance | $849,000 | 4,659 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,449,000 | 2,181 |
| Other real estate owned | $0 | 4,336 |
| Goodwill and other intangibles | $4,104,000 | 982 |
| All other assets | $3,685,000 | 3,710 |
| Life insurance assets | $2,315,000 | 1,991 |
| Total liabilities and capital | $107,563,000 | 4,784 |
| Total liabilities | $93,914,000 | 4,840 |
| Total deposits | $84,888,000 | 4,871 |
| Interest-bearing deposits | $66,338,000 | 5,111 |
| Deposits held in domestic offices | $84,888,000 | 4,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,619,000 | 1,612 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,900,000 | 4,357 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $507,000 | 5,560 |
| Total equity capital | $13,649,000 | 4,314 |
| Total bank equity capital | $13,649,000 | 4,314 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $60,000 | 7,167 |
| Surplus | $10,309,000 | 2,339 |
| Undivided profits | $3,280,000 | 5,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 2,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $323,000 | 7,233 |
| Earning assets | $87,582,000 | 5,161 |
| Long-term assets (5+ years) | $26,139,000 | 2,872 |
| Average Assets, year-to-date | $99,941,250 | 4,925 |
| Average Assets, quarterly | $102,472,500 | 4,905 |
| Volatile liabilities | $22,725,000 | 4,410 |
| Insider loans | $1,836,000 | 3,107 |
| FHLB advances | $2,900,000 | 4,177 |
| Loans and leases held for sale | $38,000 | 1,744 |
| Unused loan commitments | $21,291,000 | 3,260 |
| Tier 1 (core) risk-based capital | $9,819,000 | 5,330 |
| Tier 2 risk-based capital | $900,000 | 4,279 |
| Total risk weighted assets | $77,271,000 | 4,669 |
| Total unused commitments | $21,291,000 | 3,261 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 36 | 4,367 |
| Assets and Liabilities | ||
| Total Assets: | $97,382,000 | 5,074 |
| Cash and due from depository institutions | $6,751,000 | 4,367 |
| Interest-bearing balances | $17,000 | 6,149 |
| Securities | $14,550,000 | 5,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $62,821,000 | 5,049 |
| Loan loss allowance | $843,000 | 4,650 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,516,000 | 2,115 |
| Other real estate owned | $0 | 4,367 |
| Goodwill and other intangibles | $4,104,000 | 964 |
| All other assets | $3,640,000 | 3,703 |
| Life insurance assets | $2,294,000 | 1,964 |
| Total liabilities and capital | $97,382,000 | 5,074 |
| Total liabilities | $84,006,000 | 5,184 |
| Total deposits | $72,392,000 | 5,368 |
| Interest-bearing deposits | $54,847,000 | 5,680 |
| Deposits held in domestic offices | $72,392,000 | 5,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,295,000 | 1,347 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,900,000 | 4,399 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $419,000 | 5,721 |
| Total equity capital | $13,376,000 | 4,261 |
| Total bank equity capital | $13,376,000 | 4,261 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $60,000 | 7,192 |
| Surplus | $10,309,000 | 2,295 |
| Undivided profits | $3,007,000 | 5,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,224,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $373,000 | 6,673 |
| Earning assets | $77,388,000 | 5,521 |
| Long-term assets (5+ years) | $24,866,000 | 2,940 |
| Average Assets, year-to-date | $97,400,670 | 5,011 |
| Average Assets, quarterly | $96,687,500 | 5,058 |
| Volatile liabilities | $19,654,000 | 4,689 |
| Insider loans | $1,643,000 | 3,281 |
| FHLB advances | $2,900,000 | 4,213 |
| Loans and leases held for sale | $190,000 | 1,510 |
| Unused loan commitments | $20,453,000 | 3,325 |
| Tier 1 (core) risk-based capital | $9,674,000 | 5,301 |
| Tier 2 risk-based capital | $893,000 | 4,264 |
| Total risk weighted assets | $74,637,000 | 4,735 |
| Total unused commitments | $20,453,000 | 3,326 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 35 | 4,429 |
| Assets and Liabilities | ||
| Total Assets: | $95,993,000 | 5,097 |
| Cash and due from depository institutions | $6,070,000 | 4,429 |
| Interest-bearing balances | $21,000 | 6,113 |
| Securities | $15,255,000 | 5,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $61,453,000 | 5,051 |
| Loan loss allowance | $756,000 | 4,935 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,568,000 | 2,045 |
| Other real estate owned | $0 | 4,429 |
| Goodwill and other intangibles | $4,104,000 | 939 |
| All other assets | $3,543,000 | 3,696 |
| Life insurance assets | $2,273,000 | 1,937 |
| Total liabilities and capital | $95,994,000 | 5,097 |
| Total liabilities | $82,612,000 | 5,213 |
| Total deposits | $71,666,000 | 5,394 |
| Interest-bearing deposits | $54,475,000 | 5,671 |
| Deposits held in domestic offices | $71,666,000 | 5,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,679,000 | 1,315 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,900,000 | 4,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $367,000 | 5,941 |
| Total equity capital | $13,382,000 | 4,214 |
| Total bank equity capital | $13,382,000 | 4,214 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $60,000 | 7,205 |
| Surplus | $10,309,000 | 2,232 |
| Undivided profits | $3,013,000 | 5,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,301,000 | 1,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $353,000 | 6,677 |
| Earning assets | $76,729,000 | 5,537 |
| Long-term assets (5+ years) | $25,374,000 | 2,860 |
| Average Assets, year-to-date | $97,410,000 | 5,034 |
| Average Assets, quarterly | $97,410,000 | 5,034 |
| Volatile liabilities | $18,406,000 | 4,719 |
| Insider loans | $1,924,000 | 2,922 |
| FHLB advances | $2,900,000 | 4,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $15,854,000 | 3,807 |
| Tier 1 (core) risk-based capital | $9,509,000 | 5,284 |
| Tier 2 risk-based capital | $824,000 | 4,446 |
| Total risk weighted assets | $71,308,000 | 4,811 |
| Total unused commitments | $15,854,000 | 3,807 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $98,827,000 | 5,009 |
| Cash and due from depository institutions | $7,314,000 | 4,740 |
| Interest-bearing balances | $7,000 | 6,529 |
| Securities | $15,698,000 | 5,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $62,554,000 | 4,998 |
| Loan loss allowance | $798,000 | 4,756 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,605,000 | 2,013 |
| Other real estate owned | $0 | 4,740 |
| Goodwill and other intangibles | $4,104,000 | 927 |
| All other assets | $3,552,000 | 3,665 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $98,827,000 | 5,009 |
| Total liabilities | $85,580,000 | 5,093 |
| Total deposits | $80,208,000 | 5,017 |
| Interest-bearing deposits | $58,154,000 | 5,459 |
| Deposits held in domestic offices | $80,208,000 | 5,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,153,000 | 2,269 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,900,000 | 4,340 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $319,000 | 6,182 |
| Total equity capital | $13,247,000 | 4,209 |
| Total bank equity capital | $13,247,000 | 4,209 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $60,000 | 7,238 |
| Surplus | $10,309,000 | 2,202 |
| Undivided profits | $2,878,000 | 5,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $327,000 | 6,926 |
| Earning assets | $78,259,000 | 5,451 |
| Long-term assets (5+ years) | $26,420,000 | 2,768 |
| Average Assets, year-to-date | $98,731,200 | 4,871 |
| Average Assets, quarterly | $100,898,000 | 4,904 |
| Volatile liabilities | $13,455,000 | 5,394 |
| Insider loans | $1,950,000 | 2,887 |
| FHLB advances | $2,900,000 | 4,182 |
| Loans and leases held for sale | $965,000 | 896 |
| Unused loan commitments | $16,128,000 | 3,725 |
| Tier 1 (core) risk-based capital | $9,355,000 | 5,312 |
| Tier 2 risk-based capital | $835,000 | 4,386 |
| Total risk weighted assets | $72,477,000 | 4,722 |
| Total unused commitments | $16,128,000 | 3,726 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $102,969,000 | 4,844 |
| Cash and due from depository institutions | $7,032,000 | 4,520 |
| Interest-bearing balances | $15,000 | 6,329 |
| Securities | $16,333,000 | 5,154 |
| Federal funds sold & reverse repurchase agreements | $4,905,000 | 2,325 |
| Net loans & leases | $61,425,000 | 5,035 |
| Loan loss allowance | $962,000 | 4,205 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,688,000 | 1,934 |
| Other real estate owned | $0 | 4,520 |
| Goodwill and other intangibles | $4,104,000 | 894 |
| All other assets | $3,482,000 | 3,663 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $102,969,000 | 4,844 |
| Total liabilities | $88,487,000 | 4,936 |
| Total deposits | $83,271,000 | 4,837 |
| Interest-bearing deposits | $59,238,000 | 5,372 |
| Deposits held in domestic offices | $83,271,000 | 4,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,615,000 | 2,499 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,200,000 | 4,277 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $401,000 | 5,710 |
| Total equity capital | $14,482,000 | 3,896 |
| Total bank equity capital | $14,482,000 | 3,896 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $60,000 | 7,269 |
| Surplus | $10,301,000 | 2,140 |
| Undivided profits | $4,121,000 | 5,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,920,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $308,000 | 7,111 |
| Earning assets | $82,678,000 | 5,261 |
| Long-term assets (5+ years) | $26,196,000 | 2,791 |
| Average Assets, year-to-date | $98,707,250 | 4,883 |
| Average Assets, quarterly | $103,090,500 | 4,803 |
| Volatile liabilities | $13,315,000 | 5,395 |
| Insider loans | $1,996,000 | 2,821 |
| FHLB advances | $3,200,000 | 4,096 |
| Loans and leases held for sale | $195,000 | 1,552 |
| Unused loan commitments | $17,731,000 | 3,502 |
| Tier 1 (core) risk-based capital | $10,515,000 | 4,903 |
| Tier 2 risk-based capital | $889,000 | 4,185 |
| Total risk weighted assets | $70,984,000 | 4,756 |
| Total unused commitments | $17,731,000 | 3,504 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $103,212,000 | 4,789 |
| Cash and due from depository institutions | $7,870,000 | 3,856 |
| Interest-bearing balances | $15,000 | 6,300 |
| Securities | $10,990,000 | 6,164 |
| Federal funds sold & reverse repurchase agreements | $7,745,000 | 1,482 |
| Net loans & leases | $63,221,000 | 4,875 |
| Loan loss allowance | $973,000 | 4,137 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,686,000 | 1,886 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $4,104,000 | 889 |
| All other assets | $3,596,000 | 3,465 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $103,212,000 | 4,789 |
| Total liabilities | $88,997,000 | 4,880 |
| Total deposits | $81,510,000 | 4,875 |
| Interest-bearing deposits | $59,467,000 | 5,340 |
| Deposits held in domestic offices | $81,510,000 | 4,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,853,000 | 1,848 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,200,000 | 4,189 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $434,000 | 5,226 |
| Total equity capital | $14,215,000 | 3,890 |
| Total bank equity capital | $14,215,000 | 3,890 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $60,000 | 7,271 |
| Surplus | $10,301,000 | 2,089 |
| Undivided profits | $3,854,000 | 5,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,583,000 | 1,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $289,000 | 7,050 |
| Earning assets | $81,971,000 | 5,230 |
| Long-term assets (5+ years) | $21,429,000 | 3,223 |
| Average Assets, year-to-date | $97,286,670 | 4,915 |
| Average Assets, quarterly | $99,251,000 | 4,878 |
| Volatile liabilities | $12,142,000 | 5,479 |
| Insider loans | $2,169,000 | 2,619 |
| FHLB advances | $3,200,000 | 4,038 |
| Loans and leases held for sale | $524,000 | 1,233 |
| Unused loan commitments | $15,836,000 | 3,665 |
| Tier 1 (core) risk-based capital | $10,209,000 | 4,930 |
| Tier 2 risk-based capital | $914,000 | 4,074 |
| Total risk weighted assets | $72,950,000 | 4,601 |
| Total unused commitments | $15,836,000 | 3,666 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $95,290,000 | 5,042 |
| Cash and due from depository institutions | $4,658,000 | 3,913 |
| Interest-bearing balances | $15,000 | 6,351 |
| Securities | $11,445,000 | 6,159 |
| Federal funds sold & reverse repurchase agreements | $2,980,000 | 3,350 |
| Net loans & leases | $63,328,000 | 4,843 |
| Loan loss allowance | $978,000 | 4,126 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,348,000 | 1,996 |
| Other real estate owned | $0 | 3,913 |
| Goodwill and other intangibles | $4,104,000 | 873 |
| All other assets | $3,427,000 | 3,547 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $95,290,000 | 5,042 |
| Total liabilities | $81,297,000 | 5,183 |
| Total deposits | $75,339,000 | 5,172 |
| Interest-bearing deposits | $56,178,000 | 5,553 |
| Deposits held in domestic offices | $75,339,000 | 5,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,357,000 | 2,078 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,200,000 | 4,076 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $401,000 | 5,307 |
| Total equity capital | $13,993,000 | 3,864 |
| Total bank equity capital | $13,993,000 | 3,864 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $60,000 | 7,332 |
| Surplus | $10,301,000 | 2,041 |
| Undivided profits | $3,632,000 | 5,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,631,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $315,000 | 6,766 |
| Earning assets | $77,768,000 | 5,416 |
| Long-term assets (5+ years) | $22,814,000 | 3,174 |
| Average Assets, year-to-date | $94,324,000 | 5,053 |
| Average Assets, quarterly | $94,324,000 | 5,053 |
| Volatile liabilities | $10,633,000 | 5,713 |
| Insider loans | $2,210,000 | 2,545 |
| FHLB advances | $3,200,000 | 3,924 |
| Loans and leases held for sale | $508,000 | 1,163 |
| Unused loan commitments | $17,839,000 | 3,380 |
| Tier 1 (core) risk-based capital | $10,058,000 | 4,917 |
| Tier 2 risk-based capital | $902,000 | 4,090 |
| Total risk weighted assets | $72,002,000 | 4,614 |
| Total unused commitments | $17,839,000 | 3,381 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $93,358,000 | 5,104 |
| Cash and due from depository institutions | $6,017,000 | 4,420 |
| Interest-bearing balances | $15,000 | 6,328 |
| Securities | $12,051,000 | 6,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $63,543,000 | 4,819 |
| Loan loss allowance | $1,001,000 | 4,026 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,385,000 | 2,366 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $4,104,000 | 864 |
| All other assets | $3,258,000 | 3,616 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $93,358,000 | 5,104 |
| Total liabilities | $79,503,000 | 5,245 |
| Total deposits | $73,737,000 | 5,201 |
| Interest-bearing deposits | $51,933,000 | 5,766 |
| Deposits held in domestic offices | $73,737,000 | 5,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,273,000 | 2,190 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,200,000 | 4,096 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $293,000 | 6,029 |
| Total equity capital | $13,855,000 | 3,893 |
| Total bank equity capital | $13,855,000 | 3,893 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $60,000 | 7,368 |
| Surplus | $10,301,000 | 2,006 |
| Undivided profits | $3,494,000 | 5,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,478,000 | 1,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $259,000 | 7,263 |
| Earning assets | $75,609,000 | 5,497 |
| Long-term assets (5+ years) | $21,755,000 | 3,314 |
| Average Assets, year-to-date | $93,444,000 | 4,977 |
| Average Assets, quarterly | $94,035,000 | 5,059 |
| Volatile liabilities | $7,447,000 | 6,480 |
| Insider loans | $793,000 | 4,582 |
| FHLB advances | $3,200,000 | 3,929 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $18,730,000 | 3,170 |
| Tier 1 (core) risk-based capital | $9,820,000 | 4,947 |
| Tier 2 risk-based capital | $890,000 | 4,111 |
| Total risk weighted assets | $71,047,000 | 4,648 |
| Total unused commitments | $18,730,000 | 3,170 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 39 | 4,087 |
| Assets and Liabilities | ||
| Total Assets: | $94,712,000 | 5,029 |
| Cash and due from depository institutions | $3,979,000 | 4,087 |
| Interest-bearing balances | $16,000 | 6,390 |
| Securities | $12,506,000 | 5,974 |
| Federal funds sold & reverse repurchase agreements | $1,795,000 | 3,805 |
| Net loans & leases | $64,459,000 | 4,725 |
| Loan loss allowance | $966,000 | 4,136 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,357,000 | 2,345 |
| Other real estate owned | $0 | 4,087 |
| Goodwill and other intangibles | $4,104,000 | 844 |
| All other assets | $3,512,000 | 3,393 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $94,712,000 | 5,029 |
| Total liabilities | $81,987,000 | 5,122 |
| Total deposits | $72,924,000 | 5,202 |
| Interest-bearing deposits | $53,096,000 | 5,673 |
| Deposits held in domestic offices | $72,924,000 | 5,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,489,000 | 1,579 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,200,000 | 4,123 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $374,000 | 5,646 |
| Total equity capital | $12,725,000 | 4,158 |
| Total bank equity capital | $12,725,000 | 4,158 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $60,000 | 7,413 |
| Surplus | $10,233,000 | 1,980 |
| Undivided profits | $2,432,000 | 6,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,515,000 | 1,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $309,000 | 6,974 |
| Earning assets | $78,776,000 | 5,311 |
| Long-term assets (5+ years) | $23,171,000 | 3,255 |
| Average Assets, year-to-date | $93,465,500 | 4,976 |
| Average Assets, quarterly | $95,217,000 | 4,962 |
| Volatile liabilities | $12,538,000 | 5,269 |
| Insider loans | $906,000 | 4,302 |
| FHLB advances | $3,200,000 | 3,960 |
| Loans and leases held for sale | $696,000 | 1,048 |
| Unused loan commitments | $16,602,000 | 3,382 |
| Tier 1 (core) risk-based capital | $8,653,000 | 5,338 |
| Tier 2 risk-based capital | $900,000 | 4,054 |
| Total risk weighted assets | $71,893,000 | 4,584 |
| Total unused commitments | $16,602,000 | 3,385 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $95,722,000 | 4,969 |
| Cash and due from depository institutions | $7,592,000 | 4,127 |
| Interest-bearing balances | $17,000 | 6,363 |
| Securities | $12,750,000 | 6,002 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,809 |
| Net loans & leases | $63,264,000 | 4,743 |
| Loan loss allowance | $890,000 | 4,366 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,316,000 | 2,328 |
| Other real estate owned | $0 | 4,127 |
| Goodwill and other intangibles | $4,104,000 | 827 |
| All other assets | $3,671,000 | 3,275 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $95,722,000 | 4,969 |
| Total liabilities | $83,503,000 | 5,073 |
| Total deposits | $75,994,000 | 5,074 |
| Interest-bearing deposits | $51,800,000 | 5,783 |
| Deposits held in domestic offices | $75,994,000 | 5,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,184,000 | 1,605 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $325,000 | 5,640 |
| Total equity capital | $12,219,000 | 4,167 |
| Total bank equity capital | $12,219,000 | 4,167 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $60,000 | 7,465 |
| Surplus | $10,233,000 | 1,935 |
| Undivided profits | $1,926,000 | 6,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 3,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $278,000 | 7,095 |
| Earning assets | $76,056,000 | 5,439 |
| Long-term assets (5+ years) | $22,142,000 | 3,436 |
| Average Assets, year-to-date | $93,050,000 | 5,012 |
| Average Assets, quarterly | $93,148,000 | 5,044 |
| Volatile liabilities | $11,242,000 | 5,498 |
| Insider loans | $908,000 | 4,287 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $330,000 | 1,312 |
| Unused loan commitments | $18,661,000 | 3,139 |
| Tier 1 (core) risk-based capital | $8,374,000 | 5,406 |
| Tier 2 risk-based capital | $890,000 | 4,078 |
| Total risk weighted assets | $71,232,000 | 4,585 |
| Total unused commitments | $18,661,000 | 3,142 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $90,574,000 | 5,164 |
| Cash and due from depository institutions | $4,250,000 | 4,118 |
| Interest-bearing balances | $16,000 | 6,475 |
| Securities | $14,123,000 | 5,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $60,397,000 | 4,831 |
| Loan loss allowance | $829,000 | 4,540 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,314,000 | 2,300 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $4,104,000 | 811 |
| All other assets | $3,386,000 | 3,317 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $90,574,000 | 5,164 |
| Total liabilities | $78,350,000 | 5,244 |
| Total deposits | $71,152,000 | 5,313 |
| Interest-bearing deposits | $52,421,000 | 5,789 |
| Deposits held in domestic offices | $71,152,000 | 5,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,750,000 | 1,529 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $448,000 | 5,169 |
| Total equity capital | $12,223,000 | 4,271 |
| Total bank equity capital | $12,223,000 | 4,271 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $60,000 | 7,486 |
| Surplus | $10,233,000 | 1,900 |
| Undivided profits | $1,930,000 | 6,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $289,000 | 6,949 |
| Earning assets | $74,536,000 | 5,506 |
| Long-term assets (5+ years) | $23,482,000 | 3,259 |
| Average Assets, year-to-date | $91,714,000 | 5,076 |
| Average Assets, quarterly | $91,714,000 | 5,076 |
| Volatile liabilities | $10,341,000 | 5,615 |
| Insider loans | $795,000 | 4,519 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $474,000 | 1,307 |
| Unused loan commitments | $15,091,000 | 3,501 |
| Tier 1 (core) risk-based capital | $8,086,000 | 5,490 |
| Tier 2 risk-based capital | $829,000 | 4,240 |
| Total risk weighted assets | $67,661,000 | 4,693 |
| Total unused commitments | $15,091,000 | 3,508 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $92,854,000 | 5,042 |
| Cash and due from depository institutions | $6,527,000 | 4,137 |
| Interest-bearing balances | $12,000 | 6,566 |
| Securities | $19,121,000 | 4,945 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,938 |
| Net loans & leases | $55,360,000 | 5,081 |
| Loan loss allowance | $936,000 | 4,144 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,104,000 | 2,408 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $4,102,000 | 810 |
| All other assets | $3,390,000 | 3,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,854,000 | 5,042 |
| Total liabilities | $80,974,000 | 5,138 |
| Total deposits | $74,359,000 | 5,142 |
| Interest-bearing deposits | $51,976,000 | 5,790 |
| Deposits held in domestic offices | $74,359,000 | 5,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,308,000 | 1,723 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $307,000 | 6,041 |
| Total equity capital | $11,880,000 | 4,283 |
| Total bank equity capital | $11,880,000 | 4,283 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $60,000 | 7,546 |
| Surplus | $10,233,000 | 1,878 |
| Undivided profits | $1,587,000 | 6,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $289,000 | 7,075 |
| Earning assets | $74,743,000 | 5,479 |
| Long-term assets (5+ years) | $28,259,000 | 2,912 |
| Average Assets, year-to-date | $93,313,600 | 4,905 |
| Average Assets, quarterly | $92,276,500 | 5,019 |
| Volatile liabilities | $9,563,000 | 5,820 |
| Insider loans | $800,000 | 4,535 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $218,000 | 1,476 |
| Unused loan commitments | $14,794,000 | 3,452 |
| Tier 1 (core) risk-based capital | $7,709,000 | 5,620 |
| Tier 2 risk-based capital | $811,000 | 4,293 |
| Total risk weighted assets | $64,651,000 | 4,831 |
| Total unused commitments | $14,794,000 | 3,454 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 43 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $91,699,000 | 5,050 |
| Cash and due from depository institutions | $4,895,000 | 3,839 |
| Interest-bearing balances | $10,000 | 6,661 |
| Securities | $19,187,000 | 4,847 |
| Federal funds sold & reverse repurchase agreements | $3,945,000 | 3,091 |
| Net loans & leases | $54,482,000 | 5,140 |
| Loan loss allowance | $887,000 | 4,314 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,130,000 | 2,359 |
| Other real estate owned | $0 | 3,839 |
| Goodwill and other intangibles | $4,104,000 | 801 |
| All other assets | $956,000 | 6,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,699,000 | 5,050 |
| Total liabilities | $79,142,000 | 5,195 |
| Total deposits | $73,274,000 | 5,184 |
| Interest-bearing deposits | $52,737,000 | 5,742 |
| Deposits held in domestic offices | $73,274,000 | 5,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,412,000 | 1,801 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $456,000 | 5,288 |
| Total equity capital | $12,557,000 | 4,099 |
| Total bank equity capital | $12,557,000 | 4,099 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $60,000 | 7,593 |
| Surplus | $10,193,000 | 1,862 |
| Undivided profits | $2,304,000 | 6,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $306,000 | 7,069 |
| Earning assets | $77,624,000 | 5,347 |
| Long-term assets (5+ years) | $26,894,000 | 3,018 |
| Average Assets, year-to-date | $93,428,500 | 4,905 |
| Average Assets, quarterly | $92,661,000 | 5,014 |
| Volatile liabilities | $9,029,000 | 5,979 |
| Insider loans | $800,000 | 4,513 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $568,000 | 1,389 |
| Unused loan commitments | $14,182,000 | 3,506 |
| Tier 1 (core) risk-based capital | $8,470,000 | 5,280 |
| Tier 2 risk-based capital | $769,000 | 4,450 |
| Total risk weighted assets | $61,328,000 | 4,969 |
| Total unused commitments | $14,182,000 | 3,512 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $93,623,000 | 4,984 |
| Cash and due from depository institutions | $8,071,000 | 3,997 |
| Interest-bearing balances | $18,000 | 6,501 |
| Securities | $13,854,000 | 5,700 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 2,211 |
| Net loans & leases | $57,084,000 | 4,954 |
| Loan loss allowance | $857,000 | 4,381 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,403,000 | 3,660 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $4,104,000 | 773 |
| All other assets | $907,000 | 6,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,623,000 | 4,984 |
| Total liabilities | $80,001,000 | 5,162 |
| Total deposits | $75,348,000 | 5,111 |
| Interest-bearing deposits | $54,210,000 | 5,663 |
| Deposits held in domestic offices | $75,348,000 | 5,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,176,000 | 2,035 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $477,000 | 5,224 |
| Total equity capital | $13,622,000 | 3,830 |
| Total bank equity capital | $13,622,000 | 3,830 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $60,000 | 7,622 |
| Surplus | $10,193,000 | 1,821 |
| Undivided profits | $3,369,000 | 5,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 4,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $267,000 | 7,344 |
| Earning assets | $78,156,000 | 5,307 |
| Long-term assets (5+ years) | $24,259,000 | 3,065 |
| Average Assets, year-to-date | $94,005,000 | 4,889 |
| Average Assets, quarterly | $93,837,500 | 4,929 |
| Volatile liabilities | $8,245,000 | 6,222 |
| Insider loans | $639,000 | 4,936 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $3,496,000 | 859 |
| Unused loan commitments | $13,521,000 | 3,569 |
| Tier 1 (core) risk-based capital | $9,404,000 | 4,832 |
| Tier 2 risk-based capital | $754,000 | 4,479 |
| Total risk weighted assets | $60,117,000 | 5,005 |
| Total unused commitments | $13,521,000 | 3,583 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $94,052,000 | 4,913 |
| Cash and due from depository institutions | $7,660,000 | 3,964 |
| Interest-bearing balances | $3,000 | 6,875 |
| Securities | $14,365,000 | 5,602 |
| Federal funds sold & reverse repurchase agreements | $11,990,000 | 1,407 |
| Net loans & leases | $52,509,000 | 5,174 |
| Loan loss allowance | $905,000 | 4,179 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,453,000 | 3,590 |
| Other real estate owned | $0 | 3,964 |
| Goodwill and other intangibles | $4,104,000 | 766 |
| All other assets | $971,000 | 6,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,052,000 | 4,913 |
| Total liabilities | $80,716,000 | 5,059 |
| Total deposits | $76,965,000 | 4,971 |
| Interest-bearing deposits | $55,139,000 | 5,598 |
| Deposits held in domestic offices | $76,965,000 | 4,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,313,000 | 2,199 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $438,000 | 5,510 |
| Total equity capital | $13,336,000 | 3,827 |
| Total bank equity capital | $13,336,000 | 3,827 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $60,000 | 7,661 |
| Surplus | $10,193,000 | 1,794 |
| Undivided profits | $3,083,000 | 5,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $555,000 | 4,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $288,000 | 7,187 |
| Earning assets | $78,867,000 | 5,218 |
| Long-term assets (5+ years) | $21,167,000 | 3,276 |
| Average Assets, year-to-date | $94,196,000 | 4,883 |
| Average Assets, quarterly | $94,196,000 | 4,883 |
| Volatile liabilities | $7,904,000 | 6,282 |
| Insider loans | $693,000 | 4,746 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $878,000 | 1,374 |
| Unused loan commitments | $10,976,000 | 3,961 |
| Tier 1 (core) risk-based capital | $9,088,000 | 4,888 |
| Tier 2 risk-based capital | $703,000 | 4,611 |
| Total risk weighted assets | $56,000,000 | 5,155 |
| Total unused commitments | $10,976,000 | 3,973 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $94,340,000 | 4,880 |
| Cash and due from depository institutions | $8,741,000 | 4,049 |
| Interest-bearing balances | $109,000 | 5,044 |
| Securities | $11,593,000 | 6,159 |
| Federal funds sold & reverse repurchase agreements | $12,820,000 | 1,108 |
| Net loans & leases | $53,695,000 | 5,100 |
| Loan loss allowance | $843,000 | 4,327 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,479,000 | 3,554 |
| Other real estate owned | $0 | 4,049 |
| Goodwill and other intangibles | $4,104,000 | 752 |
| All other assets | $908,000 | 6,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,340,000 | 4,880 |
| Total liabilities | $81,133,000 | 5,010 |
| Total deposits | $76,391,000 | 4,939 |
| Interest-bearing deposits | $56,761,000 | 5,422 |
| Deposits held in domestic offices | $76,391,000 | 4,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,071,000 | 2,039 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $671,000 | 4,375 |
| Total equity capital | $13,207,000 | 3,807 |
| Total bank equity capital | $13,207,000 | 3,807 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $60,000 | 7,696 |
| Surplus | $10,194,000 | 1,751 |
| Undivided profits | $2,953,000 | 5,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,224,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $288,000 | 7,346 |
| Earning assets | $78,217,000 | 5,200 |
| Long-term assets (5+ years) | $18,606,000 | 3,499 |
| Average Assets, year-to-date | $94,527,200 | 4,705 |
| Average Assets, quarterly | $95,333,000 | 4,790 |
| Volatile liabilities | $8,954,000 | 5,994 |
| Insider loans | $716,000 | 4,701 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $779,000 | 1,427 |
| Unused loan commitments | $11,456,000 | 3,767 |
| Tier 1 (core) risk-based capital | $8,849,000 | 4,943 |
| Tier 2 risk-based capital | $709,000 | 4,555 |
| Total risk weighted assets | $56,457,000 | 5,109 |
| Total unused commitments | $11,456,000 | 3,772 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 42 | 3,894 |
| Assets and Liabilities | ||
| Total Assets: | $96,679,000 | 4,668 |
| Cash and due from depository institutions | $7,566,000 | 3,894 |
| Interest-bearing balances | $6,000 | 6,737 |
| Securities | $10,856,000 | 6,303 |
| Federal funds sold & reverse repurchase agreements | $8,010,000 | 1,816 |
| Net loans & leases | $63,021,000 | 4,508 |
| Loan loss allowance | $883,000 | 3,956 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,430,000 | 3,532 |
| Other real estate owned | $0 | 3,894 |
| Goodwill and other intangibles | $4,104,000 | 712 |
| All other assets | $692,000 | 7,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,679,000 | 4,668 |
| Total liabilities | $84,920,000 | 4,738 |
| Total deposits | $84,097,000 | 4,495 |
| Interest-bearing deposits | $62,651,000 | 4,974 |
| Deposits held in domestic offices | $84,097,000 | 4,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $823,000 | 3,969 |
| Total equity capital | $11,759,000 | 3,958 |
| Total bank equity capital | $11,759,000 | 3,958 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $60,000 | 7,902 |
| Surplus | $10,193,000 | 1,661 |
| Undivided profits | $1,506,000 | 7,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,584,000 | 1,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $439,000 | 6,382 |
| Earning assets | $81,893,000 | 4,906 |
| Long-term assets (5+ years) | $17,595,000 | 3,583 |
| Average Assets, year-to-date | $95,956,000 | 4,524 |
| Average Assets, quarterly | $95,262,000 | 4,669 |
| Volatile liabilities | $7,313,000 | 6,480 |
| Insider loans | $818,000 | 4,354 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $2,110,000 | 897 |
| Unused loan commitments | $12,296,000 | 3,470 |
| Tier 1 (core) risk-based capital | $7,626,000 | 5,358 |
| Tier 2 risk-based capital | $772,000 | 4,128 |
| Total risk weighted assets | $61,532,000 | 4,756 |
| Total unused commitments | $12,296,000 | 3,478 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $96,739,000 | 4,558 |
| Cash and due from depository institutions | $7,411,000 | 4,189 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $4,004,000 | 8,697 |
| Federal funds sold & reverse repurchase agreements | $15,300,000 | 791 |
| Net loans & leases | $62,418,000 | 4,457 |
| Loan loss allowance | $811,000 | 4,117 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,431,000 | 3,482 |
| Other real estate owned | $210,000 | 4,189 |
| Goodwill and other intangibles | $4,411,000 | 652 |
| All other assets | $554,000 | 7,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,739,000 | 4,558 |
| Total liabilities | $85,877,000 | 4,573 |
| Total deposits | $84,886,000 | 4,342 |
| Interest-bearing deposits | $66,283,000 | 4,658 |
| Deposits held in domestic offices | $84,886,000 | 4,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $991,000 | 3,621 |
| Total equity capital | $10,862,000 | 4,116 |
| Total bank equity capital | $10,862,000 | 4,116 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $60,000 | 8,162 |
| Surplus | $10,193,000 | 1,622 |
| Undivided profits | $609,000 | 8,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $707,000 | 2,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $419,000 | 5,747 |
| Earning assets | $81,722,000 | 4,833 |
| Long-term assets (5+ years) | $7,406,000 | 5,242 |
| Average Assets, year-to-date | $87,342,600 | 4,750 |
| Average Assets, quarterly | $96,123,000 | 4,532 |
| Volatile liabilities | $7,602,000 | 6,401 |
| Insider loans | $644,000 | 4,864 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $695,000 | 843 |
| Unused loan commitments | $9,484,000 | 3,879 |
| Tier 1 (core) risk-based capital | $6,480,000 | 5,953 |
| Tier 2 risk-based capital | $799,180 | 3,907 |
| Total risk weighted assets | $63,922,180 | 4,474 |
| Total unused commitments | $9,484,000 | 3,881 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $73,578,000 | 5,514 |
| Cash and due from depository institutions | $7,388,000 | 4,376 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $5,738,000 | 8,423 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 1,988 |
| Net loans & leases | $53,035,000 | 4,909 |
| Loan loss allowance | $635,000 | 4,863 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,751,000 | 4,390 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $122,000 | 2,615 |
| All other assets | $744,000 | 7,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,578,000 | 5,514 |
| Total liabilities | $69,239,000 | 5,348 |
| Total deposits | $68,782,000 | 5,105 |
| Interest-bearing deposits | $49,506,000 | 5,701 |
| Deposits held in domestic offices | $68,782,000 | 5,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $98,000 | 5,502 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $359,000 | 6,422 |
| Total equity capital | $4,339,000 | 7,512 |
| Total bank equity capital | $4,339,000 | 7,512 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $60,000 | 8,448 |
| Surplus | $3,365,000 | 4,043 |
| Undivided profits | $914,000 | 7,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 2,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $297,000 | 6,504 |
| Earning assets | $63,573,000 | 5,699 |
| Long-term assets (5+ years) | $10,941,000 | 4,661 |
| Average Assets, year-to-date | $65,475,600 | 5,784 |
| Average Assets, quarterly | $70,758,500 | 5,606 |
| Volatile liabilities | $4,804,000 | 7,450 |
| Insider loans | $407,000 | 5,856 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $353,000 | 1,040 |
| Unused loan commitments | $12,831,000 | 3,177 |
| Tier 1 (core) risk-based capital | $4,348,000 | 7,536 |
| Tier 2 risk-based capital | $635,000 | 4,532 |
| Total risk weighted assets | $56,657,700 | 4,825 |
| Total unused commitments | $12,831,000 | 3,180 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $59,960,000 | 6,284 |
| Cash and due from depository institutions | $6,927,000 | 4,530 |
| Interest-bearing balances | $95,000 | 5,163 |
| Securities | $5,681,000 | 8,514 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 2,017 |
| Net loans & leases | $36,259,000 | 6,053 |
| Loan loss allowance | $733,000 | 4,296 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,873,000 | 4,125 |
| Other real estate owned | $0 | 4,530 |
| Goodwill and other intangibles | $144,000 | 2,529 |
| All other assets | $576,000 | 7,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,960,000 | 6,284 |
| Total liabilities | $55,977,000 | 6,122 |
| Total deposits | $55,618,000 | 5,928 |
| Interest-bearing deposits | $37,916,000 | 6,758 |
| Deposits held in domestic offices | $55,618,000 | 5,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $62,000 | 4,898 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $297,000 | 7,487 |
| Total equity capital | $3,983,000 | 7,942 |
| Total bank equity capital | $3,983,000 | 7,942 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $60,000 | 8,637 |
| Surplus | $2,865,000 | 4,359 |
| Undivided profits | $1,058,000 | 8,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $716,000 | 3,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $212,000 | 7,752 |
| Earning assets | $50,535,000 | 6,587 |
| Long-term assets (5+ years) | $8,325,000 | 5,158 |
| Average Assets, year-to-date | $54,394,400 | 6,423 |
| Average Assets, quarterly | $57,866,500 | 6,335 |
| Volatile liabilities | $2,601,000 | 8,574 |
| Insider loans | $758,000 | 4,239 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $29,000 | 1,660 |
| Unused loan commitments | $8,147,000 | 4,128 |
| Tier 1 (core) risk-based capital | $3,832,000 | 7,956 |
| Tier 2 risk-based capital | $514,790 | 5,111 |
| Total risk weighted assets | $40,964,990 | 5,807 |
| Total unused commitments | $8,147,000 | 4,133 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $52,418,000 | 6,876 |
| Cash and due from depository institutions | $13,551,000 | 4,776 |
| Interest-bearing balances | $95,000 | 4,918 |
| Securities | $4,361,000 | 9,471 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $31,587,000 | 6,672 |
| Loan loss allowance | $952,000 | 3,506 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,928,000 | 3,947 |
| Other real estate owned | $151,000 | 4,776 |
| Goodwill and other intangibles | $168,000 | 2,357 |
| All other assets | $672,000 | 7,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,418,000 | 6,876 |
| Total liabilities | $48,979,000 | 6,696 |
| Total deposits | $48,689,000 | 6,508 |
| Interest-bearing deposits | $30,662,000 | 7,681 |
| Deposits held in domestic offices | $48,689,000 | 6,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $124,000 | 4,696 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $166,000 | 9,410 |
| Total equity capital | $3,439,000 | 8,578 |
| Total bank equity capital | $3,439,000 | 8,578 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $60,000 | 9,027 |
| Surplus | $2,865,000 | 4,328 |
| Undivided profits | $514,000 | 9,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 2,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $207,000 | 8,152 |
| Earning assets | $36,043,000 | 7,973 |
| Long-term assets (5+ years) | $1,757,000 | 7,858 |
| Average Assets, year-to-date | $49,157,200 | 6,917 |
| Average Assets, quarterly | $50,619,000 | 6,949 |
| Volatile liabilities | $2,626,000 | 8,781 |
| Insider loans | $749,000 | 4,312 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $138,000 | 1,381 |
| Unused loan commitments | $5,020,000 | 5,188 |
| Tier 1 (core) risk-based capital | $3,272,000 | 8,661 |
| Tier 2 risk-based capital | $474,640 | 5,366 |
| Total risk weighted assets | $37,494,140 | 6,186 |
| Total unused commitments | $5,020,000 | 5,192 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $48,039,000 | 7,417 |
| Cash and due from depository institutions | $7,908,000 | 5,392 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,780,000 | 10,930 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,778 |
| Net loans & leases | $30,659,000 | 6,874 |
| Loan loss allowance | $839,000 | 4,072 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,998,000 | 3,777 |
| Other real estate owned | $0 | 5,392 |
| Goodwill and other intangibles | $192,000 | 2,157 |
| All other assets | $902,000 | 6,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,039,000 | 7,417 |
| Total liabilities | $44,823,000 | 7,235 |
| Total deposits | $44,663,000 | 7,077 |
| Interest-bearing deposits | $31,842,000 | 7,804 |
| Deposits held in domestic offices | $44,663,000 | 7,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $56,000 | 5,015 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $104,000 | 10,583 |
| Total equity capital | $3,216,000 | 9,010 |
| Total bank equity capital | $3,216,000 | 9,010 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $60,000 | 9,468 |
| Surplus | $2,850,000 | 4,405 |
| Undivided profits | $306,000 | 10,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $789,000 | 3,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $245,000 | 7,731 |
| Earning assets | $37,039,000 | 8,106 |
| Long-term assets (5+ years) | $518,000 | 9,270 |
| Average Assets, year-to-date | $44,209,600 | 7,602 |
| Average Assets, quarterly | $46,817,000 | 7,479 |
| Volatile liabilities | $1,620,000 | 9,850 |
| Insider loans | $819,000 | 4,146 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $355,000 | 1,069 |
| Unused loan commitments | $4,565,000 | 5,334 |
| Tier 1 (core) risk-based capital | $3,032,000 | 9,153 |
| Tier 2 risk-based capital | $449,240 | 5,687 |
| Total risk weighted assets | $35,549,140 | 6,467 |
| Total unused commitments | $4,565,000 | 5,343 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $41,927,000 | 8,175 |
| Cash and due from depository institutions | $7,773,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,550,000 | 11,505 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,147 |
| Net loans & leases | $27,384,000 | 7,355 |
| Loan loss allowance | $381,000 | 7,180 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,200,000 | 5,413 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $216,000 | 1,963 |
| All other assets | $604,000 | 8,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,927,000 | 8,175 |
| Total liabilities | $39,087,000 | 7,999 |
| Total deposits | $38,842,000 | 7,848 |
| Interest-bearing deposits | $26,880,000 | 8,748 |
| Deposits held in domestic offices | $38,842,000 | 7,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $39,000 | 4,743 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $206,000 | 9,620 |
| Total equity capital | $2,840,000 | 9,689 |
| Total bank equity capital | $2,840,000 | 9,689 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $60,000 | 9,924 |
| Surplus | $2,425,000 | 4,890 |
| Undivided profits | $355,000 | 10,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 7,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $262,000 | 7,707 |
| Earning assets | $32,134,000 | 8,918 |
| Long-term assets (5+ years) | $346,000 | 9,867 |
| Average Assets, year-to-date | $33,182,600 | 8,984 |
| Average Assets, quarterly | $38,004,500 | 8,544 |
| Volatile liabilities | $1,279,000 | 10,488 |
| Insider loans | $842,000 | 4,162 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,523,000 | 5,916 |
| Tier 1 (core) risk-based capital | $2,619,000 | 9,865 |
| Tier 2 risk-based capital | $381,000 | 6,384 |
| Total risk weighted assets | $30,515,400 | 7,087 |
| Total unused commitments | $3,523,000 | 5,928 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $28,695,000 | 9,944 |
| Cash and due from depository institutions | $2,401,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $1,949,000 | 12,076 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,037 |
| Net loans & leases | $21,618,000 | 8,404 |
| Loan loss allowance | $313,000 | 8,216 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $783,000 | 7,007 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $240,000 | 1,829 |
| All other assets | $504,000 | 9,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,695,000 | 9,944 |
| Total liabilities | $26,424,000 | 9,858 |
| Total deposits | $26,044,000 | 9,760 |
| Interest-bearing deposits | $20,022,000 | 10,104 |
| Deposits held in domestic offices | $26,044,000 | 9,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $128,000 | 4,662 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $252,000 | 8,059 |
| Total equity capital | $2,271,000 | 10,513 |
| Total bank equity capital | $2,271,000 | 10,513 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $60,000 | 10,460 |
| Surplus | $1,850,000 | 5,898 |
| Undivided profits | $361,000 | 10,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $202,000 | 8,436 |
| Earning assets | $24,767,000 | 10,121 |
| Long-term assets (5+ years) | $284,000 | 10,455 |
| Average Assets, year-to-date | $27,291,200 | 10,055 |
| Average Assets, quarterly | $28,254,500 | 9,972 |
| Volatile liabilities | $1,030,000 | 11,055 |
| Insider loans | $741,000 | 4,515 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,258,000 | 7,147 |
| Tier 1 (core) risk-based capital | $2,031,000 | 10,971 |
| Tier 2 risk-based capital | $280,550 | 7,789 |
| Total risk weighted assets | $22,411,450 | 8,504 |
| Total unused commitments | $2,258,000 | 7,159 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $27,231,000 | 10,558 |
| Cash and due from depository institutions | $2,392,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,136,000 | 12,520 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $18,881,000 | 9,081 |
| Loan loss allowance | $243,000 | 9,489 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $600,000 | 8,107 |
| Other real estate owned | $0 | 9,167 |
| Goodwill and other intangibles | $264,000 | 1,686 |
| All other assets | $458,000 | 9,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,231,000 | 10,558 |
| Total liabilities | $25,121,000 | 10,475 |
| Total deposits | $24,755,000 | 10,404 |
| Interest-bearing deposits | $18,412,000 | 10,898 |
| Deposits held in domestic offices | $24,755,000 | 10,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $163,000 | 4,144 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $203,000 | 9,212 |
| Total equity capital | $2,110,000 | 11,152 |
| Total bank equity capital | $2,110,000 | 11,152 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $60,000 | 10,973 |
| Surplus | $1,647,000 | 6,289 |
| Undivided profits | $403,000 | 11,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 8,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 863 |
| Income earned, not collected on loans | $170,000 | 8,905 |
| Earning assets | $23,517,000 | 10,756 |
| Long-term assets (5+ years) | $294,000 | 10,964 |
| Average Assets, year-to-date | $26,126,000 | 10,601 |
| Average Assets, quarterly | $26,732,500 | 10,586 |
| Volatile liabilities | $963,000 | 11,443 |
| Insider loans | $878,000 | 4,078 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $97,000 | 1,573 |
| Unused loan commitments | $2,201,000 | 7,252 |
| Tier 1 (core) risk-based capital | $1,846,000 | 11,541 |
| Tier 2 risk-based capital | $243,000 | 8,483 |
| Total risk weighted assets | $20,106,700 | 9,131 |
| Total unused commitments | $2,201,000 | 7,276 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $25,247,000 | 11,151 |
| Cash and due from depository institutions | $2,713,000 | 9,734 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,318,000 | 12,897 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $16,822,000 | 9,678 |
| Loan loss allowance | $187,000 | 10,781 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $651,000 | 7,920 |
| Other real estate owned | $0 | 9,734 |
| Goodwill and other intangibles | $288,000 | 1,627 |
| All other assets | $455,000 | 10,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,247,000 | 11,151 |
| Total liabilities | $23,333,000 | 11,073 |
| Total deposits | $23,071,000 | 10,998 |
| Interest-bearing deposits | $17,720,000 | 11,417 |
| Deposits held in domestic offices | $23,071,000 | 10,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $159,000 | 4,019 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $103,000 | 12,255 |
| Total equity capital | $1,914,000 | 11,652 |
| Total bank equity capital | $1,914,000 | 11,652 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $60,000 | 11,473 |
| Surplus | $1,647,000 | 6,223 |
| Undivided profits | $207,000 | 11,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 12,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $165,000 | 9,602 |
| Earning assets | $21,140,000 | 11,438 |
| Long-term assets (5+ years) | $148,000 | 11,550 |
| Average Assets, year-to-date | $24,238,000 | 11,202 |
| Average Assets, quarterly | $25,389,500 | 11,088 |
| Volatile liabilities | $1,164,000 | 11,459 |
| Insider loans | $133,000 | 4,958 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,959,000 | 6,131 |
| Tier 1 (core) risk-based capital | $1,626,000 | 12,141 |
| Tier 2 risk-based capital | $187,000 | 9,755 |
| Total risk weighted assets | $18,534,700 | 9,665 |
| Total unused commitments | $2,959,000 | 6,161 |
| Derivatives | $0 | 651 |