Home > Merchants Bank > Assets and Liabilities
Merchants Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 9 | 7,718 |
| Assets and Liabilities | ||
| Total Assets: | $25,193,000 | 7,987 |
| Cash and due from depository institutions | $999,000 | 7,718 |
| Interest-bearing balances | $34,000 | 5,856 |
| Securities | $1,624,000 | 7,792 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $18,654,000 | 7,519 |
| Loan loss allowance | $244,000 | 7,342 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,349,000 | 4,221 |
| Other real estate owned | $0 | 7,718 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,567,000 | 5,680 |
| Life insurance assets | $892,000 | 3,116 |
| Total liabilities and capital | $25,193,000 | 7,987 |
| Total liabilities | $21,935,000 | 7,910 |
| Total deposits | $20,635,000 | 7,910 |
| Interest-bearing deposits | $18,572,000 | 7,803 |
| Deposits held in domestic offices | $20,635,000 | 7,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,165,000 | 2,517 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $135,000 | 7,805 |
| Total equity capital | $3,258,000 | 7,924 |
| Total bank equity capital | $3,258,000 | 7,924 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $150,000 | 5,956 |
| Surplus | $3,382,000 | 4,826 |
| Undivided profits | $-274,000 | 7,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $73,000 | 8,271 |
| Earning assets | $20,312,000 | 8,081 |
| Long-term assets (5+ years) | $2,608,000 | 6,802 |
| Average Assets, year-to-date | $25,521,500 | 7,954 |
| Average Assets, quarterly | $25,521,500 | 7,954 |
| Volatile liabilities | $5,677,000 | 7,144 |
| Insider loans | $367,000 | 5,884 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $133,000 | 1,644 |
| Unused loan commitments | $7,674,000 | 5,333 |
| Tier 1 (core) risk-based capital | $3,240,000 | 7,881 |
| Tier 2 risk-based capital | $261,000 | 7,101 |
| Total risk weighted assets | $24,193,000 | 7,351 |
| Total unused commitments | $7,674,000 | 5,337 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 9 | 7,745 |
| Assets and Liabilities | ||
| Total Assets: | $25,850,000 | 7,956 |
| Cash and due from depository institutions | $712,000 | 7,745 |
| Interest-bearing balances | $4,000 | 6,467 |
| Securities | $1,651,000 | 7,859 |
| Federal funds sold & reverse repurchase agreements | $630,000 | 5,331 |
| Net loans & leases | $18,995,000 | 7,519 |
| Loan loss allowance | $242,000 | 7,371 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,381,000 | 4,204 |
| Other real estate owned | $0 | 7,745 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,481,000 | 5,859 |
| Life insurance assets | $884,000 | 3,112 |
| Total liabilities and capital | $25,850,000 | 7,956 |
| Total liabilities | $22,598,000 | 7,886 |
| Total deposits | $22,464,000 | 7,816 |
| Interest-bearing deposits | $20,069,000 | 7,698 |
| Deposits held in domestic offices | $22,464,000 | 7,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $134,000 | 7,810 |
| Total equity capital | $3,252,000 | 7,931 |
| Total bank equity capital | $3,252,000 | 7,931 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 5,995 |
| Surplus | $3,382,000 | 4,809 |
| Undivided profits | $-280,000 | 7,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $76,000 | 8,307 |
| Earning assets | $21,280,000 | 8,050 |
| Long-term assets (5+ years) | $2,644,000 | 6,633 |
| Average Assets, year-to-date | $26,476,400 | 7,878 |
| Average Assets, quarterly | $25,965,000 | 7,932 |
| Volatile liabilities | $4,527,000 | 7,418 |
| Insider loans | $153,000 | 6,719 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $399,000 | 1,267 |
| Unused loan commitments | $7,125,000 | 5,417 |
| Tier 1 (core) risk-based capital | $3,258,000 | 7,884 |
| Tier 2 risk-based capital | $255,000 | 7,161 |
| Total risk weighted assets | $22,837,000 | 7,441 |
| Total unused commitments | $7,125,000 | 5,417 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 9 | 7,771 |
| Assets and Liabilities | ||
| Total Assets: | $26,080,000 | 7,951 |
| Cash and due from depository institutions | $956,000 | 7,771 |
| Interest-bearing balances | $3,000 | 6,462 |
| Securities | $1,708,000 | 7,890 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $19,355,000 | 7,501 |
| Loan loss allowance | $235,000 | 7,436 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,421,000 | 4,136 |
| Other real estate owned | $0 | 7,771 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,640,000 | 5,722 |
| Life insurance assets | $877,000 | 3,074 |
| Total liabilities and capital | $26,080,000 | 7,951 |
| Total liabilities | $22,820,000 | 7,882 |
| Total deposits | $21,173,000 | 7,878 |
| Interest-bearing deposits | $19,230,000 | 7,762 |
| Deposits held in domestic offices | $21,173,000 | 7,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,490,000 | 2,514 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $157,000 | 7,792 |
| Total equity capital | $3,260,000 | 7,944 |
| Total bank equity capital | $3,260,000 | 7,944 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,006 |
| Surplus | $3,382,000 | 4,777 |
| Undivided profits | $-272,000 | 7,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 4,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $80,000 | 8,340 |
| Earning assets | $21,066,000 | 8,070 |
| Long-term assets (5+ years) | $3,207,000 | 6,436 |
| Average Assets, year-to-date | $26,633,000 | 7,889 |
| Average Assets, quarterly | $26,309,000 | 7,928 |
| Volatile liabilities | $6,741,000 | 6,909 |
| Insider loans | $336,000 | 6,027 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $185,000 | 1,501 |
| Unused loan commitments | $7,511,000 | 5,324 |
| Tier 1 (core) risk-based capital | $3,283,000 | 7,904 |
| Tier 2 risk-based capital | $246,000 | 7,234 |
| Total risk weighted assets | $23,788,000 | 7,402 |
| Total unused commitments | $7,511,000 | 5,325 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 10 | 7,664 |
| Assets and Liabilities | ||
| Total Assets: | $26,538,000 | 7,978 |
| Cash and due from depository institutions | $1,111,000 | 7,664 |
| Interest-bearing balances | $36,000 | 5,618 |
| Securities | $2,617,000 | 7,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $18,686,000 | 7,572 |
| Loan loss allowance | $260,000 | 7,328 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,459,000 | 4,079 |
| Other real estate owned | $0 | 7,664 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,665,000 | 5,643 |
| Life insurance assets | $869,000 | 3,092 |
| Total liabilities and capital | $26,538,000 | 7,978 |
| Total liabilities | $23,267,000 | 7,904 |
| Total deposits | $21,818,000 | 7,898 |
| Interest-bearing deposits | $20,348,000 | 7,748 |
| Deposits held in domestic offices | $21,818,000 | 7,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,285,000 | 2,541 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $164,000 | 7,647 |
| Total equity capital | $3,271,000 | 7,948 |
| Total bank equity capital | $3,271,000 | 7,948 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 6,042 |
| Surplus | $3,382,000 | 4,779 |
| Undivided profits | $-261,000 | 7,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 4,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $89,000 | 8,340 |
| Earning assets | $21,339,000 | 8,094 |
| Long-term assets (5+ years) | $2,761,000 | 6,552 |
| Average Assets, year-to-date | $26,817,330 | 7,941 |
| Average Assets, quarterly | $26,538,500 | 7,966 |
| Volatile liabilities | $6,528,000 | 6,946 |
| Insider loans | $186,000 | 6,621 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $8,043,000 | 5,235 |
| Tier 1 (core) risk-based capital | $3,312,000 | 7,915 |
| Tier 2 risk-based capital | $276,000 | 7,078 |
| Total risk weighted assets | $22,375,000 | 7,513 |
| Total unused commitments | $8,043,000 | 5,238 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 10 | 7,698 |
| Assets and Liabilities | ||
| Total Assets: | $26,539,000 | 8,003 |
| Cash and due from depository institutions | $470,000 | 7,698 |
| Interest-bearing balances | $6,000 | 6,372 |
| Securities | $2,589,000 | 7,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $19,344,000 | 7,507 |
| Loan loss allowance | $272,000 | 7,292 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,494,000 | 4,022 |
| Other real estate owned | $0 | 7,698 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,642,000 | 5,617 |
| Life insurance assets | $861,000 | 3,104 |
| Total liabilities and capital | $26,539,000 | 8,003 |
| Total liabilities | $23,205,000 | 7,931 |
| Total deposits | $21,097,000 | 7,961 |
| Interest-bearing deposits | $19,746,000 | 7,806 |
| Deposits held in domestic offices | $21,097,000 | 7,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,980,000 | 2,095 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $128,000 | 7,908 |
| Total equity capital | $3,334,000 | 7,943 |
| Total bank equity capital | $3,334,000 | 7,943 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,064 |
| Surplus | $3,382,000 | 4,752 |
| Undivided profits | $-198,000 | 7,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 6,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $83,000 | 8,393 |
| Earning assets | $21,939,000 | 8,108 |
| Long-term assets (5+ years) | $2,892,000 | 6,498 |
| Average Assets, year-to-date | $26,957,000 | 7,972 |
| Average Assets, quarterly | $26,957,000 | 7,972 |
| Volatile liabilities | $7,300,000 | 6,717 |
| Insider loans | $237,000 | 6,381 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $494,000 | 1,254 |
| Unused loan commitments | $7,557,000 | 5,367 |
| Tier 1 (core) risk-based capital | $3,353,000 | 7,900 |
| Tier 2 risk-based capital | $287,000 | 7,018 |
| Total risk weighted assets | $22,819,000 | 7,478 |
| Total unused commitments | $7,557,000 | 5,367 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 11 | 7,566 |
| Assets and Liabilities | ||
| Total Assets: | $27,375,000 | 7,983 |
| Cash and due from depository institutions | $1,069,000 | 7,566 |
| Interest-bearing balances | $6,000 | 6,388 |
| Securities | $1,960,000 | 7,984 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 5,149 |
| Net loans & leases | $19,092,000 | 7,554 |
| Loan loss allowance | $274,000 | 7,288 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,529,000 | 3,960 |
| Other real estate owned | $0 | 7,566 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,575,000 | 5,752 |
| Life insurance assets | $852,000 | 3,087 |
| Total liabilities and capital | $27,375,000 | 7,983 |
| Total liabilities | $23,988,000 | 7,911 |
| Total deposits | $23,814,000 | 7,837 |
| Interest-bearing deposits | $22,369,000 | 7,631 |
| Deposits held in domestic offices | $23,814,000 | 7,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $174,000 | 7,518 |
| Total equity capital | $3,387,000 | 7,922 |
| Total bank equity capital | $3,387,000 | 7,922 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $150,000 | 6,092 |
| Surplus | $3,383,000 | 4,727 |
| Undivided profits | $-146,000 | 7,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $56,000 | 8,506 |
| Earning assets | $22,208,000 | 8,101 |
| Long-term assets (5+ years) | $2,990,000 | 6,434 |
| Average Assets, year-to-date | $29,258,400 | 7,811 |
| Average Assets, quarterly | $29,241,000 | 7,859 |
| Volatile liabilities | $5,380,000 | 7,277 |
| Insider loans | $244,000 | 6,392 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $583,000 | 1,152 |
| Unused loan commitments | $8,830,000 | 5,007 |
| Tier 1 (core) risk-based capital | $3,407,000 | 7,891 |
| Tier 2 risk-based capital | $285,000 | 7,043 |
| Total risk weighted assets | $22,779,000 | 7,507 |
| Total unused commitments | $8,830,000 | 5,007 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 10 | 7,780 |
| Assets and Liabilities | ||
| Total Assets: | $31,107,000 | 7,799 |
| Cash and due from depository institutions | $280,000 | 7,780 |
| Interest-bearing balances | $3,000 | 6,567 |
| Securities | $2,020,000 | 8,034 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $24,600,000 | 7,236 |
| Loan loss allowance | $276,000 | 7,316 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,566,000 | 3,867 |
| Other real estate owned | $0 | 7,780 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,641,000 | 5,708 |
| Life insurance assets | $844,000 | 3,062 |
| Total liabilities and capital | $31,107,000 | 7,799 |
| Total liabilities | $27,693,000 | 7,733 |
| Total deposits | $20,365,000 | 8,046 |
| Interest-bearing deposits | $19,043,000 | 7,870 |
| Deposits held in domestic offices | $20,365,000 | 8,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,135,000 | 1,414 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $193,000 | 7,466 |
| Total equity capital | $3,414,000 | 7,956 |
| Total bank equity capital | $3,414,000 | 7,956 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,140 |
| Surplus | $3,377,000 | 4,711 |
| Undivided profits | $-113,000 | 7,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $104,000 | 8,409 |
| Earning assets | $26,623,000 | 7,898 |
| Long-term assets (5+ years) | $3,686,000 | 6,211 |
| Average Assets, year-to-date | $29,729,250 | 7,835 |
| Average Assets, quarterly | $30,764,500 | 7,800 |
| Volatile liabilities | $12,400,000 | 5,770 |
| Insider loans | $702,000 | 4,891 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $138,000 | 1,576 |
| Unused loan commitments | $4,582,000 | 6,202 |
| Tier 1 (core) risk-based capital | $3,443,000 | 7,930 |
| Tier 2 risk-based capital | $286,000 | 7,082 |
| Total risk weighted assets | $28,008,000 | 7,162 |
| Total unused commitments | $4,582,000 | 6,203 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 10 | 7,800 |
| Assets and Liabilities | ||
| Total Assets: | $30,422,000 | 7,857 |
| Cash and due from depository institutions | $1,045,000 | 7,800 |
| Interest-bearing balances | $13,000 | 6,258 |
| Securities | $2,062,000 | 8,072 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $23,029,000 | 7,334 |
| Loan loss allowance | $279,000 | 7,311 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,602,000 | 3,814 |
| Other real estate owned | $0 | 7,800 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,684,000 | 5,580 |
| Life insurance assets | $836,000 | 3,027 |
| Total liabilities and capital | $30,421,000 | 7,857 |
| Total liabilities | $26,969,000 | 7,794 |
| Total deposits | $18,699,000 | 8,150 |
| Interest-bearing deposits | $17,399,000 | 8,008 |
| Deposits held in domestic offices | $18,699,000 | 8,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,125,000 | 1,364 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $145,000 | 7,684 |
| Total equity capital | $3,452,000 | 7,901 |
| Total bank equity capital | $3,452,000 | 7,901 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $150,000 | 6,157 |
| Surplus | $3,377,000 | 4,691 |
| Undivided profits | $-75,000 | 7,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $77,000 | 8,511 |
| Earning assets | $25,104,000 | 8,005 |
| Long-term assets (5+ years) | $2,995,000 | 6,439 |
| Average Assets, year-to-date | $29,270,000 | 7,898 |
| Average Assets, quarterly | $29,467,500 | 7,888 |
| Volatile liabilities | $12,000,000 | 5,802 |
| Insider loans | $1,404,000 | 3,588 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $170,000 | 1,534 |
| Unused loan commitments | $6,259,000 | 5,736 |
| Tier 1 (core) risk-based capital | $3,504,000 | 7,899 |
| Tier 2 risk-based capital | $291,000 | 7,040 |
| Total risk weighted assets | $26,742,000 | 7,272 |
| Total unused commitments | $6,259,000 | 5,737 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 10 | 7,808 |
| Assets and Liabilities | ||
| Total Assets: | $28,513,000 | 7,961 |
| Cash and due from depository institutions | $613,000 | 7,808 |
| Interest-bearing balances | $11,000 | 6,359 |
| Securities | $2,187,000 | 8,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $21,445,000 | 7,414 |
| Loan loss allowance | $286,000 | 7,260 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,635,000 | 3,726 |
| Other real estate owned | $0 | 7,808 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,633,000 | 5,567 |
| Life insurance assets | $828,000 | 2,997 |
| Total liabilities and capital | $28,513,000 | 7,961 |
| Total liabilities | $24,982,000 | 7,918 |
| Total deposits | $19,870,000 | 8,110 |
| Interest-bearing deposits | $18,655,000 | 7,938 |
| Deposits held in domestic offices | $19,870,000 | 8,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,020,000 | 1,626 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $92,000 | 8,115 |
| Total equity capital | $3,531,000 | 7,850 |
| Total bank equity capital | $3,531,000 | 7,850 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,169 |
| Surplus | $3,377,000 | 4,629 |
| Undivided profits | $4,000 | 7,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $101,000 | 8,406 |
| Earning assets | $23,643,000 | 8,072 |
| Long-term assets (5+ years) | $3,123,000 | 6,393 |
| Average Assets, year-to-date | $28,694,000 | 7,937 |
| Average Assets, quarterly | $28,694,000 | 7,937 |
| Volatile liabilities | $9,129,000 | 6,280 |
| Insider loans | $1,162,000 | 3,901 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,373,000 | 6,335 |
| Tier 1 (core) risk-based capital | $3,558,000 | 7,846 |
| Tier 2 risk-based capital | $292,000 | 7,022 |
| Total risk weighted assets | $24,751,000 | 7,374 |
| Total unused commitments | $4,373,000 | 6,336 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 11 | 7,658 |
| Assets and Liabilities | ||
| Total Assets: | $28,875,000 | 7,974 |
| Cash and due from depository institutions | $693,000 | 7,658 |
| Interest-bearing balances | $11,000 | 6,393 |
| Securities | $2,316,000 | 8,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $21,638,000 | 7,447 |
| Loan loss allowance | $285,000 | 7,304 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,675,000 | 3,675 |
| Other real estate owned | $0 | 7,658 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,553,000 | 5,709 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $28,875,000 | 7,974 |
| Total liabilities | $25,283,000 | 7,951 |
| Total deposits | $23,921,000 | 7,923 |
| Interest-bearing deposits | $22,173,000 | 7,718 |
| Deposits held in domestic offices | $23,921,000 | 7,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,215,000 | 2,653 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $147,000 | 7,548 |
| Total equity capital | $3,592,000 | 7,848 |
| Total bank equity capital | $3,592,000 | 7,848 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $150,000 | 6,191 |
| Surplus | $3,377,000 | 4,593 |
| Undivided profits | $65,000 | 7,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $74,000 | 8,566 |
| Earning assets | $23,965,000 | 8,088 |
| Long-term assets (5+ years) | $3,273,000 | 6,349 |
| Average Assets, year-to-date | $25,406,200 | 8,095 |
| Average Assets, quarterly | $27,072,000 | 8,055 |
| Volatile liabilities | $5,146,000 | 7,286 |
| Insider loans | $493,000 | 5,442 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $32,000 | 1,725 |
| Unused loan commitments | $3,038,000 | 6,826 |
| Tier 1 (core) risk-based capital | $3,611,000 | 7,834 |
| Tier 2 risk-based capital | $292,000 | 7,066 |
| Total risk weighted assets | $24,690,000 | 7,403 |
| Total unused commitments | $3,038,000 | 6,828 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 11 | 7,690 |
| Assets and Liabilities | ||
| Total Assets: | $25,269,000 | 8,183 |
| Cash and due from depository institutions | $505,000 | 7,690 |
| Interest-bearing balances | $11,000 | 6,432 |
| Securities | $2,469,000 | 8,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $18,025,000 | 7,734 |
| Loan loss allowance | $275,000 | 7,394 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,715,000 | 3,622 |
| Other real estate owned | $0 | 7,690 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,555,000 | 5,664 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $25,269,000 | 8,183 |
| Total liabilities | $22,516,000 | 8,131 |
| Total deposits | $21,652,000 | 8,065 |
| Interest-bearing deposits | $20,267,000 | 7,869 |
| Deposits held in domestic offices | $21,652,000 | 8,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $670,000 | 3,051 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $194,000 | 7,267 |
| Total equity capital | $2,753,000 | 8,282 |
| Total bank equity capital | $2,753,000 | 8,282 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,217 |
| Surplus | $2,474,000 | 5,153 |
| Undivided profits | $129,000 | 7,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $80,000 | 8,581 |
| Earning assets | $20,505,000 | 8,310 |
| Long-term assets (5+ years) | $3,440,000 | 6,364 |
| Average Assets, year-to-date | $24,539,000 | 8,180 |
| Average Assets, quarterly | $24,950,500 | 8,192 |
| Volatile liabilities | $4,421,000 | 7,532 |
| Insider loans | $471,000 | 5,530 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $903,000 | 999 |
| Unused loan commitments | $2,387,000 | 7,089 |
| Tier 1 (core) risk-based capital | $2,753,000 | 8,263 |
| Tier 2 risk-based capital | $266,000 | 7,235 |
| Total risk weighted assets | $20,867,000 | 7,713 |
| Total unused commitments | $2,387,000 | 7,091 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 14 | 7,190 |
| Assets and Liabilities | ||
| Total Assets: | $24,632,000 | 8,204 |
| Cash and due from depository institutions | $209,000 | 7,190 |
| Interest-bearing balances | $159,000 | 4,526 |
| Securities | $2,609,000 | 8,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $17,498,000 | 7,746 |
| Loan loss allowance | $272,000 | 7,419 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,758,000 | 3,522 |
| Other real estate owned | $0 | 7,190 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,558,000 | 5,514 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $24,632,000 | 8,204 |
| Total liabilities | $21,811,000 | 8,160 |
| Total deposits | $19,988,000 | 8,170 |
| Interest-bearing deposits | $18,555,000 | 8,020 |
| Deposits held in domestic offices | $19,988,000 | 8,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,670,000 | 2,510 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $153,000 | 7,477 |
| Total equity capital | $2,821,000 | 8,237 |
| Total bank equity capital | $2,821,000 | 8,237 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,218 |
| Surplus | $2,474,000 | 5,132 |
| Undivided profits | $197,000 | 7,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $72,000 | 8,598 |
| Earning assets | $20,266,000 | 8,320 |
| Long-term assets (5+ years) | $3,502,000 | 6,375 |
| Average Assets, year-to-date | $24,295,670 | 8,210 |
| Average Assets, quarterly | $24,067,500 | 8,227 |
| Volatile liabilities | $5,298,000 | 7,191 |
| Insider loans | $485,000 | 5,478 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $393,000 | 1,328 |
| Unused loan commitments | $4,500,000 | 6,211 |
| Tier 1 (core) risk-based capital | $2,810,000 | 8,223 |
| Tier 2 risk-based capital | $268,000 | 7,241 |
| Total risk weighted assets | $21,058,000 | 7,674 |
| Total unused commitments | $4,500,000 | 6,211 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $23,503,000 | 8,331 |
| Cash and due from depository institutions | $337,000 | 7,208 |
| Interest-bearing balances | $46,000 | 5,774 |
| Securities | $2,704,000 | 8,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $16,154,000 | 7,894 |
| Loan loss allowance | $269,000 | 7,482 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,763,000 | 3,503 |
| Other real estate owned | $0 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,545,000 | 5,551 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $23,503,000 | 8,331 |
| Total liabilities | $20,610,000 | 8,294 |
| Total deposits | $18,918,000 | 8,306 |
| Interest-bearing deposits | $17,595,000 | 8,157 |
| Deposits held in domestic offices | $18,918,000 | 8,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,585,000 | 2,336 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $107,000 | 7,884 |
| Total equity capital | $2,893,000 | 8,208 |
| Total bank equity capital | $2,893,000 | 8,208 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,266 |
| Surplus | $2,474,000 | 5,143 |
| Undivided profits | $269,000 | 7,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $66,000 | 8,678 |
| Earning assets | $18,904,000 | 8,448 |
| Long-term assets (5+ years) | $3,856,000 | 6,346 |
| Average Assets, year-to-date | $24,127,500 | 8,284 |
| Average Assets, quarterly | $24,127,500 | 8,284 |
| Volatile liabilities | $4,964,000 | 7,235 |
| Insider loans | $36,000 | 7,663 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $4,400,000 | 6,273 |
| Tier 1 (core) risk-based capital | $2,897,000 | 8,206 |
| Tier 2 risk-based capital | $253,000 | 7,360 |
| Total risk weighted assets | $19,960,000 | 7,787 |
| Total unused commitments | $4,400,000 | 6,275 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 10 | 7,943 |
| Assets and Liabilities | ||
| Total Assets: | $24,752,000 | 8,293 |
| Cash and due from depository institutions | $619,000 | 7,943 |
| Interest-bearing balances | $7,000 | 6,561 |
| Securities | $2,868,000 | 8,167 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $17,057,000 | 7,863 |
| Loan loss allowance | $281,000 | 7,410 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,792,000 | 3,459 |
| Other real estate owned | $0 | 7,943 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,416,000 | 5,707 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $24,752,000 | 8,293 |
| Total liabilities | $21,721,000 | 8,267 |
| Total deposits | $18,529,000 | 8,375 |
| Interest-bearing deposits | $16,820,000 | 8,242 |
| Deposits held in domestic offices | $18,529,000 | 8,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,100,000 | 1,953 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $92,000 | 8,009 |
| Total equity capital | $3,031,000 | 8,187 |
| Total bank equity capital | $3,031,000 | 8,187 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,292 |
| Surplus | $2,474,000 | 5,117 |
| Undivided profits | $407,000 | 7,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $57,000 | 8,761 |
| Earning assets | $19,932,000 | 8,433 |
| Long-term assets (5+ years) | $4,416,000 | 6,223 |
| Average Assets, year-to-date | $19,300,400 | 8,531 |
| Average Assets, quarterly | $23,838,500 | 8,335 |
| Volatile liabilities | $6,582,000 | 6,741 |
| Insider loans | $35,000 | 7,715 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $509,000 | 1,137 |
| Unused loan commitments | $5,376,000 | 5,744 |
| Tier 1 (core) risk-based capital | $3,005,000 | 8,180 |
| Tier 2 risk-based capital | $260,000 | 7,339 |
| Total risk weighted assets | $20,745,000 | 7,764 |
| Total unused commitments | $5,376,000 | 5,747 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 9 | 8,127 |
| Assets and Liabilities | ||
| Total Assets: | $22,925,000 | 8,427 |
| Cash and due from depository institutions | $621,000 | 8,127 |
| Interest-bearing balances | $111,000 | 5,011 |
| Securities | $2,969,000 | 8,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $15,353,000 | 8,029 |
| Loan loss allowance | $144,000 | 8,307 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,885,000 | 3,333 |
| Other real estate owned | $0 | 8,127 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,097,000 | 6,358 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $22,925,000 | 8,427 |
| Total liabilities | $19,742,000 | 8,404 |
| Total deposits | $14,335,000 | 8,627 |
| Interest-bearing deposits | $12,804,000 | 8,543 |
| Deposits held in domestic offices | $14,335,000 | 8,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,285,000 | 1,603 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $122,000 | 7,900 |
| Total equity capital | $3,183,000 | 8,158 |
| Total bank equity capital | $3,183,000 | 8,158 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $150,000 | 6,334 |
| Surplus | $2,459,000 | 5,100 |
| Undivided profits | $574,000 | 7,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $72,000 | 8,741 |
| Earning assets | $18,433,000 | 8,550 |
| Long-term assets (5+ years) | $3,825,000 | 6,490 |
| Average Assets, year-to-date | $17,937,500 | 8,636 |
| Average Assets, quarterly | $22,161,500 | 8,445 |
| Volatile liabilities | $8,309,000 | 6,257 |
| Insider loans | $381,000 | 5,900 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $242,000 | 1,435 |
| Unused loan commitments | $4,221,000 | 6,171 |
| Tier 1 (core) risk-based capital | $3,146,000 | 8,136 |
| Tier 2 risk-based capital | $144,000 | 8,216 |
| Total risk weighted assets | $19,091,000 | 7,916 |
| Total unused commitments | $4,221,000 | 6,176 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 10 | 8,014 |
| Assets and Liabilities | ||
| Total Assets: | $21,398,000 | 8,532 |
| Cash and due from depository institutions | $109,000 | 8,014 |
| Interest-bearing balances | $16,000 | 6,385 |
| Securities | $2,982,000 | 8,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $14,343,000 | 8,147 |
| Loan loss allowance | $141,000 | 8,366 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,900,000 | 3,283 |
| Other real estate owned | $0 | 8,014 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,064,000 | 6,393 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $21,398,000 | 8,532 |
| Total liabilities | $18,218,000 | 8,540 |
| Total deposits | $11,638,000 | 8,800 |
| Interest-bearing deposits | $10,337,000 | 8,745 |
| Deposits held in domestic offices | $11,638,000 | 8,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,470,000 | 1,452 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $110,000 | 7,865 |
| Total equity capital | $3,180,000 | 8,139 |
| Total bank equity capital | $3,180,000 | 8,139 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $150,000 | 6,379 |
| Surplus | $2,460,000 | 5,102 |
| Undivided profits | $570,000 | 7,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $62,000 | 8,827 |
| Earning assets | $17,341,000 | 8,641 |
| Long-term assets (5+ years) | $3,773,000 | 6,623 |
| Average Assets, year-to-date | $16,275,000 | 8,759 |
| Average Assets, quarterly | $17,800,000 | 8,696 |
| Volatile liabilities | $9,029,000 | 6,058 |
| Insider loans | $418,000 | 5,787 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,072,000 | 6,777 |
| Tier 1 (core) risk-based capital | $3,188,000 | 8,119 |
| Tier 2 risk-based capital | $141,000 | 8,271 |
| Total risk weighted assets | $18,255,000 | 8,021 |
| Total unused commitments | $3,072,000 | 6,781 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 11 | 7,858 |
| Assets and Liabilities | ||
| Total Assets: | $14,202,000 | 8,890 |
| Cash and due from depository institutions | $1,000 | 7,858 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $10,407,000 | 8,477 |
| Loan loss allowance | $138,000 | 8,410 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,917,000 | 3,227 |
| Other real estate owned | $0 | 7,858 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $877,000 | 6,727 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $14,202,000 | 8,890 |
| Total liabilities | $10,956,000 | 8,898 |
| Total deposits | $8,938,000 | 8,924 |
| Interest-bearing deposits | $8,336,000 | 8,858 |
| Deposits held in domestic offices | $8,938,000 | 8,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,935,000 | 2,157 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $83,000 | 8,352 |
| Total equity capital | $3,246,000 | 8,181 |
| Total bank equity capital | $3,246,000 | 8,181 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $150,000 | 6,396 |
| Surplus | $2,459,000 | 5,089 |
| Undivided profits | $637,000 | 7,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $39,000 | 8,957 |
| Earning assets | $10,407,000 | 8,946 |
| Long-term assets (5+ years) | $794,000 | 7,722 |
| Average Assets, year-to-date | $13,713,500 | 8,908 |
| Average Assets, quarterly | $13,713,500 | 8,908 |
| Volatile liabilities | $3,682,000 | 7,672 |
| Insider loans | $418,000 | 5,759 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $148,000 | 1,682 |
| Unused loan commitments | $1,606,000 | 7,697 |
| Tier 1 (core) risk-based capital | $3,246,000 | 8,110 |
| Tier 2 risk-based capital | $138,000 | 8,322 |
| Total risk weighted assets | $13,579,000 | 8,401 |
| Total unused commitments | $1,606,000 | 7,707 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 12 | 7,711 |
| Assets and Liabilities | ||
| Total Assets: | $13,225,000 | 8,979 |
| Cash and due from depository institutions | $487,000 | 7,711 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $8,911,000 | 8,658 |
| Loan loss allowance | $127,000 | 8,528 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,926,000 | 3,216 |
| Other real estate owned | $0 | 7,711 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $901,000 | 6,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,225,000 | 8,979 |
| Total liabilities | $9,872,000 | 8,988 |
| Total deposits | $4,166,000 | 9,092 |
| Interest-bearing deposits | $3,855,000 | 9,048 |
| Deposits held in domestic offices | $4,166,000 | 9,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,630,000 | 1,515 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $76,000 | 8,427 |
| Total equity capital | $3,353,000 | 8,110 |
| Total bank equity capital | $3,353,000 | 8,110 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $150,000 | 6,447 |
| Surplus | $2,459,000 | 5,076 |
| Undivided profits | $744,000 | 7,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $31,000 | 9,029 |
| Earning assets | $8,911,000 | 9,052 |
| Long-term assets (5+ years) | $797,000 | 7,781 |
| Average Assets, year-to-date | $43,178,200 | 7,296 |
| Average Assets, quarterly | $31,791,500 | 7,987 |
| Volatile liabilities | $6,278,000 | 6,782 |
| Insider loans | $433,000 | 5,735 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $125,000 | 1,620 |
| Unused loan commitments | $1,511,000 | 7,688 |
| Tier 1 (core) risk-based capital | $3,353,000 | 8,042 |
| Tier 2 risk-based capital | $127,000 | 8,440 |
| Total risk weighted assets | $12,543,000 | 8,547 |
| Total unused commitments | $1,511,000 | 7,692 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 18 | 6,678 |
| Assets and Liabilities | ||
| Total Assets: | $50,358,000 | 7,001 |
| Cash and due from depository institutions | $1,484,000 | 6,678 |
| Interest-bearing balances | $20,000 | 6,416 |
| Securities | $10,020,000 | 6,550 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,563 |
| Net loans & leases | $32,521,000 | 6,615 |
| Loan loss allowance | $479,000 | 6,200 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,401,000 | 2,821 |
| Other real estate owned | $0 | 6,678 |
| Goodwill and other intangibles | $14,000 | 3,097 |
| All other assets | $1,118,000 | 6,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,358,000 | 7,001 |
| Total liabilities | $45,552,000 | 6,946 |
| Total deposits | $45,255,000 | 6,752 |
| Interest-bearing deposits | $38,325,000 | 6,745 |
| Deposits held in domestic offices | $45,255,000 | 6,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,000 | 3,323 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $263,000 | 6,731 |
| Total equity capital | $4,806,000 | 7,344 |
| Total bank equity capital | $4,806,000 | 7,344 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $150,000 | 6,487 |
| Surplus | $2,450,000 | 5,055 |
| Undivided profits | $2,206,000 | 6,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $672,000 | 3,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $196,000 | 8,055 |
| Earning assets | $44,361,000 | 7,107 |
| Long-term assets (5+ years) | $11,941,000 | 4,683 |
| Average Assets, year-to-date | $50,666,500 | 6,898 |
| Average Assets, quarterly | $49,447,000 | 7,028 |
| Volatile liabilities | $3,930,000 | 7,650 |
| Insider loans | $847,000 | 4,395 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $569,000 | 1,388 |
| Unused loan commitments | $7,030,000 | 5,037 |
| Tier 1 (core) risk-based capital | $4,733,000 | 7,270 |
| Tier 2 risk-based capital | $467,000 | 5,905 |
| Total risk weighted assets | $37,300,000 | 6,463 |
| Total unused commitments | $7,030,000 | 5,041 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 18 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $48,536,000 | 7,099 |
| Cash and due from depository institutions | $1,676,000 | 6,706 |
| Interest-bearing balances | $11,000 | 6,662 |
| Securities | $10,783,000 | 6,297 |
| Federal funds sold & reverse repurchase agreements | $1,215,000 | 5,556 |
| Net loans & leases | $32,057,000 | 6,647 |
| Loan loss allowance | $472,000 | 6,219 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,785,000 | 4,460 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $15,000 | 3,045 |
| All other assets | $1,005,000 | 6,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,536,000 | 7,099 |
| Total liabilities | $44,033,000 | 7,037 |
| Total deposits | $43,741,000 | 6,861 |
| Interest-bearing deposits | $36,959,000 | 6,857 |
| Deposits held in domestic offices | $43,741,000 | 6,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,000 | 3,170 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $195,000 | 7,429 |
| Total equity capital | $4,503,000 | 7,542 |
| Total bank equity capital | $4,503,000 | 7,542 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $150,000 | 6,508 |
| Surplus | $2,350,000 | 5,136 |
| Undivided profits | $2,003,000 | 6,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $203,000 | 7,937 |
| Earning assets | $44,066,000 | 7,121 |
| Long-term assets (5+ years) | $12,218,000 | 4,508 |
| Average Assets, year-to-date | $50,769,330 | 6,908 |
| Average Assets, quarterly | $49,841,000 | 7,003 |
| Volatile liabilities | $3,776,000 | 7,722 |
| Insider loans | $589,000 | 5,119 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $2,694,000 | 1,001 |
| Unused loan commitments | $7,501,000 | 4,871 |
| Tier 1 (core) risk-based capital | $4,368,000 | 7,485 |
| Tier 2 risk-based capital | $426,000 | 6,164 |
| Total risk weighted assets | $34,041,000 | 6,721 |
| Total unused commitments | $7,501,000 | 4,882 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 18 | 6,694 |
| Assets and Liabilities | ||
| Total Assets: | $51,146,000 | 6,930 |
| Cash and due from depository institutions | $1,982,000 | 6,694 |
| Interest-bearing balances | $10,000 | 6,648 |
| Securities | $11,472,000 | 6,206 |
| Federal funds sold & reverse repurchase agreements | $5,790,000 | 2,866 |
| Net loans & leases | $29,368,000 | 6,855 |
| Loan loss allowance | $466,000 | 6,222 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,293,000 | 5,245 |
| Other real estate owned | $0 | 6,694 |
| Goodwill and other intangibles | $32,000 | 2,949 |
| All other assets | $1,209,000 | 5,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,146,000 | 6,930 |
| Total liabilities | $46,885,000 | 6,825 |
| Total deposits | $46,693,000 | 6,639 |
| Interest-bearing deposits | $39,877,000 | 6,620 |
| Deposits held in domestic offices | $46,693,000 | 6,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $192,000 | 7,514 |
| Total equity capital | $4,261,000 | 7,657 |
| Total bank equity capital | $4,261,000 | 7,657 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $150,000 | 6,538 |
| Surplus | $2,350,000 | 5,114 |
| Undivided profits | $1,761,000 | 6,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 3,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $188,000 | 8,133 |
| Earning assets | $46,640,000 | 6,921 |
| Long-term assets (5+ years) | $12,988,000 | 4,316 |
| Average Assets, year-to-date | $51,886,000 | 6,850 |
| Average Assets, quarterly | $51,886,000 | 6,850 |
| Volatile liabilities | $5,185,000 | 7,193 |
| Insider loans | $1,352,000 | 3,290 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $1,697,000 | 1,092 |
| Unused loan commitments | $4,575,000 | 5,871 |
| Tier 1 (core) risk-based capital | $4,118,000 | 7,610 |
| Tier 2 risk-based capital | $408,000 | 6,259 |
| Total risk weighted assets | $32,560,000 | 6,795 |
| Total unused commitments | $4,575,000 | 5,879 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 19 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $52,626,000 | 6,836 |
| Cash and due from depository institutions | $2,039,000 | 6,541 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $9,507,000 | 6,626 |
| Federal funds sold & reverse repurchase agreements | $8,625,000 | 1,683 |
| Net loans & leases | $30,548,000 | 6,774 |
| Loan loss allowance | $456,000 | 6,238 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $963,000 | 5,942 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $40,000 | 2,887 |
| All other assets | $904,000 | 6,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,626,000 | 6,836 |
| Total liabilities | $48,531,000 | 6,693 |
| Total deposits | $48,134,000 | 6,503 |
| Interest-bearing deposits | $40,131,000 | 6,572 |
| Deposits held in domestic offices | $48,134,000 | 6,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $397,000 | 5,881 |
| Total equity capital | $4,095,000 | 7,745 |
| Total bank equity capital | $4,095,000 | 7,745 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $150,000 | 6,561 |
| Surplus | $2,350,000 | 5,074 |
| Undivided profits | $1,595,000 | 7,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 3,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $202,000 | 8,096 |
| Earning assets | $48,680,000 | 6,767 |
| Long-term assets (5+ years) | $10,989,000 | 4,622 |
| Average Assets, year-to-date | $49,063,600 | 6,892 |
| Average Assets, quarterly | $51,180,500 | 6,875 |
| Volatile liabilities | $5,347,000 | 7,198 |
| Insider loans | $1,506,000 | 3,083 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $1,501,000 | 1,174 |
| Unused loan commitments | $4,900,000 | 5,586 |
| Tier 1 (core) risk-based capital | $3,901,000 | 7,734 |
| Tier 2 risk-based capital | $416,000 | 6,170 |
| Total risk weighted assets | $33,200,000 | 6,742 |
| Total unused commitments | $4,900,000 | 5,589 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $49,210,000 | 6,968 |
| Cash and due from depository institutions | $2,227,000 | 6,738 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,123,000 | 7,000 |
| Federal funds sold & reverse repurchase agreements | $8,170,000 | 1,779 |
| Net loans & leases | $28,814,000 | 6,949 |
| Loan loss allowance | $374,000 | 6,770 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $976,000 | 5,946 |
| Other real estate owned | $0 | 6,738 |
| Goodwill and other intangibles | $114,000 | 2,572 |
| All other assets | $786,000 | 7,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,210,000 | 6,968 |
| Total liabilities | $45,265,000 | 6,855 |
| Total deposits | $44,721,000 | 6,690 |
| Interest-bearing deposits | $37,679,000 | 6,736 |
| Deposits held in domestic offices | $44,721,000 | 6,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $544,000 | 5,171 |
| Total equity capital | $3,945,000 | 7,840 |
| Total bank equity capital | $3,945,000 | 7,840 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $150,000 | 6,721 |
| Surplus | $2,350,000 | 5,047 |
| Undivided profits | $1,445,000 | 7,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 4,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $217,000 | 8,249 |
| Earning assets | $45,107,000 | 6,952 |
| Long-term assets (5+ years) | $9,160,000 | 4,987 |
| Average Assets, year-to-date | $44,946,800 | 7,070 |
| Average Assets, quarterly | $47,950,500 | 7,007 |
| Volatile liabilities | $5,497,000 | 7,155 |
| Insider loans | $407,000 | 5,844 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $740,000 | 1,293 |
| Unused loan commitments | $4,877,000 | 5,581 |
| Tier 1 (core) risk-based capital | $3,886,000 | 7,783 |
| Tier 2 risk-based capital | $374,000 | 6,452 |
| Total risk weighted assets | $31,515,000 | 6,912 |
| Total unused commitments | $4,877,000 | 5,586 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $43,265,000 | 7,329 |
| Cash and due from depository institutions | $1,814,000 | 7,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,882,000 | 6,538 |
| Federal funds sold & reverse repurchase agreements | $2,326,000 | 3,899 |
| Net loans & leases | $26,244,000 | 7,166 |
| Loan loss allowance | $333,000 | 6,998 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,044,000 | 5,843 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $206,000 | 2,310 |
| All other assets | $749,000 | 7,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,265,000 | 7,329 |
| Total liabilities | $39,617,000 | 7,230 |
| Total deposits | $38,711,000 | 7,078 |
| Interest-bearing deposits | $32,613,000 | 7,105 |
| Deposits held in domestic offices | $38,711,000 | 7,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $906,000 | 3,866 |
| Total equity capital | $3,648,000 | 8,102 |
| Total bank equity capital | $3,648,000 | 8,102 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $150,000 | 6,941 |
| Surplus | $2,350,000 | 5,038 |
| Undivided profits | $1,148,000 | 7,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 7,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $164,000 | 8,360 |
| Earning assets | $39,452,000 | 7,345 |
| Long-term assets (5+ years) | $11,809,000 | 4,233 |
| Average Assets, year-to-date | $41,577,400 | 7,288 |
| Average Assets, quarterly | $42,954,500 | 7,308 |
| Volatile liabilities | $4,027,000 | 7,889 |
| Insider loans | $490,000 | 5,479 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,779,000 | 6,031 |
| Tier 1 (core) risk-based capital | $3,677,400 | 8,006 |
| Tier 2 risk-based capital | $333,000 | 6,702 |
| Total risk weighted assets | $28,894,700 | 7,082 |
| Total unused commitments | $3,779,000 | 6,034 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $42,010,000 | 7,513 |
| Cash and due from depository institutions | $2,348,000 | 7,085 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $11,732,000 | 6,587 |
| Federal funds sold & reverse repurchase agreements | $2,966,000 | 2,911 |
| Net loans & leases | $22,791,000 | 7,603 |
| Loan loss allowance | $338,000 | 7,012 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,074,000 | 5,829 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $228,000 | 2,336 |
| All other assets | $871,000 | 6,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,010,000 | 7,513 |
| Total liabilities | $39,159,000 | 7,365 |
| Total deposits | $38,674,000 | 7,178 |
| Interest-bearing deposits | $32,635,000 | 7,208 |
| Deposits held in domestic offices | $38,674,000 | 7,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $485,000 | 5,443 |
| Total equity capital | $2,851,000 | 8,787 |
| Total bank equity capital | $2,851,000 | 8,787 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $150,000 | 7,188 |
| Surplus | $1,850,000 | 5,756 |
| Undivided profits | $851,000 | 7,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $235,000 | 7,327 |
| Earning assets | $37,489,000 | 7,579 |
| Long-term assets (5+ years) | $12,039,000 | 4,452 |
| Average Assets, year-to-date | $41,187,600 | 7,438 |
| Average Assets, quarterly | $41,558,000 | 7,503 |
| Volatile liabilities | $3,721,000 | 7,997 |
| Insider loans | $471,000 | 5,503 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,616,000 | 6,270 |
| Tier 1 (core) risk-based capital | $3,138,200 | 8,579 |
| Tier 2 risk-based capital | $329,270 | 6,744 |
| Total risk weighted assets | $26,333,170 | 7,382 |
| Total unused commitments | $3,616,000 | 6,275 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $41,744,000 | 7,634 |
| Cash and due from depository institutions | $1,832,000 | 7,238 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $14,001,000 | 6,021 |
| Federal funds sold & reverse repurchase agreements | $1,511,000 | 6,345 |
| Net loans & leases | $22,446,000 | 7,628 |
| Loan loss allowance | $331,000 | 7,075 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,119,000 | 5,626 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $173,000 | 2,425 |
| All other assets | $662,000 | 7,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,744,000 | 7,634 |
| Total liabilities | $39,016,000 | 7,443 |
| Total deposits | $38,562,000 | 7,299 |
| Interest-bearing deposits | $32,245,000 | 7,357 |
| Deposits held in domestic offices | $38,562,000 | 7,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $454,000 | 6,092 |
| Total equity capital | $2,728,000 | 9,040 |
| Total bank equity capital | $2,728,000 | 9,040 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $150,000 | 7,336 |
| Surplus | $1,850,000 | 5,684 |
| Undivided profits | $728,000 | 8,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 7,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $247,000 | 7,277 |
| Earning assets | $37,958,000 | 7,657 |
| Long-term assets (5+ years) | $14,981,000 | 3,767 |
| Average Assets, year-to-date | $37,671,000 | 7,780 |
| Average Assets, quarterly | $40,411,500 | 7,647 |
| Volatile liabilities | $3,614,000 | 7,830 |
| Insider loans | $299,000 | 6,443 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,660,000 | 6,848 |
| Tier 1 (core) risk-based capital | $2,663,700 | 9,020 |
| Tier 2 risk-based capital | $315,530 | 6,835 |
| Total risk weighted assets | $25,226,930 | 7,477 |
| Total unused commitments | $2,660,000 | 6,862 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $34,414,000 | 8,421 |
| Cash and due from depository institutions | $1,972,000 | 7,728 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,139,000 | 9,175 |
| Federal funds sold & reverse repurchase agreements | $3,355,000 | 3,680 |
| Net loans & leases | $22,698,000 | 7,845 |
| Loan loss allowance | $339,000 | 7,150 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $625,000 | 7,331 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $58,000 | 2,874 |
| All other assets | $567,000 | 8,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,414,000 | 8,421 |
| Total liabilities | $31,743,000 | 8,296 |
| Total deposits | $31,377,000 | 8,182 |
| Interest-bearing deposits | $26,101,000 | 8,266 |
| Deposits held in domestic offices | $31,377,000 | 8,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $366,000 | 7,063 |
| Total equity capital | $2,671,000 | 9,339 |
| Total bank equity capital | $2,671,000 | 9,339 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $150,000 | 7,662 |
| Surplus | $1,728,000 | 5,913 |
| Undivided profits | $793,000 | 8,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 8,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $189,000 | 8,421 |
| Earning assets | $31,192,000 | 8,458 |
| Long-term assets (5+ years) | $4,203,000 | 6,389 |
| Average Assets, year-to-date | $31,183,600 | 8,590 |
| Average Assets, quarterly | $33,398,500 | 8,479 |
| Volatile liabilities | $1,710,000 | 9,546 |
| Insider loans | $208,000 | 7,400 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,331,000 | 5,016 |
| Tier 1 (core) risk-based capital | $2,635,200 | 9,301 |
| Tier 2 risk-based capital | $311,380 | 6,941 |
| Total risk weighted assets | $24,882,980 | 7,687 |
| Total unused commitments | $5,331,000 | 5,020 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $30,308,000 | 9,175 |
| Cash and due from depository institutions | $1,722,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $4,176,000 | 10,106 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 4,327 |
| Net loans & leases | $20,992,000 | 8,259 |
| Loan loss allowance | $309,000 | 7,748 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $365,000 | 8,848 |
| Other real estate owned | $44,000 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $534,000 | 8,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,308,000 | 9,175 |
| Total liabilities | $27,744,000 | 9,065 |
| Total deposits | $27,460,000 | 8,968 |
| Interest-bearing deposits | $22,086,000 | 9,138 |
| Deposits held in domestic offices | $27,460,000 | 8,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $284,000 | 8,086 |
| Total equity capital | $2,564,000 | 9,702 |
| Total bank equity capital | $2,564,000 | 9,702 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $150,000 | 8,068 |
| Surplus | $1,729,000 | 6,032 |
| Undivided profits | $685,000 | 9,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 6,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $172,000 | 8,943 |
| Earning assets | $27,643,000 | 9,151 |
| Long-term assets (5+ years) | $3,219,000 | 6,883 |
| Average Assets, year-to-date | $30,246,400 | 9,027 |
| Average Assets, quarterly | $30,300,500 | 9,128 |
| Volatile liabilities | $700,000 | 10,819 |
| Insider loans | $185,000 | 7,870 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,510,000 | 5,992 |
| Tier 1 (core) risk-based capital | $2,556,000 | 9,672 |
| Tier 2 risk-based capital | $281,790 | 7,486 |
| Total risk weighted assets | $22,515,690 | 8,201 |
| Total unused commitments | $3,510,000 | 6,008 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $30,322,000 | 9,470 |
| Cash and due from depository institutions | $1,183,000 | 8,670 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,032,000 | 9,758 |
| Federal funds sold & reverse repurchase agreements | $1,710,000 | 6,002 |
| Net loans & leases | $20,433,000 | 8,502 |
| Loan loss allowance | $303,000 | 8,047 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $407,000 | 8,825 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $557,000 | 8,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,322,000 | 9,470 |
| Total liabilities | $28,022,000 | 9,334 |
| Total deposits | $27,613,000 | 9,250 |
| Interest-bearing deposits | $23,312,000 | 9,276 |
| Deposits held in domestic offices | $27,613,000 | 9,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $409,000 | 7,051 |
| Total equity capital | $2,300,000 | 10,332 |
| Total bank equity capital | $2,300,000 | 10,332 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $150,000 | 8,467 |
| Surplus | $1,350,000 | 6,894 |
| Undivided profits | $800,000 | 9,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 7,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $192,000 | 8,933 |
| Earning assets | $28,175,000 | 9,385 |
| Long-term assets (5+ years) | $4,929,000 | 5,828 |
| Average Assets, year-to-date | $29,427,800 | 9,417 |
| Average Assets, quarterly | $29,941,500 | 9,459 |
| Volatile liabilities | $2,203,000 | 9,403 |
| Insider loans | $202,000 | 7,975 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,681,000 | 6,685 |
| Tier 1 (core) risk-based capital | $2,272,000 | 10,301 |
| Tier 2 risk-based capital | $272,580 | 7,727 |
| Total risk weighted assets | $21,776,180 | 8,471 |
| Total unused commitments | $2,681,000 | 6,698 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $29,149,000 | 9,899 |
| Cash and due from depository institutions | $1,359,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,171,000 | 9,862 |
| Federal funds sold & reverse repurchase agreements | $520,000 | 6,702 |
| Net loans & leases | $19,121,000 | 8,923 |
| Loan loss allowance | $303,000 | 8,348 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $425,000 | 8,974 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $553,000 | 9,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,149,000 | 9,899 |
| Total liabilities | $27,184,000 | 9,746 |
| Total deposits | $26,870,000 | 9,641 |
| Interest-bearing deposits | $21,792,000 | 9,801 |
| Deposits held in domestic offices | $26,870,000 | 9,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $314,000 | 7,125 |
| Total equity capital | $1,965,000 | 10,982 |
| Total bank equity capital | $1,965,000 | 10,982 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $1,350,000 | 7,008 |
| Undivided profits | $465,000 | 10,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $180,000 | 8,946 |
| Earning assets | $26,812,000 | 9,831 |
| Long-term assets (5+ years) | $5,262,000 | 5,862 |
| Average Assets, year-to-date | $28,223,800 | 9,920 |
| Average Assets, quarterly | $28,745,500 | 9,914 |
| Volatile liabilities | $2,130,000 | 9,508 |
| Insider loans | $228,000 | 7,869 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,563,000 | 6,813 |
| Tier 1 (core) risk-based capital | $2,112,000 | 10,838 |
| Tier 2 risk-based capital | $257,320 | 8,121 |
| Total risk weighted assets | $20,540,120 | 8,855 |
| Total unused commitments | $2,563,000 | 6,822 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $28,636,000 | 10,378 |
| Cash and due from depository institutions | $1,385,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,672,000 | 10,952 |
| Federal funds sold & reverse repurchase agreements | $1,920,000 | 5,944 |
| Net loans & leases | $18,706,000 | 9,124 |
| Loan loss allowance | $278,000 | 8,955 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $483,000 | 8,835 |
| Other real estate owned | $10,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $460,000 | 9,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,636,000 | 10,378 |
| Total liabilities | $26,502,000 | 10,252 |
| Total deposits | $26,251,000 | 10,152 |
| Interest-bearing deposits | $21,243,000 | 10,349 |
| Deposits held in domestic offices | $26,251,000 | 10,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $251,000 | 8,312 |
| Total equity capital | $2,134,000 | 11,114 |
| Total bank equity capital | $2,134,000 | 11,114 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $1,350,000 | 7,043 |
| Undivided profits | $634,000 | 10,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 11,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $160,000 | 9,190 |
| Earning assets | $26,298,000 | 10,319 |
| Long-term assets (5+ years) | $3,435,000 | 7,458 |
| Average Assets, year-to-date | $26,941,600 | 10,486 |
| Average Assets, quarterly | $28,004,000 | 10,408 |
| Volatile liabilities | $3,061,000 | 8,320 |
| Insider loans | $91,000 | 9,883 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $546,000 | 1,203 |
| Unused loan commitments | $2,065,000 | 7,415 |
| Tier 1 (core) risk-based capital | $2,134,000 | 11,074 |
| Tier 2 risk-based capital | $253,530 | 8,295 |
| Total risk weighted assets | $20,258,030 | 9,086 |
| Total unused commitments | $2,065,000 | 7,441 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $27,024,000 | 10,887 |
| Cash and due from depository institutions | $1,797,000 | 9,137 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,805,000 | 11,174 |
| Federal funds sold & reverse repurchase agreements | $1,585,000 | 7,331 |
| Net loans & leases | $17,016,000 | 9,641 |
| Loan loss allowance | $272,000 | 9,257 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $364,000 | 9,940 |
| Other real estate owned | $79,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $378,000 | 10,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,024,000 | 10,887 |
| Total liabilities | $24,970,000 | 10,791 |
| Total deposits | $24,783,000 | 10,699 |
| Interest-bearing deposits | $20,078,000 | 10,937 |
| Deposits held in domestic offices | $24,783,000 | 10,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $187,000 | 10,310 |
| Total equity capital | $2,054,000 | 11,386 |
| Total bank equity capital | $2,054,000 | 11,386 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $850,000 | 8,943 |
| Undivided profits | $1,054,000 | 9,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 12,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $49,000 | 13,001 |
| Earning assets | $24,406,000 | 10,887 |
| Long-term assets (5+ years) | $3,985,000 | 7,206 |
| Average Assets, year-to-date | $25,273,600 | 11,055 |
| Average Assets, quarterly | $26,645,000 | 10,887 |
| Volatile liabilities | $2,513,000 | 9,224 |
| Insider loans | $47,000 | 7,266 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,393,000 | 6,791 |
| Tier 1 (core) risk-based capital | $2,054,000 | 11,341 |
| Tier 2 risk-based capital | $222,010 | 9,013 |
| Total risk weighted assets | $17,711,110 | 9,922 |
| Total unused commitments | $2,393,000 | 6,820 |
| Derivatives | $0 | 651 |