Home > Merchants and Planters Bank > Income and Expense
Merchants and Planters Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 4,686 |
| Total interest expense | $2,759,000 | 4,910 |
| Net interest income | $3,721,000 | 4,440 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $607,000 | 4,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,886 |
| Total noninterest expense | $2,228,000 | 5,287 |
| Salaries and employee benefits | $1,101,000 | 5,493 |
| Premises and equipment expense | $340,000 | 5,069 |
| Additional noninterest expense | $787,000 | 4,850 |
| Pre-tax net operating income | $2,100,000 | 3,210 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $471,000 | 3,757 |
| Income before extraordinary items | $1,629,000 | 3,044 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,629,000 | 3,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $1,600,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,629,000 | 3,004 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 4,475 |
| Total interest expense | $2,929,000 | 4,824 |
| Net interest income | $3,916,000 | 4,191 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $564,000 | 4,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,122 |
| Total noninterest expense | $2,233,000 | 5,158 |
| Salaries and employee benefits | $1,083,000 | 5,468 |
| Premises and equipment expense | $345,000 | 4,929 |
| Additional noninterest expense | $805,000 | 4,658 |
| Pre-tax net operating income | $2,247,000 | 3,036 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $569,000 | 3,537 |
| Income before extraordinary items | $1,678,000 | 2,960 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,678,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $1,498,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,678,000 | 2,876 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 4,656 |
| Total interest expense | $2,920,000 | 4,833 |
| Net interest income | $3,787,000 | 4,429 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $529,000 | 4,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,144 |
| Total noninterest expense | $2,103,000 | 5,456 |
| Salaries and employee benefits | $1,039,000 | 5,721 |
| Premises and equipment expense | $276,000 | 5,713 |
| Additional noninterest expense | $788,000 | 4,784 |
| Pre-tax net operating income | $2,213,000 | 3,233 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $595,000 | 3,698 |
| Income before extraordinary items | $1,618,000 | 3,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,618,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $1,420,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,618,000 | 3,069 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 4,896 |
| Total interest expense | $2,885,000 | 4,956 |
| Net interest income | $3,568,000 | 4,751 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $502,000 | 5,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,587 |
| Total noninterest expense | $2,005,000 | 5,941 |
| Salaries and employee benefits | $1,000,000 | 5,988 |
| Premises and equipment expense | $317,000 | 5,368 |
| Additional noninterest expense | $688,000 | 5,807 |
| Pre-tax net operating income | $2,065,000 | 3,333 |
| Securities gains (losses) | $-29,000 | 10,826 |
| Applicable income taxes | $526,000 | 3,987 |
| Income before extraordinary items | $1,510,000 | 3,168 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,510,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $1,235,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,531,460 | 3,095 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 5,207 |
| Total interest expense | $2,753,000 | 5,136 |
| Net interest income | $3,253,000 | 5,165 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $541,000 | 4,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,518 |
| Total noninterest expense | $2,051,000 | 5,867 |
| Salaries and employee benefits | $983,000 | 6,149 |
| Premises and equipment expense | $264,000 | 6,144 |
| Additional noninterest expense | $804,000 | 5,234 |
| Pre-tax net operating income | $1,743,000 | 3,949 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $415,000 | 4,823 |
| Income before extraordinary items | $1,326,000 | 3,611 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,326,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,327,520 | 3,585 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,812,000 | 5,008 |
| Total interest expense | $2,275,000 | 5,024 |
| Net interest income | $3,537,000 | 4,896 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $559,000 | 4,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,365 |
| Total noninterest expense | $2,206,000 | 5,722 |
| Salaries and employee benefits | $910,000 | 6,564 |
| Premises and equipment expense | $351,000 | 5,073 |
| Additional noninterest expense | $945,000 | 4,952 |
| Pre-tax net operating income | $1,890,000 | 3,601 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $455,000 | 4,351 |
| Income before extraordinary items | $1,435,000 | 3,289 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,435,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $1,870,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,435,000 | 3,319 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,932,000 | 5,000 |
| Total interest expense | $2,259,000 | 5,255 |
| Net interest income | $3,673,000 | 4,755 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $605,000 | 4,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 4,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,801 |
| Total noninterest expense | $2,197,000 | 5,870 |
| Salaries and employee benefits | $901,000 | 6,705 |
| Premises and equipment expense | $268,000 | 6,364 |
| Additional noninterest expense | $1,028,000 | 4,799 |
| Pre-tax net operating income | $2,076,000 | 3,192 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $584,000 | 3,692 |
| Income before extraordinary items | $1,516,000 | 3,215 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $1,614,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,951 |
| Cash dividends | $985,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,498,720 | 3,083 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,347,000 | 5,235 |
| Total interest expense | $2,672,000 | 5,686 |
| Net interest income | $3,675,000 | 4,798 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $490,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 4,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,504 |
| Total noninterest expense | $2,140,000 | 6,057 |
| Salaries and employee benefits | $851,000 | 6,925 |
| Premises and equipment expense | $279,000 | 6,297 |
| Additional noninterest expense | $1,010,000 | 5,014 |
| Pre-tax net operating income | $1,943,000 | 3,180 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $521,000 | 3,860 |
| Income before extraordinary items | $1,443,000 | 3,195 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,443,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $432,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,427,670 | 2,984 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.