Home > Merchants and Farmers Bank > Income and Expense
Merchants and Farmers Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,643,000 | 2,424 |
| Total interest expense | $3,637,000 | 2,394 |
| Net interest income | $10,006,000 | 2,388 |
| Provision for loan and lease losses | $600,000 | 1,141 |
| Total noninterest income | $1,244,000 | 2,499 |
| Gross Fiduciary activities income | $359,000 | 627 |
| Service charges on deposit accounts | $387,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,975 |
| Total noninterest expense | $6,968,000 | 2,569 |
| Salaries and employee benefits | $4,125,000 | 2,475 |
| Premises and equipment expense | $1,153,000 | 1,863 |
| Additional noninterest expense | $498,000 | 2,975 |
| Pre-tax net operating income | $3,682,000 | 2,272 |
| Securities gains (losses) | $38,000 | 469 |
| Applicable income taxes | $916,000 | 1,492 |
| Income before extraordinary items | $2,804,000 | 2,418 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,804,000 | 2,442 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,804,000 | 2,420 |
| Net charge-offs | $605,000 | 686 |
| Cash dividends | $1,500,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,773,980 | 2,446 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,827,000 | 2,449 |
| Total interest expense | $2,478,000 | 2,397 |
| Net interest income | $7,349,000 | 2,426 |
| Provision for loan and lease losses | $280,000 | 1,401 |
| Total noninterest income | $817,000 | 2,641 |
| Gross Fiduciary activities income | $162,000 | 667 |
| Service charges on deposit accounts | $289,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 2,981 |
| Total noninterest expense | $5,218,000 | 2,556 |
| Salaries and employee benefits | $3,180,000 | 2,432 |
| Premises and equipment expense | $834,000 | 1,905 |
| Additional noninterest expense | $366,000 | 2,980 |
| Pre-tax net operating income | $2,668,000 | 2,366 |
| Securities gains (losses) | $38,000 | 305 |
| Applicable income taxes | $647,000 | 1,579 |
| Income before extraordinary items | $2,059,000 | 2,480 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,059,000 | 2,502 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,059,000 | 2,481 |
| Net charge-offs | $62,000 | 1,387 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,028,980 | 2,516 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 2,488 |
| Total interest expense | $1,400,000 | 2,437 |
| Net interest income | $4,810,000 | 2,476 |
| Provision for loan and lease losses | $180,000 | 1,397 |
| Total noninterest income | $552,000 | 2,589 |
| Gross Fiduciary activities income | $122,000 | 653 |
| Service charges on deposit accounts | $186,000 | 1,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 2,969 |
| Total noninterest expense | $3,352,000 | 2,595 |
| Salaries and employee benefits | $2,018,000 | 2,497 |
| Premises and equipment expense | $542,000 | 1,923 |
| Additional noninterest expense | $244,000 | 2,962 |
| Pre-tax net operating income | $1,830,000 | 2,355 |
| Securities gains (losses) | $-25,000 | 3,945 |
| Applicable income taxes | $440,000 | 1,577 |
| Income before extraordinary items | $1,365,000 | 2,505 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,365,000 | 2,535 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,365,000 | 2,505 |
| Net charge-offs | $-1,000 | 3,356 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,384,750 | 2,503 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 2,608 |
| Total interest expense | $504,000 | 2,630 |
| Net interest income | $2,315,000 | 2,536 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $290,000 | 2,524 |
| Gross Fiduciary activities income | $60,000 | 679 |
| Service charges on deposit accounts | $93,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 2,840 |
| Total noninterest expense | $1,704,000 | 2,593 |
| Salaries and employee benefits | $1,046,000 | 2,480 |
| Premises and equipment expense | $265,000 | 1,979 |
| Additional noninterest expense | $137,000 | 2,840 |
| Pre-tax net operating income | $811,000 | 2,553 |
| Securities gains (losses) | $-25,000 | 4,149 |
| Applicable income taxes | $187,000 | 1,718 |
| Income before extraordinary items | $599,000 | 2,697 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $599,000 | 2,697 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $599,000 | 2,697 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $618,750 | 2,701 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,312,000 | 2,628 |
| Total interest expense | $943,000 | 2,493 |
| Net interest income | $8,369,000 | 2,616 |
| Provision for loan and lease losses | $240,000 | 1,681 |
| Total noninterest income | $1,089,000 | 2,701 |
| Gross Fiduciary activities income | $274,000 | 681 |
| Service charges on deposit accounts | $368,000 | 2,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,151 |
| Total noninterest expense | $6,293,000 | 2,683 |
| Salaries and employee benefits | $3,688,000 | 2,628 |
| Premises and equipment expense | $1,135,000 | 1,885 |
| Additional noninterest expense | $447,000 | 3,151 |
| Pre-tax net operating income | $2,925,000 | 2,686 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $706,000 | 1,803 |
| Income before extraordinary items | $2,219,000 | 2,822 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,219,000 | 2,819 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,219,000 | 2,821 |
| Net charge-offs | $51,000 | 1,524 |
| Cash dividends | $120,000 | 3,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,219,000 | 2,854 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 2,658 |
| Total interest expense | $578,000 | 2,468 |
| Net interest income | $6,032,000 | 2,656 |
| Provision for loan and lease losses | $180,000 | 1,523 |
| Total noninterest income | $772,000 | 2,811 |
| Gross Fiduciary activities income | $145,000 | 704 |
| Service charges on deposit accounts | $288,000 | 2,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,174 |
| Total noninterest expense | $4,699,000 | 2,669 |
| Salaries and employee benefits | $2,779,000 | 2,613 |
| Premises and equipment expense | $854,000 | 1,895 |
| Additional noninterest expense | $339,000 | 3,174 |
| Pre-tax net operating income | $1,925,000 | 2,824 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $455,000 | 1,898 |
| Income before extraordinary items | $1,470,000 | 2,940 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,470,000 | 2,938 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,470,000 | 2,939 |
| Net charge-offs | $20,000 | 1,597 |
| Cash dividends | $120,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,470,000 | 2,974 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 2,731 |
| Total interest expense | $324,000 | 2,561 |
| Net interest income | $3,762,000 | 2,724 |
| Provision for loan and lease losses | $120,000 | 1,426 |
| Total noninterest income | $546,000 | 2,729 |
| Gross Fiduciary activities income | $131,000 | 644 |
| Service charges on deposit accounts | $188,000 | 2,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,198 |
| Total noninterest expense | $3,085,000 | 2,695 |
| Salaries and employee benefits | $1,805,000 | 2,658 |
| Premises and equipment expense | $585,000 | 1,854 |
| Additional noninterest expense | $695,000 | 3,202 |
| Pre-tax net operating income | $1,103,000 | 2,898 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $252,000 | 1,955 |
| Income before extraordinary items | $851,000 | 3,011 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $851,000 | 3,010 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $851,000 | 3,011 |
| Net charge-offs | $8,000 | 1,644 |
| Cash dividends | $120,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $851,000 | 3,048 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 2,819 |
| Total interest expense | $150,000 | 2,625 |
| Net interest income | $1,734,000 | 2,798 |
| Provision for loan and lease losses | $60,000 | 1,235 |
| Total noninterest income | $263,000 | 2,742 |
| Gross Fiduciary activities income | $55,000 | 660 |
| Service charges on deposit accounts | $93,000 | 2,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,139 |
| Total noninterest expense | $1,582,000 | 2,647 |
| Salaries and employee benefits | $939,000 | 2,601 |
| Premises and equipment expense | $297,000 | 1,852 |
| Additional noninterest expense | $346,000 | 3,207 |
| Pre-tax net operating income | $355,000 | 3,255 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $69,000 | 2,314 |
| Income before extraordinary items | $286,000 | 3,324 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $286,000 | 3,322 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $286,000 | 3,324 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $286,000 | 3,347 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,704,000 | 2,861 |
| Total interest expense | $751,000 | 2,604 |
| Net interest income | $6,953,000 | 2,856 |
| Provision for loan and lease losses | $230,000 | 1,637 |
| Total noninterest income | $984,000 | 2,993 |
| Gross Fiduciary activities income | $266,000 | 644 |
| Service charges on deposit accounts | $303,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,431 |
| Total noninterest expense | $5,438,000 | 2,874 |
| Salaries and employee benefits | $2,968,000 | 2,952 |
| Premises and equipment expense | $1,163,000 | 1,857 |
| Additional noninterest expense | $1,307,000 | 3,308 |
| Pre-tax net operating income | $2,269,000 | 2,998 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $507,000 | 2,089 |
| Income before extraordinary items | $1,762,000 | 3,181 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,762,000 | 3,181 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,762,000 | 3,181 |
| Net charge-offs | $291,000 | 847 |
| Cash dividends | $452,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,762,000 | 3,160 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 2,941 |
| Total interest expense | $586,000 | 2,633 |
| Net interest income | $5,076,000 | 2,936 |
| Provision for loan and lease losses | $180,000 | 1,539 |
| Total noninterest income | $693,000 | 3,091 |
| Gross Fiduciary activities income | $164,000 | 655 |
| Service charges on deposit accounts | $215,000 | 2,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,472 |
| Total noninterest expense | $3,968,000 | 2,947 |
| Salaries and employee benefits | $2,161,000 | 3,007 |
| Premises and equipment expense | $860,000 | 1,904 |
| Additional noninterest expense | $947,000 | 3,381 |
| Pre-tax net operating income | $1,621,000 | 3,168 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $372,000 | 2,179 |
| Income before extraordinary items | $1,249,000 | 3,360 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,249,000 | 3,360 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,249,000 | 3,360 |
| Net charge-offs | $295,000 | 652 |
| Cash dividends | $100,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,249,000 | 3,331 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 3,021 |
| Total interest expense | $407,000 | 2,648 |
| Net interest income | $3,195,000 | 3,034 |
| Provision for loan and lease losses | $120,000 | 1,537 |
| Total noninterest income | $498,000 | 3,004 |
| Gross Fiduciary activities income | $148,000 | 634 |
| Service charges on deposit accounts | $135,000 | 2,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,442 |
| Total noninterest expense | $2,561,000 | 2,986 |
| Salaries and employee benefits | $1,326,000 | 3,131 |
| Premises and equipment expense | $565,000 | 1,915 |
| Additional noninterest expense | $670,000 | 3,281 |
| Pre-tax net operating income | $1,012,000 | 3,242 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $225,000 | 2,223 |
| Income before extraordinary items | $787,000 | 3,413 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $787,000 | 3,412 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $787,000 | 3,413 |
| Net charge-offs | $207,000 | 641 |
| Cash dividends | $100,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $787,000 | 3,392 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 2,973 |
| Total interest expense | $209,000 | 2,686 |
| Net interest income | $1,639,000 | 2,968 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $257,000 | 2,948 |
| Gross Fiduciary activities income | $82,000 | 625 |
| Service charges on deposit accounts | $64,000 | 2,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,414 |
| Total noninterest expense | $1,282,000 | 2,983 |
| Salaries and employee benefits | $642,000 | 3,171 |
| Premises and equipment expense | $286,000 | 1,902 |
| Additional noninterest expense | $354,000 | 3,152 |
| Pre-tax net operating income | $554,000 | 3,139 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $124,000 | 2,138 |
| Income before extraordinary items | $430,000 | 3,294 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $430,000 | 3,295 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $430,000 | 3,294 |
| Net charge-offs | $14,000 | 1,259 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $430,000 | 3,266 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,765,000 | 2,925 |
| Total interest expense | $1,072,000 | 2,829 |
| Net interest income | $6,693,000 | 2,882 |
| Provision for loan and lease losses | $240,000 | 2,884 |
| Total noninterest income | $896,000 | 2,996 |
| Gross Fiduciary activities income | $218,000 | 665 |
| Service charges on deposit accounts | $296,000 | 2,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,412 |
| Total noninterest expense | $5,274,000 | 2,899 |
| Salaries and employee benefits | $2,895,000 | 2,999 |
| Premises and equipment expense | $1,154,000 | 1,845 |
| Additional noninterest expense | $1,225,000 | 3,383 |
| Pre-tax net operating income | $2,075,000 | 2,905 |
| Securities gains (losses) | $19,000 | 2,125 |
| Applicable income taxes | $469,000 | 1,991 |
| Income before extraordinary items | $1,625,000 | 3,099 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,625,000 | 3,098 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,625,000 | 3,099 |
| Net charge-offs | $65,000 | 2,249 |
| Cash dividends | $900,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,609,990 | 3,058 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 2,974 |
| Total interest expense | $832,000 | 2,869 |
| Net interest income | $4,916,000 | 2,924 |
| Provision for loan and lease losses | $180,000 | 2,853 |
| Total noninterest income | $628,000 | 3,053 |
| Gross Fiduciary activities income | $117,000 | 685 |
| Service charges on deposit accounts | $223,000 | 2,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 3,392 |
| Total noninterest expense | $3,881,000 | 2,934 |
| Salaries and employee benefits | $2,168,000 | 2,981 |
| Premises and equipment expense | $853,000 | 1,860 |
| Additional noninterest expense | $860,000 | 3,465 |
| Pre-tax net operating income | $1,483,000 | 2,957 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $352,000 | 1,976 |
| Income before extraordinary items | $1,131,000 | 3,190 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,131,000 | 3,189 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,131,000 | 3,190 |
| Net charge-offs | $13,000 | 2,660 |
| Cash dividends | $400,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,131,000 | 3,132 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 3,046 |
| Total interest expense | $567,000 | 2,953 |
| Net interest income | $3,167,000 | 2,995 |
| Provision for loan and lease losses | $120,000 | 2,806 |
| Total noninterest income | $450,000 | 2,926 |
| Gross Fiduciary activities income | $102,000 | 669 |
| Service charges on deposit accounts | $155,000 | 2,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 3,345 |
| Total noninterest expense | $2,599,000 | 2,925 |
| Salaries and employee benefits | $1,435,000 | 3,007 |
| Premises and equipment expense | $567,000 | 1,866 |
| Additional noninterest expense | $597,000 | 3,411 |
| Pre-tax net operating income | $898,000 | 3,081 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $197,000 | 2,074 |
| Income before extraordinary items | $701,000 | 3,275 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $701,000 | 3,274 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $701,000 | 3,275 |
| Net charge-offs | $14,000 | 2,334 |
| Cash dividends | $400,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $701,000 | 3,216 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 3,102 |
| Total interest expense | $290,000 | 3,058 |
| Net interest income | $1,502,000 | 3,051 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $260,000 | 2,680 |
| Gross Fiduciary activities income | $59,000 | 662 |
| Service charges on deposit accounts | $98,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 3,141 |
| Total noninterest expense | $1,253,000 | 3,020 |
| Salaries and employee benefits | $657,000 | 3,166 |
| Premises and equipment expense | $283,000 | 1,878 |
| Additional noninterest expense | $313,000 | 3,375 |
| Pre-tax net operating income | $449,000 | 2,921 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $98,000 | 1,955 |
| Income before extraordinary items | $351,000 | 3,093 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $351,000 | 3,093 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $351,000 | 3,094 |
| Net charge-offs | $21,000 | 1,581 |
| Cash dividends | $400,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $351,000 | 3,066 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,325,000 | 3,112 |
| Total interest expense | $1,263,000 | 2,977 |
| Net interest income | $6,062,000 | 3,081 |
| Provision for loan and lease losses | $240,000 | 2,172 |
| Total noninterest income | $924,000 | 2,931 |
| Gross Fiduciary activities income | $210,000 | 685 |
| Service charges on deposit accounts | $418,000 | 2,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,588 |
| Total noninterest expense | $5,150,000 | 2,952 |
| Salaries and employee benefits | $2,672,000 | 3,130 |
| Premises and equipment expense | $1,103,000 | 1,906 |
| Additional noninterest expense | $1,375,000 | 3,248 |
| Pre-tax net operating income | $1,596,000 | 3,321 |
| Securities gains (losses) | $-1,000 | 4,531 |
| Applicable income taxes | $336,000 | 2,283 |
| Income before extraordinary items | $1,259,000 | 3,495 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,259,000 | 3,496 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,259,000 | 3,496 |
| Net charge-offs | $87,000 | 2,292 |
| Cash dividends | $300,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,259,790 | 3,463 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 3,204 |
| Total interest expense | $917,000 | 3,048 |
| Net interest income | $4,404,000 | 3,179 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $627,000 | 3,069 |
| Gross Fiduciary activities income | $105,000 | 708 |
| Service charges on deposit accounts | $315,000 | 2,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,684 |
| Total noninterest expense | $3,753,000 | 3,029 |
| Salaries and employee benefits | $1,953,000 | 3,186 |
| Premises and equipment expense | $794,000 | 1,975 |
| Additional noninterest expense | $1,006,000 | 3,317 |
| Pre-tax net operating income | $1,098,000 | 3,508 |
| Securities gains (losses) | $-1,000 | 4,641 |
| Applicable income taxes | $241,000 | 2,391 |
| Income before extraordinary items | $856,000 | 3,719 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $856,000 | 3,718 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $856,000 | 3,719 |
| Net charge-offs | $77,000 | 1,933 |
| Cash dividends | $300,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $856,790 | 3,684 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 3,310 |
| Total interest expense | $540,000 | 3,206 |
| Net interest income | $2,788,000 | 3,295 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $405,000 | 3,077 |
| Gross Fiduciary activities income | $80,000 | 704 |
| Service charges on deposit accounts | $206,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 3,837 |
| Total noninterest expense | $2,509,000 | 3,045 |
| Salaries and employee benefits | $1,325,000 | 3,178 |
| Premises and equipment expense | $521,000 | 2,004 |
| Additional noninterest expense | $663,000 | 3,375 |
| Pre-tax net operating income | $564,000 | 3,834 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $110,000 | 2,609 |
| Income before extraordinary items | $454,000 | 3,967 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $454,000 | 3,965 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $454,000 | 3,966 |
| Net charge-offs | $31,000 | 2,145 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $454,000 | 3,949 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 3,424 |
| Total interest expense | $248,000 | 3,299 |
| Net interest income | $1,327,000 | 3,396 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $188,000 | 3,120 |
| Gross Fiduciary activities income | $53,000 | 690 |
| Service charges on deposit accounts | $105,000 | 2,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,379 |
| Total noninterest expense | $1,171,000 | 3,199 |
| Salaries and employee benefits | $623,000 | 3,313 |
| Premises and equipment expense | $251,000 | 2,075 |
| Additional noninterest expense | $297,000 | 3,572 |
| Pre-tax net operating income | $284,000 | 3,856 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $51,000 | 2,622 |
| Income before extraordinary items | $233,000 | 3,941 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $233,000 | 3,939 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $233,000 | 3,940 |
| Net charge-offs | $11,000 | 1,939 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $233,000 | 3,936 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 3,313 |
| Total interest expense | $863,000 | 3,147 |
| Net interest income | $5,591,000 | 3,287 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $989,000 | 2,869 |
| Gross Fiduciary activities income | $164,000 | 722 |
| Service charges on deposit accounts | $462,000 | 2,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,469 |
| Total noninterest expense | $4,705,000 | 3,177 |
| Salaries and employee benefits | $2,526,000 | 3,266 |
| Premises and equipment expense | $1,021,000 | 2,019 |
| Additional noninterest expense | $1,158,000 | 3,652 |
| Pre-tax net operating income | $1,635,000 | 3,413 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $395,000 | 2,186 |
| Income before extraordinary items | $1,240,000 | 3,629 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,240,000 | 3,626 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,240,000 | 3,628 |
| Net charge-offs | $62,000 | 2,485 |
| Cash dividends | $900,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,240,000 | 3,632 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 3,366 |
| Total interest expense | $559,000 | 3,312 |
| Net interest income | $4,160,000 | 3,328 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $700,000 | 2,969 |
| Gross Fiduciary activities income | $83,000 | 753 |
| Service charges on deposit accounts | $342,000 | 2,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 3,484 |
| Total noninterest expense | $3,437,000 | 3,225 |
| Salaries and employee benefits | $1,850,000 | 3,300 |
| Premises and equipment expense | $743,000 | 2,068 |
| Additional noninterest expense | $844,000 | 3,720 |
| Pre-tax net operating income | $1,243,000 | 3,444 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $260,000 | 2,336 |
| Income before extraordinary items | $983,000 | 3,599 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $983,000 | 3,598 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $983,000 | 3,598 |
| Net charge-offs | $45,000 | 2,275 |
| Cash dividends | $150,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $983,000 | 3,602 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 3,453 |
| Total interest expense | $309,000 | 3,510 |
| Net interest income | $2,668,000 | 3,393 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $470,000 | 2,962 |
| Gross Fiduciary activities income | $67,000 | 741 |
| Service charges on deposit accounts | $224,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 3,524 |
| Total noninterest expense | $2,313,000 | 3,235 |
| Salaries and employee benefits | $1,256,000 | 3,296 |
| Premises and equipment expense | $496,000 | 2,088 |
| Additional noninterest expense | $561,000 | 3,754 |
| Pre-tax net operating income | $705,000 | 3,668 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $143,000 | 2,468 |
| Income before extraordinary items | $562,000 | 3,811 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $562,000 | 3,809 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $562,000 | 3,810 |
| Net charge-offs | $28,000 | 2,065 |
| Cash dividends | $150,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $562,000 | 3,815 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 3,522 |
| Total interest expense | $129,000 | 3,754 |
| Net interest income | $1,312,000 | 3,440 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $252,000 | 2,842 |
| Gross Fiduciary activities income | $44,000 | 730 |
| Service charges on deposit accounts | $111,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,388 |
| Total noninterest expense | $1,118,000 | 3,340 |
| Salaries and employee benefits | $592,000 | 3,432 |
| Premises and equipment expense | $244,000 | 2,145 |
| Additional noninterest expense | $282,000 | 3,759 |
| Pre-tax net operating income | $386,000 | 3,489 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $78,000 | 2,366 |
| Income before extraordinary items | $308,000 | 3,631 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $308,000 | 3,631 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $308,000 | 3,631 |
| Net charge-offs | $20,000 | 1,662 |
| Cash dividends | $150,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $308,000 | 3,635 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 3,488 |
| Total interest expense | $510,000 | 3,638 |
| Net interest income | $5,255,000 | 3,432 |
| Provision for loan and lease losses | $455,000 | 1,532 |
| Total noninterest income | $963,000 | 3,004 |
| Gross Fiduciary activities income | $149,000 | 746 |
| Service charges on deposit accounts | $467,000 | 2,142 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $347,000 | 3,624 |
| Total noninterest expense | $4,508,000 | 3,315 |
| Salaries and employee benefits | $2,471,000 | 3,345 |
| Premises and equipment expense | $938,000 | 2,207 |
| Additional noninterest expense | $1,099,000 | 3,844 |
| Pre-tax net operating income | $1,255,000 | 3,777 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $367,000 | 2,638 |
| Income before extraordinary items | $888,000 | 3,867 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $888,000 | 3,866 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $888,000 | 3,867 |
| Net charge-offs | $115,000 | 2,301 |
| Cash dividends | $600,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $888,000 | 3,852 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 3,543 |
| Total interest expense | $369,000 | 3,710 |
| Net interest income | $3,894,000 | 3,487 |
| Provision for loan and lease losses | $255,000 | 1,788 |
| Total noninterest income | $690,000 | 3,081 |
| Gross Fiduciary activities income | $76,000 | 785 |
| Service charges on deposit accounts | $346,000 | 2,168 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $268,000 | 3,615 |
| Total noninterest expense | $3,245,000 | 3,408 |
| Salaries and employee benefits | $1,811,000 | 3,405 |
| Premises and equipment expense | $651,000 | 2,319 |
| Additional noninterest expense | $783,000 | 3,958 |
| Pre-tax net operating income | $1,084,000 | 3,633 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $330,000 | 2,403 |
| Income before extraordinary items | $754,000 | 3,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $754,000 | 3,930 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $754,000 | 3,931 |
| Net charge-offs | $101,000 | 1,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $754,000 | 3,913 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 3,642 |
| Total interest expense | $215,000 | 3,901 |
| Net interest income | $2,491,000 | 3,569 |
| Provision for loan and lease losses | $195,000 | 1,587 |
| Total noninterest income | $467,000 | 3,076 |
| Gross Fiduciary activities income | $59,000 | 772 |
| Service charges on deposit accounts | $225,000 | 2,199 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $183,000 | 3,602 |
| Total noninterest expense | $2,203,000 | 3,389 |
| Salaries and employee benefits | $1,230,000 | 3,390 |
| Premises and equipment expense | $424,000 | 2,371 |
| Additional noninterest expense | $549,000 | 3,889 |
| Pre-tax net operating income | $560,000 | 3,985 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $173,000 | 2,580 |
| Income before extraordinary items | $386,000 | 4,211 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $386,000 | 4,210 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $386,000 | 4,211 |
| Net charge-offs | $73,000 | 1,730 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $386,690 | 4,187 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 3,758 |
| Total interest expense | $101,000 | 3,991 |
| Net interest income | $1,186,000 | 3,684 |
| Provision for loan and lease losses | $135,000 | 1,235 |
| Total noninterest income | $241,000 | 3,019 |
| Gross Fiduciary activities income | $37,000 | 758 |
| Service charges on deposit accounts | $108,000 | 2,274 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $96,000 | 3,534 |
| Total noninterest expense | $1,027,000 | 3,561 |
| Salaries and employee benefits | $577,000 | 3,555 |
| Premises and equipment expense | $209,000 | 2,446 |
| Additional noninterest expense | $241,000 | 4,122 |
| Pre-tax net operating income | $265,000 | 4,021 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $74,000 | 2,656 |
| Income before extraordinary items | $191,000 | 4,188 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $191,000 | 4,188 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $191,000 | 4,188 |
| Net charge-offs | $75,000 | 1,089 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $191,000 | 4,175 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 3,730 |
| Total interest expense | $354,000 | 4,230 |
| Net interest income | $4,845,000 | 3,636 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $1,000,000 | 3,044 |
| Gross Fiduciary activities income | $142,000 | 769 |
| Service charges on deposit accounts | $467,000 | 2,205 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $391,000 | 3,597 |
| Total noninterest expense | $4,287,000 | 3,508 |
| Salaries and employee benefits | $2,272,000 | 3,587 |
| Premises and equipment expense | $885,000 | 2,341 |
| Additional noninterest expense | $1,130,000 | 3,956 |
| Pre-tax net operating income | $1,378,000 | 3,629 |
| Securities gains (losses) | $19,000 | 2,394 |
| Applicable income taxes | $423,000 | 2,392 |
| Income before extraordinary items | $974,000 | 3,921 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $974,000 | 3,919 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $974,000 | 3,920 |
| Net charge-offs | $143,000 | 2,268 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $960,700 | 3,876 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 3,792 |
| Total interest expense | $251,000 | 4,343 |
| Net interest income | $3,586,000 | 3,684 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $731,000 | 3,081 |
| Gross Fiduciary activities income | $80,000 | 797 |
| Service charges on deposit accounts | $346,000 | 2,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $305,000 | 3,555 |
| Total noninterest expense | $3,154,000 | 3,552 |
| Salaries and employee benefits | $1,648,000 | 3,646 |
| Premises and equipment expense | $654,000 | 2,364 |
| Additional noninterest expense | $852,000 | 3,972 |
| Pre-tax net operating income | $1,028,000 | 3,679 |
| Securities gains (losses) | $18,000 | 2,362 |
| Applicable income taxes | $337,000 | 2,404 |
| Income before extraordinary items | $709,000 | 4,022 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $709,000 | 4,020 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $709,000 | 4,022 |
| Net charge-offs | $103,000 | 2,049 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $696,760 | 3,974 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 3,895 |
| Total interest expense | $159,000 | 4,440 |
| Net interest income | $2,281,000 | 3,794 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $479,000 | 3,111 |
| Gross Fiduciary activities income | $61,000 | 791 |
| Service charges on deposit accounts | $226,000 | 2,230 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,665 |
| Total noninterest expense | $2,096,000 | 3,580 |
| Salaries and employee benefits | $1,095,000 | 3,685 |
| Premises and equipment expense | $406,000 | 2,487 |
| Additional noninterest expense | $595,000 | 3,894 |
| Pre-tax net operating income | $574,000 | 3,960 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $171,000 | 2,613 |
| Income before extraordinary items | $403,000 | 4,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $403,000 | 4,257 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $403,000 | 4,259 |
| Net charge-offs | $84,000 | 1,776 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $403,000 | 4,191 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 3,966 |
| Total interest expense | $81,000 | 4,453 |
| Net interest income | $1,106,000 | 3,875 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $240,000 | 3,080 |
| Gross Fiduciary activities income | $37,000 | 776 |
| Service charges on deposit accounts | $110,000 | 2,274 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $93,000 | 3,655 |
| Total noninterest expense | $991,000 | 3,734 |
| Salaries and employee benefits | $516,000 | 3,826 |
| Premises and equipment expense | $205,000 | 2,499 |
| Additional noninterest expense | $270,000 | 4,104 |
| Pre-tax net operating income | $310,000 | 3,810 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $93,000 | 2,521 |
| Income before extraordinary items | $217,000 | 4,126 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $217,000 | 4,124 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $217,000 | 4,125 |
| Net charge-offs | $29,000 | 1,766 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $217,000 | 4,068 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 3,946 |
| Total interest expense | $318,000 | 4,514 |
| Net interest income | $4,454,000 | 3,840 |
| Provision for loan and lease losses | $180,000 | 2,436 |
| Total noninterest income | $914,000 | 3,234 |
| Gross Fiduciary activities income | $134,000 | 795 |
| Service charges on deposit accounts | $390,000 | 2,558 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $390,000 | 3,616 |
| Total noninterest expense | $4,015,000 | 3,710 |
| Salaries and employee benefits | $2,108,000 | 3,791 |
| Premises and equipment expense | $817,000 | 2,516 |
| Additional noninterest expense | $1,090,000 | 4,117 |
| Pre-tax net operating income | $1,173,000 | 3,871 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $351,000 | 2,526 |
| Income before extraordinary items | $823,000 | 4,216 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $823,000 | 4,214 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $823,000 | 4,216 |
| Net charge-offs | $20,000 | 3,764 |
| Cash dividends | $450,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $822,300 | 4,167 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,535,000 | 4,015 |
| Total interest expense | $239,000 | 4,580 |
| Net interest income | $3,296,000 | 3,907 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $663,000 | 3,303 |
| Gross Fiduciary activities income | $83,000 | 809 |
| Service charges on deposit accounts | $280,000 | 2,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 3,598 |
| Total noninterest expense | $2,994,000 | 3,736 |
| Salaries and employee benefits | $1,545,000 | 3,858 |
| Premises and equipment expense | $629,000 | 2,497 |
| Additional noninterest expense | $820,000 | 4,132 |
| Pre-tax net operating income | $830,000 | 4,035 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $41,000 | 3,709 |
| Income before extraordinary items | $790,000 | 3,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $790,000 | 3,902 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $790,000 | 3,903 |
| Net charge-offs | $22,000 | 3,305 |
| Cash dividends | $250,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $789,050 | 3,850 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 4,183 |
| Total interest expense | $156,000 | 4,653 |
| Net interest income | $2,053,000 | 4,079 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $448,000 | 3,273 |
| Gross Fiduciary activities income | $67,000 | 805 |
| Service charges on deposit accounts | $174,000 | 2,754 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 3,585 |
| Total noninterest expense | $1,942,000 | 3,837 |
| Salaries and employee benefits | $983,000 | 3,995 |
| Premises and equipment expense | $408,000 | 2,558 |
| Additional noninterest expense | $551,000 | 4,148 |
| Pre-tax net operating income | $469,000 | 4,264 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $21,000 | 3,844 |
| Income before extraordinary items | $448,000 | 4,149 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $448,000 | 4,151 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $448,000 | 4,152 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $250,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $448,000 | 4,088 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 4,340 |
| Total interest expense | $78,000 | 4,713 |
| Net interest income | $951,000 | 4,255 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $232,000 | 3,164 |
| Gross Fiduciary activities income | $37,000 | 800 |
| Service charges on deposit accounts | $82,000 | 2,832 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 3,409 |
| Total noninterest expense | $959,000 | 3,892 |
| Salaries and employee benefits | $486,000 | 4,038 |
| Premises and equipment expense | $200,000 | 2,646 |
| Additional noninterest expense | $273,000 | 4,166 |
| Pre-tax net operating income | $179,000 | 4,597 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $179,000 | 4,445 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $179,000 | 4,447 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $179,000 | 4,448 |
| Net charge-offs | $20,000 | 2,118 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $179,000 | 4,368 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 4,408 |
| Total interest expense | $335,000 | 4,766 |
| Net interest income | $3,785,000 | 4,309 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $981,000 | 3,143 |
| Gross Fiduciary activities income | $186,000 | 784 |
| Service charges on deposit accounts | $429,000 | 2,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $366,000 | 3,738 |
| Total noninterest expense | $3,876,000 | 3,900 |
| Salaries and employee benefits | $2,020,000 | 3,964 |
| Premises and equipment expense | $872,000 | 2,508 |
| Additional noninterest expense | $984,000 | 4,478 |
| Pre-tax net operating income | $770,000 | 4,520 |
| Securities gains (losses) | $10,000 | 2,652 |
| Applicable income taxes | $14,000 | 4,137 |
| Income before extraordinary items | $766,000 | 4,367 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $766,000 | 4,367 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $766,000 | 4,368 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $756,200 | 4,332 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 4,464 |
| Total interest expense | $251,000 | 4,841 |
| Net interest income | $2,818,000 | 4,360 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $674,000 | 3,311 |
| Gross Fiduciary activities income | $70,000 | 859 |
| Service charges on deposit accounts | $329,000 | 2,540 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $275,000 | 3,762 |
| Total noninterest expense | $2,864,000 | 3,957 |
| Salaries and employee benefits | $1,490,000 | 4,000 |
| Premises and equipment expense | $646,000 | 2,557 |
| Additional noninterest expense | $728,000 | 4,533 |
| Pre-tax net operating income | $538,000 | 4,703 |
| Securities gains (losses) | $10,000 | 2,341 |
| Applicable income taxes | $12,000 | 4,149 |
| Income before extraordinary items | $536,000 | 4,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $536,000 | 4,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $536,000 | 4,508 |
| Net charge-offs | $35,000 | 3,512 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $526,200 | 4,495 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 4,631 |
| Total interest expense | $171,000 | 4,855 |
| Net interest income | $1,739,000 | 4,537 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $461,000 | 3,253 |
| Gross Fiduciary activities income | $60,000 | 839 |
| Service charges on deposit accounts | $212,000 | 2,577 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $189,000 | 3,724 |
| Total noninterest expense | $1,826,000 | 4,075 |
| Salaries and employee benefits | $944,000 | 4,150 |
| Premises and equipment expense | $408,000 | 2,678 |
| Additional noninterest expense | $474,000 | 4,599 |
| Pre-tax net operating income | $314,000 | 4,854 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $10,000 | 4,090 |
| Income before extraordinary items | $314,000 | 4,661 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $314,000 | 4,663 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $314,000 | 4,664 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $304,300 | 4,661 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 4,763 |
| Total interest expense | $86,000 | 4,912 |
| Net interest income | $830,000 | 4,688 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $238,000 | 3,144 |
| Gross Fiduciary activities income | $35,000 | 830 |
| Service charges on deposit accounts | $99,000 | 2,693 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $104,000 | 3,507 |
| Total noninterest expense | $890,000 | 4,169 |
| Salaries and employee benefits | $464,000 | 4,238 |
| Premises and equipment expense | $192,000 | 2,830 |
| Additional noninterest expense | $234,000 | 4,645 |
| Pre-tax net operating income | $148,000 | 4,870 |
| Securities gains (losses) | $8,000 | 1,224 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $150,000 | 4,687 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 4,688 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $150,000 | 4,688 |
| Net charge-offs | $16,000 | 2,612 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $142,320 | 4,703 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 4,632 |
| Total interest expense | $396,000 | 4,929 |
| Net interest income | $3,577,000 | 4,524 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $1,001,000 | 3,198 |
| Gross Fiduciary activities income | $142,000 | 826 |
| Service charges on deposit accounts | $488,000 | 2,425 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $371,000 | 3,781 |
| Total noninterest expense | $3,763,000 | 4,066 |
| Salaries and employee benefits | $1,967,000 | 4,123 |
| Premises and equipment expense | $878,000 | 2,517 |
| Additional noninterest expense | $918,000 | 4,769 |
| Pre-tax net operating income | $695,000 | 4,605 |
| Securities gains (losses) | $38,000 | 1,982 |
| Applicable income taxes | $6,000 | 4,375 |
| Income before extraordinary items | $727,000 | 4,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $727,000 | 4,401 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $727,000 | 4,402 |
| Net charge-offs | $-34,000 | 6,357 |
| Cash dividends | $200,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $689,380 | 4,413 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 4,700 |
| Total interest expense | $303,000 | 4,978 |
| Net interest income | $2,661,000 | 4,597 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $739,000 | 3,277 |
| Gross Fiduciary activities income | $87,000 | 843 |
| Service charges on deposit accounts | $365,000 | 2,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $287,000 | 3,805 |
| Total noninterest expense | $2,796,000 | 4,108 |
| Salaries and employee benefits | $1,460,000 | 4,142 |
| Premises and equipment expense | $665,000 | 2,517 |
| Additional noninterest expense | $671,000 | 4,853 |
| Pre-tax net operating income | $514,000 | 4,730 |
| Securities gains (losses) | $38,000 | 1,851 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $547,000 | 4,461 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $547,000 | 4,464 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $547,000 | 4,465 |
| Net charge-offs | $-20,000 | 6,264 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $509,380 | 4,494 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 4,879 |
| Total interest expense | $205,000 | 5,021 |
| Net interest income | $1,645,000 | 4,781 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $519,000 | 3,228 |
| Gross Fiduciary activities income | $77,000 | 820 |
| Service charges on deposit accounts | $243,000 | 2,413 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $199,000 | 3,794 |
| Total noninterest expense | $1,838,000 | 4,162 |
| Salaries and employee benefits | $947,000 | 4,245 |
| Premises and equipment expense | $447,000 | 2,500 |
| Additional noninterest expense | $444,000 | 4,879 |
| Pre-tax net operating income | $266,000 | 5,001 |
| Securities gains (losses) | $36,000 | 1,723 |
| Applicable income taxes | $4,000 | 4,412 |
| Income before extraordinary items | $298,000 | 4,759 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $298,000 | 4,762 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $298,000 | 4,763 |
| Net charge-offs | $-20,000 | 6,329 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $262,360 | 4,825 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 5,030 |
| Total interest expense | $105,000 | 5,058 |
| Net interest income | $767,000 | 4,952 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $271,000 | 3,142 |
| Gross Fiduciary activities income | $39,000 | 824 |
| Service charges on deposit accounts | $121,000 | 2,415 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 3,602 |
| Total noninterest expense | $930,000 | 4,179 |
| Salaries and employee benefits | $498,000 | 4,169 |
| Premises and equipment expense | $210,000 | 2,669 |
| Additional noninterest expense | $222,000 | 4,926 |
| Pre-tax net operating income | $78,000 | 5,536 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $75,000 | 5,542 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $75,000 | 5,544 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $75,000 | 5,544 |
| Net charge-offs | $-24,000 | 6,505 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $75,000 | 5,439 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 5,115 |
| Total interest expense | $496,000 | 5,133 |
| Net interest income | $3,108,000 | 5,018 |
| Provision for loan and lease losses | $20,000 | 5,589 |
| Total noninterest income | $987,000 | 3,277 |
| Gross Fiduciary activities income | $119,000 | 856 |
| Service charges on deposit accounts | $503,000 | 2,473 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $365,000 | 3,759 |
| Total noninterest expense | $3,529,000 | 4,358 |
| Salaries and employee benefits | $1,876,000 | 4,286 |
| Premises and equipment expense | $796,000 | 2,759 |
| Additional noninterest expense | $857,000 | 5,143 |
| Pre-tax net operating income | $546,000 | 4,818 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $546,000 | 4,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $546,000 | 4,823 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $546,000 | 4,824 |
| Net charge-offs | $103,000 | 4,401 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $546,000 | 4,641 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 5,167 |
| Total interest expense | $383,000 | 5,205 |
| Net interest income | $2,369,000 | 5,068 |
| Provision for loan and lease losses | $5,000 | 5,679 |
| Total noninterest income | $728,000 | 3,336 |
| Gross Fiduciary activities income | $71,000 | 880 |
| Service charges on deposit accounts | $376,000 | 2,506 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $281,000 | 3,778 |
| Total noninterest expense | $2,664,000 | 4,364 |
| Salaries and employee benefits | $1,443,000 | 4,245 |
| Premises and equipment expense | $592,000 | 2,805 |
| Additional noninterest expense | $629,000 | 5,226 |
| Pre-tax net operating income | $428,000 | 4,905 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $428,000 | 4,881 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $428,000 | 4,881 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $428,000 | 4,881 |
| Net charge-offs | $29,000 | 4,874 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $428,000 | 4,708 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 5,294 |
| Total interest expense | $266,000 | 5,226 |
| Net interest income | $1,482,000 | 5,244 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $502,000 | 3,232 |
| Gross Fiduciary activities income | $60,000 | 862 |
| Service charges on deposit accounts | $243,000 | 2,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 3,676 |
| Total noninterest expense | $1,749,000 | 4,435 |
| Salaries and employee benefits | $945,000 | 4,316 |
| Premises and equipment expense | $390,000 | 2,830 |
| Additional noninterest expense | $414,000 | 5,281 |
| Pre-tax net operating income | $235,000 | 5,132 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $235,000 | 5,138 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $235,000 | 5,138 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $235,000 | 5,138 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $235,000 | 4,944 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 5,419 |
| Total interest expense | $136,000 | 5,284 |
| Net interest income | $710,000 | 5,358 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $260,000 | 3,181 |
| Gross Fiduciary activities income | $32,000 | 863 |
| Service charges on deposit accounts | $119,000 | 2,560 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 3,574 |
| Total noninterest expense | $896,000 | 4,389 |
| Salaries and employee benefits | $498,000 | 4,213 |
| Premises and equipment expense | $192,000 | 2,867 |
| Additional noninterest expense | $206,000 | 5,285 |
| Pre-tax net operating income | $74,000 | 5,664 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $74,000 | 5,684 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $74,000 | 5,684 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $74,000 | 5,684 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $74,000 | 5,530 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 5,281 |
| Total interest expense | $636,000 | 5,397 |
| Net interest income | $3,120,000 | 5,169 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $971,000 | 3,169 |
| Gross Fiduciary activities income | $114,000 | 827 |
| Service charges on deposit accounts | $488,000 | 2,623 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $369,000 | 3,544 |
| Total noninterest expense | $3,490,000 | 4,491 |
| Salaries and employee benefits | $1,801,000 | 4,444 |
| Premises and equipment expense | $773,000 | 2,986 |
| Additional noninterest expense | $916,000 | 5,112 |
| Pre-tax net operating income | $601,000 | 4,508 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $622,000 | 4,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $622,000 | 4,336 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $622,000 | 4,336 |
| Net charge-offs | $214,000 | 4,221 |
| Cash dividends | $175,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $601,000 | 4,277 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 5,298 |
| Total interest expense | $486,000 | 5,469 |
| Net interest income | $2,392,000 | 5,161 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $727,000 | 3,178 |
| Gross Fiduciary activities income | $68,000 | 840 |
| Service charges on deposit accounts | $365,000 | 2,643 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $294,000 | 3,489 |
| Total noninterest expense | $2,641,000 | 4,480 |
| Salaries and employee benefits | $1,377,000 | 4,392 |
| Premises and equipment expense | $562,000 | 3,074 |
| Additional noninterest expense | $702,000 | 5,083 |
| Pre-tax net operating income | $478,000 | 4,540 |
| Securities gains (losses) | $21,000 | 2,786 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $499,000 | 4,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 4,317 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $499,000 | 4,317 |
| Net charge-offs | $137,000 | 4,108 |
| Cash dividends | $175,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $478,000 | 4,268 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 5,472 |
| Total interest expense | $327,000 | 5,573 |
| Net interest income | $1,479,000 | 5,370 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $499,000 | 3,128 |
| Gross Fiduciary activities income | $58,000 | 829 |
| Service charges on deposit accounts | $232,000 | 2,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 3,424 |
| Total noninterest expense | $1,716,000 | 4,588 |
| Salaries and employee benefits | $897,000 | 4,494 |
| Premises and equipment expense | $359,000 | 3,194 |
| Additional noninterest expense | $460,000 | 5,206 |
| Pre-tax net operating income | $262,000 | 4,784 |
| Securities gains (losses) | $20,000 | 2,091 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $282,000 | 4,532 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $282,000 | 4,529 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $282,000 | 4,532 |
| Net charge-offs | $130,000 | 3,579 |
| Cash dividends | $175,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $262,000 | 4,557 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 5,587 |
| Total interest expense | $163,000 | 5,679 |
| Net interest income | $709,000 | 5,470 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $276,000 | 2,965 |
| Gross Fiduciary activities income | $36,000 | 812 |
| Service charges on deposit accounts | $116,000 | 2,672 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $124,000 | 3,207 |
| Total noninterest expense | $875,000 | 4,556 |
| Salaries and employee benefits | $471,000 | 4,389 |
| Premises and equipment expense | $182,000 | 3,212 |
| Additional noninterest expense | $222,000 | 5,278 |
| Pre-tax net operating income | $110,000 | 5,033 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $110,000 | 4,885 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $110,000 | 4,883 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $110,000 | 4,885 |
| Net charge-offs | $140,000 | 2,416 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $110,000 | 4,824 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 5,564 |
| Total interest expense | $797,000 | 5,717 |
| Net interest income | $2,943,000 | 5,409 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $936,000 | 3,344 |
| Gross Fiduciary activities income | $115,000 | 854 |
| Service charges on deposit accounts | $475,000 | 2,734 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $346,000 | 3,731 |
| Total noninterest expense | $3,271,000 | 4,765 |
| Salaries and employee benefits | $1,707,000 | 4,677 |
| Premises and equipment expense | $736,000 | 3,161 |
| Additional noninterest expense | $828,000 | 5,552 |
| Pre-tax net operating income | $608,000 | 4,132 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $609,000 | 4,056 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $609,000 | 4,055 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $609,000 | 4,056 |
| Net charge-offs | $2,000 | 6,772 |
| Cash dividends | $58,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $608,000 | 3,921 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 5,635 |
| Total interest expense | $619,000 | 5,806 |
| Net interest income | $2,213,000 | 5,474 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $678,000 | 3,450 |
| Gross Fiduciary activities income | $69,000 | 867 |
| Service charges on deposit accounts | $344,000 | 2,872 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $265,000 | 3,737 |
| Total noninterest expense | $2,468,000 | 4,778 |
| Salaries and employee benefits | $1,310,000 | 4,647 |
| Premises and equipment expense | $551,000 | 3,225 |
| Additional noninterest expense | $607,000 | 5,618 |
| Pre-tax net operating income | $423,000 | 4,436 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $424,000 | 4,393 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $424,000 | 4,394 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $424,000 | 4,394 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $58,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $423,000 | 4,223 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 5,783 |
| Total interest expense | $432,000 | 5,802 |
| Net interest income | $1,380,000 | 5,658 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $462,000 | 3,371 |
| Gross Fiduciary activities income | $59,000 | 844 |
| Service charges on deposit accounts | $215,000 | 3,014 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $188,000 | 3,589 |
| Total noninterest expense | $1,627,000 | 4,811 |
| Salaries and employee benefits | $856,000 | 4,735 |
| Premises and equipment expense | $364,000 | 3,262 |
| Additional noninterest expense | $407,000 | 5,619 |
| Pre-tax net operating income | $215,000 | 4,855 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $216,000 | 4,788 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $216,000 | 4,789 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $216,000 | 4,788 |
| Net charge-offs | $-5,000 | 7,369 |
| Cash dividends | $58,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $215,000 | 4,646 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 5,941 |
| Total interest expense | $224,000 | 5,856 |
| Net interest income | $646,000 | 5,827 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $247,000 | 3,226 |
| Gross Fiduciary activities income | $34,000 | 834 |
| Service charges on deposit accounts | $108,000 | 3,000 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 3,412 |
| Total noninterest expense | $834,000 | 4,787 |
| Salaries and employee benefits | $451,000 | 4,646 |
| Premises and equipment expense | $184,000 | 3,347 |
| Additional noninterest expense | $199,000 | 5,713 |
| Pre-tax net operating income | $59,000 | 5,555 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $59,000 | 5,560 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $59,000 | 5,561 |
| Net charge-offs | $-30,000 | 7,719 |
| Cash dividends | $30,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $59,000 | 5,460 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 5,843 |
| Total interest expense | $921,000 | 6,195 |
| Net interest income | $2,865,000 | 5,506 |
| Provision for loan and lease losses | $-150,000 | 7,990 |
| Total noninterest income | $974,000 | 3,388 |
| Gross Fiduciary activities income | $124,000 | 841 |
| Service charges on deposit accounts | $530,000 | 2,765 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $320,000 | 3,895 |
| Total noninterest expense | $3,403,000 | 4,810 |
| Salaries and employee benefits | $1,758,000 | 4,725 |
| Premises and equipment expense | $805,000 | 3,115 |
| Additional noninterest expense | $840,000 | 5,697 |
| Pre-tax net operating income | $586,000 | 3,807 |
| Securities gains (losses) | $-3,000 | 6,914 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $583,000 | 3,639 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $583,000 | 3,637 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $583,000 | 3,637 |
| Net charge-offs | $-677,000 | 8,010 |
| Cash dividends | $270,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $586,000 | 3,558 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 5,922 |
| Total interest expense | $691,000 | 6,338 |
| Net interest income | $2,127,000 | 5,554 |
| Provision for loan and lease losses | $-150,000 | 8,077 |
| Total noninterest income | $729,000 | 3,448 |
| Gross Fiduciary activities income | $83,000 | 843 |
| Service charges on deposit accounts | $393,000 | 2,804 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $253,000 | 3,879 |
| Total noninterest expense | $2,524,000 | 4,847 |
| Salaries and employee benefits | $1,334,000 | 4,726 |
| Premises and equipment expense | $593,000 | 3,190 |
| Additional noninterest expense | $597,000 | 5,840 |
| Pre-tax net operating income | $482,000 | 3,948 |
| Securities gains (losses) | $-3,000 | 7,144 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $479,000 | 3,766 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $479,000 | 3,764 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $479,000 | 3,765 |
| Net charge-offs | $-744,000 | 8,094 |
| Cash dividends | $211,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $482,000 | 3,667 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 6,061 |
| Total interest expense | $468,000 | 6,410 |
| Net interest income | $1,351,000 | 5,668 |
| Provision for loan and lease losses | $-150,000 | 8,170 |
| Total noninterest income | $508,000 | 3,389 |
| Gross Fiduciary activities income | $70,000 | 823 |
| Service charges on deposit accounts | $255,000 | 2,822 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $183,000 | 3,784 |
| Total noninterest expense | $1,669,000 | 4,914 |
| Salaries and employee benefits | $871,000 | 4,846 |
| Premises and equipment expense | $395,000 | 3,212 |
| Additional noninterest expense | $403,000 | 5,811 |
| Pre-tax net operating income | $340,000 | 3,962 |
| Securities gains (losses) | $-3,000 | 7,398 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $337,000 | 3,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 3,768 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $337,000 | 3,768 |
| Net charge-offs | $-533,000 | 8,187 |
| Cash dividends | $211,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $340,000 | 3,628 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 6,055 |
| Total interest expense | $234,000 | 6,522 |
| Net interest income | $697,000 | 5,601 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $272,000 | 3,198 |
| Gross Fiduciary activities income | $38,000 | 825 |
| Service charges on deposit accounts | $122,000 | 2,852 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $817,000 | 4,893 |
| Salaries and employee benefits | $460,000 | 4,727 |
| Premises and equipment expense | $196,000 | 3,278 |
| Additional noninterest expense | $161,000 | 6,133 |
| Pre-tax net operating income | $152,000 | 4,491 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $152,000 | 4,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 4,334 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $152,000 | 4,334 |
| Net charge-offs | $-597,000 | 8,238 |
| Cash dividends | $148,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $152,000 | 4,166 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 5,978 |
| Total interest expense | $1,144,000 | 6,540 |
| Net interest income | $2,903,000 | 5,500 |
| Provision for loan and lease losses | $110,000 | 5,937 |
| Total noninterest income | $916,000 | 3,603 |
| Gross Fiduciary activities income | $119,000 | 863 |
| Service charges on deposit accounts | $543,000 | 2,836 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $254,000 | 4,405 |
| Total noninterest expense | $3,269,000 | 4,845 |
| Salaries and employee benefits | $1,757,000 | 4,871 |
| Premises and equipment expense | $774,000 | 3,264 |
| Additional noninterest expense | $738,000 | 5,687 |
| Pre-tax net operating income | $440,000 | 5,040 |
| Securities gains (losses) | $132,000 | 940 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $572,000 | 4,246 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $572,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $914,000 | 2,057 |
| Cash dividends | $47,000 | 5,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $440,000 | 4,803 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 6,011 |
| Total interest expense | $889,000 | 6,581 |
| Net interest income | $2,195,000 | 5,524 |
| Provision for loan and lease losses | $110,000 | 5,045 |
| Total noninterest income | $666,000 | 3,745 |
| Gross Fiduciary activities income | $84,000 | 874 |
| Service charges on deposit accounts | $394,000 | 2,913 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 4,535 |
| Total noninterest expense | $2,447,000 | 4,825 |
| Salaries and employee benefits | $1,331,000 | 4,838 |
| Premises and equipment expense | $566,000 | 3,336 |
| Additional noninterest expense | $550,000 | 5,658 |
| Pre-tax net operating income | $304,000 | 5,621 |
| Securities gains (losses) | $47,000 | 1,472 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $351,000 | 4,992 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $351,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 1,691 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $304,000 | 5,370 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 6,089 |
| Total interest expense | $620,000 | 6,624 |
| Net interest income | $1,431,000 | 5,587 |
| Provision for loan and lease losses | $110,000 | 4,116 |
| Total noninterest income | $447,000 | 3,766 |
| Gross Fiduciary activities income | $74,000 | 848 |
| Service charges on deposit accounts | $251,000 | 2,998 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $1,560,000 | 5,004 |
| Salaries and employee benefits | $871,000 | 4,935 |
| Premises and equipment expense | $360,000 | 3,485 |
| Additional noninterest expense | $329,000 | 5,928 |
| Pre-tax net operating income | $208,000 | 5,760 |
| Securities gains (losses) | $77,000 | 1,145 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $285,000 | 5,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $208,000 | 5,485 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 6,053 |
| Total interest expense | $355,000 | 6,482 |
| Net interest income | $719,000 | 5,607 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $207,000 | 3,933 |
| Gross Fiduciary activities income | $40,000 | 848 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $725,000 | 5,250 |
| Salaries and employee benefits | $410,000 | 5,159 |
| Premises and equipment expense | $169,000 | 3,660 |
| Additional noninterest expense | $146,000 | 6,249 |
| Pre-tax net operating income | $201,000 | 4,948 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $201,000 | 4,653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $201,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $201,000 | 4,556 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 5,963 |
| Total interest expense | $2,029,000 | 5,806 |
| Net interest income | $2,521,000 | 5,952 |
| Provision for loan and lease losses | $2,235,000 | 769 |
| Total noninterest income | $860,000 | 3,852 |
| Gross Fiduciary activities income | $109,000 | 903 |
| Service charges on deposit accounts | $526,000 | 2,934 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $225,000 | 4,824 |
| Total noninterest expense | $3,401,000 | 4,622 |
| Salaries and employee benefits | $1,759,000 | 4,820 |
| Premises and equipment expense | $820,000 | 3,017 |
| Additional noninterest expense | $822,000 | 5,258 |
| Pre-tax net operating income | $-2,255,000 | 8,307 |
| Securities gains (losses) | $-65,000 | 8,062 |
| Applicable income taxes | $-350,000 | 8,241 |
| Income before extraordinary items | $-1,970,000 | 8,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,970,000 | 8,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,309,000 | 553 |
| Cash dividends | $82,000 | 5,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,914,750 | 8,298 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 5,974 |
| Total interest expense | $1,560,000 | 5,774 |
| Net interest income | $1,876,000 | 5,994 |
| Provision for loan and lease losses | $1,380,000 | 689 |
| Total noninterest income | $635,000 | 3,904 |
| Gross Fiduciary activities income | $79,000 | 905 |
| Service charges on deposit accounts | $380,000 | 3,019 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $176,000 | 4,749 |
| Total noninterest expense | $2,418,000 | 4,762 |
| Salaries and employee benefits | $1,292,000 | 4,862 |
| Premises and equipment expense | $610,000 | 3,029 |
| Additional noninterest expense | $516,000 | 5,727 |
| Pre-tax net operating income | $-1,287,000 | 8,352 |
| Securities gains (losses) | $-65,000 | 8,222 |
| Applicable income taxes | $-350,000 | 8,395 |
| Income before extraordinary items | $-1,002,000 | 8,329 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,002,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,577,000 | 473 |
| Cash dividends | $82,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-953,900 | 8,314 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 6,061 |
| Total interest expense | $1,041,000 | 5,767 |
| Net interest income | $1,185,000 | 6,184 |
| Provision for loan and lease losses | $1,380,000 | 458 |
| Total noninterest income | $433,000 | 3,858 |
| Gross Fiduciary activities income | $71,000 | 870 |
| Service charges on deposit accounts | $236,000 | 3,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $126,000 | 4,649 |
| Total noninterest expense | $1,626,000 | 4,764 |
| Salaries and employee benefits | $875,000 | 4,847 |
| Premises and equipment expense | $407,000 | 3,054 |
| Additional noninterest expense | $344,000 | 5,738 |
| Pre-tax net operating income | $-1,388,000 | 8,512 |
| Securities gains (losses) | $-65,000 | 8,350 |
| Applicable income taxes | $-350,000 | 8,515 |
| Income before extraordinary items | $-1,103,000 | 8,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,103,000 | 8,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 778 |
| Cash dividends | $82,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,053,600 | 8,481 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,922 |
| Total interest expense | $517,000 | 5,776 |
| Net interest income | $663,000 | 5,892 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $215,000 | 3,857 |
| Gross Fiduciary activities income | $44,000 | 841 |
| Service charges on deposit accounts | $100,000 | 3,456 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $781,000 | 4,870 |
| Salaries and employee benefits | $406,000 | 5,115 |
| Premises and equipment expense | $205,000 | 3,043 |
| Additional noninterest expense | $170,000 | 5,750 |
| Pre-tax net operating income | $97,000 | 6,706 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $91,000 | 6,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $91,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $91,000 | 6,517 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 5,786 |
| Total interest expense | $2,127,000 | 5,232 |
| Net interest income | $2,465,000 | 6,067 |
| Provision for loan and lease losses | $268,000 | 2,988 |
| Total noninterest income | $953,000 | 3,664 |
| Gross Fiduciary activities income | $114,000 | 909 |
| Service charges on deposit accounts | $592,000 | 2,709 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $247,000 | 4,681 |
| Total noninterest expense | $3,226,000 | 4,658 |
| Salaries and employee benefits | $1,763,000 | 4,687 |
| Premises and equipment expense | $755,000 | 3,140 |
| Additional noninterest expense | $708,000 | 5,601 |
| Pre-tax net operating income | $-76,000 | 8,028 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $-85,000 | 8,357 |
| Income before extraordinary items | $10,000 | 7,952 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,115 |
| Cash dividends | $460,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,360 | 7,939 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 5,825 |
| Total interest expense | $1,569,000 | 5,215 |
| Net interest income | $1,825,000 | 6,156 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $717,000 | 3,665 |
| Gross Fiduciary activities income | $79,000 | 916 |
| Service charges on deposit accounts | $435,000 | 2,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $203,000 | 4,511 |
| Total noninterest expense | $2,386,000 | 4,677 |
| Salaries and employee benefits | $1,302,000 | 4,705 |
| Premises and equipment expense | $547,000 | 3,235 |
| Additional noninterest expense | $537,000 | 5,555 |
| Pre-tax net operating income | $106,000 | 7,783 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $-22,000 | 8,447 |
| Income before extraordinary items | $129,000 | 7,578 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $129,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $460,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $128,000 | 7,588 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 5,892 |
| Total interest expense | $969,000 | 5,312 |
| Net interest income | $1,226,000 | 6,169 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $506,000 | 3,502 |
| Gross Fiduciary activities income | $72,000 | 878 |
| Service charges on deposit accounts | $278,000 | 2,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 4,229 |
| Total noninterest expense | $1,628,000 | 4,616 |
| Salaries and employee benefits | $895,000 | 4,630 |
| Premises and equipment expense | $349,000 | 3,336 |
| Additional noninterest expense | $384,000 | 5,353 |
| Pre-tax net operating income | $54,000 | 7,931 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $-22,000 | 8,523 |
| Income before extraordinary items | $77,000 | 7,710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $77,000 | 7,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $460,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $76,000 | 7,716 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 5,863 |
| Total interest expense | $438,000 | 5,454 |
| Net interest income | $653,000 | 6,015 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $225,000 | 3,715 |
| Gross Fiduciary activities income | $37,000 | 877 |
| Service charges on deposit accounts | $115,000 | 3,157 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $773,000 | 4,799 |
| Salaries and employee benefits | $418,000 | 4,871 |
| Premises and equipment expense | $160,000 | 3,588 |
| Additional noninterest expense | $195,000 | 5,258 |
| Pre-tax net operating income | $75,000 | 7,374 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $72,000 | 7,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,296 |
| Cash dividends | $60,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $71,050 | 7,178 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 5,713 |
| Total interest expense | $1,338,000 | 5,539 |
| Net interest income | $2,813,000 | 5,701 |
| Provision for loan and lease losses | $130,000 | 4,334 |
| Total noninterest income | $897,000 | 3,806 |
| Gross Fiduciary activities income | $102,000 | 936 |
| Service charges on deposit accounts | $579,000 | 2,739 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 5,012 |
| Total noninterest expense | $2,943,000 | 4,829 |
| Salaries and employee benefits | $1,743,000 | 4,582 |
| Premises and equipment expense | $554,000 | 3,887 |
| Additional noninterest expense | $646,000 | 5,818 |
| Pre-tax net operating income | $637,000 | 6,306 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $99,000 | 5,379 |
| Income before extraordinary items | $539,000 | 6,219 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $539,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,406 |
| Cash dividends | $390,000 | 4,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $538,160 | 6,194 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 5,736 |
| Total interest expense | $933,000 | 5,632 |
| Net interest income | $2,125,000 | 5,697 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $665,000 | 3,838 |
| Gross Fiduciary activities income | $73,000 | 939 |
| Service charges on deposit accounts | $415,000 | 2,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 4,870 |
| Total noninterest expense | $2,180,000 | 4,848 |
| Salaries and employee benefits | $1,291,000 | 4,599 |
| Premises and equipment expense | $402,000 | 3,957 |
| Additional noninterest expense | $487,000 | 5,783 |
| Pre-tax net operating income | $610,000 | 5,967 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $119,000 | 5,065 |
| Income before extraordinary items | $492,000 | 5,935 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $492,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,701 |
| Cash dividends | $25,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $491,190 | 5,904 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 5,835 |
| Total interest expense | $560,000 | 5,751 |
| Net interest income | $1,375,000 | 5,777 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $439,000 | 3,814 |
| Gross Fiduciary activities income | $66,000 | 888 |
| Service charges on deposit accounts | $246,000 | 3,047 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $127,000 | 4,680 |
| Total noninterest expense | $1,456,000 | 4,820 |
| Salaries and employee benefits | $876,000 | 4,509 |
| Premises and equipment expense | $264,000 | 3,973 |
| Additional noninterest expense | $316,000 | 5,842 |
| Pre-tax net operating income | $358,000 | 6,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $72,000 | 5,186 |
| Income before extraordinary items | $286,000 | 6,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $286,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,019 |
| Cash dividends | $25,000 | 4,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $286,000 | 6,163 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 6,087 |
| Total interest expense | $255,000 | 5,910 |
| Net interest income | $631,000 | 6,069 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $205,000 | 3,914 |
| Gross Fiduciary activities income | $33,000 | 894 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,243 |
| Total noninterest expense | $696,000 | 5,017 |
| Salaries and employee benefits | $408,000 | 4,761 |
| Premises and equipment expense | $134,000 | 3,988 |
| Additional noninterest expense | $154,000 | 5,920 |
| Pre-tax net operating income | $140,000 | 6,689 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $122,000 | 6,539 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $122,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $122,000 | 6,497 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 5,676 |
| Total interest expense | $945,000 | 5,817 |
| Net interest income | $2,901,000 | 5,511 |
| Provision for loan and lease losses | $-183,000 | 8,836 |
| Total noninterest income | $883,000 | 3,817 |
| Gross Fiduciary activities income | $93,000 | 953 |
| Service charges on deposit accounts | $621,000 | 2,627 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,457 |
| Total noninterest expense | $2,865,000 | 4,813 |
| Salaries and employee benefits | $1,651,000 | 4,626 |
| Premises and equipment expense | $557,000 | 3,762 |
| Additional noninterest expense | $657,000 | 5,734 |
| Pre-tax net operating income | $1,102,000 | 4,994 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $308,000 | 4,137 |
| Income before extraordinary items | $803,000 | 5,260 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $803,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,434 |
| Cash dividends | $595,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $796,520 | 5,199 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 5,688 |
| Total interest expense | $694,000 | 5,854 |
| Net interest income | $2,166,000 | 5,527 |
| Provision for loan and lease losses | $-183,000 | 8,913 |
| Total noninterest income | $672,000 | 3,830 |
| Gross Fiduciary activities income | $69,000 | 955 |
| Service charges on deposit accounts | $461,000 | 2,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $2,108,000 | 4,828 |
| Salaries and employee benefits | $1,212,000 | 4,644 |
| Premises and equipment expense | $414,000 | 3,778 |
| Additional noninterest expense | $482,000 | 5,741 |
| Pre-tax net operating income | $913,000 | 4,841 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $243,000 | 4,136 |
| Income before extraordinary items | $679,000 | 5,035 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $679,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,219 |
| Cash dividends | $340,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $672,340 | 4,970 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 5,837 |
| Total interest expense | $451,000 | 5,942 |
| Net interest income | $1,376,000 | 5,685 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $452,000 | 3,799 |
| Gross Fiduciary activities income | $62,000 | 902 |
| Service charges on deposit accounts | $291,000 | 2,777 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $1,398,000 | 4,882 |
| Salaries and employee benefits | $817,000 | 4,645 |
| Premises and equipment expense | $272,000 | 3,821 |
| Additional noninterest expense | $309,000 | 5,886 |
| Pre-tax net operating income | $380,000 | 5,982 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $89,000 | 4,985 |
| Income before extraordinary items | $300,000 | 6,038 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 6,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,262 |
| Cash dividends | $190,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $293,070 | 6,009 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,028 |
| Total interest expense | $224,000 | 6,024 |
| Net interest income | $645,000 | 5,896 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $214,000 | 3,898 |
| Gross Fiduciary activities income | $37,000 | 871 |
| Service charges on deposit accounts | $119,000 | 3,168 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $684,000 | 4,992 |
| Salaries and employee benefits | $384,000 | 4,881 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $162,000 | 5,766 |
| Pre-tax net operating income | $150,000 | 6,440 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $35,000 | 5,238 |
| Income before extraordinary items | $118,000 | 6,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $118,000 | 6,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $40,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $115,690 | 6,489 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 5,845 |
| Total interest expense | $975,000 | 6,194 |
| Net interest income | $2,782,000 | 5,546 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $770,000 | 4,325 |
| Gross Fiduciary activities income | $98,000 | 963 |
| Service charges on deposit accounts | $592,000 | 2,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $80,000 | 6,888 |
| Total noninterest expense | $2,711,000 | 4,928 |
| Salaries and employee benefits | $1,559,000 | 4,732 |
| Premises and equipment expense | $526,000 | 3,904 |
| Additional noninterest expense | $626,000 | 5,841 |
| Pre-tax net operating income | $741,000 | 5,874 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $182,000 | 5,054 |
| Income before extraordinary items | $562,000 | 6,085 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $562,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-156,000 | 9,085 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $559,720 | 5,945 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 5,960 |
| Total interest expense | $740,000 | 6,304 |
| Net interest income | $2,023,000 | 5,681 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $592,000 | 4,306 |
| Gross Fiduciary activities income | $69,000 | 977 |
| Service charges on deposit accounts | $439,000 | 2,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $1,971,000 | 5,034 |
| Salaries and employee benefits | $1,154,000 | 4,762 |
| Premises and equipment expense | $371,000 | 4,076 |
| Additional noninterest expense | $446,000 | 6,010 |
| Pre-tax net operating income | $569,000 | 5,999 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $146,000 | 5,136 |
| Income before extraordinary items | $425,000 | 6,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $425,000 | 6,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 9,145 |
| Cash dividends | $270,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $423,520 | 6,060 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 6,119 |
| Total interest expense | $504,000 | 6,371 |
| Net interest income | $1,267,000 | 5,885 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $390,000 | 4,308 |
| Gross Fiduciary activities income | $60,000 | 937 |
| Service charges on deposit accounts | $268,000 | 2,905 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $62,000 | 6,200 |
| Total noninterest expense | $1,264,000 | 5,157 |
| Salaries and employee benefits | $738,000 | 4,893 |
| Premises and equipment expense | $221,000 | 4,431 |
| Additional noninterest expense | $305,000 | 5,932 |
| Pre-tax net operating income | $343,000 | 6,215 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $93,000 | 5,224 |
| Income before extraordinary items | $251,000 | 6,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $251,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 9,173 |
| Cash dividends | $245,000 | 3,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $250,270 | 6,316 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 6,045 |
| Total interest expense | $256,000 | 6,420 |
| Net interest income | $661,000 | 5,726 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $182,000 | 4,388 |
| Gross Fiduciary activities income | $34,000 | 917 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $641,000 | 5,116 |
| Salaries and employee benefits | $368,000 | 4,921 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $177,000 | 6,129 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $135,000 | 6,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $134,240 | 6,115 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 5,829 |
| Total interest expense | $1,258,000 | 6,293 |
| Net interest income | $2,832,000 | 5,479 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $727,000 | 4,229 |
| Gross Fiduciary activities income | $82,000 | 1,031 |
| Service charges on deposit accounts | $545,000 | 2,768 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,442 |
| Total noninterest expense | $2,567,000 | 4,999 |
| Salaries and employee benefits | $1,547,000 | 4,580 |
| Premises and equipment expense | $415,000 | 4,517 |
| Additional noninterest expense | $605,000 | 5,899 |
| Pre-tax net operating income | $892,000 | 5,509 |
| Securities gains (losses) | $39,000 | 2,625 |
| Applicable income taxes | $251,000 | 4,754 |
| Income before extraordinary items | $680,000 | 5,629 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $680,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,589 |
| Cash dividends | $945,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $651,530 | 5,609 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 5,632 |
| Total interest expense | $1,893,000 | 6,276 |
| Net interest income | $3,085,000 | 4,965 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $799,000 | 3,851 |
| Gross Fiduciary activities income | $87,000 | 1,026 |
| Service charges on deposit accounts | $514,000 | 2,782 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $198,000 | 4,944 |
| Total noninterest expense | $2,425,000 | 5,061 |
| Salaries and employee benefits | $1,414,000 | 4,718 |
| Premises and equipment expense | $433,000 | 4,354 |
| Additional noninterest expense | $578,000 | 5,982 |
| Pre-tax net operating income | $1,059,000 | 4,758 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $282,000 | 4,394 |
| Income before extraordinary items | $773,000 | 4,958 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $773,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $962,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $775,920 | 4,826 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,589 |
| Total interest expense | $2,299,000 | 5,834 |
| Net interest income | $2,918,000 | 5,253 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $665,000 | 4,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 2,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,675 |
| Total noninterest expense | $2,303,000 | 5,157 |
| Salaries and employee benefits | $1,360,000 | 4,726 |
| Premises and equipment expense | $374,000 | 4,722 |
| Additional noninterest expense | $569,000 | 5,965 |
| Pre-tax net operating income | $1,180,000 | 4,764 |
| Securities gains (losses) | $-72,000 | 9,321 |
| Applicable income taxes | $278,000 | 4,746 |
| Income before extraordinary items | $830,000 | 4,946 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $830,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,511 |
| Cash dividends | $621,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $884,000 | 4,738 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 5,626 |
| Total interest expense | $2,095,000 | 5,825 |
| Net interest income | $2,840,000 | 5,371 |
| Provision for loan and lease losses | $1,150,000 | 875 |
| Total noninterest income | $500,000 | 4,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,245 |
| Total noninterest expense | $2,129,000 | 5,437 |
| Salaries and employee benefits | $1,226,000 | 5,086 |
| Premises and equipment expense | $387,000 | 4,650 |
| Additional noninterest expense | $516,000 | 6,393 |
| Pre-tax net operating income | $61,000 | 9,205 |
| Securities gains (losses) | $-29,000 | 9,649 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $32,000 | 9,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $32,000 | 9,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $851,000 | 796 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $61,000 | 9,161 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 5,616 |
| Total interest expense | $2,094,000 | 6,032 |
| Net interest income | $3,002,000 | 5,132 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $518,000 | 4,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,394 |
| Total noninterest expense | $2,119,000 | 5,366 |
| Salaries and employee benefits | $1,243,000 | 4,931 |
| Premises and equipment expense | $326,000 | 5,117 |
| Additional noninterest expense | $550,000 | 6,089 |
| Pre-tax net operating income | $1,101,000 | 5,137 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $342,000 | 4,825 |
| Income before extraordinary items | $758,000 | 5,365 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $758,000 | 5,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $160,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $758,690 | 5,261 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 5,928 |
| Total interest expense | $2,079,000 | 6,118 |
| Net interest income | $2,758,000 | 5,654 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $478,000 | 5,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,487 |
| Total noninterest expense | $1,967,000 | 5,722 |
| Salaries and employee benefits | $1,186,000 | 5,152 |
| Premises and equipment expense | $335,000 | 5,068 |
| Additional noninterest expense | $446,000 | 6,960 |
| Pre-tax net operating income | $1,269,000 | 5,052 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $432,000 | 4,648 |
| Income before extraordinary items | $837,000 | 5,306 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $837,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $837,000 | 5,250 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 6,608 |
| Total interest expense | $1,843,000 | 6,742 |
| Net interest income | $2,429,000 | 6,323 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $428,000 | 5,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,980 |
| Total noninterest expense | $1,857,000 | 6,261 |
| Salaries and employee benefits | $1,096,000 | 5,595 |
| Premises and equipment expense | $320,000 | 5,333 |
| Additional noninterest expense | $441,000 | 7,542 |
| Pre-tax net operating income | $1,000,000 | 5,740 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $329,000 | 5,529 |
| Income before extraordinary items | $679,000 | 5,848 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $679,000 | 5,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $673,640 | 5,819 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 6,995 |
| Total interest expense | $1,678,000 | 7,194 |
| Net interest income | $2,329,000 | 6,623 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $456,000 | 5,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 3,708 |
| Total noninterest expense | $1,771,000 | 6,541 |
| Salaries and employee benefits | $991,000 | 6,112 |
| Premises and equipment expense | $326,000 | 5,292 |
| Additional noninterest expense | $454,000 | 7,674 |
| Pre-tax net operating income | $1,014,000 | 5,936 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $323,000 | 5,746 |
| Income before extraordinary items | $709,000 | 5,930 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $709,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $696,580 | 5,996 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 7,802 |
| Total interest expense | $1,227,000 | 7,799 |
| Net interest income | $1,941,000 | 7,699 |
| Provision for loan and lease losses | $-75,000 | 12,082 |
| Total noninterest income | $520,000 | 5,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,702 |
| Total noninterest expense | $1,851,000 | 6,563 |
| Salaries and employee benefits | $1,005,000 | 6,059 |
| Premises and equipment expense | $327,000 | 5,350 |
| Additional noninterest expense | $519,000 | 7,674 |
| Pre-tax net operating income | $685,000 | 7,487 |
| Securities gains (losses) | $33,000 | 1,406 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $601,000 | 6,533 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $601,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $573,280 | 6,797 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 8,005 |
| Total interest expense | $1,263,000 | 8,025 |
| Net interest income | $1,938,000 | 7,870 |
| Provision for loan and lease losses | $-240,000 | 13,072 |
| Total noninterest income | $421,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,201 |
| Total noninterest expense | $1,919,000 | 6,567 |
| Salaries and employee benefits | $1,014,000 | 6,047 |
| Premises and equipment expense | $328,000 | 5,487 |
| Additional noninterest expense | $577,000 | 7,544 |
| Pre-tax net operating income | $680,000 | 7,468 |
| Securities gains (losses) | $-29,000 | 12,991 |
| Applicable income taxes | $200,000 | 7,620 |
| Income before extraordinary items | $451,000 | 7,967 |
| Extraordinary gains, net | $64,000 | 1,977 |
| Net income | $515,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-251,000 | 13,155 |
| Cash dividends | $410,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $471,010 | 7,524 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 7,673 |
| Total interest expense | $1,691,000 | 7,915 |
| Net interest income | $2,185,000 | 7,281 |
| Provision for loan and lease losses | $-50,000 | 13,611 |
| Total noninterest income | $424,000 | 6,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,767 |
| Total noninterest expense | $1,945,000 | 6,524 |
| Salaries and employee benefits | $974,000 | 6,173 |
| Premises and equipment expense | $330,000 | 5,602 |
| Additional noninterest expense | $641,000 | 7,170 |
| Pre-tax net operating income | $714,000 | 7,022 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $138,000 | 8,935 |
| Income before extraordinary items | $576,000 | 6,732 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $576,000 | 6,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 13,739 |
| Cash dividends | $237,000 | 4,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $576,000 | 6,387 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.