Home > Merchants and Farmers Bank > Income and Expense
Merchants and Farmers Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $28,805,000 | 436 |
| Total interest expense | $3,619,000 | 455 |
| Net interest income | $25,186,000 | 435 |
| Provision for loan and lease losses | $2,660,000 | 280 |
| Total noninterest income | $6,599,000 | 572 |
| Gross Fiduciary activities income | $129,000 | 732 |
| Service charges on deposit accounts | $2,987,000 | 266 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,483,000 | 649 |
| Total noninterest expense | $24,014,000 | 454 |
| Salaries and employee benefits | $12,667,000 | 445 |
| Premises and equipment expense | $2,506,000 | 490 |
| Additional noninterest expense | $8,841,000 | 406 |
| Pre-tax net operating income | $5,111,000 | 758 |
| Securities gains (losses) | $-644,000 | 6,917 |
| Applicable income taxes | $1,084,000 | 881 |
| Income before extraordinary items | $3,383,000 | 913 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,383,000 | 913 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,383,000 | 915 |
| Net charge-offs | $721,000 | 973 |
| Cash dividends | $38,000,000 | 73 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 248 |
| Net operating income | $3,872,440 | 778 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $14,398,000 | 439 |
| Total interest expense | $1,864,000 | 451 |
| Net interest income | $12,534,000 | 437 |
| Provision for loan and lease losses | $1,280,000 | 307 |
| Total noninterest income | $5,271,000 | 412 |
| Gross Fiduciary activities income | $50,000 | 781 |
| Service charges on deposit accounts | $1,499,000 | 261 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,722,000 | 385 |
| Total noninterest expense | $12,429,000 | 444 |
| Salaries and employee benefits | $6,362,000 | 451 |
| Premises and equipment expense | $1,297,000 | 483 |
| Additional noninterest expense | $4,770,000 | 390 |
| Pre-tax net operating income | $4,096,000 | 506 |
| Securities gains (losses) | $16,000 | 1,343 |
| Applicable income taxes | $1,255,000 | 467 |
| Income before extraordinary items | $2,857,000 | 578 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,857,000 | 576 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,857,000 | 579 |
| Net charge-offs | $503,000 | 768 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 214 |
| Net operating income | $2,845,960 | 550 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $62,924,000 | 415 |
| Total interest expense | $10,228,000 | 393 |
| Net interest income | $52,696,000 | 423 |
| Provision for loan and lease losses | $8,520,000 | 313 |
| Total noninterest income | $18,115,000 | 453 |
| Gross Fiduciary activities income | $174,000 | 808 |
| Service charges on deposit accounts | $6,650,000 | 245 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $11,291,000 | 453 |
| Total noninterest expense | $51,829,000 | 430 |
| Salaries and employee benefits | $26,867,000 | 408 |
| Premises and equipment expense | $5,280,000 | 461 |
| Additional noninterest expense | $19,682,000 | 402 |
| Pre-tax net operating income | $10,462,000 | 687 |
| Securities gains (losses) | $528,000 | 900 |
| Applicable income taxes | $2,998,000 | 610 |
| Income before extraordinary items | $7,992,000 | 749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,992,000 | 746 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,992,000 | 749 |
| Net charge-offs | $5,981,000 | 504 |
| Cash dividends | $4,500,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $523,000 | 298 |
| Net operating income | $7,606,560 | 736 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $47,740,000 | 415 |
| Total interest expense | $8,011,000 | 397 |
| Net interest income | $39,729,000 | 423 |
| Provision for loan and lease losses | $6,540,000 | 328 |
| Total noninterest income | $13,558,000 | 450 |
| Gross Fiduciary activities income | $131,000 | 804 |
| Service charges on deposit accounts | $4,949,000 | 249 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,478,000 | 446 |
| Total noninterest expense | $39,190,000 | 421 |
| Salaries and employee benefits | $20,489,000 | 398 |
| Premises and equipment expense | $4,065,000 | 451 |
| Additional noninterest expense | $14,636,000 | 398 |
| Pre-tax net operating income | $7,557,000 | 743 |
| Securities gains (losses) | $536,000 | 715 |
| Applicable income taxes | $2,191,000 | 650 |
| Income before extraordinary items | $5,902,000 | 777 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,902,000 | 775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,902,000 | 777 |
| Net charge-offs | $4,837,000 | 472 |
| Cash dividends | $4,500,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $386,000 | 267 |
| Net operating income | $5,510,720 | 767 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $32,113,000 | 421 |
| Total interest expense | $5,583,000 | 392 |
| Net interest income | $26,530,000 | 428 |
| Provision for loan and lease losses | $4,560,000 | 330 |
| Total noninterest income | $8,699,000 | 446 |
| Gross Fiduciary activities income | $87,000 | 812 |
| Service charges on deposit accounts | $3,243,000 | 248 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,369,000 | 452 |
| Total noninterest expense | $26,018,000 | 416 |
| Salaries and employee benefits | $13,595,000 | 400 |
| Premises and equipment expense | $1,840,000 | 663 |
| Additional noninterest expense | $10,583,000 | 369 |
| Pre-tax net operating income | $4,651,000 | 791 |
| Securities gains (losses) | $588,000 | 465 |
| Applicable income taxes | $1,391,000 | 686 |
| Income before extraordinary items | $3,848,000 | 789 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,848,000 | 787 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,848,000 | 789 |
| Net charge-offs | $4,203,000 | 381 |
| Cash dividends | $1,250,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 242 |
| Net operating income | $3,418,760 | 823 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $16,203,000 | 418 |
| Total interest expense | $2,939,000 | 380 |
| Net interest income | $13,264,000 | 425 |
| Provision for loan and lease losses | $2,280,000 | 314 |
| Total noninterest income | $3,667,000 | 495 |
| Gross Fiduciary activities income | $41,000 | 825 |
| Service charges on deposit accounts | $1,623,000 | 245 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,003,000 | 553 |
| Total noninterest expense | $12,777,000 | 412 |
| Salaries and employee benefits | $6,863,000 | 393 |
| Premises and equipment expense | $1,371,000 | 446 |
| Additional noninterest expense | $4,543,000 | 406 |
| Pre-tax net operating income | $1,874,000 | 949 |
| Securities gains (losses) | $591,000 | 235 |
| Applicable income taxes | $635,000 | 722 |
| Income before extraordinary items | $1,830,000 | 821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,830,000 | 820 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,830,000 | 822 |
| Net charge-offs | $1,149,000 | 611 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 281 |
| Net operating income | $1,392,660 | 1,002 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $68,698,000 | 403 |
| Total interest expense | $15,374,000 | 359 |
| Net interest income | $53,324,000 | 414 |
| Provision for loan and lease losses | $9,720,000 | 429 |
| Total noninterest income | $13,845,000 | 485 |
| Gross Fiduciary activities income | $188,000 | 756 |
| Service charges on deposit accounts | $7,163,000 | 236 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,494,000 | 581 |
| Total noninterest expense | $52,593,000 | 403 |
| Salaries and employee benefits | $28,476,000 | 356 |
| Premises and equipment expense | $5,806,000 | 447 |
| Additional noninterest expense | $18,311,000 | 431 |
| Pre-tax net operating income | $4,856,000 | 1,204 |
| Securities gains (losses) | $2,138,000 | 221 |
| Applicable income taxes | $1,606,000 | 945 |
| Income before extraordinary items | $5,388,000 | 935 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,388,000 | 933 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,388,000 | 935 |
| Net charge-offs | $10,793,000 | 423 |
| Cash dividends | $2,650,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 588 |
| Net operating income | $3,741,740 | 1,254 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $52,400,000 | 404 |
| Total interest expense | $12,038,000 | 360 |
| Net interest income | $40,362,000 | 411 |
| Provision for loan and lease losses | $7,440,000 | 419 |
| Total noninterest income | $10,040,000 | 497 |
| Gross Fiduciary activities income | $145,000 | 740 |
| Service charges on deposit accounts | $5,305,000 | 238 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,590,000 | 616 |
| Total noninterest expense | $39,083,000 | 405 |
| Salaries and employee benefits | $21,570,000 | 352 |
| Premises and equipment expense | $4,324,000 | 452 |
| Additional noninterest expense | $13,189,000 | 441 |
| Pre-tax net operating income | $3,879,000 | 1,192 |
| Securities gains (losses) | $1,569,000 | 231 |
| Applicable income taxes | $1,277,000 | 899 |
| Income before extraordinary items | $4,171,000 | 913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,171,000 | 912 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,171,000 | 913 |
| Net charge-offs | $7,355,000 | 453 |
| Cash dividends | $2,150,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 618 |
| Net operating income | $2,962,870 | 1,240 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $35,166,000 | 411 |
| Total interest expense | $8,351,000 | 368 |
| Net interest income | $26,815,000 | 424 |
| Provision for loan and lease losses | $4,860,000 | 454 |
| Total noninterest income | $5,964,000 | 552 |
| Gross Fiduciary activities income | $89,000 | 775 |
| Service charges on deposit accounts | $3,379,000 | 247 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,496,000 | 720 |
| Total noninterest expense | $25,853,000 | 412 |
| Salaries and employee benefits | $14,113,000 | 355 |
| Premises and equipment expense | $2,857,000 | 461 |
| Additional noninterest expense | $8,883,000 | 440 |
| Pre-tax net operating income | $2,066,000 | 1,410 |
| Securities gains (losses) | $1,309,000 | 154 |
| Applicable income taxes | $750,000 | 967 |
| Income before extraordinary items | $2,625,000 | 940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,625,000 | 938 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,625,000 | 940 |
| Net charge-offs | $2,080,000 | 903 |
| Cash dividends | $1,150,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 396 |
| Net operating income | $1,603,980 | 1,467 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $17,569,000 | 415 |
| Total interest expense | $4,355,000 | 361 |
| Net interest income | $13,214,000 | 426 |
| Provision for loan and lease losses | $2,580,000 | 418 |
| Total noninterest income | $2,662,000 | 589 |
| Gross Fiduciary activities income | $46,000 | 773 |
| Service charges on deposit accounts | $1,713,000 | 246 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $903,000 | 889 |
| Total noninterest expense | $12,727,000 | 419 |
| Salaries and employee benefits | $6,956,000 | 370 |
| Premises and equipment expense | $1,454,000 | 462 |
| Additional noninterest expense | $4,317,000 | 435 |
| Pre-tax net operating income | $569,000 | 2,329 |
| Securities gains (losses) | $1,053,000 | 101 |
| Applicable income taxes | $319,000 | 1,068 |
| Income before extraordinary items | $1,303,000 | 932 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,303,000 | 932 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,303,000 | 932 |
| Net charge-offs | $1,562,000 | 637 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 421 |
| Net operating income | $460,600 | 2,364 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $71,723,000 | 422 |
| Total interest expense | $21,825,000 | 353 |
| Net interest income | $49,898,000 | 445 |
| Provision for loan and lease losses | $9,220,000 | 712 |
| Total noninterest income | $17,317,000 | 436 |
| Gross Fiduciary activities income | $212,000 | 751 |
| Service charges on deposit accounts | $7,479,000 | 217 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,626,000 | 469 |
| Total noninterest expense | $53,006,000 | 409 |
| Salaries and employee benefits | $27,303,000 | 364 |
| Premises and equipment expense | $6,319,000 | 415 |
| Additional noninterest expense | $19,384,000 | 416 |
| Pre-tax net operating income | $4,989,000 | 1,039 |
| Securities gains (losses) | $1,853,000 | 284 |
| Applicable income taxes | $1,428,000 | 938 |
| Income before extraordinary items | $5,414,000 | 808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,415,000 | 808 |
| Minority interest net income | $-1,000 | 7,634 |
| Net income of bank and minority interests. | $5,414,000 | 809 |
| Net charge-offs | $17,209,000 | 378 |
| Cash dividends | $2,200,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 630 |
| Net operating income | $3,950,130 | 1,049 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $54,113,000 | 419 |
| Total interest expense | $17,120,000 | 352 |
| Net interest income | $36,993,000 | 446 |
| Provision for loan and lease losses | $6,940,000 | 682 |
| Total noninterest income | $13,750,000 | 402 |
| Gross Fiduciary activities income | $161,000 | 737 |
| Service charges on deposit accounts | $5,647,000 | 218 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,942,000 | 422 |
| Total noninterest expense | $39,254,000 | 401 |
| Salaries and employee benefits | $20,571,000 | 355 |
| Premises and equipment expense | $4,829,000 | 403 |
| Additional noninterest expense | $13,854,000 | 418 |
| Pre-tax net operating income | $4,549,000 | 910 |
| Securities gains (losses) | $1,313,000 | 331 |
| Applicable income taxes | $1,444,000 | 762 |
| Income before extraordinary items | $4,418,000 | 784 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,420,000 | 781 |
| Minority interest net income | $-2,000 | 7,740 |
| Net income of bank and minority interests. | $4,418,000 | 785 |
| Net charge-offs | $10,877,000 | 433 |
| Cash dividends | $1,400,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 584 |
| Net operating income | $3,433,250 | 962 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $36,252,000 | 422 |
| Total interest expense | $12,076,000 | 343 |
| Net interest income | $24,176,000 | 455 |
| Provision for loan and lease losses | $4,660,000 | 667 |
| Total noninterest income | $8,969,000 | 405 |
| Gross Fiduciary activities income | $114,000 | 727 |
| Service charges on deposit accounts | $3,724,000 | 224 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,131,000 | 412 |
| Total noninterest expense | $26,162,000 | 397 |
| Salaries and employee benefits | $13,718,000 | 351 |
| Premises and equipment expense | $3,251,000 | 404 |
| Additional noninterest expense | $9,193,000 | 414 |
| Pre-tax net operating income | $2,323,000 | 1,140 |
| Securities gains (losses) | $1,346,000 | 197 |
| Applicable income taxes | $834,000 | 826 |
| Income before extraordinary items | $2,835,000 | 787 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,834,000 | 785 |
| Minority interest net income | $1,000 | 102 |
| Net income of bank and minority interests. | $2,835,000 | 787 |
| Net charge-offs | $10,373,000 | 322 |
| Cash dividends | $600,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 905 |
| Net operating income | $1,798,580 | 1,196 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $18,021,000 | 444 |
| Total interest expense | $6,261,000 | 353 |
| Net interest income | $11,760,000 | 474 |
| Provision for loan and lease losses | $2,280,000 | 675 |
| Total noninterest income | $4,632,000 | 397 |
| Gross Fiduciary activities income | $59,000 | 729 |
| Service charges on deposit accounts | $1,848,000 | 229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,725,000 | 394 |
| Total noninterest expense | $13,170,000 | 403 |
| Salaries and employee benefits | $6,824,000 | 360 |
| Premises and equipment expense | $1,620,000 | 420 |
| Additional noninterest expense | $4,726,000 | 396 |
| Pre-tax net operating income | $942,000 | 1,381 |
| Securities gains (losses) | $802,000 | 160 |
| Applicable income taxes | $515,000 | 692 |
| Income before extraordinary items | $1,229,000 | 892 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,228,000 | 896 |
| Minority interest net income | $1,000 | 84 |
| Net income of bank and minority interests. | $1,229,000 | 896 |
| Net charge-offs | $5,179,000 | 326 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 415 |
| Net operating income | $667,600 | 1,573 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $78,854,000 | 425 |
| Total interest expense | $29,206,000 | 387 |
| Net interest income | $49,648,000 | 434 |
| Provision for loan and lease losses | $49,601,000 | 245 |
| Total noninterest income | $14,522,000 | 488 |
| Gross Fiduciary activities income | $207,000 | 755 |
| Service charges on deposit accounts | $10,976,000 | 175 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,339,000 | 976 |
| Total noninterest expense | $87,531,000 | 268 |
| Salaries and employee benefits | $28,313,000 | 343 |
| Premises and equipment expense | $7,491,000 | 364 |
| Additional noninterest expense | $51,727,000 | 218 |
| Pre-tax net operating income | $-72,962,000 | 7,907 |
| Securities gains (losses) | $-373,000 | 7,538 |
| Applicable income taxes | $-17,261,000 | 7,910 |
| Income before extraordinary items | $-56,074,000 | 7,879 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-56,068,000 | 7,878 |
| Minority interest net income | $-6,000 | 7,988 |
| Net income of bank and minority interests. | $-56,074,000 | 7,878 |
| Net charge-offs | $50,505,000 | 197 |
| Cash dividends | $3,800,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 899 |
| Net operating income | $-55,790,520 | 7,880 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $59,365,000 | 440 |
| Total interest expense | $22,427,000 | 404 |
| Net interest income | $36,938,000 | 446 |
| Provision for loan and lease losses | $33,840,000 | 268 |
| Total noninterest income | $13,569,000 | 426 |
| Gross Fiduciary activities income | $160,000 | 739 |
| Service charges on deposit accounts | $8,138,000 | 177 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,271,000 | 564 |
| Total noninterest expense | $56,539,000 | 305 |
| Salaries and employee benefits | $21,565,000 | 344 |
| Premises and equipment expense | $5,503,000 | 376 |
| Additional noninterest expense | $29,471,000 | 263 |
| Pre-tax net operating income | $-39,872,000 | 7,957 |
| Securities gains (losses) | $30,000 | 2,554 |
| Applicable income taxes | $-10,744,000 | 7,984 |
| Income before extraordinary items | $-29,098,000 | 7,943 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-29,091,000 | 7,941 |
| Minority interest net income | $-7,000 | 8,083 |
| Net income of bank and minority interests. | $-29,098,000 | 7,942 |
| Net charge-offs | $26,063,000 | 245 |
| Cash dividends | $3,800,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 686 |
| Net operating income | $-29,119,900 | 7,944 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $39,436,000 | 447 |
| Total interest expense | $15,307,000 | 419 |
| Net interest income | $24,129,000 | 452 |
| Provision for loan and lease losses | $29,035,000 | 228 |
| Total noninterest income | $8,456,000 | 446 |
| Gross Fiduciary activities income | $108,000 | 749 |
| Service charges on deposit accounts | $5,334,000 | 181 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,014,000 | 637 |
| Total noninterest expense | $42,495,000 | 279 |
| Salaries and employee benefits | $14,460,000 | 352 |
| Premises and equipment expense | $3,662,000 | 379 |
| Additional noninterest expense | $24,373,000 | 228 |
| Pre-tax net operating income | $-38,945,000 | 8,082 |
| Securities gains (losses) | $-174,000 | 7,762 |
| Applicable income taxes | $-9,810,000 | 8,092 |
| Income before extraordinary items | $-29,309,000 | 8,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-29,295,000 | 8,069 |
| Minority interest net income | $-14,000 | 8,178 |
| Net income of bank and minority interests. | $-29,309,000 | 8,070 |
| Net charge-offs | $22,630,000 | 218 |
| Cash dividends | $2,500,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 593 |
| Net operating income | $-29,178,500 | 8,065 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $20,271,000 | 441 |
| Total interest expense | $7,912,000 | 420 |
| Net interest income | $12,359,000 | 443 |
| Provision for loan and lease losses | $19,840,000 | 161 |
| Total noninterest income | $4,635,000 | 391 |
| Gross Fiduciary activities income | $57,000 | 747 |
| Service charges on deposit accounts | $2,522,000 | 181 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,056,000 | 498 |
| Total noninterest expense | $28,064,000 | 221 |
| Salaries and employee benefits | $7,161,000 | 351 |
| Premises and equipment expense | $1,863,000 | 379 |
| Additional noninterest expense | $19,040,000 | 155 |
| Pre-tax net operating income | $-30,910,000 | 8,169 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-6,359,000 | 8,169 |
| Income before extraordinary items | $-24,551,000 | 8,169 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-24,535,000 | 8,169 |
| Minority interest net income | $-16,000 | 8,230 |
| Net income of bank and minority interests. | $-24,551,000 | 8,169 |
| Net charge-offs | $3,252,000 | 427 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 558 |
| Net operating income | $-24,551,000 | 8,167 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $93,557,000 | 416 |
| Total interest expense | $39,202,000 | 415 |
| Net interest income | $54,355,000 | 411 |
| Provision for loan and lease losses | $19,734,000 | 373 |
| Total noninterest income | $19,440,000 | 361 |
| Gross Fiduciary activities income | $270,000 | 717 |
| Service charges on deposit accounts | $11,692,000 | 169 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,478,000 | 473 |
| Total noninterest expense | $52,753,000 | 413 |
| Salaries and employee benefits | $28,951,000 | 335 |
| Premises and equipment expense | $7,805,000 | 356 |
| Additional noninterest expense | $15,997,000 | 454 |
| Pre-tax net operating income | $1,308,000 | 3,261 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $-608,000 | 7,560 |
| Income before extraordinary items | $1,922,000 | 2,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,922,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,033,000 | 444 |
| Cash dividends | $4,500,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 767 |
| Net operating income | $1,916,000 | 2,186 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $71,397,000 | 423 |
| Total interest expense | $30,353,000 | 420 |
| Net interest income | $41,044,000 | 422 |
| Provision for loan and lease losses | $9,050,000 | 433 |
| Total noninterest income | $15,488,000 | 371 |
| Gross Fiduciary activities income | $214,000 | 705 |
| Service charges on deposit accounts | $8,765,000 | 175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,509,000 | 453 |
| Total noninterest expense | $39,363,000 | 409 |
| Salaries and employee benefits | $22,201,000 | 344 |
| Premises and equipment expense | $5,786,000 | 370 |
| Additional noninterest expense | $11,376,000 | 446 |
| Pre-tax net operating income | $8,119,000 | 612 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $2,183,000 | 604 |
| Income before extraordinary items | $5,941,000 | 613 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,941,000 | 612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,649,000 | 557 |
| Cash dividends | $3,000,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 615 |
| Net operating income | $5,937,350 | 648 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $48,872,000 | 419 |
| Total interest expense | $21,417,000 | 411 |
| Net interest income | $27,455,000 | 428 |
| Provision for loan and lease losses | $6,860,000 | 346 |
| Total noninterest income | $10,099,000 | 386 |
| Gross Fiduciary activities income | $159,000 | 683 |
| Service charges on deposit accounts | $5,723,000 | 175 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,217,000 | 485 |
| Total noninterest expense | $26,242,000 | 402 |
| Salaries and employee benefits | $14,961,000 | 346 |
| Premises and equipment expense | $3,821,000 | 374 |
| Additional noninterest expense | $7,460,000 | 444 |
| Pre-tax net operating income | $4,452,000 | 793 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $1,080,000 | 887 |
| Income before extraordinary items | $3,394,000 | 812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,394,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,176,000 | 530 |
| Cash dividends | $3,000,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 583 |
| Net operating income | $3,377,280 | 797 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $25,391,000 | 419 |
| Total interest expense | $11,629,000 | 407 |
| Net interest income | $13,762,000 | 425 |
| Provision for loan and lease losses | $780,000 | 736 |
| Total noninterest income | $5,378,000 | 374 |
| Gross Fiduciary activities income | $72,000 | 723 |
| Service charges on deposit accounts | $2,793,000 | 172 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,513,000 | 443 |
| Total noninterest expense | $13,265,000 | 396 |
| Salaries and employee benefits | $7,656,000 | 339 |
| Premises and equipment expense | $1,896,000 | 378 |
| Additional noninterest expense | $3,713,000 | 432 |
| Pre-tax net operating income | $5,095,000 | 396 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $1,587,000 | 407 |
| Income before extraordinary items | $3,519,000 | 421 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,519,000 | 422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 532 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 397 |
| Net operating income | $3,511,410 | 409 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $102,357,000 | 428 |
| Total interest expense | $45,658,000 | 452 |
| Net interest income | $56,699,000 | 417 |
| Provision for loan and lease losses | $2,520,000 | 695 |
| Total noninterest income | $20,588,000 | 372 |
| Gross Fiduciary activities income | $303,000 | 704 |
| Service charges on deposit accounts | $10,962,000 | 179 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,323,000 | 428 |
| Total noninterest expense | $50,948,000 | 402 |
| Salaries and employee benefits | $29,346,000 | 341 |
| Premises and equipment expense | $7,470,000 | 369 |
| Additional noninterest expense | $14,132,000 | 447 |
| Pre-tax net operating income | $23,819,000 | 407 |
| Securities gains (losses) | $-37,000 | 7,934 |
| Applicable income taxes | $7,850,000 | 393 |
| Income before extraordinary items | $15,932,000 | 422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,932,000 | 419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,253,000 | 437 |
| Cash dividends | $14,500,000 | 311 |
| Sale, conversion, retirement of capital stock, net | $403,000 | 577 |
| Net operating income | $15,956,790 | 413 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $75,827,000 | 434 |
| Total interest expense | $33,501,000 | 464 |
| Net interest income | $42,326,000 | 418 |
| Provision for loan and lease losses | $1,890,000 | 544 |
| Total noninterest income | $15,472,000 | 373 |
| Gross Fiduciary activities income | $227,000 | 700 |
| Service charges on deposit accounts | $7,974,000 | 178 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,271,000 | 426 |
| Total noninterest expense | $37,951,000 | 398 |
| Salaries and employee benefits | $21,854,000 | 344 |
| Premises and equipment expense | $5,466,000 | 375 |
| Additional noninterest expense | $10,631,000 | 429 |
| Pre-tax net operating income | $17,957,000 | 435 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,930,000 | 417 |
| Income before extraordinary items | $12,027,000 | 460 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $12,027,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,899,000 | 420 |
| Cash dividends | $13,000,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $316,000 | 496 |
| Net operating income | $12,027,000 | 449 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $49,656,000 | 450 |
| Total interest expense | $21,771,000 | 490 |
| Net interest income | $27,885,000 | 432 |
| Provision for loan and lease losses | $1,260,000 | 486 |
| Total noninterest income | $10,190,000 | 391 |
| Gross Fiduciary activities income | $142,000 | 723 |
| Service charges on deposit accounts | $5,197,000 | 183 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,851,000 | 444 |
| Total noninterest expense | $25,082,000 | 413 |
| Salaries and employee benefits | $14,553,000 | 354 |
| Premises and equipment expense | $3,583,000 | 397 |
| Additional noninterest expense | $6,946,000 | 447 |
| Pre-tax net operating income | $11,733,000 | 470 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,852,000 | 462 |
| Income before extraordinary items | $7,881,000 | 501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,881,000 | 500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,151,000 | 409 |
| Cash dividends | $11,500,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 429 |
| Net operating income | $7,881,000 | 490 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $24,438,000 | 456 |
| Total interest expense | $10,688,000 | 490 |
| Net interest income | $13,750,000 | 435 |
| Provision for loan and lease losses | $630,000 | 430 |
| Total noninterest income | $5,437,000 | 368 |
| Gross Fiduciary activities income | $67,000 | 753 |
| Service charges on deposit accounts | $2,499,000 | 184 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,871,000 | 391 |
| Total noninterest expense | $12,600,000 | 406 |
| Salaries and employee benefits | $7,250,000 | 364 |
| Premises and equipment expense | $1,764,000 | 401 |
| Additional noninterest expense | $3,586,000 | 427 |
| Pre-tax net operating income | $5,957,000 | 467 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,952,000 | 454 |
| Income before extraordinary items | $4,005,000 | 489 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,005,000 | 488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 569 |
| Cash dividends | $10,000,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 268 |
| Net operating income | $4,005,000 | 479 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $91,928,000 | 451 |
| Total interest expense | $36,722,000 | 482 |
| Net interest income | $55,206,000 | 417 |
| Provision for loan and lease losses | $3,032,000 | 371 |
| Total noninterest income | $19,200,000 | 390 |
| Gross Fiduciary activities income | $358,000 | 663 |
| Service charges on deposit accounts | $10,398,000 | 176 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,444,000 | 467 |
| Total noninterest expense | $48,404,000 | 401 |
| Salaries and employee benefits | $27,587,000 | 356 |
| Premises and equipment expense | $6,820,000 | 388 |
| Additional noninterest expense | $13,997,000 | 420 |
| Pre-tax net operating income | $22,970,000 | 491 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $7,507,000 | 472 |
| Income before extraordinary items | $15,459,000 | 516 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $15,459,000 | 514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,765,000 | 295 |
| Cash dividends | $9,400,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $702,000 | 543 |
| Net operating income | $15,461,680 | 509 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $67,355,000 | 466 |
| Total interest expense | $26,333,000 | 497 |
| Net interest income | $41,022,000 | 442 |
| Provision for loan and lease losses | $2,911,000 | 286 |
| Total noninterest income | $14,299,000 | 405 |
| Gross Fiduciary activities income | $286,000 | 644 |
| Service charges on deposit accounts | $7,740,000 | 181 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,273,000 | 485 |
| Total noninterest expense | $35,578,000 | 417 |
| Salaries and employee benefits | $20,476,000 | 368 |
| Premises and equipment expense | $4,789,000 | 418 |
| Additional noninterest expense | $10,313,000 | 439 |
| Pre-tax net operating income | $16,832,000 | 514 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $5,487,000 | 504 |
| Income before extraordinary items | $11,341,000 | 544 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $11,341,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,500,000 | 340 |
| Cash dividends | $4,500,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 522 |
| Net operating income | $11,343,680 | 532 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $43,507,000 | 469 |
| Total interest expense | $16,656,000 | 500 |
| Net interest income | $26,851,000 | 449 |
| Provision for loan and lease losses | $1,957,000 | 279 |
| Total noninterest income | $9,030,000 | 422 |
| Gross Fiduciary activities income | $211,000 | 624 |
| Service charges on deposit accounts | $4,988,000 | 187 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,831,000 | 509 |
| Total noninterest expense | $23,213,000 | 425 |
| Salaries and employee benefits | $13,390,000 | 377 |
| Premises and equipment expense | $3,078,000 | 432 |
| Additional noninterest expense | $6,745,000 | 447 |
| Pre-tax net operating income | $10,711,000 | 535 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $3,486,000 | 525 |
| Income before extraordinary items | $7,221,000 | 565 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,221,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 501 |
| Cash dividends | $3,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 430 |
| Net operating income | $7,223,680 | 552 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $20,493,000 | 482 |
| Total interest expense | $7,655,000 | 505 |
| Net interest income | $12,838,000 | 457 |
| Provision for loan and lease losses | $953,000 | 280 |
| Total noninterest income | $4,266,000 | 435 |
| Gross Fiduciary activities income | $106,000 | 630 |
| Service charges on deposit accounts | $2,263,000 | 198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,897,000 | 508 |
| Total noninterest expense | $10,912,000 | 460 |
| Salaries and employee benefits | $6,282,000 | 410 |
| Premises and equipment expense | $1,449,000 | 457 |
| Additional noninterest expense | $3,181,000 | 466 |
| Pre-tax net operating income | $5,239,000 | 533 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $1,718,000 | 524 |
| Income before extraordinary items | $3,520,000 | 572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,520,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 532 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 326 |
| Net operating income | $3,520,670 | 559 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $67,950,000 | 511 |
| Total interest expense | $22,997,000 | 521 |
| Net interest income | $44,953,000 | 496 |
| Provision for loan and lease losses | $3,146,000 | 346 |
| Total noninterest income | $16,129,000 | 458 |
| Gross Fiduciary activities income | $277,000 | 737 |
| Service charges on deposit accounts | $8,475,000 | 213 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,377,000 | 521 |
| Total noninterest expense | $38,952,000 | 481 |
| Salaries and employee benefits | $22,737,000 | 422 |
| Premises and equipment expense | $5,075,000 | 488 |
| Additional noninterest expense | $11,140,000 | 507 |
| Pre-tax net operating income | $18,984,000 | 558 |
| Securities gains (losses) | $-24,000 | 7,910 |
| Applicable income taxes | $6,136,000 | 557 |
| Income before extraordinary items | $12,824,000 | 586 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,824,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,316,000 | 347 |
| Cash dividends | $9,200,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $316,000 | 583 |
| Net operating income | $12,840,320 | 576 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $49,362,000 | 509 |
| Total interest expense | $16,326,000 | 515 |
| Net interest income | $33,036,000 | 495 |
| Provision for loan and lease losses | $2,456,000 | 318 |
| Total noninterest income | $12,410,000 | 452 |
| Gross Fiduciary activities income | $194,000 | 737 |
| Service charges on deposit accounts | $6,291,000 | 208 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,925,000 | 503 |
| Total noninterest expense | $28,625,000 | 484 |
| Salaries and employee benefits | $16,708,000 | 424 |
| Premises and equipment expense | $3,755,000 | 488 |
| Additional noninterest expense | $8,162,000 | 521 |
| Pre-tax net operating income | $14,365,000 | 551 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,646,000 | 546 |
| Income before extraordinary items | $9,719,000 | 579 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,719,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,665,000 | 337 |
| Cash dividends | $8,700,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 655 |
| Net operating income | $9,719,000 | 564 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $32,068,000 | 505 |
| Total interest expense | $10,233,000 | 515 |
| Net interest income | $21,835,000 | 494 |
| Provision for loan and lease losses | $1,689,000 | 308 |
| Total noninterest income | $8,007,000 | 459 |
| Gross Fiduciary activities income | $131,000 | 725 |
| Service charges on deposit accounts | $3,919,000 | 212 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,957,000 | 492 |
| Total noninterest expense | $18,724,000 | 488 |
| Salaries and employee benefits | $10,748,000 | 437 |
| Premises and equipment expense | $2,466,000 | 492 |
| Additional noninterest expense | $5,510,000 | 514 |
| Pre-tax net operating income | $9,429,000 | 552 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,036,000 | 545 |
| Income before extraordinary items | $6,393,000 | 579 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,393,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,034,000 | 354 |
| Cash dividends | $7,300,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,393,000 | 561 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,613,000 | 509 |
| Total interest expense | $4,813,000 | 513 |
| Net interest income | $10,800,000 | 492 |
| Provision for loan and lease losses | $871,000 | 294 |
| Total noninterest income | $4,057,000 | 439 |
| Gross Fiduciary activities income | $56,000 | 780 |
| Service charges on deposit accounts | $1,705,000 | 235 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,296,000 | 440 |
| Total noninterest expense | $9,119,000 | 492 |
| Salaries and employee benefits | $5,223,000 | 439 |
| Premises and equipment expense | $1,225,000 | 485 |
| Additional noninterest expense | $2,671,000 | 522 |
| Pre-tax net operating income | $4,867,000 | 531 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,565,000 | 544 |
| Income before extraordinary items | $3,302,000 | 562 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,302,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 274 |
| Cash dividends | $6,000,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,302,000 | 543 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $58,340,000 | 502 |
| Total interest expense | $16,823,000 | 500 |
| Net interest income | $41,517,000 | 496 |
| Provision for loan and lease losses | $5,351,000 | 235 |
| Total noninterest income | $15,039,000 | 464 |
| Gross Fiduciary activities income | $259,000 | 730 |
| Service charges on deposit accounts | $7,545,000 | 235 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,235,000 | 509 |
| Total noninterest expense | $35,600,000 | 499 |
| Salaries and employee benefits | $20,688,000 | 436 |
| Premises and equipment expense | $4,848,000 | 484 |
| Additional noninterest expense | $10,064,000 | 545 |
| Pre-tax net operating income | $15,605,000 | 596 |
| Securities gains (losses) | $46,000 | 1,813 |
| Applicable income taxes | $4,668,000 | 634 |
| Income before extraordinary items | $10,983,000 | 622 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,983,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,623,000 | 249 |
| Cash dividends | $6,600,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,950,800 | 600 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $42,989,000 | 502 |
| Total interest expense | $12,242,000 | 500 |
| Net interest income | $30,747,000 | 496 |
| Provision for loan and lease losses | $4,079,000 | 241 |
| Total noninterest income | $11,442,000 | 469 |
| Gross Fiduciary activities income | $190,000 | 737 |
| Service charges on deposit accounts | $5,730,000 | 241 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,522,000 | 506 |
| Total noninterest expense | $26,257,000 | 499 |
| Salaries and employee benefits | $15,267,000 | 447 |
| Premises and equipment expense | $3,603,000 | 494 |
| Additional noninterest expense | $7,387,000 | 553 |
| Pre-tax net operating income | $11,853,000 | 593 |
| Securities gains (losses) | $46,000 | 1,731 |
| Applicable income taxes | $3,616,000 | 626 |
| Income before extraordinary items | $8,283,000 | 620 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,283,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,650,000 | 283 |
| Cash dividends | $5,100,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,250,800 | 596 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $28,430,000 | 499 |
| Total interest expense | $8,043,000 | 496 |
| Net interest income | $20,387,000 | 492 |
| Provision for loan and lease losses | $3,459,000 | 201 |
| Total noninterest income | $7,588,000 | 462 |
| Gross Fiduciary activities income | $134,000 | 725 |
| Service charges on deposit accounts | $3,753,000 | 238 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,701,000 | 519 |
| Total noninterest expense | $16,735,000 | 519 |
| Salaries and employee benefits | $9,907,000 | 458 |
| Premises and equipment expense | $3,059,000 | 391 |
| Additional noninterest expense | $3,769,000 | 682 |
| Pre-tax net operating income | $7,781,000 | 587 |
| Securities gains (losses) | $53,000 | 1,421 |
| Applicable income taxes | $2,376,000 | 633 |
| Income before extraordinary items | $5,458,000 | 623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,458,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,558,000 | 225 |
| Cash dividends | $3,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,420,900 | 598 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $14,312,000 | 504 |
| Total interest expense | $3,987,000 | 509 |
| Net interest income | $10,325,000 | 495 |
| Provision for loan and lease losses | $2,460,000 | 161 |
| Total noninterest income | $3,898,000 | 457 |
| Gross Fiduciary activities income | $69,000 | 728 |
| Service charges on deposit accounts | $1,820,000 | 243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,009,000 | 479 |
| Total noninterest expense | $8,020,000 | 537 |
| Salaries and employee benefits | $4,959,000 | 462 |
| Premises and equipment expense | $1,521,000 | 396 |
| Additional noninterest expense | $1,540,000 | 796 |
| Pre-tax net operating income | $3,743,000 | 603 |
| Securities gains (losses) | $70,000 | 1,007 |
| Applicable income taxes | $1,141,000 | 663 |
| Income before extraordinary items | $2,672,000 | 634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,672,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,393,000 | 156 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,623,000 | 598 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $58,035,000 | 497 |
| Total interest expense | $17,628,000 | 520 |
| Net interest income | $40,407,000 | 487 |
| Provision for loan and lease losses | $3,802,000 | 396 |
| Total noninterest income | $14,265,000 | 515 |
| Gross Fiduciary activities income | $201,000 | 803 |
| Service charges on deposit accounts | $7,683,000 | 236 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,381,000 | 631 |
| Total noninterest expense | $35,044,000 | 507 |
| Salaries and employee benefits | $18,522,000 | 482 |
| Premises and equipment expense | $5,805,000 | 413 |
| Additional noninterest expense | $10,717,000 | 524 |
| Pre-tax net operating income | $15,826,000 | 567 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $4,727,000 | 649 |
| Income before extraordinary items | $11,106,000 | 607 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,106,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,169,000 | 388 |
| Cash dividends | $8,600,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,101,100 | 573 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $43,178,000 | 511 |
| Total interest expense | $13,268,000 | 543 |
| Net interest income | $29,910,000 | 505 |
| Provision for loan and lease losses | $2,843,000 | 409 |
| Total noninterest income | $10,737,000 | 534 |
| Gross Fiduciary activities income | $143,000 | 811 |
| Service charges on deposit accounts | $5,668,000 | 251 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,926,000 | 649 |
| Total noninterest expense | $26,059,000 | 524 |
| Salaries and employee benefits | $13,891,000 | 491 |
| Premises and equipment expense | $4,295,000 | 427 |
| Additional noninterest expense | $7,873,000 | 539 |
| Pre-tax net operating income | $11,745,000 | 593 |
| Securities gains (losses) | $-19,000 | 9,008 |
| Applicable income taxes | $3,469,000 | 688 |
| Income before extraordinary items | $8,257,000 | 630 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,257,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,092,000 | 429 |
| Cash dividends | $7,100,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,270,300 | 579 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $28,734,000 | 519 |
| Total interest expense | $9,255,000 | 537 |
| Net interest income | $19,479,000 | 514 |
| Provision for loan and lease losses | $1,883,000 | 407 |
| Total noninterest income | $6,954,000 | 546 |
| Gross Fiduciary activities income | $88,000 | 844 |
| Service charges on deposit accounts | $3,730,000 | 252 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,136,000 | 656 |
| Total noninterest expense | $16,839,000 | 539 |
| Salaries and employee benefits | $8,934,000 | 507 |
| Premises and equipment expense | $2,971,000 | 412 |
| Additional noninterest expense | $4,934,000 | 563 |
| Pre-tax net operating income | $7,711,000 | 600 |
| Securities gains (losses) | $-20,000 | 9,105 |
| Applicable income taxes | $2,264,000 | 702 |
| Income before extraordinary items | $5,427,000 | 643 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,427,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,719,000 | 373 |
| Cash dividends | $2,600,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,441,200 | 591 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $14,386,000 | 527 |
| Total interest expense | $4,802,000 | 533 |
| Net interest income | $9,584,000 | 527 |
| Provision for loan and lease losses | $920,000 | 399 |
| Total noninterest income | $3,376,000 | 545 |
| Gross Fiduciary activities income | $32,000 | 930 |
| Service charges on deposit accounts | $1,798,000 | 255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,546,000 | 648 |
| Total noninterest expense | $8,215,000 | 546 |
| Salaries and employee benefits | $4,320,000 | 518 |
| Premises and equipment expense | $1,488,000 | 418 |
| Additional noninterest expense | $2,407,000 | 580 |
| Pre-tax net operating income | $3,825,000 | 605 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,106,000 | 724 |
| Income before extraordinary items | $2,719,000 | 636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,719,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $785,000 | 366 |
| Cash dividends | $1,100,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,719,000 | 590 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $61,851,000 | 516 |
| Total interest expense | $23,379,000 | 499 |
| Net interest income | $38,472,000 | 520 |
| Provision for loan and lease losses | $4,495,000 | 418 |
| Total noninterest income | $13,924,000 | 510 |
| Gross Fiduciary activities income | $179,000 | 867 |
| Service charges on deposit accounts | $7,514,000 | 237 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,231,000 | 593 |
| Total noninterest expense | $33,122,000 | 524 |
| Salaries and employee benefits | $17,809,000 | 483 |
| Premises and equipment expense | $5,589,000 | 430 |
| Additional noninterest expense | $9,724,000 | 571 |
| Pre-tax net operating income | $14,779,000 | 598 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $4,297,000 | 678 |
| Income before extraordinary items | $10,511,000 | 604 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,511,000 | 605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,663,000 | 469 |
| Cash dividends | $6,550,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,490,410 | 577 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $70,563,000 | 512 |
| Total interest expense | $36,789,000 | 477 |
| Net interest income | $33,774,000 | 552 |
| Provision for loan and lease losses | $4,415,000 | 387 |
| Total noninterest income | $13,215,000 | 501 |
| Gross Fiduciary activities income | $181,000 | 864 |
| Service charges on deposit accounts | $7,083,000 | 240 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,951,000 | 581 |
| Total noninterest expense | $31,913,000 | 524 |
| Salaries and employee benefits | $17,061,000 | 468 |
| Premises and equipment expense | $5,211,000 | 446 |
| Additional noninterest expense | $9,641,000 | 591 |
| Pre-tax net operating income | $10,661,000 | 729 |
| Securities gains (losses) | $425,000 | 674 |
| Applicable income taxes | $3,334,000 | 767 |
| Income before extraordinary items | $7,752,000 | 727 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,752,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,499,000 | 333 |
| Cash dividends | $5,400,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,454,500 | 721 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $73,150,000 | 522 |
| Total interest expense | $40,433,000 | 495 |
| Net interest income | $32,717,000 | 573 |
| Provision for loan and lease losses | $4,299,000 | 358 |
| Total noninterest income | $11,860,000 | 524 |
| Gross Fiduciary activities income | $119,000 | 905 |
| Service charges on deposit accounts | $6,530,000 | 231 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,211,000 | 620 |
| Total noninterest expense | $29,069,000 | 552 |
| Salaries and employee benefits | $15,529,000 | 479 |
| Premises and equipment expense | $5,097,000 | 446 |
| Additional noninterest expense | $8,443,000 | 654 |
| Pre-tax net operating income | $11,209,000 | 702 |
| Securities gains (losses) | $-1,381,000 | 9,780 |
| Applicable income taxes | $1,927,000 | 1,193 |
| Income before extraordinary items | $7,901,000 | 695 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,901,000 | 695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,418,000 | 345 |
| Cash dividends | $5,800,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $9,005,800 | 621 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $53,850,000 | 648 |
| Total interest expense | $25,151,000 | 656 |
| Net interest income | $28,699,000 | 659 |
| Provision for loan and lease losses | $2,384,000 | 495 |
| Total noninterest income | $8,213,000 | 692 |
| Gross Fiduciary activities income | $118,000 | 966 |
| Service charges on deposit accounts | $4,412,000 | 325 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,683,000 | 782 |
| Total noninterest expense | $22,960,000 | 685 |
| Salaries and employee benefits | $12,690,000 | 572 |
| Premises and equipment expense | $4,075,000 | 552 |
| Additional noninterest expense | $6,195,000 | 830 |
| Pre-tax net operating income | $11,568,000 | 723 |
| Securities gains (losses) | $25,000 | 1,278 |
| Applicable income taxes | $3,080,000 | 862 |
| Income before extraordinary items | $8,513,000 | 698 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,513,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,456,000 | 546 |
| Cash dividends | $40,587,000 | 162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,494,750 | 688 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $50,002,000 | 682 |
| Total interest expense | $24,356,000 | 681 |
| Net interest income | $25,646,000 | 692 |
| Provision for loan and lease losses | $1,965,000 | 587 |
| Total noninterest income | $5,372,000 | 887 |
| Gross Fiduciary activities income | $106,000 | 997 |
| Service charges on deposit accounts | $3,764,000 | 351 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,502,000 | 1,402 |
| Total noninterest expense | $18,416,000 | 793 |
| Salaries and employee benefits | $9,859,000 | 699 |
| Premises and equipment expense | $3,311,000 | 647 |
| Additional noninterest expense | $5,246,000 | 918 |
| Pre-tax net operating income | $10,637,000 | 740 |
| Securities gains (losses) | $135,000 | 1,105 |
| Applicable income taxes | $2,654,000 | 970 |
| Income before extraordinary items | $8,118,000 | 703 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,118,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,445,000 | 576 |
| Cash dividends | $3,650,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,016,750 | 685 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $44,215,000 | 778 |
| Total interest expense | $20,666,000 | 808 |
| Net interest income | $23,549,000 | 776 |
| Provision for loan and lease losses | $2,050,000 | 577 |
| Total noninterest income | $4,944,000 | 936 |
| Gross Fiduciary activities income | $109,000 | 1,036 |
| Service charges on deposit accounts | $3,392,000 | 390 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,443,000 | 1,360 |
| Total noninterest expense | $15,134,000 | 936 |
| Salaries and employee benefits | $8,254,000 | 817 |
| Premises and equipment expense | $2,736,000 | 743 |
| Additional noninterest expense | $4,144,000 | 1,102 |
| Pre-tax net operating income | $11,309,000 | 736 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $3,217,000 | 873 |
| Income before extraordinary items | $8,111,000 | 705 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,111,000 | 706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,278,000 | 670 |
| Cash dividends | $3,350,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,097,320 | 691 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $41,503,000 | 846 |
| Total interest expense | $19,502,000 | 863 |
| Net interest income | $22,001,000 | 847 |
| Provision for loan and lease losses | $1,221,000 | 878 |
| Total noninterest income | $4,402,000 | 1,029 |
| Gross Fiduciary activities income | $65,000 | 1,184 |
| Service charges on deposit accounts | $3,477,000 | 427 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $860,000 | 2,008 |
| Total noninterest expense | $14,718,000 | 1,034 |
| Salaries and employee benefits | $7,866,000 | 871 |
| Premises and equipment expense | $2,738,000 | 798 |
| Additional noninterest expense | $4,114,000 | 1,328 |
| Pre-tax net operating income | $10,464,000 | 761 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $2,905,000 | 897 |
| Income before extraordinary items | $7,572,000 | 725 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,572,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $996,000 | 902 |
| Cash dividends | $3,000,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,562,640 | 711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $35,073,000 | 1,010 |
| Total interest expense | $16,362,000 | 1,040 |
| Net interest income | $18,711,000 | 991 |
| Provision for loan and lease losses | $1,439,000 | 734 |
| Total noninterest income | $4,488,000 | 1,029 |
| Gross Fiduciary activities income | $64,000 | 1,249 |
| Service charges on deposit accounts | $2,943,000 | 500 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,481,000 | 1,381 |
| Total noninterest expense | $13,704,000 | 1,093 |
| Salaries and employee benefits | $6,695,000 | 1,031 |
| Premises and equipment expense | $2,415,000 | 904 |
| Additional noninterest expense | $4,594,000 | 1,196 |
| Pre-tax net operating income | $8,056,000 | 973 |
| Securities gains (losses) | $-129,000 | 11,578 |
| Applicable income taxes | $2,000,000 | 1,271 |
| Income before extraordinary items | $5,927,000 | 917 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,927,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,308 |
| Cash dividends | $2,450,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,023,750 | 903 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,968,000 | 1,124 |
| Total interest expense | $11,490,000 | 1,147 |
| Net interest income | $16,478,000 | 1,118 |
| Provision for loan and lease losses | $808,000 | 1,076 |
| Total noninterest income | $3,566,000 | 1,183 |
| Gross Fiduciary activities income | $49,000 | 1,308 |
| Service charges on deposit accounts | $2,606,000 | 536 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $911,000 | 1,962 |
| Total noninterest expense | $13,100,000 | 1,146 |
| Salaries and employee benefits | $5,859,000 | 1,154 |
| Premises and equipment expense | $2,250,000 | 948 |
| Additional noninterest expense | $4,991,000 | 1,180 |
| Pre-tax net operating income | $6,136,000 | 1,219 |
| Securities gains (losses) | $-240,000 | 12,018 |
| Applicable income taxes | $1,485,000 | 1,568 |
| Income before extraordinary items | $4,411,000 | 1,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,411,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,870 |
| Cash dividends | $1,600,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,591,000 | 1,111 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,473,000 | 1,249 |
| Total interest expense | $10,196,000 | 1,316 |
| Net interest income | $15,277,000 | 1,189 |
| Provision for loan and lease losses | $1,015,000 | 1,285 |
| Total noninterest income | $3,094,000 | 1,423 |
| Gross Fiduciary activities income | $49,000 | 1,342 |
| Service charges on deposit accounts | $2,250,000 | 600 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $795,000 | 2,393 |
| Total noninterest expense | $12,147,000 | 1,270 |
| Salaries and employee benefits | $5,324,000 | 1,259 |
| Premises and equipment expense | $2,363,000 | 940 |
| Additional noninterest expense | $4,460,000 | 1,390 |
| Pre-tax net operating income | $5,209,000 | 1,343 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $1,293,000 | 1,808 |
| Income before extraordinary items | $3,915,000 | 1,296 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,915,000 | 1,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,560 |
| Cash dividends | $1,600,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,915,750 | 1,208 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,026,000 | 1,350 |
| Total interest expense | $11,604,000 | 1,523 |
| Net interest income | $15,422,000 | 1,213 |
| Provision for loan and lease losses | $1,209,000 | 1,629 |
| Total noninterest income | $2,907,000 | 1,479 |
| Gross Fiduciary activities income | $61,000 | 1,339 |
| Service charges on deposit accounts | $2,107,000 | 652 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $739,000 | 2,428 |
| Total noninterest expense | $12,213,000 | 1,305 |
| Salaries and employee benefits | $5,277,000 | 1,279 |
| Premises and equipment expense | $2,255,000 | 1,003 |
| Additional noninterest expense | $4,681,000 | 1,407 |
| Pre-tax net operating income | $4,907,000 | 1,295 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $1,222,000 | 1,725 |
| Income before extraordinary items | $3,712,000 | 1,256 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,712,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $909,000 | 1,659 |
| Cash dividends | $1,300,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,691,750 | 1,168 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.