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Merchants and Farmers Bank, Assets and Liabilities

2013-06-30		Rank
# of Employees:	413	347
Assets and Liabilities
Total Assets:	$1,519,543,000	453
Cash and due from depository institutions	$182,649,000	347
Interest-bearing balances	$131,356,000	272
Securities	$272,050,000	569
Federal funds sold & reverse repurchase agreements	$10,000,000	464
Net loans & leases	$950,196,000	445
Loan loss allowance	$19,431,000	376
Trading account assets	$0	250
Bank premises and fixed assets	$36,374,000	282
Other real estate owned	$19,721,000	347
Goodwill and other intangibles	$3,946,000	830
All other assets	$44,607,000	493
Life insurance assets	$23,586,000	342
Total liabilities and capital	$1,519,543,000	453
Total liabilities	$1,414,817,000	436
Total deposits	$1,367,195,000	411
Interest-bearing deposits	$1,062,451,000	421
Deposits held in domestic offices	$1,367,195,000	410
% insured	84.23%	4,144
Federal funds purchased & repurchase agreements	$1,994,000	1,558
Trading liabilities	$0	154
Other borrowed funds	$0	3,942
Subordinated debt	$0	152
All other liabilities	$45,628,000	213
Total equity capital	$104,726,000	685
Total bank equity capital	$104,726,000	683
Perpetual preferred stock	$0	228
Common stock	$1,095,000	2,137
Surplus	$164,478,000	287
Undivided profits	$-60,847,000	6,884
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$6,222,000	1,341
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$79,000	848
Income earned, not collected on loans	$4,773,000	491
Earning assets	$1,363,602,000	455
Long-term assets (5+ years)	$424,016,000	539
Average Assets, year-to-date	$1,551,686,330	443
Average Assets, quarterly	$1,530,828,500	449
Volatile liabilities	$49,568,000	900
Insider loans	$18,790,000	254
FHLB advances	$0	3,718
Loans and leases held for sale	$2,614,000	848
Unused loan commitments	$130,900,000	643
Tier 1 (core) risk-based capital	$104,158,000	647
Tier 2 risk-based capital	$13,474,000	411
Total risk weighted assets	$1,071,928,000	428
Total unused commitments	$130,900,000	643
Derivatives	$3,404,000	950
2013-03-31		Rank
# of Employees:	441	323
Assets and Liabilities
Total Assets:	$1,542,114,000	448
Cash and due from depository institutions	$62,157,000	323
Interest-bearing balances	$29,614,000	1,551
Securities	$375,533,000	410
Federal funds sold & reverse repurchase agreements	$10,000,000	626
Net loans & leases	$986,961,000	426
Loan loss allowance	$18,269,000	412
Trading account assets	$0	242
Bank premises and fixed assets	$36,807,000	273
Other real estate owned	$24,820,000	323
Goodwill and other intangibles	$4,053,000	814
All other assets	$41,783,000	520
Life insurance assets	$23,395,000	332
Total liabilities and capital	$1,542,114,000	448
Total liabilities	$1,395,156,000	438
Total deposits	$1,354,420,000	417
Interest-bearing deposits	$1,101,957,000	409
Deposits held in domestic offices	$1,354,420,000	415
% insured	80.93%	4,948
Federal funds purchased & repurchase agreements	$2,250,000	1,437
Trading liabilities	$0	154
Other borrowed funds	$32,085,000	738
Subordinated debt	$0	155
All other liabilities	$6,401,000	853
Total equity capital	$146,958,000	514
Total bank equity capital	$146,958,000	514
Perpetual preferred stock	$0	239
Common stock	$1,095,000	2,178
Surplus	$164,369,000	290
Undivided profits	$-18,506,000	6,847
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$7,545,000	1,243
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$79,000	828
Income earned, not collected on loans	$5,862,000	402
Earning assets	$1,402,108,000	443
Long-term assets (5+ years)	$471,882,000	465
Average Assets, year-to-date	$1,567,758,000	442
Average Assets, quarterly	$1,567,758,000	442
Volatile liabilities	$72,404,000	628
Insider loans	$18,801,000	251
FHLB advances	$32,085,000	681
Loans and leases held for sale	$17,573,000	290
Unused loan commitments	$146,442,000	583
Tier 1 (core) risk-based capital	$141,547,000	489
Tier 2 risk-based capital	$14,614,000	388
Total risk weighted assets	$1,165,480,000	395
Total unused commitments	$146,442,000	583
Derivatives	$35,532,000	431
2012-12-31		Rank
# of Employees:	456	314
Assets and Liabilities
Total Assets:	$1,593,402,000	442
Cash and due from depository institutions	$147,149,000	314
Interest-bearing balances	$92,338,000	453
Securities	$347,043,000	444
Federal funds sold & reverse repurchase agreements	$10,000,000	599
Net loans & leases	$978,995,000	430
Loan loss allowance	$17,492,000	438
Trading account assets	$0	243
Bank premises and fixed assets	$37,199,000	273
Other real estate owned	$25,970,000	314
Goodwill and other intangibles	$4,159,000	792
All other assets	$42,887,000	512
Life insurance assets	$23,222,000	328
Total liabilities and capital	$1,593,402,000	442
Total liabilities	$1,449,223,000	433
Total deposits	$1,404,982,000	405
Interest-bearing deposits	$1,128,677,000	399
Deposits held in domestic offices	$1,404,982,000	402
% insured	84.61%	4,997
Federal funds purchased & repurchase agreements	$3,720,000	1,343
Trading liabilities	$0	152
Other borrowed funds	$33,215,000	767
Subordinated debt	$0	159
All other liabilities	$7,306,000	798
Total equity capital	$144,179,000	526
Total bank equity capital	$144,179,000	525
Perpetual preferred stock	$0	246
Common stock	$1,095,000	2,198
Surplus	$164,243,000	290
Undivided profits	$-21,159,000	6,932
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$7,765,000	1,252
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$79,000	813
Income earned, not collected on loans	$5,678,000	417
Earning assets	$1,428,376,000	444
Long-term assets (5+ years)	$429,282,000	491
Average Assets, year-to-date	$1,570,585,000	431
Average Assets, quarterly	$1,569,243,000	440
Volatile liabilities	$74,917,000	652
Insider loans	$18,354,000	262
FHLB advances	$33,215,000	708
Loans and leases held for sale	$21,014,000	332
Unused loan commitments	$137,103,000	589
Tier 1 (core) risk-based capital	$138,497,000	493
Tier 2 risk-based capital	$14,594,000	386
Total risk weighted assets	$1,164,594,000	394
Total unused commitments	$137,103,000	589
Derivatives	$44,740,000	400
2012-09-30		Rank
# of Employees:	466	308
Assets and Liabilities
Total Assets:	$1,545,084,000	445
Cash and due from depository institutions	$82,507,000	308
Interest-bearing balances	$40,902,000	996
Securities	$352,668,000	438
Federal funds sold & reverse repurchase agreements	$0	3,418
Net loans & leases	$994,219,000	428
Loan loss allowance	$16,656,000	478
Trading account assets	$0	231
Bank premises and fixed assets	$37,365,000	266
Other real estate owned	$28,002,000	308
Goodwill and other intangibles	$4,266,000	783
All other assets	$46,057,000	487
Life insurance assets	$23,033,000	325
Total liabilities and capital	$1,545,084,000	445
Total liabilities	$1,402,734,000	434
Total deposits	$1,350,147,000	409
Interest-bearing deposits	$1,116,453,000	404
Deposits held in domestic offices	$1,350,147,000	407
% insured	82.59%	5,653
Federal funds purchased & repurchase agreements	$5,225,000	1,159
Trading liabilities	$0	150
Other borrowed funds	$36,067,000	723
Subordinated debt	$0	163
All other liabilities	$11,295,000	591
Total equity capital	$142,350,000	529
Total bank equity capital	$142,350,000	528
Perpetual preferred stock	$0	250
Common stock	$1,095,000	2,235
Surplus	$164,106,000	287
Undivided profits	$-22,851,000	7,043
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$6,627,000	1,504
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$103,000	827
Income earned, not collected on loans	$6,122,000	414
Earning assets	$1,387,789,000	445
Long-term assets (5+ years)	$422,898,000	493
Average Assets, year-to-date	$1,564,880,750	432
Average Assets, quarterly	$1,549,431,000	440
Volatile liabilities	$63,230,000	755
Insider loans	$19,141,000	246
FHLB advances	$36,067,000	664
Loans and leases held for sale	$23,548,000	289
Unused loan commitments	$134,106,000	605
Tier 1 (core) risk-based capital	$132,659,000	515
Tier 2 risk-based capital	$14,694,000	389
Total risk weighted assets	$1,173,519,000	393
Total unused commitments	$134,106,000	605
Derivatives	$104,884,000	290
2012-06-30		Rank
# of Employees:	468	303
Assets and Liabilities
Total Assets:	$1,553,778,000	437
Cash and due from depository institutions	$56,101,000	303
Interest-bearing balances	$18,954,000	1,976
Securities	$376,163,000	411
Federal funds sold & reverse repurchase agreements	$6,750,000	817
Net loans & leases	$989,577,000	424
Loan loss allowance	$15,310,000	523
Trading account assets	$0	211
Bank premises and fixed assets	$37,464,000	268
Other real estate owned	$31,077,000	303
Goodwill and other intangibles	$4,373,000	767
All other assets	$52,273,000	449
Life insurance assets	$22,866,000	324
Total liabilities and capital	$1,553,779,000	437
Total liabilities	$1,411,948,000	435
Total deposits	$1,362,149,000	402
Interest-bearing deposits	$1,125,994,000	401
Deposits held in domestic offices	$1,362,149,000	401
% insured	83.15%	5,643
Federal funds purchased & repurchase agreements	$3,224,000	1,406
Trading liabilities	$0	130
Other borrowed funds	$37,291,000	720
Subordinated debt	$0	180
All other liabilities	$9,284,000	656
Total equity capital	$141,831,000	519
Total bank equity capital	$141,831,000	519
Perpetual preferred stock	$0	254
Common stock	$1,095,000	2,271
Surplus	$163,963,000	287
Undivided profits	$-23,227,000	7,106
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$7,980,000	1,362
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$6,056,000	396
Earning assets	$1,391,444,000	440
Long-term assets (5+ years)	$442,362,000	456
Average Assets, year-to-date	$1,571,479,670	431
Average Assets, quarterly	$1,576,559,500	432
Volatile liabilities	$59,020,000	816
Insider loans	$19,162,000	255
FHLB advances	$37,291,000	663
Loans and leases held for sale	$22,291,000	248
Unused loan commitments	$126,832,000	627
Tier 1 (core) risk-based capital	$131,910,000	509
Tier 2 risk-based capital	$14,688,000	389
Total risk weighted assets	$1,174,438,000	391
Total unused commitments	$126,832,000	627
Derivatives	$72,580,000	320
2012-03-31		Rank
# of Employees:	460	302
Assets and Liabilities
Total Assets:	$1,599,341,000	428
Cash and due from depository institutions	$88,335,000	302
Interest-bearing balances	$49,647,000	894
Securities	$364,489,000	420
Federal funds sold & reverse repurchase agreements	$25,000,000	220
Net loans & leases	$992,095,000	417
Loan loss allowance	$16,084,000	495
Trading account assets	$0	215
Bank premises and fixed assets	$37,767,000	260
Other real estate owned	$34,636,000	302
Goodwill and other intangibles	$4,479,000	767
All other assets	$52,540,000	447
Life insurance assets	$22,674,000	319
Total liabilities and capital	$1,599,341,000	428
Total liabilities	$1,460,201,000	422
Total deposits	$1,410,849,000	394
Interest-bearing deposits	$1,172,236,000	386
Deposits held in domestic offices	$1,410,849,000	393
% insured	81.53%	5,960
Federal funds purchased & repurchase agreements	$3,738,000	1,330
Trading liabilities	$0	123
Other borrowed funds	$38,507,000	716
Subordinated debt	$0	185
All other liabilities	$7,107,000	786
Total equity capital	$139,140,000	521
Total bank equity capital	$139,140,000	521
Perpetual preferred stock	$0	259
Common stock	$1,095,000	2,300
Surplus	$163,783,000	278
Undivided profits	$-25,738,000	7,176
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$14,851,000	862
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$6,097,000	394
Earning assets	$1,431,231,000	430
Long-term assets (5+ years)	$449,264,000	442
Average Assets, year-to-date	$1,580,330,500	428
Average Assets, quarterly	$1,580,330,500	428
Volatile liabilities	$58,192,000	831
Insider loans	$16,034,000	316
FHLB advances	$38,507,000	668
Loans and leases held for sale	$28,684,000	213
Unused loan commitments	$126,361,000	618
Tier 1 (core) risk-based capital	$128,560,000	513
Tier 2 risk-based capital	$14,544,000	390
Total risk weighted assets	$1,162,010,000	390
Total unused commitments	$126,361,000	618
Derivatives	$72,445,000	311
2011-12-31		Rank
# of Employees:	460	295
Assets and Liabilities
Total Assets:	$1,561,320,000	435
Cash and due from depository institutions	$77,504,000	295
Interest-bearing balances	$37,528,000	1,061
Securities	$319,269,000	469
Federal funds sold & reverse repurchase agreements	$25,000,000	199
Net loans & leases	$1,007,460,000	416
Loan loss allowance	$14,953,000	534
Trading account assets	$0	205
Bank premises and fixed assets	$37,925,000	259
Other real estate owned	$36,951,000	295
Goodwill and other intangibles	$4,586,000	763
All other assets	$52,625,000	464
Life insurance assets	$22,477,000	318
Total liabilities and capital	$1,561,320,000	435
Total liabilities	$1,423,850,000	420
Total deposits	$1,372,438,000	396
Interest-bearing deposits	$1,140,710,000	389
Deposits held in domestic offices	$1,372,438,000	395
% insured	83.95%	5,540
Federal funds purchased & repurchase agreements	$4,398,000	1,312
Trading liabilities	$0	115
Other borrowed funds	$39,709,000	744
Subordinated debt	$0	193
All other liabilities	$7,305,000	762
Total equity capital	$137,470,000	526
Total bank equity capital	$137,470,000	526
Perpetual preferred stock	$0	263
Common stock	$1,095,000	2,318
Surplus	$163,720,000	279
Undivided profits	$-27,345,000	7,224
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$17,779,000	759
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$6,103,000	414
Earning assets	$1,389,257,000	435
Long-term assets (5+ years)	$388,934,000	407
Average Assets, year-to-date	$1,592,159,600	417
Average Assets, quarterly	$1,570,475,000	427
Volatile liabilities	$61,587,000	860
Insider loans	$14,932,000	355
FHLB advances	$39,709,000	694
Loans and leases held for sale	$26,073,000	194
Unused loan commitments	$128,102,000	597
Tier 1 (core) risk-based capital	$126,487,000	518
Tier 2 risk-based capital	$14,600,000	382
Total risk weighted assets	$1,167,619,000	389
Total unused commitments	$128,102,000	597
Derivatives	$48,753,000	303
2011-09-30		Rank
# of Employees:	509	265
Assets and Liabilities
Total Assets:	$1,579,630,000	423
Cash and due from depository institutions	$106,659,000	265
Interest-bearing balances	$64,114,000	677
Securities	$305,652,000	482
Federal funds sold & reverse repurchase agreements	$25,000,000	217
Net loans & leases	$1,010,531,000	413
Loan loss allowance	$16,111,000	514
Trading account assets	$0	209
Bank premises and fixed assets	$40,318,000	238
Other real estate owned	$32,723,000	265
Goodwill and other intangibles	$4,693,000	753
All other assets	$54,054,000	457
Life insurance assets	$22,350,000	318
Total liabilities and capital	$1,579,630,000	423
Total liabilities	$1,441,021,000	415
Total deposits	$1,384,992,000	391
Interest-bearing deposits	$1,162,940,000	387
Deposits held in domestic offices	$1,384,992,000	390
% insured	84.72%	5,515
Federal funds purchased & repurchase agreements	$8,374,000	983
Trading liabilities	$0	112
Other borrowed funds	$40,899,000	726
Subordinated debt	$0	206
All other liabilities	$6,756,000	826
Total equity capital	$138,609,000	529
Total bank equity capital	$138,609,000	529
Perpetual preferred stock	$0	266
Common stock	$1,095,000	2,353
Surplus	$163,655,000	286
Undivided profits	$-26,141,000	7,300
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$26,874,000	580
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$5,908,000	429
Earning assets	$1,405,297,000	433
Long-term assets (5+ years)	$388,560,000	392
Average Assets, year-to-date	$1,599,869,500	417
Average Assets, quarterly	$1,598,861,000	420
Volatile liabilities	$66,776,000	799
Insider loans	$15,217,000	357
FHLB advances	$40,899,000	663
Loans and leases held for sale	$11,676,000	296
Unused loan commitments	$110,934,000	665
Tier 1 (core) risk-based capital	$125,976,000	521
Tier 2 risk-based capital	$14,592,000	389
Total risk weighted assets	$1,165,886,000	392
Total unused commitments	$110,934,000	666
Derivatives	$62,404,000	282
2011-06-30		Rank
# of Employees:	510	270
Assets and Liabilities
Total Assets:	$1,618,092,000	419
Cash and due from depository institutions	$144,621,000	270
Interest-bearing balances	$103,475,000	370
Securities	$291,608,000	505
Federal funds sold & reverse repurchase agreements	$25,000,000	208
Net loans & leases	$1,027,907,000	410
Loan loss allowance	$18,805,000	455
Trading account assets	$0	213
Bank premises and fixed assets	$40,500,000	238
Other real estate owned	$30,650,000	270
Goodwill and other intangibles	$4,799,000	766
All other assets	$53,007,000	475
Life insurance assets	$22,174,000	317
Total liabilities and capital	$1,618,092,000	419
Total liabilities	$1,480,822,000	407
Total deposits	$1,426,755,000	379
Interest-bearing deposits	$1,183,119,000	381
Deposits held in domestic offices	$1,426,755,000	377
% insured	84.25%	5,705
Federal funds purchased & repurchase agreements	$5,047,000	1,243
Trading liabilities	$0	112
Other borrowed funds	$42,075,000	728
Subordinated debt	$0	212
All other liabilities	$6,945,000	772
Total equity capital	$137,270,000	524
Total bank equity capital	$137,270,000	524
Perpetual preferred stock	$0	222
Common stock	$1,095,000	2,391
Surplus	$163,686,000	290
Undivided profits	$-27,511,000	7,377
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$33,584,000	496
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$5,950,000	417
Earning assets	$1,447,990,000	417
Long-term assets (5+ years)	$370,428,000	407
Average Assets, year-to-date	$1,606,616,000	419
Average Assets, quarterly	$1,610,282,500	418
Volatile liabilities	$66,645,000	821
Insider loans	$11,294,000	531
FHLB advances	$42,075,000	671
Loans and leases held for sale	$2,117,000	596
Unused loan commitments	$111,416,000	655
Tier 1 (core) risk-based capital	$123,873,000	527
Tier 2 risk-based capital	$14,787,000	389
Total risk weighted assets	$1,178,978,000	393
Total unused commitments	$111,416,000	656
Derivatives	$5,953,000	618
2011-03-31		Rank
# of Employees:	489	288
Assets and Liabilities
Total Assets:	$1,602,473,000	428
Cash and due from depository institutions	$116,590,000	288
Interest-bearing balances	$80,406,000	495
Securities	$294,742,000	491
Federal funds sold & reverse repurchase agreements	$25,000,000	246
Net loans & leases	$1,036,804,000	415
Loan loss allowance	$17,043,000	507
Trading account assets	$0	208
Bank premises and fixed assets	$40,452,000	241
Other real estate owned	$29,660,000	288
Goodwill and other intangibles	$4,906,000	766
All other assets	$54,319,000	463
Life insurance assets	$21,988,000	316
Total liabilities and capital	$1,602,473,000	428
Total liabilities	$1,467,425,000	415
Total deposits	$1,402,135,000	387
Interest-bearing deposits	$1,193,668,000	380
Deposits held in domestic offices	$1,402,135,000	385
% insured	84.48%	5,666
Federal funds purchased & repurchase agreements	$14,561,000	760
Trading liabilities	$0	108
Other borrowed funds	$45,110,000	726
Subordinated debt	$0	214
All other liabilities	$5,619,000	921
Total equity capital	$135,048,000	518
Total bank equity capital	$135,048,000	518
Perpetual preferred stock	$0	224
Common stock	$1,095,000	2,420
Surplus	$163,613,000	291
Undivided profits	$-29,660,000	7,437
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$37,745,000	463
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$6,712,000	385
Earning assets	$1,436,952,000	425
Long-term assets (5+ years)	$352,005,000	418
Average Assets, year-to-date	$1,600,878,000	427
Average Assets, quarterly	$1,600,878,000	427
Volatile liabilities	$78,602,000	739
Insider loans	$9,665,000	659
FHLB advances	$45,110,000	665
Loans and leases held for sale	$2,586,000	498
Unused loan commitments	$121,998,000	613
Tier 1 (core) risk-based capital	$120,655,000	536
Tier 2 risk-based capital	$14,799,000	394
Total risk weighted assets	$1,181,660,000	397
Total unused commitments	$121,998,000	614
Derivatives	$7,481,000	530
2010-12-31		Rank
# of Employees:	499	285
Assets and Liabilities
Total Assets:	$1,599,283,000	431
Cash and due from depository institutions	$115,701,000	285
Interest-bearing balances	$70,602,000	501
Securities	$276,929,000	503
Federal funds sold & reverse repurchase agreements	$25,000,000	261
Net loans & leases	$1,050,363,000	418
Loan loss allowance	$16,025,000	539
Trading account assets	$0	207
Bank premises and fixed assets	$40,631,000	242
Other real estate owned	$31,125,000	285
Goodwill and other intangibles	$5,013,000	760
All other assets	$54,521,000	464
Life insurance assets	$21,790,000	314
Total liabilities and capital	$1,599,283,000	431
Total liabilities	$1,465,336,000	424
Total deposits	$1,378,310,000	390
Interest-bearing deposits	$1,166,101,000	399
Deposits held in domestic offices	$1,378,310,000	388
% insured	84.22%	5,686
Federal funds purchased & repurchase agreements	$33,481,000	483
Trading liabilities	$0	108
Other borrowed funds	$46,999,000	751
Subordinated debt	$0	220
All other liabilities	$6,546,000	801
Total equity capital	$133,947,000	521
Total bank equity capital	$133,947,000	521
Perpetual preferred stock	$0	224
Common stock	$1,095,000	2,453
Surplus	$163,578,000	293
Undivided profits	$-30,726,000	7,522
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$34,079,000	533
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$6,380,000	411
Earning assets	$1,422,894,000	436
Long-term assets (5+ years)	$328,418,000	434
Average Assets, year-to-date	$1,598,340,000	430
Average Assets, quarterly	$1,571,725,000	440
Volatile liabilities	$296,135,000	464
Insider loans	$12,301,000	497
FHLB advances	$46,999,000	688
Loans and leases held for sale	$6,242,000	476
Unused loan commitments	$116,278,000	635
Tier 1 (core) risk-based capital	$119,074,000	539
Tier 2 risk-based capital	$14,946,000	400
Total risk weighted assets	$1,194,602,000	400
Total unused commitments	$116,278,000	637
Derivatives	$12,143,000	489
2010-09-30		Rank
# of Employees:	497	279
Assets and Liabilities
Total Assets:	$1,544,167,000	439
Cash and due from depository institutions	$69,134,000	279
Interest-bearing balances	$32,902,000	1,096
Securities	$272,467,000	484
Federal funds sold & reverse repurchase agreements	$25,000,000	269
Net loans & leases	$1,030,829,000	417
Loan loss allowance	$20,077,000	432
Trading account assets	$0	210
Bank premises and fixed assets	$41,079,000	235
Other real estate owned	$38,631,000	279
Goodwill and other intangibles	$5,119,000	747
All other assets	$61,908,000	408
Life insurance assets	$21,595,000	309
Total liabilities and capital	$1,544,167,000	439
Total liabilities	$1,407,810,000	436
Total deposits	$1,324,666,000	400
Interest-bearing deposits	$1,104,110,000	408
Deposits held in domestic offices	$1,324,666,000	399
% insured	87.13%	4,510
Federal funds purchased & repurchase agreements	$25,685,000	549
Trading liabilities	$0	103
Other borrowed funds	$48,225,000	774
Subordinated debt	$0	233
All other liabilities	$9,234,000	660
Total equity capital	$136,357,000	506
Total bank equity capital	$136,357,000	506
Perpetual preferred stock	$0	229
Common stock	$1,095,000	2,502
Surplus	$163,514,000	283
Undivided profits	$-28,252,000	7,632
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$37,940,000	489
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$6,617,000	407
Earning assets	$1,361,198,000	451
Long-term assets (5+ years)	$304,431,000	448
Average Assets, year-to-date	$1,598,104,250	423
Average Assets, quarterly	$1,555,140,000	437
Volatile liabilities	$287,211,000	488
Insider loans	$12,813,000	472
FHLB advances	$48,225,000	716
Loans and leases held for sale	$3,893,000	677
Unused loan commitments	$125,496,000	609
Tier 1 (core) risk-based capital	$122,518,000	509
Tier 2 risk-based capital	$14,900,000	404
Total risk weighted assets	$1,186,789,000	399
Total unused commitments	$125,496,000	611
Derivatives	$13,605,000	568
2010-06-30		Rank
# of Employees:	498	282
Assets and Liabilities
Total Assets:	$1,566,113,000	436
Cash and due from depository institutions	$87,660,000	282
Interest-bearing balances	$53,447,000	656
Securities	$282,508,000	461
Federal funds sold & reverse repurchase agreements	$31,000,000	186
Net loans & leases	$1,024,298,000	428
Loan loss allowance	$18,301,000	481
Trading account assets	$0	210
Bank premises and fixed assets	$41,557,000	229
Other real estate owned	$31,231,000	282
Goodwill and other intangibles	$5,226,000	742
All other assets	$62,633,000	409
Life insurance assets	$21,440,000	310
Total liabilities and capital	$1,566,113,000	436
Total liabilities	$1,430,813,000	426
Total deposits	$1,346,959,000	393
Interest-bearing deposits	$1,119,124,000	402
Deposits held in domestic offices	$1,346,959,000	392
% insured	85.94%	4,956
Federal funds purchased & repurchase agreements	$17,045,000	725
Trading liabilities	$0	104
Other borrowed funds	$56,957,000	692
Subordinated debt	$0	241
All other liabilities	$9,852,000	598
Total equity capital	$135,300,000	504
Total bank equity capital	$135,299,000	504
Perpetual preferred stock	$0	222
Common stock	$1,095,000	2,528
Surplus	$163,399,000	282
Undivided profits	$-29,195,000	7,705
Noncontrolling interests in consolidated subsidiaries	$1,000	195
Memoranda
Noncurrent loans and leases	$36,910,000	507
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$6,572,000	400
Earning assets	$1,391,253,000	440
Long-term assets (5+ years)	$314,333,000	420
Average Assets, year-to-date	$1,616,083,330	418
Average Assets, quarterly	$1,593,562,500	429
Volatile liabilities	$302,599,000	471
Insider loans	$13,065,000	458
FHLB advances	$56,957,000	636
Loans and leases held for sale	$4,484,000	486
Unused loan commitments	$119,643,000	627
Tier 1 (core) risk-based capital	$120,831,000	506
Tier 2 risk-based capital	$14,809,000	413
Total risk weighted assets	$1,181,244,000	406
Total unused commitments	$119,643,000	627
Derivatives	$17,876,000	425
2010-03-31		Rank
# of Employees:	499	286
Assets and Liabilities
Total Assets:	$1,621,012,000	439
Cash and due from depository institutions	$119,958,000	286
Interest-bearing balances	$82,124,000	444
Securities	$289,354,000	456
Federal funds sold & reverse repurchase agreements	$42,000,000	190
Net loans & leases	$1,030,012,000	448
Loan loss allowance	$21,115,000	443
Trading account assets	$0	227
Bank premises and fixed assets	$42,077,000	234
Other real estate owned	$31,460,000	286
Goodwill and other intangibles	$5,333,000	742
All other assets	$60,818,000	436
Life insurance assets	$21,270,000	309
Total liabilities and capital	$1,621,012,000	439
Total liabilities	$1,488,783,000	430
Total deposits	$1,377,641,000	391
Interest-bearing deposits	$1,159,948,000	402
Deposits held in domestic offices	$1,377,641,000	389
% insured	85.80%	5,055
Federal funds purchased & repurchase agreements	$14,225,000	832
Trading liabilities	$0	108
Other borrowed funds	$89,323,000	500
Subordinated debt	$0	248
All other liabilities	$7,594,000	744
Total equity capital	$132,229,000	518
Total bank equity capital	$132,229,000	517
Perpetual preferred stock	$0	220
Common stock	$1,095,000	2,576
Surplus	$163,433,000	284
Undivided profits	$-32,299,000	7,806
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$44,240,000	456
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$176,000	801
Income earned, not collected on loans	$7,040,000	405
Earning assets	$1,443,490,000	442
Long-term assets (5+ years)	$310,621,000	434
Average Assets, year-to-date	$1,641,068,500	427
Average Assets, quarterly	$1,641,068,500	427
Volatile liabilities	$343,055,000	444
Insider loans	$39,001,000	123
FHLB advances	$89,323,000	443
Loans and leases held for sale	$8,698,000	274
Unused loan commitments	$134,905,000	589
Tier 1 (core) risk-based capital	$117,492,000	520
Tier 2 risk-based capital	$14,945,000	425
Total risk weighted assets	$1,189,422,000	422
Total unused commitments	$134,905,000	590
Derivatives	$14,111,000	431
2009-12-31		Rank
# of Employees:	512	281
Assets and Liabilities
Total Assets:	$1,661,125,000	422
Cash and due from depository institutions	$127,254,000	281
Interest-bearing balances	$84,808,000	355
Securities	$284,550,000	457
Federal funds sold & reverse repurchase agreements	$70,000,000	109
Net loans & leases	$1,044,592,000	451
Loan loss allowance	$24,014,000	406
Trading account assets	$0	224
Bank premises and fixed assets	$42,855,000	229
Other real estate owned	$23,578,000	281
Goodwill and other intangibles	$5,439,000	737
All other assets	$62,857,000	435
Life insurance assets	$21,082,000	307
Total liabilities and capital	$1,661,125,000	422
Total liabilities	$1,529,944,000	419
Total deposits	$1,392,996,000	390
Interest-bearing deposits	$1,164,407,000	401
Deposits held in domestic offices	$1,392,996,000	388
% insured	83.88%	5,572
Federal funds purchased & repurchase agreements	$8,642,000	1,130
Trading liabilities	$0	104
Other borrowed funds	$120,594,000	415
Subordinated debt	$0	258
All other liabilities	$7,712,000	732
Total equity capital	$131,181,000	512
Total bank equity capital	$131,180,000	512
Perpetual preferred stock	$0	219
Common stock	$1,095,000	2,616
Surplus	$163,384,000	282
Undivided profits	$-33,299,000	7,878
Noncontrolling interests in consolidated subsidiaries	$1,000	206
Memoranda
Noncurrent loans and leases	$47,028,000	429
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$176,000	785
Income earned, not collected on loans	$7,598,000	383
Earning assets	$1,483,950,000	427
Long-term assets (5+ years)	$294,826,000	459
Average Assets, year-to-date	$1,637,806,000	422
Average Assets, quarterly	$1,667,971,500	427
Volatile liabilities	$373,579,000	413
Insider loans	$21,941,000	264
FHLB advances	$120,594,000	360
Loans and leases held for sale	$10,266,000	268
Unused loan commitments	$145,334,000	565
Tier 1 (core) risk-based capital	$115,805,000	520
Tier 2 risk-based capital	$15,157,000	434
Total risk weighted assets	$1,203,666,000	430
Total unused commitments	$145,334,000	565
Derivatives	$11,002,000	473
2009-09-30		Rank
# of Employees:	523	283
Assets and Liabilities
Total Assets:	$1,674,818,000	437
Cash and due from depository institutions	$96,741,000	283
Interest-bearing balances	$57,932,000	491
Securities	$303,305,000	435
Federal funds sold & reverse repurchase agreements	$50,000,000	165
Net loans & leases	$1,073,139,000	456
Loan loss allowance	$32,695,000	321
Trading account assets	$0	238
Bank premises and fixed assets	$43,510,000	228
Other real estate owned	$28,114,000	283
Goodwill and other intangibles	$22,318,000	322
All other assets	$57,691,000	434
Life insurance assets	$20,895,000	317
Total liabilities and capital	$1,674,818,000	437
Total liabilities	$1,515,317,000	433
Total deposits	$1,362,533,000	406
Interest-bearing deposits	$1,165,524,000	417
Deposits held in domestic offices	$1,362,533,000	404
% insured	83.15%	5,926
Federal funds purchased & repurchase agreements	$12,164,000	977
Trading liabilities	$0	103
Other borrowed funds	$131,835,000	416
Subordinated debt	$0	269
All other liabilities	$8,785,000	718
Total equity capital	$159,501,000	447
Total bank equity capital	$159,500,000	446
Perpetual preferred stock	$0	212
Common stock	$1,095,000	2,648
Surplus	$163,411,000	286
Undivided profits	$-5,006,000	7,575
Noncontrolling interests in consolidated subsidiaries	$1,000	211
Memoranda
Noncurrent loans and leases	$75,370,000	302
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$515,000	452
Income earned, not collected on loans	$8,280,000	370
Earning assets	$1,484,376,000	446
Long-term assets (5+ years)	$295,238,000	452
Average Assets, year-to-date	$1,631,976,250	436
Average Assets, quarterly	$1,648,929,500	435
Volatile liabilities	$415,636,000	394
Insider loans	$22,107,000	267
FHLB advances	$131,835,000	351
Loans and leases held for sale	$6,726,000	334
Unused loan commitments	$149,695,000	579
Tier 1 (core) risk-based capital	$137,534,000	460
Tier 2 risk-based capital	$15,851,000	439
Total risk weighted assets	$1,251,263,000	430
Total unused commitments	$149,695,000	580
Derivatives	$8,276,000	560
2009-06-30		Rank
# of Employees:	529	284
Assets and Liabilities
Total Assets:	$1,623,041,000	443
Cash and due from depository institutions	$48,234,000	284
Interest-bearing balances	$6,106,000	2,467
Securities	$330,925,000	404
Federal funds sold & reverse repurchase agreements	$16,700,000	581
Net loans & leases	$1,081,315,000	474
Loan loss allowance	$31,323,000	326
Trading account assets	$0	240
Bank premises and fixed assets	$44,151,000	227
Other real estate owned	$22,575,000	284
Goodwill and other intangibles	$22,425,000	341
All other assets	$56,716,000	453
Life insurance assets	$20,722,000	327
Total liabilities and capital	$1,623,041,000	443
Total liabilities	$1,469,140,000	444
Total deposits	$1,319,654,000	424
Interest-bearing deposits	$1,138,481,000	432
Deposits held in domestic offices	$1,319,654,000	422
% insured	76.05%	4,795
Federal funds purchased & repurchase agreements	$6,780,000	1,327
Trading liabilities	$0	100
Other borrowed funds	$133,559,000	432
Subordinated debt	$0	276
All other liabilities	$9,147,000	716
Total equity capital	$153,901,000	460
Total bank equity capital	$153,900,000	459
Perpetual preferred stock	$0	213
Common stock	$1,095,000	2,688
Surplus	$158,389,000	299
Undivided profits	$-5,584,000	7,749
Noncontrolling interests in consolidated subsidiaries	$1,000	217
Memoranda
Noncurrent loans and leases	$80,028,000	279
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$270,000	636
Income earned, not collected on loans	$8,639,000	361
Earning assets	$1,435,046,000	464
Long-term assets (5+ years)	$318,756,000	429
Average Assets, year-to-date	$1,617,695,670	450
Average Assets, quarterly	$1,630,178,000	447
Volatile liabilities	$371,312,000	448
Insider loans	$21,973,000	277
FHLB advances	$133,559,000	364
Loans and leases held for sale	$4,897,000	561
Unused loan commitments	$152,281,000	598
Tier 1 (core) risk-based capital	$133,541,000	482
Tier 2 risk-based capital	$15,978,000	445
Total risk weighted assets	$1,262,927,000	447
Total unused commitments	$152,281,000	598
Derivatives	$16,115,000	467
2009-03-31		Rank
# of Employees:	535	280
Assets and Liabilities
Total Assets:	$1,637,315,000	449
Cash and due from depository institutions	$50,975,000	280
Interest-bearing balances	$14,983,000	1,194
Securities	$285,752,000	456
Federal funds sold & reverse repurchase agreements	$54,900,000	186
Net loans & leases	$1,113,812,000	466
Loan loss allowance	$41,506,000	236
Trading account assets	$0	234
Bank premises and fixed assets	$44,762,000	227
Other real estate owned	$10,907,000	280
Goodwill and other intangibles	$22,530,000	352
All other assets	$53,677,000	453
Life insurance assets	$20,640,000	329
Total liabilities and capital	$1,637,315,000	449
Total liabilities	$1,477,201,000	445
Total deposits	$1,323,225,000	423
Interest-bearing deposits	$1,131,829,000	431
Deposits held in domestic offices	$1,323,225,000	421
% insured	74.83%	5,162
Federal funds purchased & repurchase agreements	$8,064,000	1,239
Trading liabilities	$0	92
Other borrowed funds	$138,107,000	456
Subordinated debt	$0	271
All other liabilities	$7,805,000	805
Total equity capital	$160,114,000	449
Total bank equity capital	$160,113,000	449
Perpetual preferred stock	$0	193
Common stock	$1,095,000	2,705
Surplus	$158,324,000	291
Undivided profits	$694,000	6,531
Noncontrolling interests in consolidated subsidiaries	$1,000	218
Memoranda
Noncurrent loans and leases	$53,493,000	346
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$36,000	1,025
Income earned, not collected on loans	$9,742,000	325
Earning assets	$1,469,447,000	455
Long-term assets (5+ years)	$292,235,000	463
Average Assets, year-to-date	$1,615,023,000	452
Average Assets, quarterly	$1,615,023,000	452
Volatile liabilities	$350,271,000	479
Insider loans	$22,583,000	271
FHLB advances	$138,107,000	384
Loans and leases held for sale	$6,066,000	412
Unused loan commitments	$172,728,000	571
Tier 1 (core) risk-based capital	$139,169,000	467
Tier 2 risk-based capital	$16,665,000	415
Total risk weighted assets	$1,308,333,000	432
Total unused commitments	$172,728,000	571
Derivatives	$12,189,000	576
2008-12-31		Rank
# of Employees:	543	280
Assets and Liabilities
Total Assets:	$1,592,731,000	459
Cash and due from depository institutions	$54,292,000	280
Interest-bearing balances	$6,554,000	1,527
Securities	$227,145,000	541
Federal funds sold & reverse repurchase agreements	$9,350,000	1,055
Net loans & leases	$1,159,375,000	452
Loan loss allowance	$24,918,000	347
Trading account assets	$0	236
Bank premises and fixed assets	$44,578,000	229
Other real estate owned	$11,061,000	280
Goodwill and other intangibles	$37,390,000	266
All other assets	$49,540,000	487
Life insurance assets	$20,522,000	329
Total liabilities and capital	$1,592,731,000	459
Total liabilities	$1,427,888,000	463
Total deposits	$1,261,798,000	424
Interest-bearing deposits	$1,083,099,000	431
Deposits held in domestic offices	$1,261,798,000	422
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$9,728,000	1,238
Trading liabilities	$0	88
Other borrowed funds	$149,131,000	460
Subordinated debt	$0	278
All other liabilities	$7,231,000	864
Total equity capital	$164,843,000	430
Total bank equity capital	$164,843,000	430
Perpetual preferred stock	$0	141
Common stock	$1,095,000	2,722
Surplus	$138,285,000	307
Undivided profits	$25,463,000	1,344
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$26,250,000	515
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$36,000	954
Income earned, not collected on loans	$9,832,000	343
Earning assets	$1,402,424,000	471
Long-term assets (5+ years)	$267,121,000	496
Average Assets, year-to-date	$1,627,715,200	431
Average Assets, quarterly	$1,615,340,500	448
Volatile liabilities	$351,060,000	484
Insider loans	$24,668,000	245
FHLB advances	$149,131,000	384
Loans and leases held for sale	$7,698,000	275
Unused loan commitments	$172,209,000	588
Tier 1 (core) risk-based capital	$130,382,000	489
Tier 2 risk-based capital	$16,309,000	431
Total risk weighted assets	$1,296,145,000	432
Total unused commitments	$172,209,000	588
Derivatives	$13,947,000	486
2008-09-30		Rank
# of Employees:	548	279
Assets and Liabilities
Total Assets:	$1,637,950,000	440
Cash and due from depository institutions	$52,512,000	279
Interest-bearing balances	$10,721,000	691
Securities	$219,953,000	550
Federal funds sold & reverse repurchase agreements	$31,000,000	360
Net loans & leases	$1,192,061,000	441
Loan loss allowance	$19,618,000	378
Trading account assets	$0	251
Bank premises and fixed assets	$44,675,000	225
Other real estate owned	$7,191,000	279
Goodwill and other intangibles	$37,511,000	292
All other assets	$53,047,000	435
Life insurance assets	$20,372,000	330
Total liabilities and capital	$1,637,950,000	440
Total liabilities	$1,468,189,000	441
Total deposits	$1,252,093,000	423
Interest-bearing deposits	$1,073,103,000	427
Deposits held in domestic offices	$1,252,093,000	421
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$11,938,000	1,162
Trading liabilities	$0	91
Other borrowed funds	$195,131,000	385
Subordinated debt	$0	276
All other liabilities	$9,027,000	705
Total equity capital	$169,761,000	426
Total bank equity capital	$169,761,000	426
Perpetual preferred stock	$0	110
Common stock	$1,095,000	2,747
Surplus	$138,259,000	298
Undivided profits	$30,407,000	1,174
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$22,729,000	486
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$36,000	977
Income earned, not collected on loans	$10,099,000	347
Earning assets	$1,453,735,000	450
Long-term assets (5+ years)	$266,824,000	493
Average Assets, year-to-date	$1,636,461,250	432
Average Assets, quarterly	$1,625,743,500	439
Volatile liabilities	$376,683,000	436
Insider loans	$24,996,000	237
FHLB advances	$195,048,000	338
Loans and leases held for sale	$5,466,000	285
Unused loan commitments	$188,647,000	579
Tier 1 (core) risk-based capital	$135,813,000	472
Tier 2 risk-based capital	$17,123,000	395
Total risk weighted assets	$1,367,353,000	412
Total unused commitments	$188,647,000	579
Derivatives	$15,022,000	402
2008-06-30		Rank
# of Employees:	556	280
Assets and Liabilities
Total Assets:	$1,613,537,000	445
Cash and due from depository institutions	$54,361,000	280
Interest-bearing balances	$1,378,000	2,571
Securities	$236,936,000	524
Federal funds sold & reverse repurchase agreements	$0	5,934
Net loans & leases	$1,182,628,000	444
Loan loss allowance	$18,901,000	366
Trading account assets	$0	267
Bank premises and fixed assets	$44,958,000	228
Other real estate owned	$6,545,000	280
Goodwill and other intangibles	$37,633,000	300
All other assets	$50,476,000	453
Life insurance assets	$20,207,000	334
Total liabilities and capital	$1,613,537,000	445
Total liabilities	$1,446,830,000	447
Total deposits	$1,268,513,000	412
Interest-bearing deposits	$1,081,358,000	422
Deposits held in domestic offices	$1,268,513,000	410
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$17,945,000	963
Trading liabilities	$0	94
Other borrowed funds	$149,951,000	467
Subordinated debt	$0	257
All other liabilities	$10,421,000	641
Total equity capital	$166,707,000	439
Total bank equity capital	$166,707,000	439
Perpetual preferred stock	$0	107
Common stock	$1,095,000	2,770
Surplus	$138,179,000	301
Undivided profits	$27,433,000	1,313
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$15,330,000	602
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$36,000	961
Income earned, not collected on loans	$11,031,000	314
Earning assets	$1,420,942,000	460
Long-term assets (5+ years)	$262,142,000	504
Average Assets, year-to-date	$1,635,965,000	435
Average Assets, quarterly	$1,628,833,500	439
Volatile liabilities	$369,994,000	453
Insider loans	$25,221,000	236
FHLB advances	$149,868,000	412
Loans and leases held for sale	$6,327,000	308
Unused loan commitments	$194,765,000	586
Tier 1 (core) risk-based capital	$133,109,000	482
Tier 2 risk-based capital	$16,540,000	403
Total risk weighted assets	$1,320,803,000	424
Total unused commitments	$194,765,000	586
Derivatives	$13,132,000	426
2008-03-31		Rank
# of Employees:	565	278
Assets and Liabilities
Total Assets:	$1,644,130,000	438
Cash and due from depository institutions	$60,938,000	278
Interest-bearing balances	$8,203,000	932
Securities	$243,250,000	512
Federal funds sold & reverse repurchase agreements	$3,800,000	3,794
Net loans & leases	$1,198,201,000	425
Loan loss allowance	$14,196,000	432
Trading account assets	$0	252
Bank premises and fixed assets	$45,120,000	220
Other real estate owned	$6,927,000	278
Goodwill and other intangibles	$37,754,000	306
All other assets	$48,140,000	462
Life insurance assets	$20,010,000	334
Total liabilities and capital	$1,644,130,000	438
Total liabilities	$1,473,919,000	433
Total deposits	$1,314,444,000	405
Interest-bearing deposits	$1,127,354,000	408
Deposits held in domestic offices	$1,314,444,000	403
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$5,714,000	1,582
Trading liabilities	$0	86
Other borrowed funds	$141,561,000	455
Subordinated debt	$0	251
All other liabilities	$12,200,000	617
Total equity capital	$170,211,000	441
Total bank equity capital	$170,211,000	441
Perpetual preferred stock	$0	108
Common stock	$1,095,000	2,777
Surplus	$138,149,000	291
Undivided profits	$30,967,000	1,225
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$14,923,000	531
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$40,000	928
Income earned, not collected on loans	$11,289,000	320
Earning assets	$1,453,454,000	448
Long-term assets (5+ years)	$243,871,000	530
Average Assets, year-to-date	$1,647,179,000	433
Average Assets, quarterly	$1,647,179,000	433
Volatile liabilities	$358,644,000	453
Insider loans	$23,275,000	251
FHLB advances	$141,478,000	398
Loans and leases held for sale	$6,229,000	358
Unused loan commitments	$203,767,000	587
Tier 1 (core) risk-based capital	$134,122,000	481
Tier 2 risk-based capital	$14,196,000	438
Total risk weighted assets	$1,342,985,000	417
Total unused commitments	$203,767,000	587
Derivatives	$12,649,000	466
2007-12-31		Rank
# of Employees:	564	283
Assets and Liabilities
Total Assets:	$1,650,228,000	434
Cash and due from depository institutions	$57,720,000	283
Interest-bearing balances	$3,480,000	1,416
Securities	$237,138,000	515
Federal funds sold & reverse repurchase agreements	$2,000,000	4,140
Net loans & leases	$1,210,788,000	420
Loan loss allowance	$14,217,000	410
Trading account assets	$0	237
Bank premises and fixed assets	$45,481,000	213
Other real estate owned	$6,232,000	283
Goodwill and other intangibles	$37,875,000	301
All other assets	$52,994,000	428
Life insurance assets	$19,829,000	335
Total liabilities and capital	$1,650,228,000	434
Total liabilities	$1,483,037,000	428
Total deposits	$1,262,764,000	419
Interest-bearing deposits	$1,071,548,000	421
Deposits held in domestic offices	$1,262,764,000	415
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$9,676,000	1,334
Trading liabilities	$0	78
Other borrowed funds	$199,395,000	331
Subordinated debt	$0	248
All other liabilities	$11,202,000	632
Total equity capital	$167,191,000	442
Total bank equity capital	$167,191,000	442
Perpetual preferred stock	$0	111
Common stock	$1,095,000	2,779
Surplus	$138,079,000	292
Undivided profits	$28,017,000	1,356
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,617,000	778
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$95,000	772
Income earned, not collected on loans	$12,434,000	316
Earning assets	$1,453,406,000	444
Long-term assets (5+ years)	$187,545,000	664
Average Assets, year-to-date	$1,589,757,600	431
Average Assets, quarterly	$1,635,299,500	432
Volatile liabilities	$427,043,000	384
Insider loans	$23,661,000	243
FHLB advances	$199,084,000	289
Loans and leases held for sale	$5,570,000	346
Unused loan commitments	$230,280,000	546
Tier 1 (core) risk-based capital	$132,452,000	487
Tier 2 risk-based capital	$14,227,000	430
Total risk weighted assets	$1,362,474,000	407
Total unused commitments	$230,280,000	547
Derivatives	$14,655,000	417
2007-09-30		Rank
# of Employees:	555	285
Assets and Liabilities
Total Assets:	$1,620,371,000	432
Cash and due from depository institutions	$49,126,000	285
Interest-bearing balances	$2,774,000	1,504
Securities	$236,888,000	529
Federal funds sold & reverse repurchase agreements	$0	6,196
Net loans & leases	$1,190,353,000	420
Loan loss allowance	$14,941,000	372
Trading account assets	$0	244
Bank premises and fixed assets	$44,781,000	214
Other real estate owned	$4,926,000	285
Goodwill and other intangibles	$37,950,000	292
All other assets	$56,347,000	400
Life insurance assets	$19,640,000	321
Total liabilities and capital	$1,620,371,000	432
Total liabilities	$1,456,798,000	426
Total deposits	$1,215,390,000	425
Interest-bearing deposits	$1,029,257,000	428
Deposits held in domestic offices	$1,215,390,000	422
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$29,264,000	658
Trading liabilities	$0	78
Other borrowed funds	$199,550,000	315
Subordinated debt	$0	244
All other liabilities	$12,594,000	568
Total equity capital	$163,573,000	448
Total bank equity capital	$163,573,000	448
Perpetual preferred stock	$0	113
Common stock	$1,095,000	2,755
Surplus	$137,992,000	287
Undivided profits	$24,486,000	1,527
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,289,000	574
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$442,000	347
Income earned, not collected on loans	$11,919,000	345
Earning assets	$1,430,015,000	435
Long-term assets (5+ years)	$163,016,000	726
Average Assets, year-to-date	$1,574,640,000	430
Average Assets, quarterly	$1,600,752,500	432
Volatile liabilities	$450,907,000	359
Insider loans	$29,944,000	185
FHLB advances	$199,550,000	272
Loans and leases held for sale	$6,834,000	286
Unused loan commitments	$219,476,000	577
Tier 1 (core) risk-based capital	$129,924,000	492
Tier 2 risk-based capital	$14,941,000	405
Total risk weighted assets	$1,342,663,000	405
Total unused commitments	$219,476,000	577
Derivatives	$15,186,000	409
2007-06-30		Rank
# of Employees:	562	291
Assets and Liabilities
Total Assets:	$1,581,134,000	451
Cash and due from depository institutions	$67,356,000	291
Interest-bearing balances	$19,390,000	334
Securities	$235,290,000	525
Federal funds sold & reverse repurchase agreements	$0	6,299
Net loans & leases	$1,138,479,000	445
Loan loss allowance	$15,059,000	374
Trading account assets	$0	245
Bank premises and fixed assets	$42,856,000	224
Other real estate owned	$3,652,000	291
Goodwill and other intangibles	$38,070,000	304
All other assets	$55,431,000	414
Life insurance assets	$19,446,000	319
Total liabilities and capital	$1,581,134,000	451
Total liabilities	$1,421,414,000	444
Total deposits	$1,212,489,000	435
Interest-bearing deposits	$1,024,875,000	445
Deposits held in domestic offices	$1,212,489,000	434
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,877,000	1,066
Trading liabilities	$0	87
Other borrowed funds	$185,196,000	315
Subordinated debt	$0	258
All other liabilities	$10,852,000	630
Total equity capital	$159,720,000	461
Total bank equity capital	$159,720,000	461
Perpetual preferred stock	$0	111
Common stock	$1,095,000	2,755
Surplus	$137,900,000	298
Undivided profits	$20,725,000	1,719
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,341,000	650
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$38,000	959
Income earned, not collected on loans	$12,499,000	318
Earning assets	$1,393,159,000	452
Long-term assets (5+ years)	$146,849,000	787
Average Assets, year-to-date	$1,559,396,330	450
Average Assets, quarterly	$1,570,959,500	449
Volatile liabilities	$363,427,000	425
Insider loans	$24,470,000	235
FHLB advances	$185,196,000	269
Loans and leases held for sale	$6,659,000	342
Unused loan commitments	$205,030,000	616
Tier 1 (core) risk-based capital	$127,107,000	506
Tier 2 risk-based capital	$15,060,000	413
Total risk weighted assets	$1,270,880,000	429
Total unused commitments	$205,030,000	616
Derivatives	$18,408,000	420
2007-03-31		Rank
# of Employees:	561	291
Assets and Liabilities
Total Assets:	$1,560,785,000	450
Cash and due from depository institutions	$61,740,000	291
Interest-bearing balances	$10,282,000	628
Securities	$248,624,000	506
Federal funds sold & reverse repurchase agreements	$15,000,000	1,327
Net loans & leases	$1,102,029,000	451
Loan loss allowance	$15,276,000	362
Trading account assets	$0	267
Bank premises and fixed assets	$41,965,000	225
Other real estate owned	$2,270,000	291
Goodwill and other intangibles	$38,191,000	290
All other assets	$50,966,000	425
Life insurance assets	$19,254,000	320
Total liabilities and capital	$1,560,785,000	450
Total liabilities	$1,402,694,000	446
Total deposits	$1,209,336,000	434
Interest-bearing deposits	$1,021,210,000	443
Deposits held in domestic offices	$1,209,336,000	432
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,177,000	1,428
Trading liabilities	$0	89
Other borrowed funds	$175,442,000	316
Subordinated debt	$0	262
All other liabilities	$11,739,000	613
Total equity capital	$158,091,000	463
Total bank equity capital	$158,091,000	463
Perpetual preferred stock	$0	113
Common stock	$1,095,000	2,749
Surplus	$137,842,000	293
Undivided profits	$19,154,000	1,852
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,273,000	835
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$83,000	814
Income earned, not collected on loans	$12,148,000	324
Earning assets	$1,375,935,000	458
Long-term assets (5+ years)	$144,643,000	765
Average Assets, year-to-date	$1,548,527,500	453
Average Assets, quarterly	$1,548,527,500	453
Volatile liabilities	$328,596,000	452
Insider loans	$25,629,000	220
FHLB advances	$175,442,000	269
Loans and leases held for sale	$8,755,000	279
Unused loan commitments	$201,111,000	620
Tier 1 (core) risk-based capital	$124,593,000	509
Tier 2 risk-based capital	$15,247,000	401
Total risk weighted assets	$1,219,580,000	443
Total unused commitments	$201,111,000	620
Derivatives	$22,949,000	376
2006-12-31		Rank
# of Employees:	570	283
Assets and Liabilities
Total Assets:	$1,536,270,000	454
Cash and due from depository institutions	$63,483,000	283
Interest-bearing balances	$3,690,000	1,331
Securities	$261,828,000	489
Federal funds sold & reverse repurchase agreements	$0	6,403
Net loans & leases	$1,079,596,000	455
Loan loss allowance	$14,950,000	361
Trading account assets	$0	156
Bank premises and fixed assets	$41,064,000	228
Other real estate owned	$3,135,000	283
Goodwill and other intangibles	$38,375,000	275
All other assets	$48,789,000	433
Life insurance assets	$19,082,000	315
Total liabilities and capital	$1,536,270,000	454
Total liabilities	$1,372,725,000	452
Total deposits	$1,187,294,000	437
Interest-bearing deposits	$1,007,011,000	441
Deposits held in domestic offices	$1,187,294,000	436
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$19,612,000	841
Trading liabilities	$0	77
Other borrowed funds	$155,984,000	360
Subordinated debt	$0	264
All other liabilities	$9,835,000	697
Total equity capital	$163,545,000	437
Total bank equity capital	$163,545,000	437
Perpetual preferred stock	$0	112
Common stock	$1,095,000	2,746
Surplus	$137,675,000	289
Undivided profits	$24,775,000	1,481
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,933,000	806
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$238,000	479
Income earned, not collected on loans	$12,590,000	317
Earning assets	$1,345,114,000	463
Long-term assets (5+ years)	$140,486,000	776
Average Assets, year-to-date	$1,469,087,800	456
Average Assets, quarterly	$1,533,554,000	452
Volatile liabilities	$305,776,000	565
Insider loans	$26,551,000	207
FHLB advances	$155,984,000	316
Loans and leases held for sale	$7,263,000	311
Unused loan commitments	$211,780,000	586
Tier 1 (core) risk-based capital	$130,300,000	479
Tier 2 risk-based capital	$14,942,000	404
Total risk weighted assets	$1,195,289,000	437
Total unused commitments	$211,780,000	586
Derivatives	$21,468,000	371
2006-09-30		Rank
# of Employees:	560	289
Assets and Liabilities
Total Assets:	$1,530,838,000	460
Cash and due from depository institutions	$66,676,000	289
Interest-bearing balances	$15,214,000	364
Securities	$234,070,000	548
Federal funds sold & reverse repurchase agreements	$15,700,000	885
Net loans & leases	$1,081,800,000	460
Loan loss allowance	$16,094,000	354
Trading account assets	$0	154
Bank premises and fixed assets	$39,199,000	233
Other real estate owned	$3,592,000	289
Goodwill and other intangibles	$36,610,000	283
All other assets	$53,191,000	423
Life insurance assets	$18,858,000	311
Total liabilities and capital	$1,530,838,000	460
Total liabilities	$1,368,143,000	454
Total deposits	$1,204,527,000	433
Interest-bearing deposits	$1,013,337,000	439
Deposits held in domestic offices	$1,204,527,000	433
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,062,000	1,194
Trading liabilities	$0	74
Other borrowed funds	$139,572,000	404
Subordinated debt	$0	269
All other liabilities	$13,982,000	528
Total equity capital	$162,695,000	446
Total bank equity capital	$162,695,000	446
Perpetual preferred stock	$0	118
Common stock	$1,095,000	2,759
Surplus	$136,249,000	298
Undivided profits	$25,351,000	1,450
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,568,000	866
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$239,000	504
Income earned, not collected on loans	$10,874,000	358
Earning assets	$1,346,784,000	468
Long-term assets (5+ years)	$115,832,000	930
Average Assets, year-to-date	$1,452,292,250	469
Average Assets, quarterly	$1,529,837,500	456
Volatile liabilities	$267,704,000	643
Insider loans	$27,087,000	211
FHLB advances	$139,572,000	353
Loans and leases held for sale	$6,091,000	339
Unused loan commitments	$183,481,000	671
Tier 1 (core) risk-based capital	$128,772,000	491
Tier 2 risk-based capital	$14,917,000	412
Total risk weighted assets	$1,192,222,000	444
Total unused commitments	$183,481,000	671
Derivatives	$16,955,000	430
2006-06-30		Rank
# of Employees:	563	296
Assets and Liabilities
Total Assets:	$1,528,837,000	459
Cash and due from depository institutions	$68,205,000	296
Interest-bearing balances	$7,689,000	694
Securities	$240,907,000	542
Federal funds sold & reverse repurchase agreements	$11,100,000	1,155
Net loans & leases	$1,074,455,000	456
Loan loss allowance	$16,047,000	350
Trading account assets	$0	157
Bank premises and fixed assets	$38,909,000	234
Other real estate owned	$4,434,000	296
Goodwill and other intangibles	$36,680,000	285
All other assets	$54,147,000	417
Life insurance assets	$18,736,000	304
Total liabilities and capital	$1,528,837,000	459
Total liabilities	$1,370,342,000	456
Total deposits	$1,205,338,000	428
Interest-bearing deposits	$1,008,000,000	439
Deposits held in domestic offices	$1,205,338,000	428
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,037,000	1,876
Trading liabilities	$0	73
Other borrowed funds	$148,136,000	400
Subordinated debt	$0	265
All other liabilities	$12,831,000	535
Total equity capital	$158,495,000	445
Total bank equity capital	$158,495,000	445
Perpetual preferred stock	$0	119
Common stock	$1,095,000	2,748
Surplus	$136,165,000	298
Undivided profits	$21,235,000	1,615
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,309,000	802
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$260,000	503
Income earned, not collected on loans	$10,940,000	328
Earning assets	$1,334,151,000	472
Long-term assets (5+ years)	$120,755,000	885
Average Assets, year-to-date	$1,426,110,330	477
Average Assets, quarterly	$1,507,263,500	459
Volatile liabilities	$265,175,000	649
Insider loans	$27,511,000	194
FHLB advances	$148,136,000	343
Loans and leases held for sale	$10,356,000	258
Unused loan commitments	$173,542,000	688
Tier 1 (core) risk-based capital	$126,027,000	493
Tier 2 risk-based capital	$14,861,000	400
Total risk weighted assets	$1,187,759,000	438
Total unused commitments	$173,542,000	688
Derivatives	$20,614,000	393
2006-03-31		Rank
# of Employees:	541	301
Assets and Liabilities
Total Assets:	$1,485,690,000	455
Cash and due from depository institutions	$63,396,000	301
Interest-bearing balances	$7,087,000	821
Securities	$240,436,000	551
Federal funds sold & reverse repurchase agreements	$6,600,000	2,145
Net loans & leases	$1,047,945,000	451
Loan loss allowance	$15,182,000	355
Trading account assets	$0	154
Bank premises and fixed assets	$38,485,000	230
Other real estate owned	$3,453,000	301
Goodwill and other intangibles	$33,672,000	293
All other assets	$51,703,000	418
Life insurance assets	$18,398,000	301
Total liabilities and capital	$1,485,690,000	455
Total liabilities	$1,336,005,000	450
Total deposits	$1,168,139,000	428
Interest-bearing deposits	$975,612,000	446
Deposits held in domestic offices	$1,168,139,000	428
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,022,000	1,480
Trading liabilities	$0	77
Other borrowed funds	$149,218,000	381
Subordinated debt	$0	259
All other liabilities	$12,626,000	541
Total equity capital	$149,685,000	456
Total bank equity capital	$149,685,000	456
Perpetual preferred stock	$0	120
Common stock	$1,095,000	2,735
Surplus	$128,639,000	295
Undivided profits	$19,951,000	1,702
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,217,000	636
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$879,000	202
Income earned, not collected on loans	$9,865,000	345
Earning assets	$1,302,068,000	470
Long-term assets (5+ years)	$130,002,000	815
Average Assets, year-to-date	$1,374,747,000	482
Average Assets, quarterly	$1,374,747,000	482
Volatile liabilities	$250,235,000	642
Insider loans	$28,259,000	181
FHLB advances	$149,178,000	332
Loans and leases held for sale	$7,429,000	282
Unused loan commitments	$185,096,000	656
Tier 1 (core) risk-based capital	$118,538,000	506
Tier 2 risk-based capital	$14,500,000	399
Total risk weighted assets	$1,159,362,000	436
Total unused commitments	$185,096,000	657
Derivatives	$18,101,000	403
2005-12-31		Rank
# of Employees:	472	338
Assets and Liabilities
Total Assets:	$1,263,804,000	519
Cash and due from depository institutions	$59,419,000	338
Interest-bearing balances	$3,021,000	1,565
Securities	$185,071,000	702
Federal funds sold & reverse repurchase agreements	$3,700,000	2,990
Net loans & leases	$926,335,000	491
Loan loss allowance	$12,449,000	417
Trading account assets	$0	155
Bank premises and fixed assets	$28,858,000	301
Other real estate owned	$2,544,000	338
Goodwill and other intangibles	$14,396,000	483
All other assets	$43,481,000	468
Life insurance assets	$0	351
Total liabilities and capital	$1,263,804,000	519
Total liabilities	$1,147,793,000	509
Total deposits	$974,029,000	502
Interest-bearing deposits	$809,830,000	508
Deposits held in domestic offices	$974,029,000	501
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$18,062,000	827
Trading liabilities	$0	72
Other borrowed funds	$145,892,000	404
Subordinated debt	$0	258
All other liabilities	$9,810,000	621
Total equity capital	$116,011,000	558
Total bank equity capital	$116,011,000	558
Perpetual preferred stock	$0	122
Common stock	$1,095,000	2,736
Surplus	$96,202,000	345
Undivided profits	$18,714,000	1,794
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,913,000	1,367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$300,000	442
Income earned, not collected on loans	$9,101,000	364
Earning assets	$1,118,127,000	533
Long-term assets (5+ years)	$102,260,000	1,006
Average Assets, year-to-date	$1,207,053,800	520
Average Assets, quarterly	$1,253,682,000	513
Volatile liabilities	$244,792,000	646
Insider loans	$32,722,000	140
FHLB advances	$145,852,000	349
Loans and leases held for sale	$5,704,000	333
Unused loan commitments	$179,513,000	652
Tier 1 (core) risk-based capital	$102,370,000	558
Tier 2 risk-based capital	$12,454,000	452
Total risk weighted assets	$1,012,203,000	477
Total unused commitments	$179,513,000	652
Derivatives	$16,321,000	389
2005-09-30		Rank
# of Employees:	477	329
Assets and Liabilities
Total Assets:	$1,243,560,000	515
Cash and due from depository institutions	$48,946,000	329
Interest-bearing balances	$1,824,000	2,091
Securities	$189,397,000	676
Federal funds sold & reverse repurchase agreements	$0	5,951
Net loans & leases	$919,426,000	486
Loan loss allowance	$12,410,000	409
Trading account assets	$0	146
Bank premises and fixed assets	$28,395,000	296
Other real estate owned	$2,730,000	329
Goodwill and other intangibles	$14,410,000	462
All other assets	$40,256,000	480
Life insurance assets	$0	341
Total liabilities and capital	$1,243,560,000	515
Total liabilities	$1,129,459,000	505
Total deposits	$951,277,000	499
Interest-bearing deposits	$803,315,000	498
Deposits held in domestic offices	$951,277,000	498
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,160,000	562
Trading liabilities	$0	63
Other borrowed funds	$133,053,000	435
Subordinated debt	$0	251
All other liabilities	$9,969,000	601
Total equity capital	$114,101,000	556
Total bank equity capital	$114,101,000	556
Perpetual preferred stock	$0	120
Common stock	$1,095,000	2,719
Surplus	$95,923,000	336
Undivided profits	$17,083,000	1,951
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,040,000	1,275
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$312,000	434
Income earned, not collected on loans	$8,158,000	377
Earning assets	$1,110,647,000	526
Long-term assets (5+ years)	$112,513,000	919
Average Assets, year-to-date	$1,192,866,250	519
Average Assets, quarterly	$1,224,041,500	518
Volatile liabilities	$226,676,000	660
Insider loans	$34,721,000	132
FHLB advances	$133,013,000	378
Loans and leases held for sale	$6,553,000	352
Unused loan commitments	$163,527,000	688
Tier 1 (core) risk-based capital	$99,751,000	563
Tier 2 risk-based capital	$12,416,000	440
Total risk weighted assets	$1,001,843,000	472
Total unused commitments	$163,527,000	689
Derivatives	$13,450,000	415
2005-06-30		Rank
# of Employees:	463	335
Assets and Liabilities
Total Assets:	$1,204,523,000	519
Cash and due from depository institutions	$44,145,000	335
Interest-bearing balances	$4,516,000	1,153
Securities	$195,318,000	663
Federal funds sold & reverse repurchase agreements	$11,450,000	1,044
Net loans & leases	$870,243,000	492
Loan loss allowance	$12,274,000	418
Trading account assets	$0	148
Bank premises and fixed assets	$27,737,000	302
Other real estate owned	$2,643,000	335
Goodwill and other intangibles	$14,424,000	449
All other assets	$38,563,000	494
Life insurance assets	$0	339
Total liabilities and capital	$1,204,523,000	519
Total liabilities	$1,091,434,000	515
Total deposits	$955,222,000	479
Interest-bearing deposits	$819,238,000	471
Deposits held in domestic offices	$955,222,000	477
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$14,741,000	924
Trading liabilities	$0	65
Other borrowed funds	$111,478,000	493
Subordinated debt	$0	251
All other liabilities	$9,993,000	568
Total equity capital	$113,089,000	552
Total bank equity capital	$113,089,000	552
Perpetual preferred stock	$0	118
Common stock	$1,095,000	2,697
Surplus	$95,887,000	328
Undivided profits	$16,107,000	2,021
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,578,000	1,005
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$313,000	442
Income earned, not collected on loans	$7,991,000	365
Earning assets	$1,081,527,000	522
Long-term assets (5+ years)	$121,623,000	835
Average Assets, year-to-date	$1,175,968,330	522
Average Assets, quarterly	$1,194,351,000	517
Volatile liabilities	$188,494,000	760
Insider loans	$32,445,000	139
FHLB advances	$111,438,000	430
Loans and leases held for sale	$6,631,000	357
Unused loan commitments	$142,407,000	734
Tier 1 (core) risk-based capital	$97,776,000	564
Tier 2 risk-based capital	$11,794,000	451
Total risk weighted assets	$942,451,000	482
Total unused commitments	$142,407,000	735
Derivatives	$24,001,000	321
2005-03-31		Rank
# of Employees:	466	336
Assets and Liabilities
Total Assets:	$1,184,179,000	519
Cash and due from depository institutions	$41,435,000	336
Interest-bearing balances	$6,305,000	889
Securities	$198,354,000	660
Federal funds sold & reverse repurchase agreements	$8,850,000	1,403
Net loans & leases	$852,104,000	491
Loan loss allowance	$11,776,000	422
Trading account assets	$0	148
Bank premises and fixed assets	$26,913,000	307
Other real estate owned	$3,428,000	336
Goodwill and other intangibles	$14,437,000	437
All other assets	$38,658,000	481
Life insurance assets	$0	333
Total liabilities and capital	$1,184,179,000	519
Total liabilities	$1,073,435,000	509
Total deposits	$961,989,000	470
Interest-bearing deposits	$825,848,000	468
Deposits held in domestic offices	$961,989,000	469
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$13,762,000	935
Trading liabilities	$0	65
Other borrowed funds	$88,813,000	581
Subordinated debt	$0	265
All other liabilities	$8,871,000	613
Total equity capital	$110,744,000	551
Total bank equity capital	$110,744,000	551
Perpetual preferred stock	$0	120
Common stock	$1,095,000	2,707
Surplus	$95,887,000	322
Undivided profits	$13,762,000	2,252
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,000,000	873
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$133,000	696
Income earned, not collected on loans	$7,498,000	368
Earning assets	$1,065,613,000	517
Long-term assets (5+ years)	$140,043,000	741
Average Assets, year-to-date	$1,161,691,000	526
Average Assets, quarterly	$1,161,691,000	526
Volatile liabilities	$191,188,000	713
Insider loans	$28,486,000	153
FHLB advances	$88,813,000	518
Loans and leases held for sale	$14,362,000	216
Unused loan commitments	$146,362,000	711
Tier 1 (core) risk-based capital	$95,972,000	564
Tier 2 risk-based capital	$11,409,000	460
Total risk weighted assets	$911,651,000	486
Total unused commitments	$146,362,000	712
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	459	346
Assets and Liabilities
Total Assets:	$1,139,203,000	536
Cash and due from depository institutions	$45,480,000	346
Interest-bearing balances	$5,105,000	1,085
Securities	$175,654,000	747
Federal funds sold & reverse repurchase agreements	$3,550,000	2,874
Net loans & leases	$833,103,000	503
Loan loss allowance	$11,619,000	436
Trading account assets	$0	153
Bank premises and fixed assets	$25,935,000	312
Other real estate owned	$2,816,000	346
Goodwill and other intangibles	$14,451,000	430
All other assets	$38,214,000	483
Life insurance assets	$0	334
Total liabilities and capital	$1,139,203,000	536
Total liabilities	$1,024,325,000	526
Total deposits	$877,966,000	513
Interest-bearing deposits	$740,228,000	517
Deposits held in domestic offices	$877,966,000	512
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$16,808,000	848
Trading liabilities	$0	66
Other borrowed funds	$122,196,000	458
Subordinated debt	$0	272
All other liabilities	$7,355,000	682
Total equity capital	$114,878,000	522
Total bank equity capital	$114,878,000	522
Perpetual preferred stock	$0	118
Common stock	$1,095,000	2,694
Surplus	$95,887,000	324
Undivided profits	$17,896,000	1,860
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,947,000	685
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$73,000	848
Income earned, not collected on loans	$7,126,000	378
Earning assets	$1,017,412,000	543
Long-term assets (5+ years)	$120,908,000	868
Average Assets, year-to-date	$1,105,763,400	524
Average Assets, quarterly	$1,135,152,000	533
Volatile liabilities	$225,919,000	600
Insider loans	$17,850,000	269
FHLB advances	$122,196,000	397
Loans and leases held for sale	$923,000	905
Unused loan commitments	$139,050,000	724
Tier 1 (core) risk-based capital	$98,643,000	546
Tier 2 risk-based capital	$10,964,000	483
Total risk weighted assets	$875,580,000	508
Total unused commitments	$139,050,000	724
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	461	347
Assets and Liabilities
Total Assets:	$1,131,101,000	534
Cash and due from depository institutions	$34,640,000	347
Interest-bearing balances	$5,798,000	993
Securities	$189,192,000	697
Federal funds sold & reverse repurchase agreements	$0	5,928
Net loans & leases	$827,571,000	496
Loan loss allowance	$12,320,000	418
Trading account assets	$0	149
Bank premises and fixed assets	$25,233,000	317
Other real estate owned	$2,330,000	347
Goodwill and other intangibles	$14,465,000	421
All other assets	$37,670,000	482
Life insurance assets	$0	330
Total liabilities and capital	$1,131,101,000	534
Total liabilities	$1,016,726,000	527
Total deposits	$849,383,000	521
Interest-bearing deposits	$719,761,000	524
Deposits held in domestic offices	$849,383,000	518
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$20,746,000	740
Trading liabilities	$0	68
Other borrowed funds	$137,455,000	430
Subordinated debt	$0	276
All other liabilities	$9,142,000	592
Total equity capital	$114,375,000	519
Total bank equity capital	$114,375,000	519
Perpetual preferred stock	$0	124
Common stock	$1,095,000	2,694
Surplus	$95,887,000	327
Undivided profits	$17,393,000	1,912
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,283,000	475
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$7,063,000	387
Earning assets	$1,022,561,000	538
Long-term assets (5+ years)	$127,639,000	832
Average Assets, year-to-date	$1,097,403,500	527
Average Assets, quarterly	$1,110,830,500	533
Volatile liabilities	$235,573,000	569
Insider loans	$13,104,000	396
FHLB advances	$137,455,000	368
Loans and leases held for sale	$2,177,000	579
Unused loan commitments	$138,899,000	715
Tier 1 (core) risk-based capital	$99,036,000	538
Tier 2 risk-based capital	$10,983,000	479
Total risk weighted assets	$876,540,000	497
Total unused commitments	$138,899,000	717
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	460	351
Assets and Liabilities
Total Assets:	$1,090,560,000	539
Cash and due from depository institutions	$37,532,000	351
Interest-bearing balances	$4,132,000	1,337
Securities	$194,608,000	688
Federal funds sold & reverse repurchase agreements	$2,000,000	3,461
Net loans & leases	$778,911,000	505
Loan loss allowance	$11,792,000	425
Trading account assets	$0	153
Bank premises and fixed assets	$24,411,000	326
Other real estate owned	$2,171,000	351
Goodwill and other intangibles	$14,478,000	412
All other assets	$36,449,000	497
Life insurance assets	$0	323
Total liabilities and capital	$1,090,560,000	539
Total liabilities	$977,939,000	537
Total deposits	$850,936,000	519
Interest-bearing deposits	$723,770,000	511
Deposits held in domestic offices	$850,936,000	516
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$17,639,000	812
Trading liabilities	$0	69
Other borrowed funds	$99,673,000	541
Subordinated debt	$0	288
All other liabilities	$9,691,000	551
Total equity capital	$112,621,000	501
Total bank equity capital	$112,621,000	501
Perpetual preferred stock	$0	126
Common stock	$1,095,000	2,703
Surplus	$95,887,000	320
Undivided profits	$15,639,000	1,989
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,244,000	573
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$7,403,000	354
Earning assets	$979,651,000	544
Long-term assets (5+ years)	$88,861,000	1,210
Average Assets, year-to-date	$1,086,171,000	527
Average Assets, quarterly	$1,091,794,000	531
Volatile liabilities	$193,790,000	645
Insider loans	$6,308,000	895
FHLB advances	$99,673,000	481
Loans and leases held for sale	$1,262,000	801
Unused loan commitments	$107,883,000	845
Tier 1 (core) risk-based capital	$96,713,000	532
Tier 2 risk-based capital	$10,406,000	498
Total risk weighted assets	$830,285,000	510
Total unused commitments	$107,883,000	847
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	441	369
Assets and Liabilities
Total Assets:	$1,093,028,000	531
Cash and due from depository institutions	$33,941,000	369
Interest-bearing balances	$5,614,000	1,197
Securities	$195,925,000	690
Federal funds sold & reverse repurchase agreements	$18,300,000	791
Net loans & leases	$770,782,000	502
Loan loss allowance	$10,958,000	454
Trading account assets	$0	144
Bank premises and fixed assets	$24,156,000	327
Other real estate owned	$1,157,000	369
Goodwill and other intangibles	$14,495,000	399
All other assets	$34,272,000	502
Life insurance assets	$0	322
Total liabilities and capital	$1,093,028,000	531
Total liabilities	$979,270,000	537
Total deposits	$852,844,000	503
Interest-bearing deposits	$736,938,000	499
Deposits held in domestic offices	$852,844,000	500
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$17,099,000	786
Trading liabilities	$0	70
Other borrowed funds	$99,926,000	518
Subordinated debt	$0	287
All other liabilities	$9,401,000	611
Total equity capital	$113,758,000	500
Total bank equity capital	$113,758,000	500
Perpetual preferred stock	$0	129
Common stock	$1,095,000	2,699
Surplus	$95,887,000	316
Undivided profits	$16,776,000	1,969
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,666,000	386
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$7,153,000	370
Earning assets	$990,621,000	536
Long-term assets (5+ years)	$147,344,000	730
Average Assets, year-to-date	$1,083,976,500	532
Average Assets, quarterly	$1,083,976,500	532
Volatile liabilities	$184,913,000	651
Insider loans	$7,932,000	681
FHLB advances	$99,926,000	455
Loans and leases held for sale	$2,653,000	601
Unused loan commitments	$113,578,000	789
Tier 1 (core) risk-based capital	$95,562,000	537
Tier 2 risk-based capital	$10,097,000	507
Total risk weighted assets	$806,366,000	513
Total unused commitments	$113,578,000	789
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	430	384
Assets and Liabilities
Total Assets:	$1,074,925,000	545
Cash and due from depository institutions	$42,403,000	384
Interest-bearing balances	$2,554,000	1,921
Securities	$187,577,000	725
Federal funds sold & reverse repurchase agreements	$950,000	5,070
Net loans & leases	$770,499,000	490
Loan loss allowance	$10,891,000	453
Trading account assets	$0	168
Bank premises and fixed assets	$23,669,000	336
Other real estate owned	$802,000	384
Goodwill and other intangibles	$14,527,000	401
All other assets	$34,498,000	509
Life insurance assets	$0	1
Total liabilities and capital	$1,074,925,000	545
Total liabilities	$962,298,000	543
Total deposits	$820,939,000	526
Interest-bearing deposits	$697,738,000	530
Deposits held in domestic offices	$820,939,000	525
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$15,205,000	864
Trading liabilities	$0	72
Other borrowed funds	$116,142,000	478
Subordinated debt	$0	293
All other liabilities	$10,012,000	575
Total equity capital	$112,627,000	504
Total bank equity capital	$112,627,000	504
Perpetual preferred stock	$0	131
Common stock	$1,095,000	2,720
Surplus	$95,887,000	317
Undivided profits	$15,645,000	2,045
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,046,000	528
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$7,261,000	367
Earning assets	$961,580,000	552
Long-term assets (5+ years)	$134,856,000	805
Average Assets, year-to-date	$1,059,084,600	528
Average Assets, quarterly	$1,071,818,000	543
Volatile liabilities	$195,191,000	630
Insider loans	$3,990,000	1,385
FHLB advances	$116,142,000	408
Loans and leases held for sale	$2,141,000	613
Unused loan commitments	$108,985,000	796
Tier 1 (core) risk-based capital	$95,251,000	534
Tier 2 risk-based capital	$9,949,000	514
Total risk weighted assets	$793,992,000	518
Total unused commitments	$108,985,000	797
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	421	399
Assets and Liabilities
Total Assets:	$1,068,711,000	557
Cash and due from depository institutions	$33,037,000	399
Interest-bearing balances	$3,201,000	1,836
Securities	$198,476,000	692
Federal funds sold & reverse repurchase agreements	$0	6,602
Net loans & leases	$765,658,000	490
Loan loss allowance	$11,009,000	469
Trading account assets	$0	165
Bank premises and fixed assets	$22,137,000	360
Other real estate owned	$1,004,000	399
Goodwill and other intangibles	$14,540,000	403
All other assets	$33,859,000	518
Life insurance assets	$0	1
Total liabilities and capital	$1,068,711,000	557
Total liabilities	$956,882,000	552
Total deposits	$809,028,000	545
Interest-bearing deposits	$697,240,000	529
Deposits held in domestic offices	$809,028,000	544
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$26,448,000	618
Trading liabilities	$0	72
Other borrowed funds	$111,062,000	477
Subordinated debt	$0	293
All other liabilities	$10,344,000	586
Total equity capital	$111,829,000	526
Total bank equity capital	$111,829,000	526
Perpetual preferred stock	$0	137
Common stock	$1,095,000	2,739
Surplus	$95,887,000	325
Undivided profits	$14,847,000	2,149
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,256,000	536
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$7,137,000	387
Earning assets	$967,335,000	554
Long-term assets (5+ years)	$140,868,000	784
Average Assets, year-to-date	$1,055,124,500	544
Average Assets, quarterly	$1,063,682,500	551
Volatile liabilities	$205,998,000	609
Insider loans	$5,114,000	1,057
FHLB advances	$111,062,000	407
Loans and leases held for sale	$4,387,000	568
Unused loan commitments	$103,626,000	838
Tier 1 (core) risk-based capital	$93,783,000	553
Tier 2 risk-based capital	$9,982,000	505
Total risk weighted assets	$795,348,000	507
Total unused commitments	$103,626,000	841
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	414	412
Assets and Liabilities
Total Assets:	$1,058,654,000	550
Cash and due from depository institutions	$41,259,000	412
Interest-bearing balances	$2,707,000	2,154
Securities	$213,846,000	641
Federal funds sold & reverse repurchase agreements	$14,150,000	1,100
Net loans & leases	$722,690,000	508
Loan loss allowance	$10,422,000	484
Trading account assets	$0	170
Bank premises and fixed assets	$20,880,000	380
Other real estate owned	$1,116,000	412
Goodwill and other intangibles	$14,574,000	380
All other assets	$30,139,000	546
Life insurance assets	$0	1
Total liabilities and capital	$1,058,654,000	550
Total liabilities	$943,939,000	553
Total deposits	$852,763,000	512
Interest-bearing deposits	$732,082,000	499
Deposits held in domestic offices	$852,763,000	511
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$14,612,000	851
Trading liabilities	$0	74
Other borrowed funds	$65,829,000	685
Subordinated debt	$0	266
All other liabilities	$10,735,000	606
Total equity capital	$114,715,000	504
Total bank equity capital	$114,715,000	504
Perpetual preferred stock	$0	140
Common stock	$1,095,000	2,739
Surplus	$95,887,000	314
Undivided profits	$17,733,000	1,853
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,471,000	726
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$6,973,000	385
Earning assets	$953,393,000	555
Long-term assets (5+ years)	$159,455,000	664
Average Assets, year-to-date	$1,050,595,670	543
Average Assets, quarterly	$1,059,033,500	545
Volatile liabilities	$160,576,000	720
Insider loans	$5,257,000	998
FHLB advances	$0	5,105
Loans and leases held for sale	$6,724,000	602
Unused loan commitments	$106,060,000	815
Tier 1 (core) risk-based capital	$95,340,000	537
Tier 2 risk-based capital	$9,336,000	520
Total risk weighted assets	$743,176,000	533
Total unused commitments	$106,060,000	819
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	406	410
Assets and Liabilities
Total Assets:	$1,059,413,000	541
Cash and due from depository institutions	$41,161,000	410
Interest-bearing balances	$13,938,000	616
Securities	$229,077,000	600
Federal funds sold & reverse repurchase agreements	$33,350,000	487
Net loans & leases	$689,807,000	519
Loan loss allowance	$10,393,000	489
Trading account assets	$0	169
Bank premises and fixed assets	$20,861,000	377
Other real estate owned	$1,490,000	410
Goodwill and other intangibles	$14,607,000	369
All other assets	$29,060,000	551
Life insurance assets	$0	1
Total liabilities and capital	$1,059,413,000	541
Total liabilities	$946,007,000	542
Total deposits	$860,081,000	495
Interest-bearing deposits	$756,072,000	488
Deposits held in domestic offices	$860,081,000	494
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$16,940,000	755
Trading liabilities	$0	79
Other borrowed funds	$58,991,000	715
Subordinated debt	$0	265
All other liabilities	$9,995,000	630
Total equity capital	$113,406,000	498
Total bank equity capital	$113,406,000	498
Perpetual preferred stock	$0	141
Common stock	$1,095,000	2,750
Surplus	$95,887,000	312
Undivided profits	$16,424,000	1,929
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,449,000	604
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$7,176,000	389
Earning assets	$966,172,000	536
Long-term assets (5+ years)	$177,320,000	592
Average Assets, year-to-date	$1,046,566,500	541
Average Assets, quarterly	$1,046,566,500	541
Volatile liabilities	$175,705,000	671
Insider loans	$4,854,000	1,087
FHLB advances	$58,991,000	641
Loans and leases held for sale	$2,397,000	927
Unused loan commitments	$93,789,000	859
Tier 1 (core) risk-based capital	$94,004,000	527
Tier 2 risk-based capital	$9,047,000	527
Total risk weighted assets	$719,789,000	539
Total unused commitments	$93,789,000	863
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	409	409
Assets and Liabilities
Total Assets:	$1,033,720,000	542
Cash and due from depository institutions	$55,939,000	409
Interest-bearing balances	$12,610,000	620
Securities	$236,110,000	561
Federal funds sold & reverse repurchase agreements	$7,700,000	1,898
Net loans & leases	$668,488,000	533
Loan loss allowance	$10,258,000	482
Trading account assets	$0	170
Bank premises and fixed assets	$20,964,000	368
Other real estate owned	$950,000	409
Goodwill and other intangibles	$14,641,000	357
All other assets	$28,928,000	551
Life insurance assets	$0	1
Total liabilities and capital	$1,033,720,000	542
Total liabilities	$921,525,000	546
Total deposits	$824,545,000	513
Interest-bearing deposits	$722,620,000	496
Deposits held in domestic offices	$824,545,000	512
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$23,599,000	643
Trading liabilities	$0	75
Other borrowed funds	$63,551,000	686
Subordinated debt	$0	258
All other liabilities	$9,830,000	625
Total equity capital	$112,195,000	492
Total bank equity capital	$112,195,000	492
Perpetual preferred stock	$0	142
Common stock	$1,095,000	2,753
Surplus	$95,887,000	308
Undivided profits	$15,213,000	2,041
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,751,000	835
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$7,125,000	408
Earning assets	$924,908,000	544
Long-term assets (5+ years)	$222,115,000	460
Average Assets, year-to-date	$1,023,843,800	523
Average Assets, quarterly	$1,026,553,000	539
Volatile liabilities	$177,343,000	669
Insider loans	$5,785,000	872
FHLB advances	$63,551,000	606
Loans and leases held for sale	$2,171,000	1,013
Unused loan commitments	$82,979,000	917
Tier 1 (core) risk-based capital	$92,254,000	527
Tier 2 risk-based capital	$8,646,000	536
Total risk weighted assets	$687,414,000	555
Total unused commitments	$82,979,000	919
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	418	391
Assets and Liabilities
Total Assets:	$1,012,947,000	540
Cash and due from depository institutions	$44,033,000	391
Interest-bearing balances	$3,088,000	1,762
Securities	$250,436,000	484
Federal funds sold & reverse repurchase agreements	$2,600,000	4,235
Net loans & leases	$652,856,000	535
Loan loss allowance	$8,426,000	543
Trading account assets	$0	182
Bank premises and fixed assets	$20,907,000	362
Other real estate owned	$1,077,000	391
Goodwill and other intangibles	$14,690,000	340
All other assets	$26,348,000	564
Life insurance assets	$0	1
Total liabilities and capital	$1,012,947,000	540
Total liabilities	$907,986,000	544
Total deposits	$816,884,000	498
Interest-bearing deposits	$708,129,000	482
Deposits held in domestic offices	$816,884,000	496
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$16,458,000	824
Trading liabilities	$0	69
Other borrowed funds	$65,042,000	647
Subordinated debt	$0	241
All other liabilities	$9,602,000	625
Total equity capital	$104,961,000	491
Total bank equity capital	$104,961,000	491
Perpetual preferred stock	$0	158
Common stock	$1,095,000	2,800
Surplus	$95,887,000	294
Undivided profits	$7,979,000	3,253
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,783,000	802
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$7,814,000	391
Earning assets	$908,980,000	548
Long-term assets (5+ years)	$262,240,000	410
Average Assets, year-to-date	$1,014,143,200	526
Average Assets, quarterly	$1,016,433,000	542
Volatile liabilities	$204,725,000	559
Insider loans	$2,341,000	2,089
FHLB advances	$64,861,000	569
Loans and leases held for sale	$5,096,000	577
Unused loan commitments	$78,886,000	903
Tier 1 (core) risk-based capital	$89,258,000	524
Tier 2 risk-based capital	$8,465,000	507
Total risk weighted assets	$680,859,000	533
Total unused commitments	$78,886,000	903
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	405	400
Assets and Liabilities
Total Assets:	$1,015,687,000	535
Cash and due from depository institutions	$58,010,000	400
Interest-bearing balances	$26,526,000	167
Securities	$272,226,000	446
Federal funds sold & reverse repurchase agreements	$2,400,000	3,835
Net loans & leases	$623,807,000	553
Loan loss allowance	$8,510,000	530
Trading account assets	$0	175
Bank premises and fixed assets	$18,535,000	402
Other real estate owned	$965,000	400
Goodwill and other intangibles	$15,871,000	311
All other assets	$23,873,000	529
Life insurance assets	$0	1
Total liabilities and capital	$1,015,687,000	535
Total liabilities	$913,663,000	541
Total deposits	$789,367,000	508
Interest-bearing deposits	$701,041,000	485
Deposits held in domestic offices	$789,367,000	504
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$28,969,000	601
Trading liabilities	$0	77
Other borrowed funds	$88,042,000	508
Subordinated debt	$0	239
All other liabilities	$7,285,000	755
Total equity capital	$102,024,000	494
Total bank equity capital	$102,024,000	494
Perpetual preferred stock	$0	178
Common stock	$1,095,000	2,878
Surplus	$95,887,000	285
Undivided profits	$5,042,000	4,361
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,191,000	803
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$6,288,000	410
Earning assets	$924,959,000	534
Long-term assets (5+ years)	$254,649,000	410
Average Assets, year-to-date	$1,014,365,200	513
Average Assets, quarterly	$1,012,975,000	527
Volatile liabilities	$231,385,000	537
Insider loans	$1,901,000	2,441
FHLB advances	$0	771
Loans and leases held for sale	$915,000	743
Unused loan commitments	$55,035,000	1,085
Tier 1 (core) risk-based capital	$85,582,000	531
Tier 2 risk-based capital	$8,185,140	531
Total risk weighted assets	$649,674,540	556
Total unused commitments	$55,035,000	1,086
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	369	466
Assets and Liabilities
Total Assets:	$1,019,499,000	531
Cash and due from depository institutions	$56,108,000	466
Interest-bearing balances	$13,611,000	287
Securities	$299,049,000	440
Federal funds sold & reverse repurchase agreements	$3,900,000	2,355
Net loans & leases	$601,321,000	568
Loan loss allowance	$7,629,000	591
Trading account assets	$0	165
Bank premises and fixed assets	$18,447,000	421
Other real estate owned	$1,150,000	466
Goodwill and other intangibles	$14,765,000	311
All other assets	$24,759,000	506
Life insurance assets	$0	1
Total liabilities and capital	$1,019,499,000	531
Total liabilities	$925,598,000	540
Total deposits	$794,867,000	507
Interest-bearing deposits	$707,479,000	487
Deposits held in domestic offices	$794,867,000	504
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,298,000	1,073
Trading liabilities	$0	65
Other borrowed funds	$111,909,000	466
Subordinated debt	$0	242
All other liabilities	$6,524,000	788
Total equity capital	$93,901,000	516
Total bank equity capital	$93,901,000	516
Perpetual preferred stock	$0	193
Common stock	$1,095,000	2,946
Surplus	$94,936,000	275
Undivided profits	$-2,130,000	10,075
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,141,000	756
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$5,234,000	433
Earning assets	$917,881,000	541
Long-term assets (5+ years)	$297,515,000	388
Average Assets, year-to-date	$779,415,800	636
Average Assets, quarterly	$875,891,000	596
Volatile liabilities	$228,303,000	558
Insider loans	$2,501,000	1,853
FHLB advances	$0	802
Loans and leases held for sale	$1,085,000	674
Unused loan commitments	$57,837,000	1,081
Tier 1 (core) risk-based capital	$82,113,000	551
Tier 2 risk-based capital	$7,629,000	568
Total risk weighted assets	$631,837,000	574
Total unused commitments	$57,837,000	1,084
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	303	573
Assets and Liabilities
Total Assets:	$699,176,000	696
Cash and due from depository institutions	$29,292,000	573
Interest-bearing balances	$6,485,000	963
Securities	$210,584,000	594
Federal funds sold & reverse repurchase agreements	$18,850,000	857
Net loans & leases	$408,390,000	734
Loan loss allowance	$5,835,000	712
Trading account assets	$0	197
Bank premises and fixed assets	$11,307,000	649
Other real estate owned	$1,123,000	573
Goodwill and other intangibles	$509,000	1,843
All other assets	$19,121,000	556
Life insurance assets	$0	1
Total liabilities and capital	$699,176,000	696
Total liabilities	$638,317,000	693
Total deposits	$625,521,000	603
Interest-bearing deposits	$547,006,000	599
Deposits held in domestic offices	$625,521,000	598
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$829,000	2,490
Trading liabilities	$0	69
Other borrowed funds	$8,244,000	1,744
Subordinated debt	$0	255
All other liabilities	$3,723,000	1,236
Total equity capital	$60,859,000	770
Total bank equity capital	$60,859,000	770
Perpetual preferred stock	$0	199
Common stock	$1,095,000	2,945
Surplus	$23,530,000	767
Undivided profits	$36,234,000	713
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,007,000	1,286
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$3,851,000	562
Earning assets	$644,309,000	687
Long-term assets (5+ years)	$151,400,000	625
Average Assets, year-to-date	$669,684,800	685
Average Assets, quarterly	$693,337,500	688
Volatile liabilities	$80,821,000	967
Insider loans	$2,769,000	1,554
FHLB advances	$0	740
Loans and leases held for sale	$1,674,000	875
Unused loan commitments	$37,878,000	1,392
Tier 1 (core) risk-based capital	$58,560,000	735
Tier 2 risk-based capital	$5,631,310	685
Total risk weighted assets	$450,301,310	688
Total unused commitments	$37,878,000	1,397
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	259	679
Assets and Liabilities
Total Assets:	$578,774,000	822
Cash and due from depository institutions	$35,521,000	679
Interest-bearing balances	$10,802,000	401
Securities	$167,766,000	722
Federal funds sold & reverse repurchase agreements	$2,000,000	4,941
Net loans & leases	$355,022,000	849
Loan loss allowance	$5,170,000	808
Trading account assets	$0	203
Bank premises and fixed assets	$9,259,000	797
Other real estate owned	$843,000	679
Goodwill and other intangibles	$370,000	1,943
All other assets	$7,993,000	1,027
Life insurance assets	$0	1
Total liabilities and capital	$578,774,000	822
Total liabilities	$526,751,000	820
Total deposits	$510,141,000	727
Interest-bearing deposits	$449,553,000	711
Deposits held in domestic offices	$510,141,000	722
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,723
Trading liabilities	$0	80
Other borrowed funds	$12,534,000	1,226
Subordinated debt	$0	260
All other liabilities	$4,076,000	1,188
Total equity capital	$52,023,000	879
Total bank equity capital	$52,023,000	879
Perpetual preferred stock	$0	223
Common stock	$1,095,000	3,013
Surplus	$20,830,000	843
Undivided profits	$30,098,000	878
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,477,000	1,785
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$3,189,000	701
Earning assets	$535,590,000	818
Long-term assets (5+ years)	$93,166,000	826
Average Assets, year-to-date	$555,855,600	821
Average Assets, quarterly	$573,085,500	819
Volatile liabilities	$50,408,000	1,406
Insider loans	$2,833,000	1,500
FHLB advances	$0	780
Loans and leases held for sale	$1,918,000	606
Unused loan commitments	$30,237,000	1,566
Tier 1 (core) risk-based capital	$51,133,000	832
Tier 2 risk-based capital	$4,778,630	735
Total risk weighted assets	$381,898,630	791
Total unused commitments	$30,237,000	1,569
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	240	789
Assets and Liabilities
Total Assets:	$521,623,000	939
Cash and due from depository institutions	$20,342,000	789
Interest-bearing balances	$150,000	4,274
Securities	$143,574,000	861
Federal funds sold & reverse repurchase agreements	$500,000	7,418
Net loans & leases	$340,763,000	905
Loan loss allowance	$4,475,000	966
Trading account assets	$0	240
Bank premises and fixed assets	$7,938,000	987
Other real estate owned	$724,000	789
Goodwill and other intangibles	$443,000	1,740
All other assets	$7,339,000	1,162
Life insurance assets	$0	1
Total liabilities and capital	$521,623,000	939
Total liabilities	$474,552,000	937
Total deposits	$464,078,000	841
Interest-bearing deposits	$407,517,000	825
Deposits held in domestic offices	$464,078,000	835
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,907
Trading liabilities	$0	97
Other borrowed funds	$6,286,000	1,646
Subordinated debt	$0	298
All other liabilities	$4,188,000	1,134
Total equity capital	$47,071,000	972
Total bank equity capital	$47,071,000	972
Perpetual preferred stock	$0	250
Common stock	$1,095,000	3,222
Surplus	$20,830,000	889
Undivided profits	$25,146,000	1,029
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,174,000	2,379
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$3,217,000	702
Earning assets	$484,987,000	928
Long-term assets (5+ years)	$62,115,000	1,073
Average Assets, year-to-date	$524,597,600	901
Average Assets, quarterly	$522,625,500	932
Volatile liabilities	$51,248,000	1,375
Insider loans	$2,948,000	1,484
FHLB advances	$0	882
Loans and leases held for sale	$0	1,560
Unused loan commitments	$29,341,000	1,572
Tier 1 (core) risk-based capital	$46,298,000	934
Tier 2 risk-based capital	$4,475,000	804
Total risk weighted assets	$358,505,900	857
Total unused commitments	$29,341,000	1,588
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	224	860
Assets and Liabilities
Total Assets:	$471,291,000	1,045
Cash and due from depository institutions	$18,161,000	860
Interest-bearing balances	$315,000	3,736
Securities	$159,055,000	821
Federal funds sold & reverse repurchase agreements	$0	9,298
Net loans & leases	$280,265,000	1,074
Loan loss allowance	$4,095,000	1,055
Trading account assets	$0	261
Bank premises and fixed assets	$7,377,000	1,021
Other real estate owned	$148,000	860
Goodwill and other intangibles	$516,000	1,538
All other assets	$5,769,000	1,452
Life insurance assets	$0	1
Total liabilities and capital	$471,291,000	1,045
Total liabilities	$432,805,000	1,029
Total deposits	$378,872,000	1,051
Interest-bearing deposits	$328,986,000	1,058
Deposits held in domestic offices	$378,872,000	1,041
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$47,358,000	542
Trading liabilities	$0	110
Other borrowed funds	$3,005,000	2,042
Subordinated debt	$0	337
All other liabilities	$3,570,000	1,337
Total equity capital	$38,486,000	1,182
Total bank equity capital	$38,486,000	1,182
Perpetual preferred stock	$0	288
Common stock	$1,095,000	3,357
Surplus	$17,405,000	1,029
Undivided profits	$19,986,000	1,320
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$785,000	3,164
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$2,604,000	889
Earning assets	$439,635,000	1,034
Long-term assets (5+ years)	$55,903,000	1,077
Average Assets, year-to-date	$449,631,200	1,054
Average Assets, quarterly	$473,397,000	1,038
Volatile liabilities	$86,396,000	899
Insider loans	$2,373,000	1,833
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$26,624,000	1,634
Tier 1 (core) risk-based capital	$37,305,000	1,164
Tier 2 risk-based capital	$3,789,950	929
Total risk weighted assets	$302,890,650	993
Total unused commitments	$26,624,000	1,646
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	193	1,006
Assets and Liabilities
Total Assets:	$413,199,000	1,156
Cash and due from depository institutions	$15,484,000	1,006
Interest-bearing balances	$406,000	3,543
Securities	$132,990,000	983
Federal funds sold & reverse repurchase agreements	$0	8,397
Net loans & leases	$251,153,000	1,138
Loan loss allowance	$3,200,000	1,316
Trading account assets	$0	286
Bank premises and fixed assets	$6,522,000	1,119
Other real estate owned	$879,000	1,006
Goodwill and other intangibles	$600,000	1,345
All other assets	$5,571,000	1,540
Life insurance assets	$0	1
Total liabilities and capital	$413,199,000	1,156
Total liabilities	$383,834,000	1,135
Total deposits	$332,855,000	1,158
Interest-bearing deposits	$284,544,000	1,156
Deposits held in domestic offices	$332,855,000	1,147
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$43,889,000	595
Trading liabilities	$0	87
Other borrowed funds	$4,730,000	1,803
Subordinated debt	$0	372
All other liabilities	$2,360,000	1,593
Total equity capital	$29,365,000	1,401
Total bank equity capital	$29,365,000	1,401
Perpetual preferred stock	$0	310
Common stock	$1,095,000	3,488
Surplus	$13,905,000	1,154
Undivided profits	$14,365,000	1,643
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$644,000	3,629
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$1,921,000	1,012
Earning assets	$384,549,000	1,135
Long-term assets (5+ years)	$56,904,000	1,068
Average Assets, year-to-date	$397,560,200	1,164
Average Assets, quarterly	$411,484,000	1,143
Volatile liabilities	$74,332,000	970
Insider loans	$2,606,000	1,622
FHLB advances	$0	993
Loans and leases held for sale	$395,000	880
Unused loan commitments	$19,854,000	1,930
Tier 1 (core) risk-based capital	$30,155,000	1,366
Tier 2 risk-based capital	$3,200,000	1,052
Total risk weighted assets	$273,171,900	1,057
Total unused commitments	$19,854,000	1,942
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	177	1,164
Assets and Liabilities
Total Assets:	$373,371,000	1,285
Cash and due from depository institutions	$20,232,000	1,164
Interest-bearing balances	$5,028,000	1,209
Securities	$130,822,000	1,050
Federal funds sold & reverse repurchase agreements	$11,900,000	1,126
Net loans & leases	$196,961,000	1,409
Loan loss allowance	$2,700,000	1,615
Trading account assets	$0	330
Bank premises and fixed assets	$6,208,000	1,168
Other real estate owned	$2,889,000	1,164
Goodwill and other intangibles	$378,000	1,505
All other assets	$3,981,000	1,906
Life insurance assets	$0	1
Total liabilities and capital	$373,371,000	1,285
Total liabilities	$345,399,000	1,266
Total deposits	$304,186,000	1,306
Interest-bearing deposits	$262,406,000	1,310
Deposits held in domestic offices	$304,186,000	1,294
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,727,000	565
Trading liabilities	$0	1
Other borrowed funds	$3,407,000	1,765
Subordinated debt	$0	413
All other liabilities	$2,079,000	1,753
Total equity capital	$27,972,000	1,466
Total bank equity capital	$27,972,000	1,466
Perpetual preferred stock	$0	343
Common stock	$1,095,000	3,595
Surplus	$13,905,000	1,098
Undivided profits	$12,972,000	1,834
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,242,000	2,707
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$1,371,000	1,240
Earning assets	$344,711,000	1,275
Long-term assets (5+ years)	$54,615,000	1,125
Average Assets, year-to-date	$366,958,800	1,277
Average Assets, quarterly	$376,836,500	1,270
Volatile liabilities	$65,364,000	1,002
Insider loans	$1,012,000	3,707
FHLB advances	$0	821
Loans and leases held for sale	$2,322,000	745
Unused loan commitments	$17,884,000	2,042
Tier 1 (core) risk-based capital	$27,594,000	1,452
Tier 2 risk-based capital	$2,700,000	1,198
Total risk weighted assets	$221,197,400	1,263
Total unused commitments	$17,884,000	2,060
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	183	1,162
Assets and Liabilities
Total Assets:	$352,118,000	1,408
Cash and due from depository institutions	$22,557,000	1,162
Interest-bearing balances	$5,004,000	1,421
Securities	$143,457,000	939
Federal funds sold & reverse repurchase agreements	$5,800,000	2,839
Net loans & leases	$166,169,000	1,693
Loan loss allowance	$2,300,000	1,887
Trading account assets	$0	344
Bank premises and fixed assets	$6,475,000	1,119
Other real estate owned	$2,901,000	1,162
Goodwill and other intangibles	$661,000	1,206
All other assets	$4,098,000	1,938
Life insurance assets	$0	1
Total liabilities and capital	$352,118,000	1,408
Total liabilities	$326,492,000	1,400
Total deposits	$323,592,000	1,284
Interest-bearing deposits	$288,113,000	1,278
Deposits held in domestic offices	$323,592,000	1,275
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$668,000	2,827
Trading liabilities	$0	1
Other borrowed funds	$0	5,085
Subordinated debt	$0	482
All other liabilities	$2,232,000	1,705
Total equity capital	$25,626,000	1,512
Total bank equity capital	$25,626,000	1,512
Perpetual preferred stock	$0	346
Common stock	$1,095,000	3,756
Surplus	$13,905,000	1,062
Undivided profits	$10,626,000	2,080
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,148,000	3,336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$1,375,000	1,389
Earning assets	$320,430,000	1,400
Long-term assets (5+ years)	$57,941,000	1,028
Average Assets, year-to-date	$343,484,200	1,413
Average Assets, quarterly	$352,086,000	1,393
Volatile liabilities	$25,093,000	1,969
Insider loans	$152,000	4,625
FHLB advances	$0	832
Loans and leases held for sale	$2,152,000	539
Unused loan commitments	$17,635,000	1,984
Tier 1 (core) risk-based capital	$24,965,000	1,516
Tier 2 risk-based capital	$2,300,000	1,409
Total risk weighted assets	$197,449,700	1,462
Total unused commitments	$17,635,000	2,000
Derivatives	$0	651