Home > Merchants and Farmers Bank > Assets and Liabilities
Merchants and Farmers Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 24 | 5,665 |
| Assets and Liabilities | ||
| Total Assets: | $97,123,000 | 5,063 |
| Cash and due from depository institutions | $4,440,000 | 5,665 |
| Interest-bearing balances | $658,000 | 3,058 |
| Securities | $22,654,000 | 4,290 |
| Federal funds sold & reverse repurchase agreements | $9,432,000 | 1,449 |
| Net loans & leases | $54,273,000 | 5,367 |
| Loan loss allowance | $919,000 | 4,339 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,220,000 | 5,528 |
| Other real estate owned | $46,000 | 5,665 |
| Goodwill and other intangibles | $3,188,000 | 1,051 |
| All other assets | $1,870,000 | 5,227 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $97,123,000 | 5,063 |
| Total liabilities | $86,046,000 | 5,072 |
| Total deposits | $78,910,000 | 5,075 |
| Interest-bearing deposits | $69,414,000 | 4,902 |
| Deposits held in domestic offices | $78,910,000 | 5,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,700,000 | 3,247 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $436,000 | 5,432 |
| Total equity capital | $11,077,000 | 4,815 |
| Total bank equity capital | $11,077,000 | 4,815 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $9,056,000 | 2,445 |
| Undivided profits | $1,621,000 | 6,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 5,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,026,000 | 3,388 |
| Earning assets | $87,017,000 | 5,128 |
| Long-term assets (5+ years) | $10,997,000 | 4,428 |
| Average Assets, year-to-date | $92,544,000 | 5,061 |
| Average Assets, quarterly | $94,911,000 | 5,103 |
| Volatile liabilities | $11,259,000 | 5,790 |
| Insider loans | $6,676,000 | 982 |
| FHLB advances | $6,700,000 | 3,096 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,376,000 | 5,928 |
| Tier 1 (core) risk-based capital | $8,096,000 | 5,802 |
| Tier 2 risk-based capital | $720,000 | 4,810 |
| Total risk weighted assets | $57,381,000 | 5,416 |
| Total unused commitments | $5,376,000 | 5,928 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 27 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $92,699,000 | 5,161 |
| Cash and due from depository institutions | $3,305,000 | 5,310 |
| Interest-bearing balances | $764,000 | 2,990 |
| Securities | $20,533,000 | 4,542 |
| Federal funds sold & reverse repurchase agreements | $3,196,000 | 3,012 |
| Net loans & leases | $59,123,000 | 5,141 |
| Loan loss allowance | $952,000 | 4,232 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,245,000 | 5,468 |
| Other real estate owned | $46,000 | 5,310 |
| Goodwill and other intangibles | $3,230,000 | 1,016 |
| All other assets | $2,021,000 | 5,011 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $92,699,000 | 5,161 |
| Total liabilities | $81,855,000 | 5,193 |
| Total deposits | $70,720,000 | 5,366 |
| Interest-bearing deposits | $61,917,000 | 5,225 |
| Deposits held in domestic offices | $70,720,000 | 5,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,700,000 | 2,574 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $435,000 | 5,506 |
| Total equity capital | $10,844,000 | 4,868 |
| Total bank equity capital | $10,844,000 | 4,868 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $9,056,000 | 2,386 |
| Undivided profits | $1,388,000 | 6,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,027,000 | 3,348 |
| Earning assets | $83,616,000 | 5,219 |
| Long-term assets (5+ years) | $7,224,000 | 5,251 |
| Average Assets, year-to-date | $91,399,250 | 5,106 |
| Average Assets, quarterly | $90,554,000 | 5,209 |
| Volatile liabilities | $12,773,000 | 5,498 |
| Insider loans | $7,730,000 | 807 |
| FHLB advances | $10,700,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,711,000 | 5,453 |
| Tier 1 (core) risk-based capital | $7,710,000 | 5,950 |
| Tier 2 risk-based capital | $751,000 | 4,644 |
| Total risk weighted assets | $59,865,000 | 5,273 |
| Total unused commitments | $6,711,000 | 5,454 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $88,409,000 | 5,268 |
| Cash and due from depository institutions | $2,465,000 | 5,432 |
| Interest-bearing balances | $762,000 | 3,009 |
| Securities | $21,449,000 | 4,450 |
| Federal funds sold & reverse repurchase agreements | $1,382,000 | 3,971 |
| Net loans & leases | $56,895,000 | 5,180 |
| Loan loss allowance | $973,000 | 4,137 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,261,000 | 5,399 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $3,272,000 | 996 |
| All other assets | $1,685,000 | 5,321 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $88,409,000 | 5,268 |
| Total liabilities | $77,796,000 | 5,299 |
| Total deposits | $70,768,000 | 5,303 |
| Interest-bearing deposits | $60,688,000 | 5,263 |
| Deposits held in domestic offices | $70,768,000 | 5,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,700,000 | 3,231 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $328,000 | 5,949 |
| Total equity capital | $10,613,000 | 4,886 |
| Total bank equity capital | $10,613,000 | 4,886 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $9,056,000 | 2,337 |
| Undivided profits | $1,157,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $939,000 | 3,335 |
| Earning assets | $80,488,000 | 5,293 |
| Long-term assets (5+ years) | $10,919,000 | 4,541 |
| Average Assets, year-to-date | $90,966,000 | 5,115 |
| Average Assets, quarterly | $89,026,500 | 5,216 |
| Volatile liabilities | $9,048,000 | 6,166 |
| Insider loans | $7,586,000 | 807 |
| FHLB advances | $6,700,000 | 3,088 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,193,000 | 5,317 |
| Tier 1 (core) risk-based capital | $7,350,000 | 6,041 |
| Tier 2 risk-based capital | $719,000 | 4,732 |
| Total risk weighted assets | $57,277,000 | 5,314 |
| Total unused commitments | $7,193,000 | 5,317 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 25 | 5,569 |
| Assets and Liabilities | ||
| Total Assets: | $89,644,000 | 5,240 |
| Cash and due from depository institutions | $1,818,000 | 5,569 |
| Interest-bearing balances | $377,000 | 3,716 |
| Securities | $19,203,000 | 4,816 |
| Federal funds sold & reverse repurchase agreements | $10,606,000 | 1,173 |
| Net loans & leases | $51,821,000 | 5,396 |
| Loan loss allowance | $816,000 | 4,644 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,251,000 | 5,428 |
| Other real estate owned | $0 | 5,569 |
| Goodwill and other intangibles | $3,315,000 | 981 |
| All other assets | $1,630,000 | 5,420 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $89,644,000 | 5,240 |
| Total liabilities | $79,369,000 | 5,256 |
| Total deposits | $72,401,000 | 5,283 |
| Interest-bearing deposits | $62,835,000 | 5,201 |
| Deposits held in domestic offices | $72,401,000 | 5,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,700,000 | 3,124 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $268,000 | 6,292 |
| Total equity capital | $10,275,000 | 4,914 |
| Total bank equity capital | $10,275,000 | 4,914 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $9,056,000 | 2,293 |
| Undivided profits | $819,000 | 7,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $818,000 | 3,644 |
| Earning assets | $82,007,000 | 5,239 |
| Long-term assets (5+ years) | $11,157,000 | 4,538 |
| Average Assets, year-to-date | $92,244,500 | 5,110 |
| Average Assets, quarterly | $92,244,500 | 5,110 |
| Volatile liabilities | $8,740,000 | 6,164 |
| Insider loans | $7,663,000 | 788 |
| FHLB advances | $6,700,000 | 2,999 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,781,000 | 5,125 |
| Tier 1 (core) risk-based capital | $7,109,000 | 6,126 |
| Tier 2 risk-based capital | $687,000 | 4,867 |
| Total risk weighted assets | $54,832,000 | 5,419 |
| Total unused commitments | $7,781,000 | 5,127 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 26 | 5,443 |
| Assets and Liabilities | ||
| Total Assets: | $94,845,000 | 5,058 |
| Cash and due from depository institutions | $2,508,000 | 5,443 |
| Interest-bearing balances | $110,000 | 4,940 |
| Securities | $18,333,000 | 4,968 |
| Federal funds sold & reverse repurchase agreements | $16,032,000 | 726 |
| Net loans & leases | $51,746,000 | 5,395 |
| Loan loss allowance | $811,000 | 4,621 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,255,000 | 5,410 |
| Other real estate owned | $22,000 | 5,443 |
| Goodwill and other intangibles | $3,357,000 | 963 |
| All other assets | $1,592,000 | 5,421 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $94,845,000 | 5,058 |
| Total liabilities | $83,614,000 | 5,091 |
| Total deposits | $76,686,000 | 5,082 |
| Interest-bearing deposits | $65,609,000 | 5,014 |
| Deposits held in domestic offices | $76,686,000 | 5,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,700,000 | 3,168 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $228,000 | 6,594 |
| Total equity capital | $11,231,000 | 4,629 |
| Total bank equity capital | $11,231,000 | 4,629 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $9,056,000 | 2,249 |
| Undivided profits | $1,775,000 | 6,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $854,000 | 3,504 |
| Earning assets | $86,221,000 | 5,084 |
| Long-term assets (5+ years) | $11,724,000 | 4,516 |
| Average Assets, year-to-date | $91,879,600 | 5,034 |
| Average Assets, quarterly | $91,951,500 | 5,123 |
| Volatile liabilities | $11,992,000 | 5,399 |
| Insider loans | $4,656,000 | 1,310 |
| FHLB advances | $6,700,000 | 3,017 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,903,000 | 5,951 |
| Tier 1 (core) risk-based capital | $7,856,000 | 5,716 |
| Tier 2 risk-based capital | $711,000 | 4,745 |
| Total risk weighted assets | $56,819,000 | 5,325 |
| Total unused commitments | $4,903,000 | 5,952 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $89,058,000 | 5,217 |
| Cash and due from depository institutions | $3,194,000 | 5,471 |
| Interest-bearing balances | $121,000 | 4,929 |
| Securities | $17,198,000 | 5,137 |
| Federal funds sold & reverse repurchase agreements | $7,409,000 | 1,518 |
| Net loans & leases | $54,927,000 | 5,214 |
| Loan loss allowance | $815,000 | 4,618 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,267,000 | 5,367 |
| Other real estate owned | $32,000 | 5,471 |
| Goodwill and other intangibles | $3,411,000 | 935 |
| All other assets | $1,620,000 | 5,364 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $89,058,000 | 5,217 |
| Total liabilities | $78,041,000 | 5,261 |
| Total deposits | $71,013,000 | 5,284 |
| Interest-bearing deposits | $62,371,000 | 5,150 |
| Deposits held in domestic offices | $71,013,000 | 5,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,700,000 | 3,167 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $328,000 | 5,984 |
| Total equity capital | $11,017,000 | 4,656 |
| Total bank equity capital | $11,017,000 | 4,656 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $9,056,000 | 2,206 |
| Undivided profits | $1,561,000 | 6,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $922,000 | 3,393 |
| Earning assets | $79,655,000 | 5,271 |
| Long-term assets (5+ years) | $11,041,000 | 4,712 |
| Average Assets, year-to-date | $91,138,250 | 5,059 |
| Average Assets, quarterly | $88,831,000 | 5,211 |
| Volatile liabilities | $8,261,000 | 6,271 |
| Insider loans | $4,862,000 | 1,203 |
| FHLB advances | $6,700,000 | 3,025 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,668,000 | 5,625 |
| Tier 1 (core) risk-based capital | $7,541,000 | 5,849 |
| Tier 2 risk-based capital | $727,000 | 4,658 |
| Total risk weighted assets | $58,100,000 | 5,198 |
| Total unused commitments | $5,668,000 | 5,632 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 25 | 5,645 |
| Assets and Liabilities | ||
| Total Assets: | $88,604,000 | 5,232 |
| Cash and due from depository institutions | $2,751,000 | 5,645 |
| Interest-bearing balances | $123,000 | 4,964 |
| Securities | $18,029,000 | 5,091 |
| Federal funds sold & reverse repurchase agreements | $6,721,000 | 1,572 |
| Net loans & leases | $54,698,000 | 5,191 |
| Loan loss allowance | $933,000 | 4,230 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,292,000 | 5,314 |
| Other real estate owned | $0 | 5,645 |
| Goodwill and other intangibles | $3,465,000 | 912 |
| All other assets | $1,648,000 | 5,292 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $88,604,000 | 5,232 |
| Total liabilities | $78,121,000 | 5,265 |
| Total deposits | $71,144,000 | 5,291 |
| Interest-bearing deposits | $61,716,000 | 5,202 |
| Deposits held in domestic offices | $71,144,000 | 5,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,700,000 | 3,138 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $277,000 | 6,037 |
| Total equity capital | $10,483,000 | 4,696 |
| Total bank equity capital | $10,483,000 | 4,696 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $9,056,000 | 2,180 |
| Undivided profits | $1,027,000 | 7,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $827,000 | 3,503 |
| Earning assets | $79,571,000 | 5,289 |
| Long-term assets (5+ years) | $13,794,000 | 4,419 |
| Average Assets, year-to-date | $91,831,670 | 5,063 |
| Average Assets, quarterly | $89,290,500 | 5,187 |
| Volatile liabilities | $7,666,000 | 6,401 |
| Insider loans | $5,382,000 | 1,048 |
| FHLB advances | $6,700,000 | 3,000 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,446,000 | 5,351 |
| Tier 1 (core) risk-based capital | $7,159,000 | 6,003 |
| Tier 2 risk-based capital | $731,000 | 4,625 |
| Total risk weighted assets | $58,282,000 | 5,174 |
| Total unused commitments | $6,446,000 | 5,354 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 25 | 5,632 |
| Assets and Liabilities | ||
| Total Assets: | $89,977,000 | 5,185 |
| Cash and due from depository institutions | $2,053,000 | 5,632 |
| Interest-bearing balances | $221,000 | 4,521 |
| Securities | $18,366,000 | 5,012 |
| Federal funds sold & reverse repurchase agreements | $8,756,000 | 1,698 |
| Net loans & leases | $54,520,000 | 5,132 |
| Loan loss allowance | $1,004,000 | 3,945 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,281,000 | 5,327 |
| Other real estate owned | $14,000 | 5,632 |
| Goodwill and other intangibles | $3,519,000 | 889 |
| All other assets | $1,468,000 | 5,438 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $89,977,000 | 5,185 |
| Total liabilities | $79,499,000 | 5,206 |
| Total deposits | $72,423,000 | 5,258 |
| Interest-bearing deposits | $63,406,000 | 5,141 |
| Deposits held in domestic offices | $72,423,000 | 5,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,700,000 | 3,001 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $376,000 | 5,645 |
| Total equity capital | $10,477,000 | 4,783 |
| Total bank equity capital | $10,477,000 | 4,783 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $9,056,000 | 2,143 |
| Undivided profits | $1,021,000 | 7,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 4,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $663,000 | 4,155 |
| Earning assets | $81,863,000 | 5,206 |
| Long-term assets (5+ years) | $13,646,000 | 4,383 |
| Average Assets, year-to-date | $93,445,500 | 5,007 |
| Average Assets, quarterly | $93,445,500 | 5,007 |
| Volatile liabilities | $8,057,000 | 6,244 |
| Insider loans | $9,825,000 | 534 |
| FHLB advances | $6,700,000 | 2,872 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,265,000 | 5,096 |
| Tier 1 (core) risk-based capital | $6,862,000 | 6,099 |
| Tier 2 risk-based capital | $721,000 | 4,629 |
| Total risk weighted assets | $57,382,000 | 5,167 |
| Total unused commitments | $7,265,000 | 5,104 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 25 | 5,633 |
| Assets and Liabilities | ||
| Total Assets: | $96,914,000 | 4,897 |
| Cash and due from depository institutions | $3,610,000 | 5,633 |
| Interest-bearing balances | $143,000 | 4,895 |
| Securities | $18,095,000 | 5,088 |
| Federal funds sold & reverse repurchase agreements | $13,100,000 | 897 |
| Net loans & leases | $55,528,000 | 5,069 |
| Loan loss allowance | $1,117,000 | 3,646 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,251,000 | 5,398 |
| Other real estate owned | $0 | 5,633 |
| Goodwill and other intangibles | $3,573,000 | 881 |
| All other assets | $1,757,000 | 5,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,914,000 | 4,897 |
| Total liabilities | $85,661,000 | 4,931 |
| Total deposits | $78,551,000 | 4,981 |
| Interest-bearing deposits | $65,818,000 | 5,003 |
| Deposits held in domestic offices | $78,551,000 | 4,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,700,000 | 2,993 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $410,000 | 5,254 |
| Total equity capital | $11,253,000 | 4,464 |
| Total bank equity capital | $11,253,000 | 4,464 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $9,056,000 | 2,117 |
| Undivided profits | $1,797,000 | 6,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 5,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $909,000 | 3,273 |
| Earning assets | $86,866,000 | 4,969 |
| Long-term assets (5+ years) | $13,275,000 | 4,462 |
| Average Assets, year-to-date | $94,205,800 | 4,875 |
| Average Assets, quarterly | $94,062,000 | 4,959 |
| Volatile liabilities | $10,210,000 | 5,654 |
| Insider loans | $4,460,000 | 1,229 |
| FHLB advances | $6,700,000 | 2,855 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,039,000 | 5,388 |
| Tier 1 (core) risk-based capital | $7,648,000 | 5,646 |
| Tier 2 risk-based capital | $754,000 | 4,517 |
| Total risk weighted assets | $59,896,000 | 5,057 |
| Total unused commitments | $6,039,000 | 5,392 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 25 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $91,210,000 | 5,074 |
| Cash and due from depository institutions | $2,993,000 | 5,657 |
| Interest-bearing balances | $139,000 | 5,012 |
| Securities | $17,699,000 | 5,087 |
| Federal funds sold & reverse repurchase agreements | $6,613,000 | 2,077 |
| Net loans & leases | $57,084,000 | 4,990 |
| Loan loss allowance | $1,165,000 | 3,525 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,271,000 | 5,348 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $3,646,000 | 867 |
| All other assets | $1,904,000 | 4,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,210,000 | 5,074 |
| Total liabilities | $80,231,000 | 5,146 |
| Total deposits | $70,996,000 | 5,305 |
| Interest-bearing deposits | $62,789,000 | 5,154 |
| Deposits held in domestic offices | $70,996,000 | 5,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,700,000 | 2,610 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $535,000 | 4,844 |
| Total equity capital | $10,979,000 | 4,524 |
| Total bank equity capital | $10,979,000 | 4,524 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $9,056,000 | 2,083 |
| Undivided profits | $1,523,000 | 7,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $980,000 | 3,207 |
| Earning assets | $81,535,000 | 5,168 |
| Long-term assets (5+ years) | $13,298,000 | 4,476 |
| Average Assets, year-to-date | $93,528,750 | 4,900 |
| Average Assets, quarterly | $91,250,000 | 5,064 |
| Volatile liabilities | $10,655,000 | 5,549 |
| Insider loans | $5,125,000 | 1,051 |
| FHLB advances | $8,700,000 | 2,471 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,455,000 | 6,476 |
| Tier 1 (core) risk-based capital | $7,287,000 | 5,817 |
| Tier 2 risk-based capital | $750,000 | 4,520 |
| Total risk weighted assets | $59,550,000 | 5,066 |
| Total unused commitments | $3,455,000 | 6,485 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 22 | 6,121 |
| Assets and Liabilities | ||
| Total Assets: | $91,290,000 | 5,078 |
| Cash and due from depository institutions | $2,844,000 | 6,121 |
| Interest-bearing balances | $112,000 | 5,230 |
| Securities | $17,624,000 | 5,027 |
| Federal funds sold & reverse repurchase agreements | $9,358,000 | 1,708 |
| Net loans & leases | $54,746,000 | 5,081 |
| Loan loss allowance | $1,189,000 | 3,416 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,298,000 | 5,278 |
| Other real estate owned | $0 | 6,121 |
| Goodwill and other intangibles | $3,718,000 | 826 |
| All other assets | $1,702,000 | 4,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,290,000 | 5,078 |
| Total liabilities | $80,537,000 | 5,125 |
| Total deposits | $72,411,000 | 5,232 |
| Interest-bearing deposits | $61,696,000 | 5,209 |
| Deposits held in domestic offices | $72,411,000 | 5,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $847,000 | 2,594 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,700,000 | 2,885 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $579,000 | 4,700 |
| Total equity capital | $10,753,000 | 4,592 |
| Total bank equity capital | $10,753,000 | 4,592 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $9,056,000 | 2,041 |
| Undivided profits | $1,297,000 | 7,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 3,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $850,000 | 3,509 |
| Earning assets | $81,840,000 | 5,141 |
| Long-term assets (5+ years) | $13,133,000 | 4,376 |
| Average Assets, year-to-date | $94,301,670 | 4,882 |
| Average Assets, quarterly | $91,522,000 | 5,025 |
| Volatile liabilities | $9,121,000 | 5,954 |
| Insider loans | $4,423,000 | 1,199 |
| FHLB advances | $6,700,000 | 2,730 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,654,000 | 5,911 |
| Tier 1 (core) risk-based capital | $6,861,000 | 5,974 |
| Tier 2 risk-based capital | $725,000 | 4,584 |
| Total risk weighted assets | $57,462,000 | 5,138 |
| Total unused commitments | $4,654,000 | 5,923 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 23 | 5,963 |
| Assets and Liabilities | ||
| Total Assets: | $91,754,000 | 4,996 |
| Cash and due from depository institutions | $2,992,000 | 5,963 |
| Interest-bearing balances | $122,000 | 5,053 |
| Securities | $18,267,000 | 4,927 |
| Federal funds sold & reverse repurchase agreements | $13,081,000 | 1,261 |
| Net loans & leases | $50,669,000 | 5,285 |
| Loan loss allowance | $1,114,000 | 3,539 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,308,000 | 5,215 |
| Other real estate owned | $0 | 5,963 |
| Goodwill and other intangibles | $3,790,000 | 813 |
| All other assets | $1,647,000 | 5,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,754,000 | 4,996 |
| Total liabilities | $81,268,000 | 5,036 |
| Total deposits | $73,192,000 | 5,163 |
| Interest-bearing deposits | $61,959,000 | 5,168 |
| Deposits held in domestic offices | $73,192,000 | 5,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,070,000 | 2,315 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,700,000 | 2,796 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $306,000 | 6,491 |
| Total equity capital | $10,486,000 | 4,597 |
| Total bank equity capital | $10,486,000 | 4,597 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $9,056,000 | 2,008 |
| Undivided profits | $1,030,000 | 7,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $964,000 | 2,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $790,000 | 3,768 |
| Earning assets | $82,139,000 | 5,081 |
| Long-term assets (5+ years) | $8,667,000 | 5,122 |
| Average Assets, year-to-date | $95,807,500 | 4,828 |
| Average Assets, quarterly | $95,807,500 | 4,828 |
| Volatile liabilities | $9,373,000 | 5,852 |
| Insider loans | $3,878,000 | 1,393 |
| FHLB advances | $6,700,000 | 2,653 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,535,000 | 5,472 |
| Tier 1 (core) risk-based capital | $6,562,000 | 6,072 |
| Tier 2 risk-based capital | $686,000 | 4,687 |
| Total risk weighted assets | $54,306,000 | 5,244 |
| Total unused commitments | $5,535,000 | 5,485 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 23 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $99,861,000 | 4,690 |
| Cash and due from depository institutions | $3,596,000 | 5,964 |
| Interest-bearing balances | $118,000 | 4,976 |
| Securities | $18,542,000 | 4,864 |
| Federal funds sold & reverse repurchase agreements | $17,894,000 | 790 |
| Net loans & leases | $52,643,000 | 5,168 |
| Loan loss allowance | $1,181,000 | 3,306 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,326,000 | 5,186 |
| Other real estate owned | $13,000 | 5,964 |
| Goodwill and other intangibles | $3,863,000 | 781 |
| All other assets | $1,984,000 | 4,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,861,000 | 4,690 |
| Total liabilities | $88,288,000 | 4,730 |
| Total deposits | $81,054,000 | 4,750 |
| Interest-bearing deposits | $70,338,000 | 4,700 |
| Deposits held in domestic offices | $81,054,000 | 4,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 3,177 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,700,000 | 2,830 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $484,000 | 5,316 |
| Total equity capital | $11,573,000 | 4,236 |
| Total bank equity capital | $11,573,000 | 4,236 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $9,056,000 | 1,981 |
| Undivided profits | $2,117,000 | 6,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,163,000 | 2,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,036,000 | 3,108 |
| Earning assets | $89,197,000 | 4,756 |
| Long-term assets (5+ years) | $7,725,000 | 5,313 |
| Average Assets, year-to-date | $95,838,000 | 4,662 |
| Average Assets, quarterly | $95,803,500 | 4,775 |
| Volatile liabilities | $10,812,000 | 5,465 |
| Insider loans | $2,984,000 | 1,779 |
| FHLB advances | $6,700,000 | 2,661 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,668,000 | 5,300 |
| Tier 1 (core) risk-based capital | $7,543,000 | 5,495 |
| Tier 2 risk-based capital | $725,000 | 4,505 |
| Total risk weighted assets | $57,514,000 | 5,056 |
| Total unused commitments | $5,668,000 | 5,304 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 26 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $100,247,000 | 4,554 |
| Cash and due from depository institutions | $3,789,000 | 5,528 |
| Interest-bearing balances | $3,000 | 6,872 |
| Securities | $9,976,000 | 6,529 |
| Federal funds sold & reverse repurchase agreements | $19,877,000 | 701 |
| Net loans & leases | $57,678,000 | 4,800 |
| Loan loss allowance | $2,005,000 | 1,993 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,365,000 | 5,104 |
| Other real estate owned | $321,000 | 5,528 |
| Goodwill and other intangibles | $4,169,000 | 707 |
| All other assets | $3,072,000 | 3,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,247,000 | 4,554 |
| Total liabilities | $90,021,000 | 4,531 |
| Total deposits | $84,382,000 | 4,486 |
| Interest-bearing deposits | $72,488,000 | 4,465 |
| Deposits held in domestic offices | $84,382,000 | 4,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,900,000 | 3,133 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $739,000 | 4,274 |
| Total equity capital | $10,226,000 | 4,422 |
| Total bank equity capital | $10,226,000 | 4,422 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $8,981,000 | 1,906 |
| Undivided profits | $845,000 | 7,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,663,000 | 1,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,098,000 | 1,551 |
| Earning assets | $87,534,000 | 4,681 |
| Long-term assets (5+ years) | $3,256,000 | 6,815 |
| Average Assets, year-to-date | $59,581,600 | 6,176 |
| Average Assets, quarterly | $76,195,000 | 5,477 |
| Volatile liabilities | $14,642,000 | 4,552 |
| Insider loans | $2,215,000 | 2,198 |
| FHLB advances | $4,900,000 | 2,957 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,732,000 | 4,826 |
| Tier 1 (core) risk-based capital | $6,017,000 | 6,236 |
| Tier 2 risk-based capital | $791,000 | 4,055 |
| Total risk weighted assets | $62,036,000 | 4,730 |
| Total unused commitments | $6,732,000 | 4,831 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $49,615,000 | 6,879 |
| Cash and due from depository institutions | $2,857,000 | 7,445 |
| Interest-bearing balances | $6,000 | 6,508 |
| Securities | $9,725,000 | 6,879 |
| Federal funds sold & reverse repurchase agreements | $3,921,000 | 2,884 |
| Net loans & leases | $31,150,000 | 6,693 |
| Loan loss allowance | $590,000 | 5,169 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $918,000 | 6,171 |
| Other real estate owned | $50,000 | 7,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $994,000 | 6,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,615,000 | 6,879 |
| Total liabilities | $45,196,000 | 6,792 |
| Total deposits | $42,084,000 | 6,794 |
| Interest-bearing deposits | $36,373,000 | 6,743 |
| Deposits held in domestic offices | $42,084,000 | 6,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000 | 3,745 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,750,000 | 3,651 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $354,000 | 6,835 |
| Total equity capital | $4,419,000 | 7,542 |
| Total bank equity capital | $4,419,000 | 7,542 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $2,800,000 | 4,532 |
| Undivided profits | $1,219,000 | 7,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $665,000 | 4,073 |
| Earning assets | $44,802,000 | 6,918 |
| Long-term assets (5+ years) | $5,970,000 | 5,664 |
| Average Assets, year-to-date | $48,528,400 | 6,764 |
| Average Assets, quarterly | $48,906,500 | 6,868 |
| Volatile liabilities | $8,005,000 | 6,252 |
| Insider loans | $1,873,000 | 2,465 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,906,000 | 4,610 |
| Tier 1 (core) risk-based capital | $4,355,000 | 7,490 |
| Tier 2 risk-based capital | $418,620 | 5,987 |
| Total risk weighted assets | $33,317,820 | 6,645 |
| Total unused commitments | $6,906,000 | 4,611 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $49,939,000 | 6,906 |
| Cash and due from depository institutions | $3,454,000 | 7,085 |
| Interest-bearing balances | $309,000 | 3,558 |
| Securities | $9,796,000 | 7,141 |
| Federal funds sold & reverse repurchase agreements | $1,688,000 | 4,035 |
| Net loans & leases | $33,010,000 | 6,477 |
| Loan loss allowance | $528,000 | 5,490 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,011,000 | 6,019 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $980,000 | 6,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,939,000 | 6,906 |
| Total liabilities | $46,290,000 | 6,763 |
| Total deposits | $44,611,000 | 6,680 |
| Interest-bearing deposits | $37,944,000 | 6,667 |
| Deposits held in domestic offices | $44,611,000 | 6,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,000 | 4,059 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,300,000 | 4,345 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $323,000 | 6,727 |
| Total equity capital | $3,649,000 | 8,106 |
| Total bank equity capital | $3,649,000 | 8,106 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $2,800,000 | 4,527 |
| Undivided profits | $449,000 | 8,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $635,000 | 3,703 |
| Earning assets | $44,803,000 | 6,962 |
| Long-term assets (5+ years) | $6,675,000 | 5,740 |
| Average Assets, year-to-date | $47,084,600 | 6,958 |
| Average Assets, quarterly | $49,065,000 | 6,929 |
| Volatile liabilities | $8,586,000 | 5,833 |
| Insider loans | $2,713,000 | 1,725 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,867,000 | 3,170 |
| Tier 1 (core) risk-based capital | $3,688,000 | 8,107 |
| Tier 2 risk-based capital | $426,090 | 5,854 |
| Total risk weighted assets | $33,983,490 | 6,557 |
| Total unused commitments | $12,867,000 | 3,173 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $44,608,000 | 7,392 |
| Cash and due from depository institutions | $2,637,000 | 6,706 |
| Interest-bearing balances | $529,000 | 3,434 |
| Securities | $9,863,000 | 7,150 |
| Federal funds sold & reverse repurchase agreements | $1,132,000 | 6,869 |
| Net loans & leases | $28,961,000 | 6,852 |
| Loan loss allowance | $466,000 | 5,856 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,122,000 | 5,617 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $893,000 | 6,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,608,000 | 7,392 |
| Total liabilities | $41,200,000 | 7,249 |
| Total deposits | $39,561,000 | 7,210 |
| Interest-bearing deposits | $33,672,000 | 7,203 |
| Deposits held in domestic offices | $39,561,000 | 7,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000 | 3,208 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,350,000 | 3,573 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $287,000 | 7,615 |
| Total equity capital | $3,408,000 | 8,459 |
| Total bank equity capital | $3,408,000 | 8,459 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $2,600,000 | 4,595 |
| Undivided profits | $408,000 | 9,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 4,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $611,000 | 3,811 |
| Earning assets | $40,485,000 | 7,413 |
| Long-term assets (5+ years) | $7,024,000 | 5,521 |
| Average Assets, year-to-date | $43,599,200 | 7,251 |
| Average Assets, quarterly | $44,279,500 | 7,341 |
| Volatile liabilities | $7,178,000 | 5,974 |
| Insider loans | $2,051,000 | 2,079 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,271,000 | 4,396 |
| Tier 1 (core) risk-based capital | $3,391,000 | 8,360 |
| Tier 2 risk-based capital | $376,490 | 6,214 |
| Total risk weighted assets | $29,847,140 | 6,935 |
| Total unused commitments | $7,271,000 | 4,403 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $42,506,000 | 7,662 |
| Cash and due from depository institutions | $1,979,000 | 6,393 |
| Interest-bearing balances | $214,000 | 3,853 |
| Securities | $10,775,000 | 7,164 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 8,143 |
| Net loans & leases | $27,480,000 | 7,176 |
| Loan loss allowance | $378,000 | 6,763 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,186,000 | 5,449 |
| Other real estate owned | $111,000 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $965,000 | 6,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,506,000 | 7,662 |
| Total liabilities | $38,874,000 | 7,566 |
| Total deposits | $36,438,000 | 7,662 |
| Interest-bearing deposits | $31,595,000 | 7,568 |
| Deposits held in domestic offices | $36,438,000 | 7,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $710,000 | 2,904 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,400,000 | 3,212 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $326,000 | 7,500 |
| Total equity capital | $3,632,000 | 8,375 |
| Total bank equity capital | $3,632,000 | 8,375 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $2,600,000 | 4,578 |
| Undivided profits | $632,000 | 9,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 7,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $617,000 | 3,857 |
| Earning assets | $38,479,000 | 7,711 |
| Long-term assets (5+ years) | $6,891,000 | 5,244 |
| Average Assets, year-to-date | $43,675,200 | 7,384 |
| Average Assets, quarterly | $43,499,500 | 7,538 |
| Volatile liabilities | $8,337,000 | 5,594 |
| Insider loans | $2,559,000 | 1,657 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,451,000 | 5,487 |
| Tier 1 (core) risk-based capital | $3,602,000 | 8,306 |
| Tier 2 risk-based capital | $362,860 | 6,381 |
| Total risk weighted assets | $29,013,260 | 7,138 |
| Total unused commitments | $4,451,000 | 5,491 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $44,485,000 | 7,728 |
| Cash and due from depository institutions | $2,486,000 | 7,260 |
| Interest-bearing balances | $119,000 | 4,412 |
| Securities | $11,127,000 | 7,544 |
| Federal funds sold & reverse repurchase agreements | $5,070,000 | 2,545 |
| Net loans & leases | $23,915,000 | 7,806 |
| Loan loss allowance | $308,000 | 7,764 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $994,000 | 6,022 |
| Other real estate owned | $115,000 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $778,000 | 7,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,485,000 | 7,728 |
| Total liabilities | $40,301,000 | 7,669 |
| Total deposits | $38,645,000 | 7,655 |
| Interest-bearing deposits | $34,292,000 | 7,503 |
| Deposits held in domestic offices | $38,645,000 | 7,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,450,000 | 3,030 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $206,000 | 9,176 |
| Total equity capital | $4,184,000 | 8,016 |
| Total bank equity capital | $4,184,000 | 8,016 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $2,600,000 | 4,643 |
| Undivided profits | $1,184,000 | 8,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $472,000 | 4,928 |
| Earning assets | $40,231,000 | 7,766 |
| Long-term assets (5+ years) | $6,790,000 | 5,128 |
| Average Assets, year-to-date | $43,005,800 | 7,702 |
| Average Assets, quarterly | $43,127,000 | 7,798 |
| Volatile liabilities | $7,434,000 | 5,861 |
| Insider loans | $1,951,000 | 2,167 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,320,000 | 4,942 |
| Tier 1 (core) risk-based capital | $4,194,000 | 7,917 |
| Tier 2 risk-based capital | $308,000 | 7,115 |
| Total risk weighted assets | $27,127,700 | 7,490 |
| Total unused commitments | $5,320,000 | 4,955 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $44,481,000 | 7,913 |
| Cash and due from depository institutions | $1,490,000 | 7,361 |
| Interest-bearing balances | $90,000 | 5,464 |
| Securities | $12,763,000 | 7,351 |
| Federal funds sold & reverse repurchase agreements | $4,370,000 | 3,258 |
| Net loans & leases | $23,911,000 | 7,897 |
| Loan loss allowance | $300,000 | 8,093 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $961,000 | 6,183 |
| Other real estate owned | $120,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $866,000 | 6,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,481,000 | 7,913 |
| Total liabilities | $40,629,000 | 7,828 |
| Total deposits | $38,362,000 | 7,905 |
| Interest-bearing deposits | $33,315,000 | 7,837 |
| Deposits held in domestic offices | $38,362,000 | 7,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,000,000 | 2,360 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $267,000 | 8,742 |
| Total equity capital | $3,852,000 | 8,504 |
| Total bank equity capital | $3,852,000 | 8,504 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $2,200,000 | 5,203 |
| Undivided profits | $1,252,000 | 8,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 10,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $589,000 | 4,062 |
| Earning assets | $41,134,000 | 7,855 |
| Long-term assets (5+ years) | $8,624,000 | 4,410 |
| Average Assets, year-to-date | $41,776,200 | 8,029 |
| Average Assets, quarterly | $42,342,000 | 8,072 |
| Volatile liabilities | $8,197,000 | 5,214 |
| Insider loans | $1,720,000 | 2,467 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,704,000 | 6,653 |
| Tier 1 (core) risk-based capital | $3,801,000 | 8,448 |
| Tier 2 risk-based capital | $300,000 | 7,334 |
| Total risk weighted assets | $27,728,300 | 7,473 |
| Total unused commitments | $2,704,000 | 6,667 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $41,526,000 | 8,388 |
| Cash and due from depository institutions | $2,292,000 | 7,881 |
| Interest-bearing balances | $298,000 | 3,974 |
| Securities | $12,655,000 | 7,833 |
| Federal funds sold & reverse repurchase agreements | $3,940,000 | 2,253 |
| Net loans & leases | $20,560,000 | 8,621 |
| Loan loss allowance | $250,000 | 9,085 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,086,000 | 5,800 |
| Other real estate owned | $207,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $786,000 | 7,780 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,526,000 | 8,388 |
| Total liabilities | $38,147,000 | 8,278 |
| Total deposits | $37,959,000 | 8,085 |
| Interest-bearing deposits | $32,783,000 | 8,026 |
| Deposits held in domestic offices | $37,959,000 | 8,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $188,000 | 9,228 |
| Total equity capital | $3,379,000 | 8,967 |
| Total bank equity capital | $3,379,000 | 8,967 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $979,000 | 9,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 10,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $488,000 | 4,311 |
| Earning assets | $37,453,000 | 8,452 |
| Long-term assets (5+ years) | $6,030,000 | 5,508 |
| Average Assets, year-to-date | $38,480,200 | 8,643 |
| Average Assets, quarterly | $39,562,000 | 8,591 |
| Volatile liabilities | $9,589,000 | 4,482 |
| Insider loans | $1,018,000 | 3,662 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,428,000 | 6,960 |
| Tier 1 (core) risk-based capital | $3,484,000 | 8,930 |
| Tier 2 risk-based capital | $250,000 | 8,254 |
| Total risk weighted assets | $24,549,400 | 8,107 |
| Total unused commitments | $2,428,000 | 6,971 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $38,802,000 | 8,998 |
| Cash and due from depository institutions | $981,000 | 7,348 |
| Interest-bearing balances | $500,000 | 4,284 |
| Securities | $12,347,000 | 8,221 |
| Federal funds sold & reverse repurchase agreements | $4,870,000 | 2,889 |
| Net loans & leases | $19,031,000 | 9,046 |
| Loan loss allowance | $241,000 | 9,521 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $957,000 | 6,310 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $616,000 | 8,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,802,000 | 8,998 |
| Total liabilities | $35,648,000 | 8,905 |
| Total deposits | $35,459,000 | 8,762 |
| Interest-bearing deposits | $31,348,000 | 8,593 |
| Deposits held in domestic offices | $35,459,000 | 8,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $189,000 | 9,503 |
| Total equity capital | $3,154,000 | 9,543 |
| Total bank equity capital | $3,154,000 | 9,543 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $1,600,000 | 6,350 |
| Undivided profits | $1,154,000 | 9,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 10,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $305,000 | 5,995 |
| Earning assets | $36,748,000 | 8,796 |
| Long-term assets (5+ years) | $5,112,000 | 6,342 |
| Average Assets, year-to-date | $35,733,000 | 9,222 |
| Average Assets, quarterly | $37,730,500 | 9,065 |
| Volatile liabilities | $6,419,000 | 5,627 |
| Insider loans | $697,000 | 4,739 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,231,000 | 7,208 |
| Tier 1 (core) risk-based capital | $3,154,000 | 9,487 |
| Tier 2 risk-based capital | $241,000 | 8,531 |
| Total risk weighted assets | $22,146,400 | 8,709 |
| Total unused commitments | $2,231,000 | 7,232 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $33,608,000 | 9,886 |
| Cash and due from depository institutions | $1,707,000 | 8,413 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $11,748,000 | 8,494 |
| Federal funds sold & reverse repurchase agreements | $1,190,000 | 8,256 |
| Net loans & leases | $17,312,000 | 9,548 |
| Loan loss allowance | $150,000 | 11,515 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,018,000 | 6,126 |
| Other real estate owned | $0 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $633,000 | 8,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,608,000 | 9,886 |
| Total liabilities | $30,707,000 | 9,838 |
| Total deposits | $30,552,000 | 9,724 |
| Interest-bearing deposits | $25,907,000 | 9,767 |
| Deposits held in domestic offices | $30,552,000 | 9,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $155,000 | 11,042 |
| Total equity capital | $2,901,000 | 9,915 |
| Total bank equity capital | $2,901,000 | 9,915 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,600,000 | 6,294 |
| Undivided profits | $901,000 | 9,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 10,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $343,000 | 5,823 |
| Earning assets | $30,349,000 | 9,892 |
| Long-term assets (5+ years) | $3,613,000 | 7,488 |
| Average Assets, year-to-date | $32,965,600 | 9,818 |
| Average Assets, quarterly | $33,337,000 | 9,874 |
| Volatile liabilities | $4,303,000 | 7,148 |
| Insider loans | $34,000 | 7,754 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $827,000 | 9,595 |
| Tier 1 (core) risk-based capital | $2,901,000 | 9,850 |
| Tier 2 risk-based capital | $150,000 | 10,647 |
| Total risk weighted assets | $19,902,600 | 9,334 |
| Total unused commitments | $827,000 | 9,623 |
| Derivatives | $0 | 651 |