Home > Merchant Bank of Florida > Income and Expense
Merchant Bank of Florida, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 7,652 |
| Total interest expense | $1,001,000 | 9,105 |
| Net interest income | $2,413,000 | 6,711 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $320,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $2,035,000 | 6,234 |
| Salaries and employee benefits | $969,000 | 6,315 |
| Premises and equipment expense | $350,000 | 5,236 |
| Additional noninterest expense | $716,000 | 6,442 |
| Pre-tax net operating income | $698,000 | 7,377 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $304,000 | 6,031 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $173,000 | 1,116 |
| Net income | $567,000 | 7,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 12,633 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $394,000 | 8,215 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 7,779 |
| Total interest expense | $1,440,000 | 8,703 |
| Net interest income | $2,357,000 | 6,875 |
| Provision for loan and lease losses | $1,532,000 | 1,381 |
| Total noninterest income | $254,000 | 8,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $2,210,000 | 5,899 |
| Salaries and employee benefits | $934,000 | 6,426 |
| Premises and equipment expense | $351,000 | 5,357 |
| Additional noninterest expense | $925,000 | 5,396 |
| Pre-tax net operating income | $-1,131,000 | 13,503 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-231,000 | 13,677 |
| Income before extraordinary items | $-900,000 | 13,526 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-900,000 | 13,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,505,000 | 1,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-900,000 | 13,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.