Home > Mercer County State Bank > Income and Expense
Mercer County State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,060,000 | 1,713 |
| Total interest expense | $5,489,000 | 1,912 |
| Net interest income | $17,571,000 | 1,606 |
| Provision for loan and lease losses | $180,000 | 2,075 |
| Total noninterest income | $3,397,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $976,000 | 1,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,421,000 | 1,443 |
| Total noninterest expense | $14,300,000 | 1,594 |
| Salaries and employee benefits | $8,516,000 | 1,522 |
| Premises and equipment expense | $1,696,000 | 1,397 |
| Additional noninterest expense | $2,421,000 | 1,443 |
| Pre-tax net operating income | $6,488,000 | 1,632 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,022,000 | 1,424 |
| Income before extraordinary items | $5,466,000 | 1,625 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,466,000 | 1,645 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,466,000 | 1,628 |
| Net charge-offs | $549,000 | 720 |
| Cash dividends | $1,600,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,466,000 | 1,658 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,039,000 | 1,697 |
| Total interest expense | $3,939,000 | 1,846 |
| Net interest income | $13,100,000 | 1,628 |
| Provision for loan and lease losses | $200,000 | 1,644 |
| Total noninterest income | $2,556,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $721,000 | 1,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,835,000 | 1,424 |
| Total noninterest expense | $10,694,000 | 1,583 |
| Salaries and employee benefits | $6,416,000 | 1,518 |
| Premises and equipment expense | $1,286,000 | 1,386 |
| Additional noninterest expense | $1,835,000 | 1,424 |
| Pre-tax net operating income | $4,762,000 | 1,712 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $746,000 | 1,483 |
| Income before extraordinary items | $4,016,000 | 1,713 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,016,000 | 1,727 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,016,000 | 1,713 |
| Net charge-offs | $320,000 | 705 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,016,000 | 1,738 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,155,000 | 1,690 |
| Total interest expense | $2,458,000 | 1,777 |
| Net interest income | $8,697,000 | 1,639 |
| Provision for loan and lease losses | $200,000 | 1,332 |
| Total noninterest income | $1,639,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $460,000 | 1,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,179,000 | 1,386 |
| Total noninterest expense | $7,060,000 | 1,578 |
| Salaries and employee benefits | $4,215,000 | 1,530 |
| Premises and equipment expense | $848,000 | 1,385 |
| Additional noninterest expense | $1,179,000 | 1,385 |
| Pre-tax net operating income | $3,076,000 | 1,730 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $477,000 | 1,525 |
| Income before extraordinary items | $2,599,000 | 1,741 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,599,000 | 1,761 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,599,000 | 1,741 |
| Net charge-offs | $332,000 | 535 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,599,000 | 1,750 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,441,000 | 1,706 |
| Total interest expense | $1,148,000 | 1,678 |
| Net interest income | $4,293,000 | 1,673 |
| Provision for loan and lease losses | $120,000 | 1,169 |
| Total noninterest income | $847,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $228,000 | 1,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 1,333 |
| Total noninterest expense | $3,540,000 | 1,592 |
| Salaries and employee benefits | $2,116,000 | 1,557 |
| Premises and equipment expense | $426,000 | 1,414 |
| Additional noninterest expense | $619,000 | 1,333 |
| Pre-tax net operating income | $1,480,000 | 1,808 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $225,000 | 1,596 |
| Income before extraordinary items | $1,255,000 | 1,795 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,255,000 | 1,796 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,255,000 | 1,795 |
| Net charge-offs | $82,000 | 650 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,255,000 | 1,816 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,846,000 | 1,581 |
| Total interest expense | $1,807,000 | 1,709 |
| Net interest income | $18,039,000 | 1,559 |
| Provision for loan and lease losses | $485,000 | 1,246 |
| Total noninterest income | $3,233,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $967,000 | 1,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,266,000 | 1,507 |
| Total noninterest expense | $13,728,000 | 1,602 |
| Salaries and employee benefits | $8,255,000 | 1,521 |
| Premises and equipment expense | $1,560,000 | 1,494 |
| Additional noninterest expense | $2,266,000 | 1,507 |
| Pre-tax net operating income | $7,059,000 | 1,634 |
| Securities gains (losses) | $-76,000 | 3,836 |
| Applicable income taxes | $1,085,000 | 1,488 |
| Income before extraordinary items | $5,898,000 | 1,644 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,898,000 | 1,641 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,898,000 | 1,643 |
| Net charge-offs | $71,000 | 1,391 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,961,840 | 1,663 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,467,000 | 1,573 |
| Total interest expense | $1,081,000 | 1,670 |
| Net interest income | $13,386,000 | 1,558 |
| Provision for loan and lease losses | $415,000 | 1,070 |
| Total noninterest income | $2,405,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $723,000 | 1,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,682,000 | 1,542 |
| Total noninterest expense | $9,953,000 | 1,630 |
| Salaries and employee benefits | $5,918,000 | 1,598 |
| Premises and equipment expense | $1,200,000 | 1,474 |
| Additional noninterest expense | $1,682,000 | 1,542 |
| Pre-tax net operating income | $5,423,000 | 1,599 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $853,000 | 1,460 |
| Income before extraordinary items | $4,570,000 | 1,592 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,570,000 | 1,592 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,570,000 | 1,592 |
| Net charge-offs | $55,000 | 1,177 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,570,000 | 1,620 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 1,562 |
| Total interest expense | $664,000 | 1,591 |
| Net interest income | $8,692,000 | 1,544 |
| Provision for loan and lease losses | $210,000 | 1,113 |
| Total noninterest income | $1,590,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $457,000 | 1,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,133,000 | 1,549 |
| Total noninterest expense | $6,409,000 | 1,661 |
| Salaries and employee benefits | $3,775,000 | 1,631 |
| Premises and equipment expense | $804,000 | 1,459 |
| Additional noninterest expense | $1,830,000 | 1,715 |
| Pre-tax net operating income | $3,663,000 | 1,500 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $580,000 | 1,377 |
| Income before extraordinary items | $3,083,000 | 1,500 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,083,000 | 1,499 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,083,000 | 1,500 |
| Net charge-offs | $48,000 | 982 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,083,000 | 1,536 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 1,570 |
| Total interest expense | $334,000 | 1,523 |
| Net interest income | $4,174,000 | 1,551 |
| Provision for loan and lease losses | $105,000 | 941 |
| Total noninterest income | $802,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $219,000 | 1,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $583,000 | 1,532 |
| Total noninterest expense | $3,205,000 | 1,655 |
| Salaries and employee benefits | $1,850,000 | 1,660 |
| Premises and equipment expense | $416,000 | 1,417 |
| Additional noninterest expense | $939,000 | 1,649 |
| Pre-tax net operating income | $1,666,000 | 1,520 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $258,000 | 1,426 |
| Income before extraordinary items | $1,408,000 | 1,514 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,408,000 | 1,513 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,408,000 | 1,514 |
| Net charge-offs | $50,000 | 676 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,408,000 | 1,532 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $18,883,000 | 1,550 |
| Total interest expense | $1,764,000 | 1,464 |
| Net interest income | $17,119,000 | 1,554 |
| Provision for loan and lease losses | $375,000 | 1,245 |
| Total noninterest income | $3,258,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $797,000 | 1,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,461,000 | 1,698 |
| Total noninterest expense | $13,075,000 | 1,627 |
| Salaries and employee benefits | $7,711,000 | 1,602 |
| Premises and equipment expense | $1,598,000 | 1,443 |
| Additional noninterest expense | $3,766,000 | 1,659 |
| Pre-tax net operating income | $6,927,000 | 1,650 |
| Securities gains (losses) | $17,000 | 1,564 |
| Applicable income taxes | $1,097,000 | 1,538 |
| Income before extraordinary items | $5,847,000 | 1,690 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,847,000 | 1,689 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,847,000 | 1,690 |
| Net charge-offs | $22,000 | 2,033 |
| Cash dividends | $1,500,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,832,720 | 1,662 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,059,000 | 1,590 |
| Total interest expense | $1,399,000 | 1,478 |
| Net interest income | $12,660,000 | 1,597 |
| Provision for loan and lease losses | $270,000 | 1,230 |
| Total noninterest income | $2,447,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $572,000 | 1,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,875,000 | 1,736 |
| Total noninterest expense | $9,379,000 | 1,692 |
| Salaries and employee benefits | $5,736,000 | 1,621 |
| Premises and equipment expense | $1,175,000 | 1,487 |
| Additional noninterest expense | $2,468,000 | 1,848 |
| Pre-tax net operating income | $5,458,000 | 1,659 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $885,000 | 1,564 |
| Income before extraordinary items | $4,573,000 | 1,711 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,573,000 | 1,709 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,573,000 | 1,711 |
| Net charge-offs | $14,000 | 1,869 |
| Cash dividends | $500,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,573,000 | 1,683 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,137,000 | 1,611 |
| Total interest expense | $973,000 | 1,491 |
| Net interest income | $8,164,000 | 1,626 |
| Provision for loan and lease losses | $180,000 | 1,246 |
| Total noninterest income | $1,632,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $358,000 | 1,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,274,000 | 1,664 |
| Total noninterest expense | $6,092,000 | 1,714 |
| Salaries and employee benefits | $3,778,000 | 1,626 |
| Premises and equipment expense | $759,000 | 1,528 |
| Additional noninterest expense | $1,555,000 | 1,906 |
| Pre-tax net operating income | $3,524,000 | 1,668 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $569,000 | 1,565 |
| Income before extraordinary items | $2,955,000 | 1,726 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,955,000 | 1,726 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,955,000 | 1,726 |
| Net charge-offs | $4,000 | 1,958 |
| Cash dividends | $500,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,955,000 | 1,698 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 1,639 |
| Total interest expense | $512,000 | 1,496 |
| Net interest income | $3,989,000 | 1,648 |
| Provision for loan and lease losses | $90,000 | 1,312 |
| Total noninterest income | $783,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $179,000 | 1,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $604,000 | 1,723 |
| Total noninterest expense | $3,021,000 | 1,712 |
| Salaries and employee benefits | $1,831,000 | 1,660 |
| Premises and equipment expense | $397,000 | 1,493 |
| Additional noninterest expense | $793,000 | 1,849 |
| Pre-tax net operating income | $1,661,000 | 1,735 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $266,000 | 1,602 |
| Income before extraordinary items | $1,395,000 | 1,803 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,395,000 | 1,803 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,395,000 | 1,803 |
| Net charge-offs | $12,000 | 1,315 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,395,000 | 1,763 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,750,000 | 1,651 |
| Total interest expense | $2,755,000 | 1,593 |
| Net interest income | $14,995,000 | 1,657 |
| Provision for loan and lease losses | $225,000 | 2,934 |
| Total noninterest income | $3,096,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $671,000 | 1,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,425,000 | 1,617 |
| Total noninterest expense | $12,474,000 | 1,654 |
| Salaries and employee benefits | $7,565,000 | 1,588 |
| Premises and equipment expense | $1,546,000 | 1,481 |
| Additional noninterest expense | $3,363,000 | 1,759 |
| Pre-tax net operating income | $5,392,000 | 1,689 |
| Securities gains (losses) | $233,000 | 959 |
| Applicable income taxes | $804,000 | 1,603 |
| Income before extraordinary items | $4,821,000 | 1,672 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,821,000 | 1,672 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,821,000 | 1,672 |
| Net charge-offs | $75,000 | 2,176 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,620,620 | 1,694 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,244,000 | 1,665 |
| Total interest expense | $2,167,000 | 1,617 |
| Net interest income | $11,077,000 | 1,662 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $2,332,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $493,000 | 1,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,839,000 | 1,569 |
| Total noninterest expense | $9,051,000 | 1,677 |
| Salaries and employee benefits | $5,570,000 | 1,589 |
| Premises and equipment expense | $1,169,000 | 1,475 |
| Additional noninterest expense | $2,312,000 | 1,865 |
| Pre-tax net operating income | $4,208,000 | 1,612 |
| Securities gains (losses) | $221,000 | 839 |
| Applicable income taxes | $643,000 | 1,530 |
| Income before extraordinary items | $3,786,000 | 1,580 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,786,000 | 1,580 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,786,000 | 1,581 |
| Net charge-offs | $73,000 | 1,849 |
| Cash dividends | $750,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,598,150 | 1,622 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 1,679 |
| Total interest expense | $1,526,000 | 1,629 |
| Net interest income | $7,306,000 | 1,682 |
| Provision for loan and lease losses | $75,000 | 3,188 |
| Total noninterest income | $1,277,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $344,000 | 1,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $933,000 | 1,739 |
| Total noninterest expense | $6,052,000 | 1,668 |
| Salaries and employee benefits | $3,688,000 | 1,594 |
| Premises and equipment expense | $761,000 | 1,492 |
| Additional noninterest expense | $1,603,000 | 1,790 |
| Pre-tax net operating income | $2,456,000 | 1,724 |
| Securities gains (losses) | $214,000 | 676 |
| Applicable income taxes | $401,000 | 1,531 |
| Income before extraordinary items | $2,269,000 | 1,661 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,269,000 | 1,662 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,269,000 | 1,662 |
| Net charge-offs | $65,000 | 1,580 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,087,100 | 1,736 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 1,690 |
| Total interest expense | $801,000 | 1,683 |
| Net interest income | $3,566,000 | 1,681 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $762,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $207,000 | 1,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 1,420 |
| Total noninterest expense | $3,154,000 | 1,623 |
| Salaries and employee benefits | $1,772,000 | 1,659 |
| Premises and equipment expense | $388,000 | 1,476 |
| Additional noninterest expense | $994,000 | 1,524 |
| Pre-tax net operating income | $1,174,000 | 1,613 |
| Securities gains (losses) | $5,000 | 1,450 |
| Applicable income taxes | $169,000 | 1,529 |
| Income before extraordinary items | $1,010,000 | 1,653 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,010,000 | 1,654 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,010,000 | 1,654 |
| Net charge-offs | $19,000 | 1,620 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,005,700 | 1,627 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,825,000 | 1,755 |
| Total interest expense | $3,204,000 | 1,724 |
| Net interest income | $13,621,000 | 1,746 |
| Provision for loan and lease losses | $315,000 | 1,907 |
| Total noninterest income | $3,023,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $871,000 | 1,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,152,000 | 1,472 |
| Total noninterest expense | $11,920,000 | 1,660 |
| Salaries and employee benefits | $6,908,000 | 1,654 |
| Premises and equipment expense | $1,517,000 | 1,484 |
| Additional noninterest expense | $3,495,000 | 1,677 |
| Pre-tax net operating income | $4,409,000 | 1,923 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $608,000 | 1,828 |
| Income before extraordinary items | $3,809,000 | 1,951 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,809,000 | 1,952 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,809,000 | 1,953 |
| Net charge-offs | $13,000 | 3,248 |
| Cash dividends | $3,700,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,802,120 | 1,923 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,609,000 | 1,784 |
| Total interest expense | $2,360,000 | 1,753 |
| Net interest income | $10,249,000 | 1,761 |
| Provision for loan and lease losses | $315,000 | 1,553 |
| Total noninterest income | $2,284,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $652,000 | 1,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,632,000 | 1,458 |
| Total noninterest expense | $8,783,000 | 1,693 |
| Salaries and employee benefits | $5,160,000 | 1,662 |
| Premises and equipment expense | $1,152,000 | 1,488 |
| Additional noninterest expense | $2,471,000 | 1,775 |
| Pre-tax net operating income | $3,435,000 | 1,933 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $493,000 | 1,807 |
| Income before extraordinary items | $2,944,000 | 1,963 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,944,000 | 1,963 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,944,000 | 1,964 |
| Net charge-offs | $-3,000 | 4,153 |
| Cash dividends | $1,700,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,942,280 | 1,933 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,274,000 | 1,803 |
| Total interest expense | $1,519,000 | 1,776 |
| Net interest income | $6,755,000 | 1,787 |
| Provision for loan and lease losses | $210,000 | 1,506 |
| Total noninterest income | $1,347,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $429,000 | 1,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $918,000 | 1,568 |
| Total noninterest expense | $5,753,000 | 1,723 |
| Salaries and employee benefits | $3,436,000 | 1,665 |
| Premises and equipment expense | $798,000 | 1,443 |
| Additional noninterest expense | $1,519,000 | 1,914 |
| Pre-tax net operating income | $2,139,000 | 2,015 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $285,000 | 1,902 |
| Income before extraordinary items | $1,856,000 | 2,020 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,856,000 | 2,018 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,856,000 | 2,020 |
| Net charge-offs | $-10,000 | 4,479 |
| Cash dividends | $1,700,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,854,260 | 1,999 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 1,836 |
| Total interest expense | $731,000 | 1,790 |
| Net interest income | $3,319,000 | 1,820 |
| Provision for loan and lease losses | $105,000 | 1,424 |
| Total noninterest income | $632,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $208,000 | 1,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 1,614 |
| Total noninterest expense | $2,849,000 | 1,741 |
| Salaries and employee benefits | $1,700,000 | 1,699 |
| Premises and equipment expense | $418,000 | 1,399 |
| Additional noninterest expense | $731,000 | 1,962 |
| Pre-tax net operating income | $997,000 | 2,060 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $127,000 | 1,975 |
| Income before extraordinary items | $870,000 | 2,073 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $870,000 | 2,072 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $870,000 | 2,072 |
| Net charge-offs | $21,000 | 1,669 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $870,000 | 2,054 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,657,000 | 1,807 |
| Total interest expense | $2,583,000 | 1,603 |
| Net interest income | $13,074,000 | 1,806 |
| Provision for loan and lease losses | $435,000 | 1,584 |
| Total noninterest income | $2,862,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $912,000 | 1,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,950,000 | 1,518 |
| Total noninterest expense | $11,440,000 | 1,693 |
| Salaries and employee benefits | $6,766,000 | 1,649 |
| Premises and equipment expense | $1,516,000 | 1,486 |
| Additional noninterest expense | $3,158,000 | 1,828 |
| Pre-tax net operating income | $4,061,000 | 2,087 |
| Securities gains (losses) | $-94,000 | 4,995 |
| Applicable income taxes | $477,000 | 2,027 |
| Income before extraordinary items | $3,490,000 | 2,091 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,490,000 | 2,089 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,490,000 | 2,090 |
| Net charge-offs | $149,000 | 1,864 |
| Cash dividends | $3,200,000 | 1,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,572,720 | 2,049 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,515,000 | 1,816 |
| Total interest expense | $1,856,000 | 1,586 |
| Net interest income | $9,659,000 | 1,828 |
| Provision for loan and lease losses | $270,000 | 1,667 |
| Total noninterest income | $2,113,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $684,000 | 1,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,429,000 | 1,560 |
| Total noninterest expense | $8,593,000 | 1,685 |
| Salaries and employee benefits | $5,047,000 | 1,668 |
| Premises and equipment expense | $1,148,000 | 1,480 |
| Additional noninterest expense | $2,398,000 | 1,811 |
| Pre-tax net operating income | $2,909,000 | 2,165 |
| Securities gains (losses) | $42,000 | 452 |
| Applicable income taxes | $370,000 | 2,052 |
| Income before extraordinary items | $2,581,000 | 2,126 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,581,000 | 2,124 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,581,000 | 2,125 |
| Net charge-offs | $88,000 | 1,829 |
| Cash dividends | $1,500,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,544,460 | 2,145 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 1,819 |
| Total interest expense | $1,187,000 | 1,554 |
| Net interest income | $6,363,000 | 1,845 |
| Provision for loan and lease losses | $180,000 | 1,601 |
| Total noninterest income | $1,428,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $449,000 | 1,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $979,000 | 1,539 |
| Total noninterest expense | $5,794,000 | 1,675 |
| Salaries and employee benefits | $3,414,000 | 1,652 |
| Premises and equipment expense | $779,000 | 1,468 |
| Additional noninterest expense | $1,601,000 | 1,817 |
| Pre-tax net operating income | $1,817,000 | 2,231 |
| Securities gains (losses) | $45,000 | 351 |
| Applicable income taxes | $221,000 | 2,128 |
| Income before extraordinary items | $1,641,000 | 2,168 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,641,000 | 2,165 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,641,000 | 2,167 |
| Net charge-offs | $69,000 | 1,549 |
| Cash dividends | $1,500,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,601,400 | 2,200 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 1,828 |
| Total interest expense | $584,000 | 1,521 |
| Net interest income | $3,131,000 | 1,869 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $757,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $222,000 | 1,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 1,427 |
| Total noninterest expense | $2,927,000 | 1,670 |
| Salaries and employee benefits | $1,718,000 | 1,657 |
| Premises and equipment expense | $388,000 | 1,492 |
| Additional noninterest expense | $821,000 | 1,773 |
| Pre-tax net operating income | $871,000 | 2,243 |
| Securities gains (losses) | $44,000 | 241 |
| Applicable income taxes | $111,000 | 2,080 |
| Income before extraordinary items | $804,000 | 2,164 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $804,000 | 2,163 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $804,000 | 2,164 |
| Net charge-offs | $15,000 | 1,795 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $765,280 | 2,220 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,246,000 | 1,856 |
| Total interest expense | $1,977,000 | 1,556 |
| Net interest income | $12,269,000 | 1,871 |
| Provision for loan and lease losses | $400,000 | 1,645 |
| Total noninterest income | $2,999,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $900,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,099,000 | 1,484 |
| Total noninterest expense | $11,514,000 | 1,666 |
| Salaries and employee benefits | $6,779,000 | 1,638 |
| Premises and equipment expense | $1,370,000 | 1,645 |
| Additional noninterest expense | $3,365,000 | 1,771 |
| Pre-tax net operating income | $3,354,000 | 2,300 |
| Securities gains (losses) | $192,000 | 411 |
| Applicable income taxes | $741,000 | 2,125 |
| Income before extraordinary items | $2,805,000 | 2,165 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,806,000 | 2,162 |
| Minority interest net income | $-1,000 | 5,655 |
| Net income of bank and minority interests. | $2,805,000 | 2,165 |
| Net charge-offs | $497,000 | 1,095 |
| Cash dividends | $1,784,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,653,320 | 2,216 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,553,000 | 1,876 |
| Total interest expense | $1,436,000 | 1,571 |
| Net interest income | $9,117,000 | 1,896 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $2,212,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $665,000 | 1,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,547,000 | 1,516 |
| Total noninterest expense | $8,532,000 | 1,691 |
| Salaries and employee benefits | $5,061,000 | 1,650 |
| Premises and equipment expense | $1,009,000 | 1,679 |
| Additional noninterest expense | $2,462,000 | 1,808 |
| Pre-tax net operating income | $2,547,000 | 2,338 |
| Securities gains (losses) | $86,000 | 643 |
| Applicable income taxes | $486,000 | 2,095 |
| Income before extraordinary items | $2,147,000 | 2,279 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,148,000 | 2,276 |
| Minority interest net income | $-1,000 | 5,724 |
| Net income of bank and minority interests. | $2,147,000 | 2,280 |
| Net charge-offs | $78,000 | 2,126 |
| Cash dividends | $242,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,076,480 | 2,317 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,930,000 | 1,883 |
| Total interest expense | $923,000 | 1,572 |
| Net interest income | $6,007,000 | 1,901 |
| Provision for loan and lease losses | $100,000 | 2,230 |
| Total noninterest income | $1,408,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $435,000 | 1,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $973,000 | 1,569 |
| Total noninterest expense | $5,662,000 | 1,705 |
| Salaries and employee benefits | $3,355,000 | 1,661 |
| Premises and equipment expense | $674,000 | 1,687 |
| Additional noninterest expense | $1,633,000 | 1,800 |
| Pre-tax net operating income | $1,653,000 | 2,331 |
| Securities gains (losses) | $86,000 | 466 |
| Applicable income taxes | $320,000 | 2,087 |
| Income before extraordinary items | $1,419,000 | 2,240 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,421,000 | 2,238 |
| Minority interest net income | $-2,000 | 5,774 |
| Net income of bank and minority interests. | $1,419,000 | 2,240 |
| Net charge-offs | $18,000 | 2,639 |
| Cash dividends | $242,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,348,480 | 2,309 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 1,914 |
| Total interest expense | $445,000 | 1,604 |
| Net interest income | $2,935,000 | 1,934 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $693,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $215,000 | 1,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 1,566 |
| Total noninterest expense | $2,871,000 | 1,713 |
| Salaries and employee benefits | $1,692,000 | 1,662 |
| Premises and equipment expense | $341,000 | 1,684 |
| Additional noninterest expense | $838,000 | 1,772 |
| Pre-tax net operating income | $707,000 | 2,518 |
| Securities gains (losses) | $63,000 | 298 |
| Applicable income taxes | $127,000 | 2,260 |
| Income before extraordinary items | $643,000 | 2,331 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $644,000 | 2,327 |
| Minority interest net income | $-1,000 | 5,841 |
| Net income of bank and minority interests. | $643,000 | 2,331 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $590,080 | 2,460 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,389,000 | 1,888 |
| Total interest expense | $1,783,000 | 1,554 |
| Net interest income | $11,606,000 | 1,918 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $3,008,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $941,000 | 1,274 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,067,000 | 1,566 |
| Total noninterest expense | $11,047,000 | 1,734 |
| Salaries and employee benefits | $6,594,000 | 1,648 |
| Premises and equipment expense | $1,232,000 | 1,820 |
| Additional noninterest expense | $3,221,000 | 1,853 |
| Pre-tax net operating income | $3,367,000 | 2,190 |
| Securities gains (losses) | $162,000 | 1,000 |
| Applicable income taxes | $536,000 | 2,208 |
| Income before extraordinary items | $2,993,000 | 2,125 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,993,000 | 2,123 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,993,000 | 2,124 |
| Net charge-offs | $82,000 | 2,771 |
| Cash dividends | $1,040,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,855,300 | 2,129 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,000,000 | 1,896 |
| Total interest expense | $1,329,000 | 1,563 |
| Net interest income | $8,671,000 | 1,930 |
| Provision for loan and lease losses | $175,000 | 2,207 |
| Total noninterest income | $2,309,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $712,000 | 1,256 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,597,000 | 1,523 |
| Total noninterest expense | $8,096,000 | 1,771 |
| Salaries and employee benefits | $4,916,000 | 1,647 |
| Premises and equipment expense | $921,000 | 1,832 |
| Additional noninterest expense | $2,259,000 | 1,957 |
| Pre-tax net operating income | $2,709,000 | 2,112 |
| Securities gains (losses) | $176,000 | 876 |
| Applicable income taxes | $477,000 | 2,094 |
| Income before extraordinary items | $2,408,000 | 2,001 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,408,000 | 2,001 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,408,000 | 2,001 |
| Net charge-offs | $74,000 | 2,304 |
| Cash dividends | $520,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,261,920 | 2,071 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 1,909 |
| Total interest expense | $867,000 | 1,589 |
| Net interest income | $5,757,000 | 1,940 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $1,558,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $459,000 | 1,287 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,099,000 | 1,454 |
| Total noninterest expense | $5,334,000 | 1,796 |
| Salaries and employee benefits | $3,199,000 | 1,684 |
| Premises and equipment expense | $608,000 | 1,855 |
| Additional noninterest expense | $1,527,000 | 1,944 |
| Pre-tax net operating income | $1,881,000 | 2,044 |
| Securities gains (losses) | $95,000 | 1,000 |
| Applicable income taxes | $351,000 | 1,989 |
| Income before extraordinary items | $1,625,000 | 1,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,625,000 | 1,973 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,625,000 | 1,973 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $520,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,547,100 | 2,008 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 1,921 |
| Total interest expense | $423,000 | 1,621 |
| Net interest income | $2,865,000 | 1,946 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $702,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $225,000 | 1,297 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $477,000 | 1,556 |
| Total noninterest expense | $2,685,000 | 1,789 |
| Salaries and employee benefits | $1,613,000 | 1,690 |
| Premises and equipment expense | $294,000 | 1,904 |
| Additional noninterest expense | $778,000 | 1,904 |
| Pre-tax net operating income | $807,000 | 2,256 |
| Securities gains (losses) | $11,000 | 1,476 |
| Applicable income taxes | $141,000 | 2,160 |
| Income before extraordinary items | $677,000 | 2,254 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $677,000 | 2,254 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $677,000 | 2,254 |
| Net charge-offs | $45,000 | 1,498 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $667,870 | 2,223 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,938,000 | 1,898 |
| Total interest expense | $1,553,000 | 1,723 |
| Net interest income | $11,385,000 | 1,901 |
| Provision for loan and lease losses | $200,000 | 2,306 |
| Total noninterest income | $2,890,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $985,000 | 1,239 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,905,000 | 1,580 |
| Total noninterest expense | $10,471,000 | 1,807 |
| Salaries and employee benefits | $6,353,000 | 1,664 |
| Premises and equipment expense | $1,228,000 | 1,848 |
| Additional noninterest expense | $2,890,000 | 2,079 |
| Pre-tax net operating income | $3,604,000 | 2,027 |
| Securities gains (losses) | $299,000 | 558 |
| Applicable income taxes | $765,000 | 1,845 |
| Income before extraordinary items | $3,138,000 | 1,973 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,138,000 | 1,974 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,138,000 | 1,975 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $970,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,898,800 | 2,064 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,587,000 | 1,937 |
| Total interest expense | $1,154,000 | 1,761 |
| Net interest income | $8,433,000 | 1,944 |
| Provision for loan and lease losses | $100,000 | 2,641 |
| Total noninterest income | $2,145,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $734,000 | 1,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,411,000 | 1,601 |
| Total noninterest expense | $7,843,000 | 1,821 |
| Salaries and employee benefits | $4,764,000 | 1,664 |
| Premises and equipment expense | $901,000 | 1,902 |
| Additional noninterest expense | $2,178,000 | 2,050 |
| Pre-tax net operating income | $2,635,000 | 2,117 |
| Securities gains (losses) | $159,000 | 768 |
| Applicable income taxes | $525,000 | 1,975 |
| Income before extraordinary items | $2,269,000 | 2,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,269,000 | 2,052 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,269,000 | 2,052 |
| Net charge-offs | $77,000 | 2,402 |
| Cash dividends | $505,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,140,210 | 2,103 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 1,943 |
| Total interest expense | $734,000 | 1,830 |
| Net interest income | $5,614,000 | 1,944 |
| Provision for loan and lease losses | $75,000 | 2,511 |
| Total noninterest income | $1,428,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $468,000 | 1,281 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $960,000 | 1,604 |
| Total noninterest expense | $5,205,000 | 1,828 |
| Salaries and employee benefits | $3,148,000 | 1,686 |
| Premises and equipment expense | $627,000 | 1,838 |
| Additional noninterest expense | $1,430,000 | 2,087 |
| Pre-tax net operating income | $1,762,000 | 2,082 |
| Securities gains (losses) | $159,000 | 624 |
| Applicable income taxes | $399,000 | 1,851 |
| Income before extraordinary items | $1,522,000 | 2,022 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,522,000 | 2,024 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,522,000 | 2,024 |
| Net charge-offs | $66,000 | 2,089 |
| Cash dividends | $505,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,396,390 | 2,121 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 1,882 |
| Total interest expense | $365,000 | 1,842 |
| Net interest income | $2,947,000 | 1,868 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $660,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $232,000 | 1,267 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $428,000 | 1,688 |
| Total noninterest expense | $2,610,000 | 1,821 |
| Salaries and employee benefits | $1,592,000 | 1,676 |
| Premises and equipment expense | $319,000 | 1,830 |
| Additional noninterest expense | $699,000 | 2,107 |
| Pre-tax net operating income | $947,000 | 1,947 |
| Securities gains (losses) | $104,000 | 577 |
| Applicable income taxes | $231,000 | 1,672 |
| Income before extraordinary items | $820,000 | 1,891 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $820,000 | 1,893 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $820,000 | 1,893 |
| Net charge-offs | $20,000 | 2,118 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $738,880 | 1,983 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,125,000 | 1,897 |
| Total interest expense | $1,473,000 | 1,916 |
| Net interest income | $11,652,000 | 1,872 |
| Provision for loan and lease losses | $250,000 | 2,195 |
| Total noninterest income | $2,863,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,071,000 | 1,213 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,792,000 | 1,587 |
| Total noninterest expense | $10,424,000 | 1,824 |
| Salaries and employee benefits | $6,110,000 | 1,694 |
| Premises and equipment expense | $1,238,000 | 1,873 |
| Additional noninterest expense | $3,076,000 | 1,994 |
| Pre-tax net operating income | $3,841,000 | 1,896 |
| Securities gains (losses) | $201,000 | 801 |
| Applicable income taxes | $860,000 | 1,703 |
| Income before extraordinary items | $3,182,000 | 1,913 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,182,000 | 1,912 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,182,000 | 1,911 |
| Net charge-offs | $129,000 | 2,931 |
| Cash dividends | $880,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,023,210 | 1,968 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 1,926 |
| Total interest expense | $1,098,000 | 1,958 |
| Net interest income | $8,663,000 | 1,897 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $2,128,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $794,000 | 1,239 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,334,000 | 1,595 |
| Total noninterest expense | $7,794,000 | 1,825 |
| Salaries and employee benefits | $4,527,000 | 1,715 |
| Premises and equipment expense | $911,000 | 1,907 |
| Additional noninterest expense | $2,356,000 | 1,955 |
| Pre-tax net operating income | $2,897,000 | 1,912 |
| Securities gains (losses) | $194,000 | 650 |
| Applicable income taxes | $668,000 | 1,700 |
| Income before extraordinary items | $2,423,000 | 1,890 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,423,000 | 1,890 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,423,000 | 1,889 |
| Net charge-offs | $43,000 | 3,370 |
| Cash dividends | $430,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,271,680 | 1,958 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,233,000 | 1,980 |
| Total interest expense | $717,000 | 2,004 |
| Net interest income | $5,516,000 | 1,954 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $1,374,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $512,000 | 1,251 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $862,000 | 1,611 |
| Total noninterest expense | $5,049,000 | 1,873 |
| Salaries and employee benefits | $2,961,000 | 1,744 |
| Premises and equipment expense | $618,000 | 1,892 |
| Additional noninterest expense | $1,470,000 | 2,056 |
| Pre-tax net operating income | $1,766,000 | 2,003 |
| Securities gains (losses) | $159,000 | 564 |
| Applicable income taxes | $405,000 | 1,748 |
| Income before extraordinary items | $1,520,000 | 1,958 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,520,000 | 1,962 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,520,000 | 1,961 |
| Net charge-offs | $42,000 | 2,932 |
| Cash dividends | $430,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,394,390 | 2,041 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 2,001 |
| Total interest expense | $360,000 | 2,026 |
| Net interest income | $2,713,000 | 1,975 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $634,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $249,000 | 1,276 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $385,000 | 1,707 |
| Total noninterest expense | $2,493,000 | 1,900 |
| Salaries and employee benefits | $1,484,000 | 1,749 |
| Premises and equipment expense | $303,000 | 1,968 |
| Additional noninterest expense | $706,000 | 2,131 |
| Pre-tax net operating income | $804,000 | 2,088 |
| Securities gains (losses) | $115,000 | 394 |
| Applicable income taxes | $186,000 | 1,799 |
| Income before extraordinary items | $733,000 | 1,938 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $733,000 | 1,941 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $733,000 | 1,941 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $641,000 | 2,112 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,551,000 | 1,972 |
| Total interest expense | $1,937,000 | 1,755 |
| Net interest income | $10,614,000 | 1,993 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $2,917,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,083,000 | 1,254 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,834,000 | 1,619 |
| Total noninterest expense | $10,152,000 | 1,870 |
| Salaries and employee benefits | $6,075,000 | 1,686 |
| Premises and equipment expense | $1,175,000 | 1,956 |
| Additional noninterest expense | $2,902,000 | 2,148 |
| Pre-tax net operating income | $3,229,000 | 2,052 |
| Securities gains (losses) | $324,000 | 660 |
| Applicable income taxes | $701,000 | 1,813 |
| Income before extraordinary items | $2,852,000 | 1,970 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,852,000 | 1,973 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,852,000 | 1,974 |
| Net charge-offs | $196,000 | 3,036 |
| Cash dividends | $850,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,592,800 | 2,086 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 1,983 |
| Total interest expense | $1,541,000 | 1,705 |
| Net interest income | $7,860,000 | 2,018 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $2,235,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $805,000 | 1,269 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,430,000 | 1,607 |
| Total noninterest expense | $7,572,000 | 1,883 |
| Salaries and employee benefits | $4,573,000 | 1,698 |
| Premises and equipment expense | $876,000 | 1,975 |
| Additional noninterest expense | $2,123,000 | 2,188 |
| Pre-tax net operating income | $2,423,000 | 2,119 |
| Securities gains (losses) | $315,000 | 609 |
| Applicable income taxes | $547,000 | 1,824 |
| Income before extraordinary items | $2,191,000 | 1,976 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,191,000 | 1,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,191,000 | 1,982 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,939,000 | 2,124 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 1,991 |
| Total interest expense | $1,077,000 | 1,663 |
| Net interest income | $5,150,000 | 2,039 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $1,581,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $520,000 | 1,286 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,061,000 | 1,516 |
| Total noninterest expense | $5,044,000 | 1,888 |
| Salaries and employee benefits | $2,985,000 | 1,732 |
| Premises and equipment expense | $591,000 | 1,947 |
| Additional noninterest expense | $1,468,000 | 2,114 |
| Pre-tax net operating income | $1,637,000 | 2,053 |
| Securities gains (losses) | $222,000 | 694 |
| Applicable income taxes | $385,000 | 1,780 |
| Income before extraordinary items | $1,474,000 | 1,953 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,474,000 | 1,959 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,474,000 | 1,959 |
| Net charge-offs | $22,000 | 3,949 |
| Cash dividends | $450,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,298,620 | 2,080 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 2,011 |
| Total interest expense | $563,000 | 1,642 |
| Net interest income | $2,542,000 | 2,066 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $825,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $265,000 | 1,255 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $560,000 | 1,451 |
| Total noninterest expense | $2,558,000 | 1,879 |
| Salaries and employee benefits | $1,481,000 | 1,765 |
| Premises and equipment expense | $304,000 | 1,944 |
| Additional noninterest expense | $773,000 | 2,026 |
| Pre-tax net operating income | $809,000 | 2,019 |
| Securities gains (losses) | $129,000 | 600 |
| Applicable income taxes | $199,000 | 1,718 |
| Income before extraordinary items | $739,000 | 1,919 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $739,000 | 1,920 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $739,000 | 1,921 |
| Net charge-offs | $32,000 | 2,752 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $637,090 | 2,063 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,660,000 | 2,067 |
| Total interest expense | $2,926,000 | 1,516 |
| Net interest income | $9,734,000 | 2,214 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $3,488,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,046,000 | 1,364 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,442,000 | 1,353 |
| Total noninterest expense | $9,846,000 | 1,946 |
| Salaries and employee benefits | $5,799,000 | 1,750 |
| Premises and equipment expense | $1,178,000 | 1,975 |
| Additional noninterest expense | $2,869,000 | 2,259 |
| Pre-tax net operating income | $3,076,000 | 2,042 |
| Securities gains (losses) | $543,000 | 875 |
| Applicable income taxes | $784,000 | 1,719 |
| Income before extraordinary items | $2,835,000 | 1,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,835,000 | 1,960 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,835,000 | 1,962 |
| Net charge-offs | $190,000 | 3,815 |
| Cash dividends | $806,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 484 |
| Net operating income | $2,411,460 | 2,115 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,528,000 | 2,100 |
| Total interest expense | $2,300,000 | 1,518 |
| Net interest income | $7,228,000 | 2,267 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $2,720,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $773,000 | 1,388 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,947,000 | 1,285 |
| Total noninterest expense | $7,385,000 | 1,936 |
| Salaries and employee benefits | $4,302,000 | 1,753 |
| Premises and equipment expense | $871,000 | 2,026 |
| Additional noninterest expense | $2,212,000 | 2,187 |
| Pre-tax net operating income | $2,413,000 | 2,041 |
| Securities gains (losses) | $484,000 | 762 |
| Applicable income taxes | $651,000 | 1,664 |
| Income before extraordinary items | $2,246,000 | 1,899 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,246,000 | 1,898 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,246,000 | 1,900 |
| Net charge-offs | $11,000 | 5,283 |
| Cash dividends | $400,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,868,480 | 2,113 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,394,000 | 2,097 |
| Total interest expense | $1,591,000 | 1,519 |
| Net interest income | $4,803,000 | 2,262 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $1,777,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $503,000 | 1,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,274,000 | 1,281 |
| Total noninterest expense | $4,960,000 | 1,945 |
| Salaries and employee benefits | $2,828,000 | 1,772 |
| Premises and equipment expense | $580,000 | 2,020 |
| Additional noninterest expense | $1,552,000 | 2,095 |
| Pre-tax net operating income | $1,520,000 | 2,123 |
| Securities gains (losses) | $311,000 | 830 |
| Applicable income taxes | $394,000 | 1,727 |
| Income before extraordinary items | $1,437,000 | 1,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,437,000 | 1,955 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,437,000 | 1,957 |
| Net charge-offs | $-15,000 | 6,732 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,194,420 | 2,149 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 2,133 |
| Total interest expense | $817,000 | 1,542 |
| Net interest income | $2,355,000 | 2,323 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $827,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $246,000 | 1,423 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $581,000 | 1,363 |
| Total noninterest expense | $2,471,000 | 1,943 |
| Salaries and employee benefits | $1,421,000 | 1,762 |
| Premises and equipment expense | $291,000 | 2,030 |
| Additional noninterest expense | $759,000 | 2,127 |
| Pre-tax net operating income | $661,000 | 2,364 |
| Securities gains (losses) | $282,000 | 473 |
| Applicable income taxes | $211,000 | 1,664 |
| Income before extraordinary items | $732,000 | 1,942 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $732,000 | 1,943 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $732,000 | 1,944 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $512,040 | 2,430 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,110,000 | 2,120 |
| Total interest expense | $3,502,000 | 1,707 |
| Net interest income | $9,608,000 | 2,279 |
| Provision for loan and lease losses | $250,000 | 4,345 |
| Total noninterest income | $2,846,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,022,000 | 1,455 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,824,000 | 1,453 |
| Total noninterest expense | $9,310,000 | 2,053 |
| Salaries and employee benefits | $5,419,000 | 1,795 |
| Premises and equipment expense | $1,165,000 | 2,114 |
| Additional noninterest expense | $2,726,000 | 2,408 |
| Pre-tax net operating income | $2,894,000 | 1,900 |
| Securities gains (losses) | $46,000 | 2,636 |
| Applicable income taxes | $576,000 | 1,896 |
| Income before extraordinary items | $2,364,000 | 1,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,364,000 | 1,962 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,364,000 | 1,962 |
| Net charge-offs | $389,000 | 3,485 |
| Cash dividends | $777,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,327,200 | 1,900 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,924,000 | 2,134 |
| Total interest expense | $2,644,000 | 1,750 |
| Net interest income | $7,280,000 | 2,263 |
| Provision for loan and lease losses | $200,000 | 4,143 |
| Total noninterest income | $2,149,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $763,000 | 1,466 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,386,000 | 1,420 |
| Total noninterest expense | $6,928,000 | 2,080 |
| Salaries and employee benefits | $4,064,000 | 1,804 |
| Premises and equipment expense | $869,000 | 2,137 |
| Additional noninterest expense | $1,995,000 | 2,472 |
| Pre-tax net operating income | $2,301,000 | 1,871 |
| Securities gains (losses) | $42,000 | 2,433 |
| Applicable income taxes | $479,000 | 1,770 |
| Income before extraordinary items | $1,864,000 | 1,947 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,864,000 | 1,947 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,864,000 | 1,947 |
| Net charge-offs | $367,000 | 3,011 |
| Cash dividends | $389,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,830,400 | 1,878 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 2,157 |
| Total interest expense | $1,726,000 | 1,850 |
| Net interest income | $4,892,000 | 2,246 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $1,398,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $504,000 | 1,455 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $894,000 | 1,449 |
| Total noninterest expense | $4,573,000 | 2,108 |
| Salaries and employee benefits | $2,670,000 | 1,840 |
| Premises and equipment expense | $592,000 | 2,132 |
| Additional noninterest expense | $1,311,000 | 2,531 |
| Pre-tax net operating income | $1,567,000 | 1,810 |
| Securities gains (losses) | $17,000 | 2,165 |
| Applicable income taxes | $317,000 | 1,739 |
| Income before extraordinary items | $1,267,000 | 1,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,267,000 | 1,868 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,267,000 | 1,868 |
| Net charge-offs | $169,000 | 3,289 |
| Cash dividends | $389,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,253,400 | 1,816 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 2,229 |
| Total interest expense | $863,000 | 1,916 |
| Net interest income | $2,353,000 | 2,321 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $687,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $249,000 | 1,435 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $438,000 | 1,478 |
| Total noninterest expense | $2,297,000 | 2,105 |
| Salaries and employee benefits | $1,330,000 | 1,866 |
| Premises and equipment expense | $307,000 | 2,084 |
| Additional noninterest expense | $660,000 | 2,511 |
| Pre-tax net operating income | $643,000 | 2,106 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $108,000 | 2,098 |
| Income before extraordinary items | $539,000 | 2,116 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $539,000 | 2,115 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $539,000 | 2,116 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $535,680 | 2,084 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,254,000 | 2,270 |
| Total interest expense | $4,073,000 | 1,963 |
| Net interest income | $9,181,000 | 2,384 |
| Provision for loan and lease losses | $825,000 | 3,363 |
| Total noninterest income | $2,703,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,160,000 | 1,302 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,543,000 | 1,666 |
| Total noninterest expense | $9,060,000 | 2,141 |
| Salaries and employee benefits | $5,295,000 | 1,827 |
| Premises and equipment expense | $1,167,000 | 2,159 |
| Additional noninterest expense | $2,598,000 | 2,590 |
| Pre-tax net operating income | $1,999,000 | 2,235 |
| Securities gains (losses) | $33,000 | 2,887 |
| Applicable income taxes | $264,000 | 2,480 |
| Income before extraordinary items | $1,768,000 | 2,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,768,000 | 2,232 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,768,000 | 2,233 |
| Net charge-offs | $327,000 | 4,199 |
| Cash dividends | $816,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,739,290 | 2,164 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 2,266 |
| Total interest expense | $3,172,000 | 1,974 |
| Net interest income | $7,018,000 | 2,372 |
| Provision for loan and lease losses | $475,000 | 3,632 |
| Total noninterest income | $2,094,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $885,000 | 1,320 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,209,000 | 1,589 |
| Total noninterest expense | $6,656,000 | 2,173 |
| Salaries and employee benefits | $3,897,000 | 1,869 |
| Premises and equipment expense | $868,000 | 2,217 |
| Additional noninterest expense | $1,891,000 | 2,616 |
| Pre-tax net operating income | $1,981,000 | 1,908 |
| Securities gains (losses) | $7,000 | 3,200 |
| Applicable income taxes | $352,000 | 1,999 |
| Income before extraordinary items | $1,636,000 | 2,004 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,636,000 | 2,005 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,636,000 | 2,006 |
| Net charge-offs | $312,000 | 3,676 |
| Cash dividends | $408,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,630,260 | 1,909 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,874,000 | 2,279 |
| Total interest expense | $2,221,000 | 1,949 |
| Net interest income | $4,653,000 | 2,391 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $1,426,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $582,000 | 1,350 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $844,000 | 1,463 |
| Total noninterest expense | $4,371,000 | 2,208 |
| Salaries and employee benefits | $2,593,000 | 1,887 |
| Premises and equipment expense | $597,000 | 2,162 |
| Additional noninterest expense | $1,181,000 | 2,756 |
| Pre-tax net operating income | $1,408,000 | 1,801 |
| Securities gains (losses) | $-22,000 | 7,373 |
| Applicable income taxes | $249,000 | 1,916 |
| Income before extraordinary items | $1,137,000 | 1,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,137,000 | 1,887 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,137,000 | 1,888 |
| Net charge-offs | $213,000 | 3,470 |
| Cash dividends | $408,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,155,040 | 1,780 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 2,307 |
| Total interest expense | $1,156,000 | 1,983 |
| Net interest income | $2,312,000 | 2,437 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $680,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $278,000 | 1,413 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $402,000 | 1,509 |
| Total noninterest expense | $2,237,000 | 2,187 |
| Salaries and employee benefits | $1,299,000 | 1,920 |
| Premises and equipment expense | $323,000 | 2,070 |
| Additional noninterest expense | $615,000 | 2,655 |
| Pre-tax net operating income | $605,000 | 2,088 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $99,000 | 2,131 |
| Income before extraordinary items | $520,000 | 2,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $520,000 | 2,074 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $520,000 | 2,075 |
| Net charge-offs | $172,000 | 2,599 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $508,240 | 2,030 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,549,000 | 2,293 |
| Total interest expense | $5,494,000 | 2,072 |
| Net interest income | $9,055,000 | 2,406 |
| Provision for loan and lease losses | $1,300,000 | 3,088 |
| Total noninterest income | $2,681,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,200,000 | 1,437 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,481,000 | 1,661 |
| Total noninterest expense | $8,824,000 | 2,243 |
| Salaries and employee benefits | $4,964,000 | 1,983 |
| Premises and equipment expense | $1,194,000 | 2,226 |
| Additional noninterest expense | $2,666,000 | 2,600 |
| Pre-tax net operating income | $1,612,000 | 2,251 |
| Securities gains (losses) | $46,000 | 2,675 |
| Applicable income taxes | $114,000 | 2,801 |
| Income before extraordinary items | $1,544,000 | 2,064 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,544,000 | 2,061 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,544,000 | 2,063 |
| Net charge-offs | $1,047,000 | 2,809 |
| Cash dividends | $648,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,501,220 | 2,085 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,970,000 | 2,316 |
| Total interest expense | $4,175,000 | 2,135 |
| Net interest income | $6,795,000 | 2,407 |
| Provision for loan and lease losses | $975,000 | 2,819 |
| Total noninterest income | $1,953,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $888,000 | 1,447 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,065,000 | 1,744 |
| Total noninterest expense | $6,548,000 | 2,269 |
| Salaries and employee benefits | $3,716,000 | 1,999 |
| Premises and equipment expense | $896,000 | 2,249 |
| Additional noninterest expense | $1,936,000 | 2,637 |
| Pre-tax net operating income | $1,225,000 | 2,397 |
| Securities gains (losses) | $30,000 | 2,554 |
| Applicable income taxes | $96,000 | 2,899 |
| Income before extraordinary items | $1,159,000 | 2,238 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,159,000 | 2,235 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,159,000 | 2,238 |
| Net charge-offs | $112,000 | 4,955 |
| Cash dividends | $270,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,131,400 | 2,231 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 2,356 |
| Total interest expense | $2,791,000 | 2,223 |
| Net interest income | $4,522,000 | 2,393 |
| Provision for loan and lease losses | $375,000 | 3,368 |
| Total noninterest income | $1,289,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $581,000 | 1,456 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $708,000 | 1,798 |
| Total noninterest expense | $4,412,000 | 2,275 |
| Salaries and employee benefits | $2,463,000 | 2,045 |
| Premises and equipment expense | $618,000 | 2,208 |
| Additional noninterest expense | $1,331,000 | 2,589 |
| Pre-tax net operating income | $1,024,000 | 2,071 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $135,000 | 2,366 |
| Income before extraordinary items | $919,000 | 1,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $919,000 | 1,989 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $919,000 | 1,990 |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $270,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $892,900 | 1,978 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 2,368 |
| Total interest expense | $1,412,000 | 2,263 |
| Net interest income | $2,255,000 | 2,402 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $625,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $284,000 | 1,445 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $341,000 | 1,791 |
| Total noninterest expense | $2,228,000 | 2,201 |
| Salaries and employee benefits | $1,227,000 | 2,084 |
| Premises and equipment expense | $312,000 | 2,227 |
| Additional noninterest expense | $689,000 | 2,265 |
| Pre-tax net operating income | $577,000 | 2,114 |
| Securities gains (losses) | $21,000 | 1,659 |
| Applicable income taxes | $94,000 | 2,250 |
| Income before extraordinary items | $504,000 | 2,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $504,000 | 2,116 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $504,000 | 2,117 |
| Net charge-offs | $-11,000 | 7,884 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $486,360 | 2,047 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,987,000 | 2,465 |
| Total interest expense | $6,652,000 | 2,293 |
| Net interest income | $8,335,000 | 2,608 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $2,517,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,360,000 | 1,326 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,157,000 | 1,928 |
| Total noninterest expense | $8,239,000 | 2,320 |
| Salaries and employee benefits | $4,779,000 | 2,127 |
| Premises and equipment expense | $1,193,000 | 2,258 |
| Additional noninterest expense | $2,267,000 | 2,542 |
| Pre-tax net operating income | $2,313,000 | 2,223 |
| Securities gains (losses) | $41,000 | 1,735 |
| Applicable income taxes | $413,000 | 2,051 |
| Income before extraordinary items | $1,941,000 | 2,048 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,941,000 | 2,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 3,872 |
| Cash dividends | $744,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,907,380 | 2,196 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 2,523 |
| Total interest expense | $5,131,000 | 2,336 |
| Net interest income | $6,072,000 | 2,698 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $1,896,000 | 1,846 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,023,000 | 1,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $873,000 | 2,005 |
| Total noninterest expense | $5,984,000 | 2,376 |
| Salaries and employee benefits | $3,471,000 | 2,221 |
| Premises and equipment expense | $869,000 | 2,322 |
| Additional noninterest expense | $1,644,000 | 2,558 |
| Pre-tax net operating income | $1,734,000 | 2,548 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $304,000 | 2,447 |
| Income before extraordinary items | $1,433,000 | 2,414 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,433,000 | 2,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,845 |
| Cash dividends | $372,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,430,540 | 2,527 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 2,568 |
| Total interest expense | $3,479,000 | 2,382 |
| Net interest income | $3,952,000 | 2,732 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $1,239,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $663,000 | 1,345 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $576,000 | 2,044 |
| Total noninterest expense | $3,903,000 | 2,427 |
| Salaries and employee benefits | $2,278,000 | 2,279 |
| Premises and equipment expense | $583,000 | 2,326 |
| Additional noninterest expense | $1,042,000 | 2,654 |
| Pre-tax net operating income | $1,113,000 | 2,738 |
| Securities gains (losses) | $-10,000 | 8,123 |
| Applicable income taxes | $178,000 | 2,817 |
| Income before extraordinary items | $925,000 | 2,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $925,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,673 |
| Cash dividends | $372,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $933,400 | 2,671 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 2,665 |
| Total interest expense | $1,764,000 | 2,485 |
| Net interest income | $1,918,000 | 2,808 |
| Provision for loan and lease losses | $125,000 | 2,397 |
| Total noninterest income | $613,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $324,000 | 1,351 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $289,000 | 2,018 |
| Total noninterest expense | $1,942,000 | 2,434 |
| Salaries and employee benefits | $1,134,000 | 2,315 |
| Premises and equipment expense | $286,000 | 2,362 |
| Additional noninterest expense | $522,000 | 2,622 |
| Pre-tax net operating income | $464,000 | 3,218 |
| Securities gains (losses) | $-22,000 | 8,371 |
| Applicable income taxes | $54,000 | 3,490 |
| Income before extraordinary items | $388,000 | 3,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $388,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,799 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $407,360 | 3,077 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,979,000 | 2,684 |
| Total interest expense | $7,071,000 | 2,597 |
| Net interest income | $7,908,000 | 2,753 |
| Provision for loan and lease losses | $425,000 | 2,593 |
| Total noninterest income | $2,442,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,339,000 | 1,335 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,103,000 | 2,096 |
| Total noninterest expense | $7,625,000 | 2,395 |
| Salaries and employee benefits | $4,365,000 | 2,307 |
| Premises and equipment expense | $1,135,000 | 2,296 |
| Additional noninterest expense | $2,125,000 | 2,522 |
| Pre-tax net operating income | $2,300,000 | 3,009 |
| Securities gains (losses) | $-110,000 | 8,168 |
| Applicable income taxes | $403,000 | 3,018 |
| Income before extraordinary items | $1,787,000 | 3,057 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,787,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,131 |
| Cash dividends | $417,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,877,200 | 2,953 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,164,000 | 2,696 |
| Total interest expense | $5,250,000 | 2,615 |
| Net interest income | $5,914,000 | 2,763 |
| Provision for loan and lease losses | $250,000 | 2,604 |
| Total noninterest income | $1,882,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $980,000 | 1,345 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $902,000 | 1,968 |
| Total noninterest expense | $5,593,000 | 2,419 |
| Salaries and employee benefits | $3,265,000 | 2,299 |
| Premises and equipment expense | $837,000 | 2,308 |
| Additional noninterest expense | $1,491,000 | 2,634 |
| Pre-tax net operating income | $1,953,000 | 2,894 |
| Securities gains (losses) | $-110,000 | 8,305 |
| Applicable income taxes | $377,000 | 2,882 |
| Income before extraordinary items | $1,466,000 | 3,020 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,466,000 | 3,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,542 |
| Cash dividends | $50,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,554,000 | 2,885 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,347,000 | 2,745 |
| Total interest expense | $3,452,000 | 2,651 |
| Net interest income | $3,895,000 | 2,822 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,209,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $637,000 | 1,384 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $572,000 | 2,056 |
| Total noninterest expense | $3,723,000 | 2,442 |
| Salaries and employee benefits | $2,176,000 | 2,338 |
| Premises and equipment expense | $562,000 | 2,305 |
| Additional noninterest expense | $985,000 | 2,668 |
| Pre-tax net operating income | $1,231,000 | 3,063 |
| Securities gains (losses) | $-113,000 | 8,415 |
| Applicable income taxes | $217,000 | 3,161 |
| Income before extraordinary items | $901,000 | 3,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $901,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,350 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $992,530 | 3,034 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 2,781 |
| Total interest expense | $1,700,000 | 2,677 |
| Net interest income | $1,910,000 | 2,871 |
| Provision for loan and lease losses | $85,000 | 2,287 |
| Total noninterest income | $643,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $307,000 | 1,394 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $336,000 | 1,807 |
| Total noninterest expense | $1,846,000 | 2,481 |
| Salaries and employee benefits | $1,073,000 | 2,391 |
| Premises and equipment expense | $287,000 | 2,275 |
| Additional noninterest expense | $486,000 | 2,685 |
| Pre-tax net operating income | $622,000 | 3,041 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $134,000 | 2,887 |
| Income before extraordinary items | $486,000 | 3,090 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $486,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,111 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $487,560 | 3,067 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,193,000 | 2,669 |
| Total interest expense | $6,561,000 | 2,402 |
| Net interest income | $7,632,000 | 2,877 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $2,406,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,339,000 | 1,335 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,067,000 | 2,125 |
| Total noninterest expense | $7,489,000 | 2,364 |
| Salaries and employee benefits | $4,233,000 | 2,323 |
| Premises and equipment expense | $1,046,000 | 2,360 |
| Additional noninterest expense | $2,210,000 | 2,349 |
| Pre-tax net operating income | $2,369,000 | 3,258 |
| Securities gains (losses) | $19,000 | 922 |
| Applicable income taxes | $490,000 | 3,182 |
| Income before extraordinary items | $1,898,000 | 3,211 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,898,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,887 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,882,990 | 3,215 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,534,000 | 2,679 |
| Total interest expense | $4,830,000 | 2,385 |
| Net interest income | $5,704,000 | 2,912 |
| Provision for loan and lease losses | $155,000 | 3,347 |
| Total noninterest income | $1,796,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,008,000 | 1,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $788,000 | 2,152 |
| Total noninterest expense | $5,651,000 | 2,342 |
| Salaries and employee benefits | $3,146,000 | 2,342 |
| Premises and equipment expense | $793,000 | 2,353 |
| Additional noninterest expense | $1,712,000 | 2,268 |
| Pre-tax net operating income | $1,694,000 | 3,497 |
| Securities gains (losses) | $67,000 | 494 |
| Applicable income taxes | $350,000 | 3,368 |
| Income before extraordinary items | $1,411,000 | 3,339 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,411,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,046 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,357,400 | 3,416 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,909,000 | 2,679 |
| Total interest expense | $3,112,000 | 2,358 |
| Net interest income | $3,797,000 | 2,920 |
| Provision for loan and lease losses | $115,000 | 3,144 |
| Total noninterest income | $1,188,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $651,000 | 1,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $537,000 | 2,122 |
| Total noninterest expense | $3,801,000 | 2,325 |
| Salaries and employee benefits | $2,086,000 | 2,358 |
| Premises and equipment expense | $526,000 | 2,352 |
| Additional noninterest expense | $1,189,000 | 2,196 |
| Pre-tax net operating income | $1,069,000 | 3,645 |
| Securities gains (losses) | $64,000 | 411 |
| Applicable income taxes | $222,000 | 3,475 |
| Income before extraordinary items | $911,000 | 3,427 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $911,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,714 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $859,800 | 3,549 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 2,689 |
| Total interest expense | $1,512,000 | 2,322 |
| Net interest income | $1,858,000 | 2,965 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $622,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $327,000 | 1,310 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $295,000 | 1,970 |
| Total noninterest expense | $1,808,000 | 2,452 |
| Salaries and employee benefits | $1,045,000 | 2,354 |
| Premises and equipment expense | $264,000 | 2,361 |
| Additional noninterest expense | $499,000 | 2,537 |
| Pre-tax net operating income | $597,000 | 3,324 |
| Securities gains (losses) | $64,000 | 305 |
| Applicable income taxes | $149,000 | 3,048 |
| Income before extraordinary items | $512,000 | 3,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $512,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,139 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $462,720 | 3,331 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,151,000 | 2,507 |
| Total interest expense | $5,894,000 | 1,916 |
| Net interest income | $7,257,000 | 2,956 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $2,192,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,287,000 | 1,369 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $905,000 | 2,352 |
| Total noninterest expense | $7,158,000 | 2,339 |
| Salaries and employee benefits | $4,045,000 | 2,269 |
| Premises and equipment expense | $1,059,000 | 2,252 |
| Additional noninterest expense | $2,054,000 | 2,420 |
| Pre-tax net operating income | $2,191,000 | 3,466 |
| Securities gains (losses) | $40,000 | 1,003 |
| Applicable income taxes | $444,000 | 3,548 |
| Income before extraordinary items | $1,787,000 | 3,374 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,787,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $608,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,755,000 | 3,395 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 2,481 |
| Total interest expense | $4,375,000 | 1,832 |
| Net interest income | $5,380,000 | 2,972 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $1,665,000 | 2,038 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $959,000 | 1,361 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $706,000 | 2,306 |
| Total noninterest expense | $5,381,000 | 2,303 |
| Salaries and employee benefits | $2,985,000 | 2,275 |
| Premises and equipment expense | $822,000 | 2,175 |
| Additional noninterest expense | $1,574,000 | 2,334 |
| Pre-tax net operating income | $1,589,000 | 3,601 |
| Securities gains (losses) | $18,000 | 1,269 |
| Applicable income taxes | $330,000 | 3,634 |
| Income before extraordinary items | $1,277,000 | 3,518 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,277,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,465 |
| Cash dividends | $251,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,262,780 | 3,510 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 2,453 |
| Total interest expense | $2,866,000 | 1,768 |
| Net interest income | $3,540,000 | 2,974 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $1,116,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $619,000 | 1,371 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $497,000 | 2,190 |
| Total noninterest expense | $3,544,000 | 2,322 |
| Salaries and employee benefits | $1,963,000 | 2,299 |
| Premises and equipment expense | $545,000 | 2,180 |
| Additional noninterest expense | $1,036,000 | 2,350 |
| Pre-tax net operating income | $1,062,000 | 3,561 |
| Securities gains (losses) | $17,000 | 1,160 |
| Applicable income taxes | $227,000 | 3,571 |
| Income before extraordinary items | $852,000 | 3,487 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $852,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,547 |
| Cash dividends | $208,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $838,570 | 3,478 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 2,461 |
| Total interest expense | $1,404,000 | 1,706 |
| Net interest income | $1,736,000 | 3,009 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $572,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $299,000 | 1,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $273,000 | 2,011 |
| Total noninterest expense | $1,773,000 | 2,330 |
| Salaries and employee benefits | $996,000 | 2,291 |
| Premises and equipment expense | $264,000 | 2,242 |
| Additional noninterest expense | $513,000 | 2,369 |
| Pre-tax net operating income | $535,000 | 3,498 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $111,000 | 3,603 |
| Income before extraordinary items | $424,000 | 3,479 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $424,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,684 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $424,000 | 3,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,680,000 | 2,260 |
| Total interest expense | $5,810,000 | 1,416 |
| Net interest income | $6,870,000 | 2,939 |
| Provision for loan and lease losses | $255,000 | 3,213 |
| Total noninterest income | $2,075,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,303,000 | 1,361 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $772,000 | 2,557 |
| Total noninterest expense | $6,841,000 | 2,333 |
| Salaries and employee benefits | $3,734,000 | 2,326 |
| Premises and equipment expense | $1,065,000 | 2,148 |
| Additional noninterest expense | $2,042,000 | 2,374 |
| Pre-tax net operating income | $1,849,000 | 3,723 |
| Securities gains (losses) | $-288,000 | 8,840 |
| Applicable income taxes | $238,000 | 4,518 |
| Income before extraordinary items | $1,323,000 | 3,942 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,323,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,654 |
| Cash dividends | $630,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,567,800 | 3,452 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,479,000 | 2,235 |
| Total interest expense | $4,399,000 | 1,369 |
| Net interest income | $5,080,000 | 2,954 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $1,517,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $968,000 | 1,380 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $549,000 | 2,656 |
| Total noninterest expense | $4,959,000 | 2,400 |
| Salaries and employee benefits | $2,780,000 | 2,329 |
| Premises and equipment expense | $777,000 | 2,209 |
| Additional noninterest expense | $1,402,000 | 2,532 |
| Pre-tax net operating income | $1,493,000 | 3,588 |
| Securities gains (losses) | $75,000 | 1,373 |
| Applicable income taxes | $304,000 | 3,777 |
| Income before extraordinary items | $1,264,000 | 3,409 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,264,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,426 |
| Cash dividends | $400,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,203,250 | 3,460 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 2,242 |
| Total interest expense | $2,945,000 | 1,340 |
| Net interest income | $3,296,000 | 3,028 |
| Provision for loan and lease losses | $70,000 | 4,107 |
| Total noninterest income | $1,026,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $666,000 | 1,329 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $360,000 | 2,687 |
| Total noninterest expense | $3,312,000 | 2,408 |
| Salaries and employee benefits | $1,840,000 | 2,346 |
| Premises and equipment expense | $529,000 | 2,156 |
| Additional noninterest expense | $943,000 | 2,517 |
| Pre-tax net operating income | $940,000 | 3,680 |
| Securities gains (losses) | $75,000 | 1,204 |
| Applicable income taxes | $191,000 | 3,862 |
| Income before extraordinary items | $824,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $824,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,683 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $763,250 | 3,548 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 2,263 |
| Total interest expense | $1,495,000 | 1,336 |
| Net interest income | $1,610,000 | 3,076 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $502,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $311,000 | 1,381 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $191,000 | 2,546 |
| Total noninterest expense | $1,672,000 | 2,383 |
| Salaries and employee benefits | $919,000 | 2,361 |
| Premises and equipment expense | $266,000 | 2,168 |
| Additional noninterest expense | $487,000 | 2,425 |
| Pre-tax net operating income | $405,000 | 4,051 |
| Securities gains (losses) | $75,000 | 956 |
| Applicable income taxes | $84,000 | 4,060 |
| Income before extraordinary items | $396,000 | 3,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $396,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $334,500 | 3,843 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,888,000 | 2,224 |
| Total interest expense | $6,335,000 | 1,399 |
| Net interest income | $6,553,000 | 2,930 |
| Provision for loan and lease losses | $145,000 | 4,649 |
| Total noninterest income | $1,920,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $890,000 | 1,939 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,030,000 | 2,344 |
| Total noninterest expense | $6,354,000 | 2,474 |
| Salaries and employee benefits | $3,497,000 | 2,407 |
| Premises and equipment expense | $1,068,000 | 2,130 |
| Additional noninterest expense | $1,789,000 | 2,654 |
| Pre-tax net operating income | $1,974,000 | 3,424 |
| Securities gains (losses) | $56,000 | 2,403 |
| Applicable income taxes | $402,000 | 3,769 |
| Income before extraordinary items | $1,628,000 | 3,342 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,628,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,417 |
| Cash dividends | $564,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,583,200 | 3,263 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,631,000 | 2,266 |
| Total interest expense | $4,797,000 | 1,450 |
| Net interest income | $4,834,000 | 2,999 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $1,444,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $657,000 | 1,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $787,000 | 2,392 |
| Total noninterest expense | $4,723,000 | 2,492 |
| Salaries and employee benefits | $2,602,000 | 2,435 |
| Premises and equipment expense | $803,000 | 2,130 |
| Additional noninterest expense | $1,318,000 | 2,675 |
| Pre-tax net operating income | $1,435,000 | 3,607 |
| Securities gains (losses) | $198,000 | 1,233 |
| Applicable income taxes | $335,000 | 3,725 |
| Income before extraordinary items | $1,298,000 | 3,285 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,298,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $220,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,141,580 | 3,466 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,460,000 | 2,269 |
| Total interest expense | $3,259,000 | 1,484 |
| Net interest income | $3,201,000 | 2,988 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $1,102,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $429,000 | 1,962 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $673,000 | 2,029 |
| Total noninterest expense | $3,154,000 | 2,481 |
| Salaries and employee benefits | $1,729,000 | 2,433 |
| Premises and equipment expense | $538,000 | 2,114 |
| Additional noninterest expense | $887,000 | 2,648 |
| Pre-tax net operating income | $1,059,000 | 3,382 |
| Securities gains (losses) | $81,000 | 1,672 |
| Applicable income taxes | $235,000 | 3,668 |
| Income before extraordinary items | $905,000 | 3,198 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $905,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $220,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $841,010 | 3,194 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 2,279 |
| Total interest expense | $1,663,000 | 1,490 |
| Net interest income | $1,572,000 | 3,036 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $532,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $199,000 | 2,027 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $333,000 | 1,963 |
| Total noninterest expense | $1,573,000 | 2,468 |
| Salaries and employee benefits | $856,000 | 2,460 |
| Premises and equipment expense | $282,000 | 2,025 |
| Additional noninterest expense | $435,000 | 2,653 |
| Pre-tax net operating income | $491,000 | 3,547 |
| Securities gains (losses) | $39,000 | 1,535 |
| Applicable income taxes | $103,000 | 3,881 |
| Income before extraordinary items | $427,000 | 3,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $395,410 | 3,321 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,235,000 | 2,158 |
| Total interest expense | $7,177,000 | 1,583 |
| Net interest income | $7,058,000 | 2,708 |
| Provision for loan and lease losses | $640,000 | 1,960 |
| Total noninterest income | $1,144,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $655,000 | 2,386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $489,000 | 3,323 |
| Total noninterest expense | $5,814,000 | 2,544 |
| Salaries and employee benefits | $3,148,000 | 2,512 |
| Premises and equipment expense | $1,054,000 | 2,075 |
| Additional noninterest expense | $1,612,000 | 2,789 |
| Pre-tax net operating income | $1,748,000 | 3,727 |
| Securities gains (losses) | $271,000 | 970 |
| Applicable income taxes | $383,000 | 3,971 |
| Income before extraordinary items | $1,636,000 | 3,273 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,636,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $700,000 | 1,279 |
| Cash dividends | $767,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,416,490 | 3,546 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,804,000 | 2,316 |
| Total interest expense | $8,280,000 | 1,957 |
| Net interest income | $6,524,000 | 2,734 |
| Provision for loan and lease losses | $570,000 | 1,989 |
| Total noninterest income | $785,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $566,000 | 2,560 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $219,000 | 4,749 |
| Total noninterest expense | $5,721,000 | 2,483 |
| Salaries and employee benefits | $3,009,000 | 2,500 |
| Premises and equipment expense | $1,077,000 | 1,984 |
| Additional noninterest expense | $1,635,000 | 2,662 |
| Pre-tax net operating income | $1,018,000 | 4,855 |
| Securities gains (losses) | $371,000 | 771 |
| Applicable income taxes | $95,000 | 6,066 |
| Income before extraordinary items | $1,294,000 | 3,593 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,294,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,567 |
| Cash dividends | $1,322,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $948,970 | 4,303 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,344,000 | 2,422 |
| Total interest expense | $7,699,000 | 2,210 |
| Net interest income | $6,645,000 | 2,675 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $690,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $495,000 | 2,720 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $195,000 | 4,864 |
| Total noninterest expense | $4,956,000 | 2,745 |
| Salaries and employee benefits | $2,558,000 | 2,774 |
| Premises and equipment expense | $949,000 | 2,179 |
| Additional noninterest expense | $1,449,000 | 2,903 |
| Pre-tax net operating income | $2,259,000 | 3,028 |
| Securities gains (losses) | $17,000 | 991 |
| Applicable income taxes | $364,000 | 4,187 |
| Income before extraordinary items | $1,912,000 | 2,670 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,912,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $654,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,897,720 | 2,683 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,727,000 | 2,572 |
| Total interest expense | $6,460,000 | 2,285 |
| Net interest income | $6,267,000 | 2,805 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $638,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $428,000 | 3,040 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $210,000 | 4,835 |
| Total noninterest expense | $4,515,000 | 2,980 |
| Salaries and employee benefits | $2,422,000 | 2,888 |
| Premises and equipment expense | $767,000 | 2,647 |
| Additional noninterest expense | $1,326,000 | 3,168 |
| Pre-tax net operating income | $2,240,000 | 3,049 |
| Securities gains (losses) | $96,000 | 746 |
| Applicable income taxes | $498,000 | 3,651 |
| Income before extraordinary items | $1,838,000 | 2,764 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,838,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $612,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,762,160 | 2,831 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,976,000 | 2,711 |
| Total interest expense | $6,200,000 | 2,439 |
| Net interest income | $5,776,000 | 2,983 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $546,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $324,000 | 3,696 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $222,000 | 4,695 |
| Total noninterest expense | $4,473,000 | 2,904 |
| Salaries and employee benefits | $2,412,000 | 2,819 |
| Premises and equipment expense | $741,000 | 2,629 |
| Additional noninterest expense | $1,320,000 | 3,095 |
| Pre-tax net operating income | $1,774,000 | 3,675 |
| Securities gains (losses) | $127,000 | 1,139 |
| Applicable income taxes | $370,000 | 4,624 |
| Income before extraordinary items | $1,531,000 | 3,202 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,531,000 | 3,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $543,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,428,130 | 3,293 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,588,000 | 3,060 |
| Total interest expense | $5,137,000 | 2,911 |
| Net interest income | $5,451,000 | 3,202 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $398,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $280,000 | 4,285 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $118,000 | 6,329 |
| Total noninterest expense | $3,965,000 | 3,199 |
| Salaries and employee benefits | $2,094,000 | 3,166 |
| Premises and equipment expense | $637,000 | 2,988 |
| Additional noninterest expense | $1,234,000 | 3,280 |
| Pre-tax net operating income | $1,824,000 | 3,818 |
| Securities gains (losses) | $90,000 | 1,032 |
| Applicable income taxes | $403,000 | 4,863 |
| Income before extraordinary items | $1,511,000 | 3,333 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,511,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,562 |
| Cash dividends | $445,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,439,900 | 3,395 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,587,000 | 3,412 |
| Total interest expense | $4,336,000 | 3,441 |
| Net interest income | $5,251,000 | 3,375 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $367,000 | 6,236 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $253,000 | 4,779 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $3,504,000 | 3,769 |
| Salaries and employee benefits | $1,902,000 | 3,492 |
| Premises and equipment expense | $527,000 | 3,623 |
| Additional noninterest expense | $1,075,000 | 4,151 |
| Pre-tax net operating income | $2,054,000 | 3,363 |
| Securities gains (losses) | $103,000 | 948 |
| Applicable income taxes | $465,000 | 4,391 |
| Income before extraordinary items | $1,692,000 | 2,867 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,692,000 | 2,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,357 |
| Cash dividends | $519,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 11,334 |
| Net operating income | $1,611,660 | 2,947 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 3,459 |
| Total interest expense | $4,333,000 | 3,443 |
| Net interest income | $5,125,000 | 3,452 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $393,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $255,000 | 4,873 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $138,000 | 6,215 |
| Total noninterest expense | $3,344,000 | 3,901 |
| Salaries and employee benefits | $1,725,000 | 3,782 |
| Premises and equipment expense | $521,000 | 3,629 |
| Additional noninterest expense | $1,098,000 | 4,030 |
| Pre-tax net operating income | $2,124,000 | 3,312 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $508,000 | 4,150 |
| Income before extraordinary items | $1,624,000 | 3,016 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,624,000 | 3,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,132 |
| Cash dividends | $478,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 10,449 |
| Net operating income | $1,617,920 | 3,006 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,487,000 | 3,525 |
| Total interest expense | $3,606,000 | 3,363 |
| Net interest income | $4,881,000 | 3,643 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $331,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $3,323,000 | 4,033 |
| Salaries and employee benefits | $1,628,000 | 3,969 |
| Premises and equipment expense | $470,000 | 4,012 |
| Additional noninterest expense | $1,225,000 | 3,985 |
| Pre-tax net operating income | $1,639,000 | 4,084 |
| Securities gains (losses) | $-20,000 | 10,331 |
| Applicable income taxes | $312,000 | 5,729 |
| Income before extraordinary items | $1,307,000 | 3,569 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,307,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,123 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 12,443 |
| Net operating income | $1,323,200 | 3,568 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 3,808 |
| Total interest expense | $3,474,000 | 3,612 |
| Net interest income | $4,550,000 | 3,897 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $303,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $2,865,000 | 4,698 |
| Salaries and employee benefits | $1,364,000 | 4,667 |
| Premises and equipment expense | $422,000 | 4,499 |
| Additional noninterest expense | $1,079,000 | 4,615 |
| Pre-tax net operating income | $1,688,000 | 3,901 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $327,000 | 5,764 |
| Income before extraordinary items | $1,387,000 | 3,481 |
| Extraordinary gains, net | $53,000 | 2,118 |
| Net income | $1,440,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $461,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,365,940 | 3,340 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,069,000 | 4,261 |
| Total interest expense | $3,915,000 | 4,155 |
| Net interest income | $4,154,000 | 4,295 |
| Provision for loan and lease losses | $445,000 | 3,244 |
| Total noninterest income | $312,000 | 7,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $2,536,000 | 5,249 |
| Salaries and employee benefits | $1,142,000 | 5,410 |
| Premises and equipment expense | $379,000 | 5,003 |
| Additional noninterest expense | $1,015,000 | 5,003 |
| Pre-tax net operating income | $1,485,000 | 4,069 |
| Securities gains (losses) | $82,000 | 3,330 |
| Applicable income taxes | $351,000 | 5,341 |
| Income before extraordinary items | $1,216,000 | 3,758 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,216,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 3,103 |
| Cash dividends | $509,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,152,040 | 3,660 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.