Home > Merced Bank of Commerce > Assets and Liabilities
Merced Bank of Commerce, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $66,028,000 | 6,343 |
| Cash and due from depository institutions | $7,882,000 | 4,145 |
| Interest-bearing balances | $698,000 | 3,871 |
| Securities | $28,773,000 | 4,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $28,015,000 | 7,315 |
| Loan loss allowance | $343,000 | 8,094 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $449,000 | 9,049 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $209,000 | 1,805 |
| All other assets | $700,000 | 7,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,028,000 | 6,343 |
| Total liabilities | $62,014,000 | 6,169 |
| Total deposits | $60,825,000 | 6,048 |
| Interest-bearing deposits | $41,804,000 | 7,168 |
| Deposits held in domestic offices | $60,825,000 | 6,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $870,000 | 2,890 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $319,000 | 7,264 |
| Total equity capital | $4,014,000 | 8,375 |
| Total bank equity capital | $4,014,000 | 8,375 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $1,750,000 | 6,075 |
| Undivided profits | $1,014,000 | 9,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 7,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $179,000 | 8,682 |
| Earning assets | $57,486,000 | 6,631 |
| Long-term assets (5+ years) | $10,160,000 | 4,320 |
| Average Assets, year-to-date | $39,301,000 | 8,768 |
| Average Assets, quarterly | $49,993,500 | 7,679 |
| Volatile liabilities | $5,882,000 | 5,954 |
| Insider loans | $2,085,000 | 1,958 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,284,000 | 4,249 |
| Tier 1 (core) risk-based capital | $3,805,000 | 8,544 |
| Tier 2 risk-based capital | $343,000 | 6,954 |
| Total risk weighted assets | $34,962,400 | 6,527 |
| Total unused commitments | $6,284,000 | 4,276 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $32,361,000 | 10,061 |
| Cash and due from depository institutions | $4,239,000 | 9,734 |
| Interest-bearing balances | $757,000 | 4,298 |
| Securities | $6,278,000 | 10,924 |
| Federal funds sold & reverse repurchase agreements | $220,000 | 10,846 |
| Net loans & leases | $21,285,000 | 8,642 |
| Loan loss allowance | $220,000 | 10,142 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $28,000 | 13,615 |
| Other real estate owned | $0 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $311,000 | 11,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,361,000 | 10,061 |
| Total liabilities | $28,847,000 | 10,151 |
| Total deposits | $28,573,000 | 10,043 |
| Interest-bearing deposits | $21,943,000 | 10,547 |
| Deposits held in domestic offices | $28,573,000 | 10,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $180,000 | 3,953 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $94,000 | 12,487 |
| Total equity capital | $3,514,000 | 8,916 |
| Total bank equity capital | $3,514,000 | 8,916 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $1,250,000 | 7,262 |
| Undivided profits | $1,014,000 | 9,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 6,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $152,000 | 9,958 |
| Earning assets | $28,540,000 | 10,184 |
| Long-term assets (5+ years) | $4,673,000 | 6,721 |
| Average Assets, year-to-date | $32,365,800 | 9,917 |
| Average Assets, quarterly | $31,804,000 | 10,095 |
| Volatile liabilities | $5,357,000 | 6,288 |
| Insider loans | $24,000 | 8,179 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,052,000 | 4,098 |
| Tier 1 (core) risk-based capital | $3,514,000 | 8,838 |
| Tier 2 risk-based capital | $220,000 | 9,043 |
| Total risk weighted assets | $25,177,000 | 8,226 |
| Total unused commitments | $6,052,000 | 4,120 |
| Derivatives | $0 | 651 |