Home > Mercantile Southern Maryland Bank > Assets and Liabilities
Mercantile Southern Maryland Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 195 | 856 |
| Assets and Liabilities | ||
| Total Assets: | $1,034,271,000 | 643 |
| Cash and due from depository institutions | $39,859,000 | 856 |
| Interest-bearing balances | $17,176,000 | 370 |
| Securities | $229,295,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $9,614,000 | 1,641 |
| Net loans & leases | $726,364,000 | 647 |
| Loan loss allowance | $6,531,000 | 819 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,059,000 | 1,773 |
| Other real estate owned | $0 | 856 |
| Goodwill and other intangibles | $499,000 | 2,153 |
| All other assets | $21,581,000 | 900 |
| Life insurance assets | $5,384,000 | 1,120 |
| Total liabilities and capital | $1,034,271,000 | 643 |
| Total liabilities | $937,187,000 | 632 |
| Total deposits | $875,596,000 | 581 |
| Interest-bearing deposits | $620,564,000 | 723 |
| Deposits held in domestic offices | $875,596,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,245,000 | 723 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $29,500,000 | 105 |
| All other liabilities | $6,846,000 | 890 |
| Total equity capital | $97,084,000 | 713 |
| Total bank equity capital | $97,084,000 | 713 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,273,000 | 1,802 |
| Surplus | $18,120,000 | 1,575 |
| Undivided profits | $76,691,000 | 480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,930,000 | 1,009 |
| Earning assets | $982,449,000 | 622 |
| Long-term assets (5+ years) | $250,542,000 | 475 |
| Average Assets, year-to-date | $1,024,880,330 | 638 |
| Average Assets, quarterly | $1,026,176,500 | 643 |
| Volatile liabilities | $112,778,000 | 1,243 |
| Insider loans | $49,089,000 | 96 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $138,831,000 | 814 |
| Tier 1 (core) risk-based capital | $102,391,000 | 606 |
| Tier 2 risk-based capital | $36,727,000 | 208 |
| Total risk weighted assets | $789,464,000 | 643 |
| Total unused commitments | $138,831,000 | 814 |
| Derivatives | $224,000 | 1,000 |
| 2007-03-31 | Rank | |
| # of Employees: | 206 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $1,018,082,000 | 645 |
| Cash and due from depository institutions | $39,359,000 | 795 |
| Interest-bearing balances | $20,949,000 | 317 |
| Securities | $233,402,000 | 533 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $717,288,000 | 642 |
| Loan loss allowance | $6,585,000 | 798 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,202,000 | 1,712 |
| Other real estate owned | $0 | 795 |
| Goodwill and other intangibles | $499,000 | 2,149 |
| All other assets | $20,332,000 | 907 |
| Life insurance assets | $5,364,000 | 1,101 |
| Total liabilities and capital | $1,018,082,000 | 645 |
| Total liabilities | $924,068,000 | 628 |
| Total deposits | $855,490,000 | 587 |
| Interest-bearing deposits | $602,571,000 | 734 |
| Deposits held in domestic offices | $855,490,000 | 585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,708,000 | 609 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $29,500,000 | 104 |
| All other liabilities | $6,370,000 | 945 |
| Total equity capital | $94,014,000 | 732 |
| Total bank equity capital | $94,014,000 | 732 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,273,000 | 1,790 |
| Surplus | $18,120,000 | 1,546 |
| Undivided profits | $73,621,000 | 505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 4,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,877,000 | 989 |
| Earning assets | $971,639,000 | 614 |
| Long-term assets (5+ years) | $261,269,000 | 448 |
| Average Assets, year-to-date | $1,020,185,000 | 637 |
| Average Assets, quarterly | $1,020,185,000 | 637 |
| Volatile liabilities | $105,759,000 | 1,295 |
| Insider loans | $59,978,000 | 71 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $151,086,000 | 767 |
| Tier 1 (core) risk-based capital | $96,972,000 | 629 |
| Tier 2 risk-based capital | $36,861,000 | 203 |
| Total risk weighted assets | $774,228,000 | 638 |
| Total unused commitments | $151,086,000 | 767 |
| Derivatives | $537,000 | 915 |
| 2006-12-31 | Rank | |
| # of Employees: | 203 | 799 |
| Assets and Liabilities | ||
| Total Assets: | $1,022,288,000 | 640 |
| Cash and due from depository institutions | $21,685,000 | 799 |
| Interest-bearing balances | $2,516,000 | 1,668 |
| Securities | $264,060,000 | 478 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $708,885,000 | 645 |
| Loan loss allowance | $6,636,000 | 775 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,309,000 | 1,654 |
| Other real estate owned | $0 | 799 |
| Goodwill and other intangibles | $499,000 | 2,155 |
| All other assets | $19,850,000 | 940 |
| Life insurance assets | $5,309,000 | 1,097 |
| Total liabilities and capital | $1,022,288,000 | 640 |
| Total liabilities | $927,926,000 | 624 |
| Total deposits | $834,471,000 | 592 |
| Interest-bearing deposits | $594,140,000 | 733 |
| Deposits held in domestic offices | $834,471,000 | 591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,132,000 | 435 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $29,500,000 | 102 |
| All other liabilities | $4,823,000 | 1,172 |
| Total equity capital | $94,362,000 | 707 |
| Total bank equity capital | $94,362,000 | 707 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,273,000 | 1,782 |
| Surplus | $18,120,000 | 1,515 |
| Undivided profits | $73,969,000 | 482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,647,000 | 835 |
| Earning assets | $975,461,000 | 607 |
| Long-term assets (5+ years) | $214,247,000 | 523 |
| Average Assets, year-to-date | $989,527,000 | 628 |
| Average Assets, quarterly | $1,017,485,500 | 628 |
| Volatile liabilities | $127,490,000 | 1,185 |
| Insider loans | $54,131,000 | 79 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $140,078,000 | 788 |
| Tier 1 (core) risk-based capital | $96,625,000 | 621 |
| Tier 2 risk-based capital | $36,912,000 | 201 |
| Total risk weighted assets | $707,690,000 | 692 |
| Total unused commitments | $140,078,000 | 788 |
| Derivatives | $538,000 | 886 |
| 2006-09-30 | Rank | |
| # of Employees: | 208 | 793 |
| Assets and Liabilities | ||
| Total Assets: | $1,012,683,000 | 642 |
| Cash and due from depository institutions | $20,877,000 | 793 |
| Interest-bearing balances | $1,760,000 | 1,896 |
| Securities | $267,335,000 | 486 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $695,882,000 | 655 |
| Loan loss allowance | $6,657,000 | 774 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,199,000 | 1,450 |
| Other real estate owned | $0 | 793 |
| Goodwill and other intangibles | $499,000 | 2,157 |
| All other assets | $19,891,000 | 938 |
| Life insurance assets | $5,258,000 | 1,077 |
| Total liabilities and capital | $1,012,683,000 | 642 |
| Total liabilities | $919,644,000 | 634 |
| Total deposits | $839,497,000 | 590 |
| Interest-bearing deposits | $592,393,000 | 726 |
| Deposits held in domestic offices | $839,497,000 | 589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,832,000 | 503 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $29,500,000 | 105 |
| All other liabilities | $3,815,000 | 1,400 |
| Total equity capital | $93,039,000 | 726 |
| Total bank equity capital | $93,039,000 | 726 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,273,000 | 1,782 |
| Surplus | $18,120,000 | 1,499 |
| Undivided profits | $72,646,000 | 493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,240,000 | 914 |
| Earning assets | $964,977,000 | 617 |
| Long-term assets (5+ years) | $210,048,000 | 540 |
| Average Assets, year-to-date | $981,336,750 | 644 |
| Average Assets, quarterly | $1,004,543,000 | 637 |
| Volatile liabilities | $105,546,000 | 1,414 |
| Insider loans | $54,396,000 | 87 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $140,592,000 | 807 |
| Tier 1 (core) risk-based capital | $95,858,000 | 628 |
| Tier 2 risk-based capital | $36,933,000 | 206 |
| Total risk weighted assets | $697,608,000 | 698 |
| Total unused commitments | $140,592,000 | 807 |
| Derivatives | $530,000 | 898 |
| 2006-06-30 | Rank | |
| # of Employees: | 212 | 773 |
| Assets and Liabilities | ||
| Total Assets: | $996,403,000 | 644 |
| Cash and due from depository institutions | $28,015,000 | 773 |
| Interest-bearing balances | $4,191,000 | 1,143 |
| Securities | $267,141,000 | 488 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $671,187,000 | 667 |
| Loan loss allowance | $6,739,000 | 757 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,347,000 | 1,395 |
| Other real estate owned | $0 | 773 |
| Goodwill and other intangibles | $499,000 | 2,151 |
| All other assets | $21,214,000 | 876 |
| Life insurance assets | $5,204,000 | 1,063 |
| Total liabilities and capital | $996,403,000 | 644 |
| Total liabilities | $905,825,000 | 635 |
| Total deposits | $836,981,000 | 587 |
| Interest-bearing deposits | $578,207,000 | 735 |
| Deposits held in domestic offices | $836,981,000 | 586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,989,000 | 594 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $29,500,000 | 106 |
| All other liabilities | $3,355,000 | 1,434 |
| Total equity capital | $90,578,000 | 717 |
| Total bank equity capital | $90,578,000 | 717 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,273,000 | 1,776 |
| Surplus | $18,120,000 | 1,460 |
| Undivided profits | $70,185,000 | 485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,256,000 | 802 |
| Earning assets | $942,519,000 | 628 |
| Long-term assets (5+ years) | $214,182,000 | 529 |
| Average Assets, year-to-date | $970,888,000 | 650 |
| Average Assets, quarterly | $985,287,000 | 647 |
| Volatile liabilities | $90,473,000 | 1,609 |
| Insider loans | $56,562,000 | 78 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $152,649,000 | 755 |
| Tier 1 (core) risk-based capital | $95,251,000 | 624 |
| Tier 2 risk-based capital | $36,826,000 | 206 |
| Total risk weighted assets | $679,647,000 | 700 |
| Total unused commitments | $152,649,000 | 755 |
| Derivatives | $164,000 | 962 |
| 2006-03-31 | Rank | |
| # of Employees: | 224 | 721 |
| Assets and Liabilities | ||
| Total Assets: | $974,171,000 | 649 |
| Cash and due from depository institutions | $25,530,000 | 721 |
| Interest-bearing balances | $5,924,000 | 959 |
| Securities | $269,340,000 | 494 |
| Federal funds sold & reverse repurchase agreements | $12,828,000 | 1,166 |
| Net loans & leases | $637,901,000 | 680 |
| Loan loss allowance | $6,752,000 | 742 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,337,000 | 1,355 |
| Other real estate owned | $0 | 721 |
| Goodwill and other intangibles | $499,000 | 2,122 |
| All other assets | $19,736,000 | 900 |
| Life insurance assets | $5,149,000 | 1,045 |
| Total liabilities and capital | $974,171,000 | 649 |
| Total liabilities | $883,568,000 | 640 |
| Total deposits | $829,152,000 | 579 |
| Interest-bearing deposits | $564,402,000 | 739 |
| Deposits held in domestic offices | $829,152,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,490,000 | 786 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $29,500,000 | 107 |
| All other liabilities | $5,426,000 | 982 |
| Total equity capital | $90,603,000 | 705 |
| Total bank equity capital | $90,603,000 | 705 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,273,000 | 1,763 |
| Surplus | $18,119,000 | 1,414 |
| Undivided profits | $70,211,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,940,000 | 819 |
| Earning assets | $925,993,000 | 629 |
| Long-term assets (5+ years) | $210,887,000 | 521 |
| Average Assets, year-to-date | $958,130,500 | 649 |
| Average Assets, quarterly | $958,130,500 | 649 |
| Volatile liabilities | $65,538,000 | 2,020 |
| Insider loans | $53,893,000 | 79 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $145,856,000 | 765 |
| Tier 1 (core) risk-based capital | $94,802,000 | 607 |
| Tier 2 risk-based capital | $36,765,000 | 201 |
| Total risk weighted assets | $652,702,000 | 714 |
| Total unused commitments | $145,856,000 | 765 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 216 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $942,090,000 | 659 |
| Cash and due from depository institutions | $22,011,000 | 741 |
| Interest-bearing balances | $3,145,000 | 1,520 |
| Securities | $283,286,000 | 481 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $608,000,000 | 703 |
| Loan loss allowance | $7,244,000 | 681 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,426,000 | 1,329 |
| Other real estate owned | $0 | 741 |
| Goodwill and other intangibles | $499,000 | 2,114 |
| All other assets | $19,868,000 | 880 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $942,090,000 | 659 |
| Total liabilities | $851,019,000 | 659 |
| Total deposits | $796,108,000 | 599 |
| Interest-bearing deposits | $543,739,000 | 746 |
| Deposits held in domestic offices | $796,108,000 | 598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,676,000 | 732 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $29,500,000 | 108 |
| All other liabilities | $2,735,000 | 1,657 |
| Total equity capital | $91,071,000 | 686 |
| Total bank equity capital | $91,071,000 | 686 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,273,000 | 1,752 |
| Surplus | $18,119,000 | 1,386 |
| Undivided profits | $70,679,000 | 488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,081,000 | 786 |
| Earning assets | $894,431,000 | 638 |
| Long-term assets (5+ years) | $193,197,000 | 545 |
| Average Assets, year-to-date | $954,496,400 | 633 |
| Average Assets, quarterly | $950,912,500 | 648 |
| Volatile liabilities | $60,049,000 | 2,129 |
| Insider loans | $34,242,000 | 134 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $132,098,000 | 818 |
| Tier 1 (core) risk-based capital | $94,717,000 | 599 |
| Tier 2 risk-based capital | $36,744,000 | 194 |
| Total risk weighted assets | $620,898,000 | 742 |
| Total unused commitments | $132,098,000 | 818 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 218 | 723 |
| Assets and Liabilities | ||
| Total Assets: | $959,735,000 | 645 |
| Cash and due from depository institutions | $20,803,000 | 723 |
| Interest-bearing balances | $3,410,000 | 1,439 |
| Securities | $300,041,000 | 458 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $611,088,000 | 675 |
| Loan loss allowance | $7,212,000 | 679 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,339,000 | 1,300 |
| Other real estate owned | $0 | 723 |
| Goodwill and other intangibles | $499,000 | 2,098 |
| All other assets | $18,965,000 | 895 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $959,735,000 | 645 |
| Total liabilities | $868,046,000 | 638 |
| Total deposits | $803,522,000 | 574 |
| Interest-bearing deposits | $553,112,000 | 717 |
| Deposits held in domestic offices | $803,522,000 | 573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,388,000 | 590 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $29,500,000 | 105 |
| All other liabilities | $2,636,000 | 1,664 |
| Total equity capital | $91,689,000 | 671 |
| Total bank equity capital | $91,689,000 | 671 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,273,000 | 1,721 |
| Surplus | $18,086,000 | 1,343 |
| Undivided profits | $71,330,000 | 479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,166,000 | 726 |
| Earning assets | $914,539,000 | 622 |
| Long-term assets (5+ years) | $191,466,000 | 533 |
| Average Assets, year-to-date | $957,598,000 | 622 |
| Average Assets, quarterly | $963,121,000 | 633 |
| Volatile liabilities | $69,612,000 | 1,808 |
| Insider loans | $26,154,000 | 186 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $128,312,000 | 823 |
| Tier 1 (core) risk-based capital | $94,474,000 | 588 |
| Tier 2 risk-based capital | $36,712,000 | 189 |
| Total risk weighted assets | $619,839,000 | 718 |
| Total unused commitments | $128,312,000 | 824 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 218 | 724 |
| Assets and Liabilities | ||
| Total Assets: | $966,507,000 | 628 |
| Cash and due from depository institutions | $25,835,000 | 724 |
| Interest-bearing balances | $5,724,000 | 932 |
| Securities | $313,528,000 | 437 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $604,419,000 | 664 |
| Loan loss allowance | $7,888,000 | 608 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,272,000 | 1,276 |
| Other real estate owned | $0 | 724 |
| Goodwill and other intangibles | $499,000 | 2,100 |
| All other assets | $13,954,000 | 1,179 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $966,507,000 | 628 |
| Total liabilities | $869,873,000 | 632 |
| Total deposits | $817,704,000 | 555 |
| Interest-bearing deposits | $572,239,000 | 676 |
| Deposits held in domestic offices | $817,704,000 | 552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,893,000 | 773 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $29,500,000 | 103 |
| All other liabilities | $2,776,000 | 1,520 |
| Total equity capital | $96,634,000 | 627 |
| Total bank equity capital | $96,634,000 | 627 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,273,000 | 1,703 |
| Surplus | $18,086,000 | 1,319 |
| Undivided profits | $76,275,000 | 437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,341,000 | 644 |
| Earning assets | $923,671,000 | 608 |
| Long-term assets (5+ years) | $193,920,000 | 531 |
| Average Assets, year-to-date | $956,885,670 | 621 |
| Average Assets, quarterly | $971,399,000 | 618 |
| Volatile liabilities | $55,286,000 | 2,096 |
| Insider loans | $26,549,000 | 180 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $122,949,000 | 825 |
| Tier 1 (core) risk-based capital | $97,901,000 | 562 |
| Tier 2 risk-based capital | $37,121,000 | 187 |
| Total risk weighted assets | $607,709,000 | 700 |
| Total unused commitments | $122,949,000 | 826 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 209 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $976,291,000 | 613 |
| Cash and due from depository institutions | $18,336,000 | 746 |
| Interest-bearing balances | $2,366,000 | 1,812 |
| Securities | $329,221,000 | 421 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $605,002,000 | 646 |
| Loan loss allowance | $9,025,000 | 532 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,065,000 | 1,290 |
| Other real estate owned | $50,000 | 746 |
| Goodwill and other intangibles | $499,000 | 2,094 |
| All other assets | $15,118,000 | 1,069 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $976,291,000 | 613 |
| Total liabilities | $883,320,000 | 612 |
| Total deposits | $803,789,000 | 562 |
| Interest-bearing deposits | $556,960,000 | 688 |
| Deposits held in domestic offices | $803,789,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,334,000 | 474 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $29,500,000 | 105 |
| All other liabilities | $4,697,000 | 983 |
| Total equity capital | $92,971,000 | 632 |
| Total bank equity capital | $92,971,000 | 632 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,273,000 | 1,706 |
| Surplus | $18,086,000 | 1,278 |
| Undivided profits | $72,612,000 | 442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,514,000 | 595 |
| Earning assets | $936,589,000 | 592 |
| Long-term assets (5+ years) | $192,380,000 | 543 |
| Average Assets, year-to-date | $952,075,000 | 623 |
| Average Assets, quarterly | $952,075,000 | 623 |
| Volatile liabilities | $81,451,000 | 1,481 |
| Insider loans | $24,723,000 | 182 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $142,702,000 | 729 |
| Tier 1 (core) risk-based capital | $95,697,000 | 566 |
| Tier 2 risk-based capital | $37,089,000 | 192 |
| Total risk weighted assets | $605,691,000 | 692 |
| Total unused commitments | $142,702,000 | 729 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 213 | 747 |
| Assets and Liabilities | ||
| Total Assets: | $927,859,000 | 644 |
| Cash and due from depository institutions | $19,775,000 | 747 |
| Interest-bearing balances | $4,529,000 | 1,201 |
| Securities | $343,127,000 | 413 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $543,452,000 | 717 |
| Loan loss allowance | $9,058,000 | 538 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,689,000 | 1,338 |
| Other real estate owned | $50,000 | 747 |
| Goodwill and other intangibles | $499,000 | 2,092 |
| All other assets | $13,267,000 | 1,181 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $927,859,000 | 644 |
| Total liabilities | $833,974,000 | 646 |
| Total deposits | $778,303,000 | 571 |
| Interest-bearing deposits | $546,954,000 | 697 |
| Deposits held in domestic offices | $778,303,000 | 570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,947,000 | 683 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $29,500,000 | 110 |
| All other liabilities | $2,224,000 | 1,770 |
| Total equity capital | $93,885,000 | 628 |
| Total bank equity capital | $93,885,000 | 628 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,273,000 | 1,689 |
| Surplus | $18,086,000 | 1,260 |
| Undivided profits | $73,526,000 | 446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 4,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,610,000 | 578 |
| Earning assets | $891,108,000 | 622 |
| Long-term assets (5+ years) | $197,303,000 | 539 |
| Average Assets, year-to-date | $926,239,000 | 621 |
| Average Assets, quarterly | $932,333,500 | 635 |
| Volatile liabilities | $59,247,000 | 1,843 |
| Insider loans | $21,005,000 | 219 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $169,254,000 | 617 |
| Tier 1 (core) risk-based capital | $94,010,000 | 575 |
| Tier 2 risk-based capital | $36,396,000 | 202 |
| Total risk weighted assets | $548,527,000 | 750 |
| Total unused commitments | $169,254,000 | 617 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 207 | 764 |
| Assets and Liabilities | ||
| Total Assets: | $936,808,000 | 636 |
| Cash and due from depository institutions | $23,312,000 | 764 |
| Interest-bearing balances | $6,233,000 | 930 |
| Securities | $346,115,000 | 410 |
| Federal funds sold & reverse repurchase agreements | $10,918,000 | 1,045 |
| Net loans & leases | $533,352,000 | 714 |
| Loan loss allowance | $9,096,000 | 541 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,746,000 | 1,286 |
| Other real estate owned | $50,000 | 764 |
| Goodwill and other intangibles | $499,000 | 2,061 |
| All other assets | $14,816,000 | 1,040 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $936,808,000 | 636 |
| Total liabilities | $843,346,000 | 632 |
| Total deposits | $797,563,000 | 550 |
| Interest-bearing deposits | $561,444,000 | 672 |
| Deposits held in domestic offices | $797,563,000 | 547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,395,000 | 915 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $29,500,000 | 113 |
| All other liabilities | $1,888,000 | 2,016 |
| Total equity capital | $93,462,000 | 631 |
| Total bank equity capital | $93,462,000 | 631 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,273,000 | 1,682 |
| Surplus | $18,047,000 | 1,219 |
| Undivided profits | $73,142,000 | 450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,055 |
| Income earned, not collected on loans | $4,571,000 | 585 |
| Earning assets | $896,618,000 | 616 |
| Long-term assets (5+ years) | $189,131,000 | 575 |
| Average Assets, year-to-date | $925,834,000 | 614 |
| Average Assets, quarterly | $931,665,000 | 636 |
| Volatile liabilities | $46,643,000 | 2,226 |
| Insider loans | $21,276,000 | 220 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $147,820,000 | 688 |
| Tier 1 (core) risk-based capital | $92,597,000 | 575 |
| Tier 2 risk-based capital | $36,320,000 | 211 |
| Total risk weighted assets | $542,672,000 | 735 |
| Total unused commitments | $147,820,000 | 689 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $270,017,000 | 2,101 |
| Cash and due from depository institutions | $6,401,000 | 2,465 |
| Interest-bearing balances | $1,762,000 | 2,248 |
| Securities | $98,056,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $5,750,000 | 1,801 |
| Net loans & leases | $153,936,000 | 2,394 |
| Loan loss allowance | $2,680,000 | 1,728 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,648,000 | 4,733 |
| Other real estate owned | $0 | 2,465 |
| Goodwill and other intangibles | $499,000 | 2,065 |
| All other assets | $3,727,000 | 3,234 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $270,017,000 | 2,101 |
| Total liabilities | $244,831,000 | 2,090 |
| Total deposits | $236,635,000 | 1,938 |
| Interest-bearing deposits | $159,797,000 | 2,423 |
| Deposits held in domestic offices | $236,635,000 | 1,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,170,000 | 1,786 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $2,300,000 | 233 |
| All other liabilities | $1,726,000 | 1,989 |
| Total equity capital | $25,186,000 | 2,206 |
| Total bank equity capital | $25,186,000 | 2,206 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,273,000 | 1,688 |
| Surplus | $10,249,000 | 1,933 |
| Undivided profits | $12,664,000 | 2,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 4,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,512,000 | 1,871 |
| Earning assets | $259,504,000 | 2,022 |
| Long-term assets (5+ years) | $55,419,000 | 1,783 |
| Average Assets, year-to-date | $267,648,330 | 2,075 |
| Average Assets, quarterly | $268,967,000 | 2,080 |
| Volatile liabilities | $9,469,000 | 5,928 |
| Insider loans | $8,864,000 | 616 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $36,803,000 | 1,966 |
| Tier 1 (core) risk-based capital | $24,953,000 | 2,163 |
| Tier 2 risk-based capital | $4,195,000 | 1,056 |
| Total risk weighted assets | $150,792,000 | 2,547 |
| Total unused commitments | $36,803,000 | 1,970 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $267,917,000 | 2,098 |
| Cash and due from depository institutions | $7,416,000 | 2,312 |
| Interest-bearing balances | $3,130,000 | 1,813 |
| Securities | $99,198,000 | 1,327 |
| Federal funds sold & reverse repurchase agreements | $938,000 | 5,689 |
| Net loans & leases | $155,249,000 | 2,317 |
| Loan loss allowance | $2,692,000 | 1,702 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,690,000 | 4,641 |
| Other real estate owned | $0 | 2,312 |
| Goodwill and other intangibles | $499,000 | 2,053 |
| All other assets | $2,927,000 | 3,660 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $267,917,000 | 2,098 |
| Total liabilities | $241,299,000 | 2,090 |
| Total deposits | $233,476,000 | 1,945 |
| Interest-bearing deposits | $159,095,000 | 2,428 |
| Deposits held in domestic offices | $233,476,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,095,000 | 1,641 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $2,300,000 | 230 |
| All other liabilities | $1,428,000 | 2,514 |
| Total equity capital | $26,618,000 | 2,125 |
| Total bank equity capital | $26,618,000 | 2,125 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,273,000 | 1,684 |
| Surplus | $10,249,000 | 1,897 |
| Undivided profits | $14,096,000 | 2,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 4,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,388,000 | 2,048 |
| Earning assets | $258,515,000 | 2,009 |
| Long-term assets (5+ years) | $57,706,000 | 1,710 |
| Average Assets, year-to-date | $266,464,000 | 2,091 |
| Average Assets, quarterly | $266,464,000 | 2,091 |
| Volatile liabilities | $10,444,000 | 5,586 |
| Insider loans | $8,943,000 | 588 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $32,693,000 | 2,083 |
| Tier 1 (core) risk-based capital | $24,938,000 | 2,134 |
| Tier 2 risk-based capital | $4,194,000 | 1,045 |
| Total risk weighted assets | $150,695,000 | 2,477 |
| Total unused commitments | $32,693,000 | 2,088 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 71 | 2,434 |
| Assets and Liabilities | ||
| Total Assets: | $265,011,000 | 2,109 |
| Cash and due from depository institutions | $7,194,000 | 2,434 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $98,138,000 | 1,385 |
| Federal funds sold & reverse repurchase agreements | $1,160,000 | 4,829 |
| Net loans & leases | $153,301,000 | 2,323 |
| Loan loss allowance | $2,694,000 | 1,698 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,711,000 | 4,618 |
| Other real estate owned | $0 | 2,434 |
| Goodwill and other intangibles | $499,000 | 2,044 |
| All other assets | $3,008,000 | 3,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,011,000 | 2,109 |
| Total liabilities | $238,990,000 | 2,109 |
| Total deposits | $231,195,000 | 1,957 |
| Interest-bearing deposits | $158,294,000 | 2,423 |
| Deposits held in domestic offices | $231,195,000 | 1,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,785,000 | 1,646 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $2,300,000 | 235 |
| All other liabilities | $710,000 | 3,872 |
| Total equity capital | $26,021,000 | 2,120 |
| Total bank equity capital | $26,021,000 | 2,120 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,273,000 | 1,692 |
| Surplus | $10,249,000 | 1,877 |
| Undivided profits | $13,499,000 | 2,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 5,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,557,000 | 1,878 |
| Earning assets | $252,599,000 | 2,037 |
| Long-term assets (5+ years) | $59,230,000 | 1,672 |
| Average Assets, year-to-date | $258,770,000 | 2,080 |
| Average Assets, quarterly | $264,406,000 | 2,096 |
| Volatile liabilities | $11,685,000 | 5,291 |
| Insider loans | $9,198,000 | 538 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,360,000 | 2,241 |
| Tier 1 (core) risk-based capital | $24,658,000 | 2,135 |
| Tier 2 risk-based capital | $4,158,000 | 1,051 |
| Total risk weighted assets | $147,828,000 | 2,502 |
| Total unused commitments | $28,360,000 | 2,244 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 73 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $263,801,000 | 2,122 |
| Cash and due from depository institutions | $5,299,000 | 2,370 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $103,579,000 | 1,283 |
| Federal funds sold & reverse repurchase agreements | $2,280,000 | 4,151 |
| Net loans & leases | $147,810,000 | 2,384 |
| Loan loss allowance | $2,891,000 | 1,593 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,700,000 | 4,618 |
| Other real estate owned | $0 | 2,370 |
| Goodwill and other intangibles | $499,000 | 2,017 |
| All other assets | $2,634,000 | 3,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,801,000 | 2,122 |
| Total liabilities | $238,020,000 | 2,116 |
| Total deposits | $230,571,000 | 1,971 |
| Interest-bearing deposits | $155,193,000 | 2,473 |
| Deposits held in domestic offices | $230,571,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,190,000 | 1,654 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $2,300,000 | 233 |
| All other liabilities | $959,000 | 3,298 |
| Total equity capital | $25,781,000 | 2,133 |
| Total bank equity capital | $25,781,000 | 2,133 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,273,000 | 1,691 |
| Surplus | $10,249,000 | 1,855 |
| Undivided profits | $13,259,000 | 2,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $580,000 | 4,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,496,000 | 2,088 |
| Earning assets | $253,669,000 | 2,028 |
| Long-term assets (5+ years) | $58,288,000 | 1,693 |
| Average Assets, year-to-date | $257,209,750 | 2,112 |
| Average Assets, quarterly | $263,005,000 | 2,103 |
| Volatile liabilities | $11,364,000 | 5,364 |
| Insider loans | $10,048,000 | 485 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $30,134,000 | 2,163 |
| Tier 1 (core) risk-based capital | $23,901,000 | 2,198 |
| Tier 2 risk-based capital | $4,106,000 | 1,063 |
| Total risk weighted assets | $143,375,000 | 2,550 |
| Total unused commitments | $30,134,000 | 2,167 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 75 | 2,311 |
| Assets and Liabilities | ||
| Total Assets: | $262,209,000 | 2,105 |
| Cash and due from depository institutions | $5,702,000 | 2,311 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $109,384,000 | 1,210 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $141,989,000 | 2,447 |
| Loan loss allowance | $2,824,000 | 1,608 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,755,000 | 4,519 |
| Other real estate owned | $0 | 2,311 |
| Goodwill and other intangibles | $499,000 | 1,971 |
| All other assets | $2,880,000 | 3,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,209,000 | 2,105 |
| Total liabilities | $233,958,000 | 2,123 |
| Total deposits | $228,111,000 | 1,964 |
| Interest-bearing deposits | $160,635,000 | 2,372 |
| Deposits held in domestic offices | $228,111,000 | 1,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,729,000 | 1,518 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,118,000 | 3,055 |
| Total equity capital | $28,251,000 | 1,928 |
| Total bank equity capital | $28,251,000 | 1,928 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,273,000 | 1,687 |
| Surplus | $10,249,000 | 1,815 |
| Undivided profits | $15,729,000 | 2,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,699,000 | 1,703 |
| Earning assets | $251,373,000 | 2,017 |
| Long-term assets (5+ years) | $54,931,000 | 1,691 |
| Average Assets, year-to-date | $255,012,670 | 2,119 |
| Average Assets, quarterly | $259,974,000 | 2,108 |
| Volatile liabilities | $11,983,000 | 5,205 |
| Insider loans | $9,911,000 | 473 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $31,588,000 | 2,040 |
| Tier 1 (core) risk-based capital | $25,746,000 | 1,988 |
| Tier 2 risk-based capital | $1,746,000 | 2,277 |
| Total risk weighted assets | $138,602,000 | 2,582 |
| Total unused commitments | $31,588,000 | 2,050 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 72 | 2,394 |
| Assets and Liabilities | ||
| Total Assets: | $257,739,000 | 2,106 |
| Cash and due from depository institutions | $7,141,000 | 2,394 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $99,981,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $5,167,000 | 3,119 |
| Net loans & leases | $140,552,000 | 2,406 |
| Loan loss allowance | $2,833,000 | 1,578 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,734,000 | 4,518 |
| Other real estate owned | $0 | 2,394 |
| Goodwill and other intangibles | $499,000 | 1,952 |
| All other assets | $2,665,000 | 3,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,739,000 | 2,106 |
| Total liabilities | $230,001,000 | 2,136 |
| Total deposits | $224,170,000 | 1,970 |
| Interest-bearing deposits | $156,919,000 | 2,431 |
| Deposits held in domestic offices | $224,170,000 | 1,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,920,000 | 1,561 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,911,000 | 2,118 |
| Total equity capital | $27,738,000 | 1,923 |
| Total bank equity capital | $27,738,000 | 1,923 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,273,000 | 1,696 |
| Surplus | $10,249,000 | 1,785 |
| Undivided profits | $15,216,000 | 2,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 981 |
| Income earned, not collected on loans | $1,577,000 | 1,906 |
| Earning assets | $245,700,000 | 2,036 |
| Long-term assets (5+ years) | $45,604,000 | 1,889 |
| Average Assets, year-to-date | $251,414,500 | 2,138 |
| Average Assets, quarterly | $251,414,500 | 2,138 |
| Volatile liabilities | $11,152,000 | 5,371 |
| Insider loans | $10,576,000 | 438 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,010,000 | 1,749 |
| Tier 1 (core) risk-based capital | $25,261,000 | 1,986 |
| Tier 2 risk-based capital | $1,687,000 | 2,306 |
| Total risk weighted assets | $133,820,000 | 2,632 |
| Total unused commitments | $37,010,000 | 1,757 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 70 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $245,090,000 | 2,178 |
| Cash and due from depository institutions | $5,855,000 | 2,448 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $92,286,000 | 1,345 |
| Federal funds sold & reverse repurchase agreements | $3,303,000 | 3,729 |
| Net loans & leases | $138,523,000 | 2,429 |
| Loan loss allowance | $2,758,000 | 1,579 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,721,000 | 4,520 |
| Other real estate owned | $0 | 2,448 |
| Goodwill and other intangibles | $499,000 | 1,936 |
| All other assets | $2,903,000 | 3,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,090,000 | 2,178 |
| Total liabilities | $217,413,000 | 2,209 |
| Total deposits | $212,281,000 | 2,040 |
| Interest-bearing deposits | $152,644,000 | 2,435 |
| Deposits held in domestic offices | $212,281,000 | 2,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,715,000 | 1,652 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,417,000 | 2,632 |
| Total equity capital | $27,677,000 | 1,893 |
| Total bank equity capital | $27,677,000 | 1,893 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,273,000 | 1,687 |
| Surplus | $10,249,000 | 1,741 |
| Undivided profits | $15,155,000 | 2,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 6,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 941 |
| Income earned, not collected on loans | $1,810,000 | 1,701 |
| Earning assets | $234,112,000 | 2,103 |
| Long-term assets (5+ years) | $30,703,000 | 2,506 |
| Average Assets, year-to-date | $241,112,600 | 2,118 |
| Average Assets, quarterly | $246,292,000 | 2,144 |
| Volatile liabilities | $11,016,000 | 5,424 |
| Insider loans | $8,383,000 | 579 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,979,000 | 1,960 |
| Tier 1 (core) risk-based capital | $24,979,000 | 1,963 |
| Tier 2 risk-based capital | $1,587,000 | 2,419 |
| Total risk weighted assets | $125,811,000 | 2,764 |
| Total unused commitments | $29,979,000 | 1,963 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 75 | 2,281 |
| Assets and Liabilities | ||
| Total Assets: | $227,873,000 | 2,234 |
| Cash and due from depository institutions | $5,463,000 | 2,281 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $78,338,000 | 1,437 |
| Federal funds sold & reverse repurchase agreements | $5,576,000 | 2,536 |
| Net loans & leases | $134,295,000 | 2,401 |
| Loan loss allowance | $2,562,000 | 1,594 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,796,000 | 4,342 |
| Other real estate owned | $0 | 2,281 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,405,000 | 4,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,873,000 | 2,234 |
| Total liabilities | $203,394,000 | 2,251 |
| Total deposits | $200,610,000 | 2,050 |
| Interest-bearing deposits | $145,153,000 | 2,423 |
| Deposits held in domestic offices | $200,610,000 | 2,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,945,000 | 2,203 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $839,000 | 3,917 |
| Total equity capital | $24,479,000 | 2,010 |
| Total bank equity capital | $24,479,000 | 2,010 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,273,000 | 1,692 |
| Surplus | $9,750,000 | 1,749 |
| Undivided profits | $12,456,000 | 2,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 5,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 929 |
| Income earned, not collected on loans | $1,688,000 | 1,988 |
| Earning assets | $218,209,000 | 2,131 |
| Long-term assets (5+ years) | $21,750,000 | 3,129 |
| Average Assets, year-to-date | $216,363,800 | 2,245 |
| Average Assets, quarterly | $227,658,000 | 2,217 |
| Volatile liabilities | $11,580,000 | 5,221 |
| Insider loans | $9,613,000 | 451 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $23,277,000 | 2,241 |
| Tier 1 (core) risk-based capital | $23,101,000 | 2,022 |
| Tier 2 risk-based capital | $1,510,000 | 2,387 |
| Total risk weighted assets | $119,763,000 | 2,774 |
| Total unused commitments | $23,277,000 | 2,247 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 70 | 2,451 |
| Assets and Liabilities | ||
| Total Assets: | $200,233,000 | 2,436 |
| Cash and due from depository institutions | $5,234,000 | 2,451 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $63,638,000 | 1,732 |
| Federal funds sold & reverse repurchase agreements | $365,000 | 6,385 |
| Net loans & leases | $126,387,000 | 2,482 |
| Loan loss allowance | $2,522,000 | 1,536 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,903,000 | 4,152 |
| Other real estate owned | $0 | 2,451 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,706,000 | 3,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,233,000 | 2,436 |
| Total liabilities | $178,431,000 | 2,461 |
| Total deposits | $175,596,000 | 2,236 |
| Interest-bearing deposits | $126,039,000 | 2,672 |
| Deposits held in domestic offices | $175,596,000 | 2,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,933,000 | 2,307 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $902,000 | 3,878 |
| Total equity capital | $21,802,000 | 2,162 |
| Total bank equity capital | $21,802,000 | 2,162 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,273,000 | 1,710 |
| Surplus | $9,750,000 | 1,697 |
| Undivided profits | $9,779,000 | 2,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $587,000 | 4,543 |
| Earning assets | $190,390,000 | 2,348 |
| Long-term assets (5+ years) | $16,751,000 | 3,527 |
| Average Assets, year-to-date | $196,581,400 | 2,371 |
| Average Assets, quarterly | $200,286,500 | 2,409 |
| Volatile liabilities | $12,077,000 | 5,104 |
| Insider loans | $7,608,000 | 584 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,896,000 | 2,126 |
| Tier 1 (core) risk-based capital | $21,446,000 | 2,089 |
| Tier 2 risk-based capital | $1,422,490 | 2,407 |
| Total risk weighted assets | $112,699,490 | 2,786 |
| Total unused commitments | $22,896,000 | 2,131 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 65 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $191,828,000 | 2,474 |
| Cash and due from depository institutions | $5,613,000 | 2,746 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $68,747,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $112,692,000 | 2,640 |
| Loan loss allowance | $2,439,000 | 1,520 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,973,000 | 4,038 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,803,000 | 3,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,828,000 | 2,474 |
| Total liabilities | $172,467,000 | 2,491 |
| Total deposits | $169,737,000 | 2,239 |
| Interest-bearing deposits | $124,657,000 | 2,641 |
| Deposits held in domestic offices | $169,737,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,564 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $880,000 | 3,583 |
| Total equity capital | $19,361,000 | 2,274 |
| Total bank equity capital | $19,361,000 | 2,274 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,273,000 | 1,714 |
| Surplus | $9,750,000 | 1,687 |
| Undivided profits | $7,338,000 | 3,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $471,000 | 4,791 |
| Earning assets | $181,439,000 | 2,390 |
| Long-term assets (5+ years) | $13,441,000 | 4,195 |
| Average Assets, year-to-date | $189,700,200 | 2,380 |
| Average Assets, quarterly | $192,723,000 | 2,422 |
| Volatile liabilities | $7,778,000 | 6,138 |
| Insider loans | $6,723,000 | 679 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,739,000 | 2,228 |
| Tier 1 (core) risk-based capital | $19,894,000 | 2,210 |
| Tier 2 risk-based capital | $1,273,040 | 2,525 |
| Total risk weighted assets | $100,677,540 | 2,959 |
| Total unused commitments | $21,739,000 | 2,232 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $185,110,000 | 2,478 |
| Cash and due from depository institutions | $8,521,000 | 2,521 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $58,955,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,590 |
| Net loans & leases | $111,045,000 | 2,495 |
| Loan loss allowance | $2,396,000 | 1,506 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,955,000 | 3,977 |
| Other real estate owned | $0 | 2,521 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,434,000 | 3,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,110,000 | 2,478 |
| Total liabilities | $166,121,000 | 2,490 |
| Total deposits | $164,952,000 | 2,313 |
| Interest-bearing deposits | $124,714,000 | 2,604 |
| Deposits held in domestic offices | $164,952,000 | 2,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,169,000 | 3,098 |
| Total equity capital | $18,989,000 | 2,369 |
| Total bank equity capital | $18,989,000 | 2,369 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,273,000 | 1,660 |
| Surplus | $9,750,000 | 1,607 |
| Undivided profits | $6,966,000 | 3,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $426,000 | 5,204 |
| Earning assets | $172,200,000 | 2,439 |
| Long-term assets (5+ years) | $27,046,000 | 2,562 |
| Average Assets, year-to-date | $176,655,400 | 2,446 |
| Average Assets, quarterly | $181,083,500 | 2,489 |
| Volatile liabilities | $5,683,000 | 6,663 |
| Insider loans | $7,004,000 | 592 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,488,000 | 2,154 |
| Tier 1 (core) risk-based capital | $18,411,000 | 2,319 |
| Tier 2 risk-based capital | $1,263,150 | 2,460 |
| Total risk weighted assets | $99,918,750 | 2,821 |
| Total unused commitments | $21,488,000 | 2,159 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 70 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $171,903,000 | 2,605 |
| Cash and due from depository institutions | $5,063,000 | 2,570 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $48,830,000 | 2,339 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 7,335 |
| Net loans & leases | $114,016,000 | 2,429 |
| Loan loss allowance | $2,239,000 | 1,606 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,425,000 | 4,887 |
| Other real estate owned | $0 | 2,570 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,119,000 | 3,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,903,000 | 2,605 |
| Total liabilities | $154,635,000 | 2,607 |
| Total deposits | $153,562,000 | 2,434 |
| Interest-bearing deposits | $118,866,000 | 2,692 |
| Deposits held in domestic offices | $153,562,000 | 2,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,073,000 | 3,369 |
| Total equity capital | $17,268,000 | 2,580 |
| Total bank equity capital | $17,268,000 | 2,580 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,273,000 | 1,647 |
| Surplus | $9,750,000 | 1,597 |
| Undivided profits | $5,245,000 | 4,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 6,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $435,000 | 5,322 |
| Earning assets | $163,296,000 | 2,527 |
| Long-term assets (5+ years) | $31,502,000 | 1,998 |
| Average Assets, year-to-date | $167,855,800 | 2,550 |
| Average Assets, quarterly | $173,678,000 | 2,545 |
| Volatile liabilities | $4,875,000 | 7,207 |
| Insider loans | $5,659,000 | 722 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,191,000 | 2,367 |
| Tier 1 (core) risk-based capital | $17,047,000 | 2,509 |
| Tier 2 risk-based capital | $1,279,430 | 2,331 |
| Total risk weighted assets | $101,395,130 | 2,730 |
| Total unused commitments | $17,191,000 | 2,372 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $158,737,000 | 2,893 |
| Cash and due from depository institutions | $5,484,000 | 2,753 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $42,950,000 | 2,807 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 5,827 |
| Net loans & leases | $106,434,000 | 2,620 |
| Loan loss allowance | $1,933,000 | 1,963 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $863,000 | 6,499 |
| Other real estate owned | $0 | 2,753 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,656,000 | 4,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,737,000 | 2,893 |
| Total liabilities | $142,897,000 | 2,896 |
| Total deposits | $142,040,000 | 2,709 |
| Interest-bearing deposits | $111,528,000 | 2,956 |
| Deposits held in domestic offices | $142,040,000 | 2,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $857,000 | 3,962 |
| Total equity capital | $15,840,000 | 2,819 |
| Total bank equity capital | $15,840,000 | 2,819 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,273,000 | 1,724 |
| Surplus | $9,750,000 | 1,645 |
| Undivided profits | $3,817,000 | 5,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $385,000 | 5,829 |
| Earning assets | $150,734,000 | 2,789 |
| Long-term assets (5+ years) | $10,936,000 | 4,005 |
| Average Assets, year-to-date | $152,418,200 | 2,869 |
| Average Assets, quarterly | $159,565,500 | 2,840 |
| Volatile liabilities | $3,598,000 | 8,062 |
| Insider loans | $5,033,000 | 848 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,985,000 | 2,046 |
| Tier 1 (core) risk-based capital | $15,856,000 | 2,744 |
| Tier 2 risk-based capital | $1,179,010 | 2,561 |
| Total risk weighted assets | $93,566,910 | 2,962 |
| Total unused commitments | $19,985,000 | 2,060 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $142,930,000 | 3,176 |
| Cash and due from depository institutions | $5,860,000 | 2,981 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $37,849,000 | 3,340 |
| Federal funds sold & reverse repurchase agreements | $1,425,000 | 6,493 |
| Net loans & leases | $95,260,000 | 2,829 |
| Loan loss allowance | $1,692,000 | 2,244 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $855,000 | 6,590 |
| Other real estate owned | $0 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,681,000 | 4,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,930,000 | 3,176 |
| Total liabilities | $127,844,000 | 3,198 |
| Total deposits | $127,016,000 | 3,028 |
| Interest-bearing deposits | $101,819,000 | 3,226 |
| Deposits held in domestic offices | $127,016,000 | 3,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $828,000 | 4,264 |
| Total equity capital | $15,086,000 | 2,956 |
| Total bank equity capital | $15,086,000 | 2,956 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,273,000 | 1,758 |
| Surplus | $7,750,000 | 2,017 |
| Undivided profits | $5,063,000 | 4,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $382,000 | 6,015 |
| Earning assets | $134,534,000 | 3,120 |
| Long-term assets (5+ years) | $6,334,000 | 5,188 |
| Average Assets, year-to-date | $140,140,000 | 3,124 |
| Average Assets, quarterly | $142,785,500 | 3,152 |
| Volatile liabilities | $3,189,000 | 8,395 |
| Insider loans | $4,977,000 | 898 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,121,000 | 2,311 |
| Tier 1 (core) risk-based capital | $14,913,000 | 2,886 |
| Tier 2 risk-based capital | $1,068,060 | 2,739 |
| Total risk weighted assets | $84,820,560 | 3,154 |
| Total unused commitments | $16,121,000 | 2,323 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $139,048,000 | 3,216 |
| Cash and due from depository institutions | $4,182,000 | 3,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $47,013,000 | 2,776 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 8,365 |
| Net loans & leases | $85,238,000 | 3,053 |
| Loan loss allowance | $1,618,000 | 2,357 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $903,000 | 6,453 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,702,000 | 4,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,048,000 | 3,216 |
| Total liabilities | $125,739,000 | 3,222 |
| Total deposits | $122,024,000 | 3,114 |
| Interest-bearing deposits | $97,514,000 | 3,343 |
| Deposits held in domestic offices | $122,024,000 | 3,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,075,000 | 2,244 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $640,000 | 4,350 |
| Total equity capital | $13,309,000 | 3,068 |
| Total bank equity capital | $13,309,000 | 3,068 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,273,000 | 1,804 |
| Surplus | $7,750,000 | 1,948 |
| Undivided profits | $3,286,000 | 5,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 10,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $336,000 | 6,002 |
| Earning assets | $132,261,000 | 3,108 |
| Long-term assets (5+ years) | $4,238,000 | 6,461 |
| Average Assets, year-to-date | $138,760,400 | 3,153 |
| Average Assets, quarterly | $140,548,000 | 3,171 |
| Volatile liabilities | $4,518,000 | 7,102 |
| Insider loans | $3,563,000 | 1,174 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,804,000 | 2,176 |
| Tier 1 (core) risk-based capital | $13,370,000 | 3,095 |
| Tier 2 risk-based capital | $957,040 | 3,027 |
| Total risk weighted assets | $75,901,840 | 3,399 |
| Total unused commitments | $16,804,000 | 2,189 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $135,308,000 | 3,373 |
| Cash and due from depository institutions | $4,794,000 | 3,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $50,359,000 | 2,745 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $77,502,000 | 3,258 |
| Loan loss allowance | $1,576,000 | 2,537 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $930,000 | 6,423 |
| Other real estate owned | $0 | 3,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,723,000 | 3,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,308,000 | 3,373 |
| Total liabilities | $123,592,000 | 3,352 |
| Total deposits | $121,582,000 | 3,237 |
| Interest-bearing deposits | $98,259,000 | 3,449 |
| Deposits held in domestic offices | $121,582,000 | 3,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,454 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $510,000 | 5,254 |
| Total equity capital | $11,716,000 | 3,495 |
| Total bank equity capital | $11,716,000 | 3,495 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,273,000 | 1,828 |
| Surplus | $4,750,000 | 2,825 |
| Undivided profits | $4,693,000 | 4,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 7,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $282,000 | 6,390 |
| Earning assets | $127,861,000 | 3,274 |
| Long-term assets (5+ years) | $5,186,000 | 6,298 |
| Average Assets, year-to-date | $131,874,000 | 3,362 |
| Average Assets, quarterly | $135,555,000 | 3,349 |
| Volatile liabilities | $3,038,000 | 8,347 |
| Insider loans | $2,898,000 | 1,441 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,852,000 | 2,337 |
| Tier 1 (core) risk-based capital | $11,716,000 | 3,413 |
| Tier 2 risk-based capital | $881,040 | 3,239 |
| Total risk weighted assets | $69,787,840 | 3,652 |
| Total unused commitments | $14,852,000 | 2,356 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $127,239,000 | 3,639 |
| Cash and due from depository institutions | $4,843,000 | 3,303 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $48,694,000 | 2,810 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $70,884,000 | 3,625 |
| Loan loss allowance | $1,625,000 | 2,523 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $883,000 | 6,703 |
| Other real estate owned | $173,000 | 3,303 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,762,000 | 4,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,239,000 | 3,639 |
| Total liabilities | $117,006,000 | 3,627 |
| Total deposits | $116,109,000 | 3,494 |
| Interest-bearing deposits | $95,345,000 | 3,702 |
| Deposits held in domestic offices | $116,109,000 | 3,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $325,000 | 3,233 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $572,000 | 5,211 |
| Total equity capital | $10,233,000 | 3,795 |
| Total bank equity capital | $10,233,000 | 3,795 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,273,000 | 1,884 |
| Surplus | $4,750,000 | 2,713 |
| Undivided profits | $3,210,000 | 5,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $255,000 | 7,424 |
| Earning assets | $119,578,000 | 3,536 |
| Long-term assets (5+ years) | $4,538,000 | 6,798 |
| Average Assets, year-to-date | $123,039,200 | 3,680 |
| Average Assets, quarterly | $127,153,500 | 3,616 |
| Volatile liabilities | $1,684,000 | 10,488 |
| Insider loans | $1,587,000 | 455 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,706,000 | 2,137 |
| Tier 1 (core) risk-based capital | $10,233,000 | 3,738 |
| Tier 2 risk-based capital | $853,020 | 3,331 |
| Total risk weighted assets | $67,469,920 | 3,830 |
| Total unused commitments | $15,706,000 | 2,153 |
| Derivatives | $0 | 651 |