Home > Mercantile Potomac Bank > Income and Expense
Mercantile Potomac Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $14,412,000 | 548 |
| Total interest expense | $3,434,000 | 702 |
| Net interest income | $10,978,000 | 485 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,297,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $594,000 | 688 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $703,000 | 1,041 |
| Total noninterest expense | $6,018,000 | 698 |
| Salaries and employee benefits | $3,293,000 | 668 |
| Premises and equipment expense | $943,000 | 634 |
| Additional noninterest expense | $1,782,000 | 714 |
| Pre-tax net operating income | $6,257,000 | 452 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,380,000 | 410 |
| Income before extraordinary items | $3,877,000 | 494 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,877,000 | 494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,877,000 | 478 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $47,229,000 | 604 |
| Total interest expense | $8,383,000 | 971 |
| Net interest income | $38,846,000 | 529 |
| Provision for loan and lease losses | $600,000 | 1,645 |
| Total noninterest income | $5,130,000 | 1,058 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,432,000 | 722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,698,000 | 1,057 |
| Total noninterest expense | $21,700,000 | 753 |
| Salaries and employee benefits | $11,727,000 | 721 |
| Premises and equipment expense | $3,262,000 | 707 |
| Additional noninterest expense | $6,711,000 | 765 |
| Pre-tax net operating income | $21,676,000 | 468 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,169,000 | 419 |
| Income before extraordinary items | $13,507,000 | 525 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,507,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $4,172,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 811 |
| Net operating income | $13,507,000 | 509 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $33,862,000 | 620 |
| Total interest expense | $5,645,000 | 1,054 |
| Net interest income | $28,217,000 | 539 |
| Provision for loan and lease losses | $600,000 | 1,230 |
| Total noninterest income | $3,810,000 | 1,073 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,795,000 | 736 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,015,000 | 1,082 |
| Total noninterest expense | $15,435,000 | 778 |
| Salaries and employee benefits | $8,277,000 | 776 |
| Premises and equipment expense | $2,396,000 | 724 |
| Additional noninterest expense | $4,762,000 | 789 |
| Pre-tax net operating income | $15,992,000 | 470 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $6,123,000 | 416 |
| Income before extraordinary items | $9,869,000 | 534 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,869,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $4,172,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,869,000 | 510 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,043,000 | 629 |
| Total interest expense | $3,583,000 | 1,098 |
| Net interest income | $18,460,000 | 547 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,472,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,196,000 | 728 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,276,000 | 1,121 |
| Total noninterest expense | $9,915,000 | 814 |
| Salaries and employee benefits | $5,368,000 | 790 |
| Premises and equipment expense | $1,479,000 | 771 |
| Additional noninterest expense | $3,068,000 | 805 |
| Pre-tax net operating income | $11,017,000 | 455 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $4,216,000 | 410 |
| Income before extraordinary items | $6,801,000 | 521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,801,000 | 520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $2,495,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,801,000 | 497 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,841,000 | 648 |
| Total interest expense | $1,753,000 | 1,142 |
| Net interest income | $9,088,000 | 554 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,164,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $590,000 | 720 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $574,000 | 1,185 |
| Total noninterest expense | $4,830,000 | 848 |
| Salaries and employee benefits | $2,638,000 | 827 |
| Premises and equipment expense | $709,000 | 810 |
| Additional noninterest expense | $1,483,000 | 828 |
| Pre-tax net operating income | $5,422,000 | 452 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,088,000 | 425 |
| Income before extraordinary items | $3,334,000 | 536 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,334,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,585 |
| Cash dividends | $1,649,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,334,000 | 501 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $32,139,000 | 875 |
| Total interest expense | $4,985,000 | 1,794 |
| Net interest income | $27,154,000 | 698 |
| Provision for loan and lease losses | $1,000,000 | 1,181 |
| Total noninterest income | $3,983,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,923,000 | 900 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,060,000 | 1,443 |
| Total noninterest expense | $15,094,000 | 1,079 |
| Salaries and employee benefits | $7,719,000 | 1,090 |
| Premises and equipment expense | $2,509,000 | 891 |
| Additional noninterest expense | $4,866,000 | 1,050 |
| Pre-tax net operating income | $15,043,000 | 598 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,656,000 | 568 |
| Income before extraordinary items | $9,387,000 | 697 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,387,000 | 699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 9,092 |
| Cash dividends | $6,765,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,387,000 | 648 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,380,000 | 960 |
| Total interest expense | $3,358,000 | 2,069 |
| Net interest income | $19,022,000 | 760 |
| Provision for loan and lease losses | $750,000 | 1,139 |
| Total noninterest income | $2,780,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,312,000 | 1,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,468,000 | 1,556 |
| Total noninterest expense | $9,971,000 | 1,222 |
| Salaries and employee benefits | $5,288,000 | 1,228 |
| Premises and equipment expense | $1,291,000 | 1,335 |
| Additional noninterest expense | $3,392,000 | 1,122 |
| Pre-tax net operating income | $11,081,000 | 626 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,129,000 | 599 |
| Income before extraordinary items | $6,952,000 | 740 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,952,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 9,138 |
| Cash dividends | $5,057,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,952,000 | 683 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,774,000 | 978 |
| Total interest expense | $2,059,000 | 2,305 |
| Net interest income | $12,715,000 | 758 |
| Provision for loan and lease losses | $750,000 | 809 |
| Total noninterest income | $1,797,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $856,000 | 1,002 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $941,000 | 1,584 |
| Total noninterest expense | $6,474,000 | 1,256 |
| Salaries and employee benefits | $3,466,000 | 1,237 |
| Premises and equipment expense | $816,000 | 1,409 |
| Additional noninterest expense | $2,192,000 | 1,147 |
| Pre-tax net operating income | $7,288,000 | 626 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,661,000 | 611 |
| Income before extraordinary items | $4,627,000 | 746 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,627,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 9,100 |
| Cash dividends | $3,415,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,627,000 | 686 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 1,009 |
| Total interest expense | $1,038,000 | 2,353 |
| Net interest income | $6,199,000 | 783 |
| Provision for loan and lease losses | $375,000 | 770 |
| Total noninterest income | $863,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $433,000 | 959 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $430,000 | 1,655 |
| Total noninterest expense | $3,131,000 | 1,294 |
| Salaries and employee benefits | $1,684,000 | 1,291 |
| Premises and equipment expense | $403,000 | 1,436 |
| Additional noninterest expense | $1,044,000 | 1,170 |
| Pre-tax net operating income | $3,556,000 | 635 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,291,000 | 634 |
| Income before extraordinary items | $2,265,000 | 751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,265,000 | 750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,771 |
| Cash dividends | $1,708,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,265,000 | 691 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $27,620,000 | 1,119 |
| Total interest expense | $4,953,000 | 2,268 |
| Net interest income | $22,667,000 | 851 |
| Provision for loan and lease losses | $785,000 | 1,664 |
| Total noninterest income | $3,221,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,454,000 | 1,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,767,000 | 1,445 |
| Total noninterest expense | $11,685,000 | 1,322 |
| Salaries and employee benefits | $6,124,000 | 1,331 |
| Premises and equipment expense | $1,480,000 | 1,497 |
| Additional noninterest expense | $4,081,000 | 1,195 |
| Pre-tax net operating income | $13,418,000 | 658 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,874,000 | 602 |
| Income before extraordinary items | $8,544,000 | 741 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,544,000 | 742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,606 |
| Cash dividends | $5,794,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,544,000 | 708 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,964,000 | 1,318 |
| Total interest expense | $7,279,000 | 2,205 |
| Net interest income | $18,685,000 | 958 |
| Provision for loan and lease losses | $1,009,000 | 1,239 |
| Total noninterest income | $2,982,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,246,000 | 1,198 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,736,000 | 1,373 |
| Total noninterest expense | $10,810,000 | 1,355 |
| Salaries and employee benefits | $5,507,000 | 1,364 |
| Premises and equipment expense | $1,473,000 | 1,467 |
| Additional noninterest expense | $3,830,000 | 1,238 |
| Pre-tax net operating income | $9,848,000 | 779 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,534,000 | 731 |
| Income before extraordinary items | $6,314,000 | 873 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,314,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,328 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,314,000 | 831 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,000,000 | 1,502 |
| Total interest expense | $7,393,000 | 2,296 |
| Net interest income | $15,607,000 | 1,125 |
| Provision for loan and lease losses | $1,065,000 | 1,009 |
| Total noninterest income | $2,519,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $924,000 | 1,482 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,595,000 | 1,322 |
| Total noninterest expense | $9,324,000 | 1,497 |
| Salaries and employee benefits | $4,767,000 | 1,489 |
| Premises and equipment expense | $1,261,000 | 1,649 |
| Additional noninterest expense | $3,296,000 | 1,363 |
| Pre-tax net operating income | $7,737,000 | 995 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,751,000 | 886 |
| Income before extraordinary items | $4,986,000 | 1,072 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,986,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-445,000 | 9,876 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,986,000 | 1,071 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,095,000 | 1,797 |
| Total interest expense | $5,085,000 | 2,871 |
| Net interest income | $13,010,000 | 1,345 |
| Provision for loan and lease losses | $608,000 | 1,484 |
| Total noninterest income | $1,506,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $884,000 | 1,477 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $622,000 | 2,573 |
| Total noninterest expense | $7,510,000 | 1,846 |
| Salaries and employee benefits | $4,301,000 | 1,609 |
| Premises and equipment expense | $1,179,000 | 1,737 |
| Additional noninterest expense | $2,030,000 | 2,155 |
| Pre-tax net operating income | $6,398,000 | 1,195 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,221,000 | 1,122 |
| Income before extraordinary items | $4,177,000 | 1,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,177,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $911,000 | 756 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,177,000 | 1,277 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,287,000 | 1,993 |
| Total interest expense | $4,981,000 | 3,008 |
| Net interest income | $11,306,000 | 1,501 |
| Provision for loan and lease losses | $530,000 | 1,644 |
| Total noninterest income | $1,319,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $660,000 | 1,931 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $659,000 | 2,490 |
| Total noninterest expense | $6,682,000 | 1,960 |
| Salaries and employee benefits | $3,927,000 | 1,692 |
| Premises and equipment expense | $1,062,000 | 1,854 |
| Additional noninterest expense | $1,693,000 | 2,464 |
| Pre-tax net operating income | $5,413,000 | 1,393 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,870,000 | 1,346 |
| Income before extraordinary items | $3,543,000 | 1,489 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,543,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $1,255,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,543,000 | 1,428 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,708,000 | 2,218 |
| Total interest expense | $4,315,000 | 3,417 |
| Net interest income | $10,393,000 | 1,681 |
| Provision for loan and lease losses | $592,000 | 1,556 |
| Total noninterest income | $1,110,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $588,000 | 2,231 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $522,000 | 2,735 |
| Total noninterest expense | $6,229,000 | 2,077 |
| Salaries and employee benefits | $3,559,000 | 1,844 |
| Premises and equipment expense | $1,049,000 | 1,893 |
| Additional noninterest expense | $1,621,000 | 2,528 |
| Pre-tax net operating income | $4,682,000 | 1,648 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,654,000 | 1,564 |
| Income before extraordinary items | $3,028,000 | 1,754 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,028,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,544 |
| Cash dividends | $2,125,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,028,000 | 1,717 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,254,000 | 2,521 |
| Total interest expense | $4,043,000 | 3,676 |
| Net interest income | $9,211,000 | 1,948 |
| Provision for loan and lease losses | $545,000 | 1,635 |
| Total noninterest income | $983,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $509,000 | 2,681 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $474,000 | 3,041 |
| Total noninterest expense | $5,665,000 | 2,427 |
| Salaries and employee benefits | $3,244,000 | 2,044 |
| Premises and equipment expense | $720,000 | 2,713 |
| Additional noninterest expense | $1,701,000 | 2,817 |
| Pre-tax net operating income | $3,984,000 | 1,806 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,418,000 | 1,692 |
| Income before extraordinary items | $2,566,000 | 1,930 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,566,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $1,791,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,566,000 | 1,890 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,056,000 | 2,771 |
| Total interest expense | $3,697,000 | 3,957 |
| Net interest income | $8,359,000 | 2,147 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $949,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $468,000 | 2,903 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $481,000 | 2,952 |
| Total noninterest expense | $5,648,000 | 2,404 |
| Salaries and employee benefits | $3,175,000 | 2,095 |
| Premises and equipment expense | $1,004,000 | 2,014 |
| Additional noninterest expense | $1,469,000 | 3,144 |
| Pre-tax net operating income | $3,460,000 | 2,121 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,235,000 | 1,974 |
| Income before extraordinary items | $2,225,000 | 2,263 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,225,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 11,339 |
| Cash dividends | $1,053,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,225,000 | 2,237 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,798,000 | 2,816 |
| Total interest expense | $2,987,000 | 3,982 |
| Net interest income | $7,811,000 | 2,303 |
| Provision for loan and lease losses | $268,000 | 2,466 |
| Total noninterest income | $838,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $426,000 | 3,189 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $412,000 | 3,347 |
| Total noninterest expense | $5,344,000 | 2,607 |
| Salaries and employee benefits | $2,851,000 | 2,354 |
| Premises and equipment expense | $942,000 | 2,143 |
| Additional noninterest expense | $1,551,000 | 3,203 |
| Pre-tax net operating income | $3,037,000 | 2,344 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,115,000 | 2,024 |
| Income before extraordinary items | $1,922,000 | 2,526 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,922,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,883 |
| Cash dividends | $770,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,922,000 | 2,546 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,650,000 | 2,911 |
| Total interest expense | $2,764,000 | 4,428 |
| Net interest income | $7,886,000 | 2,278 |
| Provision for loan and lease losses | $475,000 | 2,177 |
| Total noninterest income | $727,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $398,000 | 3,464 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $329,000 | 4,242 |
| Total noninterest expense | $4,939,000 | 2,887 |
| Salaries and employee benefits | $2,584,000 | 2,560 |
| Premises and equipment expense | $974,000 | 2,104 |
| Additional noninterest expense | $1,381,000 | 3,757 |
| Pre-tax net operating income | $3,199,000 | 2,132 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,263,000 | 1,848 |
| Income before extraordinary items | $1,936,000 | 2,597 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,936,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,575 |
| Cash dividends | $772,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,936,000 | 2,447 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,778,000 | 3,246 |
| Total interest expense | $3,421,000 | 4,627 |
| Net interest income | $7,357,000 | 2,467 |
| Provision for loan and lease losses | $1,122,000 | 1,705 |
| Total noninterest income | $713,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $411,000 | 3,378 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $302,000 | 4,408 |
| Total noninterest expense | $4,690,000 | 3,041 |
| Salaries and employee benefits | $2,446,000 | 2,650 |
| Premises and equipment expense | $1,007,000 | 2,080 |
| Additional noninterest expense | $1,237,000 | 4,231 |
| Pre-tax net operating income | $2,258,000 | 2,764 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $863,000 | 2,411 |
| Income before extraordinary items | $1,395,000 | 3,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,395,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $557,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,395,000 | 3,052 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.