Home > Mercantile Potomac Bank > Assets and Liabilities
Mercantile Potomac Bank, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 178 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $1,076,350,000 | 558 |
| Cash and due from depository institutions | $14,907,000 | 898 |
| Interest-bearing balances | $1,058,000 | 2,662 |
| Securities | $123,212,000 | 1,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $879,990,000 | 484 |
| Loan loss allowance | $8,676,000 | 555 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,550,000 | 1,386 |
| Other real estate owned | $0 | 898 |
| Goodwill and other intangibles | $41,919,000 | 239 |
| All other assets | $8,772,000 | 1,748 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,076,350,000 | 558 |
| Total liabilities | $959,599,000 | 566 |
| Total deposits | $779,598,000 | 576 |
| Interest-bearing deposits | $537,770,000 | 714 |
| Deposits held in domestic offices | $779,598,000 | 575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,167,000 | 245 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $32,500,000 | 101 |
| All other liabilities | $7,334,000 | 711 |
| Total equity capital | $116,751,000 | 513 |
| Total bank equity capital | $116,751,000 | 513 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,488 |
| Surplus | $68,622,000 | 409 |
| Undivided profits | $46,879,000 | 705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,841,000 | 690 |
| Earning assets | $1,004,260,000 | 555 |
| Long-term assets (5+ years) | $190,875,000 | 548 |
| Average Assets, year-to-date | $1,050,203,500 | 568 |
| Average Assets, quarterly | $1,050,203,500 | 568 |
| Volatile liabilities | $312,648,000 | 469 |
| Insider loans | $9,588,000 | 599 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $295,773,000 | 420 |
| Tier 1 (core) risk-based capital | $76,939,000 | 701 |
| Tier 2 risk-based capital | $41,176,000 | 181 |
| Total risk weighted assets | $887,611,000 | 498 |
| Total unused commitments | $295,773,000 | 420 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 184 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $1,024,057,000 | 589 |
| Cash and due from depository institutions | $12,905,000 | 870 |
| Interest-bearing balances | $602,000 | 3,275 |
| Securities | $132,853,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $820,704,000 | 509 |
| Loan loss allowance | $8,694,000 | 558 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,051,000 | 1,456 |
| Other real estate owned | $0 | 870 |
| Goodwill and other intangibles | $42,014,000 | 237 |
| All other assets | $8,530,000 | 1,767 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,024,057,000 | 589 |
| Total liabilities | $910,232,000 | 594 |
| Total deposits | $719,335,000 | 609 |
| Interest-bearing deposits | $482,270,000 | 781 |
| Deposits held in domestic offices | $719,335,000 | 608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $152,724,000 | 230 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $32,500,000 | 105 |
| All other liabilities | $5,673,000 | 832 |
| Total equity capital | $113,825,000 | 529 |
| Total bank equity capital | $113,825,000 | 529 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $68,623,000 | 409 |
| Undivided profits | $43,952,000 | 771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,786,000 | 699 |
| Earning assets | $954,159,000 | 576 |
| Long-term assets (5+ years) | $169,513,000 | 621 |
| Average Assets, year-to-date | $892,754,600 | 642 |
| Average Assets, quarterly | $990,779,000 | 597 |
| Volatile liabilities | $287,975,000 | 502 |
| Insider loans | $7,304,000 | 807 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $206,361,000 | 536 |
| Tier 1 (core) risk-based capital | $73,004,000 | 741 |
| Tier 2 risk-based capital | $41,206,000 | 184 |
| Total risk weighted assets | $824,591,000 | 526 |
| Total unused commitments | $206,361,000 | 536 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 170 | 942 |
| Assets and Liabilities | ||
| Total Assets: | $957,501,000 | 623 |
| Cash and due from depository institutions | $18,368,000 | 942 |
| Interest-bearing balances | $1,441,000 | 2,476 |
| Securities | $134,408,000 | 951 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $740,859,000 | 540 |
| Loan loss allowance | $8,711,000 | 560 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,003,000 | 1,428 |
| Other real estate owned | $0 | 942 |
| Goodwill and other intangibles | $42,097,000 | 236 |
| All other assets | $14,766,000 | 1,043 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $957,501,000 | 623 |
| Total liabilities | $847,029,000 | 631 |
| Total deposits | $703,922,000 | 609 |
| Interest-bearing deposits | $451,994,000 | 817 |
| Deposits held in domestic offices | $703,922,000 | 605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,974,000 | 280 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $32,500,000 | 108 |
| All other liabilities | $3,633,000 | 1,193 |
| Total equity capital | $110,472,000 | 544 |
| Total bank equity capital | $110,472,000 | 544 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,250,000 | 2,472 |
| Surplus | $68,611,000 | 409 |
| Undivided profits | $40,611,000 | 823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,177,000 | 857 |
| Earning assets | $876,708,000 | 625 |
| Long-term assets (5+ years) | $162,153,000 | 655 |
| Average Assets, year-to-date | $859,929,000 | 664 |
| Average Assets, quarterly | $910,181,500 | 644 |
| Volatile liabilities | $209,851,000 | 623 |
| Insider loans | $7,536,000 | 753 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $146,707,000 | 695 |
| Tier 1 (core) risk-based capital | $69,310,000 | 767 |
| Tier 2 risk-based capital | $41,219,000 | 189 |
| Total risk weighted assets | $748,819,000 | 561 |
| Total unused commitments | $146,707,000 | 696 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 174 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $862,862,000 | 681 |
| Cash and due from depository institutions | $21,406,000 | 927 |
| Interest-bearing balances | $911,000 | 2,952 |
| Securities | $123,675,000 | 1,033 |
| Federal funds sold & reverse repurchase agreements | $5,821,000 | 1,785 |
| Net loans & leases | $692,712,000 | 555 |
| Loan loss allowance | $8,110,000 | 594 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,924,000 | 1,425 |
| Other real estate owned | $0 | 927 |
| Goodwill and other intangibles | $4,019,000 | 834 |
| All other assets | $8,305,000 | 1,753 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $862,862,000 | 681 |
| Total liabilities | $792,440,000 | 666 |
| Total deposits | $675,391,000 | 631 |
| Interest-bearing deposits | $437,197,000 | 833 |
| Deposits held in domestic offices | $675,391,000 | 628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $81,265,000 | 332 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $32,500,000 | 107 |
| All other liabilities | $3,284,000 | 1,194 |
| Total equity capital | $70,422,000 | 784 |
| Total bank equity capital | $70,422,000 | 784 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $30,438,000 | 765 |
| Undivided profits | $38,734,000 | 823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,282,000 | 789 |
| Earning assets | $823,119,000 | 646 |
| Long-term assets (5+ years) | $181,356,000 | 604 |
| Average Assets, year-to-date | $827,405,000 | 684 |
| Average Assets, quarterly | $845,205,500 | 683 |
| Volatile liabilities | $180,106,000 | 683 |
| Insider loans | $7,188,000 | 780 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $135,548,000 | 712 |
| Tier 1 (core) risk-based capital | $67,860,000 | 768 |
| Tier 2 risk-based capital | $40,610,000 | 186 |
| Total risk weighted assets | $693,729,000 | 590 |
| Total unused commitments | $135,548,000 | 712 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 158 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $827,549,000 | 698 |
| Cash and due from depository institutions | $20,481,000 | 1,027 |
| Interest-bearing balances | $735,000 | 3,369 |
| Securities | $128,658,000 | 1,014 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $661,830,000 | 561 |
| Loan loss allowance | $8,123,000 | 595 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,983,000 | 1,652 |
| Other real estate owned | $0 | 1,027 |
| Goodwill and other intangibles | $4,114,000 | 808 |
| All other assets | $6,483,000 | 2,022 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $827,549,000 | 698 |
| Total liabilities | $758,187,000 | 688 |
| Total deposits | $632,344,000 | 681 |
| Interest-bearing deposits | $430,055,000 | 859 |
| Deposits held in domestic offices | $632,344,000 | 677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,539,000 | 315 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $32,500,000 | 107 |
| All other liabilities | $4,804,000 | 982 |
| Total equity capital | $69,362,000 | 813 |
| Total bank equity capital | $69,362,000 | 813 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,250,000 | 2,473 |
| Surplus | $30,438,000 | 756 |
| Undivided profits | $37,674,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,066,000 | 845 |
| Earning assets | $791,223,000 | 677 |
| Long-term assets (5+ years) | $185,625,000 | 583 |
| Average Assets, year-to-date | $809,676,500 | 707 |
| Average Assets, quarterly | $809,676,500 | 707 |
| Volatile liabilities | $186,039,000 | 647 |
| Insider loans | $7,052,000 | 793 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $124,298,000 | 743 |
| Tier 1 (core) risk-based capital | $65,183,000 | 791 |
| Tier 2 risk-based capital | $40,623,000 | 182 |
| Total risk weighted assets | $661,852,000 | 610 |
| Total unused commitments | $124,298,000 | 743 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 152 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $791,804,000 | 723 |
| Cash and due from depository institutions | $16,782,000 | 1,092 |
| Interest-bearing balances | $58,000 | 5,763 |
| Securities | $135,749,000 | 991 |
| Federal funds sold & reverse repurchase agreements | $1,212,000 | 4,771 |
| Net loans & leases | $621,279,000 | 590 |
| Loan loss allowance | $8,101,000 | 594 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,890,000 | 1,659 |
| Other real estate owned | $0 | 1,092 |
| Goodwill and other intangibles | $4,208,000 | 804 |
| All other assets | $6,684,000 | 2,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $791,804,000 | 723 |
| Total liabilities | $724,459,000 | 714 |
| Total deposits | $615,046,000 | 697 |
| Interest-bearing deposits | $425,492,000 | 868 |
| Deposits held in domestic offices | $615,046,000 | 694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,066,000 | 351 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $32,500,000 | 111 |
| All other liabilities | $3,847,000 | 1,132 |
| Total equity capital | $67,345,000 | 819 |
| Total bank equity capital | $67,345,000 | 819 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,250,000 | 2,486 |
| Surplus | $30,438,000 | 754 |
| Undivided profits | $35,657,000 | 906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,068 |
| Income earned, not collected on loans | $3,378,000 | 761 |
| Earning assets | $758,298,000 | 693 |
| Long-term assets (5+ years) | $187,208,000 | 585 |
| Average Assets, year-to-date | $644,722,000 | 847 |
| Average Assets, quarterly | $707,063,500 | 796 |
| Volatile liabilities | $166,798,000 | 707 |
| Insider loans | $6,608,000 | 807 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $128,282,000 | 699 |
| Tier 1 (core) risk-based capital | $63,440,000 | 801 |
| Tier 2 risk-based capital | $38,799,000 | 193 |
| Total risk weighted assets | $617,614,000 | 648 |
| Total unused commitments | $128,282,000 | 699 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 107 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $622,323,000 | 908 |
| Cash and due from depository institutions | $15,787,000 | 1,651 |
| Interest-bearing balances | $58,000 | 5,844 |
| Securities | $146,052,000 | 922 |
| Federal funds sold & reverse repurchase agreements | $38,075,000 | 388 |
| Net loans & leases | $409,005,000 | 866 |
| Loan loss allowance | $7,837,000 | 623 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,799,000 | 3,306 |
| Other real estate owned | $0 | 1,651 |
| Goodwill and other intangibles | $938,000 | 1,646 |
| All other assets | $9,667,000 | 1,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $622,323,000 | 908 |
| Total liabilities | $570,173,000 | 884 |
| Total deposits | $461,048,000 | 944 |
| Interest-bearing deposits | $301,908,000 | 1,266 |
| Deposits held in domestic offices | $461,048,000 | 940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,145,000 | 361 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $32,500,000 | 112 |
| All other liabilities | $2,480,000 | 1,645 |
| Total equity capital | $52,150,000 | 1,064 |
| Total bank equity capital | $52,150,000 | 1,064 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $15,438,000 | 1,308 |
| Undivided profits | $35,462,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 963 |
| Income earned, not collected on loans | $2,507,000 | 1,099 |
| Earning assets | $593,190,000 | 878 |
| Long-term assets (5+ years) | $150,533,000 | 733 |
| Average Assets, year-to-date | $607,951,500 | 907 |
| Average Assets, quarterly | $632,016,000 | 893 |
| Volatile liabilities | $145,475,000 | 772 |
| Insider loans | $6,232,000 | 843 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $88,726,000 | 947 |
| Tier 1 (core) risk-based capital | $49,689,000 | 1,029 |
| Tier 2 risk-based capital | $30,032,000 | 226 |
| Total risk weighted assets | $412,326,000 | 927 |
| Total unused commitments | $88,726,000 | 948 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 119 | 1,482 |
| Assets and Liabilities | ||
| Total Assets: | $641,709,000 | 870 |
| Cash and due from depository institutions | $27,852,000 | 1,482 |
| Interest-bearing balances | $58,000 | 5,885 |
| Securities | $142,808,000 | 921 |
| Federal funds sold & reverse repurchase agreements | $73,411,000 | 236 |
| Net loans & leases | $388,020,000 | 900 |
| Loan loss allowance | $7,768,000 | 620 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,501,000 | 3,578 |
| Other real estate owned | $0 | 1,482 |
| Goodwill and other intangibles | $938,000 | 1,605 |
| All other assets | $6,179,000 | 2,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $641,709,000 | 870 |
| Total liabilities | $589,555,000 | 857 |
| Total deposits | $484,027,000 | 889 |
| Interest-bearing deposits | $317,577,000 | 1,182 |
| Deposits held in domestic offices | $484,027,000 | 886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,730,000 | 286 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,798,000 | 2,172 |
| Total equity capital | $52,154,000 | 1,045 |
| Total bank equity capital | $52,154,000 | 1,045 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $15,438,000 | 1,285 |
| Undivided profits | $35,466,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 4,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 1,029 |
| Income earned, not collected on loans | $2,729,000 | 984 |
| Earning assets | $604,297,000 | 851 |
| Long-term assets (5+ years) | $129,360,000 | 810 |
| Average Assets, year-to-date | $603,161,000 | 904 |
| Average Assets, quarterly | $614,304,000 | 905 |
| Volatile liabilities | $175,051,000 | 680 |
| Insider loans | $6,390,000 | 803 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $74,648,000 | 1,064 |
| Tier 1 (core) risk-based capital | $49,007,000 | 1,021 |
| Tier 2 risk-based capital | $4,958,000 | 872 |
| Total risk weighted assets | $393,800,000 | 951 |
| Total unused commitments | $74,648,000 | 1,070 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 105 | 1,648 |
| Assets and Liabilities | ||
| Total Assets: | $586,899,000 | 936 |
| Cash and due from depository institutions | $20,860,000 | 1,648 |
| Interest-bearing balances | $58,000 | 5,770 |
| Securities | $154,506,000 | 837 |
| Federal funds sold & reverse repurchase agreements | $34,608,000 | 465 |
| Net loans & leases | $368,417,000 | 936 |
| Loan loss allowance | $7,280,000 | 648 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,192,000 | 3,880 |
| Other real estate owned | $0 | 1,648 |
| Goodwill and other intangibles | $938,000 | 1,581 |
| All other assets | $5,378,000 | 2,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $586,899,000 | 936 |
| Total liabilities | $535,199,000 | 920 |
| Total deposits | $436,415,000 | 967 |
| Interest-bearing deposits | $297,095,000 | 1,247 |
| Deposits held in domestic offices | $436,415,000 | 963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,870,000 | 303 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,914,000 | 1,548 |
| Total equity capital | $51,700,000 | 1,043 |
| Total bank equity capital | $51,700,000 | 1,043 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,513 |
| Surplus | $15,438,000 | 1,260 |
| Undivided profits | $35,012,000 | 895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 6,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 1,009 |
| Income earned, not collected on loans | $2,670,000 | 1,047 |
| Earning assets | $557,589,000 | 907 |
| Long-term assets (5+ years) | $113,943,000 | 880 |
| Average Assets, year-to-date | $583,887,000 | 934 |
| Average Assets, quarterly | $583,887,000 | 934 |
| Volatile liabilities | $173,816,000 | 674 |
| Insider loans | $5,803,000 | 894 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $71,536,000 | 1,071 |
| Tier 1 (core) risk-based capital | $48,352,000 | 1,026 |
| Tier 2 risk-based capital | $4,560,000 | 934 |
| Total risk weighted assets | $362,055,000 | 1,011 |
| Total unused commitments | $71,536,000 | 1,080 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 102 | 1,675 |
| Assets and Liabilities | ||
| Total Assets: | $580,875,000 | 933 |
| Cash and due from depository institutions | $17,689,000 | 1,675 |
| Interest-bearing balances | $58,000 | 5,681 |
| Securities | $138,830,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $65,167,000 | 246 |
| Net loans & leases | $350,920,000 | 978 |
| Loan loss allowance | $6,935,000 | 660 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,081,000 | 3,977 |
| Other real estate owned | $0 | 1,675 |
| Goodwill and other intangibles | $938,000 | 1,556 |
| All other assets | $5,250,000 | 2,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $580,875,000 | 933 |
| Total liabilities | $539,671,000 | 896 |
| Total deposits | $439,265,000 | 942 |
| Interest-bearing deposits | $280,497,000 | 1,307 |
| Deposits held in domestic offices | $439,265,000 | 939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,865,000 | 287 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,541,000 | 1,682 |
| Total equity capital | $41,204,000 | 1,268 |
| Total bank equity capital | $41,204,000 | 1,268 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,250,000 | 2,515 |
| Surplus | $5,438,000 | 3,016 |
| Undivided profits | $34,516,000 | 887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 943 |
| Income earned, not collected on loans | $2,719,000 | 1,047 |
| Earning assets | $554,975,000 | 899 |
| Long-term assets (5+ years) | $92,571,000 | 1,039 |
| Average Assets, year-to-date | $499,257,000 | 1,021 |
| Average Assets, quarterly | $556,230,500 | 965 |
| Volatile liabilities | $168,519,000 | 688 |
| Insider loans | $4,899,000 | 1,051 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $63,098,000 | 1,133 |
| Tier 1 (core) risk-based capital | $37,620,000 | 1,273 |
| Tier 2 risk-based capital | $4,319,000 | 960 |
| Total risk weighted assets | $342,890,000 | 1,045 |
| Total unused commitments | $63,098,000 | 1,134 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 98 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $445,670,000 | 1,158 |
| Cash and due from depository institutions | $19,759,000 | 1,718 |
| Interest-bearing balances | $57,000 | 5,624 |
| Securities | $94,842,000 | 1,199 |
| Federal funds sold & reverse repurchase agreements | $36,029,000 | 409 |
| Net loans & leases | $288,128,000 | 1,153 |
| Loan loss allowance | $6,147,000 | 714 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,936,000 | 4,121 |
| Other real estate owned | $0 | 1,718 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,976,000 | 2,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $445,670,000 | 1,158 |
| Total liabilities | $409,074,000 | 1,143 |
| Total deposits | $324,130,000 | 1,218 |
| Interest-bearing deposits | $203,463,000 | 1,723 |
| Deposits held in domestic offices | $324,130,000 | 1,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,365,000 | 330 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,579,000 | 1,658 |
| Total equity capital | $36,596,000 | 1,344 |
| Total bank equity capital | $36,596,000 | 1,344 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,250,000 | 2,560 |
| Surplus | $4,500,000 | 3,357 |
| Undivided profits | $30,846,000 | 911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $143,000 | 763 |
| Income earned, not collected on loans | $2,553,000 | 1,227 |
| Earning assets | $419,056,000 | 1,123 |
| Long-term assets (5+ years) | $57,846,000 | 1,537 |
| Average Assets, year-to-date | $384,816,200 | 1,259 |
| Average Assets, quarterly | $420,316,000 | 1,210 |
| Volatile liabilities | $119,282,000 | 858 |
| Insider loans | $5,112,000 | 954 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $64,442,000 | 1,047 |
| Tier 1 (core) risk-based capital | $35,045,000 | 1,300 |
| Tier 2 risk-based capital | $3,487,000 | 1,115 |
| Total risk weighted assets | $276,301,000 | 1,240 |
| Total unused commitments | $64,442,000 | 1,051 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 92 | 1,812 |
| Assets and Liabilities | ||
| Total Assets: | $331,116,000 | 1,454 |
| Cash and due from depository institutions | $12,707,000 | 1,812 |
| Interest-bearing balances | $54,000 | 5,304 |
| Securities | $71,703,000 | 1,519 |
| Federal funds sold & reverse repurchase agreements | $3,283,000 | 3,224 |
| Net loans & leases | $237,631,000 | 1,340 |
| Loan loss allowance | $5,106,000 | 813 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,252,000 | 5,378 |
| Other real estate owned | $0 | 1,812 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,540,000 | 1,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,116,000 | 1,454 |
| Total liabilities | $301,990,000 | 1,437 |
| Total deposits | $235,936,000 | 1,626 |
| Interest-bearing deposits | $162,791,000 | 2,078 |
| Deposits held in domestic offices | $235,936,000 | 1,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,195,000 | 398 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,859,000 | 2,191 |
| Total equity capital | $29,126,000 | 1,595 |
| Total bank equity capital | $29,126,000 | 1,595 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,250,000 | 2,615 |
| Surplus | $4,500,000 | 3,297 |
| Undivided profits | $23,376,000 | 1,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 4,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 813 |
| Income earned, not collected on loans | $1,248,000 | 2,114 |
| Earning assets | $312,671,000 | 1,413 |
| Long-term assets (5+ years) | $51,794,000 | 1,603 |
| Average Assets, year-to-date | $304,296,800 | 1,500 |
| Average Assets, quarterly | $328,374,500 | 1,452 |
| Volatile liabilities | $91,873,000 | 1,056 |
| Insider loans | $2,528,000 | 1,873 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $47,338,000 | 1,218 |
| Tier 1 (core) risk-based capital | $28,731,000 | 1,541 |
| Tier 2 risk-based capital | $2,785,540 | 1,316 |
| Total risk weighted assets | $220,522,740 | 1,484 |
| Total unused commitments | $47,338,000 | 1,220 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 85 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $267,264,000 | 1,769 |
| Cash and due from depository institutions | $9,959,000 | 2,031 |
| Interest-bearing balances | $52,000 | 5,390 |
| Securities | $63,632,000 | 1,794 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $188,463,000 | 1,604 |
| Loan loss allowance | $3,596,000 | 1,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,193,000 | 5,524 |
| Other real estate owned | $0 | 2,031 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,017,000 | 2,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,264,000 | 1,769 |
| Total liabilities | $244,071,000 | 1,755 |
| Total deposits | $205,117,000 | 1,838 |
| Interest-bearing deposits | $141,849,000 | 2,318 |
| Deposits held in domestic offices | $205,117,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,800,000 | 584 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,154,000 | 2,912 |
| Total equity capital | $23,193,000 | 1,909 |
| Total bank equity capital | $23,193,000 | 1,909 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,674 |
| Surplus | $4,500,000 | 3,265 |
| Undivided profits | $17,443,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 4,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $103,000 | 830 |
| Income earned, not collected on loans | $823,000 | 2,828 |
| Earning assets | $252,147,000 | 1,715 |
| Long-term assets (5+ years) | $46,665,000 | 1,809 |
| Average Assets, year-to-date | $251,565,200 | 1,789 |
| Average Assets, quarterly | $261,730,000 | 1,786 |
| Volatile liabilities | $52,562,000 | 1,593 |
| Insider loans | $2,645,000 | 1,765 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $41,795,000 | 1,377 |
| Tier 1 (core) risk-based capital | $23,745,000 | 1,842 |
| Tier 2 risk-based capital | $2,194,120 | 1,554 |
| Total risk weighted assets | $174,128,020 | 1,765 |
| Total unused commitments | $41,795,000 | 1,382 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $238,245,000 | 1,941 |
| Cash and due from depository institutions | $11,593,000 | 2,066 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $69,763,000 | 1,704 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 5,657 |
| Net loans & leases | $150,333,000 | 1,868 |
| Loan loss allowance | $3,899,000 | 980 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,025,000 | 5,895 |
| Other real estate owned | $0 | 2,066 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,381,000 | 2,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,245,000 | 1,941 |
| Total liabilities | $218,084,000 | 1,912 |
| Total deposits | $192,318,000 | 1,969 |
| Interest-bearing deposits | $135,133,000 | 2,414 |
| Deposits held in domestic offices | $192,318,000 | 1,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,105,000 | 676 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,661,000 | 2,318 |
| Total equity capital | $20,161,000 | 2,238 |
| Total bank equity capital | $20,161,000 | 2,238 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $4,500,000 | 3,121 |
| Undivided profits | $14,411,000 | 1,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $207,000 | 622 |
| Income earned, not collected on loans | $616,000 | 3,778 |
| Earning assets | $222,246,000 | 1,910 |
| Long-term assets (5+ years) | $37,773,000 | 2,005 |
| Average Assets, year-to-date | $224,100,000 | 1,955 |
| Average Assets, quarterly | $227,959,000 | 1,992 |
| Volatile liabilities | $39,373,000 | 1,729 |
| Insider loans | $3,897,000 | 1,099 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $31,555,000 | 1,596 |
| Tier 1 (core) risk-based capital | $19,593,000 | 2,177 |
| Tier 2 risk-based capital | $1,792,700 | 1,776 |
| Total risk weighted assets | $141,309,800 | 2,009 |
| Total unused commitments | $31,555,000 | 1,600 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 87 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $207,110,000 | 2,195 |
| Cash and due from depository institutions | $9,609,000 | 2,036 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $48,726,000 | 2,346 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 2,402 |
| Net loans & leases | $139,162,000 | 2,009 |
| Loan loss allowance | $3,416,000 | 1,118 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $835,000 | 6,523 |
| Other real estate owned | $0 | 2,036 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,053,000 | 2,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,110,000 | 2,195 |
| Total liabilities | $189,632,000 | 2,158 |
| Total deposits | $168,193,000 | 2,236 |
| Interest-bearing deposits | $118,777,000 | 2,696 |
| Deposits held in domestic offices | $168,193,000 | 2,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,080,000 | 737 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,359,000 | 2,758 |
| Total equity capital | $17,478,000 | 2,553 |
| Total bank equity capital | $17,478,000 | 2,553 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $4,500,000 | 3,058 |
| Undivided profits | $11,728,000 | 2,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $659,000 | 3,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $758,000 | 3,079 |
| Earning assets | $193,613,000 | 2,168 |
| Long-term assets (5+ years) | $21,973,000 | 2,616 |
| Average Assets, year-to-date | $192,099,200 | 2,241 |
| Average Assets, quarterly | $199,574,500 | 2,243 |
| Volatile liabilities | $31,577,000 | 2,052 |
| Insider loans | $3,193,000 | 1,324 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $28,859,000 | 1,623 |
| Tier 1 (core) risk-based capital | $17,305,000 | 2,466 |
| Tier 2 risk-based capital | $1,616,880 | 1,876 |
| Total risk weighted assets | $127,551,380 | 2,176 |
| Total unused commitments | $28,859,000 | 1,626 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 81 | 2,316 |
| Assets and Liabilities | ||
| Total Assets: | $185,115,000 | 2,505 |
| Cash and due from depository institutions | $7,548,000 | 2,316 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $41,980,000 | 2,871 |
| Federal funds sold & reverse repurchase agreements | $7,375,000 | 1,770 |
| Net loans & leases | $124,722,000 | 2,263 |
| Loan loss allowance | $2,939,000 | 1,353 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $878,000 | 6,440 |
| Other real estate owned | $0 | 2,316 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,612,000 | 2,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,115,000 | 2,505 |
| Total liabilities | $168,723,000 | 2,478 |
| Total deposits | $155,578,000 | 2,480 |
| Interest-bearing deposits | $116,429,000 | 2,822 |
| Deposits held in domestic offices | $155,578,000 | 2,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,925,000 | 1,046 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,220,000 | 3,024 |
| Total equity capital | $16,392,000 | 2,724 |
| Total bank equity capital | $16,392,000 | 2,724 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $4,500,000 | 3,127 |
| Undivided profits | $10,642,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 7,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $604,000 | 3,819 |
| Earning assets | $174,077,000 | 2,451 |
| Long-term assets (5+ years) | $14,721,000 | 3,299 |
| Average Assets, year-to-date | $180,929,800 | 2,462 |
| Average Assets, quarterly | $182,981,500 | 2,497 |
| Volatile liabilities | $17,776,000 | 3,198 |
| Insider loans | $2,358,000 | 1,811 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,003,000 | 2,218 |
| Tier 1 (core) risk-based capital | $16,402,000 | 2,654 |
| Tier 2 risk-based capital | $1,390,610 | 2,195 |
| Total risk weighted assets | $109,700,010 | 2,559 |
| Total unused commitments | $18,003,000 | 2,234 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 80 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $179,040,000 | 2,590 |
| Cash and due from depository institutions | $9,799,000 | 2,423 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $45,503,000 | 2,776 |
| Federal funds sold & reverse repurchase agreements | $65,000 | 9,216 |
| Net loans & leases | $120,434,000 | 2,300 |
| Loan loss allowance | $2,381,000 | 1,670 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $720,000 | 7,183 |
| Other real estate owned | $0 | 2,423 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,519,000 | 2,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,040,000 | 2,590 |
| Total liabilities | $163,298,000 | 2,566 |
| Total deposits | $151,901,000 | 2,556 |
| Interest-bearing deposits | $119,496,000 | 2,808 |
| Deposits held in domestic offices | $151,901,000 | 2,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,365,000 | 1,086 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,032,000 | 3,543 |
| Total equity capital | $15,742,000 | 2,832 |
| Total bank equity capital | $15,742,000 | 2,832 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $4,500,000 | 3,118 |
| Undivided profits | $9,992,000 | 2,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $661,000 | 3,598 |
| Earning assets | $166,002,000 | 2,569 |
| Long-term assets (5+ years) | $13,839,000 | 3,256 |
| Average Assets, year-to-date | $166,669,800 | 2,668 |
| Average Assets, quarterly | $171,670,500 | 2,670 |
| Volatile liabilities | $22,159,000 | 2,425 |
| Insider loans | $2,979,000 | 1,452 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,811,000 | 2,586 |
| Tier 1 (core) risk-based capital | $15,627,000 | 2,746 |
| Tier 2 risk-based capital | $1,285,920 | 2,321 |
| Total risk weighted assets | $101,778,620 | 2,689 |
| Total unused commitments | $13,811,000 | 2,597 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 83 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $162,475,000 | 2,788 |
| Cash and due from depository institutions | $6,720,000 | 2,406 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $49,263,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $103,460,000 | 2,592 |
| Loan loss allowance | $2,143,000 | 1,861 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $773,000 | 7,054 |
| Other real estate owned | $0 | 2,406 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,259,000 | 3,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,475,000 | 2,788 |
| Total liabilities | $148,029,000 | 2,791 |
| Total deposits | $141,559,000 | 2,701 |
| Interest-bearing deposits | $108,686,000 | 3,013 |
| Deposits held in domestic offices | $141,559,000 | 2,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,720,000 | 1,672 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $750,000 | 3,803 |
| Total equity capital | $14,446,000 | 2,819 |
| Total bank equity capital | $14,446,000 | 2,819 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $4,500,000 | 3,026 |
| Undivided profits | $8,696,000 | 2,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 10,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $519,000 | 4,065 |
| Earning assets | $152,723,000 | 2,719 |
| Long-term assets (5+ years) | $13,295,000 | 3,429 |
| Average Assets, year-to-date | $161,961,600 | 2,736 |
| Average Assets, quarterly | $162,179,000 | 2,782 |
| Volatile liabilities | $10,651,000 | 4,158 |
| Insider loans | $2,728,000 | 1,546 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,593,000 | 3,016 |
| Tier 1 (core) risk-based capital | $14,455,000 | 2,845 |
| Tier 2 risk-based capital | $1,076,700 | 2,729 |
| Total risk weighted assets | $85,069,400 | 3,101 |
| Total unused commitments | $10,593,000 | 3,026 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $161,944,000 | 2,823 |
| Cash and due from depository institutions | $7,937,000 | 2,723 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,622,000 | 2,929 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,902 |
| Net loans & leases | $95,927,000 | 2,709 |
| Loan loss allowance | $2,180,000 | 1,927 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $835,000 | 6,832 |
| Other real estate owned | $0 | 2,723 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,323,000 | 3,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,944,000 | 2,823 |
| Total liabilities | $148,641,000 | 2,820 |
| Total deposits | $145,681,000 | 2,711 |
| Interest-bearing deposits | $110,708,000 | 3,078 |
| Deposits held in domestic offices | $145,681,000 | 2,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,360,000 | 2,076 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $600,000 | 4,674 |
| Total equity capital | $13,303,000 | 3,041 |
| Total bank equity capital | $13,303,000 | 3,041 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $4,500,000 | 2,962 |
| Undivided profits | $7,553,000 | 3,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $871,000 | 3,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $432,000 | 4,335 |
| Earning assets | $150,849,000 | 2,799 |
| Long-term assets (5+ years) | $10,520,000 | 4,225 |
| Average Assets, year-to-date | $151,565,600 | 2,936 |
| Average Assets, quarterly | $156,634,500 | 2,897 |
| Volatile liabilities | $4,643,000 | 6,805 |
| Insider loans | $1,516,000 | 2,655 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,692,000 | 2,758 |
| Tier 1 (core) risk-based capital | $13,303,000 | 2,972 |
| Tier 2 risk-based capital | $1,017,290 | 2,838 |
| Total risk weighted assets | $80,220,090 | 3,217 |
| Total unused commitments | $11,692,000 | 2,780 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 78 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $149,403,000 | 3,110 |
| Cash and due from depository institutions | $7,211,000 | 2,769 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $51,519,000 | 2,650 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 10,062 |
| Net loans & leases | $87,015,000 | 3,009 |
| Loan loss allowance | $1,984,000 | 2,147 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $851,000 | 6,852 |
| Other real estate owned | $0 | 2,769 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,307,000 | 3,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,403,000 | 3,110 |
| Total liabilities | $137,264,000 | 3,107 |
| Total deposits | $135,487,000 | 3,003 |
| Interest-bearing deposits | $106,673,000 | 3,329 |
| Deposits held in domestic offices | $135,487,000 | 2,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,035,000 | 2,520 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $742,000 | 4,176 |
| Total equity capital | $12,139,000 | 3,158 |
| Total bank equity capital | $12,139,000 | 3,158 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $4,500,000 | 2,841 |
| Undivided profits | $6,389,000 | 3,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 3,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $427,000 | 4,753 |
| Earning assets | $139,034,000 | 3,059 |
| Long-term assets (5+ years) | $11,358,000 | 3,999 |
| Average Assets, year-to-date | $140,380,600 | 3,250 |
| Average Assets, quarterly | $148,335,000 | 3,118 |
| Volatile liabilities | $3,168,000 | 8,346 |
| Insider loans | $283,000 | 3,040 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,322,000 | 3,323 |
| Tier 1 (core) risk-based capital | $12,139,000 | 3,104 |
| Tier 2 risk-based capital | $907,500 | 3,171 |
| Total risk weighted assets | $71,523,500 | 3,634 |
| Total unused commitments | $8,322,000 | 3,344 |
| Derivatives | $0 | 651 |