Home > Mercantile Peninsula Bank > Total Unused Commitments
Mercantile Peninsula Bank, Total Unused Commitments
2007-06-30 | Rank | |
Total unused commitments | $306,317,000 | 463 |
Loan commitments-revolving, open-end lines secured by 1-4's | $57,078,000 | 373 |
Credit card lines | $61,000 | 1,800 |
Commercial real estate, construction & land development | $133,265,000 | 281 |
Commitments secured by real estate | $99,893,000 | 348 |
Commitments not secured by real estate | $33,372,000 | 60 |
Securities underwriting | $0 | 7 |
Other unused commitments | $115,913,000 | 394 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $35,968,000 | 797 |
Securities lent | $0 | 53 |
All other off-balance sheet liabilities | $0 | 513 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 10 |
2007-03-31 | Rank | |
Total unused commitments | $306,935,000 | 463 |
Loan commitments-revolving, open-end lines secured by 1-4's | $56,557,000 | 384 |
Credit card lines | $48,000 | 1,839 |
Commercial real estate, construction & land development | $129,687,000 | 291 |
Commitments secured by real estate | $101,109,000 | 342 |
Commitments not secured by real estate | $28,578,000 | 70 |
Securities underwriting | $0 | 6 |
Other unused commitments | $120,643,000 | 379 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $40,561,000 | 718 |
Securities lent | $0 | 56 |
All other off-balance sheet liabilities | $0 | 487 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 10 |
2006-12-31 | Rank | |
Total unused commitments | $281,273,000 | 477 |
Loan commitments-revolving, open-end lines secured by 1-4's | $56,078,000 | 380 |
Credit card lines | $60,000 | 1,842 |
Commercial real estate, construction & land development | $111,567,000 | 321 |
Commitments secured by real estate | $79,118,000 | 407 |
Commitments not secured by real estate | $32,449,000 | 57 |
Securities underwriting | $0 | 7 |
Other unused commitments | $113,568,000 | 385 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $47,120,000 | 629 |
Securities lent | $0 | 49 |
All other off-balance sheet liabilities | $0 | 481 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 10 |
2006-09-30 | Rank | |
Total unused commitments | $285,367,000 | 497 |
Loan commitments-revolving, open-end lines secured by 1-4's | $56,650,000 | 378 |
Credit card lines | $55,000 | 1,861 |
Commercial real estate, construction & land development | $119,790,000 | 307 |
Commitments secured by real estate | $86,702,000 | 392 |
Commitments not secured by real estate | $33,088,000 | 57 |
Securities underwriting | $0 | 7 |
Other unused commitments | $108,872,000 | 396 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $47,848,000 | 621 |
Securities lent | $0 | 45 |
All other off-balance sheet liabilities | $0 | 461 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 10 |
2006-06-30 | Rank | |
Total unused commitments | $298,460,000 | 480 |
Loan commitments-revolving, open-end lines secured by 1-4's | $55,785,000 | 381 |
Credit card lines | $40,000 | 1,890 |
Commercial real estate, construction & land development | $124,183,000 | 301 |
Commitments secured by real estate | $94,591,000 | 369 |
Commitments not secured by real estate | $29,592,000 | 56 |
Securities underwriting | $0 | 7 |
Other unused commitments | $118,452,000 | 384 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $56,853,000 | 546 |
Securities lent | $0 | 47 |
All other off-balance sheet liabilities | $0 | 442 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 11 |
2006-03-31 | Rank | |
Total unused commitments | $334,530,000 | 434 |
Loan commitments-revolving, open-end lines secured by 1-4's | $55,660,000 | 376 |
Credit card lines | $46,000 | 1,923 |
Commercial real estate, construction & land development | $133,714,000 | 271 |
Commitments secured by real estate | $98,087,000 | 338 |
Commitments not secured by real estate | $35,627,000 | 49 |
Securities underwriting | $0 | 7 |
Other unused commitments | $145,110,000 | 327 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $56,400,000 | 546 |
Securities lent | $0 | 45 |
All other off-balance sheet liabilities | $0 | 430 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | NA | NA |
Acquired by reporting bank | $0 | 14 |
2005-12-31 | Rank | |
Total unused commitments | $343,344,000 | 415 |
Loan commitments-revolving, open-end lines secured by 1-4's | $55,272,000 | 372 |
Credit card lines | $50,000 | 1,939 |
Commercial real estate, construction & land development | $142,275,000 | 250 |
Commitments secured by real estate | $108,945,000 | 305 |
Commitments not secured by real estate | $33,330,000 | 50 |
Securities underwriting | $0 | 7 |
Other unused commitments | $145,747,000 | 317 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $56,049,000 | 525 |
Securities lent | $0 | 45 |
All other off-balance sheet liabilities | $0 | 302 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 45 |
Acquired by reporting bank | $0 | 15 |
2005-09-30 | Rank | |
Total unused commitments | $320,993,000 | 422 |
Loan commitments-revolving, open-end lines secured by 1-4's | $54,112,000 | 372 |
Credit card lines | $45,000 | 1,976 |
Commercial real estate, construction & land development | $142,382,000 | 233 |
Commitments secured by real estate | $108,586,000 | 290 |
Commitments not secured by real estate | $33,796,000 | 49 |
Securities underwriting | $0 | 7 |
Other unused commitments | $124,454,000 | 355 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $65,513,000 | 449 |
Securities lent | $0 | 47 |
All other off-balance sheet liabilities | $0 | 296 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 49 |
Acquired by reporting bank | $0 | 16 |
2005-06-30 | Rank | |
Total unused commitments | $321,161,000 | 410 |
Loan commitments-revolving, open-end lines secured by 1-4's | $52,672,000 | 378 |
Credit card lines | $72,000 | 1,986 |
Commercial real estate, construction & land development | $123,209,000 | 250 |
Commitments secured by real estate | $93,617,000 | 314 |
Commitments not secured by real estate | $29,592,000 | 49 |
Securities underwriting | $0 | 7 |
Other unused commitments | $145,208,000 | 302 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $59,351,000 | 468 |
Securities lent | $0 | 44 |
All other off-balance sheet liabilities | $0 | 290 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 45 |
Acquired by reporting bank | $0 | 15 |
2005-03-31 | Rank | |
Total unused commitments | $298,845,000 | 417 |
Loan commitments-revolving, open-end lines secured by 1-4's | $52,191,000 | 390 |
Credit card lines | $67,000 | 2,017 |
Commercial real estate, construction & land development | $122,372,000 | 235 |
Commitments secured by real estate | $94,381,000 | 287 |
Commitments not secured by real estate | $27,991,000 | 50 |
Securities underwriting | $0 | 7 |
Other unused commitments | $124,215,000 | 330 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $67,112,000 | 419 |
Securities lent | $0 | 45 |
All other off-balance sheet liabilities | $0 | 300 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 44 |
Acquired by reporting bank | $0 | 16 |
2004-12-31 | Rank | |
Total unused commitments | $298,036,000 | 413 |
Loan commitments-revolving, open-end lines secured by 1-4's | $50,330,000 | 391 |
Credit card lines | $43,000 | 2,052 |
Commercial real estate, construction & land development | $116,491,000 | 234 |
Commitments secured by real estate | $89,355,000 | 290 |
Commitments not secured by real estate | $27,136,000 | 48 |
Securities underwriting | $0 | 8 |
Other unused commitments | $131,172,000 | 311 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $55,042,000 | 464 |
Securities lent | $0 | 39 |
All other off-balance sheet liabilities | $0 | 281 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 43 |
Acquired by reporting bank | $0 | 17 |
2004-09-30 | Rank | |
Total unused commitments | $312,143,000 | 393 |
Loan commitments-revolving, open-end lines secured by 1-4's | $49,454,000 | 392 |
Credit card lines | $62,000 | 2,099 |
Commercial real estate, construction & land development | $104,571,000 | 245 |
Commitments secured by real estate | $85,381,000 | 290 |
Commitments not secured by real estate | $19,190,000 | 59 |
Securities underwriting | $0 | 7 |
Other unused commitments | $158,056,000 | 263 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $46,194,000 | 520 |
Securities lent | $0 | 42 |
All other off-balance sheet liabilities | $0 | 271 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 40 |
Acquired by reporting bank | $0 | 13 |
2004-06-30 | Rank | |
Total unused commitments | $74,703,000 | 1,126 |
Loan commitments-revolving, open-end lines secured by 1-4's | $13,792,000 | 1,065 |
Credit card lines | $0 | 2,201 |
Commercial real estate, construction & land development | $26,990,000 | 832 |
Commitments secured by real estate | $26,990,000 | 818 |
Commitments not secured by real estate | $0 | 797 |
Securities underwriting | $0 | 6 |
Other unused commitments | $33,921,000 | 888 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $14,451,000 | 1,131 |
Securities lent | $0 | 41 |
All other off-balance sheet liabilities | $0 | 293 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 37 |
Acquired by reporting bank | $0 | 11 |
2004-03-31 | Rank | |
Total unused commitments | $73,255,000 | 1,120 |
Loan commitments-revolving, open-end lines secured by 1-4's | $12,742,000 | 1,084 |
Credit card lines | $0 | 2,253 |
Commercial real estate, construction & land development | $29,403,000 | 722 |
Commitments secured by real estate | $29,187,000 | 710 |
Commitments not secured by real estate | $216,000 | 505 |
Securities underwriting | $0 | 6 |
Other unused commitments | $31,110,000 | 969 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $13,267,000 | 1,166 |
Securities lent | $0 | 43 |
All other off-balance sheet liabilities | $0 | 311 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 39 |
Acquired by reporting bank | $0 | 12 |
2003-12-31 | Rank | |
Total unused commitments | $74,756,000 | 1,079 |
Loan commitments-revolving, open-end lines secured by 1-4's | $12,748,000 | 898 |
Credit card lines | $0 | 2,174 |
Commercial real estate, construction & land development | $31,109,000 | 672 |
Commitments secured by real estate | $30,893,000 | 663 |
Commitments not secured by real estate | $216,000 | 518 |
Securities underwriting | $0 | 7 |
Other unused commitments | $30,899,000 | 924 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $14,888,000 | 1,042 |
Securities lent | $0 | 52 |
All other off-balance sheet liabilities | $0 | 292 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 38 |
Acquired by reporting bank | $0 | 13 |
2003-09-30 | Rank | |
Total unused commitments | $67,171,000 | 1,194 |
Loan commitments-revolving, open-end lines secured by 1-4's | $11,125,000 | 994 |
Credit card lines | $0 | 2,194 |
Commercial real estate, construction & land development | $30,049,000 | 668 |
Commitments secured by real estate | $30,049,000 | 649 |
Commitments not secured by real estate | $0 | 858 |
Securities underwriting | $0 | 6 |
Other unused commitments | $25,997,000 | 1,092 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $20,164,000 | 858 |
Securities lent | $0 | 63 |
All other off-balance sheet liabilities | $0 | 324 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 38 |
Acquired by reporting bank | $0 | 13 |
2003-06-30 | Rank | |
Total unused commitments | $63,168,000 | 1,209 |
Loan commitments-revolving, open-end lines secured by 1-4's | $10,187,000 | 1,008 |
Credit card lines | $0 | 2,230 |
Commercial real estate, construction & land development | $29,416,000 | 643 |
Commitments secured by real estate | $29,416,000 | 631 |
Commitments not secured by real estate | $0 | 913 |
Securities underwriting | $0 | 6 |
Other unused commitments | $23,565,000 | 1,154 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $21,843,000 | 764 |
Securities lent | $0 | 61 |
All other off-balance sheet liabilities | $0 | 348 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 38 |
Acquired by reporting bank | $0 | 13 |
2003-03-31 | Rank | |
Total unused commitments | $54,486,000 | 1,308 |
Loan commitments-revolving, open-end lines secured by 1-4's | $9,988,000 | 987 |
Credit card lines | $0 | 2,280 |
Commercial real estate, construction & land development | $21,863,000 | 778 |
Commitments secured by real estate | $21,863,000 | 756 |
Commitments not secured by real estate | $0 | 929 |
Securities underwriting | $0 | 7 |
Other unused commitments | $22,635,000 | 1,188 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $12,867,000 | 1,046 |
Securities lent | $0 | 61 |
All other off-balance sheet liabilities | $0 | 341 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 38 |
Acquired by reporting bank | $0 | 13 |
2002-12-31 | Rank | |
Total unused commitments | $52,134,000 | 1,300 |
Loan commitments-revolving, open-end lines secured by 1-4's | $9,454,000 | 980 |
Credit card lines | $0 | 2,321 |
Commercial real estate, construction & land development | $21,133,000 | 764 |
Commitments secured by real estate | $21,133,000 | 747 |
Commitments not secured by real estate | $0 | 921 |
Securities underwriting | $0 | 7 |
Other unused commitments | $21,547,000 | 1,200 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $9,990,000 | 1,174 |
Securities lent | $0 | 61 |
All other off-balance sheet liabilities | $0 | 293 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 36 |
Acquired by reporting bank | $0 | 14 |
2001-12-31 | Rank | |
Total unused commitments | $48,373,000 | 1,292 |
Loan commitments-revolving, open-end lines secured by 1-4's | $7,576,000 | 1,017 |
Credit card lines | $0 | 2,495 |
Commercial real estate, construction & land development | $17,970,000 | 799 |
Commitments secured by real estate | $17,970,000 | 774 |
Commitments not secured by real estate | $0 | 981 |
Securities underwriting | $0 | 8 |
Other unused commitments | $22,827,000 | 1,092 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $10,625,000 | 1,056 |
Securities lent | $0 | 63 |
All other off-balance sheet liabilities | $0 | 274 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 36 |
Acquired by reporting bank | $0 | 20 |
2000-12-31 | Rank | |
Total unused commitments | $42,089,000 | 1,328 |
Loan commitments-revolving, open-end lines secured by 1-4's | $6,240,000 | 1,089 |
Credit card lines | $846,000 | 1,857 |
Commercial real estate, construction & land development | $17,005,000 | 769 |
Commitments secured by real estate | $17,005,000 | 738 |
Commitments not secured by real estate | $0 | 989 |
Securities underwriting | $0 | 9 |
Other unused commitments | $17,998,000 | 1,261 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $12,144,000 | 903 |
Securities lent | $0 | 75 |
All other off-balance sheet liabilities | $0 | 66 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 28 |
Acquired by reporting bank | $0 | 40 |
1999-12-31 | Rank | |
Total unused commitments | $48,491,000 | 1,224 |
Loan commitments-revolving, open-end lines secured by 1-4's | $6,095,000 | 1,093 |
Credit card lines | $818,000 | 1,944 |
Commercial real estate, construction & land development | $20,474,000 | 638 |
Commitments secured by real estate | $20,474,000 | 610 |
Commitments not secured by real estate | $0 | 1,066 |
Securities underwriting | $0 | 12 |
Other unused commitments | $21,104,000 | 1,133 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $15,655,000 | 782 |
Securities lent | $0 | 86 |
All other off-balance sheet liabilities | $0 | 64 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 32 |
Acquired by reporting bank | $0 | 46 |
1998-12-31 | Rank | |
Total unused commitments | $36,576,000 | 1,437 |
Loan commitments-revolving, open-end lines secured by 1-4's | $5,280,000 | 1,132 |
Credit card lines | $797,000 | 2,045 |
Commercial real estate, construction & land development | $14,421,000 | 797 |
Commitments secured by real estate | $14,421,000 | 762 |
Commitments not secured by real estate | $0 | 1,165 |
Securities underwriting | $0 | 13 |
Other unused commitments | $16,078,000 | 1,338 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $3,841,000 | 1,650 |
Securities lent | $0 | 92 |
All other off-balance sheet liabilities | $0 | 57 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 32 |
Acquired by reporting bank | $0 | 60 |
1997-12-31 | Rank | |
Total unused commitments | $31,888,000 | 1,501 |
Loan commitments-revolving, open-end lines secured by 1-4's | $5,878,000 | 1,023 |
Credit card lines | $780,000 | 2,124 |
Commercial real estate, construction & land development | $10,368,000 | 933 |
Commitments secured by real estate | $10,136,000 | 912 |
Commitments not secured by real estate | $232,000 | 688 |
Securities underwriting | $0 | 16 |
Other unused commitments | $14,862,000 | 1,341 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,839,000 | 1,368 |
Securities lent | $0 | 105 |
All other off-balance sheet liabilities | $0 | 59 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 42 |
Acquired by reporting bank | $0 | 55 |
1996-12-31 | Rank | |
Total unused commitments | $37,634,000 | 1,312 |
Loan commitments-revolving, open-end lines secured by 1-4's | $5,517,000 | 1,075 |
Credit card lines | $0 | 3,827 |
Commercial real estate, construction & land development | $13,557,000 | 694 |
Commitments secured by real estate | $13,117,000 | 677 |
Commitments not secured by real estate | $440,000 | 568 |
Securities underwriting | $0 | 14 |
Other unused commitments | $18,560,000 | 1,124 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $7,390,000 | 1,086 |
Securities lent | $0 | 139 |
All other off-balance sheet liabilities | $0 | 45 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 48 |
Acquired by reporting bank | $0 | 59 |
1995-12-31 | Rank | |
Total unused commitments | $34,881,000 | 1,337 |
Loan commitments-revolving, open-end lines secured by 1-4's | $5,042,000 | 1,125 |
Credit card lines | $0 | 3,957 |
Commercial real estate, construction & land development | $11,499,000 | 745 |
Commitments secured by real estate | $10,622,000 | 755 |
Commitments not secured by real estate | $877,000 | 421 |
Securities underwriting | $0 | 19 |
Other unused commitments | $18,340,000 | 1,102 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $4,564,000 | 1,421 |
Securities lent | $0 | 168 |
All other off-balance sheet liabilities | $0 | 51 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 52 |
Acquired by reporting bank | $0 | 62 |
1994-12-31 | Rank | |
Total unused commitments | $27,085,000 | 1,542 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,834,000 | 1,146 |
Credit card lines | $0 | 3,957 |
Commercial real estate, construction & land development | $11,109,000 | 707 |
Commitments secured by real estate | $8,593,000 | 832 |
Commitments not secured by real estate | $2,516,000 | 217 |
Securities underwriting | $0 | 22 |
Other unused commitments | $11,142,000 | 1,600 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $8,051,000 | 979 |
Securities lent | $0 | 184 |
All other off-balance sheet liabilities | $0 | 59 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 52 |
Acquired by reporting bank | $0 | 95 |
1993-12-31 | Rank | |
Total unused commitments | $25,319,000 | 1,635 |
Loan commitments-revolving, open-end lines secured by 1-4's | $4,348,000 | 1,199 |
Credit card lines | $0 | 3,952 |
Commercial real estate, construction & land development | $7,958,000 | 836 |
Commitments secured by real estate | $7,458,000 | 824 |
Commitments not secured by real estate | $500,000 | 545 |
Securities underwriting | $0 | 31 |
Other unused commitments | $13,013,000 | 1,309 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,461,000 | 1,667 |
Securities lent | $0 | 256 |
All other off-balance sheet liabilities | $0 | 73 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 48 |
Acquired by reporting bank | $0 | 102 |
1992-12-31 | Rank | |
Total unused commitments | $29,089,000 | 1,404 |
Loan commitments-revolving, open-end lines secured by 1-4's | $6,087,000 | 952 |
Credit card lines | $0 | 3,970 |
Commercial real estate, construction & land development | $7,358,000 | 777 |
Commitments secured by real estate | $6,976,000 | 745 |
Commitments not secured by real estate | $382,000 | 741 |
Securities underwriting | $0 | 26 |
Other unused commitments | $15,644,000 | 1,101 |
Memoranda: | ||
Commitments with an original maturity exceeding 1 yr | $2,141,000 | 1,716 |
Securities lent | $0 | 206 |
All other off-balance sheet liabilities | $0 | 67 |
Remaining maturity or repricing frequency of: | ||
Conveyed to others by reporting bank | $0 | 54 |
Acquired by reporting bank | $0 | 109 |