Home > Mercantile Peninsula Bank > Assets and Liabilities
Mercantile Peninsula Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 372 | 429 |
| Assets and Liabilities | ||
| Total Assets: | $1,882,330,000 | 391 |
| Cash and due from depository institutions | $42,909,000 | 429 |
| Interest-bearing balances | $106,000 | 4,574 |
| Securities | $220,099,000 | 571 |
| Federal funds sold & reverse repurchase agreements | $124,322,000 | 165 |
| Net loans & leases | $1,409,404,000 | 366 |
| Loan loss allowance | $10,994,000 | 493 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,763,000 | 797 |
| Other real estate owned | $150,000 | 429 |
| Goodwill and other intangibles | $34,566,000 | 317 |
| All other assets | $36,117,000 | 565 |
| Life insurance assets | $9,017,000 | 697 |
| Total liabilities and capital | $1,882,330,000 | 391 |
| Total liabilities | $1,684,552,000 | 389 |
| Total deposits | $1,543,245,000 | 353 |
| Interest-bearing deposits | $1,157,932,000 | 399 |
| Deposits held in domestic offices | $1,543,245,000 | 352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,890,000 | 385 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $56,700,000 | 84 |
| All other liabilities | $11,717,000 | 594 |
| Total equity capital | $197,778,000 | 395 |
| Total bank equity capital | $197,778,000 | 395 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,030,000 | 519 |
| Surplus | $77,434,000 | 455 |
| Undivided profits | $111,314,000 | 339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,348,000 | 458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $8,738,000 | 447 |
| Earning assets | $1,753,931,000 | 376 |
| Long-term assets (5+ years) | $293,410,000 | 409 |
| Average Assets, year-to-date | $1,844,665,330 | 396 |
| Average Assets, quarterly | $1,872,585,000 | 391 |
| Volatile liabilities | $289,385,000 | 524 |
| Insider loans | $38,776,000 | 127 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $306,317,000 | 463 |
| Tier 1 (core) risk-based capital | $167,685,000 | 406 |
| Tier 2 risk-based capital | $68,598,000 | 138 |
| Total risk weighted assets | $1,443,683,000 | 391 |
| Total unused commitments | $306,317,000 | 463 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 375 | 420 |
| Assets and Liabilities | ||
| Total Assets: | $1,862,840,000 | 392 |
| Cash and due from depository institutions | $40,658,000 | 420 |
| Interest-bearing balances | $105,000 | 4,640 |
| Securities | $235,540,000 | 528 |
| Federal funds sold & reverse repurchase agreements | $54,316,000 | 352 |
| Net loans & leases | $1,445,803,000 | 356 |
| Loan loss allowance | $13,526,000 | 406 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,973,000 | 763 |
| Other real estate owned | $0 | 420 |
| Goodwill and other intangibles | $34,566,000 | 306 |
| All other assets | $36,984,000 | 534 |
| Life insurance assets | $9,021,000 | 678 |
| Total liabilities and capital | $1,862,840,000 | 392 |
| Total liabilities | $1,673,247,000 | 391 |
| Total deposits | $1,546,608,000 | 351 |
| Interest-bearing deposits | $1,194,652,000 | 390 |
| Deposits held in domestic offices | $1,546,608,000 | 348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,975,000 | 436 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $56,700,000 | 84 |
| All other liabilities | $13,964,000 | 539 |
| Total equity capital | $189,593,000 | 408 |
| Total bank equity capital | $189,593,000 | 408 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,030,000 | 504 |
| Surplus | $77,434,000 | 437 |
| Undivided profits | $103,129,000 | 363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,958,000 | 348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $8,679,000 | 445 |
| Earning assets | $1,735,764,000 | 383 |
| Long-term assets (5+ years) | $292,135,000 | 402 |
| Average Assets, year-to-date | $1,825,833,000 | 401 |
| Average Assets, quarterly | $1,825,833,000 | 401 |
| Volatile liabilities | $285,659,000 | 529 |
| Insider loans | $42,451,000 | 119 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $306,935,000 | 462 |
| Tier 1 (core) risk-based capital | $157,283,000 | 419 |
| Tier 2 risk-based capital | $71,315,000 | 127 |
| Total risk weighted assets | $1,466,216,000 | 382 |
| Total unused commitments | $306,935,000 | 463 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 383 | 419 |
| Assets and Liabilities | ||
| Total Assets: | $1,788,826,000 | 404 |
| Cash and due from depository institutions | $41,880,000 | 419 |
| Interest-bearing balances | $54,000 | 5,360 |
| Securities | $211,473,000 | 598 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $1,450,632,000 | 346 |
| Loan loss allowance | $13,574,000 | 394 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $15,082,000 | 730 |
| Other real estate owned | $0 | 419 |
| Goodwill and other intangibles | $34,696,000 | 292 |
| All other assets | $35,063,000 | 551 |
| Life insurance assets | $8,673,000 | 689 |
| Total liabilities and capital | $1,788,826,000 | 404 |
| Total liabilities | $1,601,992,000 | 402 |
| Total deposits | $1,456,508,000 | 368 |
| Interest-bearing deposits | $1,080,217,000 | 414 |
| Deposits held in domestic offices | $1,456,508,000 | 365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,966,000 | 373 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $56,700,000 | 82 |
| All other liabilities | $9,818,000 | 699 |
| Total equity capital | $186,834,000 | 402 |
| Total bank equity capital | $186,834,000 | 402 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,030,000 | 497 |
| Surplus | $77,434,000 | 426 |
| Undivided profits | $100,370,000 | 369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,616,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $9,306,000 | 422 |
| Earning assets | $1,662,159,000 | 395 |
| Long-term assets (5+ years) | $196,832,000 | 570 |
| Average Assets, year-to-date | $1,780,648,800 | 390 |
| Average Assets, quarterly | $1,798,011,000 | 403 |
| Volatile liabilities | $291,797,000 | 586 |
| Insider loans | $40,868,000 | 117 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $281,273,000 | 477 |
| Tier 1 (core) risk-based capital | $153,960,000 | 411 |
| Tier 2 risk-based capital | $71,463,000 | 126 |
| Total risk weighted assets | $1,410,884,000 | 385 |
| Total unused commitments | $281,273,000 | 477 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 394 | 416 |
| Assets and Liabilities | ||
| Total Assets: | $1,807,196,000 | 410 |
| Cash and due from depository institutions | $41,299,000 | 416 |
| Interest-bearing balances | $11,000 | 6,291 |
| Securities | $219,756,000 | 587 |
| Federal funds sold & reverse repurchase agreements | $6,236,000 | 2,085 |
| Net loans & leases | $1,453,329,000 | 350 |
| Loan loss allowance | $13,718,000 | 405 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,316,000 | 691 |
| Other real estate owned | $0 | 416 |
| Goodwill and other intangibles | $34,891,000 | 296 |
| All other assets | $36,369,000 | 546 |
| Life insurance assets | $8,573,000 | 673 |
| Total liabilities and capital | $1,807,196,000 | 410 |
| Total liabilities | $1,623,596,000 | 402 |
| Total deposits | $1,504,606,000 | 354 |
| Interest-bearing deposits | $1,090,179,000 | 408 |
| Deposits held in domestic offices | $1,504,606,000 | 350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,270,000 | 460 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $56,700,000 | 89 |
| All other liabilities | $9,020,000 | 715 |
| Total equity capital | $183,600,000 | 413 |
| Total bank equity capital | $183,600,000 | 413 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,030,000 | 483 |
| Surplus | $77,434,000 | 431 |
| Undivided profits | $97,136,000 | 389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,989,000 | 609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $9,054,000 | 422 |
| Earning assets | $1,679,332,000 | 399 |
| Long-term assets (5+ years) | $193,534,000 | 580 |
| Average Assets, year-to-date | $1,778,604,500 | 399 |
| Average Assets, quarterly | $1,799,696,500 | 408 |
| Volatile liabilities | $263,947,000 | 647 |
| Insider loans | $40,431,000 | 124 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $285,367,000 | 497 |
| Tier 1 (core) risk-based capital | $150,847,000 | 425 |
| Tier 2 risk-based capital | $71,607,000 | 136 |
| Total risk weighted assets | $1,405,887,000 | 391 |
| Total unused commitments | $285,367,000 | 497 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 400 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $1,792,197,000 | 408 |
| Cash and due from depository institutions | $46,859,000 | 409 |
| Interest-bearing balances | $10,000 | 6,357 |
| Securities | $222,287,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $1,441,163,000 | 345 |
| Loan loss allowance | $13,759,000 | 402 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $15,393,000 | 674 |
| Other real estate owned | $0 | 409 |
| Goodwill and other intangibles | $35,086,000 | 298 |
| All other assets | $31,409,000 | 619 |
| Life insurance assets | $8,471,000 | 670 |
| Total liabilities and capital | $1,792,197,000 | 408 |
| Total liabilities | $1,612,649,000 | 400 |
| Total deposits | $1,448,117,000 | 360 |
| Interest-bearing deposits | $1,041,004,000 | 421 |
| Deposits held in domestic offices | $1,448,117,000 | 357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $99,530,000 | 317 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $56,700,000 | 90 |
| All other liabilities | $8,302,000 | 722 |
| Total equity capital | $179,548,000 | 412 |
| Total bank equity capital | $179,548,000 | 412 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,030,000 | 463 |
| Surplus | $77,434,000 | 431 |
| Undivided profits | $93,084,000 | 387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,291,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $8,337,000 | 422 |
| Earning assets | $1,663,460,000 | 396 |
| Long-term assets (5+ years) | $190,953,000 | 580 |
| Average Assets, year-to-date | $1,769,074,000 | 404 |
| Average Assets, quarterly | $1,791,981,000 | 407 |
| Volatile liabilities | $292,230,000 | 594 |
| Insider loans | $38,293,000 | 127 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $298,460,000 | 480 |
| Tier 1 (core) risk-based capital | $148,022,000 | 427 |
| Tier 2 risk-based capital | $71,338,000 | 137 |
| Total risk weighted assets | $1,396,872,000 | 392 |
| Total unused commitments | $298,460,000 | 480 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 389 | 412 |
| Assets and Liabilities | ||
| Total Assets: | $1,791,765,000 | 402 |
| Cash and due from depository institutions | $50,471,000 | 412 |
| Interest-bearing balances | $10,000 | 6,397 |
| Securities | $222,194,000 | 596 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $1,437,057,000 | 331 |
| Loan loss allowance | $15,468,000 | 348 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,218,000 | 668 |
| Other real estate owned | $0 | 412 |
| Goodwill and other intangibles | $35,281,000 | 288 |
| All other assets | $31,544,000 | 593 |
| Life insurance assets | $8,376,000 | 657 |
| Total liabilities and capital | $1,791,765,000 | 402 |
| Total liabilities | $1,615,430,000 | 395 |
| Total deposits | $1,416,245,000 | 365 |
| Interest-bearing deposits | $1,007,558,000 | 428 |
| Deposits held in domestic offices | $1,416,245,000 | 363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $129,999,000 | 256 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $56,700,000 | 91 |
| All other liabilities | $12,486,000 | 543 |
| Total equity capital | $176,335,000 | 403 |
| Total bank equity capital | $176,335,000 | 403 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,030,000 | 452 |
| Surplus | $77,432,000 | 416 |
| Undivided profits | $89,873,000 | 392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,862,000 | 1,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $7,893,000 | 419 |
| Earning assets | $1,659,261,000 | 383 |
| Long-term assets (5+ years) | $190,208,000 | 564 |
| Average Assets, year-to-date | $1,757,512,500 | 399 |
| Average Assets, quarterly | $1,757,512,500 | 399 |
| Volatile liabilities | $319,544,000 | 525 |
| Insider loans | $37,372,000 | 125 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $334,530,000 | 434 |
| Tier 1 (core) risk-based capital | $144,076,000 | 427 |
| Tier 2 risk-based capital | $73,112,000 | 135 |
| Total risk weighted assets | $1,391,524,000 | 385 |
| Total unused commitments | $334,530,000 | 434 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 383 | 412 |
| Assets and Liabilities | ||
| Total Assets: | $1,723,260,000 | 405 |
| Cash and due from depository institutions | $50,056,000 | 412 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $212,332,000 | 618 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,379,718,000 | 336 |
| Loan loss allowance | $16,402,000 | 333 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $15,518,000 | 632 |
| Other real estate owned | $0 | 412 |
| Goodwill and other intangibles | $35,476,000 | 280 |
| All other assets | $30,160,000 | 614 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,723,260,000 | 405 |
| Total liabilities | $1,549,044,000 | 404 |
| Total deposits | $1,391,063,000 | 365 |
| Interest-bearing deposits | $980,898,000 | 430 |
| Deposits held in domestic offices | $1,391,063,000 | 362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,869,000 | 320 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $56,700,000 | 91 |
| All other liabilities | $7,412,000 | 753 |
| Total equity capital | $174,216,000 | 401 |
| Total bank equity capital | $174,216,000 | 401 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,030,000 | 444 |
| Surplus | $77,430,000 | 404 |
| Undivided profits | $87,756,000 | 388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $7,749,000 | 425 |
| Earning assets | $1,592,050,000 | 392 |
| Long-term assets (5+ years) | $185,199,000 | 569 |
| Average Assets, year-to-date | $1,633,947,200 | 403 |
| Average Assets, quarterly | $1,719,552,500 | 401 |
| Volatile liabilities | $258,839,000 | 616 |
| Insider loans | $34,648,000 | 133 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $343,344,000 | 415 |
| Tier 1 (core) risk-based capital | $141,149,000 | 430 |
| Tier 2 risk-based capital | $73,102,000 | 133 |
| Total risk weighted assets | $1,336,315,000 | 390 |
| Total unused commitments | $343,344,000 | 415 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 385 | 410 |
| Assets and Liabilities | ||
| Total Assets: | $1,715,845,000 | 398 |
| Cash and due from depository institutions | $56,548,000 | 410 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $202,574,000 | 636 |
| Federal funds sold & reverse repurchase agreements | $28,359,000 | 470 |
| Net loans & leases | $1,347,035,000 | 340 |
| Loan loss allowance | $16,940,000 | 319 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $15,617,000 | 597 |
| Other real estate owned | $0 | 410 |
| Goodwill and other intangibles | $35,671,000 | 271 |
| All other assets | $30,041,000 | 593 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,715,845,000 | 398 |
| Total liabilities | $1,544,511,000 | 398 |
| Total deposits | $1,429,170,000 | 347 |
| Interest-bearing deposits | $986,196,000 | 413 |
| Deposits held in domestic offices | $1,429,170,000 | 344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,485,000 | 448 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $56,700,000 | 89 |
| All other liabilities | $7,156,000 | 757 |
| Total equity capital | $171,334,000 | 393 |
| Total bank equity capital | $171,334,000 | 393 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,030,000 | 429 |
| Surplus | $77,423,000 | 388 |
| Undivided profits | $84,881,000 | 400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,133,000 | 1,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $6,901,000 | 441 |
| Earning assets | $1,577,968,000 | 391 |
| Long-term assets (5+ years) | $179,855,000 | 570 |
| Average Assets, year-to-date | $1,611,619,000 | 403 |
| Average Assets, quarterly | $1,672,213,000 | 399 |
| Volatile liabilities | $201,553,000 | 741 |
| Insider loans | $39,505,000 | 117 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $320,993,000 | 422 |
| Tier 1 (core) risk-based capital | $137,690,000 | 425 |
| Tier 2 risk-based capital | $73,286,000 | 128 |
| Total risk weighted assets | $1,326,487,000 | 382 |
| Total unused commitments | $320,993,000 | 422 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 395 | 396 |
| Assets and Liabilities | ||
| Total Assets: | $1,628,581,000 | 404 |
| Cash and due from depository institutions | $47,865,000 | 396 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $161,213,000 | 778 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $1,347,081,000 | 332 |
| Loan loss allowance | $17,732,000 | 298 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,208,000 | 613 |
| Other real estate owned | $0 | 396 |
| Goodwill and other intangibles | $35,866,000 | 265 |
| All other assets | $21,348,000 | 799 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,628,581,000 | 404 |
| Total liabilities | $1,458,872,000 | 400 |
| Total deposits | $1,330,893,000 | 359 |
| Interest-bearing deposits | $915,487,000 | 426 |
| Deposits held in domestic offices | $1,330,893,000 | 357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,786,000 | 390 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $56,700,000 | 86 |
| All other liabilities | $6,493,000 | 764 |
| Total equity capital | $169,709,000 | 394 |
| Total bank equity capital | $169,709,000 | 394 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,030,000 | 404 |
| Surplus | $77,423,000 | 376 |
| Undivided profits | $83,256,000 | 404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,857,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $6,325,000 | 443 |
| Earning assets | $1,508,294,000 | 397 |
| Long-term assets (5+ years) | $156,873,000 | 640 |
| Average Assets, year-to-date | $1,576,877,000 | 406 |
| Average Assets, quarterly | $1,591,501,500 | 408 |
| Volatile liabilities | $168,382,000 | 824 |
| Insider loans | $41,981,000 | 108 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $321,161,000 | 410 |
| Tier 1 (core) risk-based capital | $135,404,000 | 419 |
| Tier 2 risk-based capital | $73,031,000 | 129 |
| Total risk weighted assets | $1,303,328,000 | 378 |
| Total unused commitments | $321,161,000 | 410 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 374 | 408 |
| Assets and Liabilities | ||
| Total Assets: | $1,554,422,000 | 407 |
| Cash and due from depository institutions | $52,629,000 | 408 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $158,537,000 | 803 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $1,270,570,000 | 334 |
| Loan loss allowance | $19,702,000 | 273 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,195,000 | 601 |
| Other real estate owned | $0 | 408 |
| Goodwill and other intangibles | $36,061,000 | 262 |
| All other assets | $21,430,000 | 783 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,554,422,000 | 407 |
| Total liabilities | $1,389,170,000 | 407 |
| Total deposits | $1,243,684,000 | 369 |
| Interest-bearing deposits | $860,122,000 | 443 |
| Deposits held in domestic offices | $1,243,684,000 | 367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,322,000 | 340 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $56,700,000 | 89 |
| All other liabilities | $8,464,000 | 636 |
| Total equity capital | $165,252,000 | 391 |
| Total bank equity capital | $165,252,000 | 391 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,030,000 | 388 |
| Surplus | $77,423,000 | 373 |
| Undivided profits | $78,799,000 | 412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,233,000 | 1,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $6,551,000 | 414 |
| Earning assets | $1,429,107,000 | 399 |
| Long-term assets (5+ years) | $143,500,000 | 723 |
| Average Assets, year-to-date | $1,551,025,000 | 406 |
| Average Assets, quarterly | $1,551,025,000 | 406 |
| Volatile liabilities | $167,065,000 | 801 |
| Insider loans | $43,558,000 | 99 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $298,845,000 | 417 |
| Tier 1 (core) risk-based capital | $131,450,000 | 421 |
| Tier 2 risk-based capital | $72,242,000 | 124 |
| Total risk weighted assets | $1,239,197,000 | 380 |
| Total unused commitments | $298,845,000 | 417 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 384 | 407 |
| Assets and Liabilities | ||
| Total Assets: | $1,547,628,000 | 410 |
| Cash and due from depository institutions | $45,152,000 | 407 |
| Interest-bearing balances | $4,051,000 | 1,288 |
| Securities | $194,123,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $1,237,411,000 | 342 |
| Loan loss allowance | $19,704,000 | 280 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,983,000 | 607 |
| Other real estate owned | $0 | 407 |
| Goodwill and other intangibles | $36,255,000 | 256 |
| All other assets | $19,704,000 | 817 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,547,628,000 | 410 |
| Total liabilities | $1,384,015,000 | 410 |
| Total deposits | $1,250,268,000 | 372 |
| Interest-bearing deposits | $857,978,000 | 438 |
| Deposits held in domestic offices | $1,250,268,000 | 370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,647,000 | 365 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $56,700,000 | 93 |
| All other liabilities | $5,400,000 | 868 |
| Total equity capital | $163,613,000 | 400 |
| Total bank equity capital | $163,613,000 | 400 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,030,000 | 373 |
| Surplus | $77,423,000 | 377 |
| Undivided profits | $77,160,000 | 430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,045,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $6,503,000 | 416 |
| Earning assets | $1,435,585,000 | 405 |
| Long-term assets (5+ years) | $155,295,000 | 678 |
| Average Assets, year-to-date | $1,519,816,800 | 393 |
| Average Assets, quarterly | $1,557,208,500 | 403 |
| Volatile liabilities | $158,517,000 | 816 |
| Insider loans | $43,990,000 | 93 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $298,036,000 | 413 |
| Tier 1 (core) risk-based capital | $128,868,000 | 430 |
| Tier 2 risk-based capital | $71,868,000 | 127 |
| Total risk weighted assets | $1,207,803,000 | 385 |
| Total unused commitments | $298,036,000 | 413 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 399 | 402 |
| Assets and Liabilities | ||
| Total Assets: | $1,566,789,000 | 404 |
| Cash and due from depository institutions | $51,787,000 | 402 |
| Interest-bearing balances | $1,062,000 | 2,795 |
| Securities | $208,529,000 | 651 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $1,231,593,000 | 344 |
| Loan loss allowance | $19,815,000 | 292 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $15,076,000 | 588 |
| Other real estate owned | $0 | 402 |
| Goodwill and other intangibles | $36,450,000 | 255 |
| All other assets | $23,354,000 | 698 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,566,789,000 | 404 |
| Total liabilities | $1,405,119,000 | 397 |
| Total deposits | $1,295,983,000 | 346 |
| Interest-bearing deposits | $874,872,000 | 431 |
| Deposits held in domestic offices | $1,295,983,000 | 344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,547,000 | 447 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $56,700,000 | 95 |
| All other liabilities | $3,889,000 | 1,126 |
| Total equity capital | $161,670,000 | 401 |
| Total bank equity capital | $161,670,000 | 401 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,030,000 | 367 |
| Surplus | $77,369,000 | 378 |
| Undivided profits | $75,271,000 | 438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,878,000 | 977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 991 |
| Income earned, not collected on loans | $6,171,000 | 440 |
| Earning assets | $1,441,184,000 | 401 |
| Long-term assets (5+ years) | $164,257,000 | 646 |
| Average Assets, year-to-date | $1,512,864,000 | 396 |
| Average Assets, quarterly | $1,561,077,500 | 400 |
| Volatile liabilities | $124,436,000 | 956 |
| Insider loans | $47,536,000 | 78 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $312,143,000 | 393 |
| Tier 1 (core) risk-based capital | $126,388,000 | 431 |
| Tier 2 risk-based capital | $71,778,000 | 135 |
| Total risk weighted assets | $1,200,393,000 | 383 |
| Total unused commitments | $312,143,000 | 393 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 99 | 1,724 |
| Assets and Liabilities | ||
| Total Assets: | $422,368,000 | 1,341 |
| Cash and due from depository institutions | $26,481,000 | 1,724 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $39,694,000 | 2,967 |
| Federal funds sold & reverse repurchase agreements | $33,869,000 | 334 |
| Net loans & leases | $313,888,000 | 1,181 |
| Loan loss allowance | $4,418,000 | 1,052 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,336,000 | 2,315 |
| Other real estate owned | $0 | 1,724 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,100,000 | 3,022 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $422,368,000 | 1,341 |
| Total liabilities | $389,507,000 | 1,307 |
| Total deposits | $364,990,000 | 1,197 |
| Interest-bearing deposits | $235,369,000 | 1,649 |
| Deposits held in domestic offices | $364,990,000 | 1,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,175,000 | 1,608 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $18,400,000 | 131 |
| All other liabilities | $942,000 | 3,067 |
| Total equity capital | $32,861,000 | 1,657 |
| Total bank equity capital | $32,861,000 | 1,657 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $200,000 | 5,823 |
| Surplus | $4,375,000 | 3,799 |
| Undivided profits | $28,286,000 | 1,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,438,000 | 1,995 |
| Earning assets | $387,451,000 | 1,342 |
| Long-term assets (5+ years) | $89,420,000 | 1,198 |
| Average Assets, year-to-date | $392,016,000 | 1,428 |
| Average Assets, quarterly | $403,271,000 | 1,396 |
| Volatile liabilities | $23,945,000 | 3,536 |
| Insider loans | $2,869,000 | 2,009 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $74,703,000 | 1,126 |
| Tier 1 (core) risk-based capital | $32,773,000 | 1,580 |
| Tier 2 risk-based capital | $20,339,000 | 296 |
| Total risk weighted assets | $315,697,000 | 1,243 |
| Total unused commitments | $74,703,000 | 1,126 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 100 | 1,699 |
| Assets and Liabilities | ||
| Total Assets: | $384,174,000 | 1,471 |
| Cash and due from depository institutions | $18,708,000 | 1,699 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $43,772,000 | 2,741 |
| Federal funds sold & reverse repurchase agreements | $22,701,000 | 606 |
| Net loans & leases | $290,567,000 | 1,257 |
| Loan loss allowance | $4,349,000 | 1,053 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,379,000 | 2,266 |
| Other real estate owned | $0 | 1,699 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,047,000 | 2,913 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $384,174,000 | 1,471 |
| Total liabilities | $351,086,000 | 1,445 |
| Total deposits | $327,943,000 | 1,356 |
| Interest-bearing deposits | $218,449,000 | 1,782 |
| Deposits held in domestic offices | $327,943,000 | 1,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,770,000 | 1,908 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $18,400,000 | 131 |
| All other liabilities | $1,973,000 | 1,986 |
| Total equity capital | $33,088,000 | 1,684 |
| Total bank equity capital | $33,088,000 | 1,684 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $200,000 | 5,837 |
| Surplus | $4,375,000 | 3,759 |
| Undivided profits | $28,513,000 | 1,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,487,000 | 1,893 |
| Earning assets | $357,040,000 | 1,458 |
| Long-term assets (5+ years) | $84,762,000 | 1,207 |
| Average Assets, year-to-date | $376,840,000 | 1,494 |
| Average Assets, quarterly | $376,840,000 | 1,494 |
| Volatile liabilities | $20,674,000 | 3,832 |
| Insider loans | $1,166,000 | 3,703 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $73,255,000 | 1,116 |
| Tier 1 (core) risk-based capital | $32,695,000 | 1,568 |
| Tier 2 risk-based capital | $19,988,000 | 295 |
| Total risk weighted assets | $290,459,000 | 1,340 |
| Total unused commitments | $73,255,000 | 1,120 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 106 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $369,506,000 | 1,535 |
| Cash and due from depository institutions | $15,963,000 | 1,640 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $50,714,000 | 2,471 |
| Federal funds sold & reverse repurchase agreements | $13,801,000 | 847 |
| Net loans & leases | $280,796,000 | 1,291 |
| Loan loss allowance | $4,276,000 | 1,079 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,343,000 | 2,269 |
| Other real estate owned | $0 | 1,640 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,889,000 | 2,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,506,000 | 1,535 |
| Total liabilities | $337,001,000 | 1,511 |
| Total deposits | $295,216,000 | 1,517 |
| Interest-bearing deposits | $200,231,000 | 1,923 |
| Deposits held in domestic offices | $295,216,000 | 1,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,905,000 | 696 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $18,400,000 | 135 |
| All other liabilities | $1,480,000 | 2,352 |
| Total equity capital | $32,505,000 | 1,676 |
| Total bank equity capital | $32,505,000 | 1,676 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $200,000 | 5,878 |
| Surplus | $4,375,000 | 3,727 |
| Undivided profits | $27,930,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,527,000 | 1,916 |
| Earning assets | $345,311,000 | 1,501 |
| Long-term assets (5+ years) | $85,840,000 | 1,223 |
| Average Assets, year-to-date | $351,961,400 | 1,550 |
| Average Assets, quarterly | $367,249,500 | 1,535 |
| Volatile liabilities | $42,389,000 | 2,247 |
| Insider loans | $426,000 | 5,761 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $74,756,000 | 1,078 |
| Tier 1 (core) risk-based capital | $32,111,000 | 1,589 |
| Tier 2 risk-based capital | $19,578,000 | 302 |
| Total risk weighted assets | $280,986,000 | 1,374 |
| Total unused commitments | $74,756,000 | 1,079 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 101 | 1,728 |
| Assets and Liabilities | ||
| Total Assets: | $364,993,000 | 1,557 |
| Cash and due from depository institutions | $23,259,000 | 1,728 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $54,294,000 | 2,289 |
| Federal funds sold & reverse repurchase agreements | $11,070,000 | 1,295 |
| Net loans & leases | $268,463,000 | 1,338 |
| Loan loss allowance | $4,090,000 | 1,134 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,106,000 | 2,380 |
| Other real estate owned | $0 | 1,728 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,801,000 | 3,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,993,000 | 1,557 |
| Total liabilities | $332,690,000 | 1,538 |
| Total deposits | $309,633,000 | 1,435 |
| Interest-bearing deposits | $202,391,000 | 1,917 |
| Deposits held in domestic offices | $309,633,000 | 1,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,190,000 | 1,861 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $18,400,000 | 137 |
| All other liabilities | $1,467,000 | 2,442 |
| Total equity capital | $32,303,000 | 1,696 |
| Total bank equity capital | $32,303,000 | 1,696 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $200,000 | 5,918 |
| Surplus | $4,375,000 | 3,656 |
| Undivided profits | $27,728,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,503,000 | 2,074 |
| Earning assets | $333,827,000 | 1,549 |
| Long-term assets (5+ years) | $78,321,000 | 1,342 |
| Average Assets, year-to-date | $347,575,250 | 1,586 |
| Average Assets, quarterly | $359,542,000 | 1,567 |
| Volatile liabilities | $25,226,000 | 3,276 |
| Insider loans | $663,000 | 4,883 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $67,171,000 | 1,188 |
| Tier 1 (core) risk-based capital | $31,632,000 | 1,623 |
| Tier 2 risk-based capital | $19,218,000 | 312 |
| Total risk weighted assets | $271,470,000 | 1,415 |
| Total unused commitments | $67,171,000 | 1,194 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 98 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $354,091,000 | 1,578 |
| Cash and due from depository institutions | $21,021,000 | 1,778 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $63,996,000 | 1,945 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $261,803,000 | 1,346 |
| Loan loss allowance | $4,031,000 | 1,136 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,919,000 | 2,456 |
| Other real estate owned | $0 | 1,778 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,352,000 | 3,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,091,000 | 1,578 |
| Total liabilities | $301,737,000 | 1,666 |
| Total deposits | $290,050,000 | 1,525 |
| Interest-bearing deposits | $186,326,000 | 2,053 |
| Deposits held in domestic offices | $290,050,000 | 1,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,303,000 | 1,099 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,384,000 | 1,758 |
| Total equity capital | $52,354,000 | 1,041 |
| Total bank equity capital | $52,354,000 | 1,041 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $200,000 | 5,935 |
| Surplus | $4,375,000 | 3,623 |
| Undivided profits | $47,779,000 | 688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 6,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,595,000 | 1,844 |
| Earning assets | $325,799,000 | 1,567 |
| Long-term assets (5+ years) | $75,566,000 | 1,319 |
| Average Assets, year-to-date | $341,769,330 | 1,593 |
| Average Assets, quarterly | $344,332,000 | 1,600 |
| Volatile liabilities | $31,734,000 | 2,730 |
| Insider loans | $627,000 | 4,983 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $63,168,000 | 1,199 |
| Tier 1 (core) risk-based capital | $51,427,000 | 976 |
| Tier 2 risk-based capital | $3,295,000 | 1,300 |
| Total risk weighted assets | $262,886,000 | 1,437 |
| Total unused commitments | $63,168,000 | 1,209 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 95 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $334,573,000 | 1,632 |
| Cash and due from depository institutions | $14,013,000 | 1,813 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $69,207,000 | 1,767 |
| Federal funds sold & reverse repurchase agreements | $474,000 | 6,825 |
| Net loans & leases | $244,063,000 | 1,421 |
| Loan loss allowance | $3,968,000 | 1,142 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,767,000 | 2,502 |
| Other real estate owned | $0 | 1,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,049,000 | 3,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,573,000 | 1,632 |
| Total liabilities | $283,122,000 | 1,741 |
| Total deposits | $277,222,000 | 1,585 |
| Interest-bearing deposits | $185,959,000 | 2,056 |
| Deposits held in domestic offices | $277,222,000 | 1,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 1,751 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,000,000 | 1,515 |
| Total equity capital | $51,451,000 | 1,048 |
| Total bank equity capital | $51,451,000 | 1,048 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $200,000 | 5,960 |
| Surplus | $4,375,000 | 3,577 |
| Undivided profits | $46,876,000 | 674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,649,000 | 1,797 |
| Earning assets | $313,744,000 | 1,593 |
| Long-term assets (5+ years) | $64,289,000 | 1,471 |
| Average Assets, year-to-date | $335,608,500 | 1,606 |
| Average Assets, quarterly | $335,608,500 | 1,606 |
| Volatile liabilities | $27,123,000 | 3,041 |
| Insider loans | $679,000 | 4,784 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $54,486,000 | 1,298 |
| Tier 1 (core) risk-based capital | $48,117,000 | 1,034 |
| Tier 2 risk-based capital | $4,727,000 | 896 |
| Total risk weighted assets | $244,616,000 | 1,514 |
| Total unused commitments | $54,486,000 | 1,308 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 95 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $336,644,000 | 1,600 |
| Cash and due from depository institutions | $10,214,000 | 1,794 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $85,380,000 | 1,445 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $233,814,000 | 1,477 |
| Loan loss allowance | $3,856,000 | 1,146 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,290,000 | 2,790 |
| Other real estate owned | $0 | 1,794 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,946,000 | 2,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,644,000 | 1,600 |
| Total liabilities | $285,300,000 | 1,697 |
| Total deposits | $265,491,000 | 1,608 |
| Interest-bearing deposits | $181,005,000 | 2,071 |
| Deposits held in domestic offices | $265,491,000 | 1,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,329,000 | 771 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,480,000 | 1,720 |
| Total equity capital | $51,344,000 | 1,032 |
| Total bank equity capital | $51,344,000 | 1,032 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $200,000 | 5,982 |
| Surplus | $4,375,000 | 3,540 |
| Undivided profits | $46,769,000 | 670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,912,000 | 1,593 |
| Earning assets | $319,194,000 | 1,537 |
| Long-term assets (5+ years) | $48,896,000 | 1,745 |
| Average Assets, year-to-date | $322,199,800 | 1,588 |
| Average Assets, quarterly | $340,136,500 | 1,563 |
| Volatile liabilities | $41,547,000 | 2,132 |
| Insider loans | $704,000 | 4,726 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $52,134,000 | 1,298 |
| Tier 1 (core) risk-based capital | $47,674,000 | 1,014 |
| Tier 2 risk-based capital | $4,635,000 | 896 |
| Total risk weighted assets | $230,438,000 | 1,578 |
| Total unused commitments | $52,134,000 | 1,300 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 99 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $302,809,000 | 1,684 |
| Cash and due from depository institutions | $11,519,000 | 1,702 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $92,356,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $4,502,000 | 3,013 |
| Net loans & leases | $187,725,000 | 1,758 |
| Loan loss allowance | $3,649,000 | 1,151 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,443,000 | 2,618 |
| Other real estate owned | $0 | 1,702 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,264,000 | 3,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,809,000 | 1,684 |
| Total liabilities | $253,320,000 | 1,819 |
| Total deposits | $246,920,000 | 1,648 |
| Interest-bearing deposits | $182,832,000 | 1,940 |
| Deposits held in domestic offices | $246,920,000 | 1,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,885,000 | 1,701 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,515,000 | 1,683 |
| Total equity capital | $49,489,000 | 994 |
| Total bank equity capital | $49,489,000 | 994 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $200,000 | 6,119 |
| Surplus | $4,375,000 | 3,446 |
| Undivided profits | $44,914,000 | 619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 3,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,090,000 | 1,558 |
| Earning assets | $284,583,000 | 1,636 |
| Long-term assets (5+ years) | $16,563,000 | 3,707 |
| Average Assets, year-to-date | $300,055,800 | 1,601 |
| Average Assets, quarterly | $309,652,500 | 1,614 |
| Volatile liabilities | $30,912,000 | 2,671 |
| Insider loans | $340,000 | 6,183 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $48,373,000 | 1,287 |
| Tier 1 (core) risk-based capital | $45,670,000 | 1,004 |
| Tier 2 risk-based capital | $4,298,000 | 923 |
| Total risk weighted assets | $182,130,000 | 1,861 |
| Total unused commitments | $48,373,000 | 1,292 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 94 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $280,781,000 | 1,711 |
| Cash and due from depository institutions | $4,144,000 | 1,768 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $77,513,000 | 1,421 |
| Federal funds sold & reverse repurchase agreements | $6,231,000 | 1,931 |
| Net loans & leases | $186,497,000 | 1,706 |
| Loan loss allowance | $3,535,000 | 1,129 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,592,000 | 2,446 |
| Other real estate owned | $46,000 | 1,768 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,758,000 | 3,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,781,000 | 1,711 |
| Total liabilities | $233,956,000 | 1,854 |
| Total deposits | $220,208,000 | 1,755 |
| Interest-bearing deposits | $165,525,000 | 2,042 |
| Deposits held in domestic offices | $220,208,000 | 1,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,465,000 | 1,011 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,283,000 | 1,857 |
| Total equity capital | $46,825,000 | 983 |
| Total bank equity capital | $46,825,000 | 983 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $200,000 | 6,309 |
| Surplus | $4,375,000 | 3,384 |
| Undivided profits | $42,250,000 | 647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 3,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,090,000 | 2,481 |
| Earning assets | $270,241,000 | 1,632 |
| Long-term assets (5+ years) | $8,684,000 | 4,890 |
| Average Assets, year-to-date | $274,136,600 | 1,667 |
| Average Assets, quarterly | $282,047,000 | 1,676 |
| Volatile liabilities | $44,764,000 | 1,936 |
| Insider loans | $347,000 | 6,237 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $42,089,000 | 1,327 |
| Tier 1 (core) risk-based capital | $43,814,000 | 1,001 |
| Tier 2 risk-based capital | $4,328,750 | 898 |
| Total risk weighted assets | $180,225,550 | 1,800 |
| Total unused commitments | $42,089,000 | 1,328 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $269,093,000 | 1,762 |
| Cash and due from depository institutions | $7,202,000 | 1,858 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $89,032,000 | 1,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $164,865,000 | 1,828 |
| Loan loss allowance | $3,020,000 | 1,271 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,722,000 | 2,319 |
| Other real estate owned | $548,000 | 1,858 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,724,000 | 2,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,093,000 | 1,762 |
| Total liabilities | $225,739,000 | 1,878 |
| Total deposits | $206,838,000 | 1,822 |
| Interest-bearing deposits | $160,570,000 | 2,025 |
| Deposits held in domestic offices | $206,838,000 | 1,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,630,000 | 886 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,271,000 | 2,673 |
| Total equity capital | $43,354,000 | 1,039 |
| Total bank equity capital | $43,354,000 | 1,039 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $4,375,000 | 3,349 |
| Undivided profits | $38,779,000 | 662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $869,000 | 2,660 |
| Earning assets | $253,897,000 | 1,704 |
| Long-term assets (5+ years) | $10,106,000 | 4,827 |
| Average Assets, year-to-date | $268,529,200 | 1,691 |
| Average Assets, quarterly | $270,709,000 | 1,729 |
| Volatile liabilities | $43,635,000 | 1,856 |
| Insider loans | $5,542,000 | 826 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $48,491,000 | 1,222 |
| Tier 1 (core) risk-based capital | $41,665,000 | 1,046 |
| Tier 2 risk-based capital | $3,658,400 | 1,001 |
| Total risk weighted assets | $160,340,400 | 1,916 |
| Total unused commitments | $48,491,000 | 1,224 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $266,847,000 | 1,734 |
| Cash and due from depository institutions | $5,797,000 | 1,884 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $101,455,000 | 1,136 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 3,167 |
| Net loans & leases | $147,207,000 | 1,906 |
| Loan loss allowance | $2,987,000 | 1,230 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,655,000 | 2,231 |
| Other real estate owned | $0 | 1,884 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,333,000 | 2,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,847,000 | 1,734 |
| Total liabilities | $223,547,000 | 1,856 |
| Total deposits | $219,339,000 | 1,721 |
| Interest-bearing deposits | $172,337,000 | 1,876 |
| Deposits held in domestic offices | $219,339,000 | 1,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,035,000 | 2,363 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,173,000 | 1,387 |
| Total equity capital | $43,300,000 | 1,029 |
| Total bank equity capital | $43,300,000 | 1,029 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $4,375,000 | 3,203 |
| Undivided profits | $38,725,000 | 663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,042,000 | 2,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $889,000 | 2,520 |
| Earning assets | $254,062,000 | 1,673 |
| Long-term assets (5+ years) | $13,913,000 | 3,945 |
| Average Assets, year-to-date | $264,466,400 | 1,648 |
| Average Assets, quarterly | $267,109,000 | 1,693 |
| Volatile liabilities | $35,463,000 | 1,876 |
| Insider loans | $6,062,000 | 683 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,576,000 | 1,432 |
| Tier 1 (core) risk-based capital | $40,179,000 | 1,041 |
| Tier 2 risk-based capital | $3,375,810 | 1,012 |
| Total risk weighted assets | $135,005,010 | 2,110 |
| Total unused commitments | $36,576,000 | 1,437 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 97 | 1,826 |
| Assets and Liabilities | ||
| Total Assets: | $267,681,000 | 1,706 |
| Cash and due from depository institutions | $5,485,000 | 1,826 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $102,432,000 | 1,126 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $152,481,000 | 1,852 |
| Loan loss allowance | $3,031,000 | 1,235 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,753,000 | 2,091 |
| Other real estate owned | $0 | 1,826 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,530,000 | 2,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,681,000 | 1,706 |
| Total liabilities | $226,482,000 | 1,813 |
| Total deposits | $215,939,000 | 1,742 |
| Interest-bearing deposits | $178,156,000 | 1,817 |
| Deposits held in domestic offices | $215,939,000 | 1,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,230 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $85,000 | 4,816 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,058,000 | 1,443 |
| Total equity capital | $41,199,000 | 1,095 |
| Total bank equity capital | $41,199,000 | 1,095 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $4,375,000 | 3,134 |
| Undivided profits | $36,624,000 | 681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $974,000 | 2,327 |
| Earning assets | $254,913,000 | 1,644 |
| Long-term assets (5+ years) | $29,992,000 | 2,074 |
| Average Assets, year-to-date | $260,540,000 | 1,664 |
| Average Assets, quarterly | $266,751,500 | 1,693 |
| Volatile liabilities | $48,420,000 | 1,449 |
| Insider loans | $7,419,000 | 540 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $31,888,000 | 1,499 |
| Tier 1 (core) risk-based capital | $38,425,000 | 1,087 |
| Tier 2 risk-based capital | $1,718,890 | 1,771 |
| Total risk weighted assets | $136,198,690 | 2,057 |
| Total unused commitments | $31,888,000 | 1,501 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 94 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $252,085,000 | 1,851 |
| Cash and due from depository institutions | $5,039,000 | 1,985 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $88,414,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $151,044,000 | 1,919 |
| Loan loss allowance | $3,209,000 | 1,257 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,915,000 | 2,025 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,673,000 | 2,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,085,000 | 1,851 |
| Total liabilities | $213,447,000 | 1,990 |
| Total deposits | $210,706,000 | 1,832 |
| Interest-bearing deposits | $180,115,000 | 1,855 |
| Deposits held in domestic offices | $210,706,000 | 1,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $190,000 | 3,662 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,551,000 | 1,658 |
| Total equity capital | $38,638,000 | 1,177 |
| Total bank equity capital | $38,638,000 | 1,177 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $4,375,000 | 3,209 |
| Undivided profits | $34,063,000 | 748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $928,000 | 2,431 |
| Earning assets | $239,458,000 | 1,789 |
| Long-term assets (5+ years) | $39,775,000 | 1,563 |
| Average Assets, year-to-date | $244,605,000 | 1,840 |
| Average Assets, quarterly | $253,689,000 | 1,825 |
| Volatile liabilities | $37,636,000 | 1,730 |
| Insider loans | $6,705,000 | 635 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $37,634,000 | 1,305 |
| Tier 1 (core) risk-based capital | $36,744,000 | 1,164 |
| Tier 2 risk-based capital | $1,701,180 | 1,846 |
| Total risk weighted assets | $134,586,880 | 2,092 |
| Total unused commitments | $37,634,000 | 1,312 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 91 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $235,002,000 | 1,994 |
| Cash and due from depository institutions | $7,237,000 | 2,125 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $76,472,000 | 1,654 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 7,887 |
| Net loans & leases | $143,552,000 | 1,975 |
| Loan loss allowance | $2,934,000 | 1,393 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,026,000 | 1,921 |
| Other real estate owned | $0 | 2,125 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,015,000 | 2,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,002,000 | 1,994 |
| Total liabilities | $197,800,000 | 2,151 |
| Total deposits | $194,555,000 | 2,025 |
| Interest-bearing deposits | $164,546,000 | 2,069 |
| Deposits held in domestic offices | $194,555,000 | 2,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $790,000 | 2,844 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,455,000 | 1,784 |
| Total equity capital | $37,202,000 | 1,230 |
| Total bank equity capital | $37,202,000 | 1,230 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $4,375,000 | 3,199 |
| Undivided profits | $32,627,000 | 799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $793,000 | 3,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,075,000 | 2,131 |
| Earning assets | $220,724,000 | 1,955 |
| Long-term assets (5+ years) | $34,175,000 | 1,631 |
| Average Assets, year-to-date | $233,729,200 | 1,935 |
| Average Assets, quarterly | $238,179,500 | 1,951 |
| Volatile liabilities | $24,634,000 | 2,204 |
| Insider loans | $11,630,000 | 403 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $34,881,000 | 1,328 |
| Tier 1 (core) risk-based capital | $35,242,000 | 1,239 |
| Tier 2 risk-based capital | $1,557,840 | 1,976 |
| Total risk weighted assets | $123,250,940 | 2,229 |
| Total unused commitments | $34,881,000 | 1,337 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 93 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $234,016,000 | 1,964 |
| Cash and due from depository institutions | $6,900,000 | 2,169 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $91,887,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $128,887,000 | 2,145 |
| Loan loss allowance | $2,631,000 | 1,571 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,461,000 | 2,151 |
| Other real estate owned | $0 | 2,169 |
| Goodwill and other intangibles | $11,000 | 2,884 |
| All other assets | $2,870,000 | 2,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,016,000 | 1,964 |
| Total liabilities | $200,255,000 | 2,094 |
| Total deposits | $188,556,000 | 2,062 |
| Interest-bearing deposits | $159,504,000 | 2,072 |
| Deposits held in domestic offices | $188,556,000 | 2,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,790,000 | 1,294 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,909,000 | 1,856 |
| Total equity capital | $33,761,000 | 1,234 |
| Total bank equity capital | $33,761,000 | 1,234 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $4,375,000 | 3,098 |
| Undivided profits | $29,186,000 | 798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 7,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $837,000 | 2,415 |
| Earning assets | $220,774,000 | 1,905 |
| Long-term assets (5+ years) | $29,260,000 | 1,865 |
| Average Assets, year-to-date | $228,368,000 | 1,951 |
| Average Assets, quarterly | $232,900,500 | 1,955 |
| Volatile liabilities | $27,278,000 | 1,965 |
| Insider loans | $11,660,000 | 384 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $27,085,000 | 1,531 |
| Tier 1 (core) risk-based capital | $32,826,000 | 1,258 |
| Tier 2 risk-based capital | $1,403,260 | 2,152 |
| Total risk weighted assets | $111,033,260 | 2,400 |
| Total unused commitments | $27,085,000 | 1,542 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 97 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $224,453,000 | 2,078 |
| Cash and due from depository institutions | $7,022,000 | 2,164 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $89,130,000 | 1,536 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $122,156,000 | 2,186 |
| Loan loss allowance | $2,558,000 | 1,703 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,401,000 | 2,157 |
| Other real estate owned | $0 | 2,164 |
| Goodwill and other intangibles | $41,000 | 2,538 |
| All other assets | $2,703,000 | 2,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,453,000 | 2,078 |
| Total liabilities | $194,058,000 | 2,196 |
| Total deposits | $192,997,000 | 2,063 |
| Interest-bearing deposits | $166,522,000 | 2,077 |
| Deposits held in domestic offices | $192,997,000 | 2,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,061,000 | 2,995 |
| Total equity capital | $30,395,000 | 1,352 |
| Total bank equity capital | $30,395,000 | 1,352 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $4,375,000 | 3,037 |
| Undivided profits | $25,820,000 | 895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,103,000 | 2,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $656,000 | 2,744 |
| Earning assets | $211,286,000 | 2,029 |
| Long-term assets (5+ years) | $33,977,000 | 1,712 |
| Average Assets, year-to-date | $221,201,800 | 2,041 |
| Average Assets, quarterly | $227,634,500 | 2,026 |
| Volatile liabilities | $10,571,000 | 3,939 |
| Insider loans | $6,385,000 | 657 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $25,319,000 | 1,610 |
| Tier 1 (core) risk-based capital | $30,354,000 | 1,310 |
| Tier 2 risk-based capital | $1,297,510 | 2,269 |
| Total risk weighted assets | $102,540,310 | 2,546 |
| Total unused commitments | $25,319,000 | 1,635 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 99 | 2,171 |
| Assets and Liabilities | ||
| Total Assets: | $218,220,000 | 2,178 |
| Cash and due from depository institutions | $11,905,000 | 2,171 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $66,125,000 | 2,045 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 9,812 |
| Net loans & leases | $133,385,000 | 2,090 |
| Loan loss allowance | $2,356,000 | 1,848 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,487,000 | 2,112 |
| Other real estate owned | $150,000 | 2,171 |
| Goodwill and other intangibles | $70,000 | 2,361 |
| All other assets | $2,498,000 | 2,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,220,000 | 2,178 |
| Total liabilities | $190,037,000 | 2,281 |
| Total deposits | $188,973,000 | 2,174 |
| Interest-bearing deposits | $167,086,000 | 2,165 |
| Deposits held in domestic offices | $188,973,000 | 2,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $30,000 | 4,755 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,034,000 | 3,197 |
| Total equity capital | $28,183,000 | 1,377 |
| Total bank equity capital | $28,183,000 | 1,377 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $4,375,000 | 2,921 |
| Undivided profits | $23,608,000 | 914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 4,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $674,000 | 2,957 |
| Earning assets | $200,110,000 | 2,163 |
| Long-term assets (5+ years) | $35,859,000 | 1,582 |
| Average Assets, year-to-date | $217,073,200 | 2,130 |
| Average Assets, quarterly | $219,270,000 | 2,151 |
| Volatile liabilities | $11,624,000 | 3,676 |
| Insider loans | $359,000 | 2,496 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $29,089,000 | 1,389 |
| Tier 1 (core) risk-based capital | $28,113,000 | 1,343 |
| Tier 2 risk-based capital | $1,340,690 | 2,260 |
| Total risk weighted assets | $106,240,090 | 2,539 |
| Total unused commitments | $29,089,000 | 1,404 |
| Derivatives | $0 | 651 |