Home > Mercantile National Bank of Indiana > Income and Expense
Mercantile National Bank of Indiana, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $20,696,000 | 925 |
| Total interest expense | $6,695,000 | 1,158 |
| Net interest income | $14,001,000 | 813 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $3,979,000 | 757 |
| Gross Fiduciary activities income | $1,290,000 | 238 |
| Service charges on deposit accounts | $2,314,000 | 372 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $375,000 | 2,655 |
| Total noninterest expense | $14,448,000 | 639 |
| Salaries and employee benefits | $7,935,000 | 620 |
| Premises and equipment expense | $1,983,000 | 671 |
| Additional noninterest expense | $4,530,000 | 628 |
| Pre-tax net operating income | $3,532,000 | 1,429 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,130,000 | 1,260 |
| Income before extraordinary items | $2,402,000 | 1,539 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,402,000 | 1,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 839 |
| Net operating income | $2,402,000 | 1,521 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,993,000 | 931 |
| Total interest expense | $3,068,000 | 1,197 |
| Net interest income | $6,925,000 | 812 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,258,000 | 672 |
| Gross Fiduciary activities income | $663,000 | 236 |
| Service charges on deposit accounts | $1,123,000 | 370 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $472,000 | 1,401 |
| Total noninterest expense | $7,028,000 | 654 |
| Salaries and employee benefits | $3,799,000 | 640 |
| Premises and equipment expense | $1,041,000 | 623 |
| Additional noninterest expense | $2,188,000 | 639 |
| Pre-tax net operating income | $2,155,000 | 1,149 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $732,000 | 1,012 |
| Income before extraordinary items | $1,423,000 | 1,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,423,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,042,000 | 207 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,423,000 | 1,267 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,459,000 | 872 |
| Total interest expense | $8,913,000 | 1,275 |
| Net interest income | $28,546,000 | 735 |
| Provision for loan and lease losses | $700,000 | 1,421 |
| Total noninterest income | $11,464,000 | 568 |
| Gross Fiduciary activities income | $3,220,000 | 199 |
| Service charges on deposit accounts | $4,916,000 | 345 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,328,000 | 942 |
| Total noninterest expense | $31,933,000 | 563 |
| Salaries and employee benefits | $16,211,000 | 565 |
| Premises and equipment expense | $4,146,000 | 590 |
| Additional noninterest expense | $11,576,000 | 492 |
| Pre-tax net operating income | $7,377,000 | 1,299 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $7,309,000 | 484 |
| Income before extraordinary items | $69,000 | 8,073 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $69,000 | 8,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,329,000 | 8,815 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $68,360 | 8,048 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,449,000 | 867 |
| Total interest expense | $6,169,000 | 1,295 |
| Net interest income | $21,280,000 | 726 |
| Provision for loan and lease losses | $700,000 | 1,063 |
| Total noninterest income | $8,847,000 | 557 |
| Gross Fiduciary activities income | $2,392,000 | 197 |
| Service charges on deposit accounts | $3,709,000 | 337 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,746,000 | 872 |
| Total noninterest expense | $24,765,000 | 544 |
| Salaries and employee benefits | $12,442,000 | 553 |
| Premises and equipment expense | $3,159,000 | 569 |
| Additional noninterest expense | $9,164,000 | 469 |
| Pre-tax net operating income | $4,662,000 | 1,536 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $6,331,000 | 449 |
| Income before extraordinary items | $-1,668,000 | 8,810 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,668,000 | 8,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,220,000 | 8,842 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,668,640 | 8,792 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,735,000 | 879 |
| Total interest expense | $3,757,000 | 1,340 |
| Net interest income | $13,978,000 | 732 |
| Provision for loan and lease losses | $700,000 | 718 |
| Total noninterest income | $5,490,000 | 580 |
| Gross Fiduciary activities income | $1,604,000 | 196 |
| Service charges on deposit accounts | $2,441,000 | 331 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,445,000 | 1,031 |
| Total noninterest expense | $17,113,000 | 527 |
| Salaries and employee benefits | $8,463,000 | 538 |
| Premises and equipment expense | $2,153,000 | 555 |
| Additional noninterest expense | $6,497,000 | 445 |
| Pre-tax net operating income | $1,655,000 | 2,543 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $5,232,000 | 389 |
| Income before extraordinary items | $-3,576,000 | 8,855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-3,576,000 | 8,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-852,000 | 8,842 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-3,576,640 | 8,844 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,550,000 | 894 |
| Total interest expense | $1,733,000 | 1,384 |
| Net interest income | $6,817,000 | 744 |
| Provision for loan and lease losses | $525,000 | 448 |
| Total noninterest income | $2,745,000 | 564 |
| Gross Fiduciary activities income | $779,000 | 203 |
| Service charges on deposit accounts | $1,167,000 | 336 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $799,000 | 949 |
| Total noninterest expense | $7,993,000 | 544 |
| Salaries and employee benefits | $4,043,000 | 553 |
| Premises and equipment expense | $1,028,000 | 576 |
| Additional noninterest expense | $2,922,000 | 476 |
| Pre-tax net operating income | $1,044,000 | 2,088 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $5,107,000 | 235 |
| Income before extraordinary items | $-4,062,000 | 8,922 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-4,062,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,807 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-4,062,640 | 8,914 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 8,974 |
| Total interest expense | $0 | 8,956 |
| Net interest income | $0 | 8,972 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $0 | 8,975 |
| Salaries and employee benefits | $0 | 8,955 |
| Premises and equipment expense | $0 | 8,943 |
| Additional noninterest expense | $0 | 8,970 |
| Pre-tax net operating income | $0 | 8,385 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $0 | 8,436 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $0 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $0 | 8,405 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,655,000 | 784 |
| Total interest expense | $6,828,000 | 863 |
| Net interest income | $19,827,000 | 731 |
| Provision for loan and lease losses | $4,776,000 | 219 |
| Total noninterest income | $9,815,000 | 515 |
| Gross Fiduciary activities income | $2,396,000 | 197 |
| Service charges on deposit accounts | $3,840,000 | 339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,579,000 | 711 |
| Total noninterest expense | $21,721,000 | 589 |
| Salaries and employee benefits | $11,526,000 | 560 |
| Premises and equipment expense | $3,358,000 | 523 |
| Additional noninterest expense | $6,837,000 | 590 |
| Pre-tax net operating income | $3,145,000 | 1,992 |
| Securities gains (losses) | $69,000 | 1,425 |
| Applicable income taxes | $920,000 | 1,907 |
| Income before extraordinary items | $2,294,000 | 2,045 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,294,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,423,000 | 181 |
| Cash dividends | $1,987,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,245,010 | 2,034 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,444,000 | 797 |
| Total interest expense | $4,376,000 | 889 |
| Net interest income | $13,068,000 | 732 |
| Provision for loan and lease losses | $4,251,000 | 178 |
| Total noninterest income | $6,466,000 | 512 |
| Gross Fiduciary activities income | $1,525,000 | 207 |
| Service charges on deposit accounts | $2,502,000 | 343 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,439,000 | 697 |
| Total noninterest expense | $14,376,000 | 590 |
| Salaries and employee benefits | $7,593,000 | 570 |
| Premises and equipment expense | $2,245,000 | 519 |
| Additional noninterest expense | $4,538,000 | 587 |
| Pre-tax net operating income | $907,000 | 3,781 |
| Securities gains (losses) | $69,000 | 1,259 |
| Applicable income taxes | $166,000 | 4,083 |
| Income before extraordinary items | $810,000 | 3,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $810,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,525,000 | 161 |
| Cash dividends | $1,274,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $752,730 | 3,600 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,625,000 | 819 |
| Total interest expense | $2,184,000 | 914 |
| Net interest income | $6,441,000 | 758 |
| Provision for loan and lease losses | $525,000 | 495 |
| Total noninterest income | $3,246,000 | 516 |
| Gross Fiduciary activities income | $769,000 | 203 |
| Service charges on deposit accounts | $1,187,000 | 357 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,290,000 | 656 |
| Total noninterest expense | $6,961,000 | 617 |
| Salaries and employee benefits | $3,695,000 | 592 |
| Premises and equipment expense | $1,153,000 | 521 |
| Additional noninterest expense | $2,113,000 | 616 |
| Pre-tax net operating income | $2,201,000 | 976 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $758,000 | 933 |
| Income before extraordinary items | $1,451,000 | 1,133 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,451,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-278,000 | 9,072 |
| Cash dividends | $824,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,445,720 | 1,069 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,516,000 | 803 |
| Total interest expense | $9,769,000 | 910 |
| Net interest income | $25,747,000 | 736 |
| Provision for loan and lease losses | $2,492,000 | 558 |
| Total noninterest income | $14,760,000 | 496 |
| Gross Fiduciary activities income | $2,737,000 | 211 |
| Service charges on deposit accounts | $5,223,000 | 319 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,800,000 | 591 |
| Total noninterest expense | $28,610,000 | 594 |
| Salaries and employee benefits | $14,891,000 | 587 |
| Premises and equipment expense | $4,193,000 | 549 |
| Additional noninterest expense | $9,526,000 | 581 |
| Pre-tax net operating income | $9,405,000 | 901 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $3,280,000 | 857 |
| Income before extraordinary items | $6,152,000 | 1,042 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,152,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,546,000 | 464 |
| Cash dividends | $4,012,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,134,450 | 986 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,773,000 | 813 |
| Total interest expense | $7,475,000 | 932 |
| Net interest income | $19,298,000 | 746 |
| Provision for loan and lease losses | $2,150,000 | 505 |
| Total noninterest income | $11,023,000 | 523 |
| Gross Fiduciary activities income | $2,021,000 | 225 |
| Service charges on deposit accounts | $3,864,000 | 335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,138,000 | 623 |
| Total noninterest expense | $21,667,000 | 603 |
| Salaries and employee benefits | $11,570,000 | 581 |
| Premises and equipment expense | $3,427,000 | 521 |
| Additional noninterest expense | $6,670,000 | 621 |
| Pre-tax net operating income | $6,504,000 | 1,004 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $2,094,000 | 1,029 |
| Income before extraordinary items | $4,423,000 | 1,135 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,423,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,855,000 | 465 |
| Cash dividends | $1,950,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,414,160 | 1,075 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,790,000 | 821 |
| Total interest expense | $5,118,000 | 940 |
| Net interest income | $12,672,000 | 761 |
| Provision for loan and lease losses | $1,050,000 | 614 |
| Total noninterest income | $7,262,000 | 524 |
| Gross Fiduciary activities income | $1,373,000 | 229 |
| Service charges on deposit accounts | $2,494,000 | 347 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,395,000 | 617 |
| Total noninterest expense | $14,481,000 | 593 |
| Salaries and employee benefits | $7,690,000 | 580 |
| Premises and equipment expense | $2,362,000 | 511 |
| Additional noninterest expense | $4,429,000 | 620 |
| Pre-tax net operating income | $4,403,000 | 989 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $1,426,000 | 1,027 |
| Income before extraordinary items | $2,984,000 | 1,132 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,984,000 | 1,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 710 |
| Cash dividends | $1,237,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,979,240 | 1,044 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,928,000 | 823 |
| Total interest expense | $2,630,000 | 931 |
| Net interest income | $6,298,000 | 762 |
| Provision for loan and lease losses | $525,000 | 600 |
| Total noninterest income | $3,519,000 | 532 |
| Gross Fiduciary activities income | $672,000 | 237 |
| Service charges on deposit accounts | $1,184,000 | 354 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,663,000 | 613 |
| Total noninterest expense | $7,347,000 | 588 |
| Salaries and employee benefits | $3,902,000 | 569 |
| Premises and equipment expense | $1,210,000 | 500 |
| Additional noninterest expense | $2,235,000 | 614 |
| Pre-tax net operating income | $1,945,000 | 1,113 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $619,000 | 1,158 |
| Income before extraordinary items | $1,327,000 | 1,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,327,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 887 |
| Cash dividends | $750,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,326,320 | 1,167 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $37,960,000 | 789 |
| Total interest expense | $12,599,000 | 897 |
| Net interest income | $25,361,000 | 745 |
| Provision for loan and lease losses | $2,675,000 | 600 |
| Total noninterest income | $12,851,000 | 541 |
| Gross Fiduciary activities income | $2,669,000 | 238 |
| Service charges on deposit accounts | $4,410,000 | 366 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,772,000 | 625 |
| Total noninterest expense | $26,387,000 | 619 |
| Salaries and employee benefits | $14,024,000 | 584 |
| Premises and equipment expense | $4,316,000 | 530 |
| Additional noninterest expense | $8,047,000 | 663 |
| Pre-tax net operating income | $9,150,000 | 937 |
| Securities gains (losses) | $42,000 | 2,561 |
| Applicable income taxes | $2,688,000 | 1,026 |
| Income before extraordinary items | $6,504,000 | 961 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,504,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,854,000 | 268 |
| Cash dividends | $3,712,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,474,180 | 923 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $42,737,000 | 794 |
| Total interest expense | $18,482,000 | 890 |
| Net interest income | $24,255,000 | 731 |
| Provision for loan and lease losses | $7,085,000 | 289 |
| Total noninterest income | $11,262,000 | 556 |
| Gross Fiduciary activities income | $2,492,000 | 258 |
| Service charges on deposit accounts | $3,726,000 | 405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,044,000 | 659 |
| Total noninterest expense | $23,722,000 | 668 |
| Salaries and employee benefits | $12,028,000 | 636 |
| Premises and equipment expense | $4,240,000 | 526 |
| Additional noninterest expense | $7,454,000 | 704 |
| Pre-tax net operating income | $4,710,000 | 1,524 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $641,000 | 2,849 |
| Income before extraordinary items | $4,094,000 | 1,336 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,094,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,659,000 | 655 |
| Cash dividends | $3,937,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,072,500 | 1,278 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $43,380,000 | 821 |
| Total interest expense | $18,277,000 | 981 |
| Net interest income | $25,103,000 | 708 |
| Provision for loan and lease losses | $1,680,000 | 696 |
| Total noninterest income | $8,294,000 | 664 |
| Gross Fiduciary activities income | $2,535,000 | 257 |
| Service charges on deposit accounts | $3,011,000 | 448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,748,000 | 908 |
| Total noninterest expense | $23,132,000 | 681 |
| Salaries and employee benefits | $11,023,000 | 649 |
| Premises and equipment expense | $4,597,000 | 489 |
| Additional noninterest expense | $7,512,000 | 706 |
| Pre-tax net operating income | $8,585,000 | 906 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,620,000 | 929 |
| Income before extraordinary items | $5,965,000 | 885 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,965,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $899,000 | 812 |
| Cash dividends | $4,522,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,965,000 | 891 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $38,977,000 | 874 |
| Total interest expense | $13,943,000 | 1,089 |
| Net interest income | $25,034,000 | 723 |
| Provision for loan and lease losses | $1,860,000 | 599 |
| Total noninterest income | $8,222,000 | 691 |
| Gross Fiduciary activities income | $2,893,000 | 265 |
| Service charges on deposit accounts | $2,421,000 | 552 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,908,000 | 912 |
| Total noninterest expense | $22,905,000 | 687 |
| Salaries and employee benefits | $10,985,000 | 649 |
| Premises and equipment expense | $4,659,000 | 486 |
| Additional noninterest expense | $7,261,000 | 760 |
| Pre-tax net operating income | $8,491,000 | 947 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $2,689,000 | 965 |
| Income before extraordinary items | $5,823,000 | 957 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,823,000 | 957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,984,000 | 366 |
| Cash dividends | $3,300,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,808,720 | 950 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,545,000 | 867 |
| Total interest expense | $15,628,000 | 1,014 |
| Net interest income | $22,917,000 | 751 |
| Provision for loan and lease losses | $2,636,000 | 483 |
| Total noninterest income | $6,459,000 | 780 |
| Gross Fiduciary activities income | $2,439,000 | 282 |
| Service charges on deposit accounts | $1,973,000 | 623 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,047,000 | 1,143 |
| Total noninterest expense | $19,546,000 | 754 |
| Salaries and employee benefits | $9,766,000 | 700 |
| Premises and equipment expense | $3,604,000 | 597 |
| Additional noninterest expense | $6,176,000 | 825 |
| Pre-tax net operating income | $7,194,000 | 1,052 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $2,200,000 | 1,146 |
| Income before extraordinary items | $5,029,000 | 1,070 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,029,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,503,000 | 560 |
| Cash dividends | $4,814,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,004,500 | 1,036 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $39,488,000 | 870 |
| Total interest expense | $17,189,000 | 950 |
| Net interest income | $22,299,000 | 811 |
| Provision for loan and lease losses | $2,272,000 | 527 |
| Total noninterest income | $4,620,000 | 976 |
| Gross Fiduciary activities income | $2,083,000 | 315 |
| Service charges on deposit accounts | $1,525,000 | 843 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,012,000 | 1,719 |
| Total noninterest expense | $17,647,000 | 815 |
| Salaries and employee benefits | $9,029,000 | 764 |
| Premises and equipment expense | $3,071,000 | 678 |
| Additional noninterest expense | $5,547,000 | 897 |
| Pre-tax net operating income | $7,000,000 | 1,141 |
| Securities gains (losses) | $134,000 | 859 |
| Applicable income taxes | $2,053,000 | 1,291 |
| Income before extraordinary items | $5,081,000 | 1,088 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,081,000 | 1,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,359,000 | 647 |
| Cash dividends | $3,225,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,985,860 | 1,083 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $37,556,000 | 932 |
| Total interest expense | $16,070,000 | 1,030 |
| Net interest income | $21,486,000 | 864 |
| Provision for loan and lease losses | $600,000 | 1,497 |
| Total noninterest income | $3,881,000 | 1,140 |
| Gross Fiduciary activities income | $1,926,000 | 363 |
| Service charges on deposit accounts | $1,424,000 | 928 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $531,000 | 2,808 |
| Total noninterest expense | $16,583,000 | 917 |
| Salaries and employee benefits | $8,980,000 | 778 |
| Premises and equipment expense | $2,890,000 | 756 |
| Additional noninterest expense | $4,713,000 | 1,189 |
| Pre-tax net operating income | $8,184,000 | 940 |
| Securities gains (losses) | $20,000 | 2,000 |
| Applicable income taxes | $2,556,000 | 997 |
| Income before extraordinary items | $5,648,000 | 940 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,648,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 1,223 |
| Cash dividends | $5,219,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,634,200 | 924 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $35,547,000 | 1,002 |
| Total interest expense | $15,330,000 | 1,099 |
| Net interest income | $20,217,000 | 924 |
| Provision for loan and lease losses | $360,000 | 2,012 |
| Total noninterest income | $3,792,000 | 1,155 |
| Gross Fiduciary activities income | $1,768,000 | 406 |
| Service charges on deposit accounts | $1,446,000 | 922 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $578,000 | 2,599 |
| Total noninterest expense | $16,188,000 | 934 |
| Salaries and employee benefits | $7,839,000 | 880 |
| Premises and equipment expense | $2,724,000 | 819 |
| Additional noninterest expense | $5,625,000 | 1,025 |
| Pre-tax net operating income | $7,461,000 | 1,046 |
| Securities gains (losses) | $173,000 | 732 |
| Applicable income taxes | $2,116,000 | 1,221 |
| Income before extraordinary items | $5,518,000 | 967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,518,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,379 |
| Cash dividends | $2,737,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,393,440 | 977 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $31,112,000 | 1,019 |
| Total interest expense | $11,714,000 | 1,122 |
| Net interest income | $19,398,000 | 951 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $3,362,000 | 1,252 |
| Gross Fiduciary activities income | $1,516,000 | 428 |
| Service charges on deposit accounts | $1,470,000 | 889 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $376,000 | 3,543 |
| Total noninterest expense | $15,275,000 | 994 |
| Salaries and employee benefits | $7,490,000 | 907 |
| Premises and equipment expense | $2,505,000 | 873 |
| Additional noninterest expense | $5,280,000 | 1,122 |
| Pre-tax net operating income | $7,445,000 | 1,023 |
| Securities gains (losses) | $318,000 | 369 |
| Applicable income taxes | $2,288,000 | 1,068 |
| Income before extraordinary items | $5,475,000 | 943 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,475,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,802 |
| Cash dividends | $2,700,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,249,220 | 990 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $30,520,000 | 1,043 |
| Total interest expense | $11,720,000 | 1,161 |
| Net interest income | $18,800,000 | 978 |
| Provision for loan and lease losses | $1,252,000 | 1,126 |
| Total noninterest income | $3,201,000 | 1,383 |
| Gross Fiduciary activities income | $1,333,000 | 479 |
| Service charges on deposit accounts | $1,582,000 | 823 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $286,000 | 4,602 |
| Total noninterest expense | $14,574,000 | 1,083 |
| Salaries and employee benefits | $7,325,000 | 921 |
| Premises and equipment expense | $2,382,000 | 932 |
| Additional noninterest expense | $4,867,000 | 1,300 |
| Pre-tax net operating income | $6,175,000 | 1,125 |
| Securities gains (losses) | $1,535,000 | 380 |
| Applicable income taxes | $2,207,000 | 1,107 |
| Income before extraordinary items | $5,503,000 | 944 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,503,000 | 973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 1,218 |
| Cash dividends | $2,587,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,413,150 | 1,086 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,913,000 | 1,147 |
| Total interest expense | $13,722,000 | 1,287 |
| Net interest income | $18,191,000 | 1,019 |
| Provision for loan and lease losses | $2,216,000 | 1,068 |
| Total noninterest income | $3,043,000 | 1,421 |
| Gross Fiduciary activities income | $1,245,000 | 490 |
| Service charges on deposit accounts | $1,549,000 | 845 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $249,000 | 4,972 |
| Total noninterest expense | $13,315,000 | 1,193 |
| Salaries and employee benefits | $6,897,000 | 992 |
| Premises and equipment expense | $2,304,000 | 990 |
| Additional noninterest expense | $4,114,000 | 1,563 |
| Pre-tax net operating income | $5,703,000 | 1,138 |
| Securities gains (losses) | $910,000 | 710 |
| Applicable income taxes | $1,534,000 | 1,427 |
| Income before extraordinary items | $5,079,000 | 936 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,079,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,993,000 | 966 |
| Cash dividends | $2,400,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,378,300 | 988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.