Home > Mercantile National Bank of Indiana > Net charge- offs to loans
Mercantile National Bank of Indiana, Net charge- offs to loans
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2891% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5912% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3086% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3285% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2014% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4153% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2748% | 7,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0019% | 4,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4647% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7371% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1778% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1445% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4382% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2659% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5603% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4937% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1035% | 7,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5258% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2481% | 8,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 7,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6183% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2025% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2968% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1793% | 8,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0477% | 5,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4875% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3078% | 8,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1253% | 965 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 7,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7021% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2155% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2853% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1673% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3484% | 8,264 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0146% | 7,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3989% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3263% | 8,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 8,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 7,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0364% | 8,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2632% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2398% | 8,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9797% | 8,197 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2110% | 7,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0864% | 8,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1252% | 8,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2904% | 8,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3924% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7525% | 8,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0531% | 7,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1364% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3298% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2534% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5469% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2433% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6871% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4900% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4795% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6821% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2693% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5761% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1979% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7447% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4642% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6475% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2090% | 8,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1750% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3707% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5313% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2864% | 7,957 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.7126% | 8,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4802% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3504% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1818% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5938% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2557% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7202% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8034% | 1,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1666% | 6,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4662% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4172% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4540% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5358% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2997% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6218% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6188% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2104% | 5,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3702% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2511% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5767% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0706% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7564% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 3,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0422% | 5,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2457% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4983% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6711% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 7,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5495% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3866% | 449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2986% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5717% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2037% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6776% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3858% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4555% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1442% | 7,810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3747% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0114% | 795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0255% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5903% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8081% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2350% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0349% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1982% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1548% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7289% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8588% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9950% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3996% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1888% | 1,286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4530% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1106% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8520% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0519% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4008% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3259% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2471% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1548% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6507% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1348% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1940% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0619% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4091% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3070% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2107% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 6,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3456% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4323% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0199% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2506% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2637% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9337% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6200% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7062% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6269% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9737% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |